KR101753254B1 - Vicarious Payment Service Method for Acquaintance in Restaurant - Google Patents

Abstract

The method of claim 1, further comprising: receiving a menu request from a first portable terminal of a first customer; Transmitting menu information to the first portable terminal; Receiving an order for food from the first portable terminal; Receiving a proxy payment request for the ordered food from the first portable terminal; Confirming a second customer for the proxy settlement request; Generating a security key for the proxy payment request; Transmitting the security key and the proxy settlement request to a second portable terminal of the second customer; Receiving an acceptance for the proxy payment request from the second portable terminal; Confirming acceptance of the received proxy payment request using the security key; Confirming whether the proxy settlement request is overdue or not; Performing settlement for the proxy payment request with the second portable terminal; And transmitting the result of the payment to the first portable terminal and the second portable terminal.

Description

[0001] The present invention relates to a payment method for a restaurant,

The present invention relates to a payment service method using a portable terminal, and more particularly, to a method of a proxy payment service in which a third party can perform proxy payment at the request of a purchaser.

The present invention relates to a remote proxy payment method that enables a third party located at a remote place to make a payment in real time without paying a specific service fee or a specific product purchase, The method comprising the steps of: receiving a payment request for a specific service fee or a specific commodity purchase fee and a fee charged to an affiliate shop by using a mobile phone of a remote location in a situation where payment is difficult. In particular, the present invention provides a proxy payment method that can be usefully applied in a restaurant.

Credit cards, debit cards, or bank account payment methods are commonly used as payment methods for general commercial or e-commerce transactions. However, the payment system according to the prior art has many inconveniences and technical problems to be applied to electronic commerce. In other words, in the case of a credit card, there is a problem that the youth who have no income or those who can not get a credit card for other reasons can not carry out electronic commerce.

On the other hand, when paying a specific service charge and a specific commodity purchase fee in the off-line, when there is no payment means including the mobile communication terminal, or when the amount of money held is insufficient compared to the payment amount, Lt; / RTI >

In this case, electronic money and payment using a mobile communication terminal for issuing or charging an electronic money account issued by an electronic money management company to a user who conducts electronic commerce and using the electronic money account as security authentication and electronic wallet through the mobile communication terminal Operation method can not be used.

Furthermore, in the case of juveniles with no income or those who have not received a credit card for other reasons, there is a problem that it is more difficult to pay the bill in real time despite the payment amount.

Also, if a person who presents a gift on their anniversary day, such as a birthday, chooses his or her own item online, it may not be a desired gift. If the person who receives the gift orders the desired gift online and directly informs the person who presents it, the person presenting the gift can accurately present the desired item, but the remote payment method for supporting it is not provided.

The present invention provides a method of providing a proxy payment service using a portable terminal that can be conveniently used in a restaurant or the like.

According to an aspect of the present invention, there is provided a proxy payment service method comprising: receiving a menu request from a first portable terminal of a first customer; Transmitting menu information to the first portable terminal; Receiving an order for food from the first portable terminal; Receiving a proxy payment request for the ordered food from the first portable terminal; Confirming a second customer for the proxy settlement request; Generating a security key for the proxy payment request; Transmitting the security key and the proxy settlement request to a second portable terminal of the second customer; Receiving an acceptance for the proxy payment request from the second portable terminal; Confirming acceptance of the received proxy payment request using the security key; Confirming whether the proxy settlement request is overdue or not; Performing settlement for the proxy payment request with the second portable terminal; And transmitting the result of the payment to the first portable terminal and the second portable terminal.

Here, the step of accepting the menu request from the first portable terminal of the first customer may be performed by reading the QR code provided in the restaurant by the first portable terminal.

Here, in the step of transmitting the security key and the proxy settlement request to the second portable terminal, the address of the web page for payment that can perform the proxy settlement can be transmitted.

Here, in transmitting the security key and the proxy payment request to the second portable terminal, the security key may be encrypted and transmitted in a hidden form to the proxy payment request data.

In the transmitting of the security key and the proxy payment request to the second portable terminal, the security key and the proxy payment request may be transmitted in the form of an SMS or MMS message including an address of the payment server.

Here, the MMS message may be generated based on the time information and the random number information at which the proxy payment request is received.

The method may further include performing payment for the ordered food with the first portable terminal upon receiving a rejection of the proxy payment request from the second portable terminal.

The method may further include performing payment for the ordered food with the first portable terminal if the acceptance of the proxy payment request is not accepted from the second portable terminal for a predetermined period of time.

Here, in response to the proxy settlement request, a flag indicating whether to pay for the food information for the order, information about the restaurant where the order was performed, customer information for the first customer, the security key, The method may further include storing the data.

Here, the food information may include information on a food material used for cooking the food.

Here, the proxy settlement request may include information on an estimated time of payment in the restaurant for the proxy settlement request.

Here, the proxy settlement request may include means for accessing the evaluation information on the corresponding food.

When the proxy settlement service method of the present invention according to the above configuration is implemented, there is an advantage that it can be conveniently used in a restaurant or the like.

Brief Description of the Drawings Fig. 1 is a flowchart illustrating an overall structure of a service centering on two customers performing a proxy settlement service and a proxy settlement service server according to an embodiment of the present invention.
FIG. 2 is a schematic diagram showing a case where an agency settlement service according to an embodiment of the present invention is applied to a restaurant business. FIG.
FIG. 3 is a flowchart illustrating a proxy settlement service method performed by the proxy settlement service server of FIG. 1 as a case of proxy settlement for the restaurant food price of FIG. 2;
FIG. 4 is a flowchart illustrating an example of menu and order processing in the restaurant gateway of FIG. 2;
FIG. 5 is a flowchart illustrating an example of a process of performing payment for a proxy payment request of the present invention from the viewpoint of a second portable terminal. FIG.
6 is a flowchart illustrating an example of a process of performing payment for a proxy payment request of the present invention from the viewpoint of a restaurant gateway.
7 is a block diagram illustrating an embodiment of the proxy settlement service server.
8 to 14 are views displayed on a first portable terminal or a second portable terminal during a proxy payment service according to an embodiment of the present invention.

In performing the proxy settlement service according to the present invention, the proxy settlement service server plays a main role. However, in some cases, a payment server for performing proxy settlement, general settlement, or settlement may be separately provided in a financial institution in accordance with regulations. In this case, the proxy settlement service server only transmits a settlement request for payment of a specific transaction And transmits the result, and plays a supportive role in carrying out the message transmission between the parties. In order to collectively refer to this case, it will be referred to as a proxy service server.

Hereinafter, embodiments of the present invention will be described with reference to the drawings.

FIG. 1 is a flowchart illustrating an overall structure of a service centered on two customers performing a proxy settlement service and a proxy settlement service server according to an embodiment of the present invention.

In the figure, the left square area means the first customer side purchasing the item to be settled, and the right square area means the second customer side performing the agency settlement according to the request of the first customer . The middle square area means a proxy settlement service server side that performs proxy settlement according to the idea of the present invention, and performs the procedures shown in the proxy settlement service server. Meanwhile, the first client side performs the processes shown by the portable terminal (smart phone) carried by the first client, and the second client side executes the processes shown by the portable terminal (smart phone) One process is performed.

The proxy payment method of the present embodiment, which is performed in the proxy payment service server as shown in FIG. 1, includes receiving a product list request from a first portable terminal of a first customer (S110); Transmitting a merchandise list to the first portable terminal (S115); Receiving an order for a product from the first portable terminal (S120); Receiving a proxy settlement request for the ordered product from the first portable terminal (S130); Confirming a second customer for the proxy settlement request (S135); Generating a security key for the proxy payment request (S140); Transmitting the security key and the proxy settlement request to the second portable terminal of the second customer (S145); Receiving an acceptance of the proxy payment request from the second portable terminal (S150); Confirming acceptance of the received proxy payment request using the security key (S160); Confirming whether or not the proxy settlement request is overdue (S165); Performing settlement for the proxy settlement request with the second portable terminal (S170); And transmitting the result of the payment to the first portable terminal and the second portable terminal (S180).

The above-described proxy settlement method will be described in more detail as a process of ordering food as the commodities in the restaurant through the proxy settlement service server (or another order management server) and using proxy settlement upon settlement.

FIG. 2 is a structural diagram showing a case where an agency settlement service according to the present invention is applied to a restaurant business.

The representative settlement service system shown in the figure is a smartphone in which a first customer who is a customer of a restaurant is carried and in which a proxy payment application 450 according to an embodiment of the present invention is executed, the first portable terminal 400; A restaurant gateway (200) for providing a WiFi connection to the first portable terminal (400); And a proxy settlement service server 500 for providing a proxy settlement service according to the idea of the present invention. In addition, the electronic settlement may further include a settlement server 600 that performs electronic settlement when a separate authority such as a financial institution is required.

In the proxy settlement service system of FIG. 2, the proxy settlement service server 500 cooperates with the first portable terminal 400 and the second portable terminal (not shown) of the second client to transmit the proxy settlement service shown in FIG. 1 .

The first portable terminal 400 of the first customer can access the proxy settlement service server 500 through the restaurant gateway and the second portable terminal of the second customer can connect to the wireless data communication network The mobile communication network, the LTE network, and the 3G network).

FIG. 3 is a flow chart illustrating a proxy settlement service method performed by the proxy settlement service server 500 of FIG. 1 as a case of proxy settlement for the restaurant food price of FIG.

Hereinafter, the respective steps of FIG. 3 will be described in detail.

In steps S110 and S115, the customer enters into the restaurant as a shop subscribed to the proxy settlement service and enters the billing service server (or another order management server) via the Wi-Fi gateway installed in the restaurant And downloading the menu information of the restaurant.

In this case, the step S120 may be performed by selecting one of the menu information of the downloaded restaurant and transmitting the order to the proxy service server.

In step S130, when the first customer wants to ask a second customer who is his or her acquaintance to pay for the food he / she has ordered, he or she designates the second customer and requests a proxy settlement service to the proxy service server . ≪ / RTI > At this time, although the first customer can perform a proxy payment request as a character or a messenger to the portable terminal of the second customer, the proxy service server receiving the proxy payment request may request the proxy payment request Message to the second customer's portable terminal together with the proxy payment request in step S145.

The proxy settlement according to the present invention may use a general Internet settlement, but it is preferable to use a smartphone settlement in consideration of connection and settlement convenience of a second customer who has to request a proxy settlement to temporarily settle the settlement .

In order to settle the smartphone, software (and / or hardware) for payment security must be installed in advance in the second portable terminal possessed by the second customer. Accordingly, the step S135 may include a step of checking whether software and / or hardware for payment are installed in the second portable terminal.

Alternatively, even in the case of the second customer, that is, those who have an intention to perform proxy settlement on behalf of the acquaintance are previously registered as a member of the proxy settlement service according to the idea of the present invention, and in step S135, 2 You can check if the customer is a subscribed subscriber.

The step S140 of generating the security key for the proxy settlement request satisfies the requirement of high security for the proxy settlement. That is, the security key is used and it is possible to prevent the third party from making a payment with the portable terminal by mistake.

The step S145 of transmitting the security key and the proxy settlement request to the second portable terminal of the second customer (S145) may further include transmitting to the second portable terminal a request message for the proxy payment request, And transmitting the security key to the second portable terminal, wherein the step of accepting the proxy payment request from the second portable terminal comprises the steps of: And operating the second portable terminal to access the payment page according to the address information.

According to the implementation, in step S145, the security key may be encrypted and transmitted in a hidden form to the proxy settlement request data. For example, in step S145, the security key and the proxy settlement request may be transmitted in the form of an SMS or MMS message including the address of the payment server, and may be transmitted in an encrypted form in the SMS or hidden in the MMS.

If the second portable terminal accesses the payment page of the proxy payment service server in step S150, the second portable terminal transmits the received security key together with the proxy payment service server to the second portable terminal. This is because the payment page connection is regarded as a validation for the proxy payment request.

The security key includes information about the payment (product, store, price information, etc.), proxy payment request time information, information (for example, subscription information, mobile phone number, etc.) about the second portable terminal or the second customer Information having a combination of more than one value may be encrypted with a security key. In this case, the proxy settlement service server may open the security key transmitted together with the second terminal indicating the acceptance by the payment page connection to check the contents, thereby correcting the content from the second portable terminal of the second customer, It can be confirmed that the proxy payment is accepted.

Hereinafter, one embodiment of the detailed process of step S160 of confirming acceptance of the transferred proxy settlement request using the security key will be described.

First, the security key for the proxy payment request is generated based on the information of the form of yyyymmsshhmmsss + 5-digit random number using the time information of the proxy payment request received, and the generated security key and the second portable terminal number And stores it in a storage unit (DataBase).

Next, the security key is transmitted to the second portable terminal by including the security key in the proxy payment page link, and when the second customer clicks the link in the second portable terminal, the security key is also returned to the proxy payment service server . When the security key is returned according to the link operation, the proxy payment service server compares the received portable terminal number and the unique key with the value stored in the storage unit (DataBase), and accepts the received proxy payment request Can be confirmed.

Wherein the proxy settlement service server transmits to the proxy settlement service server, the settlement service request to the proxy settlement service server based on at least one of the product information on the order, shop information on the shop on which the order is performed, customer information on the first customer, A step of storing data constituted by flags indicating whether or not payment is made. The step of storing the flag data may be performed together with step S140. In step S160, the information decrypting the security key transmitted from the second portable terminal is compared with the stored information, You can confirm the authenticity of the acceptance of the proxy payment request received.

The proxy settlement service process in FIG. 2 may include providing menu information and ordering the food sold in the restaurant. According to the implementation, the portable terminal can be used only for the ordering process, but it is preferable for the customer who manages restaurants and customers to automate the menu information providing using the portable terminal.

Thus, before the step S120, a step S110 of receiving a product list request from the first portable terminal of the first customer; The menu and order processing in the restaurant gateway 200, including steps S115 and S115, may be performed in step S115 of transmitting the merchandise list to the first portable terminal.

The menu and order processing method in the restaurant gateway 200 shown in FIG. 4 is a method in which when the first customer enters a restaurant where the restaurant gateway according to the present invention is installed, The first portable terminal 400 enters a Wi-Fi communicable area of the wireless AP 240 of the restaurant gateway, and the first portable terminal 400 performs a Wi-Fi connection with the wireless AP 240 (S110 '). According to the implementation, not only the first portable terminal 400 enters a Wi-Fi communicable area of the wireless AP 240 but also reads a predetermined QR code attached to a table or the like of the restaurant after entry, Can be configured to be completed. For example, the web browser of the mobile terminal 400 can access the order management server 500 by accessing the web site recorded in the QR code with the restaurant identification value recorded in the QR code.

The first portable terminal 400 connected to the wireless AP 240 according to a predetermined process is connected to the proxy settlement service server 500 according to the concept of the present invention at step S112 ' A page for ordering the restaurant to be provided may be output to the web browser of the first portable terminal 400.

The proxy settlement service server 500 may transmit menu information about the foods sold in the restaurant to the ordering page (S115 '). That is, the order management server 500 transmits menu information according to the restaurant identification value to the portable terminal 400, and the menu information may be the goods list.

Thereafter, the portable terminal 400 outputs the menu information to the display (S145 '); (S162 ') of transmitting the order information of the food selected by the customer to the service server 500 by the portable terminal 400; Transmitting the order information from the service server 500 to the kitchen display (S186 '); And checking the order information transmitted from the service server 500 (S164 ').

Generally, the QR code read out on a smart phone is used as a means of displaying a URL address to be accessed, and a smart phone reading the URL will launch a web browser and access the website at the URL address indicated. Also in this embodiment, the customer's smartphone reads the QR code and accesses the service server 500 as the website described in the QR code. That is, the web browser of the portable terminal accesses the service server 500 in such a manner that the web browser of the portable terminal accesses the web site recorded in the QR code with the restaurant identification value recorded in the QR code, And can be linked to a page provided.

In another implementation, an NFC tag may be used instead of the QR code. When using an NFC tag, there is an advantage that a higher speed, various types of applications and various additional services can be added.

The service server 500 searches menu information corresponding to the restaurant identification value in the restaurant information DB to transmit menu information according to the restaurant identification value to the portable terminal. The retrieved menu information is transmitted to the smartphone via a Wi-Fi gateway installed in the restaurant.

The menu information may include information on foods that can be ordered in the restaurant and evaluation information on each food. The information (food information) about the food may include a name, a material, a characteristic, a price (price and a discount price) of the food, and the evaluation information of the previous customers who tasted the food is recorded as a kind of review . It is preferable that the restaurant owner directly access the order management server 500 to input the food information, and the evaluation information is separately managed so as not to be modified by the restaurant owner.

When the smartphone displays the menu information on the display, the guest reads the displayed menu information, and when the user selects and inputs (touches) his / her favorite food on the smartphone, And transmits the order information including the identification value of the selected food to the service server 500 via the Wi-Fi gateway. The order information may further include not only the identification value of the food and the quantity of the food, but also specific instructions (Lear, Wardon) about the cooking of the food, and the specific instructions may also be input to the smartphone. Example: Enter check button or text input)

The service server 500 confirms the order information and, if it is a normal order, receives the order and transmits it to the kitchen display of the restaurant. If it is not a normal order (e.g., order for a sold out food), it can be notified to the smartphone to request a reorder.

Employees of the restaurant perform cooking for the food sent to the display and provide it to the guest, and payment (or proxy settlement) for the food of the customer who has finished the meal can be performed.

As the review, the evaluation information and the ingredient information can be applied to make the proxy settlement service according to the idea of the present invention more useful in relation of the parent (guardian) and the child (protected person). For example, a parent may wish to have information about the ingredients or evaluation of a child buying and consuming in a restaurant. In an improved embodiment of the present invention, the form of information belonging to the food information included in the proxy payment request includes information on the food ingredients used for cooking the food and / or means for accessing the evaluation information on the food . For example, the means for accessing the evaluation information may be a link of a web page from which evaluation information of customers who have tasted the food is output. On the other hand, in this case, it is possible to implement evaluation information on the food that the parents paid for the food as the proxy payer. In addition, the evaluation information may include information indicating whether the information is evaluation information of a food consumer or evaluation information of a proxy payer (guardian).

The step of performing settlement for the proxy settlement request with the second portable terminal (S170) comprises: popping up a payment window to the second portable terminal; And receiving a result of the pop-up payment window from the second portable terminal. FIG. 5 illustrates the processes performed by the second portable terminal of the second customer.

5, the second portable terminal receives the security key for the proxy payment request and the proxy payment from the proxy payment service server (S145); (S250) if the rejection instruction is input from the second customer, the rejection is notified to the proxy service server, and if the acceptance instruction is input (S247), the proxy payment page for the proxy payment request is accessed (S250). (S267) of notifying whether or not the acceptance of the acceptance proxy settlement request is overdue from the proxy settlement service server; (S270), if the payment is not overdue, displaying a payment window for proxy payment; And performing proxy settlement in response to the request to the settlement window (S180).

For example, if the proxy settlement request includes a link to the proxy settlement page, the acceptance of the acceptance in step S247 is expressed by the second client touching (clicking) the link on the proxy settlement request screen . In step S250, the secure payment page access request and the security key transmitted in step S145 may be transmitted together.

Referring to the flow chart of FIG. 5, in step S147, the second customer rejects the proxy payment request in step S145, and rejects the proxy payment request from the second portable terminal. Upon receipt, the proxy settlement service server 500 may perform a payment for the ordered product with the first portable terminal. The payment process performed by the first portable terminal is similar to a general payment for mobile payment, and thus a detailed description thereof will be omitted.

According to the implementation, if the proxy settlement service server does not accept the acceptance of the proxy settlement request from the second portable terminal for a predetermined time after the proxy settlement request in step S145, the first portable terminal and the ordered goods And a step of performing a settlement for the settlement of accounts.

In the general restaurant, the predetermined time may be until after the food ordered to the first customer who ordered the food is provided, until the first customer completes the meal and performs the payment of the food.

If the proxy payment service server has not received the payment settlement request for the food requested by the restaurant gateway and the proxy payment service server has not started the proxy payment from the second portable terminal until then, The first portable terminal can be notified that the proxy payment request is not performed.

The process described above by the restaurant gateway 200 of FIG. 2 is shown in FIG. The processes shown in FIG. 6 are easy to apply when post-payment is made after a meal with respect to the food price.

(S310) receiving a settlement request for the requested food from the restaurant gateway; Determining whether the proxy settlement of the second customer is started in response to the proxy settlement request (S350); If it is determined in step S362 that the proxy payment has been initiated, it is notified to the restaurant gateway in step S362. If not, the first mobile terminal is notified that the proxy payment has not been performed in step S368. (S370). ≪ / RTI >

In order to prevent the proxy payment request from being missed when the first customer completes the meal and makes the payment for the food by simply inadvertently refusing the second customer as described above, The request may include information about the estimated time of payment at the restaurant for the corresponding proxy settlement request. For example, from the time when the order is entered, the average time (or the shortest time) from the time when the meal is completed to the time when the payment is made is added to the time at which the proxy payment request is made, And may be included in the proxy settlement request. Alternatively, if the proxy settlement request is made and the food for the proxy settlement request is completed and provided to the first customer in a state where rejection or proxy settlement has not yet been initiated, the proxy settlement service server, It can notify the second portable terminal.

FIG. 7 shows an embodiment of the proxy settlement service server.

The proxy settlement service server shown in FIG. 7 includes a member management unit 510 for registering and managing a buyer member and a seller member; An order management unit 520 for managing a purchase order of goods on a site of a seller member by a buyer member; A mobile settlement unit 530 for performing a mobile settlement for the price of the ordered goods using the registered mobile terminal of the purchaser member; A proxy settlement unit 540 for performing proxy settlement according to the idea of the present invention; A storage unit 560 for storing data on the purchaser member and / or data on the seller member; A security management unit 550 for generating / confirming / managing a security key necessary for the proxy settlement; A data management unit 570 for performing management such as updating / adding / deleting data stored in the storage unit 560 in accordance with membership / withdrawal of the member management unit, and proxy settlement performed by the proxy solving unit 540 ); And an information providing unit 580 for providing the necessary data to the member, which is obtained by processing the data stored in the storage unit 560 and the stored data.

The member management unit 510 provides a web site including a login screen and a member management screen, supports login and member management using a mobile web browser of a mobile phone, and can support an automatic login function. The member management unit 510 may receive the cellular phone information (e.g., a telephone number, a communication company, etc.) carried by the purchaser and necessary personal information at the time of purchaser membership, and may store the personal information in the storage unit. The member management unit 510 stores information on the type of business, store (restaurant), sales food information (e.g., price, menu, manufacturer, calorie, material, raw materials) URL, IP address, etc.), and the like, and store the received data in the storage unit.

The order management unit 520 is for supporting the ordering of food items in the seller member's site (including physical sites such as stores, restaurants, and websites). The order management unit 520 can connect an initial screen of the web browser to the web page for offline purchase of any one of the sellers when the buyer accesses a Wi-Fi using a restaurant gateway located at a physical site of a seller. The offline shopping website may display menu information in the case of the restaurant.

The improved implementation order management unit may collect / store buyer comments or product review information on menu foods of the restaurant.

The mobile payment unit 530 is for performing a mobile settlement for the payment of food ordered / sold in the on-line / off-line purchasing web site by using the registered mobile terminal of the purchaser member. The mobile settlement unit 530 can perform mobile settlement with information on the goods of the specified buyer and the specified seller in the proxy settlement taken over from the proxy settlement unit according to the normal settlement or the idea of the present invention have.

The proxy settlement unit 540 performs most of the proxy settlement process described above in order to perform proxy settlement according to the idea of the present invention.

The security management unit is used to generate a temporary security key for confirming the proxy settlement, and can generate and confirm the security key by applying various known symmetric / asymmetric key algorithms such as 3DES and SEED.

The storage unit 560 may be embodied in a hardware type memory device provided in the proxy settlement service server to store data on the buyer member and / or data on the seller member, It can be implemented as a database in the form of independent hardware outside the server. In the latter case, the proxy settlement service server may further include network communication means for communicating with the database.

The member management unit 580 allocates an information storage space for the registered member to the storage unit 560 when the owner of the restaurant as a new seller member subscribes to the storage unit 560. The member management unit 580 stores the restaurant information of the seller member, And so on. Alternatively, when the new purchaser member joins the member management unit, the member management unit may allocate an information storage space for the registered member in the storage unit 560, and store the portable terminal information of the purchaser member.

The data management unit 570 may be a memory management module that simply allocates a storage space to a server internal memory and performs write / read operations thereto, or records / reads information in an external database (e.g., And access to the data table accordingly).

FIGS. 8 to 14 illustrate a first portable terminal (portable terminal of a first customer as a proxy payment requester) or a portable terminal of a second portable terminal (a portable terminal of a second customer as a proxy solver) Terminal) of the mobile terminal.

FIG. 8 is a screen for selecting a food to be ordered before ordering a food using the portable terminal, and FIG. 9 is a screen for payment for a food price ordered after performing a food order using the portable terminal. When a first customer among the foods displayed on the screen of Fig. 8 selects one and orders it, a payment screen as shown in Fig. 9A or 9B is displayed. The payment by using the payment screen and the notification of the order to the restaurant can be made according to the policy (implementation), the order is entered after the payment is made, or the payment can be waited for after the order is entered first. In the latter case shown in FIG. 9B, the present invention can be applied to a restaurant that performs post-meal settlement. On the other hand, FIG. 9A is a screen in the case of the implementation in which the proxy settlement is an approval of the second customer before ordering, and the order received through the first portable terminal is transmitted to the restaurant server after the acceptance of the proxy settlement. In the payment request screen of FIG. 9A or FIG. 9B, if the first customer wants to buy the button, the proxy settlement can be performed according to the idea of the present invention.

10 to 12 are screens of the first portable terminal while the first customer requests the proxy settlement. As shown in Fig. 10, the first customer designates the second customer as the other party to request the proxy settlement, creates a phrase asking for the proxy settlement, and then, as shown in Figs. 11 and 12, 2 to the mobile terminal.

13A, 13B and 14 are screens of the second portable terminal which has received the proxy payment request. As shown in FIG. 13A, the second customer may receive the proxy settlement request transmitted in accordance with the procedure of FIGS. 10 to 12 in the form of an MMS message or in the form of an SMS message of FIG. 13B. A link to a page (mobile web page) on which a proxy settlement can be performed is attached to the MMS (or SMS) message. When the second customer manipulates (touches) the link, do. In FIG. 14, if the second customer manipulates the button for quitting by the intention of accepting the proxy payment request, the second customer can move to the mobile payment page using the second portable terminal for the food price of the first customer. Since the mobile payment page is almost the same as the general technology, the duplicate explanation will be omitted.

It should be noted that the above-described embodiments are intended to be illustrative, not limiting. In addition, it will be understood by those of ordinary skill in the art that various embodiments are possible within the scope of the technical idea of the present invention.

510: Member Management Unit 520: Order Management Unit
530: mobile settlement unit 540: proxy settlement unit
550: security management unit 560:
570: Data management unit 580:

Claims (12)

A proxy settlement service method performed by a proxy settlement service server,
Receiving a menu request from a first portable terminal of a first customer;
Transmitting menu information to the first portable terminal;
Receiving an order for food from the first portable terminal;
Receiving a proxy payment request for the ordered food from the first portable terminal;
Confirming a second customer for the proxy settlement request;
Generating a security key for the proxy payment request;
Transmitting the security key and the proxy settlement request to a second portable terminal of the second customer;
Receiving an acceptance for the proxy payment request from the second portable terminal;
Confirming acceptance of the received proxy payment request using the security key;
Confirming whether the proxy settlement request is overdue or not;
Performing settlement for the proxy payment request with the second portable terminal;
Transmitting the result of the payment made to the first portable terminal and the second portable terminal; And
If the second portable terminal receives a rejection of the proxy payment request from the second portable terminal or does not accept the acceptance of the proxy payment request from the second portable terminal for a predetermined period of time, Steps to make a payment
, ≪ / RTI &
The proxy settlement request includes:
The estimated time of payment of the food at the restaurant in response to the proxy settlement request - the average time or the shortest time from the time the order is entered to the time at which the payment for the food is completed, And calculating the estimated time of payment of the food at a time.
The method according to claim 1,
The receiving of the menu request from the first portable terminal of the first customer comprises:
And the QR code stored in the restaurant is read out by the first portable terminal.
The method according to claim 1,
And transmitting the security key and the proxy settlement request to the second portable terminal,
And transmitting the address of the web page for payment that can perform the proxy settlement.
The method according to claim 1,
And transmitting the security key and the proxy settlement request to the second portable terminal,
Encrypting the security key and transmitting the encrypted data in a hidden form to the proxy payment request data.
The method according to claim 1,
And transmitting the security key and the proxy settlement request to the second portable terminal,
An SMS or MMS message including the security key and the address of the payment server
To the billing service.
6. The method of claim 5,
Wherein the MMS message is generated based on the time information and the random number information at which the proxy payment request is received.
delete delete The method according to claim 1,
And a flag indicating whether the payment for the order is made, the information about the restaurant where the order is performed, the customer information for the first customer, the security key, and the payment for the proxy payment request Step of storing data
Further comprising the steps of:
10. The method of claim 9,
Wherein the food information includes information on a food material used for cooking the food.
delete The method according to claim 1,
The proxy settlement request includes:
And means for accessing the evaluation information about the food.

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