KR20030095491A - How to pay electronic fund transfer in counter or market - Google Patents

Abstract

PURPOSE: A method for paying for merchandises in a store by using an electronic commerce system of a seller is provided to pay for products on the shop through the electronic commerce system of a seller. CONSTITUTION: If a user inputs an Internet address at a server, the server requests to input an ID and a password of the seller for direct selling settlement. The user inputs the ID and the password. The server discriminates whether the user is registered. If so, the server transmits a product list page for direct selling settlement. If not, the server transmits a registration picture. The user reads a product list for selecting products to be purchased. The server drives a common gate interface(CGI) program. The CGI program processes quantity and price information as binary data and requests data analysis to a database. The database searches and analyzes the requested binary data for outputting the result to the CGI program. The CGI program makes a selected product list page to output the same to the server. The user inputs an account and a password. It is judged whether the account is registered. If so, a log-in page is opened to pay for the selected product list. It is confirmed whether quantity and prices of the selected product list are correct. The server drives the CGI program. The CGI program processes data for settlement as binary data and requests data analysis to the database. The database searches and analyzes the requested binary data for the balance transfer for settlement.

Description

How a consumer pays for goods (goods and services) at a store using the seller's e-commerce system {How to pay electronic fund transfer in counter or market}

Usually, you pay by cash or credit card when you pay for goods (goods, services) at a market or store. This name is completely different from credit cards. It is a system that allows you to log your e-commerce account balances right on the spot and transfer them to your opponent's account. This system can be used in shops or restaurants. In restaurants, menus are displayed on monitors, and customers can click on their favorite meals and make payments immediately. The choice can be made by either the seller or the consumer. The payment process is how consumers go through their logins and passwords and process payments.

The present invention proposes a new payment method through a computer (electronic commerce system) in paying the value of goods (goods, services) produced by humanity. The conventional method is a method of making a payment by passing a balance of an account (consumer, seller) of an electronic commerce system to a counterpart (seller account), although payment is made by card or cash.

This payment method is a method of making payment through a computer network of a store without cash or card.

A diagram of how a consumer purchases goods (goods and services) at a store and pays the price through an e-commerce system

end. Terminal device (representative diagram)

A component of a computer system that allows a user (seller) store (restaurant, store) to connect with a server device (b) through the internet network to register their own product (goods and services) and let the consumer choose

I. Server device (representative diagram)

A component of a computer system that is connected to a terminal device to process input data and to process information or business of a product and store the information

All. Merchant Division (Representative)

The stage at which a user (seller) displays a product (goods and services) in a monitor (store, restaurant, etc.) on a monitor and allows the consumer to select on site

la. Consumer Department (Representative)

The stage at which a consumer can log in to a list of products (goods and services) selected by the user (consumer)

Figure 1-Illustration of the steps to log the product (goods, services) to be sold by the user (seller) so that the consumer can make the payment convenient

Figure 2-Picture of the step of creating a list of parts to be calculated by arranging the quantity and price of the selected product (shoes, service) by the user (consumer)

Figure 3-Step for allowing the user (consumer) to log in for the selected goods (goods, services) to transfer the balance of the account

Figure 4-Steps for making a payment by finally checking whether the user (consumer) selected the goods (goods, services)

This device is composed of a terminal device (a) and a server device (b) connected on a general Internet. The terminal apparatus (a) is connected with an input unit (ⓕ) and an interface unit (©) for outputting the input contents to the corresponding device. The input section (ⓕ) should be equipped with a keyboard and mouse to input various dates. In addition, the terminal device (a) constitutes an operating system (ⓑ) connected to the interface (ⓒ) output terminal and the Internet protocol (ⓔ) operating thereby. The operating system ⓑ operates each device to handle the contents input through the interface ⓒ. The Internet protocol ⓔ refers to all protocols used on the Internet and is necessary for the Internet. The terminal apparatus (a) is provided with a browser (ⓐ) which is operated by the operating system (ⓑ) and is accessible to the Internet by the Internet protocol (ⓔ). Browser (ⓐ) is a tool used to search hypermedia documents.

Hypermedia documents are documents written in Hypertext Markup Language (HTML).

HTML is the authoring language of the ipermedia document that is recognized and interpreted by the browser (ⓐ). The browser ⓐ searches for all documents on the Internet and displays the contents on the screen for the user to view. The terminal apparatus A configures a connection part ⓓ connected between the interface part ⓒ and the Internet and an output part ⓖ connected to the interface part ⓒ. The output unit ⓖ is provided with a monitor so that the user can view the contents searched by the browser ⓐ.

The server apparatus (b) operates and is configured like the connection unit (ⓓ), the interface unit and the operating system (ⓛ and the Internet protocol unit (ⓝ)) of the terminal apparatus (a). And an interface unit for outputting the input content to the corresponding device, which is configured to operate each device so that the corresponding device processes the content input through the interface unit. It has an operating system (ⓛ) and an internet protocol unit (ⓝ).

The server section (b) is operated by the operating system (ⓛ) and includes a server section (ⓞ) operating on the Internet protocol section (ⓝ). The server unit ⓞ is in accordance with the Hypertext Transfer Protocol (HTTP).

Send the data requested by the browser (ⓐ).

HTTP defines a protocol for communication between a browser and a server. The server device (b) has a program part (ⓜ) connected between the server part (ⓞ) and the database management part (ⓚ). The program unit ⓜ is operated by the operating system ⓛ and operates while exchanging data with the server unit ⓞ. Based on the function of CGI, the program unit (ⓜ) provides a program that displays and displays the amount of the product selected by the consumer from the list of products sold by the seller, and analyzes the input data. CGI not only distinguishes sellers from consumers, but also enables consumers and servers to communicate with each other through a browser (ⓐ). The server device (b) operates by the operating system (ⓛ), outputs data necessary for the program part (8) to operate, and stores the input data.

FIG. 2 is a flowchart of an operation centering on a browser ⓐ, a server unit ⓞ, a program unit ⓜ, and a database unit ⓚ most relevant to the present invention among the devices shown in FIG.

The user (seller, consumer) of the present invention is given an account that is eligible to use the Internet. After the server apparatus (b) accesses the Internet through the connection unit ⓘ, the programs on the Internet set a domain name.

When the user (seller) inputs the Internet address in the server unit ⓞ (step a), the server unit ⓞ requests input of the user's ID and password for direct sales (step c). When the seller enters the ID and password for direct sales (step b), the server unit ⓞ determines whether the user is registered by searching the list of products for the direct sales and the product list (step e). If the user (seller) is registered, send the product list page for direct payment (step g).

The product list page is a page for selecting a product to be sold by a barcode input device or a user (seller or consumer) using a mouse or keyboard.

Say. If the user (seller) is not registered, the registration screen is transmitted (step d), and the user (seller) enters the ID and password again to register (step b). The user (seller or consumer) views the product listing page for direct sales and selects the product they want to purchase.

(Step f).

When the registered user (seller or consumer) requests product selection (step f), the server unit ⓞ drives the CGI (Comon Gate Interface) program unit m (step h). It is a program that enables users to select products for sale in stores such as stores and transfers the account balances to seller accounts based on the CGI function that allows users to exchange data with servers. The CGI program processes the quantity and price information in binary to facilitate the payment for the input data, that is, the product selected by the consumer, and requests the data analysis to the database unit (ⓚ) (step i). ) Retrieves and analyzes the requested binary data and outputs it to the CGI program unit. The CGI program (ⓜ) displays the selected product list page by arranging the quantity and price of the selected product by referring to the input data of the user (seller or consumer). Create and output to server unit ⓞ (step j).

If the selected product list output to the server ⓞ is output to the browser ⓐ, the user (consumer) checks the abnormality in the list of the selected product displayed on the output ⓖ of the browser ⓐ and pays the price.

If the customer wants to pay for the selected product, enter the consumer's account and password (step k).

When the account and password for payment is input, it is determined whether the account is registered (step m). If you are registered, a login page opens to allow you to process the selected product list (step o). A login page is a page that is processed to allow consumers to pay for the selected product. If the list of products selected by the consumer is ok in quantity and price (step p)

When the consumer confirms for direct payment, the server unit ⓞ runs the CGI (Comon Gate Interface) program unit (Step q). The CGI program can be executed while exchanging data with the server to which the user is connected. It is a program that transfers the balance of a consumer account to the balance of a seller account based on a CGI function. The CGI program processes the data for payment as a binary and requests the analysis of the data to the database unit (ⓚ). Step s. The database unit (ⓚ) searches for and analyzes the requested binary data and sends it to the CGI program unit. Make a balance transfer after payment (step r).

The approximate configuration is as follows.

1. A company that intends to sell goods (goods and services) using e-commerce acquires an access right (ID) in the e-commerce system and registers the goods (goods and services) in the e-commerce system.

2. The seller configures the merchandise (goods and services) to be selected by the consumer through a computer monitor.

3. The salesperson creates a selection list by entering quantities for the goods (goods, services) selected by the consumer.

4.The consumer checks the quantity of the product list he selected and logs on to the e-commerce system for payment and prepares for payment.

5. Check the payment information on the last logged-in data and click the "OK" button to make a payment with the balance of the e-commerce system.

According to the present invention, a consumer who purchases a product (goods and services) at a store, a large store, a producer, and other sellers makes payments on a red scale, and a consumer using an electronic commerce system uses a product on the same electronic commerce system. The present invention relates to a method of purchasing a product from a selling company and paying the purchase price through an e-commerce system directly at a store.

The present invention is simpler than any payment method. And it will be the way to make logistics distribution most efficient.

Claims (3)

When a consumer purchases a product (goods, services) in one system of e-commerce, a terminal device that selects a product (goods, services) that the consumer wants to purchase at the store and requests data for payment from the server device. And processing the data requested from the terminal device to make a payment from the consumer's electronic commerce system account to the seller's electronic commerce system account. The server device of claim 1, further comprising: a connection unit for connecting to the Internet; An interface unit for outputting data input from the connection unit and an operating system; Operating by the operating system and the operating system for operating each device to process data input from the interface unit, and executes the consumer to select a product (shoes, services) on the Internet from the store and manage the data E-commerce on the Internet, characterized in that it comprises an e-commerce 3. The Internet protocol unit according to claim 2, wherein the means for selecting electronic commerce defines a date on and off the Internet. A server unit operating on the internet protocol unit to transmit data desired by a user to a browser; A database unit for exchanging data with the server unit and a program unit for exchanging data for executing and managing product selection. E-commerce that allows the program unit to select the product on the Internet, characterized in that the database unit for storing the data input and output the data required by the program unit