KR20030051483A - Airport lounge access approving and fee accounting system and its method in network configuration using credit card - Google Patents

Abstract

PURPOSE: A system for approving an airport lounge use and calculating a utilization price of a network environment using a credit card and a method thereof are provided to approve an airport lounge user conveniently and increase a transparency of a transaction by receiving credit card information and airport lounge utilization information in a central server through a client PC having a terminal for reading information of a credit card and transmitting the information to a credit card company server. CONSTITUTION: A user(2) shows a credit card to an airport lounge and the airport lounge reads information of the credit card through an exclusive terminal(3). The information of the credit card is transmitted to a client PC(4). Airport lounge utilization information created by combining airport lounge address information and the number of users of the airport lounge is transmitted to a central server(5). The central server(5) transmits the airport lounge utilization information to a credit card company server(6), searches data with respect to a charged member, and a utilization approval information is received. The central server(5) stores utilization approval information and transmits the utilization approval information to the client PC(4), and outputs two lounge visit recording certificates. The user(2) signs on one lounge visit recording certificate. The lounge visit recording certificate including the signature is stored in the airport lounge. The central server(5) connects to the credit card company server(6) and charges a utilization cost. If the credit card company server(6) deposits the utilization cost to the central server(5), an amount of money calculated by subtracting a commission from the utilization cost is transferred to the airport lounge.

Description

Airport lounge access approving and fee accounting system and its method in network configuration using credit card}

The present invention relates to an airport lounge use approval / use payment settlement system and method thereof in a network environment using a credit card. More specifically, users using airport lounges provided in airports around the world present their credit cards when using airport lounges, and client PCs installed in airport lounges read credit card information read through the card reader unit of the connected terminal. The airport lounge using the information generated by the network to the central server, the central server transmits the airport lounge usage information to the credit card company server receives the approval information from the credit card company and transmits it to the dedicated terminal through the client PC To print the lounge visit record through the printer unit of the terminal, the airport lounge using the credit card is completed. The central server charges the airport lounge for the completed transaction to the credit card company server. Make a deposit to the representative account Making related to airport lounges approval / use cash accounting system and method for settlement through the airport lounge, deposit accounts, after excluding certain charges.

In general, airports around the world have their own airport lounges, which provide drinks and other resting areas for those who use the airport.

The general public is not allowed to use the airport lounge and is used by holders of Level 1 or 2 flight tickets, exclusive card holders, or other membership card holders, and the main customers are designated as excellent credit card companies (for example, platinum card holders). There is a certain class of people with qualifications.

Referring to the actual use of the airport lounge as follows. Only those who have access to the airport lounge can access the airport boarding pass, but also those who have a special card issued separately for the use of the airport lounge for excellent customers by credit card companies or other member companies. Such private card holders can use the facilities at any airport lounge in the world, and in some cases, airport lounges in some countries allow the public to pay a limited fee.

In the conventional use environment shown in FIG. 1, when the user 101 first enters the airport lounge, the user is presented with an airport lounge use card issued by the broker 103 to check the eligibility, and at the airport lounge 102 side. You can either stamp your exclusive card with the printer or write a slip. The user 101 confirms to the airport lounge 102 that the airport lounge is used by signing a usage slip. The broker 103 directly collects the use slip from the airport lounge by mail or other method to notify the credit card company 104 or a member company separately from the usage slip and the airport use history and at the same time charges for using the airport lounge. The credit card company 104 or the member company bears the cost of using the airport lounge of the customer, and transfers the use price to the broker 103, the broker settles for each airport lounge.

In general, if you use the airport lounge, you can use the airport lounge if you have one card. In this case, the credit card company or member company will pay only for the predetermined number of people (usually up to one holder of a dedicated card) determined by internal policy, and the payment for the number of companions used together will be paid by the owner of the credit card. You will be charged for the usage fee. Therefore, the service usage price is set according to the number of users.

In the conventional use of the airport lounge, even if the user has a credit card or membership card, it is cumbersome to receive and carry an additional airport lounge exclusive card, and thus, a credit card company or a member company In addition to the membership card, a separate card must be issued, and the additional issuance cost and management cost have a problem in that the credit card or the member company's continuous cost burden.

In addition, since the brokers collect the payment slips manually by mail or other methods from airport lounges around the world, they charge the credit card company or member company for payment and receive payments. During the processing period of 50 days, the user, the airport lounge, and the exclusive card issuer had a problem in that they could not grasp the usage status of the airport lounge until they were informed of the separate contents.

In addition, because the exclusive card can use the airport lounge just by showing the actual card, if the counterfeit card is made, the counterfeit card user can use the airport lounge without any restrictions, and the specific dedicated card is used at which airport lounge. There was no way to query in real time how many times it was used or how many times it was used. Therefore, the credit card company or member company that issued the exclusive card for such counterfeit card, duplicate transaction, and fraudulent transaction must bear the full amount of usage fee when the usage slip is presented through the broker, and in this case, the actual owner of the dedicated card must Regardless of whether or not to use the airport lounge, there was a problem to solve the complaint by filing a complaint to the credit card company or member companies for the use of the airport lounge of the companion charged to him.

Airport lounges are usually operated by individual operators or airlines, but through the contract with brokers, airport lounges around the world operate as if they were a chain of stores. The present invention is to establish an intermediary agency and intermediary system to effectively perform the airport lounge use approval and payment settlement using a credit card between the airport lounge and the company paying the use fee, the project to which the configuration of the present invention is applied An intermediary agency chains airport lounges around the world into service providers and has a high value-added industrial character that sells them to outstanding customers of credit card companies or other member companies around the world.

Airport lounge use approval / payment settlement system and method of the network environment using a credit card according to the present invention for solving the conventional problems as described above, the first purpose, to read the information of the credit card to the airport lounge side The central server receives credit card information and airport lounge usage information through a client PC equipped with a dedicated terminal and transmits it to the credit card company server, and obtains the inquiry and qualification of the airport lounge user from the credit card company server. It aims at simplifying and enhancing the transparency of transactions.

In addition, for the second purpose, the central server connects the credit card company server to the credit card company server to request information of the airport lounge user's qualification and use approval from the credit card company server, and to request the payment of the use fee, and to use the money paid from the credit card company. It aims to reduce the burden of credit card companies' use charges by reducing the cost of providing services of intermediary agencies through computerization, by accelerating the settlement period by lounge.

In addition, for the third purpose, the central server provides a real-time guidance of the processing of airport charges currently being processed through the Internet homepage or the ARS server, allowing users, airport lounges, and credit card companies to check airport lounge usage information in real time. Its purpose is to provide convenience for work processing and verification procedures.

1 is a block diagram of a conventional airport lounge using environment.

2 is a block diagram of an airport lounge use approval / use payment settlement system in a network environment using a credit card according to an embodiment of the present invention.

3 is a structural diagram of an airport lounge use approval / use payment settlement system according to an embodiment of the present invention.

Figure 4 is a block diagram of the data in the process of approval of the user of the airport lounge according to an embodiment of the present invention.

Figure 5 is a flow chart of the airport lounge use payment settlement method according to an embodiment of the present invention.

Figure 6 is a flow chart of the airport lounge usage information transmission process according to an embodiment of the present invention.

Explanation of symbols on the main parts of the drawings

1: System 2: User

3: dedicated terminal 4: client PC

5: central server 6: credit card company server

31 control unit 32 card reader unit

33: communication unit 34: printer unit

35 display unit 41 control unit

42: database unit 43: communication unit

51 control unit 52 server communication unit

53: database 54: ARS guide

55: Web server section 56: Settlement section

Airport lounge use approval / payment settlement system of the network environment using a credit card according to the present invention for achieving the above object and the method, the airport lounge use approval / payment settlement system of the client server environment through the network A card reader unit for reading user credit card information, a communication unit for connecting to a client PC to perform data transmission and reception, a printer unit for outputting usage approval information to a lounge visit record, a display for displaying the operation status and data A dedicated terminal having a control unit installed with a control unit for controlling the control unit to control the control unit and the card reader unit, the card reader unit and the display unit; A database unit for storing the airport lounge usage information generated by combining the credit card information received from the dedicated terminal, the airport lounge address information and the number of users input through the input device, the connection to the dedicated terminal and the central server An airport lounge client PC including a communication unit for transmitting and receiving data and a control unit to control the database unit and the communication unit; A server communication unit for receiving the use of the airport lounge information from the client PC to transmit and receive the use approval response to the credit card company server and payment settlement data, the database unit for storing the information received through the server communication unit, the airport via the telephone line ARS guide for guiding lounge usage information, web server for guiding the airport lounge usage information through a network, a settlement unit for billing the airport lounge fee to a credit card company server for each airport lounge and the server communication unit A central server having a control unit installed with the database unit, the ARS guide unit, a control program for controlling the web server unit and the settlement unit; And a credit card company server receiving and approving the use of airport lounge usage information of its customers from the central server, and receiving and paying the use billing information. The client PC is configured to include the airport lounge via the dedicated terminal. Generate the use information and receive the use approval, the central server performs the processing of the use approval, billing and settlement processing, and provides the service information of the airport lounge using the ARS guide and web server unit It is done.

According to a preferred feature of the present invention, a method performed in an airport lounge use approval / use price settlement system of a client server environment through a network, wherein (1) a client PC reads an airport lounge user's credit card from a dedicated terminal to a central server; Transmitting airport lounge usage information to the server; (2) the central server accessing the airport lounge usage information received from the credit card company server and requesting a comparison to determine whether the user is an effective user, and receiving and transmitting usage approval information to the client PC; (3) the central server storing the airport lounge use approval information received from the client PC; (4) the central server retrieving the airport lounge use approval information for each credit card company from the database unit, summing the use charges, and accessing the corresponding credit card company server to charge for the use fee; (5) When the payment amount is transferred from the credit card company server to the representative account of the central server, the settlement part of the central server deducts a part of the received payment fee as a fee, and deposits the remaining amount to the deposit account of the airport lounge. step; And (6) the control unit of the central server stores the progress of each step of the step (1) to step (5) in the database unit by airport lounge, credit card company, and user airport through the client PC or telephone line. And a step of guiding the progress and usage history through a web server unit or an ARS guide unit when querying the usage history, wherein the client PC generates the airport lounge usage information through the dedicated terminal and receives the use approval. The central server performs the processing of the use approval, billing and settlement of the use, and provides a guide service of the airport lounge using information through the ARS guide and web server.

In addition, the step (1), (1-1) reading the credit card information including the card number and the expiration date of the card reader unit of the dedicated terminal; (1-2) reading airport lounge address information including a country name, a city name, an airport name, and an airport lounge name from the client PC internal memory; (1-3) receiving, by the operator, the number of users used by the input device; And (1-4) the control unit of the client PC transmitting the airport lounge usage information composed of the credit card information, the airport lounge address information, and the number of users to the server communication unit of the central server through a communication unit. Characterized in that made.

The airport lounge use approval / payment settlement system and the method of the network environment using the credit card according to the present invention configured as described above, if the user checks the use of the airport lounge using his / her own credit card, the client PC The user transfers the user's airport lounge usage information to the central server, and the central server transmits the airport lounge usage information to the credit card company server and receives the use approval response. The central server sums up the airport lounge usage approval information for each credit card company and then charges the credit card company for payment. The server checks the price and deposits the money into the representative account of the central server. After deducting the payment, settle each airport lounge and deposit it into the corresponding account of each airport lounge.

1 is a configuration diagram of a conventional airport lounge use environment, Figure 2 is a configuration diagram of the airport lounge use approval / payment settlement system of the network environment using a credit card according to an embodiment of the present invention, Figure 3 2 is a structural diagram of an airport lounge use approval / use price settlement system shown in FIG. 2, and FIG. 4 is a block diagram of a process of using the airport lounge user approval process according to an embodiment of the present invention, and FIG. 5 is an embodiment of the present invention. 6 is a flowchart illustrating a method of calculating an airport lounge use price according to an example, and FIG. 6 is a flowchart illustrating a process of transmitting airport lounge use information according to an embodiment of the present invention.

Hereinafter, a preferred embodiment of the present invention including the above components will be described in more detail with reference to the accompanying drawings.

1 illustrates a conventional airport lounge use environment composed of a user 101, an airport lounge 102, an agent 103, and a credit card company 104. When the user presents the exclusive card to use the airport lounge, the airport lounge prepares the use slip by hand, and the completed use slip is delivered to the broker by means of transport such as mail, and the broker uses the computerized data. Convert it and charge your credit card company. Such a conventional settlement operation cannot be inquired in real time at which stage the processing slip is currently being processed. In order to confirm this, communication means such as airmail or international phone call must be accompanied, and the airport lounge side after the user uses the airport lounge. At least 50 days will be required before the payment is made to the bank account.

FIG. 2 shows a usage environment of the airport lounge use approval / use price settlement system 1 in a network environment using a credit card constructed according to an embodiment of the present invention.

Unlike the conventional example, the user 2 presents a specific credit card, such as his platinum credit card, to the airport lounge, and reads the credit card information through the dedicated terminal 3 at the airport lounge.

The credit card information transmitted to the client PC 4 transmits the airport lounge usage information generated by combining the airport lounge address information stored in the client PC 4 with the number of users input through the input device to the central server 5. The central server 5 transmits the airport lounge use information to the credit card company server 6 through a communication function, retrieves data on the stored valid members, and receives the use approval information. The central server 5 stores the usage approval information and transmits it to the client PC 4 to output two copies of the lounge visit record through the printer function of the dedicated terminal 3, and the credit card holder signs one copy. . One copy of the lounge visit record will be delivered to the user and one copy signed by the user will be kept at the airport lounge.

For the usage approval information, the central server 5 connects to the credit card company server 6 and charges for the use fee, and when the credit card company server 6 deposits the use fee into the representative account of the central server 5, Settlement is carried out by depositing the remaining amount after deducting a certain fee into the account of the relevant airport lounge.

Figure 3 shows the components constituting the airport lounge use approval / payment settlement system according to an embodiment of the present invention.

Dedicated terminal (3) is a card reader unit 32 for reading card information, a communication unit 33 connected to the client PC to perform communication, a printer unit for receiving airport lounge use approval information and outputting a lounge visit record ( 34) and a display unit 35 for displaying the operation status and processing data, and a control unit 31 for controlling the card reader unit, communication unit, printer unit and display unit by a control program.

In particular, the dedicated terminal 3 in the present invention uses the first six digits of the credit card number to check who is responsible for the airport lounge use, and also because the number of customers using the airport lounge must be input separately Input function of should be provided. And for the approval process of the valid card, it is necessary to have a function suitable for the characteristics of the airport lounge due to the characteristics of the protocol that is confirmed by the credit card company server through the intermediary of the central server. Accordingly, the lounge visit according to the card reading function of the card reader unit 32, the communication function of the communication unit 33 for transmitting and receiving the card information and the use approval information with the client PC 4, and the result of the approval of the use of the printer unit 34. A record display function and a screen display function for screen display of the display unit 35 are required.

The client PC 4 is connected by the communication unit 33 of the dedicated terminal and the server communication unit 52 of the central server, the communication unit 43 which performs network communication, the database unit 42 generating airport lounge usage information, and the control program. The control part 41 which controls a communication part and a database part is comprised.

In addition, the central server 5 includes a server communication unit 52 for performing network communication with the communication unit 43 and the credit card company server 6 of the client PC, a database unit 53 for storing data received from the server communication unit, and a telephone. If you look up the airport lounge usage through the connection, the ARS guide unit 54 retrieves the data from the database unit and automatically guides the voice, and the client PC connected to the web server via the network through the airport through various web services. Web server unit 55, which guides the lounge usage details, when the payment amount paid by the credit card company is deposited into the account of the central server, deducts a predetermined fee and transfers the remaining amount to the account of each airport lounge. The control unit 56 and the control unit 51 for controlling the overall operation of the central server by the control program.

The airport lounge use approval / use price settlement system and method thereof according to the present invention not only perform the settlement work, but also check the airport lounge use, and the central server 5 oversees the entire process until the fee is deposited. To provide credit card companies with various types of inquiry and guidance services, the process of the central server is processed by telephone or internet.

4 illustrates a configuration of data in which usage information and usage approval information are transmitted as a user checks usage at an airport lounge.

When the user presents a credit card to enter the airport lounge, the airport lounge side reads the card information through the card reader unit 32 of the dedicated terminal 3 and transmits it to the client PC 4. Credit card information input through the card reader unit 32 is composed of the card number, expiration date and data that the credit card company specifically requests. At the same time, the control unit 41 of the client PC 4 reads the airport lounge address information stored in the internal memory. The airport lounge address information consists of country name, city name, airport name, and airport lounge name data. Next, the operator directly inputs the total number of customers using the airport lounge through an input button of a dedicated terminal, a keyboard or a mouse input device. If the card reader unit malfunctions, the operator may directly input the card information through the input device. In this case, the database unit 53 of the central server 5 stores the information directly input through the input device. .

In this way, the airport lounge usage information consisting of credit card information, airport lounge address information and the number of customers used information is transmitted to the central server (5), the central server (5) transmits it to the credit card company server (6), credit The card company server 6 retrieves valid user information stored therein and responds to the result of using the airport lounge. The result of approval of the use of the airport lounge transmitted from the credit card company server 6 is transmitted to the central server 5, the client PC 4, the dedicated terminal 3, and the dedicated terminal 3 is lounged through the printer unit 34. The transaction is completed by outputting the visit record.

Therefore, the process of outputting the lounge visit record from the moment the credit card is read is processed in a batch, thereby increasing the convenience of the airport lounge, and the transaction is generated through the credit card information read through the card reader. Counterfeit card use can be minimized. In addition, the airport lounge use transaction generated through a direct input device such as a keyboard or a mouse is stored separately in the database unit 53 of the central server 5, and visits the lounge with the user's signature at the airport lounge during the next business day of the transaction. Request a copy of the record through communication means, and send it to the credit card company to confirm whether the user uses the actual airport lounge. This can prevent double transactions and fraudulent transactions at an early stage. It will be a great help in resolving complaints.

Figure 5 shows the process of the use approval and use price settlement method performed in the airport lounge use approval / use payment settlement system 1 of the network environment using a credit card constructed in accordance with the present invention.

The approval method and settlement method can be divided into three processes. The first process is user approval process, the second process is billing and settlement process, and the third process is guide process through web server unit or ARS guide.

First, the user approval process corresponding to the first process is as follows.

In the client PC airport lounge use information transmission step (S10), the credit card is read in the card reader unit 32 of the dedicated terminal installed in the airport lounge, the control unit 31 of the dedicated terminal controls the communication unit 33 of the dedicated terminal. Connected to the communication unit 43 of the client PC to transmit card information, and the control unit 41 of the client PC receiving the card information receives credit card information, airport lounge address information and input of the database unit 42 stored in the internal memory. After generating the airport lounge usage information by combining the number of users of the user directly input through the device, the communication unit 43 of the client PC is connected to the server communication unit 52 of the central server and transmitted.

The control unit 51 of the central server that has received the airport lounge use information in the central server effective user determination processing step (S20) controls the server communication unit 52 to access the credit card company server 6 to transmit the usage information. The credit card company server 6 searches the airport lounge usage information received from the server communication unit 52 of the central server according to the criteria determined by the card to generate a user approval information, and generates the usage approval information to the server communication unit 52 of the central server. Connect and respond

In particular, the method of searching for a user's eligibility by accessing a credit card company server has an advantage of accurately comparing and checking on the basis of detailed information such as whether a lost card is overdue or the cost of a card.

In the central server airport lounge use approval information storage step (S30), the control unit 51 of the central server stores the airport lounge use approval information received from the credit card company server 6 by controlling the database unit 53, The server communication unit 52 is controlled to connect with the communication unit 43 of the client PC to transmit the use approval information, and the control unit 41 of the client PC transmits the use approval information transmitted to the server communication unit 52 of the central server. Control the communication unit 43 to connect to the communication unit 33 of the dedicated terminal and transmit.

The control unit 31 of the dedicated terminal controls the printer unit 34 of the dedicated terminal for the use approval information received from the communication unit 43 of the client PC to output two copies of the lounge visit record (approval slip) to the user at the airport lounge side. Get your signature.

In particular, the user entering his signature on the lounge visit record (approval slip) is only a confirmation that he has used the airport lounge, which is different from the signature on the amount of credit card use. However, as described above, when there are several parties other than one user, the cardholder is charged in the form of credit card payment as much as the payment for the companion who is not exempted from the contract fee between the credit card company and the cardholder.

Next, the use billing and settlement process corresponding to the second process is as follows.

In the central server credit card company billing step (S40), the use authorization information stored in the database unit 53 of the central server, the control unit 51 of the central server controls the settlement unit 56 to sum the use price for each credit card company The billing information is sent to the credit card company server 6 with the usage history information to the credit card company to charge the bill.

The role of credit card companies is explained as follows. In accordance with the central server effective user determination processing step (S20), the credit card company stores the use approval information, and when the use billing information is received through the settlement unit 56 of the central server, the use approval information is compared with the use billing information. The payment will be made. If the user approval information differs from the billing information, or if the user does not recognize the use of the airport lounge, a request for the lounge lounge signed by the user belonging to the user approval information is requested by the airport lounge for the ambassador's request. After verifying the use, it will be recalculated.

With respect to the use price charged by the central server 5 to the credit card company server 6, the use price is deposited to the representative account of the central server in the use price settlement step S50 of the central server airport lounge. The central server 5 checks the payment of the use price, and then remits the payment to the account of the individual airport lounge except for a predetermined fee.

Finally, the guidance process through the web server or ARS guide corresponding to the third process is as follows.

In the central server web server unit or ARS guide unit progress guide step (S60), the ARS guide unit 54 and the web server unit 55 installed in the central server are various inquiries, searches and other services requested through a telephone line or a network. To provide. At the airport lounge, you can access the central server (5) to inquire the progress of the settlement process, and credit card companies can query the airport lounge usage history by accessing the central server (5) even without being charged. have. To this end, the database unit 53 of the central server stores the progress of each airport lounge use information currently being processed. Since the automatic voice guidance function through the ARS guide unit 54 and the Internet service function through the web server unit 55 are already known technologies, the description thereof will be omitted.

In this way, after the credit card holder enters the card through the card reader unit to use the airport lounge using his credit card, all the processes from the settlement process to the settlement process are handled by the control unit 51 of the central server. Guides the progress information stored in).

Conventionally, it takes about 50 days to complete the payment after the user uses the airport lounge.However, by applying this technology, it can be shortened to about 20 days, which is very convenient for the airport lounge. It is very convenient because it can be managed. In addition, a 20-day real-time guidance service can be used at any time to look up the airport lounge usage of a specific user.

FIG. 6 illustrates the process of the client PC airport lounge usage information transmitting step S10 shown in FIG.

In the dedicated terminal credit card information input step (S11), the counter of the airport lounge reads the user's credit card information from the card reader unit 32. Next, in the client PC airport lounge address information input step S12, the client PC 4 reads the airport lounge address information stored in the internal memory. Next, the operator inputs the total number of customers using the client PC input device user number input step (S13). In the next client PC airport lounge usage information transmission step (S14), the airport lounge usage information composed of credit card information, airport lounge address information, and the number of users is transmitted to the central server 5.

As described above, an embodiment of an airport lounge use approval / use price settlement system and a method thereof in a network environment using a credit card according to the present invention are constructed. The technical scope of the present invention is not necessarily limited to the above-described embodiment, and various modifications and applications can be made without departing from the technical scope of the present invention.

The airport lounge use approval / payment settlement system and method thereof in a network environment using a credit card according to the present invention, as a first effect, have a dedicated terminal at the airport lounge side in an environment consisting of an airport lounge user, an airport lounge and a credit card company. By installing a client PC, the user can conveniently and quickly check the qualification and approval process at the airport lounge side with only the credit card, and the credit card company provides the effect of reducing the economic cost by abolishing the existing dedicated card.

In addition, as a second effect, the central server receives the user's airport lounge usage information transmitted from airport lounges around the world, accumulates the charges for each credit card company, and deposits the deposits for each airport lounge. Through the settlement work, the settlement period is shorter and the settlement cost is reduced than the existing work.

In addition, as a third effect, the central server provides a safe and transparent airport lounge use environment by providing guide services to users, airport lounges and credit card companies from the airport lounge until the fee is deposited.

Claims (3)

As an airport lounge use approval / payment settlement system in a client server environment over a network, A card reader unit for reading the user's credit card information, a communication unit for transmitting and receiving data by connecting to a client PC, a printer unit for outputting usage approval information to a lounge visit record, a display unit for displaying the processing status and data, and A dedicated terminal having a control unit provided with a control program for controlling the card reader unit, the communication unit, the printer unit and the display unit; A database unit for storing the airport lounge usage information generated by combining the credit card information received from the dedicated terminal, the airport lounge address information and the number of users input through the input device, the connection to the dedicated terminal and the central server An airport lounge client PC including a communication unit for transmitting and receiving data and a control unit to control the database unit and the communication unit; A server communication unit for receiving the use of the airport lounge information from the client PC to transmit and receive the use approval response to the credit card company server and payment settlement data, the database unit for storing the information received through the server communication unit, the airport via the telephone line ARS guide for guiding lounge usage information, web server for guiding the airport lounge usage information through a network, a settlement unit for billing the airport lounge fee to a credit card company server for each airport lounge and the server communication unit A central server having a control unit installed with the database unit, the ARS guide unit, a control program for controlling the web server unit and the settlement unit; And Credit card company server for receiving and approving the use of airport lounge use information of its customers from the central server, and receiving the use billing information; The client PC generates the airport lounge use information through the dedicated terminal and receives the use approval, and the central server performs the use approval processing, the billing and settlement processing, and the ARS guide unit and the web server unit. Airport lounge usage approval / use payment settlement system of the network environment, characterized in that to provide information service of the airport lounge usage information. As a method performed in the airport lounge use approval / payment settlement system of a client server environment through a network, (1) a client PC reads a credit card of an airport lounge user from a dedicated terminal and transmits airport lounge usage information to a central server; (2) the central server accessing the airport lounge usage information received from the credit card company server and requesting a comparison to determine whether the user is an effective user, and receiving and transmitting usage approval information to the client PC; (3) the central server storing the airport lounge use approval information received from the credit card company server; (4) the central server retrieving the airport lounge use approval information for each credit card company from the database unit, summing the use charges, and accessing the corresponding credit card company server to charge for the use fee; (5) When the payment amount is transferred from the credit card company server to the representative account of the central server, the settlement part of the central server deducts a part of the received payment fee as a fee, and deposits the remaining amount to the deposit account of the airport lounge. step; And (6) The control unit of the central server stores the progress of each step of the step (1) to step (5) in the database unit to use the airport by airport lounge, credit card company, user by airport via the client PC or telephone line Including the step of guiding the progress and usage history when the inquiry through the web server or ARS guide; The client PC generates the airport lounge use information through the dedicated terminal and receives the use approval, and the central server performs the use approval processing, the billing and settlement processing, and the ARS guide unit and the web server unit. Airport lounge usage approval / use price settlement method of the network environment, characterized in that for providing information service of the airport lounge usage information. The method of claim 2, Step (1), (1-1) reading the credit card information including the card number and the expiration date by the card reader unit of the dedicated terminal; (1-2) reading airport lounge address information including a country name, a city name, an airport name, and an airport lounge name from the client PC internal memory; (1-3) receiving, by the operator, the number of users used by the input device; And (1-4) the control unit of the client PC transmitting the airport lounge use information consisting of the credit card information, the airport lounge address information and the number of customers using the communication unit to the server communication unit of the central server; Airport lounge use approval / settlement method, characterized in that made.