KR20070067050A - Refillable type bankbook - Google Patents

Refillable type bankbook Download PDF

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Publication number
KR20070067050A
KR20070067050A KR1020070055417A KR20070055417A KR20070067050A KR 20070067050 A KR20070067050 A KR 20070067050A KR 1020070055417 A KR1020070055417 A KR 1020070055417A KR 20070055417 A KR20070055417 A KR 20070055417A KR 20070067050 A KR20070067050 A KR 20070067050A
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KR
South Korea
Prior art keywords
cover
inlay
center
bank account
coupling member
Prior art date
Application number
KR1020070055417A
Other languages
Korean (ko)
Inventor
이윤재
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이윤재
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Publication date
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Priority to KR1020070055417A priority Critical patent/KR20070067050A/en
Publication of KR20070067050A publication Critical patent/KR20070067050A/en
Priority to CNA2008101115609A priority patent/CN101318426A/en

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    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D12/00—Book-keeping books, forms or arrangements
    • B42D12/02—Book-keeping forms
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D1/00—Books or other bound products
    • B42D1/003—Books or other bound products characterised by shape or material of the sheets
    • B42D1/007—Sheets or sheet blocks combined with other articles
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D11/00—Carrying forward or transferring entries from one page to another, e.g. for book-keeping
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D15/00—Printed matter of special format or style not otherwise provided for
    • B42D15/0073—Printed matter of special format or style not otherwise provided for characterised by shape or material of the sheets
    • B42D15/0086—Sheets combined with other articles
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42F—SHEETS TEMPORARILY ATTACHED TOGETHER; FILING APPLIANCES; FILE CARDS; INDEXING
    • B42F13/00—Filing appliances with means for engaging perforations or slots
    • B42F13/0006—Covers for loose-leaf binders

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Educational Administration (AREA)
  • Educational Technology (AREA)
  • Sheet Holders (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A bankbook capable of exchanging inner papers is provided to simply combine or separate a cover and the inner papers by using a combining member and a fitting member and to save the cost by changing only the inner papers, but not the cover and a magnetic tape. The bankbook(1) having inner papers(3) attached to a cover(2) is composed of a combining member(4) made of a thin film and a fitting member(5) fitted to the combining member. The inner papers are joined to or separated from the cover by attaching the combining member to the center of the inner surface of the cover and the fitting member to the center of the outer surface of the inner paper. A magic tape is attached to the inside center of the cover and the outside center of the inner paper.

Description

속지 교환식 은행통장 {refillable type bankbook}Inlay exchange bank account {refillable type bankbook}

도 1 은 속지가 보이도록 펼쳐진 은행통장을 예시한 도면1 is a view illustrating a bank account opened to show the inlay

도 2는 표지가 보이도록 펼치거나 접은 은행통장을 예시한 도면2 is a diagram illustrating an open or folded bank account so that the cover is visible;

도 3은 표지에 결합부재가, 속지에 끼움부재를 구성한 본 발명에 의하여 표지에 속지가 결합하는 상태를 예시한 사시도Figure 3 is a perspective view illustrating a state in which the inlay is coupled to the cover in accordance with the present invention constituted by the coupling member to the cover, the fitting member to the inlay

도 4는 표지에 끼움부재가, 속지에 결합부재를 구성한 본 발명에 의하여 표지에 속지가 결합하는 상태를 예시한 측면도Figure 4 is a side view illustrating a state in which the inlay is coupled to the cover in accordance with the present invention constituted by the fitting member on the cover, the coupling member to the inlay

도 5는 표지와 속지에 매직테이프가 구성된 본 발명에 의하여 표지에 속지가 결합하는 상태를 예시한 측면도 Figure 5 is a side view illustrating a state in which the inlay is coupled to the cover by the present invention is composed of a magic tape on the cover and inlay

<도면의 주요 부분에 대한 부호 설명><Description of the symbols for the main parts of the drawings>

1: 은행통장1: bank account

2: 표지2: cover

3: 속지3: inlay

4: 결합부재4: coupling member

5: 끼움부재5: fitting member

6: 매직테이프6: magic tape

본 발명은 은행통장 속지를 손쉽게 교환할 수 있도록 구성하여, 은행통장의 교환비용과 발급시간을 절약하도록 창안한 것이다.The present invention is configured to easily exchange the bankbook inlay, it was created to save the exchange cost and issue time of the bankbook.

은행통장은 도 1에서와 같이 가로 약 140mm, 세로 약 87mm, 두께 약16mm 정도의 크기로서,Bank passbook is the size of about 140mm in width, 87mm in length, about 16mm in thickness, as shown in Figure 1,

도 1 및 도 2에서와 같이 1장의 표지(2)와 4 ~ 6장의 속지(3)로 이루어져 있으며, 중앙의 접이선을 실로 재봉한 후 반으로 접어 사용하고 있다As shown in Figures 1 and 2 consists of one cover (2) and 4 to 6 inlays (3), the fold line of the center is sewn with thread and then folded in half.

이러한 은행통장(1)은 표지(2)의 표면에는 통장 종류의 표시 및 마그네틱 테이프(6)가 부착되어 있으며, 은행통장(1)을 펼쳤을 때 1 페이지는 예금자 정보 등이 기재되어 있고, 마지막 페이지와 그 전 페이지는 각종 안내 및 유의 사항이 기재되어 있으며, 속지(3)를 이루는 2 ~ 9 페이지 정도의 중간 페이지는 거래내용을 기재하고 있습니다. The bank book 1 has a sign of a bankbook type and a magnetic tape 6 attached to the front surface of the cover 2, and when the bank book 1 is opened, one page includes depositor information, and the last page. The front page and the previous page contain various guides and precautions, and the middle page of the inlay (3) contains about 2 to 9 pages of transaction details.

은행통장의 사용자는 은행거래 내용을 통장의 기재내용을 통해 알 수 있는데 한페이지에 24 줄을 기재할 수 있으며, 은행 거래 내용이 인쇄 가능한 속지(3)의 2 ~ 9 페이지 정도를 모두 인쇄하면 통장을 새로 발급받아야 한다.The bank account user can know the contents of the bank transaction through the contents of the account book. You can enter 24 lines on one page, and if you print all 2 to 9 pages of the printable inlay (3) You must get a new one.

현대사회인들은 자동화 기기와 전자 금융거래의 발달로 은행 거래에 대한 의존도가 높아지고 있으며 이에 따라 공과금, 카드대금, 세금과 같은 각종 금융거래를 은행을 통해 처리하고 있다.Modern society's reliance on bank transactions is increasing due to the development of automated devices and electronic financial transactions. Accordingly, various financial transactions such as utility bills, card payments, and taxes are processed through banks.

그러나 규격화된 통장은 한 페이지에 24 줄로 총 2 ~ 9페이지 내에서만 거래 내역을 인쇄할 수 있기 때문에 기재할 수 있는 양이 얼마 되지 않아 은행통장을 자주 발급받아야 한다. However, since standardized bankbooks can print transaction details only within 2 to 9 pages (24 lines per page), the bank account should be issued frequently because it is not enough to fill out.

은행통장을 발급받기 위해서는 본인이 직접 방문해야 함은 물론, 통장 발급시 사용했던 인감도장, 사용한 통장 및 신분증을 지참한 후, 번호표를 뽑고 은행직원과 대면해야 새로 발급을 받을 수 있기 때문에 절차가 번거로운 문제가 있으며,In order to get a bank account, you need to visit in person, and bring the seal stamp, bank account and ID card you used when issuing the bank account. I have a problem,

은행의 입장에서는 은행직원이 일일이 절차를 거처 확인한 후, 새 통장을 발급해 주어야 하기 때문에 통장 발급비용 및 은행 인력이 소요되는 문제가 있었다. From the bank's point of view, the bank employee had to go through the procedure and issue a new bank account, which required a bank account issuance cost and a bank manpower.

이러한 문제로 인하여 은행통장(1)의 속지(3)를 기존의 4 ~ 6장이 아닌 그 이상을 넣을 수도 있겠으나, 이 경우 은행통장의 두께가 규격을 벗어나게 되면 각종 자동화 기기에서 은행통장을 인입하거나 인출할 때 기기에 걸리는 문제가 발생하기 때문에 단순하게 속지(3)를 증가시킬 수 없는 문제가 있다.Due to this problem, the inlay (3) of the bank book (1) may be put in more than four to six sheets, but in this case, if the thickness of the bank book is out of the standard, the bank account from various automated devices or There is a problem in that the inlay 3 cannot be increased simply because a problem occurs in the device when drawing out.

본 발명은 상기의 문제점을 해결하기 위해 창안한 것으로, 은행통장(1)의 속지(3)를 교환할 수 있도록 구성하여, The present invention was made to solve the above problems, and configured to exchange the inlay (3) of the bank account (1),

은행통장(1)의 재발급에 따른 번거로움을 없애고, 은행의 인력 및 교환비용을 절감할 수 있도록 하는 것이 본 발명의 기술적 과제이다.The technical problem of the present invention is to eliminate the hassle caused by the reissuance of the bank account (1), and to reduce the manpower and exchange costs of the bank.

본 발명의 구성은 도 3에서와 탄성이 있는 얇은 필름재질의 결합부재(4)와 이 결합부재(4)에 끼워지는 끼움부재(5)를 구성하고,The configuration of the present invention comprises a coupling member 4 and a fitting member 5 fitted to the coupling member 4 of a thin film material having elasticity as in FIG.

이 결합부재(4)를 표지(2)의 내면 중앙에, 끼움부재(5)는 속지(3)의 외면 중앙에 부착한다.The coupling member 4 is attached to the center of the inner surface of the cover 2, and the fitting member 5 is attached to the center of the outer surface of the inlay 3.

그리고 끼움부재(5)를 결합부재(4)에 결합하여 속지(3)를 표지(2)에 결합한다.Then, the fitting member 5 is coupled to the coupling member 4 to couple the inlay 3 to the cover 2.

결합부재(4)와 끼움부재(5)의 재질은 합성수지 필름재질로 매우 얇으면서도 휨변형력과 복원력이 뛰어나면서도 강인한 특징이 있다. The material of the coupling member 4 and the fitting member 5 is made of a synthetic resin film and is very thin, yet has excellent bending deformation and restoring force.

따라서 얇은 필름 재질인 결합부재(4)와 끼움부재(5)는 은행통장(1)을 접거나 펼치더라도 그에 따라 대응하여 휨 변형하거나 복원하기 때문에 끼움부재(5)가 결합부재(4)에서 이탈하지 않아 표지(2)와 속지(3)가 분리되지 않는다 Therefore, even when the coupling member 4 and the fitting member 5, which are thin film materials, are folded or unfolded according to the bank passbook 1, the fitting member 5 is detached from the coupling member 4 since the bending member is deformed or restored. Cover (2) and inlay (3) are not separated

이러한 결합부재(4)와 끼움부재(5)는 서로 결합한 상태에서도 두께가 매우 얇기 때문에 자동화기기에 사용하더라도 두께로 인한 걸림현상이 발생하지 않기 때문에 모든 자동화기기에 사용할 수 있다. Since the coupling member 4 and the fitting member 5 are very thin in the state in which they are combined with each other, even when used in an automated device, the locking member 4 and the fitting member 5 may be used in all automated devices.

본 발명인 속지 교환식 은행통장(1)은 속지(3)에 거래내역을 더 이상 인쇄할 수 없을때 끼움부재(5)를 결합부재(4)에서 분리하여 속지(3)를 표지(2)에서 분리시키고,The inventors inlay exchange bank account (1) separates the inlay (3) from the cover (2) by separating the fitting member (5) from the coupling member (4) when the transaction details can no longer be printed on the inlay (3) Let's

새로운 속지(3)의 끼움부재(5)를 표지(2)의 결합부재(4)에 끼워 은행통장(1)을 재활용하여 사용한다. The fitting member 5 of the new inlay 3 is inserted into the coupling member 4 of the cover sheet 2 to recycle the bankbook 1.

또한, 본 발명은 상기 발명과 반대로 도 4에서와 같이 끼움부재(5)를 표 지(2)의 내면 중앙에, 결합부재(4)는 속지(3)의 외면 중앙에 부착하고,In addition, in the present invention, as shown in FIG. 4, the fitting member 5 is attached to the center of the inner surface of the cover 2, and the coupling member 4 is attached to the center of the outer surface of the inlay 3.

상기 끼움부재(5)를 결합부재(4)에 결합하여 속지(3)가 표지(2)에 부착하도록 구성할 수도 있다.The inlay 3 may be attached to the cover 2 by coupling the fitting member 5 to the coupling member 4.

상기에 서술한 결합부재(4)와 끼움부재(5)는 도면에 도시된 형태 이외에 공지된 다양한 형태로 구성할 수 있으며 이는 본 발명의 권리범위에 속한다.Coupling member 4 and the fitting member 5 described above can be configured in various forms known in addition to the form shown in the drawings, which belongs to the scope of the present invention.

속지 교환식 은행통장(1)은 상기의 얇은 필름재질인 결합부재(4) 및 끼움부재(5)를 대신하여, Inlay exchange bank account (1) in place of the coupling member (4) and the fitting member (5) of the above thin film material,

암,수 매직테이프(6)를 표지(2)와 속지(3)의 중앙에 부착하고 매직테이프(6)의 접착력으로 속지(3)를 표지(2)에 부착하거나 이탈할 수 있도록 구성할 수도 있다. The female and male magic tape 6 may be attached to the center of the cover 2 and the inlay 3, and the inlay 3 may be attached or detached from the cover 2 by the adhesive force of the magic tape 6. have.

이상과 같은 본 발명은 은행통장인 표지(2)와 속지(3)를 결합부재(4)와 끼움부재(5)로 간편하게 결합하거나 분리할 수 있다. The present invention as described above can be easily combined or separated by the cover member 2 and the inlay (3) that is the bank account with the coupling member 4 and the fitting member (5).

따라서, 속지(3)에 더 이상의 거래내역을 기재할 수 없는 은행통장(1)은 새로운 속지(3)로 간단하게 교환하여 은행통장(1)을 그대로 사용할 수 있으므로, Therefore, the bank account 1 that can not write any further transaction details on the inlay 3 can be simply exchanged with the new inlay 3 to use the bank account 1 as it is.

은행 및 은행 사용자 모두가 은행통장을 새로 발급해야 하는 불편함으로부터 벗어날 수 있다. Both banks and bank users can avoid the inconvenience of having to issue a new bank account.

또한 표지(2)와 마그네틱 테이프(6)를 교환하지 않아도 되기 때문에 비용을 크게 절감할 수 있으며, 다 사용된 속지(3)는 표지(2)에서 분리하여 별도로 보관할 수 있어 은행거래 내역을 손쉽게 파악할 수 있다. In addition, since the cover sheet (2) and the magnetic tape (6) do not need to be replaced, the cost can be greatly reduced, and the used inlay (3) can be separated from the cover sheet (2) and stored separately so that bank transaction details can be easily identified. Can be.

Claims (3)

표지에 속지가 부착된 은행통장에 있어서,In a bank account with an inlay attached to the cover, 얇은 필름재질의 결합부재(4)와 이 결합부재(4)에 끼워지는 끼움부재(5)를 구성하고,Constitute a thin film material coupling member 4 and a fitting member 5 fitted to the coupling member 4, 결합부재(4)를 표지(2)의 내면 중앙에, 끼움부재(5)는 속지(3)의 외면 중앙에 부착하여,The coupling member 4 is attached to the center of the inner surface of the cover 2, and the fitting member 5 is attached to the center of the outer surface of the inlay 3, 속지(3)가 표지(2)에서 결합하거나 이탈할 수 있도록 구성한 것을 특징으로 하는 속지 교환식 은행 통장.Inlay exchange bank account, characterized in that the inlay (3) is configured to be combined or detached from the cover (2). 표지에 속지가 부착된 은행통장에 있어서,In a bank account with an inlay attached to the cover, 얇은 필름재질의 결합부재(4)와 이 결합부재(4)에 끼워지는 끼움부재(5)를 구성하고,Constitute a thin film material coupling member 4 and a fitting member 5 fitted to the coupling member 4, 끼움부재(5)를 표지(2)의 내면 중앙에, 결합부재(4)는 속지(3)의 외면 중앙에 부착하여 Attach the fitting member 5 to the center of the inner surface of the cover 2, the coupling member 4 to the center of the outer surface of the inlay 3 속지(3)가 표지(2)에서 결합하거나 이탈할 수 있도록 구성한 것을 특징으로 하는 속지 교환식 은행 통장.Inlay exchange bank account, characterized in that the inlay (3) is configured to be combined or detached from the cover (2). 표지에 속지가 부착된 은행통장에 있어서,In a bank account with an inlay attached to the cover, 매직테이프(6)를 표지(2)의 내면 중앙과 속지(3)의 외면 중앙에 각각 부착하여The magic tape 6 is attached to the center of the inner surface of the cover 2 and the center of the outer surface of the inlay 3, respectively. 매직테이프(6)의 접착력으로 속지(3)가 표지(2)에서 결합하거나 이탈할 수 있도록 구성한 것을 특징으로 하는 속지 교환식 은행 통장.Inlay exchange bank account, characterized in that the inlay (3) is configured to be coupled or separated from the cover (2) by the adhesive force of the magic tape (6).
KR1020070055417A 2007-06-07 2007-06-07 Refillable type bankbook KR20070067050A (en)

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KR1020070055417A KR20070067050A (en) 2007-06-07 2007-06-07 Refillable type bankbook
CNA2008101115609A CN101318426A (en) 2007-06-07 2008-06-06 Refillable type bankbook

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KR101742876B1 (en) * 2015-07-23 2017-06-02 박경숙 A system note with replaceable inner paper
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