KR20020047701A - Method for providing a notice and approval service through mobile communication network - Google Patents

Abstract

PURPOSE: A method for providing notification and settlement service through mobile communication network is provided to notify the contents of a notice of payment issued by the public agency through a mobile communication terminal connected with a mobile communication network and settle the amount of payment through the interface with the transaction bank designated by an obligator for payment. CONSTITUTION: A plurality of mobile communication terminals(10,11,12,..) are connected to a mobile communication network(100) by wireless. A notification/settlement management server(20) notifies the contents of the notice of payment, issued by the public agency through a mobile communication terminal, to the obligator for payment and provides the notification and settlement service in order to pay the amount of payment through an interface between the bank designated previously. A bank management server(21) is connected to the notification/settlement management server(20) through a network(200) such as Internet and then certifies the settlement of the amount of payment. A public agency management server(22) is connected to the notification/settlement management server(20) and the bank management server(21) through a network(200) such as Internet, transmits the contents of the notice of payment, stores and manages the existence of reception of the amount of payment.

Description

How to provide notice and payment service through mobile network {Method for providing a notice and approval service through mobile communication network}

The present invention relates to a method for providing notification and payment service through a mobile communication network, and more particularly, a subscriber carrying a mobile communication terminal confirms the contents of a bill imposed on him or her through a mobile communication terminal, and The present invention relates to a notification and payment service providing method through a mobile communication network that allows payment of payment through a mobile communication terminal.

In general, telephones are the most common communication means capable of transmitting and receiving a message to be communicated between callers by voice. A landline telephone using a public telephone network (PSTN) and a mobile telephone network such as code division multiple access (CDMA) The mobile telephone is classified into a mobile telephone using a mobile telephone network. The mobile telephone provides mobility for a subscriber to make a telephone call while moving.

Recently, according to the development of communication technology, a next generation mobile communication network capable of providing high quality communication services and various additional services, that is, IMT 2000 (International Mobile Telecommunication for the 2000s) or FPLMTS (Future Public Land Mobile Telecommunication System) It is expected that the next generation mobile communication network will be commercialized. The next generation mobile communication network adopts a data packet transmission method to transmit and receive voice, video, or data files at high speed, and also, in order to secure a high data rate, for example, Frequency bands of 1,885 MHz to 2,110 MHz or 2,110 MHz to 2,200 MHz are used.

Accordingly, in the mobile communication network as described above, as well as providing a general voice call service, data files such as large-capacity video or text can be transmitted at high speed using a data packet method, thereby providing a high quality communication service. It is also expected to be able to provide a variety of additional services.

Accordingly, the present invention was created in view of the above circumstances, and the contents of the payment notice issued by the government office, etc., are notified to the payment target through the mobile communication terminal connected to the mobile communication network, and the movement is performed. Its purpose is to provide a method of providing notification and payment services through a mobile communication network that allows payment subjects to make payments required through a communication terminal through an interface with a pre-designated bank. .

1 schematically shows an overall configuration to which a method for providing notification and payment service through a mobile communication network according to the present invention is applied,

Figure 2 illustrates an embodiment of subscriber information stored and managed in the notification / payment management server according to the present invention,

3 is a flowchart illustrating an operation of a notification and payment service providing method according to the present invention;

4 and 5 illustrate an embodiment of a screen of a mobile communication terminal that is displayed on a screen by a method for providing notification and payment service according to the present invention.

※ Explanation of symbols for main parts of drawing

10,11,12: mobile communication terminal 20: notification / payment management server

21: bank management server 22: government management server

100: mobile communication network 200: network

Notification and payment service providing method through a mobile communication network according to the present invention for achieving the above object, to check the contents of the bill received from the outside, the subscriber information matching the payment target included in the bill content Stage 1; Transmitting the contents of the bill to a mobile communication terminal corresponding to the retrieved subscriber information; A third step of connecting to any one of the transaction bank management servers linked to and stored in the subscriber information according to a payment request requested to be transmitted from the mobile communication terminal; And through the interface with the transaction bank management server, characterized in that it comprises a four-step payment of the notice, and transmits the fact to the mobile communication terminal.

Hereinafter, a preferred embodiment of the method for providing notification and payment service through a mobile communication network according to the present invention will be described in detail with reference to the accompanying drawings.

First, FIG. 1 schematically shows an overall configuration to which a notification and payment service providing method through a mobile communication network according to the present invention is applied, and includes a plurality of mobile communication terminals 10 connected wirelessly to the mobile communication network 100. 11,12 ..); Notification and payment services are provided so that the contents of payment notices issued by government offices, etc. can be notified to the payment targets through mobile communication terminals, and the payments can be paid through the interface with a predetermined bank. Notice to provide / payment management server 20; A bank management server 21 connected to the notice / payment management server 20 through a network 200 such as the Internet, and approving the payment payment; And, connected to the notification / payment management server 20 and the bank management server 21 through a network such as the Internet, the government office management server 22 to transmit the contents of the payment notice, and to store and manage whether the payment is received It is configured to include.

On the other hand, the subscriber information stored and managed by the notification / payment management server 20, as shown in Figure 2, the name (Name), subscriber password (Password), and mobile communication of the subscriber having a mobile communication terminal In addition to the general subscriber information such as the serial number (MP_ESN: Electric Serial Number) of the terminal, subscription information for determining whether to subscribe to the notification / payment service, for example, 1-bit flag information and the subscriber's transaction The bank information, for example Bank_Code_Number, is additionally included and stored. Based on the subscriber information configured and stored as described above, a method for providing notification and payment service through a mobile communication network is provided. The detailed description is as follows.

First, FIG. 3 is a flowchart illustrating a method of providing a notification and payment service through a mobile communication network according to the present invention. The connection is connected to the notification / payment management server 20 through a network 200 such as the Internet. In the public office management server 22, the contents of the payment notice to be notified to the payment target person who subscribed to the notification / payment service are transmitted to the notification / payment management server 20 (S10), and the notification / payment management server At 20, after receiving this information, the payee information included in the contents of the pay notice is confirmed, for example, the payee name is searched, and then any stored subscriber information including the subscriber name that matches the payee name is searched. Done.

Thereafter, when the 1-bit flag stored in the searched subscriber information is set to '1', that is, subscribed to the notification / payment service through the mobile communication network, the subscriber's mobile communication terminal 10 In addition to notifying the contents of the notice of payment, and inquiring whether the payment is made. (S11)

Accordingly, as shown in FIG. 4, the mobile communication terminal 10 may display a notice item, a delivery date, a payment, a payer's name and an address, and the like. A subscriber may be displayed with a 'Notify Notice' button or 'Payment' button for replying that the subscriber has confirmed the notice, or allowing payment to be made remotely. In the case of selecting and designating, the notification / payment management server 20, as shown in Figure 5, will require a password input for authentication of the subscriber.

Thereafter, when the password transmitted and received from the mobile communication terminal 10 matches the password stored in the subscriber information, as shown in FIG. 2, the payment bank previously designated by the subscriber, the payment amount and payment The guide screen for the item is displayed, and at this time, the subscriber carrying the mobile communication terminal 10 displays a button for allowing the user to select 'confirmation of payment' or 'cancel payment'.

And, the notification / payment management server 20, when the subscriber selects the 'payment confirmation' button, by searching the bank code number stored in the subscriber information, the bank management server corresponding to the code number (21) will be connected and connected through the network, and after the payment request, and the payment information corresponding to the subscriber information and payment details, that is, the notice contained in the payment notice will be transmitted (S13). .

Accordingly, the bank management server 21, after confirming whether the subscriber is a customer who deals with him, checks the balance of the corresponding transaction account, and performs a series of procedures for approving the payment of the payment. The notice / payment management server 20 will reply to the transmission (S14).

On the other hand, in the notification / payment management server 20, when the payment payment approval from the bank management server 21 is sent to the reply, a message informing of this is transmitted through the mobile communication terminal 10 (S15) As shown in FIG. 5, the mobile communication terminal 10 displays a message indicating that the payment is normally completed.

Then, the bank management server 21, the government office management server 22 that issued the payment notice notifies that the payment has been paid (S16), and also sends the payment receipt to the residence of the subscriber via offline A series of receipt sending operations are performed (S17).

Accordingly, the subscriber can quickly and accurately check the contents of the payment notice through the mobile communication terminal 10 carried by the subscriber, and also can conveniently pay the corresponding payment through the mobile communication terminal 10.

For reference, the subscriber using the notice / payment service as described above may be given a benefit such as a discount of a certain amount from the total notice of payment, so that the notice / payment service may be activated more, and the notice / payment management The server 20 may be integrally included in a mobile switching center (MSC) configured to be included in a mobile communication network and performing call exchange and processing operations, or may be configured to be connected to a separate additional service node.

As mentioned above, preferred embodiments of the present invention are disclosed for the purpose of illustration, and those skilled in the art can improve and change various other embodiments within the spirit and technical scope of the present invention disclosed in the appended claims below. , Replacement or addition would be possible.

The method for providing notification and payment service through the mobile communication network according to the present invention as described above, the contents of the payment notice issued by the government office, etc., to notify the payment target through the mobile communication terminal connected to the mobile communication network and In addition, the subscriber using the notice / payment service by allowing the payment target to pay the payment required to be transmitted through the mobile communication terminal through an interface with a pre-specified transaction bank, the mobile communication carried by the mobile terminal In addition, the contents of the payment notice can be checked quickly and accurately through the terminal, and the payment can be conveniently made through the mobile communication terminal. Can be minimized, and service providers are also To be more useful inventions that are able to provide a variety of high-quality value-added services.

Claims (5)

Checking the bill contents received from the outside, and searching for subscriber information corresponding to the payment target included in the bill contents; Transmitting the contents of the bill to a mobile communication terminal corresponding to the retrieved subscriber information; A third step of connecting to any one of the transaction bank management servers linked to and stored in the subscriber information according to a payment request requested to be transmitted from the mobile communication terminal; And Method of providing a notification and payment service through a mobile communication network, characterized in that it comprises the four steps of paying the notice payment, and transmits the fact to the mobile communication terminal through the interface with the transaction bank management server. The method of claim 1, The notice contents, the notification and payment service providing method through a mobile communication network, characterized in that the transmission and reception from the public office management server connected through a wired network. The method of claim 1, The subscriber information includes a subscriber name, a mobile terminal serial number, a password, customer / payment service subscription information, and subscriber transaction bank information, or is stored in association with each other. The method of claim 1, The method of providing a notice and a payment service through a mobile communication network, characterized in that the contents of the bill, a selection menu for confirming the notice, and a selection menu for requesting payment is displayed. The method of claim 1, The transaction bank management server is connected and connected through a wired network, the billing and payment service providing method through a mobile communication network, characterized in that for approving the payment.