KR20020008024A - Method and apparatus of making groups for purchasing real estate by using multiple query search - Google Patents

Abstract

PURPOSE: A method and apparatus for forming an association of real estate transaction according to a multiconditional search is provided to form an on-line community by dividing purchasers who want to purchase a high-priced product such as real estate into various types, by forming and maintaining associations. CONSTITUTION: A purchaser connects to a server computer capable of managing combination data through the Internet. The purchaser inputs information in order to become members of associations(201). The purchaser searches an association according to the order of priority of information(205). The purchaser selects the association suitable for the purchaser's preference(207). A connection authority capable of freely searching a special page of the association is given to the purchaser who becomes the member of the association. A server computer provides ordered information to the purchaser on line(209).

Description

METHOD AND APPARATUS OF MAKING GROUPS FOR PURCHASING REAL ESTATE BY USING MULTIPLE QUERY SEARCH}

The present invention relates to an internet commerce method and apparatus, and more particularly, to an internet commerce method and apparatus for trading goods such as real estate.

As a conventional Internet commerce method, there are the following trading methods.

(1) mode of auction or reverse auction

In the auction method, when a seller sets an item, a period, a price, and other conditions and registers a product with an agent's server, a buyer who accesses this information through the Internet fills out a bid registration form and submits a bid registration. It is a method of taking a desired item by making a payment by means of electronic payment or direct deposit. Reverse auctioning involves a bidding competition between multiple sellers for the purchaser's desired product registration.

(2) Joint purchase method

When a seller registers a product by setting a quantity, price, period, etc., a group of purchase applicants is created according to this information, and a transaction is made if the seller satisfies the conditions presented by the seller. In some cases, when a group of buyers apply for a joint purchase of a particular product, a supplier who can meet it will present the item and the purchase will close.

In the conventional Internet commerce method as described above, it is common that the trading goods are standardized. In particular, in the case of a joint purchase, the purchasers belonging to the group are configured to purchase the same specification. However, the object of the transaction, such as real estate such as land, rural houses and the like, is usually not standardized. Therefore, the conventional Internet commerce method has a disadvantage in that it is not suitable when trading a non-standardized transaction target such as real estate.

The present invention has been made to solve the above problems, and an object of the present invention is to configure a commerce combination on the Internet for Internet commerce of unstandardized subjects, such as real estate transactions (development, housing construction, etc.) It is to provide a device for.

1 is a view showing how to configure and trade a real estate transaction combination on the Internet according to an embodiment of the present invention

FIG. 2 is a flow chart showing the construction process of the real estate transaction combination of FIG.

3 is a flow chart of a process of constructing the first step of FIG.

4 is a flow chart of a process of constructing the second step of FIG.

FIG. 5 is a flow chart of a process making up the third step of FIG.

FIG. 6 is a flow chart of a process of constructing the fourth step of FIG.

FIG. 7 is a diagram showing fields of data used when selecting a combination to be presented to a member during the execution of the second step process shown in FIG.

FIG. 8 is a flow chart of a combination selection process to be presented to members using the data shown in FIG.

9A, 9B, and 9C are screen captures of a web page displayed at the time of subscription application, showing one web page divided.

10A and 10B are screen captures of a web page on which a search result is displayed. The web page is divided and shown.

Fig. 11 is a diagram of a screen shot of a web page displaying a query result for a selected one combination.

12 is a screen capturing screen of a web page in which a subscription result is displayed.

It is an object of the present invention to provide a combination comprising: entering a condition for joining a combination, searching for the combination by the priority of the conditions, providing detailed information of the found combination, and selecting the combination to join to complete the joining. It is achieved by the construction method.

According to an aspect of the present invention, a method of trading a non-standard goods by forming a plurality of combinations having a plurality of condition information,

Forming a combination, wherein the forming of the combination

Inputting a plurality of condition information;

Inputting the condition information according to a priority order;

Determining a selection index by processing the condition information and the priority;

Providing a combination of information when the selection index is greater than a predetermined value;

A method of commerce is provided that includes selecting a subscription of a combination in which the information is provided.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

First, FIG. 1 illustrates an example of configuring and trading a real estate transaction combination on the Internet according to an embodiment of the present invention. Referring to Fig. 1, the purchaser 10 accesses the server computer 60 of the real estate transaction brokerage company 20 through the Internet 12 using his computer 50. Then, the buyer presents (subject to the server computer 60) the conditions, prices, forms, etc. necessary for the purchaser of the real estate.

A combination database is stored in the storage device 62 connected to the server computer 60 of the real estate transaction brokerage company. The server computer 60 automatically outputs a combination of the real estate (housing and residential land) trade associations (hereinafter referred to as 'combinations') in the database that best meets the conditions set by the buyer 10, by ranking, to the buyer. Provide information. The buyer 10 reviews the attributes of each combination (for example, the age, occupation, hobbies, etc.) of each combination according to the outputted content, selects the combination most suitable for them, and joins as a member. In some cases, a new combination can be requested as desired.

This combination is then disclosed on the trading brokerage website. The trade terms of each combination are displayed on the client computer 70 of the seller 30. The seller 30 is not limited to the owner of the real estate. This is mainly the case for developers who develop real estate that meets the needs of the union, which refers to the processing of real estate such as making a forest land. Seller 30 may accept the transaction conditions of the combination to sell the real estate, or may propose by offering other conditions that are optimal for the combination.

When the buyer member 10 decides to purchase a property suitable for him, the member usually makes a payment (e.g., deposits online) to a payment consignment company 40 in which the financial institution plays a role, and the financial institution 40 sends the payment details. It confirms and deposits in the seller 30, and receives documents required for real estate registration (transfer of ownership) from the seller 30. The financial institution 40 passes this back to the buyer 10.

The client computers 50 and 70 used by the purchaser 10 or the seller 30 can use a PC provided with a conventional browser. The server computer 60 uses a large-sized general PC or a computer normally used as a computer for a web server. Server computer 60 includes a processor and storage 62. Memory is connected to the processor. The server computer 60 includes a display device, an input device, and the like, connected to a processor. The processor is connected to communication equipment such as a modem to provide communication with the outside. On the other hand, the storage device stores a program that allows the server computer 60 to perform the processes described below to function as a transaction brokerage server such as a web server and a combination configuration. These programs can either reside in memory or be stored in memory as the processor progresses to perform combinatorial trading transactions.

On the other hand, the storage device 62 is provided with a database. The following information is stored in the database.

<Database 1>

a. Name: User Database (for customer management)

b. Stored information: Social security number, ID, password, job, hobby, name, family composition, address 1, address 2, phone number 1, phone number 2, phone number 3, e-mail address, area 1, area 2 , Other regions, development type, area, investment amount, required loan amount, purchase purpose, preference type, condition information of importance 1, condition information of importance 2, ..... condition information of importance n

<Database 2>

a. Name: Combination Database

b. Stored information: number of members, region 1, region 2, other regions, development type, area, investment amount, required loan amount, purchase purpose, preferred type

c. Miscellaneous: Files for each combination are created

<Database 3>

a. Name: Detailed Database by Combination

b. Saved Information: ID, Family Composition, Age, Occupation, Hobby, Purpose of Purchase

c. Miscellaneous: Files for each combination are created

<Database 4>

a. Name: User Propensity Database

b. Stored Information: Number of logins, frequency of accessing the bulletin board

c. Other: Each individual file is created

Hereinafter, the transaction mediation process by a combination structure is demonstrated. First, the entire flow will be described with reference to FIG. 2.

<First Step: Inputting Information for Joining a Union 201>

The purchaser connects to a server computer that manages the combination data via the Internet, and online answers the question of the type described below with reference to FIG. The content of the survey is based on the fields that make up a user database such as <Database1>.

<Step 2: Combination Search by Information Priority (205)>

Considering the result of the questionnaire response and the weight according to the importance of the questionnaire, the most relevant combinations among the combinational databases such as database 2 are presented in order.

At this time, the trading brokerage company initially forms a combination and presents it (203). Initially, a combination (combination database) is composed of 1) an initial method in which an administrator virtually forms a combination that is determined to be the most frequent and presents it, and 2) a type of business that can be actually presented can be virtualized. 3) There is a method of forming a combination and growing the buyers who are initially connected.

The number of members increases as the consumer who has similar preferences to the already formed union goes through the joining process (step 3 below). If there is no union that can be joined because it is different from one's own preference, it provides the opportunity to form one on its own.

<Step 3: Providing and Joining the Found Combination Information (207)>

When the detailed database for each combination such as database 3 is outputted among the combinations presented according to the search result in step 2205, the buyer selects a combination that matches his taste and purpose. The number of combinations that can be chosen may be limited by the principles or convenience of union management.

<Step 4: Providing and Dealing Personalized Information for Found Combinations (209)>

In the third step 207, the purchaser who joins the combination is given access to freely search for a separate page of the combination. The server computer provides customized information online (for example, by using a bulletin board in a combination or an individual e-mail, etc.) based on a user propensity database as in database 4. Based on this, the deal is made. In the transaction process, online transactions or payments (financial institutional settlement of business cooperation), etc. can be made online.

Hereinafter, each step will be described in detail with reference to FIGS. 3 to 6.

First, the first step will be described for each item with reference to FIG. 3. First, the server computer 60 presents the terms and conditions that specify the purpose of the combination, the benefits that the members will receive, the members' obligations and rights, and the like, for viewing by the browser in the client computer 50 of the purchaser 10. In this regard, it is checked whether or not the purchaser is registered (303). If you do not want to join it is terminated (305). If you want to join, start the procedure for joining the union.

Then enter the necessary information (305). As shown in Figs. 9a, 9b and 9c, a web page containing a questionnaire is presented and answered. 9A and 9B, information to be input allows for inputting, for example, age, region of interest, complex size, land area, estimated price per square foot, investment scale, housing type, terrain, and occupation.

Responders determine the field order that the responder considers first among the input information (307). As shown in FIG. 9B, there is an information type having a high importance among the inputted information.

Thereafter, it is checked whether it is a member (309). It is to check if the respondent is already registered in the member database of the site that mediates this combination. If the member is not a member, personal information (see FIGS. 9B and 9C) may be input (311). If the member is a member, input of personal information is omitted.

Thereafter, a search start request is made (313). The retrieval takes place in the second step, and based on the responses above, the results are output by the most suitable combination rank among the combinations already configured (see Database 2).

A second step will be described for each item with reference to FIG. If a search initiation request is entered, the search is initiated (401). The server computer 60 prioritizes the information to be considered based on the subscription request information and the information with high importance, and searches the combination based on the matching information (403), and the matching result (selection index) High order combinations are ordered (405). The retrieved combinations are output 407 in order.

A detailed process of searching and ordering combinations will be described with reference to FIGS. 7 and 8. In FIG. 7, x (i) (i is a natural number from 1 to n) is the i th condition among the condition information input by the buyer's customer (that is, from database 1 to region 1 and preference region and age, etc.). Pointer to the value (numeric or character data) of the information. y (k, i) indicates the value (numeric or character data) of the i th condition information of the k th combination stored in the database. w (i) indicates the weight given to the i th condition information based on the importance information input by the customer.

An example of this weight calculation is as follows. Priority is assumed to be assigned only 1 to 3, the same weight is assumed for the remaining condition information.

(1) The total weight sum is 100.

(2) weight of non-critical items: w = 100 / ((n-3) + 9)

(3) Weight of important items

(A) 1st priority: w1 = (100 / ((n-3) +9)) * 4

(B) 2nd priority: w2 = (100 / ((n-3) +9)) * 3

(3) 3rd priority: w3 = (100 / ((n-3) +9)) * 2

Referring to FIG. 8, the selection index is determined in consideration of the condition information input by the purchaser and the weight given to each condition information. Specifically, first, the condition information (necessary information) stored in the database 1 is read (801), and the priority information is read (803). A weight constant is then determined 805. Thereafter, a weight is calculated 807 for each condition information. The calculation step 807 of FIG. 8 illustrates a process of determining the weights w (1) to w (n) for all condition information when the importance ranking is set only from 1 to 3. FIG.

Next, the combination information is read from the database 2 (809). Then, the selection index is calculated 807 and only the combinations that satisfy certain conditions are selected. A detailed process will be described with reference to FIG. 8, for example.

Suppose the customer selects x (6), x (3), and x (4) in order of importance. Assume that only rows with a total of 70 or more selection indexes are selected. For the first combination (i.e. k = 1), the selection index E is set to zero.

if x (1) = y (1,1) then e (1) = w else e (1) = 0

if x (2) = y (1,2) then e (2) = w else e (2) = 0

if x (3) = y (1,3) then e (3) = w2 else e (3) = 0 (since it is a rank 2)

if x (4) = y (1,4) then e (4) = w3 else e (4) = 0 (because it is a rank 3)

if x (5) = y (1,5) then e (5) = w else e (5) = 0

if x (6) = y (1,6) then e (6) = w1 else e (6) = 0 (since it is a rank)

:

:

if x (n) = y (1, n) then e (n) = w else e (n) = 0

These e (i) values are added while changing the i value. In other words,

E = e (1) + e (2) + e (3)... e (n)

Calculate to find the choice index E. Comparing (813) if the selection index E is greater than or equal to 70 and selecting (815) this combination (ie if E> 70 then select This ROW). If E is less than 70, discard it and proceed to calculate the selection index for the next combination (ie, k = k + 1) (817). Check if it is the last combination stored in the database (819). Otherwise, the selection index is calculated as above for the combination. If the combination which has been calculated is the last combination, it ends (821).

As a result of this selection index calculation, combinations exceeding a certain value (70 in the above example) are sorted 405 in the order of their value and finally output 407 to the buyer's computer. An example of output using a purchaser's computer browser is shown in Figs. 10A and 10B (in which one web page is shown separately on a web page).

Thereafter, the third step will be described in each step with reference to FIG. The third step begins by the buyer selecting (clicking) the output combination as shown in Figs. 10A and 10B (501). Then, information on the identity of the member is output as the detailed item of the combination (503). FIG. 11 shows the result of outputting this detail item, in which the buyer selected the first combination among the combinations output in FIG. This is taken from database 3 and printed.

The purchaser determines whether to subscribe by comprehensively determining the information shown in FIG. When not joining, it is checked whether a separate combination is to be generated (511), and if a new combination is generated, a new combination is generated (513). This may allow you to create separate combinations when reviewing one combination, or to generate separate combinations after reviewing all combinations.

If it is determined to join the combination, it is checked if the number of the joined combination corresponds to a preset value (3 in the drawing) (507), and if it is less than that, the combination is selected to join again and the join determination process is repeated. Once a subscription is made, it is written to databases 2 and 3. Upon subscription, a subscription complete message as shown in FIG. 12 is output. When the three subscriptions are completed, the subscription process ends (509).

A purchase step, which is the fourth step, will be described with reference to FIG. Referring to Fig. 6, the seller connects to the server through the Internet with his computer. The seller (real estate holder, broker or real estate developer) registers the sale, development and trade terms on the server computer. You can also check the combination's conditions on the server computer.

The server computer classifies the goods presented by the seller (603). The appropriate combination is then searched (605). That is, the search is performed by comparing the classified information with the information of each combination. Search results are presented to the union through bulletin boards and e-mails.

The combination obtained the information determines whether to purchase (607). Purchasing is determined by the individual members' wishes, and some members buy only. The union member who decides to purchase delivers the purchase intention to the financial institution which is the settlement agency through card payment or wire transfer (609). The financial institution sends this to the seller (611) and receives the selling document (613). The financial institution forwards this selling document to the buyer (615).

On the other hand, between the sales candidate and the financial institution, the financial institution performs the work of the agency such as settlement and registration transfer, as promised in the settlement commission.

According to the purpose of the present invention as described above, it is possible to trade a combination of trading targets, such as real estate, where the trade goods are not formalized. Specifically, there is a significant difference in the following points compared to the conventional trading method. According to the configuration of the present invention, since the combination is formed and joined by the comparison of multiple conditions, it is possible to broker a transaction even when a desired product is not formalized, such as real estate. This is the most common co-purchase or reverse auction is a remarkable effect of the present invention when compared with the point that the conditions are suggested by the standardized quality (specification), such as industrial products, the product and service to be purchased are determined.

Compared with the existing method, one of the existing joint purchase methods is a method in which a buyer specifies the contents of a desired item to a manager, and the manager induces a purchase by notifying the user when suitable information is available. The present invention receives the combination information similar to the conditions presented by the buyer at the same time as the buyer enters his purchase information, and review the information content to join the association online, and mutual information exchange within the registered association This has the effect of creating an online community.

In addition, the existing joint purchase allows the product to be jointly purchased through the electronic network promotion in the state where the product is completed (in the case of real estate, completed as unsold development product), and according to the purchase condition (mainly quantity) It is also a remarkable effect of the present invention that a purchase reflecting the intention of the combination is made not only on the completion of the product (unsold after completion) but also on the processing method (region, scale, construction degree) of the product. .

In the present invention, since the maintenance of the combination can be determined according to the will of the individual who participated in the combination, it is effective in that it persists regardless of whether the purchase is made or not. Co-purchase is usually based on the premise that the initial issuer (whether it is a supplier or a buyer) is traded within the terms and periods proposed. However, in the case of the present invention, since the conditions vary, the choices within the proposed conditions are made separately within the combination. Regardless of whether or not the composition of the union can continue (except for the extinction of the reason for configuration through the purchase of all members).

As a result, according to the present invention, it is difficult to standardize, such as real estate, by forming and maintaining a combination by dividing the buyers who want to purchase expensive products with low purchase frequency by type, so that the actual transaction is possible (continued to provide personalized information) )can do.

Claims (1)

A method of trading atypical goods by selecting a plurality of combinations having a plurality of condition information, Forming a combination, wherein the forming of the combination Inputting a plurality of condition information; Inputting the condition information according to a priority order; Determining a selection index by processing the condition information and the priority; Providing detailed information of a combination when the selection index is greater than a predetermined value; Selecting a subscription of the combination.