KR20000063928A - Information system an financial risk analysis, real-time interest and bond grade of corporation - Google Patents

Abstract

PURPOSE: A business model related to the apparatus for supplying the information of a company estimation, a financial analysis, the money rates of real time, and a bond level is provided to offer the high quality of the information thereof, by constructing a discount money rate in the open market, a program for the discount money rate and a program for analyzing the information of a company, to be one integrated system, and thereby supplying the system on the internet. CONSTITUTION: The data of a bill discount rate on the day and the company information are transmitted from each agency to a web server. The server integrates and processes the data in databases for the company information and bill information, in a financial information analyzing system and in a system for a money rate of an agency bill, and thereby calculates the money rate of a bill. The calculated money rate of the bill is published on an internet site. A customer registers the information of a desired bill such as a price, a level on buy time on the site. The server reports that there exists the bill that satisfies the customer thereto.

Description

Information system an financial risk analysis, real-time interest and bond grade of corporation

Existing non-institutional trading forms are one-to-one transactions, which are not only limited by time and place but also present many problems. However, the invention of a system that can publish an object to be traded on an internet website and go through the process of analysis immediately through the medium of the Internet is different from the existing transaction type. In addition, companies that provide similar information in the past are conducting this analysis offline, and the reality is that the time efficiency is falling considerably.

In addition, the most important purpose of the invention is that the interest rate for the company can be analyzed through the medium of the Internet, so that the client's portfolio can be created quickly.

Most of the existing corporate analysis programs are merely analysis of financial information, and these stages of analysis do not have an integrated form. Therefore, this series of processes, that is, the discount rate of the market, its programs, and enterprise information analysis programs are built into one integrated system and are intended to be provided in real time through the Internet. In addition, it provides users with better quality information by providing overhang information and other financial information of companies related to relaxation.

Our dealers across the country access our Internet-only messenger and ask for a discount rate on the company. If the inquirer enters basic information about the company into the website, the website-based paper discount rate program performs basic analysis, that is, the company's profitability, stability, liquidity, financial resilience, and accounting policy. The company's non-financial items are analyzed through the company's website information analysis program, which is then processed through integrated analysis and notified to the inquirer through notification methods such as e-mail.

Our distributors and general customers all over the country access our company's Internet-only web messenger and send the company to our 2.interville web server for analysis. The first analysis is conducted 3. The corporate paper analysis is performed through the corporate paper analysis application, and at the same time, the analysis company name stored in the Internet web server is transferred to the 4. corporate data analysis system and the process of corporate information analysis is performed. In this process, data integrity checks are performed on the company, which is necessary because errors in data retrieval and entry can lead to incorrect analysis results. The results of the analysis are saved again, and the analysis results of the note analysis system and the company information analysis system are again subjected to the process of 5. integrated analysis system. In this process, each company's financial information analysis, valuation information, stock analysis system, billing rate DB, etc. are analyzed. The result of the five steps is stored in the analysis result storage system, and the result is notified to the dealer and the general user by e-mail.

The main components of the invention are as follows.

-120,000 company information databases

-Information web display method

-Accumulated discount rate data and interest rate calculation program

Conventional forms of paper and bond markets have been extremely closed due to the nature of their transactions. However, with more than 15 million Korean Internet users, the maintenance of this type of trading has begun to swing, leading to market conditions that are difficult to survive with this one-on-one trading method. Therefore, the development of such a system can maintain a one-to-many relationship, which is a characteristic of the Internet, and thus, it is easy to secure transparency of transactions and reduce costs. Also, interest rates that can be understood by all traders through an interest rate calculation program including objectivity and logic in unproductive transactions lacking consistency due to market conditions and interest rate calculations at that time, rather than calculation of appropriate rates based on certain principles or rules. As it can be calculated, it is expected to play a part in market transparency and revitalization.

Claims (5)

Representatives from all over the country using the messenger program to send the same day discount rate and company information data to our web server. Step to calculate bill rate by integrating / processing company information DB, bill information DB, financial information analysis system, agency bill interest rate system Posting the billing rate calculated according to the result of claim 2 on our Internet site Registering the grade, interest rate, desired purchase amount, etc. of the paper you want to buy on our website Notifying the customer that the draft meets the terms of claim 4 using e-mail or a mobile communication device.