KR19990010554A - Fingerprint Card System - Google Patents

Fingerprint Card System Download PDF

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Publication number
KR19990010554A
KR19990010554A KR1019970033360A KR19970033360A KR19990010554A KR 19990010554 A KR19990010554 A KR 19990010554A KR 1019970033360 A KR1019970033360 A KR 1019970033360A KR 19970033360 A KR19970033360 A KR 19970033360A KR 19990010554 A KR19990010554 A KR 19990010554A
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South Korea
Prior art keywords
card
fingerprint
data
user
password
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Application number
KR1019970033360A
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Korean (ko)
Inventor
김종해
김지태
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김지태
주식회사 하이세이프
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Application filed by 김지태, 주식회사 하이세이프 filed Critical 김지태
Priority to KR1019970033360A priority Critical patent/KR19990010554A/en
Publication of KR19990010554A publication Critical patent/KR19990010554A/en

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

본 발명은 카드에 카드고유의 코더 데이터와 별도로 카드소지자의 지문을 디지탈데이터로 입력시켜, 카드사용시 카드사용자의 지문과 카드에 입력되어 있는 카드소지자의 지문을 디지탈데이터로 비교확인하여 카드사용자가 카드의 진성 소지자인지 여부를 식별하는 지문인식카드시스템에 관한 것이다.The present invention inputs the cardholder's fingerprint as digital data separately from the card-specific coder data on the card, and compares the fingerprint of the card user's fingerprint with the cardholder's fingerprint input to the card as digital data. The present invention relates to a fingerprint recognition card system for identifying whether or not a person is genuine.

종래의 카드는 사용자가 카드의 진성소유자인지를 확인하는 수단으로 키패드에 의한 비밀번호 확인 방법을 사용하고 있으나, 이 경우 고가의 대용량 호스트 컴퓨터가 필요하며, 카드가 복제되거나, 분실되었을 경우나 혹은 비밀번호가 노출되었을 경우 속수무책인 단점이 있었다.Conventional cards use a password verification method using a keypad as a means of confirming whether the user is the true owner of the card, but in this case, an expensive large-capacity host computer is required, and the card is duplicated, lost, or the password is lost. There was a downside to being helpless when exposed.

따라서, 카드자체에 카드의 소지자의 지문데이터를 디지탈화하여 입력시켜 카드를 발행하고, 은행현금인출기(ATM)등 카드사용기기에 별도의 지문인식 수단과 데이터신호처리장치를 부설하므로서, 은행현금인출기(ATM)등 카드 사용기기에 있어서 비밀번호를 확인하기 위한 대용량 호스트 컴퓨터가 불필요할 뿐만 아니라, 카드 사용 기기가 독자적으로 카드 사용자가 카드의 진성 소지자 인지를 완벽하게 식별할 수 있는 시스템을 제공하는 것이다.Therefore, the card itself is digitally inputted and inputted with the fingerprint data of the card holder, the card is issued, and a separate fingerprint recognition means and a data signal processing device are installed in a card-using device such as an ATM. In addition to the need for a large host computer for verifying a password in a card-using device such as an ATM), the card-using device provides a system that can independently identify whether the card user is the authenticity of the card.

Description

지문인식 카드시스템Fingerprint Card System

본 발명은 카드에 카드고유의 코더 데이터와 별도로 카드소지자의 지문데이터를 입력시켜, 카드사용시 카드사용자의 지문을 확인, 카드에 입력되어 있는 지문과 비교하여 지문데이터가 일치하는지 여부를 확인하므로서 카드의 사용자가 카드의 진성 소유자인지를 확인하게 되어 카드의 보안성을 획기적으로 개선한 지문인식 카드 시스템에 관한 것이다.The present invention inputs the cardholder's fingerprint data separately from the card-specific coder data on the card, and checks the fingerprint of the card user when the card is used, and compares the fingerprint data with the fingerprint input to the card, thereby checking whether the card data is identical. The present invention relates to a fingerprint recognition card system, which is to identify whether a user is an authentic owner of a card, thereby dramatically improving the security of the card.

종래의 은행신용카드나 현금카드(CASH CARD) 등에 있어서, 카드의 사용자가 카드의 진성소유자인지를 확인하는 방법으로 은행현금인출기(ATM)등 카드사용기기에 카드리더와 별도로 키패드를 부설하고, 키패드로 비밀번호를 입력케하여 은행의 대용량 호스트 컴퓨터로 비밀번호가 등록된 비밀번호와 일치하는지 여부를 확인하는 방법이 사용되어 왔다.In a conventional bank credit card or cash card, a keypad is installed separately from a card reader on a card-using device such as an ATM to check whether the card user is the true owner of the card. A large host computer in the bank has been used to check whether a password matches a registered password.

그러나, 이와 같은 방법은 카드와 비밀번호가 노출되면 속수무책이였으며, 특히 사람을 납치하여 강압적인 방법으로 비밀번호를 알고, 카드를 빼앗는 납치사건의 경우, 카드와 비밀번호만으로 현금이 인출되고 피납자가 살해되는 등의 문제점이 있으며, 또한 카드를 복제하여 사용할 시 진성사용자인지 여부를 식별할 수 없는 문제점이 있었다.However, this method was helpless when the card and password were exposed. Especially in the case of kidnapping cases where kidnapping people to know the password in a coercive way and taking the card, the card is only withdrawn and the victim is killed. There was also a problem, and there was a problem that can not identify whether or not the authentic user when using a duplicate card.

본 발명은 이와 같은 문제점을 해결하기 위하여, 카드발행시 카드에 카드고유의 코더 데이터와 별도로 카드 소지자의 지문데이터를 입력시켜, 카드를 발행하며, 현금인출기(ATM)등 카드사용기기에는 카드리더와 별도로 지문인식 수단을 부설하여 카드사용자가 카드를 카드리더에 삽입하고, 지문인식수단으로 자신의 지문을 인식시켜, 카드사용기기가 사용자의 지문과 카드에 내장된 지문의 데이터를 비교하여 카드사용자가 카드의 진성 소유자인지를 확인하며, 지문이 일치할시에만 카드사용자가 카드의 진성소지자인 것으로 간주하는 지문인식 카드시스템을 제공하는 목적으로 한다.In order to solve the above problems, the present invention issues a card by inputting fingerprint data of a card holder separately from the card-specific coder data at the time of issuing a card, and issues a card reader to a card-using device such as an ATM. Separately, a fingerprint recognition means is installed so that the card user inserts the card into the card reader and recognizes his or her fingerprint by the fingerprint recognition means, and the card user compares the data of the user's fingerprint with the fingerprint embedded in the card. It aims to provide a fingerprint recognition card system that checks whether the card is the true owner of the card and that the card user is considered to be the card holder of the card only when the fingerprints match.

제1도는 본 발명의 블록도1 is a block diagram of the present invention

도면의 주요부분에 대한 부호의 설명Explanation of symbols for main parts of the drawings

1 : 카드리더 수단1: Card reader means

2 : 지문인식 수단2: fingerprint recognition means

3 : 신호변환 수단3: signal converting means

4 : 중앙제어 수단4: central control means

5 : 제어 수단5: control means

이하 첨부된 도면을 참조하여 상기한 목적을 달성하기 위한 본 발명 시스템의 구성과 그에 따른 작용 및 효과를 설명한다.Hereinafter, with reference to the accompanying drawings will be described the configuration of the present invention system and its effects and effects for achieving the above object.

먼저, 제1도는 본 발명의 시스템에 관한 블록도이다.First, Figure 1 is a block diagram of a system of the present invention.

제1도에 도시한 바와 같이, 본 발명은 사용자가 소지하고 있는 카드에 내장된 고유의 데이터 코드를 읽고 식별하는 카드리더 수단(1)과, 사용자의 지문을 인식하는 지문인식수단(2)과, 인식한 지문을 디지탈데이터로 코더화하는 신호변환수단(3)과, 카드에 내장된 지문의 디지탈 코더 데이터와 사용자가 인식시킨 지문의 디지탈 코더 데이터를 비교하여 일치하는지 여부를 식별하고 일치할 시에만 시스템을 가동시키는 중앙 제어수단(4)과, 중앙 제어수단의 지시로 작동하는 시스템제어 장치(5)로 구성된다.As shown in FIG. 1, the present invention provides a card reader means 1 for reading and identifying a unique data code embedded in a card possessed by a user, a fingerprint recognition means 2 for recognizing a user's fingerprint; When the signal conversion means (3) which encodes the recognized fingerprint into digital data is compared with the digital coder data of the fingerprint embedded in the card and the digital coder data of the fingerprint recognized by the user are identified and matched, It consists of the central control means 4 which operates a system only in this case, and the system control apparatus 5 which operates by the instruction | indication of a central control means.

위와같이 구성된 본 발명의 작용과 효과를 설명하면, 다음과 같다.Referring to the operation and effects of the present invention configured as described above, as follows.

먼저, 카드 발행자는 카드를 발행할시 카드의 고유 데이터와는 별도로, 카드의 메모리수단(마그네틱 카드의 경우에는 카드고유의 코더가 메모리된 이외의 채널, IC 카드의 경우에는 IC의 메모리수단)에 카드 소지자의 지문을 디지탈데이터로 코드화하여 메모리한 후 카드를 발행한다.First of all, the card issuer, in addition to the card's inherent data at the time of issuing the card, is stored in the card's memory means (a channel other than the card's own coder is memorized in the case of a magnetic card, and the memory means of the IC in the case of an IC card). The card holder's fingerprint is encoded with digital data, stored in memory, and the card is issued.

이 경우, 지문을 디지탈코드화하는 수단과 디지탈 코드 데이터를 카드에 메모리시키는 수단은 기존의 방식을 원용한다.In this case, the means for digitally encoding the fingerprint and the means for storing the digital code data in the card employ the conventional method.

카드사용자가 현금인출기(ATM) 등의 카드용기기를 사용코저 할 시에는 카드를 카드리더(1)에 삽입하면 카드에 내장된 카드고유의 데이터코드와 소지자의 지문데이터가 중앙제어 수단(4)으로 송신된다.When a card user wants to use a card machine such as an ATM, when the card is inserted into the card reader 1, the data code unique to the card and the fingerprint data of the holder are transferred to the central control means 4. Is sent.

또, 사용자가 지문인식수단(2)에 자신이 카드발생시 인식시킨 지문의 손가락으로 지문을 인식시키게 되면 지문인식수단(2)으로부터 인식된 지문데이터가 신호변환수단(3)에 송신되고, 신호변환수단을 인식된 지문데이타를 디지탈 데이터로 변환시킨후 중앙제어수단(4)에 송신한다.In addition, when the user recognizes the fingerprint with the finger of the fingerprint recognized by the fingerprint recognition means 2 when the card is generated, the fingerprint data recognized from the fingerprint recognition means 2 is transmitted to the signal conversion means 3, and the signal conversion is performed. The means converts the recognized fingerprint data into digital data and transmits it to the central control means 4.

중앙제어수단(4)은 카드리더(1)로부터 송신된 카드 소지자의 지문데이터와, 신호변환수단(3)으로부터 인식한 카드사용자의 지문데이터를 비교하여 지문의 디지탈데이터가 일치할시에만 카드의 사용자가 카드의 진성 소유자인 것으로 간주하여 시스템제어장치(5)를 가동하여 카드의 사용을 허가하게 되는 것이다.The central control means 4 compares the fingerprint data of the card holder transmitted from the card reader 1 with the fingerprint data of the card user recognized from the signal converting means 3, so that the digital data of the fingerprint is matched only when the digital data of the fingerprint matches. It is assumed that the user is the true owner of the card, and the system control device 5 is operated to permit the use of the card.

이상에서 설명한 바와 같이 본 발명시스템에 의하면, 카드를 사용할 시 카드에 입력되어 있는 카드 소지자의 지문의 디지탈 데이터와 카드 사용자의 지문의 디지탈 데이터를 비교하여 지문의 디지탈 데이터가 일치할 시에만 카드 사용자가 카드의 진성 소유자인 것으로 간주하여 카드를 사용할 수 있게 되는 것이므로,As described above, according to the present invention, the card user only compares the digital data of the fingerprint of the card holder inputted to the card with the digital data of the card user's fingerprint when the card is used. You will be able to use the card as if you were the true owner of the card,

1) 카드를 복제 하거나 분실 하였을 시 습득자들이 카드를 사용할 수 없게 되어 재래식 카드사고를 예방할 수 있는 것이며,1) If the card is duplicated or lost, the acquirer will not be able to use the card to prevent conventional card accidents.

2) 카드소지자를 납치하였을 경우에도 카드소지자의 손 즉, 지문이 없으면 카드를 사용할 수 없는 것이므로 사람을 납치하여 카드와 비밀번호를 알아 돈을 갈취하고 사람을 살해하는 등의 사건을 예방할 수 있는 것이며,2) Even if the cardholder is kidnapped, the cardholder's hand, that is, without a fingerprint, cannot use the card. Therefore, the cardholder can be kidnapped to know the card and password, to extort money, and to kill someone.

3) 재래식 카드에 있어서 소지자가 비밀번호를 항시 암기하고 있어야 하는 부담으로 부터 해방될 수 있는 것이다.3) In the conventional card, the holder can be freed from the burden of always memorizing the password.

Claims (2)

카드리더수단과; 지문을 인식하는 지문인식수단과; 인식된 지문을 디지탈데이터로 변환시키는 신호변환수단과; 카드사용기기를 가동시키는 시스템제어수단과; 카드리더로부터 인식된 지문데이터와 지문인식 수단으로부터 인식된 지문 데이터를 비교하여 일치 하는지 여부를 식별하고; 일치할 시에만 시스템 제어수단을 작동시키는 중앙처리 수단으로 구성된 것을 특징으로 하는 지문인식카드 장치Card reader means; Fingerprint recognition means for recognizing a fingerprint; Signal conversion means for converting the recognized fingerprint into digital data; System control means for operating the card-using apparatus; Compares the fingerprint data recognized from the card reader with the fingerprint data recognized from the fingerprint recognition means and identifies whether they match; Fingerprint recognition card device, characterized in that configured as a central processing means for operating the system control means only when matching 카드를 발행할 시 카드 고유의 데이터와 별도로 카드 소지자의 지문 데이터를 디지탈데이타로 입력한 카드를 발행하고; 카드사용기기에는 카드리더수단과; 지문인식수단과; 지문을 디지탈 데이터로 변환시키는 신호변환수단과; 중앙제어 수단으로 구성된 장치로 카드사용시 카드에 내장된 지문데이터와 사용자가 입력하는 지문데이터를 비교하여 일치할시에만 카드의 사용자가 카드의 진성 소유자인 것을 인식하는 것을 특징으로 하는 지문인식 카드시스템When issuing the card, issue a card in which the cardholder's fingerprint data is input as digital data separately from the card-specific data; The card-using apparatus includes card reader means; Fingerprint recognition means; Signal conversion means for converting a fingerprint into digital data; A device consisting of a central control means, which compares the fingerprint data embedded in the card with the fingerprint data input by the user when the card is used, and recognizes that the user of the card is the true owner of the card.
KR1019970033360A 1997-07-18 1997-07-18 Fingerprint Card System KR19990010554A (en)

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KR1019970033360A KR19990010554A (en) 1997-07-18 1997-07-18 Fingerprint Card System

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KR1019970033360A KR19990010554A (en) 1997-07-18 1997-07-18 Fingerprint Card System

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Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000012471A (en) * 1999-12-07 2000-03-06 김동호 1:1 pocket book for cogniting a finger mark by electronic system, method for cogniting the same and instrument for supplying cash using the same
KR20000024574A (en) * 2000-02-21 2000-05-06 장률관 Fingerprint card and Fingerprint recognizing censor
KR20000049721A (en) * 2000-04-25 2000-08-05 민정곤 Creating a Smart Card with a Fingerprint Reader
KR20010025234A (en) * 2000-11-09 2001-04-06 김진삼 A certification method of credit of a financing card based on fingerprint and a certification system thereof
KR100302026B1 (en) * 1999-03-13 2001-09-26 정문술 Card Inquiring Apparatus Using a Fingerprint and Card Inquiring Method Using Thereof
KR100302025B1 (en) * 1999-03-16 2001-09-26 정문술 Remote Control Card Inquiring Apparatus Using Fingerprint and Method Using Thereof
KR20020073717A (en) * 2001-03-15 2002-09-28 주식회사 퍼스텍인터내셔날 A Personal Approval System from the Off-line for Fingerprint Cognition and Smart Card and Method thereof
KR20030000942A (en) * 2001-06-27 2003-01-06 이명기 Apparatus and Method for Electronic payment with strengthened authentication capability and Vending machine equiped with the same apparatus
KR100378462B1 (en) * 2000-05-24 2003-03-29 정성호 Card system with fingerprint recognition
KR100381621B1 (en) * 2000-06-01 2003-04-26 남현도 Safety device and method using media storing physical information
KR100848926B1 (en) * 2005-10-19 2008-07-29 히타치 오므론 터미널 솔루션즈 가부시키가이샤 Biometrics control method, a computer readable medium having stored thereon biometrics control program
WO2018097382A1 (en) * 2016-11-22 2018-05-31 이종명 Unmanned financial transaction system and unmanned financial transaction method using same

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100302026B1 (en) * 1999-03-13 2001-09-26 정문술 Card Inquiring Apparatus Using a Fingerprint and Card Inquiring Method Using Thereof
KR100302025B1 (en) * 1999-03-16 2001-09-26 정문술 Remote Control Card Inquiring Apparatus Using Fingerprint and Method Using Thereof
KR20000012471A (en) * 1999-12-07 2000-03-06 김동호 1:1 pocket book for cogniting a finger mark by electronic system, method for cogniting the same and instrument for supplying cash using the same
KR20000024574A (en) * 2000-02-21 2000-05-06 장률관 Fingerprint card and Fingerprint recognizing censor
KR20000049721A (en) * 2000-04-25 2000-08-05 민정곤 Creating a Smart Card with a Fingerprint Reader
KR100378462B1 (en) * 2000-05-24 2003-03-29 정성호 Card system with fingerprint recognition
KR100381621B1 (en) * 2000-06-01 2003-04-26 남현도 Safety device and method using media storing physical information
KR20010025234A (en) * 2000-11-09 2001-04-06 김진삼 A certification method of credit of a financing card based on fingerprint and a certification system thereof
KR20020073717A (en) * 2001-03-15 2002-09-28 주식회사 퍼스텍인터내셔날 A Personal Approval System from the Off-line for Fingerprint Cognition and Smart Card and Method thereof
KR20030000942A (en) * 2001-06-27 2003-01-06 이명기 Apparatus and Method for Electronic payment with strengthened authentication capability and Vending machine equiped with the same apparatus
KR100848926B1 (en) * 2005-10-19 2008-07-29 히타치 오므론 터미널 솔루션즈 가부시키가이샤 Biometrics control method, a computer readable medium having stored thereon biometrics control program
WO2018097382A1 (en) * 2016-11-22 2018-05-31 이종명 Unmanned financial transaction system and unmanned financial transaction method using same

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