KR101288643B1 - A temporary stacking apparatus and financial device - Google Patents

Abstract

The present invention relates to a temporary integrated device and a financial device.
According to an aspect of the present invention, a temporary integration device may include: a frame in which a space in which a medium is integrated is formed to temporarily accumulate the medium; A media inlet and outlet formed on one side of a space in which the media is temporarily integrated; An opening and closing unit for opening and closing the media inlet and outlet; An integration unit for introducing a medium into an integrated space in the frame; And a pickup unit for picking up a medium integrated in the integration space.

Description

A temporary stacking apparatus and financial device

The present invention relates to a temporary integrated device and a financial device.

Generally, a financial instrument is a device that automatically processes a financial task desired by a customer. The financial instrument can import or withdraw a medium (for example, banknotes, checks, securities, gift certificates, etc.), or automatically transfer the medium.

The financial device generally includes a media storage box for storing the media and a temporary accumulation device for temporarily accumulating the media drawn in through the media access unit. In this case, the media storage box includes a cassette in which the medium is stored, a recovery unit in which the abnormal medium is stored, and the like.

Such financial devices are operated unattended and can be operated by customers to handle their financial affairs in general.However, in recent years, they are placed in a window where a cashier is located so that the cashier's money is automatically settled by the cashier. The financial instruments for cashiers are used a lot.

In the conventional financial instrument for cashiers, the cashiers are handed the customer's money and then put it into the media entrance, where the customer monitors whether the cashier is properly injecting the money, and the cashier feels that he is being monitored by the customer. Because you put in money, work can be inconvenient.

Therefore, a financial device was developed that photographed the cashier's input and showed it to the customer using a separate display device.However, manufacturing cost increases due to the additional installation of cameras and display devices. There is a problem that can feel uncomfortable.

SUMMARY OF THE INVENTION An object of the present invention is to provide a temporary integration device and a financial device that allow a customer to perform a media introduction operation by themselves, thereby eliminating the concern of dispute between the customer and the employee, and allowing the employee to conveniently handle the medium through the temporary integration device. .

According to an aspect of the present invention, a temporary integration device may include: a frame in which a space in which a medium is integrated is formed to temporarily accumulate the medium; A media inlet / outlet formed at one side of a space in which the media is temporarily accumulated, for manually ejecting the media accumulated in the space or manually injecting the media into the integrated space; An opening and closing unit for opening and closing the media inlet and outlet; An inlet formed in the frame and for introducing a medium for temporary integration into the frame; An integration unit for introducing the medium introduced through the entrance into the integrated space in the frame; A pickup unit for picking up a medium integrated in the integration space; It is formed in the frame, and includes an outlet for withdrawing the medium picked up from the pickup.

According to another aspect, a financial device includes a media access unit for introducing or withdrawing a medium; A media storage box for storing the media; And a temporary accumulator arranged on the opposite side of the media entrance, for temporarily accumulating a medium to be drawn in or withdrawn through the media entrance, wherein the temporary accumulator is configured to temporarily accumulate the medium in an integrated space. Is an inlet through which the media is introduced, an outlet for withdrawing from the integrated space for processing of the media integrated in the integrated space, a medium for manually ejecting the media integrated into the integrated space or manually feeding the media into the integrated space. It includes an entrance and exit.

According to the present invention, it is possible to solve the distrust between the customer and the staff by allowing the customer to directly input the media, and if necessary, the staff can open or close the temporary integration device to enter or withdraw the media to improve the efficiency of the work You can.

1 is a view schematically showing the configuration of a financial device according to a first embodiment of the present invention.
2 is a view schematically showing the configuration of a financial device according to a first embodiment of the present invention.
3 is a view schematically showing the configuration of a temporary integration device according to a first embodiment of the present invention;
4 is a diagram schematically showing a configuration of a temporary integration device according to a second embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. In adding reference numerals to the components of each drawing, it should be noted that the same reference numerals are assigned to the same components as much as possible even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In addition, in describing the components of the embodiments of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are only to distinguish the components from other components, and the nature, order, order, etc. of the components are not limited by the terms. If a component is described as being "connected", "coupled" or "connected" to another component, that component may be directly connected or connected to that other component, but there may be another component between each component. It will be understood that may be "connected", "coupled" or "connected".

The financial device according to an embodiment of the present invention, for example, obtains various media such as banknotes, securities, giro, coins, gift certificates, etc., and processes such as deposit processing, giro storage, gift certificate exchange, and / or withdrawal processing, release of giro, gift certificates. It is a device for performing financial affairs to perform media processing, such as processing such as release. An example of such a financial device may be an ATM (Automated Teller Machine) such as a Cash Dispenser (CD) and a Cash Recycling Device. However, the financial instrument is not limited to the above-described example, and may be a device for automating financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

Hereinafter, a temporary integrated device and a financial device according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 and 2 are diagrams schematically showing the configuration of a financial device according to a first embodiment of the present invention, Figure 3 is a diagram schematically showing the configuration of a temporary integration device according to a first embodiment of the present invention.

1 and 2, the financial device 1 according to the first embodiment of the present invention includes a main body 10 in which a plurality of parts are embedded. The main body 10 may include a medium lead-out unit 11 for taking out the medium, a medium lead-in unit 12 for entering the medium, and a recognizer 13 for discriminating the medium. In the present specification, the media lead-out unit 11 and the media lead-in unit 12 will be referred to as media entry unit 11, 12.

The present invention may be a financial device (1) used for accounting, wherein the media access portion (11, 12) is provided on the side facing the customer in the main body (10). If the clerk receives the media from the customer and inputs the medium into the media entrances 11 and 12, the customer monitors whether the clerk inputs the medium correctly, thereby creating distrust between the customer and the clerk. Therefore, the present invention places the media access portions 11 and 12 in the direction of the customer so that the customer can directly enter or withdraw the media through the media access portions 11 and 12, so that the customer can process the work of the staff. Do not let distrust occur. At this time, as the customer introduces the medium through the media access units 11 and 12, the accountant checks the amount of the medium to be introduced into a separate window terminal (not shown).

In addition, the main body 10 is a temporary storage device integrated device for temporarily accumulating the media storage (15, 16, 17) for storing the media, and the media to be inserted or withdrawn through the media access portion (11, 12) 20 may be included.

The media storage boxes 15, 16, and 17 may include a recycling box (not shown) for storing incoming media, a recovery unit (not shown) for storing abnormal media, a cassette for storing media, and the like. It is a comprehensive concept including all the modules provided in (1) and capable of storing the media inflow. In this specification, the case where the media storage boxes 15, 16, and 17 are cassettes will be described. Of course, the media storage box 15, 16, 17 of the present invention is not limited to the cassette.

The temporary accumulator 20 temporarily accumulates a medium to be inserted or withdrawn through the media access portions 11 and 12, and the medium is inserted into the temporary accumulator 20 or the temporary accumulator device. One side is formed to be openable and closeable so as to be drawn out from the inside of 20. General media entry and exit is done by the customer, but the staff should handle the media separately if necessary. In this case, the accountant may open one side of the temporary integration device 20 to inject the medium into the temporary integration device 20 or withdraw the medium from the temporary integration device 20 to smoothly process the medium.

The temporary aggregator 20 may be provided in a direction from the main body 10 toward the field source as opposed to the media entrances 11 and 12. If the staff has to deal with the media through the media entrances (11, 12), they must move away from the counter and move to the customer's seat to handle the media. Security issues can arise as the location handles media ingress. In addition, since the media access portions 11 and 12 have a very limited number of media that can be loaded into and out at a time, it takes a long time to process a large amount of media at once.

Therefore, according to the present invention, the temporary integration device 20 provided in the direction of the circle is formed in a form that can be opened and closed, and when the introduction or withdrawal of the medium is required, the source can easily enter and exit the medium after opening the temporary integration device 20. Make sure

At this time, the temporary integration device 20 may be provided with a confirmation window (not shown) for allowing the accountant to check the amount of the medium accumulated in the temporary integration device 20 on one side. Therefore, the accountant can visually check the amount accumulated in the temporary integration device 20 to easily determine whether the media is required to be pulled in or pulled out.

The temporary integration device 20 is the same as the temporary integration device 20 of FIG. 3 to be described later, and the confirmation window is the same as the confirmation window (not shown) of the temporary integration device 20 of FIG. 3 to be described later. , Detailed description will be omitted.

Referring to FIG. 2, in the financial device 1 according to the first embodiment of the present invention, when a customer introduces a medium through the inlet 12, the medium is classified after being recognized through the recognizer 13. Once determined, it is integrated into the temporary integration device 20. After that, when the customer confirms the incoming amount and approves the transaction, the media accumulated in the temporary accumulation device 20 is moved to the media storage boxes 15, 16, and 17. In this case, it may be discriminated again through the recognizer 13.

On the other hand, when the customer cancels the transaction or when the recognizer 13 determines that the counterfeit right or the damaged medium, the medium passing through the recognizer 13 is not integrated into the temporary aggregator 20, but the withdrawal unit 11 Is returned to the customer. Alternatively, the medium accumulated in the temporary integration device 20 is conveyed to the takeout unit 11.

In addition, if the customer is required to withdraw the medium, if the present invention is used as a cashier financial device 1, after the medium is withdrawn from the media storage box (15, 16, 17) by the operator's operation, the recognizer (13) is removed. After discrimination, the medium reaches the withdrawal unit 11 and is provided to the customer.

Therefore, when the present invention is used as the financial instrument 1 for the cashier, the customer can directly inject the medium to ensure the trust of the customer, and the cashier can conveniently enter the medium through the temporary integration device 20 or By making withdrawals, you can increase the efficiency of your work.

Referring to FIG. 3, the temporary integration device 20 according to the first embodiment of the present invention may include a frame 21, a media inlet / outlet 22, an opening and closing portion 23, a conveying roller 24, and a feed roller ( 25, a feed roller, a pick-up roller 26, and a separation roller 27 are included.

In the frame 21, a space in which the medium is integrated is formed to temporarily accumulate the medium. The medium accumulated in the frame 21 means a medium that is to be replenished in the media holders 15, 16, or 17 which are entered by the customer through the media entrances 11 and 12.

The space in which the medium is integrated may be in the form of a rectangular parallelepiped in order to accumulate a large number of rectangular-shaped media, but an inner upper end may be inclined. This is to prevent the phenomenon that the medium is bent during the fall by allowing the medium drawn into the frame 21 by the feed roller 24 to be inclined at an angle.

The media inlet / outlet 22 is formed at one side of a space where the media is temporarily accumulated so that the media can be input or withdrawn by a source. The accountant may accumulate media in the frame 21 through the media inlet and outlet 22 to replenish the media in media storage 15, 16, 17. At this time, the media inlet and outlet 22 may have a size such that the media bundle can be easily introduced by the source. This is to ensure that the staff can replenish large amounts of media quickly.

In addition, the cashier inputs / retracts the medium through the temporary aggregator 20 during the transaction with the customer or the employee's own work, and counts the medium, replenishes the medium to the cassette, or withdraws the medium from the cassette. It can handle various tasks. In other words, the temporary integration device 20 may function as a separate media access unit provided on the source side.

The opening and closing section 23 opens and closes the medium inlet and outlet 22. When the accountant determines that the medium needs to be replenished, the clerk opens the opening / closing part 23 to inject the medium. If the media inlet / outlet 22 is always open, there is a risk that the media stored in the temporary aggregator 20 is stolen, and thus the media inlet / outlet 22 should be normally closed by the opening and closing part 23.

The opening and closing part 23 may be hinged to one side of the frame 21 to be rotated, and specifically, the opening and closing part 23 may be hinged to a lower outer side of the media inlet and outlet 22. This is because if the hinge 23 is coupled to the upper portion of the media inlet and outlet 22, the opening and closing portion 23 is rotated by the weight of the opening and closing portion 23 while the attendant inputs the medium through the media inlet and outlet 22. This is because the media inlet and outlet 22 can be sealed.

At this time, since the opening and closing part 23 may be damaged if it is forcibly rotated, the present invention is provided in close proximity to the engaging portion of the opening and closing part 23 and the medium inlet and outlet 22, the buffer for limiting the opening and closing angle of the opening and closing part 23 It may further include a member (not shown).

The shock absorbing member is formed of an elastic material such as rubber, and presses a part of the opening / closing part 23 when the opening / closing part 23 rotates, thereby limiting the rotation angle of the opening / closing part 23. If the opening and closing portion 23 is rotated without limitation, the rotating opening and closing portion 23 hits the frame 21 may damage the opening and closing portion 23 or the frame 21, or the hinge portion of the opening and closing portion 23 may be broken Because it can.
The temporary integration device 20 has an inlet (not shown, but is the upper right side of the frame) into which the temporary media is to be drawn in, and an outlet for discharging the temporarily stacked media (not shown, but is the bottom right of the frame).

The feed roller 24 introduces a medium into the frame 21. A pair may be provided to transfer the medium, and a friction member (not shown) may be provided on the surface of the transfer roller 24 to facilitate the transfer of the medium.

In another embodiment, a media may be provided with one feed roller 24 and one driven roller (not shown) to assist the feed at a position corresponding to the feed roller 24. In this case, a pair of the transfer roller 24 or the transfer roller 24 and the driven roller may be referred to as an integrated unit.

The transfer roller 24 may be provided on the upper side of the frame 21. That is, the media drawn into the frame 21 by the transfer roller 24 may be accumulated by falling by gravity. Of course, although not shown in the drawings, other integration aids for assisting in the integration may be further attached. Such integrated assistants may use well-known configurations, and thus detailed description thereof will be omitted.

The pickup roller 26 is installed close to the feed roller 25 to pick up the integrated media one by one. The pickup roller 26 may be installed at a lower portion of the space in which the medium is drawn in the frame 21. The pickup roller 26 may apply a friction force to the medium accumulated at the bottom of the frame 21 to apply the medium. You can pick up.

The feed roller 25 conveys the medium picked up by the pickup roller 26. At this time, the feed roller 25 may cooperate with the separation roller 27 to convey the medium. The separation roller 27 may be operated by the pickup roller 26 in cooperation with the feed roller 25. Allow them to be transported one by one. The medium may be conveyed between the pickup roller 26 and the separation roller 27. That is, the medium picked up by the pickup roller 26 is conveyed by the feed roller 25, since the separation roller 27 rotates or stops in the opposite direction to the rotation direction of the feed roller 25, so that the feed roller Only one medium can be conveyed between the 25 and the separation roller 27.

The feed roller 25, the pickup roller 26, and the separation roller 27 may be provided on the lower side of the frame 21, and the surface of each roller may provide frictional force to the medium as described in the transfer roller 24. A friction member (not shown) for supplying may be provided, and the friction member may use an elastic material such as rubber. The feed roller 25, the pickup roller 26, and the separation roller 27 may be referred to as a pickup unit.

In addition, the present invention may further include a confirmation window (not shown) for allowing the source member to check the media integrated in the frame 21. The confirmation window may be formed on one side of the frame 21 or the opening and closing part 23, and may be formed of a transparent material such as glass or transparent plastic.

Therefore, the clerk can visually check the amount of the medium accumulated in the temporary integration device 20 through the confirmation window even if the cleaver 23 is not opened or closed, thereby preventing unnecessary opening and closing, improving security, and the clerk conveniently. The efficiency of work can be improved by allowing the user to check whether the media is required to be withdrawn or withdrawn.

In addition, the present invention may further include a locking portion (not shown) for limiting the opening and closing of the opening and closing portion 23. The locking part may be installed in the frame and provided close to the opposite side of the side hinged from the opening and closing part 23 to block rotation of the opening and closing part 23.

The locking unit recognizes a key, a card that proves the identity of the clerk, a fingerprint of the clerk, etc. and protrudes a projection (not shown) to hold the end of the opening / closing unit 23 to maintain the lock state. When the protrusion is recessed, the opening and closing part 23 may be rotated. At this time, the protrusion may limit the rotation of the opening and closing portion 23 in a form surrounding one end of the opening and closing portion 23, or a portion of the protrusion is inserted into the opening and closing portion 23 to lock the opening and closing portion 23. You can do that.

4 is a cross-sectional view of a temporary integration device according to a second embodiment of the present invention.

Referring to FIG. 4, since the temporary integration device 20 according to the second embodiment of the present invention differs from the first embodiment only in the opening / closing structure of the opening / closing unit 23, description of the rest of the configuration will be omitted. .

Opening and closing portion 23 may be slidingly coupled to the media inlet and outlet 22. That is, in the first embodiment, the opening and closing portion 23 may be hinged to one side of the frame 21, but in the second embodiment, the opening and closing portion 23 slides on the medium entrance and exit 22 to open the medium entrance and exit 22. Can open and close. The direction in which the opening and closing part 23 is slid may be up and down, left and right, etc. and is not limited to a specific direction.

At this time, one end of the frame 21 may be inserted into the end of the opening and closing part 23 to guide the guide (not shown) to guide the opening and closing 23, or the end of the opening and closing 23 A slide roller (not shown) is provided at a portion where the frame 21 is in contact with the frame 21, so that the opening and closing part 23 slides smoothly by the rotation of the slide roller to open and close the media inlet and outlet 22.

In addition, the present invention may further include a blocking member (not shown) formed at one side of the frame 21 in which the media inlet and outlet 22 is formed to limit sliding of the opening and closing part 23. This is because, when the opening and closing portion 23 is sliding without limitation, the opening and closing portion 23 can be completely separated from the frame 21 to be separated. Therefore, the opening and closing part 23 may be prevented from being separated by using the blocking member. In this case, the blocking member may be made of rubber or the like to absorb the impact applied when the opening and closing part 23 is slid to strike the blocking member. It may be made of an elastic material.

In addition, unlike the first embodiment, in the second embodiment, the locking part (not shown) is installed on the frame 21 and protrudes a protrusion (not shown) at a portion where one end of the opening and closing part 23 is located. By doing so, the sliding operation of the opening and closing part 23 can be blocked. That is, the opening and closing portion 23, both the movement by the locking portion and the blocking member is blocked, it can be firmly fixed in a sealed state the media inlet and outlet 22. Of course, when a key or the like is recognized, the locking unit may recess the protrusion so that the opening and closing unit 23 is slid to open the media entrance / exit 22.

In the above description, it is described that all the components constituting the embodiments of the present invention are combined or operated in one, but the present invention is not necessarily limited to these embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, the terms "comprise", "comprise" or "having" described above mean that a corresponding component may be included unless otherwise stated, and thus, other components are excluded. It should be construed that it may further include other components instead. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. Terms used generally, such as terms defined in a dictionary, should be interpreted to coincide with the contextual meaning of the related art, and shall not be interpreted in an ideal or excessively formal sense unless explicitly defined in the present invention.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention. Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas falling within the scope of the same shall be construed as falling within the scope of the present invention.

1: financial device 20: temporary integration device
21: frame 22: media entry and exit
23: opening and closing portion 24: feed roller
25: feed roller 26: pickup roller
27: separation roller

Claims (10)

A frame in which a space in which the media is integrated is formed to temporarily accumulate the media;
A media inlet / outlet formed at one side of a space in which the media is temporarily accumulated, for manually ejecting the media accumulated in the space or manually injecting the media into the integrated space;
An opening and closing unit for opening and closing the media inlet and outlet;
An inlet formed in the frame and for introducing a medium for temporary integration into the frame;
An integration unit for introducing the medium introduced through the entrance into the integrated space in the frame;
A pickup unit for picking up a medium integrated in the integration space;
And an outlet formed in the frame, the outlet for withdrawing the medium picked up by the pickup unit. The method of claim 1, wherein the opening and closing portion,
Temporary integrated device is hinged to one side of the frame to rotate. 3. The method of claim 2,
And a buffer member provided at a coupling portion of the opening and closing portion and the media inlet and outlet to limit an opening and closing angle of the opening and closing portion. The method of claim 1, wherein the opening and closing portion,
And temporarily coupled to the media inlet and outlet. 5. The method of claim 4,
And a blocking member provided at one side of the frame in which the media inlet and outlet are formed to limit the slide of the opening and closing part. The method of claim 1,
And a confirmation window for confirming the medium integrated in the frame. The method of claim 1,
And a locking unit installed on the frame to limit opening and closing of the opening and closing unit. A media access for introducing or withdrawing a medium;
A media storage box for storing the media; And
A temporary accumulator arranged on the opposite side of the media entry and exit, for temporarily accumulating the media to be introduced or removed through the media entrance;
The temporary integration apparatus includes an inlet through which a medium is temporarily inserted for temporarily integrating a medium into an integrated space, an outlet for being withdrawn from the integrated space for processing of the medium integrated in the integrated space, and a medium integrated in the integrated space. And a media inlet and outlet for manually ejecting the media or manually injecting the media into the integrated space. The method of claim 8,
The financial device is a financial device that is an automatic teller machine for accountants. delete

Images