KR102661721B1 - A circulating management platform system for investment capital with the concept of ownership based on unique product identification - Google Patents

Abstract

The present invention relates to a virtuous cycle management platform system for investment capital. More specifically, consumption is achieved through a platform that combines the existing consumption business model through B2C (business to consumer) commerce and the stock investment business model for companies subject to commerce. It is an investment capital virtuous cycle management platform system based on the concept of ownership based on the so-called unique product identification information, which creates an environment in which ownership of corporate value through investment and investment is possible at the same time, allowing ownership of the corporate value through product purchases to increase in a virtuous cycle. It's about.
In order to achieve the above object, the present invention registers and manages information corresponding to products in at least one form of intangible and tangible products of a company sold through at least one of online and offline channels as unique identification information, An ownership investment management server for virtuous circulation of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights as investment capital through the information; an owner terminal for issuing at least one of the company's stocks, stock exchange rights, stock conversion rights, and stock acquisition rights based on the information managed by the ownership investment management server; and a corporate terminal for uploading and confirming product information managed from the proprietary investment management server.

Description

Investment capital virtuous cycle management platform system based on the concept of ownership based on unique product identification information

The present invention relates to a virtuous cycle management platform system for investment capital. More specifically, consumption is achieved through a platform that combines the existing consumption business model through B2C (business to consumer) commerce and the stock investment business model for companies subject to commerce. It is an investment capital virtuous cycle management platform system based on the concept of ownership based on the so-called unique product identification information, which creates an environment in which ownership of corporate value through investment and investment is possible at the same time, allowing ownership of the corporate value through product purchases to increase in a virtuous cycle. It's about.

Investments are generally made based on three factors: safety, profitability, and liquidity (liquidity). Stability is a factor that minimizes the risk of principal loss and ensures that valuable assets are not damaged before profits, and profitability is the essence of investment. As such, profit is an important factor, and liquidity is a factor of how quickly the invested amount can be converted into cash at any time. Generally, as profitability increases, stability decreases, and when stability is good, liquidity or profitability decreases. In most cases, they act in conflict with each other.

Meanwhile, in recent years, with the rapid spread of high-speed Internet networks and the rapid development of communication media, an environment has been created in which an unspecified number of people can invest directly or indirectly, regardless of time, space, or specific qualifications. The general public, who find it difficult to easily allocate investment capital among their assets, are realistically difficult to start investing due to the influence of the above three factors due to capital limitations.

Additionally, as an example, a QR code (Quick Response code) is a bar code in a matrix format that represents information in a black and white grid pattern. Existing bar codes are basically arranged horizontally and can only contain up to 20 numeric characters. Although it is a one-dimensional structure, a QR code is a two-dimensional structure that can record up to 7,089 numbers, up to 4,296 letters, and up to 1,817 Chinese characters using horizontal and vertical directions. At best, barcodes can only record information such as a specific product name or manufacturer, but QR codes can contain long Internet addresses (URLs), photo and video information, map information, business card information, etc.

In order to solve the above problems, information corresponding to products in at least one of the intangible and tangible forms of a company sold through at least one of online and offline channels is collected using a QR code, which is an example of unique identification information. There is a need for an intuitive platform environment that manages and uses the information to acquire at least one of the corporate ownership rights of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights along with the purchase of a product. am.

Accordingly, by increasing accessibility to ownership of corporate value through purchasing products that are familiar to individual small-scale investors, and at the same time utilizing a virtuous cycle of investment with an appropriate balance of stability/profitability/liquidability, it is possible to revitalize marketing for the company's own products and at the same time There is a demand for the development of a virtuous cycle management platform system for investment capital based on the concept of ownership based on unique product identification information that can increase value.

Republic of Korea Patent Publication No. 10-2015-0017781 Republic of Korea Patent Publication No. 10-2016-0011312

The present invention was devised to solve the problems of the prior art described above, and is intended to go beyond the existing business model environment consisting of commercial transactions and corporate value ownership investment, and to enable individual small investors to own corporate value through the purchase of familiar products. A virtuous cycle of investment capital based on the concept of ownership based on product unique identification information that can increase corporate value while revitalizing marketing for the company's own products by utilizing a virtuous cycle of investment with an appropriate balance of stability/profitability/liquidability while increasing accessibility to the company. The purpose is to provide a management platform system.

However, the technical challenges that this embodiment aims to achieve are not limited to the technical challenges described above, and other technical challenges may exist.

In order to achieve the above object, the present invention registers and manages information corresponding to products in at least one form of intangible and tangible products of a company sold through at least one of online and offline channels as unique identification information, An ownership investment management server for virtuous circulation of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights as investment capital through the information; an owner terminal for issuing at least one of the company's stocks, stock exchange rights, stock conversion rights, and stock acquisition rights based on the information managed by the ownership investment management server; A corporate terminal for uploading and confirming product information managed from the proprietary investment management server.

In addition, the ownership investment management server is information corresponding to the product, and at least one of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights of the concept of corporate ownership that can acquire stocks of a company selling the product at a specified price. It is characterized by having a stock exchange voucher information management module for managing information about one or more rights by organizing them into unique identification information of at least one or more of QR (Quick Response) code, bar code, and biometric identification code.

In addition, the proprietary investment management server is characterized by being equipped with a stock exchange voucher issuance management module to support the issuance of stock rights for intangible products in proportion to the usage time of the site where the product is provided.

In addition, the stock exchange voucher issuance management module is characterized in that it supports the issuance of rights to stocks for intangible products in proportion to the number of accesses according to the specified location of the site where the product is provided.

In addition, the ownership investment management server adjusts the stock exchange rights for managing by adjusting the issuance ratio and issuance time for at least one or more of the corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights. It is characterized by having a module.

In addition, the ownership investment management server collects product information transmitted by a corporate terminal and provides at least one of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights of the concept of ownership in which multiple companies are individually specified through one space. It is characterized by having a product transaction module to support product sales corresponding to the above rights.

In addition, the ownership investment management server supports the issuance of at least one right among corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights to the owner terminal, and at least one of the corporate and sold products for the issued rights. It is characterized by being equipped with a stock exchange voucher big data module to store and manage information corresponding to issuance as one or more items and to construct the information as big data.

In addition, the ownership investment management server conducts transactions of at least one of the rights of at least one of company-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights issued to the owner terminal between a plurality of owner terminals. It is characterized by having a stock exchange voucher trading module to support it.

In addition, the owned investment management server uses at least two of a plurality of owner terminals, corporate terminals, and owned investment management servers as nodes, and manages issued and managed corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights. It is characterized by recording encrypted information, including information about at least one right and transaction-related information, in a block, and providing a blockchain module to connect multiple blocks in a chain form.

In addition, the blockchain module targets at least one of issued corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights, and unissued corporate-owned stocks, stock exchange rights, stock conversion rights, and Information on at least one of the stock acquisition rights and information related to transactions are not subject to encryption.

The virtuous cycle management platform system for investment capital based on the concept of ownership based on product unique identification information according to the present invention is a platform that combines the consumption business model through commerce and the stock investment business model for companies subject to commerce, enabling businesses through consumption and investment. By creating an environment where value ownership is possible at the same time, it is possible to provide ownership of the corporate value through product purchases.

Additionally, the company can increase its liquidity through the purchased amount and achieve natural marketing effects from the purchase.

In conclusion, by increasing accessibility to owning corporate value through purchasing familiar products targeting individual small-scale investors, and at the same time utilizing a virtuous cycle of investment with an appropriate balance of stability/profitability/liquidability, the company can simultaneously revitalize marketing for the company's own products. Enables a virtuous cycle of investment capital with the concept of ownership based on unique identification information for products that can increase value.

However, the effects of the present invention are not limited to the effects described above, and effects not mentioned can be clearly understood by those skilled in the art from this specification and the attached drawings.

Figure 1 is a configuration diagram of an investment capital virtuous cycle management platform system with the concept of ownership based on unique product identification information according to an embodiment of the present invention.
Figure 2 is a flow chart showing a virtuous cycle management method of investment capital with the concept of ownership based on unique product identification information according to an embodiment of the present invention.

Terms or words used in this specification and claims should not be construed as limited to their common or dictionary meanings, and the inventor may appropriately define the concept of terms in order to explain his or her invention in the best way. It must be interpreted with meaning and concept consistent with the technical idea of the present invention based on the principle that it is.

Therefore, the embodiments described in this specification and the configurations shown in the drawings are only one of the most preferred embodiments of the present invention, and do not represent the entire technical idea of the present invention, so they can be replaced at the time of filing the present application. It should be understood that various equivalents and variations may exist.

Hereinafter, with reference to the drawings, the investment capital virtuous cycle management platform system with the concept of ownership based on unique product identification information according to the present invention will be described.

Figure 1 is a configuration diagram of an investment capital virtuous cycle management platform system with the concept of ownership based on unique product identification information according to an embodiment of the present invention.

The present invention is basically comprised of a proprietary investment management server, an owner terminal, and an enterprise terminal.

More specifically, the present invention registers and manages information corresponding to products in at least one or more of the intangible and tangible forms of a company sold through at least one of online and offline as unique identification information, and manages the information. An ownership investment management server for virtuous circulation of at least one of the rights of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights under the concept of corporate ownership into investment capital, and the company's stocks based on the information managed by the ownership investment management server, It includes an owner terminal for issuing at least one of stock exchange rights, stock conversion rights, and stock acquisition rights, and a company terminal for uploading and confirming product information managed from the ownership investment management server.

In addition, the present invention includes all rights to stocks among the above rights, and may also include stocks for new/old stocks, stocks with the characteristics of common stocks/preferred stocks, etc.

In addition, as an example of a stock conversion right, its essence has the characteristics of a bond, but it means the right to later convert it into stocks and have the characteristics of a stock. As an example of a stock acquisition right, its essence has the characteristics of a bond. However, it is a bond with the conditional nature of being able to acquire stocks (e.g., new stocks, etc.), which means the right to acquire some or all of it with stocks (e.g., new stocks, etc.) at a later date. As an example of a stock exchange right, It refers to the right to exchange the value of company A's stock for company B's stock.

In addition, the above rights are not limited to the example described, and may apply to all rights to stocks.

In addition, each of the owner terminals and corporate terminals connects to the proprietary investment management server through the network and communicates to process processes related to purchase and investment information, and these owner terminals and corporate terminals are desktops, tablets, netbooks, and personal digital assistants (PDAs). It should be interpreted as including various communication means such as digital assistant), PMP (portable multimedia player), smartphone, wearable smart device, etc., and various functions provided by the proprietary investment management server through web-based or separate software/application, etc. You can run .

In addition, the proprietary investment management server may be constructed to function as a kind of web server, database server, or mobile server. For example, the processed results may be displayed on a web page through an online network or the necessary input data may be displayed through a web page. In addition to simple text, images, sounds, videos, etc., web pages can be interpreted as including software to perform specific tasks such as web applications, and can also be installed on desktops, laptops, smartphones, tablet PCs, etc. It can also be built to provide interfaces with applications that

In addition, the online network referred to in the present invention may be a core network integrated with a wired public network, wireless mobile communication network, or mobile Internet, etc., and may be a core network integrated with the TCP/IP protocol and various services existing in its upper layer, that is, HTTP (Hyper Text Transfer). Protocol), HTTPS (Hyper Text Transfer Protocol Secure), Telnet, FTP (File Transfer Protocol), DNS (Domain Name System), and SMTP (Simple Mail Transfer Protocol). , It is not limited to these examples, but comprehensively refers to a data communication network that can transmit and receive data in various forms.

Below, we will look at specific details related to the owner terminal and enterprise terminal.

<Main components, functions and effects of owner terminals and enterprise terminals>

* Input module

Owner terminals and company terminals can also input content corresponding to purchase and investment information through at least one of the text input method, touch input method, and voice input method.

In addition, the input module may include a number of input keys and function keys for receiving numeric or character information and setting various functions. The function keys include direction keys, side keys, and shortcut keys set to perform specific functions. Additionally, the input module may generate key signals related to controlling functions of the owner terminal and the enterprise terminal and transmit them to the owner terminal and the enterprise terminal.

In addition, QWERTY keypad, 3*4 keypad, 4*3 keypad, Ball Joystick, Optical Joystick, Wheel Key, Touch key, Touch Pad and It may be formed with any one or a combination of input means such as a touch-screen.

In addition, as an example, when the owner terminal and corporate terminal support a full touch screen, only the volume key for volume control formed on the side of the case of the terminal, the screen on/off, and the power key for turning the mobile terminal on/off are included. In particular, various input signals such as input signals directing access to the proprietary investment management server, input signals corresponding to authentication information input, input signals directing selection of a specific sandbox, input signals directing change of color and transparency of content, etc. It is also possible to generate input signals and transmit them to the proprietary investment management server.

* Terminal control module

It can also control the overall operation of the virtuous cycle consumption platform of the investment capital that the owner terminal and the corporate terminal want to receive, control the signal flow between the internal blocks of the owner/corporate terminal, and perform a data processing function to process data.

In addition, for example, the terminal control module measures the Central Processing Unit (CPU), Application Processor, etc., and GPS (Global Positioning System)-based measurements to generate real-time location information of the owner/company terminal. A sensor may also be provided.

Below, we will look at specific details related to the proprietary investment management server.

<Main components, functions and effects of proprietary investment management server>

* Stock exchange voucher information management module

As information corresponding to the above product, QR ( It is managed by consisting of at least one unique identification information among Quick Response) code, barcode, and biometric identification code.

In addition, as an example, information corresponding to a product in at least one of the intangible and tangible forms of a company sold through at least one of online and offline channels, unique identification information (e.g., specific serial number, QR code, barcode) , biometric identification code, etc.) to identify the company for the product being purchased, and to purchase at least one of the stocks, stock exchange rights, stock conversion rights, and stock acquisition rights owned by the company at a specified price. You can also make it manageable.

In addition, as an example of the price specified above, the amount that can be acquired is specified as 10,000 won per week, and the possible period may be limited to one month from the date of purchase of the product.

In addition, when the unique identification information is input to the owner terminal, it may be possible to attract a practical owner for using the accumulated points and stamps by accumulating at least one of points and stamps in the owner terminal.

In addition, as an example, the above stamp is accumulated once per order and payment for a specific company's products, and is provided free of charge for products sold by the company depending on the number of times the stamp is accumulated on the owner's terminal where unique identification information is entered. Support may also be provided to enable provision.

In addition, while informing the owner's terminal of events that are operated separately for each company, at least one of the company's location, contact information, new product list, applied discount rate, and price are transmitted along with the company's product information when announcing the event. It can increase the repurchase rate and enable efficient marketing for small and medium-sized companies.

In addition, as an example, it supports the ability to donate accumulated points at the request of the owner terminal, so that when the owner terminal requests donation of accumulated points, the points themselves are accumulated in the name of a specific donation organization, and then the donation organization receives the accumulated points. It can also be used when purchasing products sold by the relevant company.

In addition, information on the point donation status of the owner who donated to the donation organization (e.g. name of the donation organization, date of donation, contact information of the donation organization, amount of donated owner points, etc.) is sent to the terminal of the owner who requested the donation, so that the owner can feel that he or she has actually participated in the donation. This can make you feel personally happy.

* Stock exchange voucher issuance management module

For intangible products, we support the issuance of stock rights in proportion to the time spent on the site where the product is provided.

In addition, as an example, the rights to the stocks may include at least one or more rights among corporate ownership stocks, stock exchange rights, stock conversion rights, and stock acquisition rights.

In addition, as an example, based on the accumulation of site usage time for a company that sells online intangible products through the owner's terminal, stock exchange rights (e.g., stock exchange rights for one share of Company A, etc.) are issued based on the purchase of one product. In this case, it can be supported so that the issuance of stock exchange vouchers according to the purchase of one product is reflected as multiple (e.g., 2 to 5, etc.) or prompt payment in response to the accumulated usage time.

In addition, for intangible products, it supports the issuance of stock rights in proportion to the number of accesses according to the specific location of the site where the product is provided.

In addition, as an example, the rights to the stocks may include at least one or more rights among corporate ownership stocks, stock exchange rights, stock conversion rights, and stock acquisition rights.

In addition, as an example, the number of times a specific site of a company selling online-based intangible products is accessed (e.g., a site screen where the company's product introduction is exposed, etc.) is accessed through the owner's terminal, and the corresponding counter count is calculated. Based on accumulation, basically, if only one stock exchange voucher (e.g. stock exchange voucher for one share of Company A, etc.) is issued for the purchase of one product, multiple stock exchange vouchers are issued for the purchase of one product in response to the accumulated usage time. (e.g. 2 to 5 items, etc.) Alternatively, you can support it to be reflected through prompt payment.

Additionally, for intangible products, it is possible to support the issuance of stock rights in proportion to the number of accesses to the site where the product is advertised.

In addition, as an example, the rights to the stocks may include at least one or more rights among corporate ownership stocks, stock exchange rights, stock conversion rights, and stock acquisition rights.

In addition, as an example, the number of times a site/banner, etc. where an online-based intangible product is advertised, is accessed is counted through the owner's terminal, and based on the accumulation of the corresponding counter number, basically a stock exchange ticket corresponding to the purchase of one product (e.g. A If there is only one issuance of stock exchange vouchers (e.g., for one company share), it may be supported to reflect the issuance of stock exchange vouchers for the purchase of one product as multiple (e.g., 2 to 5, etc.) or prompt payment in response to the accumulated usage time. there is.

* Stock exchange voucher adjustment module

Manage by adjusting at least one of the issuance ratio and timing of issuance of at least one of the corporate ownership rights: stocks, stock exchange rights, stock conversion rights, and stock acquisition rights.

In addition, as an example, at the request of the corporate terminal, at least one of the stocks, stock exchange rights, stock conversion rights, and stock acquisition rights under the concept of corporate ownership is reflected by factors such as the company's fluctuating value, product launch, and fluctuating prices. Support may be provided to adjust the issuance rate and timing of rights issuance.

In addition, as an example, according to the publicly available stock value of a company (information collected through connection to an external server that provides such information), stocks, stock exchange rights, and stocks under the concept of corporate ownership according to unique identification information that is previously managed. The issuance ratio and timing of issuance of at least one of the conversion rights and stock acquisition rights may be adjusted.

* Product trading module

By collecting product information transmitted by corporate terminals, multiple companies support the sale of products corresponding to at least one right among individually specified ownership stocks, stock exchange rights, stock conversion rights, and stock acquisition rights through a single space. do.

In addition, as an example, one site (space) that integrates multiple products from multiple companies where at least one of the ownership rights of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights can be paid at the same time as purchasing the product. It is also possible to support an environment in which products can be sold.

In addition, as an example, it is possible to support an environment in which points are generated and accumulated points corresponding to the price of the product purchased and paid for each owner's terminal.

In addition, it is possible to support visits to a company for products purchased by the owner by supporting the owner to order and pay for the desired product in advance before visiting the company offline through the owner's terminal with an existing purchase history.

Additionally, by supporting the owner terminal to make payments using accumulated points, it is possible to attract practical owners to use the accumulated points.

In addition, in addition to points, additional points can be provided by linking with various general-purpose payment services (e.g., credit/check cards issued by first and second financial institutions, pay services that can be paid on the web, pay registered on the owner's terminal, account transfer, various gift certificates, etc.) Convenience in payment can also be secured.

* Stock Exchange Big Data Module

Supports the issuance of at least one or more rights among corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights to the owner terminal, and information corresponding to the issuance as at least one of the company and sold products for the issued rights. is stored and managed, and the information is constructed as big data.

In addition, as an example, issuance and response to at least one of investment, purchase, resale, and exchange of at least one or more rights among corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights based on the owner's terminal. Through the process of storing and managing the information, it is possible to construct big data about which company's products the owner purchased, the place (site) where the purchase was made, transaction details, etc.

In addition, as an example, loss, damage, theft, leakage, forgery, falsification, etc. of storage media storing at least one of the corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights managed through unique identification information. If an economic loss occurs due to a problem in securing the safety of the unique identification information, the owner may send the reason for the problem in securing the safety and the facts of the problem to the ownership investment management server through the owner's terminal, and the information will be linked to the server. The stock exchange voucher big data module receives unique identification information on the regular basis and safety issues, and based on the received information, the proprietary investment management server (stock exchange voucher information management module) generates new unique identification information, By erasing unique identification information that has safety issues, we can systematically specify solutions for cases where security is difficult to secure due to loss, damage, theft, leakage, forgery, or alteration of unique identification information, thereby continuously ensuring the safety of transactions. It may be possible.

In addition, as an example, statistical data is obtained based on the stored transaction information, and at least one of stocks, stock exchange rights, stock conversion rights, and stock acquisition rights of the concept of corporate ownership are obtained based on at least one of the obtained statistical data and the stored transaction information. It can also be classified into the above rights issuance/product payment method information, relevant rights transaction history information, product purchase history information, point accumulation information, etc.

* Stock exchange voucher trading module

It supports the sale and exchange of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights issued to the owner terminal between multiple owner terminals.

In addition, as an example, if an owner terminal that has been issued a stock exchange voucher and has not yet exchanged it for stocks requests the purchase of the stock exchange voucher, the purchase of the exchange voucher may be proposed to multiple other owner terminals or may be supported to be processed by the ownership investment management server. there is.

Additionally, if the owner of the stock exchange voucher requests to purchase the exchange voucher for personal reasons, the purchase process can proceed quickly by proposing the purchase of the exchange voucher through the terminals of multiple other owners.

Alternatively, in a situation where the owner's terminal sells stock exchange rights as a quick sale, the stock exchange rights can be purchased through a purchase cost processing process directly from the ownership investment management server.

In addition, as an example, the current market price of issued stock exchange certificates can be disclosed in real time, and it is also possible to support multiple owner terminals to check the stock exchange certificate prices between multiple owner terminals through the public server of an operator with stock-related public trust.

* Blockchain module

Information on the rights of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights that are issued and managed using at least two of a plurality of owner terminals, corporate terminals, and owned investment management servers as nodes, and Encrypted information, including information related to transactions, is recorded in blocks, and multiple blocks are connected in the form of a chain.

In addition, the encrypted information targets at least one or more rights among issued corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights, and unissued corporate-owned stocks, stock exchange rights, stock conversion rights, and By not encrypting information about at least one of the stock acquisition rights and information related to transactions, only the rights actually issued can be managed as encrypted information.

In addition, as an example, in the present invention, transaction history information such as sale/purchase/exchange for at least one of the rights of unique identification information, stocks in the concept of product/corporate ownership, stock exchange rights, stock conversion rights, and stock acquisition rights, etc. can be objectively collected. Looking at the management plan, multiple owner terminals, corporate terminals, proprietary investment management servers, etc. function as blockchain nodes, and these nodes can be used to purchase corporate products, stocks under the concept of corporate ownership, stock exchange rights, stock conversion rights, etc. By recording encrypted information, including information about at least one of the stock acquisition rights and information related to transactions, in a block and connecting multiple blocks in a chain to verify the integrity of the encrypted information, the result is a blockchain. It is also possible to create a transparent investment trading market by sharing related information with third parties through the network in a way that cannot be forged or altered.

In addition, looking more specifically at the proprietary investment management server in the present invention, various data managed by the server and the stock exchange big data module are pre-processed (data pre-processing module), and statistical data is generated based on the pre-processed data. It may be provided with a mining analysis module that performs mining analysis based on at least one of acquired and preprocessed data and acquired statistical data.

Additionally, looking at the proprietary investment management server in the present invention in more detail, the mining analysis performed by the mining analysis module among the proprietary investment management servers is time-series, short-term analysis, that is, the concept of real-time data analysis as well as management. It may include data analysis from a micro perspective for each piece of data.

Here, data preprocessing, which is performed by the mining analysis module as a preliminary step of mining analysis, processes various data managed by the proprietary investment management server and the stock exchange big data module to derive information more helpful for analysis and provide more detailed information. Reflecting trends and changes based on processed data, analyzing patterns of continuous data through combined transformation of periodic functions, analyzing patterns by converting time series data into string form, and analyzing patterns by converting time series data into string form. It may include an analysis process, etc. Additionally, the data preprocessing performed by the data preprocessing module is more specifically smoothing, which removes noise from the data, and normalization, which refines the data to fit into a smaller range. ), may also include discretization, which replaces the data value with another range or higher level concept.

Looking specifically at the mining analysis performed in the mining analysis module, statistical data classified by the owner's objective factors such as the owner's residential area, age, gender, etc. is obtained based on the pre-processed data, and the pre-processed data and acquisition are obtained. Preferred product data for each owner, preferred company data for each owner, and preferred stock rights data for each owner based on Decision Tree, a single analysis algorithm, using at least one of the statistical data. Construct a model to generate at least one or more data, or analyze elements such as evaluations or emotions in the data to cluster the distribution of opinions on related topics, or construct a model to quantify the evaluations and provide them statistically, and then construct a model to provide statistical data. By arranging a single analysis algorithm in parallel, the analysis model can be updated in the form of a boosted tree by utilizing the boosting technique, which is a combination/combination of multiple single analysis algorithms. Moreover, by analyzing patterns that occur when a defective single analysis algorithm is repeated among single analysis algorithms, the defective single analysis algorithm can be excluded when updating the analysis model in the form of multiple single analysis algorithms.

In addition, looking at mining performed in the mining analysis module, various data managed by the proprietary investment management server and stock exchange big data module are generally stored in the form of text data, and simple text data is unstructured. Because it is unstructured data, automated analysis is difficult in itself. Therefore, in order to analyze text data, it goes through a formalization (preprocessing) process to enable automated analysis.

In addition, based on text mining, there is an opinion mining process that finds out not only the meaning from the text but also emotional information about the recorded text. Opinion mining involves evaluation or appraisal of text data about a certain object. By analyzing factors such as these, the distribution of opinions on related topics can be clustered or evaluations can be quantified and provided statistically.

More specifically, when opinion mining is introduced into the mining analysis module, information contained in data classified by the owner's objective factors such as the owner's residence area, age, gender, etc., information data transmitted from the company/owner terminal, and overall ownership It is easy to check what kind of evaluation or emotion (e.g., correlation with product preference corresponding to each data, etc.) for the data managed by the investment management server, and what kind of average evaluation (e.g., You can check whether all data is related to corresponding product preferences, etc., so you can receive help in making decisions through related algorithms.

In addition, based on the preprocessed data, any evaluation is made on the data classified by the owner's objective factors such as the owner's residential area, age, gender, etc. (e.g., the owner's product preference by region, the owner's product preference by gender, It is easy to check whether the owner's product preference according to age, etc.), and the overall statistical data provides any evaluation for each category (e.g., product preference by region/age, product preference by region/gender, region/ You can check whether product preferences are based on age/gender, etc.), which can help you analyze classified and statistical data.

In addition, the ownership investment management server uses a machine learning method based on at least one of preprocessed data and mining analysis data to generate preferred product data for each owner and preferred company data for each owner. and a preference generation module for generating at least one of preferred stock rights data for each owner.

More specifically, the preference generation module uses gradient descent, one of the machine learning methods, based on at least one of the data analyzed by the mining analysis module and the preprocessed data for each It generates at least one of the following data: preferred product data for each company by owner, preferred company data for each owner, and preferred stock rights data for each owner. Machine learning is basically a trial and error process that results from the agent selecting a certain action. It is a type of machine learning that learns a given environment (state), determines and executes an action according to a set policy, and learns by modifying the action policy based on the reward obtained according to the action.

Specifically, looking at the gradient descent method, the gradient descent method is primarily a machine learning regression analysis that guesses the 'functional relationship' that determines which function the given data was generated from. In other words, from the data set (x, y) It can be said to be a process of generating a hypothesis using a learning algorithm, entering data into the generated hypothesis to obtain predicted value data, and learning what equations correspond to these hypotheses and what the coefficients mean.

Additionally, in machine learning regression analysis, if the coefficients of an equation are linear, it is called Linear Regression Analysis. If the equations have multiple coefficients, it is called Multiple Linear Regression Analysis. Test data is y= The result of finding the weight value (w) and bias value (b) suitable for the data through learning with data created by mixing a slight error in the You can find an appropriate function through gradient descent.

In addition, by calculating the difference between the drawn line and the distribution of each data when learning a hypothesis about data, it can be known that the line with the smallest difference is the line suitable for this model. This is called the cost function, and the cost function is Using this, you can infer how much the actual hypothesis differs from the indicated value.

Specifically, the cost function (error function) consists of two parameters (w, b), so it can be expressed in two-dimensional space, so the height of the error function at each point is the error with respect to a straight line, and some straight lines are It has a smaller error than other straight lines, and for example, when performing a gradient descent algorithm in Tensor Flow, it starts from a point on this plane and moves to find a straight line with a smaller error.

In addition, in order to calculate the slope of the error function, the process of differentiating the error function is performed, and each time the process of finding a straight line is repeated, partial differential equations for w and b are needed to be calculated to determine the direction of movement.

In multiple regression analysis, the input data x used in single regression analysis is two or more. For example, in the case of multiple regression analysis with two variables (x1, x2), it is defined as y = w1*x1 + And through learning, you can find a plane that fits the data.

Through the above single and multiple linear regression analysis, it can be seen that if any data exists, a function representing that data can be learned.

In addition, gradient descent is an optimization algorithm for minimizing cost. Optimization refers to selecting the one that best satisfies a given criterion among several allowable values. In order to find the location of the minimum value of the function, the gradient of the cost function is applied in the opposite direction. It can be said to be a process of finding the optimal parameter by moving little by little with the step size defined as . Briefly, it is a method of finding the minimum value of the function using the gradient.

Additionally, the proprietary investment management server uses a deep learning method based on at least one of pre-processed data, mining-analyzed data, and data generated by the preference generation module to provide information on newly released products for each company. It may be equipped with a preference prediction module to predict the existing owner's preference. Here, looking at deep learning algorithms, some of the deep learning algorithms may be implemented as convolutional neural network (CNN) algorithms. , the convolutional neural network algorithm may include one or more convolutional layers, one or more activation functions, and one or more pooling layers, where each convolutional layer may be composed of one or more convolutional filters. The structure of this convolutional neural network may vary depending on specific embodiments of the present invention.

Figure 2 is a flow chart illustrating a virtuous cycle management method of investment capital based on the concept of ownership based on unique product identification information according to an embodiment of the present invention.

On the other hand, the virtuous cycle management method of investment capital based on the ownership concept based on product unique identification according to the present invention basically includes a product unique identification information management step, a stock exchange voucher issuance step, a stock exchange voucher transaction stage, and a blockchain stage.

More specifically, the proprietary investment management server registers and manages information corresponding to at least one of the intangible and tangible products of the company sold through at least one of online and offline channels as unique identification information. Identification information management step, and issuance of stock exchange rights, in which at least one of the company's stocks, stock exchange rights, stock conversion rights, and stock acquisition rights is issued based on information managed in the ownership investment management server for the product purchased by the owner terminal. Step, wherein the ownership investment management server supports trading of at least one of the company's stocks, stock exchange rights, stock conversion rights, and stock acquisition rights issued to the owner terminal between a plurality of owner terminals. Stock exchange note transaction stage, and the ownership investment management server uses at least two of a plurality of owner terminals, corporate terminals, and ownership investment management servers as nodes, and issues and manages corporate-owned stocks, stock exchange rights, stock conversion rights, and It includes a blockchain step of recording encrypted information, including information about at least one of the stock acquisition rights and information related to transactions, in a block and connecting multiple blocks in the form of a chain.

In the above description of the present invention with reference to the attached drawings, the specific shape and direction have been mainly described. However, the present invention can be modified and modified in various ways by a person skilled in the art to which the invention pertains. Modifications and changes should be construed as being included in the scope of rights of the present invention.

Claims (10)

Register and manage information corresponding to products in at least one of the intangible and tangible forms of a company sold through at least one of online and offline channels as unique identification information, and use that information to create stocks and shares under the concept of corporate ownership. a proprietary investment management server for virtuous circulation of at least one of exchange rights, stock conversion rights, and stock acquisition rights into investment capital;
an owner terminal for issuing at least one of the company's stocks, stock exchange rights, stock conversion rights, and stock acquisition rights based on the information managed by the ownership investment management server;
It includes a corporate terminal for uploading and checking product information managed from the proprietary investment management server,
The proprietary investment management server,
As information corresponding to the above product, information on stocks, stock exchange rights, stock conversion rights, and stock acquisition rights in the concept of corporate ownership that allows the acquisition of stocks of companies selling the product at a specified price is provided by a QR (Quick Response) code and barcode. and a stock exchange voucher information management module for configuring and managing the unique identification information of the biometric code;
A stock exchange voucher issuance management module for supporting the issuance of stock rights for intangible products in proportion to the usage time of the site where the product is provided;
a stock exchange right adjustment module for adjusting and managing at least one of the issuance ratio and issuance time for at least one of the corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights;
By collecting the product information transmitted by the corporate terminal, multiple companies can sell products corresponding to at least one right among individually specified ownership stocks, stock exchange rights, stock conversion rights, and stock acquisition rights through a single space. A product trading module to support;
Supports the issuance of at least one or more rights among corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights to the owner terminal, and corresponds to the issuance by at least one of the companies and products sold for the issued rights. A stock exchange big data module for storing and managing information and constructing the information as big data;
A stock exchange voucher trading module for supporting the trading of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights issued to the owner terminal between multiple owner terminals. ;
Information on the rights of at least one of corporate-owned stocks, stock exchange rights, stock conversion rights, and stock acquisition rights that are issued and managed using at least two of a plurality of owner terminals, corporate terminals, and owned investment management servers as nodes, and It is equipped with a blockchain module to record encrypted information including transaction-related information in a block and connect multiple blocks in a chain form;
The stock exchange voucher information management module is,
Purchase one or more of the above stocks, stock exchange rights, stock conversion rights, and stock acquisition rights at a specified price, but limit the purchase to a preset period from the date of purchase of the product,
When the unique identification information is input to the owner terminal, points are accumulated in the owner terminal,
By supporting the accumulation of points to be donated at the request of the owner terminal, when the owner terminal requests the accumulated points to be donated, the points themselves are accumulated in the name of a specific donation organization, and then the donation organization corresponds to the accumulated points. It can be used when purchasing products sold by companies,
The stock exchange voucher issuance management module is,
For intangible products through the owner terminal, we issue and support multiple stock exchange vouchers for the purchase of one product according to the number of accesses and accumulated usage time on the website screen and banner where the product introduction of the company is exposed. And
The blockchain module is,
With the encrypted information,
The target is at least one right among issued corporate ownership stocks, stock exchange rights, stock conversion rights, and stock subscription rights, and at least one right among unissued corporate ownership stocks, stock exchange rights, stock conversion rights, and stock subscription rights. Characterized in that information about and information related to transactions are not subject to encryption.
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