KR20040026037A - System and method for represent and notice service of reporting the loss of credit/cash/debit card and tangible properties - Google Patents

Abstract

PURPOSE: A system and a method for a service to notify loss/robbery of properties and report the loss of a financial transaction card as a proxy are provided to report the loss of the financial card to each financial organization as the proxy based on each financial card information registered to an operator side when a user requests a loss report agent service. CONSTITUTION: The user terminals(200) output the financial cards and properties information inputted from the user to a server computer(300), output the data for reporting the loss and notifying the loss/robbery inputted from the user to the server computer after service registration, and receive a processing result from the server computer. The server computer performs the service registration by storing the financial card and the properties information in a database, outputs the loss reporting data of the financial card or processes the loss/robbery notification, and receives the processing result from each financial organization computer(500). A certification organization computer(400) performs the electronic certification if the certification request data of the user is inputted from the server computer.

Description

System and method for represent and notice service of reporting the loss of credit / cash / debit card and tangible properties}

The present invention relates to a lost report agency and a lost / stolen notice service system and method.

More specifically, in response to a request for the loss report agency of a user who holds a financial transaction card, the operator side of the financial transaction card is applied to each financial institution based on the information of each financial transaction card registered when the user applies for the use of the loss report agency service. Lost report on behalf of the financial transaction card to handle the lost / stolen notice of loss and theft of the specific type of goods selected by the user in accordance with the user's request for loss / theft notice The present invention relates to a system and a method for providing a lost / stolen notice of tangible goods.

Recently, due to the rapid settlement of the credit society, adults have more than two credit cards on average, and they also have various financial transaction cards such as cash cards and loan cards. Accordingly, each user is increasingly accustomed to possessing various financial transaction cards rather than carrying cash.

In addition, the nation is actively encouraging users to use credit cards by mandating credit card affiliates with a certain number of service providers as part of a transparent tax payment policy.

However, since the users who have each of the conventional financial transaction cards as described above possess various types of financial transaction cards, it is not easy to remember the card number or financial institution contact information of each financial transaction card. When the card is lost, it is very embarrassing to fail to perform a quick and complete loss report processing.

In the case of losing various financial transaction cards, the user can handle the loss report through the card number and the financial institution's contact information, or the contact information of the financial institution through the information telephone (for example, 114). After confirming that the loss report has to be processed, a lot of time and effort was required for the loss report, and since the loss notification process is usually guided by a mechanical sound, there was a very unsatisfactory problem from the user's point of view.

On the other hand, in recent years due to the explosive spread of the Internet, many users are actively using the Internet, and among them, the number of e-commerce sites is increasing significantly.

Some of the e-commerce sites described above may sell used goods according to the needs of users, or provide services for exchanging used goods owned by users in addition to the sale of various new products.

However, conventionally, when performing the electronic commerce of used goods as described above, there was no way for the trading parties to check whether the used goods are defective, so if the used goods traded are stolen goods, There was a problem that can cause great damage.

The purpose of the present invention, in order to solve the above-mentioned problems, in accordance with the request for the loss report of the user holding a variety of financial transaction cards, such as credit card, cash card, loan card, the corresponding user to apply for the loss report agency service use Providing a system and method for reporting loss and theft / tangible goods of financial transaction cards to handle the loss report of financial transaction card to each financial institution based on each financial transaction card information registered by the city. have.

Another object of the present invention is to handle the loss / theft notification of a particular type of goods selected by the user among the various types of goods information registered by the user in response to the request for the loss / theft notice of the general user to be cautious in dealing with the type of goods The present invention provides a system and method for reporting loss / theft of tangible goods and providing loss reporting the financial transaction card.

Another object of the present invention, the financial institution receiving the financial transaction card loss report of the specific user from the operator on behalf of the financial transaction card loss report to the user using the financial transaction card according to the result of the lost report agency To provide a system and method for reporting loss / stolen of tangible goods and acting as a loss report agent of a financial transaction card so as to confirm that the loss report has been made.

Still another object of the present invention is to provide a contact number of each financial institution that should perform a loss report to the user who requested the loss report agent when the operator cannot handle the loss report agent of the financial transaction card according to a specific user's request. The present invention provides a system and method for reporting loss / theft of tangible goods and acting as a loss report agent of a financial transaction card that allows a user to directly handle a loss report.

Figure 1 is a block diagram schematically showing the configuration of the loss notification theft of the financial transaction card and tangible goods service system according to the present invention,

2 is a block diagram showing in detail the configuration of the server computer of FIG.

Figure 3 is a flow chart illustrating in detail the operation of the lost report agent and the lost / stolen notice service method of tangible goods according to the present invention,

4 to 7 are flowcharts showing in detail the operation of each subroutine of FIG.

Explanation of symbols on the main parts of the drawings

100: network communication network 200: user terminal

300: server computer 310: data communication unit

320: control unit 330: database unit

340: Loss / Stolen Notification Unit 400: Certification Authority Computer

500: financial institution computer

In order to achieve the above objects, the present invention provides a lost / stolen notification service system for a financial transaction card and a lost / stolen notification system for tangible goods, including: a network communication network for connecting data to a plurality of unspecified communication lines; The new member registration or login data input by the user is output to the server computer according to the request of the server computer connected through the network communication network, and the loss report agent and the loss / reception / at the request of the user with the financial transaction card or tangible goods Receives the form data for registration of theft notification service from the server computer, and outputs various financial transaction cards and tangible goods information for the loss reporting agent entered by the user according to the form data and the registration of the loss / theft notification service to the server computer, Lost Report The lost report or lost / stolen notice request data entered by the user who lost / stolen financial transaction card or tangible goods after registering the lost / stolen notice service is printed on the server computer, and the financial transaction card of the server computer is lost. Loss report processing result data according to report agency A plurality of user terminals that receive input from a financial institution computer or process result data according to a lost / stolen notice of tangible goods from a server computer; Based on the new member registration or login data inputted from the user terminal connected through the network communication network, the certification authority computer processes the electronic authentication of the user, and upon request of the user terminal, the loss notification agent and the loss / theft notification service registration Outputs predetermined form data for the corresponding user terminal, and stores various financial transaction cards and tangible goods information for registering the lost reporting agent and the lost / stolen notification service inputted from the user terminal in the database, and the lost report agent and lost / When theft notification service is registered and lost report or lost / stolen notice data is input from a specific user terminal, various financial transaction card information registered by the user is extracted from the database, and then communication is connected with each financial institution computer based on the data. Can To output the loss report data of the financial transaction card requested by the user, or to extract the various types of goods information registered by the user from the database, and to handle the loss / theft notice of the specific type of goods selected by the user, A server computer for receiving the loss report processing result data of the transaction card; A certification authority computer that outputs the authentication result to the server computer after performing the electronic authentication of the user when the authentication request data of the specific user is input from the server computer; The financial transaction card loss report of the user is processed based on the financial transaction card loss report data of the specific user inputted from the server computer which has been connected through the network communication network, and the financial transaction card loss report processing result data is stored in the corresponding user terminal and And a plurality of financial institution computers output to the server computer.

In addition, the lost reporting agent and the lost / stolen notification service method of the tangible goods of the financial transaction card according to the present invention, (1) a new member registration or login data input from the user terminal connected through a network communication network from the server computer Processing electronic authentication of the corresponding user through a certification authority computer based on this; (2) At the request of the user terminal that has performed electronic authentication at the server computer, provide predetermined form data for registration of the loss report agency service of the financial transaction card and registration of loss / stolen notice of tangible goods, and is inputted from the user terminal. Storing the financial transaction card information and tangible goods information for registering the loss report service in a database to perform the loss report agency and the loss / stolen notice service registration; (3) When a lost report or lost / stolen notice request data is inputted from a specific user terminal that has performed a lost report agent and a lost / stolen notice registration on a server computer, various financial transaction card information registered by the user stored in the database is stored. Based on the communication connection with each financial institution computer, the loss report data of the financial transaction card requested by the user is output to each financial institution computer to handle the loss report or provide the type goods registered by the user to the user terminal. Processing a loss / theft notification of the type goods selected by the user; (4) Based on the financial transaction card loss report data of the specific user inputted from the server computer, the financial institution computer processes the loss report of the financial transaction card held by the user, and the lost report processing result data of the user terminal and server computer. Characterized in that the process including the output to.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT Hereinafter, a lost notification agent and a lost / stolen notification service system and method for a lost transaction of a financial transaction card of the present invention will be described in detail.

Figure 1 is a block diagram schematically showing the configuration of the loss reporting agent and the loss / theft notification service system of the financial transaction card according to the present invention.

As shown, the network communication network 100 is a communication network such as a wired / wireless internet, and includes a plurality of user terminals 200, a server computer 300, a certificate authority computer 400, and a plurality of financial institution computers 500. Connect the communication lines of each other so that data communication related to the financial transaction card loss report agency service is performed.

The plurality of user terminals 200 are devices, such as a personal computer or a portable terminal supporting wireless Internet, which support the financial transaction card loss report agency and the loss / theft notification service through the network communication network 100 according to a user's operation. Performs a communication connection to the server computer 300, and outputs the new member registration or login data input by the user to the server computer 300 at the request of the server computer 300 connected to the communication, the financial transaction card or type goods According to the request of the user who owns the company, enter the prescribed form data (financial transaction card information such as financial transaction card type, card number, etc.) or the manufacturing number of the type of goods held Form data for inputting, etc.) is received from the server computer 300.

Further, the plurality of user terminals 200 server various financial transaction cards and tangible goods information for registering a loss report and a lost / stolen notice service input by a user according to predetermined form data provided from the server computer 300. Output the lost report or lost / stolen request data inputted by the user who lost / stolen the financial transaction card or tangible goods after registering the lost report and registering the lost / stolen notice service to the server computer 300 to the server computer 300. Outputs the received loss report processing result data according to the loss report agent of the financial transaction card of the server computer 300 from the respective financial institution computer 500 or the processing result data according to the notice of loss / theft of tangible goods It is input from the server computer 300.

The server computer 300 requests a new member registration or member login to a specific user terminal 200 connected through a network communication network 100 and authenticates based on the new member registration or login data input from the user terminal 200. Process the electronic authentication of the user through the institution computer 400, and outputs the predetermined form data for the loss report agency and the registration of lost / stolen notice service to the user terminal 200 at the request of the user terminal 200 In addition, various financial transaction cards and tangible goods information for registering the lost reporting agent and the lost / stolen notice service input from the user terminal 200 are stored in the database to perform the lost report agent and the lost / stolen notice service registration.

In addition, the server computer 300, if the loss report or lost / stolen notice data is input from the user terminal 200 in accordance with the operation of the specific user that performed the lost report agent and the loss / theft notification service registration, the various registered by the user After extracting the financial transaction card information from the database and performing communication connection with each financial institution computer 500 based on the corresponding data, the loss report data of the financial transaction card requested by the user is output, or various types of goods information registered by the user are displayed. After extracting from the database to provide to the user terminal 200 to handle the loss / theft notification of the particular type of goods selected by the user, and receives the financial transaction card loss report processing result data of the specific user from each financial institution computer 400 .

In addition, the server computer 300 described above, by performing a communication connection to the financial institution computer 500 in accordance with the loss report request data input from the specific user terminal 200 to represent the loss of the financial transaction card of the user When the loss report agent is not effectively made due to a communication failure, etc., each of the messages to be performed on the lost user agent 200 requesting the loss report and the loss report stored in the database should be performed. Provides the contact information of financial institutions to provide services so that users can directly handle the loss report. At this time, the server computer 300 may provide the user terminal 200 with contact information of each financial institution that issued the financial transaction card possessed by the user when the specific user registers the loss report agency service. .

The certification authority computer 400 performs electronic authentication of the user according to the authentication request data based on the login data and the personal information of the specific user inputted from the server computer 300 connected through the network communication network 100. The electronic authentication processing result data is output to the server computer 300.

The plurality of financial institution computers 500 immediately report the loss of the financial transaction card of the corresponding user based on the financial transaction card loss report data of the specific user inputted from the server computer 300 which performed the communication connection through the network communication network 100. And outputs the financial transaction card loss report processing result data to the user terminal 200 and the server computer 300.

In this case, when notifying the user of the financial transaction card loss report processing result data in the plurality of financial institution computer 500 described above, it is most preferable to notify the user in a form of a text or voice message to the portable terminal possessed by the user. In addition, the financial transaction card loss report processing result data can be notified to the e-mail address specified by the user.

2 is a block diagram showing in detail the configuration of the server computer 300 of FIG.

As shown, the data communication unit 310 is the agent of the specific user terminal 200 and the user's electronic authentication, the financial report of the financial transaction card and communication type connected through the network communication network 100 under the control of the control unit 320 Registration of lost / stolen service of goods, loss report or lost / stolen notice request, resultant input / output of the result data for processing of lost / stolen notice, and authentication through the network communication network 100 under the control of the control unit 320 The communication connection with the institution computer 400 is performed to perform input / output of data for electronic authentication processing of a specific user, and to communicate with each financial institution computer 500 through the network communication network 100 under the control of the controller 320. Access is performed to input / output data on the loss report processing and the loss report processing result of the financial transaction card requested by a specific user.

The control unit 320 controls the new member registration or member login of the corresponding user based on the data input from the specific user terminal 200 through the data communication unit 310, and performs the member login. Controlling the electronic authentication process, and the financial transaction card loss report agent including the financial transaction card type, card number, etc. inputted from the specific user terminal 200 on which the electronic authentication was performed, and the loss / theft of various types of goods information. Control the storage of notification service registration data.

In addition, the controller 320 registers a lost report or a lost / stolen notification request data from a specific user terminal 200 that has performed the lost report agent and the lost / stolen notification service through the data communication unit 310. After the various financial transaction card information is extracted from the database unit 330, the communication connection with each financial institution computer 500 is controlled based on the corresponding data, and the lost report data of the financial transaction card requested by the corresponding user to each financial institution computer 500. Control the outputting of the information, or extract the various types of goods registered by the user from the database unit 330 and control the loss / theft notification of the specific type of goods selected by the user and at the same time the loss / theft notification processing of the type goods The result data is controlled to be output to the corresponding user terminal 200, and each gold is transmitted through the data communication unit 310. Inputted from the engine computer 500 controls the storage of specific users of the financial transaction card loss report processing result data.

The database unit 330 stores the personal information of each user performing new member registration and the contact information of each financial institution under the control of the control unit 320, and uses each user to use the loss report agent and the lost / stolen notice service. It stores the registration information for the loss report on the financial transaction card including the various financial transaction cards, card numbers, and the like, and the lost / stolen notification service of tangible goods, and finances a specific user input from each financial institution computer 500. It stores the transaction card loss report processing result data and the result of the loss / theft notification processing of a specific type of goods requested by the user.

The loss / theft notification processing unit 340 processes the loss / theft notification by registering the lost and theft information of a specific type of goods requested by the user who performed the loss / theft notification service registration under the control of the control unit 320. In other words, general users can easily identify that certain types of goods are lost to prevent them from being damaged during the trading of used goods.

Next, an embodiment of a lost report proxy and a lost / stolen notification service method of tangible goods according to the present invention configured as described above will be described in detail with reference to FIGS. 3 to 7.

3 to 7 is a flow chart illustrating in detail the operation of the lost report agent and the loss / theft notification service method of tangible goods according to the present invention.

First, a new member registration or login input from a user terminal 200 that is connected through a network communication network in a server computer 300 that provides a loss report on behalf of a financial transaction card and a lost / stolen notice of tangible goods. The electronic certificate of the user is processed through the certification authority computer 400 based on the data (S100).

In detail, the server computer 300 requests a new member registration or a member login to a specific user terminal 200 that performs communication access through the network communication network 100 (S110), and the corresponding user terminal 200. It is determined whether new member registration selection data is input or login data is input (S120).

As a result of determination, when new member registration selection data is input from the corresponding user terminal 200, the server computer 300 outputs predetermined form data for new member registration to the corresponding user terminal 200 (S130), and the user terminal ( The new member registration data input from the 200 is stored in the database unit 330 to process the new member registration and request for reconnection (S140).

When the login data of the ID and password is input from the user terminal 200 as a result of the determination of step S120, the server computer 300 connects to the authentication authority computer 400 through the network communication network 100. After proceeding (S150), the user inputs the login data and the personal information registered when the user registers a new member and requests electronic authentication processing (S160).

Subsequently, the server computer 300 processes member access of the user based on the electronic authentication result of the user input from the certification authority computer 400, and initial data (for example, loss of a financial transaction card) for service use. Information service, such as report agency and lost / stolen notice of tangible goods) is output to the corresponding user terminal (200) (S170).

After performing the electronic authentication of the user performing the login through the above-described process (S100), the server computer 300 at the request of the user terminal 200 report the loss of the financial transaction card registration service and the loss of tangible goods Providing predetermined form data for registration of theft / theft notice, and storing various financial transaction card information and tangible goods information for registering the loss reporting agency service inputted from the user terminal 200 in the database unit 330 And performing a lost / stolen notice registration (S200).

In detail, the server computer 300 determines whether the loss reporting agent and the loss / theft notification service registration request data are input from the specific user terminal 200 confirming initial data for service use (S210). When the lost report agent and the lost / stolen notice service registration request data is input from the user terminal 200 outputs the predetermined form data for the lost report agency and the lost / stolen notice service registration to the corresponding user terminal 200 (S220). .

Subsequently, the server computer 300 receives various financial transaction card information for registering a lost report and a lost / stolen notice service from the user terminal 200 provided with predetermined form data for registering the lost report service (for example, It is determined whether each financial transaction card type, card number, expiration date, password, etc. possessed and type goods information (eg, electronic product serial number, vehicle chassis number, etc.) are input (S230).

As a result of determination, when various financial transaction card information for registering a loss report agency service and various types of goods information for loss / stolen notice are input from the corresponding user terminal 200, the server computer 300 is inputted from the user terminal 200. It is determined whether there is an abnormality in various financial transaction card information for registering a loss report agency service and various types of goods information for registering a lost / stolen notice (S240). In other words, it is to check whether all information necessary for registration of the loss report agency service of the financial transaction card and the registration of the loss / theft notice of tangible goods is accurately written.

As a result of the determination, if there is an abnormality in the various financial transaction card information for registering the lost report agency service input from the corresponding user terminal 200 and various types of goods information for registering the lost / stolen notice, the server computer 300 determines the corresponding user terminal ( In step 200, a request is made to correct data in which an abnormality has occurred (S250).

In addition, as a result of the above-described determination (S240), if there is no abnormality in the various financial transaction card information for registering the loss report agency service input from the corresponding user terminal 200 and various types of goods information for the loss / theft notification, the server computer 300 stores various financial transaction card information for registering the lost report agent service input from the user terminal 200 and various types of goods information for registering the lost / stolen notice in the database unit 330 for the lost report agent and the lost. / Theft notification service registration (S260).

Now, after performing the loss reporting agent service registration of the various financial transaction cards provided by the user and the loss / theft notification of tangible goods through the above-described process (S200), the server computer 300 is the lost report agent and lost / Each financial institution based on various financial transaction card information registered by the corresponding user stored in the database unit 330 according to the lost report or the lost / stolen notification request data inputted from the specific user terminal 200 that has registered the theft notification service. After the communication connection with the computer 500, the loss report data of the financial transaction card requested by the user is output to each financial institution computer 500 to process the loss report agent or the type goods information registered by the corresponding user terminal 200 ) And then handle the lost / stolen notice of the particular type of goods selected by the user (S300).

In detail, the server computer 300 determines whether the loss reporting agent request data is input or the loss / theft notification request data is input from a specific user terminal 200 that has performed the loss reporting agent and the loss / theft notification service registration. Determine (S310).

As a result of determination, if the loss report request data is input from the user terminal 200, the server computer 300 extracts the financial transaction card information registered for the loss report agency service from the database unit 330 (S320), and On the basis of various financial transaction card information registered by the user, a communication connection is performed with each financial institution computer 500 to perform a loss report through the network communication network 100 (S330).

In addition, the server computer 300 determines whether the communication connection with each financial institution computer 500 to which the loss report is to be performed through the network communication network 100 proceeds normally (S340).

As a result of the determination, when the communication connection with each financial institution computer 500 proceeds normally, the server computer 300 reports the lost report data of the specific financial transaction card requested by the user to each financial institution computer 500 that is connected to the communication institution (of the financial transaction card). Information, such as a portable terminal number or an e-mail address for receiving the lost report processing result data) to output the financial transaction card requested by the user in the financial institution immediately (S350).

However, when the lost / stolen notification data is input from the user terminal 200 as a result of the determination in step S310, the server computer 300 stores the type goods information registered by the user for the lost / stolen notification service. After extracting at 330 and outputting to the corresponding user terminal 200 and requests the selection of lost / stolen type goods (S360).

Thereafter, the server computer 300 determines whether a specific type of lost or stolen product is selected from the corresponding user terminal 200 (S370), and when a specific type of lost or stolen product is selected from the corresponding user terminal 200, The information of the type goods selected by the corresponding user is registered on the web and the lost / stolen notice is performed (S380).

After performing the loss / theft notification of the lost / stolen specific type of goods, the server computer 300 outputs the lost / stolen notification processing result of the specific type of goods registered on the web to the corresponding user terminal 200 (S390).

On the other hand, if the communication connection to each financial institution computer 500 is not normally performed as a result of the above-described determination (S340), the server computer 300 for the loss report agency service to provide to the corresponding user requesting the loss report agency Create a message (S342), and extracts the contact information of each financial institution that the corresponding user stored in the database unit 330 should perform the loss report (S344).

The server computer 300 outputs a message indicating that the loss reporting agency service is not available to the corresponding user terminal 200 that has performed the financial transaction card loss report request, and at the same time, reports the loss so that the user can directly perform the loss report. The contact information of each financial institution to be performed is output and the service is terminated (S346).

As described above, the server computer 300 outputs the lost report data of the financial transaction card to each financial institution computer 500 in response to the user's request through the above-described process (S300), and proceeds with the loss report process or selects the user. After processing the loss / theft notification of a specific type of goods, the financial institution computer 500 reports the loss of the financial transaction card possessed by the user based on the financial transaction card loss report data of the specific user inputted from the server computer 300. Process and output the lost report processing result data to the user terminal 200 and the server computer 300 (S400).

In detail, each financial institution computer 500 that issues various financial transaction cards to users determines whether the financial transaction card loss report data of a specific user is input from the server computer 300 (S410).

As a result of determination, when the financial transaction card loss report data of a specific user is input from the server computer 300, the financial institution computer 500 confirms the financial transaction card loss report data of the specific user input from the server computer 300, and then Processes the loss report of the financial transaction card possessed by the user (S420).

After performing the financial transaction card loss report processing of a specific user, the financial institution computer 500 generates the lost report processing result data of the financial transaction card in the form of text and voice messages, the corresponding user terminal 200 and the server computer ( 300 and ends the service (S430).

As described above, according to the service system and method for reporting loss of the financial transaction card and the loss / theft notification of tangible goods according to the present invention, a user who possesses various financial transaction cards may report the loss on the server computer side with only one loss report. By promptly handling the loss report of all registered financial transaction cards, if the card is lost, the loss report can be made by using the separate card number or the financial institution's contact information, or contact information on the financial institution by using the information telephone. After checking the first, there is an effect that can quickly and accurately handle the loss report without the need to perform a loss report.

In addition, when a user with various types of goods requests a loss / stolen notice, the server computer promptly announces the lost / stolen notice of the type goods registered by the user on the web, so that general users performing second-hand goods transactions are lost / Based on the information of various types of goods that have been reported stolen, there is an effect that it is possible to carry out the trading of used goods more safely.

Herein, while the present invention has been described with reference to the preferred embodiments, those skilled in the art will variously modify the present invention without departing from the spirit and scope of the invention as set forth in the claims below. And can be changed.

Claims (9)

A network communication network which connects a plurality of unspecified communication lines to perform data communication with each other; The new member registration or login data input by the user is output to the server computer according to the request of the server computer connected through the network communication network, and the loss report agent and the loss are made at the request of the user with the financial transaction card or tangible goods. Receive form data from the server computer for registration of theft / stolen notice service, and output various financial transaction cards and tangible goods information for the registration of the loss report entered by the user according to the form data and registration of the lost / stolen notice service to the server computer. , Lost Reporting Agent and Lost / Stolen Notification Service After registration of the lost / stolen financial transaction card or tangible goods, the lost report or lost / stolen notice data entered by the server computer are outputted to the server computer. The lost report processing result data according to the lost report agency is applicable. A plurality of user terminals that receive input from each financial institution computer or processing result data from the server computer according to the notice of loss / theft of tangible goods; Based on the new member registration or login data inputted from the user terminal connected through the network communication network, the authentication authority computer processes the electronic authentication of the user, and upon request of the user terminal, loss reporting agent and loss / theft notification service Outputs predetermined form data for registration to the corresponding user terminal, and stores various financial transaction cards and tangible goods information for registering the lost reporting agent and the lost / stolen notification service inputted from the user terminal in the database. After registering the lost / stolen notice service, if the lost report or the lost / stolen notice request data is input from a specific user terminal, various financial transaction card information registered by the user is extracted from the database, Communication It performs the connection and outputs the loss report data of the financial transaction card requested by the user, or extracts various types of goods information registered by the user from the database and handles the loss / theft notice of the specific type of goods selected by the user. A server computer which receives data from the computer for processing the lost report of the financial transaction card; An authentication authority computer that outputs an authentication result to the server computer after performing electronic authentication of the user when the authentication request data of a specific user is input from the server computer; And The financial transaction card loss report of the user is processed based on the financial transaction card loss report data of the specific user inputted from the server computer which has communicated through the network communication network, and the financial transaction card loss report processing result data is applied to the corresponding user terminal. And a plurality of financial institution computers output to the server computer, and the lost / theft notification service system for the loss reporting agent and tangible goods of the financial transaction card. The method of claim 1, wherein the server computer, Under the control of the control unit, the specific user terminal and the electronic authentication of the user connected through the network communication network, the act of reporting the loss of the financial transaction card and the loss / theft notification service of tangible goods, the loss notification or the request of the loss / theft notification, and the loss / Input and output of the result data for the processing of the notice of theft, and performs a communication connection with the authentication authority computer through the network communication network under the control of the control unit to perform data input and output for electronic authentication of a specific user, control of the control unit A data communication unit performing communication connection with each financial institution computer through the network communication network to perform input / output of data on the loss report processing and the loss report processing result of the financial transaction card requested by a specific user; Control new member registration or member login based on data input from a specific user terminal through the data communication unit, control electronic authentication through a certification authority computer of a corresponding user performing member login, and perform specific authentication Control the storage of financial transaction card loss reporting agent including financial transaction card type, card number, etc. inputted from the terminal, and storage of service registration data for the loss / theft notification of various types of goods information, and lost from a specific user terminal through the data communication unit. When report or lost / stolen notice data is input, various financial transaction card information registered by the user is extracted from the database unit, and the corresponding user requests to each financial institution computer by controlling communication access with each financial institution computer based on the data. Lost Financial Transaction Card It controls the output of high data or extracts the information of various types of goods registered by the user from the database, and then controls the output of the lost / stolen notice processing and the lost / stolen notice processing result data of the specific type goods selected by the user. A control unit controlling the storage of the financial transaction card loss report processing result data of a specific user inputted from the financial institution computer through the communication unit; Under the control of the controller, various financial transaction cards entered by each user to store personal information of each user performing new member registration and contact information of each financial institution, and to use the loss reporting agent and the loss / theft notification service, Lost / Stolen service registration data of financial transaction cards including card number and loss / stolen notice of tangible goods are stored, and the result of lost report processing input from each financial institution computer and the loss / theft of certain types of goods requested by the user A database unit for storing the notification processing result; And And a lost / stolen notice processing unit configured to process the lost / stolen notice by registering the lost and theft information of a specific type of goods requested by the user who performed the lost / stolen notice registration under the control of the controller. Loss / Stolen Notification System for Lost and Stolen Goods of Financial Transaction Cards The method of claim 1, wherein the server computer, When the loss reporting agent is not performed when the communication connection is made to the financial institution computer according to the loss report request data inputted from a specific user terminal, and the loss report of the financial transaction card of the user is performed, It provides the user with the message that the loss report is not possible to the corresponding user terminal requesting the loss report and the contact information of each financial institution that should perform the loss report stored in the database so that the user can process the loss report directly. Loss / Stolen Notification Service System for Lost Reporting and Loss of Tangible Goods. (1) processing the electronic authentication of the corresponding user through the certification authority computer on the basis of the new member registration or login data input from the user terminal connected through the network communication in the server computer; (2) At the request of the user terminal that has performed electronic authentication at the server computer, provide predetermined form data for registration of the loss report agency service of the financial transaction card and registration of loss / stolen notice of tangible goods, and is inputted from the user terminal. Storing the various financial transaction card information and tangible goods information for registering the loss report agency service in a database to perform the loss report agency and the loss / stolen notice service registration; (3) When a lost report or lost / stolen notice request data is inputted from a specific user terminal that has performed a lost report agent and a lost / stolen notice registration on a server computer, various financial transaction card information registered by the user stored in the database is stored. Based on the communication connection with each financial institution computer, the loss report data of the financial transaction card requested by the user is output to each financial institution computer to handle the loss report or provide the type goods registered by the user to the user terminal. Processing lost / stolen notices of tangible goods selected by the user; And (4) Based on the financial transaction card loss report data of the specific user inputted from the server computer, the financial institution computer processes the loss report of the financial transaction card held by the user, and the lost report processing result data of the user terminal and server computer. Loss / Stolen notification method for the agent for reporting loss of financial transactions and tangible goods, characterized in that the process comprising the output to the. The method of claim 4, wherein the process (1), (1-1) requesting a new member registration or member login from a server computer to a specific user terminal which has made a communication connection through a network communication network; (1-2) determining whether new member registration selection data or login data is input from the corresponding user terminal in the server computer; (1-3) when the new member registration selection data is input from the user terminal as a result of the determination, outputting predetermined form data for new member registration from the server computer to the corresponding user terminal; (1-4) processing new member registration by storing new member registration data input from the corresponding user terminal at a server computer and requesting reconnection; (1-5) when the login data is input from the user terminal as a result of the determination in step (1-2), performing communication connection from the server computer to the authentication authority computer through a network communication network; (1-6) requesting an electronic authentication process by outputting login data input by the user and personal information of the corresponding user from the server computer to the authentication authority computer which has performed the communication connection; And (1-7) processing the member access of the user based on the electronic authentication result of the user input from the certification authority computer in the server computer, and outputting initial data for service use to the user terminal. Loss / Stolen Notification Service for Lost Reporting Agents and Tangible Goods of Financial Transaction Cards The method of claim 4, wherein the process (2), (2-1) determining whether a loss report agent and a loss / stolen notice service registration request data are input from a specific user terminal which has confirmed initial data for service use in the server computer; (2-2) As a result of the determination, if the loss reporting agent and the lost / stolen service registration request data are input from the user terminal, the predetermined form data for the lost report agent and the lost / stolen notification service registration is sent from the server computer to the corresponding user terminal. Outputting; (2-3) determining whether various financial transaction card information and tangible goods information are input from the corresponding user terminal on the server computer for registering the lost report and registering the lost / theft notification service; (2-4) As a result of the determination, when various financial transaction card information for registering a loss reporting agency service and various types of goods information for loss / theft notification are input from the corresponding user terminal, the loss reporting agency service input from the user terminal on the server computer Determining whether there is an error in various financial transaction card information for registration and various types of goods information for registration of loss / stolen notice; (2-5) As a result of the determination, if there is an error in the various financial transaction card information for registering the lost report agency service input from the corresponding user terminal and various types of goods information for registering the lost / stolen notice, the server computer fails to the corresponding user terminal. Requesting correction of this generated data; And (2-6) As a result of the determination in step (2-4), if there is no abnormality in the various financial transaction card information for registering the lost report agency service input from the user terminal and various types of goods information for the loss / theft notification, the server Loss report agency and loss / theft notification service registration is performed by storing various financial transaction card information for registering the loss report agency service input from the user terminal on the computer and various types of goods information for the registration of loss / stolen notice. Loss report the agency of the financial transaction card, characterized in that the step comprising the lost / stolen notice service of tangible goods. The method of claim 4, wherein the process (3) (3-1) determining whether the loss report proxy request data or the loss / theft notice request data is input from a specific user terminal that has performed the loss report agent and the loss / theft notification service registration on the server computer; (3-2) if the lost report agency request data is input from the user terminal as a result of the determination, extracting, from the database, the financial transaction card information registered by the user for the lost report agency service in the database unit; (3-3) in the server computer, performing communication connection with each financial institution computer to perform a loss report on the network communication network based on various financial transaction card information registered by the user; (3-4) determining whether communication connection with each financial institution computer is normally progressed through the network communication network at the server computer; (3-5) As a result of the determination, if communication connection with each financial institution computer proceeds normally, the report of the lost transaction data of the financial transaction card requested by the user is output from the server computer to each financial institution computer connected to the communication institution, and the user Allowing the loss report of the requested financial transaction card to be made; (3-6) If the lost / stolen notification data is input from the user terminal as a result of the determination in step (3-1), the database unit extracts the type goods information registered by the user for the lost / stolen notification service from the database unit. Outputting to the corresponding user terminal and requesting selection of lost / stolen type goods; (3-7) determining whether a particular type of lost / stolen product is selected from the corresponding user terminal at the server computer; (3-8) if a specific type of lost / stolen goods is selected from the user terminal as a result of the determination, registering information of the type goods selected by the corresponding user on the web and performing the lost / stolen notice; And (3-9) Loss reporting agent of financial transaction card and loss of tangible goods, comprising the step of outputting the result of the loss / theft notification processing of a particular type of goods registered on the web by the server computer to the corresponding user terminal; Theft notice service method. 8. If the communication connection to each financial institution computer does not proceed normally as a result of the determination of step (3-4), (3-4-1) generating a message indicating that the lost report agency service is not available to the corresponding user who requested the lost report agent on the server computer; (3-4-2) extracting contact information of each financial institution to which the corresponding user stored in the database is to be reported by the server computer; And (3-4-2) At the same time, the server computer outputs a message indicating that the loss reporting service is not available to the user's terminal and provides the contact information of each financial institution that should perform the loss report so that the user can perform the loss report. The act of reporting the loss of the financial transaction card and the loss / theft notification service of tangible goods, characterized by performing the step of outputting. The method of claim 4, wherein the process (4), (4-1) determining whether financial transaction card loss report data of a specific user is input from the server computer at each financial institution computer that issues various financial transaction cards; (4-2) As a result of the determination, when the financial transaction card loss report data of a specific user is input from the server computer, the financial institution card confirms the financial transaction card loss report data of the specific user input from the server computer, and then the user Processing a loss report of the held financial transaction card; And (4-3) Loss reporting agent of financial transaction card and loss of tangible goods, comprising the step of outputting the financial transaction card loss report processing result data from the financial institution computer to the corresponding user terminal and server computer; Theft notice service method.