KR102061397B1 - Deposit Device and deposit method - Google Patents

Abstract

The present invention relates to a depositing device and a depositing method for completing a deposit into a desired account at a checkout counter of a store such as a convenience store using a barcode.

Description

Deposit Device and Deposit Method {Deposit Device and deposit method}

The present invention provides a cash-based account by presenting a bar code printed on a display device or a paper at a cashier having a POS (point of sale point of sale) terminal such as a convenience store. It relates to a depositing apparatus and a depositing method which can deposit money.

FIG. 1 is a diagram showing a state of an AMT device installed in a bank store or the like.

ATM (automated teller's machine) device 10, also referred to as an automatic teller machine or automatic financial transaction terminal 10 is a device used by many people because it is possible to process the deposit and withdrawal of accounts and bank transfers even during non-business hours or holidays. As of 2017, about 120,000 ATM devices (10) are operating in Korea, and the number of AMT devices (10) installed per 100,000 population is about 300 units. It is operating.

However, unlike foreign ATM devices that are frequently installed on the road, ATM devices of the Republic of Korea are generally installed in a space provided separately in a bank store, and the accessibility thereof is inferior. In addition, late night or dawn, the space where the ATM device is installed is often closed, so it is also insufficient in time accessibility.

2 is a view showing the appearance of a 24-hour convenience store.

The convenience store 20, which is open 24 hours a day, 365 days, has the strength of providing high temporal access and distance access to consumers or users. Therefore, in recent years, there have been various attempts to utilize the offline infrastructure of the convenience store 20 in other industries, and the infrastructure of the convenience store 20 is also used in the financial industry, including an internet specialized bank. The situation is paying attention.

However, institutional financing has not yet fully utilized the infrastructure of the convenience store 20 by focusing on businesses that rely on margins.

Figure 3 is a view showing the appearance of the AMT device installed in a 24-hour convenience store.

Paying attention to the convenience of the convenience store 20, the majority of the convenience store 20 is installed in the ATM device 10 or a CD (cash dispenser) that can withdraw cash as shown in the drawing, The visitor of the convenience store 20 may withdraw the money of the bank account or transfer it to another account using the AMT device 10 or the CD device. However, since the majority of the CD or AMT device 10 disposed in the convenience store 20 does not support the operation of directly depositing cash into a target account without using a bank card or the like, the visitor of the convenience store 20 is not supported. As a result, many bank stores do not enjoy the benefits of bank deposit services. In addition, the AMT device 10 installed in the convenience store 20 is not an ATM device 10 directly operated by a bank, but a van (value added network) company or an outside store CD / ATM (CD [Cash] Dispenser / ATM is operated by the bank's common network, and commissions are very high. Therefore, since the general consumer does not want to use the AMT device 10 of the convenience store 20 unless it is urgent, the utilization thereof is much lower. Of course, in the case of an Internet specialized bank without a separate store network, the Internet specialized bank bears a fee of a user to use the infrastructure of the convenience store 20 and increase the number of subscribers, but this is only a temporary promotional policy. In addition, although a system that allows a small amount of cash to be withdrawn at the checkout counter of the convenience store 20 using a check card has recently been implemented, the ATM device 10 installed in the convenience store 20 for depositing money is still in progress. You will have to use a large fee.

The present invention has been made to solve the above problems, it is to provide a depositing device and a depositing method that can easily deposit cash to the desired account using an infrastructure network, such as a convenience store. That is, the present invention provides a depositing device and a depositing method for depositing cash in a desired account simply by using a POS terminal installed at a cash register such as a convenience store.

In addition, the present invention intends to provide a depositing device and a depositing method that can lower the user's fee burden by utilizing devices and computer networks installed in existing convenience stores.

In order to achieve the above object, the present invention comprises the steps of: scanning the bar code recorded by the POS (point, point of sales) terminal the deposit identification information through a barcode scanner (barcode scanner); Transmitting, by the force terminal, the deposit identification information to a deposit identification information registration and acceptance confirmation server; And receiving, by the POS terminal, a storage solution included in the deposit identification information from the deposit identification information registration and acceptance confirmation server.

In addition, the present invention comprises the steps of scanning the bar code recorded by the POS terminal through the bar code scanner the deposit identification information; Transmitting, by the force terminal, the deposit identification information to a deposit identification information registration and acceptance confirmation server; Receiving, by the force terminal, information indicating that the deposit identification information is invalid from the deposit identification information registration and acceptance confirmation server; And displaying, by the POS terminal, information indicating that the deposit identification information is not valid by using a display module or an output module of the POS terminal. .

In addition, after the POS terminal receives the storage amount included in the deposit identification information from the deposit identification information registration and acceptance confirmation server, the force terminal transmits the deposit identification information to the deposit identification information registration and acceptance confirmation server. And transmitting the acknowledgment information indicating that the contained storing liquid has been stored.

In addition, the present invention comprises the steps of receiving a deposit information by the barcode output device; And transmitting, by the bar code output device, the deposit information to the deposit identification information registration and acceptance confirmation server.

In addition, after the barcode output device transmits the deposit information to a deposit identification information registration and receipt confirmation server, the barcode output device receives deposit identification information from the deposit identification information registration and receipt confirmation server; The barcode output apparatus further comprises generating and outputting the barcode identification information by barcodes.

Further, after the barcode output device transmits the deposit information to the deposit identification information registration and acceptance confirmation server, the barcode output device indicates that the deposit information is invalid from the deposit identification information registration and acceptance confirmation server. Receiving information; And displaying, by the barcode output device, information indicating that the deposit information is invalid through the display module or the printing module of the barcode output device.

The barcode output device may generate the barcode identification information by generating a barcode and output the barcode by the barcode output device through a display module or a printing module of the barcode output device. Provide a deposit method.

In addition, the present invention comprises the steps of receiving the deposit information from the bar code output device by the deposit identification information registration and acceptance confirmation server; Granting, by the deposit identification information registration and acceptance confirmation server, deposit identification information on the deposit information and registering information related to the deposit identification information in a database; And transmitting, by the deposit identification information registration and storage confirmation server, the deposit identification information to the barcode output device.

In addition, the present invention comprises the steps of receiving the deposit information from the bar code output device by the deposit identification information registration and acceptance confirmation server; The deposit identification information registration and acceptance confirmation server transmitting the deposit information to an external server; And receiving, by the deposit identification information registration and acceptance confirmation server, the validity of the account included in the deposit information from the external server.

In addition, after the deposit identification information registration and storage confirmation server receives the validity of the account included in the deposit information from the external server, if the account included in the deposit information is valid, register and store the deposit identification information. Granting, by a confirmation server, deposit identification information for the deposit information and registering information related to the deposit identification information in a database; The deposit identification information registration and storage confirmation server further comprises the step of transmitting the deposit identification information to the bar code output device; provides a deposit method characterized in that it further comprises.

Further, after the deposit identification information registration and acceptance confirmation server receives the validity of the account included in the deposit information from the deposit intermediation server, if the account included in the deposit information is not valid, register the deposit identification information. And receiving, by the storage confirmation server, the account error information to the barcode output device.

The information related to the deposit identification information may include at least one of account information and deposit request amount included in the deposit information, fee information, storage amount, deposit amount, receipt date of the deposit information, and expiration date of validity of the deposit information. It provides a deposit method characterized in that it is included.

In addition, the information related to the deposit identification information provides a deposit method, characterized in that the storage company information including a convenience store further includes.

The deposit amount is determined by adding a fee to the deposit request amount, and the deposit amount and the deposit request amount are the same.

The deposit amount is the same as the deposit request amount, and the deposit amount is determined by deducting a fee from the deposit request amount.

In addition, the present invention comprises the steps of receiving the receipt confirmation information registration and storage confirmation server from the POS terminal to receive the receipt confirmation information indicating that the storage liquid contained in the deposit identification information; And depositing, by the deposit identification information registration and receipt confirmation server, the transfer amount of money to an external server.

Further, after the deposit identification information registration and receipt confirmation server receives the receipt confirmation information indicating that the receipt included in the deposit identification information has been received from the POS terminal, the deposit identification information registration and receipt confirmation server is sent to the external server. And transmitting the acknowledgment information.

In addition, the external server provides a deposit method, characterized in that any one or more of the deposit brokerage server, account management server.

Further, before the deposit identification information registration and receipt confirmation server receives the receipt confirmation information indicating that the receipt included in the deposit identification information has been received from the POS terminal, the deposit identification information registration and receipt confirmation server deposits money from the POS terminal. Receiving identification information; And checking, by the deposit identification information registration and acceptance confirmation server, the validity expiration date and time of the deposit identification information to confirm the validity of the deposit identification information.

Further, after the deposit identification information registration and acceptance confirmation server confirms whether the deposit identification information is valid by checking the validity expiration date and time of the deposit identification information, when the deposit identification information expires, the deposit identification information The registration and acceptance confirmation server further comprises the step of transmitting the information indicating that the deposit identification information is invalid to the POS terminal provides a deposit method characterized in that it further comprises.

In addition, the step of transmitting the deposit amount to the external server by the deposit identification information registration and acceptance confirmation server provides a deposit method, characterized in that using the funds of the account managed by the deposit identification information registration and acceptance confirmation server. .

In addition, the deposit intermediation server receives the receipt confirmation information indicating that the storage liquid associated with the deposit identification information has been received from the deposit identification information registration and storage confirmation server; And transmitting, by the deposit brokering server, the deposit amount using the account information included in the deposit identification information.

In addition, the step of depositing the deposit amount using the account information included in the deposit identification information by the deposit broker server provides a deposit method, characterized in that using the funds of the account managed by the deposit broker server.

Further, after the deposit brokering server remitts the deposit amount using the account information included in the deposit identification information, the deposit brokering server receives a storage amount related to the deposit identification information from the deposit identification information registration and acceptance confirmation server. Receiving the transfer; provides a deposit method characterized in that it further comprises.

Further, before the deposit brokering server receives the receipt confirmation information indicating that the storage liquid related to the deposit identification information has been received from the deposit identification information registration and storage confirmation server, the deposit brokerage server from the deposit identification information registration and storage confirmation server. Receiving deposit information; Transmitting, by the deposit broker, the deposit information to an account management server; The deposit intermediation server receives the validity of the deposit information from the account management server; provides a deposit method characterized in that it further comprises.

In addition, after the deposit brokering server receives the validity of the deposit information from the account management server, if the deposit information is not valid, the deposit intermediation server transfers the deposit information to the deposit identification information registration and acceptance confirmation server. Transmitting information indicating that it is not valid; provides a deposit method characterized in that it further comprises.

In addition, the deposit information provides a deposit method characterized in that the account information, the deposit request amount.

In addition, the deposit information provides a deposit method, characterized in that the information includes a storage company, including a convenience store.

In addition, the barcode output device provides a deposit method, characterized in that the unmanned parcel delivery device.

In addition, the bar code output device provides a deposit method, characterized in that the smart phone (smart phone).

The present invention also provides an input module for receiving deposit information; A first transmission / reception module configured to transmit data including deposit information received through the deposit module and to receive data including deposit identification information from the outside; A barcode generation module configured to barcode the deposit identification information received by the first transmission / reception module; A barcode output module for outputting a barcode generated through the barcode generation module; And a first control module for controlling data exchange or operation between the input module, the first transmission / reception module, the barcode generation module, and the barcode output module.

The barcode output module may include any one or more of a print module for printing a barcode generated by the barcode generation module and a display module for displaying the barcode generated by the barcode generation module on a screen. Provide a deposit device.

In addition, the present invention includes a second transmission and reception module for receiving data including the deposit information, and transmits the data including the deposit identification information; A deposit identification information registration module for granting payment identification information on the payment information received by the second transmission / reception module and requesting transmission of the payment identification information granted to the second transmission / reception module; And a database for storing information related to the deposit identification information to which the deposit identification information registration module has been assigned.

In addition, the deposit information validity verification module for querying the outside of the validity of the account included in the deposit information received through the second transmission and reception module and confirms the result; The deposit information identification information registration module further comprises the deposit The information validity checking module provides the payment identification information only when the account included in the received payment information is valid and requests transmission of the payment identification information granted to the second transmission / reception module.

In addition, the deposit identification information validation module for checking the validity of the deposit identification information received via the second transmission and reception module compared to the result stored in the database; Provides a deposit device further comprises a storage confirmation module for confirming whether the storage liquid contained in the deposit identification information stored in the database is received based on the storage confirmation information received through the second transmission and reception module; .

The apparatus may further include a remittance module for remitting the deposit amount of the payment identification information to an external server when it is confirmed through the storage confirmation module that the storage liquid included in the payment identification information stored in the database is stored. Provide a deposit device.

In addition, when it is confirmed through the receipt confirmation module that the storage amount contained in the deposit identification information stored in the database is received, the fee of the deposit identification information is distributed using the fee information stored in the database to use the remittance module. It provides a payment device characterized in that it further comprises a fee distribution module for remitting.

In addition, the present invention comprises the steps of receiving a deposit information by the barcode output device; Transmitting, by the barcode output device, the deposit information to a deposit identification information registration and acceptance confirmation server; Receiving, by the barcode output device, deposit identification information from the deposit identification information registration and acceptance confirmation server; Displaying, by the barcode output apparatus, information related to the deposit identification information by using a display module of the barcode output apparatus; The barcode output device provides a deposit method comprising a; generating and outputting the barcode identification information by barcode.

In addition, the deposit intermediation server receives the receipt confirmation information indicating that the storage liquid associated with the deposit identification information has been received from the deposit identification information registration and storage confirmation server; Transmitting, by the deposit brokering server, the deposit amount using the account information included in the deposit identification information; And depositing, by the deposit brokering server, the fee using the fee information included in the deposit identification information and transmitting the fee to the deposit identification information registration and acceptance confirmation server, the deposit brokering server, and an account management server. Provides a deposit method.

The present invention also provides an input module for receiving deposit information; A first transmission / reception module configured to transmit data including deposit information received through the deposit module and to receive data including deposit identification information from the outside; A barcode generation module for barcode-forming deposit identification information received by the transmission / reception module; A barcode output module for outputting a barcode generated through the barcode generation module; A first control module for controlling data exchange or operation between the input module, the first transmission / reception module, the barcode generation module, and the barcode output module; It provides a deposit device comprising a; electronic scale module for measuring the weight.

In addition, the present invention includes a second transmission and reception module for receiving data including the deposit information, and transmits the data including the deposit identification information; A deposit identification information registration module for granting payment identification information on the payment information received by the second transmission / reception module and requesting transmission of the payment identification information granted to the second transmission / reception module; A database for storing information related to deposit identification information to which the deposit identification information registration module has been assigned; A deposit information validation module for querying the outside of the validity of the account included in the deposit information received through the second transceiving module and confirming the result; A payment identification information validation module for checking the validity of the payment identification information received through the second transmission / reception module compared with a result stored in the database; An acknowledgment module for confirming whether the accommodating liquid included in the deposit identification information stored in the database is stored based on the acknowledgment information received through the second transmission / reception module; A remittance module for remitting the deposit amount of the deposit identification information to an external server when it is confirmed through the storing confirmation module that the storing liquid included in the deposit identification information stored in the database is stored; When it is confirmed through the receipt confirmation module that the storage amount included in the deposit identification information stored in the database is received, the fee of the deposit identification information is distributed using the fee information stored in the database to transfer money using the remittance module. Fee distribution module; Data exchange or operation between the second transmission / reception module, the payment information validation module, the payment identification information registration module, the database, the storage confirmation module, the payment identification information validation module, the fee distribution module, and the remittance module And a second control module configured to control the deposit information identification information registration module to grant the deposit identification information only when an account included in the received payment information is valid by the deposit information validity checking module. It provides a deposit apparatus characterized by requesting the transmission of the deposit identification information given to the.

According to the depositing device and the depositing method according to the present invention has the following effects.

First, it is possible to simply deposit cash in a desired account by visiting stores such as convenience stores, thereby increasing the convenience of the user. In other words, there is an effect that can give a complete bank function to a convenience store.

Second, the deposit and storage procedures to the desired account is made using a barcode, thereby simplifying the storage procedure at the checkout counter of stores such as convenience stores. In other words, when scanning the barcode using the POS terminal, the storage fee to be received is automatically displayed and only the amount of money is to be received from the user, thereby reducing the complexity of the storage at the checkout counter.

Third, since the unmanned home delivery reception device disposed in a convenience store and the like can be used as it is, the operation cost is reduced, thereby reducing the fee. Therefore, unlike the AMT devices disposed in the convenience stores, etc., it is also possible to achieve the effect of increasing the utilization. In addition, a space-saving effect can also be achieved since a separate device is not required.

Fourth, by distributing a fee generated by the present invention using the depositing device and the deposit method, there is an effect that can provide a separate profit to merchants, banks and the like participating in the present invention.

Fifth, since the bank account deposit process is carried out in a convenience store that everyone is familiar with, there is an effect that the deposit process can be completed even for users, such as elderly people who are not familiar with smart devices.

Sixth, by increasing the cash holding amount of the convenience store through the unpaid deposit, there is an effect that can provide a smooth cash flow to the withdrawal service in the convenience store. Therefore, it is possible to reduce the inconvenience that the store owner operating the convenience store should visit the bank periodically to operate the withdrawal service.

Seventh, since the deposit proceeds to the bank account through the deposit identification information registration and receipt confirmation server, the deposit intermediation server in the middle, there is an effect that the bank account can be deposited to avoid the server management time. In other words, in the past 30 minutes to 1 hour at the time when the bank computer network is checked, it is impossible to transfer money or deposit the bank account until the end of the user's inspection is impossible, but according to the present invention the bank computer network check Since payment can be automatically made in accordance with the end time, the user's convenience is increased.

FIG. 1 is a diagram showing a state of an AMT device installed in a bank store or the like.
2 is a view showing the appearance of a 24-hour convenience store.
Figure 3 is a view showing the appearance of the AMT device installed in a 24-hour convenience store.
Figure 4 is a view showing a state of the unmanned parcel delivery device arranged in a convenience store.
5 is a view showing the appearance of the slip issued by the unmanned parcel delivery device.
FIG. 6 is a diagram illustrating a process of depositing at a cash register such as a convenience store using a slip issued by a barcode output device.
7 is a view conceptually showing a first embodiment of the present inventors depositing device and the depositing method.
8 is a view conceptually showing a second embodiment of the present inventors depositing device and the depositing method.
9 is a view conceptually showing a third embodiment of the present inventors depositing device and the depositing method.
10 is a view conceptually showing a fourth embodiment of the inventors' depositing device and the depositing method.
11 is a flowchart showing a process of depositing through a POS terminal constituting the present inventors depositing device and the depositing method.
12 is a flow chart showing the process of receiving the deposit information and generating and providing a barcode by the bar code output device constituting the deposit device and the deposit method of the present invention.
FIG. 13 is a view showing the process of receiving the deposit information and transmitting the deposit identification information in the deposit identification information registration and acceptance confirmation server constituting the present invention deposit apparatus and the deposit method.
14 is a view showing the process of receiving a storage solution from the POS terminal in the deposit identification information registration and storage confirmation server constituting the inventors the deposit device and the deposit method.
15 is a view showing the operation of the deposit intermediation server constituting the inventors the deposit device and the deposit method.
FIG. 16 is a block diagram showing an internal configuration of a bar code output device constituting the present invention depositing device and the depositing method.
FIG. 17 is a block diagram showing the internal configuration of the deposit identification information registration and acceptance confirmation server constituting the present invention depositor and deposit method.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. As the inventive concept allows for various changes and numerous embodiments, particular embodiments will be illustrated in the drawings and described in detail in the text. However, this is not intended to limit the present invention to the specific disclosed form, it should be understood to include all modifications, equivalents, and substitutes included in the spirit and scope of the present invention.

In addition, in the description of the present invention, the terms "first", "second", and the like are used only for the purpose of distinguishing one component from other components, and are not used to limit any meaning. And the singular forms “a”, “an” and “the” include plural expressions unless the context clearly dictates otherwise, and the terms “comprise” or “having” may include features, numbers, steps, operations, components, parts, or parts described in the specification. It is to be understood that combinations of these are intended to exist, and do not preclude the existence or addition of one or more other features or numbers, steps, operations, components, parts or combinations thereof in advance.

Figure 4 is a view showing a state of the unmanned parcel delivery device arranged in a convenience store.

Recently, the convenience store 20 has also been strengthened as a logistics base, and most convenience stores 20 have installed and operated an unmanned home delivery reception apparatus that can automatically receive home delivery. The unmanned courier receiving device measures the weight of the baggage and inputs the address of the sender and the recipient, and outputs the waybill with the barcode printed thereon. By using the) will attempt to perform a bank account deposit using the convenience store (20).

5 is a view showing the appearance of the slip issued by the unmanned parcel delivery device.

The slip issued by the unmanned parcel delivery device in the process of sending the parcel is marked with a bar code indicating identification information for distinguishing the address of the sender and the recipient, the delivery cost, and the like. The information displayed by barcoded at is displayed as barcoded identification information for distinguishing information such as bank account information and deposit amount. That is, when the deposit bank, the deposit account number, and the deposit request amount are input by using an input device such as a touch screen of the unmanned parcel delivery device, the unmanned parcel delivery device registers the corresponding information in a higher server. Identification information for distinguishing such information is outputted to the barcode 201 and provided.

FIG. 6 is a diagram illustrating a process of depositing at a cash register such as a convenience store using a slip issued by a barcode output device.

When the user who has received the barcode 201 from the barcode output device 200 including the unmanned parcel delivery device receives a slip printed with the barcode 201 and goes to a checkout counter such as a convenience store 20 to request storage, the convenience store 20 The cashier of the cash register, etc., scans the barcode 201 of the slip by using the barcode scanner 110 of the POS terminal 100 and receives the amount displayed on the POS terminal 100 from the user to deposit the bankbook in the desired account. The procedure is complete.

Therefore, according to the present invention, all the procedures of the deposit are made only by the procedure of barcode scanning in a space such as the convenience store 20, which is easily accessible, thereby maximizing user convenience. In the foregoing description, the bar code output device 200 is described as an unmanned home delivery receiving device as an example. However, the bar code output device 200 is not limited to the unmanned home delivery service receiving device, and the bar code 201 is printed using a printed matter or a display unit. It is to be understood that all of the displayable devices are included in the barcode output device 200. That is, a smart phone having a display unit may also be utilized as the barcode output device 200. In this case, the barcode 201 in which the deposit identification information is recorded may be displayed on the liquid crystal display rather than a printed matter. .

7 is a view conceptually showing a first embodiment of the present inventors depositing device and the depositing method.

The first embodiment of the present invention, the depositing device and the depositing method include an unmanned home delivery reception device, a barcode output device 200 including a smart phone, a POS terminal 100 disposed at a store such as a convenience store, deposit identification information registration and storage It may be configured to include a confirmation server 300, a deposit intermediation server 400, account management server 500. The data exchange and operation process between them is briefly described as follows.

When the barcode output device 200 including the unmanned home delivery reception device and the smart phone receives the payment information including the account number and the deposit request amount from the user, the corresponding barcode output device 200 registers and stores the payment identification information. Transmission to the confirmation server 300, the deposit identification information registration and receipt confirmation server 300 may transmit the received payment information back to the deposit intermediation server 400. The deposit intermediation server 400 receiving such deposit information may query the account management server 500, which is a subject managing the account, whether the account information included in the deposit information is valid and receive the result. The validity of the information may be transmitted to the deposit identification information registration and acceptance confirmation server 300 again. In this process, when the account information included in the deposit information is not valid for the reason that the account number does not exist, the deposit identification information registration and acceptance confirmation server 300 receives an account error with the barcode output device 200. If not, the deposit identification information registration and receipt confirmation server 300 grants the deposit identification information on the received deposit information and sends information related to the deposit identification information to the database 340. During registration, a process of transmitting the deposit identification information to the barcode output apparatus 200 may be performed. Then, the barcode output apparatus 200 generates the received deposit identification information by barcode, and outputs the barcode 201 through the print module 240 or the display module 250 to provide the barcode.

Next, the user who requests a bank account deposit to the desired account has such a barcode 201 and presents the barcode 201 to a cashier of a cash register such as a convenience store 20 and requests a deposit, and the clerk asks the POS terminal 100. The barcode scanner 201 may be used to scan the corresponding barcode 201. When the information of the barcode 201 is input to the POS terminal 100, the POS terminal 100 transmits the deposit identification information recorded on the barcode 201 to the deposit identification information registration and acceptance confirmation server 300. The receipt identification information registration and receipt confirmation server 300 receives the received information, and checks whether the corresponding payment identification information is valid by querying the database 340, and if it is valid, stores the receipt amount included in the payment identification information in the POS terminal 100. Will be sent).

When the storage amount is displayed on the POS terminal 100, the clerks of stores such as the convenience store 20 store the storage liquid displayed on the POS terminal 100 from the user, and the POS terminal 100 receives the storage indicating that the storage is completed. The confirmation information is transmitted to the deposit identification information registration and acceptance confirmation server 300. The receipt identification information registration and receipt confirmation server 300 which has received such receipt confirmation information transmits the receipt confirmation information to the deposit brokerage server 400 again, and the deposit brokering server 400 is responsible for managing an account managed by the server. By using the funds to transfer the deposit amount to the account management server 500 is completed the procedure of the bank account deposit process.

After all of the deposit process is performed, the deposit identification information registration and receipt confirmation server 300 may perform a process of transferring the deposit amount received from the user to the account managed by the deposit broker server 400 after a preset period. In addition, the deposit intermediation server 400 receives the distribution fee based on the fee information included in the deposit identification information, and transfers the deposit identification information registration and receipt confirmation server 300 and the account management server 500 to the corresponding bankbook. Compensation process for participants who contributed to the deposit process can be completed.

As described above, according to the present inventors' depositing device and the depositing method, an unmanned home delivery reception device disposed in the convenience store 20 and the like can be provided to the user while utilizing the existing computer network as it is, thus providing convenience to the user. In addition, it can achieve the effect of reducing the user's fee burden.

8 is a view conceptually showing a second embodiment of the present inventors depositing device and the depositing method.

The second embodiment of the present invention also comprises a barcode output device 200, POS terminal 100, deposit identification information registration and receipt confirmation server 300, deposit brokerage server 400, account management server 500 Can be. However, unlike the bar code output device 200 including the unmanned parcel delivery device of the first embodiment described above is linked to the deposit identification information registration and storage confirmation server 300 operated by the convenience store 20, the present invention The second embodiment differs in that the barcode output device 200 operates in conjunction with the deposit brokerage server 400.

Briefly summarized the operation of the depositing device and the depositing method according to the second embodiment of the present invention as follows.

The barcode output device 200 receiving the deposit information including the bank information, the account information, the deposit request amount, etc. from the user transmits the deposit information to the deposit broker server 400, and receives the deposit broker server 400. May query the account management server 500 for the validity of the account information included in the deposit information and receive the result. In this process, when the deposit intermediation server 400 receives information that the account information included in the deposit information is not valid from the account management server 500, the deposit intermediation server 400 is unmanned home delivery reception apparatus, smart phone The account error information may be transmitted to the barcode output device 200 including the. If the information of the account included in the deposit information is valid, the deposit brokerage server 400 grants the deposit identification information and registers the information related to the deposit identification information in the database 340, and then stores the deposit identification information as a barcode output device ( 200).

The barcode output apparatus 200 receiving the deposit identification information may generate the barcode identification information into a barcode, and then output the barcode 201 to a printed matter or a display unit, and provide the barcode to the user. The receipt of the deposit can be requested by presenting the recorded slip or the like to the checkout counter of the convenience store 20.

When the barcode 201 is scanned using the barcode scanner 110 of the POS terminal 100, the POS terminal 100 registers the deposit identification information recorded on the barcode 201 and registers the deposit identification information and the receipt confirmation server 300. The payment identification information registration and receipt confirmation server 300 may transmit the payment identification information to the payment broker server 400 to confirm the validity and storage amount of the corresponding payment identification information. In this process, when the deposit information related to the deposit identification information is expired because the barcode 201 has been issued for a long time, the deposit identification information registration and acceptance confirmation server 300 is received from the deposit intermediation server 400. Information indicating that the deposit identification information is invalid is received, and the deposit identification information registration and acceptance confirmation server 300 transmits this information to the force terminal 100 so that the storing procedure does not proceed. However, in the normal case, the deposit identification information registration and receipt confirmation server 300 may receive the deposit included in the deposit identification information from the deposit intermediation server 400 and transmit the deposit to the POS terminal 100.

The POS terminal 100 displaying the storage amount receives the storage amount from the user who requests the deposit, and transmits the storage confirmation information to the deposit identification information registration and storage confirmation server 300 indicating that the storage liquid is normally stored, and receives the received storage amount. The deposit identification information registration and receipt confirmation server 300 may transmit the information to the deposit broker server (400). Then, the deposit intermediation server 400 proceeds with the prepayment procedure of the deposit amount to the account management server 500 using the funds of the account managed by the server, and thereafter, after the predetermined period of time, the deposit identification information registration and acceptance confirmation server ( When the storage amount is remitted from 300, the fee portion of the storage amount may be distributed using fee information, and the transfer of the storage amount may be performed to the deposit identification information registration and receipt confirmation server 300 and the account management server 500.

As described above, according to the present inventors' depositing device and the depositing method, the depositing and storing procedures in the target account are made simple using a barcode, thereby simplifying the storing procedure at the checkout counter of the store. In addition, since the deposit is made to the desired account by the prepayment method using the funds of the deposit intermediation server 400, it is possible to automatically deposit the passbook without avoiding the check time of the bank computer network, thereby achieving the effect of increasing the convenience of the user. have. For example, a surrogate driver must deposit a certain amount in advance to the account of the agency brokering the surrogate driver in order to receive a call, etc. A surrogate driver who works late at night or at dawn can use the bank computer network. There may be a case where the inspection time of the bank and the deposit request time of the deposit overlap. In this case, the existing system had no choice but to wait until the inspection of the bank computer network was completed, but according to the present invention, when the inspection of the bank computer network is completed, the deposit amount is automatically transferred to the account management server 500 so that There is an effect that can solve such inconveniences.

9 is a view conceptually showing a third embodiment of the present inventors depositing device and the depositing method.

In the depositing device and the depositing method according to the third embodiment of the present invention, after the deposit brokering server 400 receives the deposit information received by the barcode output device 200 and confirms the validity of the account included in the deposit information, There is a difference from the above-described first and second embodiments in that the deposit identification information issued is transmitted to the deposit identification information registration and receipt confirmation server 300 and the barcode output device 200, respectively. That is, the barcode output device 200 of the third embodiment is different from the above-described embodiment in that the barcode output device 200 is jointly managed by the cooperation of the deposit identification information registration and receipt confirmation server 300 and the deposit broker server 400. In summary, the operation process of each component is as follows.

First, when deposit information is received by a barcode output device 200 including an unmanned home delivery reception apparatus and a smart phone, the deposit information is transmitted to the deposit brokerage server 400, and the deposit broker server 400 is connected to the deposit information. The validity of the included account information is checked by querying the account management server 500. In this process, when the account number does not exist, the account error information is transmitted to the barcode output device 200, but when the deposit information is valid, the deposit brokerage server 400 grants the deposit identification information about the deposit information. And registering information related to the payment identification information in the database 340. Here, the information related to the deposit identification information may be account information, deposit request amount, fee information, deposit amount, deposit amount, receipt date of deposit information, expiration date of deposit information, etc. included in the deposit information. When the registration of the deposit identification information database 340 is completed, the deposit brokerage server 400 transmits the issued deposit identification information to each of the barcode output device 200 and the deposit identification information registration and acceptance confirmation server 300, Alternatively, the deposit identification information registration and receipt confirmation server 300 may be transmitted only to the deposit identification information registration and receipt confirmation server 300 and may receive the deposit identification information directly to the barcode output device 200.

Thereafter, using the barcode 201 output through the barcode output device 200, the procedure for storing the deposit, the transfer of the deposit amount to the account management server 500, and the distribution of the fee after the deposit procedure are completed are described with the embodiments described above. May be the same.

As such, the present inventors the deposit device and the deposit method can achieve the effect of providing an opportunity to obtain a separate fee income to operators and banks, such as the convenience store (20).

10 is a view conceptually showing a fourth embodiment of the inventors' depositing device and the depositing method.

The deposit identification information registration and acceptance confirmation server 300 and the deposit intermediation server 400 constituting the present inventors depositing device and the depositing method may be integrated into one server. In other words, the role of the deposit intermediation server 400 may be integrated into the deposit identification information registration and acceptance confirmation server 300, and the fourth embodiment summarizes the embodiments in this case.

As in the above-described embodiment, when the payment information is received through the barcode output device 200 including an unmanned home delivery reception device, a smartphone, and the like, the payment identification information registration and receipt confirmation server 300 validates the validity of the payment information. If the query is made to the external server and the deposit information is valid, the deposit identification information is given and the information related to the deposit identification information is registered in the database 340 and then the deposit identification information is transmitted to the barcode output device 200. Then, the barcode output device 200 outputs the deposit identification information to the barcode 201 and provides it to the user, and the user who requests the bankbook deposit transmits the barcode 201 to the POS terminal 100 such as the convenience store 20. It will be presented and proceed with the deposit procedure.

After receiving the deposit identification information according to the barcode 201 scan from the POS terminal 100, the deposit identification information registration and receipt confirmation server 300 inquires the deposit identification information in the database 340 and confirms the validity. If it is valid, the storing liquid is transmitted to the POS terminal 100 to allow the storing procedure to proceed, and when receiving the storing confirmation information, that is, information indicating that the storing is completed, the deposit identification information registration and receiving confirmation server ( Using the funds of the account managed by 300, the remittance procedure to the requested account is performed.

As described above, the present inventors the deposit device and the deposit method, the operation of the components and the data exchange therebetween can be designed in various ways, but the unmanned home delivery reception device from the user's point of view requesting unpaid deposit, which can be referred to as the end consumer, The barcode 201 is issued using the barcode output device 200 including the smart phone, and the process of paying the deposit request amount at the checkout counter such as the convenience store 20 using the barcode 201 is the same. Therefore, according to the present invention, since the user can easily proceed without a bank account in a manner familiar to the convenience store 20, etc., which is familiar to anyone, there is an effect that can be conveniently used by users, such as elderly people who are not familiar with smart devices.

11 is a flowchart showing a process of depositing through a POS terminal constituting the present inventors depositing device and the depositing method.

The process of depositing the target account through the POS terminal 100 constituting one side of the present invention deposit apparatus and the deposit method is summarized as follows.

First, the POS terminal 100 may perform a process of scanning the barcode 201 in which the deposit identification information is recorded by using the barcode scanner 110 or the like (S11-1). The payment identification information checked using the wired / wireless network may be transmitted to the deposit identification information registration and receipt confirmation server 300. (S11-2)

Next, the POS terminal 100 may proceed to receive whether the deposit identification information registration and receipt identification information transmitted from the receipt confirmation server 300 is invalid (S11-3), and register the deposit identification information and When it is confirmed that the deposit identification information is not received from the receipt confirmation server 300, the force terminal 100 may perform a process of displaying information indicating that the deposit identification information is invalid through the display unit. However, if the deposit identification information is valid, the POS terminal 100 receives a storage amount included in the deposit identification information from the deposit identification information registration and acceptance confirmation server 300 (S11-5), and the user receives the amount of the storage amount. After receiving the information from the storage confirmation information registration and storage confirmation server 300 may be performed (S11-6).

Therefore, the present invention can achieve the effect that the passbook transfer proceeds through the same process as the general calculation process at the checkout counter, such as convenience store (20).

12 is a flow chart showing the process of receiving the deposit information and generating and providing a barcode by the bar code output device constituting the deposit device and the deposit method of the present invention.

Bar code output device 200 constituting the present invention is a part that receives the deposit information from the user and outputs the bar code 201, the operation process of the bar code output device 200 to the contents described below Can be operated accordingly.

First, the barcode output apparatus 200 receives deposit information including the bank information and the account number and the deposit request amount from the user (S12-1), and registers the deposit identification information and confirms receipt of the deposit information. The process of transmitting to the server 300 may be performed. Next, the barcode output device 200 may check whether the deposit identification information registration and receipt confirmation server 300 has received the information indicating that the deposit information is invalid (S12-3), and the deposit information in this process. When receiving the information indicating that is not valid, the bar code output device 200 notifies the user through the print module 240 or the display module 250 that the information indicating that the deposit information is not valid. However, if the deposit information is valid, the barcode output apparatus 200 performs a process of receiving the deposit identification information from the deposit identification information registration and receipt confirmation server 300 (S12-5), and the information related to the deposit identification information. After the display using the display module 250 of the barcode output device 200 (S12-6), the deposit identification information is generated by barcodes and output through the print module 240 or the display module 250. To the user. (S12-7)

Therefore, according to the present invention, there is an effect that the unmanned home delivery reception apparatus disposed in the existing convenience store 20 or the like can be recycled as an apparatus for depositing an account.

FIG. 13 is a view showing the process of receiving the deposit information and transmitting the deposit identification information in the deposit identification information registration and acceptance confirmation server constituting the present invention deposit apparatus and the deposit method.

First, the deposit identification information registration and receipt confirmation server 300 may receive the deposit information from the barcode output device 200 (S13-1), and transmit the received deposit information to an external server. S13-2) Next, the validity of the account included in the received deposit information may be received from an external server (S13-3), and a process of confirming may be performed (S13-4), where the external server is a deposit It may be a concept including an intermediary server 400 and an account management server 500.

If receiving the information that the account included in the deposit information is invalid from the external server, the deposit identification information registration and acceptance confirmation server 300 may transmit the account error information to the barcode output device 200 (S13-5). When receiving the information indicating that the account is valid, the deposit identification information registration and receipt confirmation server 300 may perform the process of granting the deposit identification information to the deposit information and registering the information related thereto in the database 340. (S13-6) After the information related to the deposit identification information is stored in the database 340, the deposit identification information is transmitted to the barcode output apparatus 200 (S13-7), and the barcode output apparatus 200 is transmitted. The payment identification information can be output to the barcode 201.

In the present inventors' deposit device and the deposit method, the deposit identification information registration and receipt confirmation server 300 may integrate the role of the deposit intermediation server 400 to independently verify the validity of the deposit information. In this case, the deposit identification information registration and receipt confirmation server 300 may query the account management server 500 directly to the validity of the account included in the received payment information, where the external server is referred to as the account management server 500 ) May be referred to.

In the description of the present invention, the information related to the deposit identification information refers to the account information, the deposit request amount, the fee information, the storage amount, the deposit amount, the receipt date of the deposit information, the expiration date of the validity of the deposit information, etc. included in the received deposit information. It may be, the account information may include bank information, account number, and the like. In addition, the storage company information may further include the convenience store 20. In the present invention, the terms of the deposit request amount, storage amount, and deposit amount used to distinguish the amount of the deposit or transfer are as follows. The deposit request amount refers to the amount of money that the user inputs using the barcode output device 200 to request a deposit into a desired account, and the deposit amount is the deposit identification information registration and receipt confirmation server 300 or the deposit broker It refers to the amount of money finally deposited by the server 400 to the account management server 500. In addition, the fee refers to the cost to be paid by the user as a price for using the service of the present invention, and the storage amount refers to the force terminal 100 when the barcode 201 is scanned using the force terminal 100. ) May refer to the amount requested by the user.

The reason for the distinction of terms is that the amount of money deposited or delivered in each process may be different according to various embodiments. Typically, the AMT device 10 currently disposed in the convenience store 20 or the like uses a method of depositing the remaining amount excluding a fee from the total amount of money in the requested account. However, in the case of this conventional method, the user can check the fee only at the final stage. For example, if the user had to deposit 10,000 won but only 8,000 won was excluded except for the fee, the user must repeat the depositing procedure. There was a problem in that the fee burden was doubled.

In the present invention, the depositing device and the depositing method may be designed in a manner of presenting a fee in advance and receiving a total amount including the fee in addition to the existing method. In other words, if the storage amount is determined by adding up the fee to the deposit request amount and the deposit amount and the deposit request amount are the same, it is designed to present the fee to the user in advance and pay the amount including the fee. On the contrary, if the storage amount is the same as the deposit request amount and the deposit amount is determined by deducting the fee from the deposit request amount, the deposit amount is transferred to the account that requests only the remaining amount except the fee as in the conventional method. It is designed. The inventors the deposit device and the deposit method can be freely designed by using any one of the two methods or mixed at the request of the designer has the effect of easy expansion in various embodiments.

14 is a view showing the process of receiving a storage solution from the POS terminal in the deposit identification information registration and storage confirmation server constituting the inventors the deposit device and the deposit method.

The user may present the barcode 201 output through the barcode output device 200 to the cashier of the checkout counter such as the convenience store 20, and the cashier of the checkout counter such as the convenience store 20 may use the POS terminal 100. Information recorded on the barcode 201 can be scanned.

The payment identification information registration and receipt confirmation server 300 may receive the payment identification information recorded in the barcode 201 scanned through the POS terminal 100 from the POS terminal 100 (S14-1) and received the The process of checking whether the deposit identification information is expired or not may be performed by checking the database 340 to determine whether it is valid (S14-2). It may be performed by the process of transmitting the deposit identification information registration and receipt confirmation server 300.

When the deposit identification information is found to be invalid, the deposit identification information registration and acceptance confirmation server 300 transmits information indicating that the deposit identification information is not valid to the POS terminal 100 so that the deposit procedure proceeds. However, when the deposit identification information is valid, the deposit identification information registration and receipt confirmation server 300 may transmit the receipt amount included in the deposit identification information to the POS terminal 100. . (S14-4) Subsequently, when receiving the receipt confirmation information indicating that all the storage liquid included in the deposit identification information has been received from the POS terminal 100 (S14-5), the deposit identification information registration and the receipt confirmation server 300 The information is sent back to the deposit brokerage server 400 (S14-6), and after the preset date has elapsed, the deposit amount is transferred to the deposit brokerage server 400 to complete the bankbook deposit process. (S14-7)

15 is a view showing the operation of the deposit intermediation server constituting the inventors the deposit device and the deposit method.

In the present inventors depositing device and the deposit method, when the deposit intermediation server 400 is provided separately, the deposit intermediation server 400 is a plurality of deposit identification information registration and receipt confirmation server 300 and a plurality of account management server 500 It can act as an intermediary for data exchange or transfer of funds between them, and this process can be performed according to the following process.

First, the deposit intermediation server 400 may go through the process of receiving the deposit information from the deposit identification information registration and receipt confirmation server 300 (S15-1), the received payment information to the account management server 500 The transmission process may be performed to check whether or not there is an account number included in the deposit information. (S15-2) In this way, after receiving information on the validity of the deposit information from the account management server 500. (S15-3), the deposit brokerage server 400 goes through a process of checking whether the received deposit information is valid (S15-4), and if the received deposit information is not valid, the deposit broker server 400 Information indicating that the received payment information is not valid is transmitted to the deposit identification information registration and storage confirmation server 300 (S15-5).

Next, the deposit intermediation server 400 may receive the receipt confirmation information indicating that the storage included in the deposit identification information has been received from the deposit identification information registration and acceptance confirmation server 300 (S15-6). When received, the deposit broker server 400 may perform a process of transferring the deposit amount to the account of the account information included in the deposit identification information by using the funds of the account managed by the deposit broker server 400. (S15-7 After the predetermined period has elapsed after the deposit amount is remitted, the deposit intermediation server 400 may undergo a process of receiving a remittance related to the deposit identification information from the deposit identification information registration and acceptance confirmation server 300. (S15-8), when the remittance of the storage amount is completed, the fee is distributed using the fee information to the deposit identification information registration and receipt confirmation server 300, the account management server 500, and the like. Woman can perform the transfer process. (S15-9)

Therefore, according to the deposit apparatus and the deposit method of the present invention, it is possible to provide separate profits to merchants, banks, etc., such as the convenience store 20 participating in the present invention.

FIG. 16 is a block diagram showing an internal configuration of a bar code output device constituting the present invention depositing device and the depositing method.

The barcode output device 200 may include an input module 210, a first transmission / reception module 220, a barcode generation module 230, a barcode output module 280, and a first control module 270. In addition, when the barcode output device 200 is designed as an unmanned parcel delivery device, an electronic scale module 260 for measuring the weight of the baggage to be sent by parcel delivery may be further provided.

The input module 210 may serve to receive deposit information including an account number and a deposit request amount from a user, and the first transmission / reception module 220 may include deposit information received through the input module 210. It may serve to transmit data and to receive data including payment identification information from the outside. The barcode generation module 230 generates a barcode according to a rule that can be recognized by each storage entity including the convenience store 20 and the deposit identification information received through the first transmission / reception module 220. The bar code output module 280 is a part for outputting the bar code 201 generated through the bar code generation module 230 to be recognized by a user from the outside. To this end, the barcode output module 280 may include one or more of the print module 240 and the display module 250. Finally, the first control module 270 collectively controls data exchange or operation between the input module 210, the first transmission / reception module 220, the barcode generation module 230, and the barcode output module 280. Can be performed.

The present inventors the deposit device and the deposit method can achieve the effect that the user can conveniently complete the unpaid banking procedure in the convenience store 20 by using the barcode 201 using the barcode output device 200.

FIG. 17 is a block diagram showing the internal configuration of the deposit identification information registration and acceptance confirmation server constituting the present invention depositor and deposit method.

The deposit identification information registration and receipt confirmation server 300 constituting the present inventors depositing device and the deposit method includes a second transmission / reception module 310, a deposit information validation module 320, a deposit identification information registration module 330, and a deposit identification. Information validation module 370, may comprise a database 340, in addition to the transfer module 360, acceptance check module 350, commission distribution module 380, the second control module 390 ) May be included. The deposit identification information registration and receipt confirmation server 300 of FIG. 17 includes a role of the deposit intermediation server 400, which is performed by the deposit identification information registration and receipt confirmation server 300. The roles are summarized as follows.

First, the second transmission / reception module 310 serves to receive data including the payment information from the barcode output device 200 and transmit data including the payment identification information. 2 may transmit and receive payment identification information to the payment information received by the transmission and reception module 310 and stores the information related to this in the database 340. In addition, the payment information validation module 320 queries the external payment intermediation server 400 or the account management server 500 for the validity of the account included in the payment information received through the second transmission and reception module 310 and the The deposit identification information validation module 370 may be configured to check the validity of the deposit identification information received from the POS terminal 100 through the second transmission / reception module 310. It may be compared with the result stored in the 340 to confirm the role. In addition, the storage confirmation module 350 determines whether all of the storage liquid contained in the deposit identification information stored in the database 340 is stored based on the storage confirmation information received through the second transmission / reception module 310. The transfer module 360 may transfer the deposit amount of the deposit identification information to the external account management server 500 when all of the storage amount is stored. In this process, the deposit intermediation server 400 may be involved. Finally, the fee distribution module 380 is included in the deposit identification information to the business owners, banks, etc., such as the convenience store 20 participating in the present inventors depositing device and the deposit method, the fee, which is a profit generated after all of the user's unpaid deposit procedures are completed. The second control module 390 distributes and transmits money based on the stored fee information, and the second control module 390 registers the payment identification information and accepts the data. It is the part that plays the role of controlling.

The present inventors and the deposit method and the deposit identification information registration and receipt confirmation server 300 through the store, such as convenience stores 20, unlike the existing AMT device 10 can provide a high utilization of the deposit method There is an effect, through which stores such as the convenience store 20 has the effect of ensuring abundant cash flow.

As described above, although described with reference to the preferred embodiments of the present invention, those skilled in the art will variously modify the present invention without departing from the spirit and scope of the present invention described in the claims below. And can be changed.

10: ATM device
20: convenience store
100: force terminal
110: Barcode Scanner
200: barcode output device
201: Barcode
210: input module
220: first transmission and reception module
230: barcode generation module
240: print module
250: display module
260: Electronic Scale Module
270: first control module
280: Barcode Output Module
300: deposit identification information registration and receipt confirmation server
310: second transceiver module
320: deposit information validation module
330: deposit identification information registration module
340: Database
350: storage confirmation module
360: Money Transfer Module
370: deposit identification information validation module
380: Fee Distribution Module
390: second control module
400: Deposit Broker
500: account management server

Claims (37)

Receiving, by the deposit identification information registration and receipt confirmation server, deposit information from a barcode output device;
Transmitting, by the deposit identification information registration and acceptance confirmation server, the deposit information to a deposit brokerage server or an account management server;
Receiving, by the deposit identification information registration and acceptance confirmation server, the validity of the account included in the deposit information from the deposit intermediation server or the account management server;
If the account included in the deposit information is valid, the deposit identification information registration and acceptance confirmation server grants the deposit identification information on the deposit information and registers information related to the deposit identification information in a database;
Transmitting the deposit identification information to the barcode output device so that the deposit identification information registration and receipt confirmation server prints the deposit identification information in a barcode;
Receiving, by the deposit identification information registration and acceptance confirmation server, the deposit identification information from a pos terminal;
Checking, by the deposit identification information registration and acceptance confirmation server, whether the deposit identification information is valid by checking the expiration date and time of the deposit identification information;
Receiving, by the deposit identification information registration and receipt confirmation server, receipt confirmation information indicating that the deposit included in the deposit identification information has been received from the POS terminal;
And transmitting, by the deposit identification information registration and receipt confirmation server, the deposit amount to the deposit brokerage server or the account management server.
The barcode output device is an unmanned parcel delivery device,
The deposit identification information is separate information from the deposit information, and the deposit identification information registration and acceptance confirmation server confirms and assigns the validity of the account included in the deposit information when the deposit information is received. Deposit method to assume.
The method of claim 1,
After the deposit identification information registration and receipt confirmation server receiving the validity of the account included in the deposit information from the deposit brokerage server or the account management server,
And if the account included in the deposit information is not valid, transmitting the account error information to the barcode output device by the deposit identification information registration and acceptance confirmation server.
The method of claim 1,
After the deposit identification information registration and receipt confirmation server receives the receipt confirmation information indicating that the receipt contained in the deposit identification information has been received from the POS terminal,
And depositing, by the deposit identification information registration and acceptance confirmation server, the receipt confirmation information to the deposit intermediation server or the account management server.
The method of claim 1,
After the deposit identification information registration and storage confirmation server confirms the validity of the deposit identification information expiration date and time to confirm the validity of the deposit identification information,
And when the deposit identification information has expired, the deposit identification information registration and acceptance confirmation server transmitting information indicating that the deposit identification information is not valid to the POS terminal.
The method of claim 1,
The step of depositing the deposit identification information registration and receipt confirmation server to transfer the deposit amount to the deposit brokerage server or the account management server
The deposit method, characterized in that made using the funds of the account managed by the deposit identification information registration and storage confirmation server.
Receiving, by the payment intermediation server, the deposit information received from the deposit identification information registration and acceptance confirmation server from the deposit identification information registration and acceptance confirmation server;
Transmitting, by the deposit broker, the deposit information to an account management server;
Receiving, by the deposit brokering server, the validity of the account included in the deposit information from the account management server;
If the account included in the deposit information is valid, granting the deposit identification information on the deposit information and registering the information related to the deposit identification information in a database by the deposit brokerage server;
Transmitting, by the deposit brokerage server, the deposit identification information to the deposit identification information registration and acceptance confirmation server;
Receiving, by the deposit intermediation server, the deposit identification information received from the POS terminal by the deposit identification information registration and acceptance confirmation server to the deposit identification information registration and acceptance confirmation server;
Confirming whether the deposit identification information is valid by checking the expiration date and time when the deposit identification information is expired;
Receiving, by the payment intermediation server, receipt confirmation information indicating that the deposit associated with the deposit identification information has been received from the deposit identification information registration and receipt confirmation server;
And transmitting, by the deposit brokering server, the deposit amount to the account management server.
The barcode output device is an unmanned parcel delivery device,
The deposit identification information is separate information that is distinct from the deposit information, the deposit intermediation server characterized in that the deposit at the time when the deposit information is received and characterized in that the validity of the account included in the deposit information.
The method of claim 6,
After the deposit brokering server transfers the deposit amount to the account management server,
And depositing, by the deposit intermediation server, a deposit related to the deposit identification information from the deposit identification information registration and acceptance confirmation server.
The method of claim 6,
After the deposit brokering server receives the validity of the account included in the deposit information from the account management server,
And when the deposit information is not valid, transmitting the information indicating that the deposit information is not valid to the deposit identification information registration and acceptance confirmation server.
The method of claim 6,
Remitting the deposit amount to the account management server in the deposit intermediation server
The deposit method, characterized in that made using the funds of the account managed by the deposit intermediation server.
Scanning, by a POS, a point of sales terminal, a barcode in which deposit identification information is recorded through a barcode scanner;
Transmitting, by the force terminal, the deposit identification information to a deposit identification information registration and acceptance confirmation server;
If the deposit identification information is valid, receiving, by the force terminal, a deposit included in the deposit identification information from the deposit identification information registration and acceptance confirmation server;
And transmitting, by the POS terminal, receipt confirmation information informing that the deposit included in the deposit identification information has been received to the deposit identification information registration and receipt confirmation server.
The barcode is output by the unmanned parcel delivery device,
The deposit identification information is separate information from the deposit information, and the deposit identification information registration and acceptance confirmation server has issued and confirmed the validity of the account included in the deposit information when the deposit information is received,
And when the deposit identification information registration and acceptance confirmation server receives the receipt confirmation information from the POS terminal, transfer the deposit amount to a deposit intermediation server or an account management server.
The method of claim 10,
After the POS terminal transmits the deposit identification information to the deposit identification information registration and acceptance confirmation server,
If the deposit identification information is not valid, receiving, by the force terminal, information indicating that the deposit identification information is not valid from the deposit identification information registration and acceptance confirmation server;
And displaying, by the force terminal, information indicating that the deposit identification information is invalid by using a display module or an output module of the force terminal.
Receiving the deposit information by the barcode output device;
Transmitting, by the barcode output device, the deposit information to a deposit identification information registration and acceptance confirmation server or a deposit intermediation server;
Receiving the deposit identification information from the deposit identification information registration and receipt confirmation server or the deposit intermediation server when the deposit information is valid;
And generating and outputting the deposit identification information by barcode by the barcode output device.
The barcode output device is an unmanned parcel delivery device.
The deposit identification information is separate information that is distinguished from the deposit information, and the deposit identification information registration and acceptance confirmation server is provided by confirming the validity of the account included in the deposit information at the time when the deposit information is received. The deposit method characterized by the above.
The method of claim 12,
After the barcode output device transmits the deposit information to the deposit identification information registration and receipt confirmation server or the deposit intermediation server,
If the deposit information is not valid, receiving, by the barcode output device, information indicating that the deposit information is not valid from the deposit identification information registration and acceptance confirmation server or the deposit intermediation server;
And displaying, by the barcode output device, information indicating that the deposit information is invalid through the display module or the printing module of the barcode output device.
The method of claim 12,
The barcode outputting device generates and outputs the deposit identification information by barcodes.
And the barcode output device outputs through the print module of the barcode output device.
The method according to claim 1, 6, 10 or 12,
The information related to the deposit identification information includes
The deposit method, characterized in that the account information included in the deposit information, the deposit request amount, any one or more of fee information, storage amount, deposit amount, the date and time of receipt of the deposit information, the expiration date of validity of the deposit information.
The method according to claim 1, 6, 10 or 12,
The information related to the deposit identification information includes
Deposit method, characterized in that the storage company information including a convenience store is further included.
The method according to claim 1, 6, 10 or 12,
In the above deposit information
The deposit method characterized in that the account information, the deposit request amount.
The method according to claim 1, 6, 10 or 12,
In the above deposit information
The deposit method, characterized in that the store information including the convenience store is included.
The method according to claim 1, 6 or 10,
The storage amount is determined by adding a fee to the deposit request amount,
The deposit method and the deposit request amount characterized in that the same.
The method according to claim 1, 6 or 10,
The storage amount is the same as the deposit request amount,
The deposit method is characterized in that the fee is determined by subtracting the fee from the deposit request amount.
A second transmission / reception module configured to receive data including deposit information and to transmit data including deposit identification information;
A deposit identification information registration module for granting payment identification information on the payment information received by the second transmission / reception module and requesting transmission of the payment identification information granted to the second transmission / reception module;
A database for storing information related to deposit identification information to which the deposit identification information registration module has been assigned;
A deposit information validation module for querying the outside of the validity of the account included in the deposit information received through the second transceiving module and confirming the result;
A payment identification information validation module for checking the validity of the payment identification information received through the second transmission / reception module compared with a result stored in the database;
An acknowledgment module for confirming whether the accommodating liquid included in the deposit identification information stored in the database is stored based on the acknowledgment information received through the second transmission / reception module;
A remittance module for remitting the deposit amount of the deposit identification information to an external server when it is confirmed through the storing confirmation module that the storing liquid included in the deposit identification information stored in the database is stored;
When it is confirmed through the receipt confirmation module that the storage amount contained in the deposit identification information stored in the database is received, the fee of the deposit identification information is distributed using the fee information stored in the database to transfer money using the remittance module. A fee distribution module;
The deposit information identification information registration module grants the deposit identification information only when the account included in the received deposit information is valid and requests the second transmission / reception module to transmit the payment identification information. A deposit device characterized in that.
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