KR20020014898A - Contents service method and system by location of credit card - Google Patents

Abstract

PURPOSE: A method for supplying an information service using credit card location information is provided to get user location through a credit card to supply useful information on the location, so that an advertiser or information provider can magnify advertising efficiency and a user can receive the useful information on the location. CONSTITUTION: An information service server receives subscription information including a mobile communication terminal ID, credit card number, and member's interests from a member, and performs member registration(100). The information service server transmits registered member information including the credit card number to a credit card company server(110). The information service server receives member situation information including location information of a credit card member shop from the credit card company server receiving payment information of the member(120). The information service server retrieves the registered member's interests related to the location information(130). The information service server transmits an information-on-demand service in accordance with the retrieved result to the member's mobile communication terminal by using the ID.

Description

Information service method and system using credit card location information {Contents service method and system by location of credit card}

The present invention relates to a method and system for providing an information service using credit card location information, and more particularly, to a method and system for providing an information service to a member's mobile communication terminal using a credit card.

Currently, the information provided to the mobile communication terminal has been provided with unilateral information from the service providing server. The information service provided to the mobile communication terminal may be a useful means for the advertiser and the user of the mobile communication terminal. However, in the current method, the service of the user's interest, especially the information available in the user's location is not provided at all.

The technical problem to be achieved by the present invention is to implement a method and system for identifying a member's location through a credit card and providing the necessary information to the member's mobile terminal using the location information.

1 illustrates an embodiment of an information providing service method using credit card location information.

2 illustrates an embodiment of an information providing service system using credit card location information.

Figure 3 illustrates one embodiment of a member registration procedure in the present invention.

4 illustrates an embodiment of an information service providing process according to the present invention.

Fig. 5 shows an example of representation of the member information database in the present invention.

Fig. 6 shows an example of representation of a regional information database according to the present invention.

In order to solve the above technical problem, a method of providing an information service to a member mobile communication terminal by a server connected through a communication network with a credit card server according to the present invention includes (a) a server member ID and a credit card number from a member, and Receiving member registration information including a list of interests of a member and registering the member; (b) the server transmitting the member registration information including the credit card number to a credit card company server; (c) receiving member status information including the credit card affiliate store location information from a credit card company server that has received the member's payment information from the credit card affiliate store; (d) retrieving the member's list of registered interests related to the location information; And (e) transmitting the personalized information according to the search result to the member mobile communication terminal using the ID.

In order to solve the above technical problem, a system for providing an information service by connecting a credit card server and an information service server through a communication network includes a member database including a member mobile communication terminal ID and a credit card number for a member; A member that includes a regional information database that classifies region-specific information into a list of interests, sends member registration information including the credit card number to a credit card company server, and includes credit card merchant location information that receives member's payment information. An information service server for receiving status information from the credit card company server and transmitting personalized information about the member according to the location information to the member mobile communication terminal using the ID; And a credit card company server configured to database member registration information received from the information service server, receive payment information of a member from a credit card merchant, and transmit member status information including location information of the credit card merchant. It features.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 illustrates an embodiment of an information providing service method using credit card location information, and FIG. 2 illustrates an embodiment of an information providing service system using credit card location information. 1 and 2 will be described together for better understanding.

The configuration of the system for implementing the present invention can be implemented by other methods in addition to the configuration of FIG. For example, the function of the information service server may be performed by the credit card company server and vice versa.

The information service server 240 receives the member registration from the member 210 by receiving the subscription information 200 including the ID of the member mobile communication terminal 211, the credit card 212 number, and the list of interests of the member (100). step). Referring to FIG. 5 with respect to the subscription information 200, FIG. 5 shows an example of the expression of the member information database 241 according to the present invention. In FIG. 5 based on the subscription information 200, FIG. As shown in the figure, the database includes information on the terminal ID, credit card number, and details of interest list indicating the member's choice for the list of cultural events, movies, sports, restaurants, etc., by membership number. will be.

The information service server 240 transmits member registration information 280 including the member's credit card number to the credit card company server 230 (110). The credit card company server 230 may build a member registration information database 231 for each member based on the member information previously stored in the credit card company and the member registration information received.

The information service server 240 receives the member status information 270 including the credit card affiliate store location information from the credit card company server 230 that has received the member's payment information 260 from the credit card affiliate store 220 ( Step 120). The information service server 230 retrieves a list of registered interests of the member related to the location information (step 130).

FIG. 6 illustrates an exemplary representation of a regional information database according to the present invention. As shown, the information service server 240 receives data such as sports, restaurants, sales, movies, and cultural events by region. You can build the base. For example, the movie information of Gangnam-gu may be stored in reference numeral 0446 for reference if necessary.

For example, in step 130 with reference to FIGS. 6 and 5, when a member having a member number 000002 uses a credit card at a business located in Seocho-gu, the member's area of interest is a movie as shown in FIG. 5. , Sports, restaurants are searched for, and as shown in FIG. 6, the Seocho-gu may search for specific information with reference to reference numbers 0447, 0178, and 0235.

The information service server 240 transmits the customized information 290 according to the search result to the member mobile communication terminal using the ID (step 140). The personalized information according to the search result may correspond to specific information of reference numbers 0447, 0178, and 0235 in the example of step 130 above. Through this process, the credit card holder can use the credit card to inform the server of his location and receive useful information from his location.

Figure 3 illustrates one embodiment of a member registration procedure in the present invention. When the service user 340 is connected to the information service server 350 (mobile Internet, telephone (ARS)) via a mobile phone or PDA (300) (300), the information service server 350 is the main screen or main message Output 301. The service user 340 selects one of the membership registration, withdrawal, and card number modification menus (302).

Looking at the above-mentioned PDA, PDA (PDA) is a generic term for a palm-sized device having a calculation, information storage and retrieval function for personal or business use, and is often used to maintain schedule calendar and address book information. Similarly, the term 'pocket computer' is used, and many people just use the name of a famous PDA product as a generic name for a PDA. Examples include HP's Palmtop or 3Com's PalmPilot.

Most PDAs have a small keyboard, but some PDAs have electronic pads that accept handwritten text. Typical uses for PDAs include storing and retrieving schedules, address books, and memo entries. However, many PDA applications have been developed. PDAs are increasingly being combined with telephone or pager systems. Some PDAs come with a Microsoft operating system called Windows CE or a variant of it, and others use their own operating system.

When the service user 340 selects 302 to join the membership, the information service server 350 makes a mobile phone number input request 310. When the service user 340 enters the mobile phone number (311), the service server 340 makes a card number input request 312, and when the service user 340 enters the card number (313), the service server 350 Organize and store the information (332) and transfer the member information to the credit card company (333). The credit card company registers the received member information (334).

When the service user 340 selects membership withdrawal (302), the service server 340 receives the service user's mobile number and deletes the information from the member list (320) and requests the member to be deleted to the credit card 360. (321). The credit card company 360 deletes the member (334).

When the service user 340 selects 302 to modify the card number, the information service server 350 outputs 330 the currently registered credit card number after receiving the mobile phone number of the service user 340. The service user 340 adds or deletes 331 a credit card number after reading. The service server 340 organizes and stores the information 332 and requests a member to register or delete a member to the card company 334.

Membership, withdrawal, and information correction are made in the above manner.

4 illustrates an embodiment of an information service providing process according to the present invention.

When the service user 420 makes a card payment request 400 to the credit card affiliate 430 for payment of goods, services, etc., the credit card affiliate 430 pays the credit card through the credit card terminal 402. At this time, the credit card company 440 checks whether the payment card number is the information service member number (403), if not a member, and terminates if the member, the card number, location information, the type of business of the merchant that the credit card is used in Send information 404.

The information service server 450 stores the received information 405 and searches 406 related companies for the location information. When the company search is completed, the business type is classified and transferred to the service user 420, the business type of the business type information and the industry information set in advance to the service user 420 by voice or text. When the service user 420 selects a business type (409), the information service server 450 searches (410) a company for the selected business type and transmits the company information to the service user (420). After the service user 420 reads the information 412, the service user 420 goes to or exits the industry type view 408 to read the company information of the other type of industry.

Briefly describing the information service method according to an embodiment of the present invention, when the service user 420 accesses the information service server 450 and requests the use of the information service, the information service server 450 is a credit card company 440. Notify the original subscriber. When the credit card user makes a payment with a credit card at the credit card affiliate store 430, the credit card company 440 confirms that the credit card user is the information service user 420, and if the information service user 420 is an information service server 450 ) Sends the service user information, payment location information, and industry information of the payment merchant to the information service server 450.

The information service server 450 searches for relevant business type information corresponding to location information and business type information, and transmits the related business type information by voice or text to the mobile phone or PDA terminal of the service user 420, and the service user 420 receives the business type information. When selecting the information service server 450 terminates the information service by transmitting the company information for the selected industry to the service user 420.

In the present invention, the business does not necessarily have to spend the credit card. That is, only the location of the user may be provided through a credit card. Therefore, the present invention can be implemented by adding a menu for additional information service to the credit card.

The invention can also be embodied as computer readable code on a computer readable recording medium. The computer-readable recording medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, hard disk, floppy disk, flash memory, optical data storage device, and also carrier waves (for example, transmission over the Internet). It also includes the implementation in the form of. The computer readable recording medium can also be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion.

According to the present invention, by identifying a user's location through a credit card and providing useful information to the user, the advertiser or information provider can maximize the efficiency of the advertisement or the information providing, and the user is currently located. You will be provided with useful information on the site.

Claims (5)

A method of providing an information service to a member mobile communication terminal by a server connected to a credit card server through a communication network, (a) receiving, by the server, subscription information including a member mobile communication terminal ID and a credit card number from a member and registering a member; (b) the server transmitting the member registration information including the credit card number to a credit card company server; (c) receiving member status information including the credit card affiliate store location information from a credit card company server that has received the member's payment information from the credit card affiliate store; And and (d) transmitting the personalized information about the member according to the location information to the member mobile communication terminal using the ID. The method of claim 1, wherein the subscription information of step (a) further comprises a list of interests of the member, step (d) (d1) retrieving a list of registered interests of the member related to the location information; And and (d2) transmitting the personalized information according to the search result to the member mobile communication terminal using the ID. In a system in which a credit card server and an information service server are connected through a communication network to provide an information service, A member database including a member mobile terminal ID and a credit card number for a member, and a regional information database categorized by region of interest into a list of interests, and the member registration information including the credit card number is transferred to a credit card company server. Receive member status information, including credit card merchant location information, which receives payment information of a member from the credit card company server, and moves the member by using the ID to obtain personalized information about the member according to the location information. An information service server for transmitting to a communication terminal; And And a credit card company server configured to database member registration information received from the information service server, receive payment information of a member from a credit card merchant, and transmit member status information including location information of the credit card merchant. Information service system using credit card positioning. The method of claim 3, wherein the member database further comprises the member interest field list, The customized information is an information service system using credit card positioning, characterized in that consisting of information corresponding to the member interest field list. A method of providing an information service to a member mobile communication terminal by a server connected to a credit card server through a communication network, (a) receiving, by the server, subscription information including a member mobile communication terminal ID and a credit card number from a member and registering a member; (b) the server transmitting the member registration information including the credit card number to a credit card company server; (c) receiving member status information including the credit card affiliate store location information from a credit card company server that has received the member's payment information from the credit card affiliate store; And (d) transmitting the personalized information about the member according to the location information to the member mobile communication terminal by using the ID. A computer-readable recording medium that records a program for the program.