KR20080005800A - Method for payment of taxi fare using mobile phone - Google Patents

Method for payment of taxi fare using mobile phone Download PDF

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KR20080005800A
KR20080005800A KR1020060064606A KR20060064606A KR20080005800A KR 20080005800 A KR20080005800 A KR 20080005800A KR 1020060064606 A KR1020060064606 A KR 1020060064606A KR 20060064606 A KR20060064606 A KR 20060064606A KR 20080005800 A KR20080005800 A KR 20080005800A
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payment
taxi fare
mobile phone
request terminal
password
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김기표
염동철
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주식회사 빛 일일사
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G06Q20/145—Payments according to the detected use or quantity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
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    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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Abstract

A method for paying a taxi fare with a mobile phone is provided to realize a user's convenience by billing the taxi fare to a mobile charge of a user when the user pays the taxi fare with the mobile phone. A taxi fare calculated by a taxi meter and a payer mobile number are inputted to a payment request terminal(S10). The payment request terminal requests a payment service server to bill the taxi fare to the mobile charge of the payer(S20). The payment service server generates/stores an approval password and requests a mobile telecommunication company server to transmit the approval password in a short message(S30). The mobile telecommunication company server transmits the approval password to the mobile terminal of the payer(S40). The payment request terminal receives the approval password from the payer and transmits the received approval password to the payment service server(S50). The payment service server compares the stored approval password with the approval password received from the payment request terminal and transmits an approval to the payment request terminal when the stored approval password is identical with the received approval password(S60).

Description

휴대폰을 이용한 택시요금의 결제 방법{METHOD FOR PAYMENT OF TAXI FARE USING MOBILE PHONE}How to pay for taxi fare by mobile phone {METHOD FOR PAYMENT OF TAXI FARE USING MOBILE PHONE}

도 1은 본 발명의 일실시예에 따른 휴대폰을 이용한 택시요금의 결제 방법을 도시한 흐름도1 is a flowchart illustrating a payment method of a taxi fare using a mobile phone according to an embodiment of the present invention.

도 2는 본 발명의 일실시예에 따른 휴대폰을 이용한 택시요금의 결제 방법에 사용되는 시스템을 도시한 구성도2 is a block diagram showing a system used in the payment method of a taxi fare using a mobile phone according to an embodiment of the present invention

<주요 도면부호에 대한 간단한 설명><Short description of the major reference symbols>

10 결제신청단말기10 Payment Application Terminal

20 택시요금 미터기20 Taxi Fare Meter

30 결제서비스서버30 Payment Service Server

40 이동통신사서버40 Carrier Servers

50 결제자 휴대폰50 biller mobile phones

본 발명은 휴대폰을 이용한 택시요금의 결제 방법에 관한 것으로, 보다 상세하게는 택시요금을 택시이용자의 휴대폰 요금에 부과함으로써 택시요금을 편리하게 결제할 수 있는 휴대폰을 이용한 택시요금의 결제 방법에 관한 것이다.The present invention relates to a method of payment of a taxi fare using a mobile phone, and more particularly, to a method of payment of a taxi fare using a mobile phone which can conveniently pay a taxi fare by imposing a taxi fare on a mobile phone fare of a taxi user. .

택시의 이용요금은 대부분 현금으로 결제된다. 그러나 현금을 이용하는 경우에 거스름돈이 확보되어야 하고, 현금이 없는 경우에 택시요금을 지불하기 곤란한 경우가 발생된다.Most taxi fare is paid in cash. However, when using cash, change must be secured, and when there is no cash, it is difficult to pay a taxi fare.

이에 따라 최근 신용카드결제용 단말기를 택시에 설치하여 신용카드로 택시요금을 결제하고 있다.Accordingly, recently, a credit card payment terminal is installed in a taxi to pay a taxi fare with a credit card.

그러나, 택시요금은 대부분 소액인 관계로 신용카드로 택시요금을 결제하는 방법은 그 이용이 미비한 실정이다.However, since taxi fare is mostly small, the method of paying a taxi fare with a credit card is insufficient.

본 발명은 상기와 같은 점을 인식하여 안출된 것으로, 본 발명의 목적은 택시요금을 택시이용자의 휴대폰 요금에 부과함으로써 택시요금을 편리하게 결제할 수 있는 휴대폰을 이용한 택시요금의 결제 방법을 제공하는 것이다.The present invention was conceived by recognizing the above points, an object of the present invention is to provide a payment method of a taxi fare using a mobile phone that can conveniently pay a taxi fare by imposing a taxi fare on the mobile phone fare of a taxi user. will be.

상기와 같은 목적을 달성하기 위하여 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은, 택시요금 미터기에 의해 산정된 택시요금과 결제자 휴대폰 번호를 결제신청단말기에 입력하는 결제정보입력단계와, 유무선인터넷망을 통하여 결제서비스서버에 휴대폰 요금에 택시요금이 부과되도록 요청하는 결제요청단계와, 상기 결제서비스서버가 승인암호를 생성하여 저장하고, 그 승인암호를 이동통신사서버에 상기 결제자 휴대폰으로 문자전송하여 줄 것을 요청하는 암호송신요청단계와, 이동통신사서버가 결제자 휴대폰으로 승인암호를 문자전송하는 암호전송단계 와, 상기 결제신청단말기로 결제자 휴대폰으로 전송된 승인암호를 입력하여 상기 결제서비스서버로 전송하는 암호입력단계와, 결제서비스서버가 저장된 승인암호와 상기 결제신청단말기로부터 수신된 승인암호가 일치하는지의 여부를 판단하고, 승인암호가 서로 일치되는 경우 결제가 승인되었음을 상기 결제신청단말기로 송신하는 결제승인단계를 포함하는 것을 특징으로 한다.Taxi fare payment method using a mobile phone according to the present invention to achieve the above object, the payment information input step of inputting the taxi fare calculated by the taxi fare meter and the payer mobile phone number to the payment request terminal, wired and wireless A payment request step of requesting a taxi service fee to be charged to a mobile phone fee through an internet network; the payment service server generates and stores an approval password, and sends the approval password to the mobile communication server to the payer mobile phone. The password transmission request step of requesting to transmit, the password transmission step of the mobile communication server to send a text message of the approval password to the payer mobile phone, and the payment service by entering the approval password transmitted to the payer mobile phone to the payment request terminal Password input step of transmitting to the server, the authorization password stored in the payment service server and the payment request It is characterized in that it comprises a payment approval step of determining whether or not the approval password received from the terminal to be matched, and if the approval password is matched with each other that the payment is approved to the payment request terminal.

또한, 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은, 상기 결제정보입력단계는 택시요금 미터기에 의해 산정된 택시요금이 택시요금 미터기가 전송하고 그 전송된 택시요금을 상기 결제신청단말기가 수신하여 입력받는 것을 특징으로 한다.In addition, in the payment method of a taxi fare using a mobile phone according to the present invention, in the payment information input step, the taxi fare meter calculated by the taxi fare meter is transmitted to the taxi fare meter, and the payment request terminal receives the transmitted taxi fare. It is characterized by receiving the input.

또한, 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은, 상기 결제정보입력단계는 택시요금이 결제신청단말기에 구비된 스캔인식수단으로 택시요금 미터기의 표시창에 표시된 택시요금을 스캔 및 인식하여 입력되거나 또는 결제신청단말기에 구비된 화상촬영인식수단으로 택시요금 미터기의 표시창에 표시된 택시요금을 촬영 및 인식하여 입력되는 것을 특징으로 한다.In addition, in the payment method of a taxi fare using a mobile phone according to the present invention, the payment information input step is to scan and recognize the taxi fare displayed on the display window of the taxi fare meter as a scan recognition means that the taxi fare is provided in the payment request terminal Or by taking a picture of the taxi fare meter displayed on the display window of the taxi fare meter as an image recording recognition means provided in the payment request terminal.

또한, 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은, 상기 결제정보입력단계는 택시요금 또는 결제자 휴대폰 번호가 상기 결제신청단말기에 구비된 음성인식수단을 통해 입력되는 것을 특징으로 한다.In addition, the payment method for a taxi fare using a mobile phone according to the present invention, the payment information input step is characterized in that the taxi fare or the payer mobile phone number is input through the voice recognition means provided in the payment request terminal.

이하에서는 도면에 도시된 실시예를 참조하여 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법을 보다 상세하게 설명하기로 한다.Hereinafter, a method of paying a taxi fare using a mobile phone according to the present invention will be described in detail with reference to the embodiment shown in the drawings.

본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은 도 2에 도시된 시 스템을 이용하여 이루어질 수 있다.Taxi fare payment method using a mobile phone according to the invention can be made using the system shown in FIG.

도 2를 참조하면 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 시스템은 결제신청단말기(10), 택시요금 미터기(20), 결제서비스서버(30), 이동통신사서버(40), 결제자 휴대폰(50), 및 유무선인터넷망(IN)과 이동통신망(MN)을 포함하여 구성된다.2, a payment system for a taxi fare using a mobile phone according to the present invention includes a payment request terminal 10, a taxi fare meter 20, a payment service server 30, a mobile communication company server 40, a payer mobile phone ( 50) and a wired / wireless internet network (IN) and a mobile communication network (MN).

상기 결제신청단말기(10)는 택시요금 미터기(20)에 의해 산정된 택시요금과 결제자 휴대폰(50)의 번호를 입력받아 유무선인터넷망(IN)을 통하여 결제서비스서버(30)에 휴대폰 요금에 택시요금이 부과되도록 요청한다.The payment request terminal 10 receives the taxi fare calculated by the taxi fare meter 20 and the number of the payer mobile phone 50 to the mobile phone bill to the payment service server 30 through the wired or wireless Internet network (IN). Ask for a taxi fare.

상기 결제신청단말기(10)에는 상기 택시요금 미터기(20)에 의해 산출된 택시요금을 전송받기 위한 통신수단(11)이 구비된다. 이에 따라 택시요금 미터기(20)에 의해 산정된 택시요금은 택시요금 미터기(20)에 구비된 통신수단(22)에 의해 상기 결제신청단말기(10)로 전송되고, 그 전송된 택시요금은 상기 결제신청단말기(10)의 통신수단(11)을 통해 수신되어 상기 결제신청단말기(10)로 입력된다.The payment request terminal 10 is provided with a communication means 11 for receiving the taxi fare calculated by the taxi fare meter 20. Accordingly, the taxi fare calculated by the taxi fare meter 20 is transmitted to the payment request terminal 10 by the communication means 22 provided in the taxi fare meter 20, and the transmitted taxi fare is the payment. It is received through the communication means 11 of the application terminal 10 is input to the payment request terminal 10.

또한, 상기 결제신청단말기(10)에는 택시요금 및 결제자 휴대폰(50)의 번호를 입력할 수 있도록 입력버튼이나 터치스크린에 의해 구성된 버튼/터치스크린입력수단(12)이 구비되어 질 수 있다.In addition, the payment request terminal 10 may be provided with a button / touch screen input means 12 configured by an input button or a touch screen to input the taxi fare and the number of the payer mobile phone 50.

또한, 상기 결제신청단말기(10)에는 택시요금 및 결제자 휴대폰(50)의 번호를 음성으로 입력할 수 있도록 음성인식수단(13)이 구비되어 질 수 있다.In addition, the payment request terminal 10 may be provided with a voice recognition means 13 to input the taxi fare and the number of the payer mobile phone 50 by voice.

또한, 택시요금은 통산 택시요금 미터기(20)의 표시창(21)에 표시되는데 그 표시창(21)에 표시된 택시요금을 스캔이나 촬영하여 상기 결제신청단말기(10)로 입 력함으로써 입력을 신속하고 편리하게 할 수 있다. 즉, 상기 결제신청단말기(10)에는 스캔인식수단(14)이 구비되어 그 스캔인식수단(14)으로 택시요금 미터기(20)의 표시창(21)에 표시된 택시요금을 스캔 및 인식하여 입력받을 수 있게 된다. 또한 상기 결제신청단말기(10)에는 화상촬영인식수단(15)이 구비되어 그 화상촬영인식수단(14)으로 택시요금 미터기(20)의 표시창(21)에 표시된 택시요금을 촬영 및 인식하여 입력받을 수 있게 된다. 특히, 상기 화상촬영인식수단(15)은 카메라가 구비된 PDA와 같은 이동통신 단말기에 화상촬영인식을 위한 프로그램을 설치하여 간단하게 구현되어 질 수 있다. 따라서, 상기 결제신청단말기(10)의 구성은 별도로 제작하지 않고 상용화된 PDA와 같은 이동통신 단말기를 이용할 수 있게 된다.In addition, the taxi fare is displayed on the display window 21 of the total taxi fare meter 20 by scanning or photographing the taxi fare displayed on the display window 21 and inputting it to the payment request terminal 10 for quick and convenient input. It can be done. That is, the payment request terminal 10 is provided with a scan recognition means 14 to scan and recognize the taxi fare displayed on the display window 21 of the taxi fare meter 20 by the scan recognition means 14 to receive the input. Will be. In addition, the payment request terminal 10 is provided with an image photographing recognition means 15, the image taking recognition means 14 to take a picture of the taxi fare displayed on the display window 21 of the taxi fare meter 20 to receive and input the image. It becomes possible. In particular, the image capturing recognition means 15 may be implemented simply by installing a program for image capturing recognition in a mobile communication terminal such as a PDA equipped with a camera. Therefore, the configuration of the payment request terminal 10 can be used without using a mobile communication terminal such as a commercially available PDA.

한편, 결제의 승인을 위해서는 결제자 휴대폰(50)의 본인소지를 확인할 필요가 있는데, 이는 상기 결제신청단말기(10)로 상기 결제서비스서버(30)가 생성하여 상기 결제자 휴대폰(50)으로 전송된 승인암호를 입력하도록 함으로써 가능해진다. 따라서 상기 결제신청단말기(10)로는 결제자 휴대폰(50)으로 전송된 승인암호가 입력되며 그 입력된 승인암호는 상기 결제서비스서버(30)로 전송된다.On the other hand, in order to approve payment, it is necessary to confirm the identity of the payer mobile phone 50, which is generated by the payment service server 30 to the payment application terminal 10 and transmitted to the payer mobile phone 50. It is possible by inputting the approved password. Therefore, the payment request terminal 10 is the approval password transmitted to the payer mobile phone 50 is input, the input approval password is transmitted to the payment service server 30.

상기 택시요금 미터기(20)는 택시에 장착되어 이동거리 및 시간에 따라 택시요금을 자동을 산출하여 통상 표시창(21)로 표시하는 장치로서 본 발명에서는 상기 택시요금 미터기(20)에 의해 산출된 택시요금이 통신수단(22)을 통해 상기 결제신청단말기(10)로 전송되도록 구현되어 질 수 있다.The taxi fare meter 20 is a device mounted on the cab to automatically calculate the taxi fare according to the moving distance and time to display on the normal display window 21, in the present invention, the taxi calculated by the taxi fare meter 20 The charge may be implemented to be transmitted to the payment request terminal 10 through the communication means 22.

상기 결제서비스서버(30)는 상기 결제신청단말기(10)로부터 택시요금과 결제자 휴대폰(50)의 번호 등과 같은 휴대폰 결제에 필요한 정보를 전송받고 상기 결제 신청단말기(10)로부터 휴대폰 결제를 요청받으면, 번호나 문자로 구성된 승인암호를 생성하여 저장하고, 그 승인암호를 이동통신사서버(40)에 상기 결제자 휴대폰(50)으로 SMS,LMS 등의 문자전송하여 줄 것을 요청한다.The payment service server 30 receives the information required for the mobile phone payment, such as taxi fare and the number of the payer mobile phone 50 from the payment request terminal 10 and receives a mobile phone payment request from the payment request terminal 10 , Generate and store an authorization password consisting of a number or a letter, and request that the authorization password be sent to the mobile communication company server 40 by SMS, SMS, etc. to the payer mobile phone 50.

또한, 상기 결제서비스서버(30)는 저장된 승인암호와 상기 결제신청단말기(10)로부터 수신된 승인암호가 일치하는지의 여부를 판단하고, 승인암호가 서로 일치되는 경우 결제가 승인되었음을 상기 결제신청단말기(10)로 송신한다.In addition, the payment service server 30 determines whether the stored approval password and the approval password received from the payment request terminal 10 match, and if the approval passwords match with each other, the payment request terminal Send to (10).

상기 이동통신사서버(40)는 상기 결제서비스서버(30)의 요청에 의하여 이동통신망(MN)을 통하여 결제자 휴대폰(50)으로 승인암호를 문자전송한다.The mobile telecommunication company server 40 sends a text message of the approval code to the payer mobile phone 50 through the mobile communication network (MN) at the request of the payment service server (30).

상기 결제자 휴대폰(50)은 상기 이통통신망(MN)을 통하여 문자전송된 승인암호를 수신하여 표시하기 위한 것이다.The payer mobile phone 50 is for receiving and displaying the approval password transmitted through the mobile communication network (MN).

도 1은 본 발명의 일실시예에 따른 휴대폰을 이용한 택시요금의 결제 방법을 도시한 흐름도이다. 도면을 참조하면 본 발명은 결제정보입력단계(S10), 결제요청단계(S20), 암호송신요청단계(S30), 암호입력단계(S40), 및 결제승인단계(S50)를 포함하여 구성된다.1 is a flowchart illustrating a payment method of a taxi fare using a mobile phone according to an embodiment of the present invention. Referring to the drawings, the present invention includes a payment information input step S10, a payment request step S20, a password transmission request step S30, an encryption input step S40, and a payment approval step S50.

상기 결제정보입력단계(S10)는 택시요금 미터기(20)에 의해 산정된 택시요금과 결제자 휴대폰(50) 번호를 결제신청단말기(10)에 입력하는 단계이다. 상기 결제정보입력단계(S10)는 택시요금 미터기(20)에 의해 산정된 택시요금을 택시요금 미터기(20)에 구비된 통신수단(22)에 의해 전송받아 입력되어 질 수 있다. 또한, 결제정보입력단계(S10)는 택시요금 및 결제자 휴대폰(50)의 번호를 입력버튼이나 터치스크린에 의해 구성된 버튼/터치스크린입력수단(12)에 의해 입력되어 질 수 있 다. 또한, 결제정보입력단계(S10)는 택시요금 및 결제자 휴대폰(50)의 번호가 음성인식수단(13)에 의해 인식되어 입력될 수 있다. 또한, 결제정보입력단계(S10)는 택시요금 미터기(20)의 표시창(21)에 표시된 택시요금을 스캔인식수단(14)이나 화상촬영인식수단(14)으로 인식하여 입력받을 수 있다.The payment information input step (S10) is a step of inputting the taxi fare calculated by the taxi fare meter 20 and the payer mobile phone 50 number into the payment request terminal 10. The payment information input step S10 may be input by receiving the taxi fare calculated by the taxi fare meter 20 by the communication means 22 provided in the taxi fare meter 20. In addition, the payment information input step (S10) may be input by the button / touch screen input means 12 configured by the input button or the touch screen the taxi fare and the number of the payer mobile phone (50). In addition, the payment information input step (S10) may be input by the taxi fare and the number of the payer mobile phone 50 is recognized by the voice recognition means (13). In addition, the payment information input step (S10) may be input by recognizing the taxi fare displayed on the display window 21 of the taxi fare meter 20 as the scan recognition means 14 or the image taking recognition means (14).

상기 결제요청단계(S20)는 유무선인터넷망(IN)을 통하여 결제서비스서버(30)에 휴대폰 요금에 택시요금이 부과되도록 요청하는 단계이다.The payment request step (S20) is a step for requesting a taxi fee to be charged to the mobile phone fee to the payment service server 30 through the wired or wireless Internet (IN).

상기 암호송신요청단계(S30)는 상기 결제서비스서버(30)가 승인암호를 생성하여 저장하고, 그 승인암호를 이동통신사서버(40)에 상기 결제자 휴대폰(50)으로 문자전송하여 줄 것을 요청하는 단계이다.In the cipher transmission request step (S30), the payment service server 30 generates and stores an approval password, and requests that the approval password be transmitted from the mobile communication company server 40 to the payer mobile phone 50. It's a step.

상기 암호전송단계(S40)는 이동통신사서버(40)가 결제자 휴대폰(50)으로 승인암호를 문자전송하는 단계이다.The password transmission step (S40) is a step in which the mobile communication company server 40 text-transfers the approval password to the payer mobile phone (50).

상기 암호입력단계(S50)는 상기 결제신청단말기(10)로 결제자 휴대폰(50)으로 전송된 승인암호를 입력하여 상기 결제서비스서버(30)로 전송하는 단계이다.The password input step (S50) is a step of inputting the approval password transmitted to the payer mobile phone 50 to the payment request terminal 10 and transmitting to the payment service server 30.

상기 결제승인단계(S60)는 상기 결제서비스서버(30)가 저장된 승인암호와 상기 결제신청단말기(10)로부터 수신된 승인암호가 일치하는지의 여부를 판단하고, 승인암호가 서로 일치되는 경우 결제가 승인되었음을 상기 결제신청단말기(10)로 송신하는 단계이다.In the payment approval step (S60), the payment service server 30 determines whether the stored approval password and the approval password received from the payment request terminal 10 match, and if the approval password matches each other, payment is made. It is the step of transmitting to the payment request terminal 10 that the approval.

상기와 같은 구성에 의하여 본 발명에 따른 휴대폰을 이용한 택시요금의 결제 방법은 택시요금을 택시이용자의 휴대폰 요금에 부과함으로써 택시요금을 편리 하게 결제할 수 있는 장점을 갖는다.According to the above configuration, the payment method of the taxi fare using the mobile phone according to the present invention has an advantage that the taxi fare can be conveniently paid by imposing the taxi fare on the mobile phone fee of the taxi user.

앞에서 설명되고, 도면에 도시된 휴대폰을 이용한 택시요금의 결제 방법은 본 발명을 실시하기 위한 하나의 실시예에 불과하며, 본 발명의 기술적 사상을 한정하는 것으로 해석되어서는 안된다. 본 발명의 보호범위는 이하의 특허청구범위에 기재된 사항에 의해서만 정하여지며, 본 발명의 요지를 벗어남이 없이 개량 및 변경된 실시예는 본 발명이 속하는 기술분야에서 통상의 지식을 가진 자에게 자명한 것인 한 본 발명의 보호범위에 속한다고 할 것이다.As described above, the payment method of the taxi fare using the mobile phone shown in the drawings is only one embodiment for implementing the present invention, and should not be construed as limiting the technical idea of the present invention. The scope of protection of the present invention is defined only by the matters set forth in the claims below, and the embodiments improved and changed without departing from the gist of the present invention will be apparent to those skilled in the art. It will be said to belong to the protection scope of the present invention.

Claims (4)

택시요금 미터기에 의해 산정된 택시요금과 결제자 휴대폰 번호를 결제신청단말기에 입력하는 결제정보입력단계와,A payment information input step of inputting a taxi fare calculated by a taxi fare meter and a payer's mobile number into a payment request terminal; 유무선인터넷망을 통하여 결제서비스서버에 휴대폰 요금에 택시요금이 부과되도록 요청하는 결제요청단계와,A payment request step of requesting a payment service server to charge a taxi fare through a wired / wireless internet network; 상기 결제서비스서버가 승인암호를 생성하여 저장하고, 그 승인암호를 이동통신사서버에 상기 결제자 휴대폰으로 문자전송하여 줄 것을 요청하는 암호송신요청단계와,The payment service server generates and stores the approval password, and a password transmission request step of requesting that the approval password is transmitted to the mobile communication company server to the payer mobile phone; 이동통신사서버가 결제자 휴대폰으로 승인암호를 문자전송하는 암호전송단계와,A password transmission step of the mobile communication server server texting the approval password to the payer mobile phone; 상기 결제신청단말기로 결제자 휴대폰으로 전송된 승인암호를 입력하여 상기 결제서비스서버로 전송하는 암호입력단계와, A password input step of inputting an approval password transmitted to the payer's mobile phone to the payment request terminal and transmitting to the payment service server; 결제서비스서버가 저장된 승인암호와 상기 결제신청단말기로부터 수신된 승인암호가 일치하는지의 여부를 판단하고, 승인암호가 서로 일치되는 경우 결제가 승인되었음을 상기 결제신청단말기로 송신하는 결제승인단계를 포함하는 것을 특징으로 하는 휴대폰을 이용한 택시요금의 결제 방법.The payment service server determines whether or not the stored approval password and the approval password received from the payment request terminal, and if the approval password match each other, the payment approval step of transmitting to the payment request terminal that the payment was approved. Taxi fare payment method using a mobile phone, characterized in that. 제1항에 있어서,The method of claim 1, 상기 결제정보입력단계는 택시요금 미터기에 의해 산정된 택시요금이 택시요 금 미터기가 전송하고 그 전송된 택시요금을 상기 결제신청단말기가 수신하여 입력받는 것을 특징으로 하는 휴대폰을 이용한 택시요금의 결제 방법.In the payment information input step, the taxi fare calculated by the taxi fare meter is transmitted by the taxi fee meter, and the received taxi fare is received and received by the payment request terminal. . 제1항에 있어서,The method of claim 1, 상기 결제정보입력단계는 택시요금이 결제신청단말기에 구비된 스캔인식수단으로 택시요금 미터기의 표시창에 표시된 택시요금을 스캔 및 인식하여 입력되거나 또는 결제신청단말기에 구비된 화상촬영인식수단으로 택시요금 미터기의 표시창에 표시된 택시요금을 촬영 및 인식하여 입력되는 것을 특징으로 하는 휴대폰을 이용한 택시요금의 결제 방법.In the payment information input step, the taxi fare is a scan recognition means provided in the payment request terminal. The taxi fare meter is input by scanning and recognizing the taxi fare displayed on the display window of the taxi fare meter or as an image photographing recognition means provided in the payment request terminal. Taxi fare payment method using a mobile phone, characterized in that the input of shooting and recognizing the taxi fare displayed on the display window. 제1항에 있어서,The method of claim 1, 상기 결제정보입력단계는 택시요금 또는 결제자 휴대폰 번호가 상기 결제신청단말기에 구비된 음성인식수단을 통해 입력되는 것을 특징으로 하는 휴대폰을 이용한 택시요금의 결제 방법.The payment information input step is a taxi fare or payment method of a taxi fare using a mobile phone, characterized in that the mobile phone number is input through the voice recognition means provided in the payment request terminal.
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Cited By (1)

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Publication number Priority date Publication date Assignee Title
WO2010093770A3 (en) * 2009-02-14 2010-12-02 Net2Text Limited Secure payment and billing method using mobile phone number or account

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010093770A3 (en) * 2009-02-14 2010-12-02 Net2Text Limited Secure payment and billing method using mobile phone number or account
CN102317963A (en) * 2009-02-14 2012-01-11 网络文本有限公司 Secure payment and billing method using mobile phone number or account
US8682792B2 (en) 2009-02-14 2014-03-25 Net2Text Ltd Secure payment and billing method using mobile phone number or account
EA022027B1 (en) * 2009-02-14 2015-10-30 Нет2Текст Лимитед Secure payment and billing method using mobile phone number or account
US11232428B2 (en) 2009-02-14 2022-01-25 Boloro Global Limited System for securing user information by employing phone number and personal identification number

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