KR101588238B1 - Integrated payment system using Internet of Things - Google Patents
Integrated payment system using Internet of Things Download PDFInfo
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- KR101588238B1 KR101588238B1 KR1020150099599A KR20150099599A KR101588238B1 KR 101588238 B1 KR101588238 B1 KR 101588238B1 KR 1020150099599 A KR1020150099599 A KR 1020150099599A KR 20150099599 A KR20150099599 A KR 20150099599A KR 101588238 B1 KR101588238 B1 KR 101588238B1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
- G06Q20/123—Shopping for digital content
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
- H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
- H04N21/254—Management at additional data server, e.g. shopping server, rights management server
- H04N21/2543—Billing, e.g. for subscription services
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/20—Servers specifically adapted for the distribution of content, e.g. VOD servers; Operations thereof
- H04N21/25—Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication, learning user preferences for recommending movies
- H04N21/254—Management at additional data server, e.g. shopping server, rights management server
- H04N21/2543—Billing, e.g. for subscription services
- H04N21/25435—Billing, e.g. for subscription services involving characteristics of content or additional data, e.g. video resolution or the amount of advertising
Abstract
Description
The present invention relates to a content management system for supporting purchase of goods in a Smart TV or Smart TV application, a payment relay server for verifying purchase request data transmitted from Smart TV, and providing an API for payment processing through a PG company server The content management system (CMS: Content Management System) is linked with the settlement system of the mobile communication company or the content provider, so that the content provider (CP) ) Provides a tool for evaluating reasonable and accurate profit distribution and performance with contents provider in content management system by managing information of distribution policy and contents providers by contents management system (CMS) Manage the sales information by each product type, manage the Biz attribute for each product type, (CMS) and a content provider (CP) server, the content providing system can provide content for a consistent customer experience by issuing coupons, providing the buyer's mapping payment function, defining the product information, In the integrated payment system consisting of a content management system (CMS) and a billing gateway (BGW), the content management process is segmented from general users' , naming rule, domain policy, object, and so on.
Recently, as the Internet penetration has increased dramatically, e-commerce is being conducted for people all over the world through homogeneous media such as the Internet. E-commerce is generally defined as business to business (BtoB), business to customer (BtoC), customer to customer (CtoC) or business to business government Under the automated information system environment, there is a series of acts to conduct buyer marketing, advertising, procurement, service, production, transportation, purchasing, etc., as well as commerce involving flow of money using electronic media and electronic technologies and means .
Such e-commerce has spread to various fields such as finance, education, and exhibition, and it has been widely used in all forms of commerce transactions supported through networks. Most of the transactions between companies and consumers accounted for a great deal, but in recent years, there is a tendency to shift to transactions between companies and companies.
Through the network, intra-firm transactions are relatively active, while inter-firm inter-firm transactions are rarely achieved. This is because it is not easy to gather information of a large number of companies by country, and it is not easy to handle financial business such as settlement or credit by country.
On the other hand, most of the companies in the past have dealt with the documents related to the purchase order business, the import finance business, the import customs clearance business, and the non-settlement management business.
In recent years, however, due to the enormous scale of business, the introduction of computerized systems has been required to handle each task.
Therefore, a computer system was built and operated for each business division within the company. In other words, conventionally, systems for all purchasing tasks such as a computer system for introducing specific items, a computer system for financing processing, a computer system for processing customs, and a computer system for non-arrival processing have been separately operated .
Through the operation of these systems, various document-based tasks were computerized, enabling more efficient and faster processing.
However, in the past, it was impossible to standardize the information sharing or business quickly because the individual order system operation was processed for the import order business, the import financial business, the import customs clearance business, and the non-settlement management business respectively. (Eg, customs system, insurance company system, shipping company system, etc.) and the partner company's system (eg, accounting system, customer system, etc.).
In addition, it is composed of a content management system and a payment relay server, which supports the purchase of contents through smart TV, provides payment services of various PG companies, and manages sales information for each product according to the sales country in the content management system (CMS) There is not yet an integrated payment system that manages the Biz attribute for each product type, issues a coupon for each product type, provides the buyer's mapping payment function, and can specify product information.
Therefore, it is composed of a content management system for supporting purchase of goods within Smart TV or Smart TV application, and a payment relay server for verifying purchase request data transmitted from Smart TV and providing API for payment processing through PG company server In addition to supporting the purchase of contents through smart TV, it also provides payment services of various PG companies. In the content management system (CMS), sales information is managed for each product according to the sales country, Biz property is managed for each product type, A naming rule, a domain name, and the like in an integrated billing system which is capable of issuing a coupon to a buyer, providing a mapping payment function of a buyer, defining goods information, and configuring a content management system (CMS) and a payment relay server (BGW) Policies, and objects. It is urgently required to develop an integrated payment system using the Internet. It is true.
SUMMARY OF THE INVENTION Accordingly, the present invention has been made keeping in mind the above problems occurring in the prior art, and an object of the present invention is to provide a content management system for supporting purchase of goods in a Smart TV or Smart TV application, And a payment relay server for providing an API for payment processing through a smart TV. The object of the present invention is to provide an integrated payment system using the Internet to provide settlement services of various PGs as well as support purchase of contents through smart TVs.
Another object of the present invention is to provide a contents management system and a contents management system, which are linked to a settlement system of a mobile communication company or a contents provider, by managing a profit distribution policy for each contents provider (CP) Which provides a tool for evaluating a reasonable and accurate profit distribution and performance with a content provider.
Another object of the present invention is to provide a content management system (CMS) which manages sales information for each commodity according to the sales country, manages the Biz attribute for each commodity type, issues a coupon for each commodity type, And to provide an integrated payment system using the Internet, which can specify product information.
It is another object of the present invention to provide a content providing system and a content providing server which are capable of dividing a management process of a content providing use content for a consistent customer experience through an interface between a content management system (CMS) And to provide an integrated payment system using the Internet.
Another object of the present invention is to provide a system and method for providing a standardized table such as term standard, naming rule, domain policy, and object in an integrated payment system composed of a content management system (CMS) and a payment relay server (BGW) System.
According to another aspect of the present invention, there is provided an integrated payment system using the Internet, including a function of downloading a Smart TV application or a content provider (CP) application, A function of requesting payment processing to the PG company server through a payment relay server in the integrated payment system, and a function of the content management system in the integrated payment system to set up a settlement system with the settlement system of the mobile communication company and the content provider A client terminal; A user interface unit having a service function having a content product management, a sale management, analysis statistics and a bulletin board, an operation function having a settlement management, a user management, a rights management and a bulletin board and interworking with a contents provider server, A product management function for managing coupons, a sales management function for managing orders and settlements, canceling orders and settlements, and management of settlement reference information A core business unit having a settlement management function for generating settlement target information and managing the settlement result, and a settlement management function for managing the settlement of accounts and application information, order and settlement, verification of consistency, account and application information, It has the function of providing related API, external interface part that works with PG server through related system, user authority management, support management, A content management system (CMS) including a common section having a function of managing mail and layout; An authentication unit having a function of receiving a purchase request of a Smart TV application from a client terminal and authenticating an ID and a password PW; receiving a payment request for purchase of a Smart TV application from the client terminal; A function of verifying the payment commodity information of a commodity, a price, and a quantity, and transmitting the verified commodity information to a content management system (CMS) interoperability management unit in a content provider (CP) server, A payment relay server (BGW) including an adapter unit having a function of transmitting to a content management system (CMS) management unit in a provider (CP) server; A distribution server having a function of distributing various information of the content management system and the settlement relay server to a client terminal and a PG company server and a function of storing information and inquiring information by turning the content management system and the settlement relay server periodically And a mail server having a function of storing and managing mail received from one or more of a client terminal, a PG server server, a mobile communication company, a settlement system of a content provider, and a content management system Server group, and receives a purchase request and a payment processing request from the client terminal, and supports content management, product management, sales management, settlement management, interface, and common management in a Smart TV or Smart TV application in a content management system Features and Monthly Settlement Report via e-mail (CP) server and the purchase request data transmitted from Smart TV are verified by the payment relay server and the settlement request is transmitted through the connection with the PG server and the content provider server An integrated billing system having a function of providing an API for an application; A function of transmitting contents to a content management system and a seller site in the integrated payment system; a function of providing a content service by transmitting a content managed by the content management system to a client terminal after receiving a payment notice from a PG company server; A content provider (CP) server having a function of receiving a monthly settlement report from a content management system by mail, a function of receiving a payment notice from a PG company server and managing content and payment information; A PG server having a function of receiving a payment processing request according to purchase of goods from the integrated payment system, performing payment, and transmitting payment information to a payment relay server in the integrated payment system and managing the payment information in the content management system; .
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The settlement system of the mobile communication company server and the contents provider server interworking with the contents management system in the integrated payment system and sharing and adjusting the sales information with the contents management system; Further comprising:
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In the present invention, the content provider (CP) server includes a content service unit having a function of receiving a payment notice from a PG company server and then delivering the content managed by the content management system to a client terminal to provide a content service; ; A content management system interlocking management unit having a function of receiving a payment notification from a PG company server and managing content and payment information; .
As described above, the integrated payment system using the Internet of Things of the present invention has the following effects.
First, the present invention relates to a content management system for supporting purchase of goods in a Smart TV or a Smart TV application, a payment relay for verifying purchase request data transmitted from a Smart TV, and providing an API for payment processing through a PG company server Server, it supports purchase of contents through smart TV and provides payment service of various PG companies.
Second, since the content management system (CMS) interlocks with the settlement system of the mobile communication company or the content provider, the present invention manages the profit distribution policy for each content provider (CP) and the information of the content provider, Provide tools to evaluate rational and accurate revenue sharing and performance with content providers.
Third, the present invention provides a content management system (CMS) that manages sales information for each commodity according to the sales country, manages the Biz attribute for each commodity type, issues a coupon for each commodity type, Product information can be specified.
Fourthly, the present invention is a method for providing a content management service (CMS) and a contents provider (CP) server by providing an interface between a content management system (CMS) Lt; / RTI >
Fifth, the present invention provides a standardization table such as a terminology standard, a naming rule, a domain policy, and an object in an integrated payment system composed of a content management system (CMS) and a payment relay server (BGW).
BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a diagram illustrating a configuration of an integrated payment system using an Internet of objects according to an embodiment of the present invention; FIG.
FIG. 2 is a view for explaining a detailed function of a settlement relay server BGW in an integrated settlement system using an object Internet according to an embodiment of the present invention; FIG.
FIG. 3 is a view for explaining a detailed function of a content management system (CMS) in an integrated payment system using an object Internet according to an embodiment of the present invention; FIG.
4 is a view for explaining information management according to interworking between a content management system (CMS) and a settlement system of a mobile communication company server or a content provider server in an integrated payment system using the Internet of objects according to an embodiment of the present invention.
Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description of the present invention, when it is determined that a detailed description of related art or configuration may unnecessarily obscure the gist of the present invention, The description will be omitted, and the terms described below are defined in consideration of the functions of the present invention, which may vary according to the intention or custom of the user, the operator, and the like. Based on the contents of this specification.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an integrated payment system using the Internet according to an exemplary embodiment of the present invention will be described in detail with reference to the accompanying drawings.
FIG. 1 is a diagram illustrating a configuration of an integrated payment system using an object Internet according to an exemplary embodiment of the present invention. FIG. 2 is a flowchart illustrating a billing relay server BGW in an integrated billing system using the Internet, according to an exemplary embodiment of the present invention. FIG. 3 is a view for explaining a detailed function of a content management system (CMS) in an integrated payment system using an object Internet according to an embodiment of the present invention, and FIG. FIG. 3 is a diagram for explaining information management according to interworking between a content management system (CMS) and a settlement system of a mobile communication company server or a contents provider server in an integrated payment system using the Internet according to an embodiment of the present invention.
As shown in FIGS. 1 to 4, the integrated payment system using the Internet of the present invention includes a function of downloading a Smart TV application or a content provider (CP) application, a function of receiving a purchase request of a product A function of requesting payment processing to a PG company server through a payment relay server in an integrated payment system and a function of a content management system in the integrated payment system to set up a settlement system for a mobile communication company server and a content provider server, A client terminal (100) having: A function of supporting content management, product management, sales management, settlement management, interface, and common management in the Smart TV or Smart TV application in the content management system, and a function of supporting the monthly settlement report (CP) server via e-mail, purchase request data transmitted from Smart TV is verified by payment relay server, and payment request from Smart TV is linked with PG server and content provider server An integrated billing system 200 having a function of providing an API for settlement processing through the payment system 200; A function of transmitting contents to a content management system and a seller site in the integrated payment system; a function of providing a content service by transmitting a content managed by the content management system to a client terminal after receiving a payment notice from a PG company server; A content provider (CP)
The function of each technical means constituting the integrated payment system using the Internet of the present invention will be described as follows.
Internet of things (IoT) is a network of connected entities, especially electronic circuits, software, sensors, etc., and provides better value and services through exchange of data with manufacturers (operators) or other devices It is a network of entities with connectivity that can be received.
In addition, ecosystem of smart home (home IoT) is composed of ① wired / wireless network infrastructure construction ② residential smart device → ③ communication standardization for connectivity between smart devices → smart device operation platform → user view platform control device → user value And smart contents.
The
The integrated payment system 200 receives the goods purchase and payment processing request from the
3, the content management system (CMS) 210 includes a content management function, a sales management function, a service function having analysis statistics and a bulletin board, and a service function having a billing management function, a user management function, A user interface unit 211 having an operating function and interworking with a content provider server; A content management function for managing registration, inquiry and approval management of contents, a product management function for managing goods and discount products, a product management function for managing coupons, a sales management function for managing order and payment, canceling order and payment, A core business unit 212 having a settlement management function for managing reference information, generating target information for settlement, and managing a settlement result; The
In addition, the content management system (CMS) 210 manages sales information for each product according to the sales country, manages the Biz attribute for each product type, issues a coupon for each product type, provides a mapping payment function of the buyer , And the product information can be specified.
The content management system (CMS) 210 is linked to a brand management system 700 for managing a brand and an information management system 800 for performing information authentication.
The payment relay server (BGW) 220 includes an authentication unit 221 having a function of receiving a Smart TV application purchase request from the
The payment relay server 220 is interlocked with the information management system 800 that performs information authentication.
The
The contents
Here, the contents
The
The settlement system 500 of the mobile communication company server and the contents provider server is interlocked with the
As shown in FIG. 2, a process of relaying a settlement request in the smart TV in connection with the
As shown in FIG. 4, contents managed by a content management system (CMS) 210 and a settlement system 500 of a mobile communication company server or a content provider server are managed. First, (210) transmits the contents provider information, the exchange rate information, and the order information to the settlement system (500) of the mobile communication company server or the contents provider server on a daily basis. Then, in the settlement system 500 of the mobile communication company server or the content provider server, the settlement result for each seller, the settlement result for each order, and the payment result for each seller are transmitted to the content management system (CMS) 210 on a monthly basis. Thereafter, the monthly settlement report is sent by e-mail from the content management system (CMS) 210 to the content provider (CP)
Accordingly, the content management system (CMS) 210 is interlocked with the settlement system 500 of the mobile communication company server or the content provider server to manage the profit distribution policy for each content provider CP and information of the content provider, (210) to provide a tool for evaluating a reasonable and accurate profit distribution and performance with a content provider.
It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention. It is not.
As described above, the integrated payment system using the Internet of the present invention can be widely applied to the field of Internet settlement related to contents provision.
100: Client terminal 200: Integrated payment system
210: Content Management System 211: User Interface Unit
212: core business unit 213: external interface unit
214: Common part 220: Payment relay server
221: authentication unit 222:
223: Adapter section 230: Common server group
231: Distribution server 232: Batch server
233: Mail server 300: Content provider server
310: Content service unit 320: Content management system interworking management unit
400: PG company server 500: Settlement system
600: Seller Site 700: Brand Management System
800: Information management system (authentication) 900: Relevant system
Claims (6)
A function of downloading a Smart TV application or a content provider (CP) application, a function of transmitting a purchase request of a product to a content management system in an integrated payment system, and a payment processing server A client terminal having a function of requesting a content management system in the integrated payment system to settled sales of a mobile communication company and a contents provider;
A user interface unit having a service function having a content product management, a sale management, analysis statistics and a bulletin board, an operation function having a settlement management, a user management, a rights management and a bulletin board and interworking with a contents provider server, A product management function for managing coupons, a sales management function for managing orders and settlements, canceling orders and settlements, and management of settlement reference information A core business unit having a settlement management function for generating settlement target information and managing the settlement result, and a settlement management function for managing the settlement of accounts and application information, order and settlement, verification of consistency, account and application information, It has the function of providing related API, external interface part that works with PG server through related system, user authority management, support management, A content management system (CMS) including a common section having a function of managing mail and layout; An authentication unit having a function of receiving a purchase request of a Smart TV application from a client terminal and authenticating an ID and a password PW; receiving a payment request for purchase of a Smart TV application from the client terminal; A function of verifying the payment commodity information of a commodity, a price, and a quantity, and transmitting the verified commodity information to a content management system (CMS) interoperability management unit in a content provider (CP) server, A payment relay server (BGW) including an adapter unit having a function of transmitting to a content management system (CMS) management unit in a provider (CP) server; A distribution server having a function of distributing various information of the content management system and the settlement relay server to a client terminal and a PG company server and a function of storing information and inquiring information by turning the content management system and the settlement relay server periodically And a mail server having a function of storing and managing mail received from one or more of a client terminal, a PG company server, a mobile communication company, a settlement system of a content provider, and a content management system Server group, and receives a purchase request and a payment processing request from the client terminal, and supports content management, product management, sales management, settlement management, interface, and common management in a Smart TV or Smart TV application in a content management system Features and Monthly Settlement Report via e-mail (CP) server and the purchase request data transmitted from Smart TV are verified by the payment relay server and the settlement request is transmitted through the connection with the PG server and the content provider server An integrated billing system having a function of providing an API for an application;
A function of transmitting contents to a content management system and a seller site in the integrated payment system; a function of providing a content service by transmitting a content managed by the content management system to a client terminal after receiving a payment notice from a PG company server; A content provider (CP) server having a function of receiving a monthly settlement report from a content management system by mail, a function of receiving a payment notice from a PG company server and managing content and payment information;
A PG server having a function of receiving a payment processing request according to purchase of goods from the integrated payment system, performing payment, and transmitting payment information to a payment relay server in the integrated payment system and managing the payment information in the content management system; And an integrated payment system using the Internet.
A settlement system of a mobile communication company server and a contents provider server interlocked with the contents management system in the integrated payment system, the settlement system of a mobile communication company server and a contents provider server that share and settle sales information with the contents management system; The integrated payment system using the Internet.
The contents provider CP comprises a contents service unit having a function of receiving a payment notice from a PG company server and then delivering the contents managed by the contents management system to a client terminal to provide a contents service; A content management system interlocking management unit having a function of receiving a payment notification from a PG company server and managing content and payment information; And an integrated payment system using the Internet.
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