KR102418230B1 - Rental system using platform and rental method using the same - Google Patents

Abstract

The present invention relates to a rental system using a platform and a rental method using the same, wherein the rental system using a platform comprises: a supplier terminal in which supply terms are entered, wherein the supply terms include a supply price and a supply term rental period of goods or a service for which a rental is offered by a goods supplier or a service supplier, and information of the goods supplier or the service supplier is uploaded to a platform server to be a member of a platform operated by a platform operator; a buyer terminal in which information of a buyer is uploaded to the platform server to be a member of the platform operated by the platform operator, and at least one among the supply terms of goods or a service wanted by the buyer is selected and entered or at least one among the supply terms entered and displayed on the supplier terminal is selected; and a platform server in which items entered by the supplier terminal and the buyer terminal are stored, a standard contract appropriate for the selected supply terms is created, the created standard contract is provided to the supplier terminal and the buyer terminal, and information related to a rental contract to be signed by the supplier and the buyer is stored, wherein the goods are secondhand goods owned by the supplier and a rental fee is paid by the buyer using a virtual currency which is offered by the platform and can be charged, accumulated, transferred and cashed.

Description

RENTAL SYSTEM USING PLATFORM AND RENTAL METHOD USING THE SAME

The present invention relates to a rental system and method, and more particularly, to a rental system using a platform and a rental method using the same.

According to recent statistics, it was analyzed that the monthly fixed amount of personal consumption expenditure accounted for more than 50% of total consumption. This continuous expenditure was too complicated for an individual to directly manage and the amount was too large, which caused a lot of inconvenience.

Since the user has to manage all payment details such as various account transfers and card payment statements, and to check the contract period and contract period, he has to check all relevant product information. There was trouble to

In addition, in order to rent goods or services, financial problems must be solved. In particular, it is not easy for a small company or individual to rent. In addition, unused used goods owned by individuals are not reused and are thrown away.

SUMMARY OF THE INVENTION The present invention aims to solve the above and other problems. Another object is to provide a rental system and a rental method using the platform.

According to one aspect of the present invention to achieve the above or other objects, the supply conditions including the supply price and rental period of the goods or services that the goods or service provider wants to supply for rental are input, and the platform operated by the platform operator a provider terminal for uploading product or service provider information to a platform server to become a member; In order to become a member of the platform operated by the platform operator, information related to the buyer is uploaded to the platform server, and one or more of the supply conditions for goods or services desired by the buyer are selectively inputted or inputted and displayed through the supplier terminal. a buyer terminal to select one or more of; and items input from the supplier terminal and the buyer terminal are stored, a standard contract that meets the selected supply conditions is generated, the generated standard contract is provided to the supplier terminal and the buyer terminal, and a rental contract concluded between the supplier and the buyer and a platform server that stores related information, wherein the product is a used product owned by a supplier, and the purchaser's rental cost payment is a virtual currency that can be recharged, accumulated, and transferred and can be converted into cash provided by the platform. ) may be provided with a rental system using a platform characterized in that it is made through.

According to an aspect of the present invention, payment information for goods or services through another path of the supplier or purchaser is stored, and the payment information is transferred to the platform server through an API (Application Programming Interface) of another rental site or sales site. It may further include a payment institution server to transmit to.

According to one aspect of the present invention, when an item to be paid for regularly among the payment information is input through the purchaser terminal and stored in the platform server, it is characterized in that the item can also be paid with the virtual currency.

According to one aspect of the present invention, the supplier terminal and the purchaser terminal may be the same terminal.

According to an aspect of the present invention, the platform server may include: a communication unit configured to be communicatively connected to the provider terminal, the purchaser terminal, and the payment institution server; a database storage unit for transmitting and receiving various information from the supplier terminal and the purchaser terminal to store payment information for various goods or services; a member information management unit for managing member information of the platform; and a credit information inquiry unit capable of inquiring the credit of the member.

According to one aspect of the present invention, information is input through a terminal of a supplier who supplies goods or services and a terminal of a buyer who purchases goods or services in order to become a member of a platform operated by a platform operator, and the supplier and buyer membership registration through the identity verification process of inputting supply conditions including a supply price and rental period of goods or services to be rented from a supplier terminal; selecting and inputting one or more of the list of goods or services input through the provider terminal or inputting supply conditions for goods or services that the buyer wants to rent; generating a standard contract in a platform server according to the specifications of the selected and inputted goods or services, and transmitting the generated standard contract to the supplier terminal and the buyer terminal; and establishing a rental contract by making a rental cost settlement in the buyer terminal according to the content of the transmitted standard contract, wherein the buyer's rental cost payment can be recharged, accumulated, transferred, and converted into cash provided by the platform A rental method using a platform made possible through virtual currency may be provided.

According to an aspect of the present invention, the step of authenticating the user may include: uploading an image of the authentication medium of the purchaser to the platform server; transmitting the uploaded purchaser's authentication medium image to an issuing agency server of the purchaser's authentication medium; a first authentication step of receiving authentication from the issuing agency server that the purchaser's authentication medium image belongs to the purchaser; and personal information of the purchaser on the authentication medium is input to the platform server, and the input personal information of the purchaser is transmitted to the issuing agency server to authenticate that the purchaser's input of the authentication medium image was input by the purchaser It may be performed through the second authentication step.

According to an aspect of the present invention, after the membership registration step, the step of inputting payment information of the buyer from one or more payment institution servers to the platform server; a step of integrating and storing the purchaser's payment information in the platform server; receiving a request for payment information stored in the platform server from the purchaser terminal; and outputting the requested purchaser's payment information through the platform server and displaying it on the purchaser terminal.

According to an aspect of the present invention, the method comprising: collecting payment information of the buyer in the platform server; analyzing the purchaser's consumption pattern; and transmitting information according to the analysis to the purchaser terminal.

The effect of the rental system using the platform according to the present invention and the rental method using the same will be described as follows.

According to at least one of the embodiments of the present invention, there is an advantage in that even a small business or individual that is financially weak can make a rental, and an individual-to-individual rental is possible.

According to at least one of the embodiments of the present invention, there is an advantage of realizing a sharing economy between neighbors within a certain area and enabling communication between neighbors.

According to at least one of the embodiments of the present invention, there is an advantage that not only goods but also services or real estate can be rented.

According to at least one of the embodiments of the present invention, information on goods rented by the supplier and information on goods rented by the buyer are accumulated and stored in the platform server, so that information provided by the supplier through the supplier terminal or the buyer terminal is stored. There is an advantage that the goods and the goods purchased by the buyer can be managed.

According to at least one of the embodiments of the present invention, there is an advantage of being able to supply goods or services through rental at a low cost even in the case of a supplier having somewhat insufficient financial power.

According to at least one of the embodiments of the present invention, by paying with the virtual currency accumulated on the platform, the payment becomes easy even during repeated transactions, and there is an advantage that a separate fee is not generated.

According to at least one of the embodiments of the present invention, the advantage of helping rational consumption and convenient consumption by clearly showing the expenses of individuals and their family members in the monthly payment market that occupies a large portion of the personal consumption market based on the fourth industrial technology There is this.

According to at least one of the embodiments of the present invention, it is possible to reduce consumption costs by redesigning the subscription period, contract period, consumption pattern analysis, and personalized recommendation, so that all monthly expenses of the user can be seen at a glance. . In other words, it has the advantage of being able to consume rationally and live a convenient life at the same time.

According to at least one of the embodiments of the present invention, there is an advantage that the user can check payment information simply by using one application without entering the sites of numerous payment institutions.

According to at least one of the embodiments of the present invention, when the user is curious about the payment details, there is an advantage that the user can check the regular payment details at once by accessing the application from time to time.

Further scope of applicability of the present invention will become apparent from the following detailed description. However, it should be understood that the detailed description and specific embodiments such as the preferred embodiments of the present invention are given by way of illustration only, since various changes and modifications within the spirit and scope of the present invention may be clearly understood by those skilled in the art.

1 is a conceptual diagram of a rental system using a platform related to the present invention.
2 is a flowchart of a rental method using a platform related to the present invention.
3 is a conceptual diagram of a rental system using a payment institution and a platform related to the present invention.
Figure 4 is a flow chart for the purchaser's payment information integration related to the present invention.
5 is a flowchart of an authentication procedure related to the present invention.
6 is a block diagram of a platform server related to the present invention.
7 is a flow chart of a purchaser's consumption pattern analysis related to the present invention.

Hereinafter, the embodiments disclosed in the present specification will be described in detail with reference to the accompanying drawings, but the same or similar components will be given the same reference numbers regardless of reference numerals, and redundant descriptions thereof will be omitted. The suffix "part" for the components used in the following description is given or mixed in consideration of only the ease of writing the specification, and does not have a meaning or role distinct from each other by itself. In addition, in describing the embodiments disclosed in the present specification, if it is determined that detailed descriptions of related known technologies may obscure the gist of the embodiments disclosed in the present specification, the detailed description thereof will be omitted. In addition, the accompanying drawings are only for easy understanding of the embodiments disclosed in the present specification, and the technical idea disclosed herein is not limited by the accompanying drawings, and all changes included in the spirit and scope of the present invention , should be understood to include equivalents or substitutes.

Terms including an ordinal number such as 1st, 2nd, etc. may be used to describe various elements, but the elements are not limited by the terms. The above terms are used only for the purpose of distinguishing one component from another.

The singular expression includes the plural expression unless the context clearly dictates otherwise.

In the present application, terms such as “comprises” or “have” are intended to designate that a feature, number, step, operation, component, part, or combination thereof described in the specification exists, but one or more other features It should be understood that this does not preclude the existence or addition of numbers, steps, operations, components, parts, or combinations thereof.

In one embodiment of the present invention, a system and method are provided in which a supplier who wants to rent an article or service can easily rent it even if the financial power is weak, and at the same time, a buyer who wants to rent the article or service can easily rent it. In an embodiment of the present invention, for this purpose, a rental platform is required for storing and controlling most matters related to rental. 1 is a conceptual diagram of a rental system 100 using a platform related to the present invention, which will be described below with reference to FIG. 1 .

The rental system 100 using the platform in an embodiment of the present invention comprises a provider terminal 150 , a purchaser terminal 130 , a platform server 110 , and a payment institution server 120 . First, in the provider terminal 150, supply conditions including the supply price and rental period of the goods or services that the goods or service provider wants to provide for rental are input, and the goods or services are input to become a member of the platform operated by the platform operator. It serves to upload information of the provider to the platform server 110 . The purchaser terminal 130 uploads information related to the purchaser to the platform server 110 in order to become a member of the platform operated by the platform operator, and selects or inputs one or more of the conditions for supplying goods or services desired by the purchaser. One or more of the supply conditions input and displayed through the supplier terminal 150 are selected.

Rental in an embodiment of the present invention is mainly related to short-term rental and is made within the scope of a certain area, and the supplier and the purchaser may be the same person. That is, the supplier may be a buyer who supplies goods or services to others and simultaneously purchases goods or services supplied by others, so that the supplier terminal 150 and the buyer terminal 130 may be the same terminal. In addition, the supplier and the purchaser in an embodiment of the present invention are mainly individuals, and the supplier may be a business operator. The goods may be used goods owned and used by the supplier as well as new products, and may be expensive goods owned by individuals or goods not needed immediately.

The platform server 110 stores the items input from the supplier terminal 150 and the purchaser terminal 130, generates a standard contract that meets the selected supply condition, and writes the generated standard contract to the supplier terminal 150 and the buyer. It is provided to the terminal 130, and information related to a rental contract concluded between the supplier and the buyer is stored. Furthermore, by storing the transaction details of the supplier and the buyer in one platform server 110, it is possible to check and manage transactions related to goods or services through various routes of the supplier and the buyer in one place. In this case, the transaction is not necessarily limited to the case where the supplier and the buyer match, and includes a transaction history of a specific supplier with a plurality of buyers or a transaction history of a specific buyer with a plurality of suppliers. To this end, in the rental system 100 according to an embodiment of the present invention, payment information for goods or services through another path of the supplier or purchaser is stored, and the payment information is transferred to another rental site or sales site API (Application) Programming Interface) through the platform server 110 is made to further include a payment institution server (120). The other path means a transaction that requires payment according to the purchase or sale of goods or services online or offline, not through the platform in an embodiment of the present invention. In addition, the rental in an embodiment of the present invention may include a general sales method in which ownership is transferred through a one-time supply by setting the rental period to zero.

In addition, the target of the transaction contract in one embodiment of the present invention includes intangible services from light toys that are movable objects, and furthermore, registered movable properties such as specific real estate and ships may be included. In this way, by expanding the transaction target in one embodiment of the present invention to not only goods but also real estate and services, it is possible to form a sharing economy where people live together by sharing each other's labor or goods. However, for trust between the supplier and the buyer, the supplier may upload photos of goods, etc. together.

At this time, in one embodiment of the present invention, the purchaser's rental cost payment naturally includes cash payment, and is made through virtual currency that can be recharged, accumulated, and transferred and can be converted into cash provided by the platform. The virtual currency may be a special currency or point used in the platform, and may be a means of paying a transaction amount within the platform. That is, after charging a certain amount in the platform server 110 with an actual payment method such as cash or a card, virtual currency can be paid or received instead of money like real money within the charged range. For example, the buyer can pay the supplier in virtual currency equivalent to 10,000 won as the price of supplying the goods, and the provider who receives this will increase the virtual currency equivalent to 10,000 won in the platform. The supplier or purchaser can continuously use virtual currency, and when cash is needed, it can be converted into cash so that money corresponding to the virtual currency is paid to their account. In addition, in one embodiment of the present invention, a method for integrating and managing a plurality of payments through one platform or application is provided. The platform or application may be provided through the purchaser terminal 130 . The platform or application in one embodiment of the present invention is mainly described in relation to the rental of goods or services, but is not necessarily limited thereto, and may be applied as long as it does not specifically conflict with the purchase of goods or services. Furthermore, among the items for which the buyer must pay, items that must be paid on a regular basis other than rental, for example, rental fees, insurance premiums, management fees, etc. are input through the buyer terminal 130 and are stored in the platform server 110. It was also made possible to pay for items with the above virtual currency.

In addition, in an embodiment of the present invention, when a plurality of buyers can form a group due to a certain relationship with each other, two or more buyers can form a group under their respective cross approval, and payment information of each grouped buyer can be shared with each other through the platform server 110 , and each payment information can be displayed through an application in each purchaser terminal 130 . This may be applied similarly to the case of multiple buyers, unless there is a particular conflict, even when a plurality of suppliers have a certain relationship and can form a group.

2 is a flowchart of a rental method using a platform related to the present invention, which will be described below with reference to FIG. 2 .

First, in order to rent using the platform, one must become a member of the platform operator. In order to become a member of the platform operated by the platform operator, information through the terminal 150 of the supplier and the terminal 130 of the buyer who supplies goods or services is input, and membership registration (S110) is made through the self-authentication process of the supplier and purchaser. Thereafter, supply conditions including the supply price and rental period of the goods or services to be rented are input from the supplier terminal 150 ( S120 ), and one or more of the list of goods or services input by the supplier is selectively input or A supply condition of goods or services that the buyer wants to rent is input (S130). That is, if there is no item or service desired by the buyer among the goods or services that the supplier wants to rent, the buyer directly enters the supply conditions for the item or service he wants to rent, and the supplier of the goods or service You can also enter terms of supply for goods or services.

When the supply conditions for goods or services match between the supplier and the buyer, the platform server 110 generates a standard contract according to the specifications of the goods or services that are selected and input, and writes the generated standard contract to the supplier terminal ( 150) and the purchaser terminal 130 (S140). According to the content of the transmitted standard contract, the rental fee is paid in the purchaser terminal 130, thereby establishing the rental contract (S150). In the standard contract, all information and precautions related to the rental are described, and solutions for disputes between the supplier and the buyer may also be described. In this case, the purchaser's rental cost payment is made through virtual currency that can be charged, accumulated, and transferred and can be converted into cash provided by the platform.

In this way, the supplier and the buyer of the goods or services can perform the rental in a simple way, and the supplier can make the rental for free or for a fee to the buyer who needs it without throwing away the unused used article. If the supplier and the buyer live in an area adjacent to each other, they can communicate with each other even if they do not know each other if they are neighbors. Furthermore, if the supplier continues to rent after a certain period of time, the supplier may transfer the ownership to the supplier for a fee or free of charge. The rental contract in one embodiment of the present invention is possible because it is based on a transaction between individuals.

3 is a conceptual diagram of a rental system 100 using a payment institution and platform related to the present invention, FIG. 4 is a flow chart of a purchaser's payment information integration related to the present invention, and FIG. 5 is an authentication procedure related to the present invention This is a flowchart, which will be described below with reference to FIGS. 3 to 5 .

In an embodiment of the present invention, if there are a plurality of rental contracts or payment information, the rental system ( 100) can be managed together. In the rental system 100 of the present invention, the management of the rental contract or payment information through a plurality of paths of the buyer is the application using the platform server 110 through the purchaser terminal 130 such as a computer, a tablet PC, a smart phone. It is possible. In order to use the rental application using the platform, you need to register as a member, and you will go through an identity verification process when you sign up for a membership. This is substantially the same as step S110 in FIG. 2 above. That is, a step (S210) of self-authentication and membership registration in the rental application using the platform linked to the platform server 110 is performed. At this time, the purchaser's payment is made in the payment institution server 120 such as a card company, an insurance company, a funeral service company, a rental company, and a bank, and payment information is stored in the payment institution server 120 . The payment information corresponds to all contents obtained by a rental contract, etc. from the payment institution server 120, and for example, the payment amount, payment time, payment method, withdrawal account, maturity date, payment cycle in the case of installment, etc. may be included. If there is a request for payment information from the purchaser terminal 130, the payment time, payment amount, and withdrawal account may be briefly displayed. to be able to see

As for the payment information, the payment information of the buyer from one or more payment institution servers 121 , 122 , 123 is input to the platform server 110 in order to integrate the payment information possessed by each payment institution server 120 into one ( S220 ). In this case, the purchaser's payment information may be input through an API (Application Programming Interface) of the payment institution server 120, but is not limited thereto.

Thereafter, the purchaser's payment information is integrated and stored in the platform server 110 (S230), and may be automatically classified and stored according to each payment information. In particular, in an embodiment of the present invention, the purchaser's payment information may be input as text and automatically classified into a preset category and stored. For example, the purchaser's payment list is classified and stored according to the category set by the purchaser, and the text related to payment information at this time is designated by the purchaser in the purchaser terminal 130 or transmitted from the payment institution server 120 . It may be the use of information.

Thereafter, a self-authentication procedure is performed. In an embodiment of the present invention, the self-authentication step includes the step of uploading (S311) the purchaser's authentication medium image to the platform server 110, as shown in FIG. , the step of transmitting (S312) the uploaded authentication medium image of the purchaser to the issuing agency server 140 of the purchaser authentication medium, and receiving authentication from the issuing agency server 140 that the purchaser's authentication medium image belongs to the purchaser In the first authentication step (S313), the personal information of the purchaser on the authentication medium is input to the platform server 110, and the input personal information of the purchaser is transmitted to the issuing agency server 140 to authenticate the purchaser The second authentication (S314) step of authenticating that the input of the media image is input by the purchaser is performed. This is to enable faster and more accurate authentication of the identity by uploading an image photographed through the purchaser terminal 130 using a personal information authentication medium such as a resident registration certificate or a car driver's license during identity authentication.

More specifically, if the authentication medium issued by the issuing organization is correct, a signal from the personalization agency server 140 indicating that the authentication medium is authentic from the issuing organization is input to the purchaser terminal 130 . The issuing agency is different depending on the type of authentication medium. For example, when the authentication medium is a resident registration card, it may be the Ministry of Government Administration and Home Affairs, and the issuing agency server 140 may be a resident registration certificate authentication server of the Ministry of Government Administration and Home Affairs. If the authentication medium is an insurance policy, the authentication server of the corresponding insurance company may be the issuing agency server 140 . In addition, when the authentication medium is a passbook issued by a financial institution, the authentication server of the financial institution may be the issuing institution server 140 .

In this case, even if the image of the authentication medium belongs to the buyer, another person may upload the image of the authentication medium without permission. In order to prevent damage caused by this, in one embodiment of the present invention, authentication is performed twice, and after the first authentication step, in the rental application using the platform, the personal information of the purchaser or the personal information of the purchaser is replaced. Information (for example, authentication password) is requested, and when personal information of a purchaser on the authentication medium is input from the purchaser terminal 130, the personal information of the purchaser is transmitted to the issuing agency server 140 A second authentication step is performed in which it is authenticated that the image input of the purchaser authentication medium is input by the purchaser. The issuing agency at this time may be the same as or different from the issuing agency in the first authentication step, and the personal information of the purchaser is the purchaser's credit card number, check card number, insurance policy number, driver's license number, driver's license issuance It may be any one or more of the date, resident registration number, biometric information of the purchaser, or mobile phone number of the purchaser.

When a request ( S240 ) for payment information stored in the platform server 110 is received from the purchaser terminal 130 , the requested payment information of the purchaser may be output through the platform server 110 ( S250 ). At this time, simple purchaser information may be displayed. If the purchaser wants to know more detailed information, it can be connected to the database of the payment institution server 120 (see S260) and output more detailed contract information (see S270). . In other words, in normal times, only simple details are output, but if the buyer has any questions about the payment details, the database of the payment institution server 120 linked to the platform server 110 without accessing a separate application or the homepage of the payment institution is connected to In this way, when a connection request from the purchaser terminal 130 to the payment institution server 120 is input (S260), the purchaser terminal 130 and the payment institution server 120 are connected (S270). In one embodiment of the present invention, the buyer terminal 130 is connected to the payment institution server 120 through a link, for example, so that the buyer can check the contract details or payment details held by the payment institution. did As a result, the buyer can check the payment information of various transactions by using one application without having to find and enter the sites of numerous payment institutions where he or she is paying.

In this case, in an embodiment of the present invention, two or more buyers may form a group under their respective cross-approval, and payment information of each of the grouped buyers may be shared with each other in the buyer terminal 130 . The reason for grouping in this way is to integrate and manage the details of each payment between family members, and to share payment information with each other under cross-approval in order to respect an individual's will. If one side does not approve, it is impossible to form a group with the user, and there is a limit to the sharing of payment information. In this way, the payment details of each family member within a family are different, and if there is unnecessary overlapping consumption, it can be easily checked and reduced. That is, as shown in FIG. 3 , the users of the first to third purchaser terminals 131 , 132 , and 133 form a group, and payment information transmitted by the first purchaser terminal 131 and the second purchaser terminal 132 . ) and payment information transmitted by the third purchaser terminal 133 are integrated, so that the first to third purchaser's payment details can be simultaneously viewed by the user of the first to third purchaser terminals 131, 132, and 133. It may be output and displayed on the display unit (not shown) of the first to third purchaser terminals 131 , 132 , and 133 .

Furthermore, FIG. 7 is a flow chart of a purchaser's consumption pattern analysis related to the present invention. In an embodiment of the present invention, the purchaser's payment information is collected (S410) by the platform server 110, and the current purchaser's consumption By analyzing the pattern (S420), information according to the analysis, that is, information that can help future consumption, may be transmitted to the purchaser terminal 130 (S430). More specifically, it is possible to analyze and provide consumption and assets for each purchaser based on information on financial assets such as cost by category, ratio by category, card used, location of use, savings, investment, loan, and the like. In this way, it is possible to provide various information such as discount events and discount coupons required by the purchaser by predicting the purchaser's consumption pattern based on the big data. For example, the big data may be classified into items such as real estate, housing, transportation means, leisure, games, finance, banking, securities, insurance, health care, hospital, and communication.

Furthermore, by utilizing the big data, consumption patterns by age, region, and period can be analyzed, and purchase information suitable for these consumption patterns can be provided to buyers.

Meanwhile, FIG. 6 is a block diagram of a platform server 110 related to the present invention. Referring to FIG. 6 , the platform server 110 includes the purchaser terminal 130 , the provider terminal 150 , and the payment institution server 120 . ) and the communication unit 111 for communication with the issuing agency server 140 , and transmitting and receiving information from the payment agency server 120 , the purchaser terminal 130 , the issuing agency server 140 , and the provider terminal 150 . to include a database (database, DB) storage unit 114 for storing various payment information. In addition, it includes a member information management unit 112 for managing the information of the member of the rental application using the platform. The member information management unit 112 includes personal information and/or credit information of the supplier and purchaser, and information on the payment institution and the issuing institution. The platform server 110 also analyzes and provides financial products suitable for the buyer by inquiring the buyer's credit. For this, the buyer's credit must be inquired. To this end, a credit information inquiry unit 113 capable of inquiring the buyer's credit is included. The credit information inquiry unit allows the purchaser's credit level to be identified by communication with the payment institution server 120 or a financial institution server (not shown).

And, it includes a product and event storage unit 115 for providing necessary information to buyers. The goods and events storage unit 115 stores information about goods that may be of interest to a buyer and events related to the goods.

The above detailed description should not be construed as restrictive in all respects and should be considered as exemplary. The scope of the present invention should be determined by a reasonable interpretation of the appended claims, and all modifications within the equivalent scope of the present invention are included in the scope of the present invention.

100: rental system using a platform, 110: platform server, 120: payment institution server, 130: buyer terminal 140: issuer server, 150: provider terminal

Claims (10)

The supply conditions including the supply price and rental period of the goods or services that the goods or service provider wants to provide for rental are entered, and the information of the goods or service provider is uploaded to the platform server to become a member of the platform operated by the platform operator. provider terminal;
In order to become a member of the platform operated by the platform operator, information related to the buyer is uploaded to the platform server, and one or more of the supply conditions for goods or services desired by the buyer are selectively inputted or inputted and displayed through the supplier terminal. a buyer terminal to select one or more of; and
Items input from the supplier terminal and the buyer terminal are stored, a standard contract is generated that meets the selected supply conditions, the generated standard contract is provided to the supplier terminal and the buyer terminal, and a rental contract concluded between the supplier and the buyer and Includes a platform server on which related information is stored,
The article is a used article owned by the supplier, and the buyer's rental fee payment is made through virtual currency that can be charged, accumulated, transferred, and converted into cash provided by the platform,
The supplier terminal and the buyer terminal may be the same terminal, and in this case, the supplier is a buyer who supplies goods or services to another person and simultaneously purchases goods or services supplied by another person,
If there is no item or service desired by the buyer among the goods or services that the supplier wants to rent, the supply conditions for the goods or services the buyer wants to rent are entered through the buyer's terminal, and the goods or services entered through the buyer's terminal The supply conditions for the service are entered through the provider terminal,
A rental system using a platform, characterized in that when cross-approved through two or more buyer terminals, two or more buyers are formed into a group, and payment information of each grouped buyer is shared with each other in the buyer terminal. delete delete delete delete In order to become a member of the platform operated by the platform operator, information is entered through the terminal of the supplier who supplies goods or services and the terminal of the buyer who purchases the goods or services, and the supplier and buyer sign up for membership through the authentication process Steps in which this takes place;
inputting supply conditions including a supply price and rental period of goods or services to be rented from a provider terminal;
selecting and inputting one or more of the list of goods or services input through the supplier terminal or inputting supply conditions for goods or services that the buyer wants to rent;
generating a standard contract according to the specifications of the selected and inputted goods or services in a platform server, and transmitting the generated standard contract to the supplier terminal and the buyer terminal; and
Comprising the step of establishing a rental contract by making a rental fee payment in the purchaser terminal according to the contents of the transmitted standard contract,
The purchaser's rental cost payment is made through virtual currency that can be charged, accumulated, and transferred and can be converted into cash provided by the platform,
The above goods are second-hand goods owned by the supplier,
The supplier terminal and the buyer terminal may be the same terminal, and in this case, the supplier is a buyer who supplies goods or services to another person and simultaneously purchases goods or services supplied by another person,
If there is no item or service desired by the buyer among the goods or services that the supplier wants to rent, the supply conditions for the goods or services the buyer wants to rent are entered through the buyer's terminal, and the goods or services entered through the buyer's terminal The supply conditions for the service are entered through the provider terminal,
A rental method using a platform, characterized in that when cross-approved through two or more buyer terminals, two or more buyers are formed into a group, and payment information of each grouped buyer is shared with each other in the buyer terminal.

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