KR19990031901A - Operation fare payment device using credit card - Google Patents

Abstract

The present invention transmits the operating fee of the mobile vehicle to the server through the wireless mobile communication network together with the identification data of the read credit card and requests the approval, and promptly pays the operating fee of the vehicle by the credit card according to the approval result. In addition, the present invention relates to a service fare payment device using a credit card that transmits the stored cumulative payment details to a server of a registered company through a wireless mobile communication network, thereby automatically calculating the income from the operation of the vehicle remotely. A tachometer 10 composed of a tachometer 11, a counter 12, a memory 14, a microcomputer 13 and a serial communication element 16a; A keypad 30 for receiving a user input; A card reader 40 for reading identification data in an input credit card; A small printer 50 for outputting a transaction specification table; An LCD display unit 80 displaying the approval and payment amount; A data transceiver 70 for transmitting and receiving data; A serial communication element (16b) forming a data communication channel with the tariff meter (10); A central processing unit (20) for requesting payment approval through the data transmitting / receiving unit (70) and displaying the approval result on the LCD display unit (80); And a memory 60 for storing the payment details, eliminating the inconvenience that the passenger of the mobile vehicle should always have cash and that the mobile vehicle should always be provided with change, and to use the mobile vehicle. The payment details of the charges are provided in the specification table, providing a clear basis for payment of the cost to the mobile vehicle user, and the operating fare can be settled at the shift location that is most convenient for the driver, so that not only the driver but also passengers using the mobile vehicle It is a very useful invention to make the use of.

Description

Operation fare payment device using credit card

The present invention relates to a mobile fare payment device for a mobile vehicle using a credit card, and more particularly, to a wireless mobile communication network including a fare calculated from a mileage and a travel time of a mobile vehicle together with the read data of the identification of the credit card. By sending to the server through the request, the approval of the payment of the driving fee is requested, and when the approval of the server is displayed and stored the payment details according to the approval result, the vehicle's driving fee is immediately paid by a credit card, and the driving fee of the mobile vehicle driver When the settlement request is made, the stored payment information is transmitted to the server of the registered company through the wireless mobile communication network, so that the payment history of the vehicle can be automatically settled at a remote location using a credit card. It is about.

Conventionally, when a passenger or a carrier uses a mobile vehicle (taxi, a small package vehicle, etc.), there is no method of paying a service charge by credit, so the service charge must be paid in cash. Therefore, the user of a mobile vehicle always suffered the inconvenience of having to carry cash, and there was a problem that it could not be processed as an accounting expense even for a fee paid in business because there was no proof of payment for the paid fee. Due to the payment, a commercial vehicle such as a taxi had to travel to the transportation company in which the mobile vehicle was registered in order to settle the fare paid during the shift, and the driver was very troublesome and wasted time. From the standpoint of passengers using a back, there was a problem that almost no taxi was available during the shift time.

Therefore, the present invention was created to solve the above problems, and an object of the present invention is to provide an operating fare payment device using a credit card that can immediately pay the operating fare of the used mobile vehicle with no credit card. Another object of the present invention is to provide a driving fare payment device for issuing proof of receipt so that the cost of the running fare can be handled, and another object of the present invention is to It is to provide a driving fare payment device that can settle the operating fare paid due to the operation to the affiliated transportation company.

1 is a diagram showing an overall network configuration in which a fare payment device and a fare payment system using the credit card according to the present invention are made,

Figure 2 (a) shows the configuration of a preferred embodiment of the operating fare payment device using a credit card according to the present invention,

(B) shows in detail the configuration of the data transmission and reception unit of the fare payment device using the credit card of (A),

Figure 3 shows the configuration of another embodiment of the operating money payment device using a credit card according to the present invention of Figure 2 (a).

<Description of Symbols for Main Parts of Drawings>

A: device for operating a fare payment using a credit card according to the present invention

1 antenna 10 tariff meter

11 tachometer 12 counter

13: micro-com 14: flash memory

16, 16a, 16b: serial communication device 20: central processing unit (CPU)

30: keypad 40: card reader

50: small printer 60: memory

71: data transmitter 71a: diffuser

71b, 72b: baseband filter 71c: transmitter

72: data receiver 72a: detector

72c: inverse converter 73: pn code synchronous acquisition / tracking unit

74: pn code generator 80: LCD display unit

100: mobile vehicle 200: CDMA radio base station

300: switch 400: credit card payment server (server)

500: Server of the company in which the vehicle is registered 600: CDMA public telephone

1000: CDMA Mobile Communication Network

In accordance with an aspect of the present invention, there is provided a driving fare payment device using a credit card, comprising: fare calculation means for calculating a fare from a mileage data and a traveling time data of an input vehicle; Data transmitting and receiving means for transmitting and receiving data by connecting to a server performing credit card payment processing through a wireless communication network; Card reading means for reading identification data in the input credit card; Payment request means for requesting approval of the calculated fee and the read identification data to the server through the data transmission / reception means; And display means for displaying an approval result of the server through the data transmission / reception means, and the operating fare payment device using a credit card according to the present invention includes a payment for the approval result. Characterized in that it further comprises an output means for outputting the details to the specification table, the operating fare payment device using a credit card according to the present invention, the approval history of the server at the time of approval of the server through the data transmission and reception means Storage means for storing; And a settlement requesting means for transmitting the payment details stored in the storage means to the server of the company registered by the mobile vehicle through the data transmission and reception means when the user requests the settlement of the fare of the user. .

In the fare payment device using the credit card configured as described above, the fare calculation means first calculates the fare from the mileage data and the travel time data of the vehicle inputted by the vehicle's travel, and the card reading means The identification data in the credit card entered for payment of the calculated fare is read. The payment requesting means transmits the calculated fee and the read identification data to the server performing credit card payment processing through the data transmission / reception means via the wireless communication network and requests for payment approval. If the server approves or rejects the payment, the approval data is received through the transmission and reception means, and the display means displays the approval status of the server and the payment history of the data through the data transmission and reception means, and The output means outputs the billing details of the approval result in the specification table.

When the vehicle driver requests settlement of the fare of the vehicle, the settlement requesting means registers the payment details previously stored in the storage means at the time of approval of the server through the data transmitting and receiving means through the data transmitting and receiving means. By transmitting over the wireless network to the company's server, the service charge is automatically settled at any location during the operation.

Hereinafter, the configuration and operation of an embodiment of a fare payment device using a credit card according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating an overall network configuration in which a driving fare payment is made through a driving fare payment device using a credit card according to the present invention, and a mobile vehicle 100 equipped with a driving fare payment device using a credit card according to the present invention. ; A CDMA mobile communication network 1000 comprising a plurality of CDMA radio base stations 200 and an exchange 300; And a credit card payment server 400 which is connected by wire to an exchange in the CDMA mobile communication network 1000 and exchanges data, and a server 500 for a transportation company in which a mobile vehicle is registered.

Figure 2 (a) shows an embodiment of a fare payment device using a credit card according to the present invention, a tachometer (11) for detecting the rotation amount of the vehicle drive shaft, a periodic clock (clock) A counter 12 for counting an input, a flash memory 14 storing a fare per unit mileage and a count value per unit fare for calculating a fare, a mileage of the vehicle from the detected rotation amount, A microcomputer 13 for calculating a travel fare according to a calculation reference value in the flash memory 14 by calculating the travel time of the vehicle according to the count value, and a serial communication element RS232C for transmitting the calculated travel fare data ( A meter system 10 composed of 16a); A keypad 30 for receiving a user input; A card reader 40 for reading identification data in an input credit card; A small printer 50 for outputting a transaction list; An LCD display unit 80 indicating whether or not to approve the payment; A data transceiver 70 for transmitting and receiving data to and from any CDMA radio base station 200 via a CDMA radio line; A serial communication element (16b) forming a data communication channel with the tariff meter (10); The charge data input through the serial communication element 16b and the identification data read by the card reader 40 are transmitted to the data transceiver 70, and the approval result through the data transceiver 70 is transmitted. A central processing unit (CPU) 20 to display the LCD on the display unit 80; And a memory 60 for storing the payment details each time the operation fee is approved.

FIG. 2B is a schematic diagram showing the configuration of the data transceiver 70 of FIG. 1 in detail. A pn code for generating a punctual pn code and an early, late pn code is shown. Generator 74; The phase or code of the pn code generated by the pn code generator 74 according to the spread value is spread by spreading a positive pn code generated by the pn code generator 61 to pilot signals received from a plurality of CDMA base stations. A pn code synchronization acquisition / tracking unit 73 for acquiring the synchronization of the positive pn code by tracing and tracking the phase of the pn code acquired using the early and late pn codes of the positive pn code; A spreader (71a) which modulates the transmission data into an I (In-Phase) phase and a Q (Quadrature) phase signal and spreads using the pn code synchronized by the pn code synchronization acquisition / tracking unit 73; A baseband filter (71b) which passes only the signal band spread from the spreader (71a); A transmitter 71c which transmits the band-passed signal on a carrier wave of I and Q channels and transmits it; A detector 72a for synchronously detecting the received signal for each of I and Q channels; A baseband filter 72b for passing only the baseband signal among the synchronously detected signals; And a despreader 72c which despreads the pn code synchronously obtained from the pn code synchronous acquisition / tracking unit 73 in the signal passing through the baseband filter 72b.

In the driving fare payment device using the credit card according to the present invention configured as described above, the tachometer 11 detects the amount of rotation of the drive shaft of the moving vehicle (taxi, etc.) while the vehicle is running, and transmits it to the microcomputer 13. The counter 12 counts an input clock and transmits the value to the microcomputer 13. The microcomputer 13 calculates the traveling distance of the vehicle from the amount of rotation received, and the basic distance (for example, 2 km) and the unit distance (for example, stored in the flash memory 14) from the value. , Based on 200m), and if the count value received from the counter 12 corresponds to a value corresponding to unit time in the flash memory 14, After adding the fee to the calculated fee, the counter 12 is reset to count again.

The calculation of the fare by the microcomputer 13 as described above is carried out continuously while driving, and the mobile vehicle arrives at a desired position, and at the same time the credit card is inserted into the card reader 40, the key pad ( When the request for payment of the operation fee is received through 30, the central processing unit 20 requests the operation fee data to the microcomputer 13 through the serial communication element 16b. After receiving the request, the microcomputer 13 transmits a current running fare to the central processing unit 20 through the serial communication element 16a, and initializes the mileage value for calculating the fare. The central processing unit 20, which has received the service charge through the serial communication element 16b, is inserted into the card reader 40 and unique identification data of the credit card read, the service charge data, and the payment approval request. By packetizing the code and transmitting it to the data transmitter 71, the payment of the calculated service fee is requested.

On the other hand, the pn code synchronization acquisition / tracking unit 73 is received from a CDMA base station adjacent to a mobile vehicle, among a plurality of CDMA base stations 200 using different codes or different phase pn codes for each base station. The pilot signal is despread with the pn code generated by the pn code generator 74, and the despread signal is integrated for a predetermined time to obtain a correlation value. If the correlation value does not reach a predetermined reference value, synchronization is obtained. It is determined that it is not, and the phase of the pn code generated by controlling the pn code generator 74 is shifted by one chip (one chip refers to one logic signal holding time in the pn code).

The pn code synchronous acquisition / tracking unit 73 repeats the above operation even for the pn code shifted by one chip. If the pn code is not synchronized even if the phase of the pn code is changed, the pn code synchronization is performed. When the acquisition / tracking unit 73 exceeds the predetermined reference value while repeatedly performing the above-described operation on the pn codes of different codes, the acquisition / tracking unit 73 acquires the synchronization of the pn code as the code and phase at that time. After that, the pn code synchronous acquisition / tracking unit 73 obtains a correlation value obtained by spreading a pn code of one chip early phase of the positive pn code other than the obtained punctual pn code. If it is biased to one side, the phase of the positive pn code, the previous pn code, and the next pn code is shifted by one and a half chips, so that the phase of the base station and the pn code is always synchronized.

As described above, in the state in which the adjacent base station and the pn code are synchronized, the spreader 71a of the data transmission unit 71 receives the operation fee input from the CPU 20, the unique identification data of the credit card, and the like. The grant request code data bits are spread to the baseband filter 71b by spreading them to the synchronously acquired positive pn code inputted from the pn code generator 74, and the baseband filter 71b is used in the input signal. Only the signal band diffused by the spreader 71a is passed. The band-passed data is phase-modulated into I and Q channels by the carrier of the CDMA mobile communication network band by the transmitter 71c and transmitted to one CDMA radio base station 200 which is currently synchronized with the mobile vehicle. In addition, through the exchange 300 in the CDMA mobile communication network 1000, the server 400 for credit card payment processing is transmitted to the exchange to which the server 400 is connected and finally transmitted to the server 400.

The server 400 determines the validity of the payment of the service fee by checking the transaction suspension or utilization status of the credit card identification data that has been requested, and then returns the result through the exchange 300 and the CDMA wireless base station 200. The data is sent to the data receiving unit 72 of the fare payment device A using a credit card.

The detector 72a of the data receiver 72 multiplies a received signal by a quadrature carrier signal, and the baseband filter 72b includes a valid signal in a band of the signal multiplied by the carrier. Only baseband signals that are present are selected and passed. Since the baseband signal is a spread signal during transmission at the base station, the despreader 72c despreads the signal passing through the baseband filter 72b to synthesize I and Q channel signals and restore the data bit string. After the transmission to the central processing unit 20. The central processing unit 20 recovers the contents from the received bit stream in data units, interprets the contents, and outputs the contents to the LCD display unit 80 together with the approved amount to display the payment request result to the passenger. If the content is payment approval, the payment history is stored in the memory 60 and the small printer 50 is outputted in the form of a bill.

After the request for payment and the approval of the above-mentioned driving fee is made every time the passenger pays the fee, the driver of the vehicle requests the settlement of the payment details stored so far in the memory 60 through the keypad 30. The central processing unit 20 uses the payment details, the settlement request code, and the vehicle identification code stored in the memory 60 as destinations of the server 500 of the company in which the moving vehicle is registered. 71), and the data transmitter 71 transmits to the server 500 of the transportation company in which the vehicle is registered through the above-described process, and the server 500 operates the vehicle from the received data. After the payment is made, the settlement result is transmitted to the mobile vehicle which has requested the settlement. The settlement result data is received by the data receiving unit 72 via the CDMA mobile communication network 1000, and then added to the data receiving unit 72. After the central processing unit 20 receives the data allows the operator to request settlement outputs the settlement result to the LCD display unit 80 can not recognize the result.

Figure 3 shows the configuration of another embodiment of a fare payment device using a credit card according to the present invention, a CDMA public telephone (e.g., mounted and operated on a mobile vehicle instead of the data transmission / reception unit 70 of FIG. 600); and a serial communication element 16 for transmitting and receiving data through the CDMA public telephone 600.

In the embodiment of Fig. 3, the synchronous acquisition and tracking of the pn code, and the data transmission and reception with the servers 400 and 500 are performed in the CDMA public telephone 600, and the CDMA public telephone 600 and the central processing unit 20. ) Is the same as the operation of the embodiment of FIG. 2, except that the data communication is performed via the serial communication element 16.

The operating fare payment device using the credit card according to the present invention configured and operated as described above allows the passenger of the mobile vehicle to always pay the operating fare calculated by the credit card in order to pay the operating fare of the mobile vehicle. Eliminates the hassle and inconvenience of passengers and drivers who must carry cash, and therefore must always be provided with changeable money, and pays the bills for the use of the mobile vehicle as a bill (or receipt). It provides a clear basis for payment of expenses to the mobile vehicle user, and also allows the mobile vehicle to go directly to the registered company by automatically calculating the operating fare stored at a certain place of operation even when the operating fare of the mobile vehicle is settled. It is possible to settle at the shift location that is most convenient for the driver without having to settle the bill. It is a very useful invention to make the use of a mobile vehicle convenient for passengers or the like using the mobile vehicle.

Claims (4)

A rate calculating means for calculating a running fare from the input mileage data and the traveling time data of the vehicle; Data transmission / reception means for transmitting and receiving data by connecting to a server performing credit card payment processing through a wireless communication network; Card reading means for reading identification data in the input credit card; Payment request means for requesting approval of the calculated fee and the read identification data to the server through the data transmission / reception means; And display means for displaying an approval result of the server through the data transmission / reception means. The apparatus of claim 1, wherein the data transmission / reception of the data transmission / reception means is performed through a code division multiple access (CDMA) mobile communication network line. The apparatus of claim 1 or 2, further comprising: output means for outputting a billing statement for the approval result as a specification table. 3. The apparatus of claim 1 or 2, further comprising: storage means for storing the payment details upon approval of the server through the data transmission / reception means; And a settlement requesting means for transmitting the settlement contents stored in the storage means to the server of the company registered with the mobile vehicle through the data transmission and reception means when the user requests the settlement of the fare of the user. Operation fee payment device using.