KR102667911B1 - Method and System for Post Accounting Service Based on Travel Data - Google Patents

Abstract

The present invention includes the steps of registering payment method information of a user who registers as a member through a settlement platform, storing discount rate information for the payment amount of a pre-contracted supplier in the settlement platform, and the settlement platform allows a plurality of users to travel A step of collecting discount information by supplier and by user for the payment amount of multiple users by receiving payment information including supplier information, purchase amount, and purchase time used in the process in real time or at once after the end of the trip. Based on the discount information, the settlement platform calculates a total discount amount for a specific supplier and a specific user, and the settlement platform receives discount amounts for a plurality of users from a plurality of suppliers, and calculates a total discount amount for a plurality of users from a plurality of suppliers. Provides a travel data-based post-settlement service method that includes the step of settling the discount amount received and remitting the settlement amount to a specific user, and a post-settlement service system that implements the same.

Description

{Method and System for Post Accounting Service Based on Travel Data}

The present invention relates to a post-settlement service. In detail, it proposes a new method and system that collects and analyzes travel-related data, such as traveler's consumption behavior, and provides post-settlement discount benefits to travelers who have completed their trip.

Unlike indirect experiences in the form of general learning through reading or lectures, travel provides an opportunity to improve knowledge and breadth of thinking by directly experiencing physical activities and new cultures in various regions. As travel becomes more common, travel agencies, tourist attraction operators, accommodations, restaurants, etc. develop travel products related to specific topics or specialized for each period in accordance with changes in travelers' tastes and expansion of travel content, and new travel products that combine the natural environment and experiences. They also provide services.

Despite this trend, there are aspects of conventional travel-related services that do not meet travel trends. For example, a travel agency that provides travel products does not discount the prepaid tour cost to maximize the recruitment of tourists, but instead arranges with a travel service provider among the travel service providers located in the travel area to cover the discounted cost. Tourist products are packaged and provided mainly by specific travel service providers with set fees, and tourists have the inconvenience of having to use tour products limited to specific restaurants, amusement facilities, and specialty product sellers arranged by the travel agency. Moreover, while travel service providers who provide referral fees to travel agencies set excessive prices for products or services, the quality of the travel products or services is deteriorating, so the actual negative effects are passed on to tourists.

In addition to group travel, individual travel is also increasing, and various strategies have been developed to attract travelers. Representative examples include when travelers travel to a specific area, they purchase paid discount coupons in advance before purchasing travel-related products or at the time of purchasing travel-related products. By applying affiliate discount coupons, etc., we help reduce travel expenses by allowing customers to receive discounts on payment amounts.

In this regard, various technologies have been proposed to apply discount benefits to travelers. For example, according to registered patent 10-1579260, when a user of a purchasing terminal wishes to visit a specific travel destination, the purchasing terminal selects a specific interest/representative product among the products and services of interest/representative products sold at the travel destination provided by the server. When selecting a service, check multiple product and service information by industry/service related to the specific interest/representative product and service, and link with the server and payment server to obtain multiple product and service information by industry/service. When user travel information registration is successfully completed to purchase a specific product or service selected from the above, purchase a multi-discount coupon that groups multiple product item codes related to the specific product or service information issued from the server into one code. By storing it, you can purchase the product at a low price.

In addition, according to Publication Patent No. 10-2013-0012351, after a user of a travel product selects a travel product provided through a service provision server, waitlist information about the user's acquaintances who wish to travel is introduced to the service provision server. By doing so, users can receive a discount on the cost of the travel product according to the number of introducers, and a technology has been proposed that allows the service providing server to reduce marketing costs by introducing potential customers for travel to users.

Existing tourism policies implemented by various local governments centered on coupon issuance or travel voucher business, but in the case of discount coupons, the related travel companies had the disadvantage of purchasing large quantities in advance and then selling them to consumers at a small profit. In addition, paid discount coupons are designed to be supplier-centered and sold in a multiple-sale format, so not only do they not provide practical benefits to travel-related companies, but consumer response may decrease depending on tourist destination conditions, weather conditions, etc., and travelers also receive discount coupons for each individual travel destination in advance. This caused inconveniences in use, such as having to obtain coupons one by one and presenting a coupon at the time of payment. However, the above-described prior art has limitations in the discount benefits provided to travelers, such as requiring certain conditions or actions by the traveler, so its usability is low, and it is insufficient to improve the limitations of the current discount coupon system.

Therefore, there is a need to improve the existing stagnant and outdated discount coupon services for tourist destinations with a focus on convenience for travelers, and changes are required so that practical benefits are provided to travel-related companies. In addition, there is a need to raise the level of tourism and improve tourism infrastructure by collecting and analyzing travelers' travel-related data from payment behavior linked to the discount amount and using it to develop new tourism products.

The present invention was created under the above-mentioned technical background, and the purpose of the present invention is to provide a new travel product discount method that is convenient for consumers such as travelers and provides practical benefits to travel-related companies.

Another purpose of the present invention is to provide a new method and system that can automatically settle the discount amount to the traveler ex post by linking and collecting discount services provided by travel-related companies from the traveler's travel behavior.

Another purpose of the present invention is to build a platform that allows settlement by integrating traveler's consumption behavior and discount information of travel-related companies, while developing new tourism products by collecting and analyzing traveler's travel-related data through the platform. .

Other purposes and technical features of the present invention will be presented in more detail in the detailed description below.

In order to achieve the above object, the present invention includes the steps of registering payment method information of a user who signs up as a member through a settlement platform, storing discount rate information for the payment amount of a pre-contracted supplier in the settlement platform, and the settlement. The platform receives payment information including supplier information, purchase amount, and purchase time used by multiple users while traveling, in real time or at once after the end of the trip, and provides discount information by supplier and user for the payment amount of multiple users. A step of collecting, based on the collected discount information, the settlement platform calculates a total discount amount for a specific supplier and a specific user, the settlement platform receives discount amounts for a plurality of users from a plurality of suppliers and provides a post-settlement service method based on travel data, including the step of settling discount amounts received from multiple suppliers and remitting the settlement amount to a specific user.

In the present invention, the settlement platform can receive a discount amount including an affiliate fee from the supplier and remit the settlement amount excluding the settlement fee to the user.

In addition, in the present invention, the user provides social information related to travel destination reviews, ratings, or evaluations to the settlement platform, and the settlement platform links the social information to an external SNS platform or provides it to the supplier, and then the supplier You can adjust the discount rate for specific users.

In the present invention, the settlement platform can receive travel-related information including travel route and stay time at a visited destination from the user, analyze the user's consumption tendency, and generate processed user consumption data.

The present invention also provides a platform for transmitting and receiving information online with users, suppliers, and payment companies, including a user information management unit containing user information and user payment method information, supplier information, and payment for services provided by the supplier. Supplier management department containing discount rate information for the amount, payment information including supplier information used by the user during the trip, purchase amount, and purchase time are received, and discounts by supplier and user for the payment amount of multiple users A discount information collection unit that collects information, a discount calculation unit that calculates the total discount amount for a specific supplier and a specific user based on the collected discount information, and a discount amount for multiple users from multiple suppliers. A settlement processing department that receives discounts received from multiple suppliers and remits the amount to a specific user. Collects and manages user's travel-related information, including information on the user's location, travel route, and time spent at the visited destination. A user travel information management department, and a user who analyzes the user's consumption tendencies based on the supplier information used by the user while traveling, payment information including purchase amount and purchase time, the user's location, travel route, and time spent at the visited destination. It provides a post-settlement service system based on travel data that includes a consumption tendency analysis unit.

According to the present invention, it is possible to implement an after-sales service that allows consumers or travelers to receive a discount on the payment amount from the supplier during travel or tourism without taking any additional action.

The present invention can identify the user's consumption behavior in real time through a plurality of user terminals linked to a single settlement platform, and then settle the discount amount at once according to the discount rate of the affiliated supplier, and can calculate the discount amount at once according to the discount rate of the affiliated supplier. Inconvenient payment processes such as issuing related discount coupons or applying discount coupons can be eliminated.

In addition, according to the present invention, agile marketing is possible through precise collection of real-time tourism consumption data, and a big data system is established to collect and analyze tourist consumption data to promote the development of personalized travel products or specialized tourism products for specific age groups or travel periods. can do.

1 is a flow chart briefly showing the post-settlement process of the present invention.
Figure 2 is a schematic diagram showing the role of each subject and the service implementation results according to the service of the present invention.
Figure 3 is a flow chart showing the process of performing post-settlement service
Figure 4 is a system configuration diagram for implementing travel data-based post-settlement service
Figure 5 is a schematic diagram showing the payment method registration screen of the user app
Figure 6 is a schematic diagram showing information related to payment behavior
Figure 7 is a schematic diagram showing settlement amount information with discount rate applied
Figure 8 is a schematic diagram showing a screen for sharing user travel information

The present invention relates to a post-settlement service based on traveler's tourism data, and proposes a system and method related to post-settlement service through real-time tourism consumption data collection and analysis.

Instead of providing a partial payment discount by purchasing a paid discount coupon in advance before purchasing a travel-related product or applying an affiliate discount coupon at the time of purchasing a travel-related product, the present invention provides a travel product or consumption at a travel destination. We provide an innovative service that calculates and applies the discount amount after the action.

The post-settlement service of the present invention does not have a procedure for issuing coupons in advance, but applies the discount rate corresponding to the existing discount coupon to the traveler who has completed the trip and refunds and settles the corresponding amount, thereby completing the traveler's discount coupon purchase and payment. It is possible to eliminate the act of presenting discount coupons, etc., and also eliminate the act of issuing coupons to travel-related businesses (hereinafter referred to as suppliers) such as restaurants, tourist attractions, and souvenir shops at travel destinations, and the additional act of applying discount coupons to each traveler to make payments. In other words, the post-settlement service of the present invention changes the complex procedures related to issuing and applying existing discount coupons into a simple process of checking the discount from travel-related data such as the traveler's payment information, applying the discount, and refunding the discount amount, thereby improving the quality of travel services. You can increase your level.

The system for implementing such a post-settlement service includes a settlement platform capable of transmitting and receiving online data through a wireless network, and includes a user app that operates on the user's mobile device and is linked to the settlement platform. Additionally, a computer or mobile device may be included as a supplier terminal that links the supplier and the settlement platform. Although the user's mobile device and the supplier's terminal do not require mutual data transmission and reception, the user's payment behavior may be processed through the supplier's terminal, and information related to the user's payment may be stored in the financial institution's information from the supplier's terminal or supplier's POS system. It can be transmitted to the settlement platform through a server, etc.

The settlement platform may include a user information and supplier management department and a user payment information reception and analysis department to collect and analyze information related to the user's travel-related behavior, payment behavior at the supplier, etc., and to proceed with the post-settlement process. It may further include a settlement amount calculation unit, a settlement amount provision and management unit, and a unit for receiving and analyzing other users' travel information. The specific system configuration of the settlement platform will be described later.

The post-settlement process collects discount information related to the payment behavior of the user (traveler, etc.) by supplier and user during the process of proceeding and ending the user's trip, settles the discount amount based on this, and after receiving the discount amount, The next step is to remit the settlement amount to the user. Figure 1 shows this process briefly. The user purchases a service from a supplier (affiliate store) through a mobile app, etc. and makes payment. When the payment is approved through the electronic finance company's server, this information is stored on the platform. can be provided. Users can provide a commission in return for receiving discounts based on post-settlement from the platform. The settlement platform goes through the user's membership registration and payment method information registration process in advance, conducts partnership contracts with suppliers in advance, and receives discount rate information for each supplier.

The settlement platform may request various information from consumers in order to provide post-settlement services and other additional services. Basically, information related to payments made during the trip is received and used to calculate the discount amount. Additionally, by requesting social information related to the companies visited during the trip, additional benefits related to discount rates can be provided. Furthermore, by requesting more travel-related information, it can be used to develop and plan recommended products after analyzing consumer preferences.

Figure 2 is a schematic diagram showing the service outline of the present invention and shows the role or function of each subject and the results that can be obtained by implementing the service. Through the post-settlement service related to discount benefits between the platform and users, various suppliers (affiliate stores) in travel destinations can achieve promotional effects and gain business benefits by performing discount work on behalf of the post-settlement platform instead of directly performing discount work for each company. You can. Results (reports, etc.) obtained through analysis of user consumption behavior can be provided to public institutions or general companies as policy preparation or marketing information. Users can provide post-settlement fees to the platform based on discount benefits, and suppliers can provide affiliate fees to the platform. Additionally, public sectors such as local governments and travel-related organizations can provide tourism revitalization support project expenses to the platform. General companies can also participate in the settlement platform, including financial institutions such as card companies related to users' payment behavior and companies that wish to use the platform for promotional purposes. The platform will receive commissions related to promotional marketing commissions or card issuance from them. You can.

The financial resources for implementing the post-settlement service of the settlement platform may include discounts provided by suppliers such as tourist destination companies and users' post-settlement fees, as well as the local government's tourism business budget or the promotional investment amount of general companies.

Hereinafter, the technical features and effects of the post-settlement service according to the present invention will be described in more detail through preferred embodiments with reference to the drawings.

Figure 3 is a flowchart showing a detailed process for performing the post-settlement service of the present invention. First, the payment method information of the user registering as a member through the settlement platform is registered (step S110). By registering the main payment method, such as a credit card, at the same time as the user registers as a member, it is easy to receive payment information according to the user's payment behavior, and the discount amount for the user's payment amount can be calculated in real time within the platform. .

In the case of credit cards, payment information can be received by linking with the card company, but if necessary, the user can directly enter the payment action results through the mobile app, or take a photo of the receipt received from the supplier after payment and send it to the platform through the mobile app. It can also be sent to . In addition, it is also possible to use the OCR recognition method or to catch the SMS text from the payment notification service sent to the user's mobile device and transmit the text content to the platform. Additionally, payment information from various payment apps running on the user's mobile device can be linked to the platform to receive the relevant information.

The settlement platform also stores discount rate information on the payment amount of the pre-contracted supplier (step S120). The derivation of the discount rate may differ depending on the supplier, and even for the same supplier, it may be applied differently depending on the traveling user's age, gender, presence or absence of a companion, season, and other special conditions, and the traveler's loyalty, etc. is reflected in the initially determined discount rate. It is also possible to adjust it. Table 1 shows exemplary discount rate standards for each supplier.

Based on discount rate supplier a 3% of payment amount supplier b General - 3% of payment amount Regular customer - 5% of payment amount supplier c Normal times - 5% of payment amount Summer peak season - 3% of payment amount

Since discount rate information may vary depending on the day of the week, time of day, consumer age/gender/group nature, etc., the settlement platform can periodically check discount rate changes or receive real-time change information through the supplier's terminal. In addition, the settlement platform may provide the supplier with user information related to age, age, nature of the meeting, etc. to encourage the supplier to apply the corresponding discount rate when making a payment for a specific user.

There are no particular restrictions on the order of registering a user's payment method and storing the supplier's discount rate information, and the process can proceed at any time depending on a new user's membership or partnership with a new supplier.

After user and supplier information is registered and stored, the settlement platform receives payment information including supplier information, purchase amount, and purchase time used by multiple users while traveling, in real time or at once after the end of the trip. Based on the received payment information, the platform collects discount information for each supplier and each user for the payment amount of multiple users (step S130). Discount information is a database of the amounts paid to suppliers by each user, and Table 2 shows the payment amount information for each user by multiple affiliated suppliers. Because users' travel times are different, discount information can be collected and classified based on the user's 'payment period' by applying different start and end times for each user.

supplier a supplier b supplier c User A 10,000 20,000 User B (regular customer) 20,000 30,000 user C 20,000 10,000 10,000 User D (regular customer) 10,000 30,000

Payment amount information is linked to the discount rate for each supplier, and based on the collected discount information, the settlement platform calculates the total discount amount for a specific supplier and a specific user (step S140). The total discount amount for a certain period is derived by reflecting the user's payment status and discount rate conditions for the payment amount for each supplier, and Table 3 shows this total discount amount for each user. Because the travel times of users are different, the timing of deriving the final discount amount may also vary for each user.

supplier a supplier b supplier c Total discount amount User A 300 1,000 1,300 user B 1,000 1,500 2,500 user C 600 300 500 1,400 user D 300 900 1,200

The settlement platform regularly receives discount amounts for multiple users from multiple suppliers over a certain period of time, and sequentially settles the discount amounts received from multiple suppliers for users who have completed their travel, giving the corresponding settlement amount to a specific user. Send money (step S150). Since the cycle of receiving discount amounts from multiple suppliers and the travel completion time of multiple users are different, the actual settlement amount remittance will be completed after the specific user's trip is completed and the user has completed receiving the discount amount from the supplier used during the trip. You can. The settlement amount can be sent to the account that the user set up in advance when signing up as a member.

In addition to remitting the settlement amount, the settlement platform may additionally include a process of receiving travel-related information including travel route and stay time at the destination from the user and analyzing the user's consumption tendency (step S160). Consumption tendency analysis can derive consumption behavior patterns in specific areas for multiple users by linking detailed travel information based on the calculation of settlement amounts related to user payment behavior, and the obtained results can be used for corporate marketing or policy making by public institutions, etc. It can be utilized.

Such a post-settlement service based on travel data requires designing the system in terms of the actions and transaction information transmission and reception of each entity involved in service implementation, such as platform managers, users (travelers), and suppliers affiliated with the platform.

Figure 4 illustrates an exemplary system configuration diagram for implementing a post-settlement service based on travel data. The settlement platform 100 is a server capable of wireless networking and transmits and receives information online with the user's mobile device 200 and the supplier's terminal 300. Additionally, the platform can transmit and receive payment-related information with payment companies 400 such as credit card companies or various payment-related apps running on the user's mobile device. In addition, it is possible to share SNS information provided by users to the platform by linking with various SNS services (500) such as Facebook and Instagram.

The settlement platform basically includes a user information management unit 110, a supplier management unit 120, a discount information collection unit 130, a discount amount calculation unit 140, and a settlement processing unit 150, and is added based on the user's payment information. For efficient analysis and derivation of results, a user travel information management unit 160 and a user consumption tendency analysis unit 170 may be further included.

The user information management unit 110 contains and manages user information and the user's payment method information, and shares personal information for each user so that the user's subscription details and payment method information are displayed through an application running on the user's mobile device. Figure 5 shows an example of personal information displayed on a user's mobile device.

The supplier management unit 120 contains and manages supplier information and discount rate information for the payment amount for services provided by the supplier, and periodically checks whether the discount rate changes due to changes in timing or customer loyalty, and Save changes. If necessary, the supplier management department can include both affiliated and non-affiliated company information.

The discount information collection unit 130 receives payment information including supplier information, purchase amount, and purchase time used by the user while traveling, and collects discount information for each supplier and user for the payment amount of multiple users. , Payment information is created into a database to facilitate calculation of discount amount. Figure 6 exemplarily shows payment history information displayed on the user's mobile device based on information databased by the discount information collection unit. Payment history information may include payment date and time for each supplier, payment amount, payment number, payment history, etc., and payment information may be provided visually along with a related map.

The discount amount calculation unit 140 calculates the total discount amount for the settlement platform for a specific supplier and a specific user based on the collected discount information. Additionally, the settlement processing unit 150 receives discount amounts for a plurality of users from a plurality of suppliers, settles the discount amounts received from the plurality of suppliers, and transmits the settlement amount to a specific user. Figure 7 shows an example of the settlement amount calculated and displayed on the user's mobile device before remitting the settlement amount. Settlement information can include payment details and details of benefits with applied discount rates, and can also visually provide the user's consumption tendencies if necessary.

Since the cycle of receiving the discount amount from multiple suppliers and the travel completion time of multiple users are different, according to the above, the settlement amount remittance process is carried out after the specific user's trip is completed and the user receives the discount amount from the supplier used during the trip. It has been mentioned that this can be done after completion. In contrast, the settlement processing department regularly receives a certain amount as a discount from the supplier, remits the settlement amount to travelers who have completed their trip immediately after the set reference date has elapsed, and regularly sends the settlement amount to each supplier on a quarterly or semi-annual basis. It may be possible to settle the difference between the amount received and the discount amount actually remitted to travelers.

The settlement platform can receive the discount amount, including the affiliate fee, from the supplier and remit the settlement amount excluding the settlement fee to the user. In this way, settlement platforms can increase business profits by earning fees related to discount settlement from users and suppliers. In addition, the funds for remitting the discount can be covered by receiving local tourism budget or corporate promotion investment amount. Furthermore, consumer tendency analysis data can be provided for a fee to travel-related companies, public policy development institutions, and financial companies, and a profit model for planning and selling travel products can also be expected.

In addition to the basic configuration for processing the settlement amount to the user, the post-settlement service system of the present invention may include an additional technical configuration for collecting and analyzing travel information in more detail to derive consumption tendency results, and the user travel information management unit. (160) collects and manages the user's travel-related information, including the user's location, travel route, and stay time at the visited destination. In addition, the user consumption tendency analysis unit 170 determines the user's consumption tendency based on supplier information used by the user while traveling, payment information including purchase amount and purchase time, user's location, travel route, and time spent at the visited destination. can analyze and provide analysis results in the form of a report. .

Information received from the user in the system of the present invention is payment information and includes information on the user's visit or company used, purchase amount, purchase time, etc., and is used to calculate the discount amount. In addition, travel-related information includes the user's movement route, time spent at the visited destination, etc., and is used to develop and plan recommended products after analyzing consumption patterns or consumption tendencies. Such user-related information can also be received in real time simultaneously through a single user mobile app instead of a separate technical configuration.

In the present invention, a user provides social information related to travel destination reviews, ratings, or evaluations to a settlement platform, the settlement platform links the social information to an external SNS platform or provides it to a supplier, and the supplier provides a discount rate for a specific user. can be adjusted. Figure 8 is a schematic diagram showing a screen for sharing user travel information. Social data or content experienced and acquired during the user's trip can be collected through the settlement platform and linked to external platforms such as Instagram and Facebook, and users can access the settlement platform and provide and share their social data. The process can be easily performed through a post-settlement service-related app that runs on the user's mobile device. Social information provided by users to the platform (SNS data such as reviews, ratings, ratings, etc. for specific suppliers) is shared with relevant suppliers to increase loyalty scores and increase discount rates, such as by selecting specific users as power sponsors. You can grant benefits such as increased availability. Information on discount rate changes for specific users, such as discount rate increases, is provided to the settlement platform and is reflected in future discount amount calculation and settlement processing.

The coupon or voucher business that has been used in existing travel businesses and policies is sold to consumers with a small profit after purchasing large quantities in advance, which only encourages competition between suppliers and makes it difficult to break away from the discount-multiple-price method. As a result, there was a lack of response or inconveniences in which use was virtually forced. On the other hand, the post-settlement service of the present invention links the platform and the user's mobile device in real time and shares the user's payment information, allowing discount benefits to be granted only within the scope of the user's free use during the trip without inconveniences such as forced use of coupons, making it innovative. It is expected that discount services for tourist destinations will be realized. In addition, it is expected that agile marketing and customized product development and sales will be possible by building a big data system that collects and analyzes user travel routes and residence time information in connection with consumption data.

Although the present invention has been illustratively described above through preferred embodiments, the present invention is not limited to these specific embodiments and can be used in various forms within the scope of the technical idea presented in the present invention, specifically the scope of the patent claims. It may be modified, changed, or improved.

100: Settlement platform 110: User information management department
120: Supplier management department 130: Discount information collection department
140: Discount amount calculation unit 150: Settlement processing unit
160: User travel information management unit 170: User consumption tendency analysis unit
200: User mobile device 300: Supplier’s terminal
400: Payment company 500: SNS service

Claims (5)

Registering payment method information of users who sign up for membership through the settlement platform,
Storing discount rate information on the payment amount of a pre-contracted supplier in the settlement platform;
The settlement platform receives payment information, including supplier information, purchase amount, and purchase time used by multiple users while traveling, in real time or at once after the end of the trip, and provides information on the payment amount of multiple users by supplier and user. Collecting discount information,
Based on the collected discount information, the settlement platform calculates the total discount amount for a specific supplier and a specific user;
The settlement platform includes the steps of receiving a discount amount for a plurality of users from a plurality of suppliers, settling the discount amount received from a plurality of suppliers, and sending the settlement amount to a specific user,
The above discount rate may vary depending on the supplier, and even at the same supplier, it may be applied differently depending on the user's age, gender, presence or absence of a companion, season, and time of year, and the initially determined discount rate can be adjusted to reflect the user's loyalty. The settlement platform is characterized by periodically checking changes in the supplier's discount rate or receiving real-time discount rate change information through the supplier.
Post-settlement service method based on travel data.
According to paragraph 1,
The settlement platform is a travel data-based post-settlement service method characterized by receiving a discount amount including an affiliate fee from the supplier and remitting the settlement amount excluding the settlement fee to the user.
According to paragraph 1,
Users provide social information related to travel destination reviews, ratings or evaluations to the settlement platform, the settlement platform links the social information to external SNS platforms or provides it to the supplier, and the supplier adjusts the discount rate for specific users. A post-settlement service method based on travel data.
According to paragraph 1,
The settlement platform is a post-settlement service method based on travel data, characterized in that the settlement platform receives travel-related information including travel route and stay time at the visited destination from the user and analyzes the user's consumption tendency.
As a settlement platform that transmits and receives information online with users, suppliers, and payment companies,
A user information management department containing user information and user payment method information,
Supplier management department, which includes supplier information and discount rate information on payment amounts for services provided by the supplier;
A discount information collection unit that collects discount information for each supplier and user for the payment amount of multiple users by receiving payment information including supplier information, purchase amount, and purchase time used by the user during the trip;
Based on the collected discount information, the settlement platform includes a discount calculation unit that calculates the total discount amount for a specific supplier and a specific user;
A settlement processing unit that receives discount amounts for multiple users from multiple suppliers, settles the discount amounts received from multiple suppliers, and remits the settlement amount to a specific user;
A user travel information management department that collects and manages the user's travel-related information, including the user's location, travel route, and stay time at the visited destination, and
It includes a user consumption tendency analysis unit that analyzes the user's consumption tendency based on supplier information used by the user while traveling, payment information including purchase amount and purchase time, user's location, travel route, and time spent at the visited destination.
Post-settlement service system based on travel data.