KR101100386B1 - Purcharge Secure Application Module For Compatible Traffic Card And Management Method Therefore - Google Patents

Abstract

The present invention relates to a nationwide compatible transportation card PSAM (Purcharge Secure Application Module) and the operation of the transportation card PSAM. The PSAM for a traffic card according to the present invention is composed of an information storage unit, a PSAM control unit and an information transfer unit. In addition, the operating method of the PSAM for a traffic card according to the present invention, the operating method of the PSAM for a traffic card for performing a payment transaction with the transportation card, a method of operating the PSAM for a traffic card for performing a payment retransaction with the transportation card, It includes the operation method of the PSAM for the transportation card to perform the transaction card and the transaction cancellation, and the operation method of the PSAM for the transportation card collecting and transmitting the total transaction details of the transportation card to the collecting SAM.

According to the present invention, on the basis of the operation method of the nationally compatible transit card PSAM and the transit card PSAM, it is possible to eliminate the inconvenience that the user must have a plurality of transit cards, the electronic means of payment of the transit card It has the effect of promoting the spread of electronic money by expanding the field of use of money.

Transportation Cards, Pisame, High Plus, KORAIL, Payment, Collection, KFTC

Description

Purse Secure Application Module For Compatible Traffic Card And Management Method Therefore}

The present invention relates to a PSAM (Purcharge Secure Application Module) for a nationally compatible transportation card and a method of operating the PSAM. More specifically, the present invention relates to a method of operating a PSAM and a PSAM for a traffic card, which performs a payment transaction, a payment re-transaction and a cancellation of a transaction with a traffic card, and collects and transmits the total transaction details of the traffic card to a collection SAM.

Currently, the card payment method by prepaid or postpaid transportation card is becoming more common than payment by cash when using public transportation such as bus, subway, and railway. The prepaid or postpaid transit card is intended to provide convenience for traffic users and at the same time to promote efficient management for the transit card operators.

However, since different transportation card payment, charging, and settlement systems have been established for each region or operator, it is incompatible with each other in the command system, encryption system, etc. Depending on each operator, there are inconveniences of having multiple transportation cards when using public transportation.In addition, operators have a burden of overlapping investment in transportation card payment, charging, and settlement system, and furthermore, stable and reliable transportation cards. Difficulties arise in establishing payment, charging and settlement systems.

In order to solve the above-mentioned problems in using and operating the transportation card, the Ministry of Construction and Transportation may use it as a single transportation card nationwide in order to improve the convenience of citizens using the transportation card and to prevent social costs caused by the redundant investment of the transportation card infrastructure. We are promoting the nationwide transportation card policy, and the “One Card All Pass Standard Technology Development and Testbed Operation Project” was carried out for the efficient execution of the budget and the analysis of the national benefits of the transportation card.

Accordingly, the present invention intends to develop a PSAM (Purcharge Secure Application Module) and a PSAM operating method in which a nationally compatible transit card can be used as part of the project.

An object of the present invention is to develop a nationally compatible transport card PSAM and PSAM operating method, the conventional transport card PSAM specifications are different for each region or operator, the user is used in each public transport means when using public transport It is to alleviate the inconvenience of having as many transportation cards as possible.

Still another object of the present invention is to provide a method of operating a compatible PSAM for PSAM and a PSAM under a situation in which electronic money, which is a payment method with convenient and secure payment, is used as a means of payment for a transportation card. It is to contribute to the field of use and dissemination of electronic money by enabling payment of a single transportation card for public transportation that uses electronic money as a means of payment.

First, the PSAM for a traffic card according to the present invention comprises: an information storage unit storing key authentication information for electronic money companies and transaction authentication information which is information for authenticating a transaction between the PSAM for a traffic card and a traffic card; Receive transaction information from the traffic card through the terminal, generate information for the transaction between the traffic card PSAM and the traffic card based on the key information and transaction authentication information for each electronic money company, and then the PSAM and traffic card for the traffic card Perform payment transaction, payment re-transaction and transaction cancellation with the transit card based on information for transaction between the transaction, transaction information and transaction authentication information, information for transaction between the transit card PSAM and the transit card, transaction authentication information And a PSAM control unit for generating a transmission command for transmitting transaction information to the traffic card through the terminal. And according to the transmission command generated by the PSAM control unit, the information transfer unit for transmitting the information for the transaction between the PSAM for the traffic card and the traffic card, transaction authentication information and transaction information through the terminal to the traffic card; It is composed.

At this time. The PSAM control unit receives the collection authentication information from the collection SAM, generates information for collecting the total transaction history information, and authenticates the collection authentication information, the information for collecting the total transaction history information, and the transaction between the PSAM and the traffic card. And collecting the total transaction details information based on the authentication information and generating a transmission command to transmit the total transaction details information to the collection SAM.

In this case, the information transfer unit may further include a function of transmitting the total transaction details information to the collection SAM according to a transmission command for transmitting the total transaction details information generated by the PSAM control unit to a collection SAM. desirable.

Next, a method of operating a traffic card PSAM for performing a payment transaction with a traffic card according to the present invention includes: (i) the traffic card PSAM including initialization information for payment transactions from a terminal; Receiving a command for initializing the PSAM for the transportation card and performing a payment transaction with the transportation card to perform a payment transaction between the card PSAMs; Initializing the PSAM for the transportation card to perform a payment transaction with the transportation card, generating DP (Derivation Purchase) _KEY information which is a key to be used for the payment transaction with the transportation card, and generating SES _SAM information; 결과 If there is no verification error for the first SIGN1 information when the PSAM for the traffic card verifies the first SIGN1 information that is the authentication signature of the traffic card received from the terminal, the PSAM for the traffic card indicates that the traffic Update NT _SAM information, which is a transaction counter in a card PSAM, update SC _SAM information, which is a purchase transaction status code of the PSAM for a traffic card, to a "in transaction" state, and the terminal BAL _EP information at a value which has the existing BAL _EP information. After updating the transaction request amount to a limit value, the first SIGN2 information, which is the authentication signature of the PSAM for the traffic card, is generated, and the response information for the command for the PSAM for the traffic card to perform a payment transaction with the traffic card to the terminal. Transmitting; 검증 If there is no verification error for the first SIGN2 information among the response information for the command for performing a payment transaction with the traffic card, the PSAM for the traffic card is sent from the terminal. Receiving a command for generating an individual transaction and ending a payment transaction including first SIGN3 information which is an authentication signature of the traffic card; 경우 If the verification signal for the first SIGN3 information does not exist when the PSAM for the traffic card verifies the first SIGN3 information that is the authentication signature of the traffic card received from the terminal, the total transaction amount of the PSAM for the traffic card TOT _SAM Update the information to the value of the terminal plus the transaction request amount of the terminal, update the SC _SAM information to "normal completion", TRT information means the transaction type of the PSAM for the traffic card "RF purchase transaction ", Update NI _SAM information, and generate individual transactions; And ⒡ after the PSAM for the transportation card generates the individual transaction details, generates a signature for the individual transaction details, and the PSAM for the transportation card transmits a signature for the individual transaction details and the individual transaction details to the terminal. step; It includes.

Next, a method of operating a traffic card PSAM for performing a payment re-transaction with a traffic card according to the present invention includes: (i) the traffic card PSAM including initialization information for payment re-transaction from a terminal; Receiving a command for initializing the PSAM for the traffic card and performing a payment retransaction with the traffic card to perform a payment retransaction of the service card; Performing, by the PSAM for the transportation card, initialization for payment retransaction with the transportation card, and generating a DP (Derivation Purchase) _KEY and SES _SAM information, which is a key used for payment retransaction with the transportation card; 결과 If the PSAM for the traffic card verifies the second SIGN1 information which is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN1 information, the PSAM for the traffic card is NT _SAM. Updating the information, generating second SIGN2 information which is an authentication signature of the PSAM for the traffic card, and transmitting response information to the terminal to perform a payment re-transaction with the traffic card; 검증 If the verification error for the second SIGN2 information does not exist among the response information for the command for performing the payment re-transaction with the card carrier traffic card transmitted to the terminal by the PSAM for the traffic card, the PSAM for the traffic card is Receiving, from the terminal, a command for generating individual transaction details and ending payment re-transaction, including second SIGN3 information which is an authentication signature of the traffic card; 결과 If the PSAM for the traffic card verifies the second SIGN3 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN3 information, the PSAM for the traffic card indicates the SC _SAM information. After confirming that, if the SC _SAM information is "in the transaction", the TOT _SAM information is added to the value of the terminal and the transaction request amount of the terminal, and the NI _SAM information is updated. Updating the SC _SAM information to the "normal completion" state and updating the TRT information to the "RF purchase transaction"; And ⒡ the PSAM for the transportation card generates the individual transaction details, generates a signature for the individual transaction details, and then transmits the signature for the individual transaction details and the individual transaction details to the terminal. ; It includes.

Next, the operation method of the traffic card PSAM for performing a transaction cancellation with the traffic card according to the present invention, ⒜ the PSAM for traffic card including the initialization information for canceling the transaction from the terminal, performing a transaction cancellation with the traffic card Receiving a command for initializing the PSAM for the traffic card and canceling a transaction between the traffic card and the traffic card for the purpose of; 교통 The PSAM for the transportation card performs initialization to cancel the transaction with the transportation card, checks the SC _SAM information, and confirms that the SCAM information for the transportation card is an error in the terminal when the SC _SAM information is "in transaction." Transmitting a response and generating a DP (Derivation Purchase) _KEY and SES _SAM information which are keys for canceling a transaction with the transit card; 결과 If the PSAM for the traffic card verifies the third SIGN1 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the third SIGN1 information, the PSAM for the traffic card is NT _SAM. When the information is updated and the SC _SAM information is checked and the SC _SAM information is in the "normally terminated" state, the NI _SAM information is updated, and the BAL _EP information is added to the existing value plus the transaction request amount of the terminal. Thereafter, updating, by the PSAM for the traffic card, the SC _SAM information to "cancel cancellation"; After the PSAM for the traffic card generates the third SIGN2 information which is an authentication signature of the PSAM, transmitting the response information to the terminal for the command for canceling a transaction with the traffic card; 검증 If there is no verification error for the third SIGN2 information among the response information for the command for canceling the transaction with the traffic card transmitted by the PSAM for the traffic card to the terminal, the PSAM for the traffic card is the terminal. Receiving a command from the end of the transaction cancellation execution; And 교통 the PSAM for the transportation card is SC _SAM. Update the information to the "normal completion" state, update the TRT information to "RF cancel transaction", generate individual transaction details, generate signatures for individual transaction details, and the PSAM for the transportation card to the terminal Transmitting a signature for the individual transaction history, the individual transaction history; It includes.

Finally, the operation method of the PSAM for the traffic card to collect the total transaction details of the traffic card according to the present invention and transmits it to the collection SAM, ⒜ the PSAM for the traffic card including the ID _CENTER information from the terminal, Receiving a command for initializing the PSAM for the traffic card and confirming the existence of the total transaction history information to collect the total transaction history information; ⒝ performs initialization for collecting the total transaction history information of the transportation card PSAM that the transport cards, and confirm the total electronic cash company corresponding to the ID _CENTER information received from the terminal transaction information existence result, ID _CENTER information When the total transaction history information of the electronic money company corresponding to the present invention exists, the PSAM for the traffic card updates the NT _SAM information, and the PSAM for the traffic card checks the existence of the total transaction history information to the terminal. Transmitting the information; The total amount of the PSAM for the traffic card includes, from the terminal, ID _{collection SAM} information, which is an identifier of the collection SAM, NT _{collection SAM} information, which is a collection transaction counter of the collection SAM, and fourth SIGN1 information, which is an authentication signature of the collection SAM. Receiving a command for collecting transaction history information; 결과 If the PSAM for the traffic card verifies whether the fourth SIGN1 information, which is the authentication signature of the collection SAM received from the terminal, is not an error, the PSAM for the traffic card is the _{SAM SAM.} Updating the information, generating SIGN _TOT information which is an authentication signature on the total transaction details information, and transmitting the information in response to the command for the traffic card PSAM to collect the total transaction details information to the terminal; If there is no verification error for the fourth SIGN2 information among the information in response to the command for collecting the total transaction details information transmitted to the terminal by the PSAM for the transportation card, the PSAM for the transportation card is sent from the terminal. Receiving a command to delete the total transaction history information and end the collection step, including fourth SIGN3 information that is an authentication signature of the collection SAM; And ⒡ if the error is not present in the fourth SIGN3 information as a result of verifying whether the fourth SIGN3 information, which is the authentication signature of the collection SAM, received from the terminal by the PSAM for the traffic card, the total amount of the PSAM for the transportation card, Deleting transaction history information; It includes.

According to the present invention, it is possible to use a nationally compatible transit card PSAM and the use of a nationally compatible transit card and a transit card system based on the operation method of the PSAM. Differently, it is possible to solve the inconvenience of having a plurality of transportation cards when a user uses public transportation, and furthermore, it is possible to operate a stable transportation card system with a common technical standard for transportation cards.

In addition, according to the present invention, through the operation of the PSAM for the transport card compatible throughout the country, it is possible to pay with one transportation card for public transportation means that each use different electronic money as a means of payment, electronic money Under the trend that the use of public transportation by transportation cards is becoming more common, it is effective to expand the field of use of electronic money and to promote the spread of electronic money.

Before describing the details for carrying out the present invention, it should be noted that configurations that are not directly related to the technical gist of the present invention are omitted within the scope of not distracting the technical gist of the present invention. In addition, the terms or words used in the present specification and claims are intended to comply with the technical spirit of the present invention based on the principle that the inventor can define the concept of appropriate terms in order to best explain the invention. It should be interpreted as a concept.

Hereinafter, a detailed description will be given of a compatible transportation card in the present invention, before describing in detail the operation of the PSAM (Purcharge Secure Application Module) for the traffic card and the PSAM for the traffic card according to the present invention.

In the present invention, the compatible transportation card is a “One Card All” led by the Ministry of Construction and Transportation in order to solve the user's inconvenience and overlapping investment of the operator due to the transportation card payment, payment and settlement system which is differently established for each region or each business operator. As part of the "Pass Standard Technology Development and Test Bed Operation Project", the compatible high pluses were made to be compatible with the railroad card company KORAIL, the bus and subway card company, the KFTC, and the highway card company HiPlus. (Hiplus) transportation card, compatible X-cash transportation card and compatible K-cash transportation card.

In the case of the compatible transportation card, an ADF (Add Data Field) called CONFIG DF is required for transportation compatibility in the Card Operation System (COS) in order to enable mutual payment, settlement, and settlement between transportation card operators. The CONFIG DF stores additional information such as transit information, transit information, entrance information, and the like, and optionally high pass-related information, and provides it externally when transacting with a traffic card. In addition, the compatible transit card has an internal command system and card standard in accordance with the KS-6923 standard and the KS-6924 standard.

However, the PSAM for a transportation card according to the present invention is not limited to a compatible transportation card by the aforementioned "One Card All Pass standard technology development and test bed operation business", and is not capable of being used and operated. It is possible to use and operate existing transportation cards other than compatible transportation cards by “Technology Development and Test Bed Operation Project”.

Hereinafter, before describing in detail the operation method of the transportation card PSAM and the transportation card PSAM according to the present invention, the information used in the transportation card PSAM will be described in detail with reference to the accompanying drawings. 1 is a view for explaining the information used in the PSAM for traffic card according to the present invention.

In this case, ALG (ALGorithm identifier) _SAM information means an algorithm identification of the PSAM for the traffic card, has a size of 1 byte, and has a HEX format. In this case, the upper first bit indicates whether the SEED method is used as an encryption algorithm, and is defined as '1' when the SEED method is used and '0' when not used. The upper second bit indicates whether the T-DES method is used as the encryption algorithm, and is defined as '1' when the T-DES method is used and '0' when not used.

In addition, the AV (Application Version) _SAM information is an application version of the PSAM for the traffic card, has a size of 1 byte, and is in HEX format. The AID information indicates an identifier of an application of the PSAM for the traffic card, has a size of 10 bytes, and has a HEX format.

In addition, DEXP (Date of EXPiration) _SAM information means the expiration date of the PSAM for the traffic card, has a size of 4 bytes, BCD format. And, the DISS (Date of ISSuance) _SAM information means the issue date of the PSAM for the traffic card, has a size of 4 bytes, BCD format.

In addition, ID _SAM information means the identifier of the PSAM for the traffic card, has a size of 8 bytes, BCD format. The NT (Numbers of Transaction) _SAM information means a transaction counter of the PSAM for the traffic card, has a size of 4 bytes, and has a BCD format.

In addition, SC (State Code) _SAM information means the purchase transaction status code of the PSAM for the traffic card, has a size of 2 bytes, HEX format. At this time, when the upper first byte of SC _SAM information is '0000 0000', when the second byte is '0000 0000', it is defined as 'normal completion' state, and when the second byte is '1111 0000', it is in 'transaction' state. If the second byte is '1000 0000', it is defined as 'Cancel Progress'.

In addition, TYPE _SAM information refers to a type of PSAM type, has a size of 1 byte, and is in HEX format. In this case, the PSAM used in the transportation field is defined as '0000 0000', and the PSAM used in the distribution field is defined as '0100 0000'.

In addition, the LC _SAM information means a life state code of the PSAM for the traffic card, has a size of 1 byte, and is in HEX format. In this case, it is defined as "0000 0011" in the "issuance ready" state, "0000 0111" in the "use" state, and "1111 1111" in the "disposal" state.

In addition, M (Money of transaction) _PDA information means a transaction request amount received from the terminal for the transaction with the traffic card, has a size of 4 bytes, HEX format. The NT (Numbers of Transaction) _EP information means a transaction counter of an electric purse, has a size of 4 bytes, and is in HEX format. The ID _EP information means an identifier of a traffic card EP, has a size of 8 bytes, and is in HEX format.

In addition, the ID _CENTER information means an identifier of an electronic money company, has a size of 1 byte, and is in HEX format. At this time, the ID _CENTER information is a unique number for identifying the electronic money company in the KS X 6923 standard, '0x01' for the financial settlement agency, '0x02' for the A-Cash operator, '0x03' for the MIB operator, and V-Cash operator. In the case of '0x05', Mondex Korea's' 0x06 ', Korea Expressway Corporation's'0x07', KORAIL Smart Card's' 0x08 ', Korail Networks'' 0x09 ', KORAIL Networks,' BIX '' 0x0B ' It is defined as.

In addition, ALG (ALGorithm identifier) _EP information means the identifier of the algorithm of the transportation card (EP), has a size of 1 byte, and is in the HEX format. At this time, the ALG _EP information is defined as '0x00' when the SEED method is used in the traffic card, and '0x10' when the T-DES method is used in the traffic card.

In addition, the VK (Version of Key) _EP information indicates a version of DP _KEY information, which is a key to be used for a payment transaction with a transportation card, has a size of 1 byte, and is in HEX format. And, BAL (BALance) _EP information means the electronic money balance information in the transportation card, has a size of 4 bytes, HEX format. The RN (Random Number) _SAM information and the RN _EP information mean a random number generated by the PSAM or the traffic card for the traffic card, and have a size of 8 bytes and have a HEX format.

In addition, TRT (TRansaction Type) information means a transaction type of the PSAM for the traffic card, has a size of 1 byte, and is in HEX format. In this case, "0x01" in case of "RF purchase transaction" and "0x40" in case of "RF cancellation transaction" are defined. The number of indivisual transaction (NI) _SAM information indicates an individual transaction collection counter of the PSAM for the transportation card, has a size of 2 bytes, and has a HEX format. In addition, the NC (Number of Counter) _SAM information means the total transaction collection counter of the PSAM for the traffic card, has a size of 4 bytes, and is in HEX format.

In addition, TOT (TOTal amount money) _SAM information means the cumulative transaction total amount of the PSAM for the transportation card, has a size of 4 bytes, HEX format. And, the SN (Serial Number) _SAM information means the serial number of the PSAM chip, which is given when the PSAM is manufactured for the traffic card, has a size of 8 bytes, and is in HEX format. In addition, the TOT _CENTER information refers to the total transaction amount by electronic money company, and has a size of 4 bytes and is in HEX format. In addition, the NI _CENTER information refers to an individual transaction history collection counter for each electronic money company, and has a size of 2 bytes and is in HEX format.

Hereinafter, the PSAM for a traffic card according to the present invention will be described in detail. The PSAM for a traffic card according to the present invention is composed of an information storage unit, a PSAM control unit and an information transfer unit.

First, the information storage unit stores the key information for each electronic money company and transaction authentication information, which is information for authenticating a transaction between the PSAM for the traffic card and the traffic card.

Next, the PSAM control unit receives transaction information from the traffic card through the terminal, and generates information for the transaction between the transport card PSAM and the traffic card based on the key information for each electronic money company and the transaction authentication information. And perform a payment transaction, payment re-transaction and transaction cancellation with the transportation card based on the information for the transaction between the transportation card PSAM and the transportation card, the transaction information and the transaction authentication information, and the PSAM for the transportation card and the transportation card. And generating a transmission command for transmitting the information for the transaction, the transaction authentication information, and the transaction information to the traffic card through the terminal.

At this time, the key information for each electronic money company is the CT _KEY information means the management key for each electronic money company, the MP _KEY information means the purchase and transaction key for each electronic money company, the TM _KEY information that is the key for generating the total transaction history signature for each electronic money company, the digitalization IND _KEY , a key for generating individual transaction history signatures by each company COMP _KEY , which is a key for collecting information and total transaction details.

At this time, the transaction authentication information is ALG _SAM information of the algorithm identification of the PSAM for the transportation card, AV (Application Version) _SAM information of the application version of the PSAM for the transportation card, and the application of the PSAM for the transportation card. AID information of ID), DEXP (Date of EXPiration) _SAM information of expiration date of PSAM for transportation cards, DISS (Date of ISSuance) _SAM information of issuance date of PSAM for transportation cards, ID of PSAM for transportation cards _SAM information, NT (Numbers of Transaction) _SAM information that is the transaction counter of the PSAM for the transportation card, SC (State Code) _SAM information that is the purchase transaction status code of the PSAM for the transportation card, and TYPE _SAM which means the type of the PSAM for the transportation card information, transportation card life status code of LC in (Version of Key) VK version of the DP _KEY information key to use the _SAM information, e-money's identifier ID _CENTER information, payments and transport card transactions PSAM _EP information, trading oil for TRT (TRansaction Type) information, transportation card NI means the individual transactions collected counters of PSAM for (Number of Indivisual transaction) of NC (Number of Counter) _SAM information, transportation card PSAM total trading collecting counter for indicating the _SAM Information, TOT (TOTal amount money) _SAM information, which is the cumulative transaction total amount of PSAM for transportation card, SN (Serial Number) _SAM information, which means the serial number of PSAM chip for transportation card, which is given when manufacturing PSAM for transportation card, by electronic money company TOT _CENTER information, which means cumulative transaction total amount, NI _CENTER information, which is an individual transaction history collection counter for each electronic money company, TM _KEY Key version of VK _{TM _ KEY} information about the information, any one or more of the VK _{COMP _ KEY} information indicating the version of the key COMP _KEY for IND _KEY collect information key version of VK _{IND _ KEY} information or capitalization transactions about Include.

At this time, the information for the transaction between the PSAM and the traffic card, the first SIGN2 information, the second SIGN2 information and the third SIGN2 information that is the authentication signature of the PSAM for the traffic card, the key to be used for payment transactions with the traffic card Contains DP (Derivation Purchase) _KEY and SES _SAM information.

At this time, the transaction information, M (Money of transaction) _PDA information, SES _EP information, the transaction request amount of the terminal, NT (Numbers of Transaction) _EP information that is a transaction counter of the electric card (Electric Purse, EP), the ID _EP information, which is an identifier of a traffic card EP, ALG (ALGorithm identifier) _EP information, which is an identifier of an algorithm of the traffic card _EP , BAL (BALance) _EP information, which is electronic money balance information of the traffic card, and the traffic card. First signature information, second SIGN1 information, third SIGN1 information, first SIGN3 information, second SIGN3 information, and third SIGN3 information.

In addition, the PSAM control unit receives the collection authentication information from the collection SAM, generates information for collecting the total transaction history information, and based on the collection authentication information, the information for collecting the total transaction history information and the total transaction history information based on And collecting a transmission command for transmitting the total transaction details information to a collection SAM.

In this case, the information for collecting the total transaction history information includes DCOMP _KEY information, SES _KEY information, SIGN _TOT information, which is an authentication signature regarding the total transaction history information, and fourth SIGN2 information, which is an authentication signature of the PSAM.

The collection authentication information includes ID _{collection SAM} information, which is an identifier of the collection SAM, NT _{collection SAM} information, which is a collection transaction counter of the collection SAM, and fourth SIGN1 information and fourth SIGN3 information, which are authentication signatures of the collection SAM. do.

In this case, the total transaction history information includes NI _SAM information and TOT _SAM information.

Finally, the information transmitting unit transmits the information for the transaction, the transaction authentication information, and the transaction information between the PSAM for the traffic card and the traffic card to the traffic card through the terminal according to a transmission command generated by the PSAM controller. Perform the function.

The information transmitting unit may further include a function of transmitting to the collection SAM according to a transmission command for transmitting the total transaction details generated by the PSAM control unit to the collection SAM.

Hereinafter, in the operating method of the PSAM for traffic card according to the present invention, it will be described in detail with reference to the accompanying drawings for the operation method of the transport card PSAM for performing payment transactions with the nationally compatible transport card. In the case of Figure 2 in the operating method of the traffic card PSAM according to the present invention, a view for explaining the operation of the traffic card PSAM for the traffic card PSAM performs a payment transaction with the traffic card.

Prior to the description, in the method of operating a PSAM for a traffic card according to the present invention, a method of operating a PSAM for a traffic card for performing a payment transaction with a nationally compatible traffic card is a life state code of the PSAM for a traffic card. This can be done when the LC _SAM information is in the "Use" state.

First, in step S110, the terminal transmits a command to initialize the traffic card for the transaction, including the M _PDA information that is the transaction request amount of the terminal for the traffic card (Electric Purse, EP).

Accordingly, the traffic card compares the M _PDA information received from the terminal with BAL _EP information, which is electronic money balance information in the traffic card, when the value corresponding to the M _PDA information is larger than the value corresponding to the BAL _EP information. Send a response to the terminal.

When the value corresponding to the BAL _EP information is greater than the value corresponding to the M _PDA information as a result of the comparison of the traffic card, the traffic card has a value of 1 as the existing value of NT _EP information which is a transaction counter of the traffic card. Update to the added value.

The traffic card combines ID _CENTER information, which is an identifier of an electronic money company, ID _EP information, which is an identifier of a transportation card, and NT _EP information, which is a transaction counter of a traffic card, and then connects DP _KEY information, which is a key to be used for payment transactions with the transportation card. Encryption to generate SES _EP information. At this time, the DP (Derivation Purchase) _KEY information is generated by concatenating ID _CENTER information and ID _EP information and using MP _KEY information, which is a purchase and transaction key for each electronic money company.

The traffic card combines the first SIGN1 information, which is the authentication signature of the traffic card, with ALG _EP information, which is an algorithm identifier of the traffic card, VK (Version of Key) _EP , which is version information of the DP _KEY , and BAL _EP information. The SES _EP information is used to generate an encrypted file having a size of 4 bytes.

The traffic card transmits the ALG _EP information, VK _EP information, BAL _EP information, ID _CENTER information, ID _EP information, NT _EP information, and first SIGN1 information to the terminal.

Next, in step S130, the PSAM for the traffic card, including the initialization information for the payment transaction from the terminal, the command to initialize the PSAM (Purcharge Secure Application Module) for performing the payment transaction with the traffic card and the traffic card Receive a command to perform a payment transaction with the ALG _EP. Information, VK _EP information, BAL _EP information, ID _CENTER information, ID _EP information, NT _EP information, first SIGN1 information, M _PDA information, and additional information.

Accordingly, the PSAM for the transportation card performs initialization for payment transactions with the transportation card, checks the SC _SAM information of the purchase transaction status code of the PSAM for the transportation card, and receives ID _CENTER information received from the terminal. Check the ID _EP information, ALG _EP information, and VK _EP information.

The PSAM for the traffic card transmits an error response to the terminal when there is a verification error for the first SIGN1 information as a result of verifying the first SIGN1 information which is the authentication signature of the traffic card received from the terminal.

The PSAM for the transportation card generates ID (Derivation Purchase) _KEY information, which is a key to be used for payment transactions with the transportation card, after joining ID _CENTER information and ID _EP information, using MP _KEY information, which is a purchase and transaction key for each electronic money company. After joining ID _CENTER information, ID _EP information and NT _EP information, SES _SAM information is generated by encrypting using DP _KEY information.

In this case, when the PSAM for the traffic card verifies the first SIGN1 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the first SIGN1 information, the PSAM for the traffic card is Update NT _SAM information, which is a transaction counter in the PSAM for the transportation card, to 1 plus 1, and update the first SIGN2 information, the authentication signature of the PSAM for the transportation card, with the M _PDA information, ID _SAM information, and NT _SAM. After joining the information and the additional information is encrypted using SES _SAM information to create a size of 4 bytes.

The PSAM for the traffic card updates the SC _SAM information, which is the purchase transaction status code of the PSAM for the traffic card, to a "transaction" state, and updates the transaction amount of the terminal to the limit value from the value in which the BAL _EP information is stored. After storing the ID _EP information, the M _PDA information, the NT _EP information, the BAL _EP information, and the NT _SAM information as a transaction log, the PSAM for the traffic card sends a command for performing a payment transaction with the traffic card to the terminal. Sending response information, the response information for the command for performing a payment transaction with the traffic card includes ID _SAM information, NT _SAM information, SC _SAM information, and first SIGN2 information which is an authentication signature of the PSAM for the traffic card.

Next, in step S150, the terminal includes response information and additional information on an instruction for performing a payment transaction with the I traffic card transmitted by the PSAM for the traffic card, and the electronic device according to the payment transaction for the traffic card. Send a currency deduction command.

Accordingly, the traffic card checks the first SIGN2 information, which is an authentication signature of the PSAM for the traffic card, among the response information for the command to perform a payment transaction with the traffic card received from the terminal, and thus, the traffic card receives the first SIGN2 information. If a verification error exists, an error response is sent to the terminal.

In addition, when verifying the first SIGN2 information which is the authentication signature of the PSAM for the traffic card received by the traffic card, and there is no verification error for the first SIGN2 information, the traffic card has the BAL _EP information. from the value that was requested to update the trading price of the device as a limit value, ID _SAM Information, M _PDA information, NT _sam Info and NT _EP Save the information as a transaction log.

The traffic card generates the first SIGN3 information, which is an authentication signature of the traffic card, by concatenating ID _SAM information, NT _SAM information, and BAL _EP information, and encrypts the SSIGN _EP information using SES _EP information to generate a size of 4 bytes. The traffic card transmits first SIGN3 information to the terminal.

Finally, in step S170, the PSAM for the traffic card, including the first SIGN3 information from the terminal, receives a command to generate a separate transaction and end the payment transaction.

Accordingly, when the PSAM for the traffic card verifies the first SIGN3 information, which is the authentication signature of the traffic card, received from the terminal, if a verification error for the first SIGN3 information exists, an error response is transmitted to the terminal. .

And, when the PSAM for the traffic card verifies the first SIGN3 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the first SIGN3 information, the PSAM for the traffic card indicates TOT _SAM , the cumulative total value of PSAM for transportation cards Update the information to the value of the terminal plus the transaction amount of the terminal, update the SC _SAM information to "normal completion", update the TRT information about the transaction type to "RF purchase transaction", NI _SAM Updates the information to the value that had one plus one.

The PSAM for the transportation card generates individual transaction details, wherein the individual transaction details include TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, and ID. Contains _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM information.

The PSAM for the transportation card generates individual transaction details and then generates SIGN _IND1 information that is a signature for the individual transaction details. The SIGN _IND1 information includes TRT information, VK _{IND_KEY} information, ID _CENTER information, ID _EP information, After joining NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM information, create them with 4 bytes by encrypting them using IND _KEY information. do. In this case, the SIGN _IND1 information is encrypted through an encryption method according to ALG _EP information, which is an identifier of an algorithm of a traffic card (EP).

In addition, the PSAM for the traffic card is the SIGN _IND1 SIGN _IND2 , the signature of individual transactions separately from _information The SIGN _IND2 information includes TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM. After joining the information, NI _SAM information, TOT _SAM information, and SIGN _IND1 information, the data is encrypted using IND _KEY information and created to have a size of 4 bytes. In this case, the SIGN _IND2 information is encrypted using any one of an encryption method of the SEED method or the T-DES method.

In addition, the PSAM for the transportation card transmits the SIGN _IND1 information and the SIGN _IND2 information, which is the signature for the individual transaction and the individual transaction history, to the terminal. Terminate the operation of the operation method.

Hereinafter, in the operation method of the PSAM for traffic card according to the present invention, it will be described in detail with reference to the accompanying drawings for the operation method of the transport card PSAM for performing payment re-transaction with a compatible traffic card nationwide. In the case of Figure 3 in the operating method of the traffic card PSAM according to the present invention, it is a diagram illustrating a method of operating a traffic card PSAM in which the traffic card PSAM performs a payment transaction with the traffic card.

Prior to the description, the operation method of the PSAM for the traffic card for performing a payment re-transaction with the nationwide compatible transportation card is, for example, if the payment transaction between the traffic card and the PSAM for the traffic card is not normally terminated, for example, If the payment transaction is not terminated normally due to an error in verifying the signature of the PSAM or the transportation card during the payment transaction between the PSAM or the transportation card, or due to a malfunction of the PSAM during the payment transaction, the transportation card is not normally closed. For PSAM.

In addition, the operation method of the PSAM for the traffic card for performing the payment re-transaction with the nationwide compatible transportation card can be performed when the LC _SAM information, which is the life status code of the PSAM for the traffic card, is in a "use" state. Do.

In addition, the immediately preceding transaction in the operation method of the PSAM for the transportation card for performing the payment re-transaction with the nationwide compatible transportation card is a case where the payment transaction between the transportation card and the PSAM for the transportation card does not end normally. As a transaction, it means a transaction immediately before the operation method of the PSAM for the transportation card for performing the payment re-transaction with the nationwide compatible transportation card.

First, in step S310, if the terminal includes the M _PDA information which is the transaction request amount of the terminal for the transportation card (Electric Purse, EP), if the payment transaction between the transportation card and the PSAM for the transportation card is not normally terminated, Send a command to initialize the transit card to perform a transaction.

Accordingly, the traffic card recognizes the transaction request amount of the terminal through the M _PDA information, updates the NT _EP information, which is a transaction counter of the traffic card, to a value having a value added to 1, and ID _CENTER information. SES _EP information is generated by combining ID _EP information and NT _EP information and encrypting them using DP _KEY information.

In addition, the transportation card is a transportation card transaction counter of the traffic "M _PDA requests the terminal deal of information, immediate transaction, just before the transaction log for the transportation card identifier ID _SAM immediately preceding transaction with the card information and the immediately preceding transaction NT _EP Check ´.

Then, the traffic card combines the second SIGN1 information, which is the authentication signature of the traffic card, with the ALG _EP information, the VK _EP information, the BAL _EP information, the ID _SAM 'information, the M _PDA ' information, and the NT _EP 'information. It is created to have a size of 4 bytes using the SES _EP information.

The traffic card transmits the ALG _EP information, the VK _EP information, the BAL _EP information, the ID _SAM 'information, the M _PDA ' information, the NT _EP 'information, and the second SIGN1 information to the terminal.

Next, in step S330, the PSAM for the traffic card includes the initialization information for the payment re-transaction from the terminal, the command for initializing the PSAM for the traffic card for payment re-transaction and the payment re-transaction with the traffic card. In this case, the initialization information for the payment re-transaction may include ALG _EP information, VK _EP information, BAL _EP information, ID _SAM 'information, M _PDA ' information, NT _EP 'information, and the second SIGN1 information. M _PDA information and additional information.

Accordingly, the PSAM for the transportation card performs initialization for payment re-transaction, checks SC _SAM information which is a purchase transaction status code of the PSAM, ID _CENTER information, ID _EP information, ALG _EP information, and the like received from the terminal. Check the VK _EP information.

And, PSAM for the transportation card is produced after joining the payment material deal DP (Derivation Purchase) key to use for the _KEY the ID _CENTER information and ID _EP information with the transportation card is encrypted using the information MP _KEY information, and further SES _SAM The information is created by _combining ID _CENTER information, ID _EP information, and NT _EP information, and then encrypting them using DP _KEY information.

If the verification card for the second SIGN1 information exists as a result of verifying the second SIGN1 information which is the authentication signature of the traffic card received from the terminal, the PSAM for the traffic card PSAM determines the terminal. Send an error response to

If the PSAM for the traffic card verifies the second SIGN1 information which is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN1 information, the PSAM for the traffic card is After comparing the last transaction log of the transit card received from the terminal with the last transaction log of the PSAM for the transit card, the NT _SAM information is updated to a value obtained by adding 1 to the existing value.

The PSAM for traffic card combines the second SIGN2 information, which is the authentication signature of the PSAM for the traffic card, with M _PDA information, ID _SAM information, NT _SAM information, and additional information, and then encrypts the SES _SAM information with 4 bytes. After generating to have a size, the PSAM for the traffic card transmits the response information for the command for performing a payment re-transaction with the traffic card, wherein the response information for the command for performing a payment re-transaction with the traffic card Includes ID _SAM information, NT _SAM information, SC _SAM information and second SIGN2 information.

Next, in step S350, the terminal transmits the electronic money deduction command, including the response information and the additional information for the command to perform a payment re-transaction with the traffic card traffic card with respect to the traffic card.

Accordingly, the traffic card checks the second SIGN2 information, which is the authentication signature of the PSAM for the traffic card, among the response information for the command for performing the payment re-transaction with the traffic card received from the terminal, and thus, the traffic card receives the second SIGN2 information. If there is a verification error, the device sends an error response to the terminal.

If the traffic card does not have a verification error for the second SIGN2 information as a result of verifying the second SIGN2 information that is the authentication signature of the PSAM for the traffic card received from the terminal, the traffic card is the traffic card. After joining ID _SAM information, NT _SAM information, and BAL _EP information, the second SIGN3 information, which is the authentication signature of, is encrypted using SES _EP information, and generated to have a size of 4 bytes. Send.

Finally, in step S370, the PSAM for the traffic card, including the second SIGN3 information from the terminal, receives a command to generate a separate transaction and end the payment re-transaction.

Accordingly, the PSAM for the traffic card transmits an error response to the terminal when a verification error for the second SIGN3 information exists as a result of verifying the second SIGN3 information that is the authentication signature of the traffic card received from the terminal. .

When the PSAM for the traffic card verifies the second SIGN3 information which is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN3 information, the PSAM for the traffic card is Check the SC _SAM information of the purchase transaction status code of the PSAM for the transportation card.

When the PSAM for the traffic card confirms the SC _SAM information, and the SC _SAM information is "in the transaction", the PSAM for the traffic card adds the transaction request amount of the terminal to the value that has been previously added to the TOT _SAM information. Update the NI _SAM information by adding 1 to the existing value. The PSAM for the traffic card updates the SC _SAM information to the "normal completion" state and updates the TRT information to the "RF purchase transaction".

The PSAM for the transportation card generates individual transaction details, wherein the individual transaction details include TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, It includes ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM information.

The PSAM for the transportation card generates individual transaction details, and then generates SIGN _IND1 information that is a signature for the individual transaction details. TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT After joining _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM information, they are encrypted using IND _KEY information and created to have a size of 4 bytes. . In this case, the SIGN _IND1 information is encrypted through an encryption method according to ALG _EP information, which is an identifier of an algorithm of a traffic card (EP).

In addition, the PSAM is the SIGN _IND1 SIGN _IND2 , the signature of individual transactions separately from _information It generates information such as TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, After joining the TOT _SAM information and the SIGN _IND1 information, the data is encrypted using the IND _KEY information and created to have a size of 4 bytes. In this case, the SIGN _IND2 information is encrypted using any one of an encryption method of the SEED method or the T-DES method.

The PSAM for the traffic card transmits the SIGN _IND1 information and the SIGN _IND2 information, which are signatures of the individual transaction details and the individual transaction details, to the terminal. Terminate execution of PSAM operation method.

Hereinafter, in the method of operating a traffic card PSAM according to the present invention, a description will be given in detail on the basis of the accompanying drawings for a method of operating a traffic card PSAM for performing a transaction cancellation with a compatible traffic card nationwide. In the case of Figure 4 in the operating method of the PSAM for the traffic card according to the present invention, it is a view for explaining a method of operating a PSAM for the traffic card in which the PSAM for the traffic card performs a transaction cancellation with the traffic card.

Prior to the description, the operation method of the PSAM for the traffic card to perform the transaction cancellation with the nationwide compatible transportation card is a payment transaction with the transportation card performed immediately before the request for cancellation or the cancellation of the PSAM. PSAM operation of the transportation card to cancel the.

In addition, the operation method of the PSAM for the traffic card for performing a transaction cancellation with the nationally compatible transportation card, the traffic card for the case where the LC _SAM information of the life status code of the PSAM for the traffic card is in the "use" state This can be done in PSAM.

First, in step S510, the terminal includes the M _PDA information which is the transaction request amount of the terminal with respect to the transportation card (Electric Purse, EP), after the last transaction is normally terminated by the user of the transportation card or the PSAM for the transportation card. Send a command to initialize the traffic card to perform a transaction cancellation.

Accordingly, the traffic card initializes to cancel the transaction, grasps the transaction request amount of the terminal through the M _PDA information, and then adds 1 to the existing value of the NT _EP information, which is a transaction counter of the traffic card. Update the ID _CENTER information, the ID _EP information, the NT _EP information, and use the DP _KEY information to generate the SES _EP information. Then, in the last transaction log, the ID _SAM ´ information, which is the traffic card identifier of the last transaction, Check the information of M _PDA ´ which is the terminal transaction request amount of the last transaction and NT _EP ´ which is the transportation card transaction counter of the last transaction.

The traffic card combines the third SIGN1 information, which is the authentication signature of the traffic card, with the ALG _EP information, the VK _EP information, the BAL _EP information, the ID _SAM information, the M _PDA information, and the NT _EP information. After generating, using the SES _EP information having a size of 4 bytes, the terminal ALG _EP information, VK _EP information, BAL _EP information, ID _SAM 'information, M _PDA ' information, NT _EP 'information and the third SIGN1 Send the information.

Next, in step S530, the PSAM for the traffic card includes initialization information for canceling the transaction from the terminal, and initializes the PSAM (Purcharge Secure Application Module) for the traffic card to perform a transaction cancellation with the traffic card. Receiving a command to cancel a transaction with the traffic card, wherein the initialization information for canceling the transaction is AGL _EP. Information, VK _EP information, BAL _EP information, ID _CENTER information, ID _EP information, NT _EP information, third SIGN1 information and M _PDA information and additional information.

Accordingly, the PSAM for the traffic card performs initialization to cancel the transaction, and checks the SC _SAM information and transmits an error response to the terminal when it is in the "transaction" state.

The PSAM for the traffic card checks ID _CENTER information, ID _EP information, ALG _EP information, and VK _EP information received from the terminal, and then identifies a DP (Derivation Purchase) _KEY , which is a key used for canceling a transaction with the traffic card. After joining _CENTER information and ID _EP information, it is generated by encrypting it using MP _KEY information, and SES _SAM information is created by joining ID _CENTER information, ID _EP information and NT _EP information, and then encrypted using DP _KEY information.

The PSAM for the traffic card transmits an error response to the terminal when there is a verification error for the third SIGN1 information as a result of verifying the third SIGN1 information which is the authentication signature of the traffic card received from the terminal.

If the PSAM for the traffic card verifies the third SIGN1 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the third SIGN1 information, the PSAM for the traffic card indicates After comparing the last transaction log of the transit card and the last transaction log in the PSAM for the transit card, the NT _SAM information is updated to the value that had 1 plus 1.

Then, the PSAM for a transportation card, check the SC _SAM information, confirming the results SC _SAM information is updated if a "graceful shutdown" state, limiting the transactions requested amount of the terminal from the value that has existing in the TOT _SAM values After updating the NI _SAM information plus 1, and updating the BAL _EP information plus the transaction request amount of the terminal, the SC _SAM information is updated to the "cancellation progress" state.

The PSAM for the traffic card combines the third SIGN2 information, which is the authentication signature of the PSAM for the traffic card, with the M _PDA information, the ID _SAM information, the NT _SAM information, and the additional information, and then encrypts the SES _SAM information with 4 bytes. Create to have a size.

The PSAM for the traffic card transmits response information to the terminal for a command to cancel a transaction with the traffic card, wherein the response information for the command for canceling a transaction with the traffic card includes ID _SAM information, NT _SAM information, SC _SAM information, and third SIGN2 information.

Next, in step S550, the terminal transmits a command for canceling a transaction, including response information for the command for canceling a transaction with the traffic card.

Accordingly, when the traffic card verifies the third SIGN2 information, which is an authentication signature of the PSAM for the traffic card, in response information for the command for canceling the transaction with the traffic card received from the terminal, the third SIGN2 information. If there is a verification error for, send an error response to the terminal.

The traffic card checks the third SIGN2 information, which is the authentication signature of the PSAM for the traffic card, received from the terminal, and when there is no verification error for the third SIGN2 information, the traffic card is the BAL _EP information. Is updated with the transaction request amount of the terminal and the ID _SAM Information, M _PDA Information, NT _sam Info and NT _EP Save the information as a transaction log.

Next, in step S570, the PSAM for the traffic card deletes the previous transaction log from the terminal, and receives a command to terminate the transaction cancellation.

Accordingly, the PSAM for the transportation card is SC _SAM After the information is updated to the "normal completion" state, the TRT information is updated to "RF canceled transaction", and then individual transaction details are generated. The individual transaction details include TRT information, VK _{IND _ KEY} information, ID _CENTER information, and ID. _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM information.

The PSAM for the traffic card generates the individual transaction details and then signs SIGN _IND1 for the individual transaction details. Information and SIGN _IND2 To generate information, the SIGN _IND1 The information includes TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information and TOT _SAM information. After concatenating, encrypt using IND _KEY information and create a size of 4 bytes.

In addition, the PSAM for the traffic card SIGN _IND2 which is a signature for separate transaction details separate from the SIGN _IND1 information Generating information, the SIGN _IND2 TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, TOT _SAM information And SIGN _IND1 information, and then encrypted using IND _KEY information to generate a size of 4 bytes.

In addition, the PSAM for the traffic card transmits the SIGN _IND1 information and the SIGN _IND2 information, which are the signatures of the individual transaction details and the individual transaction details, in response to a command of the terminal, thereby performing a transaction cancellation with the nationwide compatible transportation card. Ends the execution of the operation method of the PSAM for the traffic card.

Hereinafter, in the method of operating a traffic card PSAM according to the present invention, a method of operating a traffic card PSAM for collecting and transmitting total transaction information of a traffic card to a collection SAM will be described in detail with reference to the accompanying drawings. In the case of Figure 5 in the operating method of the PSAM for the traffic card according to the present invention, it is a view for explaining the operating method of the PSAM for the traffic card for collecting the total transaction information of the traffic card to transmit to the collection SAM.

Prior to the description, the total transaction history information includes NI _SAM information, which is an individual transaction history collection counter of the PSAM for the transportation card, and TOT _SAM information, which is a cumulative transaction total amount of the PSAM for the transportation card.

First, in step S710, the PSAM for the traffic card including the ID _CENTER information which is the identifier of the electronic money from the terminal, the command to initialize the PSAM for the traffic card to collect the total transaction details information and the total amount of the traffic card transaction Receives a command to check whether the history information exists.

Accordingly, the PSAM for the transportation card performs initialization for collecting the total transaction history information of the transportation card, and confirms whether the total amount of transaction information of the electronic money company corresponding to the ID _CENTER information received from the terminal exists, and then the NT _SAM. Update the information to the existing value plus one.

In addition, the PSAM for the traffic card transmits information about a command for confirming the existence of the total transaction history information to the terminal, the information on the command for confirming the existence of the total transaction history information is the total transaction history key data collection includes VK _{COMP _ KEY} information, ID _CENTER information, ID _SAM information, NT _SAM information, NC _SAM TOT _SAM information and information indicating the version of the COMP _KEY.

Next, in step S730, the terminal transmits an initialization request for collecting the total transaction history information for the collection SAM (Secure Application Module), including information on a command for confirming the existence of the total transaction details information. do.

Accordingly, the collecting SAM updates the value obtained by adding 1 to the NT _{collecting SAM} information indicating the trading counter of the collecting SAM, and generates DCOMP _KEY information for deriving COMP _KEY information, which is a key for collecting total transaction details. . At this time, the _KEY DCOMP information is then joined to COMP _KEY ^-1 information by inverting the information and COMP _{KEY KEY} COMP, COMP _KEY Generated by encrypting the information.

The collection SAM combines ID _CENTER information, ID _SAM information, and NT _{collection SAM} information to generate SES _KEY information, which is a session key by encrypting using DCOMP _KEY information, and the fourth SIGN1 information, which is an authentication signature of the collection SAM, is NC. After concatenating _SAM information, TOT _SAM information, ID _{collecting SAM} information, and NT _{collecting SAM} information, the data is encrypted using SES _KEY information and created to have a size of 4 bytes.

The collection SAM transmits ID _{collection SAM} information, NT _{collection SAM} information, and fourth SIGN1 information to the terminal in response to the initialization request of the terminal.

Next, in step S750, the PSAM for the traffic card receives a command to collect the total transaction history information, including ID _{collection SAM} information, NT _{collection SAM} information and the fourth SIGN1 information from the terminal.

Accordingly, the PSAM for the traffic card joins ID _CENTER information, ID _SAM information, and NT _{collection SAM} information to generate SES _KEY information, which is a session key by encrypting using DCOMP _KEY information, and the PSAM for the traffic card is received from the terminal. If an error exists in the fourth SIGN1 information as a result of verifying whether the fourth SIGN1 information, which is the authentication signature of the collected SAM, is present, an error response is transmitted to the terminal.

When the PSAM for the traffic card verifies whether the fourth SIGN1 information, which is the authentication signature of the collection SAM received from the terminal, is not an error, the PSAM for the traffic card is NC. Update the _SAM information with one added.

In addition, the PSAM for the traffic card, after signing the SIGN _TOT information, which is the authentication signature for the total transaction history information, with the ID _SAM information, ID _CENTER information, NC _SAM information, NI _SAM information, and TOT _SAM information, the electronic money company total transaction signature It is generated to have a size of 4 bytes by encrypting using TM _KEY information which is a generation key.

In addition, the PSAM for the traffic card combines the fourth SIGN2 information, which is the authentication signature of the PSAM for the traffic card, with ID _CENTER information, NC _SAM information, NI _SAM information, TOT _SAM information, and SIGN _TOT information, and then uses SES _KEY information. It is encrypted and created to have a size of 4 bytes.

The PSAM for the traffic card transmits information to the terminal in response to a command for collecting the total transaction details information. The information in response to the command for collecting the total transaction details information is a TM _KEY. And a key version of VK _{TM _ KEY} information, ID information _CENTER, NC _SAM information, NI information _{SAM, SAM} TOT information, SIGN _TOT information and authentication information of the sign of claim 4 SIGN2 PSAM for the transportation card for the information.

Next, in step S770, the terminal transmits the information to the collection SAM in response to a command for collecting the total transaction history information received from the PSAM for the traffic card.

Accordingly, the collecting SAM verifies whether the fourth SIGN2 information, which is the authentication signature of the PSAM for the traffic card, is error in the information in response to the command for collecting the total transaction history information received from the terminal, and then the fourth SIGN2 information. If an error exists, an error response is sent to the terminal.

Further, when the collecting SAM verifies whether the fourth SIGN2 information, which is an authentication signature of the PSAM for the traffic card, is in error in response to the command for collecting the total transaction history information received from the terminal, the fourth SIGN2 information. If there is no error, the collecting SAM stores the total transaction history information through the NI _SAM information and the TOT _SAM information received from the terminal.

The collecting SAM combines the fourth SIGN3 information, which is the authentication signature of the collecting SAM, with ID _SAM information, ID _CENTER information, and fourth SIGN2 information, and encrypts it with SES _KEY information to generate a size of 4 bytes to the terminal. Send the fourth SIGN3 information.

Finally, in step S790, the PSAM for the traffic card receives the command to delete the total transaction history information, including the fourth SIGN3 information from the terminal and to end the collection step.

Accordingly, the PSAM for the traffic card verifies whether the fourth SIGN3 information, which is the authentication signature of the collection SAM, received from the terminal is an error, and transmits an error response to the terminal when an error exists in the fourth SIGN3 information. do.

When the PSAM for the traffic card verifies whether the fourth SIGN3 information, which is the authentication signature of the collection SAM received from the terminal, is not an error, the total amount in the PSAM for the traffic card is not present. By deleting the NI _SAM information and the TOT _SAM information, which is transaction history information, the execution of the operation method of the PSAM for the traffic card collecting the total transaction history information of the traffic card and transmitting it to the collection SAM is completed.

As described above, the present invention has been described and illustrated in connection with a preferred embodiment for illustrating the spirit of the present invention, but the present invention is not limited to the above-described configuration and operation. In addition, those skilled in the art will appreciate that many changes and modifications can be made without departing from the scope of the technical idea of the present invention. Therefore, inventions which have been subjected to all appropriate changes and modifications and inventions belonging to the equivalents of the present invention should also be regarded as belonging to the present invention.

1 is a view for explaining the information used in the PSAM for traffic card according to the present invention.

In the case of Figure 2 in the operating method of the traffic card PSAM according to the present invention, a view for explaining the operation of the traffic card PSAM for the traffic card PSAM performs a payment transaction with the traffic card.

In the case of Figure 3 in the operating method of the traffic card PSAM according to the present invention, it is a diagram illustrating a method of operating a traffic card PSAM in which the traffic card PSAM performs a payment transaction with the traffic card.

In the case of Figure 4 in the operating method of the PSAM for the traffic card according to the present invention, it is a view for explaining a method of operating a PSAM for the traffic card in which the PSAM for the traffic card performs a transaction cancellation with the traffic card.

In the case of Figure 5 in the operating method of the PSAM for the traffic card according to the present invention, it is a view for explaining the operating method of the PSAM for the traffic card for collecting the total transaction information of the traffic card to transmit to the collection SAM.

Claims (13)

In the PSAM (Purcharge Secure Application Module) for a traffic card which performs payment transactions, payment re-transactions and transaction cancellations with a nationally compatible transportation card, and collects and transmits the total transaction details of the traffic card to the collection SAM, the traffic PSAM for card An information storage unit storing key authentication information for each electronic money company and transaction authentication information which is information for authenticating a transaction between the PSAM for the traffic card and the traffic card; Receive transaction information from the traffic card through the terminal, generate information for the transaction between the traffic card PSAM and the traffic card based on the key information and transaction authentication information for each electronic money company, and then the PSAM and traffic card for the traffic card Perform payment transaction, payment re-transaction and transaction cancellation with the transit card based on information for transaction between the transaction, transaction information and transaction authentication information, information for transaction between the transit card PSAM and the transit card, transaction authentication information And a PSAM control unit for generating a transmission command for transmitting transaction information to the traffic card through the terminal. And An information transfer unit configured to transmit information, transaction authentication information, and transaction information for transaction between the traffic card PSAM and the traffic card to the traffic card through the terminal according to a transmission command generated by the PSAM control unit; PSAM for transportation card, characterized in that consisting of. The method of claim 1, The key information for each electronic money company includes CT _KEY information representing an electronic money company management key, MP _KEY information representing an electronic money company purchase and transaction key, TM _key information for generating total transaction details signature for each electronic money company, and each electronic money company. IND _KEY , a key for generating individual transaction signatures A COMP _KEY , which is a key for collecting information and total transaction history information; Information for the transaction between the PSAM for the transportation card and the transportation card may include a first SIGN2 information, a second SIGN2 information and a third SIGN2 information, which are the authentication signatures of the PSAM for the transportation card, and a key used for a payment transaction with the transportation card. (Derivation Purchase) _KEY and SES _SAM information; The transaction information includes M (Money of transaction) _PDA information, SES _EP information, a transaction request amount of the terminal, NT (Numbers of Transaction) _EP information, a transaction counter of the Electric Purse (EP), and the traffic card ( ID _EP information, which is an identifier of EP), ALG (ALGorithm identifier) _EP information, which is an identifier of an algorithm of the traffic card (EP), BAL (BALance) _EP information, which is an electronic money balance in the traffic card, and an authentication signature of the traffic card. And a first SIGN1 information, a second SIGN1 information, a third SIGN1 information, a first SIGN3 information, a second SIGN3 information, and a third SIGN3 information. The method of claim 2, wherein the transaction authentication information ALG _SAM information, which is the algorithm identification of the PSAM for transportation cards, AV (Application Version) _SAM information, which is the application version of the PSAM for transportation cards, and AID, which is the identification of the application of the PSAM, for the transportation card. Information, DEXP (Date of EXPiration) _SAM information, expiration date of PSAM for transportation card, DISS (Date of ISSuance) _SAM information, issuance date of PSAM for transportation card, ID _SAM information of PSAM for transportation card, PSAM for transportation card NT (Numbers of Transaction) _SAM information, which is a transaction counter, SC (State Code) _SAM information, which is a purchase transaction status code of a PSAM for a traffic card, TYPE _SAM information that indicates the type of PSAM for a traffic card, and a lifetime of a PSAM for a traffic card LC _SAM information, which is a status code, ID _CENTER information, which is an identifier of an electronic money company, VK (Version of Key) _EP information, which is a version of DP _KEY information, which is a key used for a payment transaction with a transportation card, and TRT (TRansaction Type), which means a transaction type. Information, NI (Number of Indivisual transaction) _SAM information, which means the individual transaction collection counter of PSAM for transportation card, NC (Number of Counter) _SAM information, which is the total transaction collection counter of PSAM for transportation card, and total transaction amount of PSAM for transportation card TOT (TOTal amount money) _SAM information, SN (Serial Number) _SAM , which means the serial number of the PSAM chip for the transportation card, which is granted during the manufacture of the PSAM for the transportation card, TOT _CENTER information, which means the cumulative transaction total amount by electronic money company, electronic NI _CENTER information, TM _KEY , which is a collection counter for each transaction Key version of VK _{TM _ KEY} information about the information, any one or more of the VK _{COMP _ KEY} information indicating the version of the key COMP _KEY for IND _KEY collect information key version of VK _{IND _ KEY} information or capitalization transactions about PSAM for transportation card, characterized in that it comprises. The method of claim 3, wherein The PSAM control unit receives the collection authentication information from the collection SAM, generates information for collecting the total transaction history information, and authenticates the collection authentication information, the information for collecting the total transaction history information, and the transaction between the PSAM and the traffic card. And collecting the total transaction details information based on the authentication information, and generating a transmission command to transmit the total transaction details information to the collection SAM. The information transmitting unit further includes a function of transmitting the total transaction history information to the collection SAM according to a transmission command for transmitting the total transaction history information generated by the PSAM control unit to a collection SAM. PSAM for transportation card. The method of claim 4, wherein The total transaction history information includes NI _SAM information and TOT _SAM information; The collection authentication information includes ID _{collection SAM} information, which is an identifier of the collection SAM, NT _{collection SAM} information, which is a collection transaction counter of the collection SAM, and fourth SIGN1 information and fourth SIGN3 information, which are authentication signatures of the collection SAM; The information for collecting the total transaction history information includes DCOMP _KEY information, SES _KEY information, SIGN _TOT information, which is an authentication signature for the total transaction history information, and fourth SIGN2 information, which is an authentication signature of the PSAM for the traffic card. PSAM for transportation card to say. In the operation method of the PSAM (Purcharge Secure Application Module) for the transportation card to perform payment transactions with the nationally compatible transportation card, A command for initializing the PSAM for the traffic card and performing a payment transaction with the traffic card for performing a payment transaction between the traffic card PSAM with the traffic card, including the initialization information for the payment transaction from the terminal; Receiving a command to perform a; Initializing the PSAM for the transportation card to perform a payment transaction with the transportation card, generating DP (Derivation Purchase) _KEY information which is a key to be used for the payment transaction with the transportation card, and generating SES _SAM information; 결과 If there is no verification error for the first SIGN1 information when the PSAM for the traffic card verifies the first SIGN1 information that is the authentication signature of the traffic card received from the terminal, the PSAM for the traffic card indicates that the traffic Update NT _SAM information, which is a transaction counter in the card PSAM, update SC _SAM information, which is a purchase transaction status code of the PSAM for the transportation card, to a "in-transit" state, and perform transaction of the terminal at a value having the BAL _EP information. After updating the request amount to the limit value, the first SIGN2 information, which is an authentication signature of the PSAM for the traffic card, is generated, and the response information for the command for the PSAM to perform a payment transaction with the traffic card to the terminal is generated. Transmitting; 검증 If there is no verification error for the first SIGN2 information among the response information for the command for performing a payment transaction with the traffic card, the PSAM for the traffic card is sent from the terminal. Receiving a command for generating an individual transaction and ending a payment transaction including first SIGN3 information which is an authentication signature of the traffic card; 경우 If the verification signal for the first SIGN3 information does not exist when the PSAM for the traffic card verifies the first SIGN3 information that is the authentication signature of the traffic card received from the terminal, the total transaction amount of the PSAM for the traffic card Update the TOT _SAM information to the value of the terminal plus the transaction request amount of the terminal, update the SC _SAM information to "normal completion", and update the TRT information indicating the transaction type of the PSAM for the transportation card. RF purchase transaction ", update NI _SAM information, and then create individual transaction details; And PS the PSAM for the transportation card generates the individual transaction details, and then generates a signature for the individual transaction details, and the PSAM for the transportation card transmits the signatures for the individual transaction details and the individual transaction details to the terminal. ; PSAM operating method for a traffic card comprising a. The method of claim 6, The initialization information for the payment transaction may include ALG _EP information, which is an algorithm identification of the PSAM for the transportation card, VK _EP information, which is a version of DP _KEY information, which is a key to be used for a payment transaction with the transportation card (Electric Purse, EP), BAL _EP information, the electronic money balance information in the transportation card, ID _CENTER information, the identifier of the electronic money company, ID _EP information, the identifier of the traffic card, NT _EP information, the transaction counter of the traffic card, and the signatory of the authentication of the traffic card. Includes the first SIGN1 information and M _PDA information and additional information that is the transaction request amount of the terminal, The response information for the command for performing a payment transaction with the transit card includes ID _SAM information, NT _SAM information, SC _SAM information, and first SIGN2 information, which is an authentication signature of the PSAM for the transit card, The individual transaction details include TRT information, VK _{IND_KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and TOT _SAM. Information, The signature for the individual transaction details operating method of the PSAM for a traffic card, characterized in that it comprises SIGN _IND1 information and SIGN _IND2 information. In the operation method of the PSAM (Purcharge Secure Application Module) for the transportation card to perform payment re-transaction with a nationally compatible transportation card, 교통 the PSAM for the traffic card including the initialization information for the payment re-transaction from the terminal, the command to initialize the PSAM for the traffic card to perform the payment re-transaction with the traffic card and performs the payment re-transaction with the traffic card Receiving a command to make; Performing, by the PSAM for the transportation card, initialization for payment retransaction with the transportation card, and generating a DP (Derivation Purchase) _KEY and SES _SAM information, which is a key used for payment retransaction with the transportation card; 결과 If the PSAM for the traffic card verifies the second SIGN1 information which is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN1 information, the PSAM for the traffic card is NT _SAM. Updating the information, generating second SIGN2 information which is an authentication signature of the PSAM for the traffic card, and transmitting response information to the terminal to perform a payment re-transaction with the traffic card; 검증 If there is no verification error for second SIGN2 information among the response information for the command for performing the payment re-transaction with the traffic card transmitted by the PSAM for the traffic card, the PSAM for the traffic card is sent to the terminal. Receiving from the second SIGN3 information which is an authentication signature of the transit card, a command for generating an individual transaction and terminating a payment re-transaction from the; 결과 If the PSAM for the traffic card verifies the second SIGN3 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the second SIGN3 information, the PSAM for the traffic card indicates the SC _SAM information. After confirming that, if the SC _SAM information is "in the transaction", the TOT _SAM information is added to the value of the terminal and the transaction request amount of the terminal, and the NI _SAM information is updated. Updating the SC _SAM information to the "normal completion" state and updating the TRT information to the "RF purchase transaction"; And PS the PSAM for the transportation card generates the individual transaction details, and generates a signature for the individual transaction details, and then the PSAM for the transportation card transmits the signatures for the individual transaction details and the individual transaction details to the terminal; Operation method of the PSAM for a traffic card comprising a. The method of claim 8, The initialization information for the payment re-transaction may include ALG _EP information, VK _EP information, BAL _EP information, ID _SAM 'information of the traffic card identifier of the last transaction, M _PDA ' information of the terminal transaction request amount of the last transaction, and immediately preceding transaction. the certificate includes the master M and the _PDA 2 SIGN1 information information, and additional information of the transportation card, transaction counter, NT _EP 'information and the traffic card, Response information for the command for performing a payment re-transaction with the traffic card includes ID _SAM information, NT _SAM information, SC _SAM information and second SIGN2 information, The individual transaction details include TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and the like. Contains TOT _SAM information, The signature for the individual transaction details operating method of the PSAM for a traffic card, characterized in that it comprises SIGN _IND1 information and SIGN _IND2 information. In the operation method of the PSAM for the transportation card to perform the transaction cancellation with the nationally compatible transportation card, ⒜ the PSAM for the traffic card includes the initialization information for canceling the transaction from the terminal, and initializes the PSAM for the traffic card to perform the transaction cancellation with the traffic card and cancels the transaction between the traffic card and the traffic card. Receiving a command to make; 교통 The PSAM for the transportation card performs initialization to cancel the transaction with the transportation card, checks the SC _SAM information, and confirms that the SCAM information for the transportation card is an error in the terminal when the SC _SAM information is "in transaction." Transmitting a response and generating a DP (Derivation Purchase) _KEY and SES _SAM information which are keys for canceling a transaction with the transit card; 결과 If the PSAM for the traffic card verifies the third SIGN1 information that is the authentication signature of the traffic card received from the terminal, and there is no verification error for the third SIGN1 information, the PSAM for the traffic card is NT _SAM. When the information is updated and the SC _SAM information is checked and the SC _SAM information is in the "normally terminated" state, the NI _SAM information is updated, and the BAL _EP information is added to the existing value plus the transaction request amount of the terminal. Thereafter, updating, by the PSAM for the traffic card, the SC _SAM information to "cancel cancellation"; After the PSAM for the traffic card generates the third SIGN2 information which is an authentication signature of the PSAM, transmitting the response information to the terminal for the command for canceling a transaction with the traffic card; 검증 If there is no verification error for the third SIGN2 information among the response information for the command for canceling the transaction with the traffic card transmitted by the PSAM for the traffic card to the terminal, the PSAM for the traffic card is the terminal. Receiving a command from the end of the transaction cancellation execution; And PS PSAM for traffic card is SC_SAM Update the information to the "normal completion" state, update the TRT information to "RF cancel transaction", generate individual transaction details, generate signatures for individual transaction details, and the PSAM for the transportation card to the terminal Transmitting a signature for the individual transaction history, the individual transaction history; Operation method of the PSAM for a traffic card comprising a. 11. The method of claim 10, Initialization information for canceling the transaction, ALG _EP Information, VK _EP information, BAL _EP information, ID _CENTER information, ID _EP information, NT _EP information, 3 SIGN1 information, M _PDA information and additional information, which are the authentication signature of the transportation card, The individual transaction details include TRT information, VK _{IND _ KEY} information, ID _CENTER information, ID _EP information, NT _EP information, BAL _EP information, M _PDA information, ID _SAM information, NT _SAM information, NC _SAM information, NI _SAM information, and the like. Contains TOT _SAM information, The response information to the command for canceling the transaction with the traffic card sent to the terminal includes ID _SAM information, NT _SAM information, SC _SAM information, and third SIGN2 information. The signature for the individual transaction details operating method of the PSAM for a traffic card, characterized in that it comprises SIGN _IND1 information and SIGN _IND2 information. In the operation method of the PSAM for the transportation card to collect the total transaction details of the transportation card and transmit it to the collection SAM, Receiving a command for initializing the PSAM for the traffic card and confirming the presence of the total transaction history information to collect the total transaction details of the transportation card, including ID _CENTER information from the terminal; Making; ⒝ performs initialization for collecting the total transaction history information of the transportation card PSAM that the transport cards, and confirm the total electronic cash company corresponding to the ID _CENTER information received from the terminal transaction information existence result, ID _CENTER information When the total transaction history information of the electronic money company corresponding to the present invention exists, the PSAM for the traffic card updates the NT _SAM information, and the PSAM for the traffic card checks the existence of the total transaction history information to the terminal. Transmitting the information; The total amount of the PSAM for the traffic card includes, from the terminal, ID _{collection SAM} information, which is an identifier of the collection SAM, NT _{collection SAM} information, which is a collection transaction counter of the collection SAM, and fourth SIGN1 information, which is an authentication signature of the collection SAM. Receiving a command for collecting transaction history information; 결과 If the PSAM for the traffic card verifies whether the fourth SIGN1 information, which is the authentication signature of the collection SAM received from the terminal, is not an error, the PSAM for the traffic card is the _{SAM SAM.} Updating the information, generating SIGN _TOT information which is an authentication signature on the total transaction details information, and transmitting the information in response to the command for the traffic card PSAM to collect the total transaction details information to the terminal; If there is no verification error for the fourth SIGN2 information among the information in response to the command for collecting the total transaction details information transmitted to the terminal by the PSAM for the transportation card, the PSAM for the transportation card is sent from the terminal. Receiving a command to delete the total transaction history information and end the collection step, including fourth SIGN3 information that is an authentication signature of the collection SAM; And 결과 If the PSAM for the transportation card verifies whether the fourth SIGN3 information, which is the authentication signature of the collection SAM received from the terminal, is not an error, and the fourth SIGN3 information does not exist, the PSAM for the transportation card trades the total amount. Deleting history information; Operation method of the PSAM for a traffic card comprising a. 13. The method of claim 12, The information on the command for confirming the existence of the total transaction details information is VK _{COMP _ KEY} information, ID _CENTER information, ID _SAM information, NT _SAM information, NC, which means a version of COMP _{KEY which} is a key for collecting the total transaction history information. Includes _SAM information and TOT _SAM information. The total transaction history information includes NI _SAM information and TOT _SAM information, Information responsive to the command for collecting the total transaction details information is TM _KEY It includes a key version of the information VK _{TM _ KEY} information, ID _CENTER information, NC _SAM information, NI _SAM information, TOT _SAM information, SIGN _TOT information and the fourth SIGN2 information that is the authentication signature of the PSAM for the traffic card Operation method of PSAM for traffic card.

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