KR101646691B1 - Service system for oil purchase using credit fund and method for operating the same - Google Patents

Service system for oil purchase using credit fund and method for operating the same Download PDF

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KR101646691B1
KR101646691B1 KR1020150132345A KR20150132345A KR101646691B1 KR 101646691 B1 KR101646691 B1 KR 101646691B1 KR 1020150132345 A KR1020150132345 A KR 1020150132345A KR 20150132345 A KR20150132345 A KR 20150132345A KR 101646691 B1 KR101646691 B1 KR 101646691B1
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oil
card
server
company
bond
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KR1020150132345A
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Korean (ko)
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정성호
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주식회사클로버세븐
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

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  • Game Theory and Decision Science (AREA)
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Abstract

The present invention relates to an oil purchase service system using a credit sale bond and an operation method for the same. The purpose of the present invention is to perform an oil purchase distribution using a credit sale bond. According to the embodiment of the present invention, the operation method for the same includes: a money trust account opening step of opening a money trust account in accordance with a request of an oil distribution management server by a first bank server operated by a first bank; a deposit payment step of paying a deposit to the money trust account by the oil distribution management server; a step of performing prepayment of an oil price to an affiliated gas station by depositing the deposit paid in the money trust account to a bank account of an oil company, by the oil distribution management server; a credit card bond generating step of generating a credit card bond by receiving payment by the credit card from an oil consumer, for sale payment of oil supplied from the oil company, by an affiliated gas station card terminal; a credit card bond transferring step of transferring the credit card bond to the credit card bond to a second bank server which the oil distribution management server designated, by a card company server; a credit card bond repayment transferring step of transferring cash to the first bank server by receiving the repayment of the credit card bond as the cash from the card company, by the second bank server; and a credit sale redemption step of re-transferring the cash transferred from the second bank server to the oil distribution management server, by the first bank server.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system and method for purchasing oil using a foreign trade receivable,

The present invention relates to a system and method for operating a system for purchasing oil using a foreign trade receivable, and a system and a service method for a system for purchasing oil using a foreign trade receivable.

Generally, when a petrol dealer such as a gas station orders oil to an oil refinery, the oil refinery shipped the oil to the tanker.

The existing oil order is made through telephone order, etc., and payment of the card can be made. However, as each petrol station orders oil, there is no oil management company to manage it between the oil company and the gas station, so systematic oil circulation is not realized.

Even if there is a oil management company, there is no way to make systematic oil order settlement between gas stations and oil companies. Therefore, there is an urgent need to develop a means for purchasing a petroleum purchase system that enables systematic oil order settlement between gas stations and oil companies.

Korean Patent Publication No. 10-2006-0024920

The technical problem of the present invention is to enable the purchase and distribution of oil using foreign trade receivables. Further, the technical problem of the present invention is to provide an efficient means for buying and distributing oil.

The embodiment of the present invention is characterized in that the first bank server operated by the first bank opens a money trust account to open a money trust account at the request of the oil circulation management server; A deposit deposit process in which the oil distribution management server deposits a deposit in the money trust account; A step in which the oil circulation management server deposits the money deposited in the money trust account into a financial account of an oil refinery using a deposit to perform a prepayment of a fuel price to a gas station of an affiliated store; A card bond issuance process in which a merchant's gas station card terminal receives card settlement from a oil purchasing consumer as a sales price generated by selling oil supplied from an oil refinery to generate a card bond; The card company server transfers the card bond to the second bank server designated by the oil distribution management server; The second bank server reimburses the card bond from the card company for cash and transfers the card bond to the first bank server; And a foreign exchange transaction re-transfer process in which the first bank server transfers the cash transferred from the second bank server to the oil circulation management server.

And requesting the oil circulation management server to operate the trust asset of the money trust account after the depositing deposit process.

And a profit certificate issuance process in which the first bank server issues an electronic file of a profit certificate that can be paid when the trust asset in the money trust account is disposed after the trust asset management request process is performed .

In the issuance of the certificate of profit, the first bank server issues an electronic file of the senior profit certificate that can receive the dividend according to the disposition of the trust asset in the money trust account, And a process of issuing a senior profit certificate to be transmitted to the server.

In the issuance certificate process, the first bank server issues an electronic file of a subordinate profit certificate, which can receive the dividend on the disposition of the trust asset in the money trust account later than the senior profit certificate, and transmits it to the operator terminal of the merchant gas station A subordinate certificate issuing process to be transmitted.

Wherein the card issuance management server receives a card bond assignment electronic file including an electronic signature for accepting the card bond transfer from the operator terminal of the merchant gas station and transmits the card bond transfer electronic file to the card company server And the card company server transfers the card bond to the second bank server only when the card company has received the card bond assignment electronic file.

The present invention also relates to a petroleum distribution management server for depositing a deposit in a money trust account and depositing the deposit in a financial account of an oil refinery by using a deposit deposited in the money trust account, A first bank server that creates the money trust account at the request of the oil distribution management server, deposits the redemption cash of the card bonds generated due to oil sales at the gas station, and transfers the money to the money trust account established at the oil distribution management server; An affiliated store gas station card terminal that sells the oil supplied from the oil refining company and generates a card bond by receiving a card settlement from the oil purchase consumer as the oil sale price; A card company server for transferring the card bond to a second bank server designated by the oil distribution management server; A second bank server for receiving the card bond from the card company in cash and transferring the card bond to the first bank server; And a wired / wireless communication network for connecting the oil circulation management server, the first bank server, the merchant's gas station card terminal, the card company server, and the second bank server by wire communication or wireless communication.

The first bank server may issue an electronic file of a profit certificate that can be paid when the trust asset in the money trust account is disposed.

The first bank server issues an electronic file of a senior profit certificate that can be received first by paying a dividend according to the disposition of the trust asset in the money trust account and transmits the electronic file to the money distribution management server in which the money trust account is opened, The electronic file of the subordinated profit certificate which can receive the dividend due to the disposition of the trust assets in the account later than the senior profit certificate is issued and transmitted to the operator terminal of the franchisee gas station.

The oil distribution management server receives the card bond transfer electronic file containing the electronic signature that accepted the transfer of the card bond from the operator terminal of the merchant gas station and transmits the electronic file to the card company server, And transfers the card bond to the second bank server only when the file is received.

According to the embodiment of the present invention, it is possible to systematically distribute the oil between the refining company and the gas station by using the foreign trade receivable such as the card bond. In addition, according to the embodiment of the present invention, synergy effect can be expected in business areas including gas station management, oil purchase, order and delivery status, and operation community.

Brief Description of the Drawings Fig. 1 is a view showing oil distribution to a consumer according to a oil purchase service using a foreign trade receivable in accordance with an embodiment of the present invention. Fig.
FIG. 2 is a block diagram of a system for purchasing a fuel using a foreign trade receivable in accordance with an embodiment of the present invention. FIG.
3 is a flowchart illustrating a process of purchasing a fuel using a foreign trade receivable in accordance with an embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and features of the present invention, and how to achieve them, will be apparent from the following detailed description of embodiments thereof taken in conjunction with the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as being limited to the exemplary embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete and will fully convey the concept of the invention to those skilled in the art. And the present invention is only defined by the scope of the claims. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail. It is to be understood that the present invention is not limited to the embodiments disclosed herein but may be embodied in many different forms and should not be construed as being limited to the exemplary embodiments set forth herein. It is provided to let you know. Wherein like reference numerals refer to like elements throughout.

FIG. 1 is a view showing oil distribution to a consumer according to a oil purchase service using a foreign trade receivable according to an embodiment of the present invention. FIG. 2 is a view showing the oil purchase service system using a foreign trade receipt according to an embodiment of the present invention. Fig.

In the following description, the oil may include all chemical substances which can be raw materials such as gasoline, kerosene, light oil, gasoline and the like.

In the present invention, oil purchase is made using foreign trade receivables. The oil circulation management company 50 opens a money trust account in the first bank 10, deposits the deposit in advance, and pays the oil money to the oil refining company 60 in the form of a pre-financing money. That is, when the member shop gas station 40, which is a member of the oil circulation management company 50, orders the oil through the oil circulation management company 50, the oil circulation management company 50 sends the first bank 10 To the oil refinery company 60 and directs the oil to the refueling company gas station 40. The refinery company 60 instructs the delivery engineer to deliver the oil to the franchisee gas station 40 that has ordered the delivery agent so that the delivery is made to the franchisee gas station 40 where the order is requested.

The franchisee gas station 40 supplied with the oil sells the oil to the consumer and transfers the card bond generated by the payment to the second bank 20. The second bank redeems the card bond from the card company 30 in cash and deposits it in the first bank 10 and the first bank 10 deposits it in the oil circulation management company 50 to complete the settlement of accounts .

The present invention relates to a server (hereinafter referred to as a "oil distribution management server") operated by a oil distribution management company 50, a first bank A server operated by a second bank (hereinafter referred to as a 'second bank server') operated by a card company (hereinafter referred to as a 'first bank server' (Hereinafter referred to as "merchant service station card terminal") used for card settlement at the merchant's gas station 40, and a wired / wireless communication network L, which is a communication path of the merchant's gas station card terminal. For reference, the oil circulation management server 500, the first bank server 100, the second bank server 200, the card company server 300 and the like have the same hardware configuration as a typical web server And includes program modules that are implemented in various types of languages such as C, C ++, Jaba, Visual Basic, and Visual C and perform various functions in software. In addition, it can be implemented using a web server program that is variously provided according to operating systems such as dos, window, linux, unix, and macintosh for general server hardware. Typical examples include a Web site used in a Windows environment, Internet Information Server (IIS), and CERN, NCSA, and APPACH used in a UNIX environment.

The wired and wireless communication network L may be connected to a network such as a wired communication or a wired communication network by connecting the oil circulation management server 500, the first bank server 100, the merchant's gas station card terminal 400, the card company server 300, It is a communication network that can go through a VAN network connecting with wireless communication. When the wired / wireless communication network is implemented as a wireless communication network, data is transmitted using a wireless mobile communication network including a base transceiver station (BTS), a mobile switching center (MSC), and a home location register (HLR) Communication can be performed. For reference, a mobile radio communication network includes, in addition to a base station (BTS), a mobile switching center (MSC), and a home location register (HLR), an access gateway (Access Gateway) Data Serving Node), and the like. In addition, when the wired / wireless communication network 100 is implemented as a wired communication network, it can be implemented as a network communication network, and data communication can be performed according to an Internet protocol such as TCP / IP (Transmission Control Protocol / Internet Protocol).

The oil circulation management server 500 requests the first bank server 100 to open a money trust account (S301) as a server operated by the oil circulation management company 50 and deposits the deposit in the opened money trust account (S302). Then, the deposit is deposited into the financial account of the refining company 60 using the deposit deposited in the money trust account, and the prepaid prepaid prepaid amount is paid to the refueling company gas station 40. The oil price is paid in advance in the form of prepayment (prepayment) before the oil is delivered from the oil refinery company 60 to the franchise gas station.

In addition, the oil circulation management server 500 may allow the refunded cash of the card bonds generated through the oil sales to the customer at the merchant's gas station 40 to be deposited from the second bank server 200 into the money trust account, do. For this, the card bond must be transferred from the merchant's gas station 40 to the second bank server 200, and must be approved for transfer of the card bond from the merchant's gas station 40.

The oil circulation management server 500 receives the card bond transfer electronic file containing the electronic signature accepting the card bond transfer from the operator terminal (not shown) of the franchisee gas station 40 and transmits it to the card company server 300 , The card company server 300 transfers the card bond generated at the card service station to the second bank server 200 only when it receives the card bond assignment electronic file.

The first bank server 100 creates a money trust account at the request of the oil circulation management server 500. The first bank server 100 manages the trust assets only when it is requested to operate the trust assets of the money trust account from the oil circulation management server 500 and distributes the profit generated by the asset management of the money trust account And provides it as an electronic file.

Also, the first bank server 100 deposits the redemption cash of the card bonds generated due to the oil sales at the gas station, and transfers the redemption cash to the money trust account established in the oil distribution management server 500. After receiving the card bond generated due to the oil sales at the gas station from the card company server 300 and receiving the card company's payment cycle (about 5 days) after the payment, the money is transferred to the money trust established at the oil circulation management server 500 To the account. Therefore, the oil circulation management server 500 can be settled on the amount paid to the oil refining company 60 for the oil money.

Also, the first bank server 100 issues an electronic file of a profit certificate that can be paid out when the trust assets in the money trust account are disposed of. It is the issuance of the certificate of profit, which is the right to receive the dividend when the trust assets in the money trust account are disbursed, in the form of electronic file. Here, the electronic file includes a money trust account number, an electronic signature of the first bank server 100, a profit certificate rank, a receipt of a profit certificate, and the like.

The first bank server 100 issues an electronic file of the senior profit certificate that can be received first of all by the disposition of the trust assets in the money trust account and sends the electronic profit file to the oil circulation management server 500 where the money trust account is opened And transmits a subordinated reward certificate electronic file to the operator terminal of the franchisee gas station 40 to receive the distribution of the trust assets in the money trust account later than the senior profit certificate. Therefore, the oil distribution company (50) can receive the dividend of the profit certificate first, and then the gas station (40) of the merchant can receive it, so that the trust asset can be refunded to the rightful owner. The operator terminal of the franchisee gas station 40 is a terminal used by an operator and may be a smart phone, a desktop PC, a tablet PC, a slate PC, a notebook computer notebook computer, etc.) can receive letters of credit or e-mail in the form of a certificate of profits.

 The merchant's gas station card terminal 400 is a terminal (for example, a POS terminal) used when card settlement is performed at the merchant's gas station 40. Herein, the franchisee gas station 40 is a gas station registered as a member of the oil circulation management company 50, and registered to order and pay for the oil through the oil circulation management server 500. The oil circulation management server 500 deposits the oil money to the server of the oil refining company 60 through the first bank server 100 and stores the oil money to the oil refinery 60 at the merchant gas station 40 ) To deliver the oil. The server of the refinery company (60) instructs the delivery engineer to deliver the oil to the franchisee gas station (40) ordered.

Therefore, the merchant's gas station card terminal 400 sells the oil supplied from the oil refining company 60, and receives the card settlement from the oil purchasing consumer as the oil sale money, thereby generating the card bond.

The card company server 300 is a server of a card company that operates a financial card such as a credit card or a check card. The card company server 300 is connected to the merchant's gas station card terminal 400 as a second bank server 200 designated by the oil distribution management server 500, To transfer the card bonds generated in.

The second bank server 200 receives cash from the card company and transfers the redeemed cash to the first bank server 100 when the bank card 200 arrives at the banking period (about five days after the card settlement). The first bank server 100 deposits the money into the money trust account established in the oil circulation management server 500, whereby the settlement of the payment according to the oil circulation can be completed.

3 is a flowchart illustrating a process of purchasing a fuel using a foreign trade receivable in accordance with an embodiment of the present invention.

The first bank server 100 operated by the first bank 10 has a money trust account opening procedure S301 for opening a money trust account at the request of the oil circulation management server 500. The money trust account is a trust account in which the first bank 10 is trust-operated according to the presence of the oil distribution management company 50, deposits the oil money to the oil refining company 60 through the money trust account, You receive the cash generated.

The oil circulation management server 500 may have a deposit deposit process S302 for depositing a deposit in the money trust account.

After the depositing deposit process, the oil distribution management server 500 has a trust asset management requesting process (S303) for requesting the trust asset of the money trust account to be operated. And requests the second bank server 200 to operate the trust assets in the money trust account.

When the trust asset management request is received, the first bank server 100 issues a profit certificate (S304, S305) for issuing a profit certificate electronic file that can be paid out when the trust asset in the money trust account is disposed ).

Issuance of revenue certificates may be issued to oil distribution servers and gas stations. For example, in the process of issuing the profit certificate, the first bank server 100 issues an electronic file of a senior profit certificate that can receive a dividend according to the disposition of trust assets in the money trust account, and opens a money trust account To the oil circulation management server 500 (S304).

Also, in the issuance certificate process, the first bank server 100 issues an electronic file of a subordinate profit certificate, which can receive the dividend due to the disposition of the trust assets in the money trust account later than the senior profit certificate, To the operator terminal of the terminal (S305). Herein, the operator terminal of the franchisee gas station 40 is a terminal used by an operator, and may be a smart phone, a desktop PC, a tablet PC, a slate PC, a notebook computer, etc., and receive a certificate of profit in the form of a letter or an e-mail.

When the oil distribution management server 500 receives the order (S306) of the oil from the affiliated shop gas station 40 that is a member of the oil circulation management company 50, the oil circulation management server 500 transmits the order to the first bank server 100 (S307) to the financial account of the refining company 60 by using the deposit deposited in the money trust account through the money deposit account of the refunding company 60 to execute the prepayment of the oil distribution request requested by the franchisee gas station 40, Tell them to ship. The server of the oil refinery company 60 instructs the delivery engineer to deliver the oil to the franchisee gas station 40 that has ordered the delivery, so that the delivery of the oil to the franchisee gas station 40 at which the order is requested is performed (S308).

The franchisee gas station 40 that receives the oil supplies the fuel to the consumer in step S309 and the franchisee gas station card terminal 400 receives the oil supplied from the refinery company 60 as a sale price And a card bond generation process (S310) in which a card payment is received from a consumer to generate a card bond.

The card company server 300 has a card bond transfer process S311 in which the card company server 300 transfers the card bond to the second bank server 200 designated by the oil circulation management server 500. [

In order to transfer the card bond from the franchisee gas station 40 to the second bank server 200, the card bond must be approved in advance from the franchise gas station 40.

To this end, the oil circulation management server 500 receives the card bond transfer electronic file including the electronic signature accepting the card bond transfer from the operator terminal (not shown) of the franchisee gas station 40 to the card company server 300 And the card company server 300 transfers the card bonds generated at the card service station to the second bank server 200 only when the card company 300 receives the card bond assignment electronic file.

The second bank server 200 has a card bond redemption process (S313) in which the card bond is redeemed from the card company in cash (S312) and transferred to the first bank server (100). That is, if the card reimbursement period of the card bond (for example, five days after the card settlement) arrives, the reimbursement can be made in cash, and the reimbursed cash is transferred to the first bank server 100.

The first bank server 100 has a foreign exchange sales process (S314) for transferring the cash transferred from the second bank server 200 to a money trust account opened in the oil circulation management server 500 and making a settlement. Therefore, the oil circulation management server 500 can complete the settlement of the refund for the advance paid through the deposit.

The embodiments of the present invention described above are selected and presented in order to facilitate the understanding of those skilled in the art from a variety of possible examples. The technical idea of the present invention is not necessarily limited to or limited to these embodiments Various changes, modifications, and other equivalent embodiments are possible without departing from the spirit of the present invention.

100: First bank server
200: Second bank server
300: Card company server
400: Merchant Store Gas Station Card Terminal
500: Oil distribution management server

Claims (10)

(Hereinafter, referred to as a 'second distribution server') operated by a first company, a server (hereinafter referred to as a 'second distribution server') operated by an oil distribution management company (Hereinafter referred to as a "card company") operated by a card company, a terminal used for card settlement at a gas station of an affiliated shop (hereinafter referred to as an "affiliated store gas station card terminal") and a wired / The method comprising the steps of: receiving, by a customer, a purchase order service service using a foreign trade receivable,
A step S301 of opening a money trust account in which the first bank server opens a money trust account at the request of the oil circulation management server;
A deposit deposit process (S302) for depositing a deposit to the money trust account in the oil circulation management server;
After the depositing process,
(S303) requesting the oil circulation management server to operate the trust asset of the money trust account; And
After the trust asset management request process,
The first bank server issues an electronic file of the senior profit certificate that can be received first of all by the disposition of the trust assets in the money trust account and transmits the electronic profit file of the senior profit certificate to the petroleum distribution management server Issuing process (S304);
The first bank server issues a subordinated reward certificate electronic file that can receive a payout according to the disposition of the trust assets in the money trust account later than the senior profit certificate and transmits the subordinate reward certificate electronic file to the operator terminal of the merchant gas station, (S305);
A petroleum ordering process (S306) in which the petroleum distribution management server receives a pet order from an affiliated petrol station registered as a member of a petroleum distribution management company;
(S307) a process in which the oil circulation management server deposits the money into the financial account of the refining company by using the deposit deposited in the money trust account through the first bank server;
(S308) a server of an oil refining company causes oil to be delivered to a gas station of an affiliated store where an order for oil is received;
(Step S309), and the merchant's gas station card terminal receives the card payment from the oil purchasing consumer as the sales price generated by the sales of the oil supplied from the oil refinery company, thereby generating the card bond A card bond generating process (S310);
(S311) in which the card company server transfers the card bond to the second bank server designated by the oil distribution management server (S311);
The second bank server receives the card bond from the card company in cash (S312) and transfers the card bond to the first bank server (S313); And
(S314) of transferring the cash transferred from the second bank server to the money trust account opened in the oil circulation management server and making the settlement process,
Before the process of transferring the credit card,
The oil circulation management server receives a card bond transfer electronic file containing an electronic signature for accepting the card bond transfer from the operator terminal of the affiliated shop gas station and transmits the electronic file to the card company server,
Wherein the card company server transfers the card bond to the second bank server only when the card company server receives the card bond transfer electronic file.
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KR1020150132345A 2015-09-18 2015-09-18 Service system for oil purchase using credit fund and method for operating the same KR101646691B1 (en)

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20060024920A1 (en) 2004-07-29 2006-02-02 Denso Corporation Method for positioning dicing line of wafer
KR20100130917A (en) * 2009-06-04 2010-12-14 구경모 Anticipation loan method of oil price
KR20130139530A (en) * 2012-06-13 2013-12-23 엠앤서비스 주식회사 Loan service system based on credit card accounts receivable and method thereof
JP2014186494A (en) * 2013-03-22 2014-10-02 Bank Of Tokyo-Mitsubishi Ufj Ltd Fund transfer control device and method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20060024920A1 (en) 2004-07-29 2006-02-02 Denso Corporation Method for positioning dicing line of wafer
KR20100130917A (en) * 2009-06-04 2010-12-14 구경모 Anticipation loan method of oil price
KR20130139530A (en) * 2012-06-13 2013-12-23 엠앤서비스 주식회사 Loan service system based on credit card accounts receivable and method thereof
JP2014186494A (en) * 2013-03-22 2014-10-02 Bank Of Tokyo-Mitsubishi Ufj Ltd Fund transfer control device and method

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