KR20060042595A - Apparatus and method of temporarily stacking bills in a cash transaction machine - Google Patents

Abstract

Temporary stacking device is for temporarily loading banknotes or checks deposited in the automated teller machine, the first transfer member for transferring the bills, the temporary stacking unit for temporarily stacking the transferred bills, the upper surface of the bills on the temporary stacking unit Stamping part for pressing from, and the second conveying member for transferring the laminated banknotes to the bill storage or conveyed to the user deposit. In the process of depositing valuable bills, such as bank notes or checks, the authenticity or defects of the bills must be discriminated by sheets. The temporary stacking device arranges bills to be continuously or simultaneously deposited to quickly transfer and return multiple bills. You can do it safely.

Deposit guide, rotating means, eccentric member, link, solenoid

Description

Temporary stacking device and temporary stacking method of automatic teller machine {APPARATUS AND METHOD OF TEMPORARILY STACKING BILLS IN A CASH TRANSACTION MACHINE}

1 is a side view of the banknote deposit and withdrawal module of the automatic teller machine according to an embodiment of the present invention.

FIG. 2 is a side view illustrating the temporary stacking device of the banknote deposit and withdrawal module of FIG. 1. FIG.

3 is an exploded perspective view for explaining the first transfer member of FIG. 2.

Figure 4 is a bottom perspective view for explaining the upper transfer bracket of FIG.

5 is a perspective view illustrating the stamping part and the temporary stacking part of FIG. 2.

6 and 7 are side views for explaining the operation of the stamping portion of FIG.

FIG. 8 is a side view illustrating the second transfer member of FIG. 5.

FIG. 9 is a partially cutaway perspective view illustrating the stopper of FIG. 6. FIG.

<Description of Symbols for Major Parts of Drawings>

1: Automatic teller machine 10: Banknote module

12: Shutter 20: Deposit

22: Transportation route 25: Withdrawal department

30: Banknote bank 100: Daily stack device                 

110: first transfer member 112: upper transfer bracket

114: Lower transfer bracket 116: Banknote guide plate

120: temporary stacking unit 122: support bracket

124 ： engaging jaw 130 ： second conveying member

140: stamping part 142: stamp head

144: Pressing lever

The present invention relates to an automatic teller machine, and more particularly, a temporary stacking device and a temporary stacker for the automatic teller machine that loads bills temporarily to determine whether or not a normal transaction before storing the bills in the bill storage. It is about a stack method.

The automated teller machine is an automated device that can assist basic financial services, such as deposit or withdrawal, regardless of place and time with respect to financial services. The automated teller machine can be divided into cash dispenser and cash dispenser according to the withdrawal and withdrawal, and recently it has been used for various purposes such as cash withdrawal, check deposit and withdrawal, bankbook arrangement, ticket release.

Since the automated teller machine with only a withdrawal function transfers a predetermined type of bill to the user withdrawal unit as much as the input amount, it is possible to perform normal financial transactions except in the case of jam or transfer of two bills. However, in the automated teller machine with the deposit function, more details should be checked in addition to banknote jams and two-sheet transmissions in order to conduct normal financial transactions. For example, it is necessary to check whether various kinds of bills or counterfeit bills, etc. are inserted, whether crumpled or damaged bills are inserted, the direction in which the deposit is correct, and the like. In addition, failures may occur more frequently because the likelihood of making mistakes is as much as the average user uses.

In particular, large face values, such as checks, are more likely to be counterfeit, and, unlike cash, value may fluctuate due to economic conditions, such as dishonored checks. Therefore, when receiving a check, special care is required, which is more careful than cash. In fact, every time a check is received, the check serial number is checked and its validity is checked.

However, every time a user deposits a check one by one, if the user accesses the bank's network and inquires about the status of the deposited check, the processing time for each check is lengthened and may be frequently wasted in time.

In this regard, a temporary stacking apparatus is used, and a plurality of bills can be deposited quickly by the temporary stacking apparatus. That is, the automated teller machine receives the banknotes deposited one after another or at the same time without an inspection process and temporarily loads them in the deposited temporary stack device. At the same time, the automated teller machine checks bills moving in single sheets to check the authenticity and defects of the bills. Secondly, it is possible to inquire the status of the deposited bills by accessing the bank computer network. Banknotes loaded on the temporary stacking device are not yet completed in the normal financial transaction. When it is determined that normal trading is possible by inspection or inquiry, the banknotes are transferred to the banknote store to complete the normal financial transaction. The device may interrupt normal financial transactions by returning the temporarily loaded bills again.

Banknotes deposited one after the other or simultaneously to check the banknotes are passed through the sheet conveying path in a single sheet, and are stacked one by one in a temporary stack device. However, bills that are crumpled or torn may be stacked according to the preservation state of the banknotes being deposited, and in the process of stacking the banknotes sequentially due to the poor preservation states, the previously stacked banknotes may prevent entry of the bills into the next. Can interfere. As one banknote entry is interrupted, consecutive banknotes may be stagnant on a transport path, and the banking machine may not be able to conduct normal transactions for a predetermined time due to the jamming of the banknotes.

The present invention has been made in view of the above-described problems, and the temporary stacking apparatus and method of the present invention have a characteristic of minimizing the jams of banknotes in the process of stacking banknotes by limiting the height of stacking banknotes.

The temporary stacking apparatus and method of the present invention can be neatly arranged by limiting the area in which the bills are stacked, and has a characteristic of assisting the bank to complete a financial transaction without a jam even in a transfer or return process.

In order to achieve the above-described technical problem, the temporary stacking apparatus of the present invention is a first transfer member for transferring bills from the user depositing portion, a temporary stacking section for stacking the transferred bills (temporary stacking section), laminated to the temporary stacking portion A stamping section for pressing the upper surface of the banknotes, and a second conveying member for forwarding the bills stacked on the temporary stacking portion to the bill storage or returning to the user deposit section.

A user deposits a plurality of bills through a user depositing unit, and the bills are stacked on the temporary stacking unit via the first transfer member. The support bracket of the temporary stacking part is located at a height slightly lower than the transport path of the first transport member, and banknotes supplied in sheets are stacked one by one on the support bracket. A portion of the bill may protrude upwards to obscure the opening of the temporary stacking part according to the preservation or transfer state of the bill.

However, since the stamping portion presses the upper surface of the stacked banknotes while the respective banknotes are supplied, the banknotes protruding upward can be submerged and the path of the next banknote can be prevented from being blocked by the previous banknote. In order to prevent the path blocking by the previous banknote, it is possible to form a locking step spaced apart by the width of the banknote on both ends of the support bracket. Once the upper surface of the banknote is pressed by the stamping part, the banknote is caught through the latching jaw, and the banknote caught by the locking jaw does not block the movement of the next bill entering because the vertical movement is restricted.

Banknotes stacked on the temporary stacking part are in close contact with the support bracket by a stamping part or a locking jaw, and at the same time, the banknotes are stacked only in a certain area by a stopper formed at the rear end of the temporary stacking part. The stopper blocks the transfer path of the banknote except for transferring the banknote to the banknote storage and limits an area in which the banknotes which are quickly transferred by the transfer members are stacked.

In the present specification, a bill is a banknote, a check, a gift certificate, or the like, as well as a paper material or a plastic material such as these, and is given a certain value by a certain country or institution. It can be understood as a concept involving a valuable certificate.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. However, the following examples are intended to assist the understanding of the present invention, and the scope of the present invention is not limited or limited by the following examples.

1 is a side view of a banknote deposit and withdrawal module of the automated teller machine according to an embodiment of the present invention, and FIG.

Referring to FIG. 1, the automated teller machine 1 is a device for depositing or depositing cash or check, and functions as a magnetic card reading module, a bankbook arranging module, a user interface module, and a banknote deposit and withdrawal module 10 in one housing. Several modules are installed in units.

Among them, the banknote deposit and withdrawal module 10 also includes a module housing 11, and in the module housing 11, a shutter 12, a user withdrawal unit 14, a depositing unit 20, and a withdrawal unit 25 are installed. do. As the shutter 12 is opened for depositing, the user deposit and withdrawal unit 14 is exposed. The user can input a plurality of bills in a single or a bundle unit to the exposed user deposit and withdrawal unit 14, the injected bills to the temporary stack device 100 through the transfer path 22 of the deposit unit 20 Transferred.

The transfer path 22 is equipped with a bill detection sensor, an authenticity inspection sensor, a damage inspection sensor, and the like. In particular, in the case of a module for depositing and withdrawing checks, a magnetic ink character recognizer (MICR) for detecting a check serial number, an endorsement printer, an image scanner, or the like may be installed. In this way, the automatic teller machine 1 can determine the authenticity of banknotes through various sensors and inspection devices, and can query the value status of banknotes or other restrictions using a database connected to a bank computer network. Through this process, the automatic teller can confirm the deposit only when it is determined that the possibility of a normal transaction is possible. If the normal transaction is impossible, the automatic teller machine can stop the transaction by returning all or part of the deposited bills. The bills deposited during the process are kept loaded on the temporary stack apparatus 100.

The temporary stack device 100 is mounted at the end of the transfer path 22 and connects the transfer path 22 and the banknote storage 30. As described above, the temporary stack device 100 functions to temporarily load the inserted bills before storing the bills in the bill storage 30. If all of the inserted banknotes are deemed suitable for the normal transaction, the banknotes are transferred to the banknote storage 30 to complete the deposit transaction. However, if some of the inserted banknotes are deemed unsuitable for the normal transaction, all or part of the banknotes are transferred to the user's deposit and withdrawal department. The transfer can be stopped by returning to (14).                     

Referring to FIG. 2, the temporary stack apparatus 100 may include a first transfer member 110, a temporary stacking unit 120, a stamping unit 140, and a second transfer member 130. The first transfer member 110 connects the transfer path 22 and the temporary stacking unit 120 of the depositing unit 20 and transfers the bills transferred to the temporary stacking device 100 to the temporary stacking unit 120. The banknote conveyed from the temporary stacking part 120 is transferred to the conveyance path 22 again. In addition, the temporary stacking unit 120 is located at the end of the first transfer member 110, the stamping unit 140 for pressing the stacked banknotes are disposed on the upper portion of the temporary stacking unit 120. The second stacking member 130 is mounted to the temporary stacking unit 120, and the second conveying member 130 may be selectively brought into close contact with the bill according to the transfer or conveyance of the bill.

3 is an exploded perspective view for explaining the first conveying member of FIG. 2, and FIG. 4 is a bottom perspective view for explaining the upper conveying bracket of FIG. 3.

3 and 4, the first transfer member 110 includes an upper transfer bracket 112 and a lower transfer bracket 114, and is deposited by the upper transfer bracket 112 and the lower transfer bracket 114. There is provided a conveying path connected with the conveying path 22 of the part 20. The first conveying rollers 113 and 115 are mounted on the upper conveying bracket 112 and the lower conveying bracket 114, respectively, and the bills are rotated by the first conveying rollers 113 and 115. Can pass through

An end of the upper transfer bracket 112 is provided with a banknote guide plate 116 inclined downward. The banknote guide plate 116 is for guiding banknotes transferred from the first conveying member 110 to the temporary stacking unit 120, and the banknote guide plate 116 is inclined downward so that the banknotes are in contact with the temporary stacking unit 120. I can bend it. In addition, since the pressing piece 117 formed at the end of the banknote guide plate 116 is formed horizontally again, the vertical movement of the banknotes stacked on the temporary stacking part 120 may be limited, and even when the banknotes are conveyed smoothly. It is possible to provide an inclined surface with respect to the support guide plate 116 to be conveyed.

In addition, an elastic guide 118 is attached to the bottom of the banknote guide plate 116. The elastic guide 118 is formed of a thin iron plate or a synthetic resin film, and is formed in a bow shape so that both ends are in close contact with the bottom surface of the bill guide plate 116. The elastic guide 118 can limit the movement of the banknote up and down by pressing the upper surface of the banknote, and because it is formed like a bow of the elastic guide 118 does not interfere with the transfer of the banknote for the transfer and conveyance of the banknote.

The height of the conveying path defined by the lower conveying bracket 114 is higher than the support surface of the temporary stacking part 120. Therefore, the bill entered into the temporary stacking part 120 from between the upper conveying bracket 112 and the lower conveying bracket 114 is bent downward by the bill guide plate 116 and the elastic guide 118, and relatively low temporary Falling while maintaining a level on the support bracket 122 of the stacking unit 120.

5 is a perspective view illustrating the stamping part and the temporary stacking part of FIG. 2.

Referring to FIG. 5, the stamping unit 140 includes a stamp head 142, a pressing lever 144, and a stamping solenoid 148. The stamping unit 140 is positioned on the temporary stacking unit 120, and can cause the stamp head 142 to reciprocate up and down. Powered by the solenoid, the reciprocating motion of the stamping solenoid 148 is transmitted to the pressing lever 144 via the link 146, and the pressing lever 144, which is connected to the hinge, is angular range around the axis. Do a rotational movement inside. The stamp head 142 is mounted at the end of the pressing lever 144, and a guide pin 143 is formed at one side of the stamp head 142. Since the guide pin 143 moves along the guide slit 119 formed on the upper transfer bracket 112, the stamp head 142 may also reciprocate along a path defined by the guide slit 119.

The stamp head 142 includes two support rods, and since the support rods are wider than the bill guide plate 116, the banknotes can be pressed from both sides of the bill guide plate 116.

The temporary stacking part 120 is mounted below the stamping part 140. The temporary stacking unit 120 includes a support bracket 122 for supporting the banknote, and the locking jaw 124 spaced apart by the width of the banknote protrudes from both ends of the upper surface of the support bracket 122. The locking jaw 124 is bent in a c-shape at both ends of the support bracket 122 and faces the open portion of the locking jaw 124 inward. Therefore, the stamp head 142 of the stamping unit 140 presses the bills from above and presses the bills, and the bills on the latching jaw 124 can move between the open portions of the hooking jaw 124, and once inside the locking jaw 124 Banknotes moved to may be limited to vertical movement.

6 and 7 are side views for explaining the operation of the stamping portion of FIG.

Referring to FIG. 6, the banknote M inserted by the user enters the temporary stacking unit 120 via the first transfer member 110. As the banknote M enters, the banknote M moves in the inclined direction downward by the banknote guide plate 116, and the banknote M is placed on previously arranged banknotes MS. At this time, the banknote M immediately entered is placed on the locking jaw 124, and is separated from the ordered banknotes MS with the locking jaw 124 interposed therebetween.

Referring to FIG. 7, as soon as the banknote M enters, the stamping solenoid 148 starts to operate, and the stamp head 142 is moved downward by the stamping solenoid 148. Since the guide pin 143 moves along the guide slit 119, the stamp head 142 can also move up and down along a predetermined path. As the stamp head 142 presses the banknote M placed thereon for a predetermined time, the banknote M passes through the locking jaw 124 and is stacked together with the banknotes MS positioned below. At this time, the stamp head 142 may press the banknote M as if hitting, by repeating the up and down movement once or several times to ensure that the banknote M passes through the locking jaw 124, and repeatedly by pressing Part of the protruding part without being caught by the jaw 124 is rechecked and pressed.

Even if the bill is folded or crumpled, even up and down movement is restricted by the locking jaw 124, the bills MS stacked on the temporary stacking unit 120 block entry of other bills to be transferred next. I never do that.

FIG. 8 is a side view illustrating the second transfer member of FIG. 5.

Referring to FIG. 8, the second conveying member 130 faces the second conveying roller 132 and the second conveying roller 132 mounted on the upper side adjacent to the temporary stacking part 120, and moves up and down to the second. It includes a close roller 134 that can adjust the play between the transfer roller 132. The contact roller 134 may move up and down in conjunction with the roller contact solenoid 138. Therefore, the close contact roller 134 is positioned below the case of transferring or conveying the stacked banknotes so as not to disturb the movement or stacking process of the banknotes. However, in order to transfer or convey the stacked bills, the bills are moved upwards and closely adhered to the bills stacked together with the second feed roller 132.

Specifically, the roller contact bracket 136 is hinged to the end of the roller contact solenoid 138, the contact roller 134 is rotatably mounted to the roller contact bracket 136. When the roller contact solenoid 138 pulls down the link 137, the roller contact bracket 136 rotates about an axis, and the contact roller 134 is attached to the bottom of the banknote by the rotation of the roller contact bracket 136. Close contact.

After the adhesion roller 134 is in close contact with the banknote, the banknote may be sent to the banknote storage 30 to complete the financial transaction, and again to the user deposit and withdrawal unit 14 to stop the financial transaction.

FIG. 9 is a partially cutaway perspective view illustrating the stopper of FIG. 6. FIG.

6 and 9, a stopper 139 is mounted at the rear end of the temporary stacking unit 120. The stopper 139 is for selectively blocking the transfer path of the bill, is connected by a hinge and the block piece 139-1 is formed at the end. Therefore, the banknotes introduced into the temporary stacking unit 120 through the first transfer member 110 are further blocked by the stopper 139 and stacked at a predetermined point on the support bracket 122.

Banknotes stacked on the temporary stacking unit 120 are in close contact with the support bracket 122 by the stamping unit 140 or the locking jaw 124, and at the same time are aligned vertically by the stopper 139. The stopper 139 is operated by a solenoid or the like, except that the banknotes are transferred to the banknote storage 30, the banking path of the banknotes is blocked, and the banknotes are prevented by the banknotes flowing quickly by the first conveying members 110. It limits the area to be stacked.

Since the temporary stacking apparatus and method of the present invention presses a banknote each time a banknote is introduced by using a stamping part, even if a folded or crumpled banknote is introduced, it is possible to prevent the entry of the next banknote by the banknote. While pressing the banknote with the stamping portion, while holding both sides of the banknote by the locking jaw formed in the support bracket, it is possible to more reliably limit the vertical movement of the stacked banknotes. In other words, by using the stamping part and the locking jaw, it is possible to prevent the previous banknote from blocking the course of the next flowing banknote, and as a result, it is possible to minimize the occurrence of failure due to the jamming of the banknote.

In addition, since the banknotes are pushed up and down to stack and transfer, even when moving a bundle of bills, a certain result can be obtained without a malfunction. The device can be made slimmer by taking up less space.

In addition, the temporary stack device may assist the financial transaction without completing the process of transferring or conveying the bills by limiting the area where the bills are stacked.

As described above, the present invention has been described with reference to the preferred embodiments, but those skilled in the art can variously modify the present invention without departing from the spirit and scope of the invention as set forth in the claims below. It will be appreciated that it can be changed.

Claims (18)

A first conveying member for conveying bills; A temporary stacking unit at the end of the first conveying member, in which the conveyed bills are stacked; A stamping unit for pressing an upper surface of the banknote transferred to the temporary stacking unit; And And a second transfer member for transferring the banknotes stacked in the temporary stacking unit to a bill storage or conveying them to a user depositing unit. The method of claim 1, The first transfer member is formed adjacent to the temporary stacking portion, and includes a banknote guide plate for bending the transfer direction of the banknotes transferred to the temporary stacking portion in close contact with the temporary stacking portion Temporary stacking device. The method of claim 2, The first conveying member includes an upper conveying bracket and a lower conveying bracket for providing a conveying path for bills, and the upper or lower conveying bracket is equipped with a first conveying roller for conveying or conveying the bills, respectively. Temporary stacking device of the automated teller machine, characterized in that formed on the upper end of the upper transfer bracket so that the banknote guide plate is inclined downward. The method of claim 2, An elastic guide is mounted on a bottom surface of the banknote guide plate in contact with the transferred banknote, and the elastic guide is formed in a bow shape so that both ends contact the bottom surface of the banknote guide plate. The method of claim 1, The stamping unit is a temporary stacking device of an automatic teller machine comprising a pressing lever for moving the pressing lever and pressing the upper surface of the stacked banknotes and moving the pressing lever in conjunction with the pressing lever. The method of claim 5, The pressing lever is rotated about a fixed axis of rotation, the end of the pressing lever is equipped with a stamping head that moves up and down, the temporary stacking device of the automated teller machine, characterized in that the pressing directly on the upper surface of the banknote. The method of claim 1, The temporary stacking unit includes a support bracket for supporting the banknotes to be stacked, and a locking step spaced apart to correspond to the width of the banknote of the support bracket is formed to limit a vertical movement range of the banknote pressed by the stamping unit. Temporary stack device of the automated teller machine, characterized in that. The method of claim 1, The second conveying member includes a second conveying roller mounted on an upper portion adjacent to the temporary stacking part, a contacting roller moving up and down facing the second conveying roller, and a roller contacting solenoid moving the contacting roller up and down. Temporary stack device of the automated teller machine, characterized in that. The method of claim 8, A roller adhesion bracket is hinged to an end of the roller adhesion solenoid, and the adhesion roller is mounted to the roller adhesion bracket to selectively transport the stacked banknotes. The method of claim 1, A stopper is mounted at a rear end of the temporary stacking unit, and the stopper selectively blocks a transfer path of the banknote to limit an area in which the banknotes are stacked. The method of claim 10, And the stopper is rotatably mounted, and the block piece formed on the stopper moves up and down on a transfer path of the banknote to selectively block the transfer path. Transporting and stacking the bills on the temporary stacking unit; Pressing an upper surface of the banknote transferred to the temporary stacking unit for a predetermined time; And Transmitting the banknotes stacked in the temporary stacking unit to the bill storage or conveyed to the user depositing portion; The temporary stacking method of the automated teller machine comprising a. The method of claim 12, And mounting a banknote guide plate adjacent to the entrance of the temporary stacking portion to bend the transfer direction of the banknote conveyed to the temporary stacking portion to be in close contact with the temporary stacking portion. The method of claim 13, A bow-shaped elastic guide is mounted on a bottom surface of the bill guide plate that is in contact with the bill to be transported, and both ends of the elastic guide are brought into contact with a bottom face of the bill guide plate to assist stable transmission and conveyance of the bill. Temporary stacking method of automatic teller machine. The method of claim 12, Pressing the upper surface of the bill for a predetermined time is a temporary stacking method of the automated teller machine, characterized in that repeated two or more times. The method of claim 12, The temporary stacking unit includes a support bracket for supporting the banknote, and forms a locking step spaced apart to correspond to the width of the banknote of the support bracket, and limits the vertical movement range of the pressed banknote by using the locking step. Temporary stacking method of an automated teller machine characterized in that the. The method of claim 12, The transferring of the banknotes stacked on the temporary stacking unit to the bill storage or the user depositing unit may include a transfer roller mounted on an upper portion adjacent to the temporary stacking unit and a contact roller moving up and down facing the transfer roller. And the close roller is in close contact with the bottom face of the paper money before the bill is transferred or conveyed, and the paper money is transferred or conveyed using the transfer roller and the close roller. . The method of claim 12, A stopper is provided at a rear end of the temporary stacking unit, and the stacking path is used to block the transfer path of the banknotes while the stacking unit is stacked on the temporary stacking unit to limit an area where the banknotes are stacked. And the stopper is removed from the conveyance path of the banknote when transferring to the bank.

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