KR20080052804A - System for processing taxi fare and program recording medium - Google Patents

Abstract

A system for processing a taxi fare and a program recording medium thereof are provided to enable a bank to store a unique taxi number and a mobile number of a taxi driver in a database, and inform the taxi driver mobile terminal of a payment approval result when the customer requests payment by inputting the unique taxi number to the mobile terminal of the customer, thereby offering a discriminated mobile payment service and enabling a customer to pay the taxi fare conveniently. A storage medium links/stores unique taxi number information, taxi driver mobile number information, and reception account information. A payment processor(530) deposits a taxi fare to the reception account linked with the unique taxi number information through a payment tool linked with a customer mobile terminal(540) by linking with the storage medium when the customer mobile terminal transmits the unique taxi number information and a payment amount corresponding to the taxi fare. An information transmitter(520) checks the taxi driver mobile number information linked with the unique taxi number information by linking with the storage medium and transmits a payment result to a checked taxi driver mobile terminal(545).

Description

System for Processing Taxi Fare and Program Recording Medium

1 is a view showing a taxi information registration system for wireless taxi fare payment according to an embodiment of the present invention.

2 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

3 is a view showing a customer payment means information registration system for a wireless taxi fare payment according to an embodiment of the present invention.

4 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

5 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

6 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an embodiment of the present invention.

7 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

8 is a diagram illustrating a payment processing process for a wireless taxi fare payment according to an embodiment of the present invention.

9 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

FIG. 10 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

11 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

12 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

13 is a diagram illustrating a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

14 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

15 is a diagram illustrating a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

16 is a view illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

17 is a diagram illustrating a customer payment means information registration system for wireless taxi fare payment according to another embodiment of the present invention.

18 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

19 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

20 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an exemplary embodiment of the present invention.

21 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

22 is a diagram illustrating a payment processing procedure for wireless taxi fare payment according to an embodiment of the present invention.

23 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

24 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

25 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

26 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

<Description of main parts of drawing>

100: information registration server 105: interface unit

110: interface providing unit 115: information receiving unit

120: information storage unit 125: information transmission unit

130: validity verification unit 135: courier company terminal

140: Taxi Information D / B

According to the present invention, after the bank unique number information and the taxi driver cell phone information is stored in the DB and stored in the DB, the taxi user enters the taxi unique number using a mobile phone, and requests a payment process. The present invention relates to a taxi fare processing system that provides a differentiated mobile payment service and enhances the convenience of a taxi fare payment by informing a taxi driver of a payment result.

The most common way of paying taxi fare is by cash. With the rapid development of information and communication technology, a taxi fare payment system using a credit card has been commercialized, and a taxi fare payment system using a transportation card is expected to emerge in the future.

However, for the taxi fare payment system as described above, a predetermined payment terminal must be mounted in the taxi. Even if a subsidy is paid, the payment terminal of the customer is mounted in the taxi for a small taxi company and a private taxi operator. It includes a big burden.

In addition, even when the payment terminal is mounted in the taxi, when the customer who does not have cash pays the taxi fare through a credit card or a transportation card, an error occurs in the payment terminal or the communication is not possible. It includes the risk of fee application.

An object of the present invention for solving the above problems, after linking the taxi unique number information and the taxi driver mobile phone information in the bank and stored in the DB, the taxi user after entering the taxi unique number on the mobile phone, request payment processing Then, by notifying the payment approval result to the taxi driver mobile phone connected to the taxi unique number in the bank, it provides a taxi fare processing system that can provide a differentiated mobile payment service and enhance the convenience of customers paying the taxi fare.

Taxi fare processing system according to the present invention, a storage medium for linking and storing a predetermined taxi unique number information, taxi driver wireless terminal information and payment target account information, and the predetermined number of the taxi unique number information and taxi in a wireless customer terminal When the payment amount corresponding to the fare is transmitted, the amount corresponding to the taxi fare is linked to the taxi unique number information through the payment means associated with the customer wireless terminal in connection with the storage medium (or storage medium operating means). After confirming the payment processing means for the payment processing to be deposited into the payment target account, and the taxi driver wireless terminal information associated with the taxi unique number information in connection with the storage medium (or storage medium operating means), the confirmed taxi driver wireless And information transmitting means for transmitting the payment processing result to the terminal. .

According to the present invention, the taxi fare processing system is characterized in that it further comprises information updating means for real-time update processing of the taxi driver radio terminal information previously stored in the storage medium at the request of the taxi operator.

According to the present invention, the payment means associated with the customer wireless terminal, the mobile phone payment means to pay through a communication billing system on the wireless communication network to which the customer wireless terminal subscribed, or a customer financial account associated with the customer wireless terminal Account transfer payment means for paying by depositing the deposit amount, or credit card payment means for paying through a credit card associated with the customer wireless terminal (or provided in the customer wireless terminal), or linked with the customer wireless terminal. Debit card payment means for paying through a debit card (or provided to the customer wireless terminal), or debit card payment means for paying through a debit card associated with (or the customer wireless terminal) associated with the customer wireless terminal Or payment via a prepaid card associated with the customer wireless terminal (or provided with the customer wireless terminal) It characterized by comprising the at least one stage.

On the other hand, the present invention includes a recording medium characterized by recording a program for executing the above-described taxi fare processing system configuration means function.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a view showing a taxi information registration system for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in Figure 1, a predetermined taxi company terminal 135 connects to a server on a wireless taxi fare payment system through a predetermined network means for payment of the wireless taxi fare, and the taxi unique number information and taxi driver wireless terminal information. When providing taxi company registration information including at least one taxi company account information, taxi unique number information and taxi driver wireless terminal information and taxi included in the taxi company registration information provided from the taxi company terminal 135 in the server Taxi information registration system configuration for storing and processing company account information linked to the taxi information D / B (140) provided on the wireless taxi fare payment system, a person having ordinary knowledge in the technical field to which the present invention belongs If the taxi information is registered for the wireless taxi fare payment by referring to and / or modified in Figure 1 Would be able to infer a variety of exemplary methods for the system configuration, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 1.

Hereinafter, in the taxi information registration system shown in FIG. 1, the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information provided from the taxi company terminal 135 are stored in the taxi information D / B 140. Components corresponding to at least one or more means and / or functional configurations for the sake of convenience are referred to as " information registration server 100 ".

Referring to FIG. 1 according to an embodiment of the present invention, a taxi information registration system for wireless taxi fare payment according to the present invention includes at least one taxi company terminal 135 connected to a predetermined network means and the taxi company. Taxi information D / B (140) for storing the cab unique number information transmitted from the terminal 135, the taxi driver wireless terminal information and the taxi company account information in association with each other, and the taxi company terminal 135 and a predetermined network means The information registration server 100 connected through the network means, receives the taxi unique number information, the taxi driver wireless terminal information and the taxi company account information transmitted through the network means and stores the information by linking to the taxi information D / B (140) It is characterized by comprising a).

The taxi company terminal 135 may be a wired communication network based on TCP / IP (for example, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). A mobile terminal including at least one or more wired terminals including a desktop computer and / or a laptop connected to the information registration server 100 and / or a code division multiple access (CDMA) -based mobile communication network (or A mobile communication terminal connected to a High Speed Downlink Packet Access (HSDPA) based mobile communication network, and / or a portable Internet terminal connected to a high-speed wireless Internet based on IEEE 802.16x, and / or a wireless LAN network based on IEEE 802.11x. Characterized in that it comprises at least one or more wireless terminals including at least one wireless LAN terminal, the taxi company terminal 135 Output at least one taxi information registration interface screen provided by the information registration server 100, and input and / or select at least one information through the taxi information registration interface screen to transmit to the information registration server 100 It is preferable that a function configuration (for example, a browser program and a communication function) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the taxi company terminal 135 corresponding to at least one or more wired terminals and / or wireless terminals, Is omitted for convenience.

When the taxi company terminal 135 is a wired terminal according to an embodiment of the present invention, the network means comprises a TCP / IP-based wired communication network, the taxi company terminal 135 is a wireless terminal Preferably, the network means comprises at least one of a CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. .

The taxi information D / B 140 provided on the wireless taxi fare payment system according to the present invention links the taxi unique number information transmitted from the taxi company terminal 135 with the taxi driver wireless terminal information and taxi company account information. It is characterized by processing and storing.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose, the taxi company terminal 135 is the taxi company registration information It is preferable to transmit to the information registration server 100 including the car number information corresponding to the license plate attached to the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 135 may be omitted by providing the taxi registration information to the information registration server 100 including the taxi unique number information.

Alternatively, the taxi company terminal 135 provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and is assigned to the taxi based on the car number information in the wireless taxi fare payment system. Unique identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or e-mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (transmitter 2315 or e-mail address) in addition to the taxi driver wireless terminal. desirable.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

According to the method of the present invention, the information registration server 100 is predetermined with the taxi company terminal 135 through the network means in order to provide a web interface corresponding to the taxi company terminal 135 and the network means. And an interface unit 105 for connecting and managing a communication channel of the communication channel. Thus, the information registration server 100 communicates with the taxi company terminal 135 through a wired communication network and / or a wireless communication network. It has the function of a web server to be connected.

According to an exemplary embodiment of the present invention, when the taxi company terminal 135 is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 105 may be connected to the taxi company terminal 135. Taxi information registration interface screen in the form of HTML (Hyper-Text Markup Language) compatible document connected to a predetermined communication channel based on HTTP (Hyper-Text Transfer Protocol) protocol to the taxi company terminal 135 through the communication channel And / or transmits and outputs an information providing screen, predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account input (or selected) from the taxi company terminal 135 through the taxi information registration interface screen. It is desirable to perform a function of receiving and processing information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 135 is a wireless terminal to which a communication channel is connected through a CDMA based wireless communication network, the interface unit 105 is connected to the taxi company terminal 135 and the WAP. (Wireless Markup Language (WML) and / or HTML compatible document) by connecting a predetermined communication channel based on a Wireless Application Protocol (ME) and / or a Mobile Explorer (ME) protocol and through the communication channel to the taxi company terminal 135. Taxi information registration interface screen and / or information providing screen in the form of a transmission and output, the taxi company terminal 135 predetermined taxi unique number information corresponding to the taxi information registration interface screen and taxi driver wireless terminal information and taxi It is preferable to perform a function of receiving and processing company account information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 135 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 105 is the taxi company terminal 135. ) And a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and a predetermined taxi information registration interface screen and / or information providing screen to the taxi company terminal 135 through the communication channel. It is preferable to perform the function of transmitting and outputting, receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information and taxi company account information corresponding to the taxi information registration interface screen from the taxi company terminal 135. And / or when the taxi company terminal 135 is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless communication network, The interface unit 105 connects a predetermined communication channel with the taxi company terminal 135 based on a wireless protocol corresponding to the IEEE 802.11x standard, and the predetermined communication channel with the taxi company terminal 135 through the communication channel. Sends and outputs a taxi information registration interface screen and / or an information providing screen, the predetermined taxi unique number information, taxi driver wireless terminal information and taxi company account corresponding to the taxi information registration interface screen from the taxi company terminal 135 It is desirable to perform a function of receiving and processing information.

Referring to FIG. 1, the information registration server 100 interworks with the interface unit 105 when a predetermined taxi company terminal 135 accesses the information registration server 100 through the interface unit 105. Interface providing unit 110 for generating (or extracting) a predetermined taxi information registration interface screen for inputting (or selecting) and transmitting predetermined taxi company registration information from the taxi company terminal 135; The taxi company terminal 135 inputs the taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information through the taxi information registration interface screen; And the transmission, the information receiving unit 115 for receiving the taxi company registration information in conjunction with the interface unit 105, and the validity of the received taxi company registration information Validation authentication unit 130 for checking the, and the taxi unique number information, taxi driver wireless terminal information and taxi company account information included in the taxi company registration information is validated to the taxi information D / B (140) Characterized in that the information storage unit 120 for storing the cooperative processing, the taxi information D / B 140, the taxi unique number information, taxi driver wireless terminal information and taxi company account information is processed After storing, the information registration unit 125 is further provided to transmit the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information.

The interface providing unit 110, when a predetermined taxi company terminal 135 is connected to the information registration server 100 through the interface unit 105, the functional configuration provided in the taxi company terminal 135 (for example In response to the browser program provided in the taxi company terminal 135), the taxi company registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information is inputted (or selected). Generate a predetermined taxi information registration interface screen that can be transmitted to the information registration server 100 via the network means, and / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 105 The taxi information registration interface screen generated (or extracted) is provided to the taxi company terminal 135 through the network means. .

Thereafter, the taxi company terminal 135 inputs taxi company registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information based on the taxi information registration interface screen (or If it is confirmed that the taxi company registration information is input (or selected), the taxi company terminal 135 is the taxi unique number information and taxi driver wireless terminal information input (or selected) through the network means And taxi company registration information including at least one taxi company account information to the information registration server 100.

If the person having ordinary knowledge in the technical field to which the present invention belongs, the taxi unique number information and the taxi driver through at least one form form included in the taxi information registration interface screen in the taxi company terminal 135 Technical features for inputting (or selecting) taxi company registration information including at least one of wireless terminal information and taxi company account information, and the taxi unique number information input (or selected) through a communication protocol provided by the network means. And it will be familiar with the technical features for transmitting the taxi company registration information including at least one taxi driver wireless terminal information and taxi company account information to the information registration server 100, a detailed description thereof will be omitted for convenience. .

The information receiving unit 115 includes at least one taxi company registration information including predetermined taxi unique number information, taxi driver wireless terminal information, and taxi company account information through the taxi information registration interface screen on the taxi company terminal 135. When inputting (or selecting) the transmission through the network means, the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi company account information in conjunction with the interface unit 105 Characterized in that it receives, and provides the received taxi company registration information to the validity authentication unit 130.

The validity authentication unit 130 checks the validity of whether the taxi company registration information received through the information receiving unit 115 can process the taxi fare paid by a predetermined customer through the wireless taxi fare payment system. It is characterized in that the authentication.

According to the exemplary embodiment of the present invention, the validity authentication unit 130 is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the validity authentication unit 130 corresponds to a taxi company account information included in the taxi company registration information in association with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi company account information by checking whether a financial account is opened.

When the validity of the taxi company registration information is authenticated, the information storage unit 120 processes the taxi by integrating the taxi unique number information, taxi driver wireless terminal information and taxi company account information included in the taxi company registration information. The information is stored in the D / B 140.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose, the taxi company terminal 135 is registered with the taxi company It is preferable to transmit the information registration server 100 including the vehicle number information corresponding to the license plate attached to the taxi in the information.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 135 may include omitting the taxi company registration information to the information registration server 100 by including the taxi unique number information.

Alternatively, the taxi company terminal 135 provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and is assigned to the taxi based on the car number information in the wireless taxi fare payment system. Unique identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (or mail address) in addition to the taxi driver wireless terminal.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

The information transmitter 125 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

2 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, Figure 2 is a taxi company terminal 135 on the taxi information registration system shown in Figure 1 and the taxi unique number information for the wireless taxi fare payment to the information registration server 100 through a predetermined network means; When the taxi company registration information including at least one taxi driver wireless terminal information and taxi company account information is transmitted, the taxi registration number information and the taxi driver wireless terminal information included in the taxi company registration information in the information registration server 100. And a process of linking the taxi company account information and storing the information in the taxi information D / B 140, and those skilled in the art to which the present invention pertains may refer to and / or modify the present invention. Various implementation methods for the taxi information registration process for the wireless taxi fare payment can be inferred, but the present invention is all inferred Include city method, and shall not be limited to the exemplary method shown in the figure 2.

Hereinafter, in FIG. 2, the information registration server 100 on the taxi information registration system shown in FIG. 1 will be referred to as "server" for convenience, and the taxi company terminal 135 on the taxi information registration system shown in FIG. It is called "terminal".

Referring to FIG. 2, the terminal on the taxi information registration system shown in FIG. 1 connects to the server via the network means and connects a communication channel for wireless taxi fare payment (200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (205) In response, the server generates (or extracts) a taxi information registration interface screen including a user interface for inputting (or selecting) the taxi unique number information, taxi driver wireless terminal information, and taxi company account information in the terminal. In operation 210, the generated (or extracted) taxi information registration interface screen is transmitted to the terminal through the communication channel (215).

Thereafter, the terminal includes the user information included in the taxi information registration interface screen for inputting (or selecting) taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information, and taxi company account information. The taxi unique number information, the taxi driver wireless terminal information and the taxi company account information are input (or selected) through an interface (220).

If the terminal receives (or selects) taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi company account information (225), the terminal transmits the communication channel through the communication channel. Taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information and taxi company account information is transmitted to the server (230).

Thereafter, the server checks the validity of the received taxi company registration information (235).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information, the taxi driver wireless By confirming the name of the terminal information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to open a financial account corresponding to the taxi company account information included in the taxi company registration information. It is desirable to verify the validity of the taxi company account information by checking if there is.

If the validity of the taxi company registration information is not authenticated (240), the server generates a predetermined validity error information and transmits it to the terminal (245).

On the other hand, if the validity of the taxi company registration information is authenticated (240), the server links the taxi unique number information contained in the taxi company registration information, taxi driver wireless terminal information and taxi company account information in Figure 1 The illustrated taxi information is stored in the D / B 140 (250).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose, the taxi company terminal 135 is the taxi company registration information It is preferable to transmit to the information registration server 100 including the car number information corresponding to the license plate attached to the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 135 may be omitted by providing the taxi registration information to the information registration server 100 including the taxi unique number information.

Alternatively, the taxi company terminal 135 provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and is assigned to the taxi based on the car number information in the wireless taxi fare payment system. Unique identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 135 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. (Or mail address information, etc.) is preferably further included. In this case, the taxi fare payment processing information may be provided to the taxi company terminal 135 (or mail address) in addition to the taxi driver wireless terminal.

The taxi company account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into a financial account in the name of the taxi driver according to the embodiment of the present invention, the taxi company preferably pays the remaining amount of the taxi fare payment except the predetermined company repayment to the taxi driver. Do.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (255), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (260). .

3 is a diagram illustrating a customer payment means information registration system for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 3 illustrates that when a predetermined customer terminal accesses a server on a wireless taxi fare payment system through a predetermined network means and provides customer payment means information and customer wireless terminal information for the wireless taxi fare payment, the server For the customer payment means information registration system configuration for storing the customer payment means information and customer wireless terminal information provided from the customer terminal in connection with the payment means D / B (340) provided on the wireless taxi fare payment system As those skilled in the art to which the present invention pertains, various implementation methods for the configuration of a customer payment means information registration system for the wireless taxi fare payment may be inferred by referring to and / or modifying the drawing 3. It will be appreciated that the present invention encompasses all implementation methods inferred from the above, and the seal illustrated in FIG. It shall be limited to methods.

Hereinafter, at least one or more means for storing customer payment means information and customer wireless terminal information provided from the customer terminal in the payment means D / B (340) on the customer payment means information registration system shown in Figure 3 and / Alternatively, the component corresponding to the functional configuration is referred to as "information registration server 300" for convenience.

Referring to FIG. 3 according to an embodiment of the present invention, the customer payment means information registration system for wireless taxi fare payment according to the present invention, at least one customer terminal connected to a predetermined network means, and transmitted from the customer terminal Payment means D / B (340) for processing and storing the customer payment means information and the customer wireless terminal information to be linked, and the customer payment means information is connected to the customer terminal via a predetermined network means, and transmitted through the network means And an information registration server 300 for receiving and storing the customer wireless terminal information in association with the payment means D / B 340 and storing the information.

The client terminal is connected to a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). It comprises at least one wired terminal including a desktop computer and / or notebook connected in communication with the information registration server 300, and / or is a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA (High Speed) A mobile communication terminal connected to a downlink packet access) network, and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN network. And at least one or more wireless terminals including at least one of the above, wherein the customer terminal comprises the information registration server ( A function configuration for outputting at least one information registration interface screen provided by 300, inputting and / or selecting at least one information through the information registration interface screen, and transmitting the selected information to the information registration server 300 (eg, Browser program and communication function).

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the customer terminal corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof will be omitted for convenience. .

According to an embodiment of the present invention, when the customer terminal is a wired terminal, the network means comprises the TCP / IP based wired communication network, and when the customer terminal is a wireless terminal, the network means is the CDMA based. (Or HSDPA based) mobile communication network, and / or IEEE 802.16x-based high-speed wireless Internet, and / or IEEE 802.11x-based wireless LAN communication network is preferably made of at least one or more.

The payment means D / B (340) provided on the wireless taxi fare payment system according to the present invention is characterized in that the customer payment means information transmitted from the customer terminal and the customer wireless terminal information is stored in association.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with the communication fee charging system used by the customer wireless terminal, the mobile phone payment means information payment processing through the taxi fare through the customer's communication fee As the payment means information to ensure that, the mobile payment means information is preferably made of at least one or more information including the customer wireless terminal number, wireless terminal name information and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is associated with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

According to an embodiment of the present invention, the information registration server 300 connects and manages a predetermined communication channel with the customer terminal through the network means in order to provide a web interface corresponding to the customer terminal and the network means. And an interface unit 305, whereby the information registration server 300 has a function of a web server that communicates with the customer terminal through a wired communication network and / or a wireless communication network.

According to an embodiment of the present invention, when the customer terminal is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 305 is connected to the customer terminal with a Hyper-Text Transfer Protocol (HTTP). Connecting a predetermined communication channel based on a protocol, transmitting and outputting an information registration interface screen and / or an information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document to the customer terminal through the communication channel; It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information input (or selected) from the customer terminal through the information registration interface screen.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 305 is connected to the customer terminal and WAP (Wireless Application Protocol) and / or A predetermined communication channel is connected based on a ME (Mobile Explorer) protocol, and an information registration interface screen and / or an information providing screen in the form of a WML (Wireless Markup Language) and / or HTML compatible document is connected to the customer terminal through the communication channel. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to the information registration interface screen from the customer terminal.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 305 may be configured to the customer terminal and the IEEE 802.16x standard. A predetermined communication channel is connected based on a corresponding wireless protocol, and a predetermined information registration interface screen and / or an information providing screen are transmitted to the customer terminal through the communication channel and outputted, and the information registration interface is transmitted from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to a screen, and / or a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.11x. In this case, the interface unit 305 is a wireless protocol corresponding to the customer terminal and the IEEE 802.11x standard. Connecting a predetermined communication channel based on the communication channel, transmitting and outputting a predetermined information registration interface screen and / or an information providing screen to the customer terminal through the communication channel, and corresponding to the information registration interface screen from the customer terminal. It is preferable to perform a function of receiving and processing customer payment means information and customer wireless terminal information of the.

Referring to FIG. 3, the information registration server 300 is connected to the interface unit 305 when a predetermined customer terminal accesses the information registration server 300 through the interface unit 305. An interface providing unit 310 for generating (or extracting) a predetermined information registration interface screen for inputting (or selecting) and transmitting predetermined customer payment means information and customer wireless terminal information from the interface unit 305. And an information receiver 315 for receiving (or selecting) and transmitting customer payment means information and customer wireless terminal information from the customer terminal through the information registration interface screen, and the received customer payment means information. And the validity authentication unit 330 for checking the validity of the customer wireless terminal information, and the customer payment means information and the customer wireless terminal information, which have been validated. Provided with a means for D / B information storage section 320 that stores the processing associated with the (340) characterized by comprising.

The interface providing unit 310, when a predetermined customer terminal is connected to the information registration server 300 through the interface unit 305, the functional configuration provided in the customer terminal (for example, a browser program provided in the customer terminal) Generate a predetermined information registration interface screen for inputting (or selecting) predetermined customer payment means information and customer wireless terminal information to transmit to the information registration server 300 through the network means corresponding to Or extracting from a predetermined database (not shown) and providing the generated (or extracted) information registration interface screen in cooperation with the interface unit 305 to the customer terminal through the network means.

Thereafter, the customer terminal inputs (or selects) predetermined customer payment means information and customer wireless terminal information based on the information registration interface screen, and the customer payment means information and customer wireless terminal information are input (or selected). If it is confirmed, the customer terminal transmits the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 300 via the network means.

Those skilled in the art to which the present invention belongs, input the customer payment means information and the customer wireless terminal information through at least one form (Form) included in the information registration interface screen in the customer terminal ( Or technical features for transmitting the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 300 through a communication protocol provided by the network means. Since it will be, a detailed description thereof will be omitted for convenience.

The information receiver 315 inputs (or selects) predetermined customer payment means information and customer wireless terminal information through the information registration interface screen at the customer terminal and transmits the information through the network means. And receiving the customer payment means information and the customer wireless terminal information in conjunction with, and provides the received customer payment means information and customer wireless terminal information to the validity authentication unit 330.

The validity authentication unit 330 checks the validity of whether the customer payment means information and the customer wireless terminal information received through the information receiving unit 315 can pay a predetermined taxi fare through the wireless taxi fare payment system. It is characterized in that the authentication.

According to an embodiment of the present invention, the validity authentication unit 330 checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to authenticate the validity of the customer payment means information.

In addition, the validity authentication unit 330 confirms the name of the customer wireless terminal information in connection with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information, the customer wireless terminal It is desirable to authenticate the validity of the information.

The information storage unit 320 may process the customer payment means information and the customer wireless terminal information received through the information receiving unit 315 in association with each other and store the same in the payment means D / B 340.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with the communication fee charging system used by the customer wireless terminal, the mobile phone payment means information payment processing through the taxi fare through the customer's communication fee As the payment means information to ensure that, the mobile payment means information is preferably made of at least one or more information including the customer wireless terminal number, wireless terminal name information and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is associated with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

4 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, Figure 4 shows that the customer terminal on the customer payment means information registration system shown in Figure 3 is the customer payment means information and the customer wireless for the wireless taxi fare payment to the information registration server 300 through a predetermined network means When the terminal information is transmitted, the information registration server 300 relates to a process of linking the customer payment means information and the customer wireless terminal information to store in the payment means D / B (340), the present invention Those skilled in the art will be able to infer various implementation methods for the process of registering customer payment means information for wireless taxi fare payment by referring to and / or modifying the drawing 4, but the present invention is inferred from the above It includes all implementation methods, and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 4, the information registration server 300 on the customer payment means information registration system shown in FIG. 3 is referred to as a "server" for convenience, and the customer terminal on the customer payment means information registration system shown in FIG. It is called "terminal".

Referring to FIG. 4, the terminal on the customer payment means information registration system shown in FIG. 3 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (400).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the information registration interface screen for the wireless taxi fare payment to the server through the communication channel (405), Correspondingly, the server generates (or extracts) an information registration interface screen including a user interface for inputting (or selecting) the customer payment means information and the customer wireless terminal information in the terminal (410), and generates (or The extracted information registration interface screen is transmitted to the terminal through the communication channel (415).

Thereafter, the terminal inputs (or selects) the customer payment means information and the customer wireless terminal information through the user interface included in the information registration interface screen for inputting (or selecting) the customer payment means information and the customer wireless terminal information. (420).

If the customer payment means information and customer wireless terminal information is input (or selected) in the terminal (425), the terminal transmits the customer payment means information and customer wireless terminal information to the server through the communication channel ( 430).

Thereafter, the server checks the validity of the received customer payment means information and customer wireless terminal information (435).

According to an embodiment of the present invention, the server checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is desirable to authenticate the validity of the.

The server may verify the validity of the customer wireless terminal information by confirming the name of the customer wireless terminal information in association with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information. It is desirable to authenticate.

If the validity of the customer payment means information and the customer wireless terminal information is not authenticated (440), the server generates predetermined validity error information and transmits it to the terminal (445).

On the other hand, if the validity of the customer payment method information and the customer wireless terminal information is authenticated (440), the server processes the customer payment method information and the customer wireless terminal information in conjunction with the payment method D / B (shown in Figure 3) In step 340, it is stored (450).

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As a payment means information for payment processing to the amount deposited in the account, the account transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal It is possible to be provided in the financial IC chip of, or provided in the payment means D / B 340 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

5 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

In more detail, Figure 5 is a predetermined taxi information D / B 140 through the taxi information registration system shown in Figure 1, the taxi unique number information, taxi driver wireless terminal information and taxi company account information is processed in connection At least one customer payment means information and customer wireless terminal information that are stored and linked to process a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. After being processed and stored, the predetermined wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 540 to the predetermined wireless interface unit 505 through a wireless communication network according to a predetermined wireless Internet protocol. If the transmission, the number of customer payment based on the customer wireless terminal information transmitted the wireless payment request information in the wireless interface unit 505 However, a system configuration for verifying the information and processing the payment amount based on the taxi unique number information included in the wireless payment request information, and having a general knowledge in the technical field to which the present invention belongs, Although various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying the drawing 5, the present invention includes all the inferred implementation methods, as shown in FIG. The technical features are not limited only by the implementation method.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (340) through the customer payment means information registration system shown in FIG. The taxi unique number information and the taxi to the predetermined taxi information D / B 140 through the customer wireless terminal 540 registered the customer payment means information and the customer wireless terminal information and the taxi information registration system shown in FIG. The driver wireless terminal 545 used by the driver (or a driver in a taxi company) registered with the driver wireless terminal information and the taxi company account information includes the taxi unique number information and the payment amount in the customer wireless terminal 540. When the predetermined wireless payment request information is transmitted, the customer wireless terminal information that transmits the wireless payment request information is checked, and the payment means D / B 340 is connected to the Confirms the predetermined customer payment means information associated with the confirmed customer wireless terminal information, predetermined taxi company linked with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) It is characterized in that it comprises a wireless interface unit 505 to check the account information, and the payment processing amount included in the wireless payment request information to the confirmed taxi company account information through the confirmed customer payment means. .

In addition, the wireless taxi fare payment system, the wireless interface unit 505 corresponding to the predetermined customer payment means information associated with the customer wireless terminal information to process the payment amount included in the wireless payment request information; It is characterized in that it further comprises a predetermined payment system and / or financial system.

According to an exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes mobile phone payment means information, the wireless interface unit 505 performs wireless communication corresponding to the mobile payment means. It is preferable that the billing system including the billing system and the processing through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal information includes the wire transfer payment means information, the wireless interface unit 505 corresponds to the wire transfer payment means. It is preferable that a financial account in the name of a customer be linked to the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected through, through the financial terminal provides a non-face-to-face financial transaction service for at least one financial transaction customer.

In addition, the financial system is characterized in that it is linked to a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based wireless LAN connected to a TCP / IP-based backbone network through the Internet banking server) And / or at least one client terminal 335 (e.g., a personal computer (PC) and / or laptop equipped with the wired Internet access and browsing function) connected to the IEEE 802.16x based portable Internet, the wireless A non-face-to-face financial transaction service is provided to at least one financial transaction customer through a LAN / portable internet connection and a laptop and / or mobile terminal equipped with a browsing function.

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB) connected to a predetermined return channel (Return Channel) through the TV banking server Terminal, terrestrial DMB terminal, etc.) provides non-face-to-face financial transaction services to at least one financial transaction customer.

Referring to FIG. 5, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) to access the financial system, and / Or an external system that provides various financial transaction interfaces through at least one common network (eg, a CD common network, a financial common network), and the financial system includes interfacing between components in the financial system. Interface module corresponding to the middleware platform for providing a predetermined information, and predetermined information (eg, ledger information, and / or customer information, and / or management information required for each function in the components in the financial system) Etc.) and a DBMS 550 (DataBase Management System) including at least one database for storing and managing the same.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (550) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (340) by the financial institution through the customer payment means information registration system shown in Figure 3 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 540 that has registered at least one customer payment means information and customer wireless terminal information to process payment; and based on the financial account, at least one financial account And a ledger D / B for storing at least one ledger for providing a transaction service, wherein the ledger D / B performs at least one financial transaction processing that the financial institution will provide to the financial transaction customer. At least one ledger information (for example, a customer ledger, a reception ledger, a security ledger, etc.) and corresponding to each ledger information (for example, , Refine the properties / function of the respective ledger and / or at least one or more ledger complementing) the additional information is processed in conjunction with a relational (Relationship) is characterized in that it is stored.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one credit card payment means information, the wireless interface unit 505 is the credit card It is preferable that the predetermined credit card payment system corresponding to the payment means is linked with the predetermined communication means.

Those skilled in the art to the present invention, the credit card payment system configuration corresponding to the credit card payment means and the technical characteristics of the credit card payment method using the credit card payment system is familiar. Since it will be, a detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless interface unit 505 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information includes at least one debit card payment means information, the wireless interface unit 505 is a predetermined debit corresponding to the debit card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to the present invention, the debit card payment system configuration corresponding to the debit card payment means and the technical features of the debit card payment method using the debit card payment system. Since it will be, a detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one prepaid card payment means information, the wireless interface unit 505 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 540 includes at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. A mobile communication terminal comprising a predetermined wireless terminal registered with wireless terminal information, and connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network), And / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network.

The customer wireless terminal 540 generates predetermined wireless payment request information including the taxi unique number information and the payment amount when the taxi fare is paid, and moves the CDMA based (or HSDPA based) corresponding to the wireless terminal type. The generated wireless payment request to the wireless interface unit 505 through a wireless communication network including at least one of a communication network, and / or an IEEE 802.16x based high speed wireless Internet, and / or an IEEE 802.11x based wireless LAN communication network. It is characterized by transmitting the information.

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 540 is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x-based wireless LAN communication network, accesses the wireless interface unit 505 through a mobile internet protocol (MIP) -based wireless internet protocol (MIP), according to the wireless internet protocol. The wireless interface unit 505 preferably transmits the generated wireless payment request information.

According to one embodiment of the invention, the customer wireless terminal 540 is a predetermined air interface unit 505 number associated with the air interface unit 505 address (or server address number, telephone number assigned to the server, etc.) ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless interface unit 505 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless interface unit 505. By selecting a wireless Internet menu, it is preferable to connect to the wireless interface unit 505 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present disclosure, when the driver wireless terminal 545 provides the customer wireless terminal information to the wireless interface unit 505, the wireless interface unit 505 may provide the wireless interface unit 505. ) Transmits a predetermined wireless message including an address as a callback URL, and the customer wireless terminal 540 transmits a predetermined wireless internet protocol corresponding to the wireless communication network through a callback UL included in the wireless message. It is preferable to connect to the wireless interface unit 505 through the above.

The driver wireless terminal 545 registers the taxi unique number information, taxi driver wireless terminal information, and taxi company account information in the predetermined taxi information D / B 140 through the taxi information registration system shown in FIG. (Or a predetermined wireless terminal used by a driver in a taxi company), and a mobile communication network based on CDMA (Code Division Multiple Access) (or a mobile network based on HSDPA (High Speed Downlink Packet Access)). And at least one mobile communication terminal connected to the mobile communication terminal, and / or a portable Internet terminal connected to the IEEE 802.16x based high-speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN communication network. desirable.

The driver wireless terminal 545 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. It is characterized in that for receiving and outputting the taxi fare payment processing history information including the payment amount from the wireless interface unit 505 through a wireless communication network including at least one or more of a wireless LAN communication network.

According to the present invention, the wireless interface unit 505, when the customer wireless terminal 540 is connected to the wireless interface unit 505 through a predetermined wireless Internet protocol, the customer wireless terminal 540 and the wireless Internet In accordance with the protocol characterized in that it comprises a wireless interface unit 305 for connecting and managing the communication channel for the wireless taxi fare payment.

According to an embodiment of the present invention, when the customer wireless terminal 540 accesses the wireless interface unit 505 through a predetermined wireless internet protocol, the wireless interface unit 305 is connected to the wireless terminal unit 540. Generate a predetermined wireless payment interface screen for inputting (or generating) predetermined wireless payment request information including the taxi unique number information and the payment amount to the wireless interface unit 505 (or predetermined interface D / It is preferable to extract from B (not shown) to provide to the customer wireless terminal 540 through the wireless Internet protocol, and correspondingly, the customer wireless terminal 540 includes the taxi unique number information and the payment amount. Input (or generate) predetermined wireless payment request information to the wireless interface unit 505.

Referring to FIG. 5, the wireless interface unit 505 is connected to the wireless interface unit 305 and the wireless payment request information transmitted from the customer wireless terminal 540 including the taxi unique number information and the payment amount. Confirm the information receiving unit 510 for receiving the information, and the customer wireless terminal information that has transmitted the wireless payment request information in connection with the wireless interface unit 305, and in connection with the payment means D / B (340) Check the predetermined customer payment means information associated with the customer wireless terminal information, the predetermined taxi company account associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) The information confirmation unit 515 for confirming information and taxi driver wireless terminal information, and confirming the payment amount included in the wireless payment request information through the confirmed customer payment means. The provided with a billing processing unit (530) that the taxi company to process payment account information, characterized by comprising.

According to the present invention, when the payment processing unit 530 processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, a predetermined payment processing history including the payment processing details And an information storage unit 525 for generating information (e.g., storing payment processing details for storage) and processing the connection with the taxi unique number information to store in a predetermined payment history D / B 535. .

According to the present invention, when the payment processing unit 530 processes the payment amount with the confirmed taxi company account information through the confirmed customer payment means, a predetermined payment processing history including the payment processing details And an information transmitter 520 for generating information (for example, payment processing details for wireless terminal transmission) and transmitting the generated information (for example, the payment processing details for wireless terminal transmission) to the driver wireless terminal 545 corresponding to the checked taxi driver wireless terminal information. .

The customer wireless terminal 540 accessing the wireless interface unit 505 through a predetermined wireless Internet protocol may transmit predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment interface screen. Upon input (or generation) and transmission, the information receiver 510 is transmitted from the customer wireless terminal 540 including the taxi unique number information and the payment amount in association with the wireless interface unit 305. Characterized by receiving the request information, and provides the received wireless payment request information to the information verification unit 515.

When the wireless payment request information is received through the information receiving unit 510, the information checking unit 515 checks the customer wireless terminal information that transmits the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 515 reads communication channel information managed by the wireless interface unit 305 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the information checking unit 515 reads the packet information included in the wireless payment request information received by the information receiving unit 510 according to the wireless Internet protocol and the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the information checking unit 515 may transmit the wireless wireless terminal information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

Further, when the customer wireless terminal information is confirmed, the information checking unit 515 sends the customer wireless terminal information to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. And at least one customer payment method information registered and processed in connection with the customer.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further include the predetermined payment means selection information to be processed for payment, in this case, the information check unit 515 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in connection with the customer wireless terminal information, the information checking unit 515, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May check the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

Further, when the wireless payment request information is received through the information receiving unit 510, the information checking unit 515 extracts the taxi unique number information by reading the wireless payment request information, and is shown in FIG. It is characterized in that the predetermined taxi information D / B 140 through the taxi information registration system to confirm the taxi driver wireless terminal information and taxi company account information registered and processed in connection with the taxi unique number information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 515, and the predetermined taxi company account information for which the payment amount is settled is confirmed. The payment processing unit 530 may process the payment amount included in the wireless payment request information as the confirmed taxi company account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 515 includes the mobile payment means information, the payment processing unit 530 is the mobile phone through a predetermined communication means It is preferable to process the payment amount in connection with a wireless communication billing system corresponding to a payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 515 includes the wire transfer payment means information, the payment processing unit 530 uses the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 515 includes the credit card payment means information, the payment processing unit 530 may use a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount of money corresponding to the payment amount into a financial account corresponding to the confirmed taxi company account information at one time.

Alternatively, when the customer payment means information confirmed by the information confirming unit 515 includes the check card payment means information, the payment processing unit 530 is linked with the check card payment system through a predetermined communication means. Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Or, if the customer payment means information confirmed by the information check unit 515 includes the debit card payment means information, the payment processing unit 530 is linked with the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the customer payment means information confirmed by the information check unit 515 includes the prepaid card payment means information, the payment processing unit 530 is linked with the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information.

When the payment processing unit 530 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 530 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 530 generates a payment processing history including a payment approval result, the information storage unit 525 may include predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in a predetermined payment history D / B 535 by processing in association with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 525 stores the information on the payment history D / B 535 by processing the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information. Alternatively, or by linking the taxi company account information and the payment processing history information can be stored in the payment history D / B (535), whereby the present invention is not limited.

In addition, when the payment processing unit 530 generates a payment processing history including a payment approval result, the information transmitter 520 may transmit predetermined payment processing information (eg, wireless terminal transmission) including the payment processing history. Payment process history) and transmits it to the driver wireless terminal 545 corresponding to the checked taxi driver wireless terminal information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitting unit 520 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

6 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to an exemplary embodiment of the present invention.

In more detail, Figure 6 shows the taxi unique number information and payment amount from the customer wireless terminal 540 on the wireless taxi fare payment system shown in Figure 5 to the wireless interface unit 505 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, the wireless interface unit 505 is a process for checking the customer wireless terminal information that has transmitted the wireless payment request information, the general knowledge in the technical field to which the present invention belongs If the person having the present invention will be able to infer various implementation methods for information transmission and reception and confirmation process for the wireless taxi fare payment by referring to and / or modifying the drawing 6, the present invention includes all the implementation methods inferred The technical features of the present invention are not limited only to the implementation method shown in FIG.

Referring to FIG. 6, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. 3. The customer wireless terminal 540 having registered the information accesses the wireless interface unit 505 shown in FIG. 5 through the wireless communication network in accordance with a predetermined wireless Internet protocol for payment of the wireless taxi fare (600).

According to an embodiment of the present invention, the customer wireless terminal 540 is a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 540 is a CDMA based mobile communication network (or HSDPA based mobile communication network) In the case of a mobile communication terminal connected to a WAP (Wireless Application Protocol) / ME (Mobile Explorer) based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal 540 is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x-based wireless LAN communication network, accesses the wireless interface unit 505 through a mobile internet protocol (MIP) -based wireless internet protocol (MIP), according to the wireless internet protocol. The wireless interface unit 505 preferably transmits the generated wireless payment request information.

According to one embodiment of the invention, the customer wireless terminal 540 is a predetermined air interface unit 505 number associated with the air interface unit 505 address (or server address number, telephone number assigned to the server, etc.) ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless interface unit 505 through a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 540 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless interface unit 505. By selecting a wireless Internet menu, it is preferable to connect to the wireless interface unit 505 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present disclosure, when the driver wireless terminal 545 provides the customer wireless terminal information to the wireless interface unit 505, the wireless interface unit 505 may provide the wireless interface unit 505. ) Transmits a predetermined wireless message including an address as a callback URL, and the predetermined wireless Internet protocol corresponding to the wireless communication network through the callback UL included in the wireless message at the customer wireless terminal 540. It is preferable to connect to the wireless interface unit 505 through.

Thereafter, the wireless interface unit 505 generates (or generates) a predetermined wireless payment interface screen for inputting (or generating) predetermined wireless payment request information from the customer wireless terminal 540 to the wireless interface unit 505. (Or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 540 according to the wireless Internet protocol (605).

According to the method of the present invention, when the customer wireless terminal 540 is connected to the wireless interface unit 505 through a predetermined wireless Internet protocol, the wireless interface unit 505 is connected to the customer wireless terminal 540. Generate a predetermined wireless payment interface screen for inputting (or generating) predetermined wireless payment request information including the taxi unique number information and the payment amount to the wireless interface unit 505 (or predetermined interface D / Extract from B (not shown) to provide to the customer wireless terminal 540 through the wireless Internet protocol.

Thereafter, the customer wireless terminal 540 inputs (or selects) the taxi unique number information and the payment amount through the wireless payment interface screen (610). If the taxi unique number information and the payment amount are input, it is confirmed. In operation 615, the customer wireless terminal 540 generates wireless payment request information including the input (or selection) of the taxi unique number information and the payment amount (620).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless interface unit 505 through the wireless communication network according to the wireless Internet protocol.

According to the exemplary embodiment of the present invention, the wireless terminal 540 receives the wireless payment request information so that the wireless interface unit 505 receiving the wireless payment request information confirms the validity of the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to the exemplary embodiment of the present invention, the customer wireless terminal 540 may transmit the wireless payment request information to the wireless interface unit 505 through the wireless communication network so that the wireless payment request information is at least one or more. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless interface unit 505 through the wireless communication network (625), and correspondingly, the wireless interface unit 505 transmits the wireless payment request information. The customer wireless terminal information is transmitted (630).

According to an exemplary embodiment of the present invention, the wireless interface unit 505 reads communication channel information managed by the wireless interface unit 305 according to the wireless Internet protocol and transmits the wireless payment request information. It is desirable to verify the information.

According to another exemplary embodiment of the present invention, the wireless interface unit 505 reads the packet information included in the wireless payment request information received by the information receiving unit 510 according to the wireless Internet protocol, and thus the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless interface unit 505 may transmit the wireless information. By reading the payment request information, it is possible to confirm the customer wireless terminal information that transmitted the wireless payment request information.

If the customer wireless terminal information that has transmitted the wireless payment request information is confirmed (635), the wireless interface unit 505 reads the received wireless payment request information and performs a process of payment approval processing the taxi fare. do.

7 is a diagram illustrating a payment method confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, Figure 7 shows the taxi unique number information and the payment amount from the customer wireless terminal 540 on the wireless taxi fare payment system shown in Figure 5 to the wireless interface unit 505 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, and the wireless interface unit 505 confirms the customer wireless terminal information transmitting the wireless payment request information through the information confirming process shown in FIG. Regarding the process of confirming the customer payment means associated with the customer wireless terminal information in the payment unit 505, the payment approval process, if the person having ordinary knowledge in the technical field to which the present invention belongs, and with reference to FIG. Alternatively, it may be modified to infer various implementation methods for the customer payment method confirmation and payment approval process for the wireless taxi fare payment. As will be appreciated, the present invention includes all implementation methods inferred, and the technical features are not limited only to the implementation method illustrated in FIG.

Referring to FIG. 7, the taxi wireless number 540 on the wireless taxi fare payment system shown in FIG. 5 includes the taxi unique number information and the payment amount to the wireless interface unit 505 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, and the customer wireless terminal information transmitting the wireless payment request information is confirmed through the information confirming process shown in FIG. 6 in the wireless interface unit 505, the wireless interface unit 505 is the confirmation in connection with a predetermined payment means D / B (340) for storing and processing the customer payment means information and customer wireless terminal information registered through the customer payment means information registration system shown in FIG. At least one customer payment means information associated with the customer wireless terminal information is confirmed (700).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless interface unit 505 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless interface unit 505, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May confirm the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). (705), the wireless interface unit 505 generates predetermined customer payment means error information and transmits it to the wireless terminal (710).

On the other hand, if the customer payment means information is confirmed (705), the wireless interface unit 505 extracts the taxi unique number information included in the received wireless payment request information (715), the taxi information shown in Figure 1 The predetermined taxi information associated with the taxi unique number information in connection with the predetermined taxi information D / B (140) to store and link the taxi unique number information, taxi driver wireless terminal information and taxi company account information registered through the registration system The taxi driver's wireless terminal information and the taxi company account information is checked (720).

If the predetermined taxi driver radio terminal information and the taxi company account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi unique number information and the taxi driver through the taxi information registration system shown in FIG. 1). If the wireless terminal information and the taxi company account information is not registered in the taxi information D / B 140) 725, the wireless interface unit 505 generates predetermined taxi information error information and transmits it to the wireless terminal. (730).

On the other hand, when predetermined taxi driver wireless terminal information and the taxi company account information processed in association with the taxi unique number information are confirmed (725), the wireless interface unit 505 is a payment system corresponding to the confirmed customer payment means information And / or verify the financial system (734), and verify the payment validity whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system. Check (740).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless interface unit 505 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless interface unit 505 is a financial account of the customer name through a predetermined communication means In connection with the established financial system, it is preferable to check the validity of the settlement amount through the amount deposited in the financial account of the customer's name.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless interface unit 505 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless interface unit 505 is connected to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless interface unit 505 is linked to the debit card payment system through a predetermined communication means through the payment via the debit card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless interface unit 505 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (745), the wireless interface unit 505 generates predetermined payment validity error information to generate the customer wireless terminal 540. 750.

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (745), the wireless interface unit 505 is connected to the confirmed payment system and / or financial system and the customer payment means The payment is included in the wireless payment request information through the payment processing (755).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the payment validity of the mobile payment means information is confirmed, the wireless interface unit 505 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless interface unit 505 is configured to provide the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, if the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless interface unit 505 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless interface unit 505 checks the check in connection with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless interface unit 505 is linked to the debit card payment system to the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless interface unit 505 is linked to the prepaid card payment system in advance. It is preferable to deposit the amount corresponding to the payment amount among the amounts charged to the card to a financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (760), the wireless interface unit 505 The payment processing history using the customer payment means is generated in association with a payment system and / or a financial system (765).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

8 is a diagram illustrating a payment processing process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 8 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 7 in the wireless interface unit 505 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless interface unit 505 stores the payment processing details in a predetermined payment history D / B 535, and the driver wireless terminal 545 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment may be inferred by referring to and / or modifying the drawing 8. Although the present invention may be made, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG. do.

Referring to FIG. 8, after performing the payment approval process shown in FIG. 7 in the wireless interface unit 505 on the wireless taxi fare payment system shown in FIG. 5, the payment processing details including a predetermined payment approval result are included. When this is generated, the wireless interface unit 505 generates payment processing history information for storage including the payment processing history (800), and processes the generated payment processing history information and the taxi unique number information in connection with the Stored in the payment history D / B (535) shown in Figure 5 (805).

According to another exemplary embodiment of the present invention, the wireless interface unit 505 processes the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information and stores the information in the payment history D / B 535. Alternatively, or by linking the taxi company account information and the payment processing history information can be stored in the payment history D / B (535), whereby the present invention is not limited.

In addition, the wireless interface unit 505 generates payment processing history information for wireless terminal transmission including the payment processing history (810), the generated payment processing history information is processed in association with the taxi unique number information and stored The driver wireless terminal 545 transmits the information to the driver wireless terminal 545 corresponding to the information (815).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless interface unit 505 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

9 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

In more detail, FIG. 9 shows the taxi unique number information, the taxi driver's wireless terminal 940 information, and the taxi company account information in the predetermined taxi information D / B 140 through the taxi information registration system shown in FIG. Is stored in association with each other, and the at least one customer payment means information and the customer wireless information to process the predetermined taxi fare to the predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. After the terminal 935 information is stored in association with each other, the customer wireless terminal 935 stores the taxi unique number information and the payment amount to a predetermined wireless interface unit 505 through a wireless communication network using a predetermined wireless payment program. When the predetermined wireless payment request information is transmitted, the wireless interface unit 505 transmits the wireless payment request information based on the information of the customer wireless terminal 935. Checking the customer payment means information, and the system configuration for processing the payment based on the taxi unique number information included in the wireless payment request information, if the person having ordinary knowledge in the technical field to which the present invention belongs By referring to and / or modifying the drawing 9, various implementation methods for the wireless taxi fare payment system configuration can be inferred, but the present invention includes all the inferred implementation methods, as shown in the drawing 9 The technical features are not limited only to the implemented method.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (340) through the customer payment means information registration system shown in FIG. The taxi unique to the predetermined taxi information D / B 140 through the customer wireless terminal 935 registered the customer payment means information and the customer wireless terminal 935 information and the taxi information registration system shown in FIG. The taxi unique number in the driver wireless terminal 940 and the customer wireless terminal 935 used by a driver (or a driver in a taxi company) registered with the number information, the taxi driver wireless terminal 940 information and the taxi company account information. When the predetermined wireless payment request information including the information and the payment amount is transmitted, the customer wireless terminal 935 having transmitted the wireless payment request information is confirmed, and the connection with the payment means D / B 340 is performed. Confirm the predetermined customer payment means information associated with the confirmed customer wireless terminal 935 information, and linked with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) The predetermined taxi company account information and a wireless interface unit 505 for processing the payment amount included in the wireless payment request information to the checked taxi company account information through the confirmed customer payment means; Characterized in that made.

In addition, the wireless taxi fare payment system, predetermined customer payment means information associated with the customer wireless terminal 935 information to process the payment amount included in the wireless payment request information in the wireless interface unit 505. It further comprises a predetermined payment system and / or financial system corresponding to the.

According to an exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 935 information includes mobile phone payment means information, the wireless interface unit 505 corresponds to the mobile phone payment means. It is preferable that the payment system including the wireless communication billing system to be processed through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 935 information includes a wire transfer payment means information, the wireless interface unit 505 is the wire transfer payment It is preferable that the financial account in the name of the customer corresponding to the means is linked with the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one or more window terminals provided at branches (and / or branch offices) of the financial institution through a predetermined financial network (for example, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected through, through the financial terminal provides a non-face-to-face financial transaction service for at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal 335 (e.g., a personal computer (PC) equipped with the wired Internet access and browsing function) and / or a laptop connected to the IEEE 802.16x based portable Internet, the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 9, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. As an accounting system for processing a window service such as credit or reception or trust or foreign exchange occurring in at least one branch (or teller), an information system for processing the headquarters business, branch office information support and customer information management; Interconnection between the financial system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., internet banking, wireless banking, IC chips) provided in at least one or more external communication networks. Based wireless banking, telebanking, TV banking, etc.) to access the financial system, and And / or an external system that provides various financial transaction interfaces through at least one common network (eg, CD common network, financial common network). An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 945 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (945) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (340) by the financial institution through the customer payment means information registration system shown in Figure 3 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 935 that has registered at least one customer payment method information and customer wireless terminal information to process payment; and based on the financial account, at least one financial account And a ledger D / B for storing at least one ledger for providing a transaction service, wherein the ledger D / B performs at least one financial transaction processing that the financial institution will provide to the financial transaction customer. At least one ledger information (eg, a customer ledger, a reception ledger, a collateral ledger, etc.) for each of the ledger information In addition, at least one additional ledger additional information, which further specifies and / or supplements the attributes / functions of each ledger, is stored in association with each other.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational manner, and / or predetermined ledger information and at least one ledger additional information are stored in a relational manner. Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one credit card payment means information, the wireless interface unit 505 is the credit card It is preferable that the predetermined credit card payment system corresponding to the payment means is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal information includes at least one check card payment means information, the wireless interface unit 505 checks a predetermined check corresponding to the check card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information includes at least one debit card payment means information, the wireless interface unit 505 is a predetermined debit corresponding to the debit card payment means. It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when the predetermined customer payment means information associated with the customer wireless terminal information comprises at least one prepaid card payment means information, the wireless interface unit 505 is a predetermined prepaid corresponding to the prepaid card payment means It is preferable that the card payment system is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 935 includes at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. A mobile terminal comprising a predetermined wireless terminal that registers information of the wireless terminal 935, and is connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network). Preferably, the mobile terminal includes at least one communication terminal and / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN.

The customer wireless terminal 935 generates predetermined wireless payment request information including the taxi unique number information and the payment amount when the taxi fare is paid, and moves the CDMA based (or HSDPA based) corresponding to the type of the wireless terminal. The wireless payment generated by the wireless interface unit 505 through a wireless communication network including at least one of a communication network, and / or an IEEE 802.16x based high speed wireless Internet, and / or an IEEE 802.11x based wireless LAN communication network. Characterized in that the transmission of the request information.

According to the method of the present invention, the customer wireless terminal 935 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and the payment amount, and the customer wireless terminal 935 is connected. Preferably, a predetermined wireless payment program for transmitting the wireless payment request information to the wireless interface unit 505 through a wireless communication network is provided.

If a person having ordinary knowledge in the technical field to which the present invention pertains generates a predetermined wireless payment request information including the taxi unique number information and the payment amount information and transmits it to the wireless interface unit 505 through the wireless communication network. Since the technical features of the wireless payment program can be inferred, a detailed description thereof will be omitted for convenience.

The driver wireless terminal 940, through the taxi information registration system shown in Figure 1 to the predetermined taxi information D / B 140, the taxi unique number information, taxi driver wireless terminal 940 information and taxi company account information It includes a predetermined wireless terminal used by a driver (or a driver in a taxi company) registered, and based on CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA (High Speed Downlink Packet Access)) A mobile communication terminal connected to a mobile communication network) and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. It is preferable to make it.

The driver wireless terminal 940 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. It is characterized in that for receiving and outputting the taxi fare payment processing history information including the payment amount from the wireless interface unit 505 through a wireless communication network including at least one or more of a wireless LAN communication network.

Referring to FIG. 9, the wireless interface unit 505 includes an information receiving unit 905 for receiving the wireless payment request information transmitted from the customer wireless terminal 935 including the taxi unique number information and the payment amount; Check the customer wireless terminal information that has transmitted the wireless payment request information in association with the wireless interface unit 305, and predetermined predetermined in connection with the confirmed customer wireless terminal information in connection with the payment means D / B (340) Check the customer payment means information, and check the predetermined taxi company account information and taxi driver wireless terminal information associated with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (140) An information confirmation unit 910 and the payment amount included in the wireless payment request information to the payment process through the confirmed customer payment means to the confirmed taxi company account information Provided with a first processing unit (925) characterized by comprising.

According to the present invention, when the payment processing unit 925 performs the payment processing with the confirmed taxi company account information through the confirmed customer payment means, predetermined payment processing details including the payment processing details It is characterized in that it further comprises an information storage unit 920 for generating information (for example, the payment processing history for storage) and the process associated with the taxi unique number information to store in the predetermined payment history D / B (930). .

According to the present invention, when the payment processing unit 925 performs the payment processing with the confirmed taxi company account information through the confirmed customer payment means, predetermined payment processing details including the payment processing details And an information transmitter 915 for generating information (for example, payment processing details for wireless terminal transmission) and transmitting the generated information (for example, payment process details for wireless terminal transmission) to the driver wireless terminal 940 corresponding to the checked taxi driver wireless terminal 940 information. It features.

When the customer wireless terminal 935 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and a payment amount through a predetermined wireless payment program, the information receiving unit 905 And receiving the wireless payment request information transmitted from the customer wireless terminal 935 including the taxi unique number information and the payment amount in connection with the wireless interface unit 305, and receiving the received wireless payment request. Information is provided to the information checking unit 910.

When the wireless payment request information is received through the information receiving unit 905, the information checking unit 910 checks the customer wireless terminal information that transmits the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 910 reads communication channel information corresponding to the customer wireless terminal 935 based on a wireless communication protocol provided in the wireless communication network, and transmits the wireless payment request information. It is preferable to check the customer wireless terminal 935 information transmitted.

According to another exemplary embodiment of the present invention, the information checking unit 910 reads packet information included in wireless payment request information received by the information receiving unit 905 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal 935 information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal 935 information may be transmitted by further including the customer wireless terminal 935 information in the wireless payment request information, in which case the information checking unit In operation 910, the wireless payment request information may be read to confirm the customer wireless terminal 935 information that has transmitted the wireless payment request information.

In addition, when the information of the customer wireless terminal 935 is confirmed, the information checking unit 910 sends the customer to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. Characterized in that the at least one customer payment means information is registered and processed in connection with the wireless terminal 935 information.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information which is processed in association with the customer wireless terminal 935 information, the customer wireless terminal 935 information is stored in the wireless payment request information. Preferably, the payment method further includes predetermined payment method selection information for payment processing, and in this case, the information checking unit 910 transmits customer payment method information corresponding to the payment method selection information. It is preferable to check the payment amount as the customer payment means information to be processed for payment.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 935 information, the information checking unit 910 is to process the priority payment of the customer payment means information according to a predetermined payment policy. The customer payment means information may be confirmed as customer payment means information to process the payment amount, thereby the present invention is not limited.

Further, when the wireless payment request information is received through the information receiving unit 905, the information checking unit 910 extracts the taxi unique number information by reading the wireless payment request information, and is shown in FIG. It is characterized in that the predetermined taxi information D / B 140 through the taxi information registration system to check the taxi driver wireless terminal 940 information and taxi company account information registered and processed in connection with the taxi unique number information.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 910, and the predetermined taxi company account information for which the payment amount is settled is confirmed. The payment processing unit 925 may process the payment amount included in the wireless payment request information as the checked taxi company account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 910 includes the mobile payment means information, the payment processing unit 925 is the mobile payment through a predetermined communication means It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the means, and to process the payment amount to be deposited into the confirmed taxi company account information when the payment process is normally completed.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 910 includes the wire transfer payment means information, the payment processing unit 925 may transmit the information through the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 910 includes the credit card payment means information, the payment processing unit 925 uses a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card in connection with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the settlement date.

Alternatively, when the customer payment means information confirmed by the information confirming unit 910 includes the check card payment means information, the payment processing unit 925 is connected to the check card payment system through a predetermined communication means Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Or, if the customer payment means information confirmed through the information check unit 910 includes the debit card payment means information, the payment processing unit 925 is linked to the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount to the financial account corresponding to the confirmed taxi company account information.

Or, if the customer payment means information confirmed through the information check unit 910 includes the prepaid card payment means information, the payment processing unit 925 is linked to the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information.

When the payment processing unit 925 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 925 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 925 generates a payment processing history including a payment approval result, the information storage unit 920 may provide predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in the predetermined payment history D / B 930 by linking with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 920 processes the taxi driver wireless terminal 940 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 930. ), Or by linking the taxi company account information and the payment processing history information to store in the payment history D / B (930), by which the present invention is not limited.

In addition, when the payment processing unit 925 generates a payment processing history including a payment approval result, the information transmitting unit 915 transmits predetermined payment processing history information (eg, wireless terminal transmission) including the payment processing history. For payment processing history) and transmits to the driver wireless terminal 940 corresponding to the checked taxi driver wireless terminal 940 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitting unit 915 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

10 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, Figure 10 is a predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment program in the customer wireless terminal 935 on the wireless taxi fare payment system shown in Figure 9 When inputting (or selecting) to the wireless interface unit 505, the wireless interface unit 505 is a process for confirming the customer wireless terminal information transmitted the wireless payment request information, the present invention belongs to Those skilled in the art will be able to infer various implementation methods for the process of transmitting and receiving information for the wireless taxi fare payment by referring to and / or modifying the drawing 10, but the present invention is inferred from the above. It is made to include all the implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 10, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 340 through the customer payment means information registration system shown in FIG. The customer wireless terminal 935 having registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal for the taxi fare payment, and transmits the taxi unique number information and the payment amount through the wireless payment program. In the input (or selection) (1005), if it is confirmed that the taxi identification number information and the payment amount is input (1010), the customer wireless terminal 935 is the taxi identification number information and payment input (or selection) The wireless payment request information including the amount of money is generated (1015).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless interface unit 505 through the wireless communication network.

According to the exemplary embodiment of the present invention, the wireless terminal 935 to the wireless interface unit 505 receiving the wireless payment request information to confirm the validity of the wireless payment request information, the wireless payment request information It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 935 transmits the wireless payment request information to the wireless interface unit 505 through the wireless communication network so that the wireless payment request information is at least one or more. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless interface unit 505 through the wireless communication network (1020), and correspondingly, the wireless interface unit 505 transmits the wireless payment request information. Check the customer wireless terminal information transmitted (1025).

According to an exemplary embodiment of the present invention, the wireless interface unit 505 reads communication channel information corresponding to the customer wireless terminal 935 based on a wireless communication protocol provided in the wireless communication network, and transmits the wireless payment request information. It is desirable to check the customer wireless terminal information transmitted.

According to another exemplary embodiment of the present invention, the wireless interface unit 505 reads packet information included in wireless payment request information received by the information receiving unit 905 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal information that transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal information may be transmitted by further including the customer wireless terminal information in the wireless payment request information. In this case, the wireless interface unit 505 may transmit the wireless information. By reading the payment request information, it is possible to confirm customer wireless terminal information that has transmitted the wireless payment request information.

If the customer wireless terminal information that transmits the wireless payment request information is confirmed (1030), the wireless interface unit 505 reads the received wireless payment request information and performs the process of payment approval processing the taxi fare. do.

11 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 11 illustrates a predetermined wireless payment request including the taxi unique number information and the payment amount from the customer wireless terminal 935 on the wireless taxi fare payment system shown in FIG. 9 to the wireless interface unit 505. Information is transmitted, and when the wireless interface unit 505 confirms the customer wireless terminal information that has transmitted the wireless payment request information through the information confirming process shown in FIG. 10, the customer in the wireless interface unit 505 Regarding the process of confirming the customer payment means associated with the wireless terminal information payment processing, if the person of ordinary skill in the art to which the present invention pertains, refer to and / or modify the Figure 11 and the wireless taxi fare It will be possible to infer various implementation methods for the customer payment method confirmation and payment approval process for payment, but the present invention is It is made to include all the additional implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 11, predetermined wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 935 on the wireless taxi fare payment system shown in FIG. 9 to the wireless interface unit 505. If the client information is transmitted to the wireless terminal through the wireless interface unit 505 through the information confirmation process shown in Figure 10 is confirmed, the wireless interface unit 505 is shown in Figure 3 Linked with the confirmed customer wireless terminal information in connection with the predetermined payment method D / B (340) for storing and processing the customer payment method information and the customer wireless terminal information registered through the customer payment method information registration system shown in At least one customer payment means information is checked (1100).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the customer wireless terminal information is the payment amount of the plurality of payment means in the wireless payment request information It is preferable to further transmit the predetermined payment means selection information to process the payment, in this case, the wireless interface unit 505 to process the payment amount of the customer payment means information corresponding to the payment means selection information. It is preferable to confirm with customer payment means information.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal information, the wireless interface unit 505, the customer payment means information to be processed first of the customer payment means information according to a predetermined payment policy May confirm the payment amount as the customer payment means information to process the payment, by which the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal information does not register the customer payment means information and the customer wireless terminal information through the customer payment means information registration system shown in FIG. 3). If not (520) 1105, the wireless interface unit 505 generates a predetermined customer payment means error information and transmits to the wireless terminal (1110).

On the other hand, if the customer payment means information is confirmed (1105), the wireless interface unit 505 extracts the taxi unique number information included in the received wireless payment request information (1115), the taxi information shown in Figure 1 The predetermined taxi information associated with the taxi unique number information in connection with the predetermined taxi information D / B (140) to store and link the taxi unique number information, taxi driver wireless terminal information and taxi company account information registered through the registration system Check the taxi driver wireless terminal information and the taxi company account information (1120).

If the predetermined taxi driver radio terminal information and the taxi company account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi unique number information and the taxi driver through the taxi information registration system shown in FIG. 1). If the wireless terminal information and the taxi company account information is not registered in the taxi information D / B 140) (1125), the wireless interface unit 505 generates predetermined taxi information error information and transmits it to the wireless terminal. (1130).

On the other hand, when predetermined taxi driver wireless terminal information and the taxi company account information processed in association with the taxi unique number information are confirmed (1125), the wireless interface unit 505 is a payment system corresponding to the confirmed customer payment means information. And / or confirming the financial system (1134), and confirming the payment validity whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system. Check (1140).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless interface unit 505 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless interface unit 505 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless interface unit 505 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless interface unit 505 is connected to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless interface unit 505 is linked to the debit card payment system through a predetermined communication means through the payment via the debit card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless interface unit 505 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not verified whether the payment amount can be processed through the customer payment means (1145), the wireless interface unit 505 generates predetermined payment validity error information to generate the customer wireless terminal 935. Transmit to (1150).

On the other hand, if the payment validity is authenticated whether the payment amount can be processed through the customer payment means (1145), the wireless interface unit 505 is connected to the confirmed payment system and / or financial system and the customer payment means Through 1155, the payment amount included in the wireless payment request information is processed.

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the payment validity of the mobile payment means information is confirmed, the wireless interface unit 505 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and if the payment process is completed normally, the payment amount is deposited into the confirmed taxi company account information. Do.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless interface unit 505 is configured to provide the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account of the customer's name to the financial account corresponding to the confirmed taxi company account information.

According to another embodiment of the present invention, if the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless interface unit 505 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed taxi company account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the confirmed customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless interface unit 505 checks the check in connection with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless interface unit 505 is linked to the debit card payment system to the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed taxi company account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless interface unit 505 is linked to the prepaid card payment system in advance. It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed taxi company account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (1160), the wireless interface unit 505 In operation 1165, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

12 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

In detail, FIG. 12 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 11 by the wireless interface unit 505 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless interface unit 505 stores the payment processing details in a predetermined payment history D / B 930, and the driver wireless terminal 940 on the wireless taxi fare payment system shown in FIG. As a person having ordinary skill in the art to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment by referring to and / or modifying the drawing 12 are provided. It may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG. Should you.

Referring to FIG. 12, after the payment approval process shown in FIG. 11 is performed by the wireless interface unit 505 on the wireless taxi fare payment system shown in FIG. 9, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless interface unit 505 generates 1200 payment processing history information including the payment processing history, and processes the generated payment processing history information and the taxi unique number information in association with the taxi. The payment history D / B 930 shown in FIG. 9 is stored (1205).

According to another exemplary embodiment of the present invention, the wireless interface unit 505 stores the taxi driver wireless terminal information and the payment processing history information in addition to the taxi unique number information and stores the information in the payment history D / B 930. Alternatively, or by linking the taxi company account information and the payment processing history information can be stored in the payment history D / B (930), whereby the present invention is not limited.

In addition, the wireless interface unit 505 generates payment processing history information for wireless terminal transmission including the payment processing history (1210), and process the stored payment processing history information in association with the taxi unique number information and stored The driver wireless terminal 940 transmits the information to the driver wireless terminal 940 corresponding to the information (1215).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless interface unit 505 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

13 is a diagram illustrating a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, in FIG. 13, a predetermined taxi company terminal 1335 (or a driver terminal) connects to a server on a wireless taxi fare payment system through a predetermined network means for the wireless fare. When providing taxi company registration information including at least one driver wireless terminal information and taxi driver account information, the server unique to the taxi included in the taxi company registration information provided from the taxi company terminal 1335 (or driver terminal) in the server A taxi information registration system for storing number information, taxi driver wireless terminal information, and taxi driver account information in association with and stored in the taxi information D / B 1340 provided on the wireless taxi fare payment system. Persons of ordinary skill in the art may refer to and / or modify this drawing. Would be able to infer a variety of exemplary methods for the taxi information registration system configured for wireless taxi fare payment, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 13.

Hereinafter, in the taxi information registration system shown in FIG. 13, the taxi identification number information, the taxi driver's wireless terminal information, and the taxi driver's account information provided from the taxi company terminal 1335 (or the driver's terminal) are converted into the taxi information D / B. Components corresponding to at least one or more means and / or functional configurations for storage in 1340 are referred to as &quot; information registration server 1300 &quot; for convenience.

Referring to FIG. 13 according to an embodiment of the present invention, a taxi information registration system for wireless taxi fare payment according to the present invention includes at least one taxi company terminal 1335 (or driver terminal) connected to a predetermined network means. And, taxi information D / B (1340) for storing the cab unique number information transmitted from the taxi company terminal 1335 (or driver terminal), the taxi driver wireless terminal information and the taxi driver account information in association with and stored, and the taxi It is connected to the company terminal 1335 (or the driver terminal) through a predetermined network means, and receives the taxi unique number information, taxi driver wireless terminal information and taxi driver account information transmitted through the network means to receive the taxi information D / It characterized in that it comprises an information registration server 1300 for storing in association with the B (1340).

The taxi company terminal 1335 (or driver terminal) may be a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL)). And / or at least one wired terminal including a desktop computer and / or a notebook connected in communication with the information registration server 1300 through a cable communication network, and / or based on code division multiple access (CDMA). A mobile communication terminal connected to a mobile communication network (or a High Speed Downlink Packet Access (HSDPA) based mobile communication network), and / or a portable Internet terminal connected to a high-speed wireless Internet based on IEEE 802.16x, and / or an IEEE 802.11x based And at least one wireless terminal including at least one or more wireless LAN terminals connected to the wireless LAN communication network. The company terminal 1335 (or the driver terminal) outputs at least one taxi information registration interface screen provided by the information registration server 1300, and inputs and / or at least one information through the taxi information registration interface screen. It is preferable that a function configuration (for example, a browser program and a communication function) for selecting and transmitting the information registration server 1300 is provided.

Those skilled in the art can easily infer the characteristics of the taxi company terminal 1335 (or driver terminal) corresponding to at least one or more wired terminals and / or wireless terminals. Therefore, detailed description thereof will be omitted for convenience.

When the taxi company terminal 1335 (or the driver terminal) is a wired terminal according to an embodiment of the present invention, the network means includes the TCP / IP-based wired communication network, and the taxi company terminal 1335 If (or driver terminal) is a wireless terminal, the network means may be the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network. It is preferable to include at least one.

The taxi information D / B 1340 provided on the wireless taxi fare payment system according to the present invention includes taxi unique number information and taxi driver wireless terminal information and taxi transmitted from the taxi company terminal 1335 (or driver terminal). Characterized in that the driver account information is stored in association.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose the taxi company terminal 1335 (or driver terminal) is It is preferable to include the car number information corresponding to the license plate attached to the taxi in the taxi company registration information to transmit to the information registration server 1300.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 1335 (or the driver terminal) may be omitted to include the taxi unique number information in the taxi company registration information to the information registration server 1300.

Alternatively, the taxi company terminal 1335 (or driver terminal) provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and based on the car number information in the wireless taxi fare payment system. In this case, predetermined unique identification information may be allocated to the taxi.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 1335 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.), and in this case, the taxi fare payment processing information is in addition to the taxi driver radio terminal, the taxi company terminal 1335 (or driver terminal) (or Mail address).

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

According to an embodiment of the present invention, the information registration server 1300 is the taxi company terminal through the network means to provide a web interface corresponding to the taxi company terminal 1335 (or driver terminal) and the network means. (1335) (or a driver terminal) and an interface unit 1305 for connecting and managing a predetermined communication channel, characterized in that the information registration server 1300 is the taxi company terminal (1335) ( Or a driver's terminal) and a web server that communicates with each other via a wired communication network and / or a wireless communication network.

According to an exemplary embodiment of the present invention, when the taxi company terminal 1335 (or the driver terminal) is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 1305 is the taxi company. Connect a communication channel based on the terminal 1335 (or driver terminal) and the Hyper-Text Transfer Protocol (HTTP) protocol, and the HTML (or driver terminal) to the taxi company terminal 1335 (or driver terminal) through the communication channel. Hyper-Text Markup Language) transmits and outputs a taxi information registration interface screen in the form of a compatible document and / or an information providing screen, and inputs it through the taxi information registration interface screen from the taxi company terminal 1335 (or driver terminal). It is preferable to perform a function of receiving (or selecting) predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information.

According to another exemplary embodiment of the present invention, when the taxi company terminal 1335 (or the driver terminal) is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 1305 is the taxi company terminal. 1335 (or driver terminal) and a predetermined communication channel is connected based on the WAP (Wireless Application Protocol) and / or Mobile (Mobile Explorer) protocol, and the taxi company terminal 1335 (or driver) through the communication channel A taxi information registration interface screen and / or an information providing screen in a WML (Wireless Markup Language) and / or HTML compatible document form and is output to the terminal, and the taxi information from the taxi company terminal 1335 (or driver terminal). And receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the registration interface screen. desirable.

According to another exemplary embodiment of the present invention, when the taxi company terminal 1335 (or the driver terminal) is a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.16x, the interface unit 1305 may be configured to perform the above-mentioned operation. Connect a taxi company terminal 1335 (or driver terminal) and a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and the taxi company terminal 1335 (or driver terminal) through the communication channel. ) Transmits and outputs a predetermined taxi information registration interface screen and / or information providing screen, and the predetermined taxi unique number information corresponding to the taxi information registration interface screen from the taxi company terminal 1335 (or driver terminal). It is preferable to perform a function of receiving and processing taxi driver wireless terminal information and taxi driver account information, and / or the taxi company terminal 1335 ( When the driver terminal is a wireless terminal connected to a communication channel through an IEEE 802.11x based wireless communication network, the interface unit 1305 is in compliance with the taxi company terminal 1335 (or driver terminal) and the IEEE 802.11x standard. Connect a predetermined communication channel based on a corresponding wireless protocol, and transmit a predetermined taxi information registration interface screen and / or information providing screen to the taxi company terminal 1335 (or driver terminal) through the communication channel. And receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the taxi company terminal 1335 (or the driver terminal). desirable.

Referring to FIG. 13, the information registration server 1300 is connected to a taxi company terminal 1335 (or a driver terminal) when the information registration server 1300 is connected to the information registration server 1300 through the interface unit 1305. In operation 1305, the taxi company terminal 1335 (or the driver terminal) generates (or extracts) a predetermined taxi information registration interface screen for inputting (or selecting) predetermined taxi company registration information and transmitting the same. At least one or more taxi provider number information, taxi driver wireless terminal information and taxi driver account information through the interface providing unit 1310 and the taxi information registration interface screen in the taxi company terminal 1335 (or driver terminal). The number of information for receiving the taxi company registration information in conjunction with the interface unit 1305 when the taxi company registration information to be input (or selected) to be transmitted The unit 1315, the validity authentication unit 1330 for checking the validity of the received taxi company registration information, the taxi unique number information and the taxi driver wireless terminal information included in the validity of the taxi company registration information And an information storage unit 1520 for storing taxi driver account information in association with the taxi information D / B 1340, and storing the taxi driver account information in the taxi information D / B 1340. After the information and the taxi driver's wireless terminal information and the taxi driver's account information is processed and stored in association, further comprising an information transmitter 1325 which transmits the information registration result to the taxi driver's wireless terminal corresponding to the taxi driver's wireless terminal information. Characterized in that made.

The interface providing unit 1310 is a taxi company terminal 1335 (or a driver terminal) when the taxi company terminal 1335 (or driver terminal) is connected to the information registration server 1300 through the interface unit 1305. In response to the functional configuration (for example, a browser program provided in the taxi company terminal 1335 (or driver terminal)) provided in the driver terminal), the predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information are written down. Generate a predetermined taxi information registration interface screen that can input (or select) taxi company registration information including one or more, and transmit it to the information registration server 1300 through the network means, and / or a predetermined database ( The taxi information registration interface screen extracted from the network and extracted (or extracted) in cooperation with the interface unit 1305 is shown. To provide through the stage to the taxi company terminal 1335 (or terminal operator) is characterized.

Thereafter, the taxi company terminal 1335 (or the driver terminal) registers a taxi company including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information based on the taxi information registration interface screen. When the information is input (or selected) and it is confirmed that the taxi company registration information is input (or selected), the taxi company terminal 1335 (or the driver terminal) is input (or selected) through the network means. Taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information is transmitted to the information registration server (1300).

In the technical field to which the present invention belongs, the taxi company terminal 1335 (or driver terminal) through the at least one form (Form) form included in the taxi information registration interface screen in the taxi unique Technical input for inputting (or selecting) taxi company registration information including at least one of number information, taxi driver radio terminal information and taxi driver account information, and the input (or selection) through a communication protocol provided by the network means. Since it will be familiar with the technical features for transmitting the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information to the information registration server 1300, a detailed description thereof Is omitted for convenience.

The information receiving unit 1315 includes at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information in the taxi company terminal 1335 (or driver terminal) through the taxi information registration interface screen. Input (or select) the taxi company registration information to be transmitted through the network means, in conjunction with the interface unit 1305 includes at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information Characterized in that it receives the taxi company registration information, and provides the received taxi company registration information to the validity authentication unit (1330).

The validity authentication unit 1330 checks the validity of whether the taxi company registration information received through the information receiving unit 1315 can process the taxi fare paid by a predetermined customer through the wireless taxi fare payment system. It is characterized in that the authentication.

According to an exemplary embodiment of the present invention, the validity authentication unit 1330 is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another exemplary embodiment of the present invention, the validity authentication unit 1330 corresponds to taxi driver account information included in the taxi company registration information in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi driver account information by checking whether a financial account is opened.

When the validity of the taxi company registration information is authenticated, the information storage unit 1520 may associate the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the taxi company registration information to process the taxi. The information is stored in the D / B 1340.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, the customer is characterized in that it comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system via the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose the taxi company terminal 1335 (or driver terminal) is It is preferable to include the car number information corresponding to the license plate attached to the taxi in the taxi company registration information to transmit to the information registration server 1300.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 1335 (or the driver terminal) may be omitted to include the taxi unique number information in the taxi company registration information to the information registration server 1300.

Alternatively, the taxi company terminal 1335 (or driver terminal) provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and based on the car number information in the wireless taxi fare payment system. In this case, a predetermined unique identification information may be allocated to the taxi.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

When at least two or more drivers alternately drive the taxi according to an embodiment of the present invention, the taxi driver door terminal information further includes at least two or more taxi driver radio terminal information and shift time information for driving the taxi. It is preferable.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 1335 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.), and in this case, the taxi fare payment processing information is in addition to the taxi driver radio terminal, the taxi company terminal 1335 (or driver terminal) (or Mail address).

The taxi driver account information may include financial account information of a taxi driver's name in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

The information transmission unit 1325 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

14 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in FIG. 14, a taxi company terminal 1335 (or a driver terminal) on the taxi information registration system shown in FIG. 13 is used for wireless taxi fare payment to the information registration server 1300 through a predetermined network means. When the taxi company registration information including at least one taxi unique number information, taxi driver wireless terminal information and taxi driver account information is transmitted, the information registration server 1300 and the taxi identification number information included in the taxi company registration information; The process of linking the taxi driver wireless terminal information and the taxi driver account information to store in the taxi information D / B (1340), if the person having ordinary knowledge in the technical field to which the present invention belongs, Figure 14 By reference and / or modification, various implementation methods of the taxi information registration process for the wireless taxi fare payment may be inferred. Invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 14.

Hereinafter, in FIG. 14, the information registration server 1300 on the taxi information registration system shown in FIG. 13 is referred to as " server " for convenience, and the taxi company terminal 1335 on the taxi information registration system shown in FIG. Driver terminal) is referred to as "terminal" for convenience.

Referring to FIG. 14, the terminal on the taxi information registration system shown in FIG. 13 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (1400).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (1405), In response, the server generates (or extracts) a taxi information registration interface screen including a user interface for inputting (or selecting) the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information. 1410, the taxi information registration interface screen generated (or extracted) is transmitted to the terminal through the communication channel (1415).

Thereafter, the terminal includes the user information included in the taxi information registration interface screen for inputting (or selecting) taxi company registration information including at least one of the taxi unique number information, taxi driver wireless terminal information, and taxi driver account information. The taxi unique number information, taxi driver wireless terminal information, and taxi driver account information are input (or selected) through an interface (1420).

If the terminal receives (or selects) taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information (1425), the terminal receives the communication channel through the communication channel. The taxi company registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information is transmitted to the server (1430).

Then, the server checks the validity of the received taxi company registration information (1435).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the taxi company registration information, the taxi driver wireless By confirming the name of the terminal information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to open a financial account corresponding to the taxi driver account information included in the taxi company registration information. It is desirable to verify the validity of the taxi driver account information by checking if there is.

If the validity of the taxi company registration information is not authenticated (1440), the server generates predetermined validity error information and transmits it to the terminal (1445).

On the other hand, if the validity of the taxi company registration information is authenticated (1440), the server associates the taxi unique number information, the taxi driver wireless terminal information and the taxi company account information included in the taxi company registration information to the drawing 13 The illustrated taxi information is stored in the D / B 1340 (1450).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to one embodiment of the invention, the taxi unique number information is preferably made including the car number information included in the license plate attached to the taxi, for this purpose the taxi company terminal 1335 (or driver terminal) is It is preferable to include the car number information corresponding to the license plate attached to the taxi in the taxi company registration information to transmit to the information registration server 1300.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, the taxi company terminal 1335 (or the driver terminal) may be omitted to include the taxi unique number information in the taxi company registration information to the information registration server 1300.

Alternatively, the taxi company terminal 1335 (or driver terminal) provides car number information corresponding to the license plate attached to the taxi to the taxi company registration information, and based on the car number information in the wireless taxi fare payment system. In this case, predetermined unique identification information may be allocated to the taxi.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when at least two or more drivers drive the taxi alternately, the taxi driver door terminal information further includes at least two taxi driver radio terminal information and shift time information for driving the taxi. It is desirable to lose.

According to the embodiment of the present invention, the taxi driver wireless terminal information is a taxi company terminal 1335 to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. Or driver terminal) information (or e-mail address information, etc.), and in this case, the taxi fare payment processing information is in addition to the taxi driver radio terminal, the taxi company terminal 1335 (or driver terminal) (or Mail address).

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

When the taxi fare is deposited into the financial account in the name of the taxi driver according to the method of the present invention, the taxi driver deposits (or transfers) a predetermined company repayment amount from the taxi fare payment amount into the financial account of the taxi company name. Is preferred.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (1455), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (1460). ).

15 is a diagram illustrating a taxi information registration system for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, in FIG. 15, a predetermined driver terminal 1535 connects to a server on a wireless taxi fare payment system through a predetermined network means for payment of the wireless taxi fare, and provides taxi unique number information, taxi driver wireless terminal information, and taxi. If the driver registration information including at least one driver account information is provided, the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the driver registration information provided from the driver terminal 1535 are provided by the server. As a configuration of a taxi information registration system for linking and storing the taxi information D / B (1340) provided on the wireless taxi fare payment system, if one of ordinary skill in the art to which the present invention belongs When registering taxi information for payment of the wireless taxi fare by referring to 15 and / or modified. Various implementation methods for the stem configuration may be inferred, but the present invention includes all the implementation methods inferred above and is not limited to the implementation method shown in FIG.

Hereinafter, in the taxi information registration system shown in FIG. 15, the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver's account information provided from the driver terminal 1535 are stored in the taxi information D / B 1340. Components corresponding to at least one or more means and / or functional configurations for the sake of convenience are referred to as " information registration server 1500 &quot;

Referring to FIG. 15 according to an embodiment of the present invention, a taxi information registration system for wireless taxi fare payment according to the present invention includes at least one driver terminal 1535 connected to a predetermined network means, and the driver terminal ( Taxi information D / B 1340 for linking and storing taxi unique number information transmitted from 1535, taxi driver wireless terminal information, and taxi driver account information, and the driver terminal 1535 is connected to a predetermined network means. And an information registration server 1500 which receives the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information transmitted through the network means and processes the taxi information D / B 1340 in association with the taxi information. Characterized in that made.

The driver terminal 1535 may be a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). A mobile communication network (or HSDPA) based on at least one wired terminal including at least one wired terminal including a desktop computer and / or a laptop connected to the information registration server 1500 and / or a code division multiple access (CDMA) network. A mobile communication terminal connected to a High Speed Downlink Packet Access (Mobile Speed Network) -based mobile communication network, and / or a mobile Internet terminal connected to an IEEE 802.16x-based high-speed wireless Internet, and / or an IEEE 802.11x-based wireless LAN network. And at least one wireless terminal including at least one wireless LAN terminal, and the driver terminal 1535 may Output at least one taxi information registration interface screen provided by the information registration server 1500, and input and / or select at least one information through the taxi information registration interface screen to transmit to the information registration server 1500 It is preferable that a function configuration (for example, a browser program and a communication function) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the driver terminal 1535 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

According to an embodiment of the present invention, when the driver terminal 1535 is a wired terminal, the network means includes the TCP / IP based wired communication network, and when the driver terminal 1535 is a wireless terminal, The network means preferably comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network.

The taxi information D / B 1340 provided on the wireless taxi fare payment system according to the present invention links and processes the taxi unique number information transmitted from the driver terminal 1535, the taxi driver wireless terminal information, and the taxi driver account information. Characterized in that for storing.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include vehicle number information included in a license plate attached to the taxi. For this purpose, the driver terminal 1535 may be configured to include the driver registration information. It is preferable to transmit the information registration server 1500 including vehicle number information corresponding to the license plate attached to the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, it may be omitted that the driver terminal 1535 provides the driver registration information to the information registration server 1500 including the taxi unique number information.

Alternatively, the driver terminal 1535 provides the vehicle registration information corresponding to the license plate attached to the taxi to the driver registration information, and the predetermined number unique to the taxi based on the vehicle number information in the wireless taxi fare payment system. Identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to an embodiment of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount of the taxi company name. It is preferable to deposit (or transfer) to a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

According to an embodiment of the present invention, the information registration server 1500 communicates with the driver terminal 1535 through the network means in order to provide a web interface corresponding to the driver terminal 1535 and the network means. And an interface unit 1505 for connecting and managing channels, whereby the information registration server 1500 is communicatively connected to the driver terminal 1535 through a wired communication network and / or a wireless communication network. It has the function of a web server.

According to an exemplary embodiment of the present invention, when the driver terminal 1535 is a wired terminal to which a communication channel is connected through a TCP / IP based wired communication network, the interface unit 1505 may be connected to the driver terminal 1535 and the HTTP ( Connect a predetermined communication channel based on a Hyper-Text Transfer Protocol protocol, and the taxi information registration interface screen in the form of a Hyper-Text Markup Language (HTML) compatible document and / or to the driver terminal 1535 through the communication channel. Transmit and output the information providing screen, and receive and process predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information input (or selected) through the taxi information registration interface screen from the driver terminal 1535. It is desirable to perform the function.

According to another exemplary embodiment of the present invention, when the driver terminal 1535 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 1505 is connected to the driver terminal 1535 and a WAP (Wireless). Connect a predetermined communication channel based on the Application Protocol and / or the Mobile Explorer (ME) protocol, and the taxi in the form of Wireless Markup Language (WML) and / or HTML compatible document to the driver terminal 1535 through the communication channel. Transmits and outputs an information registration interface screen and / or an information providing screen, and transmits predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 1535. It is preferable to perform a function of receiving processing.

According to another exemplary embodiment of the present invention, when the driver terminal 1535 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 1505 may be connected to the driver terminal 1535. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit and output a predetermined taxi information registration interface screen and / or information providing screen to the driver terminal 1535 through the communication channel. It is preferable to perform a function of receiving and processing predetermined taxi unique number information, taxi driver wireless terminal information and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 1535. If the driver terminal 1535 is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless communication network, The face unit 1505 connects a predetermined communication channel with the driver terminal 1535 based on a wireless protocol corresponding to the IEEE 802.11x standard, and predetermined taxi information to the driver terminal 1535 through the communication channel. Transmits and outputs a registration interface screen and / or an information providing screen, and receives predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to the taxi information registration interface screen from the driver terminal 1535. It is desirable to perform the function of processing.

Referring to FIG. 15, when the driver terminal 1535 accesses the information registration server 1500 through the interface unit 1505, the information registration server 1500 cooperates with the interface unit 1505. An interface providing unit 1510 for generating (or extracting) a predetermined taxi information registration interface screen for inputting (or selecting) and transmitting predetermined driver registration information from the driver terminal 1535 and the driver terminal ( In operation 1535, when the driver registration information including at least one of taxi unique number information, taxi driver wireless terminal information, and taxi driver account information is input (or selected) through the taxi information registration interface screen, the interface unit 1505 is transmitted. And an information receiving unit 1515 that receives the driver registration information in cooperation with the driver, and the validity of the received driver registration information. The Hyosung authentication unit 1530 and the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the valid driver authentication information are stored in association with the taxi information D / B 1340. And an information storage unit 1520, wherein the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information are stored in association with the taxi information D / B 1340. And an information transmitter 1525 for transmitting the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information.

The interface providing unit 1510 has a functional configuration (eg, a driver) provided in the driver terminal 1535 when a predetermined driver terminal 1535 is connected to the information registration server 1500 through the interface unit 1505. The network means by inputting (or selecting) driver registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information corresponding to a browser program provided in the terminal 1535). Generates a predetermined taxi information registration interface screen that can be transmitted to the information registration server 1500 through, or / or extracted from a predetermined database (not shown), and in conjunction with the interface unit 1505 to generate (or And extracts the extracted taxi information registration interface screen to the driver terminal 1535 through the network means. .

Thereafter, the driver terminal 1535 inputs (or selects) driver registration information including at least one of predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information based on the taxi information registration interface screen. When it is confirmed that the driver registration information has been input (or selected), the driver terminal 1535 receives the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account that have been input (or selected) through the network means. Driver registration information including at least one information is transmitted to the information registration server 1500.

If one of ordinary skill in the art to which the present invention pertains, the driver's terminal 1535 via the at least one form form included in the taxi information registration interface screen, the taxi unique number information and taxi driver wireless Technical features for inputting (or selecting) driver registration information including at least one terminal information and taxi driver account information, Taxi identification number information input (or selected) through a communication protocol provided by the network means; Since the driver registration information including at least one of the taxi driver wireless terminal information and the taxi driver account information will be familiar with the technical features of transmitting to the information registration server 1500, a detailed description thereof will be omitted for convenience.

The information receiving unit 1515 inputs driver registration information including at least one predetermined taxi unique number information, taxi driver wireless terminal information, and taxi driver account information through the taxi information registration interface screen in the driver terminal 1535. (Or optionally) receiving driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information in association with the interface unit 1505 when transmitting through the network means. The driver registration information is provided to the validity authentication unit 1530.

The validity authentication unit 1530 confirms and authenticates whether the driver registration information received through the information receiving unit 1515 can process a taxi fare paid by a predetermined customer through the wireless taxi fare payment system. Characterized in that.

According to an exemplary embodiment of the present invention, the validity authentication unit 1530 may be connected to a subscriber D / B on a wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the driver registration information. By confirming the name of the taxi driver wireless terminal information, it is preferable to authenticate the validity of the taxi driver wireless terminal information.

According to another embodiment of the present invention, the validity authentication unit 1530 is financed corresponding to the taxi driver account information included in the driver registration information in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to verify the validity of the taxi driver account information by checking whether an account is opened.

When the validity of the driver registration information is authenticated, the information storage unit 1520 may process the taxi information D by linking the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information included in the driver registration information. / B 1340, characterized in that.

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include vehicle number information included in a license plate attached to the taxi. For this purpose, the driver terminal 1535 may be configured to include the driver registration information. It is preferable to transmit the information registration server 1500 including vehicle number information corresponding to the license plate attached to the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, it may be omitted that the driver terminal 1535 provides the driver registration information to the information registration server 1500 including the taxi unique number information.

Alternatively, the driver terminal 1535 provides the vehicle registration information corresponding to the license plate attached to the taxi to the driver registration information, and the predetermined number unique to the taxi based on the vehicle number information in the wireless taxi fare payment system. Identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to the method of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount in the name of the taxi company. It is advisable to deposit (or transfer) into a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

The information transmitter 1525 generates a predetermined information registration result including the taxi unique number information, and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information. do.

16 is a diagram illustrating a taxi information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in FIG. 16, the driver terminal 1535 on the taxi information registration system shown in FIG. 15 is connected to the information registration server 1500 via a predetermined network means. When the driver registration information including at least one driver wireless terminal information and taxi driver account information is transmitted, the taxi registration number 1500 and the taxi driver wireless terminal information and the taxi driver included in the driver registration information are transmitted from the information registration server 1500. The process of linking the account information and storing in the taxi information D / B (1340), if the person of ordinary skill in the art to which the present invention belongs, refer to and / or modified this Figure 16 wireless taxi fare Various implementation methods for the taxi information registration process for payment may be inferred, but the present invention is inferred Includes any method embodiment, it shall not be limited to the exemplary method shown in the figure 16.

Hereinafter, in FIG. 16, the information registration server 1500 on the taxi information registration system shown in FIG. 15 will be referred to as "server" for convenience, and the driver terminal 1535 on the taxi information registration system shown in FIG. Terminal ".

Referring to FIG. 16, the terminal on the taxi information registration system shown in FIG. 15 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (1600).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the taxi information registration interface screen for the wireless taxi fare payment to the server through the communication channel (1605), In response, the server generates (or extracts) a taxi information registration interface screen including a user interface for inputting (or selecting) the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information. In operation 1615, the generated (or extracted) taxi information registration interface screen is transmitted to the terminal through the communication channel (1615).

Thereafter, the terminal includes the user interface included in the taxi information registration interface screen for inputting (or selecting) driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information. The taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information are processed (1620) to be input (or selected).

If the terminal receives (or selects) driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information (1625), the terminal receives the server through the communication channel. The driver registration information including at least one of the taxi unique number information, the taxi driver wireless terminal information, and the taxi driver account information is transmitted (1630).

Thereafter, the server verifies validity of the received driver registration information (1635).

According to an exemplary embodiment of the present invention, the server is connected to the subscriber D / B on the wireless communication network to which the taxi driver wireless terminal is subscribed based on the taxi driver wireless terminal information included in the driver registration information, the taxi driver wireless terminal. By confirming the name of the information, it is preferable to authenticate the validity of the taxi driver radio terminal information.

According to another exemplary embodiment of the present invention, the server is connected to a predetermined financial system provided on the wireless taxi fare payment system to determine whether a financial account corresponding to the taxi driver account information included in the driver registration information is opened. By confirming, it is preferable to authenticate the validity of the taxi driver account information.

If the validity of the driver registration information is not authenticated (1640), the server generates predetermined validity error information and transmits it to the terminal (1645).

On the other hand, if the validity of the driver registration information is authenticated (1640), the server processes the taxi identification number information included in the driver registration information, taxi driver wireless terminal information and taxi company account information as shown in FIG. The taxi information is stored in the D / B 1340 (1650).

Here, the taxi unique number information is a unique number given to each taxi that pays a predetermined taxi fare through the wireless taxi fare payment system, a predetermined customer is a predetermined taxi fare through the wireless taxi fare payment system At the time of payment, characterized in that the customer comprises the number information transmitted to the payment server provided on the wireless taxi fare payment system through the customer wireless terminal.

According to an exemplary embodiment of the present invention, the taxi unique number information may include vehicle number information included in a license plate attached to the taxi. For this purpose, the driver terminal 1535 may be configured to include the driver registration information. It is preferable to transmit the information registration server 1500 including vehicle number information corresponding to the license plate attached to the taxi.

According to another exemplary embodiment of the present invention, the taxi unique number information preferably includes unique identification information assigned to the taxi by the wireless taxi fare payment system.

In this case, it may be omitted that the driver terminal 1535 provides the driver registration information to the information registration server 1500 including the taxi unique number information.

Alternatively, the driver terminal 1535 provides the vehicle registration information corresponding to the license plate attached to the taxi to the driver registration information, and the predetermined number unique to the taxi based on the vehicle number information in the wireless taxi fare payment system. Identification information can be assigned.

The taxi driver wireless terminal information may include a taxi driver wireless terminal number to receive the taxi fare payment processing information when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system. .

According to an embodiment of the present invention, when the taxi is a company taxi and at least two or more drivers drive the taxi alternately, the taxi driver door terminal information is alternated with at least two taxi driver radio terminal information driving the taxi. It is preferable that the time information is further included.

If the taxi is a personal taxi, the taxi driver wireless terminal information is preferably the shift time information is omitted.

The taxi driver account information may include financial account information in the name of a taxi driver in which the taxi fare is deposited when a predetermined customer pays a predetermined taxi fare through the wireless taxi fare payment system.

According to an embodiment of the present invention, when the taxi is a company taxi and the taxi fare is deposited into a financial account in the name of the taxi driver, the taxi driver may pay a predetermined company repayment amount of the taxi fare payment amount of the taxi company name. It is preferable to deposit (or transfer) to a financial account.

If the taxi is a private taxi, the taxi driver may not deposit (or transfer) the taxi fare payment amount to another financial account.

Thereafter, the server generates a predetermined information registration result including the taxi unique number information (1655), and transmits the information registration result to the taxi driver wireless terminal corresponding to the taxi driver wireless terminal information (1660). .

FIG. 17 is a diagram illustrating a system for registering customer payment means information for wireless taxi fare payment according to another exemplary embodiment of the present invention.

In more detail, in FIG. 17, when a predetermined customer terminal accesses a server on a wireless taxi fare payment system through a predetermined network means and provides customer payment means information and customer wireless terminal information for the wireless taxi fare payment, the server In the customer payment means information registration system configuration for storing the customer payment means information and the customer wireless terminal information provided from the customer terminal in connection with the payment means D / B (1740) provided on the wireless taxi fare payment system As those skilled in the art to which the present invention pertains, various implementation methods for the configuration of a customer payment means information registration system for the wireless taxi fare payment can be inferred by referring to and / or modifying the drawing 17. As will be appreciated, the invention includes all implementations inferred from the above, as shown in FIG. It shall be limited to city ways.

Hereinafter, at least one or more means for storing customer payment means information and customer wireless terminal information provided from the customer terminal in the payment means D / B 1740 on the customer payment means information registration system shown in FIG. Alternatively, the component corresponding to the functional configuration is referred to as "information registration server 1700" for convenience.

Referring to this figure 17 according to the embodiment of the present invention, the customer payment means information registration system for wireless taxi fare payment according to the present invention, at least one customer terminal connected to a predetermined network means, and transmitted from the customer terminal Payment means D / B (1740) for processing and storing the customer payment means information and the customer wireless terminal information to be connected, and the customer payment means information is connected to the customer terminal via a predetermined network means, and transmitted through the network means And an information registration server 1700 which receives and stores customer wireless terminal information in association with the payment means D / B 1740 and stores the information.

The client terminal is connected to a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). A mobile communication network (or HSDPA) based on at least one wired terminal including at least one wired terminal including a desktop computer and / or a notebook computer connected to the information registration server 1700 and / or code division multiple access (CDMA). A mobile communication terminal connected to a downlink packet access) network, and / or a portable internet terminal connected to IEEE 802.16x based high speed wireless internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN network. And at least one or more wireless terminals including at least one of the above, wherein the customer terminal is the information registration server. A function configuration for outputting at least one information registration interface screen provided by 1700, inputting and / or selecting at least one information through the information registration interface screen, and transmitting the same to the information registration server 1700 (eg, , A browser program and a communication function) are preferably provided.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the customer terminal corresponding to at least one or more wired terminal and / or wireless terminal, detailed description thereof will be omitted for convenience. .

According to an embodiment of the present invention, when the customer terminal is a wired terminal, the network means comprises the TCP / IP based wired communication network, and when the customer terminal is a wireless terminal, the network means is the CDMA based. (Or HSDPA based) mobile communication network, and / or IEEE 802.16x-based high-speed wireless Internet, and / or IEEE 802.11x-based wireless LAN communication network is preferably made of at least one or more.

The payment means D / B (1740) provided on the wireless taxi fare payment system according to the present invention is characterized in that the customer payment means information transmitted from the customer terminal and the customer wireless terminal information is stored in association.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card that can process the taxi fare using the customer wireless terminal At least one payment means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer As a payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is provided in the customer wireless terminal It is possible to be provided in a predetermined financial IC chip, or to be provided in the payment means D / B 1740 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information preferably comprises the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal It is possible to be provided in a predetermined financial IC chip, or to be provided in the payment means D / B 1740 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

According to an embodiment of the present invention, the information registration server 1700 connects and manages a predetermined communication channel with the customer terminal through the network means to provide a web interface corresponding to the customer terminal and the network means. It characterized in that it comprises an interface unit 1705, whereby the information registration server 1700 has a function of a web server that is connected to the communication through the customer terminal and a wired and / or wireless communication network.

According to an embodiment of the present invention, when the customer terminal is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 1705 may be connected to the customer terminal with a Hyper-Text Transfer Protocol (HTTP). Connecting a predetermined communication channel based on a protocol, transmitting and outputting an information registration interface screen and / or an information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document to the customer terminal through the communication channel; It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information input (or selected) from the customer terminal through the information registration interface screen.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal to which a communication channel is connected through a CDMA based wireless communication network, the interface unit 1705 may communicate with the customer terminal and a WAP (Wireless Application Protocol) and / or A predetermined communication channel is connected based on a ME (Mobile Explorer) protocol, and an information registration interface screen and / or an information providing screen in the form of a WML (Wireless Markup Language) and / or HTML compatible document is connected to the customer terminal through the communication channel. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to the information registration interface screen from the customer terminal.

According to another exemplary embodiment of the present invention, when the customer terminal is a wireless terminal connected to a communication channel through an IEEE 802.16x based wireless communication network, the interface unit 1705 may be configured to the customer terminal and the IEEE 802.16x standard. A predetermined communication channel is connected based on a corresponding wireless protocol, and a predetermined information registration interface screen and / or an information providing screen are transmitted to the customer terminal through the communication channel and outputted, and the information registration interface is transmitted from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information corresponding to a screen, and / or a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.11x. In this case, the interface unit 1705 is a wireless protocol corresponding to the customer terminal and the IEEE 802.11x standard. Connecting a predetermined communication channel based on the connection, transmitting and outputting a predetermined information registration interface screen and / or information providing screen to the customer terminal through the communication channel, and corresponding to the information registration interface screen from the customer terminal. It is preferable to perform a function of receiving and processing predetermined customer payment means information and customer wireless terminal information.

Referring to FIG. 17, when a predetermined client terminal accesses the information registration server 1700 through the interface unit 1705, the information registration server 1700 works in conjunction with the interface unit 1705. An interface providing unit 1710 for generating (or extracting) a predetermined information registration interface screen for inputting (or selecting) and transmitting predetermined customer payment means information and customer wireless terminal information from the interface unit 1705; And an information receiver 1715 receiving customer payment means information and customer wireless terminal information transmitted from the customer terminal through the information registration interface screen, and receiving the customer payment means information. The validity authentication unit 1730 for checking the validity of the customer wireless terminal information, and the customer payment means information and the customer wireless terminal information is validated. It is characterized in that it comprises an information storage unit 1720 for storing in association with the payment means D / B (1740).

The interface providing unit 1710 has a functional configuration (eg, a browser program provided in the customer terminal) provided in the customer terminal when a predetermined customer terminal is connected to the information registration server 1700 through the interface unit 1705. Generate a predetermined information registration interface screen for inputting (or selecting) predetermined customer payment means information and customer wireless terminal information to transmit to the information registration server 1700 via the network means corresponding to Or extracting from a predetermined database (not shown) and providing the generated (or extracted) information registration interface screen in cooperation with the interface unit 1705 to the customer terminal through the network means.

Thereafter, the customer terminal inputs (or selects) predetermined customer payment means information and customer wireless terminal information based on the information registration interface screen, and the customer payment means information and customer wireless terminal information are input (or selected). If it is confirmed, the customer terminal transmits the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 1700 via the network means.

Those skilled in the art to which the present invention belongs, input the customer payment means information and the customer wireless terminal information through at least one form (Form) included in the information registration interface screen in the customer terminal ( Or technical features for transmitting the input (or selected) customer payment means information and customer wireless terminal information to the information registration server 1700 through a communication protocol provided by the network means. Since it will be, a detailed description thereof will be omitted for convenience.

The information receiver 1715 inputs (or selects) predetermined customer payment means information and customer wireless terminal information from the customer terminal through the information registration interface screen, and transmits the information through the network means. And receiving the customer payment means information and the customer wireless terminal information in conjunction with, and provides the received customer payment means information and customer wireless terminal information to the validity authentication unit 1730.

The validity authentication unit 1730 checks the validity of whether the customer payment means information and the customer wireless terminal information received through the information receiving unit 1715 can pay a predetermined taxi fare through the wireless taxi fare payment system and It is characterized in that the authentication.

According to an embodiment of the present invention, the validity authentication unit 1730 checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is preferable to authenticate the validity of the customer payment means information.

In addition, the validity authentication unit 1730 checks the name of the customer wireless terminal information in connection with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information, the customer wireless terminal It is desirable to authenticate the validity of the information.

The information storage unit 1720 may process the customer payment means information and the customer wireless terminal information received through the information receiver 1715 and store the information in the payment means D / B 1740.

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one or more information of the customer wireless terminal number, wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer Payment means information for processing the payment through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is a predetermined provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

18 is a diagram illustrating a customer payment means information registration process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, in FIG. 18, the customer terminal on the customer payment means information registration system shown in FIG. 17 is connected to the information registration server 1700 via a predetermined network means. When the terminal information is transmitted, the information registration server 1700 processes the customer payment means information and the customer wireless terminal information in association with the process for storing in the payment means D / B (1740), the present invention Persons having ordinary skill in the art will be able to infer various implementation methods for registering customer payment means information for wireless taxi fare payment by referring to and / or modifying the drawing 18, but the present invention is inferred from all It includes an implementation method and is not limited to the implementation method shown in FIG.

Hereinafter, in FIG. 18, the information registration server 1700 on the customer payment means information registration system shown in FIG. 17 is referred to as " server " for convenience, and the customer terminal on the customer payment means information registration system shown in FIG. It is called "terminal".

Referring to FIG. 18, the terminal on the customer payment means information registration system shown in FIG. 17 accesses the server through the network means and connects a communication channel for wireless taxi fare payment (1800).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention belongs, the terminal is connected to the server according to the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means to pay the wireless taxi fare Since it will be familiar with the technical features for connecting the communication channel for, a detailed description thereof will be omitted for convenience.

When the communication channel for the wireless taxi fare payment is connected between the terminal and the server as described above, the terminal requests the information registration interface screen for the wireless taxi fare payment to the server through the communication channel (1805). Correspondingly, the server generates (or extracts) an information registration interface screen including a user interface for inputting (or selecting) the customer payment means information and the customer wireless terminal information in the terminal (1810), and generates (or The extracted information registration interface screen is transmitted to the terminal through the communication channel (1815).

Thereafter, the terminal inputs (or selects) the customer payment means information and the customer wireless terminal information through the user interface included in the information registration interface screen for inputting (or selecting) the customer payment means information and the customer wireless terminal information. And select (1820).

If the customer payment means information and customer wireless terminal information is input (or selected) in the terminal (1825), the terminal transmits the customer payment means information and customer wireless terminal information to the server through the communication channel ( 1830).

Thereafter, the server verifies validity of the received customer payment means information and customer wireless terminal information (1835).

According to an embodiment of the present invention, the server checks whether a financial account corresponding to the customer payment means information is opened in connection with a predetermined financial system provided on the wireless taxi fare payment system. It is desirable to authenticate the validity of the.

The server may verify the validity of the customer wireless terminal information by confirming the name of the customer wireless terminal information in association with the subscriber D / B on the wireless communication network to which the customer wireless terminal is subscribed based on the customer wireless terminal information. It is desirable to authenticate.

If the validity of the customer payment means information and the customer wireless terminal information is not authenticated (1840), the server generates predetermined validity error information and transmits it to the terminal (1845).

On the other hand, if the validity of the customer payment means information and the customer wireless terminal information is authenticated (1840), the server processes the customer payment means information and the customer wireless terminal information in conjunction with the payment means D / B (Fig. 17) 1740 (1850).

According to an embodiment of the present invention, the customer payment means information is a mobile phone payment means information, account transfer payment means information, credit card payment means information, check card payment that can process the taxi fare using the customer wireless terminal At least one means information, debit card payment means information, prepaid card payment means information is preferably included.

Here, when the wireless taxi fare payment system is processed in connection with a communication fare charging system used by the customer wireless terminal, the mobile payment means information so that the taxi fare is processed through the communication fare of the customer through the taxi fare. As payment means information, the mobile payment means information preferably comprises at least one of a customer wireless terminal number and information of the wireless terminal name and wireless terminal authentication information.

Alternatively, when the bank transfer payment means information is established in the financial system associated with the wireless taxi fare payment system (eg, a free deposit and withdrawal deposit account), the taxi fare is set in the financial name of the customer. As the payment means information for payment processing to the amount deposited in the account, the transfer payment means information preferably comprises the financial account information of the customer name.

Alternatively, the credit card payment means information is issued a credit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is associated with the credit card payment system, the taxi fare is issued to the customer Payment means information for payment processing through a credit card, the credit card payment means information preferably comprises the customer credit card information, wherein the customer credit card information is a predetermined provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the check card payment means information is issued a check card issued to the customer from a predetermined card company, and if the wireless taxi fare payment system is associated with the check card payment system, the taxi fare is issued to the customer As payment means information for payment processing through a check card, the check card payment means information preferably comprises the customer check card information, wherein the customer check card information is provided in the customer wireless terminal It is possible to be provided in a predetermined financial IC chip, or to be provided in the payment means D / B 1740 on the wireless taxi fare payment system, thereby the present invention is not limited.

Alternatively, the debit card payment means information is issued a debit card issued to the customer by a predetermined card company, and if the wireless taxi fare payment system is linked with the debit card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a debit card, the debit card payment means information is preferably made to include the customer debit card information, wherein the customer debit card information is provided in the customer wireless terminal Either provided on the financial IC chip of, or provided on the payment means D / B 1740 on the wireless taxi fare payment system is possible, thereby the present invention is not limited.

Alternatively, the prepaid card payment means information is issued a prepaid card issued to the customer by a predetermined card company, and when the wireless taxi fare payment system is linked with the prepaid card payment system, the taxi fare is issued to the customer As payment means information for processing payment through a prepaid card, the prepaid card payment means information preferably comprises the customer prepaid card information, wherein the customer prepaid card information is provided in the customer wireless terminal It is possible to be provided in a predetermined financial IC chip, or to be provided in the payment means D / B 1740 on the wireless taxi fare payment system, thereby the present invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal information preferably comprises wireless terminal number information assigned to a customer wireless terminal used by the customer, and further includes information on the wireless terminal name corresponding to the customer wireless terminal. It is preferable that it further comprises.

19 is a diagram showing the configuration of a wireless taxi fare payment system according to an embodiment of the present invention.

In more detail, FIG. 19 shows the taxi unique number information and the taxi driver wireless terminal 1945 information and the predetermined taxi information D / B 1340 through the taxi information registration system shown in FIGS. 13 and / or 15. The driver account information is stored in association with each other, and at least one customer payment means information to process a predetermined taxi fare to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. 17. And the customer wireless terminal 1940 information is stored in association with, and the taxi unique number information and payment from the customer wireless terminal 1940 to a predetermined wireless payment server 1900 through a wireless communication network according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information including the amount is transmitted, the wireless payment server 1900 based on the information of the customer wireless terminal 1940 that transmitted the wireless payment request information As a system configuration for checking the customer payment means information, and processing the payment amount based on the taxi unique number information included in the wireless payment request information, having a general knowledge in the technical field to which the present invention belongs If it grows, various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying the drawing 19, but the present invention includes all the implementation methods inferred, The technical features are not limited only to the implementation method shown in FIG.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (1740) through the customer payment means information registration system shown in FIG. The predetermined taxi information D / B 1340 through the customer wireless terminal 1940 registered with the customer payment means information and the customer wireless terminal 1940 and the taxi information registration system shown in FIGS. 13 and / or 15. In the driver wireless terminal (1945) and the customer wireless terminal (1940) used by the driver (or a driver in a taxi company) registered the taxi unique number information, taxi driver wireless terminal (1945) information and driver account information When the predetermined wireless payment request information including the taxi unique number information and the payment amount is transmitted, the customer wireless terminal 1940 information transmitted through the wireless payment request information is checked, and the determination is made. Confirm the predetermined customer payment means information associated with the confirmed customer wireless terminal 1940 information in connection with the means D / B (1740), and the wireless payment request information in connection with the taxi information D / B (1340) Wireless payment for confirming the predetermined driver account information associated with the taxi unique number information included in the payment, the payment amount contained in the wireless payment request information to the confirmed driver account information through the confirmed customer payment means It is characterized by comprising a server 1900.

In addition, the wireless taxi fare payment system, predetermined customer payment means information associated with the customer wireless terminal 1940 information to process the payment amount included in the wireless payment request information in the wireless payment server 1900. It further comprises a predetermined payment system and / or financial system corresponding to the.

According to an embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 1940 information includes mobile phone payment means information, the wireless payment server 1900 corresponds to the mobile payment means. It is preferable that the payment system including the wireless communication billing system to be processed through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when the predetermined customer payment means information associated with the customer wireless terminal 1940 information includes the wire transfer payment means information, the wireless payment server 1900 is the wire transfer payment It is preferable that the financial account in the name of the customer corresponding to the means is linked with the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or affiliated with the financial institution. At least one financial terminal provided in at least one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided in a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected via, and provides a non-face-to-face financial transaction service to at least one financial transaction customer through the financial terminal.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal 1735 (e.g., a personal computer (PC) and / or notebook computer equipped with the wired Internet access and browsing function) connected to the IEEE 802.16x based portable Internet, the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 19, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) And / or an external system that provides various financial transaction interfaces through at least one common network (eg, CD common network, financial common network). An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 1950 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (1950) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (1740) by the financial institution through the customer payment means information registration system shown in Figure 17 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 1940 that has registered the at least one customer payment means information and the customer wireless terminal 1940 information for payment processing, and based on the financial account at least And a ledger D / B for storing at least one ledger for providing at least one financial transaction service, wherein the ledger D / B is at least one financial institution to be provided to the financial transaction customer by the financial institution. Correspond to at least one ledger information (e.g., customer ledger, reception ledger, collateral ledger, etc.) for each transaction, and each ledger information The additional information at least one or more ledgers (e.g., to refine and / or complement than the properties / function of each ledger) are treated with a relational linkage (Relationship) is characterized in that it is stored.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational relation, and / or predetermined ledger information and at least one ledger additional information is stored in a relational relation Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 1940 information includes at least one credit card payment means information, the wireless payment server 1900 It is preferable that the predetermined credit card payment system corresponding to the credit card payment means is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 1940 information includes at least one check card payment means information, the wireless payment server 1900 corresponds to the check card payment means. Preferably, the check card payment system and the predetermined communication means are linked.

Those skilled in the art will be familiar with the configuration of a check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 1940 information includes at least one debit card payment means information, the wireless payment server 1900 corresponds to the debit card payment means. It is preferable that the predetermined debit card payment system is linked with a predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 1940 information includes at least one prepaid card payment means information, the wireless payment server 1900 corresponds to the prepaid card payment means. It is preferable that the predetermined prepaid card payment system is linked with a predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with the technical features of the prepaid card payment system configuration and the prepaid card payment method using the prepaid card payment system corresponding to the prepaid card payment means. Therefore, detailed description thereof will be omitted for convenience.

The customer wireless terminal 1940 includes at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. 17. The mobile terminal 1940 includes a predetermined wireless terminal that has registered information, and is connected to a mobile communication network based on CDMA (Code Division Multiple Access) (or a high speed downlink packet access (HSDPA) based mobile communication network). Preferably, the mobile terminal includes at least one communication terminal and / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN.

The customer wireless terminal 1940 generates predetermined wireless payment request information including the taxi unique number information and the payment amount when the taxi fare is paid, and moves the CDMA based (or HSDPA based) corresponding to the type of the wireless terminal. The generated wireless payment request to the wireless payment server 1900 through a wireless communication network including at least one of a communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or an IEEE 802.11x based wireless LAN communication network. It is characterized by transmitting the information.

According to an embodiment of the present invention, the customer wireless terminal 1940 may include a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 1940 may be a CDMA based mobile communication network (or HSDPA based mobile communication network)). In the case of a mobile communication terminal connected to the WAP (Wireless Application Protocol) / ME (Mobile Explorer) -based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal (1940) is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x-based wireless LAN network, accesses the wireless payment server 1900 through a mobile internet protocol (MIP) -based wireless internet protocol (MIP), according to the wireless internet protocol. It is preferable to transmit the generated wireless payment request information to the wireless payment server 1900.

According to an embodiment of the present invention, the customer wireless terminal 1940 is a predetermined wireless payment server 1900 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 1900 address. ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 1900 via a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 1940 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 1900. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 1900 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, when the driver wireless terminal 1945 provides the customer wireless terminal 1940 information to the wireless payment server 1900, the wireless payment server 1900 provides the wireless payment. Sends a predetermined wireless message including a server 1900 address as a callback URL, and the customer wireless terminal 1940 transmits a predetermined wireless message corresponding to the wireless communication network through a callback URL included in the wireless message. It is preferable to access the wireless payment server 1900 through the Internet protocol.

The driver wireless terminal 1945 uses the taxi information registration system shown in FIGS. 13 and / or 15 to provide predetermined taxi information D / B 1340 with the taxi unique number information and the taxi driver wireless terminal 1945 information. And a predetermined wireless terminal used by a driver (or a driver in a taxi company) who has registered driver account information, and comprises a code division multiple access (CDMA) based mobile communication network (or HSDPA (High Speed Downlink)). A mobile communication terminal connected to a packet access network) and / or a portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN. It is preferable to comprise at least one or more.

The driver wireless terminal 1945 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. And receiving and outputting taxi fare payment processing detail information including the payment amount from the wireless payment server 1900 through a wireless communication network including at least one of a wireless LAN communication network.

According to the present invention, the wireless payment server 1900, when the customer wireless terminal 1940 is connected to the wireless payment server 1900 via a predetermined wireless Internet protocol, the customer wireless terminal 1940 and the wireless Internet In accordance with the protocol characterized in that it comprises a wireless interface unit 1905 for connecting and managing the communication channel for the wireless taxi fare payment.

According to an embodiment of the present invention, when the customer wireless terminal 1940 connects to the wireless payment server 1900 through a predetermined wireless Internet protocol, the wireless interface unit 1905 is connected to the customer wireless terminal 1940. Generate a predetermined wireless payment interface screen for inputting (or generating) predetermined wireless payment request information including the taxi unique number information and the payment amount to the wireless payment server 1900 (or predetermined interface D / It is preferable to extract from B (not shown) to provide to the customer wireless terminal 1940 through the wireless internet protocol, and correspondingly, the customer wireless terminal 1940 provides the taxi unique number information and the payment amount. Input (or generate) predetermined wireless payment request information to be transmitted to the wireless payment server 1900.

Referring to FIG. 19, the wireless payment server 1900 is connected to the wireless interface unit 1905 and the wireless payment request information transmitted from the customer wireless terminal 1940 including the taxi unique number information and the payment amount. Check the information receiving unit 1910 for receiving the information, and the customer wireless terminal 1940 transmitted the wireless payment request information in connection with the wireless interface unit 1905, and linked with the payment means D / B 1740 Check the predetermined customer payment means information associated with the confirmed customer wireless terminal (1940) information, and linked with the taxi unique number information included in the wireless payment request information in connection with the taxi information D / B (1340) An information confirmation unit 1915 for confirming predetermined driver account information and taxi driver wireless terminal 1945 information, and the payment amount included in the wireless payment request information through the confirmed customer payment means. Characterized in that obtained by having a payment processing unit (1930) to the identified accounts, operator billing processing information.

According to the present invention, when the payment processing unit 1930 pays the payment amount to the confirmed driver account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing details (E.g., storing payment processing details for storing), and further comprising an information storage unit 1925 for linking with the taxi unique number information and storing the predetermined payment history D / B 1935.

According to the present invention, when the payment processing unit 1930 pays the payment amount to the confirmed driver account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing details And an information transmitting unit 1920 for generating (for example, payment processing details for transmitting a wireless terminal) and transmitting the generated payment processing details to the driver wireless terminal 1945 corresponding to the checked taxi driver wireless terminal 1945 information. It is done.

In the customer wireless terminal 1940 accessing the wireless payment server 1900 through a predetermined wireless Internet protocol, predetermined wireless payment request information including the taxi unique number information and the payment amount is provided through a predetermined wireless payment interface screen. Upon input (or generation) and transmission, the information receiver 1910 is transmitted from the customer wireless terminal 1940 including the taxi unique number information and the payment amount in connection with the wireless interface unit 1905. And receiving the request information, and providing the received wireless payment request information to the information checking unit 1915.

When the wireless payment request information is received through the information receiving unit 1910, the information checking unit 1915 checks the information of the customer wireless terminal 1940 that has transmitted the wireless payment request information.

According to an embodiment of the present invention, the information checking unit 1915 reads the communication channel information managed by the air interface unit 1905 according to the wireless Internet protocol and transmits the wireless payment request information. (1940) It is desirable to confirm the information.

According to another exemplary embodiment of the present invention, the information checking unit 1915 reads the packet information included in the wireless payment request information received by the information receiving unit 1910 according to the wireless Internet protocol, and thus the wireless payment request information. It is preferable to check the customer wireless terminal 1940 information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal 1940 information may be transmitted by further including the customer wireless terminal 1940 information in the wireless payment request information. In this case, the information checking unit 1915 may read the wireless payment request information and check the customer wireless terminal 1940 information that has transmitted the wireless payment request information.

Further, when the information on the customer wireless terminal 1940 is confirmed, the information checking unit 1915 sends the customer to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. The information regarding at least one customer payment means registered by being processed in association with the information of the wireless terminal 1940 may be confirmed.

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 1940 information, the customer wireless terminal 1940 information is stored in the plurality of wireless payment request information. Preferably, the payment method further includes predetermined payment method selection information for payment processing, and in this case, the information checking unit 1915 sends the customer payment method information corresponding to the payment method selection information. It is preferable to check the payment amount as the customer payment means information to be processed for payment.

Alternatively, when there is a plurality of registered customer payment means information that is processed in association with the customer wireless terminal 1940 information, the information checking unit 1915 performs a priority payment of the customer payment means information according to a predetermined payment policy. Payment means information may be confirmed as the customer payment means information to process the payment amount, thereby the present invention is not limited.

In addition, when the wireless payment request information is received through the information receiving unit 1910, the information checking unit 1915 reads the wireless payment request information to extract the taxi unique number information, and the drawing 13 and / Alternatively, through the taxi information registration system shown in FIG. 15, the predetermined taxi information D / B 1340 is processed in connection with the taxi unique number information to check the registered taxi driver wireless terminal 1945 information and driver account information. It is characterized by.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 1915, and the predetermined driver account information for which the payment amount is settled is confirmed, The payment processing unit 1930 may be configured to process the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 1915 includes the mobile payment means information, the payment processing unit 1930 is the mobile payment through a predetermined communication means It is preferable to process the payment amount in connection with a wireless communication billing system corresponding to the means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 1915 includes the wire transfer payment means information, the payment processing unit 1930 is configured to transmit the information through the predetermined communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 1915 includes the credit card payment means information, the payment processing unit 1930 is provided through a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount into a financial account corresponding to the confirmed driver account information at a time.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1915 includes the check card payment means information, the payment processing unit 1930 is connected to the check card payment system through a predetermined communication means Check the validity that the payment amount can be processed through the check card, and if the validity of the payment process is confirmed, the payment is made from the customer financial account associated with the check card in connection with the check card payment system. It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1915 includes the debit card payment means information, the payment processing unit 1930 is connected to the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed by the information confirming unit 1915 includes the prepaid card payment means information, the payment processing unit 1930 is connected to the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to a financial account corresponding to the confirmed driver account information.

When the payment processing unit 1930 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 1930 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 1930 generates a payment processing history including a payment approval result, the information storage unit 1925 is a predetermined payment processing history information including the payment processing history (for example, payment processing history for storage). ) Is generated and stored in a predetermined payment history D / B 1935 by linking with the taxi unique number information.

According to another exemplary embodiment of the present invention, the information storage unit 1925 processes the taxi driver wireless terminal 1945 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 1935. ) Or by linking the driver account information and the payment processing history information to the payment history D / B (1935), by which the present invention is not limited.

In addition, when the payment processing unit 1930 generates a payment processing history including a payment approval result, the information transmitter 1920 transmits predetermined payment processing history information (eg, wireless terminal transmission) including the payment processing history. Payment process history) and transmits to the driver wireless terminal 1945 corresponding to the checked taxi driver wireless terminal 1945 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitting unit 1920 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

20 is a diagram illustrating a process of transmitting / receiving and confirming information for wireless taxi fare payment according to an exemplary embodiment of the present invention.

In more detail, FIG. 20 shows the taxi unique number information and the payment amount from the customer wireless terminal 1940 on the wireless taxi fare payment system shown in FIG. 19 to the wireless payment server 1900 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, the wireless payment server 1900 is a process for confirming the information of the customer wireless terminal 1940 that transmitted the wireless payment request information, in the technical field to which the present invention belongs Those skilled in the art will be able to infer various implementation methods for the process of transmitting and receiving information for the wireless taxi fare payment by referring to and / or modifying the drawing 20, but the present invention can be inferred from all the inferred implementations. It is made, including the method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 20, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. 17. The customer wireless terminal 1940 having registered the information accesses the wireless payment server 1900 shown in FIG. 19 through the wireless communication network according to a predetermined wireless Internet protocol for payment of the wireless taxi fare (2000). .

According to an embodiment of the present invention, the customer wireless terminal 1940 may include a predetermined wireless Internet protocol corresponding to the wireless communication network (for example, the customer wireless terminal 1940 may be a CDMA based mobile communication network (or HSDPA based mobile communication network)). In the case of a mobile communication terminal connected to the WAP (Wireless Application Protocol) / ME (Mobile Explorer) -based wireless Internet protocol, or a mobile Internet terminal that the customer wireless terminal (1940) is connected to the high-speed wireless Internet based on IEEE 802.16x, And / or a wireless LAN terminal connected to an IEEE 802.11x-based wireless LAN network, accesses the wireless payment server 1900 through a mobile internet protocol (MIP) -based wireless internet protocol (MIP), according to the wireless internet protocol. It is preferable to transmit the generated wireless payment request information to the wireless payment server 1900.

According to an embodiment of the present invention, the customer wireless terminal 1940 is a predetermined wireless payment server 1900 number (or server address number, telephone number assigned to the server, etc.) associated with the wireless payment server 1900 address. ) And a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command) to connect to the wireless payment server 1900 via a predetermined wireless internet protocol corresponding to the wireless communication network. It is desirable to.

According to another exemplary embodiment of the present invention, the customer wireless terminal 1940 inputs a predetermined wireless internet access button (or wireless internet access menu, or wireless internet access command), and corresponds to the wireless payment server 1900. By selecting a wireless Internet menu, it is preferable to access the wireless payment server 1900 through a predetermined wireless Internet protocol corresponding to the wireless communication network.

According to another exemplary embodiment of the present invention, when the driver wireless terminal 1945 provides the customer wireless terminal 1940 information to the wireless payment server 1900, the wireless payment server 1900 provides the wireless payment. Sends a predetermined wireless message including a server 1900 address as a callback URL, and the customer wireless terminal 1940 transmits a predetermined wireless message corresponding to the wireless communication network through a callback URL included in the wireless message. It is preferable to access the wireless payment server 1900 through the Internet protocol.

Thereafter, the wireless payment server 1900 inputs (or generates) predetermined wireless payment request information in the customer wireless terminal 1940 and transmits a predetermined wireless payment interface screen for transmitting to the wireless payment server 1900. Generated (or extracted from a predetermined interface D / B (not shown)) and provided to the customer wireless terminal 1940 according to the wireless Internet protocol (2005).

According to the method of the present invention, when the customer wireless terminal 1940 accesses the wireless payment server 1900 through a predetermined wireless Internet protocol, the wireless payment server 1900 is connected to the wireless terminal 1940. Generate a predetermined wireless payment interface screen for inputting (or generating) predetermined wireless payment request information including the taxi unique number information and the payment amount to the wireless payment server 1900 (or predetermined interface D / Extract from B (not shown) to provide to the customer wireless terminal 1940 through the wireless Internet protocol.

Thereafter, the customer wireless terminal 1940 inputs (or selects) the taxi unique number information and the payment amount through the wireless payment interface screen (2010). If the user (2015), the customer wireless terminal 1940 generates the wireless payment request information including the taxi identification number information and the payment amount (2020) entered (or selected) (2020).

According to the exemplary embodiment of the present invention, the wireless payment request information preferably includes a data structure that can be transmitted to the wireless payment server 1900 through the wireless communication network according to the wireless Internet protocol.

According to the exemplary embodiment of the present invention, the wireless terminal 1940 may check the validity of the wireless payment request information in the wireless payment server 1900 that has received the wireless payment request information. It is possible to further include predetermined wireless payment authentication information (for example, wireless payment password, payment method password, security card number, OTP code generated through a predetermined one time password (OTP) generator), thereby The invention is not limited.

According to an embodiment of the present invention, the customer wireless terminal 1940 may transmit the wireless payment request information to the wireless payment server 1900 securely through the wireless communication network, so that the wireless payment request information is at least one or more. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 1900 through the wireless communication network (2025), and correspondingly, the wireless payment server 1900 transmits the wireless payment request information. The customer wireless terminal 1940 transmitted information is checked (2030).

According to an embodiment of the present invention, the wireless payment server 1900 reads communication channel information managed by the wireless interface unit 1905 according to the wireless Internet protocol and transmits the wireless payment request information. (1940) It is desirable to confirm the information.

According to another exemplary embodiment of the present invention, the wireless payment server 1900 reads the packet information included in the wireless payment request information received by the information receiving unit 1910 according to the wireless Internet protocol and the wireless payment request information. It is preferable to check the customer wireless terminal 1940 information transmitted.

According to another exemplary embodiment of the present invention, the customer wireless terminal 1940 information may be transmitted by further including the customer wireless terminal 1940 information in the wireless payment request information. In this case, the wireless payment server In operation 1900, the wireless payment request information may be read to confirm the information of the customer wireless terminal 1940 that has transmitted the wireless payment request information.

If the customer wireless terminal (1940) information that has transmitted the wireless payment request information is confirmed (2035), the wireless payment server 1900 reads the received wireless payment request information to process the payment approval of the taxi fare. Perform the process.

21 is a diagram illustrating a payment means confirmation and payment approval process for wireless taxi fare payment according to an embodiment of the present invention.

More specifically, FIG. 21 shows the taxi unique number information and the payment amount from the customer wireless terminal 1940 on the wireless taxi fare payment system shown in FIG. 19 to the wireless payment server 1900 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, and the wireless payment server 1900 confirms the information of the customer wireless terminal 1940 which has transmitted the wireless payment request information through the information confirming process shown in FIG. Regarding a process of confirming a customer payment means associated with the customer wireless terminal 1940 information in the wireless payment server 1900 and processing a payment approval, a person having ordinary knowledge in the technical field to which the present invention belongs, By referring to and / or modifying Fig. 21, various implementation methods for the process of confirming and confirming the payment method of the customer for the wireless taxi fare can be inferred. As will be appreciated, the present invention includes all implementation methods inferred, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 21, the taxi terminal number information and payment amount are included in the wireless payment server 1900 from the customer wireless terminal 1940 on the wireless taxi fare payment system shown in FIG. 19 according to a predetermined wireless Internet protocol. When the predetermined wireless payment request information is transmitted, and the information on the customer wireless terminal 1940 which has transmitted the wireless payment request information is confirmed by the wireless payment server 1900 through the information confirming process shown in FIG. The wireless payment server 1900 is a predetermined payment means D / B (1740) for storing the customer payment means information and the customer wireless terminal 1940 information linked through the customer payment means information registration system shown in FIG. Check at least one customer payment means information associated with the confirmed customer wireless terminal 1940 information (2100).

According to another exemplary embodiment of the present invention, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 1940 information, the customer wireless terminal 1940 information is stored in the plurality of wireless payment request information. Preferably, the payment method further includes predetermined payment method selection information for payment processing, and in this case, the wireless payment server 1900 sends the customer payment method information corresponding to the payment method selection information. It is preferable to check the payment amount as the customer payment means information to be processed for payment.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 1940 information, the wireless payment server 1900 is a customer to process the priority payment of the customer payment means information according to a predetermined payment policy. Payment means information may be confirmed as the customer payment means information to process the payment amount, thereby the present invention is not limited.

If the customer payment means information is not confirmed (for example, a customer corresponding to the customer wireless terminal 1940 information through the customer payment means information registration system shown in Figure 17, the customer payment means information and customer wireless terminal ( If the information is not registered, the wireless payment server 1900 generates error information about the predetermined customer payment means and transmits the information to the wireless terminal (2110).

On the other hand, if the customer payment means information is confirmed (2105), the wireless payment server 1900 extracts the taxi unique number information included in the received wireless payment request information (2115), and the transmission unit 1525 and / Alternatively, in connection with a predetermined taxi information D / B 1340 which processes and stores the taxi unique number information, the taxi driver wireless terminal 1945 information, and the driver account information registered through the taxi information registration system shown in FIG. The predetermined taxi driver wireless terminal 1945 information and the driver account information which are processed in association with the taxi unique number information are checked (2120).

If the predetermined taxi driver radio terminal 1945 information and the driver account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi information registration system shown in FIG. 13 and / or FIG. If the taxi unique number information, the taxi driver wireless terminal 1945 information and the driver account information are not registered in the taxi information D / B 1340) (2125), the wireless payment server 1900 is a predetermined taxi information error information Generate and transmit to the wireless terminal (2130).

On the other hand, when the predetermined taxi driver wireless terminal 1945 information and the driver account information which are processed in association with the taxi unique number information are confirmed (2125), the wireless payment server 1900 corresponds to the confirmed customer payment means information. Check the payment system and / or the financial system (2134), and check whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system; Validation is checked (2140).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 1900 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 1900 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 1900 is associated with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 1900 is linked to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 1900 is linked to the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 1900 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (2145), the wireless payment server 1900 generates predetermined payment validity error information to the customer wireless terminal 1940. In step 2150.

On the other hand, if the payment validity is verified whether the payment amount can be processed through the customer payment means (2145), the wireless payment server 1900 is linked to the confirmed payment system and / or financial system and the customer payment means The payment is included in the wireless payment request information through the payment processing (2155).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 1900 uses a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 1900 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, when the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 1900 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the checked customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 1900 checks in connection with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 1900 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 1900 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in connection with the payment system and / or the financial system (2160), the wireless payment server 1900 In operation 2165, the payment processing history using the customer payment means is generated in association with a payment system and / or a financial system.

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

22 is a diagram illustrating a payment processing process for wireless taxi fare payment according to an embodiment of the present invention.

In more detail, FIG. 22 illustrates a payment including a predetermined payment approval result after the payment approval process shown in FIG. 21 is performed by the wireless payment server 1900 on the wireless taxi fare payment system shown in FIG. When the processing details are generated, the wireless payment server 1900 stores the payment processing details in a predetermined payment history D / B 1935, and the driver wireless terminal 1945 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the art to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment by referring to and / or modifying the drawing 22 are provided. It may be inferred, but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG. The.

Referring to FIG. 22, after the payment approval process shown in FIG. 21 is performed by the wireless payment server 1900 on the wireless taxi fare payment system shown in FIG. 19, a payment processing history including a predetermined payment approval result is included. When this is generated, the wireless payment server 1900 generates payment processing history information for storage including the payment processing history (2200), and processes the generated payment processing history information and the taxi unique number information in association with the The payment history D / B 1935 shown in FIG. 19 is stored (2205).

According to another exemplary embodiment of the present invention, the wireless payment server 1900 processes the taxi driver wireless terminal 1945 information and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 1935. ) Or the driver account information and the payment processing history information in association with each other to store the information in the payment history D / B 1935, and the present invention is not limited thereto.

In addition, the wireless payment server 1900 generates payment processing history information for wireless terminal transmission including the payment processing history (2210), the generated payment processing history information in association with the taxi unique number information and stored The driver wireless terminal 1945 transmits the information to the driver wireless terminal 1945 corresponding to the driver wireless terminal 1945 information (2215).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 1900 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

23 is a diagram showing the configuration of a wireless taxi fare payment system according to another embodiment of the present invention.

In more detail, FIG. 23 shows the taxi unique number information and the taxi driver wireless terminal 2340 information in predetermined taxi information D / B 1340 through the taxi information registration system shown in FIGS. 13 and / or 15. The driver account information is stored in association with each other, and at least one customer payment method is set to process a predetermined taxi fare to the predetermined payment method D / B 1740 through the customer payment method information registration system shown in FIG. And the customer wireless terminal 2335 information is linked and stored, the taxi unique number information to the predetermined wireless payment server 2300 via a wireless communication network using a predetermined wireless payment program in the customer wireless terminal 2335 And when the predetermined wireless payment request information including the payment amount is transmitted, the wireless payment server (2300) based on the customer wireless terminal (2335) information transmitted the wireless payment request information As a system configuration for checking the customer payment means information, and processing the payment amount based on the taxi unique number information included in the wireless payment request information, having a general knowledge in the technical field to which the present invention belongs If it grows up, various implementation methods for the wireless taxi fare payment system configuration may be inferred by referring to and / or modifying the drawing 23, but the present invention includes all the implementation methods inferred, this drawing 23 The technical features are not limited only to the implementation method shown in FIG.

Wireless taxi fare payment system according to an embodiment of the present invention, at least one to process a predetermined taxi fare payment to a predetermined payment means D / B (1740) through the customer payment means information registration system shown in FIG. The predetermined taxi information D / B 1340 through the customer wireless terminal 2335 which has registered the above customer payment means information and the customer wireless terminal 2335 information and the taxi information registration system shown in FIGS. 13 and / or 15. In the driver wireless terminal (2340) and the customer wireless terminal (2335) used by the driver (or a driver in a taxi company) registered the taxi unique number information, taxi driver wireless terminal 2340 information and driver account information When the predetermined wireless payment request information including the taxi unique number information and the payment amount is transmitted, the customer wireless terminal 2335 information which has transmitted the wireless payment request information is checked and the determination is made. Confirm the predetermined customer payment means information associated with the confirmed customer wireless terminal (2335) information in connection with the means D / B (1740), the wireless payment request in connection with the taxi information D / B (1340) Wireless to check predetermined driver account information associated with the taxi unique number information included in the information, and to process the payment amount included in the wireless payment request information with the confirmed driver account information through the confirmed customer payment means It is characterized by comprising a payment server 2300.

In addition, the wireless taxi fare payment system, the customer payment means information associated with the customer wireless terminal (2335) information to process the payment amount included in the wireless payment request information in the wireless payment server 2300 It further comprises a predetermined payment system and / or financial system corresponding to the.

According to an embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes mobile phone payment means information, the wireless payment server 2300 corresponds to the mobile payment means. It is preferable that the payment system including the wireless communication billing system to be processed through a predetermined communication means.

Those skilled in the art will be familiar with the wireless communication billing system configuration corresponding to the mobile phone payment means and the technical features of the mobile phone billing method using the wireless billing system. Therefore, detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes account transfer payment means information, the wireless payment server 2300 is the wire transfer payment It is preferable that the financial account in the name of the customer corresponding to the means is linked with the opened financial system through a predetermined communication means.

Here, for providing at least one financial transaction (eg, credit, receiving, currency exchange, foreign currency remittance, financial investment, etc.) service through at least one face-to-face and / or face-to-face financial transaction channel providing the wire transfer payment service. It is characterized by having a financial system.

According to an embodiment of the present invention, the financial system is connected to at least one window terminal provided at a branch (and / or a branch) of the financial institution through a predetermined financial network (eg, a branch network). It provides a financial transaction service of face to face at least one financial transaction customer through the window terminal.

The financial system may also include at least one financial terminal including a cash dispenser / automatic teller machine (CD / ATM) provided at a branch (and / or branch) of the financial institution, and / or at least affiliated with the financial institution. At least one financial terminal provided at one or more other financial institutions (and / or other financial institution branches), and / or at least one financial terminal provided at a public place and a predetermined financial network (eg, CD common network) It is characterized in that connected through, through the financial terminal provides a non-face-to-face financial transaction service for at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined Internet banking server, a network (eg, wired Internet, and / or IEEE 802.11x-based WLAN, connected to a TCP / IP-based backbone network through the Internet banking server, And / or at least one client terminal 1735 (e.g., a personal computer (PC) and / or notebook computer equipped with the wired Internet access and browsing function) connected to the IEEE 802.16x based portable Internet, the wireless LAN Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a laptop and / or a mobile terminal equipped with a mobile Internet access and browsing function).

In addition, the financial system is characterized in that associated with a predetermined wireless banking server, a predetermined wireless network (eg, CDMA (Code Division Multiple Access) based mobile communication network, and / or IEEE 802.16x through the wireless banking server) At least one wireless terminal (e.g., a personal communication system (PCS) and / or a global communication system (GSM) equipped with a connection and browsing function connected to the mobile communication network) Provide a non-face-to-face financial transaction service to at least one financial transaction customer through a System for Mobile terminal and / or a Personal Digital Assistant (PDA) and / or a Smart Phone and / or Telematics). do.

In addition, the financial system is characterized in that associated with a predetermined IC chip-based wireless banking server, a predetermined wireless network (for example, code division multiple access (CDMA) based mobile communication network, through the IC chip-based wireless banking server, And / or at least one financial transaction customer via at least one wireless terminal (e.g., a wireless terminal with a financial IC chip) connected to the IEEE 802.16x based portable Internet and / or a DataTAC / Mobitex based wireless data communication network. IC chip-based non-face-to-face financial transaction services.

In addition, the financial system is characterized in that associated with a predetermined telebanking server, at least one or more connected to a predetermined wired voice call network (eg, Public Switched Telephone Network (PSTN)) through the telebanking server At least one wireless communication terminal (e.g., a PCS and / or GSM terminal) connected to a fixed line communication terminal (e.g., a telephone) and / or a predetermined wireless voice communication network (e.g., a code division multiple access (CDMA) based mobile communication network) And / or a smartphone or the like) to provide a non-face-to-face financial transaction service to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined home banking server, at least one or more home appliances (eg, digital TV and / or refrigerator connected to a home network, etc.) connected to a predetermined home network through the home banking server ) Provides non-face-to-face financial transaction services to at least one financial transaction customer.

In addition, the financial system is characterized in that associated with a predetermined TV banking server, at least one or more digital TV (for example, two-way digital TV, satellite DMB terminal) connected to a predetermined return channel (Return Channel) through the TV banking server And non-face-to-face financial transaction services to at least one financial transaction customer through a terrestrial DMB terminal).

Referring to FIG. 23, the financial system is a computer system provided in a financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. At least one branch (or teller) in which accounts or transactions occur such as credit or reception or trust or foreign exchange, accounting for processing of headquarters operations and branch information support and customer information management; Interconnection between the system and at least one other financial system (and / or payment system), and / or at least one non-face-to-face financial transaction means (e.g., Internet banking, wireless banking, IC chip based) Wireless banking, telebanking, TV banking, etc.) And / or an external system that provides various financial transaction interfaces through at least one common network (eg, CD common network, financial common network). An interface module corresponding to a middleware platform that provides interfacing, and predetermined information (e.g., ledger information, and / or customer information, and / or management) required for each function in a component in the financial system. And a DBMS 2345 (DataBase Management System) including at least one database for storing and managing information.

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to the present invention, the DBMS (2345) provided in the financial system is a predetermined taxi fare to a predetermined payment means D / B (1740) by the financial institution through the customer payment means information registration system shown in Figure 17 Open at least one financial account to a financial transaction customer corresponding to the customer wireless terminal 2335 that has registered at least one customer payment means information and customer wireless terminal 2335 information to process payment, and based on the financial account at least And a ledger D / B for storing at least one ledger for providing at least one financial transaction service, wherein the ledger D / B is at least one financial institution to be provided to the financial transaction customer by the financial institution. At least one ledger information (eg, customer ledger, reception ledger, collateral ledger, etc.) for transaction processing, and corresponding to each ledger information At least one additional ledger additional information (eg, more specifically and / or supplementing the attributes / functions of each ledger) may be stored in association with each other in relation.

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational form, and / or predetermined ledger information and at least one ledger additional information are stored in a relational form. Since it will be understood that the detailed description thereof will be omitted for convenience.

According to another exemplary embodiment of the present invention, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes at least one credit card payment means information, the wireless payment server 2300 It is preferable that the predetermined credit card payment system corresponding to the credit card payment means is linked with the predetermined communication means.

Those skilled in the art to which the present invention pertains should be familiar with the technical features of the credit card payment system configuration using the credit card payment system and the credit card payment system corresponding to the credit card payment means. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes at least one check card payment means information, the wireless payment server 2300 corresponds to the check card payment means. Preferably, the check card payment system and the predetermined communication means are linked.

Those skilled in the art to which the present invention pertains, know the configuration of the check card payment system corresponding to the check card payment means and the technical features of the check card payment method using the check card payment system Since there will be, a detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes at least one debit card payment means information, the wireless payment server 2300 corresponds to the debit card payment means. It is preferable that the predetermined debit card payment system is linked with a predetermined communication means.

Those skilled in the art to which the present invention pertains will be familiar with technical features of the debit card payment system configuration corresponding to the debit card payment means and the debit card payment method using the debit card payment system. Therefore, detailed description thereof will be omitted for convenience.

Alternatively, when predetermined customer payment means information associated with the customer wireless terminal 2335 information includes at least one prepaid card payment means information, the wireless payment server 2300 corresponds to the prepaid card payment means. It is preferable that the predetermined prepaid card payment system is linked with a predetermined communication means.

Those skilled in the art to which the present invention pertains, know the technical features of the prepaid card payment system configuration corresponding to the prepaid card payment means and the prepaid card payment method using the prepaid card payment system. Since there will be, a detailed description thereof will be omitted for convenience.

The customer wireless terminal 2335 may include at least one customer payment means information and a customer to process a predetermined taxi fare to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. 17. A mobile terminal comprising a predetermined wireless terminal that registers the information of the wireless terminal 2335, and is connected to a CDMA (Code Division Multiple Access) based mobile communication network (or HSDPA based mobile communication network). Preferably, the mobile terminal includes at least one communication terminal and / or a portable Internet terminal connected to the IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to the IEEE 802.11x based wireless LAN.

The customer wireless terminal 2335 generates predetermined wireless payment request information including the taxi unique number information and the payment amount when the taxi fare is paid, and moves the CDMA based (or HSDPA based) corresponding to the wireless terminal type. The generated wireless payment request to the wireless payment server 2300 through a wireless communication network including at least one of a communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or an IEEE 802.11x based wireless LAN communication network. It is characterized by transmitting the information.

According to the method of the present invention, the customer wireless terminal 2335 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and the payment amount, and the customer wireless terminal 2335 is connected. Preferably, a predetermined wireless payment program for transmitting the wireless payment request information to the wireless payment server 2300 is provided through a wireless communication network.

If a person having ordinary knowledge in the technical field to which the present invention belongs, the predetermined wireless payment request information including the taxi unique number information and payment amount information is generated and transmitted to the wireless payment server 2300 through the wireless communication network. Since the technical features of the wireless payment program can be inferred, a detailed description thereof will be omitted for convenience.

The driver wireless terminal 2340 is the taxi unique number information and taxi driver wireless terminal 2340 information to the predetermined taxi information D / B 1340 through the taxi information registration system shown in Figure 13 and / or Figure 15 And a predetermined wireless terminal used by a driver (or a driver in a taxi company) who has registered driver account information, and comprises a code division multiple access (CDMA) based mobile communication network (or HSDPA (High Speed Downlink)). A mobile communication terminal connected to a packet access network) and / or a portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN. It is preferable to comprise at least one or more.

The driver wireless terminal 2340 may be a CDMA based (or HSDPA based) mobile communication network corresponding to the type of wireless terminal, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based on the taxi fare payment. And receiving and outputting taxi fare payment processing detail information including the payment amount from the wireless payment server 2300 through a wireless communication network including at least one of a wireless LAN communication network.

Referring to FIG. 23, the wireless payment server 2300 includes an information receiver 2305 for receiving the wireless payment request information transmitted from the customer wireless terminal 2335 including the taxi unique number information and the payment amount; Check the customer wireless terminal (2335) information that transmitted the wireless payment request information in association with the wireless interface unit 1705, and the confirmed customer wireless terminal (2335) in connection with the payment means D / B (1740) Check the predetermined customer payment means information associated with the information, and in conjunction with the taxi information D / B 1340 predetermined driver account information and taxi driver wireless associated with the taxi unique number information included in the wireless payment request information An information confirming unit 2310 for confirming information of the terminal 2340 and the payment amount included in the wireless payment request information through the confirmed customer payment means through the confirmed driver account information Provided with a billing processing unit (2325), which is characterized in that Li is made.

According to the present invention, when the payment processing unit 2325 performs the payment processing with the confirmed driver account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing history It is characterized in that it further comprises an information storage unit (2320) for generating (e.g., storing payment processing history for storage) and the process associated with the taxi unique number information to store in the predetermined payment history D / B (2330).

According to the present invention, when the payment processing unit 2325 performs the payment processing with the confirmed driver account information through the confirmed customer payment means, predetermined payment processing history information including the payment processing history And an information transmitter 2315 for generating (eg, a payment process history for transmitting a wireless terminal) and transmitting the generated payment processing details to the driver wireless terminal 2340 corresponding to the checked taxi driver wireless terminal 2340 information. It is done.

When the customer wireless terminal 2335 inputs (or generates) predetermined wireless payment request information including the taxi unique number information and a payment amount through a predetermined wireless payment program, the information receiving unit 2305 transmits the information. And receiving the wireless payment request information, including the taxi unique number information and the payment amount, from the customer wireless terminal 2335 in association with the wireless interface unit 1705, wherein the received wireless payment request is received. Information is provided to the information checking unit 2310.

When the wireless payment request information is received through the information receiving unit 2305, the information checking unit 2310 checks the information of the customer wireless terminal 2335 that has transmitted the wireless payment request information.

According to an exemplary embodiment of the present invention, the information checking unit 2310 reads communication channel information corresponding to the customer wireless terminal 2335 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal (2335) information transmitted.

According to another exemplary embodiment of the present invention, the information checking unit 2310 reads packet information included in the wireless payment request information received by the information receiving unit 2305 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal (2335) information transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal 2335 information may be transmitted by further including the customer wireless terminal 2335 information in the wireless payment request information. In this case, the information checking unit The reference numeral 2310 may read the wireless payment request information and confirm the customer wireless terminal 2335 information that has transmitted the wireless payment request information.

In addition, when the information of the customer wireless terminal 2335 is confirmed, the information checking unit 2310 transmits the customer to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. 17. The information regarding at least one customer payment means registered by being processed in association with the information of the wireless terminal 2335 may be confirmed.

According to another exemplary embodiment of the present invention, when a plurality of registered customer payment means information is processed in association with the customer wireless terminal 2335 information, the customer wireless terminal 2335 information may be stored in the wireless payment request information. Preferably, the payment method further includes predetermined payment method selection information for payment processing, and in this case, the information checking unit 2310 sends the customer payment method information corresponding to the payment method selection information. It is preferable to check the payment amount as the customer payment means information to be processed for payment.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 2335 information, the information checking unit 2310 may be a customer to process the first payment of the customer payment means information according to a predetermined payment policy. The payment means information may be confirmed as the customer payment means information to process the payment amount, whereby the present invention is not limited.

In addition, when the wireless payment request information is received through the information receiving unit 2305, the information checking unit 2310 extracts the taxi unique number information by reading the wireless payment request information, and the drawing 13 and / Alternatively, through the taxi information registration system shown in FIG. 15, the predetermined taxi information D / B 1340 is connected with the taxi unique number information to check the registered taxi driver wireless terminal 2340 information and driver account information. It features.

When the predetermined customer payment means information for processing the payment amount included in the wireless payment request information is confirmed through the information checking unit 2310, and the predetermined driver account information for which the payment amount is settled is confirmed, The payment processing unit 2325 may process the payment amount included in the wireless payment request information as the confirmed driver account information through the confirmed customer payment means.

According to an embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 2310 includes the mobile payment means information, the payment processing unit 2325 is the mobile payment through a predetermined communication means It is preferable to process the payment amount in connection with a wireless communication billing system corresponding to the means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed by the information confirming unit 2310 includes the wire transfer payment means information, the payment processing unit 2325 is the predetermined communication means through the communication means. Checking the validity of the payment amount through the amount deposited in the financial account of the customer name in connection with the financial system in which the customer's financial account is opened, and if the validity of the payment processing is confirmed, In connection with the financial system, it is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another exemplary embodiment of the present invention, when the customer payment means information confirmed through the information confirming unit 2310 includes the credit card payment means information, the payment processing unit 2325 may use a predetermined communication means. Check the validity of the payment amount through the credit card in connection with the credit card payment system, and if the validity of the payment processing is confirmed, the credit card settlement in connection with the credit card payment system It is preferable to deposit the amount corresponding to the payment amount into a financial account corresponding to the confirmed driver account information at a time.

Alternatively, when the customer payment means information confirmed through the information checker 2310 includes the check card payment means information, the payment processing unit 2325 is associated with the check card payment system through a predetermined communication means. Check the validity of the payment amount through the check card, and if the validity of the payment process is confirmed, in connection with the check card payment system from the customer financial account associated with the check card; It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed through the information checker 2310 includes the debit card payment means information, the payment processing unit 2325 is connected to the debit card payment system through a predetermined communication means Check the validity of the payment amount through the debit card, and if the validity of the payment processing is confirmed, the payment from the customer financial account associated with the debit card in connection with the debit card payment system It is preferable to deposit the amount corresponding to the amount into the financial account corresponding to the confirmed driver account information.

Alternatively, when the customer payment means information confirmed through the information check unit 2310 includes the prepaid card payment means information, the payment processing unit 2325 is connected to the prepaid card payment system through a predetermined communication means Check the validity of the payment amount through the amount charged to the prepaid card, and if the validity of the payment processing is confirmed, of the amount charged to the prepaid card in conjunction with the prepaid card payment system It is preferable to deposit the amount corresponding to the payment amount to a financial account corresponding to the confirmed driver account information.

When the payment processing unit 2325 processes the payment amount included in the wireless payment request information through the confirmed customer payment means information in connection with at least one payment system and / or financial system, the payment processing unit 2325 ) Preferably generates a predetermined payment processing history including the payment processing result (eg, payment approval result or payment error result).

When the payment processing unit 2325 generates a payment processing history including a payment approval result, the information storage unit 2320 may provide predetermined payment processing history information (eg, payment processing history for storage) including the payment processing history. ) Is generated and stored in the predetermined payment history D / B 2330 by linking with the taxi unique number information.

According to another exemplary embodiment of the present disclosure, the information storage unit 2320 may process the connection details of the taxi driver wireless terminal 2340 and the payment processing history information in addition to the taxi unique number information to perform the payment history D / B 2330. ), Or by linking the driver account information and the payment processing history information and storing the information in the payment history D / B 2330, whereby the present invention is not limited thereto.

In addition, when the payment processing unit 2325 generates a payment processing history including a payment approval result, the information transmitter 2315 may transmit predetermined payment processing information (eg, wireless terminal transmission) including the payment processing history. Payment process history) and transmits to the driver wireless terminal 2340 corresponding to the checked taxi driver wireless terminal 2340 information.

According to the exemplary embodiment of the present invention, the payment processing history information generated by the information transmitting unit 2315 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

24 is a diagram illustrating an information transmission and reception process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 24 shows predetermined wireless payment request information including the taxi unique number information and the payment amount through a predetermined wireless payment program in the customer wireless terminal 2335 on the wireless taxi fare payment system shown in FIG. When inputting (or selecting) and transmitting to the wireless payment server 2300, the wireless payment server 2300 is a process for checking the information of the customer wireless terminal (2335) transmitting the wireless payment request information, Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 24 to infer various implementation methods for the information transmission and reception process for the wireless taxi fare payment, but the present invention. Is made including all the inferred implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 24, at least one customer payment means information and a customer wireless terminal for processing a predetermined taxi fare to a predetermined payment means D / B 1740 through the customer payment means information registration system shown in FIG. The customer wireless terminal 2335 having registered the information drives (or executes) a predetermined wireless payment program provided in the wireless terminal for payment of the taxi fare, and the taxi unique number information through the wireless payment program. In operation 2405, if it is confirmed that the taxi unique number information and the payment amount have been input (2410), the customer wireless terminal (2335) is the taxi identification number entered (or selected) The wireless payment request information including the information and the payment amount is generated (2415).

According to the exemplary embodiment of the present invention, the wireless payment request information may include a data structure that can be transmitted to the wireless payment server 2300 through the wireless communication network.

According to an exemplary embodiment of the present invention, the wireless terminal 2335 may request the wireless payment request to confirm the validity of the wireless payment request information in the wireless payment server 2300 that has received the wireless payment request information. The information may further include predetermined wireless payment authentication information (eg, a wireless payment password, a payment method password, a security card number, an OTP code generated through a predetermined one time password generator), and the like. The present invention is not limited.

According to an exemplary embodiment of the present invention, the customer wireless terminal 2335 may transmit the wireless payment request information to at least one wireless payment request information to securely transmit the wireless payment request information to the wireless payment server 2300 through the wireless communication network. It is possible to encrypt in an encryption manner and / or to attach an electronic signature, thereby not limiting the present invention.

Thereafter, the wireless terminal transmits the generated wireless payment request information to the wireless payment server 2300 through the wireless communication network (2420), and correspondingly, the wireless payment server 2300 transmits the wireless payment request information. The customer wireless terminal 2335 information transmitted is checked (2425).

According to an exemplary embodiment of the present invention, the wireless payment server 2300 reads communication channel information corresponding to the customer wireless terminal 2335 based on a wireless communication protocol provided in the wireless communication network, and thus the wireless payment request information. It is desirable to check the customer wireless terminal (2335) information transmitted.

According to another exemplary embodiment of the present invention, the wireless payment server 2300 reads packet information included in wireless payment request information received by the information receiving unit 2305 based on a wireless communication protocol provided in the wireless communication network. It is preferable to check the customer wireless terminal (2335) information transmitted the wireless payment request information.

According to another exemplary embodiment of the present invention, the customer wireless terminal 2335 information may be transmitted by further including the customer wireless terminal 2335 information in the wireless payment request information. In this case, the wireless payment server 2300 may read the wireless payment request information and check the customer wireless terminal 2335 information that has transmitted the wireless payment request information.

If the customer wireless terminal 2335 information transmitting the wireless payment request information is confirmed (2430), the wireless payment server 2300 reads the received wireless payment request information to process the payment approval of the taxi fare. Perform the process.

25 is a diagram illustrating a payment method confirmation and payment approval process for wireless taxi fare payment according to another embodiment of the present invention.

In more detail, FIG. 25 illustrates a predetermined wireless payment including the taxi unique number information and the payment amount from the wireless terminal 2335 on the wireless taxi fare payment system shown in FIG. 23 to the wireless payment server 2300. When the request information is transmitted and the wireless payment server 2300 confirms the information of the customer wireless terminal 2335 that has transmitted the wireless payment request information through the information checking process shown in FIG. 24, the wireless payment server 2300 In the process of confirming the customer payment means associated with the customer wireless terminal (2335) information in the process of payment approval processing, if you have a general knowledge in the technical field to which the present invention belongs, and with reference to this figure 25 / Or modified to infer various implementation methods for the customer payment means confirmation and payment approval process for the wireless taxi fare payment, the present invention is Is made, including any exemplary method, to which the technical feature that is not limited to the exemplary method shown in the figure 25.

Referring to FIG. 25, predetermined wireless payment request information including the taxi unique number information and the payment amount from the customer wireless terminal 2335 on the wireless taxi fare payment system shown in FIG. 23 to the wireless payment server 2300 When the wireless payment server 2300 confirms the information of the customer wireless terminal 2335 that has transmitted the wireless payment request information through the information confirming process shown in FIG. 24, the wireless payment server 2300 The identified payment method D / B 1740 which links and stores the customer payment means information and the customer wireless terminal 2335 information registered through the customer payment means information registration system shown in FIG. Check at least one customer payment method information associated with the customer wireless terminal (2335) (2500).

According to another exemplary embodiment of the present invention, when a plurality of registered customer payment means information is processed in association with the customer wireless terminal 2335 information, the customer wireless terminal 2335 information may be stored in the wireless payment request information. Preferably, the payment method further includes predetermined payment method selection information for payment processing, and in this case, the wireless payment server 2300 transmits the customer payment method information corresponding to the payment method selection information. It is preferable to check the payment amount as the customer payment means information to be processed for payment.

Alternatively, when there is a plurality of registered customer payment means information processed in association with the customer wireless terminal 2335 information, the wireless payment server 2300 is a customer to process the first payment of the customer payment means information according to a predetermined payment policy Payment means information may be confirmed as the customer payment means information to process the payment amount, thereby the present invention is not limited.

If the customer payment means information is not confirmed (e.g., the customer corresponding to the customer wireless terminal 2335 information through the customer payment means information registration system shown in Figure 17, the customer payment means information and customer wireless terminal ( 2335) if the information is not registered) (2505), the wireless payment server 2300 generates the predetermined customer payment means error information and transmits it to the wireless terminal (2510).

On the other hand, if the customer payment method information is confirmed (2505), the wireless payment server 2300 extracts the taxi unique number information included in the received wireless payment request information (2515), the Figure 13 and / or Figure 15 The taxi unique number information registered through the taxi information registration system shown in FIG. 1 and the taxi driver wireless terminal 2340 information and the driver account information in association with the predetermined taxi information D / B (1340) to store and link the unique taxi information The predetermined taxi driver wireless terminal 2340 information associated with the number information and the driver account information are checked (2520).

If the predetermined taxi driver radio terminal 2340 information and the driver account information which are processed in association with the taxi unique number information are not confirmed (for example, the taxi information registration system shown in FIGS. If the taxi unique number information, taxi driver wireless terminal 2340 information and driver account information is not registered in the taxi information D / B 1340) (2525), the wireless payment server 2300 is a predetermined taxi information error information Generate and transmit to the wireless terminal (2530).

On the other hand, when the predetermined taxi driver wireless terminal 2340 information and the driver account information that are processed in association with the taxi unique number information (2525), the wireless payment server 2300 corresponds to the confirmed customer payment means information Check (2534) a payment system and / or a financial system, and determine whether the payment amount included in the wireless payment request information can be processed through the customer payment means in connection with the confirmed payment system and / or the financial system; Validate (2540).

According to an embodiment of the present invention, when the confirmed customer payment means information includes the mobile payment means information, the wireless payment server 2300 is a wireless communication fee corresponding to the mobile payment means through a predetermined communication means It is preferable to check the validity of the payment whether the payment amount can be processed in connection with the billing system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the wire transfer payment means information, the wireless payment server 2300 opens a financial account of the customer name through a predetermined communication means. It is desirable to check the validity of the payment amount through the amount deposited in the financial account in the name of the customer in connection with the established financial system.

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information includes the credit card payment means information, the wireless payment server 2300 is linked with the credit card payment system through a predetermined communication means. It is preferable to check the validity that the payment amount can be processed through the credit card.

Alternatively, when the confirmed customer payment means information includes the check card payment means information, the wireless payment server 2300 is connected to the check card payment system through a predetermined communication means through the check card through the check card It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the debit card payment means information, the wireless payment server 2300 is linked to the debit card payment system through a predetermined communication means through the debit card payment It is desirable to verify the validity of the payment amount.

Alternatively, when the confirmed customer payment means information includes the prepaid card payment means information, the wireless payment server 2300 is charged in the prepaid card in connection with the prepaid card payment system through a predetermined communication means It is preferable to check the validity that the payment amount can be processed through.

If the payment validity is not authenticated whether the payment amount can be processed through the customer payment means (2545), the wireless payment server 2300 generates predetermined payment validity error information to generate the customer wireless terminal 2335. In step 2550.

On the other hand, if the payment validity is authenticated whether the payment can be processed through the customer payment means (2545), the wireless payment server 2300 is linked to the confirmed payment system and / or financial system to the customer payment The payment amount included in the wireless payment request information is processed through the means (2555).

According to an exemplary embodiment of the present invention, when the confirmed customer payment means information is the mobile payment means information, and the validity of the payment for the mobile payment means information is confirmed, the wireless payment server 2300 may use a predetermined communication means. It is preferable to process the payment amount in connection with the wireless communication billing system corresponding to the mobile phone payment means, and when the payment process is completed normally, the payment amount is deposited into the confirmed driver account information. .

According to another exemplary embodiment of the present invention, when the confirmed customer payment means information is the wire transfer payment means information and the validity of the wire transfer payment means information is confirmed, the wireless payment server 2300 is the financial system. It is preferable to deposit the amount corresponding to the payment amount among the amounts deposited in the financial account under the customer's name to the financial account corresponding to the confirmed driver account information.

According to another embodiment of the present invention, if the confirmed customer payment means information is the credit card payment means information, and the validity of the credit card payment means information is confirmed, the wireless payment server 2300 is the credit It is preferable to deposit the amount corresponding to the payment amount to the financial account corresponding to the confirmed driver account information at the date of settlement of the credit card in connection with the card payment system.

Alternatively, when the checked customer payment means information is the check card payment means information, and the validity of the check card payment means information is confirmed, the wireless payment server 2300 checks in conjunction with the check card payment system. It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the debit card payment means information, and the validity of the debit card payment means information is confirmed, the wireless payment server 2300 is linked to the debit card payment system the debit It is preferable to deposit the amount corresponding to the payment amount from the customer financial account associated with the card to the financial account corresponding to the confirmed driver account information.

Alternatively, when the confirmed customer payment means information is the prepaid card payment means information, and the validity of the prepaid card payment means information is confirmed, the wireless payment server 2300 is linked to the prepaid card payment system in advance It is preferable to deposit the amount corresponding to the settlement amount of money charged to the card to the financial account corresponding to the confirmed driver account information.

If the payment processing for the payment amount included in the wireless payment request information is completed through the confirmed customer payment means in association with the payment system and / or the financial system (2560), the wireless payment server 2300 The payment processing history using the customer payment means is generated in connection with a payment system and / or a financial system (2565).

Here, the payment processing details may include a payment approval result for the payment processing using the customer payment means, or may include a payment error result.

FIG. 26 is a diagram illustrating a payment processing process for wireless taxi fare payment according to another embodiment of the present invention.

More specifically, FIG. 26 illustrates a payment process including a predetermined payment approval result after performing the payment approval process shown in FIG. 25 in the wireless payment server 2300 on the wireless taxi fare payment system shown in FIG. When the details are generated, the wireless payment server 2300 stores the payment processing details in a predetermined payment history D / B 2330, and the driver wireless terminal 2340 on the wireless taxi fare payment system shown in FIG. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for the payment processing process for the wireless taxi fare payment can be inferred by referring to and / or modifying the present invention. It should be noted that the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG. The.

Referring to FIG. 26, after the payment approval process shown in FIG. 25 is performed by the wireless payment server 2300 on the wireless taxi fare payment system shown in FIG. 23, the payment processing details including a predetermined payment approval result are included. When this is generated, the wireless payment server 2300 generates the payment processing history information for storage including the payment processing history (2600), the process by linking the generated payment processing history information and the unique number information of the taxi; Stored in the payment history D / B (2330) shown in Figure 23 (2605).

According to another exemplary embodiment of the present invention, the wireless payment server 2300 processes the payment details D / B 2330 by linking the taxi driver wireless terminal 2340 information and the payment processing detail information in addition to the taxi unique number information. ), Or by linking the driver account information and the payment processing history information and storing the information in the payment history D / B 2330, whereby the present invention is not limited thereto.

In addition, the wireless payment server 2300 generates (2610) payment processing history information for wireless terminal transmission including the payment processing history, and is processed by storing the generated payment processing history information in association with the taxi unique number information and stored The driver wireless terminal 2340 transmits the information to the driver wireless terminal 2340 corresponding to the information (2615).

According to the exemplary embodiment of the present invention, the payment processing history information generated by the wireless payment server 2300 may include a wireless message (eg, a short message, a multimedia message, etc.) including the payment amount.

According to the present invention, the taxi company (or private taxi operator) does not have an expensive payment terminal in the taxi through the wireless taxi fare payment system, the taxi user has a separate credit card (or transportation card) If you do not have the advantage of a cash payment without the convenience of the payment process.

According to the present invention, when a payment error occurs through the wireless taxi fare payment system, the payment error does not occur in the device (or terminal) provided in the taxi, but because it occurred in the payment means of the customer, even if the payment error There is an advantage that eliminates the risk that taxi fare can occur even if the occurrence.

Claims (4)

A storage medium for linking and storing predetermined taxi unique number information, taxi driver wireless terminal information, and payment target account information; When the predetermined customer wireless terminal transmits the taxi unique number information and the payment amount corresponding to the taxi fare, the taxi fare through the payment means associated with the customer wireless terminal in connection with the storage medium (or storage medium operating means) Payment processing means for making a payment corresponding to the amount of money to be deposited in a payment target account associated with the taxi unique number information; Information transmission means for checking the taxi driver wireless terminal information associated with the taxi unique number information in connection with the storage medium (or storage medium operating means) and transmitting the settlement processing result to the checked taxi driver wireless terminal; Taxi fare processing system comprising a. The method of claim 1, Taxi fare processing system further comprises information updating means for real-time update processing of the taxi driver wireless terminal information previously stored in the storage medium at the request of a taxi operator. The method of claim 1, wherein the payment means associated with the customer wireless terminal, A mobile phone payment means for making a payment through a communication charge charging system on a wireless communication network to which the customer wireless terminal subscribes, or Account transfer payment means for making a payment by bank transfer the amount deposited in the customer financial account associated with the customer wireless terminal, or Credit card payment means for making a payment through a credit card associated with the customer wireless terminal (or provided in the customer wireless terminal), or A check card payment means for making a payment through a check card associated with the customer wireless terminal (or provided in the customer wireless terminal), or Debit card payment means for making a payment through a debit card associated with the customer wireless terminal (or provided in the customer wireless terminal), or Taxi fare processing system characterized in that it comprises at least one prepaid card payment means for paying through a prepaid card (or provided in the customer wireless terminal) associated with the customer wireless terminal. A recording medium comprising a program for executing the system constituting means function of claim 1 or 2.

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