KR20020079052A - Synchronous trading method using internet - Google Patents

Abstract

PURPOSE: A method for the simultaneous selling and purchasing of gold by using the Internet is provided to offer convenience and safety in the trading of the gold to a user by realizing the transaction through the Internet, to promptly supply cash corresponding to the difference between selling and purchasing to the user, and to improve convenience by using the installment purchase method. CONSTITUTION: A user is connected to a server for managing a gold transaction site. The server outputs a main screen for the gold transaction to the terminal of the user. The user inputs the amount of the money to pay, the amount of the money to receive, the number and password of a credit card and the resident registration number in a main screen. Upon clicking a transaction application key, an auxiliary screen is outputted. The simplified information of the transaction information inputted by the user is displayed. If the user clicks a confirm key, an authentication process of the credit card is performed. The money is remitted or received depending on the purchase or selling.

Description

Synchronous trading method using internet

The present invention relates to a method of simultaneously trading gold using the Internet, and in particular, as gold can be sold and bought using a credit card through the Internet, the user can not only provide convenience and safety for gold transactions but also hastily. By using the internet, users who need cash can quickly raise cash as much as the profit from the real-time buying and selling of gold, and repay the used amount by lump sum or installment as needed. It is about the simultaneous sale of gold.

Currently, the guarantee system is being abolished in each field, and it is avoided even in the near future. This is because damages from warranty are increasing day by day.

Everyday life will suddenly need cash, so everyone will be troubled several times.

At this time, a cash service using a credit card may be used as a method for raising cash. In addition to the cash service, a voice discount method is widely used, and even a customer card such as a department store is used for anomalous card discount. .

In this case, the user pays a high discount rate (interest), which increases the financial burden. Also, since it is a negative transaction, the transparency of the transaction is not reconsidered, which may lead to tax evasion. .

Therefore, the present invention for solving the above problems can be used to buy and buy gold using a credit card over the Internet, not only to provide users with convenience and safety for gold transactions, but also users who need cash in a hurry. Simultaneous buying and selling of gold by real-time buying and selling of poultry and paying the amount of money used as a lump sum or installment as needed to provide convenience to users. The purpose is to provide.

The present invention for achieving the above object,

A first step in which a user who wants to trade gold accesses a server operating a gold trading site, and the server outputs a main screen for gold trading to a user's terminal;

After entering details of the purchase amount, the amount to be received, the card number, the card password, the social security number, etc. provided on the main screen, and clicking the transaction request key, the second step of outputting a sub-screen simplified the transaction information entered by the user and ;

A third step of performing an authentication process on the user's card when the user who confirms the sub-screen output in the second step clicks the confirmation key;

After the authentication process in the third stage, the server receives the purchase price from the user's card company if the user's transaction request is a gold purchase, and transfers the selling price to the user's deposit account if the user's transaction application is a gold sale. Giving a fourth step;

It characterized in that proceeds to.

1 is a block diagram showing a hardware configuration for the implementation of the present invention.

2 is a diagram illustrating a main screen provided when a user accesses a server.

3 is a view showing a main screen when using a department store card.

4 is a view showing an auxiliary screen appears when a user requests a transaction.

5 is a flowchart showing a gold trading method of the present invention.

Explanation of symbols for main parts of the drawings

1: user, 2: financial institution,

4: server,

Hereinafter, with reference to the accompanying drawings Figures 1 to 5 will be described a preferred embodiment of the present invention for achieving the above object.

1 illustrates a hardware configuration for implementing the present invention.

Multiple users (1) for buying and selling gold by accessing the server (4), and financial institutions (2) for credit evaluation and authentication of the user's credit card when the user (1) wants to buy gold And, when the user (1) is connected to output the main screen is equipped with a variety of function keys for the user to sell or buy gold, and then the user enters the various function keys provided on the main screen to buy or sell gold When the purchase and sale of the gold is composed of a server (4) to control the normal operation.

Referring to the simultaneous gold trading method using the Internet implemented by the hardware configuration configured as follows.

First, the user 1 uses his terminal (computer) to access the server 4 operating the gold trading site, and the server 4 outputs the main screen for the gold transaction to the terminal of the user 1. do.

The main screen is configured as shown in FIG. 2, which includes a "credit card key" and a "department store card key" for allowing a user to select a general credit card or a department store card. There is an input window where you can enter the card validity period, card password, desired payment period, social security number, business registration number, deposit bank, account number, account holder, etc. The "Today's Gold Quote" window is displayed.

FIG. 3 shows a main screen that is selected and outputted when a user wants to use a department store card instead of a general credit card. In addition, a "department store selection key" for selecting a department store to be used by the user in the center of the screen is additionally added. Consists of.

In the present invention, since the user can buy and sell gold using the site, each case will be described as follows by using both examples.

First, explain when you want to buy gold,

When the user connects to the server 4, the server 4 outputs the main screen to the user's PC, and the user decides whether to use a general credit card or a department store card. Click to select.

After that, the user enters the desired amount (within the purchaser's card limit) in the purchase amount field, and then enters the card number, card expiration date, card password, installment period, and resident registration number in various fields. Enter the transaction request key.

When the user inputs a transaction request key, a sub screen as shown in FIG. 4 is displayed on the user's PC screen. The sub screen briefly displays the gold purchase information input by the user.

When the user who confirms this sub-screen enters the "confirmation" key, the server 4 performs a credit inquiry and transaction approval procedure for the user's credit card (department store card) while exchanging information with the financial institution (2).

As a result of the transaction approval of the user's credit card, the server 4 outputs a confirmation message indicating that the transaction has been made to the user's PC, and if the transaction approval of the user's credit card does not fall, Informing the user of the thread, a message is sent to guide the user to proceed with the gold transaction from the beginning.

Accordingly, the user can perform a gold purchase process from the beginning again to make a gold purchase.

As described above, when a user purchases gold through the server 4, the purchased gold is stored in the cyber safe of the user, and the accumulated gold can be sold again through the server 4 later.

When the gold purchase is completed, the server 4 issues a gold transaction number to the user so that the user can easily sell the gold using the gold transaction number in a gold sale city after a certain period of time, rather than the same day.

Second, explain when the user wants to sell gold.

The user connected to the server 4 inputs the purchase amount of the gold (gold purchase price) that he owns in the Received Value field provided on the main screen, and inputs a resident registration number, a bank, an account number, an account holder, etc. Enter the transaction request key.

When the user inputs a transaction request key, the server 4 outputs a sub screen (not shown) showing the user's input briefly to the user's PC. The purchase price is automatically calculated according to the current market price, and the amount of money the user can receive is indicated. The user checks whether the input for the desired gold selling is correct through the sub-screen displayed.

If it is determined that the input information is correct, the user inputs a "confirmation" key, and the server 4 sells the gold which the user wants to sell according to the current gold selling price, and sells the selling price. Send the money to your bank account.

Then, the server 4 sends a message informing the user that the selling price of the gold sold according to the user's request has been deposited into the user's account so that the user can check.

Meanwhile, as described above, the selling price of the gold sold by the user may be divided into various deposit accounts to be deposited.

In other words, when the user clicks the split deposit application key provided on the main screen, the main screen is provided with an input window for inputting a plurality of deposit accounts desired for split deposit, and the user has several deposit accounts in the input window. If you enter the gold selling price is divided into the multiple deposit account is deposited.

By using the gold simultaneous trading of the present invention as described above, the user can quickly feed and use cash.

In other words, when a user buys gold, if he purchases a certain amount of gold with the current generation, and then sells the gold again, the selling price is entered into the user's account and can be used immediately. In other words, the cash paid by the user to purchase gold can be repaid by dividing it into months through credit card companies.

The gold selling process described above is a process used when a user buys gold that day and then sells gold on the same day. By entering the transaction number, the server uses the transaction number entered by the user to find the gold price and gold purchase amount at the time of the user's gold purchase, calculates the gold selling value according to the current gold price, and displays the user. It allows you to sell gold conveniently.

By using the present invention, the user only has to bear only the difference between the purchase and the sale of gold, thereby minimizing the user's burden, and since the transaction situation is 100% exposed by using the credit card, the transparency is clear, thereby ensuring trust and preventing tax evasion It can be expected to reduce the financial damage of the user, thereby absorbing transactions such as the prevailing voice card discount, thereby contributing to the creation of a healthy and transparent social atmosphere.

In addition, the site of the present invention can be used by the method of Jae Tech.

In other words, the user can buy gold using credit card or cash and keep it in cyber safe without selling it immediately, and then sell it as a whole or split for customer convenience according to the market price, so that users can use it for financial technology. do.

On the other hand, you can operate a cyber pawn shop in addition to buying and selling gold.

The user does not buy and dispose of the gold, is transferred to this site and spends the required amount, and within the contractual agreement with this site, he / she arbitrarily disposes of the loan and exempts the borrowing. You will send money to

The employer may substitute the loan by relinquishing the ownership of the gold if it is determined that the price of gold would fall and the repayment of the loan would increase the financial burden. Transactions between the user and this site are made by pawn agreements, and agreements are sampled from general pawn relationships, and users can observe the changes in the timely price of gold and dispose of them in a timely manner so that they are less monetary than buying one will be.

As described above, according to the present invention, gold can be sold and bought using a credit card through the Internet, thereby providing the user with convenience and safety for gold transactions, as well as providing the user with the need for cash. Providing a simultaneous method of buying and selling cash on the Internet, and providing users with convenience by providing cash promptly and repaying the used amount by lump sum or installment as needed. You can expect the effect.

Claims (1)

A first step in which a user who wants to trade gold accesses a server operating a gold trading site, and the server outputs a main screen for gold trading to a user's terminal; After entering details of the purchase amount, the amount to be received, the card number, the card password, the social security number, etc. provided on the main screen, and clicking the transaction request key, the second step of outputting a sub-screen simplified the transaction information entered by the user and ; A third step of performing an authentication process on the user's card when the user who confirms the sub-screen output in the second step clicks the confirmation key; After the authentication process in the third stage, the server receives the purchase price from the user's card company if the user's transaction request is a gold purchase, and transfers the selling price to the user's deposit account if the user's transaction application is a gold sale. Giving a fourth step; Characterized in that proceeding to, Simultaneous purchase and sale of gold over the Internet, allowing users to quickly feed and use cash through simultaneous purchase and sale of gold over the Internet.