KR101168107B1 - 안전한 전화 뱅킹을 위한 방법 및 장치 - Google Patents

안전한 전화 뱅킹을 위한 방법 및 장치 Download PDF

Info

Publication number
KR101168107B1
KR101168107B1 KR1020097014693A KR20097014693A KR101168107B1 KR 101168107 B1 KR101168107 B1 KR 101168107B1 KR 1020097014693 A KR1020097014693 A KR 1020097014693A KR 20097014693 A KR20097014693 A KR 20097014693A KR 101168107 B1 KR101168107 B1 KR 101168107B1
Authority
KR
South Korea
Prior art keywords
dtmf
symbol
telephone
authentication
security
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
KR1020097014693A
Other languages
English (en)
Korean (ko)
Other versions
KR20090087967A (ko
Inventor
알렉산더 잰트맨
그레고리 고든 로즈
재희 최
존 더블유. 2세 뉴렌버그
Original Assignee
콸콤 인코포레이티드
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 콸콤 인코포레이티드 filed Critical 콸콤 인코포레이티드
Publication of KR20090087967A publication Critical patent/KR20090087967A/ko
Application granted granted Critical
Publication of KR101168107B1 publication Critical patent/KR101168107B1/ko
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/42—Systems providing special services or facilities to subscribers
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/68—Circuit arrangements for preventing eavesdropping
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M11/00—Telephonic communication systems specially adapted for combination with other electrical systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/16—Automatic or semi-automatic exchanges with lock-out or secrecy provision in party-line systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/26—Devices for calling a subscriber
    • H04M1/30—Devices which can set up and transmit only one digit at a time
    • H04M1/50—Devices which can set up and transmit only one digit at a time by generating or selecting currents of predetermined frequencies or combinations of frequencies
    • H04M1/505—Devices which can set up and transmit only one digit at a time by generating or selecting currents of predetermined frequencies or combinations of frequencies signals generated in digital form
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2203/00—Aspects of automatic or semi-automatic exchanges
    • H04M2203/60—Aspects of automatic or semi-automatic exchanges related to security aspects in telephonic communication systems
    • H04M2203/609—Secret communication

Landscapes

  • Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
KR1020097014693A 2006-12-15 2007-12-12 안전한 전화 뱅킹을 위한 방법 및 장치 Expired - Fee Related KR101168107B1 (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US11/611,825 US8571188B2 (en) 2006-12-15 2006-12-15 Method and device for secure phone banking
US11/611,825 2006-12-15
PCT/US2007/087312 WO2008076776A2 (en) 2006-12-15 2007-12-12 Method and device for secure phone banking

Publications (2)

Publication Number Publication Date
KR20090087967A KR20090087967A (ko) 2009-08-18
KR101168107B1 true KR101168107B1 (ko) 2012-07-24

Family

ID=39415221

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020097014693A Expired - Fee Related KR101168107B1 (ko) 2006-12-15 2007-12-12 안전한 전화 뱅킹을 위한 방법 및 장치

Country Status (7)

Country Link
US (2) US8571188B2 (enExample)
EP (1) EP2100437A2 (enExample)
JP (3) JP2010514272A (enExample)
KR (1) KR101168107B1 (enExample)
CN (2) CN102572122A (enExample)
TW (1) TW200838256A (enExample)
WO (1) WO2008076776A2 (enExample)

Families Citing this family (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8290162B2 (en) * 2006-12-15 2012-10-16 Qualcomm Incorporated Combinational combiner cryptographic method and apparatus
KR20090006370A (ko) * 2007-07-11 2009-01-15 삼성전자주식회사 Ａｒｓ 자동처리 장치 및 방법
GB0808448D0 (en) 2008-05-09 2008-06-18 Elync Ltd Secure communication system and method of operating the same
WO2010071947A1 (en) * 2008-12-24 2010-07-01 The Commonwealth Of Australia Digital video guard
TW201103298A (en) * 2009-03-25 2011-01-16 Pacid Technologies Llc Method and system for securing communication
WO2010111438A2 (en) 2009-03-25 2010-09-30 Pacid Technologies, Llc System and method for protecting a secrets file
CN201846343U (zh) * 2010-09-25 2011-05-25 北京天地融科技有限公司 以语音方式与手机通信的电子签名工具
KR101581853B1 (ko) * 2010-12-23 2016-01-04 한국전자통신연구원 무선 주파수 인식 보안 리더
US10491413B2 (en) * 2011-09-20 2019-11-26 Jonathan A. Clark Secure processing of confidential information on a network
US8479021B2 (en) 2011-09-29 2013-07-02 Pacid Technologies, Llc Secure island computing system and method
US20130145439A1 (en) * 2011-12-06 2013-06-06 Samsung Electronics Co. Ltd. Apparatus and method for secure storage of information on a mobile terminal
TW201342873A (zh) * 2012-04-11 2013-10-16 Blucrypt Technologies Inc 語音保密方法、加密／解密方法及保密設備
JP2014098773A (ja) * 2012-11-13 2014-05-29 Forecast Communications Inc 暗号システム、復号サーバ、暗号方法、及び復号プログラム
US9232394B2 (en) 2013-01-02 2016-01-05 International Business Machines Corporation Authentication of phone caller identity
CN104038468B (zh) * 2013-03-06 2017-09-15 中国移动通信集团公司 一种文件传输方法、系统及装置
EP3070603A4 (en) * 2013-11-15 2017-08-16 Kuang-Chi Intelligent Photonic Technology Ltd. Method and device for transmitting and receiving instruction information
JP6247964B2 (ja) * 2014-03-12 2017-12-13 日立オムロンターミナルソリューションズ株式会社 ガイダンスホン、現金自動取引装置
GB2524812B (en) * 2014-04-03 2016-07-20 Barclays Bank Plc User Authentication
EP3176779B1 (en) * 2015-12-02 2019-01-02 Tata Consultancy Services Limited Systems and methods for sensitive audio zone rearrangement
US10044710B2 (en) 2016-02-22 2018-08-07 Bpip Limited Liability Company Device and method for validating a user using an intelligent voice print
GB2569772B (en) 2017-10-11 2023-01-18 Pci Pal U K Ltd Processing sensitive information over VOIP
US11521705B2 (en) * 2018-09-18 2022-12-06 International Business Machines Corporation Random sequence generation for gene simulations
US12021861B2 (en) * 2021-01-04 2024-06-25 Bank Of America Corporation Identity verification through multisystem cooperation

Family Cites Families (47)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4870683A (en) * 1986-03-31 1989-09-26 Atalla Corporation Personal identification encryptor system and method
US4979832A (en) * 1989-11-01 1990-12-25 Ritter Terry F Dynamic substitution combiner and extractor
US5301223A (en) * 1990-05-22 1994-04-05 Cellular Technical Services Company, Inc. Cellular telephone system with remote programming, voice responsive registration and real time billing
JP2808477B2 (ja) * 1990-05-23 1998-10-08 三菱重工業株式会社 電話機密転送接続方式
JPH0434053A (ja) 1990-05-30 1992-02-05 Kawasaki Steel Corp ファイバーボールの製造方法
JPH0434053U (enExample) * 1990-07-16 1992-03-19
US5455861A (en) 1991-12-09 1995-10-03 At&T Corp. Secure telecommunications
JP3325636B2 (ja) * 1993-03-25 2002-09-17 株式会社東芝 帯電装置および画像形成装置
DE4325459A1 (de) 1993-07-29 1995-02-09 C2S Gmbh Cryptografische Siche Tongeber mit Identifikations- und Authentisierungs-Einrichtung
KR0165050B1 (ko) 1994-07-14 1999-02-01 정장호 디티엠에프 신호 표시장치
US5583933A (en) * 1994-08-05 1996-12-10 Mark; Andrew R. Method and apparatus for the secure communication of data
JPH0897811A (ja) * 1994-09-29 1996-04-12 Toshiba Corp データサービスシステム
JPH08130536A (ja) 1994-10-28 1996-05-21 N T T Data Tsushin Kk 端末間相互認証方法及びト−ンカ−ドシステム
SE506619C2 (sv) 1995-09-27 1998-01-19 Ericsson Telefon Ab L M Metod för kryptering av information
JPH09114373A (ja) 1995-10-20 1997-05-02 Fujitsu Ltd 暗号化方式及び復号化方式並びにデータ処理装置
FR2753860B1 (fr) * 1996-09-25 1998-11-06 Procede et systeme pour securiser les prestations de services a distance des organismes financiers
FR2753858B1 (fr) * 1996-09-25 1999-03-26 Procede et systeme pour securiser les centres de gestion d'appels telephoniques
JPH10224341A (ja) 1997-02-10 1998-08-21 Nec Eng Ltd 暗号化方法、復元方法、暗号化／復元方法、暗号化装置、復元装置、暗号化／復元装置および暗号化／復元システム
US6075859A (en) * 1997-03-11 2000-06-13 Qualcomm Incorporated Method and apparatus for encrypting data in a wireless communication system
FR2760871B1 (fr) * 1997-03-13 1999-04-16 Bull Cp8 Procede de stockage et d'exploitation d'une information sensible dans un module de securite, et module de securite associe
EP0992002A2 (en) * 1997-06-19 2000-04-12 Brian E. Marchant Security apparatus for data transmission with dynamic random encryption
JPH1115896A (ja) * 1997-06-20 1999-01-22 Nippon Telegr & Teleph Corp <Ntt> 電話機による金融機関利用方法、その装置及びアダプタ
US6275573B1 (en) * 1998-06-02 2001-08-14 Snapshield Ltd. System and method for secured network access
US6290162B1 (en) * 1999-02-01 2001-09-18 Sumitomo Rubber Industries, Ltd. Apparatus and method for manufacturing golf ball
KR100304936B1 (ko) * 1999-04-20 2001-10-29 서평원 무선 가입자망 시스템에서의 팩스 데이터 송수신 장치 및 방법
US7003501B2 (en) * 2000-02-11 2006-02-21 Maurice Ostroff Method for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites
US20060190412A1 (en) * 2000-02-11 2006-08-24 Maurice Ostroff Method and system for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites
JP2002279133A (ja) * 2001-03-16 2002-09-27 Nec Software Chubu Ltd 人事考課処理方式および方法
WO2003010946A1 (en) * 2001-07-23 2003-02-06 Securelogix Corporation Encapsulation, compression and encryption of pcm data
US20020076044A1 (en) * 2001-11-16 2002-06-20 Paul Pires Method of and system for encrypting messages, generating encryption keys and producing secure session keys
US20040097217A1 (en) * 2002-08-06 2004-05-20 Mcclain Fred System and method for providing authentication and authorization utilizing a personal wireless communication device
WO2004045134A1 (en) 2002-11-05 2004-05-27 The Titan Corporation Self-synchronizing, stream-oriented data encryption technique
DE10253676B4 (de) * 2002-11-18 2008-03-27 Siemens Ag Verfahren und Vorrichtung für die Fernübertragung sensibler Daten
JP2004349775A (ja) * 2003-05-20 2004-12-09 Ace International Japan Inc 秘密保持通信機能を有する携帯端末及びその携帯端末を用いた情報処理システム
US20040258119A1 (en) 2003-06-10 2004-12-23 Photonami Inc. Method and apparatus for suppression of spatial-hole burning in second of higher order DFB lasers
KR100586654B1 (ko) * 2003-12-19 2006-06-07 이처닷컴 주식회사 이동통신단말기를 이용한 무선금융거래 시스템 및무선금융거래 방법
US7761095B2 (en) * 2004-03-17 2010-07-20 Telecommunication Systems, Inc. Secure transmission over satellite phone network
KR100714367B1 (ko) 2004-03-24 2007-05-08 최성원 인증 서버와 연동되는 네트워크 보안 시스템 및 그 방법
CN100372349C (zh) * 2004-04-02 2008-02-27 南京大学 混沌保密电话的设置方法及其装置
US7091887B2 (en) 2004-04-28 2006-08-15 Kabushiki Kaisha Toshiba Modulator, modulation method, and method of manufacturing an optical recordable medium with enhanced security for confidential information
US7457409B2 (en) 2004-06-09 2008-11-25 Mediatek Inc. System and method for performing secure communications in a wireless local area network
CN100550958C (zh) * 2004-07-29 2009-10-14 大唐微电子技术有限公司 在固网智能终端实现对增值业务计费的方法及其装置
US8611536B2 (en) * 2004-09-08 2013-12-17 Qualcomm Incorporated Bootstrapping authentication using distinguished random challenges
WO2006079145A1 (en) * 2004-10-20 2006-08-03 Salt Group Pty Ltd Authentication method
JP2006313975A (ja) * 2005-05-06 2006-11-16 Sumitomo Electric Ind Ltd Ｉｐ電話装置
US7512567B2 (en) * 2006-06-29 2009-03-31 Yt Acquisition Corporation Method and system for providing biometric authentication at a point-of-sale via a mobile device
US8290162B2 (en) 2006-12-15 2012-10-16 Qualcomm Incorporated Combinational combiner cryptographic method and apparatus

Also Published As

Publication number Publication date
EP2100437A2 (en) 2009-09-16
JP2012135005A (ja) 2012-07-12
CN101569165B (zh) 2013-06-19
US20140016780A1 (en) 2014-01-16
WO2008076776A3 (en) 2008-07-31
US20080144787A1 (en) 2008-06-19
CN102572122A (zh) 2012-07-11
WO2008076776A2 (en) 2008-06-26
US8571188B2 (en) 2013-10-29
TW200838256A (en) 2008-09-16
JP2010514272A (ja) 2010-04-30
KR20090087967A (ko) 2009-08-18
CN101569165A (zh) 2009-10-28
JP2013065025A (ja) 2013-04-11

Similar Documents

Publication Publication Date Title
KR101168107B1 (ko) 안전한 전화 뱅킹을 위한 방법 및 장치
KR101093359B1 (ko) 조합 결합기 암호화 방법
JP2010514272A5 (enExample)
JP2010515083A5 (enExample)
US20220385644A1 (en) Sharing encrypted items with participants verification
US8712046B2 (en) Cryptographic key split combiner
EP2416524A2 (en) System and method for secure transaction of data between wireless communication device and server
Oppliger et al. SSL/TLS session-aware user authentication
WO2012026996A1 (en) System and method for managing secure information within a hybrid portable computing device
JPH1013399A (ja) 通信ノードで暗号キーを生成する回路とその方法
Du et al. {UCBlocker}: Unwanted call blocking using anonymous authentication
JP2008535427A (ja) データ処理デバイスとセキュリティモジュールとの間のセキュア通信
JPH04247737A (ja) 暗号化装置
CN1783777B (zh) 固定通信安全、数据加密方法和系统及固定终端鉴权方法
HK1137280A (en) Method and device for secure phone banking
HK1135536A (en) Combinational combiner cryptographic method
Lee et al. Efficient three‐party encrypted key exchange using trapdoor functions
WO2019165572A1 (zh) 一种传输数据的方法及系统
Alsaadi et al. MobiX: A software proposal based authentication service for mobile devices
Oppliger et al. SSL/TLS Session-Aware User Authentication: A Lightweight Alternative to Client-Side Certificates
Chen et al. A traceable E-cash transfer system against blackmail on mobile phones
WO2007044238A2 (en) Secure digital transmission

Legal Events

Date Code Title Description
A201 Request for examination
PA0105 International application

St.27 status event code: A-0-1-A10-A15-nap-PA0105

PA0201 Request for examination

St.27 status event code: A-1-2-D10-D11-exm-PA0201

PG1501 Laying open of application

St.27 status event code: A-1-1-Q10-Q12-nap-PG1501

E902 Notification of reason for refusal
PE0902 Notice of grounds for rejection

St.27 status event code: A-1-2-D10-D21-exm-PE0902

T11-X000 Administrative time limit extension requested

St.27 status event code: U-3-3-T10-T11-oth-X000

AMND Amendment
E13-X000 Pre-grant limitation requested

St.27 status event code: A-2-3-E10-E13-lim-X000

P11-X000 Amendment of application requested

St.27 status event code: A-2-2-P10-P11-nap-X000

P13-X000 Application amended

St.27 status event code: A-2-2-P10-P13-nap-X000

E601 Decision to refuse application
PE0601 Decision on rejection of patent

St.27 status event code: N-2-6-B10-B15-exm-PE0601

AMND Amendment
E13-X000 Pre-grant limitation requested

St.27 status event code: A-2-3-E10-E13-lim-X000

J201 Request for trial against refusal decision
P11-X000 Amendment of application requested

St.27 status event code: A-2-2-P10-P11-nap-X000

P13-X000 Application amended

St.27 status event code: A-2-2-P10-P13-nap-X000

PJ0201 Trial against decision of rejection

St.27 status event code: A-3-3-V10-V11-apl-PJ0201

PB0901 Examination by re-examination before a trial

St.27 status event code: A-6-3-E10-E12-rex-PB0901

E90F Notification of reason for final refusal
PE0902 Notice of grounds for rejection

St.27 status event code: A-1-2-D10-D21-exm-PE0902

P11-X000 Amendment of application requested

St.27 status event code: A-2-2-P10-P11-nap-X000

P13-X000 Application amended

St.27 status event code: A-2-2-P10-P13-nap-X000

B701 Decision to grant
PB0701 Decision of registration after re-examination before a trial

St.27 status event code: A-3-4-F10-F13-rex-PB0701

GRNT Written decision to grant
PR0701 Registration of establishment

St.27 status event code: A-2-4-F10-F11-exm-PR0701

PR1002 Payment of registration fee

St.27 status event code: A-2-2-U10-U12-oth-PR1002

Fee payment year number: 1

PG1601 Publication of registration

St.27 status event code: A-4-4-Q10-Q13-nap-PG1601

P22-X000 Classification modified

St.27 status event code: A-4-4-P10-P22-nap-X000

R18-X000 Changes to party contact information recorded

St.27 status event code: A-5-5-R10-R18-oth-X000

LAPS Lapse due to unpaid annual fee
PC1903 Unpaid annual fee

St.27 status event code: A-4-4-U10-U13-oth-PC1903

Not in force date: 20150718

Payment event data comment text: Termination Category : DEFAULT_OF_REGISTRATION_FEE

PC1903 Unpaid annual fee

St.27 status event code: N-4-6-H10-H13-oth-PC1903

Ip right cessation event data comment text: Termination Category : DEFAULT_OF_REGISTRATION_FEE

Not in force date: 20150718