KR101214240B1 - cargo transferring settlement system through network and method thereof - Google Patents

Abstract

The present invention relates to a freight transport payment system and a method through a network.

The payment is performed according to the cargo transportation between the shipper who is an importer or importer, the transport server of the freighter that transports the cargo, and the terminal of the forwarder that brokers the freight transportation between the shipper and the transport server. That is, the first payment for the contract between the shipping server and the forwarder using the fare check card issued to the forwarder in accordance with the payment request from the shipping server, the shipper according to the payment request from the terminal of the forwarder The second payment for the contract between the forwarder and the shipper is performed by using a fare check card issued to the shipper. In addition, the first payment amount made in the first payment is repaid by using the second payment amount made in the second payment.

Therefore, payments for freight transportation within the balance of the account or the transaction limit are made efficiently and reliably based on the fare check card through the network.

Freight Forwarding, Payment, Freight Check Card, Air Freight, Shipping Freight

Description

Cargo transferring settlement system through network and method

1 is an exemplary view showing a general freight transport payment flow.

2 is a block diagram illustrating a connection relationship between a freight transportation payment system through a network according to an exemplary embodiment of the present invention.

3 is a detailed structural diagram of a freight transportation payment system according to an embodiment of the present invention shown in FIG. 2.

4 is a flowchart illustrating a fare check card issuing process according to an embodiment of the present invention.

5 and 6 are flowcharts illustrating a payment process using a fare check card according to an embodiment of the present invention.

7A and 7B are exemplary diagrams showing information flow between devices when paying for air freight according to an exemplary embodiment of the present invention.

8A and 8B are exemplary diagrams showing information flow between devices when paying for shipping freight according to an embodiment of the present invention.

The present invention relates to a payment system and a method thereof, and more particularly, to a system and a method for performing payment related to freight transport through a network such as the Internet.

In general, cargo is transported by air or by sea, and such freight is mainly carried out through a forwarder. For example, in the case of air freight transport, the shipper (exporter / importer) cannot book the airline directly, so if the exporter wants to make an export contract with the importer and export the goods, the container / space must be booked to the forwarder ( booking). The forwarder contacts each airline to provide the shipper with several airline schedules that meet the fare, schedule, etc., and book the airlines under the shipper's confirmation. The shipper provides the forwarder with a commercial invoice, a packing list, a copy of the export declaration, and a bill of lading after the shipment of the goods. In the case of shipping freight, the transaction is carried out through a similar process to the above air freight.

As such, the settlement of import and export incidental expenses incurred in the relationship with various trade-related companies and organizations in the import and export transaction is carried out as follows.

1 illustrates a conventional freight transport related payment flow, in particular a freight transport related payment flow is illustrated.

In general, payment for air freight is made through the intermediation of the International Air Transport Association (IATA).

When the container booking is made to the airline according to the freight forwarding agreement between the shipper and the forwarder, as shown in FIG. The freight will be paid on behalf of the trading company. Accordingly, if the cargo is transported through the airline, IATA will settle the fare based on the fare paid, and if the settlement result is notified, IATA will provide the forwarder with proof of payment to the shipper.

In general, rather than prepayment, in which the forwarder receives the freight from the shipper and pays it to the airline, postpayment is usually made by the forwarder who pays the freight in advance and then requests the shipper to pay the freight.

In the case of postpayment, IATA assigns a forwarder a usable limit based on collateral, etc., and then pays the carrier for freight forwarding within the limit. At this time, the forwarder shall receive the payment from the shipper for payment and provide it to IATA.

However, in the case of post payment, the forwarder must pay the IATA even if the shipper does not deposit the freight on the settled payment date, so the burden and risk of payment is increased from the forwarder side. In addition, since IATA generally assigns a higher credit limit than the collateral value provided by the forwarder and makes payments based on this, the payment is almost made up to the credit limit. If the payment from the shipper is not made smoothly, the payment is made by the forwarder. The burden and risk to the public increases.

On the other hand, in the case of shipping freight, the payment related to shipping freight is the same as the above payment, except that forwarders pay directly to the carrier's account without going through an agency such as IATA. It is done through the process. Therefore, in the payment related to shipping freight, as described above, the burden and risk of the forwarder's payment by the postpay payment increases.

In addition, despite the importance of paying for import and export costs incurred in the relationship between various entities in import and export transactions, most of the work is performed offline, and various documents are prepared by hand. It is causing the efficiency.

Therefore, the technical problem to be achieved by the present invention is to solve the conventional problems, and to make the payment for cargo transport through the network efficiently.

In particular, the technical problem to be achieved by the present invention is to make the payment for cargo transportation is made stable and reliable.

Cargo transportation payment system according to a feature of the present invention for achieving the above technical problem, the network of at least one shipper terminal, a transport server for transporting cargo and a forwarder for brokering the freight transport between the shipper and the transport server In the system for performing payment according to the freight transport, connected to a terminal device, the card information including at least one of the card number for the freight check card issued for each shipper and forwarder and the account number corresponding to the card number is stored An issuing database; A limit database for storing transaction limit information for each fare check card; And a first payment module for performing a first payment for a contract between the transport server and the forwarder using a fare check card issued to the forwarder according to a payment request from the transport server, and a payment request from a terminal of the forwarder. A second payment module for performing a second payment for the contract between the forwarder and the shipper using a fare check card issued to the shipper, and a first payment using the second payment price made in the second payment It includes a payment unit including a repayment processing module for repaying the first payment made in the.

According to another aspect of the present invention, a freight transport method is connected to at least one shipper's terminal, a transport server for transporting freight, and a terminal of a forwarder for brokering freight between the shipper and the transport server through a network, thereby transporting the freight. In the payment method of the system for performing the payment, a) the system issuing a freight check card to the shipper and the forwarder, and building a database containing the issued card-related information; b) the system performing a first payment for a contract between the shipping server and the forwarder using a fare check card issued to the forwarder in response to a payment request from a shipping server; c) the system performing a second payment for the contract between the forwarder and the shipper using a fare check card issued to the shipper in response to a payment request from a terminal of a forwarder; And d) the system redeeming the first payment amount made in the first payment using the second payment amount made in the second payment.

Hereinafter, exemplary embodiments of the present disclosure will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily implement the present disclosure. As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention.

2 illustrates a connection relationship between a freight transport payment system through a network according to an embodiment of the present invention.

The freight transportation payment system (hereinafter, referred to as a payment system) 100 through a network according to an embodiment of the present invention, as shown in FIG. 2, is a network (internet, wireless communication network, future network, etc., all wired and wireless networks). 200) is connected to a plurality of user terminals 310, ... 30N, or "300" for convenience. It is also connected to a number of transport servers (410, ... 40M, hereinafter "400" for convenience), each of the companies that carry freight. In addition, it may be connected to the settlement device 500 of the IATA for air freight transport, it may also be connected to the bank server 600.

The user terminal 300 is a communication device that supports a freight transport payment transaction by accessing the payment system 100 through the network 200, and in particular, a computer and an Internet connection that can be connected to the network 200 by wire. It may be a wired terminal including a TV or the like, or a wireless terminal including a mobile phone, a PDA, etc., which can be connected to the network 200 wirelessly. Here, the user terminal 300 is a first terminal used in a forwarder for carrying out cargo transportation according to the subject of use, and a second terminal used in a shipper such as a trade company that requests air freight or shipping freight. Although divided, the user terminal according to the present invention is not necessarily limited thereto.

The transport server 400 is a server operated by a company that transports freight according to a freight transport request from a forwarder. As shown in FIG. 2, the transport database 41 includes information regarding freight transport. The transport database 41 stores, for example, contracted forwarder information for each container, cargo information to be transported, transport destination information, and the like. The transport server 400 may be, for example, a server operated by an airline, or may be a server or a terminal operated by a carrier.

The settlement device 500 is a device for calculating the freight for the air freight for each airline, as shown in Figure 1, the settlement database 510 that stores information for calculating the freight for air freight made by each airline Include.

Here, the settlement device 500 receives transportation information from the transportation database 41 through data sharing with the transportation server 400, but may separately construct and use a transportation database. Since the settlement device 500 is a known technique, a detailed description thereof will be omitted.

Meanwhile, the payment system 100, which is connected to the terminal 300 and the apparatuses 400 to 600 and performs payment for freight transportation according to an embodiment of the present invention, is an intermediary for brokering freight, that is, a forwarder. And, issue a dedicated freight check card to make payments for freight shipment to shippers requesting freight.

A fare check card according to an embodiment of the present invention is a card that enables payment of freight charges within a predetermined limit, and the limit indicates a transaction limit or an account balance limit. The principals who can make payments using these fare check cards are forwarders and shippers. The fare check card may be referred to as an air fare check card or a freight fare check card according to the carrier that carries the cargo.

In the embodiment of the present invention, the payment check card is used to perform payment (also referred to as the first payment step for convenience of description) according to the freight transportation between the forwarder and the carrier (for example, an airline or a carrier), and the shipper The payment according to the freight forwarding brokerage between the forward and forward (also referred to as the second payment step for convenience of description) is performed.

In the first payment stage, the forwarder is a card member and the carrier is an affiliate. In the second payment stage, the shipper is a card member using a fare check card, and the forwarder is a merchant who can use a fare check card. The forwarder who brokers the card becomes both a card member and a merchant.

Therefore, in the embodiment of the present invention, the payment price of the forwarder, which is a card member and a merchant in the first payment step (hereinafter, referred to as a second payment price) using the payment price made in the second payment step (hereinafter, referred to as a second payment price) To be used as a repayment amount. That is, the first payment made between the forwarder and the carrier is repaid as the second payment made by the shipper. In this case, since the forwarder usually asks the shipper for an additional fee rather than the cost of the actual freight, a partial amount remains when the first payment is repaid with the second payment. Therefore, in the payment system 100 according to the embodiment of the present invention, in order to cope with the non-compliance that the shipper does not deposit the second payment amount, the remaining amount is deposited and managed in the transition account, and the second payment amount is deposited in the second payment amount of the shipper. Once payment is confirmed, it is provided to the forwarder.

On the other hand, when the payment using the fare check card, payment can be made within the transaction limit or the account balance limit of the card. In particular, in the first payment stage between the forwarder and the carrier, it is difficult to distribute the cash in real time due to the nature of the trade transaction.If payment is requested from the carrier, it is within the transaction limit given to the freight forwarder's fare check card. The first payment is made, and if the limit is exceeded, the payment is performed within the balance limit of the forwarder's account. However, such a payment method is an example, and if necessary, the payment can be made within the account balance limit of the fare check card first, and if the balance is insufficient, the payment can be performed within the transaction limit. In addition, payments may only be made within the account balance or transaction limit.

On the other hand, when the payment is made, the remaining amount after deducting the account balance from the payment amount or payment amount is deducted from the transaction limit. Alternatively, the remaining amount or settlement amount may be deducted even within the account balance limit. In addition, the transaction limit granted to each forward may be determined based on various methods.

To this end, the payment system 100 according to an embodiment of the present invention may be configured as shown in FIG. 3. 3 is a diagram showing the structure of a payment system according to an embodiment of the present invention.

As shown in Figure 3, the payment system 100 according to an embodiment of the present invention, the card issuing unit 110 for granting a freight check card to the shipper and the forwarder, and performs the payment approval for the granted freight check card The payment unit 120, which includes a query unit 130 for inquiring the account balance of the corresponding payment target (shipper or forwarder) or the transaction limit when making a payment using a fare check card, and in accordance with the issue and payment of the fare check card It includes a database unit 140 that stores a variety of information generated.

In particular, the payment unit 120 performs a first payment module 121 performing a first payment step using a fare check card issued to the forwarder between the forwarder and the transport server, and a fare check card issued to the shipper between the forwarder and the shipper. A second payment module 122 performing a second payment step using the second payment module, and a repayment processing module configured to redeem the first payment amount made in the first payment step using the second payment amount made in the second payment step ( 123) and a balance processing module 124 for storing and managing the remaining money after repayment.

Meanwhile, the database unit 140 may include an issuing database 141 in which information on the issued card is stored, an affiliated store database 142 in which information on an affiliate store (transporter or forwarder) that can use the card is stored, and a card. The limit database 143, which stores transaction limits for each shipper and forwarder, is issued. The payment database 144 stores payment details.

In the issuance database 141, for example, information such as a card number, an issue date, an expiration date, and the like of the issued fare check card corresponding to the customer number assigned to the shipper or the forwarder is stored. In the limit database 143, for example, information such as a transaction limit and a limit expiration date is stored corresponding to each card number. In the payment database 144, for example, information such as a payment amount, a payment date, and payment details is stored for each card number.

In the present embodiment, the information stored in the database unit 140 is classified and stored into a plurality of databases 141 to 144, but the information stored in each database 141 to 144 may be stored in one database. It is not limited to what is described and is not classified.

Meanwhile, the bank server 600 performs a transfer process between accounts or provides balance information of a predetermined account at the request of the payment system 100 according to an embodiment of the present invention.

The payment system 100 according to the embodiment of the present invention may be independently formed as described above to perform payment through communication with each device on the network, and alternatively, to a predetermined device (for example, a bank server). It may be implemented in an included form to perform payment.

Next, the operation of the freight transportation payment system through the network according to an embodiment of the present invention based on this structure will be described in detail.

4 illustrates a card issuing process of a payment system according to an embodiment of the present invention.

A forwarder who wants to pay freight using a fare check card requests a card issuance by accessing the payment system 100 on the network 200 using the first terminal 300 or requests a card issuance by visiting a bank or the like. do. When the bank requests issuance, the card is issued from the payment system 100 through the bank server 600. Alternatively, you can fill out the registration form and apply for a fare check card by mail, fax or in person. In this case, the forwarder connects to a payment system through a network and requests a fare check card.

As shown in FIG. 4, when the forwarder requests for issuance of a fare check card (S100), the card issuing unit 110 of the payment system 100 provides a registration page (S100 to S110), and the forwarder registers accordingly. The relevant information is written on the page and provided to the payment system 100 (S120). On the registration page, an item is provided which describes the account number of a given bank with which the forwarder is trading.

The card issuing unit 110 of the payment system 100 gives a forwarder a customer number (S130), and optionally, stores forwarder related information in the issuing database 141 based on the customer number.

Next, the card issuing unit 110 requests a real name confirmation while providing a forwarder's account number and a forwarder identification number (for example, a business registration number, etc.) to the predetermined bank server 600 described on the registration page (S140). According to this request, the bank server 600 transmits the credit information of the corresponding forwarder to the payment system 100 together with the real name identification information based on the provided personal identification number and account number (S150).

The payment system 100 issues a fare check card by assigning a card number to a corresponding forwarder when forwarder information on the account number is real name or optionally, credit information of the forwarder is higher than a predetermined level (S160 ˜ S170). . And if the balance of the account is insufficient for the issued fare check card is given a transaction limit that can be used (S180). This transaction limit may be determined according to the credit information provided from the bank, or may vary according to subsequent transaction performance and payment execution status. The card issuing unit 110 records information such as a card number of a fare check card issued in correspondence with the customer number of the forwarder of the issuing database 141, the account number of the bank associated with the card, and the expiration date of the card. . In addition, the limit database 143 stores information such as transaction limit and limit expiration date in correspondence with the card number (S190).

At the same time, in the case of a forwarder, since the member can be a member of a fare check card and can use the card, the forwarder-related information is stored in the affiliate database 142 after assigning an affiliated store number (S200).

On the other hand, if the forwarder information for the account number is not a real name in step (S160), or if the issuance conditions, such as if the credit information is less than a predetermined grade, the terminal 300 is notified of the issue (S210).

When a freight check card is issued to the forwarder as described above, the forwarder pays freight related to freight transportation with the carrier using the freight check card. Meanwhile, carriers such as airlines or shipping companies are registered as blind spots using these fare check cards, and the information is stored and used in the merchant database 142.

The card issuing process shows the process of the forwarder issuing a fare check card, the same case as described above, the shipper is issued a fare check card. Only the owner is a card member of the fare check card can not be a merchant, so if the card is issued from the step (200) registered with the merchant is omitted.

Next, a description will be given of the process of payment of freight charges using the freight check card issued as described above. In this case, the payment for the air freight transportation fare is described as an example. However, the present invention is not limited thereto, and may be applied to a case in which freight is transported by other means such as shipping freight.

5 and 6 are sequentially shown the freight freight payment process according to an embodiment of the present invention, in particular Figure 5 is a flow chart showing the first payment step between the forwarder and the transport server, Figure 6 is the shipper and the forwarder Is a flowchart showing a second payment step performed between the services. 7A and 7B illustrate the flow of information between the devices shown in FIG. 2 when paying for air freight rates.

When a shipper (exporter / importer) contracts freight with another shipper and asks the forwarder for a container / space booking, the forwarder contacts each carrier, e.g. the airline, to set up a few airline schedules that meet the fare and schedule. Give it to the shipper. After that, if a carrier is selected by the shipper, the forwarder enters a container contract with the airline and requests freight. This process may be performed offline or may be performed according to data communication between the terminal 300 and the transportation server 400 through a network.

Then, when the forwarder requests payment using a fare check card for freight transportation according to the container unit contract of the airline, as illustrated in FIGS. 5 and 7A, the transportation server 400 checks the freighter's freight rate to the payment system 100. Along with the card number of the card, and requesting payment approval while providing payment information including the payment amount (S300 ~ S330).

In response to the payment approval request, the inquiry unit 130 of the payment system 100 searches the issuing database 141 based on the card number transmitted from the transportation server 400 to check whether the card is registered, and then the limit database 143. ) To check the transaction limit corresponding to the card number (S340). When payment is possible with the inquired transaction limit, the first payment module 121 of the payment unit 120 performs a limit deduction process based on the payment amount. That is, the amount of the first payment for the air freight of the carrier is deducted from the transaction limit (S350-S360).

However, if payment is not possible within the transaction limit, the first payment module 121 checks the account number corresponding to the card number from the issuing database 141 and then converts the account number into a bank server of the corresponding bank ( In step S370, the balance request is requested while transferring to 600. When the balance information of the account number is provided from the bank server 600, the first payment module 121 processes the first payment amount from the balance deposited in the account number. That is, the bank server 600 requests the account transfer while providing the account number and the first payment amount, and accordingly, the first payment amount is transferred to the account of the payment system from the forwarder's account number. Reported to the payment system 100 (S380 ~ S410). In this case, a part of the first payment may be settled based on the transaction limit of the card number, and the rest may be deducted from the balance of the account. On the other hand, if the transaction limit of the forwarder's freight check card is exceeded and the balance of the account is also insufficient, the payment server notifies the server 400 (S420 to S430).

As described above, when the payment is completed within the transaction limit assigned to the fare check card or the payment is completed based on the account balance corresponding to the fare check card, the first payment module 121 performs the payment approval process and Notify the transport server 400 (S440). In addition, the first payment module 121 stores the payment approval details, that is, the first payment details in the payment database 144, and then selectively provides the payment details according to the inquiry request from each device. The first payment details include freight transport information, a first payment price, and the like corresponding to the card number of the forwarder's fare check card, and the first payment price is the card use price that the forwarder should repay.

The transportation server 400 performs a freight transportation when a payment approval is notified based on the freight forwarder's fare check card from the payment system 100. And the information related to the cargo transportation is recorded and managed in the transportation database (41).

Then, the payment system 100, in the case of air freight transport, the payment for the freight transport on the contracted payment date to the settlement device 500, the settlement device 500 is associated with the freight transport information provided from the transport server 400 Based on the price provided, a settlement is provided to provide the carrier with the freight. Such fare settlement information is recorded in the settlement database 510, and can be inquired according to a request of a forwarder, a payment system, a transportation server, and the like.

On the other hand, when a separate freight forwarding contract is concluded between the shipper and the forwarder, the shipper may pay the bill according to the individual freight forwarding contract using a fare check card. In this case, the individual freight forwarding contract is determined when a shipper requests a forwarder for a container / space booking or receives a schedule of carriers such as carriers or carriers from the forwarder to determine a predetermined carrier, or the forwarder makes a container unit contract with a predetermined carrier. This may be done at any stage where a predetermined progress is made on the carriage of cargo between the shipper, the forwarder and the carrier.

6 and 7B, when forwarding an individual freight contract, the forwarder uses the terminal 300 to the payment system 100 together with the card number of the freighter's freight check card, according to the individual freight contract. The payment request, and the payment information including the merchant number (or forwarder identification number, etc.) assigned to the forwarder and requests payment approval (S500 ~ S530).

In accordance with the payment approval request described above, the second payment module 122 of the payment unit 120 is the transaction limit or balance of the account granted to the shipper's freight check card in the same manner as the payment according to the contract between the forwarder and the airline described above. Within the payment of the second payment according to the individual freight contract (S540 ~ S550). A person skilled in the art can devise a payment process between the shipper and the forwarder based on the payment process between the forwarder and the transport server, and thus a detailed description thereof will be omitted.

Thereafter, the repayment processing module 123 of the payment unit 120 repays the first payment price of the forwarder based on the second payment price that has been processed. To this end, the repayment processing module 123 first checks the card use price of the forwarder. Specifically, the card number of the freighter check card of the forwarder is confirmed from the issuing database 141 based on the forwarder identification number such as the merchant number of the forwarder included in the payment information, and the payment database 144 is based on the confirmed card number. Search for to find the first payment history approved by the card number (S560). Then, the forwarder checks the first payment amount, which is the card use price to be deposited by the forwarder, and repays the first payment amount based on the second payment amount (S570 to S580). In this case, the transaction limit of the fare check card of the forwarder is increased by the amount corresponding to the first payment amount by the repayment processing method, and the repayment processing is completed corresponding to the first payment details corresponding to the first payment amount. .

Meanwhile, since the second payment price between the shipper and the forwarder includes a fee according to the forwarder's freight transportation brokerage, the second payment price is larger than the first payment price corresponding to the actual freight transportation fare between the forwarder and the carrier. Therefore, as described above, when the first payment amount, which is the card use price of the forwarder, is repaid on the basis of the second payment price, the amount of the second payment value excluding the card use price (hereinafter referred to as the redemption balance) remains. In order not to pay the remaining repayment balance to the forwarder immediately, and the card member, that is, the shipper is confirmed to repay the second payment, the balance processing module 124 of the payment unit 120 may use the identification number or the card of the forwarder. In response to the number, the repayment balance is deposited and managed in a separate transition account (S590). If the shipper later makes a repayment process such as depositing a second payment amount, the balance processing module 124 adds the repayment balance which has been deposited in the elapsed account to the forwarder's transaction limit or transfers it to the forwarder's account. By processing, the second payment is paid to the forwarder (S600 to S610). At this time, only the remaining amount of the repayment balance except for the fee of the payment system may be paid to the forwarder.

8A and 8B are exemplary views illustrating a case of paying freight charges according to shipping freight according to the settlement process of FIGS. 5 and 6 described above. In this case, payment is made through the same process as in the case of payment of freight charges for air freight transportation. However, as shown in FIG. 8A, the payment system 100 deposits the payment for freight transportation on the contract deposit date into the account of the shipping company, not the settlement device. Thus, the shipping company is provided with freight charges directly to his account, rather than through a separate settlement device. Of course, even in this case, the fare may be settled through a predetermined settlement device if necessary.

As described above, according to an embodiment of the present invention, the forwarder side is used to repay the first payment amount in accordance with the contract with the carrier, such as the airline, the second payment amount in accordance with the individual freight contract with the shipper Therefore, it is possible to prevent the payment from the shipper is not deposited and disadvantages occur in the processing of the business.

In addition, in case payment is not received from the shipper, when the payment is processed using the freighter's fare check card, the system 100 may process the shipper's transaction limit in conjunction with the forwarder's transaction limit. . In other words, since the forwarder's payment is repaid by the settlement price of the shipper's freight check card, the shipper's trading limit is maintained within the forwarder's trading limit. At this time, the transaction limit of the forwarder may be deducted by the container unit contract of the carrier.

For example, when payment information using the freighter's freight check card is provided from the forwarder, the second payment module 122 of the payment unit 120 inquires the transaction limit of the corresponding forwarder to determine the payment price included in the payment information. If payment is possible within the forward transaction limit, the payment is approved. In other words, even if the payment amount is acceptable within the trading limit of the shipper, if the payment limit is exceeded, the payment is not approved. Of course, in this case, if the balance in the shipper's account exceeds the transaction limit of the forwarder, or if the payment is possible within the balance in the account, payment approval using the balance in the account may be made.

Meanwhile, the forwarder may enter into individual freight agreements with a plurality of shippers, and transport freight according to each agreement through one container contracted with a predetermined carrier. In this case, in order to easily distinguish between the cargo-related contracts carried through the container, that is, the second payment price of the shipper, which is able to repay the first payment amount paid in accordance with the forwarder and the container contract, In order to be able to distinguish whether or not, the shipper's individual cargo contract and the carrier's container-related information may be managed to correspond to each other.

For example, after the first payment step is performed, the transportation information (the identification number of the forwarder contracted in correspondence with the container identification number and the freight information transported) provided from the shipping server in response to the first payment details in the payment database 144. , Shipper information of cargo, etc.). When the second payment step is made, the transport information about the cargo of the shipper who performed the second payment is found among the first payment details, and the second payment price included in the found first payment details is second. Repayment will be made in payment. In this case, since the first payment is a contract for one container carrying a plurality of cargoes, all of them may not be repaid. The remaining first payments are redeemed with the second payments generated in accordance with the second payment using the freight check card of other shippers.

Meanwhile, in the above embodiment, the first payment is made according to the contract between the forwarder and the carrier, and then the second payment is made according to the contract between the forwarder and the shipper, but the second payment is made first and the first payment is made. As described above, the first payment price according to the first payment may be repaid as the second payment price according to the second payment as described above.

Although the preferred embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concepts of the present invention defined in the following claims are also provided. It belongs to the scope of rights. For example, the embodiment of the present invention has described the case of paying the freight according to the freight transport or shipping freight shipping, for example, the present invention is not limited to air or shipping, other means of transportation Even if the freight is carried through the payment can be performed using the fare check card.

According to this embodiment of the present invention, payment for cargo transportation via air or sea within the balance or transaction limit of the account is efficiently and reliably based on the fare check card.

On the forwarder side, the amount paid by the shipper's card is repaid according to the contract with the airline, which shortens the payback period of the receivables and enables quick cash recovery. In addition, the collection of sales receivables through the payment system reduces the burden of receivables, and also eliminates the burden of paying for freight shipments, especially since large amounts of cash do not have to be processed instead of shippers. do. In addition, the computerization of work and the computerized support of related information can be enabled, thereby increasing work efficiency.

From the shipper's point of view, the freight check card can be used to pay for freight forwarded to the forwarder, allowing for a credit grant period (eg, up to 47 days). In particular, as the payment is made through the network, the efficiency of the payment business can be increased and the card usage information can be easily managed.

Therefore, payment for freight transportation through the network is made stable and reliable. As a result, IATA's burden on collateral management and limit management for forwarders is reduced.

Claims (12)

In the system that is connected to the terminal of the at least one shipper terminal, the transport server for transporting cargo through the network and the terminal of the forwarder to broker the freight between the shipper and the transport server, in the system for performing the payment according to the cargo transport, An issuing database that stores card information including at least one of a card number for a freight check card issued for each shipper and a forwarder and an account number corresponding to the card number; A limit database for storing transaction limit information for each fare check card; And A first payment module for performing a first payment for a contract between the transport server and the forwarder by using a fare check card issued to the forwarder in response to a payment request from the transport server, a payment request from a terminal of the forwarder According to the second payment module for performing a second payment for the contract between the forwarder and the shipper using the freight check card issued to the shipper, and in the first payment using the second payment price made in the second payment. Payment unit including a repayment processing module for repaying the first payment made Freight shipping payment system comprising a. The method of claim 1 The payment unit further includes a balance processing module for storing and managing the remaining money after the repayment processing, The balance processing module deposits and manages the remaining balance of repayment of the first payment amount as the second payment amount to a transition account corresponding to the card number of the forwarder, and when the shipper deposits the second payment amount, Freight payment system for providing the balance to the forwarder. The method according to claim 1 or 2 The first payment module and the second payment module perform payment within a transaction limit assigned to the fare check card, and when the limit is exceeded, the payment is made within the balance of the account corresponding to the card number of the card. Cargo freight payment system to carry out. The method of claim 3, The repayment processing module is a freight forwarding payment system that increases the transaction limit of the forwarder's fare check card by the repayment processed first payment amount when the first payment is made within a transaction limit assigned to a forwarder's fare check card. . The method according to claim 1 or 2 When the payment request for the fare check card is input, the bank checks the transaction limit by checking the limit database based on the card number of the fare check card, or checks the account number by checking the issuing database, and then the bank connected to the network. The freight forwarding payment system further comprises an inquiry unit for requesting balance information while providing the account number to the server. The method of claim 1 An affiliate store database that stores information about a forwarding server that can use the fare check card and information about a forwarder; And Payment database for storing payment approval history processed by the payment unit More, The payment approval details include the first payment details according to the first payment and the second payment details according to the second payment, wherein the first payment details include the card number of the freight check card of the forwarder, the first payment price, Includes at least one of shipping company information, shipping information, the second payment history includes at least one of the card number, the second payment price, forwarder information of the freight check card of the shipper, The shipping information includes at least one of the identification number of the forwarder contracted corresponding to the container identification number, the freight information to be transported, the shipper information of the cargo. In the payment method of the system that is connected to the terminal of the at least one shipper, the transport server for transporting cargo through the network and the terminal of the forwarder for brokering the freight transport between the shipper and the transport server, a) issuing a fare check card to shippers and forwarders by the system, and constructing a database including information on the issued card; b) the system performing a first payment for a contract between the shipping server and the forwarder using a fare check card issued to the forwarder in response to a payment request from a shipping server; c) the system performing a second payment for the contract between the forwarder and the shipper using a fare check card issued to the shipper in response to a payment request from a terminal of a forwarder; And d) the system redeeming the first payment amount made in the first payment using the second payment amount made in the second payment Freight shipping payment method comprising a. The method of claim 7, The step b) Checking, by the system, a transaction limit assigned to the card number when a payment history including a first payment amount according to a contract with a forwarder and a card number of a freight forwarder's fare check card are provided from the transport server; Approving the payment details requested by the shipping server within a transaction limit and notifying the shipping server of the payment details; If the system is unable to pay the first payment within a transaction limit, identifying an account number corresponding to the card number; The system requesting balance information while transferring the account number to a bank server connected through a network; And If the system provides the balance information for the account number from the bank server, approving the payment details requested by the shipping server based on the balance and notifying the shipping server of this; Freight shipping payment method comprising a. The method of claim 8 In step d), when the first payment is made within a transaction limit assigned to a freighter's freight check card, the freight forwarding payment method increases the transaction limit of the freighter's freight check card by the repayment processed first payment amount. . The method according to claim 8 or 9 In the step c), if the payment request is transmitted from the terminal of the forwarder, freight transportation to perform a second payment for the contract between the forwarder and the shipper within the transaction limit given to the forwarder's freight check card Payment Method. The method according to any one of claims 7 to 9. The transport server is a carrier server of the airline, the freight transport is a freight transport payment method is performed via air freight transport. The method according to any one of claims 7 to 9. The shipping server is a shipping server of the shipping company, the freight transport is a freight transport payment method is carried out through the shipping freight.

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