KR101868583B1 - Method for providing affiliate store recommendation service using bigdata analysis with objective information - Google Patents
Method for providing affiliate store recommendation service using bigdata analysis with objective information Download PDFInfo
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- KR101868583B1 KR101868583B1 KR1020170102965A KR20170102965A KR101868583B1 KR 101868583 B1 KR101868583 B1 KR 101868583B1 KR 1020170102965 A KR1020170102965 A KR 1020170102965A KR 20170102965 A KR20170102965 A KR 20170102965A KR 101868583 B1 KR101868583 B1 KR 101868583B1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0201—Market modelling; Market analysis; Collecting market data
- G06Q30/0202—Market predictions or forecasting for commercial activities
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0254—Targeted advertisements based on statistics
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0255—Targeted advertisements based on user history
- G06Q30/0256—User search
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0259—Targeted advertisements based on store location
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
- G06Q30/0251—Targeted advertisements
- G06Q30/0267—Wireless devices
Abstract
There is provided a merchant recommendation service providing method using objective big data analysis, comprising the steps of: collecting settlement information from at least one user terminal by a user of at least one user terminal using at least one payment means; Collecting information including at least one merchant location and industry type from the terminal and converting the information into a database, extracting merchant information, authorized amount, and user information of at least one user terminal from the collected payment information, A step of mapping and storing user information, authorization amount, and approval number of user terminals for each terminal, extracting user information of a search word and a search terminal when receiving a search word from a search terminal searching at least one merchant terminal, Similar to the user information of the search terminal Aligning the at least one merchant, based on the amount and the number of payments on the at least one user terminal with the user information in the range of includes the step of transmitting a search terminal.
Description
The present invention relates to a method for providing a merchant recommendation service using an objective big data analysis, and provides a method for providing reliable information when recommending an affiliate shop by analyzing objective data corresponding to sales of the merchant.
With the development of digital technology, various advanced scenarios have been developed for each application service with big data analysis. It has started to be applied in real life, and it has become possible to collect a lot of data physically. As a result, analysis contents and service quality have been improved. Also, in the field of commercial analysis and marketing analysis service, many financial institutions and credit card companies have begun to utilize Big Data technology to enhance commercial analysis and merchant analysis. It is a trend to develop a composite service.
At this time, a method of recommending a merchant using card data is performed by a method using a social network. In this regard, Korean Patent Laid-Open Publication No. 2008-0087273 (published on August 07, 2012) discloses a method in which a customer terminal obtains purchase information from a credit card company server by receiving an approval message from a customer using a credit card A process of providing a customized service by extracting a purchase propensity and a characteristic therefrom, and a process of providing a customized service by extracting a purchase propensity and a characteristic from the customer terminal, The customer's past purchasing information is acquired and the customer's purchase propensity and characteristics are analyzed using the same to search for a merchant similar to the purchasing tendency based on the current position of the customer terminal, And discloses a service for recommending information.
However, when analyzing the taste of the customer terminal is only a prediction, and when an error occurs in refining and classifying the big data, the result is junk data which is distorted and can not provide accurate information, Even if you use unstructured data such as SNS at the time of recommendation, it is not clear that the SNS is being used as an advertisement as well as the fact that it does not accurately reflect the user's taste, and even if a personalized service is provided, If you want to see or receive a service item, it is not suitable at all.
An embodiment of the present invention classifies and databases databases of merchants based on the number and the amount of sales of cards at a merchant's merchandise store. When a merchant searches for merchandise or service merchandise, It is possible to extract franchisees based on objective data that does not include the subject of the user, thereby providing reliability and human self-filtering, It is possible to provide a merchant recommendation service providing method using objective big data analysis. It should be understood, however, that the technical scope of the present invention is not limited to the above-described technical problems, and other technical problems may exist.
According to an aspect of the present invention, there is provided a method for managing payment information, the method comprising: collecting payment information from at least one user terminal using at least one payment means by a user of at least one user terminal; Collecting information including at least one merchant's location and industry type from at least one merchant terminal and converting the information into a database, extracting merchant information, an approved amount, and user information of at least one user terminal from the collected payment information A step of mapping and storing the user information of the user terminal, the approval amount and the approval number for each of the at least one merchant terminal, storing the user information of the search terminal and the user information of the search terminal when receiving the search word from the search terminal searching at least one merchant terminal, Extracting the user information of the search terminal, And sorting at least one merchant based on the amount and frequency of payment made by the at least one user terminal having the user information within the similarity range and transmitting the sorted merchant to the search terminal.
According to any one of the above-mentioned objects of the present invention, the merchant is classified and databaseized on the basis of the number of card sales and the amount of money at the merchant's merchant, and when the merchant searches for merchandise or service goods, It is possible to extract the franchisee based on objective data that does not include the subject of the user by feeding back to the searcher by extracting and sorting the franchisees that the similar or the same user generates the most sales and frequently goes, It does not require filtering and it can be a stepping stone that can lead to sales increase of small business owners. It can promote the store effectively through convenient digital promotion and find consumers to inform the right place at the right time. I can play a role as a teacher.
FIG. 1 is a block diagram for explaining a merchant recommendation service providing system using an objective big data analysis according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating a merchant recommendation service providing server shown in FIG. 1. Referring to FIG.
FIG. 3 is a view for explaining various embodiments in which a merchant recommendation service is implemented according to an embodiment of the present invention.
4 is a diagram illustrating a process in which data is transmitted and received between the respective components included in the merchant recommendation service providing system using the objective big data analysis of FIG. 1 according to an embodiment of the present invention.
5 is a flowchart illustrating a method of providing a merchant recommendation service using objective big data analysis according to an embodiment of the present invention.
Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, which will be readily apparent to those skilled in the art. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.
Throughout the specification, when a part is referred to as being "connected" to another part, it includes not only "directly connected" but also "electrically connected" with another part in between . Also, when an element is referred to as "including" an element, it is to be understood that the element may include other elements as well as other elements, And does not preclude the presence or addition of one or more other features, integers, steps, operations, components, parts, or combinations thereof.
The terms "about "," substantially ", etc. used to the extent that they are used throughout the specification are used in their numerical value or in close proximity to their numerical values when the manufacturing and material tolerances inherent in the stated meanings are presented, Accurate or absolute numbers are used to help prevent unauthorized exploitation by unauthorized intruders of the referenced disclosure. The word " step (or step) "or" step "does not mean" step for. &Quot;
In this specification, the term " part " includes a unit realized by hardware, a unit realized by software, and a unit realized by using both. Further, one unit may be implemented using two or more hardware, or two or more units may be implemented by one hardware.
In this specification, some of the operations or functions described as being performed by a terminal, a device, or a device may be performed instead in a server connected to the terminal, device, or device. Likewise, some of the operations or functions described as being performed by the server may also be performed in a terminal, device or device connected to the server.
In this specification, some of the operations or functions described in the mapping or matching with the terminal are used for mapping or matching the unique number of the terminal or the identification information of the individual, which is the identification data of the terminal . ≪ / RTI >
In this specification, at least one meaning may be interpreted as singular or plural, and when using at least one term, it may be deleted in duplicate below, Can be interpreted.
In this specification, a card includes both a virtual card and a physical card, and a text message can be interpreted as including all the messages transmitted to the mobile terminal.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a block diagram for explaining a merchant recommendation service providing system using an objective big data analysis according to an embodiment of the present invention. Referring to FIG. 1, the merchant recommendation service providing system 1 may include a
At this time, the respective components of FIG. 1 are generally connected through a
Here, the
The
Here, the
The merchant recommendation
At this time, the merchant recommendation
The
Here, the
The
Here, the
The
Here, the
FIG. 2 is a block diagram illustrating a merchant recommendation service providing server shown in FIG. 1, and FIG. 3 is a diagram illustrating various embodiments in which a merchant recommendation service is implemented according to an embodiment of the present invention.
2, the merchant recommendation
The merchant recommendation
At this time, the connection of the
The collecting
Here, when the user of at least one
Here, the collection object message is generated when an application installed in at least one
At this time, the text message received at the
Here, the type of the invalid text message may be as follows, but it is not limited thereto, and it will be obvious that it can be changed according to the embodiment or the embodiment. First, when the reply number is not a card number, that is, a message between individuals may be excluded from the collection object. If the reply number is not the card acceptance message even though it is the card issuer number, for example, the overdue guidance or payment guidance message may be excluded. It may also be the case that the reply number is in the form of a card issuer number or a card acceptance message, for example, when the reply number is modified on the web page and sent as a card issuer approval message. Further, it may be a case where the position of the merchant and the position at the time of receiving a character are regarded as a mismatch and manipulated message.
In addition, sensitive card acceptance messages such as personal information can be collected in a state in which personal information is excluded. For example, a card acceptance message of a franchisee whose personal information is sensitive, such as a hospital, may be stored unmodified with the mobile phone number.
In summary, when collecting
In addition, the messages collected can be limited to objective data. In other words, comments and ratings are highly likely to be stolen as ads that impersonate a user's review, and SNS and others are not as reliable as they are using features like advertising as a function of information delivery. Accordingly, in one embodiment of the present invention, the merchant is recommended only by the payment approval message, and the subjective opinion of the consumer is outputted only to the comment, without affecting the ranking selection. However, it does not exclude the addition of subjective opinions.
The
Here, when collecting information including at least one merchant's location and industry type from at least one
The extracting
The
The
The transmitting
The
The
That is, at least one
The updating
In addition, although the merchant recommendation
For example, it is not possible to obtain information on a commercial franchise only by an administrative address of a franchisee, and a large franchise that is generated by quantifying the ranking based only on internal information such as the number of sales and amount, or a small- In order to eliminate distortion, the accuracy can be increased by building trade information and comparing it with external information.
First, the merchant recommendation
Here, the location characteristics can include the population factor of the number of households and the number of the households in the commercial area, which means the concept of the spatial point, and whether there are competitors due to the competition factors. Here, the population factor can be defined as the definition and independent variables in the first commercial area, and the economic factors can be set as independent variables such as the ownership rate of the home ownership, the local tax payment, the local tax payment per person, and the car ownership rate per household. Accessibility factors include consideration of the presence of roads, the presence of subways, and the number of bus routes, and the competition factors include the concept of convenience such as business area, parking lot number, and the number of competitors. At this time, the number of competitors can be considered by considering the mutual influences among each of the competing stores by classifying the competitive stores located in the first data base based on the big data defined by the population factor.
Also, the process of adding the address information of the added merchant in comparison with the external merchandise information to the estimation result, the final merchandise map is derived, and the merchant store list can be retained. In this way, it is possible to save not only the cost but also the fairly accurate information. In the taste ranking information of the list of the merchant merchants constructed in this manner, the score, combined with the external information, A direction for constructing a separate restaurant score by weighting external information such as internal information, customer rating, number of reviews, number of photos uploaded, and number of blog reviews may be added.
Hereinafter, the merchant recommendation service using the objective big data analysis having the above-described configuration will be described with reference to FIG.
3, (a) the
At this time, (b) the merchant recommendation
(d) On the other hand, if it is assumed that the
(E) Assuming that the
(F) The
The method of providing the merchant recommendation service using the objective big data analysis of FIGS. 2 and 3 is the same as the description of the method of providing the merchant recommend service using the objective big data analysis, The description will be omitted because it can be easily deduced from the description.
4 is a diagram illustrating a process in which data is transmitted and received between the respective components included in the merchant recommendation service providing system using the objective big data analysis of FIG. 1 according to an embodiment of the present invention. Hereinafter, an example of a process of transmitting and receiving data between the respective components will be described with reference to FIG. 4. However, the present invention is not limited to such an embodiment, It is apparent to those skilled in the art that the process of transmitting and receiving data can be changed.
Referring to FIG. 4, the merchant recommendation
On the other hand, in the case where the payment time of the
At this time, the
The merchant recommendation
Then, the merchant recommendation
Here, the
The order between the above-described steps S4100 to S4930 is only an example, but is not limited thereto. That is, the order among the above-described steps S4100 to S4930 may be mutually varied, and some of the steps may be executed or deleted at the same time.
The method of providing the merchant recommendation service using the objective big data analysis of FIG. 4 is the same as the description of the method of providing the merchant recommendation service using the objective big data analysis described above with reference to FIGS. 1 to 3 The description will be omitted because it can be easily deduced from the description.
5 is a flowchart illustrating a method of providing a merchant recommendation service using objective big data analysis according to an embodiment of the present invention. Referring to FIG. 5, the merchant recommendation service providing server collects payment information from at least one user terminal using at least one payment means by a user of at least one user terminal (S5100).
Then, the merchant recommendation service providing server collects information including at least one merchant location and industry type from at least one merchant terminal (S5200), and acquires merchandise information, an approved amount, and at least one The user information of the user terminal is extracted (S5300).
In addition, the merchant recommendation service providing server maps user information, authorization amount, and approval number of the user terminal to at least one merchant terminal (S5400), and receives the search word from the search terminal searching at least one merchant terminal , The user information of the search term and the search terminal is extracted (S5500).
The merchant recommendation service providing server arranges at least one merchant based on the amount and frequency of payment made by at least one user terminal having user information within the degree of similarity with the user information of the search terminal, and transmits the sorted merchant to the search terminal (S5600 ).
The method of providing the merchant recommendation service using the objective big data analysis of FIG. 5 is the same as the description of the method of providing the merchant recommend service using the objective big data analysis described above with reference to FIGS. 1 to 4 The description will be omitted because it can be easily deduced from the description.
The method of providing the merchant recommendation service using the objective big data analysis according to the embodiment described with reference to FIG. 5 may be performed in the form of a recording medium including an application executed by a computer or a command executable by a computer such as a program module Can be implemented. Computer readable media can be any available media that can be accessed by a computer and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer readable medium may include both computer storage media. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.
The method of providing the merchant recommendation service using the objective big data analysis according to an embodiment of the present invention may include an application installed basically in the terminal (which may include a program included in a platform or an operating system basically installed in the terminal) And may be executed by an application (that is, a program) directly installed on a master terminal by a user via an application providing server such as an application store server, an application, or a web server associated with the service. In this sense, the method of providing the merchant recommendation service using the objective big data analysis according to the embodiment of the present invention is basically installed in the terminal or implemented as an application (i.e., program) directly installed by the user, And can be recorded on a computer-readable recording medium.
It will be understood by those skilled in the art that the foregoing description of the present invention is for illustrative purposes only and that those of ordinary skill in the art can readily understand that various changes and modifications may be made without departing from the spirit or essential characteristics of the present invention. will be. It is therefore to be understood that the above-described embodiments are illustrative in all aspects and not restrictive. For example, each component described as a single entity may be distributed and implemented, and components described as being distributed may also be implemented in a combined form.
The scope of the present invention is defined by the appended claims rather than the detailed description and all changes or modifications derived from the meaning and scope of the claims and their equivalents are to be construed as being included within the scope of the present invention do.
Claims (10)
Collecting payment information from at least one user terminal using at least one payment means by a user of the at least one user terminal;
Collecting information including at least one merchant location and industry type from at least one merchant terminal and converting the information into a database;
Extracting the merchant information, the authorized amount, and the user information of the at least one user terminal from the collected payment information;
Mapping and storing the user information, the authorized amount, and the authorized number of the user terminal for each of the at least one merchant terminal;
Extracting user information of the search term and the search term when receiving the search term from the search terminal searching the at least one merchant terminal; And
Arranging at least one franchisee on the basis of the amount and frequency of payment made by at least one user terminal having user information in a similarity degree range to user information of the search terminal and transmitting the sorted franchisee to the search terminal;
Determining whether to delete information of the at least one merchant terminal based on the payment pattern of the at least one user terminal; And
Updating the payment information of the at least one user terminal to a predetermined period;
Wherein the merchant recommendation service is provided by using an objective big data analysis.
Wherein the collecting of the payment information, which the user of the at least one user terminal has made using at least one payment means, from the at least one user terminal,
Collecting a collection subject message corresponding to the payment information from the at least one user terminal,
Wherein the collection target message includes at least one of an application installed in the at least one user terminal,
Wherein the message reception receiver is registered in an OS (Operating System) of the at least one user terminal, and the application is collected by receiving the message each time a message reception event occurs, and providing the merchant recommendation service using the objective big data analysis Way.
Wherein the at least one payment means comprises at least one of at least one of tag payment, app payment, card payment, or account transfer, or a combination of at least one thereof.
And a step of mapping and storing the user information, the approved amount, and the permitted number of times of the user terminal for each of the at least one merchant terminal,
Arranging the at least one user terminal in descending order based on the sales amount and the number of visits for each of the at least one merchant terminal;
Selecting a user terminal ranked in a predetermined order for each of the at least one merchant terminal;
Providing the selected user terminal with a reserve ratio of a predetermined ratio or a preset amount usable in the at least one merchant terminal;
Wherein the merchant recommendation service further includes objective big data analysis.
The step of mapping the user information, the authorized amount, and the authorized number of the user terminal for each of the at least one merchant terminal,
If the information of the at least one user terminal coincides with the employee terminal or the merchant terminal of the at least one merchant, excluding the information collected from the matching employee terminal or the merchant terminal;
Wherein the merchant recommendation service is provided by using an objective big data analysis.
Collecting information including the location and industry type of the at least one merchant point from the at least one merchant terminal,
Collecting information including at least one merchant location and an industry type from the at least one user terminal and converting the information into a database;
Lt; / RTI >
Wherein the at least one merchant is registered in the at least one user terminal and the approval of at least three users is databaseed and uploaded when the at least one merchant is registered in the at least one user terminal.
Collecting information including at least one merchant's location and industry type from the at least one merchant terminal,
Receiving event information on the selected time and the selected item from the at least one merchant terminal;
Allowing an event to be displayed on the at least one user terminal if the event information is in a range that satisfies a preset period and a predetermined number based on an event information log uploaded from the at least one merchant terminal;
Wherein the merchant recommendation service further includes objective big data analysis.
Wherein the collecting of the payment information, which the user of the at least one user terminal has made using at least one payment means, from the at least one user terminal,
Requesting a text message, which is an approval message corresponding to the payment, from the payment entity from the user terminal;
Lt; / RTI >
The merchant recommendation service providing server,
Wherein the location where the character message is received at the user terminal matches the address of the merchant that the user has paid,
And collecting, when the text message is the approval message corresponding to the payment, the payment information, using the objective big data analysis.
Wherein the step of sorting at least one merchant based on the amount and frequency of payment made by the at least one user terminal having user information within the similarity degree range to the user information of the search terminal,
Arranging the at least one franchisee by adding a condition within the set time period to the search terminal when the search terminal sets the period;
Wherein the merchant recommendation service is provided by using an objective big data analysis.
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JP2021026356A (en) * | 2019-07-31 | 2021-02-22 | PayPay株式会社 | Generation apparatus, generation method, and generation program |
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KR102634648B1 (en) * | 2021-07-22 | 2024-02-06 | 구본진 | System for providing bigdata based local store event promotion service |
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