KR200183995Y1 - Automatic teller machine - Google Patents

Abstract

The present invention is a cash withdrawal device equipped with a fingerprint reader that can enhance the security than the conventional as the addition of fingerprint recognition in addition to the use procedure of the IC card or credit card, which is installed in banks, stores and various public places A fingerprint reader is installed on the ATM's automatic teller machine to identify and control the identity using personal fingerprint characteristics, thereby preventing the fraudulent use of the card. The automatic extractor main body 7 has a fingerprint reader 1 capable of converting the recognized fingerprint image data into characteristic data, checking the identity of the fingerprint, and including a biometric sensing function, and an IC card capable of storing data of 340 bytes or more ( 3) The display unit 4, the cash outlet (5), which displays various screens according to the service operation, the discharge of the transaction receipt (8) and an operation unit (6), and a built-in ATM PC (9) for controlling and controlling the cash service operation and the fingerprint processing program according to the card, and the fingerprint data and the fingerprint reader registered in the IC card (3). Automatic cash dispenser with a fingerprint reader, characterized in that the cash is withdrawn only if the fingerprint of the withdrawer passed through 2) is the same.

Description

Automatic teller machine with fingerprint reader {AUTOMATIC TELLER MACHINE}

The present invention relates to a cash dispenser equipped with a fingerprint reader that can further enhance security as compared to the conventional as an addition of fingerprint recognition in addition to the procedure of using an IC card or a credit card, and more particularly, in banks, stores and various public places. By installing a fingerprint reader on the IC card or credit card automatic cash dispenser installed on the back, identification and control using personal fingerprint characteristics prevents unauthorized use of the card and improves the automatic cash withdrawal to settle a mature credit society. Relates to a device.

In modern society, information and communication are developed and the world is radically changing as an advanced information age. For example, the information system operated by each bank is used for various purposes such as the efficiency of various information tasks related to customers, finance, securities, and commodities between the head office and each branch, or information service services with other banks. . For example, indoor and outdoor cash dispensers installed in banks, stores, and various public places and operated daily for 24 hours provide various payments, deposit inquiry, bank account arrangement, cash service payment, cash service inquiry, and account transfer. Doing.

In other words, while the world is developing into an information and credit society, our information and credit society are seriously affecting our surroundings, and the foundation of the credit society is bruising due to the fraudulent use of credit cards. This means that even if you are not the cardholder, you will be able to withdraw cash if anyone knows your card password.

In addition, the cash and credit cards currently in use are always at risk from loss, theft and counterfeiting, which is a risk, and social, imitation crimes as well as mental, physical and economic losses due to the misuse of others are prevalent. .

Therefore, users who use the automatic cash dispensing devices that are currently installed and used a lot more, require a separate auxiliary means for preventing the gradual increase in fraudulent use instead of the normal use of credit cards and cash cards due to the above reasons. It became. Therefore, by using a part of the body as a way to fundamentally prevent all this type of absurdity, the most convenient, quick, accurate and immutable fingerprints among them are utilized, that is, because the fingerprints are different for each individual, It is a means of maintaining security without requiring a password.

The present invention was devised to solve the above-mentioned defects of the conventional automatic teller machines, and the fingerprint reader can be integrated into the automatic teller machine for the IC card or the credit card. The installation method is simple, so it is possible to accurately and quickly determine whether or not each individual is used when installed and used in banks, stores, and various public places, and disputes due to card loss, theft, and forgery, etc. It is an object of the present invention to provide an automatic teller machine with a fingerprint reader that can block the possession of.

1-an external view showing a cash dispenser with a fingerprint reader according to an embodiment of the present invention,

Figure 2-flow chart for explaining the cash withdrawal device with a fingerprint reader of the present invention,

Figure 3-Figure showing the state of the screen by operating the automatic teller machine with a fingerprint reader of the present invention,

4 is an outline view and a flowchart showing a cash dispenser with a fingerprint reader according to another embodiment of the present invention.

* Explanation of symbols for main parts of the drawings

1: fingerprint reader 2: IC card reader

3: IC card 4: Display part

5: cash dispenser 6: control panel

The automatic cash dispenser with a fingerprint reader according to the present invention for achieving the above object, the automatic cash dispenser main body 7 can convert the recognized fingerprint image data into the characteristic data, and can also check the identity of the fingerprint and biometric detection. Fingerprint reader (1) with functions, IC card reader (2) capable of storing and recognizing data of more than 340 bytes, IC card (3) capable of storing data of more than 340 bytes, and display unit displaying various screens according to service operations (4), an ATM PC (9) consisting of a cash outlet (5), a receipt receipt (8), and an operation unit (6), which controls and controls the cash service operation and the fingerprint processing program according to the card, The characteristic is that the cash is withdrawn only when the fingerprint data registered in the card 3 and the fingerprint of the withdrawer which has passed through the fingerprint reader 2 are the same.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is an external view showing a cash dispenser with a fingerprint reader according to an embodiment of the present invention, the present invention is more secure than the conventional as the addition of fingerprint recognition in addition to the procedure of using an IC card or credit card. It is an indoor / outdoor cash dispenser with a fingerprint reader that can be strengthened, and the separate fingerprint reader 1 is placed on the ATM 7 of the IC card 3 installed in banks, stores, and various public places. The identification and control using personal fingerprint characteristics prevents unauthorized use of the card (3) and allows the establishment of a mature credit society.

The main body 7 can receive 24 hours cash service conveniently in one place at many banks, stores, and various public places, and as a large component, it is possible to convert the recognized fingerprint image data into characteristic data and the identity of the fingerprint. Fingerprint reader (1) with biometric detection function (BIOMETRIC SENSOR), IC card reader (2) capable of storing and recognizing data of more than 340 bytes, IC card (3) capable of storing data of more than 340 bytes, A display unit 4 displaying various screens according to service operations, and an ATM PC (AUTOMATIC TELLER MACHINE PERSONAL COMPUTER 9) for controlling and controlling cash service operations and fingerprint processing programs are incorporated. The card reader 2 can be used as a proximity (contact) or insertable IC card (3).

Therefore, when using the automatic teller machine with a fingerprint reader according to the present invention, in the current cash withdrawal process, the IC card 3 is replaced with a credit card instead of a credit card, and a personal fingerprint is registered with the IC card chip. When using the card 3, withdraw the cash close to the IC card reader (2) attached to the main body (7), press the account, touch the fingerprint and press the withdrawal amount of the operation unit 6, the IC card (3) The cash withdrawal process is carried out only when the fingerprint data registered at the same as the fingerprint of the withdrawer having passed through the fingerprint reader 2 is identical.

This will be described in detail with reference to the flowchart shown in FIG. 2. Similarly to the current cash withdrawal process, the user's fingerprint characteristic data (more than 340 BYTE) is stored in the state where the card insertion screen is displayed on the display unit 4 (step S1). The inserted IC card 3 into or close to the card reader 2 of the main body 7 (step S2). Then, the fingerprint characteristic data of the IC card 3 proximate or inserted in the IC card reader 2 is read (step S3), stored in the memory (RAM) of the built-in ATM PC 9 (step S4), This is called a variable: CardData. After that, as in the prior art, the user selects a service (cash withdrawal, cash service, bank transfer, etc.) and inputs a password (step S5).

When the step S5 is completed, the fingerprint input guide screen is displayed on the display unit 4 as shown in FIG. 3 (a) (step S6), and the user waits for the fingerprint input for about 10 seconds after the screen is displayed. (Step S7). Here 10 seconds is time adjustable. On the other hand, if the user does not input the fingerprint within 10 seconds, the fingerprint input waiting time exceeded message is displayed on the screen of the display unit 4 as shown in FIG. 3 (B), and after a while, the IC card 3 is inserted in step S10. The card is ejected from the card reader 2 and returns to the step S1. When the user recognizes the fingerprint through the fingerprint reader 1 within 10 seconds, the biometric sensor of the fingerprint reader 1 determines whether a human finger is detected and returns a result value Hcheck (step S11). If the result value is False, the non-fingerprint message is displayed on the screen of the display unit 4 as shown in FIG. 3 (C), and after a while, the IC card 3 recognizes the card recognizer 2 in step S14. Is released from and returned to step S1.

On the other hand, if the result value of step S11 is True and stores the fingerprint data currently recognized by the fingerprint reader 1 in its own buffer (step S15). Therefore, when the process of step S15 is completed, a message to release the hand is displayed on the screen of the display unit 4 as shown in Fig. 3D (step S16). Subsequently, the card data of step S4 is stored in the comparison buffer of the fingerprint reader 1 (step S17).

After that, a comparison command is transmitted to the fingerprint reader 1 (step S18), the comparison result value is received as a verify value (step S19), and in step S20, if it is determined that the verify value is not the same fingerprint, the message is not authentic. Is displayed on the screen of the display unit 4 (step S21). After a while, in step S22, the IC card 3 is ejected from the card reader 2 and returns to the SI step.

If it is determined that the result value in step S19 is the same fingerprint, the service proceeds to continue (step S23), the step S23 is from the input of the password to the completion of the service in the current cash withdrawal process, the cash outlet of the main body (7) The cash is paid through (5), and the receipt is returned to the receipt outlet (8).

Introducing the automatic teller machine with the fingerprint reader of the present issue as described above can permanently solve the anxiety caused by card loss, theft and forgery, and from the disputes and imitations of card accidents This may be the case.

Figure 4 is an external view and a flow diagram illustrating a cash dispenser with a fingerprint reader according to another embodiment of the present invention, Figure 4 (a) is a credit card input unit instead of the IC card reader shown in Figure 1 (10) is installed and stored over 340 bytes of fingerprint characteristic value not shown through the built-in ATM PC (9) and the fingerprint data transmission program corresponding to each card when requested by the ATM PC (9) of the main body (7) need.

Therefore, the automatic cash dispenser with a fingerprint reader according to the present invention, in the current cash withdrawal process, first inserts a credit card or a cash card into the input unit 10 of the main body 7, presses an account button and presses a password. Next, fingerprint recognition of the fingerprint reader 1 is added, and the cash is withdrawn to the cash outlet 5 as the withdrawal amount is pressed, thereby preventing any unauthorized use of the card. This is because the personal information of the fingerprint is stored at the bank host computer when a new card is issued, so even if the user is familiar with the password every time he / she uses the card, the card is not allowed at all.

Referring to the flow charts shown in FIGS. 4 (b) and 4 (c), the user inserts the general cash in the state where the card insertion screen is displayed on the display unit 4 as in the current cash withdrawal process (step S1). The card is inserted into the inlet 10 of the main body 7 (step S2), and then the service selection and password are input (step S3). This process is identical to the existing system.

When the step S3 is completed, the fingerprint input guide screen is displayed on the display unit 4 as shown in FIG. 3 (a) (step S4), and the user waits for the fingerprint input for about 10 seconds after the screen is displayed. (Step S5). Here 10 seconds is time adjustable. On the other hand, if the user does not input the fingerprint within 10 seconds, the fingerprint input waiting time exceeded message is displayed on the screen of the display unit 4 as shown in FIG. 3 (B) (step S7). Eject from 10 and return to step S1. When the user recognizes the fingerprint through the fingerprint reader 1 within 10 seconds, the biometric sensor of the fingerprint reader 1 determines whether a human finger is detected and returns a result value Hcheck (step S9). If the result value is False, a message that is not a human fingerprint is displayed on the screen of the display unit 4 as shown in FIG. 3C. After a while, in step S11, the cash card is discharged from the inlet 10 and S1 is displayed. You are returned to the step.

On the other hand, if the result value of step S9 is True and stores the fingerprint data currently recognized by the fingerprint reader 1 in its own buffer (step S13). Therefore, when the process of step S13 is completed, a message to release the hand as shown in Fig. 3D is displayed on the screen of the display unit 4 (step S14). Thereafter, the user performs the steps up to the data transmission after the input of the existing password, such as the amount input (step S15). After completion of step S15, the fingerprint data corresponding to the inserted cash card is requested to the bank host computer (not shown) in which the fingerprint data is stored (step S16).

The bank host computer in which the fingerprint data is stored has a storage medium that stores fingerprint characteristic data (340 bytes or more) per card number, and is a computer that can transmit and receive data to and from the ATM PC 9 of the main body 7. . The host computer also needs a communication module for transmitting the corresponding fingerprint data when it is requested from the ATM PC 9 of the main body 7. The fingerprint data received in step S16 is transmitted to a memory (variable name: HostData) in the ATM PC 9 of the main body 7, and the host data in step S16 is stored in the comparison buffer of the fingerprint reader 1 ( Step S18).

After that, the comparison command is transmitted to the fingerprint reader 1 (step S19), and the comparison result is received from the fingerprint reader 1 as the verify value (step S20). In step S20, the verify value is not the same fingerprint. If it is determined, the message is not the main fingerprint is displayed on the screen of the display unit 4 (step S23). After a while, in step S23 the cash card is released from the inlet 10 and returns to step S1.

If the result value in step S20 is determined to be the same fingerprint, the process proceeds to step S22, in which data is transmitted after all inputs of the user of the existing system are finished. Therefore, the corresponding pension is paid through the cash outlet 5 of the main body 7, and the transaction receipt comes out of the receipt outlet 10`.

In some cases, the processing step of requesting fingerprint data from the bank host computer (steps S16 to S18) may be used after the card is inserted or after fingerprint recognition for the convenience of the user. The fingerprint reader 1 shown in Figs. 1 and 4 adopts RS-232 or other communication method, and the IC card reader 2 also adopts RS-232 or other communication method, or fingerprint identification and other data transmission. Batches for ease of use.

As described above, according to the present invention, the fingerprint reader is integrated into the automatic cash dispenser of an IC card or credit card, and its volume is small, and the installation cost and installation method are simple. It can not only accurately and quickly determine whether an individual is visible, but also prevents the use of others and prevents disputes caused by card loss, theft and forgery.

Claims (4)

The automatic teller machine 7 converts the recognized fingerprint image data into characteristic data, checks the identity of the fingerprint, and includes a fingerprint reader 1 with biometric sensing function, capable of storing and recognizing data of more than 340 bytes. IC card reader (2), IC card (3) capable of storing data of 340 bytes or more, display unit (4) displaying various screens according to service operation, cash dispenser (5), transaction receipt outlet (8), and operation unit (6) And a ATM PC (9) for controlling and controlling a cash service operation and a fingerprint processing program according to the card, and having the fingerprint data registered in the IC card (3) and the withdrawal machine having passed through the fingerprint reader (2). Automatic cash dispenser with a fingerprint reader characterized in that the cash is withdrawn only if the fingerprint is the same. The method according to claim 1, wherein when the fingerprint is recognized by the fingerprint reader 1, the biometric sensor of the fingerprint reader 1 determines whether a human finger is detected and returns a result Hcheck. If True, the fingerprint data currently recognized by the fingerprint reader 1 is stored in the buffer of the fingerprint reader, and upon completion of the message, a message is displayed on the screen of the display unit 4 to display the card data of the fingerprint reader 1. It stores in the comparison buffer, sends a comparison command to the fingerprint reader (1), receives the comparison result value as the Verify Value, and if the result value is determined to be the same fingerprint, the service proceeds with the fingerprint reader characterized in that the service proceeds. Take-out device. The automatic teller machine 7 converts the recognized fingerprint image data into the characteristic data, checks the identity of the fingerprint, and includes the biometric sensing function of the fingerprint reader 1 and the credit card insertion unit 10. Or a cash card, a display unit 4 displaying a household screen according to the service operation, a cash outlet 5, a transaction receipt outlet 10`, and an operation unit 6, and the cash service operation and fingerprint processing program according to the card. An ATM PC 9 for controlling and controlling is built-in, and the bank host computer connected through the ATM PC 9 stores data of 340 bytes or more of fingerprint characteristics for each card and requests from the ATM PC 9 of the main body 7. Automatic cash dispenser with a fingerprint reader, characterized in that the fingerprint data transfer program corresponding to the market card is required. The method according to claim 3, wherein the credit card or cash card is inserted into the card input unit 10 of the main body 7, the account button is pressed, the password is pressed, and the corresponding withdrawal amount is obtained through the fingerprint recognition of the fingerprint reader 1. Cash withdrawal device with a fingerprint reader, characterized in that withdrawal of cash to the cash outlet (5) by pressing, the transaction receipt is discharged to the outlet (10`), thereby blocking any use of the card fraud.