KR102624863B1 - Method for compensating removal expenses by matching personal information provider and customer - Google Patents

Abstract

A method of compensating moving expenses through matching between personal information providers and consumers is launched. The moving cost compensation method through matching between the personal information provider and the consumer includes a first step of receiving consumer information, at least one personal information item desired to be provided from the provider, and point information from each of the consumer terminals, the first step The second step of classifying the consumer information, personal information items, and point information received by the consumer and providing them to a provider terminal that can be confirmed by the provider, and the consumer to whom the provider will provide personal information. A third step of receiving selection information including target consumer information about the consumer and information on at least one personal information item desired to be provided to the target consumer from the provider terminal, using the selection information and the point information A fourth step of calculating points to be provided to the provider terminal for each consumer terminal and transmitting the personal information of the provider corresponding to the selection information to the consumer terminal, receiving the calculated points from the consumer terminal to the provider It may include a fifth step of providing the moving service terminal to the terminal or the provider.

Description

Method for compensating removal expenses by matching personal information provider and customer}

The present invention relates to a method of compensating for moving expenses through matching between a personal information provider and a consumer. In particular, the personal information provider and the consumer provide the personal information of the personal information provider within the mutually desired range and receive compensation to cover moving expenses. This is about a method of compensating for moving expenses through matching between personal information providers and consumers.

Each individual has unique information about himself, such as resident registration number, marital status, school attended, military service, religion, address, etc. Among such information, there is information related to the individual's private life that he does not want to be made public and is not disclosed to an unspecified number of people. There may be information that does not matter if it is made public. In general, personal information is protected as privacy, and since individuals do not want their information to be disclosed to an unspecified number of people, personal information There are few places where it is systematically collected.

On the other hand, such personal information is essential for business operators who wish to conduct a survey targeting a specific group to establish a marketing plan, etc., or to send direct mail (DM) to a specific consumer group to promote sales. However, there are significant difficulties in obtaining the necessary personal information.

Therefore, it would be very convenient for companies to retain a large number of personal information provided by individuals and provide it to companies that need it, and if they compensate for the provision of personal information according to the provision of information, they can make profits by utilizing personal information. It will be useful for both.

Public Patent Publication No. 2001-0111953 (2001.12.20.) Personal information brokerage method using a computer communication network

The problem to be solved by the present invention is to provide the personal information of the personal information provider within the scope desired by the personal information provider and the consumer, receive compensation for the same, and cover moving expenses through matching between the personal information provider and the consumer. The purpose is to provide a method of compensating costs.

In order to achieve the above task, the moving cost compensation method through matching between the personal information provider and the consumer according to an embodiment of the present invention is to receive consumer information, which is information about the consumer, from each of a plurality of consumer terminals on the server, and from the provider. At least one personal information item desired, point information regarding points matched for each personal information item, provision period information for selecting a period for the provider to provide the personal information to the consumer from the consumer terminal, and the provision. A first step of receiving first point addition information set for each period information, the consumer information received in the first step from the server, the personal information items, the provision period information, the first point addition information, and the A second step of dividing point information by consumer and providing it to a provider terminal that can be confirmed by the provider, target consumer information on the target consumer who is the consumer to whom the provider is to provide personal information on the server, and the target consumer A third step of receiving selection information from the provider terminal, including information on at least one personal information item desired to be provided and information on a period for providing the personal information to the target consumer, the selection at the server. A fourth step of calculating points to be provided to the provider terminal for each consumer terminal using information, the point information, and the first point addition information, the server providing the personal information of the provider corresponding to the selection information. A fifth step of transmitting to the consumer terminal, receiving the calculated points from the consumer terminal and providing them to the provider terminal or a moving service terminal that provides moving services to the provider, provided by the consumer from the consumer terminal in the server Receiving provider condition information, which is information about the conditions of the provider you want to receive, receiving the provider information of the provider from the provider terminal at the server and comparing the provider information with the provider condition information, and at the server, It may include performing the first to fifth steps only when the provider information and the provider condition information match.

The first step includes receiving, from the server, advertisement information for selecting an advertisement to be provided from the consumer terminal to the provider terminal and second point addition information set for each advertisement information, and the second The step includes providing the consumer information, the personal information item, the advertisement information, the second point addition information, and the point information from the server to the provider terminal, and the third step is, the server provides Receiving from the provider terminal the selection information including the target consumer information, information about at least one personal information item desired to be provided to the target consumer, and information about an advertisement desired to be delivered from the target consumer. The fourth step may include calculating points to be provided to the provider terminal for each consumer terminal using the selection information, the point information, and the second point addition information in the server.

The first step further includes receiving moving service provider information, which is information about the moving service provider providing the moving service, from each of the plurality of moving service terminals, and the second step is: receiving moving service provider information from the server It further includes the step of providing the moving service provider information to the provider terminal by dividing each moving service provider, and the third step is to provide the target consumer information from the server, at least one desired user to provide to the target consumer. It further includes the step of receiving selection information including information about personal information items and information about the moving service provider selected by the provider from the provider terminal, wherein the fifth step is to receive selection information corresponding to the selection information from the server. It may further include transmitting the personal information of the provider to the consumer terminal, receiving the calculated points from the consumer terminal, and providing them to the provider terminal or a moving service terminal corresponding to the selection information.

In the first step, moving service provider information, which is information about the moving service provider providing the moving service from each of the plurality of moving service terminals, and information about the cost of the moving service provided by the moving service provider to the provider It further includes the step of receiving moving service quote information, wherein the second step includes providing the moving service provider information and moving service quote information to the provider terminal by dividing them by moving service provider in the server. It further includes, in the third step, selection including information on the target consumer information on the server, information on at least one personal information item desired to be provided to the target consumer, and information on the moving service provider selected by the provider. It further includes the step of receiving information from the provider terminal, wherein the fifth step is: transmitting the personal information of the provider corresponding to the selection information from the server to the consumer terminal, and sending the calculated points to the consumer terminal. It may further include receiving from and providing it to the provider terminal or a moving service terminal corresponding to the selection information.

The moving cost compensation method through matching between the personal information provider and the consumer is that, if the points provided from the server to the moving service terminal are less than the cost of the moving service provided by the moving service terminal, the credit card of the credit card company terminal is Providing an agreement to use more than the amount to the provider terminal, and when the server approves the agreement at the provider terminal, paying the difference between the cost of the moving service and the calculated points from the credit card company terminal to the moving service terminal. A step of requesting the credit card company terminal to do so may be further included.

The matching and compensation method between the personal information provider and the consumer according to an embodiment according to the technical idea of the present invention is to provide the personal information provider's personal information within the scope desired by the personal information provider and the consumer and receive compensation for the same to cover moving expenses. It has the advantage of being able to cover . In other words, the personal information provider can select the consumer to whom his/her personal information will be provided, provide different items of personal information for each consumer, and provide personal information by specifying the item, period, advertising target, etc. for providing personal information. Not only can you receive compensation differentially depending on the scope of each selection, but you can also receive compensation for providing personal information and pay for the moving service, so you can provide personal information within the desired limit and receive moving services accordingly. There are advantages to this.

In addition, consumers can also collect desired items of personal information from personal information providers within the scope desired by them, and compensate differently depending on personal information items, period, advertising target, etc., so personal information of the target that consumers need. There is an advantage in being able to collect more broadly.

In addition, the personal information provider may select a moving service provider within the limit of compensation received based on the provision of personal information, and may pay for the moving service provided with rewarded points. If the rewarded points are less than the moving service fee, the credit card company may You can pay in advance through a contract with and then repay the difference using your credit card, which has the advantage of allowing you to move as you wish without paying any costs at all.

In order to more fully understand the drawings cited in the detailed description of the present invention, a brief description of each drawing is provided.
Figure 1 is a block diagram of a system that performs a matching and compensation method between a personal information provider and a consumer according to an embodiment of the technical idea of the present invention.
Figure 2 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a first embodiment of the technical idea of the present invention.
Figure 3 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a second embodiment according to the technical idea of the present invention.
Figure 4 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a third embodiment of the technical idea of the present invention.
Figure 5 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a fourth embodiment according to the technical idea of the present invention.
Figure 6 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a fifth embodiment according to the technical idea of the present invention.
Figure 7 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a sixth embodiment according to the technical idea of the present invention.

In order to fully understand the present invention, its operational advantages, and the objectives achieved by practicing the present invention, reference should be made to the accompanying drawings and the contents described in the drawings illustrating preferred embodiments of the present invention.

Hereinafter, the present invention will be described in detail by explaining preferred embodiments of the present invention with reference to the accompanying drawings. The same reference numerals in each drawing indicate the same member.

Figure 1 is a block diagram of a system 100 that performs a matching and compensation method between a personal information provider and a consumer according to an embodiment according to the technical idea of the present invention, and Figure 2 is a first implementation according to the technical idea of the present invention. This is a flowchart of the matching and compensation method between personal information providers and consumers according to an example. The matching and compensation method between the personal information provider and consumer in FIG. 2 can be performed using the system 100 in FIG. 1.

Referring to Figure 1, the system 100 for performing matching and compensation methods between personal information providers and consumers includes a provider terminal 120, a consumer terminal 130, a server 110, and a moving service terminal 140. It can be done, and if necessary, it can further include a credit card company terminal 150. The server 110 may include a transmitter 111, a receiver 112, and a comparison and calculation unit 113. The transmitting unit 111 can transmit predetermined information to the provider terminal 120, the consumer terminal 130, the moving service terminal 140, or the credit card company terminal 150, and the receiving unit 112 can transmit predetermined information to the provider terminal 120, Predetermined information can be received from the consumer terminal 130, the moving service terminal 140, or the credit card company terminal 150. And, the comparison and calculation unit 113 can compare the received information or calculate points. The operation of the server 110 will be described in more detail below by explaining the matching and compensation methods between the personal information provider and the consumer.

Hereinafter, a matching and compensation method between a personal information provider and a consumer according to the first embodiment according to the technical idea of the present invention will be described with reference to FIGS. 1 and 2. The receiving unit 112 of the server 110 receives consumer information, which is information about the consumer, from each of the plurality of consumer terminals 130, at least one personal information item desired to be provided from the provider, and points matched for each personal information item. You can receive point information about (first step, S210). The provider refers to a person who provides personal information, and the recipient refers to a person who receives the personal information from the provider and provides corresponding compensation. For example, the provider may be an individual who provides personal information, and the consumer may be an individual or company that requires collection of the personal information. For example, the consumer may be a company in various occupations such as a telecommunications company, insurance company, credit card company, study material provider, financial company, or automobile sales company.

The consumer information may be information about the consumer. For example, the consumer information may be the consumer's occupation, business name or name, introduction information, etc. The above personal information items may include various personal information such as name, age, gender, contact information, residence, occupation, income, family relationship, and religion. However, in the present invention, the personal information items are not limited to the above items and may include various other personal information as needed. The point information is information about points matched to each personal information item. For example, information about points set by the consumer to be compensated according to each personal information item, such as matching 500 points for 'age' and 1,000 points for 'occupation', is point information and is stored separately for each consumer. It may be set information. Since the importance of each personal information item is different for the consumers depending on the purpose of collecting personal information, the present invention allows the consumer to set compensation points for each personal information item.

The transmitting unit 111 of the server 110 can classify the information received in the first step by consumer and provide it to the provider terminal 120 (second step, S220). That is, the server 110 can classify the consumer information, personal information items, and point information received in the first step by consumer and provide them to the provider terminal 120, which can be confirmed by the provider. Accordingly, the provider terminal 120 may display the consumer information, personal information items that the consumer wants to collect, and point information for each personal information item that the consumer can provide for each of a plurality of consumers.

The provider refers to the consumer information, the personal information items, and the point information displayed on the provider terminal 120 through the second step, and identifies the consumer to whom the provider will provide personal information (hereinafter referred to as 'target consumer'). can be selected, and the consumer can select some or all of the personal information items he or she wishes to collect. In this way, in the provider terminal 120, a selection is made that includes target consumer information about the target consumer, the consumer to whom the provider is to provide personal information, and information on at least one personal information item that the provider wishes to provide to the target consumer. When information is selected, the receiving unit 112 of the server 110 may receive the selection information from the provider terminal 120 (third step, S230).

The comparison and calculation unit 113 of the server 110 uses the selection information received from the provider terminal 120 and the point information received from the consumer terminal 130 to compare the provider terminal 120 for each consumer terminal 130. The points to be provided can be calculated (step 4, S240).

And, the transmitting unit 111 of the server 110 transmits the personal information of the provider corresponding to the selection information to the consumer terminal (consumer terminal of the target consumer) 130, and transfers the calculated points to the consumer terminal (the consumer terminal It can be received from the target consumer's consumer terminal (130) and provided to the provider terminal (120) or the moving service terminal (140) that provides moving services to the provider (step 5, S250). The provider's personal information corresponding to the selection information may be information pre-stored in the server 110, or may be information received while receiving the selection information from the provider terminal 120.

The moving service terminal 140 is a terminal of a moving service provider that provides moving services using points to be paid to the provider. The moving service provider is a moving company or a moving brokerage company, and the provider can move through the moving service provider and pay the moving costs with points rewarded by paying the personal information. The moving service terminal 140 and the consumer terminal 130 may be terminals of the same individual or company. For example, when insurance company A provides points instead of collecting personal information from the provider, and the provider uses the points provided to sign up for insurance at insurance company A, the moving service terminal 140 and the consumer terminal 130 ) may be a terminal of the same insurance company A. If the calculated points are transferred from the consumer terminal 130 to the provider terminal 120, the provider terminal 120 uses the points paid as cash at an affiliated moving company to move. Services can be provided.

For example, insurance company A, the consumer, wants to obtain personal information items of age, gender, occupation, income, and family relationship from the provider, and 'age, gender' is 500 points each, and 'occupation, income' is 500 points each. Assume that you want to compensate 2,000 points for each, and 3,000 points for 'family relationship'. In addition, telecommunication company B, another consumer, wants to obtain personal information items such as age, gender, residence, and income from the above provider, and compensates 1,000 points each for 'age, gender, and residence' and 5,000 points for 'income'. Assume you want to

In this case, the server 110 receives information about insurance company A from the insurance company A terminal 130, desired personal information items (age, gender, occupation, income, family relationship), and point information matched for each desired personal information item ( 500 points each for 'age, gender', 2,000 points each for 'occupation, income', and 3,000 points for 'family relationship') can be received and provided to the provider terminal 120. In addition, the server 110 receives information about telecommunication company B from the B telecommunication company terminal 130, desired personal information items (age, gender, residence, income), and point information (age, gender, 1,000 points for 'residence' and 5,000 points for 'income' respectively) can be received and provided to the provider terminal 120.

If the provider terminal 120 does not select insurance company A but only carrier B, and only selects 'gender and residence' as personal information items desired to be provided, the server 110 receives target consumer information from the provider terminal 120. (Telecommunications company B) and optional information including personal information items (gender, residence) desired to be provided to the target consumer. In addition, the server 110 can calculate that the points to be provided to the provider terminal 120 are 6,000 points using the received selection information and the point information of the B communication company. The server 110 provides the gender and residence of the provider to the B telecommunication company terminal 130, receives the calculated 6,000 points from the B telecommunication company terminal 130, and delivers them to the provider terminal 120 or a moving service terminal. It can be provided as (140). Accordingly, the provider can use the moving service provided by the moving service terminal 140 at a 6,000 point discount or use the received 6,000 points to purchase a desired product or moving service.

Figure 3 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a second embodiment according to the technical idea of the present invention.

Hereinafter, a matching and compensation method between a personal information provider and a consumer according to a second embodiment according to the technical idea of the present invention will be described with reference to FIGS. 1 to 3. In the description below, descriptions that overlap with the first embodiment of FIG. 2 will be replaced with descriptions related to the first embodiment, and differences from the first embodiment will be explained.

The receiving unit 112 of the server 110 receives consumer information, which is information about the consumer, from each of the plurality of consumer terminals 130, at least one personal information item desired to be provided from the provider, and points matched for each personal information item. Point information regarding, provision period information that allows the provider to select a period for providing the personal information to the consumer, and first point addition information set for each provision period information can be received (first step, S310 ). The first step 310 further receives the provision period information and the first point addition information compared to the first step S210 of the first embodiment. The provision period information refers to the period during which the provider provides the personal information. It means that the provider agrees to provide personal information only during that period and that the provider's personal information can no longer be used once the provision period has elapsed. . In addition, the first point addition information is set for each provision period. For example, when the provision period is 1 year, it can be set to 1 time, and when the provision period is 2 years, it can be set to 2 times.

The transmitting unit 111 of the server 110 can classify the information received in the first step by consumer and provide it to the provider terminal 120 (second step, S320). That is, the server 110 divides the consumer information, the personal information items, the point information, the provision period information, and the first point addition information received in the first step by the consumer and provides information that the provider can confirm. It can be provided to the provider terminal 120. Accordingly, the provider terminal 120 may display the consumer information, the personal information items, the point information, the provision period information, and the first point addition information for each of a plurality of consumers.

The provider collects personal information by referring to the consumer information, the personal information items, the point information, the provision period information, and the first point addition information displayed on the provider terminal 120 through the second step. You can select the consumer to whom you wish to provide (hereinafter referred to as 'target consumer'), you can select some or all of the personal information items you wish to collect, and you can select the provision period for providing the selected personal information items. there is. The selected provision period may be one period for all of the selected personal information items, or may be selected individually for each of the selected personal information items. In this way, in the provider terminal 120, target consumer information about the target consumer who is the consumer to whom the provider will provide personal information, information on at least one personal information item desired to be provided to the target consumer, and the personal information When selection information including information about the period to be provided to the target consumer is selected, the reception unit 112 of the server 110 may receive the selection information from the provider terminal 120 (third step, S330 ).

The comparison and calculation unit 113 of the server 110 uses the selection information received from the provider terminal 120, the point information received from the consumer terminal 130, and the first point addition information to the consumer terminal 130. ) points to be provided to the provider terminal 120 can be calculated for each (step 4, S340).

And, the transmitting unit 111 of the server 110 transmits the personal information of the provider corresponding to the selection information to the consumer terminal (consumer terminal of the target consumer) 130, and transfers the calculated points to the consumer terminal (the consumer terminal It can be received from the target consumer's consumer terminal (130) and provided to the provider terminal (120) or the moving service terminal (140) that provides moving services to the provider (step 5, S350).

For example, card company A, the consumer, wants to obtain personal information items of age, contact information, occupation, and income from the provider, and 'age, occupation' is 5,000 points each, 'contact information' is 20,000 points, and 'income' is 5,000 points each. 'Assume that you want to compensate 10,000 points, and if the personal information provision period is 2 years, you want to compensate 1 times the points, and if the period of providing the personal information is 3 years, you want to compensate 2 times the points. In addition, another consumer, Insurance Company B, wants to obtain personal information items such as age, gender, income, and family relationship from the above provider, with 3,000 points each for 'age, gender' and 15,000 points for 'income, family relationship'. Assume that you want to compensate, and if the personal information provision period is 1 year, you want to compensate 1x the points, and if the period of providing the personal information is 2 years, you want to compensate 2x the points.

In this case, the server 110 receives information about card company A from card company A terminal 130, desired personal information items (age, contact information, occupation, income), and point information ('age, Receive 5,000 points for 'occupation', 20,000 points for 'contact information', and 10,000 points for 'income'), provision period information, and first point addition information (1x for 2 years, 2x for 3 years) and use the provider terminal ( 120). In addition, the server 110 receives information about insurance company B from the insurance company B terminal 130, desired personal information items (age, gender, income, family relationship), and point information (age, gender) matched to each desired personal information item. ' is 3,000 points each, 'income, family relationship' is 15,000 points), provision period information and first point addition information (1 time for 1 year, 2 times for 2 years) are received and provided to the provider terminal 120. You can.

If, in the provider terminal 120, you do not select card company A but only insurance company B, and only select 'income, family relationship' as the personal information items you wish to provide and select '2 years' as the provision period information, the server ( 110) receives optional information including target consumer information (insurance company B), personal information items (income, family relationship) and provision period information (2 years) desired to be provided to the target consumer from the provider terminal 120. You can. Additionally, the server 110 can calculate that the number of points to be provided to the provider terminal 120 is 30,000 points using the received selection information, point information of insurance company B, and first point addition information. The server 110 provides the provider's income and family relationship to the insurance company B terminal 130, receives the calculated 30,000 points from the insurance company B terminal 130, and delivers them to the provider terminal 120 or provides moving services. It can be provided through the terminal 140. Therefore, the provider can use the moving service provided by the moving service terminal 140 at a 30,000 point discount or use the received 30,000 points to purchase a desired product or moving service.

Figure 4 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a third embodiment of the technical idea of the present invention.

Hereinafter, a matching and compensation method between a personal information provider and a consumer according to a third embodiment according to the technical idea of the present invention will be described with reference to FIGS. 1 to 4. In the description below, descriptions that overlap with the first embodiment of FIG. 2 will be replaced with descriptions related to the first embodiment, and differences from the first embodiment will be explained.

The receiving unit 112 of the server 110 receives consumer information, which is information about the consumer, from each of the plurality of consumer terminals 130, at least one personal information item desired to be provided from the provider, and points matched for each personal information item. It is possible to receive point information about, advertisement information for selecting an advertisement to be provided to the provider terminal 120, and second point addition information set for each advertisement information (first step, S410). The first step 410 further receives the advertisement information and the second point addition information compared to the first step S210 of the first embodiment. The advertisement information may be information about the type of advertisement to be provided to the provider terminal 120, the advertisement provision method, etc. For example, this may be information that allows the consumer to select the type of product or service related to the advertisement to be provided to the provider, information regarding whether the advertisement can be received as a text message, email, or phone call, etc. In addition, the second point addition information is set for each advertisement information, for example, an additional 50% of the points are paid each time the number of products receiving advertisements among the consumer's products is increased, or the method of providing advertisements is provided. It can be set to provide additional points with different weights, etc.

The transmitting unit 111 of the server 110 can classify the information received in the first step by consumer and provide it to the provider terminal 120 (second step, S420). That is, the server 110 divides the consumer information, the personal information items, the point information, the advertisement information, and the second point addition information received in the first step into a provider that the provider can confirm. It can be provided to the terminal 120. Accordingly, the provider terminal 120 may display the consumer information, the personal information items, the point information, the advertisement information, and the second point addition information for each of a plurality of consumers.

The provider provides personal information by referring to the consumer information, the personal information items, the point information, the advertisement information, and the second point addition information displayed on the provider terminal 120 through the second step. You can select a consumer (hereinafter referred to as 'target consumer'), select some or all of the personal information items you wish to collect, and select the advertising information. In this way, in the provider terminal 120, target consumer information about the target consumer who is the consumer to whom the provider will provide personal information, information on at least one personal information item desired to be provided to the target consumer, and the target consumer When selection information including information about advertisements desired to be received is selected, the reception unit 112 of the server 110 may receive the selection information from the provider terminal 120 (third step, S430).

The comparison and calculation unit 113 of the server 110 uses the selection information received from the provider terminal 120, the point information received from the consumer terminal 130, and the second point addition information to the consumer terminal 130. ) points to be provided to the provider terminal 120 can be calculated for each (step 4, S440).

And, the transmitting unit 111 of the server 110 transmits the personal information of the provider corresponding to the selection information to the consumer terminal (consumer terminal of the target consumer) 130, and transfers the calculated points to the consumer terminal (the consumer terminal It can be received from the target consumer's consumer terminal (130) and provided to the provider terminal (120) or the moving service terminal (140) that provides moving services to the provider (step 5, S450).

For example, insurance company A, the consumer, wants to obtain personal information items such as age, contact information, occupation, and income from the provider, and 'age, occupation' is 3,000 points each, 'contact information' is 10,000 points, and 'income' is 3,000 points each. 'Assume that you want to compensate 15,000 points, and if you receive an advertisement about cancer insurance from insurance company A, you want to compensate an additional 10,000 points, and if you receive an advertisement about car insurance, you want to compensate 7,000 points. In addition, Bank B, another consumer, wants to obtain personal information items such as age, gender, income, and family relationship from the above provider. ‘Age, gender’ is worth 2,000 points each, and ‘income, family relationship’ is worth 10,000 points. Let's assume that you want to compensate 2 times the points if you want to receive advertisements for banking products by text, and 3 times the points if you want to receive advertisements for banking products by phone.

In this case, the server 110 receives information about card company A from insurance company A terminal 130, desired personal information items (age, contact information, occupation, income), and point information ('age, 3,000 points for 'occupation', 10,000 points for 'contact information', and 15,000 points for 'income'), advertising information and second point addition information (10,000 points for cancer insurance advertising, 7,000 points for car insurance advertising) are received at the provider terminal (120 ) can be provided. In addition, the server 110 receives information about Bank B from the Bank B terminal 130, desired personal information items (age, gender, income, family relationship), and point information (age, gender) matched to each desired personal information item. ' is 2,000 points each, 'income, family relationship' is 10,000 points), advertising information and second point addition information (2 times receiving text messages for bank product advertisements, 3 times receiving phone calls for bank product advertisements) is received at the provider terminal (120). can be provided to.

If, on the provider terminal 120, you do not select Bank B but only Insurance Company A, select all items of 'Age, Contact Information, Occupation, Income' as personal information items you wish to provide, and select 'Car Insurance Advertisement' as advertising information. When only selected, the server 110 receives target consumer information (insurance company A), personal information items (age, contact information, occupation, income) desired to be provided to the target consumer, and advertisement information (auto insurance advertisement) from the provider terminal 120. ) can receive optional information including. In addition, the server 110 can calculate that the points to be provided to the provider terminal 120 are 38,000 points using the received selection information, the point information of insurance company A, and the second point addition information. The server 110 provides the provider's age, contact information, occupation, and income to the insurance company A terminal 130, receives the calculated 38,000 points from the insurance company A terminal 130, and transmits them to the provider terminal 120. Alternatively, it can be provided through the moving service terminal (140). Therefore, the provider can use the moving service provided by the moving service terminal 140 at a 38,000 point discount or use the 38,000 points received when purchasing the moving service.

Figure 5 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a fourth embodiment according to the technical idea of the present invention.

Hereinafter, a matching and compensation method between a personal information provider and a consumer according to a fourth embodiment according to the technical idea of the present invention will be described with reference to FIGS. 1 to 5. In the description below, descriptions that overlap with the first embodiment of FIG. 2 will be replaced with descriptions related to the first embodiment, and differences from the first embodiment will be explained.

The receiving unit 112 of the server 110 receives consumer information, which is information about the consumer, from each of the plurality of consumer terminals 130, at least one personal information item desired to be provided from the provider, and points matched for each personal information item. It is possible to receive point information about and receive moving service provider information, which is information about the moving service provider providing the moving service, from each of the plurality of moving service terminals 140 (first step, S510). The first step (S510) receives more moving service provider information compared to the first step (S210) of the first embodiment. The moving service provider information may be information about where the provider will use the points received from the consumer. For example, if the moving service providers include moving company A, moving company B, and moving company C, each moving service provider may provide moving service provider information, which is information about itself, through the moving service terminal 140. You can. In addition, the moving service provider information may also include information about benefits offered to the provider, such as additional discounts or additional services when the moving service provider is selected.

The transmitting unit 111 of the server 110 can classify the information received in the first step by consumer and moving service provider and provide it to the provider terminal 120 (second step, S520). That is, the server 110 classifies the consumer information, personal information items, and point information received in the first step for each consumer and provides them to the provider terminal 120, which can be confirmed by the provider, and provides the moving service. Provider information can be divided by the moving service provider and provided to the provider terminal 120 where the provider can confirm. Accordingly, the provider terminal 120 may display the consumer information, the personal information items, and the point information for each of a plurality of consumers, and the moving service provider information may be displayed for each of a plurality of moving service providers.

The provider refers to the consumer information, the personal information items, and the point information displayed on the provider terminal 120 through the second step and selects the consumer to whom the provider will provide personal information (hereinafter referred to as 'target consumer'). You can select, and the provider can select the moving service provider by referring to the moving service provider information displayed on the provider terminal 120. In this way, in the provider terminal 120, the provider provides target consumer information on the target consumer, information on at least one personal information item desired to be provided to the target consumer, and the provider. When selection information including information about the selected moving service provider is selected, the reception unit 112 of the server 110 may receive the selection information from the provider terminal 120 (third step, S530).

The comparison and calculation unit 113 of the server 110 uses the selection information received from the provider terminal 120 and the point information received from the consumer terminal 130 to compare the provider terminal 120 for each consumer terminal 130. The points to be provided can be calculated (step 4, S540).

And, the transmitting unit 111 of the server 110 transmits the personal information of the provider corresponding to the selection information to the consumer terminal (consumer terminal of the target consumer) 130, and transfers the calculated points to the consumer terminal (the consumer terminal It can be received from the target consumer's consumer terminal (130) and provided to the provider terminal or the moving service terminal (140) corresponding to the selection information (step 5, S450). In the case of the fifth step, even if the points are provided to the provider terminal, the provider may limit the use of the points to only selected moving service providers.

For example, insurance company A, the consumer, wants to obtain personal information items such as age, contact information, occupation, and income from the provider, and 'age, occupation' is 3,000 points each, 'contact information' is 10,000 points, and 'income' is 3,000 points each. 'Suppose you want to reward 15,000 points. In addition, Bank B, another consumer, wants to obtain personal information items such as age, gender, income, and family relationship from the above provider. ‘Age, gender’ is worth 2,000 points each, and ‘income, family relationship’ is worth 10,000 points. Assume you want to compensate. In addition, Moving Company C, the above-mentioned moving service provider, would like to offer a benefit of an additional 10% discount if you choose them.

In this case, the server 110 receives information about card company A from insurance company A terminal 130, desired personal information items (age, contact information, occupation, income), and point information ('age, 3,000 points for 'occupation', 10,000 points for 'contact information', and 15,000 points for 'income' respectively) are received and provided to the provider terminal 120, and information about Bank B and desired personal information items are received from Bank B terminal 130. (age, gender, income, family relationship), point information matched to each desired personal information item (2,000 points each for 'age, gender', 10,000 points for 'income, family relationship') is received and the provider terminal 120 can be provided to. In addition, the server 110 may receive moving service provider information including information about C moving company and additional benefit information (10% discount) from the C moving company terminal 140 and provide the information to the provider terminal 120. .

If, at the provider terminal 120, you select only A insurance company and do not select Bank B, select all items of 'age, contact information, occupation, and income' as personal information items you wish to provide, and select moving company C as the moving service provider. When selected, the server 110 receives target consumer information (insurance company A) from the provider terminal 120, personal information items desired to be provided to the target consumer (age, contact information, occupation, income), and information about the selected moving service provider. You can receive optional information including (C moving company). In addition, the server 110 can use the received selection information and the point information of insurance company A to calculate that the number of points to be provided to the provider terminal 120 is 31,000 points. The server 110 provides the provider's age, contact information, occupation, and income to the insurance company A terminal 130, receives the calculated 31,000 points from the insurance company A terminal 130, and transmits them to the provider terminal 120. Alternatively, it can be provided through a moving service terminal (C moving company terminal, 140). In this case, the provider can receive moving services provided by C moving company at a 10% discount and 31,000 point discount.

Figure 6 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a fifth embodiment according to the technical idea of the present invention.

Hereinafter, a matching and compensation method between a personal information provider and a consumer according to the fifth embodiment according to the technical idea of the present invention will be described with reference to FIGS. 1 to 6. In the description below, descriptions that overlap with the first embodiment of FIG. 2 will be replaced with descriptions related to the first embodiment, and differences from the first embodiment will be explained.

The receiving unit 112 of the server 110 receives consumer information, which is information about the consumer, from each of the plurality of consumer terminals 130, at least one personal information item desired to be provided from the provider, and points matched for each personal information item. Receives point information about, and receives moving service provider information, which is information about the moving service provider providing the moving service, and moving service estimate information, which is information about the cost of the moving service, from each of the plurality of moving service terminals 140. Can be received (step 1, S610). The first step (S610) further receives the moving service provider information and the moving service estimate information compared to the first step (S210) of the first embodiment. The moving service provider information may be information about a moving company that will use the points received from the consumer by the provider, and the moving service estimate information is information about a price estimate of moving services to be provided to the provider. If the moving service cost varies depending on the situation or status of the provider, the server 110 receives the necessary information from the provider from the provider terminal 120 before setting the moving service estimate information, and the moving service terminal 140 ) can be transmitted. If the moving service provider is moving company A, the server 110 receives information about the address before and after moving, amount of moving luggage, etc. from the provider terminal 120 and transmits it to the moving service terminal 140 of moving company A, and then transfers the information to the moving service terminal 140 of moving company A. The server 110 may receive moving service estimate information about the provider's moving estimate from the company. As in the case of the fifth embodiment above, the moving service provider information may also include information about benefits offered to the provider, such as providing additional discounts or additional services when the moving service provider is selected.

The transmitting unit 111 of the server 110 can classify the information received in the first step by consumer and moving service provider and provide it to the provider terminal 120 (second step, S620). That is, the server 110 classifies the consumer information, personal information items, and point information received in the first step for each consumer and provides them to the provider terminal 120, which can be confirmed by the provider, and provides the moving service. Provider information and the moving service estimate information can be divided by the moving service provider and provided to the provider terminal 120 where the provider can confirm. Therefore, the provider terminal 120 displays the consumer information, the personal information items, and the point information for each of the plurality of consumers, and the moving service provider information and the moving service estimate information for each of the plurality of moving service providers. may be displayed.

The provider refers to the consumer information, the personal information items, and the point information displayed on the provider terminal 120 through the second step and selects the consumer to whom the provider will provide personal information (hereinafter referred to as 'target consumer'). You can select, and the provider can select the moving service provider by referring to the moving service provider information displayed on the provider terminal 120 and the moving service estimate information. In this way, in the provider terminal 120, the provider provides target consumer information on the target consumer, information on at least one personal information item desired to be provided to the target consumer, and the provider. When selection information including information about the selected moving service provider is selected, the reception unit 112 of the server 110 may receive the selection information from the provider terminal 120 (third step, S630).

The comparison and calculation unit 113 of the server 110 uses the selection information received from the provider terminal 120 and the point information received from the consumer terminal 130 to compare the provider terminal 120 for each consumer terminal 130. The points to be provided can be calculated (step 4, S640).

And, the transmitting unit 111 of the server 110 transmits the personal information of the provider corresponding to the selection information to the consumer terminal (consumer terminal of the target consumer) 130, and transfers the calculated points to the consumer terminal (the consumer terminal It can be received from the target consumer's consumer terminal (130) and provided to the provider terminal or the moving service terminal (140) corresponding to the selection information (step 5, S450). In the case of the fifth step, even if the points are provided to the provider terminal, the provider may limit the use of the points to only selected moving service providers.

For example, insurance company A, the consumer, wants to obtain personal information items such as age, contact information, occupation, and income from the provider, and 'age, occupation' is 3,000 points each, 'contact information' is 10,000 points, and 'income' is 3,000 points each. 'Suppose you want to reward 15,000 points. In addition, Bank B, another consumer, wants to obtain personal information items such as age, gender, income, and family relationship from the above provider. ‘Age, gender’ is worth 2,000 points each, and ‘income, family relationship’ is worth 10,000 points. Assume you want to compensate. In addition, moving company C, the above-mentioned moving service provider, would like to set a moving estimate of 1 million won and offer a benefit of an additional 5% discount if you choose them, and moving company D, the above-mentioned moving service provider, would like to offer you a moving estimate of 1 million won. I would like to set a price of 900,000 won and suggest that there are no additional benefits.

In this case, the server 110 receives information about card company A from insurance company A terminal 130, desired personal information items (age, contact information, occupation, income), and point information ('age, 3,000 points for 'occupation', 10,000 points for 'contact information', and 15,000 points for 'income' respectively) are received and provided to the provider terminal 120, and information about Bank B and desired personal information items are received from Bank B terminal 130. (age, gender, income, family relationship), point information matched to each desired personal information item (2,000 points each for 'age, gender', 10,000 points for 'income, family relationship') is received and the provider terminal 120 can be provided to. In addition, the server 110 receives moving service provider information including information about moving company C and additional benefit information (5% discount) and moving service estimate information (KRW 1 million) from the C moving company terminal 140 and provides the moving service provider information. It can be provided to the terminal 120, and moving company D can receive moving service provider information and moving service estimate information (900,000 won) including information about D moving company and provide them to the provider terminal 120.

If, at the provider terminal 120, you select only A insurance company and do not select Bank B, select all items of 'age, contact information, occupation, and income' as personal information items you wish to provide, and select D moving company as the moving service provider. When selected, the server 110 receives target consumer information (insurance company A) from the provider terminal 120, personal information items desired to be provided to the target consumer (age, contact information, occupation, income), and information about the selected moving service provider. You can receive optional information including (D moving company). In addition, the server 110 can use the received selection information and the point information of insurance company A to calculate that the number of points to be provided to the provider terminal 120 is 31,000 points. The server 110 provides the provider's age, contact information, occupation, and income to the insurance company A terminal 130, receives the calculated 31,000 points from the insurance company A terminal 130, and transmits them to the provider terminal 120. Alternatively, it can be provided through a moving service terminal (D moving company terminal, 140). In this case, the provider can receive moving services from D moving company at a 31,000 point discount from 900,000 won.

The first to fifth embodiments described above may be combined with each other. For example, when the second embodiment and the third embodiment are combined, the present invention includes the consumer information, the personal information item, the provision period information, the first point addition information, the advertisement information, and the second Points can be calculated and provided using point addition information. As another example, when the second embodiment and the fourth embodiment are combined, the present invention uses the consumer information, the personal information items, the provision period information, the first point addition information, and the moving service provider information. Points can be calculated and provided. As another example, when all of the first to fifth embodiments are combined, the present invention includes the consumer information, the personal information item, the provision period information, the first point addition information, the advertisement information, and the second point. Points can be calculated and provided using the added information, the moving service provider information, and the moving service estimate information. The number of cases in which the first to fifth embodiments are combined is very diverse, and all cases in which they are combined are included in the scope of the present invention.

Figure 7 is a flowchart of a matching and compensation method between a personal information provider and a consumer according to a sixth embodiment according to the technical idea of the present invention.

Referring to Figures 1 to 7, the receiving unit 112 of the server 110 may receive provider condition information, which is information about the conditions of the provider that the consumer wishes to receive, from the consumer terminal 130 (S710). The provider condition information is a condition regarding the provider from which the consumer wishes to obtain personal information. For example, if consumer terminal A requires only the personal information of a provider who resides in Seoul, is male in his 20s to 40s, and is a college graduate or higher, the above information is provided. The condition may be the provider condition information.

The receiving unit 112 of the server 110 receives the provider information of the provider from the provider terminal 120, and the comparison and calculation unit 113 of the server 110 receives the received provider information and the received provider condition information. can be compared (S720). As a result of the comparison in S720, only if the provider information matches the provider condition information or the provider information is included in the provider condition information, the server 110 performs the first to third steps of the first to fifth embodiments. The fifth step can be performed (S730). If, as a result of the comparison in S720, the provider information and the provider condition information are different, the server 110 does not perform the first to fifth steps of the first to fifth embodiments. The provider condition information may include at least one of the provider's name, age, gender, contact information, residence, occupation, income, family relationship, and religion. The provider condition information is not limited to this case and may be requested as necessary. Various other items may also be included.

In the first to sixth embodiments described above, when the points provided by the moving service terminal 140 are less than the cost of the moving service provided by the moving service terminal 140, the provider is the card company. You can make an agreement to use your credit card over a certain amount, and the card company can prepay the difference to the moving service provider. That is, if the points provided by the moving service terminal are less than the cost of the moving service provided by the moving service terminal, the transmitting unit 111 of the server 110 announces that the credit card of the credit card company terminal 150 will be used for a certain amount or more. The agreement can be provided to the provider terminal 120. And when the provider terminal 120 approves the agreement, the transmitter 111 of the server 110 sends the difference between the cost of the moving service and the calculated points from the card company terminal 150 to the moving service terminal 140. You can request payment from the credit card company terminal 150. Therefore, if the provider makes an agreement to use the points obtained by providing the personal information and a credit card, and subsequently uses the credit card as agreed, you can receive the moving service without paying the cost of the moving service provided by the moving service provider at all. You can receive moving services by paying only the minimum amount.

As described above, the optimal embodiments are disclosed in the drawings and specifications. Although specific terms are used here, they are used only for the purpose of explaining the present invention and are not used to limit the meaning or scope of the present invention described in the claims. Therefore, those skilled in the art will understand that various modifications and other equivalent embodiments are possible therefrom. Therefore, the true technical protection scope of the present invention should be determined by the technical spirit of the attached patent claims.

Claims (5)

In the server, consumer information, which is information about the consumer, is received from each of a plurality of consumer terminals, at least one personal information item desired to be provided from the provider, point information regarding points matched for each personal information item, and the consumer terminal. A first step of receiving provision period information that allows the provider to select a period for providing the personal information to the consumer and first point addition information set for each provision period information;
In the server, the consumer information, the personal information items, the provision period information, the first point addition information, and the point information received in the first step are classified for each consumer and sent to a provider terminal that the provider can confirm. The second step is to provide;
In the server, target consumer information about the target consumer who is the consumer to whom the provider is to provide personal information, information about at least one personal information item that the provider wishes to provide to the target consumer, and the personal information are sent to the target consumer. A third step of receiving selection information including information about the period to be provided to from the provider terminal;
A fourth step of calculating, at the server, points to be provided to the provider terminal for each consumer terminal using the selection information, the point information, and the first point addition information;
From the server, the personal information of the provider corresponding to the selection information is transmitted to the consumer terminal, and the calculated points are received from the consumer terminal to the provider terminal or a moving service terminal that provides moving services to the provider. Step 5 provides;
Receiving, at the server, provider condition information, which is information about the conditions of the provider that the consumer wants to receive, from the consumer terminal;
At the server, receiving provider information of the provider from the provider terminal and comparing the provider information with the provider condition information;
In the server, the first to fifth steps are performed only when the provider information and the provider condition information match;
In the server, if the points provided to the moving service terminal are less than the cost of the moving service provided by the moving service terminal, providing the provider terminal with an agreement to use the credit card of the credit card company terminal for a certain amount or more; and
In the server, when the provider terminal approves the agreement, requesting the card company terminal to pay the difference between the cost of the moving service and the calculated points from the card company terminal to the moving service terminal. A method of compensating moving expenses through matching between personal information providers and consumers. The method of claim 1, wherein the first step is:
Comprising a step of receiving, at the server, advertising information for selecting an advertisement to be provided from the consumer terminal to the provider terminal and second point addition information set for each advertisement information,
The second step is,
A step of providing, from the server, the consumer information, the personal information items, the advertisement information, the second point addition information, and the point information to the provider terminal,
The third step is,
In the server, the selection information including the target consumer information, information on at least one personal information item desired to be provided to the target consumer, and information on advertisements desired to be delivered from the target consumer is received from the provider terminal. It includes the step of receiving,
The fourth step is,
Matching between a personal information provider and a consumer, comprising the step of calculating, at the server, points to be provided to the provider terminal for each consumer terminal using the selection information, the point information, and the second point addition information. How to compensate for moving expenses. The method of claim 1, wherein the first step is:
Further comprising the step of receiving moving service provider information, which is information about a moving service provider providing the moving service, from each of the plurality of moving service terminals,
The second step is,
In the server, it further includes the step of providing the moving service provider information to the provider terminal by dividing each moving service provider,
The third step is,
At the server, receiving selection information including the target consumer information, information about at least one personal information item desired to be provided to the target consumer, and information about the moving service provider selected by the provider from the provider terminal. It further includes,
The fifth step is,
In the server, the personal information of the provider corresponding to the selection information is transmitted to the consumer terminal, and the calculated points are received from the consumer terminal and provided to the provider terminal or a moving service terminal corresponding to the selection information. A moving cost compensation method through matching between a personal information provider and a consumer, characterized by further including steps. The method of claim 1, wherein the first step is:
Moving service provider information, which is information about the moving service provider providing the moving service, and moving service estimate information, which is information about the cost of the moving service provided by the moving service provider to the provider, is obtained from each of the plurality of moving service terminals. Further comprising the step of receiving,
The second step is,
In the server, it further includes the step of providing the moving service provider information and the moving service estimate information to the provider terminal by dividing them by the moving service provider,
The third step is,
At the server, receiving selection information including the target consumer information, information about at least one personal information item desired to be provided to the target consumer, and information about the moving service provider selected by the provider from the provider terminal. It further includes,
The fifth step is,
In the server, the personal information of the provider corresponding to the selection information is transmitted to the consumer terminal, and the calculated points are received from the consumer terminal and provided to the provider terminal or a moving service terminal corresponding to the selection information. A moving cost compensation method through matching between a personal information provider and a consumer, characterized by further including steps. delete