KR102497320B1 - Method for conducting a payment for public transportation without a card-tagging and system using the same - Google Patents

Abstract

Disclosed is a non-volatile computer readable storage medium that stores one or more programs including instructions to execute the steps of: allowing a user terminal to prepare payment-related information including a payment amount based on the acquired payment preparation information when executed by the user terminal; and transmitting the payment-related information to a payment terminal when it is determined that the value of the reception strength of a second beacon signal received by the user terminal exceeds a first predetermined threshold value when receiving the first beacon signal.

Description

Method for conducting a payment for public transportation without a card-tagging and system using the same}

The present invention relates to a transportation payment technology, and more particularly, to a technology for determining an intention to use a transportation service using a beacon signal.

The payment methods of existing public transportation payment systems used NFC-enabled media such as prepaid transportation cards, credit cards, and mobile USIM. For this, a separate card had to be purchased or issued. In this payment method, a user must always carry a payment method capable of NFC communication, such as a card or a mobile phone, in order to use a means of transportation. Short-distance wireless communication such as NFC communication between the payment terminal and the payment medium must be performed before using the transportation service. If the payment medium is damaged or the short-distance communication condition is poor, the payment may fail. In order to solve this problem, payment time may be added due to repeated attempts to perform normal communication, or costs for replacing damaged payment media may be incurred.

In order to apply a transfer discount according to the use of multiple means of transportation for multiple times, it is necessary to check the information on the means of transportation used immediately before by the user. Record transportation usage information such as the number of discounts. The means of transportation usage information recorded in the payment medium is used to determine whether to discount while presenting the payment medium to the payment terminal for the next means of transportation. The payment terminal tagged in the next order checks the information on the previous means of transportation of the presented payment medium, sets a payment fee according to whether or not there is a discount, and deducts as much as necessary from the user's payment medium. If you lose your payment medium while using public transportation service, you may be excluded from discounts due to continuous use and additional charges may apply.

In the conventional transportation payment method, information must be transmitted by contacting the transportation card to the terminal within several centimeters to confirm the user's intention to use transportation and to deduct the fare from the cash value in the user's card. In the NFC communication method, the transportation card or mobile phone possessed by the user must be presented directly to the payment terminal within several centimeters for payment processing. It is a method of deducting the payment fee from the user value stored in the proposed payment medium. As a result, the inconvenience of directly tagging the user terminal to the payment terminal occurs.

On the other hand, in a wireless payment technology using a short-range communication method such as BLE, when making a payment, the user must submit a payment intention to the payment terminal through an application program (hereinafter referred to as an app or mobile app) installed on a user terminal such as a mobile phone. That is, there is a inconvenience in that a specific user action is accompanied by a user holding the user terminal with his/her hand, executing a mobile app, and then selecting a button.

On the other hand, it is possible to consider a payment system and a method of performing payment using wireless communication technology. However, misinformation may occur due to the characteristics of communication technology in which the exact location of the user cannot be known and the density of people waiting to use transportation means.

As a communication means for payment, wireless communication technologies such as BLE, WiFi, UWB, and ultrasound can be considered. Although this communication technology guarantees an available distance within several meters, which is a relatively long distance, it is difficult to accurately measure the user's location. If there are multiple targets within the available communication range, the payment order may be reversed or another user may be charged depending on the communication quality of the user terminal. In addition, it is difficult to reflect an exceptional situation due to a change in a user's payment intention or a change in a moving route, so a separate means for securing payment accuracy is required.

Prior art related to a traffic payment system using a beacon includes Korean Patent Application Nos. 1020170102685, 1020170053172, 1020180156651, 1020160128487, 1020170164009, and 1020200112437.

The present invention is a payment system that automatically makes a payment in a pre-registered payment method without a separate tag between the payment medium and the payment terminal when the user uses transportation. It is to provide a convenient public transportation payment service by checking the

An object of the present invention is to maximize the convenience of using public transportation by providing a payment service that deducts transportation fares based on a payment method registered in advance by a user.

In the present invention, a payment system that can connect transportation and payment using an existing payment method while automatically deducting and paying through a payment method that accurately detects the user's intention to use transportation without a separate tag is configured to make it more We would like to present a convenient public transportation payment service.

In the present invention, the payment system automatically deducts from the payment method registered in advance by the user by checking whether the user uses the transportation means without a separate tagging act to pay the transportation fee when using the transportation means. It is about the public transportation payment system and payment method.

In the case of using public transportation, the present invention does not perform a direct tag with a payment medium to determine the user's intention to use transportation, as in the existing short-distance communication method, but automatically deducts using a payment method registered by the user in advance. payment system and method of payment.

A payment system according to the payment method provided according to one aspect of the present invention is composed of a card management unit that registers a payment method and performs payment processing, and a fee processing unit that calculates a usage fee and charges the payment medium.

The payment terminal provided according to one aspect of the present invention is composed of a communication unit for checking whether a user uses a payment method and a means of transportation, and a recognition unit for confirming the user's payment intention, and the user terminal includes whether or not the user uses a means of payment and means of transportation. It consists of a communication unit for confirmation and a sensing unit for user positioning.

At this time, the user's payment method may be any one of a credit card, an account, and a transportation card capable of online payment.

At this time, the transportation card may be any mobile app card, USIM card, and the like.

At this time, the communication unit for checking whether or not the means of transportation is used may use any one of BLE, WiFi, UWB, and ultrasound based on the communication means supported by the user terminal possessed by the user.

At this time, the recognition unit for confirming the user's payment intention and the detection unit for determining the user's location are a remote recognition / detection unit and a specific magnetic material that can identify the user from a distance using means such as BLE, WiFi, UWB, and ultrasonic waves It consists of a short-distance recognition/sensing unit that can identify a user at a short distance through magnetic force generated from

In the payment method according to the present invention, the user terminal and the payment terminal can be divided into a pre-payment area, a payment confirmation area, and a payment completion area using a communication unit and a recognition unit.

In the payment method according to the present invention, the payment terminal always emits information for payment such as history information and terminal information within a certain distance by using one or more of the communication means supported by the user terminal to use as a pre-payment area. .

The pre-payment area may be arbitrarily designated by a business operator according to a payment purpose in front of or near the recognition unit in the payment terminal. For example, in case of subway use, the pre-payment area may be a certain range in front of a subway gate, and in case of vehicle use, the pre-payment area may be a range in which a waiting line is formed for vehicle use.

When payment information is detected as a communication means usable by the user terminal among payment signals transmitted by the payment terminal, the user terminal may start preparations for pre-payment.

The user terminal may collect station information, terminal information, information on means of use, etc. obtained from the payment terminal and transmit the collected information to the payment system.

The payment system may perform a pre-payment step of checking past use details and discount information of the user in a payment method connected to the user terminal, setting an amount for current use, and completing payment preparation from the user payment method. The pre-payment is a preparation step, not a confirmed payment.

Meanwhile, a pre-payment area corresponding thereto may be defined for each payment terminal. Accordingly, when a plurality of payment terminals are continuously arranged, a plurality of prepayment areas for the plurality of payment terminals may exist. At this time, it is necessary to distinguish each pre-payment area. That is, a user terminal entering a certain pre-payment area must be able to distinguish a payment terminal connected to the pre-payment area to which it belongs.

Each pre-payment area can be used for payment by designating an ID assigned to each payment terminal in communication means such as BLE, WiFi, UWB, and ultrasound.

Each of the communication means may use the available communication distance through signal strength control as a payment intention confirmation area of the user terminal. In addition, if a magnetic body is configured in a manner such as a Helmholtz coil, a unique ID can be assigned through an electrical signal generation cycle.

In the payment confirmation area, the user terminal can confirm the user's intention to pay by checking the reception level and reception interval of the beacon signals transmitted from the payment terminal with different intensities. If beacons that transmit different IDs at two levels of strength are installed, the user terminal can continuously receive only beacon signals with strong transmission strength at a distance from the payment terminal. Continuous reception is possible only when they are close. Through this, it is possible to check how far the user terminal is from the payment terminal.

However, since the reception sensitivity of the beacon signal (reception frequency, signal strength, etc.) may vary depending on the sensitivity of the user terminal, the reception frequency criterion must be set differently according to the level of reception sensitivity of the user terminal to enable accurate user positioning. An additional reference beacon capable of determining the level is required, and the reference beacon must distinguish a signal through a different ID from the two-step beacon. In addition, the transmission strength of the reference beacon is transmitted with a higher power than the two-step beacon, and even if the user terminal is in the pre-payment area, it is received and the reception sensitivity reference value of the user terminal is set and checked according to the received signal strength. should be able to

In the payment confirmation area, a magnetic field sensor included in the user terminal detects magnetic force generated from a specific magnetic body installed in the payment terminal to confirm the user's intention to pay. If the measured value of the magnetic field sensor of the user terminal is measured as a value different from a predefined threshold value within a specific time period, it can be regarded that the user's intention to pay has been received. A method of installing a specific magnetic material in the payment terminal can be installed in a method of directly attaching to the payment terminal or a method of using a separate instrument according to the user terminal sensing area.

After confirming the user's intention to pay, the user terminal transmits payment information to the payment terminal using short-range wireless communication means, and the payment terminal that receives it passes the user in the payment confirmation area and transmits the confirmation information to the payment terminal using short-range wireless communication means. delivered to the user terminal. The user terminal notifies the payment confirmation to the payment system, and the payment system confirms the contents prepared in the pre-payment.

In the payment method according to the present invention, the payment terminal may configure a payment completion area. The payment completion area may be the same as the configuration method of the payment confirmation area. A user terminal that has passed through the pre-payment area and reached the payment confirmation area can complete the payment as it is, but can use the payment completion area in consideration of the payment intention's withdrawal in the middle, payment abandonment, and noise in the payment settlement process. In the payment method where only the pre-payment area and the payment confirmation area exist, the payment system confirms the payment when the information on the payment confirmation area is collected, but in the configuration where the payment completion area exists, the pre-payment area and the payment confirmation area are followed by the payment completion area. When the generated signal is collected, the payment system confirms the payment.

The payment method according to the present invention is to accurately confirm the user's intention to pay, and the payment procedure between the payment application and the payment terminal may use the existing payment procedure of the payment terminal as it is.

In the payment method according to the present invention, if a magnetic substance is installed in a payment terminal suitable for using means of transportation or receiving goods, accidents such as misrecognizing other users among many users or making payments with users who have no intention to pay do not occur. .

The non-volatile computer-readable storage medium provided according to one aspect of the present invention, when executed by a user terminal, causes the user terminal to receive payment information including a payment amount based on the acquired payment preparation information. preparing; And when receiving the first beacon signal, when it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds a predetermined first threshold value, transmitting information about the payment to the payment terminal step; One or a plurality of programs including commands to execute are stored.

In this case, the payment-related information may be payment information generated by the user terminal or pre-payment information acquired by the user terminal from the server.

At this time, in the transmitting step, when the first beacon signal is received, a value related to the reception strength of the received second beacon signal exceeds the first threshold value, and the magnetic force sensing unit of the user terminal detects It can be executed only when the output magnetic strength or magnetic gradient is greater than or equal to a predetermined value.

At this time, the user terminal includes a payment wallet that stores financial value for payment of the payment amount, and the step of preparing information on the payment includes past use details of the user of the user terminal, the payment preparation. and determining the payment amount based on information and discount information about the user, wherein the past usage details and discount information may be stored in the payment wallet or a storage associated with the payment wallet.

At this time, the instructions may include: causing the user terminal to communicate with the payment terminal after the transmitting step, and performing payment for the payment amount using the value stored in the payment wallet; and updating the past usage details of the user of the user terminal by storing new usage details related to the performed payment in the payment wallet.

At this time, in the step of performing the payment, when the user terminal receives the third beacon signal, it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is smaller than a predetermined second threshold value. can be executed in case

In this case, the fourth beacon signal may be the second beacon signal or a second 'beacon signal different from the second beacon signal.

At this time, in the step of performing the payment, when the third beacon signal is received and the value of the reception strength of the fourth beacon signal is determined to be smaller than the second threshold, the magnetic force sensor of the user terminal It can be executed only when the detected and output magnetic strength or magnetic gradient is greater than a predetermined value.

At this time, the first beacon for transmitting the first beacon signal is disposed upstream of the movement path of the user, and the third beacon for transmitting the third beacon signal is disposed downstream of the movement path of the user. The second beacon that transmits the two beacon signals is disposed between the upstream and the downstream of the movement path, and the intensity at which the second beacon that transmits the second beacon signal outputs the second beacon signal is A first beacon transmitting one beacon signal is greater than an intensity outputting the first beacon signal, and a second beacon transmitting the second beacon signal outputs the second beacon signal with an intensity greater than that of the third beacon signal. A third beacon transmitting is greater than an intensity outputting the third beacon signal, and the first beacon, the second beacon, and the third beacon are respectively the first beacon signal, the second beacon signal, and the third beacon signal. The third beacon signal may be periodically transmitted.

In this case, a beacon transmitting the fourth beacon signal may be disposed between the upstream and downstream of the movement path. The intensity at which the beacon transmitting the fourth beacon signal transmits the fourth beacon signal may be greater than the intensity at which the first beacon transmitting the first beacon signal transmits the first beacon signal. Intensity at which the beacon transmitting the fourth beacon signal transmits the fourth beacon signal may be greater than intensity at which a third beacon transmitting the third beacon signal transmits the third beacon signal.

At this time, the payment wallet storing the financial value for payment of the payment amount is included in a storage device accessible to the server, and the payment wallet or a storage related to the payment wallet is stored in the past use of the user of the user terminal. Details and discount information about the user are recorded, and preparing the payment information includes: transmitting the ID of the user associated with the user terminal and the payment preparation information to the server; and preparing the pre-payment information received from the server as information on the payment, wherein the pre-payment information includes the payment amount, and the payment amount is, by the server, the past use details. , It may be determined based on the payment preparation information and the discount information.

At this time, the instructions may be configured to cause the user terminal to execute, after the transmitting step, transmitting a message to the server indicating that the user terminal has entered the payment confirmation area. And the server, using the value stored in the payment wallet, performing a payment for the payment amount; and updating the past usage details of the user of the user terminal by storing new usage details related to the performed payment in the payment wallet.

In this case, the payment system may be a virtual terminal simulating the payment terminal included in the server.

In this case, the payment terminal may be configured to provide a predetermined service upon receiving the payment-related information. And the instructions cause the user terminal to send the user terminal to the payment completion area when it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is equal to or less than a predetermined second threshold value. It may be configured to execute a step of sending a message that it has entered. and performing, by the server, a payment for the payment amount using a value stored in the payment wallet based on the payment preparation information; and updating the past usage details of the user of the user terminal by storing new usage details related to the performed payment in the payment wallet.

In this case, the value related to the reception strength of the second beacon signal may be the reception strength of the second beacon signal when the user terminal receives the second beacon signal.

In this case, the value of the reception strength of the second beacon signal may be the number of times the user terminal has received the second beacon signal for a predetermined unit time from the time of receiving the first beacon signal.

At this time, the value of the reception strength of an arbitrary beacon signal among the second beacon signal and the fourth beacon signal may be the reception strength of the arbitrary beacon signal when the user terminal receives the arbitrary beacon signal. there is.

At this time, the payment preparation information is transmitted by wireless communication from the first beacon, the payment terminal, or another communication device, and the payment preparation information includes a rule for determining a fee for a service provided in connection with the payment terminal. Information that can be checked is included, and the information that can be checked for the rules may include information that specifies a service provided by the payment terminal to be distinguished from other services.

At this time, the commands include steps of causing the user terminal to measure the strength of a short-distance wireless communication signal transmitted from a reference radio transmission device tagged by the user terminal; determining short-range wireless communication reception sensitivity of the user terminal based on the measured strength; and determining and storing the first threshold value and the second threshold value based on the determined reception sensitivity.

According to another aspect of the present invention, the user terminal, obtaining a signal including payment preparation information; preparing, by the user terminal, payment-related information including a payment amount based on the payment preparation information; And when the user terminal receives the first beacon signal, when it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds a first predetermined threshold, the payment information A payment method including the step of transmitting to the payment terminal may be provided.

At this time, the user terminal includes a payment wallet that stores financial value for payment of the payment amount, and the step of preparing information on the payment includes past use details of the user of the user terminal, the payment preparation. and determining the payment amount based on information and discount information about the user, wherein the past usage details and discount information may be stored in the payment wallet or a storage associated with the payment wallet.

At this time, the payment wallet storing the financial value for payment of the payment amount is included in a storage device accessible to the server, and the payment wallet or a storage related to the payment wallet is stored in the past use of the user of the user terminal. Details and discount information about the user are recorded, and preparing the payment information includes: transmitting the ID of the user associated with the user terminal and the payment preparation information to the server; and preparing pre-payment information received from the server as information on the payment. The pre-payment information includes the payment amount, and the payment amount may be determined by the server based on the past use details, the payment preparation information, and the discount information.

According to another aspect of the present invention, a device for broadcasting payment preparation information; A first beacon transmitting a first beacon signal; a second beacon transmitting a second beacon signal that is stronger than the first beacon signal; A payment system may be provided including; a payment terminal that provides a predetermined service upon receiving pre-payment information including a payment amount from a user terminal. The pre-payment information is transmitted from the server to the user terminal. The server receives the payment preparation information and the ID of the user associated with the user terminal from the user terminal, and uses the past usage history associated with the user, discount information associated with the user, and the payment preparation information to make the payment. The amount is determined, the pre-payment information including the payment amount is provided to the user terminal, and when a message indicating that the user terminal has entered the payment confirmation area or the payment completion area is received from the user terminal, it is stored in the server. The payment for the payment amount is completed using a payment wallet associated with the user, and new use details of the user are stored in the payment wallet.

At this time, the device broadcasting the payment preparation information may be any one of the first beacon, the second beacon, the payment terminal, and other communication devices.

According to another aspect of the present invention, when executed by a user terminal, causing the user terminal to obtain payment preparation information, and preparing information about payment including a payment amount based on the payment preparation information ; and communicating with the payment terminal to perform payment for the payment amount; a non-volatile computer readable storage medium storing one or a plurality of programs including instructions for executing the operation may be provided. At this time, in the step of performing the payment, when the user terminal receives the third beacon signal, it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is smaller than a predetermined second threshold value. run when

At this time, the step of performing the payment includes the user terminal receiving the third beacon signal, a value related to the reception strength of the fourth beacon signal received by the user terminal being smaller than a predetermined second threshold value, and At this time, it may be executed only when the magnetic strength or magnetic gradient detected and output by the magnetic force sensing unit of the user terminal is greater than or equal to a predetermined value.

At this time, the third beacon transmitting the third beacon signal is disposed downstream of the movement path, and the beacon transmitting the fourth beacon signal is disposed upstream of the downstream of the movement path, and the third beacon signal is disposed upstream of the movement path. The intensity at which the third beacon transmitting the beacon signal outputs the third beacon signal may be lower than the intensity at which the beacon transmitting the fourth beacon signal outputs the fourth beacon signal.

At this time, the payment for the payment amount may be performed using a value stored in a payment wallet stored in the user terminal.

According to another aspect of the present invention, when executed by a user terminal, causing the user terminal to obtain payment preparation information and transmit the payment preparation information to the server; and when the user terminal receives the third beacon signal, when it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is equal to or less than a predetermined second threshold, reception of the fourth beacon signal Transmitting first information indicating that the value of intensity is equal to or less than the second threshold value to the server; non-volatile computer readable storage storing one or a plurality of programs including instructions for executing Media may be provided. At this time, the server is configured to determine a payment amount based on the payment preparation information, and to perform a payment for the payment amount upon receiving the first information.

At this time, in the step of transmitting the first information to the server, the user terminal has received the third beacon signal, the value of the reception strength of the fourth beacon signal is smaller than the second threshold, and at this time, the It can be executed only when the intensity of magnetic force or the gradient of magnetic force detected and output by the magnetic force sensor of the user terminal is greater than or equal to a predetermined value.

At this time, the payment for the payment amount may be performed using a value stored in a payment wallet accessible to the server.

In this case, the first information may be information notifying that the user terminal has entered the payment completion area.

According to the present invention, when a user uses transportation, payment is made based on whether a user carrying only a smartphone enters a specific section in a payment system that automatically makes a payment in a payment method registered in advance without a separate tag between the payment medium and the payment terminal. It is possible to provide a convenient public transportation payment service by confirming the intention.

According to the present invention, it is possible to maximize the convenience of using public transportation by providing a payment service in which transportation fees are deducted based on a payment method registered by a user in advance.

According to the present invention, a payment system that can connect transportation and payment using an existing payment method while automatically deducting fares and making payments through a payment method that accurately detects the user's intention to use transportation means without a separate tag is constituted. Therefore, more convenient public transportation payment service can be provided.

1A shows the structure of a payment system installed on a transportation access route according to an embodiment of the present invention.
Figure 1b shows the structure of a payment system installed on a transportation access route according to another embodiment of the present invention.
2 is a flowchart illustrating one method of pre-measuring the sensitivity of a radio antenna provided in a user terminal.
3 is a flowchart illustrating a method of providing services provided according to an embodiment of the present invention.
4 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.
5 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.
FIG. 6 illustrates strengths of beacon signals detected when a user terminal moves along a transportation access route according to the scenario described in FIG. 4 .
FIG. 7 illustrates strengths of beacon signals detected when a user terminal moves along the transportation access route according to the scenario described in FIG. 5 .
8 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.
9 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.
10 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.
11 illustrates a configuration of a user terminal provided according to an embodiment of the present invention.
12 illustrates the structure of a payment system installed on a transportation access route according to an embodiment of the present invention.
FIG. 13 shows the structure of the payment system modified from FIG. 12 .
FIG. 14 shows the structure of a payment system modified from FIG. 12 .
FIG. 15 shows the structure of a payment system modified from FIG. 14 .
16 shows changes in some steps of the methods presented in FIGS. 3 to 5 and 8 to 10 when using the permanent magnets shown in FIGS. 12 to 15 .

Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings. However, the present invention is not limited to the embodiments described herein and may be implemented in various other forms. Terms used in this specification are intended to aid understanding of the embodiments, and are not intended to limit the scope of the present invention. Also, the singular forms used herein include the plural forms unless the phrases clearly dictate the contrary.

1A shows the structure of a payment system installed on a transportation access route according to an embodiment of the present invention.

Figure 1b shows the structure of a payment system installed on a transportation access route according to another embodiment of the present invention.

Hereinafter, it will be described with reference to FIG. 1A.

Partition walls 91 may be installed on both left and right sides of the transportation access route 71 through which a passerby, that is, a user moves to board the transportation means.

A first beacon 31 , a second beacon 32 , and a third beacon 33 may be installed in the barrier rib 91 .

In addition, the payment terminal 40 may be installed in the partition wall 91 .

Passengers who possess a smart phone, prepaid card, etc. provided according to the prior art can directly tag the smart phone or prepaid card to the payment terminal 40 to obtain permission to pass through the gate. A user possessing a user terminal provided according to an embodiment of the present invention can obtain permission to pass through a gate without such tagging.

If you follow the transportation access route 71, you pass through the pre-payment area 1, the payment confirmation area 2, and the payment completion area 4 in sequence.

The pre-payment area 1, the payment confirmation area 2, and the payment completion area 3 may be areas that do not overlap each other.

The first beacon 31 may be installed in the payment confirmation area 2, and the third beacon 33 may be installed in the payment completion area 3.

One second beacon 32 may be installed between the first beacon 31 and the third beacon 33 .

Alternatively, in another embodiment, as shown in FIG. 1B, the second beacon 32 may be installed near the first beacon 31. That is, the second beacon 32 may be installed in the payment confirmation area 2 . In this case, the second 'beacon 32' corresponding to the second beacon 32 may be installed near the third beacon 33. That is, the second 'beacon 32' may be installed in the payment completion area 3.

The second beacon 32 may output a beacon signal having a higher output than the first beacon 31 and the third beacon 33 .

And the second 'beacon 32' may also be configured to output a beacon signal having a higher output than the first beacon 31 and the third beacon 33.

Preferably, the first beacon 31 and the third beacon 33 may output beacon signals having the same strength as each other.

Preferably, the second beacon 32 and the second 'beacon 32' may output beacon signals having the same strength as each other.

The first beacon 31, the second beacon 32, the second 'beacon 32', and the third beacon 33 output beacon signals, respectively, or one or more beacon signals to identify themselves. may include an identifier that Accordingly, the user terminal receiving the beacon signal can identify a beacon outputting the received beacon signal.

In the beacon signals output by the first beacon 31 and the third beacon 33, information indicating that the beacon outputting the beacon signal is a first type beacon, that is, a beacon outputting a relatively weak signal. may contain Accordingly, the user terminal receiving the beacon signal output from the first beacon 31 or the third beacon 33 can determine that the received beacon signal is output from a beacon outputting a relatively weak signal. .

In the beacon signals output by the second beacon 32 and the second 'beacon 32', the beacon outputting the beacon signal is a second type beacon, that is, a beacon outputting a relatively strong signal. information may be included. Accordingly, the user terminal receiving the beacon signal output by the second beacon 32 or the second 'beacon 32' determines that the received beacon signal is output from a beacon outputting a relatively strong signal. can

In the beacon signals output by the first beacon 31, the second beacon 32, the second 'beacon 32', and the third beacon 33, the first beacon 31, the The second beacon 32, the second 'beacon 32', and the third beacon 33 may each contain information indicating that they are related to the payment terminal 40, which is a specific payment terminal. Therefore, the user terminal receiving the beacon signals output by the first beacon 31, the second beacon 32, the second 'beacon 32', and the third beacon 33, the beacon After receiving the signal, the payment terminal 40 may be specified, and a predetermined procedure with the payment terminal 40 may be performed using short-range wireless communication.

The beacon signal output by the first beacon 31 includes information indicating that the first beacon 31 is located upstream of the transportation access route 71, and the beacon output by the third beacon 33 The signal may include information indicating that the third beacon 33 is located downstream of the transportation access route 71 .

In order for the user terminal to perform the predetermined procedure with the payment terminal 40, the user terminal needs to check and determine in advance the sensitivity of a sensor of the user terminal that receives the beacon signals. The sensor may be, for example, a radio antenna. Radio antennas provided in user terminals may have different sensitivities for each user terminal.

2 is a flowchart illustrating one method of pre-measuring the sensitivity of a radio antenna provided in a user terminal.

In order to measure the sensitivity of the radio antenna provided in the user terminal in advance, the reference radio transmitter 90 may be used.

The reference radio transmitter 90 is an independently provided device, and may be installed in a subway station, for example.

Alternatively, the reference radio transmission device 90 is an independently provided device, and may be installed, for example, on the access path 71 of the means of transportation.

In step S110, the user terminal 10 may activate the first app installed therein. The first app may be developed and provided exclusively for the present invention.

In step S120, the user terminal 10 or the first app may activate the short-range wireless communication function of the user terminal 10.

At this time, the short-distance wireless communication function may be a function of receiving a beacon signal.

In this case, the short-distance wireless communication function may include a function of transmitting and receiving a signal using NFC and/or Bluetooth.

In step S130, a user action of tagging the reference radio transmitter 90 with the user terminal 10 may occur. To this end, a functional module for NFC tagging may be installed in the reference radio transmitter 90. To this end, the user terminal 10 and the reference radio transmitter 90 may operate in a read mode (write mode) and a write mode (read mode), respectively.

In step S140, the reference radio transmitter 90 may transmit a signal using the short-range wireless communication. That is, the reference radio transmitter 90 may transmit a beacon signal having a predetermined reference intensity in step S140.

The reference radio transmission apparatus 90 may transmit the beacon signal having the reference intensity when tagging is recognized in the step S130 or periodically regardless of the step S130.

In step S150, the first app uses the measurement function provided to the user terminal 10 and receives the signal using the short-range wireless communication from the reference radio transmission device 90 within a certain time from the time when the tagging is performed. strength can be measured.

When measuring the strength of the signal, the user terminal 10 may be spaced apart from the reference wave transmitter 90 by a predetermined distance. This is because when measuring the strength of the signal, the user terminal 10 is placed in a tagging device disposed at a predetermined location.

Communication standards that the user terminal 10 complies with may include standards for measuring signal strength of a wireless communication signal detected by the user terminal 10 .

In step S160, the first app may determine the short-range wireless communication reception sensitivity of the user terminal by using the measurement function provided by the user terminal 10. In this case, the short-range wireless communication reception sensitivity may mean reception sensitivity of an antenna for receiving a beacon signal.

In step S170, the first app may set a predetermined first threshold value and a second threshold value based on the determined reception sensitivity. As the reception sensitivity increases, the magnitude of the first threshold value may increase, and the magnitude of the second threshold value may also increase.

In one embodiment, the first threshold value may be smaller than the second threshold value.

Alternatively, the process of setting the predetermined first and second thresholds may be performed by the server 20 instead of by the user terminal 10 .

To this end, in step S180, the user terminal 10 may transmit the ID of the user terminal 10 and information about the determined reception sensitivity to the server 20.

In step S190, the server 20 sets predetermined first and second threshold values based on the determined reception sensitivity, and sets the set first and second threshold values to the user terminal 10. can be associated with and stored.

In step S191 , the server 20 may transmit the first threshold value and the second threshold value set by the server 20 to the user terminal 10 .

In step S192, the user terminal 10 may store the received first and second threshold values.

Steps S180, S190, S191, and S192 may be used instead of S170.

Alternatively, step S170 may be used instead of steps S180, S190, S191, and S192.

In FIG. 2 , using the first threshold value and the second threshold value stored by the user terminal 10, the user can conveniently perform transportation payment without manually manipulating the user terminal 10. there is. A method for this will be described using the drawings below.

3 is a flowchart illustrating a method of providing services provided according to an embodiment of the present invention.

The method shown in FIG. 3 may be applied to the embodiment shown in FIG. 1A or 1B, for example.

The service method provided according to an embodiment of the present invention is provided using a system including the user terminal 10, the first beacon 31, the second beacon 32, and the payment terminal 40. It can be.

Alternatively, it may be provided by further using a separate short-range communication device 50 .

In step S210, the user terminal 10 may receive payment preparation information through wireless communication.

The payment preparation information may be information provided by a service provider providing a service. For example, if the service is a transportation service, it may include information for payment, such as history information of a station providing transportation service and payment terminal information. This may include a fee system for each class of service. For example, the service level may vary according to the user's age and status (ex: student/military/elderly). In addition, the charge system for each service level may be determined by the ID of the station as well as the age and status of the user. Basic service charges may vary from station to station.

At this time, the payment preparation information may be transmitted by the second beacon 32 or the payment terminal 40 . Alternatively, the payment preparation information may be transmitted by a separate communication device 50 . For example, the communication device 50 is installed in a subway station, and any user terminal entering the subway station may be configured to receive the payment preparation information from the communication device 500. The communication device 500 may be a separate beacon transmitter or a WiFi hotspot.

Alternatively, although not shown in FIG. 3, when the first app of the user terminal determines that the user terminal has entered a specific station using a location-based service, the first app corresponding to the specific station through a mobile communication service such as LTE. The payment preparation information may be received.

In step S220, the first app of the user terminal 10 determines that the user terminal 10 has entered the pre-payment area when receiving the payment preparation information.

And in step S220, the first app may acquire the first threshold value stored in the user terminal 10.

Alternatively, the first app accesses the server 20, provides the ID of the user terminal 10, and obtains the first threshold value connected to the user terminal 10 from the server 20. You may.

In the example of FIG. 3 , the user terminal 10 may include a payment wallet for providing a price for a service provided according to an embodiment of the present invention. For example, the payment wallet may be stored in a secure element (SE) such as a USIM, or may be stored in the form of software in the first app.

Past usage information may be stored in the payment wallet.

And in step S220, the first app can determine the payment amount by using the past use details, the payment preparation information, and the service level of the user of the user terminal 10, that is, discount information.

In step S230, the user terminal 10 may receive a second beacon signal transmitted by the second beacon 32 from the second beacon 32. The second beacon signal includes the ID of the second beacon 32, information that the second beacon 32 is a second type of beacon that transmits a strong beacon signal, and information associated with the second beacon 32 The ID of the payment terminal 40 may be included.

The second beacon signal is not information naturally obtainable when the user terminal 10 obtains the payment preparation information, but extends to the vicinity of the payment confirmation area 2 while the user carries the user terminal 10. It can be received while moving.

The second beacon signal may be a signal periodically transmitted by the second beacon 32 according to a predetermined schedule.

If the user continues to move along the transportation access route 71 while carrying the user terminal 10, the second beacon signal is received and eventually the first beacon signal transmitted by the first beacon 31 is also received. will do

That is, in step S240, the user terminal 10 may receive the first beacon signal transmitted by the first beacon 31 from the first beacon 31. The first beacon signal includes the ID of the first beacon 31, information that the first beacon 31 is a first type of beacon that transmits a weak beacon signal, and information associated with the first beacon 31 The ID of the payment terminal 40 may be included.

The first beacon signal is not information that can be naturally received when the user terminal 10 receives the first beacon signal, but the user transmits the first beacon 31 while holding the user terminal 10. If you move closer, you can receive it.

The first beacon signal may be a signal periodically transmitted by the first beacon 31 according to a predetermined schedule.

When the user terminal 10 receives the first beacon signal, it is determined whether the user of the user terminal 10 has decided to use the service involved in the payment terminal 40 .

The fact that the user terminal 10 has received the second beacon signal does not determine that the user of the user terminal 10 has decided to use the service involved in the payment terminal 40 .

In addition, it is not determined that the user of the user terminal 10 has decided to use the service involved in the payment terminal 40 only by the fact that the user terminal 10 has received the first beacon signal.

In one embodiment of the present invention, as in step (S250), the first app receives the second beacon signal whenever the user terminal 10 receives the first beacon signal, just before or immediately after or at the same time. The value of the strength of can be compared with the first threshold value of itself.

That is, in step S260, the first app, if the value of the strength of the second beacon signal is greater than the first threshold value of the first app, the user terminal 10 is the payment confirmation area (2) can be determined to have entered.

That the user terminal 10 has entered the payment confirmation area 2 may mean that the user of the user terminal 10 has clearly expressed an intention to receive a service using the payment terminal 40. .

In step S270, the first app may provide payment information to the payment terminal 40 using a predetermined short-range wireless communication of the payment terminal 40.

The payment information is generated by the first app after step S220 or step S220, and may include a payment amount.

In this case, the first app may determine the payment amount by using the user's service level determined by the first app and the user's past use details (= previous payment information).

The service level may include discount information for each user. For example, teenagers can receive a greater discount than general adults.

The user's past use history may be, for example, payment information of a transportation service used by the user immediately before. For example, if the transportation service used immediately before was performed within a predetermined time from the current time, an additional discount may be applied to the payment amount.

In step S280, the user terminal 10 and the payment terminal 40 may complete the payment according to a predetermined payment protocol, and the usage details used this time for the payment wallet included in the user terminal 10, For example, the history of the transportation service used this time can be stored. By doing this, past usage history recorded in the payment wallet can be updated.

Completing the payment here may mean deducting the payment amount from the payment wallet included in the user terminal 10 . For example, the payment wallet may be a transportation card stored in the user terminal 10 .

For the predetermined payment protocol, existing technologies may be used as they are. For example, in the past, a predetermined payment protocol using a prepaid card, a postpaid card, and a user terminal using an NFC function has been used. In the past, if payment was made using the NFC function in a state where the distance between the user terminal and the payment terminal was several cm or less, in one embodiment of the present invention, the distance between the user terminal 10 and the payment terminal 40 is Payment can be made even if it is more than several tens of centimeters away. At this time, the predetermined payment protocol used in the past can be used as it is in the present invention, except that different short-range communication technologies that differ in the effective transmission distance of radio waves can be adopted.

In step S290, the payment terminal 40 can provide a predetermined service because the payment has been completed. For example, if the payment terminal is installed in a subway ticket gate, the service provision may be a service allowing passage through a gate.

4 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.

The service method shown in FIG. 4 is a modification of the method shown in FIG. 3 .

The method shown in FIG. 4 can be applied to the embodiment shown in FIG. 1A, for example.

In FIG. 3, when it is determined that the user terminal 10 is located in the payment confirmation area 2, the payment is immediately completed. However, in FIG. 4, the user terminal 10 advances further from the payment confirmation area 2 and When it is determined that it is located in the payment completion area (3), the payment is completed.

Although the flowchart of FIG. 4 is presented from step S270, the steps S210, S220, S230, S240, S250, S260, and S270 presented in FIG. 3 are applied to the flowchart of FIG. 4 as they are, and are omitted for convenience of explanation. it did

In the method of FIG. 4, payment is not completed immediately after step S270.

Instead, in step S290, when the payment terminal 40 receives the payment information, the service is provided. The service may be a gate pass-through service.

In step S1210, the user terminal 10 may receive a third beacon signal from the third beacon 33.

At this time, the user terminal 10 may still continue to receive a strong beacon signal from the second beacon 32 .

The third beacon signal includes an ID of the third beacon 33, information indicating that the third beacon 33 is a first type beacon that transmits a weak signal, and a payment terminal 40 associated with the third beacon. ) may be included.

The reception strength of the third beacon signal may become stronger as the user terminal 10 moves from the payment confirmation area 2 to the payment completion area 3 . The reception strength of the third beacon signal may be strongest when the user terminal 10 is located right next to the third beacon 33 .

The third beacon signal may be a signal periodically transmitted by the third beacon 33 according to a predetermined schedule.

In step S1220, the first app compares the received second beacon signal intensity value with its own second threshold value whenever the user terminal 10 receives a third beacon signal. can

In step (S1230), if the value of the intensity of the second beacon signal received by the first app is smaller than its own second threshold value, the user terminal 10 enters the payment completion area 3. entered can be determined.

In step S1240, the user terminal 10 and the payment terminal 40 may complete the payment according to a predetermined payment protocol, and the usage details used this time for the payment wallet included in the user terminal 10 , For example, the traffic service history used this time can be stored. By doing this, past usage history recorded in the payment wallet can be updated. That is, step S1240 corresponds to step S280 shown in FIG. 3 .

5 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.

The service method shown in FIG. 5 is a modification of the method shown in FIG. 3 .

The method shown in FIG. 5 can be applied to the embodiment shown in FIG. 1B, for example.

The method presented in FIG. 5 is the same as the method presented in FIG. 4 . However, in the method of FIG. 4, there is a difference in that the second 'beacon 32' is used instead of the second beacon 32 to determine whether the payment completion area has been entered. Hereinafter, a description of common points with FIG. 4 will be omitted, and only differences will be described.

After the service provision of step S290 is executed, the user terminal 10 receives a strong 2'beacon signal from the 2nd'beacon 32' installed near the payment completion area 3. can do.

The operating method of the second 'beacon 32' may be the same as that of the second beacon 32.

The second 'beacon signal includes information indicating that the second 'beacon signal is transmitted from a beacon that transmits a strong signal installed near the payment completion area, and the second beacon signal includes the second beacon signal. Information indicating that the beacon signal is transmitted from a beacon that transmits a strong signal installed near the payment confirmation area may be included.

When the user terminal 10 approaches from the payment confirmation area to the payment completion area, the user terminal 10 may receive a third beacon signal from the third beacon 33 .

In step S1210, the user terminal 10 may receive a third beacon signal from the third beacon 33.

In step (S1221), the first app, whenever the user terminal 10 receives a third beacon signal, the value of the strength of the received second 'beacon signal to its own second threshold value can be compared

In step (S1231), if the first app receives a value related to the strength of the second 'beacon signal is smaller than its own second threshold value, the user terminal 10 enters the payment completion area 3 can be determined to have entered.

FIG. 6 shows the intensity of beacon signals detected when the user terminal 10 moves along the transportation access path 71 according to the scenario described in FIG. 4 .

When the user terminal 10 moves along the transportation access route 71, it sequentially passes through the first point p1, the second point p2, the third point p3, and the fourth point p4. can

Graphs 831, 832, and 833 show a first beacon signal, a second beacon signal, and a third beacon signal detected by the user terminal 10 at each point of the transportation access route 71, respectively. Indicates the strength of the signal.

Graphs 831, 832, and 833 are simplified and presented for convenience of description.

Reference numerals 901 and 902 denote the above-described first and second threshold values, respectively.

At the first point p1, the user terminal 10 detects the first beacon signal, but determines that the payment confirmation area has not yet been reached because the value of the second beacon signal is smaller than the first threshold 901. can

At the second point (p2), the user terminal 10 detects the first beacon signal, and since the value of the second beacon signal is greater than the first threshold value 901, it can be determined that the payment confirmation area has been reached. there is.

At the third point (p3), the user terminal 10 detects the third beacon signal, but since the value of the second beacon signal is greater than the second threshold 902, it is determined that the payment completion area has not yet been reached. can

At the fourth point (p4), the user terminal 10 detects the third beacon signal and since the value of the second beacon signal is smaller than the second threshold 902, it can be determined that the payment completion area has been reached. there is.

FIG. 7 shows the intensity of beacon signals detected when the user terminal 10 moves along the transportation access route 71 according to the scenario described in FIG. 5 .

Graph 831, graph 832, graph 832', and graph 833 are a first beacon signal and a second beacon signal detected by the user terminal 10 at each point of the transportation access route 71, respectively. Indicates the strength of the signal, the second 'beacon signal, and the third beacon signal.

At the first point p1, the user terminal 10 detects the first beacon signal, but determines that the payment confirmation area has not yet been reached because the value of the second beacon signal is smaller than the first threshold 901. can

At the second point (p2), the user terminal 10 detects the first beacon signal, and since the value of the second beacon signal is greater than the first threshold value 901, it can be determined that the payment confirmation area has been reached. there is.

At the third point (p3), the user terminal 10 detects the third beacon signal, but since the value of the 2' beacon signal is greater than the second threshold 902, it is determined that the payment completion area has not yet been reached. can decide

At the fourth point (p4), the user terminal 10 detects the third beacon signal and since the value of the 2' beacon signal is smaller than the second threshold 902, it is determined that the payment completion area has been reached. can

8 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.

The method shown in FIG. 8 may be applied to the embodiment shown in FIG. 1A or 1B, for example.

The embodiment shown in FIG. 8 is modified from the embodiment shown in FIG. 3 . The service method provided according to the embodiment shown in FIG. 8 may be provided by further including a server 20 in the system shown in FIG. 3 .

In step S310, the user terminal 10 may receive payment preparation information through wireless communication. Step S310 corresponds to step S210 shown in FIG. 3 .

In step S320, the first app of the user terminal 10 determines that the user terminal 10 has entered the pre-payment area when receiving the payment preparation information.

And in step S320, the first app may acquire the first threshold value stored in the user terminal 10.

Alternatively, the first app accesses the server 20, provides an ID of a user associated with the user terminal 10, and sets the first threshold value connected to the user terminal 10 to the server 20. ) can also be obtained from

In the example of FIG. 8 , a payment wallet for providing a price for a service provided according to an embodiment of the present invention may be included in the server 20, not the user terminal 10.

Past usage information may be stored in the payment wallet.

In step S321, the user terminal 10 may transmit the user's ID and the payment preparation information to the server 20. Such transmission may be made over a LAN or LTE or the like. The server 20 may be located in a station where the user terminal 10 is currently located or may be located in a separate remote location.

In step S322, the server 20 stores the past use history of the user terminal 10 stored in the payment wallet, the received payment preparation information, and the service level of the user of the user terminal 10, That is, the payment amount may be determined using the discount information of the user.

In step S323, the server 20 may transmit pre-payment information, which is information including the determined payment amount, to the user terminal 10.

In step S330, the user terminal 10 may receive a second beacon signal transmitted by the second beacon 32 from the second beacon 32.

In step S340, the user terminal 10 may receive a first beacon signal transmitted by the first beacon 31 from the first beacon 31.

In one embodiment of the present invention, as in step S350, the first app receives the second beacon signal whenever the user terminal 10 receives the first beacon signal, just before or immediately after or at the same time. A value related to the strength of the beacon signal may be compared with the first threshold value of itself.

In step S360, the first app, if the value of the strength of the second beacon signal is greater than the first threshold value of the first app, the user terminal 10 enters the payment confirmation area 2 can be determined as one.

Steps S330, S340, S350, and S360 correspond to steps S230, S240, S250, and S260 shown in FIG. 3, respectively. .

In step S370, the first app may provide the pre-payment information to the payment terminal 40 using a predetermined short-range wireless communication of the payment terminal 40.

The pre-payment information may include the payment amount.

In step S380, the payment terminal 40 may provide a service and store the pre-payment information in a local storage. For example, the service may be a gate pass-through service. The stored pre-payment information may be used as post-payment verification data of a station managing the payment terminal 40 .

In step S371, the user terminal 10 may transmit to the server 20 that the user terminal 10 has entered the payment confirmation area 2.

In step S390, the server 20 determines that the user has confirmed the intention to use the service, and completes the payment according to the pre-payment information. At this time, the payment amount is deducted from the user's payment wallet included in the server 20 . The deducted payment amount may be processed to be paid to an operating institution that operates the payment terminal 40 included in the payment preparation information. In addition, the server 20 may store new use details in the payment wallet using the payment preparation information. By doing this, past usage history recorded in the payment wallet can be updated.

That is, in step S390, the server 20 uses the value stored in the payment wallet to make the payment between the payment wallet and the payment system specified by the operator of the payment terminal 40 included in the payment preparation information. A step of making a payment for the amount may be performed. In this case, the payment system may be a virtual terminal simulating the payment terminal included in the server.

Also, in step S390, the server 20 may execute a step of updating the user's past usage details of the user terminal by storing new usage details related to the performed payment in the payment wallet.

9 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.

The service method shown in FIG. 9 is a modification of the method shown in FIG. 8 .

The method shown in FIG. 8 can be applied to the embodiment shown in FIG. 1A, for example.

In FIG. 8, when it is determined that the user terminal 10 is located in the payment confirmation area 2, the payment is immediately completed. However, in FIG. 9, the user terminal 10 advances further from the payment confirmation area 2 and When it is determined that it is located in the payment completion area (3), the payment is completed.

Although the flowchart of FIG. 9 is presented from step S370, the steps (S310, S320, S321, S322, S323, S330, S340, S350, S360, S370) presented in FIG. 8 are applied to the flowchart of FIG. It is omitted for convenience of description.

In step S380 of FIG. 9 , when the payment terminal 40 receives the pre-payment information, it may provide a service and store the pre-payment information in a local storage. For example, the service may be a gate pass-through service. The stored pre-payment information may be used as post-payment verification data of a station managing the payment terminal 40 .

In step S1310, the user terminal 10 may receive a third beacon signal from the third beacon 33. Step S1310 corresponds to step S1210 shown in FIG. 4 .

At this time, the user terminal 10 may still continue to receive a strong beacon signal from the second beacon 32 .

In step (S1320), the first app can compare the value of the strength of the received second beacon signal with its own second threshold whenever the user terminal 10 receives a third beacon signal. there is. Step S1320 corresponds to step S1220 shown in FIG. 4 .

In step S1330, if the value of the strength of the second beacon signal is smaller than its own second threshold, the first app assumes that the user terminal 10 has entered the payment completion area 3. can decide Step S1330 corresponds to step S1230 shown in FIG. 4 .

In step S1335, the user terminal 10 reports to the server 20 that the user terminal 10 has entered the payment completion area 3.

In step S1340, the server 20 determines that the user has confirmed the intention to use the service, and completes the payment according to the pre-payment information. That is, step S1340 corresponds to step S390 shown in FIG. 8 .

10 is a flowchart illustrating a method of providing services provided according to another embodiment of the present invention.

The service method shown in FIG. 10 is a modification of the method shown in FIG. 9 .

The method shown in FIG. 10 may be applied to the embodiment shown in FIG. 1B, for example.

The method presented in FIG. 10 is the same as the method presented in FIG. 9 . However, in the method of FIG. 10, there is a difference in that the second 'beacon 32' is used instead of the second beacon 32 to determine whether the payment completion area has been entered.

The user terminal 10 may receive a strong 2'beacon signal from the 2nd'beacon 32' installed near the payment completion area 3.

In step S1310, the user terminal 10 may receive a third beacon signal from the third beacon 33.

In step (S1321), the first app, whenever the user terminal 10 receives a third beacon signal, the value of the strength of the received second 'beacon signal to its own second threshold value can be compared

In step S1331, if the first app receives a value related to the strength of the second 'beacon signal' that is smaller than its own second threshold value, the user terminal 10 enters the payment completion area 3 can be determined to have entered.

11 illustrates a configuration of a user terminal provided according to an embodiment of the present invention.

The user terminal 10 may include a short-distance communication unit 11, a network communication unit 12, a storage unit 13, a processing unit 14, and a magnetic force sensing unit 15.

The short-range communication unit 11 may be a communication device supporting beacon, NFC, WiFi, and/or Bluetooth technology. The wireless signals from the first beacon 31, the second beacon 32, the third beacon 33, the payment terminal 40, and the communication device 50 are transmitted by the short-range communication unit 11 can receive

The network communication unit 12 may be used when the user terminal 10 and the server 20 communicate. The network communication unit 12 may be a communication device supporting technologies such as WiFi and LTE.

The storage unit 13 may be a place for storing the payment wallet. The storage unit 13 may be a non-volatile memory included in the user terminal 10 or a memory included in a secure element (SE) mounted in the user terminal 10 .

The processing unit 14 may be a processor that executes the steps described above.

The magnetic force sensing unit 15 may be a device that senses magnetic force.

The user terminal provided according to one aspect of the present invention may use a signal output from the magnetic force sensor in addition to the second beacon signal to determine whether or not the payment confirmation area has been reached. A configuration and method for using the magnetic force sensing unit will be described with reference to FIGS. 12 to 15 .

12 illustrates the structure of a payment system installed on a transportation access route according to an embodiment of the present invention.

12 is a three-dimensional representation of the payment system shown in FIG. 1A.

A pair of permanent magnets 81 and 82 generating horizontal lines of force may be installed in the payment confirmation area 2 of the partition wall 91 . Each of the permanent magnets 81 and 82 may be manufactured in a plate shape. The pair of permanent magnets 81 and 82 may be disposed such that a magnetic field formed thereby exists substantially only inside the pair of barrier ribs 91 .

A pair of permanent magnets 83 and 84 generating horizontal lines of force may also be installed in the payment completion area 3 of the partition wall 91 .

In steps S260 and S360 shown in FIGS. 3 and 8, if the value of the strength of the second beacon signal is greater than the first threshold, the user terminal 10 has entered the payment confirmation area. is to be determined. In a modified embodiment from this, it is satisfied that not only the value of the strength of the second beacon signal is greater than its first threshold value, but also that the strength of the magnetic force output by the magnetic force sensing unit 15 is equal to or greater than a predetermined value. It may be determined that the user terminal 10 has entered the payment confirmation area only when it does.

In addition, in steps S1230 and S1330 shown in FIGS. 4 and 9, if the value of the strength of the second beacon signal is smaller than the second threshold, the user terminal 10 enters the payment completion area. is to be determined as one. In a modified embodiment from this, not only the value of the strength of the second beacon signal is smaller than the second threshold value, but also the magnetic strength or magnetic gradient output by the magnetic force sensing unit 15 is greater than or equal to a predetermined value. Only when both are satisfied, it may be determined that the user terminal 10 has entered the payment confirmation area.

FIG. 13 shows the structure of a payment system modified from FIG. 12 .

A pair of permanent magnets 181 and 182 generating vertical lines of force may be additionally installed in the payment confirmation area 2 of the partition wall 91 .

A pair of permanent magnets 183 and 184 generating vertical lines of force may be additionally installed in the payment completion area 3 of the partition wall 91 .

FIG. 14 shows the structure of a payment system modified from FIG. 12 .

The pair of permanent magnets 81 and 82 may not be directly installed on the partition wall 91, but may be installed at the beginning of the payment confirmation area 2 so that magnetic lines of force are directed in a horizontal direction using a separate stand.

In addition, the pair of permanent magnets 83 and 84 are not directly installed on the partition wall 91, but may be installed at a position past the payment completion area 3 so that the magnetic force lines are directed in the horizontal direction using a separate stand. there is.

FIG. 15 shows the structure of a payment system modified from FIG. 14 .

The pair of permanent magnets 81 and 82 may not be directly installed on the partition wall 91 but may be installed on the ceiling and the floor of the payment confirmation area 2 so that magnetic lines of force are directed in a vertical direction.

In addition, the pair of permanent magnets 83 and 84 are not directly installed on the partition wall 91, but may be installed on the ceiling and the floor at a position past the payment completion area 3 so that magnetic lines of force are directed in a vertical direction. .

FIG. 16 shows changes in some steps of the methods shown in FIGS. 3 to 5 and 8 to 10 when using the permanent magnets shown in FIGS. 12 to 15 .

In the case of using the permanent magnets shown in FIGS. 12 to 15, in step S260 shown in FIG. 3 and step S360 shown in FIG. 8, the value related to the strength of the second beacon signal is its first threshold value. If the magnetic strength or the magnetic gradient detected and output by the magnetic force sensing unit of the user terminal is greater than a predetermined value, it may be changed to a step of determining that the payment confirmation area has been entered.

In the case of using the permanent magnets shown in FIGS. 12 to 15, in step S1230 shown in FIG. 4 and step S1330 shown in FIG. 9, the value related to the strength of the second beacon signal is its second threshold value. If it is smaller than the value and the magnetic strength or magnetic gradient detected and output by the magnetic sensor of the user terminal is equal to or greater than a predetermined value, the step of determining that the payment completion area has been entered may be changed.

In the case of using the permanent magnets shown in FIGS. 12 to 15, in the step S1231 shown in FIG. 5 and the step S1331 shown in FIG. 10, the value of the strength of the 2′ beacon signal is the second threshold of the self. If the value is smaller than the value and the magnetic strength or magnetic gradient detected and output by the magnetic sensor of the user terminal is greater than or equal to a predetermined value, the step of determining that the payment completion area has been entered may be changed.

Using the above-described embodiments of the present invention, those belonging to the technical field of the present invention will be able to easily implement various changes and modifications without departing from the essential characteristics of the present invention. The content of each claim of the claims may be combined with other claims without reference relationship within the scope understandable through this specification.

Claims (15)

When executed by a user terminal, it causes the user terminal to:
preparing information about payment including a payment amount based on the acquired payment preparation information; and
When receiving the first beacon signal, when it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds a first predetermined threshold value, transmitting information about the payment to the payment terminal. ;
It stores one or a plurality of programs including instructions to execute,
The commands may include: measuring, by the user terminal, the strength of a short-distance wireless communication signal transmitted from a reference radio transmitter tagged by the user terminal; determining short-range wireless communication reception sensitivity of the user terminal based on the measured strength; And determining the first threshold value based on the determined reception sensitivity;
A non-volatile computer readable storage medium. The method of claim 1, wherein in the transmitting, when the first beacon signal is received, a value related to reception strength of the received second beacon signal exceeds the first threshold value, and also the user terminal A non-volatile computer-readable storage medium, characterized in that it is executed only when the magnetic strength or magnetic gradient detected and output by the magnetic force sensing unit is greater than or equal to a predetermined value. According to claim 1,
The commands are configured to cause the user terminal to, after the transmitting step, execute a step of performing a payment for the payment amount by communicating with the payment terminal,
In the step of performing the payment, when the user terminal receives the third beacon signal, when it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is smaller than a predetermined second threshold value is executed,
Characterized in that the fourth beacon signal is the second beacon signal or a second 'beacon signal different from the second beacon signal,
A non-volatile computer readable storage medium. According to claim 3,
The step of making the payment is,
When the third beacon signal has been received and it is determined that the value of the reception strength of the fourth beacon signal is smaller than the second threshold, the magnetic force sensing unit of the user terminal senses and outputs the magnetic force intensity or the magnetic gradient. Characterized in that it is executed only when is greater than or equal to a predetermined value,
A non-volatile computer readable storage medium. According to claim 1,
The payment wallet storing the financial value for the payment of the payment amount is included in a storage device accessible to the server, and the payment wallet or the storage related to the payment wallet includes past usage history and information of the user of the user terminal. Discount information about the user is recorded,
The preparing of the payment information may include transmitting an ID of a user associated with the user terminal and the payment preparation information to the server; And preparing the pre-payment information received from the server as information on the payment; includes,
The pre-payment information includes the payment amount,
The payment amount is determined by the server based on the past usage details, the payment preparation information, and the discount information.
A non-volatile computer readable storage medium. According to claim 5,
The instructions are configured to cause the user terminal to execute, after the step of transmitting the payment-related information to the payment terminal, a step of transmitting a message indicating that the user terminal has entered a payment confirmation area to the server;
The server,
performing a payment for the payment amount by using the value stored in the payment wallet; and
storing new usage details related to the performed payment in the payment wallet, and updating past usage details of the user of the user terminal;
Characterized in that it is configured to execute,
A non-volatile computer readable storage medium. According to claim 5,
The payment terminal is characterized in that it is configured to provide a predetermined service upon receiving the payment-related information,
The commands cause the user terminal to, when the user terminal receives the third beacon signal, when it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is equal to or less than a predetermined second threshold value. In, the step of transmitting a message indicating that the user terminal has entered the payment completion area to the server is executed,
The server,
performing a payment for the payment amount using a value stored in the payment wallet based on the payment preparation information; and
storing new usage details related to the performed payment in the payment wallet, and updating past usage details of the user of the user terminal;
Characterized in that it is configured to execute,
A non-volatile computer readable storage medium. The method of claim 3, wherein the value of the reception strength of any beacon signal among the second beacon signal and the fourth beacon signal is determined from a time point when the user terminal receives the first beacon signal or the third beacon signal. A non-volatile computer-readable storage medium, characterized in that the number of times the arbitrary beacon signal is received during a predetermined unit time. According to claim 1,
The payment preparation information is transmitted by wireless communication from the first beacon, the payment terminal, or another communication device,
The payment preparation information includes information for confirming a rule for determining a fee for a service provided in connection with the payment terminal,
The information for confirming the rule includes information specifying the service provided by the payment terminal to be distinguished from other services.
A non-volatile computer readable storage medium. According to claim 1,
These commands are
and communicating with the payment terminal to perform a payment for the payment amount;
The step of performing the payment is executed when it is determined that the value of the reception strength of the fourth beacon signal received by the user terminal is smaller than a predetermined second threshold when the user terminal receives the third beacon signal. characterized by being
A non-volatile computer readable storage medium. 11. The method of claim 10, wherein the performing of the payment includes the user terminal receiving the third beacon signal and a value related to reception strength of a fourth beacon signal received by the user terminal being a predetermined second threshold value. A non-volatile computer-readable storage medium, characterized in that it is executed only when the magnetic strength or magnetic gradient detected and output by the magnetic force sensing unit of the user terminal is greater than or equal to a predetermined value. According to claim 1,
These commands are
transmitting the payment preparation information to a server; and
When the user terminal receives the third beacon signal, when it is determined that the value related to the reception strength of the fourth beacon signal received by the user terminal is equal to or less than a predetermined second threshold value, the reception strength of the fourth beacon signal Transmitting to the server first information indicating that the value of is less than or equal to the second threshold;
is supposed to run more,
The server determines a payment amount based on the payment preparation information, and performs payment for the payment amount when receiving the first information,
A non-volatile computer readable storage medium. Acquiring, by a user terminal, a signal including payment preparation information;
preparing, by the user terminal, payment-related information including a payment amount based on the payment preparation information; and
When the user terminal receives the first beacon signal, when it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds a first predetermined threshold value, the payment information is transmitted. transmitting to a terminal;
Including,
The user terminal measures the strength of a short-range wireless communication signal transmitted from a reference wave transmitter tagged by the user terminal, determines the short-range wireless communication reception sensitivity of the user terminal based on the measured strength, and To determine the first threshold based on the determined reception sensitivity,
Payment Method. a device for broadcasting payment preparation information;
A first beacon transmitting a first beacon signal;
a second beacon transmitting a second beacon signal that is stronger than the first beacon signal; and
In a payment system comprising: a payment terminal providing a predetermined service upon receiving pre-payment information including a payment amount from a user terminal;
The pre-payment information is transmitted by the server to the user terminal,
The server,
Receiving the payment preparation information and an ID of a user associated with the user terminal from the user terminal;
Determining the payment amount using past use details related to the user, discount information related to the user, and the payment preparation information;
Providing the pre-payment information including the payment amount to the user terminal;
When receiving a message from the user terminal indicating that the user terminal has entered the payment confirmation area or the payment completion area, the payment for the payment amount is completed using the payment wallet associated with the user stored in the server, and
The user's new use history is stored in the payment wallet,
The user terminal,
When receiving the first beacon signal, if it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds the first predetermined threshold value, payment information including the payment amount is sent to the payment terminal. is intended to be transmitted, and
Measure the strength of the short-range wireless communication signal transmitted from the reference radio transmitter tagged by the user terminal, determine the short-range wireless communication reception sensitivity of the user terminal based on the measured strength, and determine the received sensitivity based on the determined reception sensitivity. To determine the first threshold value as
payment system. As a user terminal,
It includes a storage unit and a processing unit, which are non-volatile memories,
The storage unit causes the processing unit to:
preparing information about payment including a payment amount based on the acquired payment preparation information; and
When receiving the first beacon signal, when it is determined that the value of the reception strength of the second beacon signal received by the user terminal exceeds a first predetermined threshold value, transmitting information about the payment to the payment terminal. ;
It stores one or a plurality of programs including instructions to execute,
The instructions include steps of causing the processing unit to measure the strength of a short-distance wireless communication signal transmitted from a reference radio transmission device tagged by the user terminal; determining short-range wireless communication reception sensitivity of the user terminal based on the measured strength; And determining the first threshold value based on the determined reception sensitivity;
user terminal.

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