KR20080036179A - System for operating mobile gift certificates - Google Patents

Abstract

A system for operating a mobile gift certificate is provided to enable a client to use the gift certificate easily and conveniently by authenticating the client and loading/using the gift certificate with a gift certificate processing module mountable to a mobile terminal of the client. A loading part(110) stores gift certificate data to a memory of a mobile terminal(150) of a client by transmitting the gift certificate data to the mobile terminal through the mobile network. An authenticator(115) authenticates use of the gift certificate data when the gift certificate data stored in the memory of the mobile terminal is used. A storing part stores information for a member shop or a purchase article using the gift certificate data to a storage medium by linking with information of the client using the gift certificate data. A CRM(Customer Relationship Management) information extractor extracts CRM information of the client using the gift certificate data by using member shop information and purchase article information stored in the storage medium. A processing part(120) process the payment of a gift certificate issued to a client by linking with the authenticator.

Description

System for Operating Mobile Gift Certificates}

1 is a simplified configuration diagram in which a gift voucher provider and a client wireless communication device are connected on a network according to the present invention.

2 is a simple configuration diagram of a gift certificate processing module that can be mounted in a wireless communication device of a client.

3 is a simplified flowchart of the overall process of a client connecting to a gift voucher provider, receiving a voucher, and receiving the voucher to his wireless communication device.

4 is a simple flowchart of a process in which a client uses a gift certificate mounted in a gift certificate processing module mounted in his wireless communication device.

5 is a simple flowchart illustrating a process of delivering a gift certificate (data) mounted on a gift certificate processing module in a wireless communication device to another client.

6 is a simple flowchart illustrating a process of updating a gift certificate (data) mounted in a gift certificate processing module mounted in a wireless communication device of a client.

7 is an exemplary diagram of a simple terminal in which gift certificate information mounted in a gift certificate processing module mounted in a wireless communication device of a client is output on a screen of the wireless communication device.

8 is a simple diagram of an ICC equipped with gift certificate storage information and a wireless terminal equipped with an ICC.

Fig. 9 is a simple diagram of the configuration of the gift certificate module element file.

Fig. 10 is a simple diagram for the configuration of the gift certificate data element file.

11 is a simple diagram of a gift certificate operating system using an ICC mounted on a wireless terminal.

12 is a simple flowchart of a process in which a wireless client provides a gift certificate to his wireless terminal.

13 is a simple flowchart illustrating a process of providing a gift certificate to a wireless terminal by a wired or wireless client.

Fig. 14 is a simple diagram of a system for transmitting a gift certificate issued to an ICC mounted on a wireless terminal to an ICC of another wireless terminal.

15 is a simple flowchart illustrating a process of transmitting a gift certificate issued to an ICC mounted on a wireless terminal to an ICC of another wireless terminal.

<Description of main parts of drawing>

100: gift voucher 105: issuer

110: mounting unit 115: authentication unit

120: processing unit 125: amount information database

130: issued information database 135: valid information database

140: merchant information database 145: usage information database

150: wireless communication device 155: transceiver

160: output unit 165: input unit

170: gift certificate processing module

The present invention is a means for transmitting the gift certificate data to a client-owned mobile phone via a wireless communication network, processing to be stored in a certain memory area of the mobile phone, and the use of the gift certificate data when using the gift certificate data stored in the predetermined memory area within the mobile phone approval processing It relates to a mobile voucher management system comprising a means to.

A gift certificate is a kind of ticket that contains a certain amount of value, and is used as a means for the operator to promote and purchase its products, and is used as a gift between customers and customers or between customers and companies. It is used.

The vouchers can be issued both online and offline, but in the case of online, the vouchers are usually delivered in an offline form, so strictly speaking, it can be said that issuance and distribution on-line are based on offline.

In addition, since the current vouchers are operated offline, the information of the user who carries the vouchers is not known at all. There was a problem that there is no way to confirm.

Also, gift certificates are fixed-value bearer securities that can be exchanged for tangible and intangible goods, and within the range of the amounts stated on the ticket, all goods handled by the gift certificate issuer and / or merchants can be purchased at will, and are mainly used for gifts. It is mainly issued by department stores and famous department stores. Such a gift certificate can be used as a gift between individual and individual and / or corporate-to-business gift to a gift certificate issuing institution, since the outstanding amount of the gift certificate serves as a borrower's capital without interest. It includes the usefulness for gift voucher users to conveniently purchase the merchandise sold by the voucher issuing agency and / or merchant at a desired time and place.

To date, gift certificates are primarily in the form of securities printed on paper, and most gift certificates issued online and / or offline provide paper gift certificates printed with the amount of use, expiration date, gift voucher issuer, and merchant information. Even if you applied for a voucher online, it was not an online voucher in a strict sense, because the voucher is delivered in printed form.

In particular, since most of the existing gift certificates are in the form of bearer securities, there was no way to check who bought what goods and when and where at the time of collecting the gift certificate gift certificates.

An object of the present invention to solve the above problems is a means for transmitting the gift certificate data to the client-owned mobile phone via a wireless communication network, processing to be stored in a certain memory area of the mobile phone, gift certificate data stored in the predetermined memory area of the mobile phone In use, the present invention provides a mobile voucher management system comprising means for approving the use of the voucher data.

The mobile voucher operating system according to the present invention comprises a means for transmitting voucher data to a client-owned mobile phone via a wireless communication network and processing the voucher data to be stored in a predetermined memory area of the mobile phone, and when using the gift voucher data stored in the predetermined memory area of the mobile phone. And means for authorizing the use of the gift certificate data.

According to the present invention, the mobile voucher management system is a means for connecting the merchant or purchase goods information using the gift certificate data to the user information using the gift card data to store in the storage medium and the merchant or purchase goods using the gift card data stored in the storage medium And means for deriving customer relationship management (CRM) information of the gift certificate data user using the information.

According to the present invention, the predetermined memory area in the mobile phone is an IC chip including at least one of a user identity module (UIM), a user subscriber module (USIM), and a subscriber module (SIM).

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are illustrated, which are provided to help a more general understanding of the present invention, and the present invention may be practiced without these specific details. It will be apparent to those skilled in the art. In describing the present invention, when it is determined that the detailed description of the related known functions or configurations may unnecessarily obscure the gist of the present invention, the detailed description thereof will be omitted.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

1 is a simple configuration diagram in which a gift certificate provider 100 and a client wireless communication device 150 are connected on a network according to the present invention.

The figure transmits the generated gift certificate data to the gift certificate processing module 170, which can be mounted in the wireless communication device 150 of the client and is composed of a smart card (IC chip) capable of mounting the UIM, USIM, SIM card, and gift certificate data. The voucher provider 100, which controls and manages the use of the voucher and the transfer to other clients, and the subscriber authentication and a plurality of data (voucher data) for the implementation of the present invention. It is a simple block diagram showing the correlation with the client wireless communication device 150 equipped with the gift certificate processing module 170.

Gift certificate provider 100 issuing unit 105, mounting unit 110, authentication unit 115, processing unit 120 and amount information 125, issue information 130, valid information 135, merchant information 140 ), The use information 145, etc., consisting of a database, each function is as follows.

The issuing unit 105 functions to issue a gift certificate including value information, issuance information, valid information, and merchant information, and issues a gift certificate at the request of a client connected through a wired or wireless network.

* The mounting unit 110 performs a data processing process on the gift certificate issued at the client's request, and has a function of helping to mount the gift certificate processing module (UIM, USIM, SIM card, etc.) 170 of the client's wireless communication device 150. do.

The authentication unit 115 performs the use, transfer, etc. of the gift certificate when the client, which is loaded with the gift certificate data issued through the issuing unit, in the gift certificate processing module 170 mounted in the wireless communication device 150 of the user, The authentication function is performed by referring to client authentication information and the like in the gift certificate processing module 170.

The processor 120 is in charge of (payment) processing by the payment processing of the gift certificate issued to the client and the use of the gift certificate, etc., and functions in conjunction with the authentication unit 115.

The databases in the gift voucher provider 100 store information necessary for issuing and using the voucher of the client, and include product information, issuance information, validity information, merchant information, and usage information. Same as

The amount information database 125 is a database that stores available amount information of the gift certificate (data) issued by the client and mounted in the gift certificate processing module 170 in the wireless communication device 150 of the client.

The issue information database 130 is a database including issue date and time information and issuer information of the gift certificate.

The validity information database 135 is a database that includes information on validity periods of the gift certificate and basic environmental information for validating the use of the gift certificate. The basic environment information includes information on the wireless communication device 150 capable of receiving a gift certificate (data) or information on the gift certificate processing module mounted in the wireless communication device 150.

The affiliated store information database 140 is a database including wired and wireless affiliated store information capable of using a gift certificate obtained by a client.

The usage information database 145 authenticates the client included in the gift certificate processing module 170 when the client uses the gift certificate installed in the gift certificate processing module 170 in his wireless communication device 150. It is a database storing CRM (Customer Relationship Management) data generated by confirming the use of the gift certificate matched with the information and confirming the used merchant or more specifically the purchased goods.

According to the present invention, the client receives the gift certificate from the gift certificate provider 100 via the wireless communication device 150 equipped with a gift certificate processing module 170 that can be loaded with UIM, USIM, SIM card and gift certificate data and use it. . Basically, the wireless communication device 150 is connected to the transmission / reception unit 155 and the wireless communication device 150 screen for transmitting and receiving data, and outputs the data on the screen 160 and a key. And an input unit 165 connected to a pad or the like to obtain an operation signal from a client.

In addition, the wireless communication device 150 is financial settlement information, member (employee) certificate information, identity authentication information, digital certificate (electronic signature) information, phone number information, SMS information, billing information and gift certificate information, etc. for the present invention Further comprising a gift certificate processing module 170 capable of authenticating and loading various data of the gift certificate processing module 170, a UIM (User Identity Module) card, a User Subscriber Identity Module (USIM) card, SIM (Subscriber Identity Module) card and smart card (IC chip) capable of processing (mounting and using, etc.) of gift card data.

2 is a simple configuration diagram of the gift certificate processing module 170 that can be mounted in the wireless communication device 150 of the client.

According to the present invention, the gift certificate processing module 170 mounted on the wireless communication device 150 to mount and use the gift certificate (data) using the wireless communication device 150 of the client is a SIM, USIM, UIM card and It is composed of a smart card (IC chip) and the like, as described above, the configuration method of the card is to specify that it includes all three methods shown in this figure.

SIM, USIM, UIM card and the like functions such as subscriber authentication of the client and provision of subscriber information, and generally can be provided by the mobile carrier. In addition, the smart card (IC chip) constituting the gift certificate processing module 170, together with the SIM, USIM, UIM card has a function of loading and processing the gift certificate data to implement the present invention, According to the method, it can be configured as a single chip by being present or combined separately with the SIM card.

3 is a simple flow chart of the overall process of the client connected to the gift voucher provider 100, receives the gift voucher and receives it to his wireless communication device 150 according to the present invention.

When the client connects to the gift certificate provider 100 through the wired / wireless network (300), the client selects (or selects) a desired gift certificate and requests a download to its wireless communication device 150 (305). . The wireless communication device 150 receives (downloaded) gift certificate data mounted with a gift certificate processing module 170 including a UIM card, a USIM card, a SIM card, and a smart card (IC chip) for smooth implementation of the present invention. You can save it.

When the payment for the gift certificate selected by the client is completed (310), the gift certificate provider 100 performs the processing in the form that can be mounted on the gift certificate processing module 170 of the wireless communication device 150 of the client (315) The processed gift certificate (data) is transmitted to the client through the wireless network (320).

The gift certificate (data) transmitted to the client's wireless communication device 150 is loaded on the gift certificate processing module 170 mounted in the wireless communication device 150 (325), and the client subsequently uses the received gift certificate. Will be determined. The client who wants to use the gift certificate uses the gift certificate through the affiliate store (330), and the information of the gift certificate used by the client is transmitted to the gift certificate provider 100 (335).

Since the gift certificate (data) is mounted and stored in the gift certificate processing module 170, the gift certificate (data) can be used in combination with the authentication information of the client included in the gift certificate processing module 170. In addition, using this, the gift certificate provider 100 may use the CRM by tracking and databaseing the usage information of the client that receives and uses the corresponding gift certificate.

However, if the gift certificate is not used, the gift certificate (data) is mounted on the gift certificate processing module 170 mounted in the wireless communication device 150 and stored and stored (340).

4 is a simple flowchart illustrating a process in which a client uses a gift certificate mounted in a gift certificate processing module 170 mounted in his wireless communication device 150.

5 is a diagram illustrating a process of receiving a gift certificate (data) from the gift certificate provider 100 and using the gift certificate by a client mounted on the gift certificate processing module 170 in the wireless communication device 150. The use of the gift certificate mounted in the gift certificate processing module 170 in the communication device 150 is determined (400), and the gift certificate (data) mounted in the gift certificate processing module 170 is checked (405).

The confirmation of the gift certificate means confirmation of basic information on the gift certificate, and may be a plurality of pieces of information such as gift certificate amount information and issuer information, and the client may conveniently use the output unit 160 in the wireless communication device 150. It is possible to output on the screen of the wireless communication device 150 to check the gift certificate information.

If the client wants to output the gift certificate information on the screen (410), the client checks the gift certificate (data) in the gift certificate processing module 170 on the screen (415). However, if the client does not want to output the gift certificate information on the screen (420), the process of outputting the gift certificate is skipped and proceeds to the gift certificate using process (425).

Gift certificate information is output on the screen of the wireless communication device 150, and if the client intends to use the gift certificate, the use of the gift certificate is confirmed. The use of the gift certificate means that the client directly uses the gift certificate through a merchant or the like, or delivers (gift, etc.) a gift certificate possessed by the client to another client.

If the client wants to use the gift certificate (430), the merchant can use the gift certificate can be used (435), the client's voucher use history (user information) is transmitted to the gift certificate provider 100 (440).

Since the gift certificate (data) is mounted and operated in the gift certificate processing module 170 in the wireless communication device 150 of the client, the client authentication information (USIM, UIM, SIM card) and the like included in the gift certificate processing module 170 and the like. It can be used by matching. Therefore, the gift certificate provider 100 can obtain the gift certificate use information of the client, and through this, it is possible to perform effective CRM by analyzing the gift certificate use information of the client.

However, the client can transfer to another client without using a gift certificate owned by the client (mounted in the gift certificate processing module in the wireless communication device 150) (445), which will be described later with reference to FIG. It demonstrates more concretely.

5 is a simple flowchart illustrating a process of delivering a gift certificate (data) mounted on the gift certificate processing module 170 in the wireless communication device 150 to another client.

If the client wants to transfer (transmit) the gift certificate (data) mounted on the gift certificate processing module 170 in his wireless communication device 150 to another client, the information of the client (hereinafter referred to as a receiving client) to receive the gift certificate (hereinafter referred to as wireless) Communication device 150, etc.) is entered (500).

The gift certificate provider 100 checks the received client information transmitted from the client to determine whether transmission is possible (505), and if gift voucher delivery is possible (510), receives the client's gift certificate data to receive the client wireless communication device 150 (515). However, if a network failure or the wireless communication device 150 of the receiving client is not ready to receive the gift certificate (data), and thus the delivery (transmission) of the gift certificate is impossible (520), the gift certificate cannot be received message or a transmission error message. And so on (525).

When the gift certificate provider 100 receives the client's gift certificate (data) and transmits it to the wireless communication device 150 of the receiving client, the gift certificate (data) automatically mounted in the gift certificate processing module 170 in the client wireless communication field. ) Is extinguished (530), and the gift certificate is mounted in the gift certificate processing module 170 in the wireless communication device 150 of the receiving client (535).

6 is a simple flowchart illustrating a process of updating a gift certificate (data) mounted in the gift certificate processing module 170 mounted in the wireless communication device 150 of the client.

6 illustrates that when a client already holds a gift certificate (data) in the gift certificate processing module 170 in the wireless communication device 150, the client tries to receive a new gift certificate (data) and mount it on the gift certificate processing module 170. As a flowchart of the process, a plurality of gift certificates (data) can be mounted on the characteristics of the gift certificate processing module 170 as well as additional gift certificate (data) information to an existing gift certificate (data) as described in this figure. It may be included further.

When the gift certificate provider 100 attempts to transmit a gift certificate to a client that wants to receive the gift certificate (600), the gift certificate provider 100 is configured to store the gift certificate mounted in the gift certificate processing module 170 in the wireless communication device 150 of the client. Check if it already exists (605).

If the client has a previously acquired gift certificate (610), the gift certificate provider 100 checks the existing gift certificate information (615), and accumulates the gift certificate information newly added to the existing gift certificate information (620), The newly updated gift certificate information is loaded into the gift certificate processing module (625).

The accumulation of the gift certificate information means the accumulation of the amount of money information and the like for the gift certificate (data) that the client has previously mounted in the gift certificate processing module in the wireless communication device 150 of the client. For example, if a client receives a 100 million won gift certificate, if the client receives an additional 50 million won gift certificate, the 500,000 won gift certificate information is added to the 100,000 won gift certificate information to process the gift certificate in the wireless communication device 150 of the client. In the module, 150,000 won gift certificate information is recorded.

However, the present invention is not limited to the above method, and may be individually mounted for each gift certificate.

7 is an exemplary diagram of a simple terminal in which gift certificate information mounted in a gift certificate processing module 170 mounted in a wireless communication device 150 of a client is output on a screen of the wireless communication device 150.

The gift certificate processing module 170 mounted in the wireless communication device 150 to mount the gift certificate (data) of the client may be configured as a UIM card, a USIM card, a SIM card, and a smart card (IC chip). The UIM card, USIM card, SIM card, etc. of the processing module 170 may serve as a subscriber authentication process of the client, and the smart card (IC chip) is responsible for loading and processing gift card data.

In addition, as shown in this drawing, the mounted gift certificate information may be output on the screen of the wireless communication device 150 for the client to confirm and transmit to other clients.

In this figure, the amount of money information, merchant information, issuer information, and the like for the gift certificate information displayed on the screen of the wireless communication device 150 is illustrated, but is not limited thereto. More specific and useful information of a person skilled in the art for implementing the present invention. It is noted that the display may be possible.

Hereinafter, a system and method for providing electronic gift certificate data with gift certificate storage information included in the ICC through a wireless terminal equipped with an integrated circuit chip (ICC) according to another embodiment of the present invention will be described.

In still another embodiment of the present invention, a wireless terminal equipped with an ICC, which may be provided or provided with gift certificate storage information, a gift certificate agent that may be mounted on at least one or more wireless terminals, and a gift certificate that may be mounted on at least one or more ICCs. A gift certificate management system comprising a gift certificate providing server for extracting and / or generating storage information, and / or gift certificate data that can be mounted on the gift certificate storage information included in the ICC, and providing the same through a mobile communication network, and the gift certificate management system. Wherein the gift voucher providing server extracts and generates at least one gift voucher agent, gift voucher storage information, and / or gift voucher data, etc. at the request of the wireless terminal, the gift voucher providing server generates the voucher agent, gift voucher storage information, And / or gift certificate data at least Providing to the wireless terminal equipped with ICC through at least one mobile communication network, the wireless terminal (for example, gift certificate agent) stores the gift certificate storage information provided as described above in the ICC post-issued and / or gift certificate data provided in the ICC Mounting with information;

In the present invention, the ICC is a smart card (eg, a subscriber identity module (SIM), a universal identification module (UIM), a universal subscriber identity module (USIM)) mounted on a wireless terminal, and includes ISO / IEC 7816, ISO / IEC 14443, and An open platform that satisfies at least one integrated circuit chip (ICC) specification, including EMV (Europay, MasterCard, Visa) and the like, and is capable of post issuance of smart card storage information (e.g., Java Card ( Javacard), MULTOS, SCFW (Smart Card For Windows), or SmartTEC OS, etc.) is installed.

In the present invention, the wireless terminal includes a personal communication system (PCS) or a global system for GSM, in which an ICC is mounted in the form of a dual slot, a dual chip, and / or a one chip. All types of hands such as mobile communications (PDC), personal digital cellular (PDC), personal handyphone system (PHS), personal digital assistant (PDA), international mobile telecommunication (IMT) -2000 terminals, and / or smart phones And a handheld based wireless communication device.

In the present invention, the gift voucher providing server may be a gift voucher agent mounted on at least one wireless terminal, gift voucher storage information that can be post-issued to at least one or more ICCs, and / or at least one voucher data that can be loaded on the voucher storage information. Extract and / or generate and provide the gift certificate agent, gift certificate storage information, and / or gift certificate data to a wireless terminal and / or an ICC mounted in the wireless terminal through a mobile communication network.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Terms to be described later are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators. Therefore, the definition should be based on the contents throughout the present title.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

8 is a simplified diagram of an ICC 845 equipped with gift certificate storage information and a wireless terminal 800 equipped with an ICC 845.

Referring to FIG. 8, the wireless terminal 800 includes a control unit 805, a key input unit 810, a screen output unit 815, a wireless processing unit 820, and a voice processing unit 825 to transmit and receive signals to and from a mobile communication network. An ICC interface 840 including a memory unit 830 and a battery 835 for power supply and providing an interface with an ICC 845 mounted in the wireless terminal 800 is provided. The ICC interface 840 is provided. At least one ICC 845 is mounted through).

The controller 805 is a general term for the operating system, the terminal control management program and the wireless terminal agents that are booted and / or loaded after the wireless terminal 800 is booted. It controls and manages the operation. In particular, according to an embodiment of the present invention, the control unit 805 is responsible for controlling and managing a series of operations such as a gift certificate operation function through the ICC 845 provided with the gift certificate storage information.

The memory unit 830 is a generic term for a space and / or a storage area in which a predetermined program code for controlling the overall operation of the wireless terminal 800 and data input / output when an operation by the program code is performed are stored. As an example, the wireless terminal 800 may be mounted in the form of EEPROM (Electrically Erasable and Programmable Read Only Memory) or FM (Flash Memory). In particular, according to an embodiment of the present invention, the memory unit 830 is a series of programs (eg, gift certificate agent) and / or gift certificate storage information for providing a gift certificate management function through the ICC 845 equipped with gift certificate storage information. It is responsible for storing the data generated and / or transmitted and received in the course of operating the gift certificate through the provided ICC (845).

The wireless processor 820 is a function of the existing wireless processor 820 that processes a radio frequency (RF) signal of a wireless communication section transmitted and received between the wireless terminal 800 and the base station on the mobile communication network through wireless communication. Including, but additionally, a function for transmitting and receiving at least one gift certificate agent, gift certificate storage information, and / or gift certificate data through the data channel to operate the gift certificate through the ICC (845) equipped with gift certificate storage information do.

The voice processor 825 encodes a voice signal input from the microphone through the controller 805 and transmits the encoded voice signal to the wireless processor 820, and decodes a signal received through the wireless processor 820 to decode the speaker. Including the function of the existing voice processing unit 825 to output as a voice signal to, characterized in that it provides a function for inputting and outputting information and / or messages related to the operation of the gift certificate through the ICC 845 provided with the gift certificate storage information. do. For example, according to a more advanced gift certificate management method of the present invention, the gift certificate management process can be processed through voice recognition, the voice processing unit 825 inputs or outputs voice information related to the operation of the gift certificate as described above. Can be provided.

The key input unit 810 includes a plurality of number keys, a character key for inputting a character, a function key, and the like, and the user presses a predetermined key. It generates a key data (Key Data) to be transmitted to the control unit 805. In particular, according to an exemplary embodiment of the present invention, the key input unit 810 generates at least one key data for providing a gift certificate operation function through the ICC 845 provided with the gift certificate storage information and transmits the generated key data to the controller 805. It features.

The screen output unit 815 receives key data generated by the key input unit 810 and various information signals of the controller 805 and outputs them to the screen. Particularly, according to an embodiment of the present invention, the screen output unit The controller 805 outputs, by the controller 805, at least one information related to the gift certificate operating function through the ICC 845 provided with the gift certificate storage information on the screen.

The ICC interface 140 is a module that serves as an interface between the wireless terminal 800 and the ICC 845. The controller 805 of the wireless terminal 800 includes a wireless processor 820, a voice processor 825, and a key. The controller 805 controls a function of an interface that provides gift certificate information and / or data input from the input unit 810 to the ICC 845 and gift certificate related information and / or data extracted and / or generated from the ICC 845. It performs a function of the interface provided to the wireless processing unit 820, the voice processing unit 825, the screen output unit 815, and the like through.

The ICC 845 mounted in the wireless terminal 800 is provided with gift certificate storage information for operating the gift certificate presented by the present invention, and includes ISO / IEC 7816 or ISO / IEC 14443 and / or EMV. At least one integrated circuit chip (ICC) specification is satisfied.

Referring to an integrated circuit chip (ICC) specification including ISO / IEC 7816 and / or ISO / IEC 14443, etc., the ICC 845 may include at least one computational processing element (eg, a central processing unit (CPU), an MPU (Micro), etc.). Process unit, coprocessor, and at least one memory device (e.g., read only memory (ROM), random access memory (RAM), electrically erasable and programmable read only memory (EEPROM), flash memory (FM)) And a bus (BUS) for connecting the arithmetic element and the memory element, and the contact and / or contactless contact point for interfacing the ICC 845 with the wireless terminal 800 through the ICC interface 840. Etc. In particular, at least one of the memory devices includes a chip operating system (COS) for managing and operating smart card internal resources, and at least one of the remaining memory devices for providing a smart card service. One or more digital information is stored.

According to a preferred embodiment of the present invention, gift certificate storage information for providing a gift certificate management function is stored in at least one memory element (eg, EEPROM and / or FM) of the memory element of the ICC 845, The structure of the memory device is composed of a series of hierarchical structures as proposed in the ICC standard, and the files on each hierarchical layer are distinguished by delimiters.

Referring to the ICC standard, a smart card file structure for storing gift certificate storage information for providing a gift certificate operation function includes a master file (MF) corresponding to a root file, a smart card service and At least one dedicated file (DF) classified according to an application, and an element file (EF) for storing data and / or information for a smart card service, etc. At least one or more files that are created under the master file and have characteristics of a unique dedicated file of the gift certificate storage information, and at least one having a property of an element file including program code and / or information for operating the gift certificate in the gift certificate storage information. Contains voucher module element files and information and / or data related to voucher operation, including voucher data Is characterized in that consists of at least one voucher file, data element or the like having the characteristics of the element file.

The voucher-only file of the voucher storage information has the same characteristics as a general dedicated file (for example, a credit, debit, financial common network, electronic money, signature certificate, and key distribution certificate file) disposed under the master file. It is characterized by the inclusion of a unique characteristic that only one exists inside. In general, the voucher-only file includes at least one operation information for the card terminal device to provide a series of voucher management functions by accessing the voucher information and / or data included in the voucher data element file through the voucher module element file of the voucher storage information. It includes.

The gift certificate module element file of the gift certificate storage information is disposed under the gift certificate dedicated file, and includes at least one program code and / or information for processing the gift certificate through the gift certificate information and / or data in the gift certificate storage information. do. Generally, the voucher module element file contains at least one program code and / or information for providing voucher value storage, voucher value refunds, voucher purchase procedures, voucher manipulation errors and recovery, and / or parameter updates for vouchers. .

The gift certificate data element file of the gift certificate storage information may include at least one gift certificate operation information for the gift certificate operation and value information on the gift certificate. In general, the gift certificate data element file contains all the information for the operation of the gift certificate, and its structure and method of operation are subject to the policy of the card issuer and / or the issuer of the gift certificate storage information.

9 is a simple diagram of the configuration of the gift certificate module element file.

Referring to FIG. 9, the gift voucher module is a program and / or program code for driving a voucher through a voucher storage information driven by a smart card, and includes at least one conditional statement (eg, if…, else if…, else…), Or at least one or more loops (eg, for…, while…, do… while), etc., additionally an expression (eg, +,-, /, *), an assignment expression (eg, a = b), and / or a pointer ( At least one logic code including a pointer) is included.

According to a preferred embodiment of the present invention, the gift certificate module includes a gift certificate value storage unit 900, a gift certificate value refund unit 905, a gift certificate purchase procedure unit 910, a parameter update unit 915, a gift certificate operation error, and a recovery unit ( 920, gift certificate validity authentication unit 925, merchant authentication unit 930, and / or gift certificate wireless processing unit 935.

The gift certificate value storage unit 900 is a code and / or information that serves to store value information corresponding to the gift certificate through the gift certificate module, and is stored in the gift certificate storage information of the ICC 845 through the wireless terminal 800. The gift certificate value information is stored on the gift certificate data element file. In particular, according to a preferred embodiment of the present invention, the value information for the gift certificate among the gift certificate data extracted and / or generated from the gift certificate providing server stores the value information in the value information area on the gift certificate data element file.

The gift certificate value refund unit 905 is a code and / or information that serves to refund value information corresponding to the gift certificate through the gift certificate module, and is stored in the gift certificate storage information of the ICC 845 through the wireless terminal 800. The value transfer is performed by balancing the value information as much as the refund amount on the gift certificate data element file, and recording the value transfer process in the log information area of the gift certificate data element file. In this case, a refund is not a value transfer (eg, a value transfer from a smart card owner to an affiliate store) due to a purchase through a gift certificate, but a value transfer (eg, the smart card owner's ICC 845) that is not related to the purchase. Value transfer to the account owned by the card).

The gift voucher purchasing procedure 910 is a code and / or information for processing payment according to a purchase through value information corresponding to the gift voucher through the gift voucher module, and is stored in the gift voucher information of the ICC 845 via the wireless terminal 800. The stored gift certificate value information is value-balanced as much as the payment amount on the gift certificate data element file, and the value transfer process is recorded in the log information area of the gift certificate data element file. At this time, the gift certificate value information is transferred from the smart card holder to the affiliated store.

The parameter updating unit 915 is a code and / or information that serves to update parameters created and / or updated in the process of operating a gift certificate through a gift certificate module to a parameter on a gift certificate data element file. It is characterized in that it is made through a card terminal device that has been updated by a card affiliated agency, and / or a gift voucher issuing organization, or the like. For example, a parameter generated and / or updated in the operation of the gift certificate includes an activation date, a deactivation date, an expiration date, a storage limit amount, a usage limit amount, and gift card-related key information.

Gift voucher operation error and recovery unit 920 is a code and / or information that recognizes the error occurred during the operation of the gift certificate through the gift voucher module, and performs the transaction cancellation and / or error recovery, etc., the amount input error or card Error codes and / or recovery algorithms related to the processing and / or recovery of errors caused by terminal device operation mistakes or the like are included.

The gift certificate validity authentication unit 925 is a code and / or information for validating the gift certificate data stored in the gift certificate data element file in the process of operating the gift certificate through the gift certificate module. It may be made in the, or in the card terminal device. For example, the gift certificate validity authentication unit 925 determines whether the gift certificate is valid in the process of purchasing the gift certificate from the gift certificate providing server and storing the gift certificate in the gift certificate storage information of the ICC 845 through the wireless terminal 800. Contains the implementation code and / or information necessary to do so.

The merchant authentication unit 930 is a code and / or information for confirming whether the card terminal device and / or the corresponding merchant satisfies the condition for transferring the value information of the gift certificate in the process of operating the gift certificate through the gift certificate module. The merchant authentication process is performed in the smart card based on the card terminal device information and / or merchant information provided by the card terminal device, or by providing the card terminal device with merchant information included in the gift certificate data element file to the card terminal device. It may also be made by.

The gift certificate wireless processing unit 935 is a code and / or information for performing a process necessary for transmitting and receiving information and / or data for operating a gift certificate through a mobile communication network in the process of operating a gift certificate through a gift certificate module, and the ICC 845. The gift certificate data of the ICC 845 is transmitted to the mobile communication network through the wireless terminal 800 and / or transmitted through the mobile communication network, or the gift certificate data received via the mobile terminal 800 through the mobile terminal 800. At least one code and / or information for performing the process of storing in the storage information, and the like.

Fig. 10 is a simple diagram of the configuration of the gift certificate data element file.

The composition of the gift certificate data element file is variable according to the policies of the card issuer, card affiliate institution, and / or gift certificate issuer, and FIG. 10 illustrates one of the various configurations of the gift certificate data element file. The configuration is not limited to the case of FIG.

According to a preferred embodiment of the present invention, there may be a plurality of gift certificate data element files as many as the number of gift certificates issued in the gift certificate storage information. For example, an electronic wallet that processes and stores cash in the real world into value information in the form of electronic money may be used by charging value information. On the other hand, the gift certificate is fixed in the issuing stage issuance, it is characterized in that it is not possible to additionally add value information to the issued gift certificate, it can only be operated within the limit of the amount issued. Therefore, although it is possible to issue a plurality of vouchers of 100,000 won vouchers, arbitrarily charging value information to the 100,000 won voucher is not provided. That is, there are a plurality of gift certificate blocks that can be operated independently in the gift certificate data element file, and FIG. 10 relates to one of the plurality of gift certificate blocks as described above.

Referring to Figure 10, which satisfies the preferred method of the present invention, the gift certificate data element file includes a gift certificate access information, a key file reference tag, a key file reference number, a gift certificate approval code, a gift certificate issue amount, a gift certificate issuer, an issuer address, It consists of a merchant authentication code, gift certificate value information, log information index, and log information.

The gift certificate access information is an access code for accessing the gift certificate block among a plurality of gift certificate blocks existing in the gift certificate data element file. The gift certificate access information can be changed only by the card issuer and / or the gift certificate issuer. Through the parameter update unit 915 may be made. For example, when issuance of a gift certificate is completed, the gift certificate access information has a code value allowing only access for purchase. In order to refund the voucher issued as above, the card issuing agency and / or the voucher issuing agency can only refund the voucher after changing the voucher access code into a voucher that can be refunded. Key data is owned only by the card issuer and / or gift voucher.

The key file reference tag and the key file reference number are reference tags and reference numbers for accessing key values used in the operation of the gift certificate operation, and the card issuer and / or the gift certificate issuer refer to the car file reference tag and the key file. Access the key file by reference to the number.

The gift voucher approval code is an authorization code extracted and / or generated and assigned by the gift voucher server in the process of storing the gift voucher in the voucher storage information, and provides a basis for accessing payment related information for the voucher. For example, during the process of providing a gift certificate of 100,000 won, the gift certificate approval code is extracted and / or generated and stored in the gift certificate block and the gift certificate providing server of the corresponding gift certificate data element file, and the value information of the gift certificate is refunded, Alternatively, when the card terminal device is collected through a card terminal device or the like, the card terminal device provides the basis information for approval of payment related to the gift certificate.

The gift voucher issuance amount is an issuance amount of the voucher issued through the gift voucher providing server, and payment through the voucher is made within the limit of the voucher issuance amount. For example, if the amount of the gift voucher is 100,000 won, the purchase and / or payment using the gift voucher can not exceed 100,000 won.

The gift voucher issuing code is a code for the organization that issued the gift voucher through the gift voucher providing server. The voucher is an institution in which the voucher purchase amount is settled in the process of purchasing the voucher. For example, if the gift voucher server serves as a gift voucher portal for providing a gift voucher issued by a plurality of voucher issuing agencies to the ICC 845, the amount paid by the customer to purchase the voucher is settled to the voucher issuing agency, The gift certificate may be used only at the gift certificate issuing agency and / or affiliated stores affiliated with the gift certificate issuing agency.

The issuing server address is a voucher providing server address for providing a voucher to the ICC 845. If an authorization and / or authentication of the voucher providing server is required during the voucher operation, the issuing server address is a server address for accessing the voucher providing server.

The merchant authentication code is an authentication code for a merchant that can use the gift certificate, and is a basis for authenticating a merchant affiliated with a gift certificate issuer and / or a gift certificate issuer. That is, a voucher is a limited payment method that can only be used by merchants affiliated with gift vouchers and / or vouchers, unlike credit cards or electronic money, which are other existing means of purchase and / or payment. The merchant cannot use the gift certificate.

The gift certificate value information is a record of the current value information remaining after the use of the balancing process, and is stored through 6-digit and 2-byte integers to prevent errors and / or inappropriate access of the balancing process. For example, if you use 60,000 won out of 100,000 won gift vouchers and 40,000 won are left, the 6-digit character is stored as “040000”, and the 2-byte integer is represented by the number 40000 (= 0X9C40). Valid only if the value information denoted by and an integer indicates the same value information.

The log information index is a log information index recorded to date among log information for recording each purchase and / or payment process using the gift certificate, and the next log information recorded has a log information index of (i + 1). For example, if three transactions with a gift certificate have occurred so far, the log information would have been recorded three times, so the log information index has a value of “i = 3” and the log information index for the next transaction has a value of “i = 4”. Has

The log information is information for recording each purchase and / or payment process using the gift certificate. The log information includes value information (e.g., two-byte integer) used in each transaction step and two-byte transaction code (e.g., purchase / refund / cancellation). Etc.), a 2-byte status code (e.g., normal / error occurrence / error recovery, etc.), a 2-byte error code (e.g., key operation error / input amount error / transmission error, etc.). For example, if an error occurs in a specific transaction, the status code is set to error occurrence, the error code has a code value for the error, and if the error is recovered, the status code is set to error recovery code, and the error code is It has a null value.

11 is a simple diagram of a gift certificate operating system using an ICC 845 mounted in the wireless terminal 800. As shown in FIG.

Referring to FIG. 11, a gift certificate management system using an ICC 845 mounted in a wireless terminal 800 includes a client (eg, a wired client and a wireless client) requesting issuance of a gift certificate to the wireless terminal 800, and a gift certificate providing. The server 1100 and a wireless terminal 800 equipped with an ICC 845 on which a gift certificate is issued at the client's request.

The client is a wired / wireless communication device requesting to provide a gift certificate to the ICC 845 mounted in the wireless terminal 800 through the gift certificate providing server 1100 and corresponds to a subject purchasing a gift certificate. For example, if a wireless communication device purchases a gift certificate by connecting to a gift certificate providing server 1100 through wireless Internet and then mounts the gift certificate on the wireless terminal 800, the wireless terminal 800 purchases a gift certificate. In the step of performing the role of a wireless client, and at the same time performs the role of a wireless terminal (800) receiving a purchased gift certificate.

The wireless terminal 800 is a wireless communication device that receives a gift certificate purchased by a client from the wireless communication device equipped with the ICC 845 and mounts it on the ICC 845. The personal communication system in which the ICC 845 is mounted is provided. ), Global System for Mobile communications (GSM), Personal Digital Cellular (PDC), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT) -2000 terminals, and Smart Phones Includes all kinds of handheld based wireless communication device including.

The gift certificate providing server 1100 may include at least one database including a gift certificate data D / B 1105, a gift certificate agent D / B 1110, and / or gift certificate storage information D / B 1115, and the gift certificate data. Gift certificate data extraction processing unit 1120 for extracting and processing gift certificate data from D / B 1105, gift certificate agent extraction processing unit 1125 for extracting and processing gift certificate agents from gift certificate agent D / B 1110, and / or At least one extraction processing unit including a gift certificate storage information extraction processing unit 1130 for extracting and processing the gift certificate storage information from the gift certificate storage information D / B 1115, and at least one gift certificate data and the gift certificate extracted as described above. The issuer 1135 and the product issued through the issuer 1135 provide an agent and / or gift certificate storage information to the wireless terminal 800 and / or the ICC 845 mounted in the wireless terminal 800. It consists of a voucher issuing information D / B (1140), etc. to store data for the voucher issuing information.

The gift certificate data D / B 1105 is a database that stores gift certificate data to be provided as gift certificate storage information included in the ICC 845 mounted in the wireless terminal 800. The gift certificate data is a gift certificate data element file of the gift certificate storage information. Contains information corresponding to a gift voucher block corresponding to a single gift voucher.

The gift certificate data extracting unit 1120 is responsible for extracting the gift certificate data stored in the gift certificate data D / B 1105 and processing the data into a form that the wireless terminal 800 can mount on the ICC 845. . For example, in order for the gift certificate data extracted by the gift certificate data extraction processing unit 1120 to be loaded on the ICC 845 equipped with the Java Card platform through the wireless terminal 800 equipped with the Java-based virtual machine, the gift certificate data may be used. It must be processed in a form that is compatible with the Java-based gift certificate agent and / or Java-based gift certificate storage information.

The gift certificate agent D / B 1110 is a database that stores a gift certificate agent mounted on the wireless terminal 800 for the gift certificate operation proposed by the present invention, and the gift certificate agent is an ICC 845 mounted on the wireless terminal 800. In conjunction with the wireless terminal 800 is a wireless terminal application that can provide a service for operating a gift certificate inside.

The gift certificate agent extracting unit 1125 is responsible for extracting the gift certificate agent stored in the gift certificate agent D / B 1110 and processing it into a form that can be mounted on the wireless terminal (800). For example, if the wireless terminal 800 is equipped with a Java-based virtual machine, the gift certificate agent should be extracted a gift certificate agent compatible with the Java platform mounted on the wireless terminal 800, the gift certificate agent is the wireless terminal It must be processed into a form that can be mounted on the (800).

Gift certificate storage information D / B (1115) is a database that stores the gift certificate storage information issued and / or post-issued in the ICC (845) mounted on the wireless terminal 800 for the operation of the gift certificate proposed by the present invention, The stored information may be issued to the ICC 845 at the stage in which the ICC 845 is mounted on the wireless terminal 800 or may be post-issued to the corresponding ICC 845 via the wireless terminal 800.

The gift certificate storage information extraction processing unit 1130 may be post-issued to the corresponding ICC 845 from the gift certificate storage information D / B 1115 in order to post-issue the gift certificate storage information to the ICC 845 mounted in the wireless terminal 800. It is responsible for extracting the gift certificate storage information and processing the gift certificate storage information into a form that can be post-issued to the ICC 845 by the gift certificate agent mounted on the wireless terminal 800. For example, if a Java-based virtual machine is mounted on the wireless terminal 800, and a Java card platform is mounted on the ICC 845 mounted on the wireless terminal 800, the gift certificate storage information extraction processing unit 1130 is a gift certificate. The storage information D / B 1115 should extract the gift certificate storage information that can be mounted on the Java Card platform, and process the Java-based gift certificate agent into a form that can be post-issued to the ICC 845.

The issuing unit 1135 stores the extracted gift certificate data, the gift certificate agent, and / or the gift certificate storage information as described above in the wireless terminal 800 and / or the wireless terminal 800 through the mobile communication network. Serve as a mount.

According to the present invention, in order for the gift certificate providing server 1100 to provide and mount a gift certificate to the ICC 845 mounted in the wireless terminal 800, at least one gift certificate agent must be mounted in the wireless terminal 800. In addition, at least one gift certificate storage information or the like must be mounted in the ICC 845.

However, before the wireless terminal 800 is released and the voucher data presented by the present invention is provided to the ICC 845 mounted in the wireless terminal 800, a gift certificate agent is installed in the wireless terminal 800. It cannot be guaranteed and also before the process of providing the gift certificate data released and proposed by the present invention to the ICC 845 mounted in the wireless terminal 800, it is guaranteed that the gift certificate storage information is installed in the ICC 845. Can't.

Therefore, referring to FIG. 11, which satisfies the preferred method of the present invention, the gift certificate providing server 1100 includes a function of providing and installing a gift certificate agent to a wireless terminal 800 in which the gift certificate agent is not installed. In addition, the present invention includes a function of providing the gift certificate storage information to the ICC 845 in which the gift certificate storage information is not mounted and issuing a post-issue.

According to a preferred embodiment of the present invention, in the step where the gift certificate providing server 1100 provides the gift certificate data to the ICC 845 mounted in the wireless terminal 800, the gift certificate providing server 1100 is the corresponding wireless terminal 800. ) Is determined whether at least one voucher agent for the voucher operation proposed by the present invention is mounted. If the gift certificate agent is not installed in the wireless terminal 800, the gift certificate agent extracting unit 1125 of the gift certificate providing server 1100 may be mounted on the wireless terminal 800 from the gift certificate agent D / B 1110. At least one voucher agent may be extracted and processed, and the voucher agent may be provided to the wireless terminal 800 through the issuing unit 1135 and mounted thereon.

One way to remotely install the gift certificate agent to the wireless terminal 800 as described above is the OTA (Over The Air) technology using the Software Define Radio (SDR), as described above, the gift certificate agent to the wireless terminal 800 In the providing and remote mounting step, the gift certificate providing server 1100 provides a function of an OTA server.

In addition, according to another exemplary embodiment of the present invention, the gift certificate providing server 1100 is linked with an independent OTA server that can be remotely installed by providing a gift certificate agent to a wireless terminal 800 that is not equipped with a gift certificate agent. It is clear that the voucher agent can be remotely installed at 800.

According to a preferred embodiment of the present invention, in the step where the gift certificate providing server 1100 provides the gift certificate data to the ICC 845 mounted in the wireless terminal 800, the gift certificate providing server 1100 is the corresponding wireless terminal 800. It is determined whether the ICC (845) mounted on the) is provided with at least one voucher storage information for the operation of the gift certificate proposed by the present invention. If the gift certificate storage information is not provided in the ICC 845 mounted on the wireless terminal 800, the gift certificate storage information extracting unit 1130 of the gift certificate providing server 1100 may store the gift certificate storage information D / B 1115. Extracts and processes at least one voucher storage information that can be post-issued to the ICC 845 mounted in the wireless terminal 800, and the voucher storage information to the wireless terminal 800 through the issuing unit 1135. Provide after issuing.

The reason for the remote post-issuance of gift certificate storage information to the ICC 845 mounted in the wireless terminal 800 is that the ICC 845 is equipped with an open platform for providing post-issuance of smart card storage information. This is because, in the step of remote post-issuance of the gift certificate storage information to the ICC 845 as described above, the gift certificate providing server 1100 provides a function of the post-issuance server for post-issuing the smart card storage information.

In addition, according to another exemplary embodiment of the present invention, the gift certificate providing server 1100 is linked with an independent post-issuance server capable of remote post-issuing gift certificate storage information to the ICC 845 in which the gift certificate storage information has not been issued. It is apparent that the gift certificate storage information can be post-issued to the ICC 845 mounted in the wireless terminal 800 as shown in FIG.

Gift certificate issuance information D / B (440) is a database that stores the approval information for the gift certificate in the process of issuing the gift certificate data to the ICC (845) mounted on the wireless terminal 800, the wireless terminal (800) Confidentiality, Authentication, Integrity, and Disclaimer of the Gift Certificate, such as during the use, refund, or transfer to another wireless terminal 800, issued to the onboard ICC 845 Stores information that can provide nonrepudiation, etc.

According to the present invention, the process of providing the gift certificate data to the at least one wireless terminal 800 by the gift certificate providing server 1100 should satisfy the confidentiality, authentication, integrity, and nonrepudiation that the security system must have. In order to satisfy the above conditions, a security system (for example, wireless public key infrastructure (WPKI) or wireless transport layer security (WTLS), etc.) provided between the gift certificate providing server 1100 and the wireless terminal 800 through a mobile communication network is provided. It is obvious that this has been applied. However, in describing the flow of the present invention, since the detailed description of the above security system may obscure the gist of the present invention, the present invention is applied to the gift certificate providing server 1100 and the wireless terminal 800 in the following flowchart. The transaction process using the existing security system is omitted.

In addition, a client (eg, a wired client and / or a wireless client) purchases at least one voucher from the voucher providing server 1100 and provides the voucher to the wireless terminal 800. It is clear that the payment is made. However, in describing the flow of the present invention, it may obscure the gist of the present invention to describe the payment process of the gift certificate purchase price in detail, and thus, the detailed payment process of the gift certificate purchase price is omitted in the following flowchart.

12 is a simple flowchart of a process in which a wireless client provides a gift certificate to his wireless terminal.

According to a preferred embodiment of the present invention, FIG. 12 shows an ICC mounted on the wireless terminal 800 of the wireless client after the wireless client purchases and pays the gift certificate at the gift certificate providing server 1100. 845 is provided for the process of mounting. Accordingly, in FIG. 12, the validity (for example, whether the corresponding wireless terminal 800 is connected to the mobile communication network) of the wireless terminal 800 to which the gift certificate is provided is omitted, and the gift certificate issuing information is transmitted to the wireless client. The known process is also omitted. However, the omission as described above is merely intended to simplify the gist of the present flowchart, and it is also effective if a person skilled in the art to carry out the present invention intends to include the above process.

A client (for example, a wireless client) accesses the gift certificate providing server 1100 through a wireless Internet, etc., purchases and pays a gift certificate issued by at least one gift certificate issuer, and mounts the gift certificate on the wireless terminal 800. If requested to provide to 845 (1200), the gift voucher providing server 1100 refers to the mobile communication network (e.g., Home Location Register and / or subscriber D / B on the mobile communication network) In step 800, it is checked whether a gift certificate agent for operating a gift certificate presented in the present invention is loaded (800).

If the voucher agent is not mounted on the wireless terminal 800 (1210), the voucher providing server 1100 obtains at least one voucher agent that can be mounted on the wireless terminal 800 from the voucher agent D / B 1110. Extract and process, and remotely mount the gift certificate agent to the wireless terminal 800 through the OTA (1215).

On the other hand, if the voucher agent is pre-loaded on the wireless terminal 800 or mounted through the voucher providing server 1100 (1220), the voucher providing server 1100 uses the voucher agent mounted on the wireless terminal 800. In operation 1225, the ICC 845 mounted on the wireless terminal 800 determines whether the gift certificate storage information for operating the gift certificate presented by the present invention is issued.

If the gift certificate storage information for operating the gift certificate is not issued to the ICC 845 mounted in the wireless terminal 800 (1230), the gift certificate agent requests the gift certificate storage server 1100 to provide the gift certificate storage information, The gift certificate providing server 1100 extracts and processes at least one gift certificate storage information that can be mounted on the wireless terminal 800 from the gift certificate storage information D / B 1115 and performs the post-issuance process. The certificate voucher storage information is post-issued to the ICC 845 mounted in operation 1235.

On the other hand, if the gift certificate storage information for operating the gift certificate is already issued to the ICC (845) mounted on the wireless terminal 800, or if it is post-issued through the gift certificate providing server (1100) (1240), the wireless terminal 800 The mounted gift certificate agent checks whether there is a free gift certificate block on which the new gift certificate can be loaded on the gift certificate data element file of the gift certificate storage information issued to the ICC 845 (1245).

If there is no gift certificate block available for the gift certificate storage information included in the ICC 845 mounted in the wireless terminal 800 (1250), a gift certificate agent of the wireless terminal 800 is provided in the ICC 845. At step 1255, an attempt is made to secure a free gift certificate block on which the gift certificate data provided by the gift certificate providing server 1100 can be mounted. For example, the gift certificate agent may secure the free gift certificate block by deleting the gift certificate block on which the gift certificate value information has expired on the gift certificate agent provided in the ICC 845.

If the voucher storage information does not secure a free voucher block on which the voucher data is to be mounted on the voucher data element file (1260), the voucher agent forcibly terminates the step of loading the voucher to the ICC 845. The gift certificate providing server 1100 generates the result of the forced termination of the gift certificate providing process as the gift certificate issuing information and stores it in the gift certificate issuing information D / B 1140.

On the other hand, if there is a voucher block available on the voucher data element file of the voucher storage information included in the ICC 845 mounted on the wireless terminal 800, or if a free voucher block available by the voucher agent is secured (1265) ), The gift certificate agent transmits the result to the gift certificate providing server 1100, and the gift certificate providing server 1100 extracts the gift certificate purchased by the client from the gift certificate data D / B 1105 and processes the gift certificate data to the mobile communication network. It is provided to the wireless terminal 800 through (1270), and the gift certificate agent mounted on the wireless terminal 800 mounts the gift certificate data to the gift certificate storage information provided in the ICC (845) (1275).

When the gift certificate purchased by the client is mounted on the gift certificate storage information provided in the ICC 845 mounted on the wireless terminal 800 through the above process, the gift certificate providing server 1100 generates the gift certificate issuing information to issue the gift certificate. The gift voucher issuance process is terminated by storing the information in the D / B 1140 (1280).

13 is a simple flowchart of a process for providing a gift certificate to a wireless terminal 800 by a wired or wireless client.

13 according to a preferred embodiment of the present invention after the wired / wireless client purchases and pays a gift certificate at the gift certificate providing server 1100, the ICC 845 mounted with the gift certificate (eg, gift certificate data) in a specific wireless terminal 800. It is about the process of providing by mounting.

A client (eg, a wired client and / or a wireless client) connects to the gift voucher providing server 1100 via a wired or wireless network to purchase and pay a gift voucher issued by at least one voucher issuing agency, and transmit the voucher to a specific wireless terminal 800. (1300), the gift voucher providing server 1100 refers to the mobile communication network (e.g., Home Location Register and / or subscriber D / B on the mobile communication network). In step 1305, the ICC 845 of the wireless terminal 800 confirms the validity for providing the gift certificate.

For example, in order to provide a gift certificate purchased by a client to a specific wireless terminal 800 and mount it on the ICC 845, the corresponding wireless terminal 800 must be connected to a mobile communication network, and at least one ICC (with an open platform) is installed. 845 must be mounted and provide wireless payment (eg, infrared payment, etc.).

If the validity of the gift voucher for the wireless terminal 800 is not authenticated (1310), the gift voucher providing server 1100 generates a result of the gift voucher information, and then notifies the client to the wireless terminal through the wired and wireless network. The process of providing the gift certificate to the ICC 845 mounted at 800 is forcibly terminated.

On the other hand, if the validity of the gift voucher for the wireless terminal 800 is authenticated (1315), the gift voucher providing server 1100 is a mobile communication network (e.g., a Home Location Register and / or subscriber D / B on the mobile communication network). Referring to (1320), the wireless terminal 800 is equipped with a gift certificate agent for operating the gift certificate presented by the present invention.

If the wireless terminal 800 is not equipped with a gift certificate agent (1325), the gift certificate providing server 1100 from the gift certificate agent D / B 1110 at least one gift certificate agent that can be mounted on the wireless terminal (800) Extract and process, and remotely mount the gift certificate agent to the wireless terminal 800 through the OTA (1330).

On the other hand, if a gift certificate agent is pre-loaded on the wireless terminal 800 or is mounted through the gift certificate providing server 1100 (1335), the gift certificate providing server 1100 uses the gift certificate agent mounted on the wireless terminal 800. The ICC 845 mounted on the wireless terminal 800 checks whether the gift certificate storage information for operating the gift certificate presented by the present invention is issued (1340).

If the gift certificate storage information for operating the gift certificate is not issued to the ICC 845 mounted in the wireless terminal 800 (1345), the gift certificate agent requests the gift certificate storage server 1100 to provide the gift certificate storage information. The gift certificate providing server 1100 extracts and processes at least one gift certificate storage information that can be mounted on the wireless terminal 800 from the gift certificate storage information D / B 1115, and transmits to the wireless terminal 800 through a post-issuance process. The gift certificate storage information is post-issued to the mounted ICC 845 (1350).

On the other hand, if the gift certificate storage information for operating the gift certificate is already issued to the ICC (845) mounted on the wireless terminal 800, or if it is post-issued through the gift certificate providing server (1100) (1355), the wireless terminal 800 The loaded gift certificate agent checks whether there is a free gift certificate block on which the new gift certificate can be loaded on the gift certificate data element file of the gift certificate storage information issued to the ICC 845 (1360).

If there is no gift certificate block available for the gift certificate storage information included in the ICC 845 mounted in the wireless terminal 800 (1365), a gift certificate agent of the wireless terminal 800 is provided in the ICC 845. At step 1370, an attempt is made to secure a spare gift certificate block on which the gift certificate data provided by the gift certificate providing server 1100 can be mounted with respect to the received gift certificate storage information. For example, the gift certificate agent may secure a free gift certificate block by deleting the gift certificate block on which the gift certificate value information has expired on the gift certificate agent provided in the ICC 845.

If the voucher storage information does not secure the free voucher block on which the voucher data is to be mounted on the voucher data element file (1375), the voucher agent forcibly terminates the step of loading the voucher to the ICC 845. The gift certificate providing server 1100 generates the result of the forced termination of the gift certificate providing process as the gift certificate issuing information and stores it in the gift certificate issuing information D / B 1140.

On the other hand, if there is a voucher block available on the voucher data element file of the voucher storage information included in the ICC 845 mounted in the wireless terminal 800, or if a free voucher block available by the voucher agent is secured (1380) ), The gift certificate agent transmits the result to the gift certificate providing server 1100, and the gift certificate providing server 1100 extracts the gift certificate purchased by the client from the gift certificate data D / B 1105 and processes the gift certificate data to the mobile communication network. It is provided to the wireless terminal 800 through (1385), and the gift certificate agent mounted on the wireless terminal 800 mounts the gift certificate data to the gift certificate storage information provided in the ICC (845) (1390).

When the gift certificate purchased by the client is mounted on the gift certificate storage information provided in the ICC 845 mounted on the wireless terminal 800 through the above process, the gift certificate providing server 1100 generates the gift certificate issuing information. The issue information is stored in the D / B 1140 (1395), and the process of issuing the gift certificate is issued through the process of notifying the client of the gift certificate issuance information through the wired / wireless network (1399).

14 is a simple diagram of a system for transmitting a gift certificate issued to an ICC 845 mounted in a wireless terminal 800 to an ICC of another wireless terminal.

Referring to FIG. 14, a system for transmitting a gift certificate issued to an ICC 845 mounted in a wireless terminal 800 to an ICC of another wireless terminal transmits a transmitting side wireless terminal 1400 and a gift certificate that transmits a gift certificate. Issued to the receiving wireless terminal 1405, the gift voucher relay server 1410 relaying the gift certificates from the transmitting wireless terminal 1400 to the receiving wireless terminal 1405, and / or the transmitting wireless terminal 1400. It consists of a gift certificate providing server 1100 and the like that stores the issue information for the gift certificate.

The transmitting-side wireless terminal 1400 receives at least one gift certificate from the gift voucher providing server 1100 through the process of FIGS. 12 and / or 13 and mounts it on the ICC 845 mounted in the wireless terminal 800. The wireless terminal 800 is a wireless terminal that transmits the gift certificate to another wireless terminal 1405 (for example, a receiving wireless terminal) through the gift certificate relay server 1410.

According to a preferred embodiment of the present invention, at least one gift certificate agent is mounted in the transmitting wireless terminal 1400, and the gift certificate storage information and the relay server are usable in the ICC 845 mounted in the wireless terminal 1400. At least one gift certificate (eg, a gift certificate block) that satisfies a condition that can be transmitted to the receiving side wireless terminal 1405 through 1410 is loaded.

The receiving wireless terminal 1405 is a wireless terminal that receives a gift certificate from the transmitting wireless terminal 1400 and mounts it on the gift certificate storing information of the ICC 845 mounted in the wireless terminal. It is a target to receive the value information of the gift certificate mounted in the ICC (845).

The gift certificate relay server 1410 is a server that relays and transmits at least one gift certificate from the transmitting wireless terminal 1400 to the receiving wireless terminal 1405. The gift certificate providing server that has issued the gift certificate to the transmitting wireless terminal 1400 ( 1100).

The gift voucher D / B 1415 of the gift voucher relay server 1410 temporarily stores the gift voucher transmitted from the transmitting radio terminal 1400 until it is loaded into the ICC 845 of the receiving radio terminal 1405. As an example, the present invention provides a basis for securely transmitting a gift certificate including value information from a transmitting wireless terminal 1400 to a receiving wireless terminal 1405 in a wireless environment that does not guarantee continuous communication connection.

According to a preferred embodiment of the present invention, the gift certificate relay server 1410 performs a role of a server and / or a gateway which is linked with a mobile communication network and / or a mobile communication network, but according to another embodiment of the present invention, a gift certificate relay server 1410 specifies that the software and / or program module may be mounted in the transmitting wireless terminal 1400 or may be mounted as an additional function of the gift certificate agent of the transmitting wireless terminal 1400.

The gift certificate providing server 1100 authenticates the validity of the gift certificate in the process of relaying the gift certificate from the transmitting wireless terminal 1400 to the receiving wireless terminal 1405 by the gift certificate relay server 1410 and provides the gift certificate. Remotely mount the gift certificate agent on the receiving wireless terminal 1405 as an OTA server linked with the server 1100, or post-issue the gift certificate storing information to the ICC 845 of the receiving wireless terminal 1405 as a post-issuance server. Function and so on.

15 is a simple flowchart illustrating a process of transmitting a gift certificate issued to an ICC 845 mounted in the wireless terminal 800 to the ICC of another wireless terminal.

When the transmitting wireless terminal 1400 instructs to extract the gift certificate mounted in the ICC 845 of the wireless terminal and transmit the gift certificate to the ICC 845 of the receiving wireless terminal 1405 through the gift certificate relay server 1410 (1500). ), The gift certificate agent of the transmitting side wireless terminal 1400 extracts the gift certificate from the ICC 845, and transmits the gift certificate extracted as described above to the gift certificate relay server 1410 to the gift certificate relay server 1410 through the mobile communication network. In step 1502, a request for relay transmission is made to the receiving wireless terminal 1405.

If at least one voucher is transmitted from the transmitting wireless terminal 1400 to the gift voucher relay server 1410 through the above process, and the relay voucher is requested to be relayed to the receiving wireless terminal 1405, the voucher relay server 1410. Referring to the gift certificate issuance information D / B 1140 of the gift certificate providing server 1100, the validity of the gift certificate is confirmed (1504).

For example, the gift certificate validity authentication process in which the gift certificate relay server 1410 refers to the gift certificate issuance information D / B 1410 of the gift certificate providing server 1100 may include confidentiality, authentication, and integrity of the gift certificate. Integrity, Nonrepudiation and the like, and also excludes the possibility that the gift certificate can be used repeatedly.

If the validity of the gift certificate is not authenticated in the process (1506), the gift certificate relay server 1410 generates an error message and transmits the error message to the transmitting wireless terminal 1400, and transmits the gift certificate to the receiving wireless terminal 1405. The process of transmitting to the network is forcibly terminated (1508).

On the other hand, if the validity of the gift certificate is authenticated (1510), the gift certificate relay server 1410 receives information on the ICC (845) platform mounted on the receiving wireless terminal 1405 and the receiving wireless terminal 1405 through the mobile communication network. Extract (812) and process the gift certificate data transmitted from the transmitting radio terminal 1400 into a form that can be mounted on the ICC 845 mounted on the receiving radio terminal 1405 via the receiving radio terminal 1405. In operation 1516, the gift certificate processed as described above is temporarily stored in the gift certificate D / B 1415 of the gift certificate relay server 1410.

When the gift certificate that is transmitted to the receiving side wireless terminal 1405 and mounted on the corresponding ICC 845 through the above process is stored in the gift certificate D / B 1415, the gift certificate relay server 1410 is connected to the transmitting side wireless terminal. Gift certificate relay server from the corresponding ICC 845 through the gift certificate agent of the transmitting wireless terminal 1400 to transfer the value information contained in the gift certificate stored in the ICC 845 of the (1400) to the receiving wireless terminal 1405. The voucher block (i.e., the gift voucher value transferred from the ICC of the transmitting wireless terminal to the ICC of the receiving wireless terminal) transmitted to the 1410 is deleted (1518).

For example, the process means that the value information of the gift certificate issued to the ICC 845 of the transmitting wireless terminal 1400 is transferred to the gift certificate relay server 1410. If the process of transmitting and mounting the gift certificate to the receiving side wireless terminal 1405 in a later process fails, the gift certificate value-transferred to the gift certificate relay server 1410 is returned to the ICC of the transmitting side wireless terminal 1400. Refund to 845 is evident.

Accordingly, the gift certificate agent and / or the gift certificate relay server 1410 mounted on the transmitting side wireless terminal 1400 deletes the gift certificate from the ICC 845 of the transmitting side wireless terminal 1400, which is the value of the gift certificate relay server 1410. The value transfer process of the gift certificate is recorded (1520) by updating the gift certificate issuance information that is temporarily stored in the gift certificate D / B 1415.

When the gift certificate is temporarily stored in the gift certificate D / B 1415 of the gift certificate relay server 1410 through the above process, the role of transmitting the gift certificate to the ICC 845 of the receiving wireless terminal 1405 is then mounted. The gift certificate relay server 1410 is in charge.

Accordingly, the gift certificate relay server 1410 is a mobile communication network (eg, a home on a mobile communication network) to which the receiving wireless terminal 1405 is connected to transmit the gift voucher temporarily stored in the gift certificate D / B 1415 to the receiving wireless terminal 1405. Referring to the home location register and / or subscriber D / B, it is checked whether the receiving wireless terminal 1405 is equipped with a gift certificate agent for operating the gift certificate proposed by the present invention (1522).

If the receiving party's wireless terminal 1405 is not equipped with a gift certificate agent (1524), the gift certificate relay server 1410 in conjunction with the gift certificate providing server 1100 extracts at least one gift certificate agent that can be mounted on the wireless terminal and Processing, and remotely mount the gift certificate agent on the receiving wireless terminal 1405 via OTA (1526).

On the other hand, if a gift voucher agent is pre-loaded on the receiving wireless terminal 1405 or the gift voucher relay server 1410 is mounted in conjunction with the gift voucher providing server 1100 (1528), the gift voucher relay server 1410 is the receiving side wireless. Through the gift certificate agent mounted on the terminal 705, it is checked whether the gift certificate storage information for operating the gift certificate presented by the present invention is issued to the ICC 845 mounted on the receiving wireless terminal 1405 (1530). ).

If the gift certificate storage information for operating the gift certificate is not issued to the ICC 845 mounted on the receiving wireless terminal 1405 (1532), the gift certificate agent requests the gift certificate storage server 1410 to provide the gift certificate storage information. The gift voucher relay server 1410 extracts and processes at least one voucher storage information that can be mounted on the wireless terminal in conjunction with the gift voucher providing server 1100 and is mounted on the wireless terminal through a post-issuance process. The certificate voucher information is later issued (1534).

On the other hand, if the gift certificate storage information for operating the gift certificate is already issued to the ICC (845) mounted on the receiving side wireless terminal (1405), or the gift certificate relay server 1410 is post-issued in conjunction with the gift certificate providing server (1100) ( 1536), the gift certificate agent mounted on the receiving side wireless terminal 1405 checks whether there is a free gift certificate block for loading a new gift certificate on the gift certificate data element file of the gift certificate storage information issued to the ICC 845 ( 1538).

If there is no gift certificate block available for the gift certificate storage information provided in the ICC 845 mounted in the wireless terminal (1540), the gift certificate agent of the receiving wireless terminal 1405 is a gift certificate provided in the ICC (845) An attempt is made to secure a free gift certificate block on which the gift certificate relay server 1410 can mount the stored gift information with respect to the stored information (1542). For example, the gift certificate agent may secure the free gift certificate block by deleting the gift certificate block on which the gift certificate value information has expired on the gift certificate agent provided in the ICC 845.

If the voucher storage information does not secure a free voucher block on which the voucher data is to be mounted on the voucher data element file (1544), the voucher agent forcibly terminates the step of loading the voucher to the ICC 845. The gift certificate relay server 1410 generates the gift certificate transmission information based on the forced termination result of the gift certificate transmission process and stores the gift certificate transmission information in the gift certificate issuance information D / B 1140 of the gift certificate providing server 1100. In addition, the gift certificate relay server 1410 transmits the gift certificate transmission information on the result of the forced termination of the gift certificate to the transmitting-side wireless terminal 1400 and announces it.

Although a detailed description is omitted in FIG. 8, according to a preferred embodiment of the present invention, when the gift certificate transmission fails, the gift certificate temporarily stored in the relay server is refunded to the ICC 845 of the transmitting terminal 1400.

On the other hand, if there is a voucher block available on the voucher data element file of the voucher storage information included in the ICC 845 mounted on the wireless terminal, or if a free voucher block available by the voucher agent is secured (1546), The agent transmits the result to the gift certificate relay server 1410, and the gift certificate relay server 1410 extracts and processes the gift certificate transmitted from the transmitting side wireless terminal 1400 in the gift certificate D / B 1415, and then the mobile communication network. The gift certificate agent provided to the reception side wireless terminal 1405 through 1548, and the gift certificate agent mounted on the reception side wireless terminal 1405 mounts the gift certificate data on the gift certificate storage information provided in the ICC 845 (1550).

When the gift certificate purchased by the client is mounted on the gift certificate storage information included in the ICC 845 mounted on the wireless terminal through the above process, the gift certificate relay server 1410 generates the gift certificate transmission information to generate the gift certificate relay server 1410. The voucher issuance information D / B 1140 is stored (1552), and the voucher transmission process is terminated by transmitting the voucher transmission information to the transmitting-side wireless terminal 1400 to be notified (1554).

According to the present invention, by using the gift certificate processing module that can be mounted in the client's wireless communication device to enable the client to authenticate, mount and use the gift certificate, the client using the gift certificate can obtain and use the gift certificate more conveniently and simply. There is an advantage, the operator that handles the business, such as issuing the gift certificate is included in the gift certificate processing module can check how and when the client used the gift certificate through the authentication information that can be matched when using the client gift certificate It can be used as an effective CRM tool.

Claims (3)

Means for transmitting the gift certificate data to a client-owned mobile phone via a wireless communication network and processing the gift card data to be stored in a predetermined memory area of the mobile phone; And a means for approving the use of the gift certificate data when using the gift certificate data stored in a predetermined memory area of the mobile phone. The method of claim 1, Means for storing affiliated stores or purchased goods information using the gift card data with user information using the gift card data and storing the information on a storage medium; And And means for deriving customer relationship management (CRM) information of the user of the gift card data using the merchant or the purchased goods information using the gift card data stored in the storage medium. The method of claim 1, wherein the predetermined memory area in the mobile phone, A mobile voucher management system, characterized in that it is an IC chip including at least one of a User Identity Module (UIM), a User Subscriber Module (USIM), and a Subscriber Module (SIM).

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