KR20230134982A - Method for providing rewards for individual business owners using My Data and a device for providing rewards for the same - Google Patents

Abstract

A reward providing device receiving and storing store reward conditions set by a seller owning the seller terminal from a seller terminal, receiving sales history information from the seller terminal, and an intermediary server collecting the consumer's card approval details. Receiving the consumer's card approval history information from the consumer, determining whether any of the sales history information matches the consumer's card approval details, if it is determined that the matching information exists, the card approval history information is A method of providing rewards is disclosed, including the step of determining whether the store reward conditions are met, and if it is determined that the store reward conditions are met, generating reward information for the consumer to whom the store reward conditions are applied. The sales history information does not include information generated using information provided from an external network outside the local network to which the seller terminal belongs.

Description

Method for providing rewards for individual business owners using My Data and a device for providing rewards for the same {Method for providing rewards for individual business owners using My Data and a device for providing rewards for the same}

The present invention relates to a method and device for providing rewards for purchase actions based on card use. More specifically, it relates to a method and device for providing rewards for the purchase of goods or services by consumers who paid through a credit or check card.

Various forms of compensation (rewards) are provided to consumers (product purchasers or service users) for their purchasing behavior, such as purchasing a product or using a service.

Such compensation may be provided by a platform company that operates a platform system that connects the consumer and the seller (product seller or service provider). This type of compensation occurs when the seller notifies the consumer's product purchase performance or service use performance to the device of the platform system, the platform system operates the supplier's reward program, and the seller provides compensation to the consumer. I do it.

However, at this time, the seller cannot choose a reliable accumulation method related to providing his/her reward. If the reward is accumulated by a third party (ex: platform company) other than the seller, the platform company and the consumer unite to make the platform system arbitrarily (which the seller may not agree to) through a certain fee. There is a problem that there may be an incentive to accumulate rewards to the consumer.

If the seller does not secure reliable data, it is difficult for the seller to solve the problem. In addition, in order for the seller to directly accumulate rewards for the consumer without using the platform system, the seller needs a second CI means (ex: mobile phone number, card NFC, etc. unique number). there is a problem.

In the claims of Republic of Korea Patent Publication No. 10-2100617 (2020.04.14.), an affiliated store owner terminal (4) receives payment history information (12) transmitted by the user terminal (2) and automatically transmits it to the reward management server (16). ), and reward management that receives and compares the payment history information (12) transmitted by the user terminal (2) and the payment history information (12) transmitted by the affiliated store owner terminal (4), and provides a reward depending on whether they match. Details regarding the configuration of the server 16 are presented. And according to drawings 1, 5, and 6 of the above registered patent, the information received from the user terminal (2) and the information received from the franchise owner terminal (4) are compared with each other, and the seller (franchise owner) participates in the service. It appears to guarantee this, but in reality it does not. In the above registered patent, the affiliated store owner terminal 4 only transmits the information received from the user terminal 2 to the reward management server 16, so the reward management server 16 only compares two pieces of data whose sources are the same. In this way, there is a problem that truthful data acceptable to the seller is not transmitted to the reward management server 16.

In order to solve the above-described problem, the present invention provides a reward provision method in which the seller (franchise store owner) pays rewards using the seller's terminal, but the reward information is managed by a platform system, a reward provision server, and a system for this. I want to do it.

In addition, the present invention seeks to provide a platform system that provides a method of using a reward program without additional equipment based on information used for payment without using other means.

In addition, in the present invention, if a seller, i.e., a sole proprietor, wishes to engage in independent marketing, the reward accumulation rate can be changed according to the will of the sole proprietor, and the purpose of the present invention is to provide a method for providing rewards linked to a credit card, a server for this, and a system. do.

A reward providing method provided according to one aspect of the present invention includes the steps of receiving, by a reward providing device, store reward conditions set by a seller owning the seller terminal from a seller terminal and storing them; Receiving, by the reward providing device, sales history information from the seller terminal; Receiving, by the reward providing device, information on the consumer's card approval details from an intermediary server that collects the consumer's card approval details; determining, by the reward providing device, whether any information among the sales history information matches the card approval details of the consumer; When the reward providing device determines that the matching information exists, determining whether the card approval history information meets the store reward conditions; And when the reward providing device determines that the store reward conditions are met, generating reward information for the consumer to whom the store reward conditions are applied. At this time, the sales history information does not include information generated using information provided from an external network outside the local network to which the seller terminal belongs.

The reward providing device provided according to one aspect of the present invention includes a processing unit and a communication unit. The processing unit is configured to receive and store store reward conditions set by a seller owning the seller terminal from the seller terminal through the communication unit, and the communication unit is configured to receive sales history information from the seller terminal. The communication unit is configured to receive the consumer's card approval details from an intermediary server that collects the consumer's card approval details, and the processing unit is configured to determine whether any information among the sales details matches the consumer's card approval details. When it is determined that the matching information exists, the processing unit is configured to determine whether the card approval history information meets the store reward conditions, and the processing unit determines that the card approval history information meets the store reward conditions. , to generate reward information for the consumer to which the store reward conditions are applied. At this time, the sales history information includes only information directly generated by the seller terminal, and the source of the sales history information does not include the consumer's card approval history and the consumer's card approval history information.

The information directly generated by the seller's terminal may include first information directly collected by the seller's POS terminal. At this time, the first information may include second information provided by the consumer terminal to the POS terminal by wire or wirelessly, but the second information cannot include information provided from outside the consumer terminal. The second information may include unchanging information that is already semi-permanently stored in the consumer terminal. For example, when the consumer terminal is a smartphone, the unchanging information may include information stored in a secure element (SE) coupled to the smartphone. Alternatively, when the consumer terminal is a smartphone, the unchanging information is information accessed by an app installed on the smartphone and may include unchanging information already stored in the non-volatile storage of the smartphone. .

A reward providing method provided according to another aspect of the present invention includes the steps of receiving, by a reward providing device, a store reward condition and a first store password set by a seller who owns the seller terminal from a seller terminal and storing them; Receiving, by the reward providing device, sales history information from the seller terminal; Receiving, by the reward providing device, information on the consumer's card approval details from an intermediary server that collects the consumer's card approval details; determining, by the reward providing device, whether any information among the sales history information matches the card approval details of the consumer; When the reward providing device determines that the matching information exists, determining whether the card approval history information meets the store reward conditions; When the reward providing device determines that the store reward conditions are met, generating reward information for the consumer to whom the store reward conditions are applied; And it may include providing, by the reward providing device, reward accumulation status information for the consumer to a consumer terminal owned by the consumer and the seller terminal.

At this time, the reward providing device is configured to further receive format selection information of the reward information when receiving the store reward conditions from the seller terminal, and the format of the reward information may include a point accumulation type or a stamp accumulation type. there is.

At this time, if the format of the reward information is a point accumulation type, the store reward conditions include one or more of the minimum approved amount, accumulation rate, and minimum usable amount, and if the format of the reward information is a stamp accumulation type, the store reward Conditions may include one or more of the above minimum approval amount, completion stamp condition, and reward type.

At this time, the mediation server may be configured to collect the consumer's card approval details from one or more card company servers.

At this time, before the reward providing device receives the consumer's card approval history information, the consumer terminal uses the app provided by the reward providing device to use the service provided by the reward providing device. It may be installed in . And the reward providing method may further include the step of the reward providing device receiving membership registration information input by the consumer from the consumer terminal and approving membership registration.

At this time, before the step where the reward providing device receives and stores the store reward conditions and the first store password, the seller terminal uses the app provided by the reward providing device to use the service provided by the reward providing device. It may be installed on the seller terminal. And the reward providing method may further include the step of the reward providing device receiving membership registration information input by the seller from the seller terminal and approving membership registration.

At this time, the reward providing method includes: receiving, by the reward providing device, a request to use accumulated rewards from the consumer terminal; transmitting, by the reward providing device, a request to input a store password to the consumer terminal; Receiving, by the reward providing device, the store password from the consumer terminal; determining, by the reward providing device, whether the store password received from the consumer terminal and the first store password match each other; When the reward providing device determines that the store password and the first store password match each other, updating the reward information; And the reward providing device may further include providing the reward update completion information to the seller terminal. At this time, when the seller terminal receives the reward renewal completion information, it may be configured to generate payment information for the product or service by reflecting the updated reward information included in the reward renewal completion information.

Alternatively, the reward providing method may include: receiving, by the reward providing device, a request to use accumulated rewards from the consumer terminal; transmitting, by the reward providing device, a request to use the reward and input a store password for the consumer of the consumer terminal to the seller terminal; Receiving, by the reward providing device, the store password from the seller terminal; determining, by the reward providing device, whether the store password received from the seller terminal and the first store password match each other; When the reward providing device determines that the store password and the first store password match each other, updating reward information; And it may further include providing, by the reward providing device, the reward update completion information to the seller terminal. At this time, when the seller terminal receives the reward renewal completion information, it may be configured to generate payment information for the product or service by reflecting the updated reward information included in the reward renewal completion information.

A reward providing device according to one aspect of the present invention may include a processing unit and a communication unit. The processing unit is configured to receive and store the store reward conditions and the first store password set by the seller owning the seller terminal from the seller terminal through the communication unit, and the communication unit receives sales history information from the seller terminal. The communication unit is configured to receive the consumer's card approval details from an intermediary server that collects the consumer's card approval details, and the processing unit is configured to receive information that matches the consumer's card approval details among the sales details. The processing unit is configured to determine whether the card approval history information corresponds to the store reward conditions when it is determined that the matching information exists, and the processing unit is configured to determine whether the card approval history information corresponds to the store reward conditions. If it is determined that the store reward conditions are applied, reward information for the consumer is generated, and the processing unit sends a reward to the consumer to the consumer terminal owned by the consumer and the seller terminal through the communication unit. It may be designed to provide accumulation status information.

According to the present invention, it is possible to provide a reward provision method, a reward provision server, and a system for this in which a seller pays a reward using the seller's terminal but the reward information is managed by a platform system.

In addition, according to the present invention, it is possible to provide a platform system that provides a method of using a reward program without additional equipment based on information used for payment without using other means.

In addition, according to the present invention, if a seller, that is, a sole proprietor, wishes to engage in independent marketing, the reward accumulation rate can be changed according to the will of the sole proprietor, and a reward provision method linked to a credit card, a server for this, and a system are provided. can be provided.

In addition, the reward management method and system linked to a credit card according to the present invention includes not only existing paper stamps, but also overall marketing tools that can be performed by individual business owners, such as prepaid points, using payment methods to perform payment actions. It can be provided including cases such as when was accomplished.

In addition, according to the present invention, there is an excellent effect of contributing to ESG management by reducing the use of paper coupons. In addition, self-employed individuals do not need to collect unnecessary personal information, and there is no need to collect customer information such as mobile phone numbers. And by creating an incentive to collect rewards above a certain amount, it has the effect of increasing sales for franchise owners. Additionally, franchise owners can resolve the risk of indiscriminate accumulation by employees. Another excellent effect is that users (consumers) can solve the problems of storage, loss, and double use of stamps provided in paper.

Figure 1 shows the configuration of a reward provision system according to an embodiment of the present invention.
Figure 2 is a flowchart illustrating a process in which a consumer signs up for a reward provision device through a consumer terminal according to an embodiment of the present invention.
Figure 3 is a flowchart illustrating a process in which a seller signs up for a reward provision device through a seller terminal according to an embodiment of the present invention.
Figure 4 is a diagram for explaining the format of reward information according to an embodiment of the present invention.
Figure 5 is a flowchart for explaining the accumulation process performed in the reward provision device according to an embodiment of the present invention.
Figure 6 shows reward status information displayed on the display unit of a consumer terminal according to an embodiment of the present invention.
Figure 7 is a flowchart illustrating steps in which a consumer uses accumulated rewards according to an embodiment of the present invention.
Figure 8 is a flowchart illustrating steps in which a consumer uses accumulated rewards according to another embodiment of the present invention.
Figure 9 shows the message 'Do you want to use points?' on the display of a consumer terminal according to an embodiment of the present invention. This shows an example of a pop-up window being displayed.
Figure 10 is a diagram for explaining the configuration of a reward provision device and the relationship between a seller terminal, a consumer terminal, and an intermediate server according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described with reference to the attached drawings. However, the present invention is not limited to the embodiments described herein and may be implemented in various other forms. The terms used in this specification are intended to aid understanding of the embodiments and are not intended to limit the scope of the present invention. Additionally, as used herein, singular forms include plural forms unless phrases clearly indicate the contrary.

Figure 1 shows the configuration of a reward provision system according to an embodiment of the present invention.

The reward provision system 1 may include a reward provision device 10, a seller terminal 20, a consumer terminal 30, a card company server 40, and a my data brokerage server (hereinafter, brokerage server) 50. there is.

The reward providing device 10 can receive the consumer's card approval details collected by the mediation server 50 from the mediation server 50. The mediation server 50 may receive the consumer's card approval details from the card company servers 40 of one or more card companies used by the consumer.

The reward providing device 10 may provide an app so that sellers and consumers can use the services provided by the reward providing device 10. The app can be installed on the seller's seller terminal 20 and the consumer's consumer terminal 30. At this time, in this specification, the service may be referred to as 'reward management service' or 'my data service'.

The seller terminal 20 and the consumer terminal 30 can register as members to use the reward management service provided by the reward provision device 10 through the app.

The seller terminal 20 may set and provide store reward conditions and a store password to the reward provision device 10 through the app and store them in the reward provision device 10.

The reward providing device 10 may generate reward information for the consumer using the consumer's card approval history and the seller's sales history information. When the consumer terminal 30 requests the reward provision device 10 to use an available reward, the reward provision device 10 receives the store password directly from the seller terminal 20 or sends it to the consumer terminal 30. You can receive the store password from the seller. The reward provision device 10 can allow consumers to use rewards only when the store password matches the preset store password.

Figure 2 is a flowchart illustrating a process in which a consumer signs up for a reward provision device through a consumer terminal according to an embodiment of the present invention.

In step S11, the consumer terminal 30 can download an app that can connect to the reward providing device 10.

In step S12, the consumer terminal 30 can execute the app when the consumer using the consumer terminal 30 selects the app.

In step S13, the consumer terminal 30 receives data that must be provided to the reward providing device 10 in order to subscribe to the my data service provided by the reward providing device 10 from the consumer to the consumer terminal 30. It can be input through the input interface and provided to the reward provision device 10.

In step S14, the consumer terminal 30 may receive subscription approval completion information from the reward providing device 10.

Figure 3 is a flowchart illustrating a process in which a seller signs up for a reward provision device through a seller terminal according to an embodiment of the present invention.

In step S21, the seller terminal 20 can download an app that can connect to the reward providing device 10.

In step S22, the seller terminal 20 can execute the app when the seller using the seller terminal 20 selects the app.

In step S23, in order for the seller terminal 20 to subscribe to the My Data service provided by the reward providing device 10, the seller terminal 20 receives data that must be provided to the reward providing device 10 from the seller. It can be input through the input interface and provided to the reward provision device 10.

In step S24, the seller terminal 20 may receive subscription approval completion information from the reward providing device 10.

In step S25, the seller terminal 20 may receive reward condition information and a store password from the seller and transmit the reward condition information and the first store password to the reward providing device 10.

Figure 4 is a diagram for explaining the format of reward information according to an embodiment of the present invention.

Figure 4 (a) displays the point accumulation type reward conditions on the display unit 31 of the terminal, and Figure 4 (b) displays the stamp accumulation type reward conditions on the display unit 31 of the terminal.

In step S25, the reward providing device 10 may be configured to further receive format selection information of the reward information when receiving the store reward conditions from the seller terminal 20.

At this time, the format of the reward information may include a point accumulation type (Figure 4(a)) or a stamp accumulation type (Figure 4(b)).

When the format of the reward information is a point accumulation type, the store reward conditions may include one or more of the minimum approved amount, accumulation rate, and minimum usable amount. For example, in one embodiment, if the minimum approved payment amount is 1,000 won or more, 0.5% of the payment amount may be accumulated. And the minimum usable amount can be set to 0.5 won.

Alternatively, when the format of the reward information is a stamp accumulation type, the store reward condition may include one or more of the minimum approval amount, completion stamp condition, and reward type. For example, in one embodiment, if the minimum approved payment amount is 1,000 won or more, one stamp may be accumulated. At this time, the number of stamps may be set to vary depending on the number of drinks, or the number of stamps may be set to vary depending on the range of the payment amount. For example, conditions for the number of stamps may be set, such as one stamp for more than 5,000 won and less than 10,000 won, two stamps for more than 10,000 won and less than 15,000 won, etc.

At this time, when the accumulated stamps reach 10, the stamp conditions can be set as completed. If the stamp conditions are met, the type of reward to be provided can be set to 1 cup of Americano. Alternatively, you can change the reward type to a different product.

In this embodiment, the store password preset by the seller may be, for example, '1234'.

Figure 5 is a flowchart for explaining the accumulation process performed in the reward provision device according to an embodiment of the present invention.

In step S31, the reward providing device 10 may receive card approval history information from the mediation server 50. At this time, the first point in time at which the reward providing device 10 receives card approval details information from the mediation server 50 may be when a specific trigger occurs regarding the card approval details. Alternatively, the first time point may be at predetermined time intervals.

In step S32, the reward providing device 10 may receive sales history information from the seller terminal 20. At this time, the seller terminal 20 may be the seller's POS terminal, or it may be the seller's mobile terminal linked to the POS terminal.

At this time, the sales history information may be information directly collected by the seller's POS terminal through the user interface and/or device interface of the POS terminal.

For example, the sales history information may include various information related to the sold product (goods or services) directly entered by the seller's clerk into the POS terminal. For example, the input may be made using a QR code or barcode reader, or the clerk may directly press various buttons provided on the POS terminal. The various types of information may be, for example, information identifying the product for sale and price information.

Additionally, the sales history information may include information provided by the POS terminal from the consumer for payment of the sold product. The consumer can provide information about the credit card, for example, by recognizing the credit card at the POS terminal. Alternatively, the consumer may provide information about the payment method (eg, credit card) used by the consumer to the POS terminal through short-distance communication using the consumer terminal (eg, smartphone) used by the consumer. At this time, the information provided from the consumer may include information about the amount of cash handed over by the consumer.

At this time, if the seller terminal 20 is the seller's POS terminal, the information provided by the seller terminal 20 to the reward provision device 10 is information that is not likely to be contaminated because no device other than the seller terminal 20 is involved. am.

Alternatively, when the seller terminal 20 is a seller's mobile terminal linked to the seller's POS terminal, the POS terminal and the seller's mobile terminal may be configured to communicate with each other peer-to-peer. In this case as well, the information provided by the seller terminal 20 to the reward provision device 10 is information that is not likely to be contaminated as it does not involve a device other than a device that is completely controllable by the seller.

The sales history information provided by the seller terminal 20 to the reward providing device 10 may not be information generated using information provided from an external network outside the local network to which the seller terminal 20 belongs. At this time, the external network may be a concept including a card company server. Therefore, the sales history information is not based on information received by the consumer terminal from the card company server.

At this time, the second point in time when the reward providing device 10 receives sales history information from the seller terminal 20 may be when a specific trigger occurs with respect to the sales history information. Alternatively, the second time point may be at predetermined time intervals.

At this time, steps S31 and S32 may be performed simultaneously or the order may be changed.

In step S33, the reward providing device 10 may determine whether any information among the sales history information matches the card approval history of any consumer (eg, the owner of the consumer terminal 30). At this time, if there is information that matches the consumer's card approval history among the sales history information, for example, the card information of a member pre-registered in the reward provision device 10 as information on payment made with the same credit/check card. This may mean that they match.

In another embodiment, in step S33', the reward providing device 10 may determine whether the sales history information is included in the card approval history information when the sales history information means, for example, one piece of sales information. there is.

In another embodiment, in step S33'', the reward providing device 10 determines that if the sales history information includes, for example, two or more pieces of sales information, each sale information in the sales history information is approved by the card. You can determine whether it is included in the history information.

In another embodiment, the information received by the reward providing device 10 in steps S31 and S32 may be one card approval history and one sales history information. In this case, in step S33''', the reward providing device 10 may determine whether the card approval details match the sales details information.

In step S34, when the reward providing device 10 determines that the matching information exists, it can determine whether the card approval history information corresponds to preset store reward conditions. At this time, the preset store reward condition may be the reward condition information described above in step S25.

In step S35, if it is determined that the reward provision device 10 meets the store reward conditions, it may generate reward information to which the store reward conditions are applied. For example, if the store reward conditions are as shown in (a) of FIG. 4 and the payment amount included in the card approval history information is 5,000 won, 25 won may be accumulated. At this time, the reward information may include the affiliated store name (eg, Cafe Magio), payment date (eg, February 3, 2022), card type (Shinhan Card), and reward amount (25 won). Or, for example, if the reward conditions are as shown in (b) of FIG. 4 and the payment amount included in the card approval history information is 5,000 won, one stamp can be accumulated. At this time, the reward information may include the affiliated store name (e.g., cafe Magio), payment date (e.g., February 3, 2022), card type (Shinhan Card), and number of stamps (one).

In step S36, the reward provision device 10 may receive a request for reward status information from the consumer terminal 30 connected to the app. At this time, the reward status information may be as shown in FIG. 6, for example. The reward status information may include the name of the affiliated store, information on the number of accumulated points/stamps, and information on availability.

In step S37, the reward provision device 10 may provide the reward status information to the consumer terminal 30.

In step S38, the reward status information may be displayed on the display unit 31 of the consumer terminal 30.

Steps S36 to S38 represent a case where the consumer terminal 30 requests reward status information from the reward providing device 10. The case where the seller terminal 20 requests reward status information from the reward provision device 10 may be the same as steps S36 to S38. At this time, the reward status information displayed on the display unit of the seller terminal 20 may include information about the customer name, number of accumulated points/stamps, and availability.

Figure 6 shows reward status information displayed on the display unit of a consumer terminal according to an embodiment of the present invention.

For example, you can see that a person named 'Kim Babka' has accumulated 5000 points for the Cafe Magio store and can currently use the points. At this time, when the consumer terminal 30 receives an input in which the user selects the 'available' icon 311, a process for using points can be performed. Alternatively, when the consumer terminal 30 receives an input in which the user selects the 'View Details' icon 312, it can provide a page providing detailed accumulation information for the Cafe Magio store. That is, the user can check the detailed reward information described above on the provided page.

In addition, you can see that 5 stamps have been accumulated for the Starbucks Seolleung branch, and the points are currently available for use. At this time, in the case of the Starbucks Seolleung branch, the completion stamp condition may be set to 5. At this time, when the consumer terminal 30 receives an input in which the user selects the 'available' icon 321, a process of using points can be performed. Alternatively, when the consumer terminal 30 receives an input in which the user selects the 'View Details' icon 322, it can provide a page providing detailed accumulation information for Starbucks stores. That is, the user can check the detailed reward information described above on the provided page.

In addition, 5,000 points have been accumulated for the Ediya Seolleung branch, and you can see that the points are currently available for use. At this time, when the consumer terminal 30 receives an input in which the user selects the 'available' icon 331, a process of using points can be performed. Alternatively, when the consumer terminal 30 receives an input where the user selects the 'View Details' icon 332, it can provide a page providing detailed accumulation information for the Ediya store. That is, the user can check the detailed reward information described above on the provided page.

Figure 7 is a flowchart illustrating steps in which a consumer uses accumulated rewards according to an embodiment of the present invention.

In step S41, the consumer terminal 30 receives a 'reward use' message from the consumer through an input unit (e.g., touch) of the consumer terminal 30 (e.g., when the consumer selects the 'Available' icon in FIG. 6). can be input.

In step S42, the reward providing device 10 may receive a reward use request from the consumer terminal 30.

In step S43, the reward provision device 10 may transmit reward use request information from the consumer terminal 30 to the seller terminal 20 and request input of a store password at the same time (or after). At this time, a password input window may pop up on the display unit of the seller terminal 30 along with the message 'Please enter the store password.'

In step S44, the seller terminal 20 may receive a 'store password' from the seller through the input unit of the consumer terminal 30.

In step S45, the reward providing device 10 may receive the input store password from the seller terminal 20. At this time, although step S44 and step S45 were described separately, the two steps may be performed as one step.

In step S46, the reward providing device 10 may determine whether the store password received from the seller terminal 20 matches the first store password set in advance by the seller. At this time, the preset first store password may be received by the reward providing device 10 from the seller terminal 20 in the above-described step (S25).

In step S47, if the reward provision device 10 determines that the first store password and the store password match each other, the reward information of the consumer may be updated. At this time, updating reward information may mean calculating the final reward (eg, 2000 points) by subtracting the used reward (eg, 3000 points) from the total reward (eg, 5000 points) before using the reward.

In step S48, the reward provision device 10 may provide reward update completion information to the seller terminal 20 (and/or the consumer terminal 30). At this time, the reward update completion information may include information that 3,000 points are deducted from the previous reward (5,000 points) and there are currently 2,000 points remaining.

In step S49, upon receiving the reward update completion information provided from the reward providing device 10, the seller terminal 20 reflects the updated reward information included in the reward update completion information and calculates the payment amount. After deduction, the amount to be paid can be calculated. Afterwards, the seller can receive the amount to be paid from the consumer in cash or credit/check card. Alternatively, if the amount to be paid by the consumer is 0 won, the seller may omit the separate payment process.

Figure 8 is a flowchart illustrating steps in which a consumer uses accumulated rewards according to another embodiment of the present invention.

In step S51, the consumer terminal 30 receives a 'reward use' message from the consumer through an input unit (e.g., touch) of the consumer terminal 30 (e.g., when the consumer selects the 'Available' icon in FIG. 6). can be input.

In step S52, the reward providing device 10 may receive a reward use request from the consumer terminal 30.

In step S53, the reward providing device 10 may request the consumer terminal 30 to enter a store password. At this time, a password input window may pop up on the display unit 31 of the consumer terminal 30 along with the message 'Please ask the seller to enter the store password.'

In step S54, the consumer terminal 30 may receive a 'store password' from the seller through the input unit of the consumer terminal 30. In this case, for example, when a password input window pops up on the consumer terminal 30 with the message 'Please ask the seller to enter the store password.', the consumer transfers his consumer terminal 30 to the seller and allows the seller to enter the store password. You can be prompted to enter a password.

In step S55, the reward providing device 10 may receive the input store password from the consumer terminal 30. At this time, although step S54 and step S55 were described separately, the two steps may be performed as one step.

In step S56, the reward providing device 10 may determine whether the store password received from the consumer terminal 30 matches the first store password preset by the seller. At this time, the preset first store password may be received by the reward providing device 10 from the seller terminal 20 in the above-described step (S25).

In step S57, when the reward providing device 10 determines that the first store password and the store password match each other, the reward information of the consumer may be updated. At this time, updating reward information may mean calculating the final reward (eg, 2000 points) by subtracting the used reward (eg, 3000 points) from the total reward (eg, 5000 points) before using the reward.

In step S58, the reward provision device 10 may provide reward update completion information to the seller terminal 20 (and/or the consumer terminal 30). At this time, the reward update completion information may include information that 3,000 points are deducted from the previous reward (5,000 points) and there are currently 2,000 points remaining.

In step S59, the seller terminal 20 reflects the updated reward information included in the reward update completion information provided from the reward providing device 10 and calculates the amount to be paid after subtracting it from the payment amount. can do.

Figure 9 shows the message 'Do you want to use points?' on the display of a consumer terminal according to an embodiment of the present invention. This shows an example of a pop-up window being displayed.

At this time, the page displayed on the display unit 31 of the user terminal 30 may be the page when the 'View Details' icon 312 in FIG. 6 is selected.

The above page includes the company name (cafe name in this example), address, points available for use, store password (displayed in characters that consumers cannot read, e.g. ****), ‘Available for use’ icon (340), and accumulation conditions. , accumulation rate, terms of use, and reward details may be provided.

At this time, when the 'available' icon 340 is selected by the consumer, the consumer terminal 30 may display a pop-up window 350 on the display unit 31.

At this time, the consumer selects the 'Yes' icon 351 among the information displayed in the pop-up window 350 of the display unit 31 of the consumer terminal 30 to use the points, or selects the 'No' icon 352 to use the points. You may not use points.

Figure 10 is a diagram for explaining the configuration of the reward provision device 10 and the relationship between the seller terminal, the consumer terminal, and the mediation server according to an embodiment of the present invention.

The reward providing device 10 may include a memory 11, a CPU 12, a communication unit 13, and an input unit 14.

The memory 11 contains a consumer membership registration command code (110), a seller membership registration command code (111), a reward accumulation command code (112), a reward use command code (113), and member information, reward information, and card approval history information. , and sales history information 114 may be stored.

The CPU 12 reads the consumer membership registration command code 110, the seller membership registration command code 111, the reward accumulation command code 112, and the reward use command code 113, and provides consumer membership registration commands corresponding thereto. The process 120, the seller membership registration command process 121, the reward accumulation command process 122, and the reward use command process 123 can be executed. CPU 12 may be referred to as a processing unit.

The communication unit 13 can transmit and receive data with the seller terminal 20, the consumer terminal 30, and the mediation server 50.

The input unit 14 may be an input interface for users who use the reward providing device 10.

By using the above-described embodiments of the present invention, those in the technical field of the present invention will be able to easily make various changes and modifications without departing from the essential characteristics of the present invention. The contents of each claim in the patent claims can be combined with other claims without reference within the scope that can be understood through this specification.

Claims (6)

A reward providing device receiving and storing store reward conditions set by a seller owning the seller terminal from a seller terminal;
Receiving, by the reward providing device, sales history information from the seller terminal;
Receiving, by the reward providing device, information on the consumer's card approval details from an intermediary server that collects the consumer's card approval details;
determining, by the reward providing device, whether any information among the sales history information matches the consumer's card approval details;
When the reward providing device determines that the matching information exists, determining whether the card approval history information meets the store reward conditions; and
When the reward providing device determines that the store reward conditions are met, generating reward information for the consumer to whom the store reward conditions are applied;
Includes,
The sales history information does not include information generated using information provided from an external network outside the local network to which the seller terminal belongs,
How to provide rewards. According to paragraph 1,
The reward providing device is configured to further receive format selection information of the reward information when receiving the store reward conditions from the seller terminal,
The format of the reward information includes point accumulation type or stamp accumulation type,
If the format of the reward information is point accumulation type, the store reward conditions include one or more of the minimum approved amount, accumulation rate, and minimum usable amount,
If the format of the reward information is a stamp accumulation type, the store reward conditions include one or more of the minimum approval amount, completion stamp condition, and reward type,
How to provide rewards. According to paragraph 1,
The storing step includes the step of receiving, by the reward providing device, a first store password set by a seller who owns the seller terminal from the seller terminal and storing it;
Before the reward providing device receives and stores the store reward conditions and the first store password,
The seller terminal is configured to install the app provided by the reward providing device on the seller terminal in order to use the service provided by the reward providing device,
Further comprising the step of the reward providing device receiving membership registration information input by the seller from the seller terminal and approving membership registration,
How to provide rewards. According to paragraph 3,
After the above generating step,
providing, by the reward providing device, reward accumulation status information for the consumer to a consumer terminal owned by the consumer and the seller terminal;
Receiving, by the reward providing device, a request to use accumulated rewards from the consumer terminal;
transmitting, by the reward providing device, a request to input a store password to the consumer terminal;
Receiving, by the reward providing device, the store password from the consumer terminal;
determining, by the reward providing device, whether the store password received from the consumer terminal and the first store password match each other;
When the reward providing device determines that the store password and the first store password match each other, updating the reward information; and
The reward providing device providing the reward update completion information to the seller terminal;
It further includes,
When the seller terminal receives the reward renewal completion information, the seller terminal is configured to generate payment information for the product or service by reflecting the updated reward information included in the reward renewal completion information.
How to provide rewards. According to paragraph 3,
After the above generating step,
providing, by the reward providing device, reward accumulation status information for the consumer to a consumer terminal owned by the consumer and the seller terminal;
Receiving, by the reward providing device, a request to use accumulated rewards from the consumer terminal;
transmitting, by the reward providing device, a request to use the reward and input a store password for the consumer of the consumer terminal to the seller terminal;
Receiving, by the reward providing device, the store password from the seller terminal;
determining, by the reward providing device, whether the store password received from the seller terminal and the first store password match each other;
When the reward providing device determines that the store password and the first store password match each other, updating reward information; and
The reward providing device providing the reward update completion information to the seller terminal;
It further includes,
When the seller terminal receives the reward renewal completion information, the seller terminal is configured to generate payment information for the product or service by reflecting the updated reward information included in the reward renewal completion information.
How to provide rewards. Includes a processing unit and a communication unit,
The processing unit is configured to receive and store store reward conditions set by a seller owning the seller terminal from the seller terminal through the communication unit,
The communication unit is configured to receive sales history information from the seller terminal,
The communication unit is configured to receive information on the consumer's card approval details from an intermediary server that collects the consumer's card approval details,
The processing unit is configured to determine whether any information among the sales history information matches the consumer's card approval details,
If the processing unit determines that the matching information exists, the processing unit is configured to determine whether the card approval history information meets the store reward conditions, and
The processing unit is configured to generate reward information for the consumer to whom the store reward conditions are applied, when it is determined that the store reward conditions are met.
The sales history information includes only information directly generated by the seller terminal,
The source of the sales history information does not include the consumer's card approval history and the consumer's card approval history information,
Reward provision device.