KR101460894B1 - Portable media cassette and Portable financial system having the same - Google Patents

Abstract

The present invention relates to a mobile media storage device. The mobile media storage device according to an embodiment of the present invention includes: a mobile docking station which can communicate with a mobile banking device; and a mobile media storage box which can be coupled to or detached from the docking station and withdraw or collect the mobile media. The docking station includes a communication unit which transmits payment information to the mobile banking device through a communication network.

Description

[0001] Portable media storage apparatus and portable financial transaction system including the same [0002]

The present invention relates to a portable media storage device and a portable financial transaction system including the same.

Conventional financial instruments for financial transactions include financial automation equipment that provides a number of financial services performed by financial institutions such as banks and village safes. The user can easily execute the desired financial transaction in a short time by simply operating the banking automation device installed in the bank without going through the bank account in the account transfer, balance inquiry, deposit withdrawal and account book clearance.

Due to these advantages of the financial automation equipment, the number of customers, installation number and installation place of the financial automation equipment has been rapidly increased, so that it is possible to find the financial automation equipment anywhere easily.

 However, these financial automation devices have been installed in the above-mentioned financial institution or in a population densely populated place for the convenience of operation of financial institutions such as banks, post offices and the like.

 Therefore, the area where the financial automation equipment is installed and the individuals who are located at a remote place have to travel to the area where the financial automation equipment is installed in order to receive the financial service. Furthermore, in the case of a disabled person who has difficulty in moving, he / she has difficulty in using a remote automation device.

In addition, the automated teller machines require a separate space for installation thereof, which makes it impossible to install them in a narrow space, and it was impossible to carry them due to their size.

Further, in order to use the above-mentioned automated teller machine, the user must have a financial transaction means such as a magnetic transaction card, a bank account, and the like. Therefore, when the financial transaction means is not provided, There is a problem that it can not be received.

Accordingly, in a case where it is difficult for a customer such as a disabled person to visit a financial automation device directly or in a remote area where a financial automation device is not installed, a bank employee has a portable portable media storage such as a portable kit system, It visits the bank and performs bank deposit and withdrawal service.

However, when using a conventional portable financial instrument, it is difficult to store cash in a portable financial instrument due to portability of the portable financial instrument, and the cash is stored in a separate bag and the employee manually withdraws the money.

Thus, there has been a problem in that an accident may occur when an employee manually transfers cash in and out, and an accident such as theft or loss of a cash bag may occur.

Korea Patent Publication No. 2011-0126197

The present invention provides a portable media storage device capable of supporting a stable withdrawal service in a deposit-and-withdrawable device financial transaction system and transferring the withdrawal information to a central server in real time to prevent aft or loss accident caused by manual operation, and a portable financial transaction system including the same I want to.

According to an aspect of the present invention, there is provided a portable media storage device including: a docking station capable of communicating with an external device; And a portable media storage unit which is docked to the docking station unit and stores the medium and deposits or withdraws the medium according to an instruction from the external apparatus.

A portable financial transaction system according to the present invention is a portable financial instrument that can be carried by a user and provides a financial transaction service at the request of a user; And a portable media storage device capable of storing and storing the media and performing the deposit / withdrawal of the media according to an instruction of the portable financial device and transmitting the deposit / withdrawal result to the portable financial device.

This technology has the effect of supporting the stable withdrawal service in the portable financial transaction system and delivering the withdrawal information to the central server in real time, thereby preventing the theft and lost accident caused by the manual operation.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a perspective view of a portable media storage device and a portable financial device according to an embodiment of the present invention,
FIG. 2 is an overall configuration diagram of a portable financial transaction system according to an embodiment of the present invention;
3 is an exploded perspective view of a portable financial transaction system according to an embodiment of the present invention,
Figure 4 is a perspective view of the docking station of Figure 3,
Figure 5 is a perspective view of the media storage of Figure 3,
6A to 6C are perspective views of the cover of Fig.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals whenever possible, even if they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. When a component is described as being "connected", "coupled", or "connected" to another component, the component may be directly connected or connected to the other component, Quot; may be "connected," "coupled," or "connected. &Quot;

The financial device according to an embodiment of the present invention can be used for a variety of media such as banknotes, securities, bills, coins, vouchers, etc. to receive various kinds of media such as banknotes, And the like, and performs a financial task to perform the media processing such as the processing such as the release. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling device, and the like. However, the financial instrument is not limited to the above-described example, and may be a device for automating financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

Hereinafter, a portable media storage apparatus according to the present invention and a portable financial transaction system including the same will be described in detail with reference to FIGS. 1 to 6C.

FIG. 1 is an assembled perspective view of a portable financial transaction system according to an embodiment of the present invention, FIG. 2 is an internal configuration view of a portable financial transaction system, and FIG. 3 is an exploded perspective view of a portable financial transaction system according to an embodiment of the present invention .

1 to 3, a portable financial transaction system according to an exemplary embodiment of the present invention includes a portable financial device 100 and a portable media storage device 200.

The portable financial device 100 performs a financial transaction such as a bank account settlement and bank account receipt and payment processing at a remote place, transmits the result of the financial transaction to a central server (not shown) at a remote place via a communication network, Lt; / RTI >

The portable financial device 100 includes a key input unit 110, a display unit 120, a passbook arrangement unit 130, a storage unit 140, a communication unit 150, a control unit 160, and a connection unit 170 do.

The key input unit 110 is constituted by a button type or a touch type and receives a command for processing a financial transaction service from a user. At this time, the key input unit 110 may include a touch screen for performing financial processing by a touch method. When the key input unit 110 includes a touch screen, the key input unit 110 may display financial processing information, financial advertisement information, and the like. In this respect, the key input unit 110 may be referred to as a display. The display unit 120 displays information such as a financial transaction service progress status and a financial transaction service completion result on a screen. The bankbook organizing unit 130 prints and displays financial transaction details and financial transaction results in a passbook so that a user's passbook can be accessed. The storage unit 140 stores information on overall financial transaction services, such as a financial transaction service status and a financial transaction service completion result. The communication unit 150 communicates with a central server (not shown), and transmits information such as the result of financing transaction service completion to a central server (not shown). At this time, the communication method may be either a wire method or a wireless method, and both communication methods can be implemented.

The control unit 160 controls the operation of each of the components 110 to 150 and 170 as a whole. In particular, the control unit 160 transmits a withdrawal instruction, a count instruction, and the like to the portable media storage device 200, and stores the count result, the withdrawal completion result, and the like in the storage unit 140 And transmits it to a central server (not shown) at a remote place through the communication unit 150. [

The connection unit 170 includes a connection terminal (not shown) to connect the portable media storage device 200 and the cable 214. The portable financial device 100 and the portable media storage device 200 are connected to each other by the cable 214 by wire communication. However, in the portable financial device 100 and the portable media storage device 200, May transmit and receive information in a short-range wireless communication method such as bluetooth, WiFi, irDA, and infrared communication.

The above portable financial instrument 100 may further include a general configuration for a financial transaction service, such as a specification table processing unit (not shown) and a card input unit (not shown).

In addition, the portable media storage device 200 includes a docking station 210, a portable media storage box 220, and a cover 230 as a media cassette.

The docking station 210 is portable and mounted on the floor to secure the portable media storage 220 and performs communication with the portable financial device 100. 2 and 4, the docking station 210 includes a bottom 211, a guide 212, and a communication unit 213. [ The bottom portion 211 has a groove 215 into which the portable media storage box 220 is fitted to secure the portable media storage box 220 so as not to fall over. In addition, the bottom portion 211 is formed wider than the upper surface so as to be stably fixed to the bottom portion. The guides 212 are formed on both side walls of the groove 215 of the bottom portion 211 to help secure the portable media storage box 220 to the bottom portion 211 in a stable position. The communication unit 213 connects a cable 214 connected to the portable financial instrument 100 as a connector. As such, the docking station 210 is coupled with the portable media storage box 220 in a docking manner, so that the docking station 210 can be easily coupled and separated and stably coupled.

4 and 5, the portable media storage 220 includes a main body 221, a handle 222, a locking portion 223, a media inlet / outlet 224, a media storage portion 225, a counting portion 226, And a docking portion 227.

The main body 221 is formed in a form capable of storing cash or a medium such as a check. In the present invention, a main body having a rectangular parallelepiped shape is disclosed. However, the main body 221 is not limited to this shape and may be formed in various shapes and shapes. The handle 222 is attached to the upper surface of the main body 221, is folded when not in use and is contained in the main body 221, and is protruded to be used by the user when being used. The locking portion 223 can further prevent theft and security by controlling the lid of the main body 221 to be locked or opened by a secret code or a secret key. The media input / output port 224 allows media to be input and output from the media storage unit 225. The medium storage unit 225 stores the medium. In the present invention, the medium may include both cash and checks, and the check and the cash may be separately stored and deposited and withdrawn as necessary. The counting unit 227 automatically performs the counting at the time of depositing or withdrawing the medium and transfers the result to the portable financial instrument 100 via the cable 214. [ The docking station 227 is docked to the docking station 210.

The cover 230 includes a support 231, a cover 232, a media guide 233, a media inlet 234, and a media positioning portion 235, as shown in Figs. 4 and 6A to 6C.

The support base 231 has a structure in which the lower bottom surface is formed so as to coincide with the upper surface of the portable media storage box 220, and side walls are formed on both sides and the rear surface, and the front surface is opened. At this time, the side walls on both side surfaces of the support table 231 are formed in a fan shape so that the upper surface has a curved line, so that the lid 232 can rotate along the curved surface of the support table 231.

The lid 232 is attached to be rotatable along the curved surface of the upper surface of the support 231 and is made of a transparent material so that the medium can be seen through the medium inlet 234. The cover 232 is rotated and closed as shown in FIG. 6A. When the cover 232 is rotated as shown in FIG. 6B, the inner medium inlet 234 is exposed.

The medium guide 233 is formed in a direction extending upward from the medium input port 234 of the support table 231, as shown in FIG. 6C. At this time, media guides 233 are formed on both sides of the medium input port 234, and the lengths thereof are formed differently. That is, the media guide 233 in the direction of the lid 232 is formed lower than the media guide 233 in the direction of the support 231, so that the media can be easily drawn out. The medium input port 234 is formed so as to coincide with the medium input port 224 of the portable medium storage box 220 so that the medium moved from the medium input port 224 is ejected forward through the medium input port 234, The medium strikes against the cover 232 and is piled up in the front medium positioning portion 235. [

Hereinafter, a method of installing the portable media storage device 200 will be described with reference to FIG.

First, the cable of the docking station 210 is connected to the portable financial institution support 231. Thereafter, the portable media storage box 220 is fitted and fixed in the groove 215 of the docking station 210. Then, the cover 230 is fitted to the upper portion of the portable media storage box 220. 1, a portable media cassette 200 is provided.

Therefore, the portable media storage device 200 of the present invention can be used by combining the docking station 210, the portable media storage box 220, and the cover 230 only when they are used, easy.

In addition, the portable portable media storage 220 of the present invention has an automatic counting function to solve problems such as count errors, and has a locking function to prevent theft or loss of cash, So that the status of the media deposit / withdrawal can be automatically and automatically transferred to the central server (not shown) through the portable financial device 100, thereby accurately and quickly grasping the status of the media deposit / withdrawal.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program can be stored in a computer-readable storage medium, readable and executed by a computer, thereby realizing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: Portable financial instrument 200: Portable media storage device
110: key input unit 120:
130: passbook organizing unit 140: storage unit
150: communication unit 160:
170: connection part 210: docking station
211: bottom part 212: guide
213: communication unit 220: portable medium storage box
221: main body 222: handle
223: locking portion 224: media inlet / outlet
225: Media storage unit 226:
230: Cover 231: Support
232: cover 233: media guide
234: Media input port 235: Media position part

Claims (10)

A portable docking station capable of communicating with portable financial instruments; and
And a portable media storage capable of being coupled to and detachable from the docking station and capable of withdrawing and counting media,
The docking station includes:
And a communication unit for transmitting the transaction information related to withdrawal and counting of the medium to the portable financial device through a communication network,
Wherein the transaction information is transmitted to the central server by the portable financial device. The method according to claim 1,
And a cover for covering the portable media storage. The method according to claim 1,
The docking station includes:
A bottom having a groove to be docked with the media storage; And
A guide for guiding the docking of the portable media storage box provided on both side walls of the groove in the bottom portion,
Further comprising: a storage unit for storing the portable medium. The method according to claim 1,
Wherein,
Wherein the portable medium storage device performs wired communication or wireless communication. The method according to claim 1,
The portable media storage
A media storage for storing the medium;
A media input / output unit through which the media is deposited and withdrawn;
A counting unit counting the media deposited and withdrawn in accordance with an instruction of the portable financial instrument and transmitting the result to the portable financial instrument; And
The docking station
Wherein the portable medium storage device comprises: The method of claim 2,
The cover
A support coupled to an upper surface of the portable media storage;
A cover rotating along the upper surface of the support; And
A medium guide for guiding the medium drawn out from the portable medium storage box to be discharged to a predetermined position,
Wherein the portable medium storage device comprises: The method of claim 6,
Wherein the cover comprises:
Wherein the storage medium is formed of a transparent material. A portable financial instrument for performing financial transactions including remittance and counting of media at a remote location;
A portable docking station capable of communicating with the portable financial device; And
And a portable media storage capable of being coupled to and detachable from the docking station and capable of withdrawing and counting the media,
The portable financial device includes:
And a communication unit for receiving information related to the financial transaction from the portable media storage via a communication network and transmitting the information to a central server. The method of claim 8,
The portable financial device includes:
A communication unit for communicating with a central server at a remote site;
A connection unit for performing communication with the docking station; And
When a deposit / withdrawal request is received from a user, the deposit / withdrawal command is transmitted to the docking station via the connection unit, and when the deposit / withdrawal result is received from the docking station,
A portable financial transaction system. The method of claim 9,
The portable media storage unit includes:
And when the receipt and payment instruction is received from the portable financial device through the docking station, the medium is automatically counted.

Images