KR20030000369A - Internet access and real time deduction/automatic recharging system and method using multi-application prepaid cards - Google Patents

Abstract

PURPOSE: A system a and method for the Internet connection, the automatic recharge of the connection fee and the real-time payment using a multifunction prepayment card are provided to reduce the expense for connecting to the Internet through an oversea ISP by making a user connecting to the Internet through a real-time charging function of a RAS(Remote Access Server) directly linked with the oversea ISP. CONSTITUTION: The user(100) connects to the RAS(200) provided by the oversea/domestic local ISP(Internet Service Provider) through a toll free number of a company by using a PIN(Personal Identification Number)(700) of the multifunction prepayment card. The RAS(200) of the ISP playing a role of the local ISP requests the authentication by transmitting the PIN information to a real-time charging server(300) performing a RADIUS(Remote Authentication Dial-In User Service). After a web server(400) compares the PIN with the basic information of the user(700) and inquires the remainder, the PIN(700) is transmitted to the real-time charging server(300). The local ISP opens an Internet network(600) through the information authenticated by the real-time charging server(300) and the user(100) uses the Internet as much as the remainder.

Description

Internet access and real time deduction / automatic recharging system and method using multi-application prepaid cards}

The present invention uses a personal identification number (PIN) paid by a user in advance to pay the amount in advance, and adds a real-time reduction of the internet access and internet usage charges abroad and an automatic recharge function for a predetermined amount. An electronic payment method and system.

In recent years, companies around the world and more than 200 countries have been connected as a network, while the number of Internet users has increased exponentially. Therefore, anyone can use the Internet, and now they can visit and work wherever they want through an Internet connection. In particular, it is important for the businessmen traveling abroad for business purposes to be able to collect, search and exchange information smoothly through the Internet.

However, the current method of accessing the Internet through a communication network in overseas countries has the inconvenience of accessing the Internet by using a hotel or business center in which it is staying or by going out into the street and using an Internet cafe. In addition, in order for a domestic user to access the Internet for the first time using a notebook PC in a foreign country, there is inconvenience of having to download the Internet connection program after applying for a roaming service of a domestic PC communication company in advance. The setting process from connecting to an international ISP and using the Internet is also complicated, and the charging function also has a limitation that the charging function is lacking in RADIUS operating on an existing Windows NT-based PC server. In addition, RADIUS technology has a disadvantage in that the client server is unable to request data from the remote access server, thereby reducing the client's control. This is a major obstacle for users who need to exchange a lot of information by accessing the internet from abroad, and the most important task is to be able to access and charge the internet through a quick and convenient and simple operation method.

Therefore, in order to solve the above problems, the present invention is not only an existing long distance / international telephone prepaid card function but also an integrated payment means such as micropayment means of paid sites and shopping malls, paid contents of PC communication, voice information service, etc. The purpose of the present invention is to provide a smooth electronic payment method and system by mounting the RADIUS improved protocol and real-time charging technology in the multifunctional prepaid card system.

In other words, in order to provide internet payment service and communication service through the pre-developed multi-function prepaid card system, it is necessary to provide its own internet access function, which is the basis of the service. This is to improve the existing RADIUS and to develop a protocol that allows the cyberpath billing server, a multi-function prepaid card system, to interoperate with the authentication server of an overseas ISP company to use the Internet connection conveniently and safely. .

1 is a flowchart illustrating a process of recharging and recharging an internet user from abroad according to the present invention.

FIG. 2 is a detailed reflow process flow chart for the automatic recharge of FIG.

3 is a flow chart of a process for applying for an existing Internet roaming service in Korea

4 is a flow chart of an Internet user using an existing Internet roaming service in a foreign country

5 is a detailed configuration diagram of a web server

6 is an Internet user accessing the site to register and set up automatic recharge

7 is an initial screen of an Internet user setting automatic recharge

8 is a screen for setting the automatic charge balance setting and the amount of charge by the Internet user

9 is a screen for inputting basic information when setting the automatic charging function

※ Explanation of code for main part of drawing

100 Internet User 200 Web Access Server

300 Real Time Billing Server 400 Web Server

500 Automatic Recharge Server 600 Internet Network

700 Personal Identification Number (PCIN) 800PCCP

900Payment Gateway 1000 Domestic ISP / Carrier

1100GRIC 1200 Domestic ISP / Telecommunications Provider DB

1300GRIC Roaming DB 1400LOCAL ISP

In order to achieve the above object, the present invention provides a real-time reduction and schedule for internet access and internet usage charges abroad using a personal identification number (PIN) paid by an internet user in advance. The present invention relates to an electronic payment method and system with an automatic recharge of money.

Hereinafter, the present invention will be described with reference to the accompanying drawings.

FIG. 1 is a diagram briefly illustrating a process of connecting and recharging an Internet user from abroad. When accessing the Internet at home and abroad, the Internet user 100 uses a Personal Identification Number (PIN) 700 of a multi-function prepaid card purchased at home and abroad by a local Internet service provider (ISP); Access to the remote access server (RAS) provided by the Internet Service Provider (RAS) using a toll free number (Toll Free Number). The remote access server 200 of the Internet service provider acting as a local Internet service provider is a real-time billing server 300 that performs remote authentication dial-in user service (RADIUS) information on the personal identification number 700. Send a request to authentication. At this time, the personal identification number 700 entered into the real-time billing server 300 checks whether the basic information matches for the user in the web server 400 and checks the balance and transmits the information back to the real-time billing server. The local Internet service provider opens the Internet network 600 through the information approved by the real-time billing server 300, and the domestic and overseas Internet access user 100 is provided on the Internet by the amount embedded in the personal identification number 700. You can connect and use it.

In particular, when the balance is built in the personal identification number 700 of the Internet user, the web server 400 is charged, the web server 400 is interlocked with the automatic recharge server 500 automatically by a predetermined amount It works to recharge. In addition, the Internet access user 100 sets a certain amount of money, and is able to automatically recharge a certain amount of money.

Figure 2 shows a detailed recharge process for automatic recharge. First, when the Internet access in the country and abroad, the Internet user 100 requests the automatic charging to the web server 400, the web server 400 recognizes the result set by the Internet user to set the automatic charging function. After the basic setting for automatic charging is completed, the web server 400 requests a balance to a prepaid card platform (PPCP) 800, and the PCCP 800 requests a balance to the web server 400. . The web server 400 requests a credit card authorization of an Internet user from the payment gateway 900, and the payment gateway 900 approves the credit card of the user who requested the authorization. 400). The web server 400 checks the charge approval and requests the PCCP 800 to charge. The PCCP 800 notifies the web server 400 of the charging approval result. This process is checked every 10 minutes to process the automatic charging after a predetermined amount by the amount requested by the user, and the web server 400 notifies the user 100 of the completion of the charging for such automatic charging.

Figure 3 is a schematic of a series of processes for applying for roaming services in the country. The internet user 100 requests an internet roaming period from a domestic internet service provider or a telecommunication company 1000 before leaving home in Korea. The domestic telecommunication company / ISP 1000 notifies the GRIC company 1100 for roaming application and updates the user DB. At this time, GRIC's roaming database checks its member database, and at the same time, the domestic Internet service provider and telecommunication company 1000 also checks its member database and finally confirms the basic information of the user through interoperability between the databases of both companies. Finally, the user 100 downloads the GRIC dialer program through the Internet and installs it on his computer.

4 illustrates a process in which an Internet user uses an Internet roaming service in a foreign country. The Internet access user 100 finds and accesses the nearest overseas ISP number through the GRIC dialer. The overseas local ISP requests the user's authentication by sending basic information of the Internet user to the GRIC company 1100, and the GRIC company 1100 interoperates with the internal roaming database 1300 to check the authentication and then checks with the local local ISP company ( 1400) to inform the authentication result. The overseas local ISP company opens the Internet to access the Internet 600 after receiving the Internet roaming service authentication result of the user. Thereafter, the GRIC company 1100 requests the domestic ISP and the telecommunication company 1000 to settle the fee for the Internet access, and the domestic ISP and the telecommunication company 1000 settles the GRIC company for the amount of time the Internet user accesses the Internet. give. The domestic ISP and the telecommunication company request the Internet access user 100 to collect the Internet usage fee.

FIG. 5 shows a detailed configuration diagram of a web server, and FIG. 6 shows a flowchart for inputting basic information on whether to set up membership and automatic recharge when an Internet access user accesses the Internet.

Figure 7 is a screen showing a personal identification number that can be charged and automatically recharged by the Internet user after joining the membership. If the Internet user wants to set up the automatic charging function, the user can click the automatic charging button, and then the display will be changed to FIG. 8. The user can set the automatic charging balance and set the charging amount for each personal identification number using the charging amount. 9 shows a window for inputting credit card information to be settled when the Internet user sets the automatic charging function.

The effect according to the present invention as described above can be reduced through the real-time billing function of the remote access server directly linked to the overseas ISP, the user can access the Internet, reducing the settlement cost for the Internet access through the overseas ISP company have. In addition, the individual identification number is charged only as long as the user uses the Internet connection in the local area, which can greatly contribute to reducing the overseas communication cost of the Korean people.

In addition, in the existing roaming service method, problems such as a pre-application process, complicated computer setting procedures, and a different access number for each region have caused inconvenience to the user, but through the present invention, the problem is greatly improved and the convenience of the Internet user It can meet the desire to increase and use the local internet abroad.

In particular, by selling the innovative technology development products through the present invention to major overseas ISP companies in the United States, Canada, Japan, etc. Turnkey (Turnkey) can be obtained the effect of foreign currency acquisition and export increase.

Claims (3)

In a system for controlling Internet access and automatic recharging using a multifunction card, a service provider bears the remote access server 200 provided by a local Internet service provider in a foreign / domestic country using a personal identification number 700 of the multifunction prepaid card. Accessing using an access number; The remote access server 200 of the Internet service provider acting as a local Internet service provider transmits the personal identification number 700 information to the real-time billing server 300 for the remote dial-up authentication service (RADIUS) to request authentication. ; The personal identification number 700 entered into the real-time billing server 300, the web server 400 checks whether the basic information match for the user and checks the balance and transmits the information back to the real-time billing server; The local Internet service provider opens the Internet network 600 through the information approved by the real-time billing server 300, and the domestic and overseas Internet access user 100 is provided on the Internet by the amount embedded in the personal identification number 700. System to connect and use. The method of claim 1, further comprising: requesting a web server 400 to charge when there is a shortage of money in the personal identification number 700 of the Internet user; The web server 400 operates to automatically recharge by a predetermined amount in cooperation with the automatic recharge server 500; Internet connection user (100) is a step and system for setting up automatic charging to be able to automatically charge a certain amount for a certain degree. The method of claim 2, further comprising: retrieving the automatic charging through the My CyberPath column in which the Internet user's personal identification number information is embedded when the internet user wants to reset the automatic recharging function while the Internet user is connected to the Internet; Setting a personal identification number for the Internet user automatic charging balance and setting a charging amount; Registering the card information of the automatic recharge function for the personal identification defense; Automatic depreciation system and method of the Internet access and access fee using the multi-function prepaid card, characterized in that comprises a.