KR101772655B1 - Prepayment financial assistance system for cooperation business for co-prosperity of large and small firms and method thereof - Google Patents

Abstract

The Venus Fund support system for partner companies for mutual growth of SMEs will be launched. To this end, a cooperation enterprise server for generating membership subscription information and warranty application information, an ordering company server for generating ordering information and payment information, a guaranteeing agency server for generating guaranteeing approval information, contracting information, loan execution information, And receives the assurance approval information by transferring the assurance application information and the ordering information to the assurance institution server to receive the assurance application information from the assurance company server Transmits settlement application information to a financial institution server, receives settlement information from a financial institution server, requests a settlement account registration in accordance with settlement information with an ordering company server, and registers the fixed settlement account in the ordering company server , Transmits the ordering information and the guarantee approval information to the financial institution server, transmits the loan execution information to the assurance institution server, When payment information is received from the financial institutions transferred to the server to provide a line of Venus funding system that includes a line of Venus Funding server that receives reimbursement information. According to the present invention, the risk can be effectively managed through the guarantee for the cooperative company and the use of the fixed settlement account.

Description

FIELD OF THE INVENTION [0001] The present invention relates to a system and method for providing funds to cooperating companies for mutual growth of SMEs,

[0001] The present invention relates to a system and method for supporting cooperative enterprises for cooperative growth of small and medium enterprises, and more particularly, Providing related information of SMEs requesting and issuing guarantees based on this, assurance agency will issue guarantees through guarantees and provide financial support from financial institutions. And a method thereof.

Among the liquidity support for SMEs, the type of funding that is the most socially least risky and which is actually helpful is the down payment. In the case of small and medium-sized enterprises with low funding capacity, they provide opportunities to participate in bidding by lowering the barriers to entry due to funds, In the case of purchasing for fulfillment, it is possible to make cash settlement immediately, contributing to improvement of profit rate by purchasing discount through bargaining bargaining power, managing funds for each contract, and helping small and medium enterprises Because it has the effect.

In light of these positive aspects of the down payment, the public order placement by public corporations and public institutions is operated with a down payment support system for SMEs that have received contracts based on the National Contract Law accounting rules. Recently, it has been utilized as a means of the government 's early fiscal policy in response to the economic recession.

However, in contrast to public order placement, private investment orders placed by private conglomerates are limited. Only when a private large corporation receives a public order and a private large corporation supports the advance payment, it is entirely up to the cooperating company to pay the advance payment to comply with the subcontracting law. In contrast to public order placement, there is no incentive for private large corporations to support their own funding.

To solve this problem, Korean Patent Registration No. 10-0794254 discloses a support service system for cooperative enterprises for win-win management. In the above technology, a financial institution provides loans to the cooperating companies that have concluded supply contracts in the electronic financing process between the parent company (ordering company) and the cooperating companies, Is disclosed.

In the past, even though the parent company and the financial institution have tried to directly link the financial support system called the order-based network loan, the overhead of the financial institution has become a problem due to the need of the professional system and the professional manpower, Which was not activated. This technology is meaningful in that it realizes the order-based network theory by proposing a professional intermediary operating system between the parent company and the financial institution that is the support service system of the supplier.

However, according to the above-mentioned technology, since the financial institutions are responsible for the risk of the financial support, there is a limitation that the expansion of the financial support for the financial institutions is burdensome. In addition, there is no way to minimize and manage the risk of implementation of the contract or order, which is the key to financial support for the company, It does not solve the worries about the risk of the ordering company.

In particular, for financial institutions, it is impossible to apply the above-mentioned technology to private-sector orders and to apply funds to support privatization, because it considers the diversity, volatility, repeatability, and complexity of order placement and settlement . In addition, if insolvency occurs, it is difficult for the ordering company to deal with the post-processing of the insolvency (such as the processing of the residual contribution of SMEs) It is the cause of inevitability.

Therefore, there is a need for a new financial support system that can address the concerns of the participating entities, such as financial institutions and entrepreneurs, in order for private sector entrants to actively participate in the support of the government. .

Korean Patent No. 10-0794254 (Registered on Jan. 07, 2008) Korean Registered Patent No. 10-1362044 (Registered on March 23, 2014) Korean Patent Publication No. 10-2010-0095776 (published on September 1, 2010)

Accordingly, the object of the present invention is to mitigate or alleviate the risk burden on financial institutions in order to provide financing for the orders of private large corporations and to provide financial support for financing due to diversity, volatility, repeatability and complexity of order placement and settlement of private large corporations And to provide a system and method for providing funds to cooperating companies for SMEs' mutual growth.

In order to achieve the above-mentioned object of the present invention, the system for supporting cooperative enterprise for mutual growth of SMEs according to the present invention comprises a subscription information for registration in the above-mentioned SME financial support system and a guarantee An ordering company server for generating ordering information related to ordering and contracts with respect to the cooperation enterprise and payment settlement information relating to the payment of money, a guarantee agency server for generating the guarantee approval information based on the guarantee application information, , Loan agreement information that has made a loan to the cooperative company according to the ordering information, billing information from an ordering company that has been ordered to the cooperative company, and generates reimbursement information A financial institution server accepting membership of the cooperation enterprise according to the member registration information, And transmits the guarantee application information to the financial institution server, and transmits the guarantee application information to the financial institution server, and transmits the guarantee application information to the financial institution server, Receiving the contract information from a financial institution server, requesting registration of a fixed settlement account according to the agreement information to the ordering company server, and registering the ordering information and the guarantee approval information when the fixed settlement account is registered in the ordering company server And transmits the loan execution information to the guarantee institution server when the payment settlement information is received from the financial institution server, and transmits the loan settlement information to the guarantee institution server when receiving the payment settlement information from the ordering company server, Server.

Meanwhile, in the method of supporting the fund for the cooperative enterprise for the cooperative growth of the SMEs of the present invention, the method for supporting the cooperative enterprise fund is provided by registering the cooperative enterprise that requested the membership to the cooperative enterprise, Requesting the ordering information to the ordering company that has ordered the cooperation company when receiving the request information for supporting the financing of funds; receiving the ordering information from the ordering company, Transmitting a guarantee application result to the cooperative company when the guarantee approval information is received from the assurance institution, generating the loan application information and transmitting it to the financial institution, concluding a contract between the cooperative company and the financial institution And when the contract information generated from the financial institution is received, Requesting registration of a fixed settlement account according to the information, transmitting the ordering information and the guarantee approval information to the financial institution when the fixed settlement account registration completion information is received from the ordering company, And transferring the loan execution information to the guarantee institution when the loan execution information is generated by the financial institution server and is received from the financial institution, Transferring the payment information to the financial institution when the payment information is received, and delivering the reimbursement information to the assurance institution when the reimbursement information generated in the financial institution is received.

According to the present invention, the system and method for providing funds to cooperating companies for cooperative growth of SMEs can effectively manage risks through the guarantee of cooperating companies and the use of fixed settlement accounts, By providing liquidity for contracts and order fulfillment, it is possible to strengthen the competitiveness of the private large supply chain by expanding the participation of small and medium enterprises with technological competitiveness.

In addition, it is possible to make payment by favorable conditions such as discount on material purchase or outsourcing payment when instant payment is made by utilizing the funds of POSCO. Therefore, it is possible to improve the profit margin of SMEs, Which can contribute to systematic fund management.

It is possible to expand the customers of guarantee institutions and financial institutions. Prior to the warranty review, it is possible to reduce the risk of assurance decision by providing analysis data such as past data and risk factors for the order, Even after it is done, it can reduce the risk of recall through continuous risk management and monitoring and control of the use of funds.

In addition, if the ordering company introduces the present invention and requests the cooperative company to improve the settlement of the sub-cooperating company through control or recommendation on the use of the coin-financing money, the effect of the payment improvement on the sub-cooperating company can be expected .

FIG. 1 is a block diagram schematically showing a configuration of a cooperating enterprise target fund support system according to an embodiment of the present invention; FIG.
FIG. 2 to FIG. 6 are conceptual diagrams for explaining the operation of the cooperating enterprise target fund support system according to an embodiment of the present invention, and FIG.
FIG. 7 is a flowchart illustrating a method for supporting a cooperating company to provide a coin-operated fund according to an embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other features and advantages of the present invention will become more apparent from the following detailed description of the present invention when taken in conjunction with the accompanying drawings, It will be possible. The present invention is capable of various modifications and various forms, and specific embodiments are illustrated in the drawings and described in detail in the text. It is to be understood, however, that the invention is not intended to be limited to the particular forms disclosed, but on the contrary, is intended to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprising" or "having ", and the like, are intended to specify the presence of stated features, integers, steps, operations, elements, parts, or combinations thereof, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, parts, or combinations thereof.

The terms first, second, etc. may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

Hereinafter, with reference to the accompanying drawings, a detailed description will be given of a system for supporting cooperative enterprises for cooperative growth of small and medium enterprises according to a preferred embodiment of the present invention and a method thereof (hereinafter referred to as " .

FIG. 1 is a block diagram schematically showing a configuration of a cooperating vendor-financed funds support system according to an embodiment of the present invention. FIGS. 2 to 6 are diagrams And is a conceptual diagram for explaining the operation of the system.

Referring to FIG. 1, the system for supporting wire financing of the present invention includes a cooperation enterprise server 100, an ordering company server 120, a guarantee institution server 140, a financial institution server 160, 180).

The cooperative enterprise server 100 generates membership subscription information for registering with the wire financing support system. Referring to FIG. 2 to FIG. 6, the cooperative enterprise server 100 transmits membership subscription information to the wire and money fundraising server 180. That is, the membership subscription information including the membership subscription request, the subscription agreement, and the information subscription agreement is transmitted to the cash advance funding server 180, and when the subscription is approved, the subscription approval information is transmitted to the cash advance funding server 180 And is transmitted to the cooperative enterprise server 100.

In addition, the cooperative enterprise server 100 generates the guarantee application information for supporting the fund. Referring to FIGS. 2 to 6, the cooperative enterprise server 100 generates guarantee application information for supporting the wire money fund, and transmits the application information to the wire money fund support server 180.

The ordering company server 120 generates the ordering information related to the ordering and contract for the cooperative company. 2 to 6, when the guarantee application information is received from the cooperating enterprise server 100 with the wireline funds support server 180, the wireline funds support server 180 transmits the guarantee application information to the ordering enterprise server 120 Request ordering information. The ordering company server 120 generates ordering information for the cooperating company ordered and contracted according to the ordering information request, and transmits the generated ordering information to the financing money providing server 180. The ordering information generated at this time includes the order number, the order name, the order period, the order amount, the person in charge of ordering, the business number of the business partner, the name of the business partner, and the order change.

In addition, the ordering company server 120 registers a fixed settlement account for payment. Referring to FIGS. 2 to 6, when the fixed payment account registration request for paying money is requested from the wire financing money support server 180, the fixed payment account is registered in the ordering company server 120.

Then, the ordering company server 120 generates the payment information related to the payment. 2 to 6, when the payment from the ordering company to the financial institution is completed, the payment information for the payment made by the ordering company server 120 is generated and sent to the money fund server 180 .

The assurance institution server 140 generates assurance approval information in accordance with the assurance application information transmitted through the wire financing support server 180. [ 2 to 6, the guarantee fund information server 180 receives the guarantee application information received from the cooperating enterprise server 100 and the ordering information received from the ordering company server 120 from the assurance institution server 140 ) To perform the warranty application procedure. When the guarantee is approved by the assurance agency, the assurance agency information is generated in the assurance agency server 140 and transmitted to the money fund support server 180. [ As illustrated in FIG. 6, the guarantee approval information may be directly transferred from the assurance institution server 140 to the financial institution server 160.

The financial institution server 160 generates agreement information on the loan agreement with the cooperation company. 2 to 6, when a contract is concluded between a cooperative company and a financial institution, contract information is generated in the financial institution server 160 and transmitted to the financing fund support server 180. [ Herein, the contract information includes the fixed settlement account information, and the fixed settlement account is a virtual account of the name of the cooperative company so that the cooperative company can not freely deposit and withdraw money. It also ensures that all settlements are made to the cooperating company through the fixed settlement account during the commitment period.

In addition, the financial institution server 160 generates loan execution information in which the loan has been executed to the cooperative enterprise according to the order information. 2 to 6, when a loan is executed from a financial institution to a cooperative company, the financial institution server 160 generates loan execution information for the executed loan and transmits the loan execution information to the financial support server 180 do. As illustrated in FIG. 6, the loan execution information may be directly transferred from the financial institution server 160 to the assurance institution server 140.

The financial institution server 160 receives the payment information from the ordering company ordered as a cooperative company and generates reimbursement information. 2 to 6, when payment is completed through the fixed settlement account registered in the ordering company, the payment company information on the ordering company server 120, And is transmitted to the financial institution server 160 through the Venus fundraising server 180. The financial institution server 160 generates reimbursement information and transmits the reimbursement information to the wire and money fundraising server 180. As illustrated in FIG. 6, the redemption information may be directly transmitted from the financial institution server 160 to the assurance institution server 140.

At this time, the cooperative company will automatically redeem the order if the order is completed, and if the order is not used for the loan, the cooperative company will transfer it to the free account to deposit and withdraw money freely. In the case of an order for a completed loan, if the balance remains after the repayment of the loan, the corresponding amount is also transferred to the free withdrawal account. When the borrowing through the fixed settlement account is completed, the reimbursement information is generated in the financial institution server 160 and transferred to the financial support server 180.

The financial support server 180 registers the cooperation company as a member according to the membership information, and transmits the membership approval approval information to the cooperation company server 100. In addition, when the assurance application information is received from the cooperative enterprise server 100, the ordering entity server 120 requests the ordering information. Receives the ordering information from the ordering company server 120 and transmits the same to the assurance institution server 140 together with the assurance application information, and receives the assurance approval information from the ordering company server 120. [

At this time, as shown in FIG. 3, the wire money fund support server 180 generates the order analysis information analyzing the past order information accumulated for the cooperating company, and outputs the order analysis information together with the warranty application information and the order information together with the guarantee institution server 140 ).

That is, when the ordering information for the current order is received from the ordering company server 120, the money ordering support server 180 stores the ordering information for the previous ordering of the subcontractors in a cumulative manner. 180 generates information on the cumulative order placement performed previously by the partner company that received the current order and the order analysis information analyzing the current order and transmits the information to the assurance institution server 140. The order analysis information includes the type of order that the supplier performed in the past, how the payment pattern progressed, and the type of risk in the past. This allows the risk to be minimized before the loan is executed.

The wire money fund support server 180 transmits the guarantee application result received from the assurance institution server 140 to the cooperation enterprise server 100 and transmits the loan agreement application information to the financial institution server 160. Here, the loan application information includes only basic ordering information such as the name of the supplier, the supplier company number, the order number, the order period, and the order amount.

When the agreement between the cooperative company and the financial institution is concluded and the agreement information is received, the wire money funding server 180 requests the ordering company server 120 to register the fixed settlement account according to the agreement information. When the fixed account registration is completed in the ordering company server 120, the ordering information and the guarantee approval information are transmitted to the financial institution server 160. At this time, the ordering information is information for executing the loan.

When the loan is executed from the financial institution to the cooperative company and the loan execution information is generated from the financial institution server 160, the financing fund server 180 receives the loan execution information and transmits it to the assurance institution server 140.

3, when the loan execution information is received from the financial institution server 160 as illustrated in FIG. 3, the financing fund server 180 generates risk management information that monitors the loan fulfillment process, To the server. That is, the risk management information is generated by monitoring the process after the loan is executed (for example, whether the intermediate delivery is performed or whether the delivery is made if the intermediate delivery exists in the order contract condition). Such risk management information includes extending the loan period. The generated risk management information is transmitted from the money fund server 180 to the assurance institution server 140 and the financial institution server 160.

When the payment payment information is received from the ordering company server 120, the money distribution server 180 transmits the payment payment information to the financial institution server 160 and receives the payment information from the financial institution server 160.

The wire financing fund server 180 may perform functions of use management for the loan as shown in FIG. That is, the wire money fund support server 180 receives the fund transfer request information from the cooperative enterprise server 100 and transfers the received funds transfer application information to the financial institution server 160. That is, since the loan is deposited in the fixed account, which is a virtual account, it can not be arbitrarily used by the cooperative company. Therefore, when the cooperative company requests the funds transfer to the money fund server 180, it transfers the funds transfer application information to the financial institution server 160 as a financial institution.

The financial institution server 160 transfers the funds to the secondary supplier in accordance with the fund transfer application, transfers the labor costs and general expenses, and then generates the transfer result information and transmits the information to the financial support server 180. This process can monitor the use of funds. The wire money fund support server 180 receives the transfer result information transferred in accordance with the fund transfer request and transmits the transfer result information to the cooperation enterprise server 100, generates the fund use information using the transfer result information, And the financial institution server 160, as shown in FIG.

Here, the wire money fund providing server 180 may perform the function of controlling the use management of the loan as shown in FIG. That is, when the fund transfer application server 180 receives the fund transfer application information from the cooperative enterprise server 100, the fund transfer server 180 reviews and adjusts the fund transfer application information according to predetermined criteria, and then transfers the fund transfer application information to the financial institution server. For example, when a partner company applies for a cash grant, it registers a usage plan with a cash fund server. At this time, it is checked whether or not the designed cost information and the money transfer application information are identical, and if not, the money transfer application information is corrected.

FIG. 7 is a flowchart for explaining a method for supporting a cooperating company to provide funds to a partner according to an embodiment of the present invention.

Referring to FIG. 7, first, a partner company that has requested a member to join a fund-raising support system is registered as a member (S200). In other words, if the partner company accesses the financial support system and agrees to the membership agreement and information provision with membership application, membership is approved.

When the assurance application information for supporting the financing fund is received from the cooperative company (S205-Y), the ordering information is requested to the ordering company ordered as the cooperating company (S210). That is, when a predetermined cooperating company among the cooperating companies registered in the financing support system for the finances provides a guarantee for funding, it requests the ordering information from the cooperative company.

And transmits the ordering information and the warranty application information provided by the ordering company to the assurance institution (S215). The assurance agency decides whether to approve the assurance for the cooperation enterprise based on the order information and the information about the assurance application.

When the assurance approval information is received from the assurance institution (S220-Y), the assurance application result is transmitted to the cooperating company, and the loan application information is generated and transmitted to the financial institution (S225). At this time, the loan application information includes only basic information related to the ordering such as the name of the business partner, the business number, the order number, the order period, and the order amount.

When agreement information is generated and received from the financial institution after the agreement is concluded between the cooperation company and the financial institution (S230-Y), the request for registration of the fixed account is sent to the ordering company, and the order information and the guarantee approval information are transmitted to the financial institution (S235). That is, when the fixed payment account registration is requested to the ordering company and the fixed payment account is registered in the ordering company server 120, the ordering information and the guarantee approval information are transmitted to the financial institution. At this time, the transmitted ordering information is the ordering information related to the execution of the loan.

When the loan is executed as a partner company and the loan execution information is received from the financial institution (S240), the loan execution information is transmitted to the guarantee institution (S245). When payment of payment from the ordering company to the financial institution is completed and the payment information is received from the ordering company (S250), the payment information is transmitted to the financial institution (S255). The financial institution generates the redemption information based on the payment information, and when the redemption information is received from the financial institution (S260), the redemption information is transmitted to the guarantee institution (S265).

If the order information is received according to step S210, the step of generating order analysis information analyzing the past order information accumulated for the cooperative company, and transmitting the information to the assurance agency together with the request information and the order information . As a result, risk factors can be minimized before the loan is executed.

In step S245, when the loan execution information is received from the financial institution, the risk management information may be generated by monitoring the loan fulfillment process, and the risk management information may be transmitted to the guarantee institution and the financial institution. This makes it possible to monitor the risk factors after the loan is executed.

After the step S245, when the fund transfer application information is received from the cooperative company, the transfer information is transferred to the financial institution, and the transfer result information transferred from the financial institution is transferred from the financial institution to the cooperative company in accordance with the fund transfer application. Then, the fund utilization information is generated using the transfer result information and transmitted to the assurance institution. As a result, it is possible to monitor how cooperating companies are using funds.

In addition, when the application information of the fund transfer is received from the cooperative company, the information is transferred to the financial institution after the review and adjustment according to predetermined criteria, and then the fund transfer application information is received. As a result, the use of funds by cooperating companies can be controlled.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit and scope of the invention as defined in the appended claims. It can be understood that it is possible.

100: Cooperating enterprise server 120: Ordering enterprise server
140: assurance agency server 160: financial institution server
180: Monetary and Financial Support Server

Claims (9)

Cooperation with SMEs for Mutual Growth In the case of a fund-supporting system,
A cooperating enterprise server for generating membership plan information for registering in the above-mentioned financing support system, guarantee application information for supporting financially funded funds, and a plan for using the loan received as a loan fund;
An ordering company server for generating order payment information related to ordering and contracting to the cooperative company and payment settlement information related to payment;
An assurance institution server for generating assurance approval information based on the assurance application information;
Receiving the payment information from the ordering company ordered by the cooperative company and generating the redeeming information; and a payment information receiving unit that receives the payment information from the payment company, Financial institution server; And
Accepting membership to the cooperative company according to the membership subscription information, transmitting the assurance application information and the ordering information to the assurance agency server to receive the assurance approval information, and transmitting the assurance application result to the cooperative enterprise server And transmits the loan agreement application information to the financial institution server, receives the agreement information from the financial institution server, requests the ordering entity server to register the fixed payment account in accordance with the agreement information, When the fund transfer application information is registered in the ordering company server, transmits the ordering information and the guarantee approval information to the financial institution server, transfers the loan execution information to the assurance institution server, And transfers the fund transfer request information to the financial institution server after the review and adjustment according to the use plan, When the payment information is received from the ordering company server, the payment information is transmitted to the financial institution server to receive the redeeming information, and the past order information accumulated for the cooperating company is analyzed Wherein the risk management information is transmitted to the assurance institution server together with the assurance application information and the ordering information, and when the loan execution information is received from the financial institution server, generates risk management information that monitors the loan fulfillment process, And a financial support server transmitted to the server of the financial institution; and a support system for a cooperative enterprise for cooperative growth of small and medium enterprises. delete The method according to claim 1,
The wire money fund support server comprises:
Receiving the transfer result information transferred in accordance with the fund transfer request from the financial institution server and transferring the transfer result information to the cooperative enterprise server, generating funds use information using the transfer result information, To the cooperative enterprise for cooperative growth of SMEs. delete In the method of funding the cooperating enterprises for cooperating enterprises for co-operative enterprise, cooperative enterprise server, order enterprise server, assurance agency server, financial institution server, and cooperating enterprise for mutual growth of SMEs,
(a) registering, as a member, a partner corporation requesting membership to the aforementioned money-making fund support system;
(b) Upon receipt of the guarantee application information for supporting the funds from the above cooperating company and the plan for using the loan received as support for the financing, Requesting ordering information to an ordering company server ordered as a partner company;
(c) if the ordering information is received from the ordering company server, Generating order analysis information analyzing past order information accumulated in the partner company, transmitting the order analysis information to the assurance agency server together with the assurance application information and the order information;
(d) when the guarantee approval information is received from the assurance institution server, the money fund support server transmits the guarantee application result to the cooperative enterprise server, and generates and transmits the loan agreement application information to the financial institution server;
(e) requesting registration of a fixed settlement account in accordance with the agreement information to the ordering company server, when the agreement information generated from the financial institution is received after the agreement is concluded between the cooperative company and the financial institution;
(f) transmitting, when the fixed settlement account registration completion information is received from the ordering company server, the ordering information and the guarantee approval information to the financial institution server;
(g) When the loan is executed from the financial institution server to the cooperative company and the loan execution information generated at the financial institution server is received, the financing support server delivers the loan execution information to the guarantee institution server, And transmits the risk management information to the assurance institution server and the financial institution server. When the funds transfer application information is received from the cooperative enterprise server, And transferring the fund transfer application information to the financial institution server;
(h) when payment from the ordering company to the financial institution is completed and payment settlement information is received from the ordering company server, the money grant server transmits the settlement information to the financial institution server; And
(i) when the reimbursement information generated at the financial institution server is received, the reimbursement information server transmits the reimbursement information to the assurance institution server, How to fund the support system. delete delete 6. The method of claim 5,
(g-1) when the fund transfer request information is received from the partner company server, the fund transfer server transmits the fund transfer application information to the financial institution server;
(g-2) receiving, from the financial institution server, transfer result information transferred in accordance with the fund transfer request, the transfer fund transfer server transmitting the transfer result information to the cooperation enterprise server; And
(g-3) further comprising the step of generating funds use information using the transfer result information and transmitting the generated funds use information to the assurance institution server A method of funding a fund for a company - sponsored financial support system. delete

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