KR20000036566A - A method for loaned finance service - Google Patents

A method for loaned finance service Download PDF

Info

Publication number
KR20000036566A
KR20000036566A KR1020000014434A KR20000014434A KR20000036566A KR 20000036566 A KR20000036566 A KR 20000036566A KR 1020000014434 A KR1020000014434 A KR 1020000014434A KR 20000014434 A KR20000014434 A KR 20000014434A KR 20000036566 A KR20000036566 A KR 20000036566A
Authority
KR
South Korea
Prior art keywords
financial
loan
user
information
operation server
Prior art date
Application number
KR1020000014434A
Other languages
Korean (ko)
Inventor
김덕석
Original Assignee
김덕선
무빙사이버테크 주식회사
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 김덕선, 무빙사이버테크 주식회사 filed Critical 김덕선
Priority to KR1020000014434A priority Critical patent/KR20000036566A/en
Publication of KR20000036566A publication Critical patent/KR20000036566A/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services

Abstract

PURPOSE: A method for making a loan on the internet is provided, so that a loan-requiring user can apply for an advance to a corresponding financial institution with a better loan condition, by informing the user of the loan condition from the financial institution adjusted to the user's application condition through an operating server with an on-line system, when the user connects to a website of the operating server to input the user's information. CONSTITUTION: A method for making a loan on the internet comprises the steps of: making an agent or a consumer which is a user connect to a website of an operating server, and input the user's information to apply for an advance; analyzing financial information supplied from many financial institutions, according to the user's information inputted in a database of the operating server, and analyzing financial product loans which information of the financial product loans are exchanged; informing the user of an application result for a corresponding financial loan through the operating server, according to a loan condition from a financial institution adjusted to the user; making the user apply for the financial loan with an on-line system through the operating server, or directly apply for the loan to the corresponding financial institution with an off-line system.

Description

인터넷을 이용한 금융대출 서비스방법{A method for loaned finance service}A method for loaned finance service using the Internet

본 발명은 자동차를 구매하는 데 필요한 대출자금 및 기타 필요한 자금을 보다 좋은 조건으로 금융 대출받을 수 있도록 인터넷을 이용한 금융대출 서비스방법에 관한 것으로, 보다 상세하게는 대출자금이 필요한 사용자가 운영서버의 웹사이트에 접속하여 회원정보를 입력하면 사용자의 가입조건에 맞는 금융사로부터의 대출조건이 운영서버를 통해 사용자에게 온라인 통보되면서 사용자가 보다 좋은 대출조건으로 해당 금융사에 금융상품을 대출신청할 수 있도록 한 인터넷을 이용한 금융대출 서비스방법에 관한 것이다.The present invention relates to a financial loan service method using the Internet to receive financial loans and other necessary funds required to purchase a car on a better condition. When the user enters the membership information and enters the membership information, the user is notified of the loan condition from the financial company that meets the user's subscription condition online through the operation server, and the user can apply for a financial product loan to the financial company with better loan conditions. It relates to a financial loan service method used.

일반적으로, 정보통신의 발달에 따른 인터넷 사용의 대중화는 점차 자동차 판매 및 구입방식에도 엄청난 변화를 가져오고 있는 실정으로, 소비자는 해당 웹사이트에 접속해서 자동차 회사별로 제공되는 다양한 모델의 특징 및 성능대 가격비를 비교 검토하여 원하는 조건에 맞는 자동차를 선정 구입하는 추세로 변화되고 있으며, 이와같이 인터넷을 통해 자동차를 구입하는 경우에는 영업사원이나 대리점을 통해 구입할 때보다 저렴하게 가격할인 받을 수 있는 이점이 있다.In general, the popularization of the Internet use according to the development of information and communication has changed enormously in the way of selling and buying automobiles, and the consumers can access the website and compare the characteristics and performance of various models provided by each automobile company. By comparing and reviewing the price ratio, the trend of selecting and purchasing a car that meets the desired conditions is changing. In the case of purchasing a car through the Internet as described above, there is an advantage of being able to get a lower price discount than purchasing it through a salesperson or dealer. .

그러나, 현재의 인터넷의 해당 웹사이트를 통해 자동차를 구입하는 데 있어, 자동차 회사별로 또는 차종별로 다양하게 제공자료를 비교 검토하여 구입할 수는 있으나, 자동차 구입에 따른 금융대출이나 보험가입 등의 구입 후의 금융서비스는 물론 사후 고객서비스가 제대로 보다 신뢰성있게 이루어지지 못한다는 구조적인 한계점이 있었다.However, in purchasing a car through the current website of the Internet, it is possible to compare and purchase the various materials provided by each car company or vehicle type, but after purchasing a financial loan or insurance, etc. There was a structural limitation that post-customer service as well as financial services could not be achieved more reliably.

아울러, 자동차 구매에 따른 자금 대출은 물론 기타 급하게 자금 대출이 필요할 경우에는, 해당 금융사의 금융상품을 일일이 비교 검토하여 대출조건 및 가입조건에 따라 금융상품을 대출받는 것이 일반적이나, 경우에 따라서는 금융사의 대출조건 및 가입조건에 사용자의 대출능력이 부족할 때에는 금융대출이 곤란한 것은 물론 다수의 금융사의 모든 대출정보를 일일이 비교 분석하는 데에도 시간적 육체적으로 상당한 어려움이 있었다.In addition, in the case of financing loans as well as other urgent loans from automobile purchases, it is common to compare financial institutions' financial products one by one and obtain loans of financial instruments according to loan and subscription conditions. When the lender's lending ability is insufficient for the lending condition and subscription condition, financial lending is not only difficult, but there is also considerable difficulty in the physical and physical comparison and analysis of all lender information.

이에 본 발명은 이러한 사정을 감안하여 기존의 금융 대출하는 데 따른 제반 불편한 점을 극복하면서 사용자는 물론 금융사에게 보다 좋은 조건으로 폭넓은 기회가 제공될 수 있도록 제안된 것으로, 대출자금이 필요한 사용자가 운영서버의 웹사이트에 접속하여 회원정보를 입력하면 사용자의 가입조건에 맞는 금융사로부터의 대출조건이 운영서버를 통해 사용자에게 온라인 통보되어 상대적으로 좋은 대출조건의 해당 금융사에 사용자가 금융상품을 대출신청할 수 있는 인터넷을 이용한 금융대출 서비스방법을 제공함에 그 목적이 있다.In view of these circumstances, the present invention has been proposed to provide a wide range of opportunities to users as well as financial companies in a better condition while overcoming the inconveniences of existing financial loans. If you access the server's website and enter your membership information, you will be notified online through the operation server of the loan conditions from the financial company that meets the user's subscription conditions, so that the user can apply for a loan to the financial company with a relatively good loan condition. The purpose is to provide a financial loan service method using the Internet.

도 1은 본 발명의 인터넷을 이용한 금융대출 서비스방법 개요도.1 is a schematic diagram of a financial loan service method using the Internet of the present invention.

도 2는 본 발명에 따른 인터넷을 이용한 금융대출 서비스시스템의 구성 개념도.2 is a conceptual diagram of a configuration of a financial loan service system using the Internet according to the present invention;

도 3은 본 발명의 인터넷을 이용한 금융대출 서비스방법 상세 흐름도.Figure 3 is a detailed flowchart of the financial loan service method using the Internet of the present invention.

도 4는 본 발명의 인터넷을 이용한 금융대출 서비스방법 흐름 단계도.Figure 4 is a flow chart of the financial loan service method using the Internet of the present invention.

* 도면의 주요부분에 대한 부호의 설명 *Explanation of symbols on the main parts of the drawings

10 : 사용자(소비자) 20 : 운영서버(웹사이트)10: user (consumer) 20: operation server (website)

25 : 데이터베이스 30 : 금융사(회원사)25: database 30: financial company (member company)

40 : 응용통신망 45 : 방화벽40: application network 45: firewall

상기의 목적을 달성하기 위한 본 발명의 인터넷을 이용한 금융대출 서비스방법은, 사용자인 대리점 또는 소비자가 운영서버의 웹사이트에 접속하여 회원정보를 입력하고 금융대출을 신청하는 회원가입 및 대출신청단계와, 운영서버의 데이터베이스에 자료 입력된 사용자의 회원정보에 따라 다수의 금융사에서 자료 제공되는 금융정보를 비교 분석하여 정보 교환되는 금융상품 대출분석단계와, 사용자의 가입조건에 맞는 금융사로부터의 대출조건에 따라 해당 금융대출 신청결과가 운영서버를 통해 사용자에게 통보되는 금융대출 결과통보단계와, 사용자가 금융대출 가입의사를 운영서버를 통해 온라인 신청하거나 또는 해당 금융사로 직접 오프라인 신청하는 금융대출 가입신청단계를 포함하여 이루어지는 것을 특징으로 한다.Financial loan service method using the Internet of the present invention for achieving the above object is a member registration and loan application step that a user, a distributor or a consumer to access the website of the operation server to enter the member information and apply for a financial loan; The financial product loan analysis step is performed by comparing and analyzing the financial information provided by the various financial companies according to the user's member information inputted in the database of the operation server, and the loan condition from the financial company that meets the user's subscription condition. Therefore, the financial loan result notification step in which the financial loan application result is notified to the user through the operation server, and the financial loan subscription application step in which the user applies online for the financial loan subscription intention through the operation server or offline application directly to the financial company. It is characterized by comprising.

아울러, 상기 운영서버에는 사용자쪽의 회원정보, 고객관리정보와 함께, 금융사쪽의 대출정보가 입력 저장되는 것을 특징으로 한다.In addition, the operation server is characterized in that the loan information of the financial company is input and stored together with the member information and customer management information of the user side.

이하, 본 발명에 따른 인터넷을 이용한 금융대출 서비스방법의 구현원리를 첨부된 예시도면을 참조하여 상세히 설명하고자 한다.Hereinafter, with reference to the accompanying drawings illustrating the implementation principle of the financial loan service method using the Internet according to the present invention will be described in detail.

도 1은 본 발명의 인터넷을 이용한 금융대출 서비스방법 개략적으로 나타낸 것이고, 도 2는 본 발명에 따른 인터넷을 이용한 금융대출 서비스시스템의 구성 개념을 나타낸 것이며, 도 3은 본 발명의 인터넷을 이용한 금융대출 서비스방법 상세 흐름을 도시한 것이고, 도 4는 본 발명의 인터넷을 이용한 금융대출 서비스방법 흐름 단계를 나타낸 것이다.Figure 1 schematically shows a financial loan service method using the Internet of the present invention, Figure 2 shows a configuration concept of a financial loan service system using the Internet according to the present invention, Figure 3 is a financial loan using the Internet of the present invention 4 shows a detailed flow of a service method, and FIG. 4 illustrates a flow of a financial loan service method using the Internet of the present invention.

도면에서 보는 바와같이, 자동차를 구매하는 데 필요한 대출자금 및 기타 필요한 자금을 보다 좋은 조건으로 금융 대출받을 수 있도록 하는 본 발명의 인터넷을 이용한 금융대출 서비스방법은, 사용자(10)인 대리점 또는 소비자가 운영서버(20)의 웹사이트에 접속하여 회원정보를 입력하고 금융대출을 신청하는 회원가입 및 대출신청단계(S1)와, 운영서버(20)의 데이터베이스(25)에 자료 입력된 사용자(10)의 회원정보에 따라 다수의 금융사(30)에서 자료 제공되는 금융정보를 비교 분석하여 정보 교환되는 금융상품 대출분석단계(S2)와, 사용자(10)의 가입조건에 맞는 금융사(30)로부터의 대출조건에 따라 해당 금융대출 신청결과가 운영서버(30)를 통해 사용자(10)에게 통보되는 금융대출 결과통보단계(S3)와, 사용자(10)가 금융대출 가입의사를 운영서버(20)를 통해 온라인 신청하거나 또는 해당 금융사(30)로 직접 오프라인 신청하는 금융대출 가입신청단계(S4)를 포함하여 이루어진다.As shown in the figure, the financial loan service method using the Internet of the present invention, so that the loan loan and other necessary funds required to buy a car can be financed under better conditions, the dealer or consumer, which is the user 10, Access to the website of the operation server 20 to enter the member information and apply for financial loan membership and loan application step (S1), and the user 10 entered data in the database 25 of the operation server 20 Financial product loan analysis step (S2) of comparing and analyzing the financial information provided by a plurality of financial companies (30) according to the member information of the lending from the financial company 30 that meets the subscription conditions of the user (10) According to the condition, the financial loan application result is notified to the user 10 through the operation server 30, the financial loan result notification step (S3), and the user 10 subscribes to the financial loan through the operation server 20. It includes a financial loan subscription application step (S4) or apply online or offline directly to the financial company 30.

특히, 상기 운영서버(20)는 회원등록하는 소비자인 사용자(10)와 회원사인 금융사(30)만 웹사이트에 접속할 수 있도록 응용통신망(40)에 방화벽(45)이 구축됨으로서, 회원정보를 통한 신분확인으로 대출상환능력이 인정된 건전한 사용자(10)가 정당하게 금융사(30)의 금융상품 대출신청을 유도할 수 있도록 하며, 아울러 사용자(10)의 회원정보가 외부로 누출되는 것을 차단하면서 동시에 금융사(20)로부터의 대출정보가 해당 사용자(10)에게 안전하게 전달 안내될 수 있도록 한다.In particular, the operation server 20 is a firewall (45) is built in the application communication network 40 so that only the user 10 and the financial company 30 as a member company to register members can access the website, through the member information It allows the sound user 10 whose loan repayment ability is recognized through his / her identification to justly induce a financial product loan application by the financial company 30, and at the same time prevents the user information of the user 10 from leaking to the outside. Loan information from the financial company 20 can be safely delivered to the user (10).

그리고, 상기 운영서버(30)에는 사용자(10)쪽의 회원정보(경우에 따라서는 차량정보 포함) 및 고객관리정보와 함께, 금융사(30)쪽의 대출정보가 입력 저장되어, 사용자(10)의 금융대출 희망조건에 대응되는 금융사(30)의 제공 정보가 응용프로그램에 의해 자동으로 비교 검토되어 가장 근접한 정보자료를 사용자(10)에게 온라인으로 통보 안내하게 된다.In addition, the operation server 30 is input and stored along with the member information (in some cases, vehicle information) and customer management information of the user 10 side, and the financial company 30 side, and the user 10. The information provided by the financial company 30 corresponding to the financial loan desired condition of the application is automatically compared and reviewed by the application program to inform the user 10 of the nearest information material online.

아울러, 상기 응용통신망(45)은 운영서버(30)의 웹사이트에 사용자의 차량정보가 저장된 경우에는 신차/중고차, 경정비, 검사/등록, 금융(경우에 따라서는 보험도 포함), 차량용품 등이 쇼핑몰형태로 제공됨으로서, 사용자(10)는 자동차 구매시나 기타 긴급 자금이 필요할 때의 금융상품 대출정보는 물론 검사/등록 및 기타 경정비를 포함한 차량용품을 쇼핑몰형태로 제공받을 수 있다.In addition, the application communication network 45, when the vehicle information of the user is stored in the website of the operation server 30, new cars / used cars, maintenance costs, inspection / registration, finance (including insurance in some cases), vehicle supplies, etc. By being provided in the form of a shopping mall, the user 10 may be provided with a vehicle product including a check / registration and other maintenance costs as well as financial product loan information when purchasing a car or other emergency funds.

이를 좀더 상세히 살펴보면, 사용자(10)가 운영서버(20)의 웹사이트에 접속하여 자신의 회원정보를 입력하고 원하는 상환조건의 금융대출을 신청하면, 운영서버(20)에 저장된 다수 금융사(30)간의 대출정보와 비교 검토하여 사용자의 상환능력 및 자격조건에 가장 근접한 대출정보를 사용자에게 통보 안내하게 된다.In more detail, when the user 10 accesses the website of the operation server 20 and inputs his / her member information and applies for a financial loan of a desired repayment condition, a plurality of financial companies 30 stored in the operation server 20 are provided. The loan information that is closest to the user's repayment ability and eligibility requirements is notified and compared to the loan information.

즉, 운영서버(30)는 웹사이트에 접속한 사용자(10)의 회원여부를 판단하여 이미 입력 저장된 회원정보나 새로 입력 추가되는 회원정보를 데이터베이스(25)에 저장하게 되고, 금융사(30)인 은행별로 대출조건을 비교 판단하게 된다.That is, the operation server 30 determines the membership of the user 10 accessing the website, and stores the already stored member information or newly added member information in the database 25 and the financial company 30 The bank will compare the loan terms.

그리고, 사용자(10)의 금융상품 대출신청 의뢰자료가 운영서버(30)의 데이터베이스(25)에 저장되며, 동시에 회원사인 금융사(30)도 상기 운영서버(20)의 데이터베이스(25)에 저장된 소비자(10)의 회원정보를 기초로 금융상품 대출정보를 교환하게 되고, 사용자(10)와 금융사(30)는 운영서버(20)로 각각 회원서비스 사용료 및 금융대출 수수료를 정산하게 된다.Further, the financial product loan application request data of the user 10 is stored in the database 25 of the operation server 30, and at the same time, the financial company 30, which is a member company, is also stored in the database 25 of the operation server 20. The financial product loan information is exchanged based on the member information of (10), and the user 10 and the financial company 30 settle the member service fee and the financial loan fee to the operation server 20, respectively.

즉, 금융사(30)별로 대출조건을 비교해서 금융대출정보를 운영서버(20)를 통해 사용자(10)가 대출신청할 수 있도록 하는 동시에, 운영서버(20)의 데이터베이스(25)에 금융대출정보가 저장되면서 대출정보가 웹사이트 화면에 출력 보고된다.That is, by comparing the loan conditions for each financial company 30 to enable the user 10 to apply for loans through the operation server 20, the financial loan information in the database 25 of the operation server 20 As it is saved, the loan information is reported on the website screen.

아울러, 금융사(30)는 금융상품 대출조건 및 가입조건을 운영서버(20)를 통해 사용자(10)에게 온라인으로 제시하게 되고, 사용자(10)는 해당 금융상품 대출신청 가입의사를 운영서버(20)를 통해 온라인 신청하거나 또는 금융사(30)로 직접 오프라인 신청할 수 있다.In addition, the financial company 30 presents the financial product loan conditions and subscription conditions online to the user 10 through the operation server 20, the user 10 to operate the financial product loan application subscription intention server 20 ) Can be applied online or offline application directly to the financial company (30).

한편, 상술한 실시예는 본 발명에 의한 인터넷을 이용한 금융대출 서비스방법의 구현개념 이해를 용이하게 하기위한 바람직한 일 실시예로서 본 발명은 본 발명의 구현원리에서 벗어남이 없이 다양한 진행처리가 가능하며, 이러한 본 발명의 구현원리에서 벗어남이 없이 실시가능한 모든 실시예와 실시예의 수정은 본 발명의 권리범위에 속한다는 것은 이해되어야 할 것이다.On the other hand, the above-described embodiment is a preferred embodiment for facilitating the understanding of the implementation concept of the financial loan service method using the Internet according to the present invention, the present invention can be variously processed without departing from the implementation principle of the present invention. It is to be understood that all embodiments and modifications of the embodiments possible without departing from the implementation principles of the present invention fall within the scope of the present invention.

이상 설명한 바와 같이 본 발명에 따른 인터넷을 이용한 금융대출 서비스방법에 의하면, 소비자가 자동차를 구매하거나 기타 긴급하게 자금을 대출받고자 할 경우에 일일이 해당 금융사에서 제공되는 금융정보를 비교 검토하는 번거로움 없이 인터넷을 통해 자신의 상환능력 및 자격조건에 적당한 해당 정보를 얻을 수 있으며, 동시에 금융사의 입장에서도 금융상품의 PR기회 및 등록회원을 통한 판매기회가 보다 폭넓게 부여될 수 있는 것은 물론 인터넷을 통한 온라인 또는 사용자와의 직접적인 오프라인 상담도 공유 제공되면서 서로 편의성 및 신뢰성을 기반으로 한 시너지효과가 창출될 것으로 기대된다.As described above, according to the financial loan service method using the Internet according to the present invention, when a consumer wants to purchase a car or other urgent loans, the Internet without the hassle of comparing and reviewing the financial information provided by the financial company. Through this, you can obtain relevant information appropriate to your repayment ability and qualifications, and at the same time, financial companies can be given more PR opportunities and sales opportunities through registered members. Direct offline counseling is also offered and shared, and synergies based on convenience and reliability are expected to be created.

Claims (2)

사용자(10)인 대리점 또는 소비자가 운영서버(20)의 웹사이트에 접속하여 회원정보를 입력하고 금융대출을 신청하는 회원가입 및 대출신청단계(S1)와,Member registration and loan application step (S1) that the dealer or consumer as the user 10 accesses the website of the operation server 20 to input member information and apply for financial loans; 운영서버(20)의 데이터베이스(25)에 자료 입력된 사용자(10)의 회원정보에 따라 다수의 금융사(30)에서 자료 제공되는 금융정보를 비교 분석하여 정보 교환되는 금융상품 대출분석단계(S2)와,Financial product loan analysis step (S2) of exchanging information by comparing and analyzing financial information provided from a plurality of financial companies 30 according to the member information of the user 10 input data into the database 25 of the operation server 20 Wow, 사용자(10)의 가입조건에 맞는 금융사(30)로부터의 대출조건에 따라 해당 금융대출 신청결과가 운영서버(20)를 통해 사용자(10)에게 통보되는 금융대출 결과통보단계(S3)와,A financial loan result notification step (S3) in which a corresponding financial loan application result is notified to the user 10 through the operation server 20 according to a loan condition from the financial company 30 meeting the subscription condition of the user 10; 사용자(10)가 금융대출 가입의사를 운영서버(20)를 통해 온라인 신청하거나 또는 해당 금융사(30)로 직접 오프라인 신청하는 금융대출 가입신청단계(S4)를 포함하여 이루어지는 것을 특징으로 하는 인터넷을 이용한 금융대출 서비스방법.Using the Internet, characterized in that the user 10 comprises a financial loan subscription application step (S4) to apply online to the financial loan subscription doctor through the operation server 20 or directly to the financial company 30 offline Financial Loan Service Method. 제 1항에 있어서, 상기 운영서버(20)에는 사용자(10)쪽의 회원정보, 고객관리정보와 함께, 금융사(30)쪽의 대출정보가 입력 저장되는 것을 특징으로 하는 인터넷을 이용한 금융대출 서비스방법.The financial loan service using the Internet according to claim 1, wherein the operation server 20 stores loan information of the financial company 30 together with member information and customer management information of the user 10. Way.
KR1020000014434A 2000-03-22 2000-03-22 A method for loaned finance service KR20000036566A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020000014434A KR20000036566A (en) 2000-03-22 2000-03-22 A method for loaned finance service

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020000014434A KR20000036566A (en) 2000-03-22 2000-03-22 A method for loaned finance service

Publications (1)

Publication Number Publication Date
KR20000036566A true KR20000036566A (en) 2000-07-05

Family

ID=19657362

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020000014434A KR20000036566A (en) 2000-03-22 2000-03-22 A method for loaned finance service

Country Status (1)

Country Link
KR (1) KR20000036566A (en)

Cited By (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000050075A (en) * 2000-05-15 2000-08-05 이재웅 Method for serving finance using internet
KR20000058886A (en) * 2000-07-04 2000-10-05 임종대 Investigation of financial merchandise and business mode by using internet, wire and wireless terminal
KR20010044544A (en) * 2001-03-06 2001-06-05 이우혁 A service mothod of internet credit
KR20010095986A (en) * 2000-04-14 2001-11-07 이경우 Internet-based investment broking server and investment broking method thereof
KR20020009643A (en) * 2000-07-26 2002-02-02 권혁종 Internet-based integrated loan inquiry system and method thereof
KR20020017577A (en) * 2000-08-31 2002-03-07 김정태 System for counselling and applying for a loan using internet
KR20020025155A (en) * 2002-03-09 2002-04-03 황도환 Business Model linked between Web based loan management system and Franchisee
KR20020032940A (en) * 2000-10-28 2002-05-04 강대섭 Lending system of loans using internet
KR20020048838A (en) * 2000-12-18 2002-06-24 이상조 Loan information system on linked with A.R.S & Web
KR20020091673A (en) * 2001-05-31 2002-12-06 주식회사 한국외환은행 Syndicated Loan method for a corporation on a web site
KR20020094323A (en) * 2001-06-11 2002-12-18 이상훈 A commission computation system and method of cash service utilization credit card through internet
KR20030000153A (en) * 2001-06-22 2003-01-06 최윤수 method of developmenting working funds of a nonprofit organization
KR20030012042A (en) * 2001-07-30 2003-02-12 최윤수 system of developmenting working funds of a nonprofit organization and method of developmenting thereof
KR20030061144A (en) * 2002-01-10 2003-07-18 김중모 Method of Intermediating Loaned Subscription based on Subscriber
KR20030068326A (en) * 2002-02-15 2003-08-21 송현종 Lisk adapting type loan/investment intermediation system and method of the same
KR20030094615A (en) * 2002-06-07 2003-12-18 중소기업은행 System and Method for providing a loan service to a business customer on internet
KR100445269B1 (en) * 2001-08-31 2004-08-21 주식회사 웨인테크놀로지 Loan System Of An Inverse Auction Type By A Weighting
KR100751081B1 (en) * 2004-08-06 2007-08-21 주식회사 국민은행 Loan management system and method

Cited By (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010095986A (en) * 2000-04-14 2001-11-07 이경우 Internet-based investment broking server and investment broking method thereof
KR20000050075A (en) * 2000-05-15 2000-08-05 이재웅 Method for serving finance using internet
KR20000058886A (en) * 2000-07-04 2000-10-05 임종대 Investigation of financial merchandise and business mode by using internet, wire and wireless terminal
KR20020009643A (en) * 2000-07-26 2002-02-02 권혁종 Internet-based integrated loan inquiry system and method thereof
KR20020017577A (en) * 2000-08-31 2002-03-07 김정태 System for counselling and applying for a loan using internet
KR20020032940A (en) * 2000-10-28 2002-05-04 강대섭 Lending system of loans using internet
KR20020048838A (en) * 2000-12-18 2002-06-24 이상조 Loan information system on linked with A.R.S & Web
KR20010044544A (en) * 2001-03-06 2001-06-05 이우혁 A service mothod of internet credit
KR20020091673A (en) * 2001-05-31 2002-12-06 주식회사 한국외환은행 Syndicated Loan method for a corporation on a web site
KR20020094323A (en) * 2001-06-11 2002-12-18 이상훈 A commission computation system and method of cash service utilization credit card through internet
KR20030000153A (en) * 2001-06-22 2003-01-06 최윤수 method of developmenting working funds of a nonprofit organization
KR20030012042A (en) * 2001-07-30 2003-02-12 최윤수 system of developmenting working funds of a nonprofit organization and method of developmenting thereof
KR100445269B1 (en) * 2001-08-31 2004-08-21 주식회사 웨인테크놀로지 Loan System Of An Inverse Auction Type By A Weighting
KR20030061144A (en) * 2002-01-10 2003-07-18 김중모 Method of Intermediating Loaned Subscription based on Subscriber
KR20030068326A (en) * 2002-02-15 2003-08-21 송현종 Lisk adapting type loan/investment intermediation system and method of the same
KR20020025155A (en) * 2002-03-09 2002-04-03 황도환 Business Model linked between Web based loan management system and Franchisee
KR20030094615A (en) * 2002-06-07 2003-12-18 중소기업은행 System and Method for providing a loan service to a business customer on internet
KR100751081B1 (en) * 2004-08-06 2007-08-21 주식회사 국민은행 Loan management system and method

Similar Documents

Publication Publication Date Title
KR20000036566A (en) A method for loaned finance service
Giaglis et al. The role of intermediaries in electronic marketplaces: developing a contingency model
Nardi et al. A commitment-based reference ontology for services
JP2004508646A (en) Business privacy in the electronic market
WO2018075561A1 (en) Visual discovery tool for automotive manufacturers with network encryption, data conditioning, and prediction engine
US20070078789A1 (en) Method and system for formal contract drafting
US20090043690A1 (en) System and method for validating indirect financing transactions
CA2875435C (en) System and method for identifying vehicles for a purchaser
US20080243661A1 (en) System and method of acquiring instant credit
KR20190131716A (en) Used car export intermediation service system and method for processing of the same
CA2403260A1 (en) Credit prequalification and granting system and method
US20030069837A1 (en) Method and apparatus for clearing automobile contracts
US20060293960A1 (en) Interoperable account junctions and omnicompetent value trusts
KR20000036572A (en) A method for finance and insurance service
KR20010104433A (en) Method of Trading Automobile Insurance Sales in Real Time Using On-line Reverse Auction
KR100648182B1 (en) Method and System for Automobile Loan Insurance Guarantee
KR20000059080A (en) Construction of unified network for customer, dealer and associated company in the automobile market by using internet
KR101571006B1 (en) Method that provides all the services to the automobile factory in scrap a car
KR20000036567A (en) A method for customized information service of a vehicle customer
KR20030046889A (en) Car commercw method based on network
KR20080022251A (en) System and control method for consumer open market
KR20240055364A (en) A method of brokering a car transaction and a server providing the same
AU2013224723A1 (en) A system and method of acquiring instant credit
KR20000054826A (en) Insurance Joining Service System And Method Thereof Using By Interactive Manner A Moving Picture scenario Data
KR20000054845A (en) The organizing and the operating method of Point Trading Agent System

Legal Events

Date Code Title Description
A201 Request for examination
E902 Notification of reason for refusal
E601 Decision to refuse application