KR20020008495A - Comprehensive Medical Sevice System And Method Based On On-line/Off-line Network - Google Patents

Abstract

PURPOSE: An online and offline integrated medical service system and a medical service method therefor are provided so that patients can receive a convenient and systematical medical service, by performing integrated management of medical histories of the patients and constantly providing processed medical information to the patients. CONSTITUTION: An online/offline integrated center(2), a professional medical treatment research center(4), a local center(6), a local hospital(8) and an insurance company(10) are connected to one another through an online network such as an exclusive use network or Internet network. The online/offline integrated center(2) builds a medical treatment information database, a member information database and an economic administration investment information database, and obtains professional information on disease prevention and treatment. The professional medical treatment research center(4) includes a plurality of individual medical treatment institutions. The local center(6) is installed as an international integrated center or a regional integrated center in the country, and is also a member of the online/offline integrated center(2). The local hospital(8) includes a plurality of hospitals in the country. The insurance company(10) is connected to the local center(6) and the local hospital(8) for selling insurances.

Description

Comprehensive Medical Sevice System And Method Based On On-line / Off-line Network}

The present invention relates to a medical service, which provides integrated management of information and services necessary for the prevention and treatment of diseases by systematically linking international medical research centers, regional hospitals, general customers, and health insurance companies with on / off networks. This enables comprehensive and effective medical services while benefiting customers or patients, and further improves overall medical technology by activating R & D on the prevention and treatment of diseases, while also providing the latest and most advanced medical technologies. The present invention relates to an integrated medical service system and a medical service method based on online and offline, which are suitable for more rapid distribution to medical institutions.

As the standard of living improves, the individual's interest in health increases, so that they can obtain information or programs necessary for the prevention of the disease, and take measures to prevent the disease in their daily lives. In order to prepare for the economic burden, they may purchase various insurances.

Looking at the process of prevention, treatment and insurance of such diseases, the majority of people who lack medical knowledge try to obtain information about the disease without special time or extra expenses. While it is difficult to obtain information on diseases of interest, most of them have no specialized medical knowledge, so even if the information is obtained, it is not easy to apply it to real life effectively. In addition, even in case of an insured person, the insurance company and the hospital are usually not connected, so they need to receive medical care at the hospital, pay the cost first, and submit the documents to the insurance company to receive the insurance money. There is the trouble of back.

In addition, since hospitals are in a position to conduct both medical and research at the same time, it is easy to neglect in-depth research on one serious disease if they are focused on treating patients. In addition, even if the patient's medical history is databased in the hospital, it is hard to expect that this database is used to provide individual patients with information on the prevention and treatment of the disease. Only when the patient information is used, there is a problem that misses an opportunity for prevention or treatment. Furthermore, when a patient is not treated in only one hospital but is treated in several hospitals, there is no organic connection between the conventional hospitals, so the patient's medical history is managed separately for each hospital. It is difficult to understand comprehensively, and even if you grasp it will require a lot of time. Due to this, it is almost impossible to provide prompt and optimal care to patients.

Furthermore, there are many medical research centers for diseases such as cancer centers and universities around the world, but unless there is a special relationship between these research centers and actual local hospitals, the spread of research results is delayed, In actual hospitals, it is difficult to realize advanced medical technologies, and the spread of research results is not comprehensive, systematic, or continuous. In addition, the specialized medical research center does not automatically cover the costs necessary for research, so that a separate profitable business such as the operation of a hospital is devised, which makes it difficult to concentrate on the research.

The present invention has been made to solve the above problems, the present invention is based on the online and offline, the international medical professional research center, regional hospitals, general customers, insurance companies, etc. systematically linked to a single network and medical information By providing an integrated medical service system that can share the medical history of the client, it provides the client with systematic medical services and advanced medical technologies that are directly or indirectly related to medical care. In addition, it is possible to disseminate medical technology or exchange opinions between specialized medical research centers and local hospitals quickly and systematically, and to provide adequate research funding at specialized medical research centers to improve the rapid development of medical technology and improve customer welfare. The purpose is to make it work.

1 is a schematic diagram of a medical service system according to the present invention.

FIG. 2 is a flowchart illustrating a medical service in accordance with the present invention, illustrating a flow in a service development stage using cancer as an example.

3 is a diagram illustrating a service flow before cancer after the service development stage

4 is a later step of FIG. 3 showing the service flow after the onset of cancer

<Explanation of symbols for the main parts of the drawings>

2: On / Offline Integration Center 4: Medical Research Center

6: local center 8: local hospital

10: insurance company 12: customer

The present invention for concretely realizing the above object is to establish a medical information database, a member information database, a management investment information database, etc. as a central center independent worldwide, and to prevent and treat diseases. An integrated online / offline center that obtains and provides specialized information to affiliated companies and develops and provides the know-how necessary for the management and investment of the members; Selected independent medical institutions recognized worldwide for their expertise in diseases, and are affiliated with the online / offline integration center, connected to the online / offline integration center through an online dedicated network or the Internet, and accumulated medical protocols and medical treatments. At least one specialized medical research center for providing medical information such as know-how to the on / offline integrated center; As a member company of the on / offline integration center, it is established as an integrated management center for each country or region within the country, and is connected to the on / offline integration center through an online dedicated network or the Internet to prevent and treat diseases from the on / offline integration center. In addition to receiving medical information such as medical protocols and various management know-how and investment information necessary for its operation, it is also provided with information on the above-mentioned medical research centers and other local centers, while managing local affiliates and customers. At least one local center which provides various affiliates and customers with various medical information through online or printed materials; A hospital that performs actual medical treatments for patients while being connected to the local center through a private network or an internet network in cooperation with the local center. The medical protocol and medical know-how of the specialized medical research center are provided from the local center to provide treatment to patients. At least one local hospital performing medical activities such as medical examinations; In cooperation with the local centers and regional hospitals, they are connected to them through an online dedicated network or the Internet, and the local centers and insurance products are contracted, and information on the development and promotion of new insurance products from the local centers is provided. At least one insurance company that receives and sells insurance to a customer, transmits insurance information about the customer to the local center, and pays a premium for medical care of the subscriber; It provides an integrated medical care system based on online and offline, characterized in that it comprises a.

In addition, the medical service providing method according to the present invention, the on / offline integrated center, at least one specialized medical research center, at least one local center, at least one local hospital and at least one insurance company including medical services to the customer In the providing method, the on / offline integrated center and the specialized medical research center, local center, local hospitals and insurers by establishing a network or a network to share mutual medical information, the insurer to provide medical services to customers A medical service development step of selling insurance products; After the client is insured, the insurer's customer information is shared between the on / offline integrated center, specialized medical research center, local center and local hospital, providing medical information to the client, A pre-onset service step of conducting a checkup to a customer according to a checkup cycle; And a post-insurance service step in which an insurance company pays a premium to the treatment institution in addition to providing treatment to a client at a local hospital according to a medical protocol provided by a medical research center after the examination is confirmed as having a disease. Characterized in that it comprises a.

In the medical service method, the medical service development step may include: signing a contract for dissemination of disease and dissemination of treatment technology between the on / offline integrated center and the at least one medical research center (S101); Transmitting the medical information to the on / offline integrated center through the online medical research center after the contract is concluded (S102); An online / offline integrated center database of the acquired medical information on its own computer system and simultaneously transmitting the medical information necessary for the local center (S103); Databaseting the medical information obtained by the local center on its own computer system (S104); Simultaneously transmitting the medical information obtained by the local center to the respective local hospitals simultaneously with the process (S104) (S105); Database the medical care information received by the local hospital (S106); At the same time as the local center performing the process (S105) and drafting a medical service plan based on the acquired medical information and transmitting the online medical service plan to the respective insurance companies (S107); A process of developing an insurance product based on the medical service plan obtained by the insurance company (S108); And the insurance company sells the insurance product to the customer (S109); Characterized in that it comprises a.

In the medical service method, the pre-occurrence service step may include: a step of a customer subscribing to insurance company (S201); After the insurance company confirms the reason for disqualification of the insurance of the customer, the process of issuing an insurance policy at the same time as approval of the subscription (S202); The insurance company to send the subscription customer data online to the local center (S203); The local center registers the customer with the customer, and transmits the member data thereof online to the on / offline integration center (S204); The online / offline integrated center database the registered customer information, and then transmitting the member status such as the number of members online to a specialized medical research center (S205); A process of making a database of the customer information obtained by the specialized medical research center and transmitting the medical information suitable for the customer to the local center (S206); A process of making a database of the medical information obtained by the local center, editing the data, and delivering the medical information to the customer by using a method such as internet or printed matter delivery (S207); Requesting a checkup from a local hospital based on the medical information obtained by the customer (S208); Performing a checkup on the client by the local hospital and billing the insurance company online for the cost of the checkup (209); The insurance company pays the expenses online to the local hospital according to the insurance policy, and then transmits the insurance payment details online to the local center (S210); And receiving the payment details from the local center and adding them to the database of the customer, and confirming the fact of the examination online through the local hospital where the examination was performed (S211). Characterized in that it comprises a.

In addition, in the medical service method, after the onset of the service step, it is determined that there is a disease as a result of the examination at the local hospital (S301), the local hospital sends the diagnosis online to the local center and insurance company, the customer Transmitting to the step S302; Requesting a suitable opinion for the treatment of the corresponding client while transmitting the corresponding client information to the specialized medical research center through the reception of the diagnosis center at the same time (S303); The medical research center checks the patient's medical history and the like and transmits the opinions of the treatment methods and schedules most suitable for the client to the local center and the local hospital via online (S304); After receiving treatment opinions from specialized medical research centers, the local center checks the local hospital and the treatment schedule, asks the local hospital to carry out the treatment of the client, and at the same time, the insurance company designates the area designated for the client's treatment. Informing the hospital, and the insurance company executing the treatment fee to the local hospital (S305); And confirming the treatment protocol and the treatment opinion and the treatment schedule obtained from the medical research center in the corresponding local hospital confirming that the treatment fee has been paid (S306). Characterized in that it comprises a.

Hereinafter, with reference to the accompanying drawings will be described in detail the present invention.

First, Figure 1 is a schematic diagram of an integrated medical service system based on the online and offline of the present invention, the present invention is the on / offline integration center (2), professional medical research center (4), local center (6) And, including the local hospital (8), insurance company (10), they are made in connection with an online network, such as a dedicated or Internet network.

The on / offline integration center (2) is an independent center in the world and at the same time, as a central center of the medical service system, it establishes a medical information database, a member information database, and a management investment information database, and prevents diseases. The company will acquire and provide professional information on treatment and treatment to its affiliated companies, developing and providing the know-how necessary for the management and investment of the members.

The specialized medical research center 4 is, for example, various disease research centers or specialized hospitals such as cancer centers and diabetes centers around the world, and a plurality of selected independent medical institutions recognized for their expertise on specific diseases. These specialized medical research centers (4) join the on / offline integration center (2) as a member company, and are connected to the on / offline integration center (2) through an online dedicated network or the Internet and accumulate as a study protocol. And provide medical information, such as medical know-how to the on / offline integration center (2). In the on / offline integration center 2, the provided medical information is made into a database and a fee is paid in return for providing the information. Specialized medical research centers (4) can be expected to revitalize their research activities by being able to cover fees with research expenses. In addition, each specialized medical research center (4) is connected to a dedicated network or the Internet, accordingly, each center (4) can exchange opinions about the treatment or conduct joint research.

The local center 6 is established as, for example, a national integration center or a regional integration center in a country, whereas the on / offline integration center 2 is a single center worldwide. Its local center (6) will have the status as a member company by registering in the on / offline integration center (2), and will provide substantial medical services for the local hospital (8), insurance company (10) and customer (12). . The local center 6 is a member company of the on / offline integration center 2 and is connected to the on / offline integration center 2 through an online dedicated network or the Internet, thereby preventing disease from the on / offline integration center 2. Receive medical information such as medical protocol for treatment and various management know-how and investment information necessary for operation of local center (6), and provide information on member companies, namely the specialized medical research center (4) and other local centers. In addition to paying a fee to the on / offline integration center (2) in exchange for providing information, the information on local hospitals, insurance companies and customers is accumulated in a database, and the necessary information is collected on the on / offline integration center (2). to provide.

The local hospital (8) is a plurality of hospitals are established in the country, the practice of medical treatment for the patient, and each local hospital (8) is connected through an online dedicated network or an internet network to share or exchange information. To make it work. Such a local hospital (8) is registered as a member company in cooperation with the local center (6), and receives specialized and standardized care protocols and medical know-how from the local center (6) online / offline to patients, examinations, etc. Medical activities are performed, and a fee is paid to the local center 6 in exchange for providing medical information.

The insurance company (10) is affiliated with the local center (6) and the local hospital (8) and connected with them through an online dedicated network or the Internet, and the new insurance and the commitment to the local center (6) and insurance products You will be provided with information on how to develop and promote your product and will sell your insurance to your customers. The insurance company (10), if the insurance is insured that the customer can receive a comprehensive and systematic medical services through the link between the specialized medical research center (4) and the local hospital (8) equipped with advanced medical technology (12) To attract a lot of customers.

When the customer 12 purchases insurance, the insurance company 10 pays a certain commission in exchange for insurance sales corresponding to the local center 6 and provides the customer information. The local center 6 provides the insurance company 10 The local hospital suitable for the customer 12 among the local hospitals by referring to data such as the location of the customer 12 and the location of the local hospital or the past history of the customer 12 while making a database of the customer information obtained from Assigned to (8). In this case, if necessary, the local center 6 may duplicate the corresponding customer 12 to the plurality of local hospitals 8 to facilitate the convenience of the customer 12. After completing the assignment of the customer 12, the local center 6 transmits the fact to the on / offline integration center 2, and the on / offline integration center 2 makes a database thereof. In addition, the local center 6 will provide the customer 12 with a variety of necessary medical information, such as disease prevention and treatment, local hospital guide via the Internet or printed matters.

The client (12) is provided with medical services such as regular check-ups and treatments mainly in the designated local hospital (8) as prescribed in the insurance policy, and the local hospital (8) that provides the medical service pays the medical expenses. 10) The insurance company 10 pays the bill, and at the same time, the local hospital (8) transmits the client's medical matters to the local center (6). If necessary, the database provides the client with various information necessary for the prevention and treatment of the disease, or the appropriate medical program or information to the local hospital (8).

If the client is traveling in Korea or traveling abroad, and the designated local hospital 8 is not available, the patient may receive medical treatment at the member community hospital 8 nearby. As described above, a dedicated network or an internet network is established between the local hospitals 8 registered as member companies, and the information of the customer 12 is shared through the local center 6 and the online / offline integrated center 2. In this case, only the procedure for confirming the member's facts of the client (12) is available, and the local hospital (8) assigns the doctor's fact of the client (12) to the local center (6) or the client (12) for the first time. The local hospital 8 can receive information on the medical matters of the customer 12 by notifying through a dedicated network or an internet network.

Furthermore, if it is not possible to treat a particular disease of a client 12 in a local hospital 8 in the region or if it is desirable to carry out the treatment in another local hospital having special know-how for the disease, or At the request of the hospital 8, the local center 6 confirms this fact, selects a local hospital 8 that is more suitable for the client 12, and transfers the patient, and the specialized medical research center. It is possible to provide the patients with the best medical conditions by allowing them to be transferred to (4).

In the medical service system of the present invention as described above, a specific medical service process will be described with reference to FIGS. 2 to 4.

2 to 4 illustrate the service process by specifying the type of disease as cancer in order to clarify the understanding of the medical service process of the present invention.

FIG. 2 illustrates the service flow of the cancer medical service development stage, FIG. 3 illustrates the flow in the service stage before cancer onset after the service development stage, and FIG. 4 illustrates the flow in the service stage after cancer onset. .

First, referring to the cancer disease-related medical service development step in Figure 2, when the on / offline integration center (2) is the main axis of the medical service system is built, this on / offline integration center (2) in the world The medical research center (4) is selected to conclude an overall contract with them for medical technology dissemination, such as cancer diagnosis and treatment (S101).

Immediately after the contract between the online / offline integration center (2) and the medical research center (4) is concluded, the medical research center (4) sends the cancer disease to the online / offline integration center (2) mainly through a dedicated network or the Internet. Transmit the care protocol related to (S102).

The on / offline integration center (2), which receives the cancer treatment protocol from the specialized medical research center (4), databases the information on its own computer system, and at the same time, the cancers needed by the local centers (6) of the relevant domestic or other countries. The medical protocol is transmitted (S103).

In the local center 6, the received cancer treatment protocol is databased again in its own computer system (S104), and at the same time, the cancer treatment protocol is registered in each local hospital 8 which is registered as a member company and connected to a dedicated or internet network. Transmitting (S105), the local hospital (8) is a database of the cancer care protocol received by itself (S106). In this way, advanced care skills and know-how related to the ongoing cancer disease provided by specialist medical research centers (4) are quickly transferred to the local hospitals (8). Diagnosis and treatment protocols are used to enable early diagnosis and early treatment of cancer diseases.

On the other hand, the local center 6 performs the process (S105) of transmitting the cancer treatment protocol received from the on / offline integration center 2 to each regional hospital 8 as described above, and at the same time, the insurance company 10 ) To develop the insurance product while presenting the specific plan of the medical service (S107), and the insurance company 10 develops an insurance product suitable for this and local characteristics (S108), and then the advanced and integrated program. Promoting insurance products to customers while providing favorable conditions, such as being able to receive a comprehensive cancer treatment system (S109).

After the service development step as described above, the accompanying drawings before the cancer onset service step proceeds as shown in Figure 3, in this step, when the customer 12 subscribes to the insurance company 10 (S201), the insurance company ( In 10), the customer 12 checks whether there is a reason for disqualification of insurance by the bylaw, and then issues insurance policy to the customer 12 while approving the subscription (S202).

In practice, the insured customer 12 is automatically entitled to membership in a healthcare integrated system, i.e., an integrated healthcare service system leading to a local center 6 and an on / offline integrated center 2. This membership is confirmed by the insurance company 10 sending the insurance customer data to the local center 6.

The local center 6 receiving the data of the customer 12 performs the member registration procedure for the customer 12 and transmits the registered member data to the on / offline integration center 2 so as to share the registered member data ( S204). In the on / offline integrated center (2), the database of the registered customers is databased, and then the member status such as the number of members is transferred to the specialized medical research center (4) for reference (S205), and the specialized medical research center (4). In the self-database database, as described in the above-described service development stage, continuously transmits the technology and information related to cancer prevention to treatment to the local center (6) (S206).

Then, in the local center 6, the medical information continuously obtained is made into a database, based on the information of the customer 12, edited as the most appropriate data for the customer 12, and the edited data such as the Internet or printed matter delivery The method transmits to the registered customer 12 in a manner (S207).

The customer 12 who has obtained various kinds of information on cancer prevention and treatment by the above method requests a medical examination to the local hospital 8 using the provided information (S208). It is desirable that the client's request can be requested from time to time when the client himself is suspected of developing the disease, and it may be desirable to specify a regular checkup period in the insurance policy.

As described above, when the customer 12 suspects the onset or checks the regular checkup cycle and requests a checkup to the local hospital 8, the local hospital 8 conducts a checkup to the customer 12. In addition, the insurance company 10 is charged for the cost according to its examination (209).

The insurance company 10 pays the cost to the local hospital (8) according to the insurance terms and conditions, and transmits the premium payment history to the local center (6) (S210), the cost (premium) in the local center (6) ) The payment history is received and added to the database of the corresponding customer, and the checkup is confirmed online through the local hospital 8 where the checkup is performed (S211).

Next, the service steps after the onset of cancer will be described with reference to FIG. 4.

In the above-described cancer pre-service stage, if the diagnosis of the cancer has occurred as a result of the examination by the customer 12 in the local hospital 8 (S301), the local hospital 8 recognizes the cancer diagnosis. The customer 12 is transmitted to the local center 6 and the insurance company 10 (S302).

The local center (6), who has been informed of the diagnosis of cancer, receives the cancer diagnosis and sends the patient data to the specialized medical research center (4) through the private network or the Internet, and seeks opinions appropriate for the treatment of the client (12). (S303).

The specialized medical research center (4), which received the patient data, checks the patient's medical history, etc., and receives the opinions of the treatment method and schedule most suitable for the client (12) through the private network or the Internet. (8) (S304).

After receiving treatment opinions from the specialized medical research center (4), the local center (6) checks the local hospital (8) and the treatment schedule and asks the local hospital (8) to perform the treatment of the client (12). At the same time, the insurance company 10 informs the local hospital 8 designated for the treatment of the customer 12, the insurance company 10 executes the treatment fee to the local hospital (8) (S305).

Next, the local hospital (8) confirms the treatment protocol and treatment opinion and treatment schedule obtained from the medical research center (4) to perform the treatment of the actual patient (S306).

During this process, if it is determined that additional intensive treatment is required for the patient who has completed the treatment process in the local hospital (8), the opinion is transmitted to the local center 6 (S307), and the local center 6 At the same time, the patient was transferred to the specialized medical research center (4) or another regional hospital (8) in accordance with the opinion of the specialized medical research center (4) and added to the opinion of the specialized medical research center (4) (S308). Allow intensive care (S309).

As described above, there may be another case in which the local hospital 8 requests the transfer of the patient to the local center 6, when it is determined in the designated local hospital 8, the specialized medical research center from the beginning (S307). Alternatively, if it is determined that the patient needs to be treated at another local hospital, the local center 6 may be notified of the fact and requested to transfer the patient.

As described above, the present invention establishes a local center in another country or another region around the on / offline integrated center, and its on / offline integrated center and local center and international medical research centers, regional hospitals, insurance companies and general customers. It is building a comprehensive medical service network that systematically connects online and offline.

The present invention is capable of comprehensive management of the medical history of the customer, it is possible to provide the benefits and systematic medical services to the customer or patient by continuously providing each client with advanced medical information from a specialized medical research center.

In addition, the present invention is systematically linked to the local hospital, insurance company, etc. from the specialized medical research center as described above, it is possible to more quickly spread the latest medical technology of the specialized medical research center to the local hospital to improve medical welfare In addition, the exchange of opinions and settlements between groups can be promptly improved, and thus the quality of medical services can be improved, and the profitability of each group can be expected according to these strengths. On the basis of these stable profits, research and development on disease prevention and treatment can be activated, thereby improving the overall medical technology.

Claims (10)

As an independent center around the world, the medical information database, the member information database, and the management investment information database are established, and professional information on the prevention and treatment of diseases is obtained and provided to affiliated member companies. An on / offline integration center for developing and providing know-how necessary for investment; Selected independent medical institutions recognized worldwide for their expertise in diseases, and are affiliated with the online / offline integration centers and connected through online / offline integration centers and online dedicated or internet networks, and provide medical information accumulated as a result of research. At least one specialized medical research center provided to the on / offline integrated center; It is a member of the on / offline integration center and is established as an integrated management center for each country or region in the country, and connected to the on / offline integration center through an online dedicated network or an internet network to prevent and treat diseases from the on / offline integration center. In addition to receiving medical information, such as medical protocols, and management know-how and investment information necessary for its operation, it is also provided with information on the above-mentioned medical research centers and other local centers to manage local affiliates and customers. At least one local center which provides various affiliates and customers with various medical information through online or printed materials; A hospital that performs actual medical treatments for patients while being connected to the local center through a private network or an internet network in cooperation with the local center. The medical protocol and medical know-how of the specialized medical research center are provided from the local center for examination by a patient. At least one local hospital performing medical activities, such as medical treatment; In cooperation with the local centers and regional hospitals, they are connected to them through an online dedicated network or the Internet network, and the local centers and insurance products are contracted, and information on the development and promotion of new insurance products from the local centers is provided. At least one insurance company that receives and sells insurance to a customer, transmits insurance-informed customer information to the local center, and pays a premium for medical care of a subscriber; Integrated medical service system based on the online and offline, characterized in that comprises a. The method according to claim 1, At least one of the specialized medical research center is an integrated medical service system based on / offline, in particular, consisting of cancer-related research centers or hospitals. A method of providing medical services to a client, including an on / offline integration center, at least one medical research center, at least one local center, at least one local hospital, and at least one insurance company, The insurer sells insurance products for medical services to customers by establishing a network through a dedicated or internet network between the online / offline integrated center, a medical research center, a local center, a local hospital, and an insurance company. Medical service development; After the customer is insured, the insurer's customer information is shared online between the online / offline integration center, medical research center, local center, and local hospital, and provides medical information to the customer. A pre-onset service step of conducting a checkup to a customer according to a checkup cycle according to the insurance policy; And A post-insurance service step in which the insurer pays a premium to the treatment institution in accordance with a medical protocol provided by a medical research center after the examination is confirmed, and the insurance company pays the premium to the treatment institution; On / offline-based integrated medical care method comprising a. The method according to claim 3, The local center on-line or off-line based integrated medical service method, characterized in that for each registered customer to designate at least one local hospital as a professional medical hospital. The method according to claim 4, Registered customers are able to claim medical care from any local hospital as well as from a designated local hospital assigned from a local center. The method according to claim 3, The service development step may include a step (S101) of concluding a contract for dissemination and diagnosis of disease between the on / offline integrated center and the at least one medical research center; Transmitting the medical information to the on / offline integrated center through the online medical research center after the contract is concluded (S102); The online / offline integrated center makes a database of the acquired medical information and simultaneously transmits the medical information necessary for the local center (S103); A step (S104) of making a database of medical information obtained by the local center; Simultaneously transmitting the medical information obtained by the local center to the respective local hospitals simultaneously with the process (S104) (S105); Database the medical care information received by the local hospital (S106); At the same time as the local center performing the process (S105) and drafting a medical service plan based on the obtained medical information and transmitting the online medical service plan to the insurers (S107); A process of developing an insurance product based on the medical service plan obtained by the insurance company (S108); And An insurance company selling insurance products to customers (S109); On / offline-based integrated medical care method comprising a. The method according to claim 3, The pre-onset service step, the process of the customer subscribes for insurance to the insurance company (S201); After the insurance company confirms the reason for disqualification of the insurance of the customer, the process of issuing an insurance policy at the same time as approval of the subscription (S202); The insurance company to send the subscription customer data online to the local center (S203); The local center registers the customer with the customer, and transmits the member data thereof online to the on / offline integration center (S204); The online / offline integrated center database the registered customer information, and then transmitting the member status such as the number of members online to a specialized medical research center (S205); A process of making a database of the customer information obtained by the specialized medical research center and transmitting the medical information suitable for the customer to the local center (S206); A process of making a database of the medical information obtained by the local center, editing it, and delivering the medical information to the corresponding customer through the Internet or printed material delivery method (S207); Requesting a checkup from a local hospital based on the medical information obtained by the customer (S208); Performing a checkup on the client by the local hospital and billing the insurance company online for the cost of the checkup (209); The insurance company pays the expenses online to the local hospital according to the insurance policy, and then transmits the insurance payment details online to the local center (S210); And Receiving the payment details from the local center, adding the data to the database of the customer, and confirming the fact of the examination online through the local hospital where the examination was performed (S211); On / offline-based integrated medical care method comprising a. The method according to claim 3, After the onset of the service step, after determining that there is a disease as a result of the examination at the local hospital (S301), the local hospital transfers the diagnosis online to the local center and insurance company, and delivers to the customer (S302) ; Requesting a suitable opinion for the treatment of the corresponding client while transmitting the corresponding client information to the specialized medical research center through the reception of the diagnosis center at the same time (S303); The specialized medical research center checks the patient's medical history and the like and transmits the opinion of the treatment method and schedule most suitable for the client to the local center and the local hospital via online (S304); After receiving treatment opinions from specialized medical research centers, the local center checks the local hospital and the treatment schedule, asks the local hospital to carry out the treatment of the client, and at the same time, the insurance company designates the area designated for the client's treatment. Informing the hospital, and the insurance company executing the treatment fee to the local hospital (S305); And Confirming the treatment fee is paid, and confirming the treatment protocol and the treatment opinion and the treatment schedule obtained from the medical research center in the corresponding local hospital to carry out the actual treatment of the patient (S306); On / offline-based integrated medical care method comprising a. The method according to claim 8, The local center is an on-line / offline-based integrated medical service method, characterized in that to designate other local hospitals or specialized medical research centers in addition to the designated local hospital assigned to the customer at the time of registration for the treatment of the customer. The method according to claim 8, When performing the process (S306), it is determined that the need to treat the patient in a specialized medical research center or other local hospital, or if it is determined that additional intensive treatment is required for the patient who has completed the treatment process, Transmitting, by the local hospital, its opinion to the local center online at step S307; The local center sends the opinions of the local hospital to the specialized medical research center online to request the opinion of the specialized medical research center, and transfers the patient to the specialized medical research center or another regional hospital according to the opinion of the specialized medical research center ( S308), the process of performing the treatment (S309); On-offline-based integrated medical care method, characterized in that it further comprises a.