KR19990004312A - How to process a problem check / card on a cash register - Google Patents

Abstract

The problem check / card processing method of the cash register of the present invention is a cash check problem check / card processing method of the cash register can check the check, the cash register can control the CCTV device to record the store situation Reading the check or card presented at the time of check or card payment of the transaction amount to inquire the status of the check or card; Determining whether the transaction is a stop check / card due to a bad credit in the case of a check / card having an abnormality as a result of the inquiry, and outputting a message informing the case if the transaction is a stop check / card due to a bad credit; Determining whether the check or the card is a stolen / lost check if the check or the card has an abnormality as a result of the inquiry; In the case of the theft / lost check / card in the step characterized in that it comprises the step of recording the check / card holder's face by operating the CCTV device. In the above-described configuration, the method may further include outputting a message instructing the re-inquiry of the check / card so that the recording time can be sufficiently secured.

Description

How to process a problem check / card on a cash register

The present invention relates to a problem check / card processing method of the cash register, in particular, the problem check / card of the cash register that allows the automatic recording of the customer's face when the customer uses a check / card that is reported stolen or lost It is about a processing method.

In general, a cash register is a device that processes various data accompanying product sales and informs users of results so that information management can be smoothly managed. It ranges from point of sales system to comprehensively manage the distribution economy. Hereinafter, in the present specification, the term "electronic cash register" controlled by a microprocessor is used as a broad concept including a low-end cash register to a POS terminal.

On the other hand, in recent years, such a credit card (check) because the credit card (hereinafter referred to collectively as the term credit card as a generic term for all cards that can replace cash), debit cards or checks are widely available in the trading community. It is a situation that a cash register has been developed and used to make payment using.

1 is a perspective view showing the appearance of a cash register having such a card reader. As shown in FIG. 1, the cash register capable of paying a card includes a keyboard 2 for registering according to sales and setting a desired function, a mode selection key 5 used for selecting various operation modes included in the cash register, A cashier's indicator (4) that tells the clerk the various operations of the cash register, including the transaction history, a customer's indicator (3) that shows the total amount the customer should pay, and a receipt outlet (1) where a receipt containing the transaction history is output. ), A money storage box 7 for storing cash and a card input port 6 for reading a credit card.

FIG. 2 is a key configuration diagram of the keyboard in FIG. 1, and in fact, arrangement and number of functions (functions) may be changed or added according to the height or ease of use of the model. As shown in Fig. 2, the key configuration of the cash register capable of paying a card includes a numeric key group 23 used for inputting various numbers necessary for sales registration, manual inquiry of a check / credit card, and function setting, and a desired item. The item key group 25 used for designation and the function key group 27 used for executing a desired function can be roughly classified among the functions provided in the cash register. The function key group 27 defines a 'credit card' key 27a, a 'debit card' key 27b and a 'check' key 27e, which are used to query a credit card, a debit card and a check, respectively.

In the conventional cash register having the above-described configuration, when a customer wants to pay a check or a card, the cashier registers the transaction details in the registration mode, presses the corresponding key, and then displays the card presented by the customer. Read through (6) (in case of manual inquiry, read by manipulating numeric key), and finally press 'input' key (27c) defined on keyboard. After this operation, the cash register will call the pre-stored bank or card company's telephone number and inquire about the status of the check or card presented. In this case, the code corresponding to the reason for rejection is displayed on the indicator 4 for the clerk.

However, according to the problem check / card processing method of the conventional cash register as described above, even if the presently presented check or card is stolen / lost, the user actively holds the problem check / card. There is a problem that can not prevent the criminal acts related to the check / card in advance because it does not have a function to detect.

SUMMARY OF THE INVENTION The present invention has been made to solve the above-described problems, and the present invention provides a cash register that automatically records a check / card holder's face by operating a camera when the check / card presented is stolen / lost. The purpose is to provide a problem check / card processing method.

Problems of the cash register of the present invention to achieve the above-described check / card processing method of the cash register can check the cash replacement card or check, and control the CCTV device to record the situation of the store A check / card processing method comprising: reading a check or a card presented at the time of a check or a card payment of a transaction amount to inquire a check or a card state; Determining whether the transaction is a stop check / card due to a bad credit in the case of a check / card having an abnormality as a result of the inquiry, and outputting a message informing the case if the transaction is a stop check / card due to a bad credit; Determining whether the check or the card is a stolen / lost check if the check or the card has an abnormality as a result of the inquiry; In the case of the theft / lost check / card in the step characterized in that it comprises the step of recording the check / card holder's face by operating the CCTV device. In the above configuration, the method may further include outputting a message instructing the re-inquiry of the card so that the recording time can be sufficiently secured.

1 is a perspective view showing the appearance of a general cash register with a card reader,

2 is a key configuration diagram of the keyboard in FIG.

3 is an electrical block diagram of a cash register to which the problem check / card processing method of the present invention can be applied;

4 is a flowchart illustrating a problem check / card processing method of a cash register according to an embodiment of the present invention.

Explanation of symbols for main parts of the drawings

1: receipt outlet, 2: keyboard,

3: customer indicator, 4: cashier indicator,

5: mode selection key, 6: card input port,

7: money box, 23: numeric key group,

25: item key group, 27: function key group,

100: central processing unit, 110: key input unit,

120: card input unit, 130: RAM,

140: ROM, 150: EPROM,

160: display unit, 170: printer,

180: communication control unit, 190: CCTV device,

192: camera, 194: monitor,

196: VCR

Hereinafter, a problem check / card processing method of a cash register according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

3 is an electrical block diagram of a cash register to which the problem card processing method of the present invention can be applied. As shown in FIG. 3, the cash register system to which the method of the present invention can be applied reads the information recorded in the key input unit 110 for generating various key codes for mode designation and cash registration, and the credit card to be inquired. The central processing unit 100 that kisses the card input unit 120 and the key input unit 110 and specifies a mode of the ECR according to the received key code, and performs various functions in the designated mode. Or RAM 130 for storing various data generated during a transaction, a ROM 140 for storing a system operation program, an EPROM 150 for storing recorded contents even when the power is turned off, and the central processing unit 100. Printer 170 for issuing documents for customer receipts and various processing results under control, and display unit 160 for displaying various information related to transactions under control of central processing unit 100, bank or credit card society. Etc. comprises a communication control section 180 and the CCTV (Closed Circuit-Tele Vision) device 190 for controlling the communication with the emergency contact.

In the above-described configuration, the CCTV device 190 is a camera 192 installed at a position where it is easy to capture a trader's face, a monitor 194 and a camera 192 which reproduces the video signal output from the camera 192 in real time. It is composed of a VCR (Video Cassette Recorder) 196 for recording a video signal output from the device, which can be operated manually or automatically.

4 is a flowchart illustrating a problem check / card processing method of a cash register according to an embodiment of the present invention. For convenience, only the card will be described. As shown in FIG. 4, when the sale is made in the state where the cash register is operating in the registration mode, in step S10, the clerk inputs sales details by operating the corresponding keys of the key input unit 110. In this way, after the sales details are input, in step S11, it is determined whether the contents of the payment, that is, the card payment. This step (S11) can be determined whether or not the 'credit card' key or the 'debit card' key is specifically defined in the key input unit 110. If it is not the card payment in step (S11), the cash payment or credit payment is carried out, if the card payment proceeds to step (S12) to receive the contents of the credit card presented by the customer through the card input unit 120 do. Next, in step S14, the state of the credit card read by calling the relevant credit card company through the communication control unit 180 is inquired. In step S16, it is determined whether there is an abnormality in the inquiry result. In the case of a normal card, the process proceeds to step S18 and outputs an error-free message on the display for the clerk of the display unit 160. Next, the process proceeds to step S20 to issue and return the approval slip.

On the other hand, if there is an abnormality in the inquiry result in step S16 and proceeds to step S22 to determine whether or not the card is stopped due to bad credit, if the credit bad card proceeds to step S24 for the clerk Prints and returns a credit stop message on the indicator. On the other hand, if it is determined in step S22 that the presented card is not a bad credit card, the process proceeds to step S26 to determine whether it is a stolen / lost card. As a result of the determination in step S26, if the presented card is a stolen / lost card, the camera 192 and the VCR 196 are operated to control the CCTV device 190 in step S30 to record the face of the card presenter. At the same time, the process proceeds to step S32 to output a message for obtaining a sufficient time for recording. In this step (S32), a message that the customer may not suspect, for example, please read the card again or the current inquiry volume is large, please check again. Here, considering that the clerk is embarrassed, it is better not to inform the clerk that the card is a stolen / lost card, and if necessary, the fact may be output through voice, in which case a voice output unit should be provided. After delaying the time in this way, in step S34, it is determined whether there is an input of the 'cancel' key 27d defined for canceling the card input. If it is not entered, the step S30 or less is repeated and inputted. If it is, the process proceeds to step S36 to stop the operation of the CCTV device 190 to return after ending the recording. In the above, only the card has been described, but the check can be applied as it is. In this case, the input of the check content will be performed by the numeric keys. Furthermore, the technical idea of the present invention may be applied to a counterfeit check other than the stolen / lost check. It can be applied as it is.

The problem card processing method of the cash register of the present invention is not limited to the above-described embodiment, but can be modified in various ways within the scope of the technical idea of the present invention. Furthermore, it is revealed that the term "/" used in the specification and claims is used.

According to the problem check / card processing method of the cash register according to the present invention as described above, when the check or card presented is a stolen / lost card, the check / card holder's face is recorded to enable tracking. It is effective in preventing accidents related to cards or cards.

Claims (2)

In the cash register problem check / card processing method that can check the cash replacement card or check, and can control the CCTV device to record the store's situation, the check or the check presented at the time of payment Reading the card and checking the status of the check or the card; Determining whether the transaction is a stop check / card due to a bad credit in the case of a check / card having an abnormality as a result of the inquiry, and outputting a message informing the case if the transaction is a stop check / card due to a bad credit; Determining whether the check or the card is a stolen / lost check if the check or the card has an abnormality as a result of the inquiry; In case of theft / lost check / card, the check / card processing method of the cash register, characterized in that it comprises the step of recording the check / card holder's face by operating the CCTV device. The method of claim 1, further comprising the step of outputting a message instructing the re-inquiry of the check / card so that the recording time can be sufficiently secured.