KR20030053481A - Lottery successful bid mutual financing association operating apparatus and the method thereof in network - Google Patents

Abstract

PURPOSE: A method and a device for operating a lottery ticket style bidding on the network are provided to realize the clarity and the capital guarantee of the fraternity by organizing a fraternity service on a web server and operating the fraternity with a bank commonly, and to induce an interest through drawing. CONSTITUTION: A user terminal(10) enables the user to select and join in the proper fraternity goods. An operation server(20) of a fraternity operator offers the fraternity goods information through the Internet network. A database(30) stores the fraternity operator information, the fraternity member information, the fraternity goods information, the paid money particulars, an ID number, the drawing result particulars, and the prize particulars inputted through the operation server(20). An affiliated bank web server(40) carries out the opening of a paid money account and a process of the pain money and the prize money. The operation server(20) comprises a fraternity member registration processor(210), a paid money processor(220), an ID generator(230), a number drawing part(240), and a prize processor(250).

Description

Lottery successful bid mutual financing association operating apparatus and the method about in network

The present invention provides a system service through an internet network of a system that has been established on an offline system, and more particularly, relates to a method and apparatus for providing a lottery-type successful bid system service on a network.

In general, civilians have been widely established in Korea since ancient times, organized for the purpose of mutual aid, social relations, common interests, money finance, etc., so that various people regularly collect money, grain, and land, and use them together. Speak a cooperative organization.

In particular, today, a temporary organization in which several people pay a certain amount of money each month for a certain period of time to raise money, and remove the high threshold of the bank to the common people. It aims to foster friendship based on transparency and trust.

However, in the conventional system, since a certain amount of money must be paid every month for a certain period of time, it is difficult to thoroughly manage the pigs, and there are many difficulties such as anxiety of the principal collection due to the bankruptcy of the clerks and operators.

In addition, the conventional system is to be burned by the turn number determined at the beginning, it was a lot of inconvenience in the operation of the sow when the turn is late, it was difficult to stop the middle.

The present invention has been made to solve the above problems, the system of the existing off-line system in the web server means combined with the Internet users and the Internet network on the network to organize the system service and operating jointly with the bank problem of the traditional system organization It solves the anxiety of public transparency and principal security, and it causes interest because it determines the winner by lottery every time instead of the order of the existing system. As a result, the odds of winning the prize increase as the lottery proceeds, and finally, all members of the lottery win the lottery-type bidding system.

1 is a block diagram schematically showing the overall configuration of the lottery-type successful bidding system operating apparatus on the network of the present invention and the interrelationships between the components

Figure 2 is a block diagram showing in detail the configuration of the lottery-type successful bidding system operating apparatus on the network according to the present invention and the relationship between these and other components in detail

Figure 3 is a flow chart for implementing a method of operating a lottery-type successful bidding system in the network according to the present invention

<Explanation of symbols on main parts of the drawings>

10. Member terminal 20. Operation server

30. Database 40. Affiliate Bank Database

202. Machine Operator Information Database 204. Machine Product Information Database

210. Registered Personnel Processing Unit 212. Registered Personnel Database

220. Payment Processing Unit 222. Payment History Database

230. Unique Identification Number Generator 232. Unique Identification Number Database

240. Number Draw 242. Draw Result Database

250. Winning Process 252. Winning Database

According to the present invention, there is provided a method for operating a lottery ticket system on a network, the method comprising: accessing an internet user through an internet network; Inputting, by the Internet user, new account information for subscribing to a specific successful bidder product using the successful bidder product information generated using the web page and storing the information in a database; In accordance with the account subscription signal of the Internet user, opening a payment account of the accountant in a bank connected to the account operator; Depositing the payment into the payment account by the accountant; Receiving a unique identification number of a member from the system operation server; Automatically drawing a winning number having the same number of digits as the unique identification number automatically by a predetermined drawing program every predetermined period of time and storing the winning number; Checking the unique identification number corresponding to the winning number by the lottery is configured to include the step of transferring the winnings to the payment account of the winner.

Hereinafter, a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram schematically showing the overall configuration of the lottery-type successful bidder operating system on the network of the present invention and the relationship between each component, Figure 2 is a lottery-type successful bidder operating system on the network of the present invention of FIG. A detailed block diagram showing the detailed configuration and the relationship between these and other components is a flow chart for implementing a method of operating a lottery ticket system on a network according to the present invention.

As shown in FIG. 1, a block diagram schematically showing the overall configuration of the lottery-type successful bidder operating system on the network according to the present invention and the interrelationships between the respective components is used to select a system suitable for the user through an Internet connection. And the user terminal 10 to subscribe to the product according to the system, the operation server 20 of the system operator for providing the product information to be subscribed to the user through the Internet network, and through the operation server 20 Representation of each database 30 for storing the operator information, accountant information, account product information, payment details, unique identification number, lottery results and winning details, and opening payment accounts for each accountant and processing payments and winnings It is composed of affiliated bank web server 40 and the like.

Here, the user refers to a cashier and a non-cashier who accesses or visits an operation server of a system operator and receives a service provided by the operator according to the terms and conditions.

The terminal 10 of the user means any terminal that can access an Internet site using the Internet, and a personal computer (PC) will be most commonly used, but is not limited thereto.

The operation server 20 refers to a virtual business establishment set up by a system operator using an information and communication facility such as a computer in order to provide a system product to a user, and is also used as a business operator operating a homepage.

Here, the operation server 20 and the database 30 of the system operator of the lottery-type successful bid system operating apparatus on the network can be configured in hardware.

FIG. 2 is a detailed block diagram showing the detailed configuration of the lottery-type successful bidding system operating apparatus on the network according to the present invention of FIG. 1 and the relationship between these and other components, the user terminal 10 and the operation server 20 of the system operator. ), A database 30, and an affiliated bank web server 40, which will be described in detail below with reference to the drawings.

Communication between the user terminal 10 and the operation server 20 of the system operator is illustrated as being made through the Internet network, but is not limited thereto, and various other communication means currently available may be used.

In addition, although the personal computer (PC) is mainly used as the user terminal 10, it includes all kinds of communication terminals capable of communicating with a service system such as a mobile phone, a PDA, and a PCS.

The operator server 20 of the system operator is composed of various functional blocks for operating the system, the member registration processing unit 210, the payment processing unit 220, unique identification number generation unit 230, number lottery unit 240 And a winning processing unit 250.

In addition, the database 30 in the operation server 20 includes a system operator information database 202, a system product information database 204, a cashier information database 212, a payment history database 222, a unique identification number database 232 ), The lottery result history database 242 and the winning history database 252.

The internal configuration of the system operator information database 202 includes information such as the contents of the agreement, the name of the business office, the location of the representative, the name of the representative, the business registration number, the contact information (telephone, fax, e-mail), and the like. Post to the initial service screen (front) of the operation server 20 so that.

The internal structure of the system product information database 204 includes information such as the system product ID, the system product name, the recruitment period, the number of accounts, and the amount of payment.

When the new member registration request is received from the user terminal 10, the accountant registration processing unit 210 performs new accountant registration and stores information related to the accountant in the accountant information database 212 and stores the result in the operation server ( 20).

The internal structure of the accountant information database 212 is configured to include information such as name, resident registration number, address, telephone number, accountant ID, password, E-mail, mail reception status, and the like.

In addition, the accountant registration processing unit 210 notifies the accountant ID from the accountant information database 212 to the affiliated bank web server 40 associated with the account operator to the database 410 of the affiliated bank web server 40. It stores and opens the payment account of the accountant and sends the opened account information to the operation server 20 again.

Subsequently, the operation server 20 notifies the regular account member of the sent account information and requests to input payment information of the payment to the opened account.

Means of payment by the clerk as payment of the instrument include credit card, online transfer, point payment, mileage, internet banking, electronic money provided by the payment agency, and the payment methods that can be used may vary depending on the situation. have.

The payment is a payment of a certain amount determined by the operator of the account at one time, and the operation of the account is operated by the interest of the principal paid on a temporary basis.

The payment processing unit 220 stores the payment information received from the accountant in the payment history database 222.

The internal structure of the payment history database 222 includes information such as account member ID, payment account number, payment date, payment amount, payment method.

In addition, the payment processing unit 220 when the account registration from the account registration processing unit 210 of the operation server 20 reaches the target number of accounts, the account from the payment account of each accountant to the web server 40 of the affiliated bank Request transfer of the payment to the operator's account, and accordingly stores the payment transfer information transferred to the account of the account operator in the payment history database 222 and transmits the result to the operation server (20).

The unique identification number generation unit 230 generates a unique identification number by generating a unique identification number so as not to be duplicated by an automatic generation program using the new account information and account information, when the payment information of the payment to the accountant is inputted And the account information database 212.

The internal configuration of the unique identification number database 232 is configured to include information such as accountant ID, unique identification number.

The number lottery unit 240 determines the winners according to the lottery method prescribed in the end of the recruitment period is confirmed and the recruitment period of all the clerks.

The lottery method is to randomly determine the winning number by a random number issued by the computer or to determine the number through the existing lottery lottery method, this lottery process is configured to be relayed to the terminal of the officers through a predetermined Internet broadcast It is desirable to.

The number lottery unit 240 stores the result of the lottery in the lottery result database 242, and notifies the result of the lottery to the winning processing unit 250 of the operation server 20.

The internal structure of the lottery result history database 242 includes a lottery date and time, a lottery number, and the like.

The winning processing unit 250 stores the winning result notified by the number drawing unit 240 in the winning result database 252, and is stored in the accounting information database 212 and the unique identification number database 232 The officers who match each member's unique identification number will be identified and the winners will be notified of the result.

Notification of the result of the winning notification of the winning confirmation by the mobile phone text message such as e-mail or SMS to the winner.

In addition, the winning processing unit 250 receives a winning processing request signal from the winning cashier who has confirmed the winning result and notifies the winning cashier information from the operation server 20 to the web server 40 of the affiliated bank, Transfer the winnings to the paying account of the winner.

The internal structure of the winning history database 252 is configured to include a cashier ID, a unique identification number, a lottery number, a winning money and the like.

In addition, it is obvious that other components may be added in addition to the above-described hardware components.

Referring to FIG. 3, the procedure for implementing the lottery-type successful bidding system operating method on a network is summarized as follows.

<Step a>

Receive a connection request signal from the user's terminal through the Internet network (S110).

<Step b>

In response to the access request signal, the lottery ticket type product information data for generating a web page is read from a storage device coupled to the web server means.

<Step c>

The web page is generated using the lottery ticket system product information data (S130). The generated information may include the type, period, and released account status of the lottery ticket system.

<Step d>

The generated web page is provided to the Internet user (S140).

<Step e>

The Internet user receives new account information for subscribing to a specific lottery ticket system using the lottery ticket system product information generated using the web page and stores it in the account information database.

<Step f>

In accordance with the account subscription signal of the Internet user, a payment account is opened in the bank connected with the account operator (S160).

<Step g>

The accountants subscribed to the account products deposit the payment into the payment account. (S170)

<Step h>

When the account registration reaches the target number of accounts, the payment is transferred from the payment account of each accountant to the account of the account operator and sends the result to the operation server (S180).

<Step i>

Received a unique identification number of the accountant from the system operation server (S190).

Here, the unique identification number is preferably the payment account number or the generation number by an automatic generation program.

<Step j>

A certain percentage of interest is paid to the payments transferred to the account of the operator. (S200)

<Step k>

The winning number having the same number of digits as the unique identification number is automatically drawn by a predetermined lottery program every predetermined period, and the winning number is stored (S210).

<Step l>

Check the unique identification number corresponding to the winning number by the lottery to transfer the winnings to the payment account of the winner. (S220)

<Step m>

The operation of the system is repeatedly performed from <step j> to <step l> by continuously drawing the lottery every predetermined period until all the members are won (S230).

Referring to the operation of the operating system of the lottery ticket system in the network consisting of the above steps in detail as follows.

First, the operation server 20 of the system operator receives system operator information and system product information.

At this time, the account product information is stored in the account product information database 204 is composed of the account product ID, the account product name, the account operating period, the target amount, the number of accounts, the recruitment period, the payment amount.

The user performs member registration according to user input information such as user ID, password, name, address, resident registration number, etc. to the operation server, and performs login by user ID and password at member registration.

At this time, the user information input to the operation server 20 is stored in the accounting information database (212).

Subsequently, when the operation server 20 inputs a meter product information search request signal by clicking a predetermined selection icon or a hyperlink by the user connected through the Internet, the server 20 displays the meter product information database 204. Search and output the product information such as by product, amount, period of operation, number of accounts to the user.

The information of the product to be output to the user is composed of icons for checking the amount, recruitment period, number of accounts, payments, winnings, etc., the information of the current progress progress is configured to be output.

That is, when the user clicks, for example, the icon of the 'winning prize' among the prize product information, information such as the number of winnings and remaining prizes of '10 million won 'is output.

Here, the remaining number of accounts indicates the remaining amount of the remaining accounts registered by the user connected to the operation server for all accounts of the account stored in the account information database, the remaining amount according to the user's subscription It is counted in real time.

On the other hand, it is obvious that another icon for selecting the period, payment, and the like among the system product information may be separately configured, and accordingly, the system product may be selected.

Subsequently, the user selects the desired merchandise from the output merchandise information and clicks on the confirmation part to select the merchandise to be subscribed to, and then subscribes to the merchandise by clicking on the 'I agree' part of the preliminary terms and conditions. Done.

At this time, the accountants who have subscribed to the merchandise are documented on-line and the certificate of subscription is proved that they have subscribed to the merchandise.

The subscription certificate and terms and conditions are composed of the type of the merchandise selected by the member and the payment, winnings, operating period and the like.

In addition, the system operator 20 and the affiliated bank 40 may be connected to an insurance company to prepare insurance in case of an emergency such as the default of payments related to the system product.

Subsequently, the operation server 20 obtains the account ID from the account information database 212 and the information of the subscribed product from the account product information database 204 according to the subscription signal input according to the user's 'sign up' icon. Outputs and sends to the affiliated bank web server 40 to request the establishment of a payment account under the account name.

The affiliated bank web server 40 opens the payment account of the accountant, stores it in the database 410, and sends it to the accountant information database 212 of the operation server 20 again.

Subsequently, the operation server 20 notifies the regular account member of the sent account information and requests to input payment information of the payment to the opened account.

When payment information of the payment to the accountant is input, the unique identification number generation unit 230 generates a unique identification number by using the new accountant information and account information so as not to be duplicated by an automatic generation program, etc. Save to (232).

The unique identification number is a number that is confirmed to receive a winning prize through the future lottery, each individual will open a plurality of payment accounts, each one is given a unique identification number to increase the probability of winning.

As such, when all the members are added to the target account number of the corresponding product and the payment is paid in full, the winner is determined by the drawing method defined in the number drawing unit 240.

The result of the lottery is stored in the result database 242 of the lottery, and informs the result of the lottery processing unit 250 of the operation server 20.

The winning processing unit 250 stores the notified result of the drawing in the winning history database 252, and checks the accounting member whose unique identification number and the result of the drawing match stored in the unique identification number database 232 matches The result is sent to the winning clerk and sent out.

In addition, the winning processing unit 250 receives the winning processing request signal from the winning cashier who confirmed the winning result and notifies the information of the winning cashier from the operation server 20 to the web server 40 of the affiliated bank Transfer the winnings to the paying account of the winner.

The operation server 20 stores the won account information after the lottery in the lottery result history database 242 so as not to be duplicated.

On the other hand, when all the accountants are connected to the operation server 20 again, it is preferable to output information about whether or not to provide to the accountants.

Hereinafter, a method of operating a lottery ticket system on a network according to the present invention as described above will be described in detail through a preferred embodiment.

The account will be explained in the case of 3 million won in contributions, 50,000 accounts in accounts, and the period until all the members have won.

As for the above-mentioned products, each accountant pays 3 million won x 50,000 account = 150 billion won as total payments, where the annual interest of the banknote is 4%.

Here, 11 winners are paid out each week (10 weeks of KRW 10 million) (52 shares × 11 persons = 572 persons), and the remaining amount of KRW 280 million is carried over to the end of the year.

At the end of the year, 280 million won will be paid to 28 people by 10 million won.

The winning members are excluded from the next lottery, so as the lottery continues, the odds of winning will increase and eventually all the members will be able to win 10 million won.

On the other hand, it is possible to cancel arbitrarily during the relaying process, and the existing payments and interest will be returned upon random cancellation, so it can be used as a re-tech in the form of regular payments.

However, for a canceled account, the account may be operated in the form of reselling to a new accountant or the account operator may purchase the cancel account.

On the other hand, even if the winning clerk can cancel any time at any time, but when the cancellation was received first, in order to pay the remaining payment until the expiration of the account, the deposit of the 3 million won by the agreement at the time of subscription of the product expired By depositing it in the bank of the operator until it is possible to escape the anxiety of the principal guarantees and destruction of the system due to the withdrawal of the winner.

The drawings and specification are merely exemplary of the invention, which are used for the purpose of illustrating the invention only and are not intended to limit the scope of the invention as defined in the appended claims or claims.

Therefore, those skilled in the art will understand that various modifications and equivalent other embodiments are possible from this.

Therefore, the true technical protection scope of the present invention will be defined by the technical spirit of the appended claims.

According to the operation method of the lottery-type successful bidding system on the network of the present invention as described above, by organizing the system service in a web server means combined with the Internet users and the internet network on the existing offline system and operating in collaboration with the bank It solves the problems of transparency and security of the principal system, and it causes interest because it determines the winner by lottery every time instead of the order of the existing system, and the winners are excluded from the lottery. There is no risk of getting rid of it, and as the draw is progressed, the odds of winning gradually increase, and thus, there is an advantage in that it is possible to provide a method of operating a lottery-type successful bidder system on the network where all the members finally win.

Claims (7)

In the method for providing a system service in a web server means coupled to at least one Internet user and the Internet network, (a) receiving, by the Internet user, new account information for subscribing to a specific successful bidder product using the successful bidder product information generated using the web page and storing the information in a database; (b) opening a payment account in a bank connected with the account operator in response to the account subscription signal of the Internet user; (c) depositing the payment into the payment account by the accountant; (d) receiving a unique identification number of a member from the system operation server; (e) automatically drawing a winning number having the same number of digits as the unique identification number automatically by a predetermined drawing program every predetermined period of time and storing the winning number; (f) checking the unique identification number corresponding to the winning number by the drawing and transferring the winning money to the payment account of the winning member; The method of operating a lottery ticket system on a network comprising a. The method of claim 1, And storing in the database a transaction history transferred from the payment account to the account of the account operator in a database. The method of claim 1, Displaying the winning history on the screen according to the request of the cashier; Method of operating a lottery-type successful bidder on a network, characterized in that it further comprises. An apparatus for providing a system service in a web server means coupled to at least one internet user and an internet network, Receive a connection request signal from the Internet user through the Internet network, read the successful bid product information data for generating a web page from the storage device coupled to the web server means in response to the access request signal, and the successful bid product An operation server of a system operator for generating the web page using the information data and providing the same to the Internet user; And a database for receiving, by the Internet user, new account information for subscribing to a specific successful bidder product using the successful bidder product information generated using the web page, and storing the new account information in a database. According to claim 4, wherein the operation server of the operator of the system A cashier registration processor configured to open a payment account in a bank connected to the cashier and receive the cashier information in response to the cashier's subscription signal; A unique identification number issuing unit for assigning a unique identification number to the accountant who paid the payment; A payment processing unit for transferring the payment to the account of the account operator when the accountant deposits the payment in the payment account; An interest processing unit that pays a predetermined rate of interest on the payments transferred to the account of the account operator; A lottery number processing unit which automatically draws a winning number having the same number of digits as the unique identification number automatically every predetermined period of time by a predetermined lottery program and storing the winning number; And A winning processing unit which checks the unique identification number corresponding to the winning number by the drawing and transfers the winning money to the payment account of the winning member; Operating system of the lottery-type successful bidder on the network, characterized in that it comprises a. The method of claim 4, wherein The display unit for displaying the winning history on the screen according to the request of the cashier; Operation apparatus of the lottery-type successful bidder on the network, characterized in that it further comprises. In order to process a task of providing a system service in a web server means combined with at least one Internet user and an internet network, a program of instructions executable by the digital processing apparatus is tangibly implemented and read by the digital processing apparatus. In the recording medium which can be, The system service providing method in the web server means (a) receiving, by the Internet user, new account information for subscribing to a specific successful bidder product using the successful bidder product information generated using the web page and storing in a database; (b) opening a payment account in a bank connected to the account operator in response to a subscription signal of the accountant; (c) depositing the payment into the payment account by the accountant; (d) receiving a unique identification number of a member from the system operation server; (e) automatically drawing a winning number having the same number of digits as the unique identification number automatically by a predetermined drawing program every predetermined period of time and storing the winning number; (f) checking a unique identification number corresponding to the winning number by the lottery and transferring the winning money to the payment account of the winning member; Computer recording medium comprising a.