KR20010109798A - Information evaluating system and method in network - Google Patents

Abstract

The present invention relates to a system and method for evaluating information on a network. The present invention relates to a general member terminal, an information providing member terminal for posting information to a user on a network, and an investment member terminal for performing stock investment for the information provider through a network. A computer system for allowing a user connected to a network to evaluate information posted on a network, wherein the information is provided from an information providing member terminal through a network, and the information is divided into terminals according to the type of a connected user. Providing information server; A stock trading server that represents the value of the information providing member as the stock price, processes the member to be listed on the listed market for a member having a reference price or more, and brokers the stock trading between investment members for the listed information providing member; A sales distribution module for allocating various sales, including advertisement sales generated by the information posting act of the information providing member, to the information providing member and the investment member according to their stock holding amount; Provides an information evaluation system on a network including a database for classifying and storing the information provided by the information providing server, the stock trading server, and the information provided by the sales distribution module, the stock transaction contents, and the distribution of sales, respectively, and an information evaluation method using the same. do.

Description

Information evaluation system and method in network {INFORMATION EVALUATING SYSTEM AND METHOD IN NETWORK}

The present invention relates to a system and method for evaluating information on a network, and more particularly, to a system and method for evaluating information on a network which enables an objective evaluation of information posted on a network through a virtual stock trading on the network. .

Recently, with the widespread use of the Internet, anyone can easily obtain various information through the Internet. Also, as the Internet site for posting information for users becomes more diverse, it is possible to provide better quality information to users. It is estimated that Internet service providers can have superior competitiveness over other companies.

There are two types of Internet service providers that publish high quality information. First of all, by providing experts with expert knowledge as the operating agent of the Internet site, by providing professional information by these experts, they provide more specialized information service to general users. In addition to getting the information you need, you can ask your own questions and get expert opinions from experts. Another type of information is the number of times you have access to information publications posted on your site, and There is a method of inducing the information provider to publish higher quality information by providing a special event or mileage to the information provider if the information exceeds the predetermined criteria by referring to the pros or cons of the contents of the publication.

In addition to the above method, one can provide high quality information to the user by providing a high-quality internet site or a ranking site where only information publishers are selected and posted according to the ranking.

However, the provision of information by such experts is difficult to induce experts to continuously provide new information, and the selected experts are also extracted by the subjective judgment of the Internet operators, so that they sufficiently reflect the needs of users who want quality information. It was hard to do. On the other hand, methods such as mileage accrual for high-quality information providers have been difficult to evaluate objectively and sufficiently.

Accordingly, the present invention is to solve the above problems, the object of the present invention is to make a virtual stock trading on the network, by this stock trading to be able to evaluate the value of the information provider as an indicator of the stock price more objective and excellent The present invention provides a system and method for evaluating information on a network capable of inducing information on a network.

1 is a configuration diagram of an information evaluation system according to the present invention;

2 is a flow chart of the user classification step of the information evaluation method according to the present invention;

3 is a flow chart of the information providing step of the information evaluation method according to the present invention;

4 is a flowchart of a stock trading step of the information evaluation method according to the present invention;

5 is a flowchart of an exchange processing step of the information evaluation method according to the present invention.

<Description of the symbols for the main parts of the drawings>

110, 120, 130: general member, information provision member, investment member

200: web server

210: web page management module

220: Main homepage 230: General member webpage

240: Information provider webpage 250: Investment member webpage

260: Stock Trading Web Page 270: Currency Trading Web Page

300: stock trading server

310: Stock price adjustment module 320: Listing processing module

330: sell processing module 340: buy processing module

400: Sales distribution module 500: Database

600: currency exchange module

Information evaluation system on a network according to an aspect of the present invention for achieving the above object is

A user connected to a network is connected to a general member terminal, an information provision member terminal that posts information to a user on the network, and an investment member terminal that performs stock investment on the information provider. A computer system for evaluating, comprising: an information providing server receiving information from an information providing member terminal through a network, and separately providing the information to each terminal according to the type of a connected user; A stock trading server that represents the value of the information providing member as the stock price, processes the member to be listed on the listed market for a member having a reference price or more, and brokers the stock trading between investment members for the listed information providing member; A sales distribution module for allocating various sales, including advertisement sales generated by the information posting act of the information providing member, to the information providing member and the investment member according to their stock holding amount; The information providing server, a stock trading server, and a database for classifying and storing the information providing, the stock trading contents, and the distribution of the sales processed by the sales distribution module, respectively.

The information providing server is composed of a web server providing an Internet web service to the general use member terminal, information providing member terminal, investment member terminal, the web server is information and information providing member provided by the information providing member to the general user A general member web page provided to a general use member terminal so that its share price may be posted; An information providing member web page provided to the information providing member terminal so that the information providing member can classify and post their information; Providing a plurality of information to the investing member Web page of the investing member provided to the investing member terminal to provide the stock price information of the member; And a web page management module for classifying each web page according to the type of a user accessing the web server and transmitting the web pages to each terminal and storing information transmitted through the information providing member web page in a database.

The stock trading server comprises: a stock price adjustment module for evaluating the value of the information providing member and indicating the stock price; A listing processing module for processing information listing members having a predetermined share price or more to be listed on a stock exchange when requesting listing; A sell processing module for processing a sell request of an investment member who wants to sell stocks; It includes a purchase processing module that processes the purchase demand of an investment member who wants to buy stocks.

The database includes a member database that stores registration information about a user connecting through a network; An information database for storing information provided by the information providing member; A stock database that stores the stock price of the information providing member and the stock transaction history of the investment member; It includes a sales database that stores various sales history, including advertising sales generated by the information posting act of the information providing member, and changes in electronic money accumulated to the information providing member and investment member.

The information evaluation system on the network according to the present invention refers to a currency exchange database that stores exchange information including exchange rates and payment methods when there is a request for exchange of electronic money accumulated by an information providing member or an investment member, and a fixed exchange rate. According to the information providing member or investment member further includes a currency exchange processing module for the exchange process.

On the other hand, the information evaluation method on the network according to another aspect of the present invention comprises the steps of (A) the information providing member providing his information to the information providing member web page on the network; (B) distributing sales generated by the general member accessing the web page of the information providing member web page to the information providing member and the investment member; (C) adjusting the stock price of the information providing member by a stock price adjustment factor; (D) listing on the stock market on the network when the stock price of the information providing member is equal to or higher than the reference stock index; (E) brokering the stock investment of the investment member for the information providing member listed in the listed market; (F) adjusting the stock holdings of the investment member and the amount of electronic money accumulated according to the investment contents of the investing member.

The information reflected in the accumulation of sales in step (B) includes information provided by the information providing member and advertisements posted on the web page of the information providing member, and in the step (C), the stock price adjustment factor provides information. If the member is a non-listed person, it includes the accumulated sales to the information-providing member, the number of information posted, and the frequency of inquiry on the posted information.If the information-providing member is listed, the stock price of the non-listed person. In addition to the adjustment factor, the investment member's stock trading performance is further included.

In the step (E), the stock trading brokerage of the investment member receives a stock sale request including details of the sell item and the selling amount of the investor investment member; Accepting a stock purchase request including details of the stocks purchased and the quantity purchased by the purchaser investment member; Extracting the seller / buyer investment member having the same application conditions according to the details of the application of the seller / buyer investment member; And adjusting the stock holding amount and the accumulated electronic money of the extracted seller / buyer investment source according to the sell / buy history.

The method for evaluating the information quality on the network according to the present invention comprises the steps of: (G) requesting to exchange electronic money accumulated by the information providing member or investment member according to the exchange rate, and (H) the information providing member or investment member according to the exchange request. The method further includes the step of performing currency exchange in accordance with a predetermined payment means and exchange rates.

Hereinafter, with reference to the accompanying drawings an embodiment of the present invention that can specifically realize the above object will be described.

1 shows an overall configuration of a computer system for evaluating information according to the present invention.

Referring to FIG. 1, the computer system of the present invention includes a general member terminal 110, an information providing member terminal 120, and an investment member terminal 130 for a general user to access each server of the present invention through a network. It includes, the information providing server 200 for providing a variety of information to each terminal through the network, the stock trading server 300 for brokering stock trading which is a value indicator for the information providing member, and the information providing member It includes a revenue distribution module 400 for distributing the sales by the activity to the information providing member and the investment member, and a database 500 for storing data processed by each server.

In the above, the general member terminal 110, the information providing member terminal 120 and the investment member terminal 130 is classified according to the characteristics of the user connected to the computer system, the general member terminal 110 is simply on the network Refers to a device provided to a general user who uses only the information provided for reference and does not express his or her willingness to actively provide the information or wish to invest in the stock for the information providing member, and the information providing member terminal 120 Is a terminal provided to registered members who intend to actively provide information, and information providing members are classified by various fields such as economy, culture, entertainment, sports, travel, and women by their specialty, At the same time that the stock price (= Information Valuation Index) is above a certain index, It is a person who can build a community on the network and increase sales by advertisements posted on its own web page. It is similar to an offline company, but only intangible information There is a slight difference in offering. Meanwhile, the investment member terminal 130 is a terminal provided to a member who registers as an intention of evaluating the value of the information providing member by buying or selling the stock listed by the information providing member. Purchase stocks at a stock exchange using electronic money or other electronic service provided by the computer system of the present invention, or electronic money promised to be shared with each other, and at the time of settlement, Some of them are paid dividends in the form of electronic money, similar to offline stock investors.

The information providing server 200 serves to post information provided by an information providing member to a user terminal connected on a network. In an embodiment of the present invention, a web providing a web service to each member terminal through the Internet is provided. Server 210. The web server 210 not only provides a web service through a wired internet but also has a function of a WAP (Wireless Application Protocol) server to provide a web service through a wireless internet.

When each terminal is connected, the web server 200 first displays the main homepage 220 including a variation graph of the stock price average index of all the information providing members with general information, and at the time of logon of each user. The webpage management module 210 refers to the member database so that the general member terminal 110 displays the general member webpage 230 for posting information provided by each information providing member and the stock price of the information providing member. The information providing member terminal 120 displays an information providing member web page 240 so that the information providing member can classify and publish their information according to their characteristics, and the investment member terminal 130 has an investing member An investment member web page 250 displaying stock price information about a member providing information available for stock investment is displayed.

The information posted on the general member webpage 230 is classified into various fields such as software, economy, culture, entertainment, sports, travel, and women, and the share price of the information providing member who provided the information is posted together. Visitors can guess how valuable the information is. The information providing member web page 240 includes information about the number of information information posted by the information providing member, questions of general members, their stock price, and electronic money accumulated to them. Allow members to manage their own stock prices. The investment member homepage 250 may invest in information such as software, economy, culture, entertainment, sports, travel, women, etc. together with the stock price of the information providing member, details of each information providing member, current status, and frequency of providing information. Additional information is included to facilitate investment activities of investors.

The stock trading server 300 is listed on the stock trading webpage 260 when the stock price adjustment module 310 evaluates the value of the information providing member and displays the stock price, and an information providing member having a predetermined price or more requests listing. List processing module 320 to process as possible, sell processing module 330 to handle the sale request of the investment member to sell stock, and buy processing module 340 to process the purchase request of the investment member to buy stock Virtual stock trading on the network.

The stock price adjustment module 310 applies the lowest price for the information providing member who is initially registered. If the information providing member is an unlisted member, the sales price of the information providing member, the number of information posted, and We raise the stock price of an unlisted information service member by using the number of inquiry as a stock price adjustment factor.In the case of an information service member, the investor's stock trading performance as a stock price adjustment factor is included in addition to the sales, the number of information and the number of information inquiry. Add. In other words, the share price of the information providing member is adjusted only in relation to the information providing activity of the information providing member when it is unlisted, but once it is listed, it is also adjusted by the investment activity of the investing members. As it is made not only by providing activities but also by qualitative investment activities, information quality evaluation can be made more objectively. The listing processing module 320 indicates that the share price of the information providing member is greater than or equal to a certain index, which may be determined differently according to the item of the information providing member. If it is determined, it is registered in the stock exchange on the web server according to the request for listing of the information provision member, and processed to be posted on the investment member web page. The sell processing module 330 and the buy processing module 340 adjust the stock holding amount and the accumulated electronic money amount of each investment member for the stock sale or purchase application of the investment member.

On the other hand, the sales distribution module 400 serves to distribute the sales of the site generated in accordance with the information posting behavior of the information providing member, the sales of the information providing member is posted on the web page 240 of the information providing member Includes realistic sponsorship fees from advertisers based on the number of views of the advertisement. The dividend method of the sales distribution module determines the dividend amount to the information providing member based on the number of times the general member has viewed the information.If the information providing member is listed, the dividend is allocated to the investment member who owns some shares according to the stock holding ratio. Is done.

The information providing server 200, the stock trading server 300, and the sales distribution module 400 each have a member database 510, an information database 520, a stock database 530, and a sales database 540. Provided to classify and store the relevant data according to the information content. The member database 510 divides a user accessing through a network into a general member, an information providing member, an investment member, etc., stores a login ID and a password of each member, and the user accessed by the webpage management module 210. Reference is made when classifying The information database 520 includes information provided by each information providing member, including the information providing member name, information classification name, information content, summary, keywords, and the number of inquiry, and receives information through the information providing member web page 240. do. The stock database 530 is basically managed by the stock trading server 300, and includes stock items, stock prices of information providing members, total stocks, list of stock holders, stock listing information, and the like. The content of the information is updated in accordance with the changes in the stocks traded in 260 and the share price adjustment by the stock adjustment factor. The sales database 540 stores changes in the sales of the information providing members, which are mainly caused by sponsor fees, etc., according to the inquiry of advertisements posted on the information providing member web pages 240, and the information providing account and investment member. Create an account and include the electronic money, stock purchase amount, stock sales amount, balance, etc. accumulated by each account, and is referred to when the sales distribution module 400 distributes the sales for the information providing member and the investment member.

On the other hand, the computer system of the present invention made as described above further comprises an exchange processing module 600 for processing to make the electronic money in reality. The exchange processing module 600 allows the information providing member or the investment member to request exchange of money when the amount of electronic money accumulated in the sales database 540 is greater than or equal to a certain amount, and sets a fixed exchange rate for the exchange of money. The actual cash will be processed to be paid online or through other payment methods previously agreed with the applicant. To this end, the exchange processing module 600 refers to the exchange rate database 550 which stores the fixed exchange rate and the payment method of the exchange applicant.

The information evaluation method using the computer system made as above is as follows.

2 shows a user classification step for implementing the information evaluation method according to the present invention.

Referring to FIG. 2, when a general user first accesses the information providing server 200 of the present invention through each terminal (S200), the web page management module 210 of the information providing server may access the main homepage 220. Display on the terminal of the general user (S210). At this time, the main homepage 220 is also included with the user login window for distinguishing the user is transmitted to the terminal of the general user (S220). The user enters his or her registered ID and password through the user login window (S230), the web page management module 210 authenticates whether the user is registered by referring to the member database 510 according to the user's login contents. And (S240), if the general member according to the registration information of the user to send the general member webpage 230 (S250A), if the information providing member transmits the information providing member webpage 240 (S250B), investment If the member is sent to the investment member web page 250 (S250C). In this case, if the user has not registered yet, the user registration window is transmitted to the user terminal (S260), so that the user can select each of the general member, the information provision member, and the investment member (S270), and the member type desired by the user. When applying for membership registration through (S280), it is received and registered in the member database 510 (S290). At this time, when registering as an information providing member or investment member, a certain amount of electronic money may be accumulated.

3 shows an information providing step of the information evaluation method according to the present invention.

Referring to FIG. 3, the information providing member inputs information to be posted by the information providing member web page (S310). While the inputted information is stored in the information database 520, the webpage management module 210 displays the entire information inputted by the plurality of information provision members on the general member webpage 230 (S320). The general member selects the type of information to be viewed in the general information window divided into various types of economy, culture, entertainment, sports, travel, women, etc. on the general member webpage 230 accessed (S330), and manages the webpage. The module 210 displays the stock price of the information providing member along with the information of the information providing member on the selected web page so that the general member can view the stock price and estimate and evaluate the contents of the information (S340). The general member may select an information providing member who can provide the desired information among the posted information providing members (S350). Accordingly, the webpage management module 210 provides information together with the information provided by the information providing member. The advertisements agreed to be posted on member-specific web pages are displayed (S360). The general member can search the necessary information or posted advertisements on the web page for the selected information providing member (S370), the sales of the information providing member occurs according to the inquiry of the general member (S380). The sales at this time are set in advance by a certain amount per the number of times of inquiry of information or advertisements, for example, the accumulation of electronic money of about 100 won on one inquiry of information. Such revenue generation is all accumulated to the information providing member when the information providing member has not yet listed stocks, but if the stock is listed, the sales are distributed by the equity shares of the information providing member and the investment member (S390). The details are stored in the sales database 540.

4 shows a stock trading step of the information evaluation method according to the present invention.

4, the stock price of the information providing member is adjusted by the stock price adjustment module 310 (S400). In this case, the stock adjustment factor referred to by the stock adjustment module to adjust the stock price may include the sales based on the information provided by the information providing member, the number of information provided on the webpage, In addition, the information posted on the web page is the number of times that the general member inquires. If the information providing member is listed, it includes the number of stock transactions of the investment member as well as the sales, the number of information and the number of information inquiries.

If the information provision member is a non-listed person, if it is determined that his or her share price is above a certain standard, the public offering amount and the offer price of the stock may be determined and an application for stock listing may be made (S409). If there is an application for stock listing from the information providing member, the listing processing module 320 determines whether the stock of the information providing member has already been listed (S410), and if the stock has not been listed yet, the information is provided enough to list the stock. It is determined whether the member's stock price is greater than or equal to the reference stock price (S420). Here, the stock price for listing is determined based on the type of information: software, economy, culture, entertainment, sports, travel, and women. If the stock price of the information providing member is more than the reference price, the stock is listed (S430), and the stock information of the listed information providing member may be displayed on the investment member web page (S440). At this time, the listing contents of the stocks are stored in the stock database 530. If the stock price of the information providing member is less than the reference price, the stock listing is rejected and the information providing member cancels the listing of the stock (S421).

Meanwhile, the investment member may make stock investment on the information providing member by referring to the stock information displayed on the investment member web page 250, and the stock transaction of the investment member may be processed by the sale processing module 330 and the purchase processing. Processed by module 340. First, if the person who wants to sell stocks is called a seller investment member, and the person who wants to sell stocks is a buyer investment member, the seller investment member decides on the item of sale and the amount of sale among the shares held by him (S448), and applies for a stock sale. In this case, the selling processing module 330 receives the stock selling request, stores the stock in the stock database 530, and displays the stock selling item and the selling amount on the stock trading web page 260 (S450). . Next, the buyer investment member can determine the number of stocks to buy and the amount of stocks he wants to buy (S458), and can apply for stock purchase (S459). At this time, the purchase processing module receives the stock purchase application and submits it to the stock database. At the same time, the stock purchase item and the purchase amount are displayed on the stock trading web page 260 (S460). In the above, the sell processing module 330 and the buy processing module 340 extracts the seller investment member and the buyer investment member that matches the stock selling application condition and the stock purchase application condition (S470), and extracts the seller / buyer investment. If the stock holding amount of the member and the accumulated electronic money are adjusted according to the sell / buy details (S480), and the adjusted contents are stored in the stock database 530 and the sales database 540, the stock trading brokerage of the investment member is terminated. .

5 shows a currency exchange processing step of the information evaluation method according to the present invention.

Referring to FIG. 5, the information providing member and the investment member may exchange their electronic money with cash. That is, the information providing member or the investment member may apply for a currency exchange transaction on the currency exchange web page 270 by checking the electronic money accumulated in the sales database 540 (S509). When there is an exchange request, the exchange module 600 confirms the current fixed exchange rate with reference to the exchange database 550 (S510), and also the payment means previously inputted by the information providing member or the investment member, for example, a bank. Check the payment conditions, such as online payment (S520), and deposits cash in accordance with the current exchange rate and payment conditions (S530). After such a deposit processing, if the electronic money accumulated in the sales database 540 of the information providing member or the investment member is reduced by the amount of deposit (S540), the exchange transaction is terminated.

Although the present invention as described above has been described in connection with the most practically considered and preferred embodiments, the present invention is not limited to the above-described embodiments, but includes a broad interpretation and equivalent apparatus within the spirit and scope of the present invention. Of course, it is intended to correspond to a number of devices. For example, some modules of the system for evaluating the quality of information through the stock trading of the present invention may be integrated with other modules and represented as one module, and the web page and the database may also be represented as another web. It can also be configured as a page or a database.

According to the present invention, since the objective evaluation of the information posted on the network is possible, it is possible to collect only the information of the objectively excellent quality and provide it to the user. The Internet site that has accumulated a lot of such high-quality information can be an attractive site for users on the Internet, thereby increasing sales by securing a lot of advertising sponsors. In addition, it is possible to return realistic profits to those who provide information and to stock investors, thus providing more information and attracting more active information evaluation activities.

Claims (10)

A user connected to a network is connected to a general member terminal, an information provision member terminal that posts information to a user on the network, and an investment member terminal that performs stock investment on the information provider. In a computer system that allows evaluation, An information providing server that receives information from an information providing member terminal through a network, and provides information to each terminal according to the type of a connected user; A stock trading server that represents the value of the information providing member as the stock price, processes the member to be listed on the listed market for a member having a reference price or more, and brokers the stock trading between investment members for the listed information providing member; A sales distribution module for allocating various sales, including advertisement sales generated by the information posting act of the information providing member, to the information providing member and the investment member according to their stock holding amount; A database for classifying and storing information providing, stock trading contents, and sales distribution details processed by the information providing server, stock trading server, and sales distribution module, respectively. Information evaluation system on the network comprising a. In claim 1, The information providing server It consists of a web server that provides Internet web services to the general use member terminal, information providing member terminal, investment member terminal, The web server Information for general users A general member web page provided to a general use member terminal so that information provided by the member and the stock price of the information providing member can be posted; An information providing member web page provided to the information providing member terminal so that the information providing member can classify and post their information; Providing a plurality of information to the investing member Web page of the investing member provided to the investing member terminal to provide the stock price information of the member; And A web page management module for classifying each web page according to the type of a user accessing a web server and transmitting the information to each terminal, and storing the information transmitted through the information providing member web page in a database. Information evaluation system on the network comprising a. In claim 1, The stock trading server A stock price adjustment module for evaluating the value of the information providing member and expressing the stock price as a stock price; A listing processing module for processing information listing members having a predetermined share price or more to be listed on a stock exchange when requesting listing; A sell processing module for processing a sell request of an investment member who wants to sell stocks; Purchase processing module that handles the purchase demand of investment members who want to buy stocks Information evaluation system on the network comprising a. In claims 1 to 3, The database is A member database that stores registration information about a user connecting through a network; An information database for storing information provided by the information providing member; A stock database that stores the stock price of the information providing member and the stock transaction history of the investment member; Revenue database that stores various sales history, including advertising sales generated by information posting members, and changes in electronic money accumulated to information providing members and investment members. Information evaluation system on the network comprising a. In claim 1, If there is an application for exchange of electronic money accumulated by the information providing member or investment member, the information providing member or investment member shall be referred to the information exchange member or investment member according to the fixed exchange rate by referring to the exchange database which stores exchange information including exchange rate and payment method. An information evaluation system on a network further comprising a currency exchange module for currency exchange processing. (A) the information providing member providing his information to the information providing member web page on the network; (B) distributing sales generated by the general member accessing the web page of the information providing member web page to the information providing member and the investment member; (C) adjusting the stock price of the information providing member by a stock price adjustment factor; (D) listing on the stock market on the network when the stock price of the information providing member is equal to or higher than the reference stock index; (E) brokering the stock investment of the investment member for the information providing member listed in the listed market; (F) Adjusting the stock holding amount of the investing member and the accumulated electronic money amount according to the investment contents of the investing member. Information evaluation method on the network comprising a. The method of claim 6, wherein the information reflected in the accumulation of sales in the step (B) includes information provided by the information providing member and advertisements posted on the web page of the information providing member. The method of claim 6, wherein in the step (C) If the information providing member is a non-listed person, it includes the accumulated sales to the information providing member, the number of information posted, and the number of inquiry on the information posted. If the information providing member is a listed person, the information evaluation method on the network, characterized in that it further comprises the stock trading performance of the investment member with the stock price adjustment factor of the unlisted person. In claim 6, in the step (E) of the investment member stock trading intermediary Receiving an application for selling shares including details of the items sold and the amount sold by the investor; Accepting a stock purchase request including details of the stocks purchased and the quantity purchased by the purchaser investment member; Extracting the seller / buyer investment member having the same application conditions according to the details of the application of the seller / buyer investment member; Adjusting the stock holding amount and the accumulated electronic money of the extracted seller / buyer investment source according to the sell / buy details; Information evaluation method on the network comprising a. In claim 6, (G) requesting to exchange the electronic money accumulated by the information providing member or investment member according to the exchange rate; (H) performing currency exchange according to the payment means and exchange rate previously agreed with the information providing member or the investment member in accordance with the exchange application; The information evaluation method on a network further comprising.