KR20080052790A - System and method for providing customized mobile banking service - Google Patents

Abstract

A system and a method for providing a customized mobile banking service are provided to make a VM(Virtual Machine) customized to each enterprise and install the customized VM to a mobile terminal of officers/employees of the enterprise, thereby increasing invitation of enterprise customers and the number of mobile banking users. An information storing part(365) makes and stores a customized mobile banking program including a service function customized to each enterprise. An officer/employee authenticator(320) authenticates a mobile terminal of officers/employees of the enterprise by linking with an officer/employee information database(330) storing authentication information of the officers/employees when the customized mobile banking program is provided to the mobile terminal of the officers/employees. A program provider(355) provides the customized mobile banking program to the authenticated mobile terminal of the officers/employees. A service provider supports a service customized to the enterprise and mobile banking of the officers/employees by linking with the customized mobile banking program installed in the mobile terminal of the officers/employees.

Description

Method and system for providing customized wireless banking service {System and Method for Providing Customized Mobile Banking Service}

1 is a diagram illustrating an information registration system for providing a company-specific customized wireless banking service according to an embodiment of the present invention.

2 is a diagram illustrating an information registration process for providing a company-specific customized wireless banking service according to an embodiment of the present invention.

3 is a diagram illustrating a program providing system for downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to an exemplary embodiment of the present invention.

4 is a diagram illustrating a process of downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to an exemplary embodiment of the present invention.

5 is a diagram illustrating a program providing system for downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to another exemplary embodiment of the present invention.

6 is a diagram illustrating a process of downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to another exemplary embodiment of the present invention.

7 is a diagram illustrating a configuration of a wireless terminal 700 function for providing a corporate banking service and a company-specific customized service according to an embodiment of the present invention.

FIG. 8 is a diagram illustrating a configuration of an enterprise customized wireless banking system for providing an enterprise employee wireless banking service and an enterprise customized service according to an exemplary embodiment of the present invention.

FIG. 9 is a diagram illustrating an employee certification process for providing a wireless banking service and a customized service for an enterprise employee according to an exemplary embodiment of the present invention.

10A and 10B illustrate a wireless banking process for corporate employees according to an exemplary embodiment of the present invention.

11A and 11B illustrate a wireless banking process for corporate employees according to another exemplary embodiment of the present invention.

12 illustrates a process of providing a personalized service through a wireless banking program according to an embodiment of the present invention.

13A and 13B illustrate a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

14 illustrates a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

15 is a diagram illustrating an information registration process for providing a personalized service through a wireless banking program according to an embodiment of the present invention.

FIG. 16 is a diagram illustrating a configuration of an enterprise customized wireless banking system for providing an enterprise employee wireless banking service and an enterprise customized service according to another exemplary embodiment of the present invention.

FIG. 17 is a diagram illustrating an employee certification process for providing a wireless banking service and a customized service for an enterprise employee according to an exemplary embodiment of the present invention.

18A and 18B are diagrams illustrating a wireless banking process for corporate employees according to an exemplary embodiment of the present invention.

19A and 19B are diagrams illustrating a wireless banking process for an enterprise employee according to another exemplary embodiment of the present invention.

20 illustrates a process of providing a personalized service through a wireless banking program according to an exemplary embodiment of the present invention.

21A and 21B illustrate a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

22 illustrates a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

FIG. 23 is a diagram illustrating an information registration process for providing a personalized service through a wireless banking program according to an embodiment of the present invention.

<Description of main parts of drawing>

100: information registration server 105: interface unit

110: interface providing unit 115: information receiving unit

120: information storage unit 125: program production information D / B

130: corporate terminal

The present invention is tailored to increase the rate of attracting customers and increase the number of customers using our mobile banking by providing a mobile work-Site VM (Virtual Machine) tailored to the company request, and then provided to the mobile phone staff of the company A wireless banking service providing system and method.

With the development of information and communication technology and the expansion of related infrastructure, various types of wireless application services are provided using a wireless communication network and a wireless terminal. However, since the wireless application service is based on paid communication, unlike a conventional wired application service, a profit model is provided. It is not activated in this uncertain field.

One of the areas where the wireless application service has not been activated is an enterprise related wireless application service, which is an enterprise related wireless service through a limited wireless interface based on paid communication, although the wireless application service has an advantage of providing mobility. There is no cost and efficiency advantage in providing application services.

An object of the present invention for solving the above problems, a predetermined storage medium for storing the corporate employee authentication information for each company when providing a custom wireless banking program produced for a specific company in a predetermined authentication means to the employee wireless terminal of the specific company (Or a storage medium operation means) in conjunction with the authentication of the employee or employee wireless terminal of the specific company, and a specific program provided by the employee wireless terminal of the specific company certified the validity in a predetermined program provided for the specific company Providing a wireless banking program, the predetermined service providing means to provide at least one or more corporate customized service requested by the specific company and the wireless banking service of the employee through a customized wireless banking program installed in the wireless terminal of the employee of the specific company Custom wireless banking service room And the system has to provide.

According to the present invention, a system for providing a customized wireless banking service includes a program storage for classifying and manufacturing a company-specific wireless banking program including at least one company-specific service function requested by a company, and storing it in a predetermined program D / B. The specific company in connection with a predetermined storage medium (or a storage medium operating means) storing corporate employee authentication information for each company when providing a wireless terminal program and a customized wireless banking program designed for the specific company to a wireless terminal of a specific company. Authentication means for authenticating the validity of an employee or an employee's wireless terminal, a program providing means for providing a customized wireless banking program designed for the specific company by an employee wireless terminal of the specific company whose validity is certified, and an employee wireless of the specific company Customized wireless banking program installed on the terminal It is characterized in that it comprises a service providing means for providing a wireless banking service for supporting the financial transactions of the employee and at least one or more corporate customized service requested by the particular company in conjunction.

According to the present invention, the enterprise customized service, the corporate bulletin board service, salary statement confirmation service, CEO instruction confirmation service, business instruction and confirmation service, the business reporting service according to the business characteristics of each company, etc. It is characterized by.

According to the present invention, the company-customized service providing means is provided in the financial company that provides the wireless banking service, or is provided in the company that requested the business-customized service.

On the other hand, the method for providing a customized wireless banking service according to the present invention, when providing a customized wireless banking program produced for a specific company in a predetermined authentication means to the employee wireless terminal of a specific company, a predetermined to store corporate employee authentication information for each company Authenticating the validity of the employee or wireless terminal of the specific company in connection with the storage medium (or the storage medium operating means) of the specific company; and the specific wireless terminal of the employee of the specific company certified by the predetermined program providing means. Providing a customized wireless banking program designed for the enterprise and at least one or more corporate customized services requested by the specific company and the wireless of the employee through a customized wireless banking program installed in the wireless terminal of the employee of the specific company in a predetermined service providing means Providing banking services Characterized in that W is made.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating an information registration system for providing a company-specific customized wireless banking service according to an embodiment of the present invention.

In more detail, in FIG. 1, a predetermined corporate terminal 130 provides a predetermined network means to provide business cooperation and information between the enterprise and a financial institution that provides the wireless banking service to provide the customized wireless banking service. When accessing the server on the wireless banking system to provide banking function information, corporate customized menu information and employee authentication method information, the server provides the banking function information, corporate customized menu information and employee authentication method provided from the corporate terminal 130 in the server As an information registration system for storing information by linking and storing the information in the program production information D / B (125) provided on the wireless banking system, those skilled in the art to which the present invention belongs, Information for providing the customized wireless banking service dedicated to the enterprise by referring to and / or modifying 1 Would be able to infer a variety of exemplary methods for the Rock system configuration, the present invention includes all embodiments in which the inference method, shall not be limited to the exemplary method shown in the figure 1.

Hereinafter, at least for storing the banking function information, the company customized menu information, and the employee authentication method information provided from the corporate terminal 130 on the information registration system shown in FIG. 1 in the program production information D / B 125. Components corresponding to one or more means and / or functional configurations are referred to as " information registration server 100 " for convenience.

Referring to FIG. 1 according to an embodiment of the present invention, an information registration system for providing an enterprise-specific customized wireless banking service according to the present invention includes at least one enterprise terminal 130 connected to a predetermined network means, and the enterprise Program production information D / B 125 for linking and storing banking function information transmitted from the terminal 130, corporate customized menu information, and employee authentication method information, and the corporate terminal 130 through a predetermined network means. And an information registration server 100 connected to receive the banking function information, the company customized menu information, and the employee authentication method information transmitted through the network means, and store the information by cooperatively processing the program production information D / B 125. Characterized in that made.

The enterprise terminal 130 is a wired communication network based on TCP / IP (for example, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). A mobile communication network (or HSDPA) based on at least one wired terminal including at least one wired terminal including a desktop computer and / or a laptop connected to the information registration server 100 and / or a code division multiple access (CDMA) system. A mobile communication terminal connected to a High Speed Downlink Packet Access (Mobile Speed Network) -based mobile communication network, and / or a mobile Internet terminal connected to an IEEE 802.16x-based high-speed wireless Internet, and / or an IEEE 802.11x-based wireless LAN network. And at least one or more wireless terminals including at least one WLAN terminal, and the enterprise terminal 130 includes the information. A function for outputting at least one information registration interface screen provided by the lock server 100, and inputting and / or selecting at least one information through the information registration interface screen to transmit the information registration server 100 to the information registration server 100. (E.g., a browser program and a communication function) is preferably provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the enterprise terminal 130 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

When the corporate terminal 130 is a wired terminal according to an embodiment of the present invention, the network means includes the TCP / IP-based wired communication network, and when the corporate terminal 130 is a wireless terminal, The network means preferably comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network.

The program production information D / B 125 provided on the wireless banking system according to the present invention stores and stores banking function information transmitted from the corporate terminal 130, corporate customized menu information, and employee authentication method information in association. It is characterized by.

Here, the banking function information, at least one or more that the company requests to provide a predetermined wireless banking program mounted on the employee wireless terminal in order to provide a company-specific customized wireless banking service according to the present invention to employees of the company Characterized in that it comprises at least one or more information defining a non-face-to-face wireless banking function.

According to an embodiment of the present invention, the banking function information is provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the employee (or payroll account) It includes a non-face-to-face wireless banking function information that includes at least one or more account inquiry function and / or account transfer function and / or cash withdrawal function and / or currency exchange function through at least one or more automated teller machines desirable.

The corporate customized menu information may include at least one corporate customized service to be provided to the employees of the company through the wireless banking program installed in the employee wireless terminal of the company with the banking function information. Characterized in that it comprises at least one or more information.

According to an embodiment of the present invention, the corporate personalized menu information is provided on the corporate bulletin board service menu, salary statement provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the company It is preferable to include a customized service menu information, such as a confirmation service menu, CEO instructions confirmation menu, business instructions and confirmation menu, and the business report menu according to the business characteristics of each company.

The employee authentication method information may be provided to the employee wireless terminal in a process of providing at least one wireless banking service and / or a company-customized service to the corporate employee through a wireless banking program provided to the corporate employee wireless terminal. It characterized in that it comprises at least one or more information defining the procedure and method for authenticating the employee through the wireless banking program.

According to an embodiment of the present invention, the employee authentication method information is inputted from the employee wireless terminal to authenticate the employee when the corporate employee accesses a predetermined server through the wireless banking program provided in the employee wireless terminal. It is desirable to include the composition of employee certification information.

For example, the employee authentication information may be configured to include a resident registration number of the employee and an employee code (or employee number) assigned to the employee by the company.

Or, the employee authentication information configuration, if the company is provided with a predetermined intranet server, the employee information used to authenticate the employee in the intranet server (for example, ID / PW information provided in the intranet server, or intranet It is possible to include the employee authentication code (certification number) provided in the server.

Alternatively, the employee authentication information configuration, when the corporate employee joins as a wireless banking member in the process of mounting the wireless banking program to the wireless terminal of the corporate employee, including the ID / PW information corresponding to the wireless banking member It can be done.

Alternatively, the employee authentication information may be configured to include the Internet banking member information when the corporate employee subscribes as an Internet banking member (or a non-face-to-face financial transaction customer) of a financial institution that provides the wireless banking service. Do.

According to an embodiment of the present invention, it is preferable that the employee authentication method information includes a location of employee information D / B in which the employee information for authenticating the employee authentication information corresponding to the employee authentication information configuration is stored. .

For example, the location of the employee information D / B is preferably provided on the side of the wireless banking server that provides at least one wireless banking service to the corporate employee through the wireless banking program provided in the corporate employee wireless terminal.

Alternatively, the position of the employee information D / B, it is possible to be provided on the company-customized server side that provides at least one or more company-specific services to the company employee through the wireless banking program provided in the company employee wireless terminal.

Alternatively, the position of the employee information D / B can be provided on the intranet server side provided in the company.

According to the implementation method of the present invention, the employee authentication method information preferably comprises a procedure for authenticating the employee authentication information corresponding to the employee authentication information configuration in connection with the employee information D / B.

For example, if the location of the employee information D / B is provided on the wireless banking server side, the employee authentication procedure, if the wireless terminal equipped with the wireless banking program provides predetermined employee authentication information to the wireless banking server Preferably, the wireless banking server includes a procedure for authenticating the employee in association with the employee information D / B.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the wireless terminal provides predetermined employee authentication information to the wireless banking server, the wireless banking server relays the employee authentication information to a separate server provided with the employee information D / B, and the image is transferred from the separate server. It is desirable to include a procedure for receiving employee certification results corresponding to employee certification information.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the predetermined wireless terminal provides predetermined employee authentication information to the separate server, the separate server authenticates the employee in association with the employee information D / B and transmits the employee authentication result to the wireless banking server. It is preferred to include the procedure.

According to an embodiment of the present invention, when the location of the employee information D / B is provided on the wireless banking server side, the employee authentication method information further includes at least one or more employee information to be registered in the employee information D / B. Preferably, the employee information included in the employee authentication method information is registered and stored in the employee information D / B.

The banking function information, the company customized menu information, and the employee authentication method information, which are stored in connection with the program production information D / B 125 through the information registration system shown in FIG. 1, are stored in the banking function. A financial bank that provides a wireless banking service corresponding to information (or a program developer affiliated with the financial institution) provides a predetermined wireless banking program to be provided to an employee wireless terminal of the company, and the financial institution corresponding to the wireless banking program. Characterized in that it is used to develop a custom server program (and / or server system) to be provided in.

Here, when a predetermined financial IC chip is provided in the employee wireless terminal, the wireless banking program may include a function of providing a wireless banking service corresponding to the banking function information using the financial IC chip. The present invention is not limited thereby.

According to an embodiment of the present invention, the information registration server 100 communicates with the enterprise terminal 130 through the network means in order to provide a web interface corresponding to the enterprise terminal 130 and the network means. And an interface unit 105 for connecting and managing channels, whereby the information registration server 100 is connected to the enterprise terminal 130 through a wired communication network and / or a wireless communication network. It has the function of a server.

According to an embodiment of the present invention, when the corporate terminal 130 is a wired terminal to which a communication channel is connected through a TCP / IP based wired communication network, the interface unit 105 may communicate with the enterprise terminal 130 and HTTP ( Connects a predetermined communication channel based on a Hyper-Text Transfer Protocol protocol, and the information registration interface screen and / or information in the form of a Hyper-Text Markup Language (HTML) compatible document to the enterprise terminal 130 through the communication channel. Transmits and outputs a provided screen, and receives and processes predetermined banking function information, corporate customized menu information, and employee authentication method information inputted (or selected) from the corporate terminal 130 through the information registration interface screen. It is desirable to.

According to another exemplary embodiment of the present invention, when the corporate terminal 130 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 105 is connected to the corporate terminal 130 and a WAP (Wireless). Connect a predetermined communication channel based on an Application Protocol and / or Mobile Explorer (ME) protocol, and the information in the form of a Wireless Markup Language (WML) and / or HTML compatible document to the enterprise terminal 130 through the communication channel. A function of transmitting and outputting a registration interface screen and / or an information providing screen and receiving and processing predetermined banking function information, corporate customized menu information, and employee authentication method information corresponding to the information registration interface screen from the corporate terminal 130. It is preferable to carry out.

According to another exemplary embodiment of the present invention, when the corporate terminal 130 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 105 may be connected to the corporate terminal 130. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit and output a predetermined information registration interface screen and / or an information providing screen to the enterprise terminal 130 through the communication channel. And receiving and processing predetermined banking function information, corporate customized menu information, and employee authentication method information corresponding to the information registration interface screen from the corporate terminal 130, and / or the corporate terminal ( When 130 is a wireless terminal to which a communication channel is connected through a wireless communication network based on IEEE 802.11x, the interface unit 105 is the corporate terminal 130 Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.11x standard, and transmit and output a predetermined information registration interface screen and / or an information providing screen to the enterprise terminal 130 through the communication channel. It is preferable to perform a function of receiving and processing predetermined banking function information, corporate customized menu information, and employee authentication method information corresponding to the information registration interface screen from the corporate terminal 130.

Referring to FIG. 1, the information registration server 100 is connected to the interface unit 105 when a predetermined corporate terminal 130 accesses the information registration server 100 through the interface unit 105. An interface provider for generating (or extracting) a predetermined information registration interface screen for inputting (or selecting) predetermined banking function information, corporate customized menu information, and employee authentication method information from the corporate terminal 130. 110 and the banking function information, corporate customized menu information and employee authentication method information inputted (or selected) and transmitted from the corporate terminal 130 through the information registration interface screen in association with the interface unit 105. Receiving information receiving unit 115, the banking function information, corporate customized menu information and employee authentication method information linked to the program production information D / B (125) And it characterized in that formed in an information storage unit 120 to store.

The interface providing unit 110, when a predetermined corporate terminal 130 is connected to the information registration server 100 through the interface unit 105, the functional configuration provided in the corporate terminal 130 (eg, corporate Corresponding to the browser program provided in the terminal 130, the banking function information, corporate customized menu information and employee authentication method information may be input (or selected) and transmitted to the information registration server 100 through the network means. Generate a predetermined information registration interface screen, and / or extract from a predetermined database (not shown), and link the network means to the generated information registration interface screen in association with the interface unit 105. It is characterized in that provided to the enterprise terminal 130 through.

Subsequently, the corporate terminal 130 inputs (or selects) predetermined banking function information, corporate customized menu information, and employee authentication method information based on the information registration interface screen, and the banking function information and corporate customized menu information. When it is confirmed that the employee authentication method information is input (or selected), the corporate terminal 130 displays the banking function information, the corporate customized menu information, and the employee authentication method information, which are input (or selected) through the network means. Send to the registration server 100.

If the person skilled in the art to which the present invention pertains, the banking function information and the company customized menu information and at least one form (Form) form included in the information registration interface screen in the corporate terminal 130 and Technical information for inputting (or selecting) employee authentication method information, the banking function information, corporate customized menu information and employee authentication method information inputted (or selected) through a communication protocol provided by the network means. Since it will be familiar with the technical features to transmit to 100, a detailed description thereof will be omitted for convenience.

The information receiving unit 115 inputs (or selects) predetermined banking function information, corporate customized menu information and employee authentication method information through the information registration interface screen on the corporate terminal 130 and transmits the information through the network means. And receiving the banking function information, the company customized menu information, and the employee authentication method information by interworking with the interface unit 105, wherein the received banking function information, the company customized menu information, and the employee authentication method information are received. Provided to the information storage unit 120.

The information storage unit 120 processes the banking function information received through the information receiving unit 115, corporate menu information and employee authentication method information in association with the program storage information stored in the program production information D / B (125) It features.

Here, the banking function information, at least one or more that the company requests to provide a predetermined wireless banking program mounted on the employee wireless terminal in order to provide a company-specific customized wireless banking service according to the present invention to employees of the company Characterized in that it comprises at least one or more information defining a non-face-to-face wireless banking function.

According to an embodiment of the present invention, the banking function information is provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the employee (or payroll account) It includes a non-face-to-face wireless banking function information that includes at least one or more account inquiry function and / or account transfer function and / or cash withdrawal function and / or currency exchange function through at least one or more automated teller machines desirable.

The corporate customized menu information may include at least one corporate customized service that the enterprise intends to provide to the employees of the company through a wireless banking program equipped with the banking function information and mounted on the employee wireless terminal of the company. Characterized in that it comprises at least one or more information.

According to an embodiment of the present invention, the corporate personalized menu information is provided on the corporate bulletin board service menu, salary statement provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the company It is preferable to include a customized service menu information, such as a confirmation service menu, CEO instructions confirmation menu, business instructions and confirmation menu, and the business report menu according to the business characteristics of each company.

The employee authentication method information may be provided to the employee wireless terminal in a process of providing at least one wireless banking service and / or a company-customized service to the corporate employee through a wireless banking program provided to the corporate employee wireless terminal. It characterized in that it comprises at least one or more information defining the procedure and method for authenticating the employee through the wireless banking program.

According to an embodiment of the present invention, the employee authentication method information is inputted from the employee wireless terminal to authenticate the employee when the corporate employee accesses a predetermined server through the wireless banking program provided in the employee wireless terminal. It is desirable to include the composition of employee certification information.

For example, the employee authentication information may be configured to include a resident registration number of the employee and an employee code (or employee number) assigned to the employee by the company.

Or, the employee authentication information configuration, if the company is provided with a predetermined intranet server, the employee information used to authenticate the employee in the intranet server (for example, ID / PW information provided in the intranet server, or intranet It is possible to include the employee authentication code (certification number) provided in the server.

Alternatively, the employee authentication information configuration, when the corporate employee joins as a wireless banking member in the process of mounting the wireless banking program to the wireless terminal of the corporate employee, including the ID / PW information corresponding to the wireless banking member It can be done.

Alternatively, the employee authentication information may be configured to include the Internet banking member information when the corporate employee subscribes as an Internet banking member (or a non-face-to-face financial transaction customer) of a financial institution that provides the wireless banking service. Do.

According to an embodiment of the present invention, it is preferable that the employee authentication method information includes a location of employee information D / B in which the employee information for authenticating the employee authentication information corresponding to the employee authentication information configuration is stored. .

For example, the location of the employee information D / B is preferably provided on the wireless banking server side that provides at least one or more wireless banking services to the corporate employee through the wireless banking program provided in the corporate employee wireless terminal.

Alternatively, the position of the employee information D / B, it is possible to be provided on the company-customized server side that provides at least one or more company-specific services to the company employee through the wireless banking program provided in the company employee wireless terminal.

Alternatively, the position of the employee information D / B can be provided on the intranet server side provided in the company.

According to the implementation method of the present invention, the employee authentication method information preferably comprises a procedure for authenticating the employee authentication information corresponding to the employee authentication information configuration in connection with the employee information D / B.

For example, if the location of the employee information D / B is provided on the wireless banking server side, the employee authentication procedure, if the wireless terminal equipped with the wireless banking program provides predetermined employee authentication information to the wireless banking server Preferably, the wireless banking server includes a procedure for authenticating the employee in association with the employee information D / B.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the wireless terminal provides predetermined employee authentication information to the wireless banking server, the wireless banking server relays the employee authentication information to a separate server provided with the employee information D / B, and the image is transferred from the separate server. It is desirable to include a procedure for receiving employee certification results corresponding to employee certification information.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the predetermined wireless terminal provides predetermined employee authentication information to the separate server, the separate server authenticates the employee in association with the employee information D / B and transmits the employee authentication result to the wireless banking server. It is preferred to include the procedure.

According to an embodiment of the present invention, when the location of the employee information D / B is provided on the wireless banking server side, the employee authentication method information further includes at least one or more employee information to be registered in the employee information D / B. Preferably, the employee information included in the employee authentication method information is registered and stored in the employee information D / B.

The banking function information, the company customized menu information, and the employee authentication method information, which are stored in connection with the program production information D / B 125 through the information registration system shown in FIG. 1, are stored in the banking function. A financial bank that provides a wireless banking service corresponding to information (or a program developer affiliated with the financial institution) provides a predetermined wireless banking program to be provided to an employee wireless terminal of the company, and the financial institution corresponding to the wireless banking program. Characterized in that it is used to develop a custom server program (and / or server system) to be provided in.

Here, when a predetermined financial IC chip is provided in the employee wireless terminal, the wireless banking program may include a function of providing a wireless banking service corresponding to the banking function information using the financial IC chip. The present invention is not limited thereby.

2 is a diagram illustrating an information registration process for providing a company-specific customized wireless banking service according to an embodiment of the present invention.

In more detail, FIG. 2 shows banking function information for providing an enterprise-specific customized wireless banking service to the information registration server 100 by a corporate terminal 130 on the information registration system shown in FIG. When the corporate customized menu information and employee authentication method information are transmitted, the banking function information and the corporate personalized menu information and employee authentication method information are processed and stored in the program production information D / B 125 by the information registration server 100. As a person having ordinary knowledge in the technical field to which the present invention pertains, various implementation methods for an information registration process for providing a customized wireless banking service for an enterprise may be inferred by referring to and / or modifying the drawing 2. It should be understood that the present invention includes all implementation methods inferred from the above, and only the implementation method illustrated in FIG. Shall not.

Hereinafter, in FIG. 2, the information registration server 100 on the information registration system shown in FIG. 1 will be referred to as "server" for convenience, and the enterprise terminal 130 on the information registration system shown in FIG. 1 will be referred to as "terminal" for convenience. It is called.

Referring to FIG. 2, a terminal on the information registration system shown in FIG. 1 connects to a server through the network means and connects a communication channel for providing an enterprise-specific customized wireless banking service (200).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the company information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains, the terminal is connected to the server in accordance with the communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means for the enterprise-specific wireless Since you will be familiar with the technical features of connecting a communication channel for providing a banking service, a detailed description thereof will be omitted for convenience.

As described above, when a communication channel for providing an enterprise-specific customized wireless banking service is connected between the terminal and the server, the terminal requests an information registration interface screen for providing the enterprise-specific customized wireless banking service to the server through the communication channel. In response (205), the server generates (or extracts) an information registration interface screen including a user interface for inputting (or selecting) the banking function information, corporate customized menu information, and employee authentication method information in the terminal. 210, and transmits the generated (or extracted) information registration interface screen to the terminal through the communication channel (215).

Thereafter, the terminal receives the banking function information, the corporate personalized menu information and the employee through the user interface included in the information registration interface screen for inputting (or selecting) the banking function information, the corporate personalized menu information and the employee authentication method information. The authentication method information is processed (or selected) to be input (220).

If the banking function information, the corporate customized menu information, and the employee authentication method information are inputted (or selected) at the terminal (225), the terminal sends the banking function information and the corporate customized menu information to the server through the communication channel. The employee authentication method information is transmitted (230), and in response, the server processes the received banking function information, the company customized menu information, and the employee authentication method information in association with the program production information D / B (shown in FIG. 1). 125).

Here, the banking function information, at least one or more that the company requests to provide a predetermined wireless banking program mounted on the employee wireless terminal in order to provide a company-specific customized wireless banking service according to the present invention to employees of the company Characterized in that it comprises at least one or more information defining a non-face-to-face wireless banking function.

According to an embodiment of the present invention, the banking function information is provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the employee (or payroll account) It includes a non-face-to-face wireless banking function information that includes at least one or more account inquiry function and / or account transfer function and / or cash withdrawal function and / or currency exchange function through at least one or more automated teller machines desirable.

The corporate customized menu information may include at least one corporate customized service to be provided to the employees of the company through the wireless banking program installed in the employee wireless terminal of the company with the banking function information. Characterized in that it comprises at least one or more information.

According to an embodiment of the present invention, the corporate personalized menu information is provided on the corporate bulletin board service menu, salary statement provided to the employee through the wireless banking program mounted on the employee's wireless terminal of the company for the customized wireless banking service dedicated to the company It is preferable to include a customized service menu information, such as a confirmation service menu, CEO instructions confirmation menu, business instructions and confirmation menu, and the business report menu according to the business characteristics of each company.

The employee authentication method information may be provided to the employee wireless terminal in a process of providing at least one wireless banking service and / or a company-customized service to the corporate employee through a wireless banking program provided to the corporate employee wireless terminal. It characterized in that it comprises at least one or more information defining the procedure and method for authenticating the employee through the wireless banking program.

According to an embodiment of the present invention, the employee authentication method information is inputted from the employee wireless terminal to authenticate the employee when the corporate employee accesses a predetermined server through the wireless banking program provided in the employee wireless terminal. It is desirable to include the composition of employee certification information.

For example, the employee authentication information may be configured to include a resident registration number of the employee and an employee code (or employee number) assigned to the employee by the company.

Or, the employee authentication information configuration, if the company is provided with a predetermined intranet server, the employee information used to authenticate the employee in the intranet server (for example, ID / PW information provided in the intranet server, or intranet It is possible to include the employee authentication code (certification number) provided in the server.

Alternatively, the employee authentication information configuration, when the corporate employee joins as a wireless banking member in the process of mounting the wireless banking program to the wireless terminal of the corporate employee, including the ID / PW information corresponding to the wireless banking member It can be done.

Alternatively, the employee authentication information may be configured to include the Internet banking member information when the corporate employee subscribes as an Internet banking member (or a non-face-to-face financial transaction customer) of a financial institution that provides the wireless banking service. Do.

According to an embodiment of the present invention, it is preferable that the employee authentication method information includes a location of employee information D / B in which the employee information for authenticating the employee authentication information corresponding to the employee authentication information configuration is stored. .

For example, the location of the employee information D / B is preferably provided on the wireless banking server side that provides at least one or more wireless banking services to the corporate employee through the wireless banking program provided in the corporate employee wireless terminal.

Alternatively, the position of the employee information D / B, it is possible to be provided on the company-customized server side that provides at least one or more company-specific services to the company employee through the wireless banking program provided in the company employee wireless terminal.

Alternatively, the position of the employee information D / B can be provided on the intranet server side provided in the company.

According to the implementation method of the present invention, the employee authentication method information preferably comprises a procedure for authenticating the employee authentication information corresponding to the employee authentication information configuration in connection with the employee information D / B.

For example, if the location of the employee information D / B is provided on the wireless banking server side, the employee authentication procedure, if the wireless terminal equipped with the wireless banking program provides predetermined employee authentication information to the wireless banking server Preferably, the wireless banking server includes a procedure for authenticating the employee in association with the employee information D / B.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the wireless terminal provides predetermined employee authentication information to the wireless banking server, the wireless banking server relays the employee authentication information to a separate server provided with the employee information D / B, and the image is transferred from the separate server. It is desirable to include a procedure for receiving employee certification results corresponding to employee certification information.

Alternatively, if the location of the employee information D / B is provided in a separate server (eg, the intranet server, or DB server, etc.) of the company other than the wireless banking server, the employee authentication procedure, the wireless banking program is provided When the predetermined wireless terminal provides predetermined employee authentication information to the separate server, the separate server authenticates the employee in association with the employee information D / B and transmits the employee authentication result to the wireless banking server. It is preferred to include the procedure.

According to an embodiment of the present invention, when the location of the employee information D / B is provided on the wireless banking server side, the employee authentication method information further includes at least one or more employee information to be registered in the employee information D / B. Preferably, the employee information included in the employee authentication method information is registered and stored in the employee information D / B.

The banking function information, the company customized menu information, and the employee authentication method information, which are stored in connection with the program production information D / B 125 through the information registration system shown in FIG. 1, are stored in the banking function. A financial bank that provides a wireless banking service corresponding to information (or a program developer affiliated with the financial institution) provides a predetermined wireless banking program to be provided to an employee wireless terminal of the company, and the financial institution corresponding to the wireless banking program. Characterized in that it is used to develop a custom server program (and / or server system) to be provided in.

Here, when a predetermined financial IC chip is provided in the employee wireless terminal, the wireless banking program may include a function of providing a wireless banking service corresponding to the banking function information using the financial IC chip. The present invention is not limited thereby.

3 is a diagram illustrating a program providing system for downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to an exemplary embodiment of the present invention.

In more detail, Figure 3 is a client of a company registered a banking function information, corporate customized menu information and employee authentication method information for providing the customized wireless banking service dedicated to the enterprise through the information registration system shown in Figure 1 Provides the employee authentication information and employee wireless terminal information to remotely download and install a predetermined wireless banking program for providing a company-specific customized wireless banking service to the employee wireless terminal by accessing a predetermined web server 300 through a terminal. When the web server 300 authenticates the validity of the employee through the employee authentication information, and when the employee is authenticated, the employee wireless terminal information is provided to a predetermined program providing server 335 by the employee. The company to the employee wireless terminal through the provision server 335 Downloading and remotely loading a predetermined wireless banking program for providing a customized wireless banking service, and storing the information on the predetermined storage medium by linking the wireless banking program information mounted on the employee wireless terminal with the employee wireless terminal information. Regarding the configuration of the program providing system, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to and / or modify this drawing 3 to provide a predetermined wireless banking service for the enterprise to the employee wireless terminal. Although various implementation methods for downloading and remotely mounting a wireless banking program may be inferred, the present invention includes all the inferred implementation methods and is not limited by the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to and / or modify this drawing 3 in a financial IC chip (eg, a financial institution that provides the wireless banking service) to the employee wireless terminal. Provided with a provided financial IC chip or a financial IC chip supporting multi-domain), the employee wireless terminal provides and mounts a wireless banking program for providing the financial IC chip-based wireless banking service, and the financial IC chip. Although it is possible to infer an implementation method of providing predetermined wireless banking information to be recorded on a chip and recording it on the financial IC chip, the present invention includes all the inferred implementation methods, and the implementation method shown in FIG. It is not limited by.

Hereinafter, in FIG. 3, a server that downloads and remotely mounts the wireless banking program for providing the company-specific customized wireless banking service to the employee wireless terminal is referred to as a "program providing server 335" for convenience. Receiving the employee authentication information and employee wireless terminal information for downloading the wireless banking program for providing the company-specific customized wireless banking service from a predetermined client terminal to authenticate the employee to provide the employee wireless terminal information to the program providing server A server provided to 335 is referred to as "web server 300" for convenience.

Referring to FIG. 3 according to an embodiment of the present invention, the program providing system connects to the web server 300 through a predetermined network means and provides a predetermined radio for providing an enterprise-specific customized wireless banking service to the employee wireless terminal. A client terminal providing the employee authentication information and the employee wireless terminal information for downloading and remotely mounting a banking program, and the employee authentication information through the received employee authentication information connected to the client terminal through a predetermined network means. After authenticating the validity of the employee through, if the validity of the employee is authenticated, the web server 300 for providing the employee wireless terminal information to a predetermined program providing server 335 through a predetermined communication means, and The employee is connected to the web server 300 through a predetermined communication means A program providing server for receiving terminal information and providing a predetermined wireless banking program for providing a company-specific customized wireless banking service to the employee wireless terminal through a predetermined wireless communication network based on the received employee wireless terminal information. And an employee wireless terminal which downloads a predetermined wireless banking program for providing the company-specific customized wireless banking service from the program providing server 335 through the wireless communication network and records the recording on a predetermined recording medium. It is characterized by.

A predetermined client terminal used by an employee of the company to access the web server 300 is a wired network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / VDSL (Very). and at least one wired terminal including a desktop computer and / or a laptop connected to the program providing server 335 through a high-data rate Digital Subscriber Line) and / or a cable communication network. According to the intention of those skilled in the art, the client terminal is a mobile communication terminal connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network), and / or IEEE 802.16x based ultra high speed A portable Internet terminal connected to the wireless Internet, and / or a wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network. It can be obtained by including at least one wireless terminal including at least one.

According to an embodiment of the present invention, the client terminal connects to the web server 300 through a predetermined network means (eg, a wired network and / or a wireless network) and provides at least one or more provided by the web server 300. Outputs an interface screen, and inputs and / or selects predetermined employee authentication information and employee wireless terminal information to download and wirelessly mount the wireless banking program through the interface screen to transmit to the web server 300. It is preferable that a function configuration (for example, a browser program and a communication function) is provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the client terminal corresponding to at least one or more wired terminals and / or wireless terminals, and thus the detailed description thereof is omitted for convenience. .

According to the present invention, the web server 300 is a web interface unit for connecting and managing a predetermined communication channel with the client terminal through the network means to provide a web interface corresponding to the client terminal and the network means ( 305), whereby the web server 300 has a function of a web server 300 that is communicatively connected to the client terminal through a wired network and / or a wireless network.

According to an embodiment of the present invention, when the client terminal is a wired terminal to which a communication channel is connected through a TCP / IP-based wired network, the web interface unit 305 may connect to the client terminal with HTTP (Hyper-Text Transfer Protocol). Connect a predetermined communication channel based on a protocol, and transmit and output an interface screen and / or an information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document to the client terminal through the communication channel, It is preferable to perform a function of receiving and processing predetermined employee authentication information and employee wireless terminal information input (or selected) from the terminal through the interface screen.

According to another exemplary embodiment of the present invention, when the client terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless network, the web interface unit 305 may connect to the client terminal and a WAP (Wireless Application Protocol) and / or the like. Or connecting a predetermined communication channel based on a ME (Mobile Explorer) protocol, and providing an interface screen and / or an information providing screen in the form of a WML (Wireless Markup Language) and / or HTML compatible document to the client terminal through the communication channel. It is preferable to perform a function of transmitting and outputting and receiving and processing predetermined employee authentication information and employee wireless terminal information corresponding to the interface screen from the client terminal.

According to another exemplary embodiment of the present invention, when the client terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless network, the web interface unit 305 may be configured with the client terminal and the IEEE 802.16x standard. Connects a predetermined communication channel based on a wireless protocol corresponding to the present invention, transmits and outputs a predetermined interface screen and / or information providing screen to the client terminal through the communication channel, and corresponds to the interface screen from the client terminal. It is preferable to perform a function of receiving and processing predetermined employee authentication information and employee wireless terminal information, and / or when the client terminal is a wireless terminal connected to a communication channel through an IEEE 802.11x based wireless network, The web interface unit 305 is the client terminal and the IEEE 802 Connect a predetermined communication channel based on a wireless protocol corresponding to the .11x standard, and transmit and output a predetermined interface screen and / or information providing screen to the client terminal through the communication channel, and output the interface from the client terminal. It is preferable to perform a function of receiving and processing predetermined employee authentication information and employee wireless terminal information corresponding to the screen.

According to the present invention, when the predetermined client terminal accesses the web server 300 through the web interface unit 305, the web server 300 interoperates with the web interface unit 305 in the client terminal. And an interface providing unit 310 which generates (or extracts) a predetermined interface screen for inputting (or selecting) and transmitting predetermined employee authentication information and employee wireless terminal information.

The interface providing unit 310, when a predetermined client terminal is connected to the web server 300 through the web interface unit 305, the functional configuration provided in the client terminal (for example, a browser program provided in the client terminal) Generate (or select) predetermined employee authentication information and employee wireless terminal information, and generate a predetermined interface screen that can be transmitted to the web server 300 through the network means, and / or Extracting from a database (not shown) and providing the generated (or extracted) interface screen to the client terminal through the network means in association with the web interface unit 305.

Thereafter, the client terminal inputs (or selects) predetermined employee authentication information and employee wireless terminal information based on the interface screen, and transmits the input (or selected) employee authentication information and employee wireless terminal information to the network means. It transmits to the web server 300 through.

According to the present invention, the web server 300 includes an information receiver 315 for receiving the employee authentication information and the employee wireless terminal information transmitted from the client terminal, and the employee authentication received through the information receiver 315. Comparing the employee information provided in the information and predetermined employee information D / B (330) and the employee authentication unit 320 for authenticating the employee validity based on the employee authentication information, and if the validity of the employee is authenticated, And an information providing unit 325 for providing the employee wireless terminal information received through the information receiving unit 315 to the program providing server 335 through a predetermined communication means.

When the client terminal transmits (or selects) predetermined employee authentication information and employee wireless terminal information based on the interface screen, the information receiving unit 315 transmits the employee authentication information and the employee wireless terminal through the network means. Characterized in that it receives the information, and provides the received employee authentication information to the employee authentication unit 320.

Through the information registration system shown in FIG. 1, the web server 300 has an employee information D / B 330 for storing predetermined company information and at least one employee information (or employee information D / B 330). The employee authentication information received from the client terminal through the information receiving unit 315 includes authentication information matching at least one or more employee information provided in the employee information D / B 330. It is preferable to make it.

In addition, the employee wireless terminal information received from the client terminal through the information receiving unit 315, preferably comprises at least one or more identification number (or phone number) and / or network address of the employee wireless terminal.

The employee wireless terminal information may further include wireless communication company information (or wireless communication network information) corresponding to the wireless communication network to which the employee wireless terminal is connected.

The employee wireless terminal information may further include manufacturer information and / or wireless terminal model (or model) information for the employee wireless terminal.

The employee wireless terminal information may include platform information provided in the employee wireless terminal (eg, when the employee wireless terminal is a mobile communication terminal, at least one or more wireless internet platform for interoperability (WIPI) provided in the wireless terminal). Information, BREW information, GVM / SKVM information, etc.) and / or operating system information.

In addition, when the employee wireless terminal is equipped with a predetermined financial IC chip (for example, a financial IC chip provided by a financial institution that provides the wireless banking service, or a financial IC chip that supports multi-domain), the employee wireless terminal The information may further include the financial IC chip information.

In particular, the wireless carrier information (or wireless communication network information), the manufacturer information and / or wireless terminal model (or model) information, the platform information and / or operating system information, and / or financial IC of the employee wireless terminal information The chip information may be provided directly to the program providing server 335 through a predetermined program providing interface screen in the employee wireless terminal in the process of accessing the program providing server 335 by the employee wireless terminal. The present invention is not limited.

The employee authentication unit 320 queries at least one or more employee information matching the employee authentication information in the employee information D / B 330 by using the employee authentication information received through the information receiving unit 315 as a keyword. (Or search), and by comparing and authenticating the employee authentication information and the inquired (or searched) employee information, the validity of confirming whether the employee accessing the web server 300 through the client terminal is an employee of the company. Characterized in that the authentication process.

According to the exemplary embodiment of the present invention, the interface providing unit 310 matches predetermined corporate information (or company specific information) that matches corporate information stored in the employee information D / B 330 on an interface screen provided to the client terminal. It is possible to further provide a user interface for inputting (or selecting)), and in this case, the information receiving unit 315 is stored in the employee information D / B 330 in the employee authentication information and employee wireless terminal information. It is possible to further receive a predetermined company information (or company specific information) matching the company information, whereby the employee authentication unit 320 receives the company information corresponding to the employee authentication information through the company information You can check it.

When the employee is confirmed as an employee of the company as a result of the authentication of the employee authentication unit 320, when the validity of the employee is authenticated through the employee authentication information, the information providing unit 325 performs the information receiving unit 315. The employee wireless terminal information received from the client terminal through the predetermined communication means to provide to the program providing server 335, after which the program providing server 335 through the employee wireless terminal information The employee wireless terminal provides a predetermined wireless banking program for providing a company-specific customized wireless banking service.

The employee wireless terminal is connected to a mobile communication terminal connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network), and / or an IEEE 802.16x based high speed wireless Internet. And at least one wireless terminal including at least one portable internet terminal, and / or at least one wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network, wherein the employee wireless terminal provides the program. It is preferable that a function configuration (eg, a browser program and a communication function) for outputting at least one or more interface screens provided by the server 335 and downloading and remotely mounting the wireless banking program based on the interface screens is provided. Do.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the employee wireless terminal corresponding to at least one or more wireless terminals, a detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, the wireless communication network is a CDMA / HSDPA-based mobile communication network, and / or IEEE 802.16x based high-speed wireless Internet, and / or IEEE 802.11x based on a wireless communication network connected to the employee wireless terminal. At least one WLAN network is preferably included.

According to the present invention, the program providing server 335 connects and manages a predetermined communication channel with the employee wireless terminal through the wireless communication network to provide a program providing interface corresponding to the employee wireless terminal and the wireless communication network. And an interface unit 340, whereby the program providing server 335 communicates with the employee wireless terminal through a predetermined wireless communication network.

According to an exemplary embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless network, the interface unit 340 is connected to the employee wireless terminal and WAP (Wireless Application Protocol) and / Alternatively, a predetermined communication channel is connected based on the ME (Mobile Explorer) protocol, and the WML (Wireless Markup Language) and / or HTML compatible document type program providing interface screen is output to the employee wireless terminal through the communication channel. In addition, it is preferable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program to the employee wireless terminal through the program providing interface screen.

According to another exemplary embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless network, the interface unit 340 may be configured to support the employee wireless terminal and the IEEE 802.16x standard. Connect a predetermined communication channel based on a wireless protocol corresponding to the transmission, transmit a predetermined program providing interface screen to the employee wireless terminal through the communication channel, and output it to the employee wireless terminal through the program providing interface screen. It is preferable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program, and / or the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless network. In this case, the interface unit 340 is compared with the employee wireless terminal Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.11x standard, transmit and output a predetermined program providing interface screen to the employee wireless terminal through the communication channel, and through the program providing interface screen, It is desirable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program to an employee wireless terminal.

According to the present invention, the program providing server 335 is connected to the program providing server 335 through a predetermined employee wireless terminal, the interface unit 340, the employee wireless in conjunction with the interface unit 340 And an interface providing unit 345 which generates (or extracts) a predetermined program providing interface screen for downloading and remotely mounting a predetermined wireless banking program to the terminal.

The interface providing unit 345 has a functional configuration (eg, provided in the employee wireless terminal) provided to the employee wireless terminal when a predetermined employee wireless terminal is connected to the program providing server 335 through the interface unit 340. Browser program) to generate a predetermined program providing interface screen for downloading and remotely mounting a predetermined wireless banking program to the employee wireless terminal, and / or extracting from a predetermined database (not shown). The program providing interface screen generated (or extracted) in association with the interface unit 340 may be provided to the employee wireless terminal through the wireless communication network.

Thereafter, the employee wireless terminal inputs (or selects) program request information for requesting to provide a predetermined wireless banking program to the program providing server 335 based on the program providing interface screen, and through the program providing interface screen. When the program request information is input (or selected), the employee wireless terminal provides the input (or selected) program request information to the program providing server 335, and correspondingly, the program providing server 335 Provides wireless banking program and mounts remotely.

According to the method of the present invention, after the banking function information, the company customized menu information, and the employee authentication method information are registered from the company through the information registration system shown in FIG. 1 and registered in the program production information D / B, A financial institution (or a program developer affiliated with the financial institution) that provides a wireless banking service corresponding to the banking function information to an employee of the company may develop a predetermined wireless banking program to be provided to a wireless terminal of the employee of the company (or Production) and store in the wireless banking program D / B provided in the program providing server 335 (or associated with the program providing server 335).

According to the present invention, the program providing server 335 is a wireless banking program D / B for storing at least one or more wireless banking program source and / or wireless banking program files to be provided to the employee wireless terminal, and the wireless banking program D And a program providing unit 355 which extracts and / or dynamically generates a predetermined wireless banking program corresponding to the employee wireless terminal information from / B and provides the employee wireless terminal through the interface unit 340. It is characterized by.

According to an exemplary embodiment of the present invention, the wireless banking program D / B stores a predetermined wireless banking program file capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal. When the employee wireless terminal information is received from the web server 300 and / or predetermined program request information is received from the employee wireless terminal, the program providing unit 355 transmits the wireless banking program D / B. And extracting a predetermined wireless banking program file matching the employee wireless terminal information from the employee.

According to another exemplary embodiment of the present invention, the wireless banking program D / B stores a predetermined wireless banking program source capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal. If the employee wireless terminal information is received from the web server 300 and / or predetermined program request information is received from the employee wireless terminal, the program providing unit 355 may transmit the wireless banking program D / D. Extracting a predetermined wireless banking program source matched with the employee wireless terminal information from B, and compiling the extracted wireless banking program source to dynamically generate a predetermined wireless banking program to be provided to the employee wireless terminal. It features.

Thereafter, the program providing unit 355 provides the extracted (and / or dynamically generated) wireless banking program in cooperation with the interface unit 340 to the employee wireless terminal through the wireless communication network to remotely mount the present program. Those skilled in the art will be familiar with the method of remotely mounting the wireless banking program (for example, a method of remotely mounting the employee's wireless terminal with a program provider certificate). Detailed description thereof will be omitted for convenience.

When the wireless banking program is downloaded and remotely mounted to the employee wireless terminal as described above, the employee wireless terminal executes the wireless banking program for the first time to initiate the wireless banking program diagnosis mode for authenticating the validity of the wireless banking program. It is preferable (or can be omitted according to the intention of those skilled in the art), for this purpose, the program providing server 335 is for interoperating with the wireless banking program provided in the employee wireless terminal to diagnose the validity of the wireless banking program It is characterized by comprising a diagnostic unit 360.

According to an embodiment of the present invention, the wireless banking program diagnosis mode includes checking whether the wireless banking program provided and mounted to the employee wireless terminal through the program provider 355 operates normally in the employee wireless terminal. Preferably, the wireless banking program diagnosis mode as described above, when the wireless network is completely open, the program providing server 335 for checking the validity of the wireless banking program provided in the employee wireless terminal Provide means.

For example, the wireless banking program diagnosis mode transmits predetermined information to be provided to the diagnosis unit 360 through the wireless communication network when the wireless banking program is normally driven in the employee wireless terminal. In step 360, it is preferable to include a process of confirming whether the reserved information is normally received from the employee wireless terminal.

Alternatively, the wireless banking program diagnostic mode emulates whether the wireless banking function corresponding to the banking function information registered by the diagnostic unit 360 through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to include the process.

According to an embodiment of the present invention, the diagnosis unit 360 has a wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 in association with a predetermined wireless banking server. It's a good idea to emulate whether your program works properly.

Alternatively, the wireless banking program diagnosis mode emulates whether the corporate personalized service function corresponding to the corporate personalized menu information registered by the diagnostic unit 360 through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to include the process of rating.

According to an embodiment of the present invention, the diagnosis unit 360 has a corporate customization service function corresponding to the corporate customization menu information registered through the information registration system shown in FIG. It is desirable to emulate the normal operation of the wireless banking program.

According to the present invention, the program providing server 335 is downloaded to the employee wireless terminal and stored in the predetermined program information D / B (370) by linking and processing the wireless banking program information and the employee wireless terminal information mounted remotely It is characterized by comprising an information storage unit 365 to.

According to an embodiment of the present invention, when the validity of the wireless banking program is confirmed by the diagnostic unit 360, the information storage unit 365 is downloaded to the employee wireless terminal and the wireless banking program information remotely mounted. And the employee wireless terminal information in conjunction with the predetermined program information D / B (370) to be processed in association with the wireless banking program information stored in the program information D / B (370) and the employee wireless The terminal information is used to maintain and repair the wireless banking program provided to the employee wireless terminal, and / or to upgrade a new wireless banking program to the employee wireless terminal.

4 is a diagram illustrating a process of downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to an exemplary embodiment of the present invention.

In more detail, Figure 4 is to download a predetermined wireless banking program for providing the company-specific customized wireless banking service from the program providing server 335 to the employee wireless terminal through the program providing system configuration shown in Figure 3 As for the process of remote mounting, those of ordinary skill in the art to which the present invention pertains, refer to and / or modify the present Figure 4 to provide a predetermined wireless banking service dedicated to the company to the employee wireless terminal Although various implementation methods of downloading and remotely mounting a wireless banking program may be inferred, the present invention includes all the inferred implementation methods and is not limited by the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to and / or modify this drawing 4 in a financial IC chip (eg, in a financial institution that provides the wireless banking service) to the employee wireless terminal. Provided with a provided financial IC chip, or a financial IC chip supporting multi-domain), the employee wireless terminal provides and mounts a wireless banking program for providing the financial IC chip-based wireless banking service. Although it is possible to infer an implementation method of providing predetermined wireless banking information to be recorded on a chip and recording it on the financial IC chip, the present invention includes all of the inferred implementation methods, and the implementation method shown in FIG. It is not limited by.

In FIG. 4, the client terminal shown in FIG. 3 is referred to as " terminal " for convenience, and the program providing server 335 shown in FIG. 3 is referred to as " server "

Referring to FIG. 4, the terminal accesses the web server 300 through a predetermined network means, and provides a predetermined radio to the employee wireless terminal to provide the company-specific customized wireless banking service to the web server 300. In order to download and remotely mount a banking program (400), the web server 300 extracts (or generates) a predetermined information providing interface screen for providing the wireless banking program to the employee wireless terminal. Provided to the terminal (405).

Thereafter, the terminal inputs (and / or selects) predetermined employee authentication information and employee wireless terminal information through the information providing interface screen (410), and inputs (and / or selects) the employee authentication information and employee wireless information. Terminal information is transmitted to the web server 300 via the network means (415).

Here, the employee authentication information is preferably made to include authentication information matching the at least one or more employee information provided in the employee information D / B (330).

In addition, the employee wireless terminal information, preferably comprises at least one or more identification number (or phone number) and / or network address of the employee wireless terminal.

The employee wireless terminal information may further include wireless communication company information (or wireless communication network information) corresponding to the wireless communication network to which the employee wireless terminal is connected.

The employee wireless terminal information may further include manufacturer information and / or wireless terminal model (or model) information for the employee wireless terminal.

The employee wireless terminal information may include platform information provided in the employee wireless terminal (eg, when the employee wireless terminal is a mobile communication terminal, at least one or more wireless internet platform for interoperability (WIPI) provided in the wireless terminal). Information, BREW information, GVM / SKVM information, etc.) and / or operating system information.

In addition, when the employee wireless terminal is equipped with a predetermined financial IC chip (for example, a financial IC chip provided by a financial institution that provides the wireless banking service, or a financial IC chip that supports multi-domain), the employee wireless terminal The information may further include the financial IC chip information.

In particular, the wireless carrier information (or wireless communication network information), the manufacturer information and / or wireless terminal model (or model) information, the platform information and / or operating system information, and / or financial IC of the employee wireless terminal information The chip information may be provided directly to the program providing server 335 through a predetermined program providing interface screen in the employee wireless terminal in the process of accessing the program providing server 335 by the employee wireless terminal. The present invention is not limited.

Thereafter, the web server 300 checks the validity of the employee corresponding to the employee wireless terminal to mount the wireless banking program through the received employee authentication information in connection with the employee information D / B 330 (420). ).

If the employee validity is not authenticated (425), the web server 300 generates predetermined employee validity error information and transmits it to the terminal through the network means (430), and the information providing interface screen to the terminal. It provides a predetermined employee authentication information and employee wireless terminal information, and repeats the process of checking the validity of the employee corresponding to the employee wireless terminal to be equipped with the wireless banking program through the received employee authentication information.

On the other hand, if the employee validity is authenticated (425), the web server 300 provides the received employee wireless terminal information to the server through a predetermined communication means (435).

The server receiving the employee wireless terminal information extracts (and / or dynamically generates) a predetermined wireless banking program matching the employee wireless terminal information from the wireless banking program D / B (440).

According to an embodiment of the present invention, when a predetermined wireless banking program file capable of operating in an operating system (and / or a terminal platform) provided in the employee wireless terminal is stored in the wireless banking program D / B, the web server ( 300, when the employee wireless terminal information is received, and / or when predetermined program request information is received from the employee wireless terminal, the server is predetermined to match the employee wireless terminal information from the wireless banking program D / B It is desirable to extract the wireless banking program file.

According to another exemplary embodiment of the present invention, when a predetermined wireless banking program source capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal is stored in the wireless banking program D / B, the web server When the employee wireless terminal information is received from 300 and / or predetermined program request information is received from the employee wireless terminal, the server is matched with the employee wireless terminal information from the wireless banking program D / B. It is preferable to extract a predetermined wireless banking program source, compile the extracted wireless banking program source, and dynamically generate a predetermined wireless banking program to be provided to the employee wireless terminal.

Thereafter, the server reads the employee wireless terminal information and requests the employee wireless terminal to access the server through a wireless communication network to which the employee wireless terminal is connected (445).

According to an embodiment of the present invention, when the employee wireless terminal is provided with a function of receiving a predetermined wireless message (for example, a short message), the server may have a predetermined callback to which the employee wireless terminal may access the server. A wireless message including a URL is generated and transmitted to the employee wireless terminal through a wireless communication network connected to the employee wireless terminal.

Thereafter, the wireless terminal accesses the server through the wireless communication network in response to the server access request (450), and correspondingly, the server generates (or extracts) a predetermined program providing interface screen through the wireless communication network. The employee is provided to the wireless terminal (455).

The wireless terminal provided with the program providing interface screen inputs (or selects) predetermined program request information through the program providing interface screen (460), and transmits the input (or selected) program request information through the wireless communication network. And transmits to the server (465).

According to an embodiment of the present invention, the program request information may include the wireless carrier information (or wireless communication network information), the manufacturer information and / or radio terminal model (or model) information, or the platform information and / Or operating system information, and / or financial IC chip information, etc. may be further included, whereby the present invention is not limited.

Thereafter, the server checks the validity of the received program request information (470). If the validity of the program request information is not authenticated (475), the server generates predetermined program request error information. After transmitting to the employee wireless terminal through the wireless communication network (455), the program providing interface screen is provided to the wireless terminal to receive a predetermined program request information, and to check the validity of the received program request information Repeat the process.

On the other hand, if the validity of the program request information is authenticated (475), the server provides the wireless banking program extracted (and / or dynamically generated) from the wireless banking program D / B to the terminal through the wireless communication network. Remote mount (482).

Those skilled in the art to which the present invention pertains will be familiar with the method of remotely mounting the wireless banking program (for example, the method of remotely mounting the employee wireless terminal with a program provider certificate attached). Detailed description thereof will be omitted for convenience.

If the wireless banking program is remotely mounted to the terminal (484), the terminal executes the wireless banking program to initiate a diagnostic mode for the wireless banking program (486), and the terminal correspondingly the wireless banking Generate a predetermined validity diagnostic information through a program and transmit it to the server through the wireless communication network (488), and the server receives and reads the received validity diagnostic information to confirm the validity of the wireless banking program ( 490).

According to an embodiment of the present invention, the wireless banking program diagnosis mode includes checking whether the wireless banking program provided and mounted to the employee wireless terminal through the program provider 355 operates normally in the employee wireless terminal. Preferably, the wireless banking program diagnosis mode as described above, when the wireless network is completely open, the program providing server 335 for checking the validity of the wireless banking program provided in the employee wireless terminal Provide means.

For example, the wireless banking program diagnosis mode transmits predetermined information to be provided to the server through the wireless communication network when the wireless banking program is normally run in the employee wireless terminal, and the server uses the employee wireless terminal. It is preferable to include a step of confirming whether the reserved information is normally received from.

Alternatively, the wireless banking program diagnostic mode may include emulating, by the server, whether the wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to make.

According to an embodiment of the present invention, the server is connected to a predetermined wireless banking server, the wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is desirable to emulate.

Alternatively, the wireless banking program diagnosis mode may be performed by the server to emulate whether the corporate personalized service function corresponding to the corporate personalized menu information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to comprise.

According to an embodiment of the present invention, the server may be connected to a predetermined corporate customized server, the enterprise customized service function corresponding to the corporate customized menu information registered through the information registration system shown in Figure 1 in the wireless banking program It is desirable to emulate whether it works normally.

If the validity of the wireless banking program is not confirmed (492), the server generates a predetermined wireless banking program diagnostic error information and transmits it to the wireless terminal through the wireless communication network (455), and then to the wireless terminal. The program providing interface screen is provided to receive predetermined program request information, and the process of confirming validity of the received program request information is repeated.

On the other hand, if the validity of the wireless banking program is confirmed (492), the server is stored in the predetermined program information D / B (370) by linking and processing the wireless banking program information mounted on the terminal and predetermined employee wireless terminal information The wireless banking program information and the employee wireless terminal information stored in the program information D / B 370 are then maintained and repaired by the wireless banking program provided to the employee wireless terminal, and / or the employee. It is used to upgrade a new wireless banking program to a wireless terminal.

5 is a diagram illustrating a program providing system for downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to another exemplary embodiment of the present invention.

In more detail, Figure 5 is a predetermined employee of the company registered the banking function information, corporate customized menu information and employee authentication method information for providing the company-specific customized wireless banking service through the information registration system shown in Figure 1 By connecting to a predetermined program providing server 500 through a wireless terminal and providing the employee authentication information for remote mounting and downloading a predetermined wireless banking program for providing a company-specific customized wireless banking service to the employee wireless terminal, The program providing server 500 authenticates the validity of the employee through the employee authentication information, and if the employee is authenticated, downloads a predetermined wireless banking program for providing the company-specific customized wireless banking service to the employee wireless terminal. Remotely mounted and said employees The present invention relates to a program providing system configured to link and process the wireless banking program information and the employee wireless terminal information mounted on a front end terminal in a predetermined storage medium, and a person having ordinary knowledge in the technical field to which the present invention belongs, With reference to and / or modifying the Figure 5 can be inferred various implementation methods for downloading and remote mounting a predetermined wireless banking program for providing the company-specific customized wireless banking service to the employee wireless terminal, the present invention is It includes all the inferred implementation methods and is not limited by the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention belongs may refer to and / or modify this drawing 5 in a financial IC chip (for example, in a financial institution providing the wireless banking service) to the employee wireless terminal. Provided with a provided financial IC chip or a financial IC chip supporting multi-domain), the employee wireless terminal provides and mounts a wireless banking program for providing the financial IC chip-based wireless banking service, and the financial IC chip. Although it is possible to infer an implementation method of providing predetermined wireless banking information to be recorded on a chip and recording it on the financial IC chip, the present invention includes all the inferred implementation methods, and the implementation method shown in FIG. It is not limited by.

Hereinafter, in FIG. 5, a server for downloading and remotely mounting the wireless banking program for providing the company-specific customized wireless banking service to the employee wireless terminal is referred to as a "program providing server 500".

Referring to FIG. 5 according to an embodiment of the present invention, the program providing system connects to the program providing server 500 through a predetermined wireless communication network to provide a predetermined wireless banking program for providing the wireless banking service dedicated to the enterprise. An employee wireless terminal that downloads and records a predetermined recording medium and the employee wireless terminal is connected to the employee wireless terminal through a predetermined wireless communication network to provide a predetermined wireless banking program for providing a company-specific customized wireless banking service to the employee wireless terminal. It comprises a program providing server 500.

The employee wireless terminal is connected to a mobile communication terminal connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network), and / or an IEEE 802.16x based high speed wireless Internet. And at least one wireless terminal including at least one portable internet terminal, and / or at least one wireless LAN terminal connected to an IEEE 802.11x based wireless LAN communication network, wherein the employee wireless terminal provides the program. A function configuration (for example, a browser program and a communication function) is provided for outputting at least one information providing interface screen provided by the server 500 and downloading and remotely mounting the wireless banking program based on the information providing interface screen. It is preferable that it is done.

Those skilled in the art to which the present invention pertains will be able to easily infer the characteristics of the employee wireless terminal corresponding to at least one or more wireless terminals, a detailed description thereof will be omitted for convenience.

According to an embodiment of the present invention, the wireless communication network is a CDMA / HSDPA-based mobile communication network, and / or IEEE 802.16x based high-speed wireless Internet, and / or IEEE 802.11x based on a wireless communication network connected to the employee wireless terminal. At least one WLAN network is preferably included.

According to the present invention, the program providing server 500 is an interface for connecting and managing a predetermined communication channel with the employee wireless terminal through the wireless communication network to provide a communication interface corresponding to the employee wireless terminal and the wireless communication network. And a unit 505, whereby the program providing server 500 has a function of a wireless server in communication with the employee wireless terminal through a wired network and / or a wireless network.

According to an exemplary embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless network, the web interface unit 505 may connect the employee wireless terminal to a wireless application protocol (WAP) and the like. And / or connect a predetermined communication channel based on the ME (Mobile Explorer) protocol, and through the communication channel, an information providing interface screen in the form of a wireless markup language (WML) and / or HTML compatible document and / or to the employee wireless terminal. It is preferable to perform a function of transmitting and outputting an information providing screen and receiving and processing predetermined employee authentication information corresponding to the information providing interface screen from the employee wireless terminal.

According to another exemplary embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless network, the web interface unit 505 may connect the employee wireless terminal and the IEEE 802.16x. Connect a predetermined communication channel based on a wireless protocol corresponding to the standard, and transmit and output a predetermined information providing interface screen and / or information providing screen to the employee wireless terminal through the communication channel, and from the employee wireless terminal. It is preferable to perform a function of receiving and processing predetermined employee authentication information corresponding to the information providing interface screen, and / or the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless network. In this case, the web interface unit 505 is the employee wireless terminal and the IEEE 802.11x standard. Connecting a predetermined communication channel based on a wireless protocol corresponding to the terminal, transmitting and outputting a predetermined information providing interface screen and / or information providing screen to the employee wireless terminal through the communication channel, and outputting from the employee wireless terminal. It is preferable to perform a function of receiving and processing predetermined employee authentication information corresponding to the information providing interface screen.

According to the present invention, the program providing server 500, when a predetermined employee wireless terminal is connected to the program providing server 500 through the interface unit 505, in conjunction with the interface unit 505, the employee wireless And an interface providing unit 510 for generating (or extracting) a predetermined information providing interface screen for inputting (or selecting) and transmitting predetermined employee authentication information in a terminal.

The interface providing unit 510 has a functional configuration (eg, provided in the employee wireless terminal) provided to the employee wireless terminal when a predetermined employee wireless terminal is connected to the program providing server 500 through the interface unit 505. A predetermined information providing interface screen capable of inputting (or selecting) predetermined employee authentication information to the program providing server 500 through the network means in response to a browser program), and / or Extracting from a database (not shown) and interworking with the interface unit 505, the generated (or extracted) information providing interface screen is provided to the employee wireless terminal through the network means.

According to an exemplary embodiment of the present invention, the information providing interface screen may extract predetermined employee wireless terminal information corresponding to the employee wireless terminal by referring to at least one or more system parameter information stored in a memory provided in the employee wireless terminal. It is preferable to include a script (or program) provided to the program providing server 500.

According to another exemplary embodiment of the present invention, the information providing interface screen receives a predetermined employee wireless terminal information through a key input device provided in the employee wireless terminal, and provides a user interface provided to the program providing server 500. It is preferable to comprise.

The employee wireless terminal information may include at least one identification number (or phone number) and / or a network address of the employee wireless terminal.

The employee wireless terminal information may further include wireless communication company information (or wireless communication network information) corresponding to the wireless communication network to which the employee wireless terminal is connected.

The employee wireless terminal information may further include manufacturer information and / or wireless terminal model (or model) information for the employee wireless terminal.

The employee wireless terminal information may include platform information provided in the employee wireless terminal (eg, when the employee wireless terminal is a mobile communication terminal, at least one or more wireless internet platform for interoperability (WIPI) provided in the wireless terminal). Information, BREW information, GVM / SKVM information, etc.) and / or operating system information.

In addition, when the employee wireless terminal is equipped with a predetermined financial IC chip (for example, a financial IC chip provided by a financial institution that provides the wireless banking service, or a financial IC chip that supports multi-domain), the employee wireless terminal The information may further include the financial IC chip information.

Thereafter, the employee wireless terminal inputs (or selects) predetermined employee authentication information based on the information providing interface screen, and the program providing server 500 receives the input (or selected) employee authentication information through the network means. To send).

According to the present invention, the program providing server 500 is an information receiving unit 515 for receiving the employee authentication information transmitted by the employee wireless terminal, and the employee authentication information received through the information receiving unit 515 and predetermined Comparing the employee information provided in the employee information D / B 540 of the employee authentication information based on the employee authentication information characterized in that it is provided with an employee authentication unit (520).

The information receiving unit 515 may receive the employee authentication information through the network means when the employee wireless terminal inputs (or selects) predetermined employee authentication information based on the information providing interface screen. The employee certification information is provided to the employee certification unit 520.

According to an embodiment of the present invention, the employee wireless terminal refers to at least one or more system parameter information stored in a memory provided in the employee wireless terminal on an information providing interface screen provided by the interface provider 510 to the employee wireless terminal. Includes a script (or program) for extracting the predetermined employee wireless terminal information corresponding to the provided to the program providing server 500, and / or wirelessly through the key input device provided in the employee wireless terminal When a user interface is provided to receive the terminal information and provide the program providing server 500, the information receiver 515 may further receive the employee wireless terminal information from the employee wireless terminal.

According to another exemplary embodiment of the present invention, the information receiving unit 515 reads predetermined employee wireless terminal information from communication session information for the employee wireless terminal connected to the communication channel in connection with the interface unit 505, Alternatively, it is possible to request and receive predetermined employee wireless terminal information on the employee wireless terminal from a mobile communication company server existing on the communication channel.

The employee wireless terminal information may include at least one identification number (or phone number) and / or a network address of the employee wireless terminal.

The employee wireless terminal information may further include wireless communication company information (or wireless communication network information) corresponding to the wireless communication network to which the employee wireless terminal is connected.

The employee wireless terminal information may further include manufacturer information and / or wireless terminal model (or model) information for the employee wireless terminal.

The employee wireless terminal information may include platform information provided in the employee wireless terminal (eg, when the employee wireless terminal is a mobile communication terminal, at least one or more wireless internet platform for interoperability (WIPI) provided in the wireless terminal). Information, BREW information, GVM / SKVM information, etc.) and / or operating system information.

In addition, when the employee wireless terminal is provided with a predetermined financial IC chip (for example, a financial IC chip provided by a financial institution that provides the wireless banking service, or a financial IC chip that supports multi-domain), the employee wireless terminal The information may further include the financial IC chip information.

Through the information registration system shown in FIG. 1, the program providing server 500 includes an employee information D / B 540 for storing predetermined company information and at least one employee information (or an employee information D / B ( 540), wherein the employee authentication information received from the employee wireless terminal through the information receiver 515 is matched with at least one or more employee information provided in the employee information D / B 540. It is preferable to comprise a.

The employee certification unit 520 inquires at least one or more employee information matching the employee authentication information in the employee information D / B (540) using the employee authentication information received through the information receiving unit 515 as a keyword. (Or search) and by comparing and authenticating the employee authentication information and the inquired employee information (or searched), confirming whether an employee who accesses the program providing server 500 through the employee wireless terminal is an employee of the company. Characterized in that it performs a validity authentication procedure.

According to an exemplary embodiment of the present invention, the interface providing unit 510 may include predetermined corporate information (or matched with corporate information stored in the employee information D / B 540 on an information providing interface screen provided to the employee wireless terminal). It is possible to further provide a user interface for inputting (or selecting) the company-specific information), in which case the information receiving unit 515 is stored in the employee information D / B (540) in the employee authentication information It is possible to further receive a predetermined company information (or company-specific information) matching the information, whereby the employee authentication unit 520 confirms the company information corresponding to the employee authentication information through the company information Can be.

According to the present invention, the interface unit 505 connects and manages a predetermined communication channel with the employee wireless terminal through the wireless communication network in order to provide a program providing interface corresponding to the employee wireless terminal and the wireless communication network. It features.

According to an embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through a CDMA-based wireless network, the interface unit 505 may communicate with the employee wireless terminal and WAP (Wireless Application Protocol) and / or the like. Alternatively, a predetermined communication channel is connected based on the ME (Mobile Explorer) protocol, and the WML (Wireless Markup Language) and / or HTML compatible document type program providing interface screen is output to the employee wireless terminal through the communication channel. In addition, it is preferable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program to the employee wireless terminal through the program providing interface screen.

According to another exemplary embodiment of the present invention, when the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless network, the interface unit 505 may be configured to support the employee wireless terminal and the IEEE 802.16x standard. Connect a predetermined communication channel based on a wireless protocol corresponding to the transmission, transmit a predetermined program providing interface screen to the employee wireless terminal through the communication channel, and output it to the employee wireless terminal through the program providing interface screen. It is preferable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program, and / or the employee wireless terminal is a wireless terminal to which a communication channel is connected through an IEEE 802.11x based wireless network. In this case, the interface unit 505 is compared with the employee wireless terminal Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.11x standard, transmit and output a predetermined program providing interface screen to the employee wireless terminal through the communication channel, and through the program providing interface screen, It is desirable to perform a communication channel maintenance and management function for remotely downloading a predetermined wireless banking program to an employee wireless terminal.

According to the present invention, the interface providing unit 510 generates (or extracts) a predetermined program providing interface screen for downloading and remotely mounting a predetermined wireless banking program to the employee wireless terminal in cooperation with the interface unit 505. ) To provide.

The interface providing unit 510 has a functional configuration (eg, provided in the employee wireless terminal) provided to the employee wireless terminal when a predetermined employee wireless terminal is connected to the program providing server 500 through the interface unit 505. Browser program) to generate a predetermined program providing interface screen for downloading and remotely mounting a predetermined wireless banking program to the employee wireless terminal, and / or extracting from a predetermined database (not shown). The program providing interface screen generated (or extracted) in association with the interface unit 505 may be provided to the employee wireless terminal through the wireless communication network.

Thereafter, the employee wireless terminal inputs (or selects) program request information for requesting to provide a predetermined wireless banking program to the program providing server 500 based on the program providing interface screen, and through the program providing interface screen. When the program request information is input (or selected), the employee wireless terminal provides the input (or selected) program request information to the program providing server 500, and correspondingly, the program providing server 500 Provides a predetermined wireless banking program to be mounted remotely.

According to the method of the present invention, after the banking function information, the company customized menu information and the employee authentication method information are registered from the company through the information registration system shown in FIG. 1 and registered in the program production information D / B. In addition, a financial institution (or a program developer affiliated with the financial institution) that provides a wireless banking service corresponding to the banking function information to the employees of the company may develop a predetermined wireless banking program to be provided to the wireless terminal of the company's employees ( Or produced) and stored in the wireless banking program D / B provided in the program providing server 500 (or associated with the program providing server 500).

According to the present invention, the program providing server 500 is a wireless banking program D / B for storing at least one or more wireless banking program source and / or wireless banking program files to be provided to the employee wireless terminal, and the wireless banking program D And a program providing unit 525 which extracts and / or dynamically generates a predetermined wireless banking program corresponding to the employee wireless terminal information from / B and provides the employee wireless terminal through the interface unit 505. It is characterized by.

According to an exemplary embodiment of the present invention, the wireless banking program D / B stores a predetermined wireless banking program file capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal. When predetermined program request information is received from the employee wireless terminal, the program providing unit 525 extracts a predetermined wireless banking program file matching the employee wireless terminal information from the wireless banking program D / B. It features.

According to another exemplary embodiment of the present invention, the wireless banking program D / B stores a predetermined wireless banking program source capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal. When the predetermined program request information is received from the employee wireless terminal, the program provider 525 extracts a predetermined wireless banking program source matched with the employee wireless terminal information from the wireless banking program D / B. Compiling the extracted wireless banking program source to generate a predetermined wireless banking program to be provided to the employee wireless terminal.

Thereafter, the program providing unit 525 provides the extracted (and / or dynamically generated) wireless banking program in cooperation with the interface unit 505 to the employee wireless terminal through the wireless communication network to remotely mount the present program. Those skilled in the art will be familiar with the method of remotely mounting the wireless banking program (for example, the method of remotely mounting the employee's wireless terminal with a program provider certificate). Detailed description is omitted for convenience.

When the wireless banking program is downloaded and remotely mounted to the employee wireless terminal as described above, the employee wireless terminal executes the wireless banking program for the first time to initiate the wireless banking program diagnosis mode for authenticating the validity of the wireless banking program. It is preferable (or can be omitted according to the intention of those skilled in the art), for this purpose, the program providing server 500 interoperates with the wireless banking program provided in the employee wireless terminal to diagnose the validity of the wireless banking program. It is characterized by comprising a diagnostic unit 530.

According to an embodiment of the present invention, the wireless banking program diagnosis mode includes checking whether the wireless banking program provided and mounted to the employee wireless terminal through the program provider 525 operates normally in the employee wireless terminal. Preferably, the wireless banking program diagnosis mode as described above, when the wireless network is completely open, the program providing server 500 for checking the validity of the wireless banking program provided in the employee wireless terminal. Provide means.

For example, the wireless banking program diagnosis mode transmits predetermined information to be provided to the diagnosis unit 530 through the wireless communication network when the wireless banking program is normally driven in the employee wireless terminal. In step 530, it is preferable to include a process of confirming whether the reserved information is normally received from the employee wireless terminal.

Alternatively, the wireless banking program diagnostic mode emulates whether the wireless banking function corresponding to the banking function information registered by the diagnostic unit 530 through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to include the process.

According to an embodiment of the present invention, the diagnostic unit 530 has a wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 in association with a predetermined wireless banking server. It's a good idea to emulate whether your program works properly.

Alternatively, the wireless banking program diagnosis mode emulates whether the corporate personalized service function corresponding to the corporate personalized menu information registered by the diagnostic unit 530 through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to include the process of rating.

According to an embodiment of the present invention, the diagnosis unit 530 has a corporate personalized service function corresponding to the corporate personalized menu information registered through the information registration system shown in FIG. It is desirable to emulate the normal operation of the wireless banking program.

According to the present invention, the program providing server 500 is stored in the predetermined program information D / B (545) by linking and processing the wireless banking program information and the employee wireless terminal information remotely mounted and downloaded to the employee wireless terminal. It is characterized by comprising an information storage unit 535 to.

According to an embodiment of the present invention, if the validity of the wireless banking program is confirmed by the diagnostic unit 530, the information storage unit 535 is downloaded to the employee wireless terminal and the wireless banking program information remotely mounted. And the employee wireless terminal information in association with the wireless banking information stored in the program information D / B (545) preferably stored in the program information D / B (545), and then stored in the wireless banking program information and employee wireless The terminal information is used to maintain and repair the wireless banking program provided to the employee wireless terminal, and / or to upgrade a new wireless banking program to the employee wireless terminal.

6 is a diagram illustrating a process of downloading and remotely mounting a wireless banking program for providing a company-specific customized wireless banking service to an employee wireless terminal according to another exemplary embodiment of the present invention.

In more detail, FIG. 6 downloads a predetermined wireless banking program for providing the company-specific customized wireless banking service from the program providing server 500 to the employee wireless terminal through the program providing system configuration shown in FIG. 5. For the remote mounting process, if the person skilled in the art to which the present invention pertains, refer to and / or modify the present invention 6 to provide a predetermined wireless banking service dedicated to the enterprise to the customer terminal Although various implementation methods for downloading and remotely mounting a wireless banking program may be inferred, the present invention includes all the inferred implementation methods and is not limited by the implementation method shown in FIG.

For example, a person having ordinary knowledge in the technical field to which the present invention pertains may refer to and / or modify this drawing 6 in a financial IC chip (eg, a financial institution that provides the wireless banking service) to the employee wireless terminal. Provided with a provided financial IC chip, or a financial IC chip supporting multi-domain), the employee wireless terminal provides and mounts a wireless banking program for providing the financial IC chip-based wireless banking service. Although it is possible to infer an implementation method of providing predetermined wireless banking information to be recorded on a chip and recording it on the financial IC chip, the present invention includes all of the inferred implementation methods, and the implementation method shown in FIG. It is not limited by.

Hereinafter, in FIG. 6, the program providing server 500 illustrated in FIG. 5 is referred to as a “server” for convenience.

Referring to FIG. 6, the wireless terminal accesses the server through a predetermined wireless communication network, and downloads a predetermined wireless banking program to the employee wireless terminal to remotely mount the wireless banking program to the server to provide the company with a customized wireless banking service. In operation 600, the server extracts (or generates) a predetermined information providing interface screen for providing the wireless banking program to the employee wireless terminal and provides the wireless banking program to the wireless terminal (605).

Thereafter, the wireless terminal inputs (and / or selects) predetermined employee authentication information through the information providing interface screen (610), and inputs the input (and / or selection) of employee authentication information through the wireless communication network. Send to the server (615).

Here, the employee authentication information preferably comprises authentication information matching at least one or more employee information provided in the employee information D / B (540).

According to an embodiment of the present invention, by extracting predetermined employee wireless terminal information corresponding to the employee wireless terminal by referring to at least one or more system parameter information stored in a memory provided in the employee wireless terminal on the information providing interface screen. When a script (or program) provided to a server is included, the wireless terminal extracts predetermined wireless terminal information corresponding to the employee wireless terminal from the memory unit and transmits the predetermined wireless terminal information to the server through the wireless communication network.

According to another exemplary embodiment of the present invention, when a user interface is provided to the server by receiving predetermined employee wireless terminal information through a predetermined key input device provided in the employee wireless terminal on the information providing interface screen. The employee wireless terminal information is received through the user interface and transmitted to the server through the wireless communication network.

According to another exemplary embodiment of the present invention, the server reads predetermined employee wireless terminal information from communication session information for the employee wireless terminal to which the communication channel is connected, or a mobile communication company server existing on the communication channel. It is possible to request and receive predetermined employee wireless terminal information for the employee wireless terminal from.

The employee wireless terminal information may include at least one identification number (or phone number) and / or a network address of the employee wireless terminal.

In addition, the employee wireless terminal information, it is preferable to further comprise a wireless carrier information (or wireless communication network information) corresponding to the wireless communication network connected to the employee wireless terminal.

The employee wireless terminal information may further include manufacturer information and / or wireless terminal model (or model) information for the employee wireless terminal.

The employee wireless terminal information may include platform information provided in the employee wireless terminal (eg, when the employee wireless terminal is a mobile communication terminal, at least one or more wireless internet platform for interoperability (WIPI) provided in the wireless terminal). Information, BREW information, GVM / SKVM information, etc.) and / or operating system information.

In addition, when the employee wireless terminal is equipped with a predetermined financial IC chip (for example, a financial IC chip provided by a financial institution that provides the wireless banking service, or a financial IC chip that supports multi-domain), the employee wireless terminal The information may further include the financial IC chip information.

Thereafter, the server checks the validity of the employee corresponding to the employee wireless terminal to mount the wireless banking program through the received employee authentication information in connection with the employee information D / B 540 (620).

If the employee validity is not authenticated (625), the server generates predetermined employee validity error information and transmits it to the wireless terminal through the wireless communication network (630), and provides the information providing interface screen to the wireless terminal. Receives predetermined employee authentication information and employee wireless terminal information, and repeats the process of checking the validity of the employee corresponding to the employee wireless terminal to be equipped with the wireless banking program through the received employee authentication information.

On the contrary, if the employee validity is authenticated (625), the server extracts (and / or dynamically generates) a predetermined wireless banking program matching the employee wireless terminal information from the wireless banking program D / B (640).

According to an embodiment of the present invention, if a predetermined wireless banking program file capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal is stored in the wireless banking program D / B, the employee wireless terminal When predetermined program request information is received from the server, the server preferably extracts a predetermined wireless banking program file matching the employee wireless terminal information from the wireless banking program D / B.

According to another embodiment of the present invention, when a predetermined wireless banking program source capable of operating in an operating system (and / or terminal platform) provided in the employee wireless terminal is stored in the wireless banking program D / B, the employee wireless When predetermined program request information is received from the terminal, the server extracts a predetermined wireless banking program source matching the employee wireless terminal information from the wireless banking program D / B, and compiles the extracted wireless banking program source. It is desirable to dynamically generate a predetermined wireless banking program to be provided to the employee wireless terminal.

Thereafter, the server generates (or extracts) a predetermined program providing interface screen and provides it to the employee wireless terminal through the wireless communication network (655).

The wireless terminal provided with the program providing interface screen inputs (or selects) predetermined program request information through the program providing interface screen (660), and transmits the input (or selected) program request information through the wireless communication network. The server transmits to the server (665).

According to an embodiment of the present invention, the program request information may include the wireless carrier information (or wireless communication network information), the manufacturer information and / or radio terminal model (or model) information, or the platform information and / Or operating system information, and / or financial IC chip information, etc. may be further included, whereby the present invention is not limited.

Thereafter, the server checks the validity of the received program request information (670). If the validity of the program request information is not authenticated (675), the server generates predetermined program request error information. After transmitting to the employee wireless terminal through the wireless communication network (655), the program providing interface screen is provided to the wireless terminal to receive a predetermined program request information, and to check the validity of the received program request information Repeat the process.

On the other hand, if the validity of the program request information is authenticated (675), the server provides the wireless banking program extracted (and / or dynamically generated) from the wireless banking program D / B to the wireless terminal through the wireless communication network And remote mount (682).

Those skilled in the art to which the present invention pertains will be familiar with the method of remotely mounting the wireless banking program (for example, the method of remotely mounting the employee wireless terminal with a program provider certificate attached). Detailed description thereof will be omitted for convenience.

If the wireless banking program is remotely mounted to the wireless terminal (684), the wireless terminal executes the wireless banking program to start a diagnostic mode for the wireless banking program (686), and the wireless terminal correspondingly The wireless banking program generates predetermined validity diagnostic information and transmits the validity diagnostic information to the server through the wireless communication network (688). The server receives and reads the received validity diagnostic information to validate the wireless banking program. Check (690).

According to an embodiment of the present invention, the wireless banking program diagnosis mode includes checking whether the wireless banking program provided and mounted to the employee wireless terminal through the program provider 525 operates normally in the employee wireless terminal. Preferably, the wireless banking program diagnosis mode as described above, when the wireless network is completely open, the program providing server 500 for checking the validity of the wireless banking program provided in the employee wireless terminal. Provide means.

For example, the wireless banking program diagnosis mode transmits predetermined information to be provided to the server through the wireless communication network when the wireless banking program is normally run in the employee wireless terminal, and the server uses the employee wireless terminal. It is preferable to include a step of confirming whether the reserved information is normally received from.

Alternatively, the wireless banking program diagnostic mode may include emulating, by the server, whether the wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to make.

According to an embodiment of the present invention, the server is connected to a predetermined wireless banking server, the wireless banking function corresponding to the banking function information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is desirable to emulate.

Alternatively, the wireless banking program diagnosis mode may be performed by the server to emulate whether the corporate personalized service function corresponding to the corporate personalized menu information registered through the information registration system shown in FIG. 1 operates normally in the wireless banking program. It is preferable to comprise.

According to an embodiment of the present invention, the server may be connected to a predetermined corporate customized server, the enterprise customized service function corresponding to the corporate customized menu information registered through the information registration system shown in Figure 1 in the wireless banking program It is desirable to emulate whether it works normally.

If the validity of the wireless banking program is not confirmed (692), the server generates a predetermined wireless banking program diagnostic error information and transmits it to the wireless terminal through the wireless communication network (655), then to the wireless terminal The program providing interface screen is provided to receive predetermined program request information, and the process of confirming validity of the received program request information is repeated.

On the other hand, when the validity of the wireless banking program is confirmed (692), the server processes the wireless banking program information mounted on the wireless terminal and predetermined employee wireless terminal information to the predetermined program information D / B (545) Store (660), then the wireless banking program information and employee wireless terminal information stored in the program information D / B (545) to maintain and repair the wireless banking program provided in the employee wireless terminal, and / or the The employee's wireless terminal is used to upgrade the new wireless banking program.

7 is a diagram illustrating the configuration of a wireless terminal 700 function for providing a wireless banking service and a customized service for an enterprise employee according to an embodiment of the present invention.

In more detail, FIG. 7 illustrates a functional configuration of a wireless terminal 700 having a wireless banking program for providing a company-specific customized wireless banking service through the program providing system illustrated in FIGS. 3 and / or 5. Specifically, when the wireless terminal 700 is a mobile communication terminal for accessing a CDMA (Code Division Multiple Access) stack-based mobile communication network, the mobile communication terminal for providing a wireless banking service and corporate customization service for the corporate staff It is about the preferred functional configuration.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing, and then, in addition to the mobile communication terminal, other wireless terminals 700 for providing the wireless banking service and the customized service for the employees of the enterprise. For example, it is possible to easily infer the functional configuration of a mobile Internet terminal, or a wireless LAN terminal, etc., but the present invention includes all the inferred implementation methods, and the wireless terminal 700 is shown in FIG. It is not limited to the case of a mobile communication terminal.

In terms of hardware, the wireless terminal 700 providing a mobile communication service includes an external body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna, a battery 725, and the like. For example, certain modem chips (for example, MSM series modem chips from Qualcomm, Inc.) that incorporate functions such as a code division multiple access (CDMA) modem, a CPU / MPU (Central Processing Unit / Micro Processing Unit), and a vocoder; , Various memory elements, duplexer filter that separates transmission and reception signals from one antenna, power amplifier to amplify transmission signal, high power amplifier (HPA), isolator to prevent the return of high output transmission signal , RF / IF SAW filter for removing out-of-band unwanted signals, frequency up-circuit of transmission path, frequency down-conversion circuit of receiving path, and reference clock source VCTCXO (Voltage Controlled Temperature Compensated X-tal Oscillator), UHF frequency synthesizer used as local signal of frequency up-down conversion, and codec chip for converting analog voice signal into digital signal. Is gradually integrated in the modem chip, and in addition to the core components for the mobile communication service, various functions for various multimedia services and / or additional services are integrated together.

Referring to FIG. 7, the wireless terminal 700 for providing a wireless banking service and a customized service for an enterprise employee basically includes a control unit 705, a screen output unit 710, a sound processor 715, and a key input unit 720. And a wireless processing unit 730, a short range communication unit 735, a memory unit 755, and a battery 725 for power supply, and are mounted or detached from the wireless terminal 700 according to an embodiment. It further comprises a functional configuration including a camera unit 745 for reading out predetermined image information from the camera.

The control unit 705 includes a processor and an execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a predetermined program routine for providing a function specific to the wireless terminal 700 from a predetermined memory element. (Routine) and / or a bus (BUS) for inputting and outputting the program data and a predetermined electronic circuit (or integrated circuit) provided for this, characterized in that from a predetermined memory device and / or chipset in software A generic term for program routines and / or program data loaded into the execution memory and computed by the processor to perform specific functions (thus, the radio via the program providing system shown in FIGS. 3 and / or 5). Wireless banking program dedicated to the company (or wireless banking service for corporate employees mounted on the terminal 700) A program routine corresponding to a wireless banking program recorded on a recording medium of the wireless terminal 700 for providing a personalized service will be described as being provided in the controller 705 for convenience. By this, various functions intended to be implemented in the wireless terminal 700 are realized, and the overall operation of the wireless terminal 700 is controlled and managed to realize the above functions. In particular, when power is input to the wireless terminal 700 to perform a function of the controller 705 for controlling and managing the overall operation of the wireless terminal 700, an operating system routine or system stored in a predetermined memory device. Management routines and / or system variables are loaded into the execution memory and computed by the processor to serve as variables for providing an operating system, system management program, and / or mobile communication service.

The screen output unit 710 is a liquid crystal display (LCD) driver for outputting a screen and a key input unit 720 by the control unit 705 (for example, a program routine for outputting predetermined information or data to the LCD). Key data generated through the &lt; RTI ID = 0.0 &gt;), various information, signals, and / or content (e. G., Text content, image content, and / or &lt; / RTI &gt; extracted and / or generated in the course of performing a predetermined function included in the wireless terminal 700). Or outputting multimedia content to a predetermined screen output device (eg, an LCD panel), and the screen output unit 710 is connected to a screen output device (LCD) to perform a wireless banking procedure. It is desirable to perform a function of the information output unit 760 which outputs predetermined information required in the process of performing the operation.

The sound processor 715 encodes a predetermined sound signal input from a microphone included in the wireless terminal 700 and provides the sound signal to the controller 705, or extracted and / or generated by the controller 705. A sound signal is decoded and output through a speaker. To this end, the sound processor 715 includes a predetermined vocoder and a codec. Performs a function of a sound input means provided in the wireless terminal 700 through the sound processing unit 715 and a microphone, or outputs a sound provided in the wireless terminal 700 through the sound processing unit 715 and a speaker. Perform the function of the means.

The key input unit 720 is provided with at least one key button including a predetermined number key and / or a character key and / or a function key. Detects information (or signal) input from the keypad and detects a predetermined key button provided in the keypad in a specific input mode and / or operation mode of the wireless terminal 700 controlled by the controller 705. When predetermined information (or signal) is inputted from the controller, a key event (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT) corresponding to the input information (or signal) is generated, and the generated key event is transmitted to the controller 705. The controller 705 reads predetermined key data corresponding to the key event in the current input mode and / or operation mode of the wireless terminal 700 (eg, each wireless terminal). Read key data corresponding to the key event from a key table storing (managing) at least one or more key data corresponding to a specific key event in an input mode and / or an operation mode; and / or the key event Read a command to execute a predetermined function matched with the defined. The keypad including the key input unit 720 and at least one key button performs a function of key input means provided in the wireless terminal 700 by interlocking with each other.

The wireless processing unit 730 may be associated with the control unit 705 (eg, a program routine for providing a mobile communication service) for location registration and / or slot mode and / or power control. Or providing a mobile communication service including a hand-off and / or call processing procedure, the base station corresponding to an end of the mobile communication network in the process of providing the mobile communication service. And an RF processing function (eg, antenna control, modulation, synthesis, amplification, and / or filtering of radio frequency signals) that performs transmission and reception of radio frequency signals. In particular, the wireless processing unit 730 processes the information or signal transmitted from the wireless terminal 700 to the base station to provide a mobile communication service to a CDMA stack, or from a CDMA stack received from the base station. It provides a function for reading information or signals.

According to an exemplary embodiment of the present invention, the wireless terminal 700 connects a base station on a predetermined mobile communication network with a predetermined wireless section through the wireless processing unit 730, and through a predetermined wired section including the base station. It is preferable to connect a predetermined communication channel with a wireless banking server provided on the mobile communication network and / or a predetermined communication network interworking with the mobile communication network.

According to another exemplary embodiment of the present invention, if the wireless terminal 700 of FIG. 7 is a portable Internet terminal and / or a wireless LAN terminal, the wireless processing unit 730 may be connected to the portable Internet and / or wireless LAN to perform wireless banking for corporate employees. And a functional configuration for providing a predetermined data communication service for providing a service and a customized service.

The short range communication unit 735 may include infrared ray communication and / or radio frequency (RF) communication and / or Bluetooth and / or wireless LAN and / or Wi-Fi and ultra-wideband. A terminal (or device) and a short range wireless communication session are connected through at least one short range wireless communication means including an ultra wide band (UWB). The infrared communication, the RF communication, It includes a predetermined short range wireless communication module for short range wireless communication including Bluetooth, WLAN, Wi-Fi, and ultra-wideband communication, and includes a communication protocol and / or a driver for the short range wireless communication in software. .

According to an exemplary embodiment of the present invention, the wireless terminal 700 connects a wireless section connecting a predetermined short range device 740 and a predetermined short range wireless communication session through the short range communication unit 735, and the short range device. It is preferable to connect a predetermined communication channel with a wireless banking server provided on a predetermined communication network through a wired section including a predetermined network to which the terminal 740 is connected.

The memory unit 755 is input and output when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the wireless terminal 700 is performed. General term for memory devices that store information and / or data; read-only memory (ROM) corresponding to read-only memory, flash memory (FM) for read / write, and electrically erasable and programmable read Only Memory). In general, the ROM stores system information that should not be deleted, and the flash memory stores operating system routines, call processing program routines, and / or application program routines provided through the wireless terminal 700 and information or data therefor. The EEPROM stores at least one information and / or data, etc., which are extracted and / or generated during the execution of the application included in the terminal registration parameters and phone number (eg, address book) or the wireless terminal 700. Is stored.

According to a preferred embodiment of the present invention, the memory unit 755 is a company-only wireless banking program code for providing a company (V) (Virtual Machine) based company-specific wireless banking function for providing a corporate banking service and the company personalized service Is preferably stored, and the enterprise-only wireless banking program code is executed and loaded into the controller 705.

According to an exemplary embodiment of the present invention, the memory unit 755 may include at least one schedule used by a company-only wireless banking program in the process of providing a company-specific wireless banking service and a company-specific wireless banking service for corporate employees. It is desirable to store information and server information.

Here, the schedule information may include at least one piece of information for providing the at least one wireless banking service periodically and / or at least one or more enterprise customized services by the enterprise-only wireless banking program. It is preferable to make it.

According to an embodiment of the present invention, when the enterprise-only wireless banking program provides at least one or more wireless banking services periodically and / or at a specific date and time, the schedule information may include information on date and time at which the wireless banking service is to be started (or Condition information) and at least one piece of predetermined wireless banking information disclosed at the time (or condition).

Here, the wireless banking information may include at least one or more financial transaction information that starts at a date (or condition) corresponding to the date and time information (or condition information).

For example, when at least one financial transaction initiated at a date (or condition) corresponding to the date and time information (or condition information) is an account inquiry, the wireless banking information may be used to perform the account inquiry-based financial transaction such as account information and account password. It is preferable to include at least one or more financial transaction information for processing in a non-face-to-face manner, or at least one or more financial transactions initiated at a date (or condition) corresponding to the date and time information (or condition information) is specified in a specific account. In the case of transferring money, the wireless banking information may include at least one financial information for non-face-to-face processing of the wire transfer-based financial transaction, such as account information, account password, transfer target account information, and at least one non-face-to-face authentication information. It is desirable to include transaction information The.

According to another exemplary embodiment of the present invention, when the enterprise-only wireless banking program provides at least one or more enterprise-specific services periodically and / or at a specific date and time, the schedule information may include the date and time information (or Condition information) and at least one piece of predetermined personalized service information disclosed at the date and time (or condition).

Here, the customized service information may include at least one or more corporate customized menu information starting at a date and time (or condition) corresponding to the date and time information (or condition information), or at least one or more items in the corporate customized menu. When the parameter is further included, the customized service information may further include the corporate customized menu information and at least one parameter information corresponding thereto.

For example, when at least one or more of the enterprise customization services started at a date and time (or condition) corresponding to the date and time information (or condition information) is CEO instruction confirmation, the enterprise customization menu information may be CEO indication corresponding to the wireless banking program. It is preferable to include a matter confirmation menu, or when at least one or more enterprise-customized services to be started on a date (or condition) corresponding to the date and time information (or condition information), the company's personalized menu information Preferably, the pay statement confirmation service menu corresponding to the wireless banking program is included. When payday information is used as a parameter for checking the pay statement, the customized menu information corresponds to the wireless banking program. Salary Statement Confirmation Service Menu and Current Month It is preferable to further include parameter information including information.

The server information may also include network address information of at least one server to which the enterprise dedicated wireless banking program needs to connect to provide at least one or more wireless banking services, and / or to provide at least one or more enterprise customized services. It is preferable to make it.

According to an embodiment of the present invention, when at least one or more wireless banking services and at least one enterprise customized service are provided in a predetermined wireless banking server, the server information may include network address information of the wireless banking server. desirable.

According to another embodiment of the present invention, at least one wireless banking service is provided by a predetermined wireless banking server, and in a server other than the wireless banking server (for example, a separate corporate custom server, or a corporate intranet server, etc.). In the case where at least one or more enterprise customized services are all provided, the server information may include network address information of the wireless banking server and network address information of the other server.

According to another exemplary embodiment of the present invention, the memory unit 755 may simplify the information input procedure of the employee in the process of providing the at least one wireless banking service for the corporate employee by the dedicated wireless banking program. And / or store at least one or more wireless banking information for performing a non-face-to-face authentication procedure corresponding to the wireless banking service.

For example, the wireless banking information for simplifying the information input procedure of the employee is preferably made to include the account information of the company employee, whereby the company through the wireless banking program provided in the wireless terminal 700 In the process of providing at least one or more wireless banking services to the employee, the process of inputting the account information of the company employee may be omitted and the automatic input process may be performed.

Alternatively, when the employee periodically transfers a predetermined amount to a specific account through the wireless banking program exclusively for the company, the wireless banking information may be used to transfer the information to the bank account to simplify the procedure for entering the information about the transfer. And a transfer amount information, and thus, the corporate employee periodically transfers a predetermined amount to a specific account through the wireless banking program provided in the wireless terminal 700. Part (or all) of the process of inputting the financial account information and the transfer amount information may be omitted, and the automatic input processing may be performed.

Alternatively, when the employee pays bills periodically through the company-only wireless banking program, the billing institution billing the customer a predetermined bill for the wireless banking information in order to simplify the information input procedure for paying the bills. Information, and bill payment processing information for requesting and receiving bill payment information to be paid by the employee from a server provided in the billing institution, and the like, and thus, the wireless terminal 700 is provided. Through the wireless banking program, a part (or all) of the information input process may be omitted and automatic input processing may be performed in the process of periodically paying utility bills by the corporate employee.

Those skilled in the art to which the present invention pertains will be able to infer various types of wireless banking information in addition to the wireless banking information for simplifying the information input procedure of the employee as described above, and the present invention is inferred It is characterized by including all of the implementation methods.

The wireless banking information may include at least one non-face-to-face authentication information (eg, at least one encryption key / decryption key, security code information, or OTP generator) for performing a face-to-face authentication procedure corresponding to the wireless banking service. And the like).

According to another exemplary embodiment of the present invention, the memory unit 755 simplifies the information input procedure of the employee in the process of providing the at least one corporate personalized service for the corporate employee by the corporate dedicated wireless banking program. It is preferable to store at least one or more parameter information.

Here, the parameter information is the corporate employee through the company's dedicated wireless banking program, corporate bulletin board service menu, salary statement confirmation service menu, CEO instructions confirmation menu, work instruction and confirmation menu, and work according to the business characteristics of each company Various parameters that need to be provided to the server side in order to use the reporting menu (for example, a service connection address, and the service may be optimally provided through the wireless terminal 700 equipped with the enterprise-only wireless banking program 700). ) System information (for example, screen resolution, number of colors, etc.), whereby the corporate employee provides at least one customized service through the wireless banking program included in the wireless terminal 700. Part (or all) of inputting various parameters in the process of using ) May be omitted, and automatic input processing may be performed.

The camera unit 745 reads raster based CCD image information from a camera including a predetermined optical unit and a charge coupled device (CCD) device in a bitmap manner, and inputs the image information to the controller 705. Characterized in that.

According to the present invention, the wireless terminal 700 comprises at least one function component corresponding to the enterprise-only wireless banking program function mounted through the program providing system shown in FIGS. 3 and / or 5. It is done.

Referring to FIG. 7, at least one function component corresponding to an enterprise-specific wireless banking program function mounted in the wireless terminal 700 outputs at least one wireless banking service screen in association with the screen output unit 710. Or / or at least one key data for providing the wireless banking service and / or the corporate personalized service in connection with the information output unit 760 for outputting at least one corporate personalized service screen and the key input unit 720. The information input system 765 which receives an input, connects a communication channel with a predetermined wireless banking server through the wireless communication network in connection with the wireless processing unit 730, and the information registration system shown in FIG. A wireless banking unit 775 for performing at least one or more wireless banking procedures corresponding to the registered banking function information through Connect a communication channel with at least one server (eg, a wireless banking server, an enterprise customized server, or an enterprise intranet server, etc.) that provides the enterprise customized service through the wireless communication network in connection with the processor 730, and the communication. And a personalization 780 for performing at least one corporate personalized service procedure corresponding to the corporate personalized menu information registered through the information registration system shown in FIG. 1 through a channel.

According to the present invention, at least one function component corresponding to the enterprise-only wireless banking program function mounted in the wireless terminal 700 refers to the wireless banking unit 775 by referring to the schedule information stored in the memory unit 755. Perform a scheduling procedure to provide at least one or more wireless banking services periodically and / or at a particular date and / or with reference to the schedule information, at least one of the customizations 780 periodically and / or at a particular date and time. Characterized in that it further comprises a schedule for performing a scheduling procedure for providing a customized service.

The information output unit 760 outputs at least one wireless banking screen generated by the wireless banking unit 775 (or received from a predetermined wireless banking server) in association with the screen output unit 710. It is done.

The wireless banking screen output by the information output unit 760 may include at least one wireless banking related information output screen generated by the wireless banking unit 775 (or received from a predetermined wireless banking server), and the wireless banking screen. Preferably, the banking unit 775 includes at least one user interface for inputting (or selecting) at least one wireless banking information to a predetermined wireless banking server.

When at least one wireless banking information is stored in the memory unit 755 according to an embodiment of the present invention, the user interface includes a predetermined corresponding to the user interface among at least one or more wireless banking information stored in the memory unit 755. Wireless banking information of is preferably extracted and automatically entered.

In addition, the information output unit 760 is associated with the screen output unit 710 at least one or more companies that are generated by (or received from a predetermined wireless banking server and / or corporate custom server, etc.) It is characterized by outputting a customized service screen.

Here, the corporate personalized service screen output by the information output unit 760 may include at least one or more information providing screens generated by personalized 780 (or received from a predetermined wireless banking server and / or corporate personalized server, etc.). The personalization 780 may input (or select) and transmit (or select) at least one or more personalized service request information to a predetermined wireless banking server and / or an enterprise personalized server, or at least to the wireless banking server and / or an enterprise personalized server. A user for inputting (or selecting) one or more personalized service registration information (for example, various types of information transmitted from the wireless terminal 700 to the wireless banking server and / or an enterprise personalized server for registration for corporate personalized service) and transmitted. It is preferable to include at least one interface.

When at least one parameter information is stored in the memory unit 755 according to an embodiment of the present invention, the user interface includes predetermined parameters corresponding to the user interface among at least one parameter information stored in the memory unit 755. Preferably, the information is extracted and automatically entered.

The information output unit 760 outputs a user interface for the wireless banking unit 775 to input (or select) and transmit at least one or more wireless banking information to a predetermined wireless banking server, and / or the information. By the output unit 760, the personalization 780 inputs (or selects) and transmits at least one or more personalized service request information to a predetermined wireless banking server and / or an enterprise personalized server, or the wireless banking server and / or When a user interface for inputting (or selecting) one or more personalized service registration information is output to an enterprise personalized server, the information input unit 765 may be connected to the key input unit 720 to provide the wireless banking service and / or Or receiving (or outputting) at least one key data for providing a personalized service to the user interface. It is characterized by.

At least one key data input (or provided (or output) to the user interface) through the information input unit 765 may include at least one or more wireless banking information corresponding to each user interface, and / or customized service request information and / or Or it is preferable to correspond to the customized service registration information.

At least one or more wireless banking services that can be provided by the information output unit 760 through the wireless banking unit 775 (eg, at least corresponding to banking function information registered through the information registration system shown in FIG. 1). At least one wireless banking function) outputs a predetermined user interface corresponding to a predetermined wireless banking service provided through the wireless banking unit 775 and is stored in the memory unit 755 in the user interface. When at least one wireless banking information is extracted and automatically input, and / or when at least one wireless banking information is input to the user interface by the information input unit 765, the wireless banking unit 775 is connected to the user interface. At least one wireless banking information inputted according to the wireless banking-based non-face-to-face financial transaction process By transmitting to a wireless banking server, characterized in that for processing at least one financial transaction corresponding to the wireless banking information through the wireless banking server.

According to an exemplary embodiment of the present invention, when at least one wireless banking information is input to the user interface and the communication channel is not connected to the wireless banking server, the wireless banking unit 775 is the wireless processor 730. It is preferable to connect a communication channel with a predetermined wireless banking server through the wireless communication network in conjunction with

According to another exemplary embodiment of the present invention, when at least one wireless banking information is input to the user interface, when the wireless banking server and the communication channel are previously connected, the wireless banking unit 775 is the wireless processor. In connection with 730, a process of connecting a predetermined wireless banking server and a communication channel through the wireless communication network may be omitted, and the present invention is not limited thereto.

Thereafter, the wireless banking unit 775 transmits the input wireless banking information to a predetermined wireless banking server according to a wireless banking-based non-face-to-face financial transaction procedure through the communication channel, thereby transmitting the wireless banking information through the wireless banking server. Characterize at least one financial transaction corresponding to the information.

According to an embodiment of the present invention, the wireless banking unit 775 may encrypt the wireless banking information with at least one encryption (eg, secret key (or symmetric key) encryption, and / or public key encryption, and / or electronic envelope encryption). And / or key exchange encryption, etc.) to encrypt the data and transmit it to the wireless banking server, and then the wireless banking server decrypts the received wireless banking information corresponding to the encryption method. For example, it is preferable to decrypt according to a secret key (or symmetric key) decryption, and / or public key decryption, and / or electronic envelope decryption, and / or key exchange decryption.

In addition, the wireless banking unit 775 preferably attaches the electronic signature of the customer to the wireless banking information according to a predetermined electronic signature procedure, and then the wireless banking server is attached to the received wireless banking information. It is desirable to verify the customer's digital signature.

In addition, the wireless banking unit 775 generates a predetermined OTP code, and attaches the generated OTP code to the wireless banking information, after which the wireless banking server is a predetermined OTP matching the OTP code It is preferable to generate an authentication code and compare and authenticate with the received OTP code.

At least one or more enterprise customization services that may be provided through the wireless banking unit 775 by the information output unit 760 (eg, at least corresponding to an enterprise customization menu registered through the information registration system shown in FIG. 1). At least one user interface corresponding to a predetermined corporate personalization service provided through the personalization 780 among one or more corporate personalization services, and stored in the memory unit 755 in the user interface. When the parameter information is extracted and automatically input, and / or when at least one parameter information and / or custom service request information and / or custom service registration information are input to the user interface by the information input unit 765, the custom 780 is at least one parameter information input to the user interface And / or transmit the customized service request information and / or the customized service registration information to a predetermined wireless banking server and / or an enterprise customized server, so that the parameter information and / or the customized service request through the wireless banking server and / or the enterprise customized server. Process at least one financial transaction corresponding to the information and / or the customized service registration information.

According to an exemplary embodiment of the present invention, a communication channel with the wireless banking server and / or an enterprise personalized server in a state in which at least one parameter information and / or personalized service request information and / or personalized service registration information are input to the user interface. If the connection is not established, the alignment 780 is preferably connected to a wireless banking server and / or a corporate customization server through a wireless communication network in connection with the wireless processing unit 730.

According to another exemplary embodiment of the present invention, communication with the wireless banking server and / or an enterprise-customized server is performed with at least one parameter information and / or personalized service request information and / or personalized service registration information input to the user interface. If the channel is already connected, the alignment 780 may omit a process of connecting a communication channel with a predetermined wireless banking server and / or an enterprise customization server through the wireless communication network in connection with the wireless processing unit 730. The present invention is not limited thereto.

Thereafter, the personalization 780 transmits the input parameter information and / or personalized service request information and / or personalized service registration information to the wireless banking server and / or the corporate personalized server through the communication channel, thereby providing the wireless banking. And providing at least one corporate customized service corresponding to the parameter information and / or the customized service request information and / or the customized service registration information through the server and / or the corporate customized server.

The schedule unit periodically and / or a specific date and time through predetermined schedule information stored in the memory unit 755 in association with the wireless banking unit 775, server information corresponding to the schedule, and wireless banking information corresponding to the schedule. A schedule procedure for providing at least one or more wireless banking services is performed.

According to an exemplary embodiment of the present invention, the schedule unit corresponds to the wireless banking information through a wireless banking server corresponding to the server information at a payout date and time corresponding to the schedule information in association with the wireless banking unit 775. By querying the employee's financial account (or salary account), the employee periodically checks whether a predetermined salary is paid to the employee's financial account (or salary account), and if the employee's financial account (or salary account) When the salary is paid, it is preferable to output the salary payment information through the information output unit 760.

Alternatively, the schedule unit may be linked with the wireless banking unit 775 to perform a billing payment server (or an EBPP server, etc.) corresponding to the server information at the billing date and time corresponding to the schedule information, and the wireless banking server through the wireless banking server. It is preferable to perform a financial transaction procedure for paying the utility bill corresponding to the utility bill payment information in the financial account (or payroll account) of the employee through the billing agency information and the bill payment information corresponding to the information.

Alternatively, the schedule unit is a parent / child corresponding to the wireless banking information through the wireless banking server corresponding to the server information at a parent / child allowance allowance corresponding to the schedule information in association with the wireless banking unit 775. It is advisable to carry out a financial transaction procedure for the transfer of certain allowances to a financial account.

Those skilled in the art will be able to infer various types of schedule-based wireless banking functions in addition to the illustrated schedule-based wireless banking function, and the present invention provides all the inferred schedule-based wireless banking functions. It is characterized by comprising a function.

In addition, the schedule unit periodically and / or at a specific date and time through predetermined schedule information stored in the memory unit 755, server information corresponding to the schedule, and parameter information corresponding to the schedule in association with the custom 780. Characterized in that the scheduling process for providing at least one or more enterprise-specific services.

According to an exemplary embodiment of the present invention, the schedule unit is connected to the personalization 780 to the corporate customization server corresponding to the server information (or an intranet server of the corresponding company) at the payout date and time corresponding to the schedule information. By providing employee information corresponding to the information, it is desirable to periodically check the pay statement for the employee, and if the pay statement is confirmed, output the pay statement through the information output unit 760.

Alternatively, the schedule unit may be configured to correspond to the schedule information every morning at work time corresponding to the schedule information in response to the server information (or an intranet server of the corresponding company) to the customized server (or corporate intranet server) of the employee information corresponding to the schedule information By providing a, periodically check the CEO instructions and / or business instructions for the employee, and if the instructions are confirmed, it is preferable to output the instructions through the information output unit 760.

Those skilled in the art to which the present invention pertains will be able to infer various types of schedule-based enterprise customization services in addition to the above-described schedule-based enterprise customization services, and the present invention provides all the inferred schedule-based enterprise customization. Characterized by including a service.

FIG. 8 is a diagram illustrating a configuration of an enterprise customized wireless banking system for providing an enterprise employee wireless banking service and an enterprise customized service according to an embodiment of the present invention.

In more detail, FIG. 8 illustrates a wireless banking service and an enterprise-customized service for corporate employees to the employee wireless terminal 700 illustrated in FIG. 7 through the program providing system illustrated in FIGS. 3 and / or 5. When a banking program is provided, the wireless banking system provides a wireless banking service and a personalized service for the corporate employee through the wireless banking program, and specifically, a wireless banking server for providing a wireless banking service for the corporate employee. It shows an implementation method provided with a functional configuration for providing the enterprise customized service.

Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 8 to implement various wireless banking system configurations for providing a corporate banking service and a company-specific wireless banking service. The method may be inferred, but the present invention includes all the inferred implementation methods, and is not limited to the implementation method shown in FIG.

Referring to FIG. 8 according to an embodiment of the present invention, the corporate customized wireless banking system for providing a wireless banking service for a corporate employee and a corporate customized service may include a wireless banking service and a corporate personalized service for a corporate employee through a predetermined wireless communication network. At least one wireless terminal 700 provided with a wireless banking program providing a service, and a wireless banking service for a corporate employee in connection with a wireless banking program provided in the wireless terminal 700 through a predetermined wireless communication network A wireless banking server that provides a service, and the wireless banking server and the wireless banking server through a predetermined interface means to provide a wireless banking service for corporate employees in connection with a wireless banking program provided in the wireless terminal 700 The financial system and the wireless banking server connected to the wireless end In conjunction with the wireless banking program provided in 700 it is characterized in that comprises a storage medium 845 to store at least one personalized service company information for providing a personal service company.

The wireless terminal 700 is a mobile communication terminal operating based on a Code Division Multiple Access (CDMA) stack, and / or a portable Internet terminal operating based on an IEEE 802.16x standard, and / or based on an IEEE 802.11x standard. Characterized in that it comprises at least one or more of the wireless LAN terminal in operation, the wireless terminal 700 is characterized in that the wireless banking program for providing a wireless banking service and a personalized service for the corporate staff is provided. It is done.

According to an embodiment of the present invention, when the wireless terminal 700 is a CDMA stack-based mobile communication terminal, the wireless communication network to which the wireless terminal 700 is connected may include the CDMA stack-based mobile communication network. According to the intention of the person skilled in the art, the mobile communication network may further include a HSDPA (High Speed Downlink Packet Access) communication standard, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the wireless terminal 700 is an IEEE 802.16x based portable Internet terminal, the wireless communication network to which the wireless terminal 700 is connected includes the IEEE 802.16x based portable Internet. It is preferable.

According to another exemplary embodiment of the present invention, when the wireless terminal 700 is an IEEE 802.11x based wireless LAN terminal, the wireless communication network to which the wireless terminal 700 is connected comprises the IEEE 802.11x based wireless LAN. It is preferable.

According to the present invention, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined wireless banking server. It is characterized by connecting a communication channel for providing a corporate banking service and wireless banking services for corporate employees.

According to the present invention, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined wireless banking server. In order to access and provide a wireless banking service for corporate employees, the wireless banking server transmits predetermined wireless banking request information to the wireless banking server through the communication channel. The electronic device may perform a ledger-based financial transaction procedure corresponding to the wireless banking request information in connection with a predetermined financial system with reference to at least one or more wireless banking information included in the wireless banking request information.

The wireless banking request information includes employee financial account information established on the financial system in the name of the corporate employee and at least one financial transaction information for processing a predetermined financial transaction using the employee financial account. desirable.

In addition, the wireless banking request information preferably comprises a financial transaction amount information input through a predetermined key input means provided in the wireless terminal 700, wherein the financial transaction amount information is from the employee financial account It is preferable to include at least one or more of the amount of money withdrawn, and / or the amount of money deposited into the employee's financial account, and may be omitted (eg, an account inquiry transaction) according to the type of the financial transaction. This is not limited.

The wireless banking request information may include predetermined wireless banking authentication information input through a predetermined key input unit provided in the wireless terminal 700. The wireless banking authentication information may include the employee finance. Account password corresponding to the account, and / or financial transaction password (e.g., account transfer password, etc.) corresponding to the financial transaction requested through the wireless banking request information, and / or security code (e.g., security card issued to the customer) At least one or more security codes, and / or at least two or more security codes printed thereon).

The wireless banking request information may further include financial transaction code information for identifying (or identifying) a financial transaction type requested from the wireless terminal 700 to the wireless banking server.

In addition, the wireless banking request information includes at least one or more deposit account information (for example, when the financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction, the deposit account number, etc. to which the transfer amount is transferred) and / Or virtual account information (for example, when a financial transaction type corresponding to the financial transaction code information corresponds to a transaction for transferring a predetermined amount of money to a virtual account, etc.). It is preferable.

According to the present invention, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined wireless banking server. In order to access and provide a personalized service, the predetermined personalized service request information is transmitted to the wireless banking server through the communication channel.

According to an exemplary embodiment of the present invention, when the enterprise personalized service corresponding to the enterprise personalized service request information is an information verification service such as a predetermined salary statement confirmation service, a CEO instruction confirmation service, a business instruction and confirmation service, and the like, the wireless banking The server extracts predetermined corporate personalized service information to be transmitted to the wireless terminal 700 in association with a storage medium 845 storing at least one corporate personalized service information, and transmits the extracted corporate personalized service information to the communication channel. It is preferable to provide to the wireless terminal 700 through.

According to another exemplary embodiment of the present invention, when the enterprise customized service corresponding to the enterprise personalized service request information is an information registration service such as a predetermined corporate bulletin board service and a business characteristic of each company, the wireless banking server It is preferable to generate (or extract) predetermined air interface information for registering the information and provide the same to the wireless terminal 700. In response thereto, the wireless banking program provided in the wireless terminal 700 corresponds to the wireless interface. It is preferable to input (or select) predetermined parameter information and / or personalized service registration information through a predetermined wireless interface corresponding to the information and transmit the predetermined parameter information to the wireless banking server, and then the wireless banking server transmits the received parameter. To a predetermined storage medium 845 based on the personalized service registration information. It is desirable to store.

According to another exemplary embodiment of the present invention, the enterprise customized service corresponding to the enterprise customized service request information is an information providing service such as a business reporting service according to the business characteristics of each company, and is predetermined in the received corporate customized service request information. When the parameter information and / or the customized service registration information is included, the wireless banking server preferably stores the customized service registration information in a predetermined storage medium 845 based on the received parameter information.

According to the present invention, the wireless banking server connects and manages a wireless banking program provided in the wireless terminal 700 and a communication channel for providing a corporate banking service and a wireless banking service for the corporate employee through the wireless communication network. It is characterized by comprising a wireless banking interface unit 805.

According to an embodiment of the present invention, a communication channel connected between the wireless banking program provided in the wireless terminal 700 and the wireless banking server by the wireless banking interface unit 805 may include the wireless banking program and the wireless banking. It is preferable to include a data communication channel for transmitting and receiving at least one or more financial transaction data (eg, wireless banking request information, or wireless banking result information, etc.) through a financial transaction communication protocol defined between the servers.

According to an embodiment of the present invention, at least one or more financial transaction data transmitted and received through the communication channel is preferably encrypted and transmitted through at least one or more encryption methods, and for this purpose, wireless banking provided in the wireless terminal 700. The program and / or the wireless banking server is preferably provided with an encryption / decryption function for the financial transaction data.

In addition, the financial transaction data transmitted from the wireless banking program provided to the wireless terminal 700 through the communication channel to the wireless banking server is preferably attached to the electronic signature of the customer of the wireless terminal 700. The wireless banking program provided in the wireless terminal 700 may be provided with an electronic signature attachment function for the financial transaction data, and the wireless banking server may be provided with an electronic signature confirmation function for the financial transaction data.

Referring to FIG. 8, the wireless banking server receives an information receiver 810 for receiving at least one or more wireless banking request information and / or an enterprise customized service request information from the wireless terminal 700 through the wireless banking interface 805. ), An information checking unit 815 for confirming whether the wireless banking request information has been received through the information receiving unit 810, or a corporate service request information is received, and the wireless banking through the information checking unit 815. When it is confirmed that the request information has been received, the wireless banking request information is read to extract at least one financial transaction-related information, and based on the financial transaction-related information, in connection with a predetermined financial system through a predetermined interface means. And a banking processor 820 for performing a financial transaction procedure corresponding to the financial transaction request information. The wireless banking interface unit 805 may further include an information transmitter 825 for generating wireless banking result information processed by the banking processor 820 and providing the wireless banking result information to the wireless terminal 700. Characterized in that made.

In addition, the wireless banking server, in response to confirming that the customized service request information is received through the information checking unit 815, in response to the customized service request information in association with the wireless banking interface unit 805 The air interface providing unit 830 for providing a wireless interface to the wireless terminal 700 and the customized service request information through the wireless interface provided by the wireless interface providing unit 830 to the wireless terminal 700. It is characterized in that it comprises a custom service processing unit 835 for providing at least one corresponding corporate custom service.

In addition, the wireless banking server authenticates the validity of the corporate employee in connection with a predetermined employee information D / B (850) to provide a wireless banking service and a personalized service for the corporate employee through the wireless banking program. And an employee certification unit 840, wherein the position of the employee information D / B 850 is at least provided to the corporate employee through the wireless banking program provided in the corporate employee wireless terminal 700. It is preferably provided in a wireless banking server that provides one or more wireless banking services, or in an intranet server side provided in the enterprise.

According to an embodiment of the present invention, when the employee information D / B 850 is provided in the wireless banking server, a predetermined employee authentication is performed by the wireless banking server in the wireless banking program provided in the wireless terminal 700. Providing the information, the employee certification unit 840 preferably authenticates the validity of the employee through the received employee authentication information in connection with the employee information D / B 850.

According to another exemplary embodiment of the present invention, when the employee information D / B 850 is provided in a separate server (for example, an intranet server or a DB server of the company) in addition to the wireless banking server, the wireless terminal ( When providing the predetermined employee authentication information to the wireless banking server in the wireless banking program provided in 700, the employee authentication unit 840 is a separate server provided with the employee information D / B (850) It is preferable to include a procedure for relaying the authentication information, and receives the employee authentication results corresponding to the phase employee authentication information from the separate server.

The information receiving unit 810 is the wireless banking program is driven in the wireless terminal 700, at least one or more wireless banking request information for providing a wireless banking service for the corporate staff through the wireless banking program input (or generated) When the data is transmitted through the wireless communication network, the wireless banking request information transmitted from the wireless terminal 700 is received through the wireless banking interface unit 805.

According to an embodiment of the present invention, the wireless banking request information may include at least one encryption scheme (eg, a secret key (or symmetric key) encryption scheme, a public key encryption scheme, and / or an electronic envelope encryption scheme) in the wireless banking program. And / or a key exchange encryption scheme, etc.), the information receiver 810 further includes a function of decrypting the encrypted wireless banking request information by a predetermined decryption scheme corresponding to the encryption scheme. It is preferable to make it.

In addition, the information receiving unit 810 is the wireless banking program is driven in the wireless terminal 700, at least one or more corporate tailored service request information for providing a corporate tailored service to the corporate staff through the wireless banking program Is inputted (or generated) and transmitted through the wireless communication network, the enterprise customized service request information transmitted from the wireless terminal 700 is received through the wireless banking interface unit 805.

The information checking unit 815 checks whether the wireless banking request information is received through the information receiving unit 810, or whether the service information for the enterprise tailored service is received, and wireless banking through the information receiving unit 810. When the request information is received, the wireless banking request information is provided to the banking processor 820.

When it is confirmed through the information receiving unit 810 that at least one or more wireless banking request information for providing a wireless banking service for the corporate employee has been received (or received and decrypted), the banking processor 820 may request the wireless banking request information. And extracting at least one financial transaction related information for providing a wireless banking service to the corporate employee.

According to the exemplary embodiment of the present invention, the financial transaction related information extracted from the wireless banking request information basically includes financial transaction code information, employee financial account information, and wireless banking authentication information. When the financial transaction type corresponding to the information is a financial transaction including at least one cash movement, the financial transaction related information extracted from the wireless banking request information may further include financial transaction amount information.

In addition, when the financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction, the financial transaction related information extracted from the wireless banking request information may include at least one deposit account information (for example, a transfer amount of the bank transfer). It is preferable to further comprise a deposit account number).

When at least one financial transaction related information is extracted from the wireless banking request information, the banking processing unit 820 may designate a predetermined financial system (eg, an interface connecting a wireless banking server and a financial system) through a predetermined interface means. And a predetermined financial transaction procedure for providing a wireless banking service to employees of the company based on the extracted financial transaction-related information in connection with the financial system in which the employee financial account corresponding to the employee financial account information is opened. It is characterized by.

The financial system is a general term for a financial computer system in which employee financial accounts corresponding to the employee financial account information are opened. Referring to FIG. 8, at least one financial account is opened to at least one financial transaction customer. A computer system provided in a financial institution to provide at least one financial transaction service based on a bank account, comprising: an account system for processing a window service such as credit or receiving or trust or foreign exchange occurring at at least one branch (or window); To an information system that processes headquarters operations, branch office information support and customer information management, interconnection between the financial system and at least one other financial system (and / or payment system), and / or at least one external communication network. At least one non-face-to-face financial transaction instrument (e.g., Internet, banking, wireless banking, IC chip-based wireless banking, telebanking, TV banking, etc.) access to the financial system, and / or various ones through at least one common network (eg, CD common network, financial common network). And an external system that provides a financial transaction interface, and the financial system includes an interface module corresponding to a middleware platform that provides interfacing between components in the financial system, and an internal component of the financial system. DBMS (DataBase Management System) comprising at least one database that stores and manages predetermined information (eg, ledger information, and / or customer information, and / or management information, etc.) required for each function in an element. It is characterized by comprising a).

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to an embodiment of the present invention, the DBMS provided in the financial system may be configured by the financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. And at least one ledger D / B for storing at least one ledger for providing, wherein the ledger D / B is at least one for processing at least one financial transaction to be provided to the financial transaction customer by the financial institution. The above ledger information (e.g., customer ledger, reception ledger, collateral ledger, etc.) and at least one ledger additional information corresponding to each ledger information (e.g., more specifically and / or supplementing the attributes / functions of each ledger) are relational It is characterized in that it is stored in association with (Relationship).

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational form, and / or predetermined ledger information and at least one ledger additional information are stored in a relational form. Since it will be understood that the detailed description thereof will be omitted for convenience.

In addition, if a person having ordinary knowledge in the technical field to which the present invention belongs, the financial system to provide a wireless banking service to the corporate staff based on at least one or more financial transaction-related information for providing a wireless banking service for the corporate staff. Since you will be familiar with an embodiment of performing a financial transaction procedure for, the detailed description thereof will be omitted for convenience.

When the banking processing unit 820 completes a financial transaction procedure for providing a wireless banking service for the corporate employee in connection with the financial system, the information transmission unit 825 provides a predetermined financial transaction history corresponding to the financial transaction procedure. Generating wireless banking result information including a, and in conjunction with the wireless banking interface unit 805 is characterized in that for transmitting the generated wireless banking result information to the wireless terminal 700 through the wireless communication network.

According to an embodiment of the present invention, the financial transaction details include a financial transaction approval history for a financial transaction procedure for providing a wireless banking service and a personalized service for the corporate employee, or at least one or more of the financial transaction procedures. It is desirable to include a financial transaction error history.

The wireless terminal 700 having received the wireless banking result information from the wireless banking server through the wireless communication network reads the financial transaction details included in the received wireless banking result information through the wireless banking program, and The read financial transaction history information (eg, financial transaction approval history information or financial transaction error history information) is output to the screen output means provided in the wireless terminal 700.

When it is confirmed through the information receiving unit 810 that at least one or more corporate personalized service request information for providing the corporate personalized service to the corporate employee is received, the information verification unit 815 corresponds to the corporate personalized service request information It is characterized by checking whether the type of enterprise customized service is an information verification service, an information registration service, or an information provision service.

According to an exemplary embodiment of the present invention, when the enterprise-customized service corresponding to the enterprise-customized service request information is an information verification service such as a predetermined salary statement confirmation service, a CEO instruction confirmation service, a work instruction and confirmation service, and the like, the information confirmation The unit 815 may provide the received corporate personalized service request information to the personalized service processor 835.

The personalized service processor 835 requests the personalized service request in association with a storage medium 845 that stores at least one personalized service information for providing an information confirmation service corresponding to the personalized service request information. And extracting predetermined corporate personalized service information corresponding to the information, and providing the extracted corporate personalized service information to the wireless terminal 700 through the communication channel.

According to the exemplary embodiment of the present invention, when the enterprise customized service information stored in the storage medium 845 does not include a data structure that can be output through a wireless banking program included in the wireless terminal 700, the personalized service information is provided. The service processor 835 may further include converting the data structure of the customized service information extracted from the storage medium 845 into a data structure that can be output through a wireless banking program included in the wireless terminal 700. desirable.

For example, when the encoding method of the character information stored in the storage medium 845 is not compatible with the wireless banking program provided in the wireless terminal, the personalized service processor 835 may convert the character information to the wireless bank. It is preferable to encode in an encoding method that can be output through a wireless banking program provided in the terminal.

Or, if the file format (or compression codec) of the image content and / or sound content and / or multimedia content stored in the storage medium 845 is not compatible with the wireless banking program provided in the wireless terminal, the custom The service processor 835 converts a file format (or compression codec) of the image content and / or sound content and / or multimedia content into a file format (or compression codec) that can be output through a wireless banking program included in the wireless terminal. It is desirable to.

According to another exemplary embodiment of the present invention, when the enterprise personalized service corresponding to the enterprise personalized service request information is an information registration service such as a predetermined corporate bulletin board service and a business characteristic of each company, the information checking unit 815 may provide the received corporate tailored service request information to the air interface provider 830.

The wireless interface providing unit 830 generates predetermined wireless interface information that matches the wireless interface for inputting (or selecting) predetermined information corresponding to the enterprise service request information in a wireless banking program included in the wireless terminal. (Or extract) and transmit the data to the wireless terminal 700 through the communication channel.

For example, when the information registration service is an enterprise bulletin board service, the air interface information transmitted by the air interface provider 830 to the radio terminal 700 preferably includes the enterprise bulletin board list information.

Alternatively, when the information registration service is a business report service according to the business characteristics of each company, the air interface information transmitted by the wireless interface provider 830 to the wireless terminal 700 is an update procedure of the business report (or It is preferable to include the storage location information according to the payment procedure).

Thereafter, the wireless banking program included in the wireless terminal 700 inputs predetermined parameter information and / or customized service registration information corresponding to the enterprise customized service request information through a predetermined wireless interface corresponding to the wireless interface information. It is preferable to transmit (or select) to the wireless banking server, and predetermined parameter information and / or customized service registration information corresponding to the enterprise customized service request information are received through the wireless banking interface unit 805 through the information receiver. The predetermined parameter information and / or the personalized service registration information received at 810 and corresponding to the enterprise personalized service request information are provided to the personalized service processor 835.

When predetermined parameter information and / or customized service registration information corresponding to the enterprise customized service request information is received from the wireless banking program included in the wireless terminal 700, the customized service processor 835 may receive the received parameter. The personalized service registration information may be stored in a predetermined storage medium 845 based on the information.

According to the method of the present invention, the personalized service registration information stored in the storage medium 845 corresponding to the information registration service is provided to the wireless terminal 700 of another employee through the information confirmation service, and confirmed, and And / or at least one or more enterprise terminals 880 provided in the enterprise.

According to another exemplary embodiment of the present invention, the enterprise customized service corresponding to the enterprise customized service request information is an information providing service such as a business reporting service according to the business characteristics of each company, and is predetermined in the received corporate customized service request information. When the parameter information and / or the customized service registration information is included, the information check unit 815 is characterized in that for providing the received corporate custom service request information to the custom service processing unit 835.

When the corporate personalized service request information including predetermined parameter information and / or personalized service registration information is received from the wireless banking program provided in the wireless terminal 700, the personalized service processing unit 835 receives the received parameter information. The personalized service registration information may be stored in a predetermined storage medium 845 based on the description.

According to the exemplary embodiment of the present invention, the personalized service registration information stored in the storage medium 845 corresponding to the information registration service is provided to the wireless terminal 700 of another employee through the information confirmation service, or And / or at least one or more enterprise terminals 880 provided in the enterprise.

According to the present invention, the wireless interface providing unit 830 and / or the customized service processor 835 included in the wireless banking server is used to provide at least one or more enterprise customized service corresponding to the enterprise customized service request information. The storage medium 845 stores at least one company customized service information registered through the company terminal 880 and / or at least one company customized service information registered through the employee's wireless terminal 700. The storage medium 845 may be provided in the wireless banking server or may be connected to the wireless banking server, and the present invention is not limited thereto.

According to the exemplary embodiment of the present invention, the enterprise customized service information stored in the storage medium 845 may include at least one or more instruction information (eg, CEO instruction confirmation service or business instruction) registered through the enterprise terminal 880. And confirmation service) and employee information (or employee group information) for confirming the above instructions, preferably, the company-specific service information including the instruction information and employee information (or employee group information). The customized service processor 835 is preferably used to provide a predetermined instruction information confirmation service to the at least one employee wireless terminal 700 corresponding to the employee information.

Alternatively, the personalized service information stored in the storage medium 845 may include at least one bulletin board registration information registered through the corporate terminal 880 and / or at least one of registered through the employee's wireless terminal 700. Preferably, one or more bulletin board registration information is included, and the customized service information including the bulletin board registration information includes a predetermined bulletin board information registration service by the personalized service processing unit 835 to at least one or more employee wireless terminals 700. It is preferred to be used to provide.

Alternatively, the personalized service information stored in the storage medium 845 may be formed by linking at least one salary statement information registered through the corporate terminal 880 and employee information for confirming the salary statement. The personalized service information including the salary statement information and employee information is provided by the personalized service processor 835 to a predetermined employee wireless terminal 700 corresponding to the employee information. It is preferred to be used to.

In the technical field to which the present invention pertains, a variety of information configurations for the customized service information stored in the storage medium 845, and in response to the customized service processing unit 835 is the employee wireless terminal It will be possible to infer various implementation methods for providing at least one or more information confirmation services, and / or information registration services, and / or information provision services to 700, but the present invention includes all implementation methods inferred. It is characterized by.

According to the present invention, the corporate personalized wireless banking system for providing a corporate banking service and the corporate personalized service for employees, receiving at least one corporate personalized service information from the corporate terminal 880 to the storage medium 845 It is preferable to include an information registration server for storing.

The enterprise terminal 880 is a wired communication network based on Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or cable communication network). At least one wired terminal including a desktop computer and / or a laptop connected to the information registration server through a communication is preferably made.

According to another exemplary embodiment of the present invention, the enterprise terminal 880 is a mobile communication terminal connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network), and / Or at least one wireless terminal including at least one portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to IEEE 802.11x based wireless LAN communication network. The present invention is not limited thereto.

According to an embodiment of the present invention, the corporate terminal 880 preferably comprises at least one employee terminal or CEO terminal provided in the company providing the customized service.

The enterprise terminal 880 outputs at least one or more interface screens provided by the information registration server, and inputs and / or selects at least one or more information through the interface screen to transmit the information to the information registration server. For example, a browser program and a communication function) are preferably provided.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the enterprise terminal 880 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

According to an embodiment of the present invention, when the enterprise terminal 880 is a wired terminal, the network means includes the TCP / IP based wired communication network, and when the enterprise terminal 880 is a wireless terminal, The network means preferably comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network.

According to an embodiment of the present invention, the information registration server connects the enterprise terminal 880 with a predetermined communication channel through the network means in order to provide a web interface corresponding to the enterprise terminal 880 and the network means. And an interface unit 860 for managing, whereby the information registration server has a function of a web server connected to the enterprise terminal 880 through a wired communication network and / or a wireless communication network. .

According to an embodiment of the present invention, when the enterprise terminal 880 is a wired terminal to which a communication channel is connected through a TCP / IP based wired communication network, the interface unit 860 may connect the enterprise terminal 880 and HTTP ( An interface screen and / or information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document is connected to the enterprise terminal 880 through the communication channel based on a Hyper-Text Transfer Protocol protocol. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined corporate personalized service information input (or selected) through the interface screen from the enterprise terminal 880.

According to another exemplary embodiment of the present invention, when the enterprise terminal 880 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 860 is connected to the enterprise terminal 880 and a WAP (Wireless). Connect a predetermined communication channel based on the Application Protocol and / or Mobile Explorer (ME) protocol, and the interface in the form of WML (Wireless Markup Language) and / or HTML compatible document to the enterprise terminal 880 through the communication channel. It is preferable to perform a function of transmitting and outputting a screen and / or an information providing screen, and receiving and processing predetermined corporate customized service information corresponding to the interface screen from the corporate terminal 880.

According to another exemplary embodiment of the present invention, when the enterprise terminal 880 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 860 may be connected to the enterprise terminal 880. Connect a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, and transmit and output a predetermined interface screen and / or information providing screen to the enterprise terminal 880 through the communication channel, It is preferable to perform a function of receiving and processing predetermined enterprise customized service information corresponding to the interface screen from the enterprise terminal 880, and / or the enterprise terminal 880 communicates via a wireless communication network based on IEEE 802.11x. If the channel is a wireless terminal connected, the interface unit 860 is predetermined based on the wireless protocol corresponding to the enterprise terminal 880 and the IEEE 802.11x standard. Connect a communication channel, transmit and output a predetermined interface screen and / or information providing screen to the enterprise terminal 880 through the communication channel, and the predetermined enterprise corresponding to the interface screen from the enterprise terminal 880 It is desirable to perform a function of receiving and processing personalized service information.

Referring to FIG. 8, in the information registration server, when a predetermined enterprise terminal 880 is connected to the information registration server through the interface unit 860, the enterprise terminal 880 is interworked with the interface unit 860. An interface providing unit 865 for generating (or extracting) a predetermined interface screen for inputting (or selecting) and transmitting predetermined corporate customized service information to the enterprise terminal in conjunction with the interface unit 860. An information receiving unit 870 for receiving (or selecting) and transmitting the enterprise customized service information transmitted through the interface screen at 880, and storing the information storing the received enterprise customized service information in the storage medium 845. It is characterized by comprising a portion 875.

The interface providing unit 865 has a functional configuration (eg, corporate terminal 880) provided in the corporate terminal 880 when a predetermined corporate terminal 880 is connected to the information registration server through the interface unit 860. A predetermined interface screen for inputting (or selecting) predetermined company-specific service information corresponding to a browser program) and transmitting to the information registration server through the network means, and / or a predetermined database. Extracting from (not shown) and providing the interface screen generated (or extracted) to the enterprise terminal 880 via the network means in association with the interface unit 860.

Thereafter, the corporate terminal 880 inputs (or selects) predetermined corporate personalized service information based on the interface screen, and when it is confirmed that the corporate personalized service information is inputted (or selected), the corporate terminal 880 ) Transmits the input (or selection) of the enterprise personalized service information to the information registration server through the network means.

Those skilled in the art to which the present invention pertains, inputting (or selecting) the enterprise customized service information through at least one form (Form) included in the interface screen in the enterprise terminal 880 It will be familiar with the technical features and the technical features for transmitting the input (or selection) of the customized service information to the information registration server through the communication protocol provided by the network means, a detailed description thereof will be omitted for convenience. .

The information receiving unit 870 inputs (or selects) predetermined company-specific service information through the interface screen in the enterprise terminal 880 and transmits the data through the network means. Characterized by receiving the tailored service information, and provides the received corporate tailored service information to the information storage unit 875.

The information storage unit 875 may store the enterprise customized service information received through the information receiving unit 870 in the storage medium 845.

According to the exemplary embodiment of the present invention, the enterprise customized service information stored in the storage medium 845 may include at least one or more instruction information (eg, CEO instruction confirmation service or business instruction) registered through the enterprise terminal 880. And confirmation service) and employee information (or employee group information) for confirming the above instructions, preferably, the company-specific service information including the instruction information and employee information (or employee group information). The personalized service processor 835 is preferably used to provide a predetermined instruction information confirmation service to the at least one employee wireless terminal 700 corresponding to the employee information.

Alternatively, the personalized service information stored in the storage medium 845 may include at least one bulletin board registration information registered through the corporate terminal 880 and / or at least one of registered through the employee's wireless terminal 700. Preferably, one or more bulletin board registration information is included, and the customized service information including the bulletin board registration information includes a predetermined bulletin board information registration service by the personalized service processing unit 835 to at least one or more employee wireless terminals 700. It is preferred to be used to provide.

Alternatively, the personalized service information stored in the storage medium 845 may be formed by linking at least one salary statement information registered through the corporate terminal 880 and employee information for confirming the salary statement. The personalized service information including the salary statement information and employee information is provided by the personalized service processor 835 to a predetermined employee wireless terminal 700 corresponding to the employee information. It is preferred to be used to.

In the technical field to which the present invention pertains, a variety of information configurations for the customized service information stored in the storage medium 845, and correspondingly, the customized service processing unit 835 is the employee wireless terminal ( 700 may infer various implementation methods for providing at least one or more information confirmation services, and / or information registration services, and / or information provision services, but the present invention includes all the implementation methods inferred It features.

9 is a diagram illustrating an employee certification process for providing a wireless banking service and a customized service for an enterprise employee according to an exemplary embodiment of the present invention.

In more detail, FIG. 9 illustrates that when a predetermined wireless banking program mounted in the corporate employee wireless terminal 700 illustrated in FIG. 7 is run through the program providing system illustrated in FIGS. 3 and / or 5, the wireless The banking program provides predetermined employee authentication information for the corporate employee to the wireless banking server, and in response, wireless banking service and corporate personalization for the corporate employee in the wireless banking server on the corporate customized wireless banking system shown in FIG. Regarding the process of authenticating the validity of the corporate employee for providing a service, a person having ordinary knowledge in the technical field to which the present invention pertains refers to a wireless banking service for the corporate employee by referring to and / or modifying the drawing 9. How to implement the certification process for employees to provide customized services Would be chuhal, the present invention is made, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 9.

Referring to FIG. 9, the corporate employee wireless terminal 700 illustrated in FIG. 7 may use a program providing system illustrated in FIGS. 3 and / or 5 to provide a wireless banking service and a customized service for the corporate employee. In operation 900, a predetermined wireless banking program is mounted.

According to an exemplary embodiment of the present invention, the wireless banking program is preferably booted after a predetermined power is input to the wireless terminal 700 and then automatically included in a part of the booting process.

According to another exemplary embodiment of the present invention, after the wireless banking program is booted with a predetermined power input to the wireless terminal 700, the corporate employee selects a predetermined wireless banking menu or a wireless banking related key. It is preferable to drive by clicking a button.

According to another exemplary embodiment of the present invention, after the wireless banking program is booted with a predetermined power input to the wireless terminal 700, the corporate employee selects a predetermined corporate customized service menu or corporate customized. It is preferably driven by clicking a service related key button.

When it is confirmed that the wireless banking program is driven as described above (905), the wireless terminal 700 accesses the wireless banking server on the enterprise customized wireless banking system shown in FIG. 8 through the wireless banking program, and the wireless The banking server provides predetermined employee authentication information (910), and in response, the wireless banking server authenticates the validity of the corporate employee through the employee authentication information in connection with a predetermined employee information D / B (850). (915).

According to an embodiment of the present invention, when the employee information D / B 850 is provided in the wireless banking server, a predetermined employee is transferred from the wireless banking program provided in the wireless terminal 700 to the wireless banking server. When providing the authentication information, the wireless banking server preferably authenticates the validity of the employee through the received employee authentication information in connection with the employee information D / B (850).

According to another exemplary embodiment of the present invention, when the employee information D / B 850 is provided in a separate server (for example, an intranet server or a DB server of the company) in addition to the wireless banking server, the wireless terminal ( When the wireless banking program provided at 700 provides predetermined employee authentication information to the wireless banking server, the wireless banking server transmits the employee authentication information to a separate server provided with the employee information D / B 850. It is preferable to include a procedure for relaying, and receiving the employee authentication results corresponding to the phase employee authentication information from the separate server.

If the validity of the corporate employee is not authenticated (920), the wireless banking server generates the validity error information for the corporate employee and transmits it to the wireless terminal 700 (925), and correspondingly the wireless terminal 700 ends the wireless banking program (930).

If the validity of the corporate employee is authenticated (920), the wireless banking server generates a validity authentication result for the corporate employee and transmits it to the wireless terminal 700 (935).

Thereafter, the wireless terminal 700 periodically checks whether a predetermined wireless banking service is provided to the corporate employees through the wireless banking program (940).

According to an exemplary embodiment of the present invention, the corporate employee wireless banking service is preferably provided by the corporate employee by selecting a predetermined wireless banking menu or by clicking a wireless banking related key button.

According to another exemplary embodiment of the present invention, the wireless banking service for the corporate employee may periodically and / or identify a wireless banking program provided in the wireless terminal 700 by checking schedule information stored in the memory unit 755. It is desirable to provide automatically at a time.

If the wireless banking service for the corporate employee is provided (945), the wireless terminal 700 is wireless banking for the corporate employee as shown in Figures 10a and 10b, or Figures 11a and 11b through the wireless banking program. Provide service.

In addition, the wireless terminal 700 periodically checks whether a predetermined corporate personalized service is provided to the corporate employees through the wireless banking program (950).

According to an exemplary embodiment of the present invention, the corporate personalized service is preferably provided by the corporate employee by selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the enterprise personalized service automatically checks schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700 periodically and / or at a specific date and time. It is preferable to provide.

If the customized service is provided (955), the wireless terminal 700 provides the customized service as shown in Figure 12, or Figure 13a and 13b, or Figure 14 through the wireless banking program.

10A and 10B illustrate a wireless banking process for corporate employees according to an exemplary embodiment of the present invention.

In more detail, FIGS. 10A and 10B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the customized wireless banking system shown in FIG. 8 through the wireless terminal 700, the company through the wireless banking program The present invention relates to a process of providing a predetermined wireless banking service to an employee. Specifically, in the employee authentication process illustrated in FIG. The process is illustrated.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 10a and 10b to infer various implementation methods for the wireless banking process for the corporate employees. It is made to include all the inferred implementation methods, and the technical features are not limited only to the implementation methods shown in FIGS. 10A and 10B.

10A and 10B, a wireless banking program mounted on the wireless terminal 700 is provided in the wireless terminal 700 illustrated in FIG. 7 through a program providing system illustrated in FIGS. 3 and / or 5. After performing the wireless banking server on the corporate customized wireless banking system shown in Figure 8 and the employee authentication process shown in Figure 9, the wireless terminal 700 to the predetermined corporate staff through the wireless banking program When providing a wireless banking service, the wireless terminal 700 requests the corporate employee financial account information to the wireless banking server through the wireless banking program (1000), and correspondingly the wireless banking server 800 The employee financial account information is extracted from the ledger D / B on the financial system and transmitted to the wireless terminal 700 (1005).

According to another embodiment of the present invention, when the employee financial account information is provided in the memory unit 755 provided in the wireless terminal 700, or a predetermined financial IC chip provided in the wireless terminal 700, The process of requesting and receiving the corporate employee financial account information from the wireless terminal 700 to the wireless banking server through the wireless banking program may be omitted. In this case, the corporate employee financial account information may be omitted from the wireless terminal 700. It is extracted from a memory unit 755 provided in a predetermined or a predetermined financial IC chip provided in the wireless terminal 700.

Thereafter, the wireless terminal 700 inputs (or selects) at least one or more financial transaction information including the employee financial account information through the wireless banking program (1010).

According to the implementation method of the present invention, the financial transaction information preferably comprises predetermined financial transaction amount information according to the financial transaction type to be processed through the wireless banking program, wherein the financial transaction amount information is the employee It is preferable to include at least one or more of the amount withdrawn from the financial account, and / or the amount deposited into the employee's financial account, and may be omitted (eg, account inquiry transaction) according to the type of financial transaction, The present invention is not limited by this.

In addition, when the financial transaction to be processed through the wireless banking program is a bank transfer transaction, the financial transaction information may include at least one deposit account information (eg, a financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction). In the case that the bank transfer amount transfers the deposit account number, etc.) and / or the virtual account information (eg, the financial transaction type corresponding to the financial transaction code information corresponds to a transaction for transferring a predetermined amount to the virtual account, It is preferable that the amount comprises at least one), such as a virtual account number to be transferred.

If the financial transaction information is input (or selected) (1015), the wireless terminal 700 inputs predetermined wireless banking authentication information for processing non-face-to-face financial transactions through the wireless banking program (1020).

According to an embodiment of the present invention, the wireless banking authentication information may include an account password corresponding to the employee's financial account, and / or a financial transaction password corresponding to the financial transaction requested through the wireless banking request information (eg, a bank transfer password). And / or a security code (e.g., a security code printed on a security card issued to a customer, and / or a combination of at least two security codes), and / or an OTP code generated through a predetermined OTP generator, and the like. It is preferable to comprise at least one or more.

If the wireless banking authentication information is input (1025), the wireless terminal 700 is at least one financial transaction information and the wireless banking information corresponding to the corporate employee financial account information and the financial transaction type through the wireless banking program Generating predetermined wireless banking request information including authentication information (1030), and generating the generated wireless banking request information using at least one encryption method (eg, a secret key (or symmetric key) encryption method, and / or public key encryption). Method, and / or electronic envelope encryption method, and / or key exchange encryption method, etc.) (1035).

According to an embodiment of the present invention, the wireless banking request information includes corporate employee financial account information, at least one financial transaction information corresponding to the financial transaction type, and the wireless banking authentication information to the wireless banking server through the wireless communication network. It is desirable to include a data structure corresponding to a communication protocol (or security protocol) defined for transmission.

If the wireless banking request information is encrypted (1040), the wireless terminal 700 transmits the wireless banking request information to the wireless banking server through the wireless communication network (1045), and the wireless banking server is the wireless communication network In step 1050, the wireless banking request information is received and the wireless banking request information is decrypted through a predetermined decryption method corresponding to the encryption method.

If the wireless banking request information is decoded (1055), the wireless banking server 800 performs a wireless financial transaction procedure using an employee financial account corresponding to the wireless banking request information in connection with the financial system (1060). .

In the technical field of the present invention, the wireless banking server 800 performs a predetermined wireless financial transaction procedure through at least one financial transaction information and corporate employee financial account information included in the wireless banking request information in connection with the financial system. Since you will be familiar with the process to perform, a detailed description thereof will be omitted for convenience.

If the wireless financial transaction procedure is completed (1065), the wireless banking server 800 generates predetermined wireless banking result information corresponding to the wireless banking request information in association with the financial system (1070), the wireless The wireless banking result information is transmitted to the wireless terminal 700 through a communication network (1075), and then the wireless terminal 700 provides at least one or more other wireless banking services through the wireless banking program, or is customized for the enterprise. Can provide services.

11A and 11B illustrate a wireless banking process for corporate employees according to another exemplary embodiment of the present invention.

11A and 11B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the customized wireless banking system shown in Figure 8 through the wireless terminal 700, the corporate employee through the wireless banking program The present invention relates to a process of providing a predetermined wireless banking service to a company employee. Specifically, in the employee authentication process illustrated in FIG. 9, the wireless banking program refers to predetermined schedule information stored in the memory unit 755. The process of providing wireless banking is shown.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 11a and 11b to infer various implementation methods for the wireless banking process for the corporate employees. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in Figures 11a and 11b.

11A and 11B, a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the wireless banking server on the corporate customized wireless banking system shown in FIG. 8 and the employee authentication process shown in FIG. 9, the wireless banking program stores predetermined schedule information stored in the memory unit 755. When providing a wireless banking service for the corporate employee with reference to, the wireless terminal 700 checks at least one or more schedule information from the memory unit 755 through the wireless banking program (1100), Check whether to provide a predetermined wireless banking service to the target.

If it is confirmed that the predetermined wireless banking service is provided to the corporate employees (1105), the wireless terminal 700 is connected to the schedule information and the schedule information and the wireless banking information stored in the memory unit 755. It extracts predetermined financial transaction information including a and outputs it through the wireless banking program, and requests to approve the provision of a wireless banking service for corporate employees through the financial transaction information (1110).

According to an embodiment of the present invention, the financial transaction information output to the wireless banking program may include predetermined financial transaction amount information according to the type of financial transaction to be processed through the wireless banking program, wherein the The financial transaction amount information may include at least one or more of the amount withdrawn from the employee's financial account, and / or the amount deposited into the employee's financial account, and may be omitted depending on the type of financial transaction (eg, account inquiry transaction). The present invention is not limited thereto.

The financial transaction information output to the wireless banking program may include at least one deposit account information (for example, financial transaction corresponding to the financial transaction code information) when the financial transaction to be processed through the wireless banking program is a wire transfer transaction. If the type corresponds to a wire transfer transaction, the deposit account number, etc., to which the transfer amount is transferred, and / or the virtual account information (eg, the financial transaction type corresponding to the financial transaction code information transfers a predetermined amount to the virtual account). In the case of a transaction to be made, it is preferable that the amount comprises at least one), such as a virtual account number is transferred.

If the provision of the wireless banking service for the corporate employee through the financial transaction information is not approved (1115), the wireless terminal 700 allows the corporate employee to modify (or change) the financial transaction information through the wireless banking program. Process 1120, and repeats the process of requesting to approve the provision of the wireless banking service for corporate employees through the modified (or changed) financial transaction information.

On the other hand, if the provision of the wireless banking service for corporate employees through the financial transaction information is approved (1115), the wireless terminal 700 inputs predetermined wireless banking authentication information for processing non-face-to-face financial transactions through the wireless banking program. (1125).

According to an embodiment of the present invention, the wireless banking authentication information may include an account password corresponding to the employee's financial account, and / or a financial transaction password corresponding to the financial transaction requested through the wireless banking request information (eg, a bank transfer password). And / or a security code (e.g., a security code printed on a security card issued to a customer, and / or a combination of at least two or more security codes), and / or an OTP code generated through a predetermined OTP generator, or the like. It is preferable to include one or more.

If the wireless banking authentication information is input (1130), the wireless terminal 700 at least one financial transaction information and the wireless banking information corresponding to the corporate employee financial account information and the type of financial transaction through the wireless banking program Generating predetermined wireless banking request information including authentication information (1135), and generating the generated wireless banking request information by at least one encryption method (eg, a secret key (or symmetric key) encryption method, and / or public key encryption); Method, and / or the electronic envelope encryption method, and / or the key exchange encryption method).

According to an embodiment of the present invention, the wireless banking request information includes corporate employee financial account information, at least one financial transaction information corresponding to the financial transaction type, and the wireless banking authentication information to the wireless banking server through the wireless communication network. It is desirable to include a data structure corresponding to a communication protocol (or security protocol) defined for transmission.

If the wireless banking request information is encrypted (1145), the wireless terminal 700 transmits the wireless banking request information to the wireless banking server through the wireless communication network (1150), the wireless banking server is the wireless communication network In step 1155, the wireless banking request information is received and the wireless banking request information is decrypted through a predetermined decryption method corresponding to the encryption method.

If the wireless banking request information is decoded (1160), the wireless banking server 800 performs a wireless financial transaction procedure using an employee financial account corresponding to the wireless banking request information in connection with the financial system (1165). .

In the technical field of the present invention, the wireless banking server 800 performs a predetermined wireless financial transaction procedure through at least one financial transaction information and corporate employee financial account information included in the wireless banking request information in connection with the financial system. Since you will be familiar with the process to perform, a detailed description thereof will be omitted for convenience.

If the wireless financial transaction procedure is completed (1170), the wireless banking server 800 generates predetermined wireless banking result information corresponding to the wireless banking request information in connection with the financial system (1175), and the wireless The wireless banking result information is transmitted to the wireless terminal 700 through a communication network (1180), and the wireless terminal 700 provides at least one or more other wireless banking services through the wireless banking program, or is customized for the enterprise. Can provide services.

12 illustrates a process of providing a personalized service through a wireless banking program according to an embodiment of the present invention.

In more detail, FIG. 12 shows the wireless terminal 700 in the wireless terminal 700 shown in FIG. 7 through a wireless banking program mounted in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the corporate customized wireless banking system shown in FIG. 8, at least one of the corporate employees through the wireless banking program in the wireless terminal 700. Regarding the above process of providing a personalized service, specifically, the wireless terminal 700 is a process of providing a personalized service corresponding to an information confirmation service to the corporate employee through the wireless banking program.

Those skilled in the art to which the present invention pertains may refer to various embodiments of providing a customized service through a wireless banking program by referring to and / or modifying the drawing 12, but the present invention may be inferred from the above. It is made to include all inferred implementation methods, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 12, the wireless terminal 700 shown in FIG. 7 is connected to the wireless banking program installed in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the enterprise-specific wireless banking system shown in Figure 8, the wireless terminal 700 through the wireless banking program to confirm a predetermined pay statement, service, If a corporate customized service menu corresponding to an information confirmation service such as a CEO instruction confirmation service, a business instruction and confirmation service is selected (1200), the wireless terminal 700 is selected from the memory unit 755 the corporate customized service menu Predetermined parameter information corresponding to the extracted data is extracted (1205).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Subsequently, the wireless terminal 700 may provide predetermined customized service request information (eg, payroll confirmation service request information, CEO instruction confirmation service request information, work instruction and confirmation service request information, etc.) corresponding to the enterprise customized service menu. And generate predetermined corporate custom service request information including the extracted parameter information (1210), and transmit the generated corporate custom service request information to the wireless banking server 800 (1215).

Thereafter, the wireless banking server 800 reads the received corporate personalized service request information so that the corporate personalized service requested from the wireless terminal 700 includes a predetermined salary statement confirmation service, a CEO instruction confirmation service, a business instruction, and the like. It is checked whether the information verification service such as the verification service (1220).

If the corporate personalized service corresponding to the received corporate personalized service request information is not the information verification service (1225), the wireless banking server is associated with the storage medium 845 on the corporate personalized wireless banking system shown in FIG. In operation 1230, an information registration service and / or an information providing service corresponding to the enterprise customized service request information is provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information confirmation service (1225), the wireless banking server is linked with the storage medium 845 on the corporate personalized wireless banking system shown in FIG. In operation 1235, the personalized service information corresponding to the customized service request information received from the wireless banking program provided in the wireless terminal 700 is extracted.

Thereafter, the wireless banking server checks whether or not to convert the data structure for outputting the extracted corporate personalized service information through a wireless banking program provided in the wireless terminal 700 (1240). If the data structure needs to be transformed (1245), the wireless banking server converts the customized service information into a data structure that can be output through a wireless banking program provided in the wireless terminal 700 (1250).

For example, when the encoding scheme of the corporate personalized service information is not compatible with the wireless banking program provided in the wireless terminal, the personalized service processor 835 may transmit the corporate personalized service information to the wireless terminal. It is preferable to encode in an encoding method that can be output through a banking program.

Or, if the file format (or compression codec) of the image content and / or sound content and / or multimedia content corresponding to the enterprise tailored service information is not compatible with the wireless banking program provided in the wireless terminal, the tailored service processing The unit 835 converts a file format (or compression codec) of the image content and / or sound content and / or multimedia content into a file format (or compression codec) that can be output through a wireless banking program included in the wireless terminal. It is preferable.

If the enterprise customized service information is converted into a data structure that can be output through a wireless banking program provided in the wireless terminal 700, or if the data structure of the enterprise customized service information is not necessary, the wireless banking server Send the customized service information to the wireless terminal 700 (1255), and correspondingly the wireless terminal 700 receives the output of the customized corporate service information through the wireless banking program (1260), and then the The wireless terminal 700 may provide at least one or more other customized services through the wireless banking program, or provide at least one or more wireless banking services to the corporate employees.

13A and 13B illustrate a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

In more detail, FIGS. 13A and 13B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the customized wireless banking system shown in Figure 8 through the wireless terminal 700, the corporate employee through the wireless banking program Regarding a process of providing at least one customized service to a company, in detail, the wireless terminal 700 is a process of providing a customized service corresponding to an information registration service to the corporate employee through the wireless banking program.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 13a and 13b to infer various implementation methods for providing a customized service through a wireless banking program. The present invention includes all the inferred implementation methods, and the technical features are not limited only to the implementation methods shown in FIGS. 13A and 13B.

Referring to FIGS. 13A and 13B, a wireless banking program mounted on the wireless terminal 700 is stored in the wireless terminal 700 illustrated in FIG. 7 through a program providing system illustrated in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 9 in connection with a wireless banking server on the customized wireless banking system shown in FIG. 8 through a wireless banking program, a predetermined corporate bulletin board through the wireless banking program. When a corporate customized service menu corresponding to a service and a business report service according to a business characteristic of each company is selected (1300), the wireless terminal 700 may be configured to correspond to the selected corporate customized service menu from the memory unit 755. Extract the parameter information of (1305).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Subsequently, the wireless terminal 700 extracts predetermined customized service request information (eg, corporate bulletin board service request information, business report service request information according to business characteristics of each company) corresponding to the corporate customized service menu, and the extracted information. Generates predetermined corporate personalized service request information including parameter information (1310) and transmits the generated corporate personalized service request information to the wireless banking server 800 (1315).

Thereafter, the wireless banking server 800 reads the received corporate personalized service request information so that the corporate personalized service requested from the wireless terminal 700 is a business bulletin board service and a business report service according to the business characteristics of each company. It is checked whether the information registration service, such as (1320).

If the enterprise tailored service corresponding to the received enterprise tailored service request information is not the information registration service (1325), the wireless banking server is associated with the storage medium 845 on the corporate tailored wireless banking system shown in FIG. In operation 1330, an information confirmation service and / or an information providing service corresponding to the enterprise customized service request information is provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information registration service (1325), the wireless banking server in association with the storage medium 845 on the corporate personalized wireless banking system shown in FIG. The wireless interface information corresponding to the enterprise service request information received from the wireless banking program included in the wireless terminal 700 is checked (1335), and the confirmed wireless interface information is transmitted to the wireless terminal 700. (1340).

For example, when the information registration service is a corporate bulletin board service, the air interface information may include the corporate bulletin board list information.

Or, if the information registration service is a business report service according to the business characteristics of each company, the air interface information is preferably made to include the storage location information according to the renewal procedure (or payment procedure) of the business report.

Thereafter, the wireless terminal 700 outputs a predetermined air interface screen corresponding to the air interface information through the wireless banking program (1345), and at least one or more customizations through the wireless interface screen corresponding to the wireless banking program. The service registration information is input (or selected) (1350).

For example, when the information registration service is a corporate bulletin board service, the customized service registration information input (or selected) through the air interface screen may include at least one bulletin board registration information to be registered in the corporate bulletin board.

Alternatively, when the information registration service is a business report service according to the business characteristics of each company, the customized service registration information input (or selected) through the wireless interface screen may include at least one or more business report information. .

If the input (or selection) of the personalized service registration information is confirmed (1355), the wireless terminal 700 transmits the inputted (or selected) personalized service registration information to the wireless banking server 800 ( In operation 1360, the wireless banking server stores the received personalized service registration information in the storage medium 845 (1365). Thereafter, the wireless terminal 700 may provide at least one or more other customized services through the wireless banking program, or may provide at least one or more wireless banking services to the corporate employees.

Figure 14 is a process for providing a personalized service through a wireless banking program according to another embodiment of the present invention.

In more detail, FIG. 14 shows the wireless terminal 700 shown in FIG. 7 through a wireless banking program mounted in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the corporate customized wireless banking system shown in FIG. 8, at least one of the corporate employees through the wireless banking program in the wireless terminal 700. Regarding the above process of providing a personalized service, specifically, the wireless terminal 700 is a process of providing a personalized service corresponding to an information service to an employee of the enterprise through the wireless banking program.

Those skilled in the art to which the present invention pertains may refer to various embodiments of providing a personalized service through a wireless banking program by referring to and / or modifying the drawing 14, but the present invention may be inferred from the above. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 14, the wireless terminal 700 illustrated in FIG. 7 is connected to the wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 9 in connection with the wireless banking server on the customized wireless banking system shown in 8, the wireless terminal 700 according to the business characteristics of each company through the wireless banking program When the corporate personalized service menu corresponding to the business report service is selected (1400), the wireless terminal 700 inputs (or selects) personalized service registration information corresponding to the selected corporate personalized service menu through the wireless banking program. The wireless interface screen for the screen is output (1405).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Thereafter, the wireless terminal 700 inputs (or selects) at least one or more customized service registration information through a wireless interface screen corresponding to the wireless banking program (1410).

For example, when the information providing service is a business report service according to a business characteristic of each company, the customized service registration information input (or selected) through the wireless interface screen may include at least one or more business report information. .

If the input (or selection) of the personalized service registration information is confirmed (1415), the wireless terminal 700 extracts predetermined parameter information corresponding to the enterprise personalized service menu from the memory unit 755 ( 1405).

Thereafter, the wireless terminal 700 provides predetermined customized service request information (eg, business report service request information according to the business characteristics of each company) corresponding to the customized service menu, the extracted parameter information, and the wireless interface. Generates the predetermined corporate personalized service request information including the personalized service registration information input (or selected) through the screen (1425), and transmits the generated corporate personalized service request information to the wireless banking server 800 ( 1430).

Subsequently, the wireless banking server 800 reads the received corporate personalized service request information to determine whether the corporate personalized service requested from the wireless terminal 700 is an information providing service such as a business reporting service according to the business characteristics of each company. Check (1435).

If the corporate personalized service corresponding to the received corporate personalized service request information is not the information providing service (1440), the wireless banking server is associated with a storage medium 845 on the corporate personalized wireless banking system shown in FIG. In operation 1445, an information confirmation service and / or an information registration service corresponding to the enterprise service request information may be provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information providing service (1440), the wireless banking server receives the storage medium 845 on the corporate personalized wireless banking system shown in FIG. The personalized service registration information included in the customized business request information is stored in the storage medium 845 (1450), and then the wireless terminal 700 performs at least one or more other customized business services through the wireless banking program. Alternatively, or at least one wireless banking service may be provided to the corporate employees.

15 is a diagram illustrating an information registration process for providing a personalized service through a wireless banking program according to an embodiment of the present invention.

More specifically, in FIG. 15, the enterprise terminal 880 on the enterprise customized wireless banking system shown in FIG. 8 is provided to provide the enterprise customization service shown in FIGS. 12 and / or 13a and 13b and / or 14. Through the network means of transmitting the company-specific service information for providing a company-specific service through the wireless banking program provided in the wireless terminal 700 shown in Figure 7 to the information registration server and stored in the storage medium 845 As a process for carrying out the present invention, those skilled in the art to which the present invention pertains, various implementation methods for the information registration process for providing a customized service through a wireless banking program by referring to and / or modified in this figure 15 It may be inferred that, but the present invention includes all the implementation methods inferred, and is limited to the implementation method shown in FIG. It does.

Hereinafter, in FIG. 15, the information registration server on the enterprise customized wireless banking system shown in FIG. 8 is referred to as "server" for convenience, and the enterprise terminal 880 on the enterprise customized wireless banking system shown in FIG. 8 is called "terminal" for convenience. "

Referring to FIG. 15, a terminal on the customized wireless banking system illustrated in FIG. 8 accesses the server through the network means and connects a communication channel for providing a customized service through a wireless banking program (1500).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains may access the wireless banking program by accessing the server according to a communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means. You will be familiar with the technical features of connecting the communication channel for providing customized services through the company, the detailed description thereof will be omitted for convenience.

When a communication channel for providing a personalized service through a wireless banking program is connected between the terminal and the server as described above, the terminal displays an interface screen for providing a personalized service through the wireless banking program to the server through the communication channel. Request (1505), and in response, the server generates (or extracts) an interface screen including a user interface for inputting (or selecting) the enterprise customized service information in the terminal (1510), and generating ( Alternatively, the extracted interface screen is transmitted to the terminal through the communication channel (1515).

Thereafter, the terminal processes the corporate customized service information to be input (or selected) through the user interface included in the interface screen for inputting (or selecting) the corporate customized service information (1520).

According to an exemplary embodiment of the present invention, when the enterprise personalized service includes at least one or more predetermined salary statement confirmation service, CEO instruction confirmation service, business instruction and confirmation service, and the like, the enterprise customization service information may include the salary history information. Preferably, at least one of CEO instruction information, business instruction information, and the like.

According to another exemplary embodiment of the present invention, when the enterprise customized service is a predetermined corporate bulletin board service and a task reporting service according to the business characteristics of each company, the enterprise customized service information may be transmitted from the corporate terminal 880 to the corporate bulletin board. It is preferable to include at least one bulletin board registration information or business report information to register.

If the personalized service information is input (or selected) from the terminal (1525), the terminal transmits the personalized service information to the server through the communication channel (1530), and the server correspondingly The received personalized service information is stored in the storage medium 845 shown in FIG. 8 (1535).

FIG. 16 is a diagram illustrating a configuration of an enterprise customized wireless banking system for providing an enterprise employee wireless banking service and an enterprise customized service according to another exemplary embodiment of the present invention.

More specifically, FIG. 16 provides a wireless banking service and an enterprise customized service for corporate employees to the employee wireless terminal 700 illustrated in FIG. 7 through the program providing system illustrated in FIGS. 3 and / or 5. When a banking program is provided, the wireless banking system provides a wireless banking service and a personalized service for the corporate employee through the wireless banking program. Specifically, the wireless banking service for the corporate employee may be provided in a predetermined wireless banking server. And the enterprise customization service is provided through a predetermined enterprise customization server 1625 (or an enterprise intranet server).

Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 16 and various implementation methods for constructing a company-specific wireless banking system for providing a wireless banking service and a company-specific service for the corporate employees. It can be inferred that, but the present invention includes all the inferred implementation method, and is not limited to the implementation method shown in FIG.

Referring to FIG. 16 according to an embodiment of the present invention, a corporate customized wireless banking system for providing a corporate banking service and a corporate customized service may include a corporate wireless banking service and a corporate customized service through a predetermined wireless communication network. At least one wireless terminal 700 provided with a wireless banking program for providing a service, and provides a wireless banking service for corporate employees in connection with a wireless banking program provided in the wireless terminal 700 through a predetermined wireless communication network A financial system in which a wireless banking server and the wireless banking server are connected to the wireless banking server through a predetermined interface means to provide a wireless banking service for corporate employees in connection with a wireless banking program provided in the wireless terminal 700. And provided in the wireless terminal 700 through a predetermined wireless communication network. The corporate custom server 1625 for providing a corporate custom service in connection with a wireless banking program, and the corporate custom server 1625 for providing a corporate custom service in connection with a wireless banking program provided in the wireless terminal 700. It characterized in that it comprises a storage medium 1660 for storing at least one or more enterprise-specific service information.

The wireless terminal 700 is a mobile communication terminal operating based on a Code Division Multiple Access (CDMA) stack, and / or a portable Internet terminal operating based on an IEEE 802.16x standard, and / or based on an IEEE 802.11x standard. Characterized in that it comprises at least one or more of the wireless LAN terminal in operation, the wireless terminal 700 is characterized in that the wireless banking program for providing a wireless banking service and a personalized service for the corporate staff is provided. It is done.

According to an embodiment of the present invention, when the wireless terminal 700 is a CDMA stack-based mobile communication terminal, the wireless communication network to which the wireless terminal 700 is connected may include the CDMA stack-based mobile communication network. According to the intention of the person skilled in the art, the mobile communication network may further include a HSDPA (High Speed Downlink Packet Access) communication standard, whereby the present invention is not limited.

According to another exemplary embodiment of the present invention, when the wireless terminal 700 is an IEEE 802.16x based portable Internet terminal, the wireless communication network to which the wireless terminal 700 is connected includes the IEEE 802.16x based portable Internet. It is preferable.

According to another exemplary embodiment of the present invention, when the wireless terminal 700 is an IEEE 802.11x based wireless LAN terminal, the wireless communication network to which the wireless terminal 700 is connected comprises the IEEE 802.11x based wireless LAN. It is preferable.

According to the present invention, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined wireless banking server. It is characterized by connecting a communication channel for providing a wireless banking service for corporate employees by accessing.

In addition, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined wireless banking server. In order to provide a wireless banking service for employees, the wireless banking request information is transmitted to the wireless banking server through the communication channel, and the wireless banking server receiving the wireless banking request information receives the wireless banking request. It is characterized by performing a ledger-based financial transaction procedure corresponding to the wireless banking request information in connection with a predetermined financial system with reference to at least one or more wireless banking information included in the information.

The wireless banking request information includes employee financial account information established on the financial system in the name of the corporate employee and at least one financial transaction information for processing a predetermined financial transaction using the employee financial account. desirable.

In addition, the wireless banking request information preferably comprises a financial transaction amount information input through a predetermined key input means provided in the wireless terminal 700, wherein the financial transaction amount information is from the employee financial account It is preferable to include at least one or more of the amount of money withdrawn, and / or the amount of money deposited into the employee's financial account, and may be omitted (eg, an account inquiry transaction) according to the type of the financial transaction. This is not limited.

The wireless banking request information may include predetermined wireless banking authentication information input through a predetermined key input unit provided in the wireless terminal 700. The wireless banking authentication information may include the employee finance. Account password corresponding to the account, and / or financial transaction password (e.g., account transfer password, etc.) corresponding to the financial transaction requested through the wireless banking request information, and / or security code (e.g., security card issued to the customer) At least one or more security codes, and / or at least two or more security codes printed thereon).

The wireless banking request information may further include financial transaction code information for identifying (or identifying) a financial transaction type requested from the wireless terminal 700 to the wireless banking server.

In addition, the wireless banking request information includes at least one or more deposit account information (for example, when the financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction, the deposit account number, etc. to which the transfer amount is transferred) and / Or virtual account information (for example, when a financial transaction type corresponding to the financial transaction code information corresponds to a transaction for transferring a predetermined amount of money to a virtual account, etc.). It is preferable.

According to the present invention, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to establish a wireless communication network to which the wireless terminal 700 is connected to a predetermined enterprise customized server ( 1625) (or a corporate intranet server) to connect a communication channel for providing a customized service.

In addition, the wireless banking program provided in the wireless terminal 700 uses a wireless communication function provided in the wireless terminal 700 to connect a wireless communication network to which the wireless terminal 700 is connected to a predetermined enterprise customized server 1625. In order to access and provide an enterprise personalized service, the predetermined enterprise personalized service request information is transmitted to the enterprise personalized server 1625 through the communication channel.

According to an exemplary embodiment of the present invention, when the enterprise personalized service corresponding to the enterprise personalized service request information is an information confirmation service such as a predetermined salary statement confirmation service, a CEO instruction confirmation service, a business instruction and confirmation service, and the like, the enterprise customization service The server 1625 extracts predetermined corporate personalized service information to be transmitted to the wireless terminal 700 in association with a storage medium 1660 that stores at least one corporate personalized service information, and extracts the extracted corporate personalized service information. It is preferable to provide to the wireless terminal 700 through the communication channel.

According to another exemplary embodiment of the present invention, when the enterprise customized service corresponding to the enterprise customized service request information is an information registration service such as a predetermined corporate bulletin board service and a business characteristic of each company, the enterprise customized server The 1625 generates (or extracts) predetermined air interface information for registering the information and provides the generated air interface information to the wireless terminal 700. In response thereto, the wireless banking program included in the wireless terminal 700 It is preferable to input (or select) predetermined parameter information and / or customized service registration information through a predetermined air interface corresponding to the air interface information and transmit the predetermined parameter information and / or the customized service registration information to the enterprise tailoring server 1625, and then the enterprise tailoring server. 1625, a predetermined service registration information predetermined low based on the received parameter information It is desirable to store in the long media 1660.

According to another exemplary embodiment of the present invention, the enterprise customized service corresponding to the enterprise customized service request information is an information providing service such as a business reporting service according to the business characteristics of each company, and is predetermined in the received corporate customized service request information. When the parameter information and / or the customized service registration information is included, the enterprise custom server 1625 preferably stores the customized service registration information in the predetermined storage medium 1660 based on the received parameter information.

According to the present invention, the wireless banking server is a wireless banking interface unit for connecting and managing a wireless banking program provided in the wireless terminal 700 and a communication channel for providing a wireless banking service for the corporate employees through the wireless communication network. It is characterized by comprising (1605).

According to an embodiment of the present invention, a communication channel connected between the wireless banking program provided in the wireless terminal 700 and the wireless banking server by the wireless banking interface unit 1605 may include the wireless banking program and the wireless banking. It is preferable to include a data communication channel for transmitting and receiving at least one or more financial transaction data (eg, wireless banking request information, or wireless banking result information, etc.) through a financial transaction communication protocol defined between the servers.

According to an embodiment of the present invention, at least one or more financial transaction data transmitted and received through the communication channel is preferably encrypted and transmitted through at least one or more encryption methods, and for this purpose, wireless banking provided in the wireless terminal 700. The program and / or the wireless banking server is preferably provided with an encryption / decryption function for the financial transaction data.

In addition, the financial transaction data transmitted from the wireless banking program provided in the wireless terminal 700 to the wireless banking server through the communication channel is preferably attached to the electronic signature of the customer of the wireless terminal 700. The wireless banking program provided in the wireless terminal 700 is provided with an electronic signature attachment function for the financial transaction data, and the wireless banking server is provided with an electronic signature confirmation function for the financial transaction data.

Referring to FIG. 16, the wireless banking server may include an information receiver 1610 that receives at least one wireless banking request information from the wireless terminal 700 through the wireless banking interface unit 1605, and the wireless banking request information. Reading at least one financial transaction-related information, and performing a financial transaction procedure corresponding to the financial transaction request information in connection with a predetermined financial system through a predetermined interface means based on the financial transaction-related information. Characterized in that it comprises a processing unit 1615, in conjunction with the wireless banking interface unit 1605 to generate the wireless banking result information processed by the banking processing unit 1615 to provide to the wireless terminal 700 An information transmitter 1620 is further provided.

The information receiver 1610 receives the wireless banking program from the wireless terminal 700 and inputs (or generates) at least one wireless banking request information for providing a wireless banking service for the corporate employee through the wireless banking program. When the data is transmitted through the wireless communication network, the wireless banking request information transmitted from the wireless terminal 700 is received through the wireless banking interface unit 1605.

According to an embodiment of the present invention, the wireless banking request information may include at least one encryption scheme (eg, a secret key (or symmetric key) encryption scheme, a public key encryption scheme, and / or an electronic envelope encryption scheme) in the wireless banking program. And / or a key exchange encryption scheme, etc.), the information receiving unit 1610 further includes a function of decrypting the encrypted wireless banking request information by a predetermined decryption scheme corresponding to the encryption scheme. It is preferable to make it.

When it is confirmed through the information receiver 1610 that at least one or more wireless banking request information for providing a wireless banking service for the corporate employee has been received (or received and decrypted), the banking processor 1615 determines the wireless banking request information. And extracting at least one financial transaction related information for providing a wireless banking service to the corporate employee.

According to the exemplary embodiment of the present invention, the financial transaction related information extracted from the wireless banking request information basically includes financial transaction code information, employee financial account information, and wireless banking authentication information. When the financial transaction type corresponding to the information is a financial transaction including at least one cash movement, the financial transaction related information extracted from the wireless banking request information may further include financial transaction amount information.

In addition, when the financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction, the financial transaction related information extracted from the wireless banking request information may include at least one deposit account information (for example, a transfer amount of the bank transfer). It is preferable to further comprise a deposit account number).

When at least one financial transaction related information is extracted from the wireless banking request information, the banking processor 1615 determines a predetermined financial system (for example, an interface connecting a wireless banking server and a financial system) through a predetermined interface means. And a predetermined financial transaction procedure for providing a wireless banking service to employees of the company based on the extracted financial transaction-related information in connection with the financial system in which the employee financial account corresponding to the employee financial account information is opened. It is characterized by.

The financial system is a general term for a financial computer system in which an employee financial account corresponding to the employee financial account information is opened. Referring to FIG. 16, the financial system opens at least one financial account to at least one financial transaction customer. A computer system provided in a financial institution to provide at least one financial transaction service based on an account, comprising: an account system for processing a window service such as credit or receiving or trust or foreign exchange occurring at at least one branch (or window); To an information system that processes headquarters operations, branch office information support and customer information management, interconnection between the financial system and at least one other financial system (and / or payment system), and / or at least one external communication network. At least one non-face-to-face financial transaction instrument (e.g., For example, access to the financial system from Internet banking, wireless banking, IC chip-based wireless banking, tele banking, TV banking, etc., and / or various ones through at least one common network (eg, CD common network, financial common network). And an external system that provides a financial transaction interface, and the financial system includes an interface module corresponding to a middleware platform that provides interfacing between components in the financial system, and an internal component of the financial system. DBMS (DataBase Management System) comprising at least one database that stores and manages predetermined information (eg, ledger information, and / or customer information, and / or management information, etc.) required for each function in an element. It is characterized by comprising a).

In addition, the financial system is a foreign exchange module according to the intention of the skilled person and / or the type (eg, commercial bank, savings bank, trust bank) of each financial institution equipped with the financial system and the purpose and characteristics of the financial system. It is possible that at least one or more components, such as (not shown), investment finance module (not shown), international module (not shown) may be further included, and those skilled in the art to which the present invention pertains, Since you will be familiar with the technical details of the financial system, a detailed description thereof will be omitted for convenience, and the present invention is not limited thereto.

According to an embodiment of the present invention, the DBMS provided in the financial system may be configured by the financial institution to open at least one financial account to at least one financial transaction customer and provide at least one financial transaction service based on the financial account. And at least one ledger D / B for storing at least one ledger for providing, wherein the ledger D / B is at least one for processing at least one financial transaction to be provided to the financial transaction customer by the financial institution. The above ledger information (e.g., customer ledger, reception ledger, collateral ledger, etc.) and at least one ledger additional information corresponding to each ledger information (e.g., more specifically and / or supplementing the attributes / functions of each ledger) are relational It is characterized in that it is stored in association with (Relationship).

Those skilled in the art to which the present invention pertains correspond to at least one ledger information provided in the ledger D / B and each ledger information according to the type of each financial institution and the purpose and characteristic of the financial system. In addition to being familiar with at least one ledger additional information, each ledger information is linked and stored in a relational form, and / or predetermined ledger information and at least one ledger additional information are stored in a relational form. Since it will be understood that the detailed description thereof will be omitted for convenience.

In addition, if a person having ordinary knowledge in the technical field to which the present invention belongs, the financial system to provide a wireless banking service to the corporate staff based on at least one or more financial transaction-related information for providing a wireless banking service for the corporate staff. Since you will be familiar with an embodiment of performing a financial transaction procedure for, the detailed description thereof will be omitted for convenience.

When the banking processing unit 1615 completes a financial transaction procedure for providing a wireless banking service for the corporate employee in connection with the financial system, the information transmission unit 1620 may determine a predetermined financial transaction history corresponding to the financial transaction procedure. Generating wireless banking result information including a, and in conjunction with the wireless banking interface unit 1605 characterized in that for transmitting the generated wireless banking result information to the wireless terminal 700 through the wireless communication network.

According to an embodiment of the present invention, the financial transaction details include a financial transaction approval history for a financial transaction procedure for providing a wireless banking service and a personalized service for the corporate employee, or at least one or more of the financial transaction procedures. It is desirable to include a financial transaction error history.

The wireless terminal 700 having received the wireless banking result information from the wireless banking server through the wireless communication network reads the financial transaction details included in the received wireless banking result information through the wireless banking program, and The read financial transaction history information (eg, financial transaction approval history information or financial transaction error history information) is output to the screen output means provided in the wireless terminal 700.

According to the present invention, the enterprise custom server 1625 has a wireless interface unit for connecting and managing a wireless banking program provided in the wireless terminal 700 and a communication channel for providing the enterprise customized service through the wireless communication network ( And 1635.

Referring to FIG. 16, the enterprise customization server 1625 may include an information receiver 1640 that receives at least one enterprise customization service request information from the radio terminal 700 through the air interface unit 1635, and the enterprise. Reads the information on the customized service request information to confirm the at least one or more corporate custom service to be provided to the employee wireless terminal 700 and the information confirmation unit 1645, and through the information confirmation unit 1645 to the customized service request information When the corresponding enterprise customized service is confirmed, the wireless interface providing unit 1630 for providing a wireless interface corresponding to the enterprise service request information to the wireless terminal 700 in association with the wireless interface unit 1635, The air interface providing unit 1630 is provided to the customized service request information through the air interface provided to the wireless terminal 700 It is characterized in that it comprises a personalized service processing unit 1650 for providing at least one corresponding corporate personalized service.

In addition, the wireless banking server authenticates the validity of the corporate employee in connection with a predetermined employee information D / B (850) to provide a wireless banking service and a personalized service for the corporate employee through the wireless banking program. And an employee certification unit 1655, wherein the position of the employee information D / B 850 is at least provided to the company employee through the wireless banking program provided in the company employee wireless terminal 700. Predetermined corporate customization that is provided in a wireless banking server that provides one or more wireless banking services, or that provides at least one corporate customized service to the corporate employees through the wireless banking program provided in the corporate employee wireless terminal 700. Server 1625 or on an intranet server side of the enterprise It is desirable.

According to an exemplary embodiment of the present invention, when the employee information D / B 850 is provided in the corporate customized server 1625, the corporate customized server 1625 in the wireless banking program provided in the wireless terminal 700. When the predetermined employee authentication information is provided, the employee authentication unit 1655 preferably authenticates the validity of the employee through the received employee authentication information in connection with the employee information D / B 850. .

In this case, when the validity of the employee is authenticated, the employee authentication unit 1655 may further include providing a validity authentication result for the employee to the wireless banking server.

According to another exemplary embodiment of the present invention, the employee information D / B 850 is provided in the corporate personalized server 1625, but predetermined employee authentication information is provided in the wireless banking program provided in the wireless terminal 700. In the case of providing the wireless banking server, when the wireless banking server relays the employee authentication information to the personalized server 1625, the employee authentication unit 1655 is connected to the employee information D / B 850. It is preferable to authenticate the validity of the employee through the received employee authentication information, and to provide a validity authentication result for the employee to the wireless banking server.

According to another embodiment of the present invention, the employee information D / B 850 is provided in the wireless banking server, but the predetermined employee authentication information is provided in the wireless banking program provided in the wireless terminal 700. In the case of providing the personalized server 1625, when the corporate personalized server 1625 relays the employee authentication information to the corporate personalized server 1625, the wireless banking server provides the employee information D / B 850. It is possible to authenticate the validity of the employee through the received employee authentication information in connection with, and to provide a validity authentication result for the employee to the enterprise-specific server 1625.

The information receiving unit 1640 is the wireless banking program is driven in the wireless terminal 700, at least one or more enterprise-customized service request information for providing a personalized service to the corporate employee through the wireless banking program input (or Generated) and transmitted through the wireless communication network, the enterprise customized service request information transmitted from the wireless terminal 700 is received through the wireless interface unit 1635.

When it is confirmed through the information receiving unit 1640 that at least one or more corporate personalized service request information for providing the corporate personalized service to the corporate employee has been received, the information confirming unit 1645 corresponds to the corporate personalized service request information. It is characterized by checking whether the type of enterprise customized service is an information verification service, an information registration service, or an information provision service.

According to an exemplary embodiment of the present invention, when the enterprise personalized service corresponding to the enterprise personalized service request information is an information verification service such as a predetermined salary statement confirmation service, a CEO instruction confirmation service, a business instruction and confirmation service, and the like, the information confirmation The worker 1645 may provide the received personalized service request information to the personalized service processor 1650.

The personalized service processor 1650 may provide the personalized service request information in association with a storage medium 1660 that stores at least one personalized service information for providing an information confirmation service corresponding to the personalized service request information. And extracts predetermined corporate personalized service information corresponding to and provides the extracted corporate personalized service information to the wireless terminal 700 through the communication channel.

According to the exemplary embodiment of the present invention, when the corporate personalized service information stored in the storage medium 1660 does not include a data structure that can be output through a wireless banking program included in the wireless terminal 700, the personalized service information may be used. The service processor 1650 further includes converting the data structure of the customized service information extracted from the storage medium 1660 into a data structure that can be output through a wireless banking program included in the wireless terminal 700. desirable.

For example, when the encoding method of the character information stored in the storage medium 1660 is not compatible with the wireless banking program provided in the wireless terminal, the personalized service processor 1650 may convert the character information to the wireless. It is preferable to encode in an encoding method that can be output through a wireless banking program provided in the terminal.

Or, if the file format (or compression codec) of the image content and / or sound content and / or multimedia content stored in the storage medium 1660 is not compatible with the wireless banking program provided in the wireless terminal, the custom The service processor 1650 converts a file format (or compression codec) of the image content and / or sound content and / or multimedia content into a file format (or compression codec) that can be output through a wireless banking program included in the wireless terminal. It is desirable to.

According to another exemplary embodiment of the present invention, when the enterprise personalized service corresponding to the enterprise personalized service request information is an information registration service such as a predetermined corporate bulletin board service and a business characteristic of each company, the information checking unit 1645 may provide the received corporate personalized service request information to the air interface providing unit 1630.

The air interface providing unit 1630 generates predetermined air interface information that matches a wireless interface for inputting (or selecting) predetermined information corresponding to the enterprise service request information in a wireless banking program included in the wireless terminal. (Or extract) and transmit the data to the wireless terminal 700 through the communication channel.

For example, when the information registration service is an enterprise bulletin board service, the air interface information transmitted by the air interface providing unit 1630 to the radio terminal 700 preferably includes the enterprise bulletin board list information.

Alternatively, when the information registration service is a business reporting service according to the business characteristics of each company, the air interface information transmitted from the wireless interface providing unit 1630 to the wireless terminal 700 is an update procedure of the business report (or It is preferable to include the storage location information according to the payment procedure).

Thereafter, the wireless banking program included in the wireless terminal 700 inputs predetermined parameter information and / or customized service registration information corresponding to the enterprise customized service request information through a predetermined wireless interface corresponding to the wireless interface information. (Or select) and transmit the data to the corporate personalized server 1625, and the predetermined parameter information and / or the personalized service registration information corresponding to the corporate personalized service request information may be transmitted through the wireless interface unit 1635. The predetermined parameter information and / or the customized service registration information received by the information receiving unit 1640 and corresponding to the enterprise customized service request information are provided to the customized service processing unit 1650.

When predetermined parameter information and / or personalized service registration information corresponding to the enterprise personalized service request information is received from the wireless banking program provided in the wireless terminal 700, the personalized service processor 1650 may receive the received parameter. The personalized service registration information may be stored in a predetermined storage medium 1660 based on the information.

According to the method of the present invention, the personalized service registration information stored in the storage medium 1660 corresponding to the information registration service is provided to the wireless terminal 700 of another employee through the information confirmation service, and confirmed, and And / or at least one or more enterprise terminals 1695 provided in the enterprise.

According to another exemplary embodiment of the present invention, the enterprise customized service corresponding to the enterprise customized service request information is an information providing service such as a business reporting service according to the business characteristics of each company, and is predetermined in the received corporate customized service request information. If the parameter information and / or custom service registration information is included, the information check unit 1645 is characterized in that for providing the received custom service request information to the custom service processing unit 1650.

When the corporate personalized service request information including predetermined parameter information and / or personalized service registration information is received from the wireless banking program included in the wireless terminal 700, the personalized service processor 1650 may receive the received parameter. The personalized service registration information may be stored in a predetermined storage medium 1660 based on the information.

According to the method of the present invention, the personalized service registration information stored in the storage medium 1660 corresponding to the information registration service is provided to the wireless terminal 700 of another employee through the information confirmation service, and confirmed, and And / or at least one or more enterprise terminals 1695 provided in the enterprise.

According to the present invention, the wireless interface providing unit 1630 and / or the customized service processor 1650 included in the enterprise customized server 1625 provides at least one enterprise customized service corresponding to the enterprise customized service request information. The storage medium 1660 used to perform the at least one enterprise customized service information registered through the enterprise terminal 1695 and / or the at least one enterprise customized service information registered through the employee's wireless terminal 700 may be used. The storage medium 1660 may be provided in the enterprise custom server 1625 or may be associated with the enterprise custom server 1625, and the present invention is not limited thereto. No.

According to the exemplary embodiment of the present invention, the enterprise customized service information stored in the storage medium 1660 may include at least one or more instruction information (eg, CEO instruction confirmation service or business instruction) registered through the enterprise terminal 1695. And confirmation service) and employee information (or employee group information) for confirming the above instructions, preferably, the company-specific service information including the instruction information and employee information (or employee group information). The personalized service processor 1650 is preferably used to provide a predetermined instruction information confirmation service to the at least one employee wireless terminal 700 corresponding to the employee information.

Alternatively, the personalized service information stored in the storage medium 1660 may include at least one bulletin board registration information registered through the corporate terminal 1695, and / or at least registered through the employee's wireless terminal 700. Preferably, one or more bulletin board registration information is included, and the customized service information including the bulletin board registration information includes a predetermined bulletin board information registration service by the customized service processor 1650 to at least one employee wireless terminal 700. It is preferred to be used to provide.

Alternatively, the personalized service information stored in the storage medium 1660 may be formed by linking at least one salary statement information registered through the corporate terminal 1695 and the employee information to confirm the salary statement. The personalized service information including the salary statement information and employee information is provided by the personalized service processor 1650 using a predetermined employee wireless terminal 700 corresponding to the employee information. It is preferably used to provide.

Those skilled in the art to which the present invention pertains, various information configuration for the customized service information stored in the storage medium 1660, and in response to the customized service processing unit 1650 is the employee wireless terminal ( 700 may infer various implementation methods for providing at least one or more information confirmation services, and / or information registration services, and / or information provision services, but the present invention includes all the implementation methods inferred It features.

According to the present invention, the corporate-customized wireless banking system for providing a corporate banking service and a corporate-customized service for employees, receives at least one corporate-specific service information from the corporate terminal (1695) to the storage medium (1660) It is preferable to include the information registration server 1670 to store.

The enterprise terminal 1695 may be a wired communication network based on a Transmission Control Protocol / Internet Protocol (TCP / IP) (eg, an Asymmetric Digital Subscriber Line (ADSL) / Very High-data Rate Digital Subscriber Line (VDSL) and / or a cable communication network). At least one wired terminal including a desktop computer and / or a notebook that is connected to the information registration server 1670 is communicated via).

According to another embodiment of the present invention, the enterprise terminal 1695 is a mobile communication terminal connected to a code division multiple access (CDMA) based mobile communication network (or a high speed downlink packet access (HSDPA) based mobile communication network), and / Or at least one wireless terminal including at least one portable Internet terminal connected to IEEE 802.16x based high speed wireless Internet, and / or a wireless LAN terminal connected to IEEE 802.11x based wireless LAN communication network. The present invention is not limited thereto.

According to an exemplary embodiment of the present invention, the corporate terminal 1695 preferably includes at least one employee terminal or CEO terminal provided in the company providing the customized service.

The enterprise terminal 1695 outputs at least one or more interface screens provided by the information registration server 1670, and inputs and / or selects at least one or more information through the interface screen to the information registration server 1670. It is desirable to have a functional configuration (e.g., a browser program and a communication function) for transmission.

Those skilled in the art to which the present invention pertains can easily infer the characteristics of the enterprise terminal 1695 corresponding to at least one or more wired terminals and / or wireless terminals. Omit for convenience.

According to an embodiment of the present invention, when the enterprise terminal 1695 is a wired terminal, the network means includes the TCP / IP based wired communication network, and when the enterprise terminal 1695 is a wireless terminal, The network means preferably comprises at least one of the CDMA based (or HSDPA based) mobile communication network, and / or IEEE 802.16x based high speed wireless Internet, and / or IEEE 802.11x based wireless LAN communication network.

According to an embodiment of the present invention, the information registration server 1670 communicates with the enterprise terminal 1695 via the network means in order to provide a web interface corresponding to the enterprise terminal 1695 and the network means. And an interface unit 1675 for connecting and managing channels, whereby the information registration server 1670 is web-connected with the enterprise terminal 1695 via a wired and / or wireless communication network. It has the function of a server.

According to an embodiment of the present invention, when the enterprise terminal 1695 is a wired terminal to which a communication channel is connected through a TCP / IP-based wired communication network, the interface unit 1675 may communicate with the enterprise terminal 1695 and HTTP ( An interface screen and / or information providing screen in the form of a Hyper-Text Markup Language (HTML) compatible document is connected to the corporate terminal 1695 through a communication channel based on a Hyper-Text Transfer Protocol protocol. It is preferable to perform a function of transmitting and outputting the data, and receiving and processing predetermined corporate personalized service information input (or selected) through the interface screen from the enterprise terminal 1695.

According to another exemplary embodiment of the present invention, when the enterprise terminal 1695 is a wireless terminal to which a communication channel is connected through a CDMA-based wireless communication network, the interface unit 1675 is connected to the enterprise terminal 1695 and a WAP (Wireless). Connect a predetermined communication channel based on the Application Protocol and / or Mobile Explorer (ME) protocol, and the interface in the form of WML (Wireless Markup Language) and / or HTML compatible document to the enterprise terminal 1695 through the communication channel. It is preferable to perform a function of transmitting and outputting a screen and / or an information providing screen and receiving and processing predetermined corporate personalized service information corresponding to the interface screen from the corporate terminal 1695.

According to another exemplary embodiment of the present invention, when the enterprise terminal 1695 is a wireless terminal to which a communication channel is connected through an IEEE 802.16x based wireless communication network, the interface unit 1675 may communicate with the enterprise terminal 1695. Connecting a predetermined communication channel based on a wireless protocol corresponding to the IEEE 802.16x standard, transmitting and outputting a predetermined interface screen and / or information providing screen to the enterprise terminal 1695 through the communication channel, and It is preferable to perform a function of receiving and processing predetermined enterprise customized service information corresponding to the interface screen from the enterprise terminal 1695, and / or the enterprise terminal 1695 communicates through an IEEE 802.11x based wireless communication network. In the case of a wireless terminal to which a channel is connected, the interface unit 1675 is based on a wireless protocol corresponding to the enterprise terminal 1695 and the IEEE 802.11x standard. Connect a predetermined communication channel, transmit and output a predetermined interface screen and / or information providing screen to the enterprise terminal 1695 through the communication channel, and output a predetermined interface corresponding to the interface screen from the enterprise terminal 1695. It is desirable to perform the function of receiving and processing the enterprise customized service information.

Referring to FIG. 16, the information registration server 1670 is linked with the interface unit 1675 when a predetermined enterprise terminal 1695 accesses the information registration server 1670 through the interface unit 1675. An interface providing unit 1680 for generating (or extracting) a predetermined interface screen for inputting (or selecting) and transmitting predetermined corporate customized service information from the corporate terminal 1695, and the interface unit 1675. An information receiving unit 1685 for receiving a corporate personalized service information inputted (or selected) and transmitted from the corporate terminal 1695 through the interface screen, and storing the received corporate personalized service information in the storage medium 1660. It is characterized by comprising an information storage unit 1690 to be stored in).

The interface providing unit 1680 has a functional configuration (eg, enterprise) provided to the enterprise terminal 1695 when a predetermined enterprise terminal 1695 accesses the information registration server 1670 through the interface unit 1675. In response to a browser program provided in the terminal 1695, a predetermined interface screen capable of inputting (or selecting) predetermined corporate personalized service information to be transmitted to the information registration server 1670 through the network means, or And / or extract from a predetermined database (not shown) and provide the generated (or extracted) interface screen to the enterprise terminal 1695 via the network means in association with the interface unit 1675. do.

Subsequently, the corporate terminal 1695 inputs (or selects) predetermined corporate personalized service information based on the interface screen, and when it is confirmed that the corporate personalized service information is inputted (or selected), the corporate terminal 1695. ) Transmits the input (or selection) of the enterprise personalized service information to the information registration server 1670 through the network means.

In the technical field to which the present invention pertains, the enterprise terminal 1695 inputs (or selects) the enterprise customized service information through at least one form form included in the interface screen. It will be familiar with the technical features and technical features for transmitting the input (or selection) of the customized service information to the information registration server 1670 through a communication protocol provided by the network means, a detailed description thereof Omit for convenience.

The information receiving unit 1685 inputs (or selects) predetermined company-specific service information through the interface screen in the enterprise terminal 1695 and transmits the information through the network means, in association with the interface unit 1675. Characterized by receiving the personalized service information, and provides the received corporate personalized service information to the information storage unit 1690.

The information storage unit 1690 may store the enterprise customized service information received through the information receiving unit 1685 in the storage medium 1660.

According to the exemplary embodiment of the present invention, the enterprise customized service information stored in the storage medium 1660 may include at least one or more instruction information (eg, CEO instruction confirmation service or business instruction) registered through the enterprise terminal 1695. And confirmation service) and employee information (or employee group information) for confirming the above instructions, preferably, the company-specific service information including the instruction information and employee information (or employee group information). The personalized service processor 1650 is preferably used to provide predetermined instruction information checking service to at least one employee wireless terminal 700 corresponding to the employee information.

Alternatively, the personalized service information stored in the storage medium 1660 may include at least one bulletin board registration information registered through the corporate terminal 1695, and / or at least registered through the employee's wireless terminal 700. Preferably, one or more bulletin board registration information is included, and the customized service information including the bulletin board registration information includes a predetermined bulletin board information registration service by the customized service processor 1650 to at least one employee wireless terminal 700. It is preferred to be used to provide.

Alternatively, the personalized service information stored in the storage medium 1660 may be formed by linking at least one salary statement information registered through the corporate terminal 1695 and the employee information to confirm the salary statement. The personalized service information including the salary statement information and the employee information is provided by the personalized service processor 1650 to a predetermined employee wireless terminal 700 corresponding to the employee information. It is preferred to be used to.

Those skilled in the art to which the present invention pertains, various information configuration for the customized service information stored in the storage medium 1660, and in response to the customized service processing unit 1650 is the employee wireless terminal ( 700 may infer various implementation methods for providing at least one or more information confirmation services, and / or information registration services, and / or information provision services, but the present invention includes all the implementation methods inferred It features.

17 is a diagram illustrating an employee certification process for providing a wireless banking service and a customized service for an enterprise employee according to an exemplary embodiment of the present invention.

In more detail, FIG. 17 illustrates that when a predetermined wireless banking program mounted in the corporate employee wireless terminal 700 illustrated in FIG. 7 is run through the program providing system illustrated in FIGS. 3 and / or 5, the wireless The banking program provides predetermined employee authentication information for the corporate employee to the corporate personalized server 1625 (or corporate intranet server), and correspondingly, the corporate personalized server on the corporate personalized wireless banking system shown in FIG. 1625) (or corporate intranet server) for the process of authenticating the validity of the corporate employee to provide wireless banking services and corporate-specific services for corporate employees, if the person skilled in the art By referring to and / or modifying this drawing 17, the wireless banking service and corporate custom book for the corporate employees Various implementation methods for the employee certification process for providing a company can be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method illustrated in FIG. .

Referring to FIG. 17, the corporate employee wireless terminal 700 illustrated in FIG. 7 may use a program providing system illustrated in FIGS. 3 and / or 5 to provide a wireless banking service and a customized service for the corporate employee. A predetermined wireless banking program is mounted (1700).

According to an exemplary embodiment of the present invention, the wireless banking program is preferably booted after a predetermined power is input to the wireless terminal 700 and then automatically included in a part of the booting process.

According to another exemplary embodiment of the present invention, after the wireless banking program is booted with a predetermined power input to the wireless terminal 700, the corporate employee selects a predetermined wireless banking menu or a wireless banking related key. It is preferable to drive by clicking a button.

According to another exemplary embodiment of the present invention, after the wireless banking program is booted with a predetermined power input to the wireless terminal 700, the corporate employee selects a predetermined corporate customized service menu or corporate customized. It is preferably driven by clicking a service related key button.

When it is confirmed that the wireless banking program is driven as described above (1705), the wireless terminal 700 accesses the corporate personalized server 1625 on the corporate personalized wireless banking system shown in FIG. 16 through the wireless banking program. In response to the corporate personalized server 1625, a predetermined employee authentication information is provided (1710), and in response, the corporate personalized server 1625 is connected to a predetermined employee information D / B 850 to provide the employee authentication information. The company validates the validity of the company's employees (1715).

According to an exemplary embodiment of the present invention, when the employee information D / B 850 is provided in the corporate customized server 1625, the corporate customized server 1625 in the wireless banking program provided in the wireless terminal 700. When the predetermined employee authentication information is provided, the enterprise personalized server 1625 preferably authenticates the validity of the employee through the received employee authentication information in connection with the employee information D / B 850. .

According to another exemplary embodiment of the present invention, when the employee information D / B 850 is provided in a separate server (for example, an intranet server or a DB server of the company) in addition to the enterprise custom server 1625, the When a predetermined employee authentication information is provided to the corporate personalized server 1625 in the wireless banking program provided in the wireless terminal 700, the enterprise personalized server 1625 is provided with the employee information D / B 850. And relaying the employee authentication information to a separate server, and receiving the employee authentication result corresponding to the upper employee authentication information from the separate server.

If the validity of the corporate employee is not authenticated (1720), the corporate custom server 1625 generates the validity error information for the corporate employee and transmits to the wireless terminal 700 (1725), in response to The wireless terminal 700 terminates the wireless banking program (1730).

If the validity of the corporate employee is authenticated (1720), the corporate custom server 1625 generates a validity authentication result for the corporate employee and transmits it to the wireless terminal 700 (1735).

According to an embodiment of the present invention, the corporate custom server 1625 preferably transmits a result of validity authentication for the corporate employee to the wireless banking server, and the wireless banking server then validates the result of the validity of the corporate employee. It is desirable to provide at least one or more wireless banking services to the corporate staff with reference to.

Thereafter, the wireless terminal 700 periodically checks whether a predetermined wireless banking service is provided to the employees of the company through the wireless banking program (1740).

According to an exemplary embodiment of the present invention, the corporate employee wireless banking service is preferably provided by the corporate employee by selecting a predetermined wireless banking menu or by clicking a wireless banking related key button.

According to another exemplary embodiment of the present invention, the wireless banking service for the corporate employee may periodically and / or identify a wireless banking program provided in the wireless terminal 700 by checking schedule information stored in the memory unit 755. It is desirable to provide automatically at a time.

If the wireless banking service for the corporate employee is provided (1745), the wireless terminal 700 is wireless banking for the corporate employee as shown in Figure 18a and 18b, or 19a and 19b through the wireless banking program. Provide service.

In addition, the wireless terminal 700 periodically checks whether a predetermined corporate personalized service is provided to the corporate employees through the wireless banking program (1750).

According to an exemplary embodiment of the present invention, the corporate personalized service is preferably provided by the corporate employee by selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the enterprise personalized service automatically checks schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700 periodically and / or at a specific date and time. It is preferable to provide.

If the customized service is provided (1755), the wireless terminal 700 provides the customized service as shown in Figure 20, 21 or 21b or 22 through the wireless banking program.

18A and 18B illustrate a wireless banking process for corporate employees according to an exemplary embodiment of the present invention.

In more detail, FIGS. 18A and 18B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 17 in connection with the enterprise custom server 1625 (or the company intranet server) on the enterprise custom wireless banking system shown in Figure 16 through the wireless terminal 700 A process of providing a predetermined wireless banking service to the corporate employee through the wireless banking program, specifically, in the employee authentication process shown in FIG. 17, the corporate employee uses a predetermined wireless banking menu through the wireless banking program. It shows the process that the wireless banking is provided by selecting.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 18a and 18b to infer various implementation methods for the wireless banking process for the corporate employees. It is made to include all the inferred implementation methods, and the technical features are not limited only to the implementation methods shown in FIGS. 18A and 18B.

Referring to FIGS. 18A and 18B, a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 may be used in the wireless terminal 700 illustrated in FIG. 7. After performing a corporate custom server 1625 (or corporate intranet server) on the corporate custom wireless banking system shown in Figure 16 and the employee authentication process shown in Figure 17, the wireless terminal 700 in the wireless banking When a predetermined wireless banking service is provided to the corporate employee through a program, the wireless terminal 700 requests the corporate employee financial account information to the wireless banking server through the wireless banking program (1800), and responds thereto. The wireless banking server 1600 extracts the employee financial account information from the ledger D / B on the financial system and transmits it to the wireless terminal 700 (180). 5).

According to another embodiment of the present invention, when the employee financial account information is provided in the memory unit 755 provided in the wireless terminal 700, or a predetermined financial IC chip provided in the wireless terminal 700, The process of requesting and receiving the corporate employee financial account information from the wireless terminal 700 to the wireless banking server through the wireless banking program may be omitted. In this case, the corporate employee financial account information may be omitted from the wireless terminal 700. It is extracted from a memory unit 755 provided in a predetermined or a predetermined financial IC chip provided in the wireless terminal 700.

Thereafter, the wireless terminal 700 inputs (or selects) at least one financial transaction information including the employee financial account information through the wireless banking program (1810).

According to the implementation method of the present invention, the financial transaction information preferably comprises predetermined financial transaction amount information according to the financial transaction type to be processed through the wireless banking program, wherein the financial transaction amount information is the employee It is preferable to include at least one or more of the amount withdrawn from the financial account, and / or the amount deposited into the employee's financial account, and may be omitted (eg, account inquiry transaction) according to the type of financial transaction, The present invention is not limited by this.

In addition, when the financial transaction to be processed through the wireless banking program is a bank transfer transaction, the financial transaction information may include at least one deposit account information (eg, a financial transaction type corresponding to the financial transaction code information corresponds to a bank transfer transaction). In the case that the bank transfer amount transfers the deposit account number, etc.) and / or the virtual account information (eg, the financial transaction type corresponding to the financial transaction code information corresponds to a transaction for transferring a predetermined amount to the virtual account, It is preferable that the amount comprises at least one), such as a virtual account number to be transferred.

If the financial transaction information is input (or selected) (1815), the wireless terminal 700 inputs (1820) predetermined wireless banking authentication information for processing non-face-to-face financial transactions through the wireless banking program.

According to an embodiment of the present invention, the wireless banking authentication information may include an account password corresponding to the employee's financial account, and / or a financial transaction password corresponding to the financial transaction requested through the wireless banking request information (eg, a bank transfer password). And / or a security code (e.g., a security code printed on a security card issued to a customer, and / or a combination of at least two security codes), and / or an OTP code generated through a predetermined OTP generator, and the like. It is preferable to comprise at least one or more.

If the wireless banking authentication information is input (1825), the wireless terminal 700 at least one or more financial transaction information and the wireless banking information corresponding to the corporate employee financial account information and the financial transaction type through the wireless banking program Generating predetermined wireless banking request information including authentication information (1830), and generating the generated wireless banking request information by at least one encryption method (eg, a secret key (or symmetric key) encryption method, and / or public key encryption). Method, and / or electronic envelope encryption method, and / or key exchange encryption method, etc.) (1835).

According to an embodiment of the present invention, the wireless banking request information includes corporate employee financial account information, at least one financial transaction information corresponding to the financial transaction type, and the wireless banking authentication information to the wireless banking server through the wireless communication network. It is desirable to include a data structure corresponding to a communication protocol (or security protocol) defined for transmission.

If the wireless banking request information is encrypted (1840), the wireless terminal 700 transmits the wireless banking request information to the wireless banking server through the wireless communication network (1845), and the wireless banking server transmits the wireless communication network. In operation 1850, the wireless banking request information is received and the wireless banking request information is decrypted through a predetermined decryption method corresponding to the encryption method.

If the wireless banking request information is decoded (1855), the wireless banking server 1600 performs a wireless financial transaction procedure using an employee financial account corresponding to the wireless banking request information in connection with the financial system (1860). .

In the technical field to which the present invention belongs, the wireless banking server 1600 performs a predetermined wireless financial transaction procedure through at least one financial transaction information and corporate employee financial account information included in the wireless banking request information in connection with the financial system. Since you will be familiar with the process to perform, a detailed description thereof will be omitted for convenience.

If the wireless financial transaction procedure is completed (1865), the wireless banking server 1600 generates predetermined wireless banking result information corresponding to the wireless banking request information in connection with the financial system (1870). The wireless banking result information is transmitted to the wireless terminal 700 through a communication network (1875), and the wireless terminal 700 provides at least one or more other wireless banking services through the wireless banking program, or is customized for the enterprise. Can provide services.

19A and 19B are diagrams illustrating a wireless banking process for corporate employees according to another exemplary embodiment of the present invention.

In more detail, FIGS. 19A and 19B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 17 in connection with the enterprise custom server 1625 (or the company intranet server) on the enterprise custom wireless banking system shown in Figure 16 through the wireless terminal 700 Regarding a process of providing a predetermined wireless banking service to the corporate employee through the wireless banking program, in detail, the wireless banking program is stored in the memory unit 755 in the employee authentication process illustrated in FIG. 17. The process of providing wireless banking for the corporate employee with reference to schedule information is illustrated.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 19a and 19b to infer various implementation methods for the wireless banking process for the corporate employees. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in the present drawings 19a and 19b.

19A and 19B, in the wireless terminal 700 illustrated in FIG. 7, a wireless banking program mounted in the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5. After performing the corporate certification server 1625 (or the corporate intranet server) and the employee authentication process shown in Figure 17 on the corporate custom wireless banking system shown in Figure 16, the wireless banking program is the memory unit ( When providing the wireless banking service for the corporate employee by referring to the predetermined schedule information stored in 755, the wireless terminal 700 checks at least one or more schedule information from the memory unit 755 through the wireless banking program. By doing so (1900), it is determined whether a predetermined wireless banking service is provided to the corporate employees.

If it is confirmed that the predetermined wireless banking service is provided to the employees of the enterprise (1905), the wireless terminal 700 is connected to the schedule information and the schedule information and the wireless banking information stored in the memory unit 755. It extracts predetermined financial transaction information including a and outputs it through the wireless banking program, and requests to approve the provision of a wireless banking service for corporate employees through the financial transaction information (1910).

According to an embodiment of the present invention, the financial transaction information output to the wireless banking program may include predetermined financial transaction amount information according to the type of financial transaction to be processed through the wireless banking program, wherein the The financial transaction amount information may include at least one or more of the amount withdrawn from the employee's financial account, and / or the amount deposited into the employee's financial account, and may be omitted depending on the type of financial transaction (eg, account inquiry transaction). The present invention is not limited thereto.

The financial transaction information output to the wireless banking program may include at least one deposit account information (for example, financial transaction corresponding to the financial transaction code information) when the financial transaction to be processed through the wireless banking program is a wire transfer transaction. If the type corresponds to a wire transfer transaction, the deposit account number, etc., to which the transfer amount is transferred, and / or the virtual account information (eg, the financial transaction type corresponding to the financial transaction code information transfers a predetermined amount to the virtual account). In the case of a transaction to be made, it is preferable that the amount comprises at least one), such as a virtual account number is transferred.

If the provision of the wireless banking service for corporate employees through the financial transaction information is not approved (1915), the wireless terminal 700 allows the corporate employee to modify (or change) the financial transaction information through the wireless banking program. Processing (1920), and repeats the process of requesting to approve the provision of the wireless banking service for corporate employees through the modified (or changed) financial transaction information.

On the other hand, if the provision of wireless banking service for corporate employees through the financial transaction information is approved (1915), the wireless terminal 700 inputs predetermined wireless banking authentication information for processing non-face-to-face financial transactions through the wireless banking program. (1925)

According to an embodiment of the present invention, the wireless banking authentication information may include an account password corresponding to the employee's financial account, and / or a financial transaction password corresponding to the financial transaction requested through the wireless banking request information (eg, a bank transfer password). And / or a security code (e.g., a security code printed on a security card issued to a customer, and / or a combination of at least two or more security codes), and / or an OTP code generated through a predetermined OTP generator, or the like. It is preferable to include one or more.

If the wireless banking authentication information is input (1930), the wireless terminal 700 is at least one financial transaction information and the wireless banking information corresponding to the corporate employee financial account information and the financial transaction type through the wireless banking program Generating predetermined wireless banking request information including authentication information (1935), and generating the generated wireless banking request information by at least one encryption method (eg, a secret key (or symmetric key) encryption method, and / or public key encryption); Method, and / or electronic envelope encryption method, and / or key exchange encryption method, etc.) (1940).

According to an embodiment of the present invention, the wireless banking request information includes corporate employee financial account information, at least one financial transaction information corresponding to the financial transaction type, and the wireless banking authentication information to the wireless banking server through the wireless communication network. It is desirable to include a data structure corresponding to a communication protocol (or security protocol) defined for transmission.

If the wireless banking request information is encrypted (1945), the wireless terminal 700 transmits the wireless banking request information to the wireless banking server through the wireless communication network (1950), and the wireless banking server transmits the wireless communication network. In operation 1955, the wireless banking request information is received and the wireless banking request information is decrypted through a predetermined decryption method corresponding to the encryption method.

If the wireless banking request information is decoded (1960), the wireless banking server 1600 performs a wireless financial transaction procedure using an employee financial account corresponding to the wireless banking request information in connection with the financial system (1965). .

In the technical field to which the present invention belongs, the wireless banking server 1600 performs a predetermined wireless financial transaction procedure through at least one financial transaction information and corporate employee financial account information included in the wireless banking request information in connection with the financial system. Since you will be familiar with the process to perform, a detailed description thereof will be omitted for convenience.

If the wireless financial transaction procedure is completed (1970), the wireless banking server 1600 generates predetermined wireless banking result information corresponding to the wireless banking request information in association with the financial system (1975), and the wireless The wireless banking result information is transmitted to the wireless terminal 700 through a communication network (1980), and then the wireless terminal 700 provides at least one or more other wireless banking services through the wireless banking program, or is customized for the enterprise. Can provide services.

20 illustrates a process of providing a personalized service through a wireless banking program according to an embodiment of the present invention.

In more detail, FIG. 20 illustrates the wireless banking program installed in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After the employee authentication process shown in FIG. 17 is performed in connection with the enterprise personalized server 1625 (or the corporate intranet server) on the corporate personalized wireless banking system shown in FIG. 16, the wireless banking in the wireless terminal 700 is performed. As a process for providing at least one corporate personalized service to the corporate employee through a program, specifically, a corporate personalized service corresponding to the information confirmation service to the corporate employee through the wireless banking program in the wireless terminal 700 Will in the process of providing.

Those skilled in the art to which the present invention pertains may refer to various examples of providing a personalized service through a wireless banking program by referring to and / or modifying the drawing 20, but the present invention may be inferred from the above. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 20, the wireless terminal 700 shown in FIG. 7 is connected to the wireless banking program installed in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 17 in connection with the corporate personalized server 1625 (or corporate intranet server) on the corporate personalized wireless banking system shown in 16, the wireless banking program in the wireless terminal 700 When a customized service menu corresponding to an information confirmation service such as a predetermined pay statement confirmation service, CEO instruction confirmation service, business instruction and confirmation service is selected (2000), the wireless terminal 700 is the memory unit ( In operation 755, predetermined parameter information corresponding to the selected enterprise customized service menu is extracted (2005).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Subsequently, the wireless terminal 700 may provide predetermined customized service request information (eg, payroll confirmation service request information, CEO instruction confirmation service request information, work instruction and confirmation service request information, etc.) corresponding to the enterprise customized service menu. And generate predetermined corporate customized service request information including the extracted parameter information (2010), and transmit the generated corporate customized service request information to the wireless banking server 1600 (2015).

Thereafter, the wireless banking server 1600 reads the received corporate personalized service request information so that the corporate personalized service requested from the wireless terminal 700 includes a predetermined salary statement confirmation service, a CEO instruction confirmation service, a business instruction, and the like. It is checked whether the information verification service such as the verification service is performed (2020).

If the corporate personalized service corresponding to the received corporate personalized service request information is not the information verification service (2025), the corporate personalized server 1625 may store the storage medium 1660 on the corporate personalized wireless banking system shown in FIG. In operation 2030, an information registration service and / or an information providing service corresponding to the enterprise customized service request information is provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information confirmation service (2025), the corporate personalized server 1625 is a storage medium 1660 on the corporate personalized wireless banking system shown in FIG. In operation 2035, the service information extracts the customized service information corresponding to the customized service request information received from the wireless banking program included in the wireless terminal 700.

Thereafter, the enterprise personalization server 1625 checks whether or not to convert the data structure for outputting the extracted enterprise personalized service information through a wireless banking program provided in the wireless terminal 700 (2040). If a data structure transformation is required for service information (2045), the enterprise customization server 1625 converts the enterprise customization service information into a data structure that can be output through a wireless banking program provided in the wireless terminal 700 ( 2050).

For example, when the encoding scheme of the corporate personalized service information is not compatible with the wireless banking program provided in the wireless terminal, the personalized service processor 1650 may transmit the corporate personalized service information to the wireless terminal. It is preferable to encode in an encoding method that can be output through a banking program.

Or, if the file format (or compression codec) of the image content and / or sound content and / or multimedia content corresponding to the enterprise customized service information is not compatible with the wireless banking program provided in the wireless terminal, the customized service processing unit In operation 1650, the file format (or compression codec) of the image content and / or sound content and / or multimedia content may be converted into a file format (or compression codec) that can be output through a wireless banking program included in the wireless terminal. desirable.

If the enterprise customized service information is converted into a data structure that can be output through a wireless banking program provided in the wireless terminal 700, or if the data structure of the enterprise customized service information is not necessary, the enterprise customized server 1625 ) Transmits the customized service information to the wireless terminal 700 (2055), and correspondingly, the wireless terminal 700 receives the customized service information and outputs it through the wireless banking program (2060). Then, the wireless terminal 700 may provide at least one or more other customized services through the wireless banking program, or may provide at least one or more wireless banking services for the corporate employees.

21A and 21B illustrate a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

In more detail, FIGS. 21A and 21B illustrate a wireless banking program mounted on the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After performing the employee authentication process shown in FIG. 17 in connection with the enterprise custom server 1625 (or the company intranet server) on the enterprise custom wireless banking system shown in Figure 16 through the wireless terminal 700 A process for providing at least one corporate personalized service to the corporate employee through the wireless banking program, specifically, a company corresponding to an information registration service to the corporate employee through the wireless banking program in the wireless terminal 700. Will in the process of providing personalized service.

Those skilled in the art to which the present invention pertains may refer to and / or modify the drawings 21a and 21b to infer various implementation methods for providing a customized service through a wireless banking program. The present invention includes all the inferred implementation methods, and the technical features are not limited only to the implementation methods shown in FIGS. 21A and 21B.

21A and 21B, a wireless banking program mounted on the wireless terminal 700 is provided by the wireless terminal 700 illustrated in FIG. 7 through a program providing system illustrated in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 17 in connection with the enterprise custom server 1625 (or the company intranet server) on the enterprise custom wireless banking system shown in Figure 16 through the wireless terminal 700 If a corporate customized service menu corresponding to a predetermined corporate bulletin board service and a business reporting service according to the business characteristics of each company is selected through a wireless banking program (2100), the wireless terminal 700 is stored from the memory unit 755. The predetermined parameter information corresponding to the selected enterprise customized service menu is extracted (2105).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Subsequently, the wireless terminal 700 extracts predetermined customized service request information (eg, corporate bulletin board service request information, business report service request information according to business characteristics of each company) corresponding to the corporate customized service menu, and the extracted information. Generates predetermined corporate personalized service request information including parameter information (2110) and transmits the generated corporate personalized service request information to the wireless banking server 1600 (2115).

Subsequently, the wireless banking server 1600 reads the received corporate personalized service request information so that the corporate personalized service requested from the wireless terminal 700 is a business bulletin board service and a business report service according to the business characteristics of each company. Check whether the information registration service such as (2120).

If the enterprise personalized service corresponding to the received enterprise personalized service request information is not the information registration service (2125), the enterprise personalized server 1625 may store the storage medium 1660 on the enterprise personalized wireless banking system shown in FIG. In operation 2130, an information confirmation service and / or an information providing service corresponding to the enterprise customized service request information is provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information registration service (2125), the corporate personalized server 1625 is a storage medium 1660 on the corporate personalized wireless banking system shown in FIG. Check the wireless interface information corresponding to the enterprise service request information received from the wireless banking program provided in the wireless terminal 700 in connection with the (2135), the wireless interface information to the wireless terminal 700 And transmit (2140).

For example, when the information registration service is a corporate bulletin board service, the air interface information may include the corporate bulletin board list information.

Alternatively, when the information registration service is a business report service according to the business characteristics of each company, the air interface information is preferably made to include the storage location information according to the renewal procedure (or payment procedure) of the business report.

Thereafter, the wireless terminal 700 outputs a predetermined wireless interface screen corresponding to the wireless interface information through the wireless banking program (2145), and at least one or more customizations through the wireless interface screen corresponding to the wireless banking program. The service registration information is input (or selected) (2150).

For example, when the information registration service is a corporate bulletin board service, the customized service registration information input (or selected) through the air interface screen may include at least one bulletin board registration information to be registered in the corporate bulletin board.

Alternatively, when the information registration service is a business report service according to the business characteristics of each company, the customized service registration information input (or selected) through the wireless interface screen may include at least one or more business report information. .

If the input (or selection) of the personalized service registration information is confirmed (2155), the wireless terminal 700 transmits the inputted (or selected) personalized service registration information to the wireless banking server 1600 ( 2160, the enterprise personalization server 1625 stores the received personalized service registration information in the storage medium 1660 (2165). Thereafter, the wireless terminal 700 may provide at least one or more other customized services through the wireless banking program, or may provide at least one or more wireless banking services to the corporate employees.

22 illustrates a process of providing a personalized service through a wireless banking program according to another exemplary embodiment of the present invention.

In more detail, FIG. 22 illustrates the wireless banking program installed in the wireless terminal 700 through the program providing system illustrated in FIGS. 3 and / or 5 in the wireless terminal 700 illustrated in FIG. 7. After the employee authentication process shown in FIG. 17 is performed in connection with the enterprise personalized server 1625 (or the corporate intranet server) on the corporate personalized wireless banking system shown in FIG. 16, the wireless banking in the wireless terminal 700 is performed. As a process for providing at least one corporate personalized service to the corporate staff through a program, specifically, the wireless terminal 700 provides a corporate customized service corresponding to the information providing service to the corporate staff through the wireless banking program Will in the process of providing.

Those skilled in the art to which the present invention pertains can refer to various examples of providing a personalized service through a wireless banking program by referring to and / or modifying the drawing 22, but the present invention can be inferred from the above. It is made to include all the inferred implementation method, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 22, the wireless terminal 700 shown in FIG. 7 is connected to the wireless banking program installed in the wireless terminal 700 through the program providing system shown in FIGS. 3 and / or 5. After performing the employee authentication process shown in FIG. 17 in connection with the corporate personalized server 1625 (or corporate intranet server) on the corporate personalized wireless banking system shown in 16, the wireless banking program in the wireless terminal 700 If a corporate customized service menu corresponding to a business reporting service according to the business characteristics of each company is selected (2200), the wireless terminal 700 is a customized service corresponding to the selected corporate customized service menu through the wireless banking program The wireless interface screen for inputting (or selecting) registration information is output (2205).

According to an exemplary embodiment of the present invention, the corporate personalized service menu selection process is preferably performed by the corporate employee selecting a predetermined corporate personalized service menu or by clicking a key button related to the corporate personalized service.

According to another exemplary embodiment of the present invention, the corporate personalized service menu selection process may be performed periodically and / or by identifying a schedule information stored in the memory unit 755 by the wireless banking program included in the wireless terminal 700. It is desirable to automatically take place at a time.

Thereafter, the wireless terminal 700 inputs (or selects) at least one or more personalized service registration information through a wireless interface screen corresponding to the wireless banking program (2210).

For example, when the information providing service is a business report service according to a business characteristic of each company, the customized service registration information input (or selected) through the wireless interface screen may include at least one or more business report information. .

If the input (or selection) of the personalized service registration information is confirmed (2215), the wireless terminal 700 extracts predetermined parameter information corresponding to the enterprise personalized service menu from the memory unit 755 ( 2205).

Thereafter, the wireless terminal 700 provides predetermined customized service request information (eg, business report service request information according to the business characteristics of each company) corresponding to the customized service menu, the extracted parameter information, and the wireless interface. Generates predetermined corporate personalized service request information including the customized service registration information input (or selected) through the screen (2225), and transmits the generated corporate personalized service request information to the wireless banking server 1600 ( 2230).

Thereafter, the wireless banking server 1600 reads the received corporate personalized service request information to determine whether the corporate personalized service requested from the wireless terminal 700 is an information providing service such as a business reporting service according to the business characteristics of each company. Check (2235).

If the corporate tailoring service corresponding to the received corporate tailored service request information is not the information providing service (2240), the corporate tailoring server 1625 may store the storage medium 1660 on the corporate tailored wireless banking system shown in FIG. In step 2245, an information confirmation service and / or an information registration service corresponding to the enterprise customized service request information is provided.

On the other hand, if the corporate personalized service corresponding to the received corporate personalized service request information is the information providing service (2240), the corporate personalized server 1625 is a storage medium 1660 on the corporate personalized wireless banking system shown in FIG. The personalized service registration information included in the received corporate personalized service request information is stored in the storage medium 1660 (2250), and then the wireless terminal 700 at least one or more other companies through the wireless banking program. It may provide a personalized service, or provide at least one or more wireless banking services for the corporate staff.

23 is a diagram illustrating an information registration process for providing a customized service through a wireless banking program according to an embodiment of the present invention.

More specifically, in FIG. 23, an enterprise terminal 1695 on the enterprise customized wireless banking system shown in FIG. 16 is provided to provide the enterprise customization service shown in FIGS. 20 and / or 21a and 21b and / or 22. The storage medium (1660) is transmitted to the information registration server (1670) through the network means of the enterprise customized service information for providing a customized service through the wireless banking program provided in the wireless terminal 700 shown in Figure 7 to the information registration server (1670). As a person having ordinary knowledge in the technical field to which the present invention pertains, the information registration process for providing a personalized service through a wireless banking program by referring to and / or modifying the drawing 23 is provided. Various implementation methods may be inferred, but the present invention includes all the implementation methods inferred, and only the implementation method shown in FIG. It shall be defined.

Hereinafter, in FIG. 23, the information registration server 1670 on the enterprise customized wireless banking system shown in FIG. 16 is referred to as " server " for convenience, and the enterprise terminal 1695 on the enterprise customized wireless banking system shown in FIG. It is called "terminal" for convenience.

Referring to FIG. 23, the terminal on the enterprise customized wireless banking system shown in FIG. 16 accesses the server through the network means and connects a communication channel for providing an enterprise customized service through a wireless banking program (2300).

According to an embodiment of the present invention, the communication channel connection process may further include at least one or more steps of logging in to the server from the terminal, and / or joining the server to the server. In the process, the customer information corresponding to the terminal is extracted (or obtained).

Those skilled in the art to which the present invention pertains may access the wireless banking program by accessing the server according to a communication protocol corresponding to the network means through a predetermined browser program corresponding to the network means. You will be familiar with the technical features of connecting the communication channel for providing customized services through the company, the detailed description thereof will be omitted for convenience.

When the communication channel for providing a personalized service through the wireless banking program is connected between the terminal and the server as described above, the terminal interface screen for providing a personalized service through the wireless banking program to the server through the communication channel. Request (2305), and correspondingly, the server generates (or extracts) an interface screen including a user interface for inputting (or selecting) the enterprise customized service information in the terminal (2310), and generates the ( Alternatively, the extracted interface screen is transmitted to the terminal through the communication channel (2315).

Thereafter, the terminal processes (2320) the corporate personalized service information to be input (or selected) through the user interface included in the interface screen for the enterprise personalized service information input (or selection).

According to an exemplary embodiment of the present invention, when the enterprise personalized service includes at least one or more predetermined salary statement confirmation service, CEO instruction confirmation service, business instruction and confirmation service, and the like, the enterprise customization service information may include the salary history information. Preferably, at least one of CEO instruction information, business instruction information, and the like.

According to another exemplary embodiment of the present invention, when the enterprise customized service is a predetermined corporate bulletin board service and a business report service according to the business characteristics of each company, the enterprise customized service information is transmitted to the corporate bulletin board 1695 by the corporate bulletin board. It is preferable to include at least one bulletin board registration information or business report information to register.

If the personalized service information is input (or selected) at the terminal (2325), the terminal transmits the personalized service information to the server through the communication channel (2330), and the server correspondingly The received personalized service information is stored in the storage medium 1660 shown in FIG. 16 (2335).

According to the present invention, the company provides at least one or more wireless banking services to its employees in association with a predetermined financial institution, and at least one or more enterprise-specific wireless application services optimized for the corresponding company in connection with the wireless banking. There is an advantage that can provide.

According to the present invention, the financial institution provides at least one wireless banking service and a customized wireless application service in connection with the company, thereby attracting the company and the corporate employee as a trading customer of the financial institution.

Claims (4)

Program storage means for classifying and producing a company-specific wireless banking program including at least one company-customized service function requested by a company, and storing the company-specific wireless banking program in a predetermined program D / B; When providing a personalized wireless banking program designed for a specific company to a wireless terminal of a specific company, employees of the specific company in connection with a predetermined storage medium (or storage medium operating means) for storing corporate employee authentication information for each company or Authentication means for authenticating the validity of the employee wireless terminal; Program providing means for providing a customized wireless banking program produced for the specific company to the wireless terminal of the employee of the specific company which has been validated; And And service providing means for providing at least one company-customized service requested by the specific company and a wireless banking service supporting the financial transaction of the employee by mobile in connection with a personalized wireless banking program installed in the employee wireless terminal of the specific company. Customized wireless banking service providing system, characterized in that made. The method of claim 1, wherein the enterprise customization service, A system for providing a customized wireless banking service, comprising at least one of a corporate bulletin board service, a payroll statement checking service, a CEO instruction checking service, a work instruction and checking service, and a business reporting service according to the business characteristics of each company. The method of claim 1, wherein the company customized service providing means, Equipped with a financial company that provides the wireless banking service, or Customized wireless banking service providing system, characterized in that provided to the company requesting the customized service. When providing a customized wireless banking program produced for a specific company in a predetermined authentication means to the employee wireless terminal of a specific company, the specific in connection with a predetermined storage medium (or storage medium operating means) for storing the company's employee authentication information for each company Authenticating the validity of a company employee or a employee wireless terminal; Providing a customized wireless banking program designed for the specific company to a wireless terminal of a specific company whose validity is certified in a predetermined program providing means; And And providing at least one corporate customized service requested by the specific company and a wireless banking service of the employee through a customized wireless banking program installed in an employee wireless terminal of the specific company in a predetermined service providing means. How to provide a customized wireless banking service.

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