KR102257338B1 - Payment processing method and payment terminal for a service including a service charge of employees - Google Patents

Abstract

According to the present invention, disclosed are a payment processing method and a payment terminal for a service including a service charge. To process payment for a service including a service charge, the payment terminal of the present invention comprises the steps of: receiving an input of satisfaction with a service provided from a customer; calculating a service charge to be paid to a service provider on the basis of a service satisfaction level; calculating a total payment amount by adding the service charge to a main service charge subject to taxation, and transmitting a payment approval request for the calculated total payment amount to a payment relay server; receiving a response to the payment approval request from the payment relay server; and upon receipt of a response to the payment approval request, outputting a payment approval result for the service. According to the present invention, business operators can easily issue sales slips with service charges separately from services subject to taxation. Service charges can be excluded from taxation, and thus it is possible to reduce the value-added tax and global income tax that business operators have to pay. In addition, since it is possible to check a service charge payment ledger through a payment terminal, it is possible to facilitate the processing of service charge payment evidence documents for service charge payment management and VAT reduction.

Description

Payment processing method and payment terminal for services including service charge {PAYMENT PROCESSING METHOD AND PAYMENT TERMINAL FOR A SERVICE INCLUDING A SERVICE CHARGE OF EMPLOYEES}

The present invention provides a payment processing method and a payment terminal in order to exclude service charges paid as compensation for the services of employees separately from the main services subject to taxation in the fields of food service, lodging, and personal service industries, etc. About.

Value-added tax is a tax levied on the value added (profit) obtained in the process of trading goods or providing services, and the value-added tax paid by a business operator is calculated by subtracting the input tax from the sales tax. Businesses who operate skin beauty, obesity management, hairdressing business, nail beauty business, catering business, entertainment bar, catering business, lodging business, etc. are usually required to file VAT as a general taxable. In these industries, labor costs make up a large proportion of total sales, but since labor costs are not included in the purchase cost of VAT, there are few parts that can be deducted from VAT.

On the other hand, service charge is money provided to employees as a sign of satisfaction with the service provided by the customer separately from the main service that the customer is taxable, and may be included or excluded when calculating VAT depending on whether it is included in the sales amount. If the service charge item is not listed in the sales slip and is added to the total sales amount, it is included in the VAT taxation standard and VAT may be imposed on the service charge. However, the service charge item is listed separately from the main service item in the sales slip, and the employer simply delegates the cost of the service service and only acts as a collection agent, and confirms through the service charge payment ledger that the classified service charge has been paid to the employee. Service charges may not be included in the tax base for VAT if the requirement to become a service provider is satisfied.

For example, if the price of a haircut service including service charge is 10,000 won, the VAT will be 10% or 909 won. However, assuming that the service charge rate is 40%, 4,000 won out of 10,000 won, which is the haircut service fee, is separately listed as service charge, and the VAT on the beauty service charge 6000 won is 545 won for the remaining 6000 won. From the perspective of a business operator, if VAT can be paid only on the taxable service price, excluding the amount paid as service charge, although there is an advantage in that VAT or comprehensive income tax can be greatly reduced, the existing payment system has limitations in supporting these functions. .

Accordingly, an object of the present invention is to provide a payment processing method and a payment terminal capable of reducing VAT on service charges by separating service charges from taxable service charges when paying for service charges including service charges.

According to an embodiment of the present invention, there is provided a method of processing a payment for a service including a service charge in a payment terminal, the method comprising: receiving an input of a satisfaction level for a service provided from a customer; Calculating a service charge to be paid to the service service provider based on the satisfaction with the service; Calculating the total payment amount by summing the service charge with the main service charge of the taxable merchant, and transmitting a payment approval request for the calculated total payment amount to a payment relay server; Receiving a response to the payment approval request from the payment relay server; And, upon receiving a response to the payment approval request, outputting a payment approval result for the service.

And according to another embodiment of the present invention, as a payment terminal that performs payment processing for a service including a service charge, an output unit, a communication unit that performs a communication function with a payment relay server, and receives service satisfaction from a customer, An input unit that receives taxable main service charge from the user and information related to credit card approval, information input through the input unit and programs required to drive a payment terminal, customer information related to credit card payment, card number, affiliate store information, and approval information A memory unit that stores a memory unit, an operation unit that calculates a service charge based on the service satisfaction entered in the input unit, and transmits a payment approval request to the payment relay server based on the service charge and customer information, card number, and affiliate store information stored in the memory unit. And, a payment terminal including a control unit for controlling the output unit to output a payment approval result received from the payment relay server may be provided.

According to the present invention, since it is possible to issue a sales slip by separating service charge from taxable service, service charge can be excluded from taxable basis, and through this, it is possible to reduce VAT and total income tax as a business operator. In addition, since the service charge payment ledger is provided through the payment terminal, it is possible for a business operator to easily manage service charge payments and process proof of service charge payments to reduce additional books. And service providers can also easily check and manage the service charge they will receive without time and place constraints. Since customers can autonomously pay service fees based on service satisfaction, they can motivate service providers to provide better services.

1 is a diagram schematically showing the configuration of an entire system according to an embodiment of the present invention.
2 is a block diagram showing the configuration of a payment terminal according to an embodiment of the present invention.
3 is a flowchart illustrating a process of initially setting a dedicated application by an affiliated store operator according to an embodiment of the present invention.
4(a) is an authentication number input screen for executing a dedicated application at an affiliate store according to an embodiment of the present invention, FIG. 4(b) is a dedicated application login screen, and FIG. 4(c) is a main screen displayed after login. 4(d) is a diagram showing a service charge amount ratio designation according to a user's star rating, and FIG. 4(e) is a diagram showing a payment amount input screen.
5 is a block diagram showing the structure of a payment relay server according to an embodiment of the present invention.
6 is a flowchart illustrating a process of paying a service charge to a hair designer according to an embodiment of the present invention.
Fig. 7(a) is a graph showing the amount of each item within the total payment amount when the service charge according to the existing method is summed up and billed with the taxable service charge, and Fig. 7(b) is a graph showing the service satisfaction level according to an embodiment of the present invention. This is a graph showing the amount of each item in the total payment amount when the service charge is paid differentially and the service charge is separately recorded from the taxable service charge.
8 is a diagram showing an example of a sales slip in which service charge is separately written from a taxable amount according to an embodiment of the present invention.
9 is a flowchart showing a payment processing method according to an embodiment of the present invention.
10 is a diagram showing an example of a service charge payment ledger that can be checked in a payment terminal according to an embodiment of the present invention.

Hereinafter, a system and a method according to an embodiment of the present invention will be described in more detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily implement the present invention. In the present invention, various modifications may be made and various forms may be applied, and specific embodiments will be illustrated in the drawings and described in detail in the text. However, this is not intended to limit the present invention to a specific form disclosed, it should be understood to include all changes, equivalents, and substitutes included in the spirit and scope of the present invention. In describing each drawing, similar reference numerals have been used for similar elements.

Terms such as first and second may be used to describe various elements, but the elements should not be limited by the terms. The above terms are used only for the purpose of distinguishing one component from another component. For example, without departing from the scope of the present invention, a first element may be referred to as a second element, and similarly, a second element may be referred to as a first element.

Terms used in the specification of the present invention are used only to describe specific embodiments, and are not intended to limit the present invention. Singular expressions include plural expressions unless the context clearly indicates otherwise. In the specification of the present invention, terms such as'comprise' or'have' are intended to designate the existence of features, numbers, steps, actions, components, parts, or a combination of them described in the specification. It should be understood that the presence or addition of features, numbers, steps, actions, components, parts, or combinations thereof, does not preclude the possibility of preliminary exclusion.

1 is a diagram schematically showing a payment system according to an embodiment of the present invention.

Referring to FIG. 1, a payment system according to an embodiment of the present invention includes a payment terminal 100 capable of making a credit card payment, a payment relay server 300 connected to the payment terminal 100 through a communication network 200, and a payment relay. A payment approval server 500 connected through the server 300 and the communication network 400 may be included. If a customer purchases a service voucher through online and uses it to pay for a service amount, a payment gateway (PG) server (not shown) may be further included. Hereinafter, the above components will be described in order.

The payment terminal 100 is a terminal provided in a store and used by a customer to pay for a service through a credit card or online payment, and an application program for supporting the payment processing method according to the present invention is installed. When the payment terminal 100 is a smartphone, a payment processing method may be implemented by downloading an APP program through an App Store or Google Play Store.

The payment terminal 100 can be various types of terminals, such as a POS terminal, a PDA terminal, and a smartphone with a credit card payment module attached, and apply various technologies such as card swiping, biometrics, and NFC communication to make payments. You can do it.

The communication network 200 is a wired/wireless network network connecting the payment terminal 100 and the payment relay server 300, and transmits the payment approval request signal transmitted from the payment terminal 100 to the payment relay server 300, and relays payment. The payment approval response signal transmitted from the server 300 may be transmitted to the payment terminal 100.

The payment relay server 300 is usually provided at a value added network (VAN) company, and serves to relay a payment terminal and a payment approval server through the communication network 200. Upon receiving the transaction approval request from the payment terminal 100, the payment relay server 300 queries the payment approval server 500 to check whether the card has been issued normally, whether the limit is sufficient, whether it is a normal transaction, etc. to request payment approval. , By transmitting the data (sales slip) on the normal transaction details to the payment approval server 500, the card company processes the payment for the service to the affiliated store.

The communication network 400 is a network that connects the payment relay server 300 and the payment approval server 500 to transmit and receive data for payment processing and payment, such as a wireless communication network, a dedicated line, and a public switched telephone network (PSTN). A certain communication line may be applicable.

The payment approval server 500 is usually provided at the credit card company, and when receiving a payment approval request from the payment relay server 300 through the communication network 400, the payment relay server 300 determines whether or not to approve the payment, and then responds to it. Can be transferred to.

2 is a block diagram showing the configuration of a payment terminal 100 according to an embodiment of the present invention. Referring to FIG. 2, the payment terminal 100 includes a card recognition unit 110, an operation unit 120, a memory unit 130, an input unit 140, a control unit 150, a communication unit 160, and an output unit 170. It may include. When the payment terminal 100 is a mobile phone with a card reader attached, the card recognition unit 110 may be omitted.

The card recognition unit 110 may recognize customer payment information. For example, by recognizing customer credit card information for payment such as a customer's card number, issuance date, and CVC number, the customer can pay for the service.

When the service satisfaction level is input from the customer through the input unit, the operation unit 120 may calculate the service charge according to the service charge calculation algorithm according to the service satisfaction level set in advance by the affiliated store operator. For example, if the customer evaluation criteria according to service satisfaction is divided into 5 stages, and the service charge to be paid to the designer is 40% of the taxable main service amount, the first stage is'unsatisfied' 30%, and the second stage is'slightly dissatisfied. It is possible to set 35% as'to', step 3 is set to 40% as'normal', step 4 is set to 45% as'slight satisfaction', and step 5 is set to 50% as'satisfaction' According to this standard, if the main service taxable for hair cutting service is 10,000 won, the service charge to be paid to the designer when the satisfaction level is at the 1st level is 3,000 KRW, 30% of the 10,000 KRW, and when the satisfaction level is at the 4th level, the designer The service charge to be paid can be 4,500 won, which is 45% of 10,000 won.

The memory unit 130 may store a basic operating program and data for driving the payment terminal 100, a dedicated application installed by an affiliated store operator, and data related to service payment. For example, it is possible to store affiliate store information, service charge setting information, treatment details, flat ticket purchase details, satisfaction evaluation for designers, service charge payment ledger data, etc., and customer information related to credit card payment, transaction details, etc. can be stored. .

The input unit 140 may perform processing to perform a request such as selection of a payment processing service menu, input of a payment amount, input of a card installment payment, an approval request, and output of an approval result according to a user's manipulation. The input unit 140 may be implemented as a keypad having a plurality of input keys, or may be integrally configured with the display unit 172 in the form of a touch screen.

The control unit 150 controls the display unit 172 of the output unit 170 so that the customer inputs the satisfaction level for the service, and when the service satisfaction level is input, the customer information, card number, and affiliate store information stored in the memory unit are used. The print unit 171 of the output unit 170 is transmitted to transmit the payment approval request to the payment relay server 300 and issue a sales slip from the payment approval result received from the payment relay server 300 through the communication unit 160. Can be controlled.

The communication unit 160 may communicate with a payment relay server. The payment terminal 100 may access the payment relay server 300 through the communication unit 160 to request credit card payment approval, and may receive a response to the payment approval request from the payment relay server through the communication unit.

The output unit 170 includes a print unit 171 and a display unit 172, and the print unit 171 may output the payment approval result received from the payment relay server as a sales slip. When the payment terminal 100 is a smart phone, the print unit 171 may be implemented in the form of an external printer connected to the smart phone. The display unit 172 may display a payment approval result received from the payment relay server. The payment approval result may include confirmation of payment completion, transaction details, payment amount, and the like.

3 is a flowchart showing an initial setup process after an affiliate store operator installs a dedicated application on the payment terminal 100 according to an embodiment of the present invention, and FIG. 4(a) is a flowchart showing an initial setup process for an affiliate store according to an embodiment of the present invention. Authentication number input screen for running a dedicated application in FIG. 4(b) is a dedicated application login screen, FIG. 4(c) is a main screen displayed after login, and FIG. 4(d) is a service charge amount according to the user's star rating. Specifying the ratio, Figure 4 (e) is a diagram showing a payment amount input screen. Hereinafter, functions provided by the dedicated application installed in the payment terminal will be described with reference to FIGS. 3 and 4(a) to 4(e).

First, when the dedicated application installed in the payment terminal is executed (S310), a display screen for inputting the authentication code received from the VAN company is provided as shown in FIG. 4(a). After entering the authentication code on the display screen, the operator enters the ID, password, email, and business name to proceed with the affiliate store service member registration procedure (S320). 4(b) is a screen for logging in to a dedicated application, where an affiliated store operator can log in by entering an ID and password. Referring to FIG. 4(c) showing the main screen displayed after logging in to the dedicated application, the dedicated application according to an embodiment of the present invention includes'designer registration','service check','service charge setting', and'procedure history. Menus of'View','Purchase a flat ticket','Add as a friend','User Guide','FAQ', and'Mall' can be provided. A business operator may register a designer by selecting the'designer registration' menu and inputting the name of a designer who provides an independent service irrespective of the taxable service provided by the business operator at the affiliated store (S330).

In addition, service charge information corresponding to the service satisfaction evaluation score of the customer may be set by selecting the'service charge setting' menu (S340). Businesses can set the service charge payment ratio for major service charges corresponding to the stars so that customers can select the service charge to be paid to the designer according to the number of stars. Referring to FIG. 4(d), the level of satisfaction with the service of the designer according to an embodiment of the present invention is classified into 5 from 1 asterisk, and the affiliated store business operator pays the service charge to be paid according to the number of the asterisks for the taxable service. It can be set by specifying it as a percentage. For example, if a business operator designates 5% for 1 asterisk, 10% for 2 asterisks, 15% for 3 asterisks, 20% for 4 asterisks, and 30% for 5 asterisks, then 3 asterisks are issued by the customer. The service charge for the designer received is equivalent to 15% of the taxable service. The service charge setting value according to these stars is only an example, and can be set in various ways in consideration of the situation of a business operator or designer.

Referring to FIG. 4(e), for the'cut' service, the taxable service amount is 10,500 won, the value-added tax is 955 won, which is 10% of the taxable service amount, and the non-taxable service charge is 4,500 won. The sum of the taxable service amount and service charge is 15,000 won, and the total payment amount owed by the customer is 15,000 won.

5 is a block diagram showing a payment relay server 300 according to an embodiment of the present invention.

Referring to FIG. 5, the payment relay server 300 may include a communication unit 310, a client management unit 320, a control unit 330, and a database 340. The communication unit 310 is connected to the payment terminal 100 and the payment approval server 500 through a wireless communication network, a leased line, and a public switched telephone network (PSTN), and service payment processing between the payment terminal 100 and the payment approval server 500 It functions to transmit and receive various data for

The client management unit 320 may manage an application program installed in the payment terminal.

When receiving a transaction approval request from the payment terminal 100, the control unit 330 queries the payment approval server 500 to check whether the card has been issued normally, whether the limit is sufficient, whether it is a normal transaction, etc., and the payment approval server 500 The payment approval result received from may be transmitted to the payment terminal 100. In addition, the control unit 330 transmits data (sales slip) on the normal transaction details to the payment approval server 500 so that the card company can pay for the service to the affiliated store.

The database 340 may store and manage the affiliate store information, the operator's payment account, the transaction details, the payment amount, and the service charge payment ledger DB 350 to be paid to the designer under the control of the controller 330. The service charge payment ledger DB is updated when a normal payment approval is received from the payment approval server 500, and when a signature indicating that the service charge has been paid from the corresponding designer is input through the payment terminal 100, the service charge payment ledger stored in the payment terminal 100 It can be updated in conjunction with data.

6 is a flowchart illustrating a payment processing process for a service including a service charge by a customer who has received a beauty service at a hair shop according to an embodiment of the present invention.

Referring to FIG. 6, after receiving a service, a customer may perform an online payment through a credit card sensing or a smartphone in a payment terminal provided in a store. To a customer who wants to pay for a service fee through a payment terminal provided in the store, the payment terminal may indicate through a POP advertisement that the service charge is to provide an independent service service irrespective of the taxable service. This is, for example, "Our store is a store where beauty service and service charge are separated, and service charge is paid directly to the designer who serves the customer.", "The service charge serves the customer in exchange for the designer's words and actions, kindness, and consideration, etc." It's a tip paid directly to the designer." It may be provided through guidance phrases such as.

The customer who checks the guide text may evaluate service satisfaction through the payment terminal (S600).

The payment terminal 100 may calculate a service charge according to a preset algorithm based on a service satisfaction input from a customer, and calculate a total payment based on the main service charge and the service charge set in advance by the operator (S610). Since the main service charge is subject to taxation, the payment amount may be the sum of the main service charge and service charge.

When the payment amount is calculated, the payment terminal 100 guides the payment amount to the customer (S620), and the customer can make a payment using a credit card (S630). Payment using a credit card is just one example, and various payment methods such as NFC tagging and biometrics may be used instead.

When a payment approval request is input to the payment terminal 100 along with the customer card information, the payment terminal 100 may request payment approval by sending the affiliate store information, payment amount, and customer card information to the payment relay server (S640).

When the payment relay server 300 receives the payment approval request from the payment terminal 100, it may request payment approval to the payment approval server 500 (S650).

The payment approval server 500 may determine whether to approve a payment for a corresponding transaction based on information included in the payment approval request, and transmit a response to the payment approval to the payment relay server 300 (S660).

Upon receiving a response to whether or not payment is approved, the payment relay server 300 may store information related to payment of service charges included in the transaction details in the service charge payment ledger DB in the payment relay server 300 (S670).

In addition, the payment relay server 300 may transmit a response to whether or not payment is approved to the payment terminal 100 through the communication network 200 (S680).

When the payment terminal 100 receives a response to whether or not to approve the payment, the payment terminal 100 may issue a sales slip to the customer (S690).

7(a) is a graph showing the amount of each item within the total payment amount when the service charge according to the existing method is summed up to the taxable beauty service fee, and FIG. 7(b) is a graph showing the service satisfaction level according to an embodiment of the present invention. This is a graph showing the amount of each item in the total payment amount when the service charge is paid differently and the service charge is separately recorded from the taxable service charge. Referring to Fig. 7(a), since service charge accounts for 40% compared to the existing beauty service, the service provider asks the customer to pay for 10,000 won, which is the sum of 6,000 won and 4,000 won service charge that the business wants to receive as a service charge for purchase. And VAT will be levied on 10,000 won. However, referring to FIG. 7(b), the service charge is fixed at 6,000 won, including various expenses, material costs, rental, etc., required by the business operator to provide the beauty service, and service charge is 3,000 won, depending on customer satisfaction. It is possible to pay 4,000 won and 5,000 won differently, but by issuing a sales slip by separating service charges from taxable services, VAT can be levied only on beauty service charges.

8 is a diagram showing a credit card sales slip according to an embodiment of the present invention.

Referring to FIG. 8, a service charge, a total amount, a member store name, a business registration number, a business address, and a customer signature may be included. The display unit may display a payment approval result received from the payment relay server. In this way, since the service charge is listed separately from the taxable main service charge on the sales slip, the requirement to exclude service charge from the VAT tax base can be satisfied.

9 is a flowchart illustrating a process of paying a service charge to a hair designer according to an embodiment of the present invention.

Referring to FIG. 9, a designer or affiliated store operator inputs a request for a service charge payment ledger inquiry into the payment terminal 100 (S900). The payment terminal 100 transmits a service charge payment ledger inquiry request to the payment relay server 300 through a communication network (S910), and the payment relay server searches the service charge payment ledger DB to retrieve the service charge payment ledger inquiry result. It can be transmitted to (S920).

When receiving the service charge payment ledger inquiry result, the payment terminal 100 may output the service charge payment ledger inquiry result through an output unit (S930). For example, the inquiry result may be displayed through a display unit or may be output through a printer unit. When the designer enters the signature on the service charge payment ledger (S940), the payment terminal 100 requests the payment relay server 300 to record the service charge payment log signature (S950). The payment relay server updates the service charge payment ledger DB (S960), and the business owner can pay the signed service charge to the designer (S970).

10 is a diagram showing an example of a service charge payment ledger that can be checked in a payment terminal according to an embodiment of the present invention. Referring to FIG. 10, the service charge payment ledger may include a business name, business registration number, business place location, and business person information such as a representative, and a service charge performance check box. The service charge performance check box may include the date of service provision, the name of the recipient, the date of birth, the amount of service charge, the amount of withholding tax, and the receipt check box. Here, the items other than the receipt check box may be previously written in connection with the service charge payment ledger DB stored in the payment approval server 300.

As described above, according to an embodiment of the present invention, a business operator can easily issue a sales slip in which service charges are recorded separately from a taxable merchant service, and a payment terminal is provided to indicate that the service charge to be paid to the designer is collected and paid to the designer. It is simple to check and manage. Accordingly, it is possible to exclude service charges from the taxable basis, thereby reducing the value-added tax and the comprehensive income tax to be paid by the business operator. In addition, since the service charge payment ledger can be checked through the payment terminal, it is possible for a business operator to easily manage service charge payments and process proof of service charge payments to reduce additional books. Service service providers can also easily check and manage service charges that they will receive without time and place constraints, and customers can pay service charges based on service satisfaction, which is better for service service providers. It can motivate you to provide a service.

One embodiment of the present invention is assumed to receive beauty services from a designer in a hair shop, but the present invention can be applied not only to a hair shop, but also to a food service business, a lodging business, and other personal service businesses that pay service fees.

Although the embodiments have been described by the limited embodiments and drawings as described above, those of ordinary skill in the art of the present invention can easily grasp various modifications or modifications to these embodiments from the above description. The general principles defined in may be applied without departing from the scope of the present invention. Thus, the present invention is not to be limited to the embodiments presented herein, but is to be construed in the widest scope consistent with the principles and novel features presented herein.

100: payment terminal 110: card recognition unit
120: operation unit 130: memory unit
140: input unit 150: control unit
160: communication unit 170: output unit
171: print unit 172: display unit
200: communication network 300: payment relay server
310: communication unit 320: client management unit
330: control unit 340: database
350: Service charge account book DB 400: Communication network
500: payment approval server

Claims (10)

It is a method of processing payment at a payment terminal for services including service charges at a skin beauty shop, a foot beauty shop, a nail beauty shop, or a hair shop.
Notifying the customer that the service charge is an independent service service separated from the main service, and that the service charge is directly provided to the service service provider in the form of a Point-Of-Purchase (POP) advertisement;
Receiving a satisfaction level for a service provided by a customer;
Calculating a service charge to be paid to a service service provider based on a service charge set value that is set differentially for each step by dividing according to the satisfaction with the service and the service satisfaction of the customer;
Calculating the total payment amount by summing the service charge with the main service charge of the taxable merchant, and transmitting a payment approval request for the calculated total payment amount to a payment relay server;
Receiving a response to a payment approval request from the payment relay server; And
When receiving a response to the payment approval request, including the step of outputting a payment approval result for the service,
The main service charge is set at a pre-set amount by the operator,
The service charge setting value is set differently for each step by dividing it according to the service satisfaction of the customer, separate from the main service charge, and is set by the operator in consideration of the situation of the service service provider,
The total payment amount is changed by the service charge calculated by the service charge set value differentially set by the step and the satisfaction level for the service entered by the customer,
The step of outputting the payment approval result is issuing a sales slip including the main service charge, VAT on the main service charge, and service charge,
The payment approval result is that the service charge is displayed separately from the main service charge from the total payment amount, and VAT is added to the main service charge only.
When the payment terminal receives the payment approval result,
Further comprising the step of requesting an update of the service charge payment ledger DB matching the service service provider and the service charge to the payment relay server,
When there is a request for inquiry of the service charge payment ledger, the payment terminal
Requesting service charge payment ledger data matching the service service provider and the service charge from the payment relay server;
Displaying and providing the service charge payment ledger data to the service service provider;
Receiving a signature regarding service charge payment from the service service provider; And
When the signature for the service charge payment is input, requesting an update of the service charge payment ledger DB to the payment relay server, characterized in that it further comprises,
Payment processing method. delete delete delete delete As a payment terminal that performs payment processing for services including service charges in a skin beauty shop, a hairdressing shop, a nail beauty shop, or a hair shop,
An output unit including a print unit and a display unit;
A communication unit that performs a communication function with the payment relay server;
An input unit for receiving a service satisfaction level from a customer and receiving information related to a main service charge subject to taxation and credit card approval from a user;
Service charge set in stages according to the information entered through the input unit and the program required to drive the payment terminal, customer information related to credit card payment, card number, affiliate store information, and approval information, main service charge, and customer service satisfaction. A memory unit that stores a set value, wherein the main service charge is set in a predetermined amount by the user, and the service charge set value is divided according to the customer's service satisfaction level, and is divided into stages. A memory unit that is set, but is set by a user in consideration of a situation of a service provider;
The service charge is calculated based on the service satisfaction level and the service charge set value entered in the input unit, and the service charge is summed up with the main service charge of the taxable person to calculate the total payment amount, where the total payment amount is calculated by the calculated service charge. An operation unit that changes; And
To the customer, the service charge is an independent service service separated from the main service, and the service charge is controlled by the display unit of the output unit to display in the form of a POP advertisement that the service charge is directly provided to the service service provider, and the service charge and customer information stored in the memory unit, A control unit for controlling the output unit to transmit a payment approval request to a payment relay server based on a card number and affiliate store information, and to output a payment approval result received from the payment relay server,
In the payment approval result, the service charge is displayed separately from the main service charge, and VAT is added only to the main service charge and calculated,
The output of the payment approval result is that the print unit of the output unit issues a sales slip including the main service charge, VAT on the main service charge, and service charge,
The control unit controls the communication unit so that the payment relay server updates the service charge payment ledger DB matching the service charge with the service service provider, based on the received payment approval result,
When receiving a service charge payment ledger inquiry request through the input unit, the control unit transmits a service charge payment ledger data request signal to the payment relay server, and displays the service charge payment ledger data received from the payment relay server through an output unit, and the When a signature regarding service charge payment is input through an input unit, the communication unit is controlled to transmit a service charge payment ledger DB update request to the payment relay server.
Payment terminal. delete delete delete delete

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