KR102092004B1 - Method for operating financial investment and land purchase - Google Patents

Abstract

According to embodiments of the present invention, a method for managing real estate land purchase and financial investment comprises: a financial investment order information request process in which a customer terminal receives financial investment order information including a purchase business plan of land to be purchased for constructing real estate from a customer to transmit the financial investment order information to a PT service server; an investment amount/interest/customer dividend notifying process in which the PT service server calculates an investment amount, interest, and a customer dividend based on the financial investment order information to notify a customer terminal; an investment amount deposit process in which the PT service server receives the investment amount from a customer who has checked the investment amount, the interest, and the customer dividend; a financial investment order information storage process in which the PT service server records and stores financial investment order information received from a customer terminal in a PT database; a financial investment order information notifying process in which the PT service server transmits the financial investment order information to a plurality of registered staff terminals when an investment amount is deposited; a business proceeding request process in which the PT service server receives business proceeding from one staff terminal; a real estate construction business proceeding monitoring process in which the PT service server monitors and stores whether real estate construction business proceeding including purchase for the land to be purchased, enforcement, construction, completion, and sale in lots is carried out by staff in real time; and a settling process in which the PT service server transfers investment principal, interest, and customer dividends to customer accounts when the real estate construction business proceeding is completed.

Description

Method for operating financial investment and land purchase

The present invention relates to a real estate land purchase and financial investment operation method, and relates to a real estate land purchase and financial investment operation method such that the investment amount, interest, and customer dividends until the completion of the real estate business are processed.

PT (pantech) financial service is a financial investment service that enables fast and safe investment amount, interest, and customer dividends to be processed until the real estate business is completed. The funds (investments) used in the real estate business can use appropriate business means including a large number of customers, banks, P2P, and securities companies.

Existing PT services consisted of businesses or corporations where customers request bank loans, PF loans (construction fund loans), and receive and review financial requests.

However, PT service configures a database of an operator (OP) by the financial investment interface, and allocates financial investments from multiple customers.

The person in charge of the operation (OP) is a person who takes over real estate products and completes the project execution and construction until the completion of the project. Investment banks, P2Ps, and securities firms pay the proceeds (OP) the amount of money deposited by customers excluding interest.

The PT service based on the existing technology requires an excessive fee from a PF loan (construction fund loan) and various other expenses, so there is a problem in that the gain actually obtained by the manager (OP) is small.

In addition, PF loan banks and securities companies transferred the expenses incurred while securing capital or paying bridge funds to secure the clients.

The general manager (OP) usually pays 2% to 3% of the dividend fee in exchange for the project implementation. Therefore, the progress manager is not economically sufficient because the actual gain from the dividend fee is small, and there is a problem that the quality of PT service is deteriorated due to intensified competition.

In addition, it can be used as profit customer dividends and interest payments when the customer accumulates more than 2% ~ 3% or PF loan fees and financial fees. Therefore, it is difficult to see the actual benefits since many customers are not able to use it for other purposes by cashing rather than in the form of excavation of virtual currency.

Therefore, there is a need to develop a system of PT services that improves the quality of PT services and provides substantial benefits to both customers and progress managers.

Korea Patent Publication 10-2011-0035098

The technical problem of the present invention is to provide a financial distribution means capable of transparently operating, providing reliability, and improving service quality of PT services by a financial distribution structure system in which customers and progress managers deal directly.

In addition, the technical problem of the present invention is to provide a financial distribution means in which financial benefits are actually given to customers who entrust business with the manager in charge of interest and profit allocation until the purchase of real estate goods is acquired, and development, implementation, construction, and completion are confirmed. have.

An embodiment of the present invention is a customer terminal, financial investment order information application process for receiving financial investment order information including a business plan for purchase of land to be built for real estate from a customer and transmitting it to a PT service server; An investment amount / interest / customer dividend notification process in which the PT service server calculates an investment amount, interest, and customer dividend based on the financial investment order information and notifies the customer terminal; An investment amount depositing process in which the PT service server receives an investment amount from a customer who has confirmed the investment amount, interest, and customer dividend; The PT service server storing financial investment order information by recording and storing financial investment order information received from a customer terminal in a PT database; A financial investment order information notification process in which the PT service server transmits the financial investment order information to the registered plurality of progress manager terminals when the investment amount is deposited; The PT service server, a business progress application process for receiving a business progress request from any one of the progress manager terminals; A real estate construction project progress monitoring process in which the PT service server monitors whether real estate construction business progress including purchase, implementation, construction, completion, and sale of the land to be purchased is being carried out by a person in charge; When the real estate construction business progress is completed, the PT service server, a settlement process for transferring the investment principal, interest, customer dividends to the customer account.

The financial investment order information storage process generates and stores business order detailed information and business order summary information based on the financial investment order information, and the financial investment order information notification process includes the business order details and business order summary Information may be transmitted to a plurality of progress manager terminals.

In the process of applying for the business process, if none of the plurality of process managers notified through the financial investment order information notification process applies for business proceedings, the person in charge determined by the preset process selection criteria is directly exempted as the subject of the business process application It can be characterized by determining.

The selection criteria of the person in charge of progress may be selected based on the business feasibility scored based on the existing business progress history performed in the region where the land to be purchased is located.

According to the selection criteria of the progress manager above, the person with the highest business feasibility is selected to notify the applicant to apply for business. If there is no application for progress from the notified progress manager, the next person with the highest feasibility is requested to apply for business progress. can do.

The settlement process may be characterized in that among the proceeds generated by the completed real estate, the investment principal, interest, and customer dividends are transferred to the customer account, and the remaining real estate proceeds are transferred to the account designated by the PT service server.

According to an embodiment of the present invention, by conducting a business of real estate products with a customer entrusting the business of real estate products, the process of distributing interest and profit customer dividends is presented transparently to ensure reliability and improve the service quality of PT services. Can have the effect.

In addition, according to the embodiment of the present invention, by improving the financial distribution structure of the PT service, the progress manager can generate more profit while processing the same PT service, and the customer refunds the portion corresponding to interest and dividends to the customer in cash. Since it can be received, it can have the effect that the progress manager and the customer receive real benefits at the same time.

1 is a block diagram of a real estate land purchase and financial investment operation system according to an embodiment of the present invention.
2 is an operational flow diagram of a real estate land purchase and financial investment operation system according to an embodiment of the present invention.
3 is a method of operating a real estate land purchase and financial investment operation system according to an embodiment of the present invention.
4 is an exemplary form of business order detail information according to an embodiment of the present invention.
5 is an exemplary form of business order detail information according to an embodiment of the present invention.
Figure 6 is an exemplary illustration of the information displayed on the customer terminal, such as the amount of investment, interest, customer dividends, etc. in the embodiment of the present invention.
7 is an exemplary illustration of customer financial investment order information displayed on a progress manager terminal according to an embodiment of the present invention.

Hereinafter, advantages and features of the present invention, and methods for achieving them will be clarified with reference to embodiments described below in detail together with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but will be implemented in various different forms, and is provided to completely inform the person of ordinary skill in the art to which the present invention belongs. As such, the invention is only defined by the scope of the claims. In addition, in the description of the present invention, detailed descriptions thereof will be omitted if it is determined that related well-known technologies may obscure the subject matter of the present invention.

1 is a block diagram of a real estate land purchase and financial investment operation system according to an embodiment of the present invention, and FIG. 2 is an operational flowchart of a real estate land purchase and financial investment operation system according to an embodiment of the present invention.

The term "PT service" in this specification is a financial investment service method using land purchase, analyzes whether the property invested by the customer and the property purchased from the land purchase match the business balance, and when the business is completed with the customer's investment amount It is a financial investment service that deposits investment principal, interest, and customer dividends into an account. It will be apparent that such "PT service" may include financial services of customer investors, banks, P2Ps, and securities companies.

In addition, in this specification, the person in charge of the operation (OP; operator) refers to the person in charge of purchasing real estate items and proceeding directly until the completion of the real estate business of construction, completion, and sale.

In addition, in this specification, business site selection, land purchase completion, investment fund determination, business progress, financial distribution PT service interest, and customer dividend payment are used in terms of possible business progress and can be used interchangeably in context.

Also, the account and the account number will be interpreted in the same sense, and may be mixed depending on the context.

The real estate land purchase and financial investment operation system of the present invention may include a wired / wireless communication network 100, a customer terminal 200, a progress manager terminal 300, and a PT service server 400 as shown in FIG. have.

The wired / wireless communication network 100 is a communication network that provides wired communication or wireless communication between the customer terminal 200, the progress manager terminal 300, and the PT service server 400. When the wired / wireless communication network 100 is implemented as a wireless communication network, a wireless mobile communication network consisting of a base transceiver station (BTS), a mobile switching center (MSC), and a home location register (HLR) is used. Data communication. In addition, when the wired / wireless communication network 100 is implemented as a wired communication network, data communication may be performed according to an Internet protocol such as Transmission Control Protocol / Internet Protocol (TCP / IP).

The customer terminal 200 is a terminal used by the customer, and the customer terminal 200 is a real estate (land) property (business plan / resin analysis) order detail information real estate (land) property (business plan / resin analysis) order summary It is a terminal that can communicate information, business progress or completion information in both directions. The customer terminal 200 receives the financial investment order information including the business plan for the purchase of the target land to build the real estate and transmits it to the PT service server 400. In the drawings, a smart phone is described as an example, but not only a smart phone but also a desktop PC, a tablet PC, a slate PC, and a notebook computer may be applicable. have. Of course, the terminal to which the present invention is applicable is not limited to the above-described types, and it is natural that it can include all terminals capable of communicating with external devices.

In detail, the customer terminal 200 can access the PT service server 400 through the wired / wireless communication network 100 and download and install the PT program. Herein, the PT program connects to the PT service server 400 to communicate with the PT service server 400, receives business progress and land purchase (crowd investment) financial investment order information, and at the same time the PT service server 400. Refers to a program that enables convenient use of various services provided by the company.

Accordingly, the customer terminal 200 having the PT program installed can access the PT service server 400 and check in real time information corresponding to the execution, construction, sale, and process of the land property on which the real estate will be built.

In addition, when the PT program is installed on the customer terminal 200, the customer's unique account number is automatically assigned from the PT service server 400. The customer terminal 200 displays the investment amount, interest, dividends, etc. received from the PT service server 400, and the customer confirms this and deposits the investment amount into the designated account of the PT service server 400 to invest in the real estate business site You will be able to complete your order. The account of the customer and the account of the PT service server 400 are managed by a financial institution. Therefore, although not shown, the financial institution assigns an account number to an operator, a customer, and a person in charge of the PT service server 400 at the request of the PT service server 400, and manages the corresponding wages and withdrawals.

The progress manager terminal 300 is a terminal used by the progress manager, and similarly, various terminals such as a computer, a laptop, and a smart phone may be applied. The person in charge of the proceedings is a real estate business progressing entity that purchases land to be built for real estate and proceeds directly until completion of projects such as implementation, construction, completion, and sale, and may include individuals, corporations, and corporations. For reference, in the present invention, the term "business progress" refers to the overall purchase, implementation, construction, completion, sale, etc. of a business site (land) on which real estate is to be built.

The PT service server 400 analyzes whether the investment funds and real estate items from the purchase of land match the business balance, and when the business is completed with the investment amount of the customer, deposits investment principal, interest, and customer dividend into the customer account. It is a server that runs PT service, an investment service. In order to implement the above-described operation, the PT service server 400 has the same configuration as a conventional web server in hardware, and various types such as C, C ++, Java, Visual Basic, and Visual C in software. It includes program modules that are implemented through languages and perform various functions. In addition, it can be implemented using web server programs provided in various ways according to operating systems such as DOS, Windows, Linux, Unix, and Macintosh on general server hardware. have.

The PT service server 400 provides the PT program as a download when the customer terminal 200 connected through the wired / wireless communication network 100 requests to download the PT program.

In addition, the PT service server 400 receives the real estate financial investment order for financial investment with the PT service of the real estate land purchase selection product from the accessed customer terminal 200 and adds necessary information to generate detailed business order information at the same time Generate business order summary information.

The PT service server 400 records the generated business order detailed information and the business order summary information in an associated state in the database. The database records all information and data signals generated by the PT service server 400 under the control and monitoring of the PT service server 400 in an allocated area and outputs it by searching.

PT service server 400 analyzes the information of the received financial investment order, calculates the investment amount, interest, customer dividends and notifies the customer terminal 200.

The PT service server 400 receives the order information of the financial investment of the business site, and when the deposit of the investment amount is confirmed, the real estate land purchase order information is notified to the plurality of progress manager terminals 300. Therefore, the progress manager terminal 300 transmits business order detailed information and business order summary information through data communication. For reference, after selecting the real estate business site and confirming the financial investment, the mobile communication system of the wired / wireless communication network 100 may request the data communication in real time units as an example of a business implementation.

The PT service server 400 may register and manage the customer who has paid the membership fee in managing the customer. In the form of membership fees, the crowdfunding may be selected from monthly or yearly (business execution period), or payment of financial investment in a period determined by agreement. When a customer is registered as a member of the PT service server 400, an account number associated with a financial institution is assigned by the PT service server 400.

As a result, signal flows of the real estate land purchase and financial investment operation system may be made as shown in FIG. 2, which will be briefly described with reference to FIG. Detailed description will be described in detail with reference to FIGS. 3 to 7 to be described later.

Referring to FIG. 2, the customer terminal 200 accesses the PT service server 400 through the wired / wireless communication network 100 and downloads and installs the PT program (S10). At this time, the customer is automatically assigned a unique account number.

When an order is made by the customer terminal 200 (S12), the PT service server 400 accesses the corresponding menu and inputs necessary information in the financial investment order information form (S14).

PT service server 400 receives the financial investment order information provided from the customer terminal 200 and records it in the allocated area of the database (S16).

The PT service server 400 analyzes the received financial investment order information, calculates interest and customer dividends, and notifies the customer terminal 200 (S18), and the customer terminal 200 checks interest and customer dividends. Transfer the investment amount to the account number.

PT service server 400 confirms the deposit of the financial investment through a financial institution and finally completes the reception (S20).

The PT service server 400 searches for a registered progress manager from the database and transmits financial investment order information to the registered progress manager through the wired / wireless communication network 100 (S22).

When the progress manager terminal 300 determines that the information on real estate land purchase and business plan, balance analysis, and business feasibility to conduct the business is calculated and registered in the database and ordered for financial investment, and is determined to be confirmed by the progress manager The PT service server 400 applies for a business proceeding to proceed with the business (S24).

The PT service server 400 checks whether the progress manager has registered information on the business, and if the progress manager's business progress is not made, proceeds to the ex officio business (S26, S28).

When the business is proceeded by the application or the authority of the business, the business progress manager registers the business progress details and summary information that the real estate land purchase item has been acquired and applied for the business (S30), and the PT service server is often provided until the business is completed ( 400) (S32), and records information allocated to the database. The PT service server 400 records the business process information in the allocated area of the database and searches for and provides the request of the customer terminal 200.

PT service server 400 confirms the progress of the business (S34), and when the business is completed, transfers the customer's financial investment principal, interest, and customer dividends to the customer's designated account, that is, the remaining amount is PT service server 400 ) Proceeds to settle the transfer to the designated account of the operator (S36).

3 is a method of operating a real estate land purchase and financial investment operation system according to an embodiment of the present invention, FIG. 4 is an exemplary form of business order detailed information according to an embodiment of the present invention, and FIG. 5 is an embodiment of the present invention An example form of detailed business order information according to the present invention, FIG. 6 is an exemplary illustration in which information such as investment amount, interest, customer dividend, etc. is displayed on the customer terminal in the embodiment of the present invention, and FIG. 7 is according to an embodiment of the present invention This is an example of customer financial investment order information displayed on the terminal of the person in charge.

Real estate land purchase and financial investment operation method of the present invention, as shown in Figure 3, the process of applying for financial investment order information (S310, S311), investment amount / interest / customer dividend notification process (S320), storage of financial investment order information Processes (S330, S340), financial investment order information notification process (S350), business progress application process (S360), real estate construction business progress monitoring process (S370), and settlement processes (S380, S381).

In the financial investment order information application process (S310, S311), the customer terminal 200 receives financial investment order information including a business plan for the purchase of the land to be built for real estate from the customer to the PT service server 400. It is the process of transmission. The customer terminal 200 receives the customer's customer name, resident number, telephone number, contact person, business address, the type of financial investment product at the business location, financial investment order information including desired interest and customer dividends after completion of the business. PT service server 400.

The investment amount / interest / customer dividend notification process (S320) is a process in which the PT service server 400 calculates the investment amount, interest, and customer dividend based on the financial investment order information and notifies the customer terminal 200. .

The investment amount deposit process is a process in which the PT service server 400 receives the investment amount from the customer who has confirmed the investment amount, interest, and customer dividend.

In the financial investment order information storage process (S330, S340), the PT service server 400 receives the financial investment order information received from the customer terminal 200 and records it in the PT database for storage. The PT service server 400 generates the filing date, filing time, filing party, and real estate financial investment order number while receiving financial investment order information.

In addition, the financial investment order information storage process (S330, S340) generates and stores business order detailed information and business order summary information based on the financial investment order information. Therefore, the PT service server 400 uses the received business order to generate business order detailed information and business order summary information, and records each of them in an associated state in an area allocated to the database. For reference, FIG. 4 shows an example of detailed business order information recorded in the database. The financial investment order information provided by the customer and the details of the business order detailed information created by the PT service server 400 may be supplemented, modified, or changed.

An example of business order summary information is shown in FIG. 5, and the business order summary information shown in FIG. 5 is extracted from the business order detail information, and the order in which each information is displayed may be changed. You can include a lot of information or change the content of the information it contains. The business order summary information includes an investment order number (reception number), which is an order number received by the customer terminal 200 by ordering a financial investment. In addition, the current processing status of the financial investment order, that is, whether the financial investment order has been allocated, whether the business is completed or canceled, can be classified and displayed. It also includes the customer's name and details of the person in charge and the customer. As information on the business start and business completion of the real estate business site is included and received, summary information including sharing and interest dividend profit is displayed.

Further, FIG. 6 is a reference diagram of a state in which the customer terminal 200 checks real-time information on the process of confirming the financial investment of the real estate business site as an example of the business progress of the present invention. The name or name, corporate name, phone number, real-time confirmed business progress and business completion information, interest and customer dividend deposit status are displayed. As an example of a business progress, the customer is buying and buying a real estate product invested by the customer, recording and sharing detailed and summary information of the process in a database, confirming the deposit of the financial investment amount, and repaying the principal upon completion of some interest business, The information recorded in the business process information by recording the payment information of interest and customer dividends may be changed or more information may be included or less information may be recorded. Accordingly, the PT service server 400 has an advantage of being able to transparently check in real time the business progress of the real estate financial investment order through the business progress menu to the customer.

The financial investment order information notification process (S350) is a process in which the PT service server 400 transmits the financial investment order information to the registered plurality of progress manager terminals 300 when the investment amount is deposited. Therefore, in the financial investment order information notification process (S350), the detailed information of the business order and the summary information of the business order are transmitted to the plurality of progress manager terminals 300. Therefore, the progress manager terminal 300 can check the financial investment order information in real time as shown in FIG. 7. The information recorded in the financial investment order information displayed on the progress manager terminal 300 may be changed or more content may be included or less content may be recorded.

The business progress application process (S360) is a process in which the PT service server 400 receives a business progress request from any one of the progress manager terminals 300.

In the above-mentioned business progress application process (S360), none of the plurality of progress managers notified through the financial investment order information notification process (S350) may apply for business progress. At this time, if a project request to handle the business is not received from anyone in progress while the project is confirmed as an implementation example for a certain period of time, the real estate agent is in charge of the business of the real estate product on the terminal of the progress manager selected according to a predetermined procedure and order. To proceed with the ex officio business.

The selection criteria that are subject to the ex officio business are the expropriation business of the financial investment order information received in an order other than the procedure set with the verified data of the feasibility, investment, profit and investment value of the real estate property of the business site identified by the customer. You can set the order as an object and select it randomly from the order. If the customer is not accepting or accepting the ex officio business from the selected customer, the process of selecting the selected person in charge in the following order is repeated.

For example, if no one is applying for business proceedings, it is decided that the person in charge of the proceedings determined by the preset selection criteria for the proceedings will be determined as the subject of the business proceedings. The selection criteria of the person in charge of progress can be selected based on the scored feasibility based on the existing business progress history performed in the area where the land to be purchased is located. Therefore, according to the selection criteria for progress managers, the person with the highest business feasibility is selected to notify the applicant to apply for the project, and if there is no application for progress from the notified progress manager, the next person with the highest feasibility can be informed to proceed. do.

The real estate construction project progress monitoring process (S370) monitors and stores in real time whether the real estate construction business progress including purchase, implementation, construction, completion, and sale of the land to be purchased is carried out by the progress manager. The determined progress manager purchases land using the investment fund supported by the operator of the PT service server 400 and conducts business such as implementation, construction, completion, and sale, and the PT service server 400 performs such real estate. It monitors whether the progress of the construction project is being performed properly by the person in charge and records it in real time and records it in the area allocated to the database. The PT service server 400 searches and provides business process information recorded in the database when the customer terminal 200 requests it.

The settlement process (S380, S381) is a process in which the PT service server 400 transfers the investment principal, interest, and customer dividends to the customer account when the real estate construction business is completed. That is, among the proceeds generated by the completed real estate, the investment principal, interest, and customer dividends are transferred to the customer account, and the remaining real estate profits are transferred to the account designated by the PT service server 400.

The PT service server 400 monitors, collects and analyzes business process information, and when it is confirmed that the business of the real estate product is completed (completed), transfers a part of the investment amount deposited by the customer to the customer's designated account as a sign of appreciation do. In addition, the PT service server 400 transfers the entire remaining interest and customer dividends to the customer account.

The rate of interest should be in the range of 0.1% to 0.3% as a business example when determining business progress and financial investment, and it is desirable to select 0.25% monthly interest. If 0.25% interest is selected and profit dividend is 40% for PT service server 400, the remaining customer is 60% interest and all customer dividends are remitted to the customer. Therefore, the actual financial benefits are returned to both the service provider of the PT service server 400 and the customer, and the distribution ratio is transparently exposed.

The above-described embodiments in the description of the present invention are selected and presented as the most preferred examples to help those skilled in the art from among various possible examples, and the technical spirit of the present invention is not necessarily limited or limited by these embodiments only. , Various changes and modifications and equivalent other embodiments are possible without departing from the technical spirit of the present invention.

100: wired or wireless communication network
200: customer terminal
300: progress manager terminal
400: PT service server

Claims (6)

Financial investment order information application process that the customer terminal receives financial investment order information including the business plan for the purchase of land to build real estate from the customer and sends it to the PT (Pantech) service server-PT program on the customer terminal When installed, the customer terminal is automatically assigned a unique account number from the PT service server;
An investment amount / interest / customer dividend notification process in which the PT service server calculates an investment amount, interest and customer dividend based on the financial investment order information and notifies the customer terminal;
An investment amount depositing process in which the PT service server receives an investment amount from a customer who has confirmed the investment amount, interest, and customer dividends;
The PT service server storing financial investment order information by recording and storing financial investment order information received from a customer terminal in a PT database;
When the investment amount is deposited, the PT service server transmits the financial investment order information to the registered plurality of progress manager terminals;
The PT service server, a business progress application process for receiving a business progress request from any one of the progress manager terminals;
A real estate construction project progress monitoring process in which the PT service server monitors whether real estate construction business progress including purchase, implementation, construction, completion, and sale of the land to be purchased is being performed by a progress manager; And
When the real estate construction business is completed, the PT service server includes a settlement process for transferring investment principal, interest, and customer dividends to a customer account.
In the process of applying for the business progress, if none of the plurality of progress managers notified through the financial investment order information notification process applies for business progress, the progress manager determined by the predetermined selection criteria of the progress manager is directly exempted as the subject of the business progress application Determined by;
When the business is under the authority, register the business order details and the business order summary information through the progress manager terminal, and the progress manager terminal regularly reports to the PT service server until the project is completed, and the database Records the information assigned to the operation;
The PT service server records information of a business process in an allocated area of a database and, when requested by the customer terminal, retrieves information of the business process from the allocated area of the database and provides it to the customer terminal, thereby allowing the customer Real-time transparent investment process of real estate financial investment orders can be checked transparently;
In managing the customer, the customer who paid the dues is registered and managed, but the form of the membership fee is the amount of financial investment during a period determined by agreement or selected monthly or annually through crowdfunding;
The financial investment order information notification process is a process of transmitting the business order detailed information and the business order summary information to a plurality of progress manager terminals;
The selection criteria of the person in charge of progress is based on the business performance scored based on the existing business progress history performed in the area where the land to be purchased is located;
According to the selection criteria of the progress manager above, the person in charge of the highest business feasibility is selected and notified to apply for business progress. Notify;
The settlement process is characterized by transferring investment principal, 0.25% monthly interest, and customer dividend among the proceeds generated by the completed real estate to the customer account, and transfer the remaining real estate proceeds to the account of the operator designated by the PT service server. doing
Real estate land purchase and financial investment method.
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