KR20020080059A - Credit authorization terminal system and method for writing out an account entry based on the credit card sale data from this system - Google Patents

Abstract

PURPOSE: A credit card inquiring device and a method for preparing an account book are provided to transmit sale data approved from a credit card company to a specific computer system in charge of an account management automatically. CONSTITUTION: If a credit card possessor suggests a credit card for paying a cost of a commodity purchase or a service, a businessman reads the corresponding credit card number through a card reader unit of a credit card inquiring device(S11). The businessman inputs a paying amount of money through a key input unit of the credit card inquiring device(S12). The credit card inquiring device is connected to a credit card company system through a public switched telephone network or a value-added network(S13). Approval requesting information such as the card number and a paying amount of money is transmitted to the credit card company system through a modem unit, and the credit card company system judges as to an approval of the transaction(S14). If the approval is possible, the credit card company system embodies a payment possible signal and an approval number to the credit card inquiring device(S15,S17). If an approval number is embodied, a sale data storing unit extracts a sale date and selling amount data and stores the information in a sale data storing unit of a memory unit(S18). A printer of the credit card inquiring device prints transaction information including an approval number as a receipt and a slip format(S19).

Description

CREAT AUTHORIZATION TERMINAL SYSTEM AND METHOD FOR WRITING OUT AN ACCOUNT ENTRY BASED ON THE CREDIT CARD SALE DATA FROM THIS SYSTEM}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a credit card inquiry terminal, and more particularly, to a credit card inquiry system capable of transmitting approved transaction information to a specific computer system.

In addition, the present invention relates to a method for professionally managing the accounting work of a particular operator based on credit card sales data.

In general, the credit inquiry service system refers to a system that inquires the credit status of a credit card that requests a transaction by receiving information from a financial institution or a credit card company through a communication line. A credit inquiry terminal used in such a credit inquiry service system is disclosed in, for example, Korean Patent Publication No. 92-10483.

The credit inquiry terminal disclosed in Korean Patent No. 92-10483 is a one-chip microprocessor which is embedded with RS-232C, ROM, RAM, and controls various external circuits, and receives data from the microprocessor to display the operation state of the inquiry machine. The display unit, a head which reads the magnetic card and converts it into an electrical signal and applies it to the microprocessor, a buzzer which is controlled by the microprocessor and listens to the operation state of the credit card inquiry machine, and has a matrix structure. A keyboard unit that applies various data to the processor, a modem circuit that receives and modulates data from the microprocessor and the transceiver during communication, and can transmit and receive signals from a modem circuit to a telephone line or another terminal. Has the necessary matching transformers It consists of a transceiver that protects the internal circuits from overvoltage and overcurrent, and a relay unit having a line connection control function between a credit card inquiry and a telephone line under the control of a microprocessor.

In addition to the above-described prior art, various functions are also available in Korea Patent Publication No. 99-80102, Republic of Korea Patent Publication No. 99-66397, Republic of Korea Patent Publication No. 10-216363, Republic of Korea Patent Publication No. 10-207596 A credit card checker having a is disclosed.

However, none of the above-described prior art includes a function for automatically transmitting transaction information (ie, sales data) approved through a credit card inquiry machine to a specific computer system when a transmission event occurs, as in the present invention.

In addition, with the development of the communication protocol based on the World Wide Web, a system and method for managing accounting data of a company or an individual using a computer network such as the Internet has been proposed.

In particular, Korean Laid-Open Patent Publication No. 2000-17897 inputs accounting-related data using a web page on a data network such as the Internet or an intranet application, and outputs a result of accounting management data from a database server through a web server. An internet accounting database management system and method are disclosed.

However, the above-described prior art requires that an accountant of an individual or a company directly input accounting-related data into the accounting database management system through an Internet access tool such as a personal computer. In particular, if they are non-specialists in tax and accounting, they are anxious because they do not know whether their data is accurate. As a result, online accounting systems have not been activated to date.

On the other hand, a business owner who wants to receive bookkeeping services through a tax / accounting expert (ie, including a tax accountant, accountant, or a tax / accounting office employee) may, at the end of the accounting period, report the sales and purchase data of the business. It should be communicated to an expert. In addition, in the case of entrusting the accounting book service to the tax / accounting specialist, a certain amount of expenses must be paid to the tax / accounting specialist every month, and the rate is quite high.

If you are a tax / accounting professional, you can minimize the rate from the customer's point of view if you have a stable supply of accounting books that your organization can handle monthly. In particular, if the customer's industry is the same or similar to a particular tax / accounting professional, the service rate may be lower because the effort required to process the accounting book is halved.

Therefore, it is desirable to provide an accounting program that can easily prepare an accounting book using an information system such as the Internet, but it is desirable to leave the accounting book to a tax / accounting expert.

In addition, it is better to leave the book of accounts to a specialist, but the operator can save the hassle of taking the purchase and sales data directly to the tax / accounting expert at the time of settlement.

If an operator meets with a tax / accounting expert individually and is provided with accounting services, it is disadvantageous for the operator to accept the service rates offered by the tax / accounting office.

Therefore, a number of operators wanting to use accounting book services (especially if they are the same or similar businesses in the same region are more desirable), and all of them have a single tax / accounting office with the entire accounting book business. If so, the service rate can be minimized.

The present invention has been made at the request of the above-mentioned operators and tax / accounting experts.

It is a first object of the present invention to provide a credit card inquiry machine capable of automatically transmitting sales data obtained from a credit card company to a specific computer system in charge of accounting management.

It is a second object of the present invention to provide a new online accounting book service method that can satisfy both operators and tax / accounting professionals.

Other objects and advantages of the invention will be described below and will be appreciated by the practice of the invention. Furthermore, the objects and advantages of the present invention can be realized by means and combinations indicated in the appended claims.

The following drawings, which are attached to this specification, illustrate exemplary embodiments of the present invention, and together with the detailed description of the present invention, serve to further understand the technical spirit of the present invention. It should not be construed as limited to.

1 is a schematic block diagram of a credit card payment system according to the present invention.

2 is a block diagram of a credit card inquiry machine according to a preferred embodiment of the present invention.

3 is a flowchart illustrating a credit card payment approval process performed using the credit card inquiry machine of the present invention.

4 is a flowchart illustrating a process of transmitting transmission sales data to a service server using a credit card inquiry machine of the present invention.

5 is a business configuration of the present invention to provide the accounting book services to the merchants through the virtual accounting office.

6 is a block diagram of a service server for providing an accounting book service.

7 is an overall flowchart of an accounting book service process according to a preferred embodiment of the present invention.

8 and 9 are flowcharts illustrating a process of propagation or division of a virtual accounting office according to the present invention.

<Description of main reference numerals in the drawings>

110: central processing unit 120: memory unit

130: card reader 140: power supply

150: key input unit 160: display

170: ROM 180: RAM

190: printer 1000: card inquiry machine

2000: Service Server 2500: Virtual Accounting Office

3000: Accounting Office

Credit card inquiry according to the present invention for achieving the above object, the card reader unit for reading the credit card information, the key input unit for inputting the transaction information, the LCD display, the printer for printing the receipt, payment information A first memory for storing sales data for a period of time generated through a credit card transaction as well as a modem unit and a central processing unit for modifying and demodulating payment data for transmission to a credit card company; Means for storing current sales data of obtaining transaction approval from a credit card company in the first memory; Means for reading the sales data from the first memory according to a transfer command and combining the sales data with merchant identification information to generate transmission sales data; And means for transmitting the transmission sales data to a specific computer system via a communication network.

The credit card inquiry device of the present invention reads out the location information from the second memory when the transfer command occurs and a second memory for storing the merchant identification information and the location information of the specific computer system, and based on the location information. The apparatus may further include communication control means for automatically connecting to the specific computer system.

In this case, it is preferable that the specific computer system has an accounting program for automatically creating an accounting book for each affiliated store based on the transmission sales data.

In addition, the credit card query device of the present invention may further include a transfer command generating means for generating the transfer command, wherein the transfer command generation means is preferably in the form of a transfer key present in the key input unit.

The credit card lookup device of the present invention may further comprise means for receiving a transfer command from the particular computer system.

In addition, the method of creating an accounting book based on credit card sales data according to a preferred embodiment of the present invention obtains the credit card sales information of the operator by connecting the credit card inquiry and the computer system, and based on the sales information A method of creating an accounting book, the method comprising: receiving credit card sales data including business identification information from the credit card inquiry machine; Delivering the sales data to a virtual accounting office to which the business operator belongs; Outputting the credit card sales data from the virtual accounting office by a tax / accounting expert; The tax / accounting expert inputs accounting data into the virtual accounting office based on the credit card sales data.

In this case, the virtual accounting office stores and manages sales information, purchase information, and accounting information of a plurality of contracted contractors, and is affiliated with at least one contracted tax / accounting specialist, and the company belonging to the tax / accounting specialist upon request. Provides an accounting program that can easily prepare an accounting book based on sales, purchase information, and purchase and sales information.

In addition, the accounting book preparation method of the present invention recovers the purchase data, such as receipts, tax invoices from the operator, and delivers the purchase data to the tax / accounting expert, and the number of operators belonging to the virtual accounting office The method may further include dividing the virtual accounting office when the number of contracts with the affiliated tax / accounting expert is exceeded.

In this case, the virtual accounting office may be configured for each operator existing in a specific region, or may be configured for each operator belonging to a specific industry.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Prior to this, terms or words used in the present specification and claims should not be construed as being limited to the common or dictionary meanings, and the inventors should properly explain the concept of terms in order to explain their invention in the best way. Based on the principle that can be defined, it should be interpreted as meaning and concept corresponding to the technical idea of the present invention.

Therefore, the embodiments described in the specification and the drawings shown in the drawings are only the most preferred embodiment of the present invention and do not represent all of the technical idea of the present invention, various modifications that can be replaced at the time of the present application It should be understood that there may be equivalents and variations.

A. Credit Card Checker

First, the configuration and function of a credit card inquiry machine according to a preferred embodiment of the present invention will be described with reference to FIGS.

1 shows a credit card payment system according to the present invention. As shown in the figure, the credit card inquiry system 100 provided in the affiliated stores of each card company is connected to the credit card company 300 or the service server 400 for the accounting management business through the modem 101 is used. Payment of approved amount and transmission of approved sales data are made.

That is, when the user presents his credit card 500 to pay for the amount used by the user, the credit card lookup 100 reads the card unique number recorded on the credit card and inputs the amount to be paid. Input through 150, and whether or not payment is possible is transmitted to the public telephone network (PSTN) 200 through the modem (101).

The credit card company 300 inquires whether the credit card can pay the requested amount based on the card unique number and the payment amount information transmitted through the public telephone network 200.

If the result of the inquiry indicates that the credit card 500 is a defective or lost / stolen card or exceeds the allowable amount, the card notifies the credit card checker 100 of the non-payment signal, and the credit card can be used normally. In this case, the credit card inquiry device 100 is assigned a payment possible signal and an authorization number.

When the authorization number is assigned to the payment request, the credit card inquiry machine 100 prints the payment details through the printer 190 and simultaneously stores the payment details in a memory in the credit card inquiry machine.

2 shows a configuration of a credit card inquiry machine according to a preferred embodiment of the present invention.

As shown in the figure, the credit card query device 100 of the present invention is a central processing unit 110, display 160, ROM 170, RAM 180, printer 190, modem unit 101 , A memory unit 120, a card reader unit 130, a power supply unit 140, and a key input unit 150.

In addition, the memory unit 120 includes an affiliate store unique number storage area 121, a sales data storage unit 122, and a location information storage unit 123.

In addition, the central processing unit 110 is functionally composed of a payment approval processing module 111 and a data transmission module 116, the data transmission module 116 is again the sales data storage 112, transmission The sales data generator 113, the communication controller 114, and the data transmitter 115 are included.

The central processing unit 110 not only controls each part of the credit card inquiry system 100 as a whole, but also a payment approval processing routine (see FIG. 3) and a data transmission routine (to be described later) according to a program loaded from the ROM 170. 4).

The configuration and function of the payment approval processing module 111 for performing the payment approval processing routine and the data transmission module 116 for performing the data transmission routine will be described later in detail with reference to FIGS. 3 and 4.

The read only memory (ROM) 170 stores a program for payment approval processing routine and data transfer routine of the central processing unit 110. The random access memory (RAM) 180 temporarily stores information of the central processing unit that occurs during the payment approval process or data transmission.

The memory unit 120 is connected to the central processing unit 110, and stores an affiliated store's unique number (ie, operator identification information), approved sales data, and location information (IP address) of a specific computer system. The memory unit 120 is preferably configured as a nonvolatile memory so that stored information is not lost even when there is no power supply.

In particular, the sales data storage unit 122 is an area for storing sales data (ie sales date, sales, etc.) for a transaction that has obtained payment approval from a credit card company. In addition, the location information storage unit 123 is an area for storing location information of a specific computer system to which the sales data is to be transmitted. This particular computer system may be a server computer that provides accounting services or may be a tax / accounting expert computer.

The merchant unique number 121 is made of a code that is uniquely assigned to each operator to identify operators that have installed the card query terminal according to the present invention.

The key input unit 150 is connected to the central processing unit 110, and provides keys for the user to input the payment amount, information for credit inquiry of the credit card. In particular, the key input unit 150 of the present invention generates a command for instructing to transmit the approved sales data stored in the memory unit 120 to a specific computer system, the data transmission module of the central processing unit 110 A forwarding key for forwarding to 116 is provided.

The display 160 is connected to the central processing unit 110, and informs the user by displaying the credit inquiry progress status and the inquiry result on the LCD screen under the control of the central processing unit 110.

The card reader unit 130 is connected to the central processing unit, and reads and applies the magnetic data recorded on the credit card to the central processing unit.

The power supply unit 140 is for supplying driving power to each unit constituting the credit card inquiry machine.

The modem unit 101 provides a connection port with the value-added communication network (VAN) or a public communication network (PSTN), and modulates and demodulates a signal input and output through the connection port, and the connection port with the value-added communication network is a trunk line. It further comprises a connection port for using the CO line as a telephone network.

The printer 190 prints and issues a slip for a card user.

A process of approving a credit card transaction using the above-described credit card inquiry machine and transmitting the transfer sales data will be described in detail with reference to FIGS. 3 and 4.

First, referring to FIG. 3, the payment approval processing routine will be described. When the credit card holder presents the credit card to pay for the purchase of the product or the use of the service, the service provider may read the card reader of the credit card checker 100. The card number of the corresponding credit card is read through the unit 130. (S11)

When the reading of the card number is completed, the operator inputs the payment amount through the key input unit of the credit card inquiry machine (S12).

When the input of the card number and the payment amount is completed, the credit card inquiry machine is dialed and connected to the credit card company system through the public telephone network or the value added network (S13).

Authorization request information such as the card number and the payment amount is transmitted to the credit card company system through the modem unit in a dialing connection to the credit card company system, and the credit card company system determines whether to approve the transaction (S14).

At this time, if there is a reason for disapproval of credit, such as a lost or stolen card, a non-payment message is notified on the display of the credit card inquiry machine (S15, S16).

On the other hand, if the payment is approved for the transaction, the credit card company system gives the credit card checker a paymentable signal and an authorization number. (S15, S17)

As such, when an authorization number is assigned from the credit card company system, the sales data storage unit 112 extracts the sales date and the sales data from the transaction information that has been denied, and stores this data in the sales data storage unit 122 of the memory unit 120. (S18)

In addition, the printer of the credit card inquiry machine prints the transaction information given the authorization number in the form of receipts and slips (S19).

As a result of repeatedly performing the process of FIG. 3, a plurality of sales data are stored in the sales data storage 122 of the memory unit 120. When a plurality of sales data are stored as described above, the credit card inquiry machine performs the data transmission routine of FIG.

That is, the transmission sales data generation unit 113 of the credit card inquiry machine checks whether a transmission event (or a transmission command) exists (S21), and if the transmission event exists, it is in the sales data storage unit 122 of the memory unit. It is also checked whether the sales data to be transmitted exists.

The transmission event may occur by a touch of a transmission key present in the key input unit, or may occur at a predetermined period according to a programmed period. Further, the transfer event may be given from the specific computer system (ie, it may be determined that a transfer command exists as the transfer request is transferred from the specific computer system to the credit card inquiry).

At this time, if there is sales data to be transmitted in the sales data storage unit, the communication control unit reads the location information of a specific computer system (or service server) from the location information storage unit of the memory unit (S23).

In the state where the positional information is read, the communication control unit dials to the service server using the positional information (S24).

On the other hand, if there is sales data to be transmitted in step S22, the transmission sales data generation unit 113 reads the affiliate store's unique number (ie, carrier identification information) and sales data from the memory unit 120. (S25 )

By combining the merchant number and the sales data read in this way to generate the transmission sales data. (S26)

When the transmission sales data is generated, the data transmission unit 115 transmits the transmission sales data to the service server side which is dialed. (S27)

The service server receiving the transmission sales data from the credit card inquiry machine sends a message to the credit card inquiry informing that the transmission sales data has been safely transmitted, and the display of the credit card inquiry machine displays this message on the LCD screen. S28)

B. Remote Accounting Using Virtual Accounting Office

Hereinafter, a remote accounting management method using a credit card inquiry machine of the present invention will be described in detail with reference to FIGS. 5 to 9.

First, Figure 5 is a business chart for the remote accounting management method according to the present invention.

Referring to the figure, the accounting management service provider is represented by the service server 2000, the business operator is represented by the affiliated shop 1000, the tax / accounting expert is represented by the accounting office 3000. In addition, the service provider may be a vendor that manufactures and sells the above-described credit card inquiry machine of the present invention.

First, a service provider visits a business site where a credit card transaction is required, installs the credit card inquiry machine, and also concludes a delegation contract for accounting book making business. Here, the delegation contract means a delegation contract on the accounting book making work between the virtual accounting office 2500 operated by the service provider and the business operator. The contract can be concluded online by the operator visiting the web page of the service server 2000 directly.

When a delegation agreement with a plurality of operators is concluded, the virtual accounting office 2500 naturally acquires a plurality of customers in the process of installing a credit card inquiry machine. Based on the secured customer, the virtual accounting office 2500 enters into a delegation contract with the real tax / accounting expert (ie, a tax accountant's office, an accountant's office) regarding the preparation of the accounting book. Of course, before acquiring a business operator, first, a delegation agreement is made with a number of tax / accounting experts, and a number of virtual accounting offices 2500 are created that correspond to the capabilities of each tax / accounting expert. It would be possible.

As such, when a dual delegation agreement is concluded between the actual tax / accounting office, the virtual accounting office, the virtual accounting office and a number of operators, the virtual accounting office provides the accounting book service for each operator and the ASP for the tax / accounting office. You can provide an accounting program using an Aplication Service Provider.

That is, the virtual accounting office 2500 secures sales data by credit card payment through a data communication network (online), and acquires purchase data such as tax invoices and receipts and cash sales data through offline. When the basic data for the preparation of the accounting book is secured, the virtual accounting office 2500 provides credit card sales data online to the affiliated accounting office 3000, and the purchase data and cash sales data are provided offline. .

The accounting office 3000, which secured credit card sales data, purchase data and cash sales data from the virtual accounting office 2500, accesses the virtual accounting office again and makes sales based on the data according to the accounting program provided by the virtual accounting office. Enter the data and purchase data (hereinafter defined as accounting data) to create an accounting book for a specific operator.

According to the sales process of the present invention, the virtual accounting office can easily secure the operator as a customer for accounting in the process of installing a credit card inquiry machine at the workplace. In addition, the virtual accounting office can present the service provider with a minimum service rate.

This is because in the case of virtual accounting offices, it is possible to require the actual accounting office to reduce service rates by securing a large number of accounting book operations, and also collect some of the sales data automatically without human intervention. Output is possible. In addition, it is possible to provide an accounting program through the ASP to the accounting office, thereby reducing the load on the accounting book preparation.

The business process of the present invention made online based on the above-described sales concept will be described in detail with reference to FIG. 5, and when the sales data including the affiliated store's unique number is transmitted to the service server side through the card inquiry machine of the present invention, The server finds a virtual accounting office to which the affiliate belongs from the affiliated store's unique number. (①)

When the search of the virtual accounting office corresponding to the affiliated store is completed, the service server stores the transmitted sales data in the searched virtual accounting office (virtual accounting office DB).

By repeating the above process, credit card sales data of multiple operators is accumulated in each virtual accounting office, and when the settlement time is reached, the service provider visits the workplace and collects the purchase data and the cash sales data. (③)

When the purchase data and cash sales data are recovered from each workplace, the purchase data and cash sales data are transferred to at least one accounting office affiliated with the virtual accounting office.

The accounting office receiving the purchase data and cash sales data accesses the corresponding virtual accounting office of the service server, and executes the accounting program.

While the accounting program is executed, the sales data is output for each operator, and the accounting data for preparing the accounting book is input based on the sales data, the purchase data, and the cash sales data. (⑤)

Initially, there is only one virtual accounting office, but when the number of subscribing operators increases, it is automatically divided. In addition, if the number of registered operators exceeds a certain level, it is possible to create a virtual accounting office for each region by classifying by region, or to create a virtual accounting office for each industry by classifying by industry.

In this way, if you have a virtual accounting office for each industry, and the accounting book office of the same industry is assigned to the accounting office associated with the virtual accounting office, it will be possible to naturally specialize the accounting office by industry.

Hereinafter, the functional configuration of the service server will be described in detail with reference to FIG. 6.

As shown in the figure, the service server 2000 is a server engine 2100, a plurality of web pages 2200, sales data receiving module 2850, sales data storage module 2800, virtual accounting office management module ( 2900, an affiliated store DB 2400, a virtual accounting office DB 2500, an accounting office DB 2600, and an accounting program 2700.

In addition, the virtual accounting office management module 2900 is composed of a virtual office multiplication unit 2910, a regional division unit 2920, a sector type division 2930, an accounting program support unit 2940.

The server engine 2100 receives a Hyper Text Transfer Protocol (HTTP) request for accessing a web page 2200 identified by a URL, and transmits the web page 2200 to various client systems (operator system and accounting office system). It provides a platform for server-side programs, such as sales data receiving module 2850, sales data storage module 2800 and virtual accounting office management module 2900 to be described later.

The sales data receiving module 2850 receives sales data including operator identification information (merchant identification number) transmitted from the credit card inquiry machine 100 installed at the affiliate store, and based on the operator identification information, affiliated store DB. The program module for searching for the virtual accounting office to which the operator belongs from 2400.

The sales data storage module 2800 is a module for storing the sales data in a corresponding virtual accounting office of the virtual accounting office DB 2500 based on the virtual accounting office search information transmitted from the sales data receiving module 2850. to be.

The virtual accounting office management module 2900 promotes the connection between the virtual accounting office and the actual accounting office, divides and multiplies the virtual accounting office that grows to the number of businesses above a certain level, divides the virtual accounting office by region and industry, and accounts. It is responsible for supporting the accounting program so that the office staff can easily prepare the books.

The virtual office multiplying unit 2910 of the virtual accounting office management module 2900, if the number of operators belonging to a particular virtual accounting office exceeds a certain number, divides it into two and the number and size of the business operators for each virtual accounting office Connects the corresponding real accounting office. The size of the virtual accounting office should be the same as or similar to that of the actual accounting office. In particular, the size of the corresponding virtual accounting office should be maintained so that the real accounting office guarantees a minimum service rate.

That is, the virtual office propagation unit 2910 constantly searches the virtual accounting office DB 2500 to check whether there is a virtual accounting office whose number of business operators exceeds a predetermined criterion. If an office exists, this virtual accounting office is split. When the virtual accounting office is divided, the virtual office propagation unit 2910 searches the accounting office DB 2600 and finds an actual accounting office that can be connected to the divided virtual office and associates with each other.

The divisional unit 2920 for each region performs a function of reconfiguring the virtual office by dividing the virtual accounting office by region when there are a plurality of virtual accounting offices and a plurality of operators subscribed to the virtual accounting office. In addition, when the virtual accounting office is divided by region, the regional division unit 2920 searches for the divided virtual accounting office and the accounting office that are adjacent to each other from the accounting office DB 2600 and associates with each other. In addition, the merchant DB (2400) is searched to find a business operator existing in a region adjacent to the local virtual accounting office and belong to the local virtual accounting office to naturally connect the operators and the actual accounting office.

The sector type division unit 2930 is provided with a plurality of virtual accounting offices, and if there are a plurality of operators subscribed to the virtual accounting offices, the virtual accounting office divides the virtual offices by type of business to reconstruct the virtual office.

In addition, the division type division unit 2930 searches the affiliated store DB 2400 to find a business operator corresponding to the same or similar business type as a virtual accounting office for each business type, and assigns these operators to a virtual accounting office of a corresponding business type.

Therefore, the actual accounting office affiliated with the virtual accounting office divided by industry will be in charge of only the accounting tasks of operators in the same or similar industries will naturally be specialized.

The accounting program support unit 2940 serves to support an accounting program so that a professional accountant of an actual accounting office can easily enter the sales data and the purchase data to naturally create an accounting book when accessing the virtual accounting office.

The accounting program uses an accounting program currently adopted by many Internet accounting book service sites (eg, www.net4tax.com).

The affiliated store DB 2400 stores data such as an affiliated store address, the type and type of business of an affiliated store, an affiliated store's unique number, whether or not a delegation contract is concluded with a virtual accounting office, a business registration number, a business name, an affiliated store's name, a virtual accounting office, and a settlement point. Store and manage

The virtual accounting office DB 2500 may be configured with a plurality of virtual accounting office folders. In particular, the virtual accounting office folder by region, the virtual accounting office folder by industry, the general virtual accounting office folder, and the like, each of the virtual accounting office folders may be present in each middle classification.

Each virtual accounting office field stores and manages information such as the total number of affiliated businesses, affiliated accounting offices, reference businesses, sales data storage area for each operator, accounting data storage area for each operator, and affiliated cyber accountants.

The accounting office DB 2600 stores and manages information such as an accounting office address, a professional type of accounting office, a size of an accounting office, an associated virtual accounting office, and an accounting office name.

An online accounting book creation process for a specific operator based on the virtual accounting office will be described in detail with reference to FIG. 7.

When the sales data including the merchant's unique number is transmitted from the merchant's credit card inquiry machine (S710), the sales data receiver determines whether a virtual accounting office corresponding to the merchant's unique number exists (S715). If the corresponding virtual accounting office does not exist, the virtual accounting office management module designates an appropriate virtual accounting office only when a delegation contract for the accounting management business with the relevant operator is concluded (S720).

If there is a virtual accounting office in step S715, the sales data transmitted to the corresponding virtual accounting office is stored (S725).

When the sales data is stored, the virtual accounting office management module determines whether the current time point is a settlement time for the operator, and if the settlement time is not reached, returns to the step S710. On the other hand, when the closing point is reached, the service provider is notified that the specific operator has reached the accounting closing point (S730).

If a particular merchant (operator) has reached the settlement point, the service provider recovers purchase data and cash sales data from the merchant (S735).

In addition, the service provider delivers the purchase data and cash sales data recovered from the affiliated store to the actual accounting office associated with the virtual accounting office.

The employee of the accounting office receiving the purchase data and the cash sales data for the specific operator accesses the corresponding virtual accounting office of the service server through the computer system (S745).

When connected to the virtual accounting office, the credit card sales data of the operator is output, and the accounting program is driven to generate a sales slip based on the sales data. (S750, S755)

In addition, the accounting office staff prepares an accounting book by preparing a sales slip and a purchase slip based on the purchase data and cash sales data. (S755)

The accounting book thus created is stored in the accounting data storage area of the corresponding virtual accounting office, and the operator can check the accounting book any time he / she wants.

Hereinafter, the virtual accounting office management process will be described in detail with reference to FIGS. 8 and 9.

When a virtual accounting office is created based on a delegation agreement with a number of operators (S810), the virtual accounting office management module designates an actual accounting office corresponding to this virtual accounting office. (S815)

The service provider recruits a plurality of affiliated stores to delegate accounting to the virtual accounting office. (S820) When the number of affiliated points belonging to the virtual accounting office reaches a predetermined level, the virtual office propagation unit of the virtual accounting office management module receives the virtual accounting. Split office At this time, the division does not divide the number of operators, but the basic virtual office is set to a stable number of operators, and the divided virtual office starts with only basic operators.

The virtual accounting office management module designates an actual accounting office corresponding to the divided virtual accounting office (S835).

The service provider recruits a plurality of affiliated stores to delegate accounting to the divided virtual accounting office (S840).

The regional division of the virtual accounting office management module determines whether or not division is possible by considering the number of virtual accounting offices and the number of businesses. That is, even if a virtual accounting office is organized for each region, it is determined whether the same service rate can be guaranteed to the affiliated store (S845).

In this case, if it is impossible to divide by region, the process returns to step S840, and when it is possible to divide by region, the existing virtual accounting office is reconfigured into a plurality of region-based virtual accounting offices (S850).

When a virtual accounting office for each region is created, an actual accounting office located in an area adjacent to the area represented by the virtual accounting office for each region is newly designated as an affiliated office (S855).

The service provider recruits a plurality of affiliated stores to delegate accounting to the virtual accounting office reconstructed by region.

The division by sector of the virtual accounting office management module determines whether division by industry is possible in consideration of the number of virtual accounting offices and the number of businesses. In other words, even if a virtual accounting office is organized by type of business, it is determined whether the same service rate can be guaranteed to the affiliated store (S865).

In this case, if the division by industry is not possible, the process returns to step S860, and when the division by industry is possible, the existing virtual accounting office is reconfigured into a plurality of industry-specific virtual accounting offices (S870).

When the virtual accounting office is created in this way, a new real accounting office that specializes in the accounting work of the industry represented by the virtual accounting office for each industry is designated as an affiliated office (S875).

In the above process, it is described that if the number of operators and virtual offices reaches a certain level after the general growth, the division is divided by region, and if the division reaches a certain level after division, the division is divided by industry. The present invention is not necessarily limited thereto.

Therefore, the virtual accounting office irrespective of region and industry, the virtual accounting office by region and the virtual accounting office by industry can coexist. It is also possible to change the order of division by dividing by type of business after multiplying virtual offices by general division, and by dividing by division when the number of business operators reaches a certain level.

It is important to note that virtual accounting offices can be freely divided and reorganized according to the rates according to region, industry and number of business owners. Therefore, any form of modification based on this idea should be considered to be included within the spirit of the present invention.

As mentioned above, although this invention was demonstrated by the limited embodiment and drawing, this invention is not limited by this, The person of ordinary skill in the art to which this invention belongs, Of course, various modifications and variations are possible within the scope of equivalent claims.

The credit card inquiry machine according to the present invention may store sales data approved by a credit card company, and transmit the stored sales data to a specific computer system when a transmission event occurs. Therefore, it is possible to automatically transfer the sales data by credit card to a specific computer system, it can be easier to help the tax / accounting professional accounting management.

In addition, according to the present invention, it is possible to guarantee a minimum service rate for the operator, it is possible to provide a stable accounting work volume to the tax / accounting professionals.

Claims (13)

A card reader unit for reading credit card information, a key input unit for inputting transaction information, an LCD display, a printer for printing a receipt, a modem unit for converting and demodulating payment data to transmit payment information to a credit card company, and In the credit card checker including a central processing unit, A first memory for storing sales data for a period of time generated through a credit card transaction; Means for storing current sales data of obtaining transaction approval from a credit card company in the first memory; Means for reading the sales data from the first memory according to a transfer command and combining the sales data with merchant identification information to generate transmission sales data; And means for transmitting the transmission sales data to a specific computer system via a communication network. The method of claim 1, And a second memory for storing the affiliated store identification information and the location information of the specific computer system. The method of claim 2, And a communication control means for reading the position information from the second memory when the transfer command occurs and for automatically connecting to the specific computer system based on the position information. The method of claim 3, wherein And said specific computer system has a built-in accounting program for automatically creating an accounting book for each merchant based on said transmitted sales data. The method of claim 1, Credit card inquiry further comprising a transfer command generating means for generating the transfer command. The method of claim 5, And a transmission key existing in the key input unit. The method of claim 1, And means for receiving a transfer command from the particular computer system. As a method of acquiring credit card sales information of an operator by connecting a credit card inquiry machine and a computer system, and creating an accounting book based on this sales information, (1) receiving credit card sales data including carrier identification information from the credit card inquiry machine; (2) transferring the sales data to a virtual accounting office to which the corresponding company belongs; (3) a tax / accounting expert outputting the credit card sales data from the virtual accounting office; And (4) the tax / accounting expert inputting accounting data into the virtual accounting office based on the credit card sales data. The method of claim 1, The virtual accounting office Store and manage sales information, purchase information, and accounting information of multiple contracted companies, Are affiliated with at least one contracted tax / accounting expert, Accounting book based on credit card sales data, characterized in that it provides an accounting program that can easily prepare an accounting book based on sales, purchase information and the purchase, sales information of the affiliated company at the request of the tax / accounting expert How to write. The method of claim 9, And recovering purchase data such as a receipt and a tax invoice from the business operator, and transferring the purchase data to the tax / accounting expert. The method of claim 10, And dividing the virtual accounting office when the number of the operators belonging to the virtual accounting office exceeds the number contracted with the affiliated tax / accounting expert. How to create an account book. The method of claim 10, And a method of creating an accounting book based on credit card sales data, wherein the virtual accounting office is configured for each operator existing in a specific region. The method of claim 10, Method for creating an accounting book based on the credit card sales data, characterized in that the virtual accounting office is configured for each operator belonging to a particular industry.