KR20020064084A - Fund-raising service and fund-raising vote service system using a bulletin board system and method thereof - Google Patents

Abstract

PURPOSE: A system and a method for a fund-raising service and a fund-raising vote service using an electronic notice board are provided to perform an account transfer through a virtual account. CONSTITUTION: A collecting person(user B) who makes an electronic notice board and a payer(user A) who uses the notice board join to a service company as a member, respectively(1). The corresponding site issues a virtual account to the member(2). The payer who received the virtual account deposits a predetermined amount of money to the virtual account from a one's actual account(3), and writes a text on the notice board(4). At this time, the payer receives an approval in the site and accesses the notice board(5). In the writing process, an amount of money to be transferred is set. If the writing is normal, a transfer is performed from the virtual account of the user 'A' to that of the user 'B'(6). The user 'B' draws the collected amount of money to one's actual account(7).

Description

Fundraising service and fund-raising vote service system using a bulletin board system and method

The present invention relates to a system and method for providing a fundraising and co-purchase fundraising and fundraising voting service in the form of a bulletin board system (BBS) capable of account transfer through a virtual account, in particular in the form of HTML code By allowing the fundraiser to generate a copy, the fundraiser can paste and copy this HTML code and paste the bulletin board button on the desired site. In addition, by attaching the electronic bulletin board button for a specific person or objects for each fundraising, and showing how much the fundraising activity is carried out for each sip bulletin board, it can also serve as a voting function through the fundraising activity.

An electronic bulletin board is a system for a large number of unspecified users connected to a host computer to exchange various information and letters, communicate with each other, or share public queries, responses, and non-commercial and useful programs through computer communication.

Early bulletin boards had unprecedented low transmission speeds and small storage spaces, primarily for file and email exchanges. Since then, commercial electronic bulletin boards have appeared in earnest. In the 1980s, with the rapid development of modems and communication software, which are necessary for PC communication, private electronic bulletin boards using PCs as main computers appeared. On the other hand, BBS, which had regional limitations, was able to exchange files with other BBSs with the release of Fidonet in 1984, allowing more people to communicate in a wider area. In Korea, H-mail service was the first BBS service in Dacom in 1987. Since then, with the rapid expansion of the communication population, the electronic bulletin board service has been provided by PC communication services such as Chillian, Hitel, Naunuri, and Unitel.

There are also small private BBSs that are operated by individuals, but nowadays, the electronic bulletin boards and clubs found in these large PC communication services are representative. In general, PC communication service consists of transaction services such as e-mail, electronic bulletin board, information search, home shopping and home banking.

One of the factors that led to the rapid growth of computer communication in Korea is the use of relatively small programs or resources that can be used freely through the electronic bulletin board to make users better use the computer. Antivirus, antivirus, music and picture files, file compression programs, etc.) were available. The company also runs BBS to manage company introductions, promotions, and product buyers. Even after the generalization of the Internet, the electronic bulletin board in the computer communication era has evolved into a major means of communication widely used in various Internet sites by supporting hypertext and multimedia.

The present invention is characterized by the addition of a wire transfer, that is, inter-account deposit and withdrawal function to the electronic bulletin board, which is widely used in this way, and incorporates a recently introduced virtual account deposit and withdrawal method, in particular, the virtual account system electronic board It is characterized by the fact that it can be created and used at any time by copying and pasting it to the desired site. In addition, the present invention allows to create a plurality of electronic bulletin board in one site, and display the funding status of each electronic bulletin board to compare the status of each fundraising associated with each electronic bulletin board, perform a voting function through the fundraising activity It can be characterized by.

A virtual account is a service currently provided by Hana Bank, Hanmi Bank, Hanbit Bank, Housing Bank, and Peace Bank in Korea. It refers to a mother account and a number of magnetic accounts belonging to it (hereinafter referred to as "virtual account"). The virtual account is the same as the general bank account numbering system, and it is possible to deposit and withdraw money to the virtual account. However, since the virtual account is a magnetic account, the deposit and withdrawal seems to be made directly to the virtual account from the user's point of view, but the real bank computer network recognizes the deposit and withdrawal from the mother account.

Accordingly, a user can deposit a virtual account assigned to his / her own number through Internet banking or bankbook payment, and when such a deposit occurs, the bank tells the virtual account user how much money has been entered into a specific virtual account. Notified through the computer network, the user can search the virtual account DB managed by the company and confirm that a specific user has deposited and then process the result in real time.

There is no known technology that introduces a bank transfer method through a virtual account for fundraising or joint purchase as in the present invention, but the invention adopting the concept of a virtual account is disclosed in Patent Application No. 2000-485 "Financial Services Using Virtual Accounts". Processing method and system ". The patent application grants the affiliated institution a virtual account that will act as a link to the representative account opened in the partner bank, and the affiliated institution customers use the virtual account to associate with a bank or network of banks nationwide. And / or to provide financial services freely through the sales network of the public body or the Internet.

On the other hand, the present invention / fundraising voting service system and its service method was developed by the following requirements. Recently, many community sites have appeared on the Internet, and there have been needs for meeting dues, fundraising, fundraising, and joint purchases. There was no obvious way other than managing. However, this approach was inconvenient in many ways.

First of all, the bank account deposit method requires the donor to collect the deposit details by means of arranging the bank account by hand, etc. If the sender is of the same name, there must be a cost to confirm it. There has been some inconvenience of having to request a refund or additional remittance when a deposit is made. In addition, it was also very inconvenient that the deposit was not processed in real time because the deposit should be confirmed by arranging the account.

Giro paper can not be sent unless it is a specific registrar, its computational process must be done manually in a small site, and the user has to go to the bank to pay, and it is inconvenient in that it is expensive.

In the end, there was no way to easily collect meeting dues, fundraising and fundraising activities, and pay for collective purchases on the Internet.

Meanwhile, various surveys and votes have been conducted on the Internet site, and the opinions and participation of the netizens have contributed to the formation of public opinion. However, it was limited to simply giving opinions and moving to more active participation in the form of donations or remittances to specific targets they support or liked.

In order to solve the above problems, an object of the present invention is to provide a system and method for fundraising and co-purchase fundraising and fundraising voting in the form of an electronic bulletin board that can be transferred via a virtual account.

In addition, an object of the present invention is to provide a simple billing tool for Internet general users or Internet site operators by making it easy to attach a fundraising bulletin board from any community site or any homepage.

Another object of the present invention is to be able to generate a plurality of electronic bulletin board in one site, and to display the fundraising status of each electronic bulletin board at a glance, by allowing the comparison of the current fundraising status of each target, voting function through the fundraising activity It is to provide a system and method that can be performed.

1 is a flowchart showing a method of raising funds through the electronic bulletin board of the present invention,

FIG. 2 is a flowchart illustrating a process of pasting and copying an electronic bulletin board of the present invention fundraising system to a desired site.

3 is a flowchart illustrating a process of using a user (payer) who wants to transfer money through the fundraising service method of the present invention.

4 is a flowchart illustrating a voting service method through an electronic bulletin board of the present invention.

The present invention provides a system and method for providing a fundraising and co-purchase fundraising and fundraising voting service in the form of an electronic bulletin board that can be transferred via a virtual account.

More specifically, the fundraising / voting service system of the present invention includes an electronic bulletin board service company that generates an electronic bulletin board so that a user can link to a desired site, and enables account transfer through a member's virtual account; A virtual account granted to a member of the electronic bulletin board service company; A real account of a financial institution, held by the member capable of depositing and withdrawing the virtual account; The generated electronic bulletin board is characterized in that it comprises a fundraising site that is linked.

In addition, the fundraising / fundraising voting service system of the present invention is that the electronic bulletin board is generated in the form of HTML code, the fundraiser can paste the electronic bulletin board button on the desired site by pasting and copying the HTML code It is done.

The electronic bulletin board can have functions such as setting a fundraising period and a fundraising period, limiting the number of remittances per person, and limiting the total number of remittances. The electronic bulletin board generates HTML code to be attached to any site. If you copy the HTML code and paste it where you want to paste the HTML document of your site, an electronic bulletin board will be created on your site. In addition to providing fundraising and co-purchasing, electronic bulletin boards can be used by anyone who can see the fundraising progress.

In addition, the user calculates a list of fundraising targets on their site, copy the electronic bulletin board HTML code provided by the system according to the present invention and paste the electronic bulletin board button for each fundraising target or the electronic bulletin board for each fundraising target It can be linked, and characterized in that it is possible to display the fundraising participants and the fundraising amount of the electronic bulletin board for each target together with the fundraising target list.

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings. Through the system according to the present invention, a user can use a fundraising service and a voting service, and for convenience of explanation, each service will be described separately.

1 is a flowchart illustrating a method of raising funds through the electronic bulletin board of the present invention. First, a donor (user B) who makes an electronic bulletin board or a payer (user A) who wants to use the electronic bulletin board firstly is a member of a service provider that provides an electronic bulletin board tool. (①) If a user registers as a member of the service provider, the site will issue a virtual account to the member using the virtual account service of the affiliated bank at the same time as the member registration. (②) The paid payer can deposit a certain amount of money (③) into a virtual account through Internet banking, etc. in his real account, and then go to a site with an electronic bulletin board and write on the electronic bulletin board. (④) All of the resources on the electronic bulletin board are located on the site that provides the electronic bulletin board tools. (⑤) Writing is similar to writing on a regular bulletin board, except for writing the amount to be remitted in addition to the title and the text. When the writing is completed normally, the transfer is made from user A's virtual account to user B's virtual account by the amount specified in the writing. (⑥) User B can withdraw the money to his / her actual account. ⑦)

FIG. 2 is a flowchart illustrating a process of linking and pasting an electronic bulletin board of the present invention fundraising system to a desired site. The electronic bulletin board will be described by dividing the electronic bulletin board into general fundraising and co-purchase bulletin boards.

Either way, the fundraiser who wants to create the bulletin board must be a member of the site that provides the bulletin board tools. This is because the fundraiser must be a member and have a virtual account to raise money through the electronic bulletin board.

Application for general fundraising bulletin board is divided into 6 stages such as bulletin board name setting. 'Set the name of the bulletin board' and 'create the purpose of the opening' are the titles and contents that describe the contents of the fundraising. 'Set up fund' is to set whether the participant can freely pay or fix the amount of payment per person, and 'set period' means when and when to open the relevant bulletin board. It is a column to fill in whether it is. Select 'Send Confirmation Mail' is to set whether the fundraiser will receive the transfer in the form of Mail when the fundraiser sends the electronic bulletin board. 'Select the button to use' is to set the type of button that the donor clicks on when the donor places the bulletin board on his site.

After setting these six conditions, the result is printed in HTML code format. The donor can copy this HTML code and paste it where the electronic bulletin board button appears.

The electronic bulletin board button generated at this time is only information for linking. The Bulletin Board Resource is not on the site you are gluing to, but on the site that provides the tools. Therefore, when a user presses an electronic bulletin board button attached to a site, the user accesses a site providing an electronic bulletin board tool.

In addition, when a user who uses an electronic bulletin board sends money through this bulletin board, it recognizes the fundraiser. The E-mail address is automatically inserted when generating HTML code.

The joint purchase bulletin board application is divided into 8 stages such as setting the board name. The five conditions of 'Bulletin board name setting', 'Create intent to open', 'Set opening period', 'Select confirmation mail sending', 'Select button to use' are the same as general fundraising bulletin board. 'Set product price' is to set the unit price of the product to be sold or co-purchased, and to set how much to fix when fixed. 'Duplicate purchase limit' is to restrict writing multiple posts or It is a function that can limit the total amount that a person can purchase by limiting the number of purchases when writing. In addition, 'set total sales' means that when a certain number of sales are made on a first-come, first-served basis, it is no longer possible to send money to the electronic bulletin board.

When these eight conditions are over, the subsequent process generates HTML code in the same way as general fundraising bulletin boards, so that it can be copied and used.

In such a case, the donor will sell a total of several products, limit the number of sales to one person, set the sales period, and then control whether to end the sale.

3 is a flowchart illustrating a process of using a user (payer) who wants to transfer money through the fundraising service method of the present invention. When a user clicks a corresponding electronic bulletin board button, the corresponding electronic bulletin board information on a site providing an electronic bulletin board tool is displayed. Is output. If you see this bulletin and want to make a donation or participate in a joint purchase, you can press the 'write' button just like writing on a regular bulletin board.

Clicking the Write button will immediately check the donor's status at the site that provides the electronic bulletin board tool. This is because the bulletin board user may be damaged if the donor's use status is suspended or has already been terminated. If the donor's use status is not normal, an error message will be displayed and no more money or purchases can be sent by writing. Checking the use of the fundraiser is done in a short time on the system. From the user's point of use, the authentication window will pop up as soon as the use of the donor is normal.

In order to send money through this bulletin board, the payer (or donor) must be a member of the site that provides the bulletin board tools and have their own virtual account. If the payer is already a member, he / she will be authenticated by entering his / her e-mail address and password. If he is not a member, the new member registration process will be preceded.

After the certification is completed, the payer's use status is checked. If the payer is in a suspended state, the electronic bulletin board cannot be used. In addition, if you closed the search by setting the conditions set when you opened the electronic board, or do not write duplicate posts. If the payer has already posted a post, the write error message is displayed.

If the payer has the right to write, the window goes to the post writing window. In addition to the title and message fields, a window for checking the balance of the user's virtual account and a window for inputting the amount of money to be sent to the user appears. The donor's E-mail address does not need to be written. This is because sites that provide electronic bulletin board tools can automatically recognize them. After inputting all of these items and confirming the creation of the message, the remittance amount and the virtual account balance are compared, and if the remittance amount is less than or equal to the virtual account balance, it is normally entered.

When the input is completed, you will be returned to the electronic bulletin board list screen. At this time, your own fundraising post will also appear.

When a user selects a plurality of donors, accesses a site providing an electronic bulletin board tool, and generates, copies, and pastes an electronic bulletin board generated by HTML code for each fundraiser, a fundraising site including a plurality of donors is created. Through this, participants can select and send their own fundraiser among a large number of fundraisers. Fundraising can also serve as a kind of voting because the fundraising status can be compared.

As described above, the case where there are a large number of donors will be described as another embodiment of the present invention. Since the present embodiment is substantially overlapped with the above-described fundraising service system and method, detailed description thereof will be omitted.

For the transfer of funds, it is desirable for a large number of donors to be members of sites providing electronic bulletin board tools.

First, the operator who operates the fundraising site creates an HTML document (hereinafter referred to as the front page FRONT PAGE) that covers the purpose of the fundraising, the description of the fundraising target list, and the fundraising target list. Access the site that provides the service tool, apply for the electronic bulletin board one by one, and then link the generated electronic bulletin boards one by one to the fundraising target list on the front page. Have a bulletin board open to the subject.

The method of generating an electronic bulletin board for each target is the same as the method of generating a fundraising / co-purchase bulletin board, and may or may not specify a remittance amount, and a method of linking to an electronic bulletin board through an electronic bulletin board button. Can also be used.

The fundraising voting service system is characterized in that it is displayed on the front page of the fundraising site next to or below the fundraising target list, how many payers participate in each fundraising bulletin board, and the total amount of money raised is displayed in a graphic manner for easy comparison. .

4 is a flowchart illustrating a process of using a user (payer) who wishes to remit to a desired target among the fundraising target list through the present invention voting service method.

If you want to send money, you can go to the fundraising bulletin board on a specific topic provided by the fundraising site. Next to each of the subjects, the number and amount of participants who have indicated their support in the form of fundraising are displayed, and a document or site describing the subject is linked, so that information about the subject is also known. Voting and support status through current fundraising can be seen at a glance.

When the user wants to pay, he / she reads the current voting situation or detailed information, and then clicks on the object that he / she supports or expresses his / her opinion in the form of remittance. After the payer selects the write button of the electronic bulletin board, the payer may remit the same through the remittance process of the electronic bulletin board in the same manner as the transfer process of the above fundraising service method. When the payer's input through the remittance process is completed, the user is returned to the updated electronic bulletin board list, and the remittance result is immediately reflected in the statistical function of the front page.

Through this process, participants can vote in the form of fundraising for the targets they support, and can immediately check the reflected progress.

The present invention can be easily raised and collected for a large number of users on the Internet, the participants can see the status of the fundraising (collection) in the form of a bulletin board, there is an effect that can combine the communication in the fundraising process, The ability to limit the number of participants, to limit one person's double participation, to limit the fundraising period, or to view statistics, which enhances the convenience of joint purchase.

In addition, the present invention can express the total number of participants and the total amount of fundraising for each fundraising board next to the fundraising target list through a graph method, so that participants participate in donation activities to those supported by the fundraising target list. By doing so, you will perform the same function as voting your support. This has the effect of inducing the participation of netizens, which had been stopped by collecting opinions like the existing surveys, into more active participation in the form of donations or remittances to specific targets they support.

Claims (8)

An electronic bulletin board service provider to create an electronic bulletin board so that the user can link to a desired site, and to transfer the account through a member's virtual account; A virtual account granted to a member of the electronic bulletin board service company; A real account of a financial institution held by the member capable of depositing and withdrawing the virtual account; Raising and voting service system through an electronic bulletin board, characterized in that it comprises a; fundraising site linked to the generated electronic bulletin board. The method of claim 1, The electronic bulletin board is generated in the form of HTML code, the fundraiser raising and voting service system, characterized in that by pasting and copying the HTML code, the user can paste the electronic bulletin board button on the desired site. The method of claim 1, The fundraising site If there is a single fundraiser, the fundraising status is collected and displayed through a single electronic bulletin board linked with the fundraiser to support participants' fundraising activities.If there are multiple donors, the electronic bulletin board is linked to each target in the fundraising target list. And fundraising statistics collected for each bulletin board and displayed together with the fundraising voting target list to support voting activities through participants' fundraising forms. The method according to any one of claims 1 to 3, Fundraising and voting service system through the electronic bulletin board, characterized in that the bulletin board for general fundraising or joint purchase. The method of claim 4, wherein Setting a bulletin board name by the general fundraising bulletin board; Preparing to establish; Setting a fundraising amount; Setting an opening period; Selecting to send a confirmation mail; Selecting a button to use; Fundraising and voting service system via an electronic board, characterized in that it is generated by the process comprising a. The method of claim 4, wherein The bulletin board name setting step of the joint purchase bulletin board; Preparing for opening; Opening period setting step; Commodity unit price setting step; Selecting to send a confirmation mail; Selecting a button to use; Setting a duplicate purchase limit; Raising and voting service system through an electronic bulletin board, characterized in that it is generated through a process including setting the total number of sales. Fundraiser and payer to become a member of the electronic bulletin board service provider; Issuing a virtual account of a bank affiliated with the electronic bulletin board service company to the members; The member issuing the virtual account transfers a certain amount of money from his real account to the virtual account; The payer accessing the electronic bulletin board by clicking an electronic bulletin board button of a site to which the electronic bulletin board is linked; Writing an article and a remittance amount on the electronic bulletin board; And transferring the money transfer from the payer's virtual account to the donor's virtual account. The method of claim 7, wherein If there are multiple donors in the fundraising site, The payer is connected to the fundraising site linked to the fundraising target electronic bulletin board, and selects any of the fundraising target or the electronic bulletin board button of the fundraising target, connected to the electronic bulletin board of the selected target; Comprising the fundraising results transferred from the payer's virtual account, and statistically processing the fundraising status collected by each donor using the Internet electronic bulletin board characterized in that it further comprises the step of displaying on the site with the donor list How to raise and vote services.