KR20080006097A - Integrated processing system for electronic commercial transaction service and method thereof and recording medium thereof - Google Patents

Abstract

A system and a method for processing EC(Electronic Commerce) integrally, and a recording medium storing the same are provided to perform standardization for processing business in an application by analyzing the EC of each medium, analyze/standardize medium information needing analysis integrally, and process atypical data in the application with one architecture by converting the atypical data into the typical data. A network connection controller(210) receives a transaction processing request from the medium or a channel(10), and returns a processing result to the medium or the channel. A transaction analyzer(220) analyzes the received transaction processing request. An input message converter(230) analyzes and converts a transaction processing request message into standard input data. A TIA(Transaction Input Area)(240,241) stores the standard input data. The application(250) processes transaction by using the standard input data stored in the TIA. A transaction data TOA(Transaction Output Area)(260) stores standard output data, which is the processing result of the application. An output message converter(270) converts the standard output data into a transaction processing result message and transfers the message to the network connection controller.

Description

Integrated Processing System for Electronic Commercial Transaction Service and Method Thereof and Recording Medium Thereof}

1 is a diagram illustrating a conventional electronic financial transaction,

2 is a diagram illustrating an integrated processing operation of an electronic financial transaction according to an embodiment of the present invention;

3 is a block diagram showing an integrated processing system of an electronic financial transaction according to an embodiment of the present invention;

4 is a flow chart illustrating an integrated processing method of an electronic financial transaction according to an embodiment of the present invention;

5 is a diagram illustrating a header part and a transaction code of a transaction processing request according to an embodiment of the present invention;

6 is a view showing a screen of transaction processing according to an embodiment of the present invention;

7 is a view showing a working process of the input specialized conversion means according to an embodiment of the present invention;

8 is a view showing the operation of the output specialized conversion means according to an embodiment of the present invention.

Explanation of symbols on the main parts of the drawings

10: media or channel 20: integrated processing system for electronic financial transactions

30: database 200: server

210: network connection control means 220: transaction analysis means

230: input specialized conversion means 240: media data TIA means

241: transaction data TIA means 250: AP means

260: transaction data TOA means 270: output specialized conversion means

The present invention relates to a technology for processing e-commerce, and in particular, an integrated processing system for electronic commerce, a method of processing the same, and a record thereof, which analyze and standardize various types of e-commerce according to a ubiquitous environment, and process them as one architecture. It is about the medium.

Ubiquitous environment refers to an information and communication environment that can conduct transactions by connecting media such as RFID (Radio Frequency Identification), image (electronic document), and digital security, including existing electronic financial networks, through a high-speed communication network.

Almost all financial transaction services are now computerized, making them easy to manage and use. Computerization of financial transaction services refers to automation and electronics combined with IT technology. Electronic banking services include home banking and internet banking, and users can use financial transaction services without time and space constraints. In particular, various types of electronic payment systems have emerged, and according to the type of service, ATMs, CDs, automatic response systems (ARS), other currency exchange systems, direct debit systems (EFT / POS), and cash There are Home Banking and Firm Banking depending on customer types such as Cash Management System (CMS). There are also prepaid cards, debit cards, credit cards, etc., depending on the means of payment. The computerization of financial transaction services has made it easier for service providers to manage financial transactions through computer networks and management systems such as electronic banking, CD (Cash Draw), and other networks.

An example of the technology related to the integrated financial solution is disclosed in Korean Patent Registration Publication No. 0364481 (registered on November 29, 2002, integrated financial solution providing service system and service method through a network).

The technology disclosed in Korean Patent Registration Publication No. 0364481 discloses that when a client's terminal is physically connected to a network and requests financial related information, the financial institution server requests the relevant information to provide the financial related information to the customer through the network. A financial information providing service system, comprising: receiving and processing financial account information transmitted from the financial institution server, and providing financial account information required by the customer to the terminal, and performing the financial account information based on the financial account information of the customer. An application server that services risk management of the account, and a web server that checks the selection information selected from the cyber document of the customer, displays the financial account information of the customer on the cyber document, and transmits the cyber document to the customer. Financial needs A mail server that informs the customer of the information and the risk management information through the terminal through the terminal, and a database server that stores the financial account information of the customer and information about the customer, and finances through a plurality of financial institutions. Integrated financial solution service system through a network that integrates and manages personal financial information of customers performing transactions in one site and provides risk management services of personal financial information to prevent financial accidents that may occur in financial transactions. And service methods are described.

In addition, an example of an integrated financial service technology is disclosed in Korean Patent Registration Publication No. 0513147 (registered on Aug. 31, 2005, an integrated financial service system and method thereof capable of using financial services of a plurality of financial institutions in an integrated manner).

The technology disclosed in Korean Patent Registration Publication No. 0513147 is provided with a user computer and web servers of a plurality of financial institutions connected to the user computer through an internet network, so that the user has an authentication number, an account number, and an account of the financial account. Means for inputting and storing a password in advance into an integrated financial service program in the user computer; means for the user to log in to the integrated financial service program and select a desired financial service menu; Means for reading information, means for logging into a homepage of financial institutions corresponding to a menu selection of the user through a web browser internally processed in the integrated financial services program, and the web browser on the homepage of the corresponding financial institutions. User's gold Means for obtaining information, means for transmitting the financial information of the user from the web browser to the integrated financial service program, and the integrated financial service program reads the transmitted financial information of the user on the screen of the user terminal. It is composed of means for displaying or storing in a database and making it available to the user, and provides the user's financial information in a plurality of financial institutions at the same time in a short time so that the user can integrate the financial information of scattered individual financial institutions. Disclosed are an integrated financial service system and a method for integrating financial services of a plurality of financial institutions to be processed.

However, in the ubiquitous environment such as RFID, electronic document (image system), digital security, and the like in the conventional financial transaction processing technology, including the technology disclosed in the above-mentioned Korean patent publications, electronic commerce combined with various IT media occurs, but it is limited. Besides the e-commerce standardization area, there was a problem to be solved by individual AP.

In addition, the same type of transactions made from electronic commerce networks such as various electronic financial networks are focused on standardization so that they can be processed identically, but there is a problem that new technical solutions are lacking due to the rapid increase in the types of transactions.

In addition, since the electronic financial AP is operated for each terminal (media) device, the operating burden is rapidly increasing with the increase of the device, and there is a problem that the AP for the account host cannot be unified.

In addition, since most of the banking transactions are being electronically financed, there is a need for stable operation of electronic financial transactions, reduction of operating costs, and development of new service products.

An object of the present invention is to solve the problems as described above, to analyze the e-commerce for each medium to perform a standardization work for processing the work in the AP, and to analyze and standardize the media information that needs to be analyzed collectively In this regard, the unstructured data is analyzed to provide structured data, and the AP provides an integrated processing system for electronic commerce, its processing method, and a recording medium recording the same.

Another object of the present invention is to apply a new technology of professional integrated relay to the conventional electronic financial transaction technology, integrated processing system of electronic commerce to reduce the development period of the processing system and maximize the investment efficiency through the integrated processing system and its It is to provide a processing method and a recording medium recording the same.

In order to achieve the above object, the integrated processing system of the electronic commerce according to the present invention has a database and is connected through a network with a plurality of media or a plurality of channels to process an electronic financial transaction. Network connection control means for receiving a transaction processing request and transmitting the transaction processing result processed inside the system back to the medium or the channel, transaction analysis means for analyzing the received transaction processing request, and analyzing the transaction processing request. Input full text converting means for analyzing the full text and converting it into standard input data, TIA means for storing the converted standard input data, AP means for processing a transaction using standard input data stored in the TIA means, and in the AP means. Transaction data TOA means for storing standard output data as a result of the processing; And an output specialized conversion means for converting the standard output data stored in the transaction data TOA means into a full text of the transaction processing result and transmitting it to the network connection control means.

In addition, in the integrated processing system of the electronic commerce according to the present invention, the database is characterized in that the specialized field information, professional mapping information, transaction flow information is stored.

In addition, in the integrated processing system of the electronic commerce according to the present invention, the transaction analysis means is characterized in that the analysis of the header portion and the transaction code of the transaction processing request.

Further, in the integrated processing system of the electronic commerce according to the present invention, the input full text converting means converts the transaction processing request into the standard input data using a standard code and a standard format.

Further, in the integrated processing system for electronic commerce according to the present invention, the standard input data includes media data and transaction data.

In the integrated processing system for electronic commerce according to the present invention, the TIA means includes media data TIA means for storing the media data and transaction data TIA means for storing the transaction data.

Further, in the integrated processing system for electronic commerce according to the present invention, the output full text converting means converts the standard output data into a full text of the transaction processing result using an output setting code and an output setting format.

In addition, in the integrated processing system of the electronic commerce according to the present invention, the medium or the channel is characterized in that it comprises any one of Internet banking, financial common network, ATM, affiliate network, RFID, electronic document, external host. .

In addition, in order to achieve the above object, the integrated processing method of the electronic commerce according to the present invention is a method for integrated processing of electronic financial transactions in a system having a database and connected through a plurality of media or a plurality of channels and a network, (a The system receiving a transaction processing request from the medium or channel, (b) analyzing the received transaction processing request, (c) analyzing the full text of the analyzed transaction processing request as standard input data. Converting, (d) storing the converted standard input data in TIA means of the system, (e) processing a transaction using the standard input data stored in the TIA means, (f) transaction processing Storing the resultant standard output data in the TOA means of the system, (g) converting the standard output data stored in the TOA means into a transaction processing result. And converting the full text of the converted transaction processing result to the medium or the channel.

Further, in the integrated processing method of the electronic commerce according to the present invention, the step (b) is characterized in that it comprises the step of analyzing the header portion of the transaction processing request, the transaction code of the transaction processing request .

Further, in the integrated processing method of the electronic commerce according to the present invention, the step (c) is (c1) analyzing the full text of the transaction processing request using the specialized field information stored in the database, (c2) the database Determining whether to map the full text of the transaction processing request analyzed using the full text mapping information and the transaction flow information stored in the data; and (c3) separating standard input data from the full text of the transaction processing request. Characterized in that.

In the integrated processing method of the electronic commerce according to the present invention, if it is determined in step (c2) that the full text of the transaction processing request should be mapped (c21), it is determined whether the full text of the transaction processing request is made of a standard code. (C22) converting the full text of the transaction processing request into a standard code if the full text of the transaction processing request is not made of a standard code in step (c21), (c23) the full text of the transaction processing request Determining whether the transaction is made in the standard format, and (c24) converting the transaction processing request into the standard format when the transaction processing request is not made in the standard format. It is done.

Further, in the integrated processing method of electronic commerce according to the present invention, the standard input data is characterized in that it comprises media data and transaction data.

In addition, in the integrated processing method of the electronic commerce according to the present invention, the step (d) is characterized in that for storing the media data and the transaction data separately.

In addition, in the integrated processing method of the electronic commerce according to the present invention, the step (g) (g1) whether the full text of the standard output data should be mapped using the professional mapping information and the transaction flow information stored in the database. Determining (g2) converting the standard output data into the full text of a transaction processing result.

In addition, in the integrated processing method of the electronic commerce according to the present invention, if it is determined in step (g1) that the full text of the standard output data should be mapped (g11) determining whether the standard output data consists of an output setting code. Step (g12) converting the standard output data into an output setting code when the standard output data is not an output setting code in step (g11), (g13) the standard output data is an output setting format And (g14) converting the standard output data into an output setting format when the standard output data is not in an output setting format in step (g13).

In addition, in the integrated processing method of the electronic commerce according to the present invention, the medium or the channel is characterized in that it comprises any one of the Internet banking, financial common network, ATM, affiliate network, RFID, electronic document, external host. .

In addition, a computer-recorded recording medium according to the present invention for achieving the above object is a computer-recorded recording medium having a database and a method for integrating electronic commerce into a system connected through a plurality of media or channels and a network. (A) the system receiving a transaction processing request from the medium or channel, (b) analyzing the received transaction processing request, (c) analyzing the full text of the analyzed transaction processing request. (D) storing the converted standard input data in the TIA means of the system, (e) processing a transaction using the standard input data stored in the TIA means; (f) storing the standard output data which is the result of the transaction processing in the TOA means of the system, (g) the standard output stored in the TOA means Characterized in that it comprises the step of sending the step of converting the data to a professional of the transaction process result, (h) the full text of the result of the transaction processing system is converted to the media or channel.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present invention. In addition, in describing this invention, the same code | symbol is attached | subjected and the repeated description is abbreviate | omitted.

Prior to the detailed description of the present invention will be described an electronic financial transaction technology as an example of electronic commerce. An example of a technology for processing an electronic financial transaction is Korean Patent Registration Publication No.0503291 filed by the applicant of the present invention. This conventional electronic financial transaction is described in accordance with FIG.

1 is a diagram illustrating a conventional electronic financial transaction, Figure 1a is a diagram showing the type of network used in the conventional electronic banking, Figure 1b is a diagram showing the type of a new financial transaction network, Figure 1c It is a flowchart explaining the form of the conventional electronic banking transaction, and FIG. 1D is a diagram showing the configuration of a conventional electronic banking individual application.

As shown in FIG. 1A, a conventional electronic financial transaction uses a network such as an internet banking, an automatic teller machine (ATM), a financial common network, an affiliate computer network, a branch office, and the like. Receive. The received data is processed by standardizing the structured data.

In addition, as shown in Figure 1b, a new type of network that is combined with the ubiquitous environment, such as electronic money, such as RFID, electronic documents (images), information communication network with an external host (HOST) has emerged. However, in the conventional electronic financial transaction, the data according to this new network type is not standardized, and therefore, both the structured data and the unstructured data exist for the new network type.

As shown in FIG. 1C, a transaction processing request received through an external channel from each network type shown in FIGS. 1A and 1B is a business data area of an individual transaction for each channel, terminal device, and transaction code. Analyze business data and process financial transactions according to channel attributes. That is, when a transaction processing request is received from the networks shown in FIG. 1A, the structured data is integrated and processed through a standardized processing area. However, transaction processing requests received through channels such as financial institutions or affiliated companies that connect electronic financial networks, or transaction processing requests from the new types of networks shown in FIG. 1B, process unstructured unstructured data. Because it must be, it is processed through individual application program (Application, hereinafter called 'AP') for each channel. At this time, the channel is a basic unit constituting the specialized format of various electronic financial transactions as a financial institution or affiliated company that connects the electronic financial network.

For example, if you receive a transaction processing request from Internet banking deposit account transfer, ATM (automated device) deposit account, financial common network (other currency exchange) deposit account without channel classification, AP1 standardized professional by transaction is used. To handle deposit account transfers. On the other hand, when a bank account transfer request is made from the KFTC channel, it is processed through AP2, which is a separate application. If a bank account transfer request is made from a financial institution channel, AP3, which is a separate application program, is processed. To deal with.

In a conventional electronic financial transaction, a network is formed for each channel to process unstructured data that is not standardized. For example, if A mutual savings bank and electronic banking channel consist of Kookmin Bank (Channel A), Savings Bank Central Committee (Channel B), and K Institution (Channel C), The configuration is different each.

In addition, in the conventional electronic financial transaction, the AP is configured around a terminal (media) device. A terminal (media) device is a means of using electronic banking, and refers to Internet banking, ATM (automated device) financial common network, affiliated computer network, and the like. Since business is being developed for each terminal (medium) device constituting electronic banking, the same type of electronic banking transactions are processed in different ways. In other words, each AP is developed and operated in order to process accounts such as Internet banking, ATM (automated device), affiliated institution linkage, and financial common network by connecting with a host account. For example, if you withdraw KRW 500,000 from customer A's ordinary deposit and transfer it to customer B's regular deposit account, the transaction is processed through the ordinary deposit AP by standardizing the structured data as follows.

Electronic Banking AP for Internet Banking-> Deposit Account AP Electronic Banking AP for ATM-> Deposit Account AP Electronic Banking AP for Affiliate-> Deposit Account AP

The electronic banking AP is configured as shown in Figure 1d. First, when the channel-specific processing is required, the electronic banking process must be performed for each terminal (media) device, and thus classified according to the terminal (media) device. When the terminal (media) device is classified, the electronic banking process is performed for each terminal (medium) device. To this end, a processing request is made to the account host, and the electronic financial transaction is processed by sending and receiving data with the account host. The electronic banking AP operates for each terminal (media) device, and the AP for the account host supports transaction processing corresponding to the AP for each channel without being unified.

Next, an integrated processing system for electronic commerce according to the present invention will be described with reference to Figs.

2 is a diagram illustrating an integrated processing operation of an electronic financial transaction according to an embodiment of the present invention, and FIG. 2A is a diagram illustrating an operation flow of an integrated processing system of an electronic financial transaction according to an embodiment of the present invention. 2B is a diagram illustrating an example of declaring TIA and TOA according to an embodiment of the present invention, and FIG. 2C is a diagram illustrating a TIA and TOA memory structure according to an embodiment of the present invention.

As shown in FIG. 2A, when a processing request for an electronic financial transaction is received from various types of channels or terminal (media) devices, the media data included in the received transaction processing request is converted into a media TIA (Transaction Input Area). Save it. TIA refers to a standard input data area for transmission to the AP. The received transaction processing request also includes transaction data, and the transaction data is separated and stored in the transaction TIA. Stored media data and transaction data are processed in conjunction with the account host through the AP that integrates electronic banking. The processing result is stored in the transaction output area (TOA). TOA is a standard output data area for transmitting the processing result in the AP. As such, in the present invention, a set of APs operate a medium, a transaction TIA, and a transaction TOA to integrate electronic finance. In other words, account processing AP transactions are handled by one architecture. For example, internet banking, ATM account transfers, and affiliate bank account transfers are all handled by the account transfer AP.

TIA and TOA according to the present invention are a common data collection, the structure of which is a structure of a composite of simple sequence and duplication. In this case, the structure refers to grouping related data types into a group so that it can be treated like a variable. The characteristics of the TIA and the TOA allow the AP to facilitate data processing and data transfer to other APs, and to minimize the modification of the AP when a specific modification occurs. TIAs and TOAs can organize associated data elements, simplify input and output to files, minimize the number of function arguments, give special order to memory allocation, make the programmed content easier to read, It has a feature that it is possible to share several data types by securing a storage area. TIA and TOA can be declared using a programming language as shown in FIG. 2B, the memory structure of which is as shown in FIG. 2C. TIA and TOA having such a structure are used to standardize and process electronic banking transaction requests received from various types of channel or terminal (media) devices.

3 is a block diagram illustrating an integrated processing system of an electronic financial transaction according to an embodiment of the present invention.

As shown in FIG. 3, the integrated processing system 20 of the electronic financial transaction according to the present invention includes a server 200 and a database 30, and is connected through a network with a plurality of media or a plurality of channels 10. And process the electronic financial transaction, and the server 200 receives the transaction processing request from the medium or channel 10 and returns the transaction processing result processed in the system 20 to the medium or channel 10 requesting the transaction processing again. By analyzing the full text of the transaction processing request analyzed by the transaction analysis means 220, the transaction analysis means 220 to analyze the transaction processing request received by the network connection control means 210, the network connection control means 210 to transmit Standard input data stored in the input specialized conversion means 230 for converting the standard input data, the TIA means 240 and 241 for storing the standard input data converted by the input specialized conversion means 230, and the TIA means 240 and 241. Transaction using The AP means 250 for processing, the transaction data TOA means 260 which is a transaction TOA which stores the standard output data which is the result of processing by the AP means 250, and the standard output data stored in the transaction data TOA means 260 Output conversion means 270 for converting the full text of the processing result and transmitting to the network connection control means 210.

The medium or channel 10 shown in FIG. 3 is an internet banking, a financial common network, an ATM, an alliance network, an RFID, an electronic document, an external host, etc., and the database 30 includes specialized field information, professional mapping information, and transaction flow information. Is stored. The specialized field information is used when the input specialized conversion means 230 analyzes the full text of the transaction processing request analyzed by the transaction analysis means 220. The specialized mapping information and the transaction flow information are input specialized conversion means 230 and output. It is used when performing standardization in the specialized conversion means 270.

In addition, the transaction analysis means 220 analyzes the header portion and the transaction code of the transaction processing request received from the medium or channel 10. The transaction code is a business division code for dividing individual electronic financial transactions, and there are deposit account transfer and inquiry.

In addition, the input specialized conversion means 230 converts a transaction processing request received from the medium or channel 10 into standard input data using a standard code and a standard format, and the standard input data is separated into media data and transaction data. . Each of the separated standard input data is stored in media data TIA means 240, which is a medium TIA for storing media data, and in transaction data TIA means 241, which is a transaction TIA for storing transaction data.

Further, the output message conversion means 270 converts the standard output data into the full text of the transaction processing result using the output setting code and the output setting format.

Next, an integrated processing method of an electronic financial transaction according to the present invention will be described with reference to FIGS. 4 to 6.

4 is a flowchart illustrating an integrated processing method of an electronic financial transaction according to an embodiment of the present invention, and FIG. 5 is a diagram illustrating a header part and a transaction code of a transaction processing request according to an embodiment of the present invention. 6 is a diagram illustrating a screen of transaction processing according to an embodiment of the present invention.

As shown in FIG. 4, first, the network connection control unit 210 receives a transaction processing request from a medium such as an internet banking, a financial common network, an ATM, an affiliate network, an RFID, an electronic document, an external host, or the channel ( ST4010). Since a technology for receiving a transaction processing request is a known technology commonly used in the art, detailed description thereof will be omitted. When the transaction processing request is received by the network connection control means 210, the transaction analysis means 220 analyzes the header part and the transaction code of the transaction processing request (ST4020). The transaction processing request has a structure including a header portion and a transaction code, respectively, as shown in FIGS. 5A and 5B. The header part of the transaction processing request contains information such as the total length, area information, IP information, ID degree, transaction information, etc., and the transaction code includes information on the transaction name, channel type, etc. that requested the transaction processing. Included in the form. Since the data structure of the transaction processing request is a well-known technique that is commonly used in the field of transmitting and receiving technology, detailed description thereof will be omitted. The requested transaction is processed according to the flow as shown in FIG. 6A. That is, after receiving a request transaction of an external (A) channel, converting it into a form of standard input data, storing it in the TIA means 240 and 241, processing it in the AP means 250, and then processing the form of standard output data. Converts the data into standard output data, stores them in the TOA means 260, and finally sends a response transaction of the external (A) channel to the requester. Information about the flow of such a transaction is continuously used as the transaction processing process progresses.

Now, since the header portion and the transaction code of the transaction processing request are analyzed in step ST4020, the input specialized conversion means 230 analyzes the full text of the analyzed transaction processing request and converts it into standard input data. This process is as follows. First, the input full text conversion means 230 analyzes the full text of the transaction processing request using the specialized field information stored in the database 30 (ST4030). That is, when a request transaction of an external (A) channel, which is a transaction processing request, is received, as shown in FIG. 6B, the entire text of the required transaction of the external (A) channel is analyzed and the respective data are registered according to the defined field information. do. When the full text analysis of the transaction processing request is completed, it is determined whether the full text of the analyzed transaction processing request should be mapped using the full text mapping information and the transaction flow information stored in the database 30 (ST4031). Mapping is the task of standardizing the full text of transaction processing requests. In the case of a transaction processing request, standardization is performed using a predefined standard code and standard format. If it is determined in step ST4031 that the full text of the transaction processing request is not standardized and should be mapped, the input full text converting means 230 determines whether the full text of the transaction processing request is made of a standard code (ST4032). If the full text of the transaction processing request is not made of the standard code in step ST4032, the full text of the transaction processing request is converted to the standard code (ST4033). Next, the input full text conversion means 230 determines whether the full text of the transaction processing request is made in the standard format (ST4034), and if the full text of the transaction processing request is not made in the standard format, the full text of the transaction processing request is made in the standard format. Conversion to ST4035. That is, as shown in FIG. 6C, the required transaction of the external (A) channel is mapped to the standard input data format and stored in the TIA means 240 and 241. In the case of simple mapping, the corresponding field is selected, and if the code conversion is necessary, the processing program is selected to convert the corresponding field according to the TIA means 240 and 241. In the case of using the processing program, as shown in FIG. 6D, the code conversion is performed to generate a standard TIA field through data fields C_HANDBRNO and C_HANDMACNO of the W bank. The standard input data generated through this standardization step is registered in the full text field of the TIA means 240 and 241 as shown in FIG. 6E. The input specialized conversion means 230 separates the standardized input data standardized through the steps ST4031 to ST4035 into media data and transaction data (ST4036). The separated media data and transaction data are stored in the media data TIA means 240 and the transaction data TIA means 241, respectively (ST4040). Since the transaction processing request is standardized to the standard input data, the AP means 250 processes the transaction using the standard input data (ST4050). The technology for processing a transaction with data input from the AP means is a well-known technique commonly used in the art, so a detailed description thereof will be omitted. When the transaction is processed in step ST4050, standard output data is calculated as a processing result, which is registered in the full text field of the transaction data TOA means 260 as shown in Fig. 6F (ST4060).

Next, the output full text converting means 270 converts the standard output data stored in the transaction data TOA means 260 into the full text of the transaction processing result. This process is as follows. First, it is determined whether the output full text converting means 270 should map the full text of the standard output data stored in the transaction data TOA means 260 using the full text mapping information and the transaction flow information stored in the database 30 ( ST4070). In case of standard output data, standardization work is performed using output setting code and output setting format. If it is determined in step ST4070 that the full text of the standard output data is not standardized and it is determined that the full text is to be mapped, the output full text converting means 270 determines whether the full text of the standard output data is composed of the output setting code (ST4071). If the full text of the standard output data is not composed of the output setting code in step ST4071, the full text of the standard output data is converted into the output setting code (ST4072). Next, the output full text conversion means 270 determines whether the full text of the standard output data is in the output setting format (ST4073), and if the full text of the standard output data is not in the output setting format, the full text of the standard output data is determined. Convert to the output setting format (ST4074). The output full text converting means 270 converts the full text of the transaction processing result normalized through the steps ST4070 to ST4074 (ST4075). That is, as shown in FIG. 6G, the standard output data is mapped to the format of the response transaction of the external (A) channel to generate the response message. In the case of simple mapping, the standard output data is converted according to the corresponding field by selecting the corresponding field and selecting the processing program when the code conversion is required. The full text of the transaction processing result generated through this standardization step is registered in the full text field of the response transaction of the external (A) channel as shown in FIG. 6H. The transaction flow information from the request of the request transaction of the external (A) channel to the completion of the processing of the response transaction of the external (A) channel is stored in the database 30 in the form of transaction flow information as shown in FIG. 6I. do.

Since the processing of the requested transaction is completed, the output full text converting means 270 transmits the full text of the transaction processing result converted in step ST4075 to the medium or channel which sent the transaction processing request through the network connection control means 210 (ST4080). ).

Next, the operation procedure of the input full text converting means and the output full text converting means for performing the standardization work will be described with reference to Figs.

7 is a view showing the operation of the input specialized conversion means according to an embodiment of the present invention, Figure 8 is a view showing the operation of the output specialized conversion means according to an embodiment of the present invention.

As shown in FIG. 7A, when a request transaction is requested from an external (A) channel or an external (B) channel, the input specialized conversion means 230 converts it into standard input data. The entire request transaction of the requested external (A) channel is shown in FIG. 7B, which is converted into standard input data through code conversion and format conversion. That is, the input full text converting means 230 analyzes the full text received from various types of channels, extracts information such as a transaction amount, an account number, a deposit bank code, and the like into the standardized form. An example of this in a programming language is shown in FIG. 7C.

The required transaction of the external (A) channel converted into standard input data is processed by the AP means 250 according to the transaction type and then calculated as standard output data. The calculated standard output data shall be converted and output again in accordance with the format of the external (A) channel that requested the request transaction. This is performed by the output message conversion means 270, and converts the standard output data into the response transaction message of the external (A) channel as shown in FIG. 8A. The standard output data is shown in FIG. 8B, which is converted into a response transaction text of an external (A) channel through code conversion and format conversion. That is, the output specialized conversion means 270 extracts information such as transaction amount, account number, serial number, and the like included in the standardized output data in the integrated processing system according to the present invention and has a form suitable for the external (A) channel. Convert to

As mentioned above, although the invention made by this inventor was demonstrated concretely according to the said Example, this invention is not limited to the said Example and can be variously changed in the range which does not deviate from the summary.

That is, in the above embodiment, an embodiment of an electronic financial transaction has been described, but the present invention is not limited thereto, and it can be realized in all fields of electronic commerce that process a transaction by receiving a transaction from various types of media.

As described above, according to the integrated processing system of electronic commerce according to the present invention, a processing method thereof, and a recording medium recording the same, the electronic financial transaction is analyzed for each medium and standardized to process a business at the AP. The effect of integrated processing is obtained.

In addition, the same effect can be obtained for various types of transactions, such as in a ubiquitous environment.

In addition, according to the integrated processing system, processing method and recording medium recording the electronic financial transaction according to the present invention, it is possible to shorten the development period of the integrated processing system and maximize the efficiency of investment.

Claims (18)

In the system having a database and connected through a plurality of media or a plurality of channels and a network for processing electronic financial transactions, Network connection control means for receiving a transaction processing request from the medium or the channel and transmitting the transaction processing result processed in the system back to the medium or the channel; Transaction analysis means for analyzing the received transaction processing request, An input specialized conversion means for analyzing the full text of the analyzed transaction processing request and converting it into standard input data; TIA means for storing the converted standard input data, AP means for processing a transaction using standard input data stored in the TIA means, Transaction data TOA means for storing standard output data which is a result of processing by the AP means; And an output specialized conversion means for converting the standard output data stored in the transaction data TOA means into a full text of a transaction processing result and transmitting the converted data to the network connection control means. The method of claim 1, And said database stores specialized field information, specialized mapping information, and transaction flow information. The method of claim 2, And the transaction analysis means analyzes a header part and a transaction code of the transaction processing request. The method of claim 3, wherein And said input full text conversion means converts said transaction processing request into said standard input data using a standard code and a standard format. The method of claim 4, wherein The standard input data comprises media data and transaction data. The method of claim 5, And said TIA means comprises media data TIA means for storing said media data and transaction data TIA means for storing said transaction data. The method of claim 6, And the output full text converting means converts the standard output data into a full text of the transaction processing result using an output setting code and an output setting format. The method according to any one of claims 1 to 7, The media or the channel is integrated processing system of electronic commerce, characterized in that any one of the Internet banking, financial common network, ATM, affiliate network, RFID, electronic document, external host. A method of integrating electronic financial transactions into a system having a database and connected through a plurality of media or channels and a network, (a) the system receiving a transaction processing request from the medium or the channel, (b) analyzing the received transaction processing request; (c) analyzing the full text of the analyzed transaction processing request and converting it into standard input data; (d) storing the converted standard input data in TIA means of the system, (e) processing a transaction using the standard input data stored in the TIA means, (f) storing the standard output data of the transaction processing result in the TOA means of the system, (g) converting the standard output data stored in the TOA means into a full text of a transaction processing result; (h) the system transmitting the full text of the converted transaction processing result to the medium or the channel. The method of claim 9, Step (b) is Analyzing a header part of the transaction processing request; And analyzing the transaction code of the transaction processing request. The method of claim 10, Step (c) is (c1) analyzing the full text of the transaction processing request using the specialized field information stored in the database; (c2) determining whether the full text of the transaction processing request should be mapped using the full text mapping information and the transaction flow information stored in the database; (c3) separating the standard input data from the preamble of the transaction processing request. The method of claim 11, When it is determined in step (c2) that the full text of the transaction processing request should be mapped (c21) determining whether the full text of the transaction processing request is made of a standard code; (c22) converting the full text of the transaction processing request into a standard code if the full text of the transaction processing request is not made of a standard code in step (c21); (c23) determining whether the full transaction processing request is in a standard format, and (c24) converting the full text of the transaction processing request into a standard format if the full text of the transaction processing request is not in a standard format in step (23). The method of claim 12, And the standard input data includes media data and transaction data. The method of claim 13, Step (d) And storing the media data and the transaction data separately. The method of claim 14, Step (g) (g1) determining whether the full text of the standard output data should be mapped using the full text mapping information and the transaction flow information stored in the database; (g2) converting the standard output data into the full text of the transaction processing result. The method of claim 15, If it is determined in step (g1) that the full text of the standard output data should be mapped (g11) determining whether the standard output data comprises an output setting code; (g12) converting the standard output data into an output setting code when the standard output data is not an output setting code in step (g11); (g13) determining whether the standard output data is in an output setting format; (g14) converting the standard output data to an output setting format when the standard output data is not in an output setting format in step (g13). The method according to any one of claims 9 to 16, The media or the channel comprises any one of the Internet banking, financial common network, ATM, affiliate network, RFID, electronic document, external host. A computer-readable recording medium having a database and a method of integrating electronic commerce with a system connected to a plurality of media or a plurality of channels and a network, (a) the system receiving a transaction processing request from the medium or the channel, (b) analyzing the received transaction processing request; (c) analyzing the full text of the analyzed transaction processing request and converting it into standard input data; (d) storing the converted standard input data in TIA means of the system, (e) processing a transaction using the standard input data stored in the TIA means, (f) storing the standard output data of the transaction processing result in the TOA means of the system, (g) converting the standard output data stored in the TOA means into a full text of a transaction processing result; (h) the system transmitting the full text of the converted transaction processing result to the medium or the channel.

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