KR20030023944A - Buying certification and payment system by handphone - Google Patents

Abstract

PURPOSE: A system for confirming and settling purchase using a cellular phone are provided to certify and settle the purchase with the cellular phone without holding a credit card by transmitting a barcode to the cellular phone and displaying the barcode on an LCD after inputting a password to the cellular phone. CONSTITUTION: The system(100) includes an Internet server(112), a wireless communication server(113) and an ARS(Automatic Response System) server(111). An application item is encrypted as the barcode by a barcode processor(130) after passing a member database(121). A cellular phone number, a subscriber name, an expiration period, a resident registration number, an ID and a linked credit card number are encrypted as the 1-dimensional or 2-dimensional barcode. The converted barcode is transmitted to the cellular phone by a barcode transmission system(132). The encrypted barcode is stored in a cellular phone menu and is confirmed by inputting the password. Thus, the encrypted barcode displayed on the LCD of the cellular phone is not stolen when the cellular phone is lost.

Description

Purchase confirmation and payment system using mobile phone {BUYING CERTIFICATION AND PAYMENT SYSTEM BY HANDPHONE}

The present invention relates to a purchase authentication and payment system using a mobile phone. More specifically, a mobile phone number, a subscriber's name, an expiration date and a resident number are applied to an approved mobile phone user who has received an application for a mobile phone payment system through the Internet or ARS, a mobile phone, or in writing. ID, or linked credit card number is encrypted and sent to 1-D or 2-D barcode. The transmitted barcode remains in the menu that can be used after confirming the password of the mobile phone, and when the product is pushed, the barcode is displayed on the bottom of the liquid crystal, and the system recognizes the barcode with the seller's barcode reader to approve the purchase and perform a credit transaction. will be

Recently, the spread of credit cards has been active and many people have credit cards, but many people do not have a credit card in their age or occupation, especially in the case of small payments. In addition, it can be used without a password when a credit card is lost, and there is also an unstable aspect when a credit card is lost.In addition, most barcodes are used for the sale of products and for inventory.

As there is a barcode reader at the point of sale and purchase, it is possible to send a barcode to the mobile phone without a new infrastructure so that purchase authentication and payment can be done.If the barcode is displayed on the LCD after entering the password on the mobile phone, it cannot be used without a password if lost. The goal is to create a more convenient credit society by certifying and presenting purchases only with a mobile phone, even if they are safer and do not have a credit card.

1 is a diagram showing the concept of purchasing authentication and payment by a mobile phone by transmitting a barcode according to an embodiment of the present invention.

2 is a block diagram of a system for transmitting a barcode to a mobile phone according to an embodiment of the present invention to purchase and verify a purchase with a mobile phone.

In order to achieve this technical problem, a mobile phone payment system using a barcode according to the characteristics of the present invention,

In case of applying through the internet, it is included in the wireless processing unit when applying through a wireless network such as an internet web server or a mobile phone, and the ARS processing unit when applying via ARS. Barcode processing unit for generating input data into barcodes and sending them to mobile phone subscribers, purchase approval processing unit processing when a purchase approval is received from the seller, billing processing unit charging each user who purchases mobile phones, and mileage to activate purchase use. It consists of a purchase compensation processing unit that compensates

The steps of the purchase authentication and payment system with a mobile phone using a barcode according to the present invention

Applying for purchase authentication and payment service on a mobile phone using a barcode on the Internet, mobile phone, ARS, or in writing

Signing up and putting the member's DB in the DB server,

Subscriber information is encrypted by cell phone number, subscriber name, expiration date, resident number, ID or linked credit card number, and converted into one-dimensional or two-dimensional bar code to check the password of the applicant's mobile phone menu and send it to a menu that can be used. step.

A purchase approval processing step in which a mobile phone user who receives an encrypted one-dimensional or two-dimensional bar code purchases a product from a seller and approves or rejects the purchase when a purchase approval comes in

Charging step of charging the purchaser with the approved mobile phone payment

Includes a purchase reimbursement step, such as mileage to compensate for the charged cell phone payment system

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 illustrates a concept of a payment system using a mobile phone using a barcode according to an embodiment of the present invention.

As shown in FIG. 1, when a mobile phone user applies for a service subscription through a mobile phone, the Internet, ARS, or in writing, a mobile phone number, a subscriber's name, an expiration date, and a resident number are displayed in a menu in which a password can be used after entering a password among mobile phone menus ID, or linked credit card number is encrypted and sent to a one-dimensional or two-dimensional barcode.

When a user enters a password on the mobile phone menu to use the service, a 1-D or 2-D bar code is displayed on the LCD screen, and the barcode displayed on the LCD screen of the seller is purchased after purchasing the product at a purchase place such as a supermarket or a department store. If the credit card information is recognized and approved, a three-set receipt is issued like a credit card to obtain an autograph, generate a credit transaction, and charge the bill later.

In Figure 2 is shown a hardwood and billing system with a mobile phone using a bar code according to the implementation of the present invention.

As shown in FIG. 2, the system according to the present invention (100) is connected through the wired / wireless network 30 and the wireless Internet network (wireless network) 40 of the mobile phone subscriber 10. Here, the wired network ( 30 includes a telephone network 31 and the Internet 32, the wireless network 40 is connected to the mobile communication service system 60 so that the mobile phone subscriber 10 and the system 100 is connected.

As the purchaser terminal 10, communication equipment that can be connected to a purchase authentication system through a wired or wireless network 21, 22, 23 is used. For example, a wired telephone, a mobile communication terminal, a computer, an internet accessor, or the like is used. Various communication equipments can be used. Therefore, the service applicant can quickly access the system 100 through PC communication, the Internet, the wireless Internet, and the telephone network.

As described above, a payment system using a barcode that can be connected through various wired and wireless networks includes an Internet server 112, a wireless communication server 113, and an ARS server 111. After accessing the member unit 120 in various ways through the application form 121 and the member DB 122, the approval application is processed as an barcode encoded by the barcode processing unit 130. At this time, the encryption is a mobile phone number, a subscriber The name, expiration date, resident number, ID or associated credit card number is encrypted and converted into a one-dimensional or two-dimensional barcode and the barcode sending system 132 is transmitted to the menu to the cellular phone. At this time, the place where the encrypted barcode is stored is a menu where the user can check the barcode by entering a password among the menus of the mobile phone and encrypts it when the mobile phone is lost so that the barcode displayed on the liquid crystal of the mobile phone is not stolen.

When a mobile phone user who receives the received encrypted barcode enters a password into his cellphone after purchasing a product in a supermarket, department store 200, etc., displays the encrypted barcode received on the mobile phone LCD, and then purchases a super, department store ( 200) If the bar code reader on the bar code reader provided in the subway search stand 201 to take a bar code displayed on the LCD, the purchase approval unit 140 is connected to the member DB processing unit to check the credit status and then the purchaser (200,201) to approve the purchase. Super, department store (200) prints three receipts, one is given to the person and proceeds to collect the remaining two, in the subway (201), the purchase approval at the starting point where the barcode is printed on the mobile phone first, and finally the mobile phone Calculate the destination of the barcode on the liquid crystal.

The approved purchase data is transferred to the billing system 150, and the billing system 151 charges the amount used by the individual, and the mileage system 152 pays the reward according to the amount used, and the period through Giro or bank settlement. It is paid by unit

As described above, according to the present invention, mobile users can conveniently purchase and verify payments using mobile phones, so people who do not have a credit card can conveniently purchase products online using mobile phones, and content charges online It is a convenient system that allows you to enter barcodes directly.

Claims (6)

Transmitting encrypted one-dimensional and two-dimensional barcodes on the screen of the mobile phone and using them for purchase authentication and payment: Mobile phone number, subscriber's name, expiration date, resident number, ID or linked credit card number After encrypting the code and converting it into a 1D or 2D bar code, the user enters a password on the mobile phone menu to display the 1D or 2D bar code on the LCD screen. After purchasing the goods, the barcode displayed on the LCD screen of the mobile phone is recognized by the barcode reader of the seller. An encryption system that encrypts the applicant's mobile phone number, subscriber name, expiration date, resident number, ID or linked credit card number and converts them into one-dimensional or two-dimensional barcodes. By installing a barcode reader at the search station in subways, buses, etc., by using the encrypted barcode displayed on the mobile phone liquid crystal, the mobile phone liquid crystal barcode is recognized first. Billing Steps and Systems Super, Convenience Store, Department Store, etc. After purchasing goods at the point of purchase, the encrypted barcode displayed on the LCD screen of the mobile phone is recognized by the barcode reader of the seller to verify and approve the credit information. Steps and methods for rewarding mileage or points depending on the amount used during mobile phone purchase authentication and payment