KR20050099648A - Method for managing lottery of trade commission - Google Patents

Abstract

The present invention is a commission transaction lottery management method in the commission transaction lottery management server in a system having a commission transaction lottery management server for the commission income lottery management and commission fee lottery management and the fee import companies and the Internet In the fee import companies, a fee import company that requires fee transaction lottery management is registered as a service fee import company and the lottery criteria for each service fee import company and fee product and the member customer information of the service fee import company The service fee stored in the database when the transaction information is stored in the database of the transaction lottery management server, and the member customer fee product transaction information including at least member customer information according to the fee transaction with the member customer at the registered service fee import company By importer and The process of accumulating the fee transaction included in the member customer fee product transaction information in the database based on the lottery criteria for each fee product, and the cumulative fee transaction of the fee product accumulated in the database is the fee product lottery of the service fee importing company. If the criterion is satisfied, a process of drawing a portion of the fee income of the fee import companies is conducted to the member customers corresponding to the fee product.

Description

How to Manage Fee Trading Lottery {METHOD FOR MANAGING LOTTERY OF TRADE COMMISSION}

The present invention relates to a fee management system, and more particularly, to a method of managing lottery fee income.

Today, the effects of stocks and bonds on the global economy are very large. Share price or bond changes have a direct impact on companies and countries. And in every country, fluctuations in stock prices have always been a matter of concern. A company buys and sells stocks to secure necessary funds and to maintain company control. All entities that can trade securities and bonds, such as individuals, trustees, funds, and securities firms, who trade all stocks, can check the changes in stocks in each individual stock to gain long-term and short-term quotes. Active stock flows can also be an indicator of how the global or national economies will change in that direction. Today, the enthusiasm for stock investment has been accompanied by the development of the Internet, and in addition to existing means such as exchange windows and telephones, the stock market can be used anywhere that can be connected to the Internet through wired or wireless terminals such as computers, personal digital assistants and mobile phones. We are developing into a situation where we can sell and buy. Thus, stock investment is now easily accessible to the general public, not just for a particular person.

Securities firms benefit from the commission income generated by trading securities and bonds by securing these different classes of customers and trading them through their securities firms. In addition, securities firms are making great efforts to attract more customers or to make trading more active. For example, securities firms support loans, share price trends, and recommendations for promising stocks. In addition, the company selects VIP (Very Important Person) customers and provides various premium services. In addition, they use methods such as lowering fees with competitive securities firms. There are also securities firms that offer services that charge a fee or set a certain number of times for the initial transaction, and do not receive a commission for that number.

In financial institutions (banks, insurance companies, etc.), cash flows are used to earn commissions. In the case of banks, commission income is obtained through deposit, withdrawal, bank transfer, and remittances from telebanking, internet banking, and cash machines. Insurers also receive commission income through various loans. Brokerage firms are earning commission income through brokerage in various commodity trades (trades in energy, agricultural and livestock products, precious metals, and nonferrous metals).

As mentioned above, economic activities through stock trading, financial trading, and commodity trading are playing a major role in today's global economy. If a part of the fee income made through such transactions is returned from the customer through the lottery, the customer can expect and win the lottery, and the fee import company can expect the customer to be secured by the voluntary participation of the customer. .

Accordingly, an object of the present invention is to provide a fee transaction lottery management method that allows fee transactions to be more activated by more intimately connecting customers and fee importers who earn commission income in fee transactions.

It is another object of the present invention to provide a lottery management method for a fee transaction that specializes in lottery management of a fee transaction of a member customer of fee import companies existing on-line and online.

It is still another object of the present invention to traders trading fees, the item name (code, price classification, etc.), price (unit fee price, commodity price, etc.) corresponding to each fee transaction, transaction quantity (determined unit division amount, The purpose of the present invention is to provide a lottery management method for a fee transaction that can automatically draw a lottery for winnings, securities, and prizes using information such as product quantity, stock quantity, etc.) and date.

In the present specification, a "fee earner" imports commission revenue through online and / or offline cash transactions and various commodity transactions (hereinafter referred to as "fee transaction") that occur by stocks, bond transactions, financial institutions, intermediaries, etc. Defined as a vendor. Here, "financial institution" refers to banks, credit card companies, insurance companies, etc., and brokerage companies refer to all companies that earn commission income by brokering commodity transactions.

In accordance with the above object, the present invention, in the commission transaction lottery management server in a system having a commission transaction lottery management server for commission income lottery management and communication with the fee import companies and the fee import companies in the Internet In the fee transaction lottery management method, a fee import company that requires fee transaction lottery management among the fee import companies is registered as a service fee import company, and the lottery criteria for each service fee import company and fee product and the service fee import company Storing member customer information in a database of the fee transaction lottery management server; and receiving member customer fee product transaction information including at least member customer information according to a fee transaction with a member customer at a registered service fee import company. Number of services stored in the database The process of accumulating the fee transaction value included in the member customer fee product transaction information in the database based on the lottery criteria for each fee import company and fee product, and the cumulative fee transaction value of the fee product accumulated in the database is the service fee import company. When the fee product lottery criteria of the meeting is satisfied, it is characterized in that it consists of a process for drawing a certain portion of the fee income of the fee import companies for the member customers corresponding to the fee product.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be noted that the same elements in the figures are represented by the same numerals wherever possible. In addition, detailed descriptions of well-known functions and configurations that may unnecessarily obscure the subject matter of the present invention will be omitted.

In the embodiment of the present invention, it can be applied both at the place where the fee is generated (offline fee company and online fee company), and in particular, a part of the fee income of the fee import companies participates in achieving a predetermined target cumulative transaction amount or target cumulative transaction quantity. Only the members will draw a lottery, and a portion of the fee revenue of the fee import companies will be returned to the members selected by the lottery.

1 is a schematic diagram of a system for managing a transaction fee income lottery according to an embodiment of the present invention, which specializes in transaction fee import lottery management so that lottery management can be smoothly serviced by offline and online fee importers. A commission income lottery management system is provided.

Referring to FIG. 1, when a fee importer among the offline and online fee importers requests a fee income lottery management for customer service, the manager of the fee transaction lottery management server 6 receives the fee importer as a fee importer. As a fee import company for the lottery management consignment service, it registers in the database of the fee transaction lottery management server (6). As shown in FIG. 1, the fee transaction lottery management server 6 is classified and registered as an individual service fee import company 8 and an affiliate service fee import company 10. The fee import company registered as the individual service fee import company (8) is a fee import company registered according to the individual customer service fee fee income, and the fee import company registered as the affiliate service fee import company (10) A plurality of fee import companies (12, 14, 16) shown in Figure 1, for example, brokerage company 12, securities company (14), financial institutions (16), such as several online and offline fee import companies such as affiliated fee income The company wants to provide a lottery service. The service registration to the individual service fee importer (8) is preferably adopted when a single, slightly larger fee importer is employed, and the service registration to the affiliate service fee importer (10) is applicable to multiple fee importers. It is advisable to be employed if you are an offline and / or online commission importer who wishes to serve you in a lottery even if you trade fees. When registering as a fee importer (8,10), each fee importer must determine the lottery criteria for each fee product at each fee importer. Here, in the case of a stock transaction, a stock item is, for example, a "Samsung Electronics" stock, and in the case of a bank transfer, the remittance amount is less than 100,000 won, for example, a transaction of less than 100,000 won or less than one million won. This is one commission product. In the case of a commodity transaction, the fruit of the trade name "Meron" becomes one commission product.

In accordance with an embodiment of the present invention, the lottery criteria for each fee product in the fee import company includes a transaction fee amount of the fee product, a fee transaction amount of the fee product, and a transaction period of the fee product. For example, a fee importing company may select a lottery criterion of the fee product as a transaction fee amount and arbitrarily set a fee amount to be used as a lottery criterion. In addition, the fee importing company may select the amount of the product fee transaction as the basis of the lottery fee of the relevant fee product, and arbitrarily set the amount of the product transaction to be used as the basis of the lottery. Similarly, the fee importing company may select the fee basis of the fee product as a transaction period of the fee product and arbitrarily set the period of transaction of the fee product to be used as the basis of the drawing. For a more specific example of the lottery criteria of the corresponding fee product, the fee company sets the commission product as a fruit called "Melon", the lottery basis as the transaction fee amount, and the transaction fee amount to be the lottery basis as 1 million won. You can decide. Based on the fee product of the fee commission companies (8,10) among affiliate fee import companies (10), the fee for each fee is not the same for each of the fee commission companies (12,14,16). It is desirable to be determined uniformly by the affiliated service manager who manages the service.

The fee importers (8, 10) are connected to the fee transaction lottery management server (6) through the Internet (4), which is a representative example of a packet-based network, and is determined when the fee importers (8, 10) register services. The lottery criteria for each fee product from each commission import company is transmitted through the Internet (4) and stored in the database of the commission transaction lottery management server 6 or directly input by the administrator of the commission transaction lottery management server 6 to draw the commission transaction lottery. It is stored in the database of the management server (6). In addition, the fee import companies (8, 10) is a commission transaction lottery management server (6) through the Internet (4) the member customer commission goods transaction information including at least member customer information when the transaction for the commission product is made in their own company (6) To send). In the member customer fee product transaction information, as shown in the example format shown in Figs. 8 to 10, the corresponding product name of the transaction by each member customer, the transaction fee amount and transaction quantity for the fee product, fee import company information, member Member customer information such as ID and member name is included.

The fee import companies 8 and 10 of FIG. 1 may be offline fee import companies or online fee import companies such as a company site on the Internet. Fee-based online importers can be registered as individual fee importers and affiliate fee importers.

The fee transaction lottery management server 6 is connected to the Internet 4, and is a server that professionally draws and manages the lottery management of the member customer fee products in the online and / or offline fee import companies. The fee transaction lottery management server 6 stores the member product information provided by the fee product lottery standard and fee import company (8, 10) for each fee import company stored in an internal database when registering the service of the fee import company (8, 10). When receiving the transaction information of the member customer fee including at least the member customer information from the fee import company (8,10) through the Internet (4), the fee transaction based on the fee product lottery criteria for each fee import company stored in advance If the cumulative value is accumulated and the transaction value of the relevant fee product meets the applicable fee product lottery criteria for each fee importing company, a drawing will be made to the fee product member customers corresponding to the relevant fee product and the result of the drawing will be notified to the homepage and the fee importing company. Do it.

The client terminal 2 is connected to the Internet 4 and can be used by member customers or non-member customers. The member customer can access the homepage provided by the fee transaction lottery management server 6 through the Internet 4 using the client terminal 2, and is operated by the management server in the individual service fee import company 8 The individual fee importer homepage or affiliate fee importer homepage can be accessed.

When the user logs in to the homepage of the fee transaction lottery management server 6 using the client terminal 2, an ID (identifier) and a password (password) may be entered. Otherwise, the fee import company name (fee fee) You can log in by entering your company code, commissioned company ID) or clicking on the commissioned company name on the home page. When logging in by entering the commission import company name or clicking the commission import company name displayed on the homepage screen, the commission transaction lottery management server 6 performs operations such as viewing commission transaction information and other information. Preceeds a logon authentication request with the fee importer.

There are three main categories of membership registration. The first case is registered and managed by the individual service fee importer, the second case is registered and managed by the affiliate service fee importer, and the third case is registered and managed by the site of the fee transaction lottery management server 6. Can be classified. In more detail, first, the certification of the member registered and managed by the individual service fee importing company writes the name (ID) of the individual service fee importing company in the logon field of the homepage operated by the fee trading lottery management server (6). After entering the member ID and password registered in the fee import company, the fee transaction lottery management server 6 requests membership verification to the individual service fee import company 8, and authenticates from the individual service fee import company 8 In this case, the commission transaction lottery management server 6 can view its commission product transaction information and the process in the homepage operated. Second, if the member is registered and managed by the affiliate service fee importer, in this case, the authentication of the member writes the name (ID) of the service fee importer in the logon field, and enters the member ID and password registered with the affiliate fee importer. If entered, the commission transaction lottery management server 6 requests membership authentication to the affiliated service fee import company 10, and when it is authenticated, the commission transaction lottery management server 6 displays its fee product transaction information and process on the homepage of the commission transaction lottery management server 6. Can be viewed. Finally, a member registered on the site of the fee transaction lottery management server 6 can read the information associated with him by authentication in the fee transaction lottery management server 6. As described above, the site of the fee transaction lottery management server 6 is connected to individual fee import companies and affiliate fee import companies even for members managed independently by each individual service fee import company or each affiliate service fee import company. Lottery management service.

In addition, in order to allow a user to log in to the homepage of an individual service fee importer site or an affiliate service fee importer site using a client terminal 2, and to view the transaction information and other information of commission products, Each homepage of the fee import company site is preferably implemented in connection with the fee transaction lottery management server (6).

FIG. 2 is a detailed block diagram of the fee transaction lottery management server 6 of FIG. 1, which includes a control management unit 20, a homepage 22, a user interface unit 24, and a database (DB). .

Referring to FIG. 2, the control manager 20 includes an operating system, a micro code, an internal memory, an interface for communicating with the Internet 4, and performs an overall operation to professionally service a fee transaction lottery management. do. The homepage 22 is the homepage of the fee transaction lottery management site. When a member customer accesses the Internet through the client terminal 2, the result of the lottery is displayed. , Contents for providing a lottery service for transaction of fee products such as progress rate inquiry for each fee product and inquiry of transaction details of fee products are included. The homepage 22 also includes contents that non-member customers can register as member customers. The user interface unit 24 is a device for interfacing with an administrator and includes an output device such as a monitor and a printer, and an input device such as a keyboard and a mouse.

In FIG. 2, the database 26 is controlled by the control management unit 20, and has various storage units related to fee product transaction lottery management. The database 26 may include a service registration fee import company management storage 28, a member customer fee product management storage 30, a lottery reference storage unit 32 for fee products, a cumulative fee transaction storage unit 34, and a fee product. Lottery progress management unit 36 is included.

The service registration fee import company management storage unit 28 stores service fee import companies classified as individual service fee import companies and affiliate service fee import companies. For example, the fee importer of reference number 8 in the fee importer 8 and 10 of FIG. 1 is registered in the service registration fee importer management storage 28 as an individual service fee importer, and reference number 12,14. 16 is registered in the service registration fee import company management storage unit 28 as the affiliate service fee import company 10.

The member customer fee product transaction information management storage unit 30 stores the fee product transaction information for the fee transaction member customer received from the fee import company (8, 10) through the Internet (4). In the member customer fee product transaction information, as shown in the example format shown in Figs. 8 to 10, the corresponding product name of the transaction by each member customer, the transaction fee amount and transaction quantity for the fee product, fee import company information, member Member customer information such as ID and member name is included. Member customer registration is mainly done by commission import companies (8, 10), but the user can also directly register through the homepage 22 operated by the commission transaction lottery management server (6), so through the homepage (22) The input member customer information is also stored in the member customer fee product transaction information management storage 30. In addition, the member customer fee product transaction information management storage unit 30 also stores the lottery information for each member customer, the fee product transaction details and lottery result details for each member customer is also stored.

The lottery basis storage unit 32 for each commission product in the database 26 includes the amount of the lottery basis fee for each commission product, the amount of lottery basis fee transactions for each commission product, and the fee for each commission importer established at the time of registration of the service at the fee import company 8,10. Lottery-based commission transaction period for each product is stored.

The commission transaction accumulation value storage unit 34 of the database 26 is a storage unit that accumulates transaction values for each commission product of each commission import company 8 and 10, and the lottery progress management storage unit 36 for each commission product imports each fee. It is a storage unit for storing while updating the lottery progress of each fee product in the company (8,10).

3 is a control flowchart of a fee import company 8, 10 according to an embodiment of the present invention, Figures 4a, b is a control flowchart of the commission transaction lottery management server 6, Figure 5 is 206 of Figure 4a Detailed control flow chart at step. 6 is a control flowchart of a member customer homepage operated by the site of the fee transaction lottery management server 6, and FIG. 7 is a dedicated operation operated by the fee import companies 8 and 10 according to the embodiment of the present invention. This is the control flowchart on the homepage. 8 to 10 is an exemplary view showing a member customer commission product transaction information format.

Before describing the operation according to an embodiment of the present invention in detail with reference to FIGS. 3 to 10, the concepts and principles underlying the fee income lottery management system according to the embodiment of the present invention will be described as follows. .

In the commission transaction, the commission product, the transaction quantity of the commission product, and the transaction fee amount are determined as follows.

For example, if the fee transaction is a stock, one share becomes a unit quantity, and as shown in FIG. 8, the fee product is, for example, a 'Samsung Electronics' share, and the transaction fee amount is generated from the stock transaction of the fee product. The amount of the fee, which is calculated based on the transaction volume * unit fee. At this time, the lottery winnings become a part of the securities company, etc., in the commission revenue generated by the commission transaction of the commission product (for example, Samsung Electronics Co., Ltd.).

In another example, if the fee transaction is a wire transfer from a bank, assuming that a fee less than 100,000 won is 300 won, a fee less than 1 million won is 1000 won, and a fee less than 10 million won is 2000 won, As an example, what is applied to a transaction less than 100,000 won is a single 'fee product', the unit fee amount is then 300 won. Similarly, the one-time fee product is applied to the transaction of 'more than 100,000 won and less than 1 million won', and the unit fee amount is 1,000 won. Therefore, once a transaction for a fee product classified by amount occurs, the transaction quantity is "1" and the transaction fee amount is calculated by the transaction volume * unit fee.

In another example, when the commission transaction is a product brokerage, the number of products is a unit classification quantity, and as shown in FIG. 10, the commission product is, for example, a fruit called 'meron', and the transaction fee amount is Commission Amount of commission arising from brokered transactions of a commodity. It is calculated based on Transaction Quantity * Unit Fee.

The above fee transactions can be applied to stocks, bonds, financial institutions (banks, credit card companies, insurance companies, etc.), and even in financial institutions, banks' banking, Internet banking, withdrawals from ATMs, bank transfers, remittances, and insurance companies. It can be applied to various loans, credit card company's cash service, card installment, merchant sales, loan service, etc. can be variously modified and changed without departing from the spirit and scope of the present invention. Self-evident In addition, the fee transaction as described above can be applied to trade in commodities, such as agricultural products, energy, precious metals, non-ferrous metals of the commodity trading brokerage company.

In the embodiment of the present invention, the determination of the basis of the winnings is determined by the individual fee importing company and the affiliated fee importing company, and the reference decision is preferably made long before the drawing is made. However, changes may be made with the agreement of the Company until just before the draw.

In order to proceed with the drawing, a certain period of time must be set, and if the drawing conditions (amount or amount reached) are satisfied within the set drawing validity period, the drawing will be made immediately. Let it go However, if the cumulative fee income does not reach the minimum cumulative fee transaction amount set by the individual service fee importer or affiliate service fee importer after the expiration date, the draw itself may be cancelled. This is because it is preferable that the drawer proceeds from the point of time when the fee importing company generates a profit.

1 to 7 will be described in detail the commission transaction lottery management service operation in the fee import company (8, 10) according to an embodiment of the present invention.

The commission import company (8, 10) providing the commission transaction lottery service of FIG. 1 may obtain the member customer information during the commission transaction with the customer, and the obtained member customer information may be drawn through the internet (4). It is stored in the member customer fee product transaction information management storage unit 30 in the database 26 of the management server (6). In addition, the member customer information subscribed directly by the user through the homepage 22 operated by the fee transaction lottery management server 6 is also stored in the member customer fee product transaction information management storage unit 30.

The commission transaction lottery management server 6 periodically updates the member customer information updated in the member customer fee product transaction information management storage unit 30 to the commission import company through the Internet 4 as shown in step 214 of FIG. 4A. Send it. For example, when a member customer is subscribed to a financial institution 16 of the affiliate service fee import company 10 of FIG. 1, the fee transaction lottery management server 6 sends member customer information to the affiliate service fee import company 10 via the Internet 4. ) To each of the companies (12, 14, 16).

First, referring to FIG. 3, the operation of the fee import company 8 and 10 will be described. In the commission import company 8 and 10, the member periodically updated from the fee transaction lottery management server 6 in step 100 of FIG. 3. Customer information and lottery information are downloaded and stored in internal memory. This is for the member customer to immediately authenticate the membership or notify the result of the drawing.

When the member customer makes a fee transaction in the relevant fee importing company (8, 10) as in step 102 of FIG. 3, the fee importing company (8,10) uses the customer information obtained at the time of the fee transaction in step 104 of FIG. Determines whether the member customer is compared with the member customer information stored in the internal memory.

If the fee transaction customer is not a member customer in step 104, the fee importing company (8, 10) proceeds to step 106 of FIG. In step 104 of FIG. 4, if the fee transaction customer is a member customer, the process proceeds to step 108 and temporarily stores the member customer fee product transaction information including the transaction name, transaction fee amount, transaction quantity, etc. And proceed to step 110. In step 110, it is determined whether there is an updated drawing management information, for example, a drawing result or a drawing progress state, corresponding to the member customer in the internal memory. If the member customer has updated lottery management information, the process proceeds to step 112 of FIG. 3 and displays the lottery management information of the member customer. Specific example of the display of the lottery management information, for example, the display of the lottery progress, such as the result of the lottery that the member customer has won the lottery or the lottery results in a few days. Meanwhile, in step 110 of FIG. 3, if there is no lottery management information, it is determined whether there is another job selection in step 114, and if there is another job selection, the operation according to job selection is performed in step 116. For example, in response to inquiries from member customers, specific checks on the results of the lottery, the checks of the items currently being drawn by the member customers, the free gifts and discounts when the member customers win the lottery, etc. This can be something like

After performing step 112 of FIG. 3, the fee import companies 8 and 10 proceed to step 118 of FIG. 3. In step 118 of FIG. 3, it is determined whether the commission import company management server exists. If there is no fee import company management server, the process proceeds to step 120 of FIG. 3 to display fee company transaction information for each member customer including fee company information, member customer information, corresponding transaction fee amount, and transaction quantity. ) Is transmitted to the fee transaction lottery management server (6). On the other hand, if the own fee-importing company management server exists in the determination of step 118 of Figure 3, in step 122 of Figure 3 checks the fee product transaction information transmission option from the management server within the fee-bearing company. Types of fee product transaction information transmission options include immediate transmission, transmission by set period (minute, hour, daily, weekly, etc.), transmission of commission income management server operators upon request, and the like. Thereafter, the service fee importing company 8 and 10 proceeds to step 124 of FIG. 3 and deals with the member customer fee product including the fee importing company information, the member customer information, the corresponding transaction fee amount, and the transaction amount according to the transfer option. The information is transmitted to the fee transaction lottery management server 6 via the Internet 4 and stored in a database of the management server inside the fee import companies 8 and 10.

After performing step 124 of FIG. 3, the fee import companies 8 and 10 determine whether there is an information request for the latest update from the fee transaction lottery management server 6 in step 126 of FIG. 3. This means that if there is a management server inside each commission import company, commission product transaction information for each member customer is transmitted according to the transfer option, so the member customer fee transaction information stored in the commission transaction lottery management server 6 may not be updated. Because there is. If there is a request for information from the fee transaction lottery management server 6, the management server of the fee import company (8, 10) transmits the information to the fee transaction lottery management server (6) via the Internet (4).

On the other hand, if the fee information transaction of the member customer transmitted from the fee import company (8, 10) through the Internet (4) in step 120, step 124, and 128 of FIG. The lottery management server 6 performs the process of FIGS. 4A and 4B.

Referring to FIG. 4A, the fee transaction lottery management server 6 determines whether the member customer fee product transaction information is received in step 200 of FIG. 4A. If the member customer fee product transaction information is received in the judgment of FIG. 4A, the fee transaction lottery management server 6 proceeds to step 202 of FIG. 4A. As shown in FIG. 8 to FIG. 10, the member customer fee product transaction information includes fee company information, member customer information, a corresponding transaction fee amount, a transaction amount, and the like. In step 202 of FIG. 4A, the management of the registration fee import company determines whether the fee import company received using the fee company information in the member customer fee product transaction information is registered as an individual service fee import company or a member service fee import company. Check through the storage unit 28. Thereafter, the process proceeds to step 204 of FIG. 4A. In step 204 of FIG. 4A, the fee product lottery standard storage unit 32 of the database 26 reads the fee basis for each fee product from the fee import company, and accumulates the fee transaction based on the fee product lottery standard from the fee import company. It accumulates in the commission transaction accumulation value storage unit 34 of the database 26. For example, if the lottery basis of the fee transaction product is a fee amount, the transaction fee amount in the fee transaction of the member customer is stored in the cumulative fee transaction value storage unit 34. In addition, the information related to the commission product transaction of the member customer is also stored in the member customer commission product transaction information management storage (30).

Thereafter, the fee transaction lottery management server 6 determines whether the cumulative fee transaction value stored in the fee transaction accumulation value storage unit 34 in step 206 of FIG. 4A satisfies the fee product lottery condition. The detailed control flow of step 206 of FIG. 4A is the same as that of FIG. 5.

Referring to FIG. 5, in step 250 of FIG. 5, the fee transaction lottery management server 6 accesses and reads the fee product lottery reference storage unit 32 for each fee product of the database 26. If the fee product lottery standard is the transaction fee amount, it is determined in step 252 of FIG. 5 that the accumulated transaction fee amount of the fee product is more than the lottery base amount. If the fee product lottery standard is the transaction quantity, it is determined in step 254 of FIG. 5 if the accumulated transaction quantity of the fee product is more than the lottery basis quantity. Is carried out. If the fee product lottery standard is a commodity trading period, it is determined in step 256 of FIG. 5 whether the commodity transaction period of the fee product has passed the lottery base period. Conduct.

However, in the determination of steps 252, 254, and 256 of FIG. 5, if the cumulative fee transaction value stored in the fee transaction accumulation value storage unit 34 does not satisfy the fee product lottery condition, the fee transaction lottery management server 6 proceeds to step 208 of FIG. 4A. The lottery progress is newly updated so that the newly received fee product transaction information is reflected in the cumulative fee transaction value. The fee progress for each fee product is updated in the fee progress status management storage 36 for each fee product in the database 26.

After performing step 208 of FIG. 4A, the fee transaction lottery management server 6 proceeds to step 216 of FIG. 4A to determine whether the lottery validity period has elapsed. The validity period of the lottery is set to prevent the lottery from being performed for a long time because the transaction on the fee product is not performed properly. If the validity period of the lottery has not elapsed, the process returns to step 200 of FIG. 4A and the steps therefrom are performed. However, if the validity period of the lottery passes after the determination of step 216 of FIG. 4A, the flow proceeds to step 218 of FIG. 4A to determine whether the cumulative fee product transaction cumulative value is the minimum fee product transaction cumulative value. If the cumulative fee product transaction cumulative value becomes the minimum fee product transaction cumulative value, the fee transaction lottery management server 6 proceeds to step 210 and performs a drawing for the member customers corresponding to the fee transaction. However, if the cumulative value of the fee product transaction is not the minimum fee product transaction cumulative value in the determination of step 218 of FIG. 4A, the process proceeds to step 220 to invalidate the lottery for the fee product transaction.

Meanwhile, the transaction cumulative value of the commission product stored in the commission transaction accumulation value storage unit 34 satisfies the lottery condition of the commission product by the determination process as illustrated in the detailed control flow of FIG. 5 corresponding to step 206 of FIG. 4A. Fee transaction lottery management server 6 proceeds to step 210 of FIG. In step 210 of FIG. 4A, the fee transaction lottery management server 6 executes a lottery for a portion of the fee revenue of fee import companies for the member customers corresponding to the fee product. Thereafter, in step 212 of FIG. 4A, the result of the drawing is notified to the homepage 22 and the affiliated fee importing company operated by the fee transaction drawing management server 6. If there is a site directly operated by the commissioner, the commissioner will be notified.

Lottery implementation of the commission product transaction according to an embodiment of the present invention promotes mutual benefits between the customer and the fee import company as follows. In the past, the customer simply paid to the fee importer regarding various fees, but in the embodiment of the present invention, when the customer makes a transaction related to the fee, the customer naturally trades and the lottery also proceeds naturally to benefit the customer. Importers also have little to lose by paying a fraction of the commission income they have profited, but rather a device that enables more active exchanges between customers and commission importers. This is a way to benefit customers and commission importers from fees incurred by stocks, bonds, financial transactions at financial institutions, and brokerage commodities that are active in today's global economy.

Meanwhile, as shown in step 214 of FIG. 4A, the fee transaction lottery management server 6 periodically updates member customer information, lottery result, or lottery progress status in the member customer fee product transaction information management storage unit 30. It is transmitted to the commission income company through the Internet (4). Therefore, the member customers of the commission commission companies (8, 10) of the affiliated fee import companies (8, 10) immediately authenticate the membership without providing access to the commission transaction lottery management server (6) through the Internet (4), or provide a lottery result such as winning Do it.

On the other hand, if the member customer commission product transaction information is not received in the determination of step 200 of FIG. 4A, the process proceeds to step 216 of FIG. 4B. In the determination of step 216 of FIG. 4B, the fee transaction lottery management server 6 determines whether a member registration request is received. The membership registration request is mainly made by the fee import companies 8 and 10, but the user may directly request to register through the homepage 22 operated by the fee transaction lottery management server 6. If there is a member registration request, the member customer information requested for registration is registered in the member customer fee product transaction information management storage unit 30 of the database 26.

If the member registration request is not received in the determination of step 216 of FIG. 4B, it is determined whether the administrator is logged in at step 220, and if the login is performed by the administrator, the operation according to the operation selected by the manager is performed at step 222. An example of a manager's choice might include general prizes such as sending a prize to a winning member, discounting a certain amount of money, retrieving a fee product transaction history for each member, informing other events, or sending announcements. Can be. After that, when the administrator logs off, the administrator checks this in step 224 of FIG. 4B and ends the process.

Meanwhile, the member customer may access the homepage 22 operated by the fee transaction lottery management server 6 using the client terminal 2 to receive a service related to the fee transaction lottery.

Referring to FIG. 6, the member customer may access the homepage 22 and log in as a member 300 to select a job using the client terminal 2 (steps 300 to 302). Accordingly, in the homepage 22, the member customer selected operations, for example, view the results of the lottery (step 304), query the currently drawn lottery products and commission products (step 306), query the transaction progress for each fee product (step 308), their It provides a lottery service-related lottery services, such as commission product history inquiry (step 310), and other work services, such as billing receipts and sending mail (step 312). In the transaction progress rate inquiry operation for each fee product in step 308 of FIG. 6, the general or detailed information such as how much the transaction fee amount and the transaction quantity should be secured in the future, how much the transaction fee amount and the transaction quantity should be secured can be queried. Can be.

Although not shown in FIG. 6, non-member customers can also access the homepage 22 and register as a member customer. When the customer member logs off, the home page 22 checks this in step 314 of FIG. 6 and ends the process.

In addition, even a member on a dedicated site operated by each fee importing company can access the homepage 22 operated by the fee transaction lottery management server 6 using the client terminal 2, and the homepage 22 You can also log in as a member of the site dedicated to service registration fees. For example, if the name (ID) of the fee import company is written in the logon input box of the homepage 22, and the member ID and password registered in the fee import company are entered, the fee transaction lottery management server 6 performs the service in step 316 of FIG. It is determined that the user has logged in as the registration fee importer-only site member information, and proceeds to step 318 to request membership verification to the service-registered fee importer's dedicated site. Recognize that. Thereafter, the homepage 22 of the fee transaction lottery management server 6 may read his / her fee product transaction information and process according to step 302 of FIG. 6 to step 312 of FIG. 6.

In addition, members of the dedicated site operated by each fee importing company (8, 10) can use the client terminal (2) to access the homepage operated by their own fee importing company (8, 10) to perform a commission transaction lottery service. I can receive it.

Referring to FIG. 7, in detail, as shown in step 400 of FIG. 7, a fee import company is accessed by accessing a dedicated fee import company site homepage operated by an individual fee import company management server or an affiliate commission income company management server. The homepage member can log in and select the commission product transaction lottery management service operation (steps 400 to 402). Accordingly, on the exclusive website of the commission import company site, operations related to commission product lottery using member customer information and / or lottery information periodically updated from the commission transaction lottery management server 6 to the commission import company management server, for example, lottery Commission products such as viewing results (step 404), commission products currently being drawn and commission items subject to lottery (step 406), querying the transaction progress for each fee product (step 408), and viewing the details of commission products they have traded (step 410). Provide a trading draw service. It also provides other work services, such as billing receipts and sending mail (step 412). In the commission transaction progress rate inquiry operation for each commission product of step 408 of FIG. 7, the detailed or detailed information such as how much the transaction fee amount and the transaction quantity should be secured in the future, how much the transaction fee amount and the transaction amount must be secured in the future You can query

In the above description of the present invention, specific embodiments have been described, but various modifications may be made without departing from the scope of the present invention. Therefore, the scope of the present invention should not be defined by the described embodiments, but should be determined by the equivalent of claims and claims.

As described above, the present invention automatically draws around the member customers who trade the fee product automatically when all the fee products that are commissioned, if a certain amount or more than a certain number, days, weeks, months, etc. are met It can give you more winnings, and also has the advantage of attracting more commission transactions for the fee importers.

1 is a system configuration diagram for managing the lottery for transaction fee import according to an embodiment of the present invention, 1

2 is a detailed block diagram of the commission transaction lottery management server of FIG.

3 is a control flowchart of a fee import company according to an embodiment of the present invention;

4a, b is a control flowchart of the fee transaction lottery management server according to an embodiment of the present invention;

FIG. 5 is a detailed control flowchart of operation 206 of FIG. 4;

6 is a control flowchart of a member customer homepage operated by a site of a commission transaction lottery management server according to an embodiment of the present invention;

7 is a control flowchart of a dedicated homepage operated by a commission income company according to an embodiment of the present invention;

8 to 10 is an exemplary view showing a member customer commission product transaction information format.

<< Explanation of symbols for main part of drawing >>

6: commission transaction lottery management server 8: individual service commission import company

10: Member service fee importer 20: Control management department

22: Homepage 26: Database

Claims (10)

In a commission transaction lottery management method in the commission transaction lottery management server in a system having a commission transaction lottery management server for communicating fee commission companies, the commission income companies with the commission import lottery management, Register the fee importers who requested fee transaction lottery management among the fee importers as service fee importers and manage the lottery criteria by service fee importers and fee products and the member customer information of the service fee importers. Storing it in a database on the server, Upon receiving transaction information of a member customer fee product including at least member customer information in accordance with a fee transaction with a member customer at a registered service fee import company, the member is based on the lottery criteria for each service fee import company and fee product stored in the database. Accumulating the fee transaction value included in the customer fee product transaction information in the database; If the cumulative fee transaction value of the fee product accumulated in the database satisfies the fee product lottery criteria of the service fee importing company, a predetermined portion of the fee income of the fee import companies is paid to the member customers corresponding to the fee product. The fee transaction lottery management method comprising the process of performing the lottery. The method of claim 1, wherein the member customer fee product transaction information comprises fee company information, member customer information, transaction fee amount of the member customer, and transaction quantity information. The method according to claim 2, wherein the fee transaction value is one determined based on the lottery criteria for each fee product for each fee-importing company among the transaction fee amount and transaction quantity information. The fee transaction lottery management according to claim 1, wherein the lottery basis for each service fee-importing company and each commission product is one selected by the service fee-importing company among the transaction fee amount of the fee product and the transaction volume of the fee product. Way. The service fee import company of claim 4, wherein the service fee import company is an individual service fee import company in which one fee import company is a lottery service independently from a member customer, and a plurality of fee import companies are affiliated to draw a lottery service to a member customer. Fee transaction lottery management method characterized in that consisting of. In the commission transaction lottery management method in the commission import company in a system having a commission transaction lottery management server for communicating with the fee import companies, the fee import companies and the lottery for fee transactions in the system, The commission transaction by sending the commission customer transaction information, including commission company information, member customer information, transaction fee amount of the member customer, transaction quantity for the member customer to the commission transaction lottery management server through the Internet A first process for the lottery management server to manage the lottery service in accordance with the demand of the fee import company; A second process of downloading lottery information related to lottery service management received from the purchased article lottery management server through the Internet and storing the lottery information in an internal memory; And a third process of providing lottery information stored in the internal memory to the member customer. 7. The method of claim 6, wherein the third process is to notify the member customer of the lottery information using a website exclusively for fee import companies or directly to a member customer when a fee transaction is made. The fee import company of claim 6, wherein the fee import company is an affiliate service fee import company in which one fee import company is a lottery service to a member customer, and an individual service fee import company which is lottery service to a member customer. Fee transaction lottery management method characterized in that consisting of. In the fee transaction lottery management method, The process of drawing a lottery for the members who participated in the achievement of the target cumulative transaction amount or the target cumulative transaction amount set by the fee importers; The fee transaction lottery management method characterized in that the process of returning to the members selected by the lottery for a portion of the fee revenue of the fee import companies. 10. The method of claim 9, wherein the commission import company is a company that obtains commission income as income through at least online and offline commission transactions generated by stocks, bond transactions, financial institutions, and intermediaries.