KR20030097754A - Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card - Google Patents

Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card Download PDF

Info

Publication number
KR20030097754A
KR20030097754A KR1020030086586A KR20030086586A KR20030097754A KR 20030097754 A KR20030097754 A KR 20030097754A KR 1020030086586 A KR1020030086586 A KR 1020030086586A KR 20030086586 A KR20030086586 A KR 20030086586A KR 20030097754 A KR20030097754 A KR 20030097754A
Authority
KR
South Korea
Prior art keywords
serial number
card
content
materiality
contents
Prior art date
Application number
KR1020030086586A
Other languages
Korean (ko)
Inventor
김형민
Original Assignee
김형민
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 김형민 filed Critical 김형민
Priority to KR1020030086586A priority Critical patent/KR20030097754A/en
Publication of KR20030097754A publication Critical patent/KR20030097754A/en
Priority to KR1020040019475A priority patent/KR20050009943A/en
Priority to KR1020040019476A priority patent/KR20050052980A/en
Priority to PCT/KR2004/003124 priority patent/WO2005059793A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241Advertisements

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PURPOSE: A method for Internet payment using a serial number written on a materiality such as a printed matter, a magnetic card, and an IC card is provided to enable a user to execute an Internet payment using a serial number of a materiality by enabling a user to write the serial number on a corresponding contents input window or recognize the serial number through a card reader as a contents rental fee or a service charge when the user purchases the materiality and uses Internet contents. CONSTITUTION: An issuing person(300) creates a serial number based on a variable DB. An issuing process(100) is executed using a materiality such as a printed matter, a magnetic card, and an IC card. A user inputs a serial number in a server of a contents provider(200) or a web. The serial number is read and authenticated, and contents are loaded. An issuing amount and a using amount of contents are searched.

Description

인쇄물,마그네틱카드, IC카드 등의 유체물에 기입된 시리얼넘버를 이용한 인터넷결제{omitted}Internet payment using serial numbers written on fluids such as printed materials, magnetic cards, and IC cards {omitted}

종래의 인터넷 컨텐츠 결제 방식은 Mobile phone, ARS, 신용카드, 인터넷계좌이체,지로 등이 사용되고 있다. 하지만 이러한 방식들은 인터넷컨텐츠를 수시로 이용하는 이용자들이 쉽게 접근 할수 없는 어려움이 있다. Mobile Phone 이나 ARS 의 경우 정해진 한도액이 있어서 쉽게 한도액을 초과 하는 어려움이 있고, 신용카드는 이용자의 자격요건이, 인터넷계좌이체는 공개된 장소에서의 사용이 어렵다는 제한이 있었다. 또한 지로는 오프라인에서 직접 결제은행을 찾아가야 되는 번거로움이 있다. 이러므로 해서 컨텐츠 제공자는 더 많은 이용자에게 컨텐츠를 제공하고, 수익을 올리는 있는 기회를 제한 받게 되고, 이용자는 유료 컨텐츠를 이용할수 있는 방법이 원천적으로 제한 받게 되는 단점이 있었다In the conventional Internet content payment method, a mobile phone, an ARS, a credit card, an internet account transfer, a giro, etc. are used. However, these methods are difficult to access by users who use the Internet content from time to time. In the case of mobile phones or ARS, there is a limit to easily exceed the limit because there is a set limit, credit card has a limitation that the user's qualification requirements, Internet account transfer is difficult to use in a public place. In addition, Jiro has a hassle to go to the payment bank directly offline. As a result, content providers are limited in the opportunity to provide content to more users and to earn money, and users are limited in their ability to use paid content.

이용자가 시리얼넘버를 구입하여 소액결제, 인터넷결제시에 이용하는 본 발명의 특성상 시리얼넘버를 생성하고, 컨텐츠제공자의 시스템 내에서 판독 및 판단 되어 지는 과정에 , 발명의 기술적 과제가 있다. 즉, 발권된 시리얼넘버를DataBase화하여 저장하고 비교과정을 거치는 기존 방식은 네트워크 해킹에 의한 유출 가능성이 높으며, 상업적으로 악용될 소지가 있어, 업자의 금전적 손실이 발생할 수 있으나, 이 발명은 시리얼넘버 생성의 암호화 함수와 암호 판독의 함수를, 발권자 와 콘텐츠 제공자가 나누어 저장하므로 어느 한쪽의 유출만으로는 손실 발생률이 낮다.There is a technical problem in the process of generating a serial number, reading and judging in a system of a content provider, in which a user purchases a serial number and uses it for micropayment and internet payment. That is, the existing method of storing the ticketed serial number as a database and performing the comparison process is likely to be leaked due to network hacking, and may be exploited commercially, resulting in financial loss of the contractor. Since the issuer and the content provider store and store the cryptographic function of the generation and the cryptographic reading, the loss rate is low by either leakage.

좀 더 상세히 살펴보자면, 발권자는 시리얼 넘버 생성 암호화 함수만을 지니고, 콘텐츠 제공자는 암호 판독 함수만 지니고 있으면서, 콘텐츠 제공자는 발권된 쿠폰의 시리얼넘버의 정당성만을 판독하여 서비스를 제공한후, 시리얼 넘버를 일일이 맞출 필요 없이, 콘텐츠의 사용에 대한 총량과 발권총량을 비교 하는 것으로 거래가 완성 된다. 따라서 발권자는 시리얼넘버를 일일이 저장 하였다가, 결제된 사용자의 시리얼과 확인 할 필요가 없으며, 암호화 조건에 맞는 시리얼넘버만 생산하여, 이용자에게 공급하고, 컨텐츠제공자도 발권자와 연동하여 일일이 시리얼넘버를 확인 하지 않으면서도, 정당한 시리얼 넘버를 골라 낼수 있다.In more detail, the issuer only has a serial number generation encryption function, the content provider has only a cryptographic reading function, and the content provider provides a service by reading only the validity of the serial number of the ticketed coupon, and then serializes the serial number. The transaction is completed by comparing the total amount of ticketed content with the total amount of ticketing. Therefore, the ticket holder does not need to store the serial number one by one, and check the serial number of the paid user. Only the serial number that meets the encryption conditions is produced and supplied to the user, and the content provider also provides the serial number in conjunction with the ticket holder. You can choose a valid serial number without checking it.

도1 은 발명에 따른 시스템 전체적인 흐름도1 is a system-wide flow chart in accordance with the invention.

도2,3 은 유체물의 구체적인 실례2 and 3 are specific examples of fluids.

도4 는 컨텐츠 제공자의 시스템 내에서 시리얼넘버를 인증하고, 컨텐츠를 로딩하는 흐름도4 is a flowchart of authenticating a serial number and loading content in a system of a content provider;

도5 는 발권자가 시리얼넘버를 생성하고 발행하는 흐름도5 is a flow chart for the issuer to generate and issue a serial number.

도6 은 발권자의 시리얼넘버 생성의 기초가 되는 변수DB의 구성 codeFig. 6 shows the configuration code of the variable DB on which the serial number generation of the issuer is based.

〈〈 도면의 주요부분에 대한 부호의 설명 〉〉<< Explanation of the code | symbol about the principal part of drawing>

100 : 이용자에게 발행되는 시리얼넘버100: serial number issued to the user

200 : 유료 인터넷컨텐츠 제공자(C.P)200: Paid Internet Content Provider (C.P)

300 : 시리얼 넘버 발권자 100A : 인쇄물 상세도300: Serial Number Ticketer 100A: Printed Detail

101 : 인쇄물의 광고 표시부 면 102 : 시리얼넘버란 및 안내 면101: surface of advertisement display part of printed matter 102: serial number and guide surface

100B : IC카드 및 마그네틱카드 기본도 101B : 시리얼 넘버100B: IC card and magnetic card basic drawing 101B: Serial number

102B : 카드 광고.홍보면 103B : 카드 충전부102B: card advertisement. PR side 103B: card charging unit

201 : 입력창 (Payment Gateway) 202 : 수신모듈201: Input Gateway 202: Receive Module

203 : 인증모듈 204 : 시리얼넘버 판단 Code203: authentication module 204: serial number judgment code

205 : 컨텐츠 DB 206 : 인증된 시리얼넘버 DB205: content DB 206: authenticated serial number DB

207 : 컨텐츠 출력모듈 208 : 컨텐츠 로딩207 content output module 208 content loading

301 : 시리얼 변수 DB 302 : 시리얼 넘버 Marking Function301: serial variable DB 302: serial number marking function

303 : 시리얼 넘버 생성303: serial number generation

본 발명의 구성시스템은 발권자가 발권시스템을 이용하여 시리얼넘버를 생성하여, 발권하고, 이를 이용자가 컨텐츠제공자의 서버나 웹에 접속하여, 시리얼넘버를 입력하여, 사용하고 추후에 이러한 사용한 총량에 대해서 발권자와 컨텐츠 제공자가 검산하는 형식을 가지는 것을 특징으로 하고 있다.According to the configuration system of the present invention, a ticket holder generates a serial number by using a ticketing system and issues a ticket, and the user connects to the content provider's server or the web, inputs the serial number, and uses it. It is characterized by having a form that is checked by the issuer and the content provider.

본 발명은 발권자가 시리얼넘버 변수 DB를 이용하여, 시리얼넘버 암호화 함수로(marking function) 시리얼 넘버를 생성하여 , 인쇄물, 마그네틱카드, IC카드에 기입시켜서 발권하는 1단계와 이를 이용자가 구입하여, 컨텐츠제공자의 서버나 웹에 접속하여, 입력창에 입력하고, 이를 인증하여 컨텐츠를 사용 할수 있도록 하는 2단계, 경과 후에 발권자와 컨텐츠 제공자가 시리얼 넘버의 총량을 검수 하는 검색 단계를 3단계로 하고 있다.According to the present invention, a ticket holder generates a serial number using a serial number variable DB, generates a serial number using a serial number encryption function, writes it on a printed matter, a magnetic card, and an IC card, and purchases the content by the user. There are three stages of accessing the provider's server or web, entering it into the input window, and authenticating it so that the content can be used. .

이하, 본 발명을 첨부한 도면을 참조하여 상세히 설명한다.Hereinafter, with reference to the accompanying drawings, the present invention will be described in detail.

대표도 도1 은 발권자(300)이 오프라인에서 시리얼넘버를 발행(100) 하는 발권하고, 이를 이용자가 구입하여 온라인 상의 컨텐츠 제공자(200)에 접근하여, 시리얼넘버를 입력하고컨텐츠를 로딩 받아 사용하고, 발권자(300)와 컨텐츠제공작(200)가 추후에 이를 검수 하는 시리얼 검색 과정을 표현한 것이다.Representative FIG. 1 is a ticketing issuer 300 issuing a serial number (100) offline, the user purchases and accesses the content provider 200 online, enter the serial number and load the content used In addition, the ticketing person 300 and the content providing work 200 represent a serial search process for checking it later.

도 2,3은 시리얼넘버발행(100)의 구체적으로 유체물에 표현 한것으로, 인쇄물(100A)의 경우 광고.홍보도안이 가능한 A면(101)과 컨텐츠의 주요 형식에 해당되는 사용시간 및 싸이버머니에 대한 안내(102) 별도의 이벤트란(105) 시리얼넘버가 새겨진 란(106)으로 구성되고, B면(102)같은 경우 외부인이 쉽게 알수 없도록 아크릴커버를 덮을수 있도록 하였다. 또한 IC 카드 및 마그네틱카드 (100B)의 경우 시리얼넘버 세겨진 부분(101B)와 광고.홍보가 가능한 표면(102B) 충전이 가능한 인식부(103B)로 구성된다.Figures 2 and 3 are specifically expressed in the fluid of the serial number issuing 100, in the case of the printed matter (100A) A side 101, which can be advertised and public relations design and the usage time and cyber money corresponding to the main format of the content About the event (102) Separate event column 105 consists of a column 106 engraved serial number, B side 102 was to cover the acrylic cover so that outsiders can not easily know. In the case of the IC card and the magnetic card 100B, the serial numbered portion 101B and the advertising unit 101B can be charged.

도 4는 컨텐츠제공자의 서버 및 웹에 구성된 컨텐츠 제공시스템을 표현한것으로, 이용자가 시리얼넘버를 입력할 입력창(201)과 이를 인증모듈로 연결시켜주는 수신모듈(202), 이런 과정을 통해 접수된 시리얼 넘버를 시리얼판단CODE(204)에 조회하여, 시리얼넘버를 인증해주는 인증모듈(203),인증된 시리얼넘버를 보관해 두는DB(206),인증의 이상없이 완성된 경우 서비스 할 컨텐츠DB 에서는 해당 컨텐츠를 출력모듈(207)를 통해서 로딩(208)하는 구조를 표현하고 있다.4 is a representation of a content providing system configured on a server and a web of a content provider. An input window 201 for a user to input a serial number and a receiving module 202 for connecting it to an authentication module are received through this process. Inquiry the serial number to the serial judgment code (204), the authentication module 203 for authenticating the serial number, the DB (206) for storing the authenticated serial number, the content DB to be serviced if the authentication is completed without problems The structure in which the content is loaded 208 through the output module 207 is represented.

도 5,6은 먼저, 발권에 필요한 각종 코드를 모아둔 변수DB(301)를 이용하여, 시리얼넘버의 암호화 함수를 만들어 내는 Making function(302)를 통해서, 시리얼넘버를 생성(303)해 내고, 이를 발권하는(100) 과정을 표현한 것이다.5 and 6, first, by using a variable DB (301) for collecting various codes required for ticketing, a serial number is generated (303) through a making function (302) for creating an encryption function of the serial number. This represents the process of ticketing (100).

첫째. 이용자는 기존의 접근성에 문제가 많은 인터넷 결제 방식보다, 간편한 소액 결제 수단을 가지게 된다.first. Users will have a simple micropayment method, rather than an internet payment method that has many problems with accessibility.

둘째. 컨텐츠제공자는 보다 많은 유료 컨텐츠 이용자를 확보 할수 있다.second. Content providers can secure more paid content users.

셋째. 발권자는 시리얼넘버를 발매하여 , 판매함으로써 제휴 컨텐츠제공자와 이익을 공유할수 있고, 광고 수익등의 부가 수입도 얻을수 있다.third. Ticketers can share their profits with affiliate content providers by releasing and selling serial numbers, and can earn additional revenue, such as advertising revenue.

Claims (4)

발권자(300)가 변수DB를 바탕으로 시리얼넘버를 생성하는 1단계와 인쇄물,마그네틱카드 및 IC카드 등 유체물로 발권(100)하는 2단계, 이용자가 이를 컨텐츠제공자의 서버나 웹에 시리얼넘버를 입력하는 3단계, 이 시리얼넘버를 판독하여 인증하여 컨텐츠를 로딩시키는 4단계, 최종적으로 컨텐츠의 발권량과 사용량을 검색하는 5단계로 구성되는 시스템The first stage of the issuer 300 generating the serial number based on the variable DB and the second stage of issuing the ticket 100 with fluids such as printed materials, magnetic cards and IC cards, and the user submits the serial number to the server or web of the content provider. The system consists of three steps of input, four steps of reading and authenticating this serial number to load the content, and finally five steps of retrieving the ticketing volume and usage of the content. 인쇄물 또는 마그네틱카드 및 IC카드 형태의 유체물 외관에 광보 및 홍보를 할수 있는 구조A structure that can promote and promote the appearance of printed matter or fluids in the form of magnetic cards and IC cards 발권자와 컨텐츠제공자가 시리얼넘버의 사용량을 확인 하는 과정에서, 시리얼넘버를 일일이 대조 하는 방식뿐만 아니라, 시리얼넘버의 유출 및 임의적변수 입력에 의한 정보유출을 막기위해서 시리얼넘버의 생성 및 판독을 각각 분리하여 검색하는 방식과 이러한 시리얼넘버 생성 및 판독.판단을 암호화 하여 한쪽은 생성코드만을 한쪽은 판독코드만을 가지는 방식을 채택한다.이때 발권자는 생성코드와 판독코드를 동시에 가질수 있다.In the process of checking the usage of serial numbers by the issuer and the content provider, the serial numbers are separated and generated and read separately in order to prevent leakage of the serial numbers and information leakage by arbitrary variable input. This method is used to search and create a serial number and to read and determine the serial number so that only one generation code and only one reading code can be used. At this time, the issuer can have both the generation code and the reading code. 시리얼넘버 구입비용에 비례하여, 컨텐츠 사용량이 정해지는 것을 원칙으로 하면서도 구입비용을 상회 하는 사용량을 복권식으로 임의적으로 제공할수 있는 시스템In principle, the content usage is determined in proportion to the serial number purchase cost, but it is a system that can arbitrarily provide a usage amount that exceeds the purchase cost in a lottery type.
KR1020030086586A 2003-12-01 2003-12-01 Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card KR20030097754A (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
KR1020030086586A KR20030097754A (en) 2003-12-01 2003-12-01 Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card
KR1020040019475A KR20050009943A (en) 2003-12-01 2004-03-22 System and method for electronically paying the using fee of the software, contents or electronic information via a serial number comprising it's identification, and computer-readable recording medium which records the program executing said method
KR1020040019476A KR20050052980A (en) 2003-12-01 2004-03-22 Method for electronically producing a serial number comprising the identification of the software, contents or electronic information, method for publishing a coupon on which said serial number is printed and method for decrypting said serial number, and computer-readable recording medium which records the program executing said method
PCT/KR2004/003124 WO2005059793A1 (en) 2003-12-01 2004-11-30 Electronic settlement system and method using serial number including identification of software, contents or electronic information, and computer-readable recording medium for recording program for performing the method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020030086586A KR20030097754A (en) 2003-12-01 2003-12-01 Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card

Publications (1)

Publication Number Publication Date
KR20030097754A true KR20030097754A (en) 2003-12-31

Family

ID=32389577

Family Applications (3)

Application Number Title Priority Date Filing Date
KR1020030086586A KR20030097754A (en) 2003-12-01 2003-12-01 Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card
KR1020040019476A KR20050052980A (en) 2003-12-01 2004-03-22 Method for electronically producing a serial number comprising the identification of the software, contents or electronic information, method for publishing a coupon on which said serial number is printed and method for decrypting said serial number, and computer-readable recording medium which records the program executing said method
KR1020040019475A KR20050009943A (en) 2003-12-01 2004-03-22 System and method for electronically paying the using fee of the software, contents or electronic information via a serial number comprising it's identification, and computer-readable recording medium which records the program executing said method

Family Applications After (2)

Application Number Title Priority Date Filing Date
KR1020040019476A KR20050052980A (en) 2003-12-01 2004-03-22 Method for electronically producing a serial number comprising the identification of the software, contents or electronic information, method for publishing a coupon on which said serial number is printed and method for decrypting said serial number, and computer-readable recording medium which records the program executing said method
KR1020040019475A KR20050009943A (en) 2003-12-01 2004-03-22 System and method for electronically paying the using fee of the software, contents or electronic information via a serial number comprising it's identification, and computer-readable recording medium which records the program executing said method

Country Status (1)

Country Link
KR (3) KR20030097754A (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100669526B1 (en) * 2004-12-30 2007-01-15 주식회사 시공사 A Reserving Unity-Gamecard System and a Method Using Thereof
KR100859414B1 (en) 2006-10-19 2008-09-22 성균관대학교산학협력단 Data Recognition Apparatus for Copy Protection and Method Thereof and Recording Medium Thereof
KR101111225B1 (en) * 2009-08-13 2012-02-14 주식회사 다음커뮤니케이션 Coupon issuing method

Also Published As

Publication number Publication date
KR20050052980A (en) 2005-06-07
KR20050009943A (en) 2005-01-26

Similar Documents

Publication Publication Date Title
RU2591564C2 (en) Authorisation of cash withdrawal
Kobrin Electronic cash and the end of national markets
US8676707B2 (en) Credit cards system and method having additional features
US6732919B2 (en) System and method for using a multiple-use credit card
US7500598B2 (en) Negotiable instruments and systems and processing same
US20040215573A1 (en) Method and system for authorizing the use of merchant specific gift cards
CA2498672A1 (en) A method and system for transferring funds
Begum An overview of digital financial services in India: Concept, initiatives and advantages
Ali et al. Payment and settlement system in Saudi Arabia: A multidimensional study
Haque et al. e₹—The digital currency in India: Challenges and prospects
Moon A coinless society as a bridge to a cashless society: a Korean experiment
KR20030097754A (en) Method for internet payment using serial number written on materiality such as printed matter, magnetic card, and ic card
JP2001101274A (en) Marketing data transmission system, marketing data collecting system, electronic money card to be used for system, prepaid card, electronic settlement system, marketing database preparation system utilizing settlement by electronic money
KR20090120129A (en) Saving and payment system for virtual pocket and method thereof
KR20010000329A (en) The ON/OFF line electronic commerce method and system using a networking prepaid card and the method of sharing members among the internet site by means of this system
US20240152910A1 (en) Systems and methods for use in token management
JP6878510B2 (en) Payment system and payment method
Maung Challenges of the KBZPay Agents
SAINI et al. A DESCRIPTIVE STUDY ON CONSUMER PERCEPTION TOWARDS MOBILE WALLETS
KR20100122329A (en) An tour credit card issuing and settlement system and the method thereof
Gupta et al. Cashless Transaction in India
Gupta et al. Challenges and opportunities of digital payment in Indian economy
Govind et al. The Evolution of Digital Payments: UPI, E-Rupee and the Future of Currency-in the Context of Urban Patna
Duho et al. Disrupting or Enabling the Mobile Money Sector? Post-COVID Insights for Ghana as a Developing Market
Kumar DIGITAL PAYMENT SYSTEM IN INDIA

Legal Events

Date Code Title Description
A201 Request for examination