KR102251670B1 - Solar Power Generation Business Service System Through Guarantee Insurance - Google Patents

Abstract

The present invention relates to a solar power generation business service system through guarantee insurance. The solar power generation business service system combines a solar power generation site secured by a business operator and expertise and financing ability of a developer, which is a solar power generation professional company, to enable the business operator and the developer to develop together. To this end, the solar power generation business service system comprises a developer server, a business operator server, a guarantee insurance company server, a constructor server, and a financial company server.

Description

Solar Power Generation Business Service System Through Guarantee Insurance}

The present invention relates to a solar power generation business service system through guarantee insurance, and more specifically, the solar power generation site secured by the business operator and the expertise and financing capabilities of a solar power generation specialist company are combined with the business operator. It relates to a solar power generation business service system through which the implementer can develop win-win.

Renewable energy is energy that converts and uses renewable energy including sunlight, wind power, hydropower, geothermal heat, and bio-organisms, and has a future energy source for a sustainable energy supply system as its characteristic.

Among these new and renewable energies, solar power generation is power generation using solar power or solar heat, and the photovoltaic power generation business obtains a power generation business license according to the Electricity Business Act, purchases and installs photovoltaic power generation facilities, and operates a power plant. It is a business that generates profits by selling RECs.

The profits that solar power generation companies can obtain through solar power generation can be largely divided into two categories.

First, you can earn profits by selling the generated electricity. Specifically, the power generated by the power generation company operating a solar power plant can be sold to an electricity sales business operator, that is, KEPCO, in units of KRW/kWh per month to obtain profits.

Second, you can earn profits by selling RECs.

Currently, the government has introduced the Renewable Portfolio Standard (RPS), which mandates power generation companies to supply more than a certain amount of total power generation as new and renewable energy in order to expand the supply of new and renewable energy and foster related businesses. It is selected and imposed on the mandatory supply of new and renewable energy to each RPS mandator. RPS obligators are business owners with power generation facilities of 500,000 kW or more, for example, large power generation companies such as Korea Hydro & Nuclear Power and Southeast Power.

RPS obligators and power generation companies are issued a Renewable Energy Certification (REC) from the RPS certification body, which proves that electricity was produced using renewable energy facilities. For each 1MWh, 1REC is issued.

If the RPS obligor fails to meet the allocated obligatory supply, it is possible to fulfill the supply obligation by meeting the obligated supply volume through REC trading through the REC trading market, and the solar power generation company sells REC to the obligor of RPS through the REC trading market. Can be created.

On the other hand, the photovoltaic power generation business, unlike coal or natural gas power plants, has the advantage of being able to carry out the business because it is small in size and not very difficult to operate, but the current photovoltaic power generation business has the following problems.

First, for power generation companies, it is difficult to prepare facility investment costs and it is difficult to enter the business due to lack of knowledge and information.

Second, a solar power generation company is rich in knowledge and information, but it is difficult to secure a solar power generation site.

Third, a REC is issued by applying a weight to the amount of power generation according to the site type of the power plant site, and even if 1MWh is generated, if the weight value is less than 1, the REC cannot be issued. It is desirable to install a solar power plant in a building because the weight of the forest field is small and the weight of the building is large, but in the case of buildings, there are many cases where loans have already been made with the building as collateral. There are difficulties.

Korean Patent Application Publication No. 2015-0094428 (2015.08.19)

The present invention was conceived to solve the above-described problems, and by combining the solar power generation site secured by the operator and the expertise and financing ability of the developer, a solar power generation company, the operator and the implementer can develop win-win. Its purpose is to provide a solar power generation business service system.

An embodiment of the present invention is a server operated by a developer implementing a solar power generation business service, the server of a developer proposing the photovoltaic power generation business service to a business operator; A server operated by a business operator who has secured a photovoltaic power generation site, receiving request data for the photovoltaic power generation business service from the business operator, receiving information on the photovoltaic power generation site, and requesting the photovoltaic power generation business A business server for transmitting data and information of the solar power generation site to the developer server; A server operated by a guarantee insurance company that issues a guarantee, receiving information of the business operator and information of the solar power generation business service from the enforcement company server, and examining the information of the business operator and the information of the solar power generation business service, A guarantee insurance company server for issuing a guarantee for the business operator to the enforcement company server; As a server operated by a construction company that constructs a solar power plant, receiving an order request to construct a solar power plant on the solar power generation site from the developer server, and allowing the construction company to construct a solar power plant on the solar power generation site Construction company server; And a server operated by a financial company that lends out loans, wherein a financial company server that receives a guarantee for the business operator from the developer server, and lends the loan money to the developer server as collateral, wherein the administrator server is the financial institution server It may be a solar power generation business service system through guarantee insurance, characterized in that some of the loans received from the solar power plant are paid to the construction company server as the construction cost of the solar power plant.

Another embodiment of the present invention is a server operated by a developer implementing a photovoltaic power generation business service, comprising: a developer server that proposes the photovoltaic power generation business service to a business operator; A server operated by a business operator who has secured a photovoltaic power generation site, receiving request data for the photovoltaic power generation business service from the business operator, receiving information on the photovoltaic power generation site, and requesting the photovoltaic power generation business A business server for transmitting data and information of the solar power generation site to the developer server; A server operated by a guarantee insurance company that issues a guarantee, receiving information of the business operator and information of the solar power generation business service from the enforcement company server, and examining the information of the business operator and the information of the solar power generation business service, A guarantee insurance company server for issuing a guarantee for the business operator to the financial company server; As a server operated by a construction company that constructs a solar power plant, receiving an order request to construct a solar power plant on the solar power generation site from the developer server, and allowing the construction company to construct a solar power plant on the solar power generation site Construction company server; And a server operated by a financial company that lends out loans, the financial company server that lends the loan money to the enrollment company server as collateral for the guarantee for the business operator provided from the guarantee insurance company server, wherein the enrollment company server is from the financial institution server. It may be a solar power generation business service system through guarantee insurance, characterized in that some of the loaned loans are paid to the construction company server as the solar power plant construction cost.

The information on the photovoltaic power generation business service may include information indicating that a contract for supplying photovoltaic power generation facilities has been concluded between the contractor and a photovoltaic power generation facility company, which is one or more externally inspected companies or large companies.

The guarantee amount guaranteed by the guarantee for the operator may be the entire construction cost of the solar power plant or 70% or more.

The execution company server and the construction company server may be operated by the same subject.

The enforcement company server provides information of the business operator, information of the photovoltaic power generation business service, or information of the photovoltaic power generation site to a permission server that determines whether or not to permit a power generation business, and provides solar power of the business operator from the permission server. It may be characterized by obtaining a power generation business license for the power generation business.

The developer server concludes a solar power supply contract between the operator and the electricity seller through an electricity seller server operated by an electricity seller who receives solar power and pays expenses, and is paid by the electricity seller. The solar power cost may be paid to the service provider server through the financial company server.

The developer server may allow a part of the solar power cost paid to the operator server to be used as a principal and interest for the loan.

When the principal and interest is not paid to the financial institution server, the financial institution server transmits information indicating that the principal and interest received from the financial institution has not been paid, and the executive server provides the effect that the principal and interest has not been paid. Information may be transmitted to the guarantee insurance company server so that the guarantee insurance company pays the principal and interest to the financial company server.

A management company server operated by a manager that operates and maintains a solar power plant; further comprising, the enforcement company server, through the management company server, signing the solar power plant management contract between the business operator and the manager, and to the manager The management cost to be paid may be paid using part of the solar power cost paid to the operator server.

The execution company server, the construction company server, and the management company server may be operated by the same subject.

The enforcement server, through the RPS obligor server operated by the Renewable Portfolio Standard (RPS) obligor who purchases REC (Renewable Energy Certification, Renewable Energy Supply Certificate) and pays the REC sales price, It may be characterized in that a REC sales contract is signed between the RPS obligors, and the REC sales price paid by the RPS obligor is paid to the business server through the financial institution server.

The enforcement server may be characterized in that a part of the REC sales price paid to the business server is used as a principal and interest for the loan.

When the principal and interest is not paid to the financial institution server, the financial institution server transmits information indicating that the principal and interest received from the financial institution has not been paid, and the executive server provides the effect that the principal and interest has not been paid. Information may be transmitted to the guarantee insurance company server so that the guarantee insurance company pays the principal and interest to the financial company server.

A management company server operated by a manager that operates and maintains a solar power plant; further comprising, the enforcement company server, through the management company server, signing the solar power plant management contract between the business operator and the manager, and to the manager The management cost to be paid may be paid using part of the REC sales price paid to the service provider server.

The execution company server, the construction company server, and the management company server may be operated by the same subject.

By combining the solar power generation site secured by the operator with the expertise and financing capabilities of the developer, a solar power generation specialized company, the operator and the implementer can develop win-win.

1 shows the configuration of a solar power generation business system through a guarantee insurance according to an embodiment of the present invention.
2 shows a process of linking the configurations of a solar power generation business system through a guarantee insurance according to an embodiment of the present invention.
3 shows a linkage process between the configurations of a solar power generation business service system through a guarantee insurance according to another embodiment of the present invention.

Hereinafter, a solar power generation business service system through guarantee insurance according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 shows the configuration of a photovoltaic power generation business system through guarantee insurance according to an embodiment of the present invention, and FIG. 2 is a connection process between the configuration of a photovoltaic power generation business system through guarantee insurance according to an embodiment of the present invention Represents.

First of all, the solar power generation business service in the present invention means that a business operator who wishes to generate solar power directly purchases and installs a solar power plant to construct and operate a solar power plant, and instead, a developer with expertise and funding powers permits the power generation business. It refers to a service business that starts with work, finances funds, purchases and installs solar power generation facilities, builds a solar power plant, is responsible for the management of the solar power plant in the future, and takes charge of administrative, procedures, and expenses necessary in this process. do.

As shown in FIG. 1, the system of the present invention is configured to include an enrollment company server 100, a business operator server 200, a guarantee insurance company server 300, a construction company server 400, and a financial company server 500.

The developer server 100 is a server operated by a developer implementing a solar power generation business service, and proposes a solar power generation business service to a business operator.

In the present invention, the implementer refers to a person who implements the service throughout the solar power generation business service, starting from the planning of the photovoltaic power generation business service, promotion, contract, business license, solar power plant construction, and subsequent power plant management.

The operator server 200 is a server operated by a business operator who has secured a solar power generation site, and receives request data for a photovoltaic power generation business service from a business operator, and receives information on the photovoltaic power generation site, and provides information on the solar power generation business service. The request data and the information of the solar power generation site are transmitted to the server 100 of the developer.

In the present invention, the operator reviews the solar power generation business service proposed from the developer server 100, and as a result of the review, as a person who wishes to proceed with the power generation business, requests the service from the developer to generate profits from solar power generation. , Means a person who has secured a site for solar power generation.

The request data for the solar power generation business service delivered by the operator to the developer server 100 through the operator server 200 is a contract to the effect that the operator approves the service proposed by the developer and proceeds with the corresponding business service, power generation It refers to the data of a business operator, etc., which are necessary for a business license, and the business server 200 receives information on the solar power generation site secured by the business along with the request data for the service from the business and transmits it to the server 100 of the implementation company. do.

The information of the photovoltaic power generation site may include the location of the site and the type of the site title, the location of the site may mean the address of the site or the latitude-longitude of the site, and the type of the site name is forest, field, answer or building, etc. Can be As described above in the background art, it is preferable to construct a solar power plant in a building in the form of a point, but it is also possible to construct a solar power plant in the forest field or in the field.

The guarantee insurance company server 300 is a server operated by a guarantee insurance company that issues a guarantee, and receives information of a business operator and solar power generation business service information from the enforcement company server 100, and examines it to provide a guarantee for the business company. Issued to (100).

In the present invention, the information of the operator is information related to the operator provided by the operator server 100 through the operator server 200, and may include a contract between the operator and the operator, credit information of the operator, etc. It may also contain information necessary for power generation permission, which will be described later.

The information on the solar power generation business service is an overall content related to the photovoltaic power generation business service implemented by the developer, and may include, in particular, information on the contractor. In the present invention, the information of the photovoltaic power generation business service may include information to the effect that a contract for supplying the photovoltaic power generation facility has been concluded between the contractor and the photovoltaic power generation facility company (here, the photovoltaic power generation facility company externally inspected company or a large company), In this way, the fact that a contract with an outsourcing company or a large company has been concluded acts as a positive factor for the guarantee insurance company to review the service, and this helps the implementer to obtain a guarantee certificate from the guarantee insurance company.

The guarantee insurance company server 300 reviewed the information of the business operator, especially the business operator's credit information and the solar power generation business service information, among others, the information about the contractor, and said that the criteria were satisfied. When it is determined, a guarantee for the operator is issued to the server 100 of the enforcement company. According to the contents of the guarantee for the business operator, the insurer of the guarantee is the business operator and the insured is determined as the developer, so that the business operator becomes the debtor and the enforcer becomes the creditor. The guarantee issued by the guarantee insurance company server 300 may be an electronic guarantee.

At this time, the guarantee amount guaranteed by the guarantee issued by the guarantee insurance company may be the total amount of the solar power plant construction cost or a predetermined ratio or more (preferably, 70% or more). For example, if the construction cost of a power plant is 150 million won based on a 100kW solar power plant, the total amount of 150 million won, or more than 150 million won, which is 70% of the 150 million won. A guarantee may be issued for the amount. If a guarantee is issued for the entire construction cost or an amount equivalent to a certain percentage or more, as will be described later, a loan equivalent to the guarantee amount guaranteed by the guarantee can be received from a financial company as collateral, as described below, and accordingly, the operator can receive a photovoltaic power generation site. The power generation business can be carried out without incurring additional loans or project costs, as long as it is provided only, and the developer can also carry out the service, including the construction of a solar power plant, without incurring capital administration of its own.

The contractor server 400 is a server operated by a contractor who constructs a solar power plant, and receives an order request from the developer server 100 to construct a solar power plant on the photovoltaic power generation site, and the contractor receives solar power on the photovoltaic power generation site. Build a power plant.

In the present invention, a contractor is a person who constructs a power plant by purchasing and installing solar power generation facilities, and constructs a power plant on the solar power generation site secured by the operator by receiving an order for power plant construction from the developer server 100. Solar power generation facilities can be largely composed of a photovoltaic module that converts sunlight into direct current and an inverter that converts direct current into alternating current, and the contractor purchases a photovoltaic module and inverter and installs it in a power plant to build a solar power plant. To build. At this time, as described above, one or more of the solar power generation facility companies for which the contract for supplying the solar power generation facility is signed with the contractor of the present invention may be an external audit company or a large company.

The financial company server 500 is a server operated by a financial company that lends a loan, and receives a guarantee for a business operator from the developer server 100, and lends a loan to the developer server 100 as collateral.

Specifically, in the present invention, the financial company may be a bank, and the enforcer server 100 applies for change of the insured person of the guarantee from the developer to the financial company, and the insured person transfers the changed guarantee to the financial company to the financial institution server 500. The loan is applied by providing it to the financial institution server 500, and the financial institution examines whether the loan has been provided or transferred through the financial institution's server 500 as collateral, and when the loan is determined, a loan corresponding to the guarantee amount guaranteed by the guarantee certificate is issued by the financial institution. It lends to the server 100.

The developer server 100, which has received a loan from the financial institution server 500, pays part of the loan to the construction company server 400 as a solar power plant construction cost. Here, the developer may receive a loan before completion of the power plant and process the power plant construction cost in an advance payment method, or receive a loan after the power plant construction is completed and process the power plant construction cost in a post-payment method.

In the case of processing in an advance payment method, as described above, the developer server 100 may transfer the guarantee to the financial institution server 500 to receive a loan, and in the case of processing in a post-payment method, the developer server 100 is a financial institution server In addition to transferring the warranty to (500), a loan can be obtained by providing a confirmation of completion for the solar power plant.

In this way, the present invention is to represent all the tasks and procedures of a business operator wishing a solar power generation business through the developer server 100, the information and solar power provided by the operator through the operator server 200 Provides information on the power generation business service to the guarantee insurance company server 300 to obtain a guarantee from the guarantee insurance company, order the solar power plant construction on the solar power generation site through the contractor server 400, and the guarantee certificate issued by the guarantee insurance company As collateral, a loan is received through the financial company server 500, and the loan is paid as a construction fee to a construction company, thereby providing a solar power generation business to a business operator.

According to the present invention, the ownership of the solar power plant is ultimately attributed to the operator by making the ownership of the solar power plant belong to the operator from the beginning, or by transferring the ownership to the operator after the completion of the power plant, the ownership of the solar power plant is finally attributed to the operator, and then the operator operates the power plant. Thus, it can generate profits by producing solar power.

In addition, the developer can generate revenue through brokerage and agency fees in executing the project, the guarantee insurance company can generate revenue through the cost of issuing guarantees, and the financial company earns profits through interest on loans. It can be created, and contractors can generate revenue through construction.

According to the present invention, it is possible to solve the problem that it is difficult to prepare facility investment costs from the standpoint of a business operator and difficult to enter the business due to a lack of knowledge and information through the expertise and financing ability of the developer, and from the standpoint of the developer, abundant knowledge about the solar power generation business Although there is information and information, it is possible to solve the problem that it is difficult to secure a solar power generation site through the solar power generation site provided by the operator, so that both the operator and the implementer can develop win-win.

On the other hand, Figure 3 shows another embodiment of the present invention, the guarantee insurance company server 300 directly issues a guarantee for a business operator to the financial company server 500, not the enforcement company server 100, and the financial company server 500 May lend a loan to the execution company server 100 as collateral for a guarantee for a business operator provided from the guarantee insurance company server 300.

That is, in the present invention, since the owner of the guarantee finally becomes a financial company, the guarantee insurance company server 300 directly issues the guarantee to the financial company server 500 without going through the enforcement company server 100, the procedure can be simplified. At this time, the insured person of the guarantee issued by the guarantee insurance company server 300 to the financial company server 500 may be a financial company.

On the other hand, in the present invention, the developer server 100 and the construction company server 400 may be operated by the same subject. That is, the operator, which is the operating subject of the developer server 100, and the constructor, which is the operating subject of the contractor server 400, is the same subject, and the developer and the constructor may be in the same company or other affiliated companies or subsidiary relationships within the same group. As described above, in the case where the developer and the constructor are the same, a solar power generation business service can be provided to a business operator at a lower cost as brokerage fees or fees between the developer and the constructor are omitted.

On the other hand, as shown in Figure 1, the system according to the present invention, the information of the operator, the information of the solar power generation business service, or the solar power generation in the permission server 10 for determining whether or not the developer server 100 It is possible to provide site information and obtain a power generation business permission for the solar power generation business of a business operator from the permission server 10.

The photovoltaic power generation business must obtain a power generation business license from the government according to the Electricity Business Act. Whether it is a suitable location for installing a power plant, or whether it is a suitable location for solar power generation.

The solar power generation business of a business operator means a solar power generation business under the name of the business operator.As described above, the developer of the present invention represents the business of a business operator who wants to conduct the solar power generation business, and the solar power generation business implemented by the developer Business service means acting on behalf of the solar power generation business in the name of the business operator.

The developer server 100 may obtain a permit by proxying the power generation business permission work for the solar power generation business of the business by receiving data necessary for power generation permission from the business server 200 at the contract stage or the permission stage.

According to the present invention, compared to the operator's self-performing permission for the solar power generation business, the developer performs the permission work on behalf of the operator through the developer server 100, thus providing convenience to the operator, as well as providing convenience to the operator. You can obtain a power generation project permit more quickly and accurately by using your expertise.

On the other hand, as described above in the background art, the profit structure of the solar power generation business is largely to supply electric power to electricity sellers or to sell RECs to RPS obligators.

To this end, the present invention, as shown in FIG. 1, the developer server 100 through the electricity seller server 20 operated by the electricity seller who receives solar power and pays the solar power cost. A solar power supply contract is concluded between electricity sellers, and solar power costs paid by the electricity sellers may be paid to the business server 200 through the financial company server 500.

Simultaneously or separately, as shown in FIG. 1, the enforcement company server 100 purchases RECs and sells RECs between a business operator and an RPS mandator through the RPS mandator server 30 operated by the RPS mandator who pays the REC sales price. After signing a contract, the REC sales price paid by the PRS obligor may be paid to the service provider server 200 through the financial company server 500.

In other words, a business operator can supply solar power produced by operating a solar power plant owned by its own to KEPCO, an electricity seller, and receive the solar power cost directly to his account, and produce solar power. Accordingly, the REC issued from the RPS certification body can be sold to a large power plant, etc., and the amount of the REC can be directly deposited into the user's account.At this time, the developer server 100 represents the operator and produces it at the operator's solar power plant. Including the solar power cost, REC cost, or solar power cost and REC cost (hereinafter referred to as power generation cost) received from the sales of the solar power to an electricity sales business operator or REC to a large power plant. It can be made to be paid to the service provider server 200.

On the other hand, as a financial company, it is necessary to recover the loans loaned for construction costs. In this case, in the present invention, the developer server 100 may allow some of the power generation money paid to the operator server 200 to be used as the principal and interest for the loan.

Specifically, as described above, the guarantee certificate in which the insured's name was changed to the financial company was delivered to the financial company and the loan was loaned as collateral. Therefore, the financial company became a creditor and the business operator became a debtor for the loan, and the financial company could recover the loan from the business operator. You will be able to. Here, the account of the business operator described above may be a redemption account in the name of the business operator opened with the financial company through the financial company server 500, and when the power generation amount is deposited to the corresponding redemption account, part of it is paid to the financial company as principal and interest for the loan. can do.

For example, based on a solar power plant with a capacity of 100 kW, if the total profit that can be obtained through power generation every month, that is, the power generation cost is about 200 to 2.5 million won, the total profit is deposited into the repayment account of the operator. At this time, if the installment payment period is 240 months, the construction cost of the power plant is 150 million won, and the interest rate of the loan amounting to 150 million won is 4%, among them, a division of about 1 million won in the name of principal and interest for the loan. The payment amount is automatically transferred to the bank. Accordingly, the bank can recover the principal and interest for the loans loaned to the developer from the business operator, and the remaining 100 to 1.5 million won may be a net profit to the business operator.

On the other hand, there may be a situation in which principal and interest are not paid to the financial institution server 500 due to bankruptcy, closure of business, or change of mind by a business operator. In this case, the financial company may provide information to the effect that the principal and interest has not been paid to the financial institution server 500, and from this, the financial institution server 500 transmits information to the effect that the principal and interest has not been paid to the enforcement server 100, and , The enforcement company server 100 may transmit information indicating that the principal and interest has not been paid to the guarantee insurance company server 300 so that the guarantee insurance company pays the principal and interest to the financial company server 500.

Since the guarantee insurer issued a guarantee for the business operator to the server of the contributor, it must repay the principal and interest to the contributor.However, since the insured person of the relevant guarantee becomes a financial company by transferring the guarantee to the business operator to the financial company, the guarantee insurer pays the principal and interest to the financial company. , The damage can be compensated by designing against the business operator who is the insurer of the warranty.

As described above, according to the present invention, since the guarantee insurance company is mediated in the middle of the contract between the developer and the operator or the financial company, it can flexibly cope with unexpected problems that may occur during the long-term contract period between the developer and the operator, or between the developer and the financial company. I can.

Furthermore, as shown in FIG. 1, the system of the present invention may further include a manager server 600 operated by a manager who operates and maintains a solar power plant.

Since the facilities of the solar power plant are installed outside, they are exposed to the natural environment, which can easily age and cause breakdowns. Therefore, in order to operate the power plant for a long time, continuous management is required. Instead of managing the power plant by the operator himself, this problem can be solved by entrusting the management of the power plant to a management company specializing in solar power generation. In addition, if the solar power plant is more than 20kW, there is an obligation to appoint an electrical safety manager, and the appointment obligation can be resolved by entrusting the management of the power plant to the manager.

To this end, the present invention can conclude a solar power plant management contract between a business operator and a manager through the manager server 100 through the manager server 600, whereby the business operator can solve the difficulties associated with long-term management of the power plant, Furthermore, the observant management of the power plant is directly related to the power generation of the power plant, which will provide stable profits to the operator.

In addition, the implementer server 100 may allow the operator to pay the management cost to be paid to the management company using a portion of the power generation cost paid to the operator server 200. For example, if the power plant management cost is 100,000 won per month, 100,000 won of the total revenue of 200 to 2.5 million won can be automatically transferred monthly to the management company through the management company server 600. In this way, the present invention can provide the best convenience to the operator because the administrator is processed through the administrator server 100 from the appointment of the manager to the cost processing for the solar power plant management.

Further, in the present invention, the administrator server 100, the construction company server 400, and the management company server 600 may be operated by the same subject. That is, the developer who is the operating entity of the developer server 100, the contractor who is the operating entity of the contractor server 500, and the manager who is the operating entity of the management server 600 are the same entity, and both the developer, the contractor, and the management company are the same company or It may be a company or subsidiary relationship of another affiliate within the same group.

In this way, if the developer, the contractor, and the manager are the same, brokerage fees or fees between the developer, the contractor, and the manager are omitted, thereby further reducing the price of the solar power generation business service, as well as after-sales service corresponding to the management after the completion of the power plant. Since one and the same company handles it entirely, the connection between the developer, the contractor, and the manager is maximized in the solar power generation business service, and furthermore, the reliability of the service provider can be increased.

Although the above has been described with reference to a preferred embodiment of the present invention, the present invention is not limited thereto, and the technical idea of the present invention and the claims to be described below by those of ordinary skill in the art to which the present invention pertains. Of course, various modifications and variations are possible within the equal range of.

10: authorization server
20: electricity vendor server
30: PRS obligator server
100: Enforcer server
200: operator server
300: Guarantee insurance company server
400: Constructor server
500: financial company server
600: management company server

Claims (16)

A server operated by a developer implementing a solar power generation business service, comprising: a developer server proposing the solar power generation business service to a business operator;
A server operated by a business operator who has secured a photovoltaic power generation site, receiving request data for the photovoltaic power generation business service from the business operator, receiving information on the photovoltaic power generation site, and requesting the photovoltaic power generation business A business server for transmitting data and information of the solar power generation site to the developer server;
A server operated by a guarantee insurance company that issues a guarantee, receiving information of the business operator and information of the solar power generation business service from the enforcement company server, and examining the information of the business operator and the information of the solar power generation business service, A guarantee insurance company server for issuing a guarantee for the business operator to the enforcement company server;
As a server operated by a construction company that constructs a solar power plant, receiving an order request to construct a solar power plant on the solar power generation site from the developer server, and allowing the construction company to construct a solar power plant on the solar power generation site Construction company server; And
As a server operated by a financial company that lends out loans, a financial company server that receives a guarantee for the business operator from the developer server, and lends the loan money to the developer server as collateral; includes,
The developer server pays some of the loans received from the financial institution server as the solar power plant construction cost to the construction company server,
The developer server allows the ownership of the solar power plant to be attributed to the operator through the operator server,
The developer server concludes a solar power supply contract between the operator and the electricity seller through an electricity seller server operated by an electricity seller who receives solar power and pays solar power costs, and purchases a REC. Signing a REC sales contract between the operator and the RPS obligor through the RPS obligor server operated by the RPS obligor who pays the REC sales price,
The execution company server allows the solar power cost paid by the electricity seller and/or the REC sales price paid by the RPS obligor to be paid to the business server through the financial company server, but the payment to the business server Part of the solar power cost and/or the REC sales price is to be used as principal and interest for the loan,
When the principal and interest is not paid to the financial institution server, the financial institution server transmits information indicating that the principal and interest received from the financial institution has not been paid, and the enrollment server provides the effect that the principal and interest has not been paid Transfers information to the guarantee insurance company server so that the guarantee insurance company pays the principal and interest to the financial company server,
A management company server operated by a management company that operates and maintains a solar power plant; further includes,
The executive server concludes the solar power plant management contract between the operator and the management company through the management company server, and the management cost to be paid to the management company is the solar power cost and/or the REC Part of the sales price is used to make payment,
The developer server, the construction company server, and the management company server are operated by the same subject, a solar power generation business service system through guarantee insurance.
A server operated by a developer implementing a solar power generation business service, comprising: a developer server proposing the solar power generation business service to a business operator;
A server operated by a business operator who has secured a photovoltaic power generation site, receiving request data for the photovoltaic power generation business service from the business operator, receiving information on the photovoltaic power generation site, and requesting the photovoltaic power generation business A business server for transmitting data and information of the solar power generation site to the developer server;
A server operated by a guarantee insurance company that issues a guarantee, receiving information of the business operator and information of the solar power generation business service from the enforcement company server, and examining the information of the business operator and the information of the solar power generation business service, A guarantee insurance company server for issuing a guarantee for the service provider to a financial company server;
As a server operated by a construction company that constructs a solar power plant, receiving an order request to construct a solar power plant on the solar power generation site from the developer server, and allowing the construction company to construct a solar power plant on the solar power generation site Construction company server; And
A server operated by a financial company that lends loans, and includes; a financial company server that lends the loan money to the enforcement company server as collateral for a guarantee for the business operator provided from the guarantee insurance company server, and includes,
The developer server pays some of the loans received from the financial institution server as the solar power plant construction cost to the construction company server,
The developer server allows the ownership of the solar power plant to be attributed to the operator through the operator server,
The developer server concludes a solar power supply contract between the operator and the electricity seller through an electricity seller server operated by an electricity seller who receives solar power and pays solar power costs, and purchases a REC. Signing a REC sales contract between the operator and the RPS obligor through the RPS obligor server operated by the RPS obligor who pays the REC sales price,
The execution company server allows the solar power cost paid by the electricity seller and/or the REC sales price paid by the RPS obligor to be paid to the business server through the financial company server, but the payment to the business server Part of the solar power cost and/or the REC sales price is used as the principal and interest for the loan,
When the principal and interest are not paid to the financial institution server, the financial institution server transmits the information indicating that the principal and interest received from the financial institution has not been paid, and the enroller server conveys the information indicating that the principal and interest has not been paid. Transfer the information to the guarantee insurance company server so that the guarantee insurance company pays the principal and interest to the financial company server,
A management company server operated by a management company that operates and maintains a solar power plant; further includes,
The executive server concludes the solar power plant management contract between the operator and the management company through the management company server, and the management cost to be paid to the management company is the solar power cost and/or the REC Part of the sales price is used to make payment,
The developer server, the construction company server, and the management company server are operated by the same subject, a solar power generation business service system through guarantee insurance.
The method according to claim 1 or 2,
The information of the solar power generation business service,
A solar power generation business service system through a guarantee insurance, characterized in that it contains information to the effect that a solar power generation facility supply contract has been concluded between the contractor and one or more externally inspected companies or a solar power generation facility company that is a conglomerate.
The method according to claim 1 or 2,
A solar power generation business service system through guarantee insurance, characterized in that the guarantee amount guaranteed by the guarantee for the business operator is the total construction cost or 70% or more of the construction cost of the solar power plant.
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The enforcement server,
Provides the information of the operator, the information of the photovoltaic power generation business service, or the information of the photovoltaic power generation site to a permission server that determines whether or not to permit the power generation business, and power generation for the photovoltaic power generation business of the provider from the permission server A solar power generation business service system through guarantee insurance, characterized in that obtaining a business license.
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