KR20070014558A - Method and system for managing unpaid fee for internet service, and system for providing internet service using the same - Google Patents

Abstract

A method and a system for managing Internet service charge arrears, and an arrear management type Internet service system using the same are provided to naturally/efficiently guide payment of an Internet service charge by linking the arrears with a quality of the Internet service, and enable a subscriber who does not remember a payment day to pay the charge conveniently through the Internet. An arrear inquiry receiving module(202) receives an arrear inquiry for the subscriber or a subscriber terminal, and subscriber ID information from an Internet service system(100). A payment information database(211) stores charge and payment information of each subscriber. An arrear inquiring module(203) inquires the arrears by reading the payment information matched with the subscriber ID information from the payment information database. An arrear guiding module(204) provides arrear information and a settlement tool selection page to the subscriber terminal. A settlement module(205) requests settlement of the arrears while transmitting settlement result information including settlement information inputted from the subscriber terminal to a settlement approval server and receives a result from the settlement approval server.

Description

Delinquent management method and system of internet service charge and delinquent management internet service system using same {METHOD AND SYSTEM FOR MANAGING UNPAID FEE FOR INTERNET SERVICE, AND SYSTEM FOR PROVIDING INTERNET SERVICE USING THE SAME}

1 is a network configuration of a delinquency management Internet service system according to an embodiment of the present invention.

2 is a block diagram of an Internet access service system and a delinquency management system according to an embodiment of the present invention.

3 and 4 are flowcharts of a method for managing delinquency of Internet service charges according to an embodiment of the present invention.

5 is a diagram illustrating a method for managing delinquency of Internet service fees according to an embodiment of the present invention for each network subject.

6 is an example of a delinquent information providing page of the method for managing delinquency of Internet service charges according to an embodiment of the present invention.

7 is an example of a payment completion page of the method for managing the overdue of the Internet service fee according to an embodiment of the present invention.

The present invention relates to a method and system for managing an overdue fee for an Internet service fee, and more particularly, to an overdue fee for an Internet service fee billed to a subscriber who has overpaid a fee for an internet access service and other content fees. It relates to a method and system for managing delinquency.

Recently, due to the remarkable development of information and communication technology, the spread of the Internet network nationwide, the use of Internet services in most homes now, the use of the wireless Internet is also continuously increasing.

Most of the charges for the provision of Internet services are set at a monthly rate. Like the telephone charges, the fee is charged after the service is provided. When an Internet service provider charges for a service fee, the subscriber may take the paper to the bank and pay the fee after it has been delivered by mail.The fee will be automatically debited from the balance on a predetermined date every month according to the automatic account transfer agreement. You can also pay automatically.

In such a method, if the user does not visit the bank within the payment due date or the balance of the subscriber's account is insufficient, the use fee may not be paid within the payment due date, so that the usage fee is frequently delayed. In this way, if the fee is overdue, the subscriber must bear the late interest, and the service provider must not only pay labor expenses due to overdue management, but also have to pay the cost of delaying the collection of bonds.

On the other hand, some Internet service providers provide electronic payment means through the homepage of each Internet service provider so that subscribers can conveniently pay the fee. However, not all Internet providers provide the above electronic payment service, and even if the service provider provides the electronic payment service, the utilization rate is very low because the subscribers are not sufficiently informed and informed about the electronic payment service. In addition, in order to use the electronic payment service provided by the homepage as described above, there is a hassle that a subscriber has to go through the process of accessing the homepage of an internet operator by searching on a portal site.

Above all, there is a problem in that the delinquency rate does not decrease as a whole because the Internet access service provider can use the Internet service freely before making a decision to stop the service for the subscriber and there is no compulsory means before the service is suspended.

The present invention was devised to solve the above problems, and the method for managing delinquency of the Internet service fee, which can naturally and efficiently induce the payment of the delinquent fee by linking the delinquency of the Internet service fee and the quality of the Internet service. And to provide a system and a delinquency management Internet service system using the same.

Another object of the present invention is a method and system for managing delinquency of an internet service fee that enables a subscriber to conveniently pay the fee through the internet even if the subscriber misses the payment due date of the internet service fee, and a delinquent management type internet service system using the same To provide.

In order to achieve the above object, the delinquency management method of the Internet service fee according to the present invention is a delinquency management method in which the delinquency management system associated with the Internet access service system manages the subscriber's Internet service fee. Specifically, (a) receiving the IP address allocation request from the subscriber station, if the subscriber terminal transmits the subscriber identification information corresponding to the subscriber station whether the late check of the subscriber station, receiving it; (b) retrieving whether the Internet service fee is overdue by reading payment information of the subscriber station from a database based on the subscriber identification information; (c) a step in which one of the following steps (c1) and (c2) is optionally performed: (c1) If the subscriber station does not delay the Internet service fee as a result of inquiring in the step (b), there is no delay ( Transmitting data relating to NO) to the Internet access service system; (c2) transmitting the overdue information to the subscriber station when the subscriber station has overdue the Internet service fee as a result of the inquiry in step (b); (d) optionally performing one of the following steps (d1) and (d2) after step (c2): (d1) if the subscriber station does not select to pay the late fee, Transmitting data relating to the internet access service system; (d2) if the subscriber station selects payment of an overdue fee, receiving payment information and delivering payment request information including the payment information and the amount of the overdue fee to a payment approval server; And (e) after the step (d2), if the payment approval information is received from the payment approval server, and after receiving it includes the step of transmitting the data about no overdue (NO) to the Internet access service system.

The IP address allocation request in step (a) may be generated when the subscriber station is driven or when the web browser of the subscriber station is executed.

In the step (d1), if the subscriber station does not select to pay the late fee, it is preferable that the subscriber terminal transmit the data regarding the overdue existence (YES) and the Internet service restriction information to the Internet access service system.

The Internet service restriction information may be one of speed limit information, time limit information, or interruption.

In the step (b), the payment information of the subscriber terminal is read from a database on the basis of the subscriber identification information to inquire whether the Internet service fee is overdue and the total amount of the overdue fee. It may be determined according to the total amount of the late fee.

In the step (e), after the payment approval information is received from the payment approval server after the step (d2), after receiving it, data about no delinquency (NO) is transmitted to the internet access service system and the payment is made. If payment approval failure information is received from the approval server, after receiving it, it may be a step of proceeding to step (d).

The payment approval server may be a payment agent server for relaying a plurality of payment means operation server.

According to another aspect of the present invention, if (a) the Internet access service system that receives the subscriber authentication information from the subscriber's subscriber terminal, if the inquiries of the delinquency of the subscriber while transmitting the subscriber identification information corresponding to the subscriber authentication information, Receiving; (b) reading the payment information of the subscriber from a database based on the subscriber identification information and inquiring whether the Internet service fee is overdue; (c) one of the following steps (c1) and (c2) is optionally performed: (c1) if the subscriber does not overdue the Internet service fee as a result of the inquiry in step (b), no delay (NO) Transmitting data relating to the Internet access service system; (c2) transmitting the delinquent information to the subscriber terminal when the subscriber has overdue the internet service fee as a result of the inquiry in step (b); (d) optionally performing one of the following steps (d1) and (d2) after step (c2): (d1) if the subscriber does not choose to pay the late fee, Transmitting data to the internet access service system; (d2) if the subscriber selects payment of the late fee, receiving payment information and transmitting payment request information including the payment information and the amount of the late fee to a payment approval server; And (e) after the step (d2), if the payment approval information is received from the payment approval server, after receiving this, the delinquency management comprising the step of transmitting data about no delinquency (NO) to the Internet access service system Provide a method.

According to another aspect of the present invention, in connection with the Internet access service system provides a delinquency management system for managing the subscriber's Internet service charges. Specifically, the delinquent management system according to the present invention includes an acknowledgment module for receiving a member's identification information from the Internet access service system and an inquiry regarding whether the subscriber or the subscriber terminal is overdue; A payment information database storing subscriber information and corresponding payment information; A delinquency inquiry module that reads payment information matching the subscriber identification information from the payment information database and inquires whether the subscriber or the subscriber terminal corresponding to the subscriber identification information is overdue; A delinquent information module for providing delinquent information including the delinquent charge information of the subscriber or the subscriber terminal stored in the payment information database, and a payment method selection page to the subscriber terminal; A payment module for transmitting payment request information including payment information received from the subscriber terminal to a payment approval server, requesting payment of an overdue fee of the subscriber terminal and receiving a result from the payment approval server; A connection control information transfer module for transferring data regarding no delinquency (NO) or existence of delinquency (YES) to the Internet access service system according to the inquiry result of the delinquency inquiry module and the payment approval result of the payment module; And when the overdue inquiry is received by the overdue inquiry receiving module, calling the overdue inquiry module, and if the overdue exists, sequentially calling the overdue guide module, the payment module, and the access control information transmission module. If not there is a control unit for in charge of a series of processes related to the delinquency management by calling the access control information transfer module.

The access control information transmitting module may be configured to display data regarding no delinquency (NO) or overdue existence (YES), and internet service restriction information according to the inquiry result of the delinquency inquiry module and the payment approval result of the payment module. It may be a module that delivers to the system.

The fee information of the payment information database may include not only an Internet service fee of the Internet access service system, but also a content use fee charged by the plurality of content provider servers to the subscriber or the subscriber terminal through an information communication network. .

According to another aspect of the present invention, if an IP address allocation request or subscriber authentication information is received from the subscriber station, the subscriber information is queried based on the facility information of the subscriber station, and an inquiry about whether it is overdue is performed. An internet access service system for restricting internet services according to whether or not they are overdue; Inquiry of the delinquency of the subscriber corresponding to the subscriber information according to the request of the Internet access service system, and in case of overdue, provide the delinquent information and payment method selection page to the subscriber terminal to pay the delinquency fee An overdue management system for transmitting information about the Internet access service system; And according to the request of the delinquency management system provides a delinquent management Internet service system including a payment approval server for performing the payment for the delinquent charges.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. Prior to this, terms or words used in the specification and claims should not be construed as having a conventional or dictionary meaning, and the inventors should properly explain the concept of terms in order to best explain their own invention. Based on the principle that can be defined, it should be interpreted as meaning and concept corresponding to the technical idea of the present invention. Therefore, the embodiments described in the specification and the drawings shown in the drawings are only the most preferred embodiment of the present invention and do not represent all of the technical idea of the present invention, various modifications that can be replaced at the time of the present application It should be understood that there may be equivalents and variations.

1 is a network diagram of a delinquency management type internet service system according to an exemplary embodiment of the present invention. Referring to the drawings, the delinquency management type internet service system 1000 of the present invention includes an internet access service system 100; Delinquency management system 200; It is provided with a payment approval server 300, and is connected to the subscriber terminal 10 and the credit card company server 400 through the information communication network.

The information communication network refers to a comprehensive data communication network connected to each other by various networks including a LAN, a WAN, an intranet, and similar internal networks, and providing access to the Internet. It should be understood to include not only wired networks including PSTNs) but also wireless networks such as mobile communication networks, satellite communication networks and IMT-2000.

The subscriber station 10 is a terminal in which a subscriber receives an internet access service from the delinquency management type internet service system 1000. The Internet access service refers to all services that can use an information communication network, including wired Internet services such as ADSL and VDSL, as well as wireless Internet services and portable Internet services. The subscriber station 10 may be a desktop computer, a notebook computer, a PDA, a mobile phone, etc., but the present invention is not limited thereto.

The delinquent management Internet service system 1000 is a system of an operator providing an Internet access service to a subscriber terminal 10 and bills a subscriber for an internet service fee including a usage fee according to the internet access service. The Internet access service system 100 and the delinquency management system 200 of the delinquent management type internet service system 1000 will be described in detail with reference to FIG. 2.

The payment approval server 300 of the delinquent management type internet service system 1000 may be a payment system built by an operator of the internet service system 1000, or a payment relaying a plurality of credit card company servers 400. It may also be a proxy server. Domestic payment agency server operators are KSnet, INICIS and Mobility.

Each system of the delinquent management type internet service system 1000, that is, the internet access service system 100, the delinquency management system 200, and the payment approval server 300 do not need to be built in the same space, but by the same operator. It does not need to be operational.

The credit card company server 400 is intended to be used to mean all of the common credit card server server, including the payment method operating server. That is, the credit card company server may include a bank server, a virtual account management server, a point management server (for example, OK cashback), and may also include a mobile carrier server for mobile phone payment, wired carrier server.

By providing the network component as described above, the delinquency management method of the Internet service fee according to the present invention can be performed. First, the subscriber station 10 attempts to connect to the Internet by making an IP address allocation request or inputting subscriber authentication information (ID, password) to the Internet access service system 100. Then, the Internet access service system 100 inquires whether the delinquency management system 200 is overdue of the subscriber terminal 10, and if the delinquency management system 200 determines that the delinquency is in arrears, the delinquency management system 200 directly checks the delinquency. Provide a guide page. When the subscriber terminal 10 inputs payment information such as credit card information to pay the overdue fee, the delinquency management system 200 requests the payment approval server 300 for payment. When the payment approval server 300 receives the payment request result from the credit card company server 400 and transmits the result again, the delinquency management system 200 transmits data regarding no delinquency (NO) to the Internet access service system 100. do. Then, the Internet access service system 100 normally provides the Internet service to the subscriber terminal 10.

The delinquency management method of the Internet service fee according to the present invention is performed through the above process.

Hereinafter, each component of the Internet access service system 100 and the delinquency management system 200 and the delinquency management method of the Internet service fee will be described in detail.

2 is a block diagram of an Internet access service system and a delinquency management system according to an embodiment of the present invention. The Internet access service system 100 includes a subscriber authentication module 101; a late inquiry module 102; A connection control module 103 is included and a subscriber information database 111 is provided. On the other hand, the delinquency management system 200 includes a control unit 201; Overdue receipt module 202; Overdue inquiry module 203; Delinquency guide module 204; Payment module 205; A connection control information transfer module 206, and the database includes a payment information database 211; The payment information database 212 is provided.

First, the components of the Internet access service system 100 will be described. The subscriber authentication module 101 is a module that performs subscriber authentication of the subscriber station 10 when receiving an IP address allocation request, an Internet access request, or subscriber authentication information from the subscriber station 10. Here, the IP address allocation request means that the subscriber station 10 is driven when the Internet access service system adopts a dynamic IP address (DHCP) system in conjunction with or includes a Dynamic Host Configuration Protocol (DHCP) server. Or automatically assigns a temporary IP address to the Internet access service system 100. Here, the Internet access request refers to a request for accessing a specific site (eg,) through the Internet by executing a web browser of the subscriber terminal 10 after the subscriber is assigned a floating IP address.

Meanwhile, when the subscriber authentication information is received, when the subscriber authentication method through login is adopted, subscriber authentication information (ID, password) input by the subscriber to use the Internet access service is received. The subscriber authentication method through the login should be adopted in the case of a static IP address method in which an IP address allocation request does not occur.

When the subscriber authentication module 101 receives the IP address assignment request from the subscriber station 10 or receives the subscriber authentication information as described above, the facility information of the subscriber station 10 (in the case of the IP address assignment request) or the subscriber authentication information. This module performs subscriber authentication of the subscriber station 10 based on (when receiving the subscriber authentication information in the login method). That is, it is determined whether the facility information or the subscriber authentication information of the subscriber terminal 10 is consistent with the information stored in the subscriber information database 111, and if it matches, the subscriber identification information is read and transmitted to the overdue module 102. . Here, the subscriber identification information refers to unique information for identifying the subscriber or the subscriber terminal 10 in communication with the delinquency management system 200, and may be a subscriber identification code separately provided by the Internet service system 1000. In addition, the facility information or subscriber authentication information of the subscriber station 10 may be itself.

The overdue inquiry module 102 is a module for inquiring whether the subscriber terminal 10 is overdue while transmitting the subscriber identification information to the delinquency management system 200 when the subscriber identification information is received.

When the IP address assignment request or subscriber authentication information is received from the subscriber station 10, the access control module 103 provides all the Internet access services other than the Internet access service with the Internet service system 1000 to the subscriber station 10. Temporarily stop. Upon receiving the access control information from the delinquency management system 200, the module restricts the Internet access service to the subscriber station 10 according to the access control information. Here , the technology for restricting access to all Internet sites except for a specific site (in the present invention, the delinquent management system 200, the payment approval server 300, and the credit card company server 400) is obvious to those skilled in the art, so the detailed description thereof The description is omitted. In this case, the access control information may specifically include YES and NO, and may further include Internet service restriction information. Internet service restriction information may include normal, speed limit information, time limit information, and interruption. On the other hand, the Internet service restriction information may be predetermined according to the total amount of the late fee.

An example of the relationship between access control information, Internet service restriction information, and the total amount of arrears is shown in the following table.

Access control information Late Fee Internet access restriction information No Overdue (NO) normal Overdue Presence (YES) Speed limit <= Within the range of the specified amount 1 or within the specified date (e.g. 15,000 won or overdue more than 1 month) Time limit <= Within the range of the specified amount 2 or within the specified date (for example, 50,000 won or over 2 months overdue) stop <= Within the specified amount 3 or within the specified date (for example, over 100,000 won or over 3 months overdue)

Preferably, the access control module 103 controls the access of the Internet service of the subscriber station 10 according to the Internet access restriction information (speed limit, time limit, interruption). In this case, the time limit of the Internet service for a particular subscriber can be implemented by applying the technology disclosed in Korean Patent Laid-Open Publication No. 2004-0060232 (a limited Internet access service providing apparatus and method thereof). In addition, limiting the speed of the Internet service to a particular subscriber can be controlled by configuring a logical interface that can be managed by the MAC address of the subscriber station or the IP address assigned to the subscriber.

The subscriber information database 111 is a database in which a subscriber name, subscriber address, subscriber identification information, facility information of the subscriber terminal 10, or subscriber authentication information is stored.

The internet access service system 100 includes the above components.

Hereinafter, each component of the delinquency management system 200 will be described in detail.

When the overdue inquiry is received by the overdue inquiry reception module 202, the control unit 201 calls the overdue inquiry module 203, and if the overdue exists, the overdue guide module 204 and the payment module 205, and access control. The information transfer module 206 is sequentially called, and if there is no overdue, the connection control information transfer module 206 is called to perform a series of processes related to the overdue management.

The overdue inquiry receiving module 202 is a module for receiving subscriber identification information and the overdue inquiry of the subscriber terminal 10 from the overdue module 102 of the Internet access service system 100.

The overdue inquiry module 203 reads the payment information from the payment information database 211 matching the subscriber identification information, and inquires whether the overdue of the subscriber or the subscriber terminal corresponding to the subscriber identification information.

The delinquent guidance module 204 is a module that provides the subscriber terminal 10 with overdue information including the delinquent charge information of the subscriber or the subscriber terminal stored in the payment information database 211 and a payment method selection page. The overdue fee information preferably includes the type of fee, the date of billing, the amount of the fee, the date of payment of the fee, and the like. The payment means may include credit card payment, bank account transfer, virtual account payment, point account payment, mobile phone micropayment, ARS payment, and the like.

The payment module 205 transmits payment request information including payment information received from the subscriber terminal 10 to the payment approval server 300, requests the payment of the overdue fee of the subscriber terminal, and sends the result to the payment approval server ( 300). If payment is normally approved, the payment information database 211 updates the payment information by storing data regarding payment of the overdue fee. The payment information includes a payment method identification code and payment method information. The payment method information may include a credit card number, a credit card expiration date, a credit card password, and the like in the case of a credit card payment. The payment request information includes payment information, a payment amount (amount of overdue fee), a payment request date and time, and the like.

The access control information transmitting module 206 may transmit data regarding no delinquency (NO) or overdue existence (YES) according to the inquiry result of the overdue inquiry module 203 and the settlement approval result of the payment module 205. 100) is a module to pass. Specifically, if there is no overdue query result of the inquiry query module 203, and delivers no overdue (NO) data to the Internet access service system 100. On the contrary, if there is an overdue, if the subscriber does not choose to pay the overdue fee or if the payment approval fails as a result of the payment approval of the payment module 205, the overdue presence (YES) data is transmitted. In addition, if there is an overdue, when the subscriber selects payment of the overdue fee and the payment is approved as a result of the payment approval of the payment module 205, the delinquency (NO) data is transmitted to the Internet access service system 100.

The payment information database 211 is a database storing subscriber fee information and payment information accordingly. Specifically, subscriber identification information, billing information, and payment information are stored, and the billing information may include a billing identification code, a billing date, a billing amount, and a billing due date. Or the amount of overdue charges), whether or not overdue by subscriber identification information (or the amount of overdue charges). It includes not only the Internet service fee of the Internet access service system 100 stored in the fee information, but also the content usage fee charged to the subscriber or subscriber terminal 10 through the information communication network by a plurality of content provider servers (not shown). do. That is, the Internet access service provider may be able to act on charges and collections of charges billed to subscribers by a plurality of content providers.

The payment information database 212 is a database in which information about payment is stored when the overdue fee is paid by the payment module 205. Specifically, payment identification code, payment amount, payment method identification code, payment approval date and the like may be stored.

3 and 4 are flowcharts illustrating a method for managing delinquency of Internet service charges according to an embodiment of the present invention, and FIG. 5 is a diagram illustrating a method for managing delinquency of Internet service charges according to an embodiment of the present invention for each network subject.

First, referring to FIG. 3 and FIG. 5, steps S110 and S120 are steps of performing subscriber authentication based on facility information of the subscriber station 10 as described above, and steps S115 and S125 are performed. This is a progress step when the subscriber authentication is performed based on the subscriber authentication information input by the subscriber in the login step. Meanwhile, a method of performing subscriber authentication based on facility information may be applied to a floating IP address method, and a method of performing subscriber authentication based on subscriber authentication information may be applied to both a floating IP address and a fixed IP address method. .

In the subscriber authentication method based on the subscriber facility information, first, when the subscriber turns on and drives the subscriber terminal 10, the IP address allocation request is automatically transmitted to the Internet access service system 100 (step S110). At this time, the Internet access service system 100 obtains facility information (eg, MAC address) of the subscriber station 10. Thereafter, the subscriber station 10 corresponding to the facility information of the subscriber station 10 requests a connection to a specific site after executing the web browser (step S120).

On the other hand, in the subscriber authentication method based on the subscriber authentication information, in order for the subscriber to use the Internet access service, after the subscriber terminal 10 is turned on, the subscriber authentication information (ID) is displayed in the subscriber authentication information input window by executing a web browser. , Password) (step S115). Then, the subscriber authentication information is transmitted to the internet access service system 100 (step S125).

Through the above process, subscriber authentication is performed through facility information or subscriber authentication information of the subscriber terminal 10, and the subscriber identification information corresponding to facility information or subscriber authentication information of the subscriber terminal 10 is read out (step S130). . Then, the subscriber identification information is transmitted to the delinquency management system 200, and whether the subscriber or the subscriber terminal 10 corresponding to the subscriber identification information is overdue (step S140).

Then, the delinquency management system 200 reads the payment information of the subscriber or subscriber terminal 10 corresponding to the subscriber identification information from the payment information database 211 and inquires whether the internet service fee is overdue (step S150).

If it is checked in step S150 that the subscriber or the subscriber terminal 10 has not overdue the Internet service fee (NO in step S150), the data about no overdue (NO) to the Internet access service system 100 To pass. Then, the Internet access service system 100 normally provides the Internet access service to the subscriber terminal 10 (step S170).

On the contrary, as a result of inquiring in step S150, when the subscriber or the subscriber terminal 10 overdue the Internet service fee (YES in step S150), the delinquency information is transmitted to the subscriber terminal 10 (step S180). 6 is an example of a delinquent information providing page of the method for managing delinquency of Internet service charges according to an embodiment of the present invention. The overdue information preferably includes details of overdue Internet service charges, that is, overdue charges. At this time, the subscriber terminal 10 to select a payment method that can pay the overdue fee.

4 and 5, the next step will be described. If the subscriber or the subscriber terminal 10 does not choose to pay the late fee (No in step S190), the delinquency management system 200 is related to the overdue existence (YES) in the Internet access service system 100. Delivers data (and Internet service restriction information) (step S200). Then, the Internet access service system 100 receives the overdue presence (YES) data and limits the Internet access service of the subscriber by itself, or when the Internet service restriction information is transmitted, Internet service restriction information (for example, time limit). , Speed limit, interruption) to limit the subscriber's Internet access service (step S210).

On the contrary, when the subscriber or the subscriber terminal 10 selects one or more of the payment means, and selects the payment of the late fee (No in step S190), the subscriber terminal 10 enters the payment information (S220). step). Then, the payment request information including the payment information and the amount of the overdue fee is transmitted to the payment approval server 300, and the payment of the overdue fee is requested (step S230).

If payment approval failure information is received from the payment approval server 300 because the payment approval is not made in the payment approval server 300 that received the payment request information (No in step S240), the step after step S190 is performed. Allow other payment methods to pay your late fees.

On the contrary, when the payment approval is successfully made in the payment approval server 300 (YES in step S240), the payment approval server 300 provides the payment completion page to the subscriber terminal 10 and the delinquent management system 200. In step S250, payment approval information is transmitted. 7 is an example of a payment completion page of the method for managing delinquency of Internet service charges according to an embodiment of the present invention.

Then, the delinquency management system 200 transmits data regarding no delinquency (NO) to the internet access service system 100 (step S250), and the internet access service system 100 is normal to the subscriber or subscriber terminal 10. Provide an Internet access service (step S260).

The present invention reduces the late rate of the usage fee by linking whether or not the overdue of the Internet service usage fee with the quality of the Internet service.

As described above, although the present invention has been described by way of limited embodiments and drawings, the present invention is not limited thereto and is intended by those skilled in the art to which the present invention pertains. Of course, various modifications and variations are possible within the scope of equivalents of the claims to be described.

According to an aspect of the present invention, as the delinquency rate of the usage fee is significantly reduced by linking the delinquency of the Internet service usage fee with the quality of the Internet service, the financial stability and profitability of the Internet service provider may be improved.

According to another aspect of the present invention, even if the subscriber misses the due date for paying the Internet service fee, the user can pay the fee via the Internet, so that the user can conveniently pay the fee and reduce the burden of overdue interest. .

According to another aspect of the present invention, since the delinquency information of the Internet service fee is made online, it is not necessary to encourage the payment of the delinquent fee by mail or telephone, thereby significantly reducing the costs of labor, postage, and the like. Can be reduced.

According to another aspect of the present invention, by varying the quality of the Internet service by the amount of arrears, by providing a limited Internet service to the overdue subscriber, it is possible to reduce the backlash of the subscriber due to sudden service interruption.

Claims (12)

In the delinquency management method in which the delinquency management system linked to the internet access service system manages the subscriber's Internet service fee, (a) receiving an IP address allocation request and an internet access request from a subscriber station and inquiring whether the subscriber station is overdue while transmitting subscriber identification information corresponding to the subscriber station; (b) retrieving whether the Internet service fee is overdue by reading payment information of the subscriber station from a database based on the subscriber identification information; (c) optionally one of the following steps (c1) and (c2) is performed: (c1) if the subscriber station does not overdue the Internet service fee as a result of inquiring in step (b), transmitting data regarding no late payment (NO) to the Internet access service system; (c2) transmitting the overdue information to the subscriber station when the subscriber station has overdue the Internet service fee as a result of the inquiry in step (b); (d) after step (c2), one of the following steps (d1) and (d2) is optionally performed: (d1) if the subscriber station does not select to pay the late fee, transmitting data regarding the overdue existence (YES) to the Internet access service system; (d2) if the subscriber station selects payment of an overdue fee, receiving payment information and transmitting payment request information including the payment information and the amount of the overdue fee to a payment approval server; And (e) after the step (d2), if the payment approval information is received from the payment approval server, after receiving it, transferring data regarding no delinquency (NO) to the internet access service system. Overdue management method of the Internet service fee comprising the. The method of claim 1, In step (a), (a1) acquiring facility information of the subscriber station by the Internet access service system receiving the IP address allocation request from the subscriber station; (a2) receiving, by the Internet access service system, an internet access request from a subscriber terminal matching the facility information of the subscriber terminal; And (a3) when the Internet access service system transmits subscriber identification information corresponding to facility information of the subscriber station and inquires whether the subscriber station is overdue, receiving the request; Overdue management method of the Internet service fee comprising the. The method of claim 1, Step (d1), And if the subscriber station does not select to pay the late fee, transferring the Internet service restriction information to the Internet access service system together with the data regarding the overdue existence (YES). The method of claim 3, wherein The Internet service restriction information, A method for managing delinquency of Internet service charges, which is one of speed limit information, time limit information, or interruption. The method of claim 4, wherein In step (b), Reading the payment information of the subscriber terminal from a database based on the subscriber identification information and retrieving the total amount of the overdue fee together with whether the internet service fee is overdue; The type of the Internet service restriction information is a delinquency management method of the Internet service fee, characterized in that determined according to the total amount of the overdue fee. The method of claim 1, In step (e), After the step (d2), when the payment approval information is received from the payment approval server, after receiving it, data about no delinquency (NO) is transmitted to the Internet access service system, and the payment approval failure information from the payment approval server. If is received, after receiving this, the delinquency management method of the Internet service fee, characterized in that the step of proceeding to step (d). The method of claim 1, The payment approval server, Delinquency management method of Internet service fee, characterized in that the payment agent server relaying a plurality of payment means operating server. In the delinquency management method in which the delinquency management system linked to the internet access service system manages the subscriber's Internet service fee, (a) receiving, when the Internet access service system receiving subscriber authentication information from the subscriber terminal of the subscriber, inquires whether the subscriber is overdue while transmitting subscriber identification information corresponding to the subscriber authentication information; (b) reading the payment information of the subscriber from a database based on the subscriber identification information and inquiring whether the Internet service fee is overdue; (c) optionally one of the following steps (c1) and (c2) is performed: (c1) if the subscriber has not overdue the internet service fee as a result of the inquiry in step (b), transmitting data regarding no overdue (NO) to the internet access service system; (c2) transmitting the delinquent information to the subscriber terminal when the subscriber has overdue the internet service fee as a result of the inquiry in step (b); (d) after step (c2), one of the following steps (d1) and (d2) is optionally performed: (d1) if the subscriber does not choose to pay the late fee, transmitting data relating to the overdue existence (YES) to the Internet access service system; (d2) if the subscriber selects payment of the late fee, receiving payment information and transmitting payment request information including the payment information and the amount of the late fee to a payment approval server; And (e) after the step (d2), if the payment approval information is received from the payment approval server, transmitting the data regarding no delinquency (NO) to the internet access service system after receiving the payment approval information. Overdue management method of the Internet service fee comprising the. In the delinquency management system that manages the subscriber's Internet service fee in connection with the Internet access service system, An overdue receipt module for receiving inquiries about whether a subscriber or a subscriber terminal is overdue together with subscriber identification information from an Internet access service system; A payment information database that stores information on charges for each subscriber and payment information accordingly; A delinquency inquiry module that reads payment information matching the subscriber identification information from the payment information database and inquires whether the subscriber or the subscriber terminal corresponding to the subscriber identification information is overdue; A delinquent information module for providing delinquent information including the delinquent charge information of the subscriber or the subscriber terminal stored in the payment information database, and a payment method selection page to the subscriber terminal; A payment module for transmitting payment request information including payment information received from the subscriber terminal to a payment approval server, requesting payment of an overdue fee of the subscriber terminal and receiving a result from the payment approval server; A connection control information transfer module for transferring data regarding no delinquency (NO) or existence of delinquency (YES) to the Internet access service system according to the inquiry result of the delinquency inquiry module and the payment approval result of the payment module; And When the overdue inquiry is received by the overdue inquiry module, the overdue inquiry module is called, and if the overdue exists, the overdue guidance module, the payment module, and the access control information transmission module are sequentially called, and there is no overdue. If the control unit responsible for a series of processes related to the delinquency management by calling the access control information transfer module Overdue management system of the Internet service fee comprising a. The method of claim 9, The connection control information transfer module, According to the inquiry result of the delinquency inquiry module and the payment approval result of the payment module, it is a module that delivers the Internet service restriction information to the Internet access service system together with data about no delinquency (NO) or existence of delinquency (YES). Delinquent management system for Internet service fee. The method of claim 9, The fee information of the payment information database, In addition to the Internet service fee of the Internet access service system, Overdue management system of Internet service charges, characterized in that a plurality of content provider server including the content usage fee billed to the subscriber or the subscriber terminal through an information communication network. In the delinquency management Internet service system, When the IP address allocation request or subscriber authentication information is received from the subscriber terminal, the subscriber information is inquired based on the facility information of the subscriber terminal, and an inquiry about whether the payment is overdue, and according to whether the subscriber terminal is overdue and / or the amount of overdue payment An internet access service system for restricting internet services; Inquiry of the delinquency of the subscriber corresponding to the subscriber information according to the request of the Internet access service system, and in case of overdue, provide the delinquent information and payment method selection page to the subscriber terminal to pay the delinquency fee An overdue management system for transmitting information about the Internet access service system; And Payment approval server that performs the payment related to the delinquency fee at the request of the delinquency management system Delinquency management Internet service system comprising a.

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